individual units of information
POPULARITY
Categories
Donate (no account necessary) | Subscribe (account required) President Trump hits the road as the White House works to steady voter confidence on the economy. While wages and inflation show improvement, layoffs and weak manufacturing numbers create new political pressure. In Minnesota, the billion-dollar Somali fraud scandal widens, raising fresh questions for state leaders. New twists emerge in the Capitol pipe bomber case as lawmakers challenge the FBI's past testimony. Debate intensifies over Trump's drone strikes in the Caribbean, with Democrats and Sen. Rand Paul pushing for full transparency. Trump also expresses regret over his pardon of Rep. Henry Cuellar after the congressman reenters the race. On the immigration front, illegal aliens now face steep federal fines, and New York's release of violent offenders sparks renewed controversy. Meanwhile, a surprising new poll shows many Mexicans open to US military action against cartels, setting up a major geopolitical storyline. "And you shall know the truth, and the truth shall make you free." - John 8:32 Keywords: Trump economy, inflation, layoffs, manufacturing, Minnesota Somali fraud, Keith Ellison, Ilhan Omar, Capitol pipe bomber, FBI cell data, Caribbean drone strikes, Rand Paul, Henry Cuellar pardon, Texas map, migrant fines, Rikers Island, NYC crime, Mexico cartel poll, US intervention potential
Data and KPIs don't make your business better. Better decisions do. And better decisions come from measuring the right things, the things you can actually act on. Stop tracking vanity. Start tracking action. Know the score, but manage the game. Measure what matters.
Scott Connor (@CharlesChillFFB) is back after week 14 of the 2025 season with Destination Dynasty! In Episode 122, Scott goes through the current WR data in 2025 and how it matches up historically. What is trending? How do we adjust? Thank you for checking out the Podcast, be sure to follow and comment if you have any questions, we are always happy to answer any. For Access to our Premium Tools (Trinity, WAR & More) & Discord Community https://ddfantasyfootball.com/subscriptions/ Subscribe to the Youtube Channel DDFFB https://www.youtube.com/@DDFFB Subscribe to Ray's Channel: https://www.youtube.com/@RayGQue Check out All of Ray's Articles at Yahoo!: https://sports.yahoo.com/author/ray-garvin/ Follow Ray on Bleacher Report: https://br.app.link/7ExIDsWfHVb Follow us on Twitter: https://x.com/destinationdevy Become a Member on Youtube for access to the Dynasty Deal Show Live, Destination Chill and other member benefits, like priority reply to comments and unique badges and emojis: https://www.youtube.com/channel/UCV84gHvtBMXxzN9ZPI9XHfg/join Learn more about your ad choices. Visit megaphone.fm/adchoices
SummaryIn this episode of the Fuel Podcast, Grace Gill welcomes Naukr.ai CEO, Ravinder Sharma, for an insightful dive into the transformative journey of data science and AI. With over fifteen years in the field, Ravinder shares his expansive career journey, spanning both U.S. coasts, India, and ultimately leading back to Northwest Arkansas, a region he calls the “epicenter of retail.”The conversation highlights the exponential growth and rising cost of data, a challenge facing enterprises large and small. Ravinder describes Naukr.ai's mission: democratizing data science by leveraging agentic AI workflows, turning every employee into a data scientist through simple prompts. This innovative approach has the potential to help the region's 1700+ Walmart suppliers unlock actionable insights and make data-driven decisions faster than ever.Additionally, Grace and Ravinder discuss the challenges companies face in reliably leveraging data and institutional knowledge. Ravinder argues that platforms like Naukr.ai, which embody continuous learning and accessibility, are the future, enabling repeatable, scalable analytics regardless of staff changes.Moreover, this episode sheds light on the powerful mentorship and collaborative energy fostered by the Fuel Accelerator, which Ravinder credits for helping founders focus on solving real problems instead of just selling technology. For those interested in retail technology, AI innovation, or entrepreneurial journeys in unexpected places, this episode is an energizing listen!Show Notes(00:00) Introduction(04:05) How AI is Driving Business Transformation(09:10) Using Agentic Data Science for Retail(14:21) Walmart's Data-Driven Decision Making(18:38) Hyper-Personalized Technology Expectations(22:20) Arkansas' AI Innovation Pride(30:01) The Fuel Accelerator Experience(34:15) Tech Integration Partnerships(35:45) Closing ThoughtsLinksGrace GillFuel AcceleratorFuel Accelerator YouTubeRavinder SharmaNaukr.ai
On this episode of Buzzing about Romance, we welcome Lady Jane, the creator of Romancing the Data.
At first, we wondered why Zane Rowe was once again leading us back to Continental Airlines. With notable CFO tenures at VMware and EMC—chapters rich with transformation—surely there were fresh stories to surface.But as Rowe began tracing the logic behind flight profitability, route modeling, and data-rich decision making, the relevance snapped into focus. His Continental experience isn't just a recurring anecdote; it's the lens through which he still interprets complex systems today. That early foundation made this discussion every bit as insightful as our last—especially as he connected those lessons to Workday's AI trajectory and the accelerating pace of strategic decision making.“I spent a lot of time in the airlines in what we called flight profitability,” Rowe tells us. At Continental, he helped build systems to understand which routes truly created value when full planes were still losing money, he tells us. That work, grounded in heavy telemetry and EMC technology, showed him how finance could move from reporting results to reshaping the route portfolio, he tells us.In his first conversation with CFO Thought Leader, Rowe walked through those early chapters—from revenue management at a post-bankruptcy airline to a bold sales pivot at Apple and multiple CFO roles in technology, he tells us. In this second interview, he returns to the same storyline but takes it one step further, drawing a direct line from that profitability model to today's AI-driven world, he tells us.Now, as Workday's CFO, he describes AI as an equalizer that lets small teams run multiple forecasting models and ingest far more variables in cash projections than before, he tells us. He points to “Everyday AI,” a company-wide initiative, and a cross-functional AI leadership group that pushes common tools, responsible use, and regular check-ins on what is changing in the work itself, he tells us.Rowe's finance strategic moment this year is “recognizing the importance of investing more into AI”—organically and inorganically—because peers are not standing still and customers want those capabilities, he tells us. With a total addressable market “in the hundreds of billions of dollars” and revenue “much less than that,” he frames leadership now as deciding where to lean in hardest, he tells us.
In this episode of The Geek in Review, we sit down with Narrative founder John Tertan to talk about law firm pricing, messy data, and why substance matters more than shiny tools. We pick up from our first meeting at the Houston Legal Innovators event, where John had the pricing and KM crowd buzzing, and ask what he is hearing from those teams as they look toward 2026. John explains how Narrative focuses on “agentifying” business-of-law work, starting with pricing and analytics, so firms stop guessing and start grounding decisions in better data. The goal is simple, improve decisions for pricing teams, finance, marketing, and partners who want to win work that also makes financial sense.John walks through the pain points that drive firms to seek out Narrative, from low realization and high write-offs to tedious non-billable work and a lack of trust in the data behind pitches and budgets. Many firms track key metrics in scattered spreadsheets, checked once in a while rather than used as a daily guide for strategy. Narrative steps into that gap by improving the accuracy of historical matter data, identifying the right reference matters for new proposals, and supporting alternative fee structures. John explains how this foundation supports better scoping, more confident pricing conversations, and far stronger alignment between firm goals and client expectations.We also dive into John's founder journey, which runs from Freshfields associate to innovation work, then through venture-backed tech in other sectors before returning to legal. That mix of big law, startup experience, and prior success with HeyGo shapes how he builds Narrative. John talks about serving “mature customers” who expect more than a slick interface, they expect real understanding of their business, their politics, and their constraints. Relationships sit at the center of his approach, not only with clients and prospects, but also with advisors, former firm leaders, and legal tech veterans who guide both product and go-to-market strategy.The name “Narrative” is no accident, and John explains why time entry narratives sit at the heart of his product. Those lines of text describe what lawyers did, for whom, and why, yet they often sit underused in billing systems. Narrative improves and structures that data, then uses it to highlight scope, track what remains in or out of scope, and surface early warnings when matters drift away from the original plan. John talks through the life cycle, from selecting comparable matters, through modeling AFAs and scenarios, to monitoring work in progress and feeding lessons back into future pricing efforts. Along the way, better transparency supports stronger trust between partners and clients.We close by asking John to look ahead. He shares his view on how firms will move toward more sophisticated pricing models and better measurement, while the billable hour continues to evolve rather than vanish overnight. Stronger baselines, cleaner matter histories, and better tracking create room for fee caps, success components, and other structures that clients want to sell internally. John also shares how he stays informed through alerts, networks, and a new chief of staff who helps turn those insights into resources for pricing and finance professionals. For listeners who want to learn more or follow Narrative's work, John points them to narrativehq.com and invites outreach from anyone wrestling with data, pricing, or margin questions inside their own firm.Listen on mobile platforms: Apple Podcasts | Spotify | YouTube[Special Thanks to Legal Technology Hub for their sponsoring this episode.]Email: geekinreviewpodcast@gmail.comMusic: Jerry David DeCicca
Welcome to Retail in America, Season 2, episode 1, with a special conversation sponsored by IBM. Brand loyalty isn't what it used to be — and today's consumers are proving just how quickly it can disappear. In this conversation, I sit down with IBM's Jane Cheung to unpack the latest findings from the IBM Global Consumer Research study and explore why trust has become the true competitive advantage.Consumers are still willing to choose the brands they believe in, even when prices rise — but the margin for error is shrinking fast. With AI playing a growing role in how people research, validate, and discover products, the expectations for transparency and consistency have never been higher.We dig into what this shift means for retail leaders: how loyalty must evolve, what today's “value equation” really looks like, and why advocacy is emerging as one of the most powerful signals in an AI-driven marketplace. This episode is a roadmap for any brand that wants to stay relevant — not just to people, but to the AI systems helping them shop.Takeaways:Loyalty is more fragile than ever — trust is now the differentiator.Data transparency matters: 83% of consumers have concerns about privacy and usage.25% of shoppers will still pay more for brands they truly trust.Advocacy is rising fast, with 47% of consumers recommending a new brand recently.AI is reshaping loyalty programs and how value is delivered.Strong data governance is essential for accurate, timely, and personalized engagement.Links referenced:Register to receive the full report here: https://www.ibm.com/account/reg/us-en/signup?formid=urx-54211Companies mentioned:IBM
Data and KPIs don't make your business better. Better decisions do. And better decisions come from measuring the right things, the things you can actually act on. Stop tracking vanity. Start tracking action. Know the score, but manage the game. Measure what matters.
Summary The conversation explores the integration of AI in sales, focusing on how it enhances customer engagement and improves sales efficiency. Bob Furniss discusses the importance of using data to empower salespeople rather than reducing their numbers, emphasizing a customer-centric approach to AI in sales. Takeaways AI can enhance customer engagement in sales. The focus should be on empowering salespeople with data. AI is not just about reducing costs but improving efficiency. Sales strategies should prioritize customer needs. Data-driven insights can lead to better sales outcomes. AI can make sales calls faster and smarter. The role of AI is to support, not replace, sales personnel. Understanding customer needs is crucial in sales. AI tools should be designed to assist sales processes. The future of sales lies in the integration of technology and human touch.
Parents navigating children's health in today's fast-paced world will find practical guidance and balanced insights in this episode. Dr. Joel Warsh, a board-certified pediatrician specializing in integrative medicine, shares strategies for making informed choices about vaccines, boosting immunity, and supporting overall wellness. From reducing toxins and improving nutrition to fostering emotional and mental health, this conversation provides actionable tips that empower families without overwhelm. Listeners will gain clarity, confidence, and tools to raise resilient, healthy children. Key Takeaways: Holistic pediatric care begins with balancing traditional medicine and integrative wellness. Informed parenting is empowered through understanding, asking questions, and seeking clarity. Prevention and mindful lifestyle choices lay the foundation for lifelong health in children. Small, intentional changes at home—like nutrition, sleep, and toxin reduction—create lasting impact. Open conversations and personalized care help families navigate complex health decisions with confidence. About Dr, Joel "Gator" Warsh: Joel Warsh aka Dr. Joel Gator of the popular parenting Instagram account and substack is a Board-Certified Pediatrician in Los Angeles, California who specializes in Parenting, Wellness and Integrative Medicine. He is the author of multiple books including his latest, Between a Shot and a Hard Place: Tackling Difficult Vaccine Questions with Balance, Data, and Clarity, He grew up in Toronto, Canada and completed a Master's Degree in Epidemiology before earning his medical degree from Thomas Jefferson Medical College. He completed his Pediatric Medicine training at Children's Hospital of Los Angeles and then worked in private practice in Beverly Hills before founding his current practice, Integrative Pediatrics. Dr. Gator has published research in peer-reviewed journals on topics including childhood injuries, obesity and physical activity. He has been featured in numerous documentaries, films, summits, podcasts and articles. Connect with Dr. Joel Warsh at: https://www.instagram.com/drjoelgator/ https://raisingamazingplus.com/inner-circle/ https://raisingamazingplus.com/ Connect with Dr. Michelle and Bayleigh at: https://smallchangesbigshifts.com hello@smallchangesbigshifts.com https://www.linkedin.com/company/smallchangesbigshifts https://www.facebook.com/SmallChangesBigShifts https://www.instagram.com/smallchangesbigshiftsco Thanks for listening! Thanks so much for listening to our podcast! If you enjoyed this episode and think that others could benefit from listening, please share it using the social media buttons on this page. Do you have some feedback or questions about this episode? Leave a comment in the section below! Subscribe to the podcast If you would like to get automatic updates of new podcast episodes, you can subscribe to the podcast on Apple Podcasts or Stitcher. You can also subscribe in your favorite podcast app. Leave us an Apple Podcasts review Ratings and reviews from our listeners are extremely valuable to us and greatly appreciated. They help our podcast rank higher on Apple Podcasts, which exposes our show to more awesome listeners like you. If you have a minute, please leave an honest review on Apple Podcasts.
When you were a kid, having an imaginary friend was harmless, maybe even healthy. But as a business owner? That imaginary friend can tank your marketing. Too many businesses build their strategy around an avatar that looks neat on paper but has nothing to do with the real people who buy from them. In this episode of *More Than a Few Words*, Rachel Allen and I dig into why client avatars often miss the mark and what you can do instead. **Key Insights** • Demographics alone are useless. Age, gender, and job title won't tell you what keeps someone awake at 3 a.m. Worries and motivations matter more than surface stats. • Your best customers live at the intersection of three groups: the people you want to talk to, the ones you actually attract, and the ones willing to pay. That sweet spot is your marketing home base. • Data flattens people into averages. Great marketing leans into quirks, because quirks are what make your audience pay attention. **Actionable Takeaways** • Swap demographics for psychographics. Go deeper into what your audience values, fears, and hopes for. • Talk to 10 or 20 real people. Forget long surveys. Short, human conversations reveal more than a polished PDF ever will. • Audit your own copy. Ask yourself, “Would I say this sentence out loud to the last customer I spoke with?” If the answer is no, rewrite it. • Bring in an outside perspective. A trusted colleague, a coach, even a tool like ChatGPT can help you see blind spots you can't catch alone. • Don't shy away from edges. The quirky details that make your audience unique are the ones that make your marketing memorable. If you're still writing for your imaginary friend, this conversation is your wake-up call. Stop talking to make-believe customers and start connecting with the real ones who are ready to listen. About Rachel Allen Rachel Allen is a fast-thinking, deeply nerdy marketer with broad-ranging experience in for-profit and non-profit sectors. She's written for some of the biggest (and smallest) names in business, and excels at marketing that's equal parts data-driven and human-centered. Having run a marketing business for 17 years with clients in 21+ countries, Rachel's written for some of the top names in entrepreneurship, as well as influencers, brick-and-mortar businesses, and non-profits around the world. Her work has contributed directly to high-ROI launches, leaps in audience engagement, industry awards, relationships with top venture capital firms, and national-level honors. Find out more at boltfromthebluecopywriting.com
Mary and Shannon are joined by Lindsay Kemeny, a returning guest and 1st grade teacher. Lindsay discusses her latest book and shares insights into structuring an effective literacy block. During the chat, Lindsay stresses the importance of routines, transitions, and frequent student responses in her data-driven instruction. Lindsay also opens up about her personal journey, detailing how her son's struggles with dyslexia transformed her teaching methods. The conversation covers practical tips for teaching phonics, spelling, high-frequency words, and integrating content into literacy. Listen to the episode to learn valuable tips for optimizing your reading instruction.01:17 Welcoming Back Lindsay Kemeny01:49 Lindsay's Journey and New Books03:36 Implementing Literacy Block Changes07:04 Structuring the Literacy Block08:53 The Importance of Data and Intervention21:09 Green Chef Sponsorship22:07 Phonics and Spelling Integration28:20 Reflecting on Classroom Data28:39 Optimizing Lessons and Routines35:06 The Importance of Student Responses37:08 Focusing on Progress, Not Perfection39:55 A Personal Journey with Dyslexia52:36 Final Thoughts and ResourcesRECOMMENDED RESOURCES RELEVANT TO THE EPISODE:Our Season 6 episode with Lindsay: Best Reading Instruction MovesOur Season 7 episode: The Reading TeamLindsay's websiteLindsay's podcast: Literacy TalksRock Your Literacy Block by Lindsay Kemeny *Amazon affiliate link7 Mighty Moves by Lindsay Kemeny *Amazon affiliate link7 Mighty Moves Reading Resources (companion book) by Lindsay Kemeny *Amazon affiliate linkReading Rockets: An Example of the 90 Minute Reading BlockAscend (Smarter Intervention): How Do I Fit It All In? Reading Rockets: What Does Your Literacy Block Look Like? It Depends.Timothy Shanahan: How Would You Schedule the Reading Instruction?Mississippi Dept of Ed: Suggested Instructional Routines for Teaching Reading First Through Fifth GradeSupport the show Get Literacy Support through our Patreon Bonus Episodes access through your podcast app Bonus episodes access through Patreon Buy us a coffee Get a FREE Green Chef box using our link
Welcome to the latest episode of L.I.F.T.S, your bite-sized dose of the Latest Industry Fitness Trends and Stories. In this episode, hosts Matthew Januszek and Mohammed Iqbal sit down with Jay Worthy, CEO of Myzone, and Vahid Zadeh, CTO of Myzone, to explore the real future of wearable fitness technology, human motivation, and behavioral science. With data fatigue growing across the fitness industry, this conversation reveals why more metrics don't always lead to better results and what truly drives long-term engagement. Key Topics Covered: • Why most wearables lose users after 3-6 months. • The real science behind motivation and habit formation. • Data fatigue vs. meaningful fitness insights. • Why effort beats steps, HRV, and raw metrics. • How Myzone uses behavioral science to boost consistency. • The truth behind the 10,000-step myth. • How Myzone Go removes barriers to entry for gym members. • Why community is the most powerful fitness motivator.
The Good Guys go on a hero's journey and pick up sandwiches. The one where The Good Guys watch Deathstalker. -The Good Guys: Regan, Rob, and Ryan -Producer: Eric 'e0n' Chung -Engineers: Regan & Eric -Social Media Strategist: E -Background Music and FX courtesy of Karl Casey @ White Bat Audio - -Beststalker -Breaststalker -Stalker - - -Featured background music playlist: Ad Infinitum, Data, Mantra, Symbolic, Vintage, and Arcadia by White Bat Audio -Background music for POP Quiz and Trailer is Dreams of 1984 by White Bat Audio - Theme music is Battle (Boss) by BoxCat Games and is licensed under CC BY 3.0 - Additional music is Against the Wall by BoxCat Games and is licensed under CC BY 3.0 -
The Limits of AI and the Global Quantum Race: Colleague Brandon Weichert explains that current AI models are data crunchers rather than thinking entities, facing limits known as "The Bitter Lesson," while China is "nanoseconds" away from practical quantum computing aimed at decrypting military communications, with Switzerland and Singapore also pursuing sovereign quantum capabilities to ensure digital independence. FEBRUARY 1952
Welcome to the "Saturday Morning Golf Stat" from the Hack it Out Golf Podcast. This week, Greg's off training to regain Australia's Open championship. So Lou pits Mark against his newsletter audience. What will a 5 index golfer average on a short, 275-yard par 4? Why has Mark always loved holes like this? And what's the secret to an Australian accent? Each of these will be a mini-episode (10-15 minutes long) about an interesting golf stat. We will discuss what you can learn, and most importantly, how you can apply this on the golf course to lower your scores and lower your handicap. Listen on your drive to the golf course or over your Saturday morning coffee! Data is sourced from Arccos Golf. They have over 1 BILLION shots in their database. Check them out at: https://www.arccosgolf.com/ Use code DATALOU15 for 15% off! Where to find us: Mark Crossfield's weekly newsletter: https://www.crossfieldgolf.com/subscribe Mark Crossfield on Twitter: https://twitter.com/4golfonline Mark Crossfield on YouTube: https://www.youtube.com/user/4golfonline Lou Stagner's weekly newsletter: https://newsletter.loustagnergolf.com/subscribe Lou Stagner on Twitter: https://twitter.com/LouStagner Greg Chalmers on Twitter: https://twitter.com/GregChalmersPGA Learn more about your ad choices. Visit megaphone.fm/adchoices
The newest data from the Real Estate Staging Association just dropped for Q2 and Q3, and I need to share something with you that honestly broke my heart a little bit when I saw it. The ROI numbers? Absolutely extraordinary. We're talking about the kind of returns that would make any financial advisor pause and say, "Wait, are we talking about a Ponzi scheme here?" But here's what got me: The average staging investment sits under $5,000. A $3,800 to $4,300 investment producing anywhere from $58,000 to $100,000 in additional seller equity. Now, I'm not sharing this to make you feel bad about your pricing or to pressure you into arbitrary price increases. This isn't about comparison or judgment. But when you place those incredible ROI numbers next to what our industry is charging on average, it creates a powerful moment for reflection. So today's conversation is really about one question: Does the price I charge reflect the value I create? In this episode, I'm walking you through the latest RESA statistics, breaking down the neuroscience behind why pricing feels so hard and inviting you to start tracking your own data so you can price from confidence instead of fear. Afterall. We are entering into a new season and better now than ever. WHAT YOU'LL LEARN FROM THIS EPISODE: The staggering new staging ROI numbers from Q2 and Q3 and why they matter more than ever. Why many staging CEOs undercharge from outdated brain patterns. How to build your own staging statistics and stop relying on national averages to justify your pricing. A reflection framework to help you assess alignment between your pricing and the outcomes you create. RESOURCES: Apply for Private Coaching: www.rethinkhomeinteriors.com/privatecoachingapp Enroll in Staging Business School Accelerate Track: www.rethinkhomeinteriors.com/accelerate Join the Staging Business School Growth Track Waitlist: www.rethinkhomeinteriors.com/growth Follow the Staging Business School on Instagram: www.instagram.com/stagingbusinessschool Follow Lori on Instagram: www.instagram.com/rethinkhome If you want to learn how to streamline your operations so you can grow with less stress and burnout in your staging business, enrollment is open for Staging Business School Accelerate Track. I'd love to see you in the classroom! ENJOY THE SHOW? Leave a 5-star review on Apple Podcasts so that more Staging CEOs find it. Also, include links to your socials so that more Staging CEOs can find you. Follow over on Spotify, Stitcher, Amazon Music, or Audible
Survivor to Thriver Show: Transform Your Fear Into Freedom with Samia Bano
Want to stop #tradingtime for dollars? Interested in #ecommerce? Listen now to this interview with Neil Twa, CEO / Co-Founder of Voltage Holdings, a company specializing in launching, consulting, selling and acquiring brands with a focus on the e-commerce channels such as #AmazonFBA and multi-channel. Neil reveals the key to building a #lucrative lifestyle-driven #amazonbusiness, offering invaluable insights and strategies to pave the way for a #profitableventure, the #funandeasy way!You'll learn:-- Why Specialization (Not Diversification) Builds Million-Dollar Brands-- How to Pick Winning Products with Zero Emotion-- How to Build Brands the Warren Buffett Way-- The Real Reason #Entrepreneurs #BurnOut -- How to Build Multiple Streams of Income Without Spreading Yourself Thin-- And so much more!Connect with Neil now at:voltagedm.com/#EcommerceTips #OnlineBusinessGrowth #BusinessClarity #EntrepreneurMindset #ScalingStrategies #DigitalEntrepreneur #ProductResearch #DataDrivenDecisions #BusinessSystems #AutomatedIncome #BusinessOperations #EntrepreneurLife #BrandBuilding #FocusAndSimplicity #MarketplaceSelling #BusinessSuccessMindset #EcommerceCoaching #BuildAndScale_____________________________________ABOUT SAMIA:Samia Bano is the #HappinessExpert, author, speaker, podcaster & coach for coaches and healers. Samia is most known for her book, 'Make Change Fun and Easy' and her #podcast of the same name. With the help of her signature Follow Your Heart Process™, a unique combination of #PositivePsychology and the #spiritual wisdom of our most effective #ChangeMakers, Samia helps you overcome #LimitingBeliefs, your chains of fear, to develop a #PositiveMindset and create the impact and income you desire with fun and ease…Samia's advanced signature programs include the Happiness 101 Class and the Transformative Action Training.Samia is also a Certified #ReikiHealer and Crisis Counselor working to promote #MentalHealthAwareness. Samia models #HeartCenteredLeadership and business that is both #SociallyResponsible and #EnvironmentallyFriendly.Samia is a practicing #Muslim with an inter-spiritual approach. As someone who has a love and appreciation for diversity, she is a #BridgeBuilder between people of different faiths and cultures. Although Samia currently lives in California, USA, she has lived in 3 other countries and speaks Hindi, Urdu, and English fluently. Want to learn even more about Samia? Visit www.academyofthriving.com :)To Book your Free HAPPINESS 101 EXPLORATION CALL with Samia, click: https://my.timetrade.com/book/JX9XJ
There's an enormous buildout of data centers underway across the country to fuel the AI boom. Hundreds of billions of dollars have already been spent on data centers, with talk of spending trillions more. And these data centers use a lot of power: According to the Times Picuayune, Meta's new data center under construction in Louisiana will require nearly three times the power that New Orleans uses in a year. Residents across the country have taken note, and rising utility rates have become an issue in some recent elections.Casey Crownhart, senior climate reporter at MIT Technology Review, has been studying the costs and impacts of the data center boom. She joins Host Ira Flatow for an update on the latest.Guest: Casey Crownhart is a senior climate reporter at MIT Technology Review, based in New York, NY.Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.
Minnesota’s explosive Somalia-linked fraud empire gets exposed! Taxpayer millions looted, whistleblowers crushed, jurors bribed with cash and threats—all while Governor Tim Walz turned a blind eye and maybe even worse. Tyler O'Neil and Dustin Grage join Jesse Kelly to expose the protected Democrat machine that let the grift flourish and buried the truth for years. I'm Right with Jesse Kelly on The First TV Pure Talk: Pure Talk just dropped their best deal ever—Unlimited Talk, Text & Data with a 30GB hotspot for just $29.95/month for life! Switch now at https://PureTalk.com/JESSETV before the offer ends 12/7. Choq: Visit https://choq.com/jessetv for a 17.76% discount on your CHOQ subscription for life Get 25% Off Cowboy Colostrum with code JESSETV at www.cowboycolostrum.com/JESSETVFollow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.
K-Shaped Economy: AI Threatens White-Collar Employment — Chris Riegel — Riegel reports that Black Fridayretail activity generated high shopper traffic, though aggregate spending totals remain unclear pending complete data aggregation. Riegel warns of intensifying "K-shaped economy" dynamics wherein artificial intelligence systematically threatens white-collar professional employment and wage stability traditionally shielded from automation. Riegelhighlights China's deepening economic crisis, including manufacturing downturns, declining industrial utilization, and desperate but ineffective economic pivot toward Russian markets and domestic pharmaceutical production substitution. 1910 JACKSONVILLE
Get my must start for each position: https://fantasyfootballstarts.com/Grab The Blueprint here: https://bit.ly/TheFantasyBlueprint7 Wide Receivers You MUST START Before They EXPLODE in Week 14(Data source credits: Player Profiler)Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. See terms at draftkings.com. Sponsored by DK.
Want the cheat code to protect and grow your wealth? Check out Rebel Capitalist Pro https://rcp.georgegammon.com/pro
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3376: Nick Maggiulli unpacks how wealthy individuals allocate their assets, revealing that investment strategies often depend more on access and status than on performance alone. While ultra-wealthy investors lean heavily into alternatives like private equity and hedge funds, this typically happens after wealth is accumulated, not as the path to it, offering a crucial reminder to focus on what works for your own situation rather than mimicking the elite. Read along with the original article(s) here: https://ofdollarsanddata.com/how-do-the-wealthy-invest/ Quotes to ponder: "Try not to forget that the wealthiest 10% of Americans own nearly 90% of all U.S. stocks!" “Not all investing is about money, sometimes it's about status too.” “There are many ways to preserve and grow your wealth. The hard part is finding what works best for you.” Episode references: Michael Kitces: https://www.kitces.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Today's guest is Nick Maggiulli. Nick is the COO for Ritholtz Wealth Management. He writes over at Of Dollars at Data and is the author of two books: Just Keep Buying and The Wealth Ladder. In today's episode, Nick discusses the parallels between financial and medical advice, the differences in asset ownership across wealth levels, and the importance of adapting financial strategies over time. He also explores wealth mobility, the role of luck in wealth accumulation, and the challenges of diversification versus concentration in investment strategies. (0:00) Starts (1:38) Nick explains the wealth ladder (6:48) Asset composition across wealth levels (13:48) Human capital and wealth data analysis (19:33) Diversification vs. concentration (22:44) Behavioral finance and investment strategies (25:56) Real estate ownership and investment timing strategies (36:26) Fun investing stats (44:51) Nick's most memorable investment ----- Sponsor: Alpha Architect - Learn more about Alpha Architect and important information about the fund: funds.alphaarchitect.com/caos ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more. ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here! ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices
ITB analytics expert Sam Finkel joins Geoff Mosher to go deep into the analytics of the Eagles' 24-21 loss to the Cowboys and their 24-15 loss to the Bears, exploring the advanced data surrounding the Eagles' rushing offense.SUBSCRIBE TO OUR PATREON CHANNEL FOR EXCLUSIVE, BONUS CONTENT: https://www.patreon.com/insidethebirds► Sign up for our newsletter! • Visit http://eepurl.com/hZU4_nSupport Our Sponsors:► My Bookie Promo Code link!: https://bit.ly/joinwithTHEBIRDS► Simpli Safe Home Alert System: https://simplisafe.com/BIRDS for 60% OFF!► Camden Apothecary: https://camdenapothecary.com/► Soul Out of Office Gummies: https://getsoul.com. Use Promo Code: BIRDS for 30% off► Sky Motor Cars: https://www.skymotorcars.com/Follow the Hosts!► Follow our Podcast on Twitter: https://twitter.com/InsideBirds► Follow Geoff Mosher on Twitter: https://twitter.com/geoffpmosher► Follow Adam Caplan on Twitter: https://twitter.com/caplannfl► Follow Sam Finkel on Twitter: https://twitter.com/sam_finkelHow to access our FULL Podcast:APPLE: https://podcasts.apple.com/us/...SPREAKER: https://www.spreaker.com/user/...NFL insider veterans take an in-depth look that no other show can offer! Be sure to subscribe to stay up to date with the latest news, rumors, and discussions.For more, be sure to check out our official website: https://www.insidethebirds.com.
Burnie and Ashley discuss negging your partner, Spotify Wrapped, Sponsor Chat this weekend, Flu season in Scotland, Dave Chapelle's Edmonton show, World Cup Draws, and Netflix wins the WBD bidding process.
Carl Quintanilla, Sara Eisen, and Michael Santoli began the hour with a deluge of data: with PCE, Consumer Sentiment, Personal Savings and more crossing the wires. Bridgewater's former Chief Investment Strategist helped the team break it all down - before key analysis later on about what it all means for the Fed decision next week with Goldman Sach's Chief Economist. Plus: details on the deal rocking the media world today - Netflix buying Warner Brothers' film and steaming assets... Hear former DOJ Antitrust Chief Jonathan Kanter's take on whether the deal will pass regulatory scrutiny... and more on what it means for the film industry with the head of the world's largest movie theater trade group (who calls it an "unprecedented threat"). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
It's Friday, December 5th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Nigerian Muslims abduct pastor, wife and others during church On Sunday morning, armed Muslim bandits attacked Christians in Ejiba, a community in the Kogi State of Nigeria, abducting a pastor, his wife, and several worshippers during the Cherubim and Seraphim Church service, reports International Christian Concern. According to Open Doors' 2024 World Watch List, more than 4,100 Christians were abducted across Nigeria in the previous year. Data gathered from Nigerian and international monitoring groups place the number of Christians kidnapped since 2014 at more than 20,000, many of them during attacks on villages and houses of worship. Isaiah 59:2-3 says, “It is your evil that has separated you from your God. Your sins cause Him to turn away from you, so He does not hear you. With your hands you have killed others, and with your fingers you have done wrong. With your lips you have lied, and with your tongue you say evil things.” Pray that these menacing Muslims trust Christ as Savior. Trump and Hegseth defend targeted attacks on Venezuelan drug boats At Tuesday's cabinet meeting, President Donald Trump and War Secretary Pete Hegseth responded to questions about the controversial September 2nd air strike on a suspected drug boat in the Caribbean from Venezuela, reports RealClearPolitics.com. Secretary Hegseth doubled down on their methodology and mission. HEGSETH: “The evidence-based way that we're able to, with sources and methods that we can't reveal here, make sure that every one of those drug boats is tied to a designated terrorist organization. We know who's on it, what they're doing, what they're carrying. All these white bales are not Christmas gifts from Santa. This is drugs, running on four-motor fast boats or submarines that we've also struck. No one's fishing on a submarine.” Secretary Hegseth justified the lethal attacks on Venezuelan drug boats in international waters to protect the American people from deadly drugs like fentanyl and cocaine. HEGSETH: “How do you treat al-Qaeda and ISIS? Do you arrest them and pat them on the head and say, ‘Don't do that again'? Or do you end the problem directly by taking a lethal, kinetic approach? And that's the way President Trump has authorized the War Department to look at these [drug] cartels. “The American people are safer because narco-terrorists know you can't bring drugs through the water to the American people. We will eliminate that threat, and we're proud to do it.” President Trump added that these dangerous drugs, much of it from Venezuela, killed 200,000 Americans just last year. TRUMP: “These people have killed over 200,000 people, actually killed over 200,000 people last year. And those numbers are down, there way down. And they're down because we're doing these strikes. “We're going to start doing those strikes on land too. You know the land is much easier. We know the routes they take. We know everything about them. We know where they live. We know where the bad ones live, and we're going to start that very soon too.” Court rules NY's efforts to censor pro-life centers unconstitutional An appeals court panel has ruled that efforts to stop pro-life pregnancy centers in New York from informing patients about abortion pill reversal are unconstitutional, reports The Christian Post. In an opinion published Monday, a three-judge panel of the United States Court of Appeals for the Second Circuit unanimously upheld a lower court ruling siding with two pro-life pregnancy centers, Gianna's House and Options Care Center. New York Attorney General Letitia James alleged that the pro-life groups at the center of her office's enforcement action engaged in “false and misleading” speech by promoting abortion pill reversal as effective. Truth be told, abortion pill reversal is indeed effective through a progesterone protocol. Learn more at the website www.AbortionPillReversal.com. NY pastor announces "gender transition" from pulpit A 51-year-old Methodist pastor in New York revealed during his November 23rd sermon that he wanted to start pretending to live like a woman, reports FoxNews. Rev. Phillip Phaneuf, of North Chili United Methodist Church in Rochester, delivered this disturbing announcement as he wore a pro-homosexual, pro-transgender rainbow pride stole in the pulpit. Listen. PHANEUF: “I get to announce with joy that I'm transitioning. I'm affirming and saying to all of you that I am transgender and so and so, the best way to put this is that I'm not becoming a woman. I'm giving up pretending to be a man. So, what will change? My voice. It might go a tad higher. Pronouns? She/her, but I'm not going to be ‘pronoun police,' okay? Because I don't think that anybody will misgender out of malice.” The pastor admitted that he has been taking hormone replacement therapy for the past three months. He also addressed what his parents thought. PHANEUF: “Are my parents okay with this? Absolutely not. They texted me this morning and they asked for me to tell you all that they do not support me and that they have chosen their convictions and their beliefs over supporting their child.” Phaneuf, who donned a transgender stole during a subsequent service, claimed that God had endorsed his transition, reports LifeSiteNews.com. He asked, “If you felt God's Holy Spirit surrounding you in ways that you haven't felt in years, would you have a sense that that might be something that God was okay with? Yeah.” However, Genesis 1:27 affirms that God created each of us to be either male or female. “So, God created mankind in His own image, in the image of God He created them; male and female He created them.” 91% of college students say words are “violence” after Charlie Kirk murder And finally, in the aftermath of the horrific assassination of free speech activist Charlie Kirk, 91% of American undergraduates believe “words can be violence”, reports FaithWire.com. The new data was compiled by the Foundation for Individual Rights and Expression, which asked more than 2,000 college students about their perceptions of free speech in the United States. Remarkably, 204 of the students surveyed were from Utah Valley University in Orem, where Charlie Kirk was fatally gunned down while peacefully and cordially taking questions from attendees. The foundation called the survey results “especially startling coming in the wake of Charlie Kirk's assassination — an extreme and tragic example of the sharp difference between words and violence.” Sean Stevens, chief research advisor for the Foundation for Individual Rights and Expression, said, “When people start thinking that words can be violence, violence becomes an acceptable response to words. Even after the murder of Charlie Kirk at a speaking event, college students think that someone's words can be a threat. This is antithetical to a free and open society, where words are the best alternative to political violence.” Close And that's The Worldview on this Friday, December 5th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
Lionel tears down the headlines, exposing the real monsters under the bed. Tonight: We confront George Soros's PAC network systematically installing prosecutors nationwide to reshape criminal justice. Plus, a scathing look at medical recklessness, featuring "gender doctors" improvising life-altering procedures on vulnerable youth and the bizarre $13,750 rib removal surgery driven by the 'Ozempic Body' craze. We tackle the future of AI amid OpenAI's massive copyright suit, Palantir's cynical political reversal toward ICE tracking, and why commercial pilots are concealing dangerous mental health struggles. It's an aggressive, cutting critique of modern culture that tells those with "digital burnout" to "Shut up. Butch up. Grow a pair". Learn more about your ad choices. Visit megaphone.fm/adchoices
After nearly five years of dust collecting on the January 6 pipe bomb case, a suspect is suddenly in custody — and Tara says the timeline reveals something far more explosive. In this episode, Tara walks through sworn testimony, subpoenaed phone records, DOJ statements, public pressure, and internal political dynamics to argue that the FBI protected a woke, anarchist-leaning pipe bomber by burying geolocation data… then lied to Congress about it. She breaks down the shocking contradiction: Why did the FBI claim the bomber's phone data was “corrupted,” while AT&T told Congress the data was perfectly fine? Tara also explains why embarrassment — not new evidence — may have forced federal leadership to revive the case. And why she believes this is a historic test for Kash Patel, Pam Bondi, and the future of what she calls the “deep state war.”
This week on Slappin' Glass, we're joined by data scientist and creator of the rapidly growing college basketball analytics platform EvanMiya.com, Evan Miyakawa. Evan's work has become a trusted resource for coaches at every level—particularly those looking to cut through the noise of early-season statistics and understand which metrics actually matter.In this conversation, Evan shares how coaches can separate interesting numbers from useful ones, why certain teams have unique statistical fingerprints that predict success, and how lineup data can be leveraged far more effectively than most programs currently use it. We also unpack defensive priority stats (threes, rim, free throws), halftime box score interpretation, and the origins of Evan's “kill shot” metric—his way of measuring and predicting momentum swings across a season.Whether you're analytics-comfortable or analytically curious, Evan offers a clear, practical roadmap for applying data without drowning in it. What You'll Learn1. How to Separate Useful Analytics from Interesting NoiseEvan explains why the highest-value decisions come from combining your coaching intuition with clean, adjusted data—not relying fully on either side. He details how to weigh early-season sample sizes, refine priors, and avoid overreacting to statistical outliers. 2. Identifying the 2–3 Metrics That Predict Your Team's SuccessTeams often win and lose in repeatable ways. Evan breaks down how programs can identify their own “keys to victory,” giving coaches clarity on what to prioritize in practice, scouting, and game planning. 3. Making Better Lineup Decisions (and Avoiding the Small-Sample Trap)Learn why 30 possessions can reveal a spark worth exploring, why 100+ possessions create real confidence, and how lineup data—properly adjusted for opponent strength—helps avoid misleading results. 4. How to Read a Halftime Box Score with Meaningful PurposeEvan shows which stat pairings matter most and how to judge whether a discrepancy is signaling a real problem or simply reflecting tempo and game context. 5. Prioritizing Defensive Outcomes: Threes, Rim, Free ThrowsA clear breakdown of how these three areas interact, and why understanding your opponent's tendencies can simplify what your defense should take away. 6. The “Kill Shot”: Understanding and Predicting Momentum RunsEvan's 10–0 run metric reveals why preventing opponent runs is more predictive of elite performance than generating them—and why the duration of a run often tells the real story.7. Coaching the Moments Around RunsFrom smart timeout usage to identifying schematic breakdowns, you'll learn how to stop a slide early or create momentum without burning resources unnecessarily.To join coaches and championship winning staffs from the NBA to High School from over 60 different countries taking advantage of an SG Plus membership, visit HERE!
Most teams drown in features and dashboards, then wonder why demos don't convert. Data helps you find the right buyer... but it's story that makes them care. In this episode, Brandon Bornancin shows how top sellers turn product tours into three-act narratives where the buyer is the hero, the current pain is the conflict, and your solution is the resolution, with proof.You'll learn a simple playbook you can use tomorrow: open with outcomes and stakes, name the real villain (switching costs, bad data, slow handoffs), tie features to a timeline of measurable wins, and close every loop with a next step on the calendar. Brandon breaks down how “persona follows process,” why receipts beat adjectives, and how consistent sharing (selfie, share, stream, with purpose) compounds trust and reach.
Today on the show, we have Susan Keplinger, CEO of Force of Nature, a boutique performance marketing shop behind the growth of brands like Ring, Oofos, and other category leaders. With experience building data-driven growth engines across e-commerce and DTC, Suzanne has helped companies shift from chaotic marketing to orchestrated, scalable systems.In this episode, we uncover why the future of performance marketing isn't about hacking audiences or chasing the “one winning creative”—but building portfolio-driven creative systems, trusting your data, and showing up clearly for both humans and algorithms.We explore why Google and Meta still dominate the ecosystem, why clean data is the new competitive edge, and how brands should think about programmatic everything—from ads to email to retargeting.We also discuss how Suzanne built the original performance infrastructure at Ring, how brands like Oofos leverage their “growth signal system,” and why the best-performing companies today treat robots as part of their audience.Finally, we dig deep into retention: why 10 customers leaving is the same as your 11th leaving, why the “leaky bucket” kills great brands, and how to know when it's time to stop relying on founder intuition — and start trusting the data.As always, I'd love to hear from you. You can email me directly at andrew@churn.fm, and don't forget to follow us on X.Churn FM is sponsored by Vitally, the all-in-one Customer Success Platform.
Send us fan responses! The line between freedom and friction is surprisingly thin: a contract. We explore how private family trusts, documented intent, and clear non-consent notices can change the way your money is taxed, your assets are protected, and your data is used. Starting with Gregory v. Helvering, we unpack substance over form and the business purpose doctrine so you can see why some reorganizations qualify as tax-free while others trigger capital gains. Then we translate that legal theory into everyday moves: minutes, resolutions, trustee logs, and a governance rhythm that shows purpose, not just paperwork.From there, we pivot to privacy. If you don't actively opt out, you're opted in—through devices, retail systems, and platforms that profile you by default. We walk through a practical affidavit of truth and legal notice of non-consent that addresses digital monitoring, voice capture, device intrusion, GPS tracking, and AI profiling. Along the way, we cite the Electronic Communications Privacy Act, the Computer Fraud and Abuse Act, and where GDPR can still bite when data crosses borders. The goal isn't paranoia; it's posture. You raise legal friction, create a documented record, and shape how your information can be used or shared.Finally, we connect the dots: operate as a family enterprise. A private family business trust can centralize housing, education, vehicles, and core tools under a chartered mission, with fiduciary discipline and real oversight. Present as an entity in public forums, keep contemporaneous records, and align your financial structure with your stated purpose. This is how you move from paying like a consumer to allocating like a fiduciary, from constant exposure to measured control. If you're ready to rewrite the rules of how you live, spend, and protect what you build, this conversation lays out the steps. Subscribe, share with someone building generational resilience, and leave a review with the first action you'll take today.https://donkilam.com FOLLOW THE YELLOW BRICK ROAD - DON KILAMGO GET HIS BOOK ON AMAZON NOW! https://open.spotify.com/track/5QOUWyNahqcWvQ4WQAvwjj?autoplay=trueSupport the showhttps://donkilam.com
On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing demand and jobs data and how low mortgage rates could go when the labor data breaks. Related to this episode:https://www.housingwire.com/housing-market-tracker/ HousingWire | YouTube More info about HousingWire To learn more about Trust & Will, click here.
A federal judge considers whether to make California hand over sensitive voter data to the federal government. Tomorrow we'll learn which teams are playing at SoFi Stadium for the World Cup. Tonight's supermoon could also bring king tides to our shores. Plus, more from Evening Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comThis LAist podcast is supported by Amazon Autos. Buying a car used to be a whole day affair. Now, at Amazon Autos, you can shop for a new, used, or certified pre-owned car whenever, wherever. You can browse hundreds of vehicles from top local dealers, all in one place. Amazon.com/autosVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com
This week Liz Ann Sonders and Kathy Jones discuss the implications of a possible announcement of the next Federal Reserve chair nominee and market reactions to potential interest rate cuts. They also look at the dynamics of global central banks and explore the current state of the stock market, highlighting trends and dispersion among stocks. The discussion also covers upcoming economic data and the significance of next week's Fed meeting, emphasizing the complexities of managing interest rates in a changing economic landscape.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(1225-HB56) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Strap in, kids — this week on The Chad & Cheese Podcast, the gang returns from skiing, globetrotting, and loudly judging their Spotify Wrapped to break down a blockbuster week in TA. First up: VONQ drops its biggest launch in years, rolling out its shiny new “Echo” platform like they're gunning for an Apple keynote. Did they finally build something the industry actually needs? Did they actually stick the landing? And is this the opening move in a coming acquisition play? We've got thoughts… lots of them. Then: Indeed pulls the ladder up — again. Anonymous job alerts? Gone. New walls? Higher. Data grabs? You bet your ass. We're diving into why job seekers are about to get screwed and why employers should be panicking yesterday. We're also hitting Instagram's five-day RTO mandate (spoiler: it's not about “saving employees from depression”), Australia's crackdown on under-16s on social media, and one of the most creative protest videos to hit Home Depot's parking lot. Plus: whiskey, fantasy football standings, union-staffing détente, and enough holiday chaos to make Santa call HR. It's spicy. It's snarky. It's peak Chad, JT, and Lieven. You've been warned.
Send us a textIn this episode, I'm diving into a tool educators have been begging for — something that finally brings data, collaboration, and accountability into one simple, modern space. Teamchers Technologies is an educator-created app designed to help schools move from episodic data meetings to everyday data-driven practice.Along with creator Dr. Lea Hickerson, I explore how the platform lets teacher teams and administrators set goals, store documents, collaborate in threaded chats, and track progress with built-in reporting tools that actually make sense. Whether you're on desktop or mobile, the app opens the door for real-time communication, ongoing adjustments, and stronger outcomes for kids.If your school is tired of juggling spreadsheets, email chains, and random notes, this episode gives you a fresh look at a tool built to streamline the way educators work — and strengthen the culture of collaboration on your campus.Website: TeamchersTechnologies.comEmail: Connect@Teamchers.comWe have Facebook and Instagram: @TeamchersTechDownload Upside and use my code MELINDA35278 to get 15¢ per gallon extra cash back on your first gas fill-up and 10% extra cash on your first food purchase! Download Fetch app using this link, submit a receipt and we'll both score bonus points. Calling All Educators! I started a community with resources, courses, articles, networking, and more. I am looking for members to help me build it with the most valuable resources. I would really appreciate your input as a teacher, leader, administrator, or consultant. Join here: Empowered Educator Community Book: Educator to Entrepreneur: IGNITE Your Path to Freelance SuccessGrab a complimentary POWER SessionWith Rubi.ai, you'll experience cutting-edge technology, research-driven insights, and efficient content delivery.email: melinda@empowere...
#1- Latina eating habits that bug gringos and expats: Should you mention them or hold your tongue? #2- Poor food safety and bad hygiene habits in Latino markets: #3- The foolish dating app traps gringos and expats routinely fall for: #4- Guilty pleasures -Part 2: #5- The Latin American minimum wage battles: #6- Data shows we are about 20% worse looking and less handsome than we think we are: Is that good or bad news? #7- Our own Expat Captain Mango has developed a unique one-on-one Crypto consulting and training service (he's been deep into crypto since 2013). To get started, email him at: bewarecaptainmango@gmail.com
Volatility could rise at 10 a.m. ET with the release of PCE data, but earnings news is slim. The S&P 500 and Nasdaq are on three-day win streaks before next week's Fed decision.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome back to another episode of the Couple Casuals Podcast!Today, Stefano sits down with Daniel Foch — real estate analyst, investor, and co-host of The Canadian Real Estate Investor — for one of the most eye-opening breakdowns of Canada's housing and economic crisis.Over the last few years, Canada created the “perfect storm”: explosive population growth, record-low interest rates, pandemic money, and massive speculation. Now, Canadians are waking up in the hangover — soaring debt, falling prices, cancelled pre-construction projects, and the harsh reality that affordability has collapsed. In this conversation, Stefano and Daniel dig into:• why buyers are waiting, sellers are stressed, and patience is being rewarded• how Canadian households became the most indebted in the world• why pre-constructions are failing at alarming rates• how politics, immigration, and zoning shaped today's crisis• what the data says about 2026 — and why a slow grind downward is more likely than a crash They also explore personal finance, investor mistakes, the rise of financial illiteracy, and the massive gap between what Canadians earn and what they're expected to afford.This episode is straightforward, data-backed, and brutally honest — a must-hear for anyone trying to navigate Canada's housing market right now.Grab a casual, lock in, and let's get into it.Host: Stefano (stefo)Instagram: @drstefohttps://www.instagram.com/drstefo?igs...Guest: Daniel FochYouTube: @dInstagram: https://www.instagram.com/danielfoch/Podcast: The Canadian Real Estate Investor PodcastThis episode is brought to you by Canada First — secure your home with Canada's best home fortification. Visit https://canadafirst.com/ to learn more.CHAPTERS0:00 — Intro + Sponsor0:36 — Meet Daniel Foch1:00 — '90s Market Déjà Vu1:34 — Data vs. Old Narratives2:24 — Daniel's Background3:07 — Why Realtors Lost Trust4:15 — AI Changing Real Estate5:52 — Shift to Rentals6:57 — Agents Leaving Industry7:52 — Canada's Affordability Crisis8:49 — How We Got Here10:19 — Pandemic Money Fallout11:09 — Mortgage Shock Coming12:03 — Record Consumer Debt13:24 — Are We in a Recession?14:59 — Prices vs. Rates Reality15:54 — Why New Builds Struggle17:01 — Buyer Patience Pays18:15 — Should Sellers Wait?19:42 — Emotional Pricing Problem21:07 — Financial Literacy Crisis22:54 — Explaining the Condo Crash24:47 — Pre-Con Investors Burned26:12 — 22% Closing Failure Rate27:28 — Supply Flooding Market28:34 — When Prices Finally Bottom29:51 — 2026 Market Outlook31:32 — Politics & Housing Meet33:14 — Government Spending Debate34:47 — Housing Policy Breakdown36:20 — Why Builders Are Pausing37:45 — Zoning & Red Tape Issues39:15 — Who Should Fix Housing?40:31 — Modular Housing Concerns42:02 — Social Housing Explained43:48 — Taxation on Housing45:26 — Cities Blocking Development46:41 — Why Multiplexes Boom48:32 — Small Developers Return50:14 — Advice for First-Time Buyers52:12 — Should You Rent or Buy?53:48 — Stefano's Condo Debate55:03 — Why It's Not Selling56:24 — Future Buyer Behaviour57:59 — Deflation Mindset59:21 — Final Thoughts1:00:11 — New York's Future1:01:14 — Closing Remarks
#circuitpythonparsec Plot data on a display in CircuitPython using the uPlot library. code example: https://github.com/jedgarpark/parsec/tree/main/2025-12-04/code.py Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------
Speed is winning deals, but speed is also feeding fraud. We sit down with CRC Specialty Professional Lines Broker Mark Waldeck to unpack the messy middle where e‑signatures, legacy policy language, and decentralized bank controls collide. From the difference between a simple e‑signature and a cryptographically protected digital signature to why underwriters hesitate when controls vary by department, we map the risk pathways that turn convenience into claims friction.We examine a headline‑grabbing fraud where a bank funded a multimillion‑dollar loan to an impersonator despite notary involvement and remote verification. The dispute with the insurer highlights a wider issue: policy forms born in the era of signature cards are being stretched to cover today's remote closings, and the gaps show up at the worst time. If you work with financial institutions, you'll get a practical checklist to help ensure your banking clients are protected, from enforcing MFA and encryption to tightening scrutiny as transaction size grows. Tune in to understand how small cracks in verification can become multimillion-dollar failures—and what you can do right now to help clients stay ahead of emerging fraud risks. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!
About Lynne Nowak:Lynne Nowak, MD, is a seasoned physician executive and Chief Data and Analytics Officer with deep expertise at the intersection of clinical care, data, and technology. With 15 years of frontline experience as a board-certified internist and a decade leading large-scale data, interoperability, and clinical strategy initiatives, she has built a career transforming how information improves healthcare quality, access, and cost. She has overseen major enterprise investments, driven compliance with national interoperability standards, led advanced analytics and product development teams, and guided provider-focused digital solutions across complex organizations. Known for her high-energy, collaborative leadership style, she is committed to fixing a fragmented healthcare system while empowering patients, providers, and payers through smarter, connected data.Things You'll Learn:Interoperability between providers, payers, pharmacies, and patients is becoming a powerful driver of access and outcomes. When information flows cleanly, underserved communities benefit the most.AI is only valuable when applied to problems that require deeper analysis, not simple workflows. The real gains come from using AI to handle complex record reviews while leaving simpler tasks to traditional automation.First-fill abandonment affects 20–30% of prescriptions, and most systems fail to notice because no claim is generated. Having visibility into these “silent failures” allows clinicians and plans to intervene earlier.Electronic benefit verification replaces days of manual phone calls with instant eligibility checks for patient assistance programs. This significantly reduces friction for patients attempting to initiate therapy.Automating prior authorizations can cut decision times from days to under 30 seconds. That speed directly affects access, adherence, and overall patient health.Resources:Connect with and follow Lynne Nowak on LinkedIn.Follow Superscripts on LinkedIn and visit their website.
Get my must start for each position: https://fantasyfootballstarts.com/Grab The Blueprint here: https://jointheblueprint.com/#blackfriday 7 Running Backs You MUST START Before They EXPLODE in Week 14(Data source credits: Player Profiler)Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT). 18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. See terms at draftkings.com. Sponsored by DK.
Electricity bills are on track to rise an average of 8 percent nationwide by 2030 according to a June analysis from Carnegie Mellon University and North Carolina State University. The culprits? Data centers and cryptocurrency mining. Bills could rise as much as 25 percent in places like Virginia. Science writer Dan Charles explains why electric utilities are adding the cost of data center buildings to their customers' bills while the data companies pay nothing upfront. Read the full June analysis here.To listen to more on the environmental impact of data centers, check out our two-part reported series:- Why the true water footprint of AI is so elusive- How tech companies could shrink AI's climate footprintInterested in how technology affects everyday life? Email us your question at shortwave@npr.org.Listen to every episode of Short Wave sponsor-free and support our work at NPR by signing up for Short Wave+ at plus.npr.org/shortwave.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy
Episode Highlights From KatieThe concept of the “Four Horsemen” of chronic disease and why 85% of people over 50 die from one of these conditions.What these diseases share in common: long, silent development over years or decades before symptoms appear.Why traditional screening often catches disease too late. And how new data and AI tools can identify risk far earlier.The difference between 10-year risk scoring and lifetime risk (and why most people never receive the latter).Why cancer screening is age-based rather than risk-based and how this overlooks key early indicators.How AI-driven assessments like Catch use massive datasets to calculate disease risk more accurately than traditional methods.What I learned from my own cancer risk assessment and why it shifted my thinking about proactive health.Why foundational lifestyle inputs (sunlight, vegetables, oily fish, hydration, minerals, sleep, movement, and avoiding chronic inflammation) are more powerful than supplements in reducing long-term disease risk.The connection between allergies, immune signaling, inflammation, and long-term disease patterns.How early lifestyle patterns influence future metabolic, cardiovascular, and cognitive health.Simple, data-backed ways to lower lifelong risk starting today without fear, overwhelm, or chasing expensive solutions.Resources MentionedCatch