Podcasts about financial planning

Pam and Jim in Phoenix are 38 and 41 and want to retire at 59 and 62. Matt and his wife in Pennsylvania are both 39 and want to retire at 57. Are these millennials on the right financial path, or have they brunched and YOLO'd away their retirement dreams? That's today on Your Money, Your Wealth® podcast number 541 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, do Roth conversions make sense for Will and Jane in New York, given their high income and high tax bracket? Which pension option is best for their circumstances? Finally, the fellas spitball for Juan's mother in Florida on how long-term capital gains on the installment sale of her company will be taxed. Free financial resources & episode transcript: https://bit.ly/ymyw-541 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! LIMITED TIME OFFER: Download The Money Makeover Guide before this Friday, August 8, 2025! WATCH Complete Money Makeover on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps:  00:00 - Intro: This Week on the YMYW Podcast 00:44 - We're Millennials. Have We Brunched and YOLO'd Away Our Retirement Dreams? (Pam & Jim, Phoenix, AZ) 12:10 - We're 39 With $840K. Can We Retire at Age 57? (Matt, PA) 22:57 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 23:53 - Do Roth Conversions Make Sense Given Our High Income and Tax Bracket? What Pension Option is Best? (Will and Jane, NY - voice) 37:04 - Watch Complete Money Makeover on YMYW TV, Download the Complete Money Makeover Guide before Friday, August 8, 2025! 37:46 - How Will Long Term Capital Gains on the Installment Sale of My Company Be Taxed? (Juan's Mother, FL) 47:50 - YMYW Podcast Outro  

“If you really want to be truly successful, stop saying how emotional you are. Be in control.” - Jeanne Omlor   Jeanne Omlor is a highly accomplished business strategist, multi-seven-figure online business coach, and certified servant leadership executive coach. Rising from the depth of debt as a solo parent at the age of 54, Jeanne made her mark by scaling her online business to seven figures within 17 months without using ads. Over the past five years, she has helped nearly 500 businesses thrive online, showcasing her remarkable ability to guide others towards realizing their full potential and maximizing profits.   Episode Summary: In this inspiring episode of "Oh, My Health... There is Hope!", host Jana Short sits down with Jeanne Omlor to explore the incredible journey of a single mother who transformed her life by achieving financial success against all odds. A conversation filled with optimism and practical advice, this session brings to light Jeanne's path from deep debt to running a multi-million-dollar business—all while emphasizing the importance of mindset and clear goal setting.   Jeanne opens up about the challenging times she faced in her mid-fifties, a period marked by despair and financial hardships but also by her relentless pursuit of self-betterment and growth. The discussion delves into Jeanne's fearless journey toward building an online business and making significant impacts through strategic planning and mindset shifts. Jeanne's transparent sharing of personal struggles and triumphs serves as a beacon of hope for anyone doubting their potential for success. Her actionable insights into managing emotions, overcoming challenges, and effectively strategizing for growth are critical lessons for aspiring entrepreneurs and individuals looking to better their circumstances.   Key Takeaways: Mindset Matters: Jeanne highlights the importance of maintaining a positive mindset and taking actionable steps towards achieving your dreams, regardless of age or circumstances. Solution-Oriented Thinking: Instead of dwelling on problems, aspire to focus on potential solutions and how to effectively reach your goals. Emotional Regulation: Success is often hindered by emotional highs and lows. Jeanne suggests aiming for a steady emotional state to better handle life's challenges. Financial Planning and Clarity: Clearly define what you want and devise a strategic plan that breaks down your goals into manageable steps. Age is Just a Number: Jeanne's transformation at 54 serves as a powerful reminder that it's never too late to start anew and chase your dreams.     Resources: https://jeanneomlor.com/reviews/ https://www.facebook.com/jeanneomlor/ https://www.linkedin.com/in/jeanneomlor     Get a free subscription to the Best Holistic Life Magazine, one of the fastest-growing independent magazines centered around holistic living: https://bestholisticlife.info/BestHolisticLifeMagazine.   Get in touch with Jana and listen to more podcasts: https://www.janashort.com/ Show Music ‘Hold On' by Amy Gerhartz: https://www.amygerhartz.com/music. Grab your FREE gift today: https://bestholisticlife.info/BestHolisticLifeMagazine Connect with Jana Short: https://www.janashort.com/contact/

Are you just a few years away from retirement and wondering how to get more of your wealth growing tax-free? In this episode of Wise Money, we're answering a question from a listener who wants to maximize Roth contributions in the final stretch of their career. Should you draw from taxable brokerage assets to fund more Roth contributions? What are the tax implications, limits, and risks to watch out for? We'll talk through the strategy, the tax planning considerations, and how to avoid common pitfalls.  Season 10, Episode 50 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/7EbflSsvgAc  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Join us for an inspiring conversation with Melissa Cox, a certified financial planner from Dallas, Texas, who shares her remarkable journey from financial chaos to expertise. Melissa opens up about her accidental entry into the financial industry and how her personal struggles with money motivated her to become a better planner. She passionately discusses the societal misconceptions women face regarding financial capabilities and emphasizes the importance of understanding one's financial beliefs. Melissa encourages women to start with small, manageable steps to build financial confidence and take control of their financial futures. By eliminating shame around financial choices, she empowers women to confidently navigate the world of finance. We also explore a holistic approach to financial planning with Melissa, focusing on the concept of building financial freedom at one's own pace. Through the analogy of constructing a financial "house," she highlights the significance of investments, insurance, and legal documents. The "wealth on purpose formulation" is introduced, emphasizing intentionality and balance in financial planning. Melissa shares insights into her personalized, one-on-one approach with clients, offering exclusive clarity sessions to tailor strategies to individual goals. As Melissa reflects on her journey of writing a book to empower readers in their financial journeys, she underscores the idea that finances are unique to each person and encourages embracing the messiness of it all. Listen in to gain valuable insights and motivation to redefine what it means to be an empowered woman in the financial world.   Connect with Melissa:Website: www.FutureFocusedWealth.com Facebook: Melissa Cox CFP Instagram: @melissacoxcfp   Let's keep the conversation going!Website: www.martaspirk.com Instagram: @martaspirk Facebook: Marta Spirk Want to be my next guest on The Empowered Woman Podcast?Apply here: www.martaspirk.com/podcastguest  Watch my TEDx talk: http://bit.ly/martatedx Every Day Magic teaches mindfulness through ritual and gratitude practices that can be done every day at any age. Purchase your copy today at https://www.amazon.com/dp/B0F2XGKRCN  

I am excited to introduce Efficient Friday! Each week, in 10 minutes or less,  I want to share a super tactical tip, idea, process, hack, etc with you that you can implement in your business right away!It's the first of the month — your built-in Slingshot Day! In this quick-hit episode, Libby shares the powerful question that can reset your focus and fuel massive momentum in your life and business. You'll learn how to turn a single intentional decision into real progress — no waiting for New Year's, no perfection required.Whether it's a tiny habit or a big commitment, today is your launchpad. Ready to make August 31st you proud? Let's go!You can also watch this Efficient Friday as a video on The Efficient Advisor's YouTube Channel!Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

Winning Financially with Jim Moore: From the NFL to Financial FreedomFormer NFL athlete and top financial advisor Jim Moore joins the Let's Go Win podcast to share hard-earned lessons on resilience, money, and mindset. From getting humbled as a college athlete to building a thriving career in finance, Jim reveals why failing early is the secret to long-term success.

Topics covered include:-Why comparing payout percentages rarely tells the full story.-How custom pro formas cut through the noise and reveal the real net numbers.-The top mistakes advisors make when analyzing firm economics.-How a $100K difference can shrink fast when you factor in headcount, taxes, and firm fees.-What actually moves the needle in long-term success (hint: it's not the ticket charges).If you're evaluating a potential move or feeling stuck in analysis paralysis, this episode is your wake-up call to stop splitting hairs and start focusing on what really matters.Listen now and be sure to subscribe on your favorite podcast platform. Want to connect with Frank and the team? Reach out at:Frank@EliteConsultingPartners.comStacey@EliteConsultingPartners.comDM Frank on Instagram: @FrankLaRosa.Elite

We've seen weak performance from U.S. large-cap tech companies this year, but based on their stock market value, these companies still dominate the U.S. market. Peter and Jonathan discuss whether we should be concerned about concentration risk or if having a top-heavy market is a common phenomenon. Plus, hear why you might consider contributing to a Roth IRA for your working child. Hosted by Creative Planning's Director of Financial Education, Jonathan Clements, and President, Peter Mallouk, this podcast takes a closer look into topics that affect investors. Included are in-depth discussions on financial planning issues, the economy and the markets. Plus, you won't want to miss each of their monthly tips! Important Legal Disclosure: creativeplanning.com/important-disclosure-information/ Have questions or topic suggestions? Email us @ podcasts@creativeplanning.com

Welcome back to The Dental Boardroom Podcast! In this episode, we continue our deep-dive series on financial planning for dental practice owners — turning financial chaos into true financial freedom.Today, host Wes Read, CPA and CFP, explores Phase Two of the financial planning journey: Developing a Personal Plan for Financial Independence. Wes shares his unique approach, combining technical expertise and life planning philosophy, to help dentists create a personalized roadmap toward their ideal lifestyle — whether it's a simple, peaceful life or one filled with travel and luxury.This episode emphasizes that every dentist has two financial clients: the current you and the future you. And balancing both is key to achieving long-term independence.

In this episode, Roger Whitney welcomes Michael Easter, New York Times bestselling author of 'The Comfort Crisis' and 'Scarcity Brain.' They delve into the concept of overcoming frugality and the evolutionary mismatches that affect our resource management in retirement. Discover how short-term discomfort can lead to long-term growth, the importance of taking the stairs in life, and the psychological implications of our modern abundance. Tune in for insights that can help you not just survive retirement, but thrive in it!*Episode originally aired March 27, 2024OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN[01:04] Today we have Michael Easter, author of Scarcity Brain, on the show.PRACTICAL PLANNING SEGMENT WITH MICHAEL EASTER[02:20] Roger introduces Michael Easter to the show[03:14] The Comfort Crisis falls into the Energy Pillar- building energy so you can show up for your life.[04:30] Roger asks Michael what his objective was in exploring the Comfort Crisis[09:40] Why is it a bad thing to be comfortable?[12:40] How do we start being more uncomfortable?[16:11] The Scarcity Brain falls into the Vision Pillar.[18:00] Why do we have a constant feeling that we don't have enough?[25:25] Quantifying goals is not always the best thing to do.[29:01] Michael defines what the scarcity loop is.TODAY'S SMART SPRINT SEGMENT[33:21] In the next seven days, take the stairs! Do something that most people don't do.RESOURCESBOOK - The Comfort Crisis by Michael EasterBOOK - Scarcity Brain by Michael EasterStutzRock Retirement ClubFOLLOW US ON SOCIALSFollow Us on Facebook!Follow Us on Instagram

So, you've built a team… but you're still the one putting out fires, making all the decisions, and carrying the whole business on your back.That's because most leadership models are built top-down. The founder makes the calls. The team waits for direction. And over time, the business becomes more dependent on you—not less.Keith Ferrazzi has spent two decades helping leaders break out of that trap. After coaching thousands of teams and running 3,000+ diagnostics, he found that leadership alone isn't enough. The highest-performing organizations operate through teamship—a shift from hierarchy to shared ownership, where teams push each other higher and drive results together.You might recognize Keith from his bestselling books like Never Eat Alone or Leading Without Authority. His latest book, Never Lead Alone, breaks down the 10 key shifts that help teams lead together, instead of leaning on one person to carry the load.In this episode, we get into what those shifts look like in real life. From peer-to-peer coaching to energy checks to open feedback loops, Keith shares the simple practices that help your team show up, take ownership, and lead alongside you—not behind you.3 of the biggest insights from Keith…#1.) The Peer Coaching Framework That Unlocked 50% Growth at MerrillKeith's 5-5-5 peer-to-peer coaching model helped Merrill Lynch advisors boost net new accounts by 50%—not through top-down management, but by creating safe, structured peer groups that crowdsource solutions and accelerate breakthroughs. It's a repeatable system any advisory team can implement to grow faster and smarter.#2.) Stop Leading Alone—Start Co-ElevatingKeith's newest book, Never Lead Alone, flips traditional leadership on its head. Instead of top-down command, he shows how elite teams grow faster when they hold each other accountable, run energy checks, and give honest feedback without fear. This is how teams co-elevate—and outperform.#3.) Why AI Will Replace Advisors Who Don't EvolveKeith doesn't sugarcoat it—AI is coming for the average advisor. But for those willing to lean in, it's a multiplier. Learn how to become a “black belt” in AI, build smarter communities, and use technology to deepen—not replace—your human relationships.SHOW NOTEShttps://bradleyjohnson.com/127FREE GIFT + JOIN THE DBDL INSIDER CREWToday's Gift: Get copies of Keith's book, "Never Eat Alone" AND "Never Lead Alone" [while supplies last]To get access to today's free gift AND become a DBDL Insider with VIP access to future resources and exclusive content, text "127" to 785-800-3235. *Message and data rates may apply. Reply STOP at any time to opt-out of receiving text messages.FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations.The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for.Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP07254657194See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with PAX Financial Advisor Haley Wall for a heartfelt discussion on the emotional and financial challenges faced by widows. Drawing from real-life experiences and her work as a certified Loss of Life Advocate, Haley explains how widows can regain clarity and make informed financial decisions after a loss. From navigating life insurance and estate documents to avoiding predatory scams and understanding Social Security's widow blackout period, this episode offers practical guidance and emotional insight. Key highlights include: The first financial step every widow should take - pause. Why widows are often targeted by scammers and opportunists. The importance of updating wills, beneficiaries, and medical directives. How the widow's Social Security blackout period works - and how to prepare. The emotional weight of stewardship and honoring a spouse's legacy. Available community resources, including grief counseling and support groups. Whether you're navigating widowhood yourself or supporting someone who is, this episode offers both compassion and direction. For more support, visit PAXFinancialGroup.com or contact Haley directly at Haley@PAXFG.com.

Trying to time the stock market might sound like a smart move, but the reality? It often leads to missed opportunities and emotional decision-making. In this episode, President and Senior Financial Planner, Paul Moffat, and co-host, Director of Financial Planning, Jordan Naffa, break down the real cost of trying to beat the market and why staying invested is almost always the wiser strategy.From Warren Buffett's wisdom to hard data spanning 25 years, Paul and Jordan explore:Why timing the market is so tempting… yet so costlyEye-opening stats on what happens when you miss the market's best days, weeks, or monthsReal-world examples from the COVID crash, Brexit, and recent tariff changesWhy a disciplined, long-term investment approach winsHow Arista clients benefit from staying in their seats when volatility hitsIf you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you actually building a business you can sell — or just a high-paying job you'll eventually walk away from?Many Canadian entrepreneurs dream of cashing out with millions thanks to the lifetime capital gains exemption. But the harsh reality? Most Canadian small business owners never sell — and if they do, the price tag is often far lower than expected. This episode unpacks a real-world case of a tech consultant earning 7 figures in revenue, yet struggling to make the business saleable.By listening, you'll discover:Why top-line revenue means little if your business relies solely on youThe truth about qualifying for Canada's lifetime capital gains exemption (and how few actually do)A smarter corporate structure that protects your wealth and gives you real retirement optionsIf you're building a business with the dream of one day selling it — press play now to find out if that dream is really within reach.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.For Canadian entrepreneurs seeking financial freedom and early retirement, building a business isn't just about revenue — it's about structuring for long-term wealth. Whether you're navigating a potential business sale, planning around the capital gains exemption, or optimizing your corporate structure, effective financial planning is essential. From salary vs dividends strategies to RRSP optimization, real estate investing in Canada, and leveraging corporate wealth planning, the right system can support a modest lifestyle wealth approach or ambitious financial independence goals. Through expert business valuation, capital gains strategies, and tax-efficient investing, small business owners can align their Canadian wealth plan witReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

In this inspiring episode of the Revolutionizing Your Journey podcast, host DeAndre Coke sits down with Carl Brothers—a passionate traveler on a mission to fly four million lifetime miles with United Airlines. Carl opens up about how he got into points and miles, what it means to hold United's invitation-only Global Services status, and the mindset and strategy behind such an ambitious aviation goal.He shares the emotional and physical toll of spending so much time in the air, the importance of building a strong travel community, and how kindness plays a key role in every journey. Carl breaks down how he tracks cost per mile, navigates elite benefits, and stays motivated as he nears his milestone. With just a few thousand miles left, he also teases what's next: a brand-new loyalty adventure with Alaska Airlines. It's a story of dedication, passion, and the true spirit of travel.Key Highlights:Carl's goal: To reach four million lifetime miles on United Airlines.Status earned: United's exclusive invite-only Global Services.Strategy: Uses cost-per-mile tracking to optimize every trip.Timeline: Four million miles in roughly four years.Mindset: Fueled by a love for aviation and elite travel perks.Lifestyle: Lives on planes—physically and mentally demanding.Community: Backed by fellow travelers and friends.Core value: Kindness to airline crew and passengers alike.Next chapter: Plans to pursue Alaska Airlines status post-United goal.Big picture: A masterclass in loyalty, resilience, and travel hacking.Resources:Book a Free 30 minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!BoldlyGo Travel With Points & Miles Facebook GroupInterested in Financial Planning?Truicity Wealth ManagementSome of Our Favorite Tools For Elevating Your Points & Miles Game:Note: Contains affiliate/sponsored linksCard Pointers (Saves the average user $750 per year)Zil Money (For Payroll on Credit Card)Travel FreelyPoint.meFlightConnections.comThrifty Traveler PremiumLTH Online Points & Miles In Depth Course: Use coupon code "BOLDYGO" for a 50% discount!Connect with DeAndre &...

Relebogile Mabotja speaks to Stian De Witt the Head of Financial Planning at advisory firm, NMG Benefits about doing a mid-year financial fitness check and reviewing your money habits, debt, savings, and goals, and how to get back on track if you have slipped.702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702See omnystudio.com/listener for privacy information.

Can Beth and Rip retire early, spend more, and Die with Zero? When should they claim Social Security? Forrest and Jenny have 10 rental properties at age 31. Can they retire at age 50? (And what makes you a real estate professional from a tax perspective?) Plus, what are the rules for spousal IRA contributions and required minimum distributions? Memphis wants to know. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for YMYW audience members who are definitely not fictional characters, today on Your Money, Your Wealth® podcast number 540. Free financial resources & episode transcript: https://bit.ly/ymyw-540 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV CALCULATE your free Financial Blueprint ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps: 00:00 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 00:35 - Intro: This Week on the YMYW Podcast 01:13 - Can We Retire Early, Spend More, and Die With Zero? When Should We Collect Social Security? (Beth and Rip, FL - voice) 12:06 - Watch Retirement Panic Button: 7 Ways to Avoid Hitting It on YMYW TV Calculate your Financial Blueprint Schedule a Free Assessment 13:41 - We Have 10 Rental Properties at Age 31. Are We on Track to Retire at Age 50? (Forrest and Jenny, Cherry Hill, NJ - voice) 20:04 - Spousal IRA Contributions and RMD Rules (Memphis) 32:23 - YMYW Podcast Outro

What if the real key to scaling your business isn't strategy or capital, but empathy? That's the belief driving today's guest, David Steele. With a career spanning finance, hospitality, and the arts, David is the Founder and CEO of One Wealth Advisors, Executive Chairman of Flour + Water Hospitality Group, and Managing Partner at Great Gold Hospitality Group. He's also a playwright, visual artist, and advocate for the power of people in business. People Over Profit: How to Build a Team That Grows With You If you want to build a business that lasts, start by investing in your people. David shares how he's created a culture where turnover is almost nonexistent by treating every team member like a future owner. Whether you're leading a small team or scaling fast, you'll take away practical ideas like profit-sharing instead of bonuses, transparent P&L reviews, and a long-term goal of shared equity. Because when people feel valued and have a real stake in the outcome, they're far more likely to stick around and help you grow. Think Restaurants Are Risky? Here's What Actually Causes Failure You've heard it before: “Restaurants are too risky.” But David challenges that assumption with a powerful reframing: it's not the industry that's the problem, it's the lack of business planning.  Whether you're in hospitality or any creative venture, his method applies. Start with a story. Build a 10-year model. Make sure the capital pays back in 3 years or less. If the numbers don't work, don't move forward. This approach has helped him grow eight successful restaurants and it might just change the way you assess risk in your own ideas. Enjoy this episode with David Steele… Soundbytes 11:17 - 11:56 “I figured one thing out, and all polymaths in business have probably figured one thing out. That is, they know how to activate a coalition of people around a singular idea… Everything that has ever been created in the history of humankind that's been great has been because people symbiotically came together to do it.” 14:08 - 14:22 “I just think the most important variable in any partnership is the most important variable in any real, sustainable relationship, which is always seeking to find empathy for the person you have a relationship with.” Quotes “Treat people well. People just want to feel valuable. That's all they want.” “I have a goal with any business I start, which is to never lose a single employee for the life of the company. Now, it's a ridiculous goal. It's absurd.” “I still have some of those clients that I started with in 1991.” Links mentioned in this episode: From Our Guest Website: https://davidsteele.xyz/  Connect with David Steele on LinkedIn: https://www.linkedin.com/in/david-steele-76088a/  Connect with brandiD Download our free guide to learn 16 crucial website updates that attract more leads and convert visitors into clients: https://thebrandid.com/website-tweaks/ Ready to elevate your digital presence with a powerful brand or website?  Contact us here: https://thebrandid.com/contact-form/

Book a call to see if we can help you achieve your goals in less time with less risk:  http://bit.ly/iwc15podcast Are you torn between spending money now or saving it for the future? What if you can do both at the same time? In this episode, Cameron Christiansen and Anthony Faso address a common financial myth that you have to choose between spending and saving. They introduce the concept of Infinite Banking, a system that enables you to use your money today without compromising future growth. Through personal stories and client examples, they illustrate how utilizing the cash value from a life insurance policy enables you to cover immediate needs (such as individual or business opportunities) while still allowing your money to grow. It's all about making your money work in multiple places at once. Tune in to learn how to create financial flexibility, why both today and tomorrow can be secure, and how Infinite Banking could change your financial future.   In This Episode: - The myth of choosing between spending today or saving for later - Cameron's breakthrough moment with Infinite Banking - How to enjoy life now and secure your future with no guilt - What makes Infinite Banking different from traditional savings? - Real-world example: Paying for IVF using your policy - Practical steps to start implementing Infinite Banking today - How to use money in two places at once (investing and growing) - How to figure out if Infinite Banking is for you   Resources:  - Join the Infinite Wealth Study Group - https://www.facebook.com/share/g/qC3sAWg6PhHYpRAs/  - Check our Online Course - https://infinitewealthcourse.com/home - Buy Becoming Your Own Banker by R. Nelson Nash - http://bit.ly/BYOBbookIWC   Connect with Anthony or Cameron: - Website - https://infinitewealthcourse.com/home - Instagram - https://www.instagram.com/infinitewealthconsultants/   Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions. This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode. The hosts may have a financial interest in the programs or services mentioned in this episode.

Ready to transform the way you handle client service? In this episode, I'm joined by Lorie Jones, a seasoned Financial Advisor who has over 20 years of experience supporting top-performing financial advisors. Lorie shares her secrets for creating a high-touch client experience, building efficient systems, and managing the chaos that can come with growth. Whether you're a solo advisor or run a team, you'll walk away with actionable strategies to elevate your client service model.What you'll learn in this episode:How to build replicable and consistent service systems that scale with your businessThe secret behind proactive communication that makes clients feel truly cared forTips for documenting processes so your team can function smoothly and confidentlyWhy Lorie says “the client doesn't always know what they need” and how to respondHow to think like a COO even if you're just starting out or running leanThis episode is packed with wisdom for advisors who want to deliver world-class service without burning out. Lorie's perspective will help you refine your systems, take control of your calendar, and set your team up for success.Learn more about the Group Coaching & Mastermind HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.

We sat down with Victoria Greene, CFA®, CRPC®, Chief Investment Officer and Founding Partner at G Squared Private Wealth, for a midyear outlook on the markets and current rate environment. Victoria discusses how to support clients remaining invested amid tariffs, volatility, and uncertainty, and gives insight into the evolving landscape of alternative investments.

In this kickoff episode of a brand-new series, host Wes Read shares the foundation of financial planning tailored specifically for dental practice owners. Drawing from his widely presented talk, Dental Financial Planning: Turning Chaos into Financial Freedom, Wes explains why every dentist—regardless of age—should have a personal financial plan. He discusses the importance of building a roadmap for your future, even if life takes unexpected turns, and outlines how thoughtful planning today leads to financial independence tomorrow.Check this out: Leadership Team Diagram – Download PDF

Is $5 million really the magic number for retirement? In this episode of Success in the New Retirement, Damon Roberts and Matt Deaton break down what truly matters—your income needs, not arbitrary savings goals. They share real client stories, explain how to bridge income gaps with smart strategies like Roth conversions and structured notes, and reveal why efficient income planning can help you retire sooner and with more freedom. Whether you're behind on savings or ready to optimize your nest egg, this episode offers practical steps to build a retirement plan that works for you. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.

This week on Financial Planning: Explained, host Michael Menninger, CFP welcomes Kelly Steyn. Kelly is a realtor at Keller Williams Real Estate. Kelly also does educational content, interviewing industry professionals. In this episode, Kelly interviews Mike about common financial planning questions that she comes across in the realty world. Topics include: when to work with a financial advisor, retirement planning, emergency funds, and estate planning. This is a great episode for anybody who is home buying, or even just curious about working with a financial advisor. For more information on Menninger & Associates Financial Planning visit https://maaplanning.com.

Executive titles don't guarantee financial clarity. That's what Liz Dennis, Managing Director and Head of Global Client Coverage at Morgan Stanley, finds in her work with company leaders.In this episode of Invested at Work, host Rodney Bolden speaks with Liz about the unique financial challenges facing today's executives. They discuss some of the blind spots executives might have when it comes to their finances, and how equity compensation, strategic planning and proactive HR support can make a real difference in driving engagement, retention and well-being for this group. Visit MorganStanley.com/atwork for more insights on workplace financial benefits. Invested at Work is brought to you by Morgan Stanley at Work, hosted by Rodney Bolden. Our executive producers are Fiona Kelsey and Lisa Boyce. Our production partner is Sequel Media Inc.This material has been prepared for educational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives. Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdfClients have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Asset allocation and diversification do not assure a profit or protect against loss. Individuals executing a 10b5-1 trading plan should keep the following important considerations in mind:(1) 10b5-1 trading plans should be reviewed and approved by the legal and compliance department of the individual's company.(2) Most companies will permit 10b5-1 trading plans to be entered into only during open window periods.(3) Recent rule changes will require a mandatory cooling-off period between the execution of a 10b5-1 trading plan (or a modification) and the first sale pursuant to the plan (or the first sale following such modification).(4) 10b5-1 trading plans do not alter the nature of restricted and/or control stock or regulatory requirements that may otherwise be applicable (e.g., Section 16, Section 13).(5) 10b5-1 trading plans that are terminated early may weaken or cause the individual to lose the benefit of the affirmative defense.(6) 10b5-1 trading plans may require a cessation of trading activities at times when lockups may be required at the company (e.g., secondary offerings).(7) Recent rule changes will require companies to publicly disclose material terms of Section 16 director and officer 10b5-1 trading plans, and the early termination of such plans.Artificial intelligence (AI) is subject to limitations, and you should be aware that any output from an AI-supported tool or service made available by the Firm for your use is subject to such limitations, including but not limited to inaccuracy, incompleteness, or embedded bias. You should always verify the results of any AI-generated output. The term “Family Office Resources” is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940. Employee stock plan solutions are offered by E*TRADE Financial Corporate Services, Inc., Solium Capital LLC, Solium Plan Managers LLC and Morgan Stanley Smith Barney LLC (“MSSB”), which are part of Morgan Stanley at Work. Morgan Stanley at Work services and stock plan accounts are provided by wholly owned subsidiaries of Morgan Stanley. Morgan Stanley at Work stock plan accounts were previously referred to as Shareworks, StockPlan Connect or E*TRADE stock plan accounts, as applicable. © 2025 Morgan Stanley. All rights reserved.CRC# 4607214 06/25

Send us a textIs the historical Viewmaster style of traditional wealth accumulation with no frills or technology still valid, or have traditional wealth accumulation concepts been replaced and negated by more modern approaches?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Will the second half of 2025 provide the same volatility we've seen in the past six months? Will the Fed become more confident about tariffs and inflation and agree to one or more interest rate cuts? And what about recent events in the Middle East, Russia and Ukraine – how might they impact our economy? These are just a few of the concerns discussed in this 2025 Mid-Year Outlook podcast. Tune in as Brian Granato, Tom Clifford and Doug DeGroot share their thoughts on what may lie ahead. With You Every Step of the WayWith over seven decades of collective experience, Providence Wealth Advisors has the expertise necessary to understand your financial goals and identify the best strategy to achieve them.Thank you for listening. Connect with Providence Wealth Advisors on Facebook, or LinkedIn.

Joel from Jacaranda Financial Planning joins John Stanley to explain how you can maximize your savings and ensure you have enough super for your retirement. Joel answers your questions on 2GB/4BC Nights every Tuesday night. Listen to John Stanley live on air from 8pm Monday to Thursday.See omnystudio.com/listener for privacy information.

Thinking about a career in financial planning?In this episode of Financial Planner Life, Miriam Murphy joins Sam Oakes to share her powerful career switch story, from Executive Assistant to qualified financial planner, with support from the St. James's Place Academy.Miriam opens up about her early money mindset, paying off debt, buying a home, and how mentorship from Rob Gardner helped her see the potential she hadn't yet recognised in herself. If you're considering becoming a financial planner or making a career change, this is the episode for you.We cover:How the St. James's Place Academy supports career changersThe emotional journey from debt to financial freedomWhy executive assistants make brilliant financial plannersThe power of mentorship in shaping your careerHow financial planning changed Miriam's lifeBuilding a business with purpose and empathyThe mindset shifts that make you better with moneyCreating a niche offering as an Executive Financial Assistant (EFA)

What does soccer have to do with retirement? A lot more than you'd think. As a 5'5" former college soccer player turned financial advisor, I've learned it's not about brute strength. It's about smart decisions. That mindset guides the way I approach financial planning today.At 29, people ask why I care so much about retirement. The answer is simple: good planning gives you time. And time with the people you love is the most valuable thing there is. I've seen how a well-structured plan, from managing taxes to optimizing healthcare and using flexible accounts, can buy you years with aging parents, a spouse, or even just your own freedom.But there are traps, like being "qualified rich." That $2 million in your 401(k)? After taxes and penalties, it's not what it seems. That's why I'm a big fan of what I call “superhero accounts” like brokerage accounts that let you retire on yourterms. And don't get me started on the healthcare gap between early retirement and Medicare. It's one of the biggest mindset hurdles we help people overcome.I got into this work after watching my own parents get burned by multiple advisors. Some were too fancy, some were too hands-off, and none truly planned holistically. That gap in the industry is what I aim to close.To me, the goal is recreational employment. Working because you want to, not because you have to.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

In this episode Matthew Jarvis interviews Peter Tiboris, a successful financial advisor who has scaled his practice to over $3.2 billion in assets under management. They discuss Peter's journey from cold calling to professionalizing his management team, the importance of philosophy in financial planning, and how to build sustainable client relationships. Peter shares the significance of simplicity and transparency in investment approaches, and the ideal characteristics of advisors for growth. The conversation emphasizes the need for a strong organizational culture and the importance of focusing on client objectives rather than just returns. The Philosophy of Financial Planning with Peter Tiboris [Episode 319] Resources in today's episode: - Matt Jarvis: Website | LinkedIn - Peter Tiboris Website| LinkedIn  

Cash forecasting is evolving, and the pace is accelerating. In this episode, we explore developing trends from the 2025 Cash Forecasting & Visibility Survey. We'll look at rising complexity, higher expectations, and the push for more frequent updates. From controls, tools, and AI to treasury's expanding role as a strategic enabler, this episode highlights how teams are adapting and what is still needed to forecast with confidence. Read the Cash Forecasting & Visibility Report here.

In this episode of the Investor Fuel Podcast, host Quentin Edmonds welcomes tax expert Sean Lichterman to discuss the intricacies of tax incentives and strategies, particularly in the realm of real estate and business. Sean shares his journey into the tax industry, emphasizing the importance of keeping money in the pockets of investors and business owners through effective tax planning. The conversation delves into recent changes in tax laws, the significance of education in navigating these complexities, and the value of building relationships within the industry. Sean also highlights the potential for growth and innovation in the tax sector, encouraging listeners to explore available tax credits and strategies that can benefit their financial situations. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of Beer and Money, Ryan Burklo, Alex Collins, and Mark SanGiacomo delve into the complexities of life insurance, discussing its various types, the importance of income replacement, and how to determine the right amount of coverage. They explore the differences between term and permanent insurance, including whole life and universal life policies, emphasizing the need for personalized financial planning. The conversation highlights the significance of understanding insurance products, their benefits, and potential drawbacks, ultimately guiding listeners towards making informed decisions about their financial security. Check out our website:  beerandmoney.net For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Takeaways Life insurance is primarily about income replacement. Determining the right amount of insurance is crucial. Your most valuable asset is yourself and your income. Life insurance should fit into a broader financial plan. There are two main types of life insurance: term and permanent. Universal life insurance offers flexibility but has growing costs. Whole life insurance provides guarantees and stability. Policy dividends can enhance whole life policies but are not guaranteed. Understanding the terms of your policy is essential for long-term planning. Consulting with a financial professional is vital for making informed decisions. Chapters 00:00 Introduction to Life Insurance Types 02:52 Understanding Income Replacement and Coverage Needs 05:57 Exploring Life Insurance Products: Term vs. Permanent 08:50 Diving Deeper into Universal Life Insurance 12:00 Understanding Whole Life Insurance 15:06 Comparing Universal Life and Whole Life Insurance 18:00 The Importance of Professional Guidance in Life Insurance 21:03 Final Thoughts on Life Insurance Strategies  

Singapore luxury… with street food prices.

Today, we look at the first five of ten common estate planning pitfalls that many people either ignore or misunderstand, and we lay out the real-life consequences of those mistakes. Estate planning is important not in terms of wealth, but in terms of reducing stress and preserving relationships when someone passes away. Whether or not someone is wealthy, a proper estate plan can prevent delayed decisions, misallocated assets, and elevated emotions for surviving loved ones - during a very stressful time.The first pitfall we tackle is not having a will at all. If someone dies without a will, their state—not their estate—decides who inherits what, based on legal formulas that ignore personal relationships or intentions. These formulas differ by state and often don't align with what people assume will happen.Next, we highlight the danger of outdated documents. Many people who think they're covered by old wills or plans don't realize that state laws or life changes—like moves, marriages, or children—can render those documents ineffective. We share a story of a family who thought they were protected, only to find out their paperwork didn't align with their current state's laws.Then, we move into beneficiary designations, which can override a will because they're treated as contracts. If those designations are outdated, such as naming an ex-spouse, the wrong person could end up with assets, regardless of what the will says. This is why reviewing beneficiaries regularly is crucial.The fourth pitfall is unfunded trusts. Setting up a trust isn't enough—it has to be funded, meaning the assets need to be formally moved into the trust. Without doing this, the trust is an empty safe, and the probate process still applies. We discuss a case where a well-intentioned trust ended up being completely ineffective because it wasn't properly funded.Finally, we address the lack of incapacity planning. Many people forget to prepare for a scenario where they're alive but unable to make decisions. Without healthcare directives or powers of attorney, families may have to go to court just to pay bills or make medical decisions—adding legal stress to already emotional situations.We wrap up by reiterating the importance of having clear, updated, and legally valid documents in place—not just for your sake, but for those you care about. In Part 2, we'll continue with the next five pitfalls to avoid. To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

Gen X's Biggest Money Regrets—And How to Fix ThemDr. Preston Cherry opens up about the top financial regrets Gen X faces—from late retirement saving to piling on debt. The good news? It's not too late to turn things around.In this eye-opening conversation, Dr. Cherry shares how Gen Xers can shift from regret to resilience with simple mindset changes and a values-based wealth plan. Whether it's saving more, cutting debt, or protecting your legacy—small steps today can lead to big changes tomorrow.Takeaways:• Start saving early• Tackle your debt• Plan for you, not just kids• Protect your legacy• Get expert help00:00 Intro00:41 Understanding Gen X's Financial Regrets02:09 The 4R Framework04:38 Final ThoughtsGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

We dive into mastering your brewery budget with a practical three-step approach that transforms financial planning from overwhelming to achievable. This workshop provides tools and strategies to create a useful financial roadmap that aligns with business goals.• Begin with the end in mind – set one clear financial goal (typically 10-15% profit) before planning anything else• Know your stakeholders – identify requirements from banks, investors and others to incorporate into your plan• Set firm deadlines – create a budget preparation timeline with clear responsibilities and milestones• Use historical financial analysis to establish context for your projections• Break down planning by department and involve team members to create ownership• Consider balance sheet and cash flow implications, not just P&L• Implement weekly financial huddles to shift from lagging indicators to leading indicators• Use visualization tools like dashboards to make financial data more accessible• Remember that budgeting isn't just about spreadsheets but about creating a financial roadmapJoin the Beer Business Finance Association to access the complete Brewery Budget Course with all tools and templates discussed in this workshop.

Are you one unexpected expense away from a financial crisis, even if things look fine on the surface? In this episode of Wise Money, we're revealing five hidden signs that you may not be financially secure as you think and helping you identify blind spots, strengthen your financial foundation, and take your next wise step.  Season 10, Episode 49 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/llxdjVBVw0k  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

In this episode of Honest Money, Warren Ingram and Pieter de Villiers dive into the complexities of financial advisory fees, exploring the evolution of the financial planning industry, the importance of transparency in client-advisor relationships, and the value of investing in financial education. They discuss various fee structures, including commission-based models and subscription services, while emphasizing the need for clients to understand what they are paying for and the value they receive in return.TakeawaysThe financial planning industry has evolved significantly over the years.Commission-based models can create misaligned incentives between advisors and clients.Ongoing fees can help align the interests of clients and advisors.Transparency in fee structures is crucial for building trust.Different fee models exist to cater to various client needs.Education is key to making informed financial decisions.Investing in financial advice can yield significant long-term benefits.Clients should view advisory fees as an investment rather than an expense.The democratization of financial advice remains a challenge in diverse markets.Understanding the value of advice is essential for clients. Learn more about 10X Investments today: https://bit.ly/4hiEscGSend us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

This week on The Pete the Planner Show, we tackle a question from a listener couple in their 30s who've nailed the basics—no debt (besides the mortgage), a healthy emergency fund, steady retirement savings, and even monthly money check-ins that end in high fives, not fights. So… do they really need a financial planner? We dive into when DIY is good enough—and when a second set of (professional) eyes might help you uncover what you don't know you don't know. Whether you love spreadsheets or break into a cold sweat at the word “fiduciary,” this episode will help you figure out if it's time to level up your planning—or if you're already crushing it on your own. You'll learn: The tipping point between DIY and delegation What a financial planner can (and can't) do for you How to avoid blind spots even when you're doing everything "right" It's a practical, honest conversation for anyone who's ever wondered: Do I need help, or am I just fine?

Garth Heckman The David Alliance TDAgiantSlayer@Gmail.com    When people are asked… if you could do it over again would you… and they say “no, I love my mistakes and its what made me who I am today”. That sounds great right, even manly… but I truly doubt it. If I could go back and do things differently would I? ABSOLUTELY 100% - so what would I do differently? Thats where were going today!    It's impossible to provide a definitive "five biggest mistakes" for every man in every decade of his life, as experiences and priorities vary greatly. However, based on common life challenges, regrets, and advice, here are some generally observed mistakes men often make at different ages: Under 20: Neglecting Education and Skill Development: Not taking school seriously, failing to explore passions, or not investing in skills that will be valuable later. This can limit future career and financial opportunities. I would imagine most boys are not realizing that High School is the last free education you will get… use it up as much as you can. And more than that, learn skills from other men, its free education. Welding, automotive, investing, carpentry, cooking, baking, relationship advice, boxing, Balancing your checking account, talking to women, handling conflict… Just about anybody can teach you something for free.    Poor Financial Habits: Not learning about budgeting, saving, or investing, and instead falling into debt (e.g., credit card debt, unnecessary loans) or wasteful spending. Here is a lesson I learned early on in life. And I will admit, that early on in life I liked to spend money on stupid stuff… or at least over spend on my hobbies. But I learned two huge pieces of advice. One give yourself a raise every year…i.e. shop for lower insurance, cable, internet, cheaper place to buy groceries etc… 2ndly I sell stuff I have not used for a year and I invest it into my 401k. Also I don't do my own investing other then crypto. And I do not touch my investments… early on I did, but I learned the hardware. If I had kept my Amazon stock I would have a few million dollars still in my portfolio.    Ignoring Health: Believing they're invincible and adopting unhealthy habits (poor diet, lack of exercise, insufficient sleep, substance abuse) that will have repercussions later. Not just ignoring health - but ignoring healthy habits. Build into your life a regular weekly exercise plan. Healthy eating and sleep habits. Look I get it, when I was under 20 years old I drank a 12 pack of Mt. Dew a day and ate a full bag of double stuff Oreos - now I was waterskiing and barefooting all day long so I was burning it off and I was also a competitive powerlifter… but the habit was hard to break even though I was not putting on weight.  Back to working out… most guys say they don't have time, but if you get up at 5am you will have time, not only that you will be more energetic during the day but when it comes to sleep you won't be able to stay up late watching stupid TV or computer or phone… so it all balances out.    Lack of Self-Awareness/Identity: Not taking the time to understand their values, goals, and who they are as individuals, often leading to being swayed by peer pressure or societal expectations. Know your weaknesses and box them in, and know your strengths and double down on those. I am not going to spend time working on becoming more detailed and OCD… it aint' me. I will work on being a leader, communicator, preacher, teacher, vision caster, motivator and risk taker.  I won't allow myself to work in my weaknesses - I will let others work in those areas…and if I absolutely have to I will first build a detailed system to do it.  Taking Relationships for Granted: Neglecting friendships or not learning healthy communication and respect in romantic relationships, which can lead to isolation or repeated relationship issues. Most men under 40 are only practicing divorce in their relationship habits. You make out, you have sex, you break up and move on. THIS IS THE PERFECT PRACTICE FOR A ruined marriage. Most guys under 20 are 100% motivated in relationships from a selfish foundation. They only give to get, they never learn to give just to give. They never learn to sacrifice in order to create a better version of the women they are dating.  Under 30: Not Investing Early: Missing out on the power of compound interest by delaying retirement savings or other long-term investments. If you are 25 and you invest $12 a day into an account reaping basically between 6-8% return you will have a million dollars by the time you retire. That is only $360 a month. That is nothing… if you think its a lot add up how much you spend at the convenience store, on clothes you don't wear, on tickets, on junk food and fast food and maybe even online gambling or girls… its peanuts.  Staying in Unfulfilling Jobs/Careers: Remaining in a job or industry solely for the paycheck, without pursuing opportunities that align with their passions or offer growth, leading to stagnation. Here is a secret. There is someone out there willing to pay you for what you want to do if you are good at it. You want to just play guitar all day? Learn to read music, join a musicians union, hang out with other musicians and producers… it is not that hard. You may not make millions, but you will earn a living doing what you love. I have quite a few friends who do it full time and part time and make decent money.    Prioritizing Work Over Relationships: Sacrificing personal connections, family time, and mental well-being for career advancement, leading to regret and strained relationships later. I know you are under 30… you have a lifetime ahead of you… but actually you are just about in midlife. If you live to 75 you are only a few years out from reaching that half way mark.. and trust me the next 35 will fly buy 3 times as fast!  So focus on relationships.. your parents, your spouse, your brothers and sisters, your childhood friends, men at church etc… make that a solid priority!    Failing to Address Mental Health: Ignoring or suppressing mental health issues, such as anxiety or depression, due to societal pressures or a "man up" mentality, preventing them from seeking necessary help. Look its no secret that a lot and I mean most of 30 and under came from dysfunctional families. From No dads to 4 dads… It can cause a lot of stress, mental baggage and a lack of skill in dealing with it. The internet, phone and social media pressure does not help. One of the greatest manly things you can do is go in for counseling and mental health screenings. Get the help you need and don't ever be embarrassed about it. You would not be embarrassed by going in for a broken arm… mental health is no different. And you are truly doing if for your current or future family.    Making Major Financial Commitments Without a Plan: Taking on significant debt (e.g., for an expensive car or a house they can barely afford) without a solid financial foundation or emergency fund. Nothing wrong with buying a new car… but that doesn't mean it has to be the brand-new or the best or even middle of the road. My car is 25 years old with 200,000 miles on it…and that car has not had a payment for 22 years.  If you are going to purchase a house, car of boat or motorcycle… talk to a legit financial counselor. You might be surprised at how much they can help you. There is nothing wrong with spending money, there are only wrong things to spend money on.    I will say this, I do see a lot of 30 and under young men who are really on the right track. They have learned the hard way from watching their parents make all the wrong and stupid decisions. Good for you! It will be worth it!    Under 40: Neglecting Physical Health: Continuing unhealthy habits from earlier decades, leading to the onset of chronic health problems (e.g., heart disease, obesity, diabetes) that could have been prevented or managed earlier. Here is a little bit of controversy…. And BTW I am working on attaining my certification in nutrition. You can get away with an ok diet if you are physically active. But even if you eat healthy and are not physically active - it will hurt you.  Build a system in place to do something you like to do a few times a week. Volleyball, racquet ball, jump rope, lift weights, karate, pickle ball, hot yoga… I don't care, just do it 3-4 times a week for at least 45 minutes and your life will improve miraculously. Most people hate exercise because they choose exercise they hate. Choose something you love.  Becoming Stagnant in Career: Not continuing to learn, adapt, or seek new challenges in their career, leading to being passed over for promotions or feeling stuck. Two things you can do to grow in your position… proven strategies. #1 learn how to get along with people. Most people are promoted first and foremost because others like them. #2 Continue to ask to learn new things at your job. Have you ever wondered what your boss would say if you asked him “what can I learn in order to help you and your business succeed.  If you are not growing you are dying. Every year you should try to learn something new. Get a certificate in basket weaving… it does not matter. Stay sharp.  Ignoring Relationship Issues: Allowing resentments or communication problems to fester in their primary relationships, rather than actively working on them, potentially leading to divorce or emotional distance. You have not repaired family relationships and now they seem irreparable… until someone is lying on their deathbed… Now is the time.  Secondly you realize that between you and your spouse… that little issue did not go away. Now it is a monster. It could be how you flirt with other women, your anger issues, your over spending, your lack of communication…. Here is the crazy and astounding FACT - your marriage can get better and better and more amazing if you put in the hard work, or you can do nothing… simply nothing and it will suck. You don't have to put in the hard work for it to suck… just do nothing and it will happen all on its own. Ignorance starts out as bliss but soon turns into bitterness. Lack of Financial Planning for the Future: Not adequately saving for retirement, their children's education, or other significant future expenses, despite increased earning potential. We covered this before but for the sake of redundancy - If you have not started a healthy aggressive retirement plan by the time you are 40, you can plan to live poor when you retire or plan on working until you are in your late 70's. Don't be that guy.  Failing to Cultivate a Strong Support System: Losing touch with friends and neglecting to build new connections outside of work, leading to potential isolation. Point 2 today was ignoring relationship issues… but along with that is not taking time to build a support system. The old adage “the best way to have a friend is to be a friend”.  It has stood the test of time. This week I am helping a friend move.. why? Because he has been there for me numerous times.  Who do you call in a pinch, a bind, an emergency? I can call Ty, Tim, Scott, Allan and they will help no matter what. And they have called me… and I will help no matter what!  Under 50: Not Prioritizing Health Screenings: Skipping regular doctor's visits and necessary health screenings (e.g., prostate exams, cholesterol checks), which can delay early detection of serious illnesses. Becoming Complacent: Settling into a routine and resisting change, whether in their career, personal growth, or relationships, which can lead to a sense of unfulfillment or "mid-life crisis." Ignoring Work-Life Balance: Continuing to overwork at the expense of family, hobbies, and personal well-being, leading to burnout and regret. Failing to Update Skills or keep with the times: Not adapting to new technologies or industry changes, potentially making them less competitive in the job market. Right now you should be learning AI, crypto, Blockchain, Analytical and Critical Thinking: The ability to evaluate information objectively, question assumptions, ESPECIALLY IN TODAYS MEDIA -  and solve complex problems by breaking them down and finding innovative solutions is paramount. Even advanced AI can't replicate human critical analysis. And you don't have to be a nuts'O prepare but how do you live off the grid or what do you do what grocery stores are out of food? You have to protect yourself… as we get older many of us have become so dependent on technology that if we had to live out in the sticks we would die.  Its never been easier and more important to update your skills in every facet of life.  Lack of Estate Planning: Not putting a will, trusts, or other estate planning documents in place, leaving their loved ones in a difficult position later. The worst moments in life that I have seen personally is when someone dies and the family tears into each other because of a lack of planning on the part of the deceased. Everything from what you want in the funeral to who gets what.  Under 60: Regretting Not Living Authentically: Realizing they spent too much time trying to meet others' expectations rather than pursuing their own dreams and desires. Insufficient Retirement Savings: Facing the reality of retirement without adequate funds, potentially forcing them to work longer than desired or significantly alter their lifestyle. Losing Connection with Family/Friends: Realizing they neglected important relationships over the years and now struggle to reconnect or feel isolated. Ignoring Emotional Well-being: Not addressing long-standing emotional issues or seeking support for mental health, which can impact their quality of life in retirement. Failing to Maintain Physical Activity: Allowing a sedentary lifestyle to take over, leading to decreased mobility, chronic pain, and a lower quality of life in their later years. Not sharing Christ with those who have past on before you.  Not risking enough in your spiritual walk. Faith is spelled R.I.S.K. Have you ever prayed for a dead person to rise up? Have you ever prayed for a person with cancer? A headache? Have you ever spoken to someone a word that you feel God has given you for them? Have you called a friend out on a sin? Have you ever stood up for your biblical values at work or your network… I am pro-life. I do not agree with Transgenderism or homosexuality? I am pro Israel. I believe Jesus is coming back and you will spend eternity in Hell if you do not accept him as your Lord and Savior…  These are general observations, and every individual's journey is unique. The key takeaway is often the importance of proactive health, financial planning, continuous personal growth, and nurturing relationships throughout all stages of life.    

Have you ever felt the urge to jump into a “hot” stock or mutual fund after seeing it dominate the headlines? You're not alone, and that instinct is exactly what this episode is all about. President and Senior Financial Planner, Paul Moffat, and co-host, Director of Financial Planning, Jordan Naffa,break down why chasing past performance is one of the most common and costly mistakes investors make.In this episode, you'll learn:Why media hype can cloud your investment decisionsHistorical data on how top-performing companies often underperform after gaining popularityHow diversification across global markets helps mitigate risk and capture long-term gainsWhy a slow and steady approach tends to outperform emotional, reaction-based investingWhat a surprising Fidelity study reveals about the best-performing investorsIf you have any questions, call the Arista Wealth Management office located in Las Vegas, NV at 702-309-9970Connect with Arista Wealth:Website: https://www.aristawealth.comEmail: support@aristawealth.comCall our office: 702-309-9970The opinions expressed in this podcast are for general purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. It is not intended to provide tax or legal advice. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital: please seek advice from a licensed professional.Arista Wealth Management is a registered investment adviser. Advisory services are only offered to clients or prospective clients where our firm and its representatives are properly licensed or exempt from licensure. No advice may be rendered by Arista Wealth Management unless a client service agreement is in place.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereWhat if you could turn a $60K starter home into a launchpad for long-term financial freedom—by age 25?Too many young families feel stuck between rising housing costs and stagnant incomes. But what if smart planning, not a six-figure salary, was the real key to building wealth? This episode breaks down how one listener from Nova Scotia used house hacking, vision-driven sacrifice, and strategic leverage to take bold steps toward financial independence—without chasing the typical “dream home.”You'll discover:How a modest, mortgage-free property became a springboard to purchasing a cash-flowing triplex.The mindset shifts and trade-offs that accelerated their wealth plan—despite a single income and two young kids.What numbers to analyze (and red flags to check) before jumping into your first or next real estate deal.Ready to learn how long-term vision can beat short-term lifestyle upgrades? Hit play and see how this 25-year-old is rewriting the early wealth-building rulebook.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Young investors in Canada are redefining what it means to build wealth by leveraging real estate, strategic financial planning, and long-term vision. Through smart investment strategies—like using mortgage-free equity to generate cash flow from rental properties—they're accelerating toward financial independence and early retirement. A modest lifestyle paired with tax-efficient investing, proper insurance coverage, and tools like RRSP optimization and corporate structure planning can unlock powerful wealth-building potential. By aligning personal and corporate tax strategies, using detailed property analysis, and diversifying across investment buckets, these CanadiReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3223: Kalen Bruce outlines four essential types of insurance that can shield you from life's financial surprises: health, personal liability, auto, and life. With practical examples and eye-opening statistics, he makes a compelling case for proactive planning to avoid devastating costs and protect your family's future. Read along with the original article(s) here: https://moneyminiblog.com/insurance/types-of-insurance/ Quotes to ponder: "Even if the coverage amount is high, many of the life-threatening diseases like cancer, AIDS, etc. are rarely covered." "There is a high chance that you may face a lawsuit in your life yourself." "If your car is damaged in an accident and you have no insurance cover, then you have to bear all the repairing costs yourself which can be huge." Learn more about your ad choices. Visit megaphone.fm/adchoices

Key highlights include:-Why every OSJ is claiming “growth support” - and how to prove yours is different.-The importance of building a defined support team, not just a friendly face.-The role of succession planning, niche services, and event programming in advisor attraction.-How to shift your firm from “we say we do this” to “here's exactly how we do it”.-Why advisors must treat this like the business decision it is - not just follow their friends.Whether you lead a large enterprise group or are exploring where to affiliate next, this episode delivers timely insights on how to create - and evaluate - a truly supportive advisor ecosystem.

In the 169th episode of Kitces and Carl, Michael Kitces and client communication expert Carl Richards explore how AI is set to transform the roles advisors play and the unique value they provide in client relationships. For full show notes, see kitces.com and thesocietyofadvice.com.

What happens when a physician becomes a financial planner? You get someone who truly understands that your health and wealth are inseparable. In this live episode from the Morningstar Investment Conference in Chicago, Jean Chatzky sits down with Dr. Carolyn McClanahan, MD, CFP®, and founder of Life Planning Partners, to explore how women can better prepare for their financial futures by making smart health and money choices today. If you're in your 30s, 40s, or 50s and wondering, “Is it too late to start planning?” — the answer is no. But it's time to get serious.  What You'll Hear In This Episode: The caregiving trap and its impact on women's careers and finances How to financially and emotionally prep for marriage and kids Long-term care planning: what to expect, how to pay, and why facilities may be more affordable than you think Creating a “Big 4” aging plan: housing, healthcare, finances, and transportation The role mental health plays in your financial wellbeing—and why advisors should care Why joint accounts and financial transparency might just be the glue that holds marriages together The best way to find an advisor who actually plans for your whole life, not just your portfolio If you'd like to learn more about the conference or sign up for updates on MIC 2026, head to the MIC website—you can join the mailing list right from the homepage. If more financial confidence sounds good to you, then you might want to try… ⁠4-Week Coaching Program⁠: Identify and understand your spending, build a strategic plan, and take control of your money. ⁠6-Week Pre-Retirement Program⁠: We'll help you prepare financially and emotionally for this exciting milestone.

In this enlightening episode, we tackle the often overlooked mental shift required in retirement: transitioning from a saver to a spender. Join us as we revisit a compelling conversation with Dr. Daniel Crosby, Chief Behavioral Officer at Orion Advisory Services. We'll explore the psychological barriers many face in letting go of frugality and how to embrace the resources they've accumulated to enhance their lives. Discover practical strategies to gain confidence in spending, overcome the fear of uncertainty, and ultimately, live a fulfilling retirement without the regret of dying with too much money. Tune in for insights that could transform your approach to retirement!*This episode originally aired March 20, 2024OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN[00:30] Overcoming frugality is a major crisis for many in retirementINTERVIEW WITH DAN CROSBY[01:19] Roger introduces Daniel Crosby.[02:50] How do we overcome frugality?[04:30] There are a lot of behavioral things that change when you leave full-time work.[09:45] How to gain confidence in the midst of uncertainty.[17:22] People are wired to avoid regret.[18:01] What are some basic things people can do to overcome frugality?[22:16] You can't undo 40 years of programming in 4 minutes- experiment with behavior and small commitments.TODAY'S SMART SPRINT SEGMENT[25:15] In the next seven days, I challenge you to examine your retirement plan and ask yourself- is there something else I should add that's important to my life?RESOURCESBOOK - The Soul of Wealth by Dan CrosbyBOOK - The Top 5 Regrets of the Dying by Bronnie WareBOOK - Die with Nothing by Bill PerkinsRock Retirement ClubFOLLOW US ON SOCIALSFollow Us on Facebook!Follow Us on Instagram

We're all well-aware of the stigma associated with men's mental health. Men are often told overtly or covertly to be just be quiet, do your job, and get your work done. And, while there is certainly some validity to us getting the job done when people are relying on us, it's also valid to consider the mental and emotional battles we often fight as men. Today, I am joined by retired Green Beret, Nick O'Kelly to talk about his time in service the mental and emotional anguish he faced, and what he's done to overcome the challenges of anxiety, depression, and even suicidal ideation. We talk about how a man begins to confront these issues, finding the balance between bearing down and getting the help we need, how to find teams and avenues of support without feeling weak, and how to confront the stigma (even though we all deal with it) of men's mental health SHOW HIGHLIGHTS 00:00 - Men's Mental Health Stigma 01:05 - Balancing Pride and Duty 03:12 - Debating Vulnerability 04:27 - Military Career Transitions 06:36 - Family Dynamics and Decisions 09:22 - Managing Career Expectations 11:36 - Spousal Support and Sacrifice 14:36 - Masculine and Feminine Dynamics 18:37 - Expectation Management Challenges 21:23 - Trust in Relationships 25:16 - Decision-Making Struggles 28:26 - Imposter Syndrome in Financial Planning 31:58 - Onset of Mental Health Struggles 37:55 - Consequences of Seeking Help 43:29 - Personal Anxiety Experience 47:32 - Spiritual and Physiological Factors 52:29 - High Achievers and Mental Health 54:16 - Connecting with Nick's Work Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready