Podcasts about Adviser

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Best podcasts about Adviser

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Latest podcast episodes about Adviser

The Real Me
'We Need More Male Spaces': PM's Adviser on Men and Boys Warns of Suicide Crisis

The Real Me

Play Episode Listen Later Jun 14, 2026 19:57


The Labour MP leading the Government's work on issues affecting men and boys has called for a revival of dedicated male spaces, arguing they are vital to tackling Britain's male suicide crisis.Speaking exclusively to Gloria De Piero on GB News in his first TV interview to be broadcast on Sunday, Jake Richards said communities had lost many of the institutions that once gave men a sense of purpose, identity and belonging.His intervention comes in the same week that former England manager Gareth Southgate released a documentary examining the pressures facing modern boys and young men.Mr Richards, who has been tasked by the Prime Minister with leading on the Government's men and boys' agenda, said Britain should do more to support places where men can come together and talk openly about their lives."I definitely think that we need those cultural institutions where men have historically and continue to come together to talk about what's going on in their lives, to have that male space," he said."There's absolutely nothing wrong with that. And indeed, it should be embraced and backed up."Richards said the disappearance of traditional industries and community institutions had left many men struggling to find the same sense of purpose previous generations enjoyed."But for boys and men, there's a specific issue, because there is this cultural pressure to be the breadwinner, to have that masculine sense of purpose of achieving," he said. Hosted on Acast. See acast.com/privacy for more information.

Banking With Life Podcast
The Cost of Long-Term Care (Part 1) - Michelle Prather - (BWL POD #0301)

Banking With Life Podcast

Play Episode Listen Later Jun 12, 2026 57:46


In part one of this two-part episode, James sits down with Michelle Prather, author of Who's Wiping Your Assets?, to discuss long-term care planning, common misconceptions about care costs, and the impact these expenses can have on families. They also explore asset-based long-term care solutions and why planning ahead can help preserve both wealth and peace of mind. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

The Adviser Podcast Network
What's Making Headlines – Broker market share smashes the 80% ceiling

The Adviser Podcast Network

Play Episode Listen Later Jun 12, 2026 46:08


Welcome to The Adviser's What's Making Headlines podcast, your go-to source for the week's biggest stories in finance and real estate, distilled into bite-sized insights. Broker market share has finally crossed the historic 80 per cent threshold, but how much higher can the third-party channel actually go before artificial intelligence kicks in? Join host Annie Kane, senior journalist Charlie Tchetchenian, and commercial content writer Ben Squires as they dissect a monumental week of news for the mortgage industry. The team discusses National Australia Bank, major warnings from ANZ and Westpac predicting a substantial slowdown in mortgage lending, and a steep drop in investor activity off the back of proposed federal budget tax changes. This week, they discuss: The MFAA data revealing broker market share surged to a record 81 per cent in the March quarter. Why National Australia Bank completely reversed its rate forecast to predict the next cash rate move will be down. How major banks are forecasting a sharp slowdown in mortgage credit and property price growth for fiscal year 2027. And much more!

The Financial Planner Life Podcast
39% of people don't trust financial planners, take 'Adviser Advantage' test for free! | Chris Larkin, BigRock

The Financial Planner Life Podcast

Play Episode Listen Later Jun 11, 2026 74:47 Transcription Available


98.5 ONE FM Podcasts
Weekly News Wrap with Will Adams of the Shepparton Adviser

98.5 ONE FM Podcasts

Play Episode Listen Later Jun 10, 2026 10:15


This interview first aired on Wednesday the 10th of June 2026 on ONE FM 98.5 Shepparton. One FM announcer Craig Stott chats with Will Adams from the Shepparton Adviser who gives us an update about what's making news around the region. Listen to One FM Breakfast live on weekday mornings from 6am-9am. Contact the station on admin@fm985.com.au or (+613) 58313131 The ONE FM 98.5 Community Radio podcast page operates under the license of Goulburn Valley Community Radio Inc. (ONE FM) Number 1385226/1. PRA AMCOS (Australasian Performing Right Association Limited and Australasian Mechanical Copyright Owners Society) that covers Simulcasting and Online content including podcasts with musical content, that we pay every year. This licence number is 1385226/1.

Beyond the Crucible
Lessons in Being a Good Adviser: Louis Howe

Beyond the Crucible

Play Episode Listen Later Jun 9, 2026 51:43


Lessons in Being a Good Adviser: Louis HoweWithout Louis Howe, most historians agree, Franklin Roosevelt likely would not have become president of the United States. We discuss Howe's impact on Roosevelt this week in our latest episode of our series within the show: More Stories From the Book Crucible Leadership.You'll learn not just who Howe was and how he changed the trajectory of FDR's life — but also the lessons he can teach us all about being a good adviser. From refusing to allow those we're advising to give up when crucibles hit, to speaking truth to power to help them avoid future crucibles, these are just some of the actions Howe took that earned him the praise of history as "the man behind Roosevelt."To explore Beyond the Crucible resources, including our free Trials-to-Triumphs Self-Assessment, visit beyondthecrucible.comEnjoy the show? Leave a review on your favorite podcast app and leave a comment at our YouTube channel. And be sure subscribe and tell your friends and family about us.Have a question or comment? Drop us a line at info@beyondthecrucible.com

Interviews
South Ukraine security adviser: ‘We see the tears, emotions and stress'

Interviews

Play Episode Listen Later Jun 9, 2026 8:44


Security personnel supporting UN operations in South Ukraine are navigating rapidly shifting frontlines and difficult choices to help humanitarians reach communities affected by the war – all while balancing operational risks with urgent needs on the ground.Olga Scripovscaia, Area Security Adviser with the UN Department of Safety and Security (UNDSS) based in Odesa, told UN News in an exclusive interview that her team works around the clock to assess threats, map routes and support missions in some of the country's highest-risk areas.Speaking to Jolina Dong, Ms. Scripovscaia reflected on intense working days, where she sometimes must scrape by on just a few hours' sleep a night. 

Pat Gray Unleashed
Trump EXPLODES on NBC & STORMS OFF Set! | 6/8/26

Pat Gray Unleashed

Play Episode Listen Later Jun 8, 2026 100:49


Trump just stormed off the “Meet the Press” set after going nuclear on Kristen Welker and NBC's nonstop 2020 election lies. You HAVE to see this. The moment Trump had enough of the gaslighting and walked out is pure fire — this is what fighting back against the fake news looks like. In this explosive clip, President Trump calls out NBC as a crooked, one-sided network and refuses to play NBC's rigged game any more. No more softball questions. No more pretending the 2020 election was fair. Just straight truth bombs that every conservative has been waiting for. We also cover: Spencer Pratt loses the Los Angeles mayoral race? Israel & Iran continue to shoot at each other. John Fetterman attacks “P-Hustle” s*xting scandal. AI just surpassed human traffic. Scott Pelley is the PROBLEM in journalism. If you're sick of the mainstream media's constant attacks on Trump and America First values, this video will fire you up. This isn't just another interview — it's a turning point moment that shows Trump is DONE tolerating the lies. Comment below RIGHT NOW: Was this Trump's best takedown yet? YES or NO? Should he keep going on these biased networks or ignore them completely? What was the craziest part of this interview? Drop your hottest take — I'm reading every single comment from patriots like you. 00:00 Pat Gray UNLEASHED! 00:18 New Pat Gray BINGO! Card 04:32 Iran Peace Deal Falling Apart 04:52 California in Trouble! 14:28 Out of Weapons against Iran? 16:53 Trump on U.S. Retrieving Nuclear Dust 18:16 Trump on Naval Blockade 19:21 Trump Asked Where the Leader of Iran is 21:21 Adviser to Iran's Supreme Leader on Negotiations 26:16 Price of Oil/Gas Rises Again 27:10 Trump on Treatment of J6 Protestors 34:16 Trump Walks Out of NBC Interview 37:50 Trump Asked about the New York Knicks 38:53 Enhanced Security for Madison Square Garden 41:34 Fat Five 48:59 Bots Taking Over the Internet! 53:37 John Fetterman's Thoughts on Graham Platner 1:04:47 More of John Fetterman & Graham Platner 1:06:01 Jeffy Brings Up the Tony Awards 1:06:53 Ellen DeGeneres & Portia de Rossi Return to U.S. 1:10:11 Pat Gray: The Neighborhood Gadfly 1:13:10 Interview with Scott Pelley 1:19:58 Todd Blanche's Fraud Update 1:23:13 H-1B Visa Fraud 1:28:22 Special Pat Gray UNLEASHED! Episode Later this Week 1:29:45 Debbie Dingell is Fed Up! 1:32:15 What Black People Think of Karmelo Anthony Trial Learn more about your ad choices. Visit megaphone.fm/adchoices

Lead Generation For Financial Services
Do Adviser Photos Get More Leads?

Lead Generation For Financial Services

Play Episode Listen Later Jun 8, 2026 10:08


In this episode, we dive into a cost-free, highly effective strategy to boost your mortgage website's performance. We explore why adding a simple adviser photo is one of the most powerful changes you can make to increase trust and lead volume. Key Highlights: The Experiment: We break down a recent test on a mortgage broker's website that compared identical web pages—one with an adviser photo and one without. The results? The page featuring the adviser's face generated 11% more leads. The Science of Trust: Ambiguity Aversion: People feel uncomfortable discussing private financial matters with strangers. Seeing a face reduces this uncertainty and builds immediate rapport. Hard-Wired for Connection: Our brains are evolutionarily designed to assess trustworthiness through faces, making them a more powerful trigger for trust than logos alone. Eye-Tracking: Studies show that when a user lands on a page, their eyes are naturally drawn to human faces immediately. Authenticity Wins: We discuss why generic stock photos are easily identified by users as "filler" and ignored. Real, authentic photos of your team members are essential for improving credibility. Practical Implementation: Every Page Counts: Don't relegate your team to just the "About Us" page. Every page is a potential meeting point with a client. Equipment Doesn't Matter: You don't need a high-end photoshoot to start. A simple, well-lit photo taken on an iPhone is significantly better than no photo at all. Avoid the Fake: A genuine iPhone photo will always outperform an AI-generated image that looks "too perfect" or fake, as visitors are naturally wired to spot authenticity. The Bottom Line: While showing your face is a major conversion booster, remember it works best as part of a solid foundation that includes persuasive copy, 5-star reviews, and a clear call to action.   Brought to you by the team at The Lead Engine who specialise in generating mortgage leads.

Arab News
Frankly Speaking | S14 E5 | Nadim Shehadi, Economist and Political Adviser

Arab News

Play Episode Listen Later Jun 7, 2026 33:46


On this episode, we speak with Nadim Shehadi, economist, political adviser and one of the leading voices on Lebanese and Middle Eastern affairs. A ceasefire between Israel and Lebanon was announced earlier this week, but after Hezbollah rejected the deal, can it survive or is it already beginning to unravel?

Banking With Life Podcast
The Remnant: Celebrating 300 Episodes of Banking With Life (BWL POD #0300)

Banking With Life Podcast

Play Episode Listen Later Jun 5, 2026 17:55


In this special 300th episode, James reflects on the historical idea of the “remnant” by exploring the stories of Sparta's 300, Gideon's 300 men, and other examples of individuals who stood apart from the crowd. He draws parallels between these enduring lessons and the Infinite Banking Concept®, emphasizing discipline, independent thinking, and the importance of controlling the banking function in your own life. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

The Adviser Podcast Network
What's Making Headlines – A new era for the FBAA

The Adviser Podcast Network

Play Episode Listen Later Jun 5, 2026 28:38


This week marked the start of a new era for the Finance Brokers Association of Australia (FBAA), with the association appointing its first new CEO in 20 years, alongside a new chair. By bringing in external talent for both leadership roles, the FBAA has signalled a fresh new direction. But what do these appointments mean for the body and its 14,000 members? In this episode of What's Making Headlines, The Adviser commercial content writer Ben Squires is joined by Broker Daily senior journalist Julian Barnes to discuss the latest leadership changes at one of Australia's leading broker associations. They also discuss: How brokerages are underutilising AI by not using it as a strategic thinking partner. The latest educational resources being launched to support brokers. A wave of new technology hitting the market, including Pepper Money's application tracker and Aussie's new app. And much more!

98.5 ONE FM Podcasts
Weekly News Wrap with Will Adams of the Shepparton Adviser

98.5 ONE FM Podcasts

Play Episode Listen Later Jun 3, 2026 13:05


This interview first aired on Wednesday the 3rd of June 2026 on ONE FM 98.5 Shepparton. One FM announcer Craig Stott chats with Will Adams from the Shepparton Adviser who gives us an update about what's making news around the region. Listen to One FM Breakfast live on weekday mornings from 6am-9am. Contact the station on admin@fm985.com.au or (+613) 58313131 The ONE FM 98.5 Community Radio podcast page operates under the license of Goulburn Valley Community Radio Inc. (ONE FM) Number 1385226/1. PRA AMCOS (Australasian Performing Right Association Limited and Australasian Mechanical Copyright Owners Society) that covers Simulcasting and Online content including podcasts with musical content, that we pay every year. This licence number is 1385226/1.

Change Work Life
Saying yes and saying no: the power of permission - with Jillian Reilly

Change Work Life

Play Episode Listen Later Jun 2, 2026 53:29 Transcription Available


Questions? Comments? Episode suggestions? Send us a text message!#226: Jillian Reilly is a founder, author and keynote speaker.  She explains why so many of us live without intentionality, how to reclaim the power to make your own choices, and what it really means to give yourself permission to live differently.What you'll learn[02:19] Why permission and choice are not the same thing.[03:47] Why we limit our own sense of what's possible.[06:01] Why we give away our power to make decisions.[09:28] How external influences shape the choices we make.[12:08] The power of giving yourself the permission to say no. [14:54] How the work contract has shifted in the twenty-first century.[19:35] Why the pressure to be constantly productive is doing us harm. [22:40] How people fall into unhealthy work patterns.  [25:02] Why your job shouldn't define who you are.[29:30] Why sometimes the right choice is to not make change. [33:22] The power of intentional self-activated choices. [37:43] Why everyone should be intentional and wilful in their actions. [41:18] Why focusing on the present is so challenging. [44:05] How to balance planning for the future with accepting uncertainty.Resources mentioned in this episodePlease note that some of these are affiliate links and we may get a commission in the event that you make a purchase.  This helps us to cover our expenses and is at no additional cost to you.The Ten Permissions, Jillian ReillyThe Big Leap, Gay HendricksFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/saying-yes-and-saying-no-the-power-of-permission/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!

Equity Mates Investing Podcast
Beyond the Budget: How Charlie Viola is approaching building wealth | Ask an Adviser

Equity Mates Investing Podcast

Play Episode Listen Later Jun 1, 2026 36:12


The federal budget has investors asking whether the old wealth-building playbook still works. Charlie Viola joins Bryce and Ren to unpack what proposed tax changes mean for trusts, super, property, private credit and portfolio construction and why the fundamentals still matter more than the tax noise.In this episode: 00:00 — Why tax changes shouldn't derail good investing00:55 — Budget changes and the pressure on family trusts05:14 — Capital gains tax: overreaction or real risk?09:01 — How accumulators should think about structures15:31 — Has the case for investment property changed?17:22 — Property, leverage and negative gearing19:23 — Global equities, AI and portfolio positioning23:14 — Why Australian equities look less compelling25:01 — Private credit and understanding the risks28:14 — Infrastructure's role in portfolios32:49 — Charlie's key actions for investors this yearIf you would like to speak to Charlie or any of his team head to equitymates.com/advice and we will put you in touch.Stocks & ETFs mentioned: Commonwealth Bank of Australia (ASX: CBA), BHP Group (ASX: BHP), ANZ Group (ASX: ANZ), Telstra Group (ASX: TLS), Woolworths Group (ASX: WOW), CSL (ASX: CSL), Cochlear (ASX: COH), Brambles (ASX: BXB), Macquarie Group (ASX: MQG), Hamilton Lane (NASDAQ: HLNE), KKR & Co (NYSE: KKR), Qualitas (ASX: QAL).———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.

Banking With Life Podcast
Banking With Life Topical Series: Modified Endowment Contract (MEC) (Part 12)

Banking With Life Podcast

Play Episode Listen Later May 29, 2026 35:06


In this twelfth installment, James explains Modified Endowment Contracts (MECs), how they occur, and why policy design should focus on long-term performance rather than maximizing early cash value. He discusses MEC limits, policy flexibility, and common misconceptions surrounding overfunded whole life insurance. As always, we hope you enjoy the episode, and thank you for listening!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

The Adviser Podcast Network
What's Making Headlines – Mortgage fraud arrests

The Adviser Podcast Network

Play Episode Listen Later May 29, 2026 33:26


A former broker was charged this week with alleged involvement in the Penthouse Syndicate's mortgage fraud ring. The Adviser senior journalist Charlie Tchetchenian and commercial content writer Ben Squires uncover the latest in the mortgage fraud investigation and the ongoing work being done to stamp out criminal activity. The duo also review the fallout from the incoming negative gearing and CGT changes, looking at which lenders are moving quickly to strip negative gearing benefits from their serviceability calculators, and new dramatic projections warning of a sharp drop in investor activity. This week, they discuss: The major NSW Police update on the "Penthouse Syndicate" mortgage fraud investigation, which has seen a Sydney broker and bank manager arrested over tens of millions of dollars in fraudulent loans. How major lenders – including NAB, ANZ, Macquarie, and Suncorp – are rapidly updating their serviceability calculators to eliminate negative gearing benefits for established properties following the federal budget announcements. The federal court ordering Westpac to pay a $26 million penalty for repeatedly failing to properly process borrower hardship requests over a six-year period. And much more!

Account Based Marketing
RQI: From trusted adviser to B2B growth partner

Account Based Marketing

Play Episode Listen Later May 28, 2026 38:06


How do you turn a legacy brand into a modern customer growth engine? In this episode, Meta Karagianni talks with RQI Partners' SVP of Marketing, Russell Griffin, about aligning sales and marketing around the most critical customer relationships, using insight to shape joined-up strategies, and rebalancing from deal‑by‑deal selling to co-ordinated interventions to move buying group momentum and drive retention, expansion, and advocacy.

98.5 ONE FM Podcasts
Weekly News Wrap with Geoff Adams of the Shepparton Adviser

98.5 ONE FM Podcasts

Play Episode Listen Later May 27, 2026 15:15


This interview first aired on Wednesday the 27th of May, 2026 on ONE FM 98.5 Shepparton. One FM announcer Craig Stott chats with Geoff Adams from the Shepparton Adviser who gives us an update about what's making news around the region. Listen to One FM Breakfast live on weekday mornings from 6am-9am. Contact the station on admin@fm985.com.au or (+613) 58313131 The ONE FM 98.5 Community Radio podcast page operates under the license of Goulburn Valley Community Radio Inc. (ONE FM) Number 1385226/1. PRA AMCOS (Australasian Performing Right Association Limited and Australasian Mechanical Copyright Owners Society) that covers Simulcasting and Online content including podcasts with musical content, that we pay every year. This licence number is 1385226/1.

Equity Mates Investing Podcast
After the Budget: What Investors Should Do Next with Julie Bullen | Ask An Adviser

Equity Mates Investing Podcast

Play Episode Listen Later May 25, 2026 36:43


The federal budget has sparked plenty of investor anxiety, from negative gearing changes to capital gains tax and trust structures, but according to financial adviser Julie Bullen (Fox & Hare), most Australians shouldn't be tearing up their strategy. Julie joins Bryce and Ren to unpack what actually matters for everyday investors, when debt recycling is worth it and how to think about property versus shares.If you'd like to speak to Julie or anyone on our advice network head to https://equitymates.com/advice/In this episode: 00:00 – Why the budget changes aren't a reason to panic 02:38 – Negative gearing explained and what changes after the budget 07:32 – Should investors rethink property, trusts and growth assets? 12:48 – Lump sum investing vs dollar cost averaging 15:17 – Property vs shares: where would Julie put $1 million? 20:43 – Is debt recycling actually worth it? 23:45 – Superannuation strategy, consolidation and fees 28:23 – Managing money as couples, property structuring and planning for kids ———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.

The Strategy Stacker - Luke Talks Money
Luke on 2CC – Why having an adviser may SAVE you a fortune!

The Strategy Stacker - Luke Talks Money

Play Episode Listen Later May 25, 2026


Financial Planner Luke Smith joined 2CC Talking Canberra in Money Matters, that aired live on Friday 22 May 2026. The topic is: Why having an adviser may save you a fortune! We’re closing in on the end of May, the new financial year is just around the corner. In in this episode, Luke and Leon talk […]

Banking With Life Podcast
Best Of The Banking With Life Podcast (Vol. 8)

Banking With Life Podcast

Play Episode Listen Later May 22, 2026 26:14


In this eighth volume of the Best of the Banking With Life Podcast, we've compiled another collection of memorable moments and key discussions from recent episodes. From practical applications to foundational principles of the Infinite Banking Concept®, these highlights continue to showcase the enduring value of Nelson Nash's work. As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Smart Property Investment Podcast Network
Property Buzz: The budget panic driving million-dollar decisions based on a draft, not legislation

Smart Property Investment Podcast Network

Play Episode Listen Later May 22, 2026 58:50


Most investors are reacting to the federal budget, but most of it isn't law yet, and the real impact will come from what actually gets passed, not what's announced. On the Property Buzz podcast, Phil Tarrant and Annie Kane from The Adviser cut through the noise around negative gearing, capital gains tax, and the wave of speculation hitting the property market after the latest budget. The pair warn that the biggest issue right now isn't policy change, but misinformation and fatigue, with investors reacting to headlines rather than confirmed legislation. They explore how proposed tax shifts could reshape investment structures, particularly for discretionary trusts and small businesses, while also raising questions about intergenerational fairness and long-term affordability. The discussion also highlights how lenders are already adjusting behind the scenes, with early changes to serviceability rules hinting at how banks are preparing for possible policy outcomes. But despite the noise, the message is consistent. The duo warned that until legislation is finalised, the smartest move is to stay informed, not reactive, and avoid making decisions based on speculation alone.

The Adviser Podcast Network
What's Making Headlines – Budget reforms strike serviceability

The Adviser Podcast Network

Play Episode Listen Later May 22, 2026 28:43


Changes flowing from the federal budget are already making their way into lending policy, with Macquarie Bank becoming the first lender to remove most negative gearing add-backs from its serviceability calculators for investment loans. The move follows the federal government's decision to restrict negative gearing to new builds, and brokers are now weighing up what it means for investor clients. On this episode of What's Making Headlines, The Adviser's editor Annie Kane, senior journalist Charlie Tchetchenian, and commercial content writer Ben Squires unpack the early fallout from the federal budget and what it signals for the market ahead. They also unpack the latest RBA minutes and what new unemployment data means for the rate outlook, with one major bank already adjusting its near-term forecast. This week, they discuss: A new note to brokers from major lender Westpac. New figures revealing a sharp lift in first home buyer inquiries from younger cohorts. What brokers can expect from New Broker Academy 2026. And much more!

Secrets of the Top 100 Agents
Property Buzz: The budget panic driving million-dollar decisions based on a draft, not legislation

Secrets of the Top 100 Agents

Play Episode Listen Later May 22, 2026 58:50


Most investors are reacting to the federal budget, but most of it isn't law yet, and the real impact will come from what actually gets passed, not what's announced. On the Property Buzz podcast, Phil Tarrant and Annie Kane from The Adviser cut through the noise around negative gearing, capital gains tax, and the wave of speculation hitting the property market after the latest budget. The pair warn that the biggest issue right now isn't policy change, but misinformation and fatigue, with investors reacting to headlines rather than confirmed legislation. They explore how proposed tax shifts could reshape investment structures, particularly for discretionary trusts and small businesses, while also raising questions about intergenerational fairness and long-term affordability. The discussion also highlights how lenders are already adjusting behind the scenes, with early changes to serviceability rules hinting at how banks are preparing for possible policy outcomes. But despite the noise, the message is consistent. The duo warned that until legislation is finalised, the smartest move is to stay informed, not reactive, and avoid making decisions based on speculation alone.

Change Work Life
The six toxic leaders in your head - with Rob Kalwarowsky

Change Work Life

Play Episode Listen Later May 19, 2026 43:49 Transcription Available


Questions? Comments? Episode suggestions? Send us a text message!#225: Rob Kalwarowsky is a world class leadership coach and expert in destructive leadership behaviour.  He explains the different types of toxic leaders living in your head, how to identify your own destructive thought patterns, and the practical steps you can take to overcome them.What you'll learn[02:13] The six different destructive leadership types. [5:30] How many bosses display destructive leadership traits.[6:00] Why understanding destructive leadership types can help you.[6:50] Why self-compassion is essential for developing self-awareness.[8:25] How to be aware of what's influencing your thought patterns. [9:15] Where negative internal thought patterns originate from. [10:55] How negative personality traits can serve a positive purpose.[13:04] How chronic stress hijacks our behaviour.[14:39] How your inner world shows up in your professional life.[17:15] How imposter syndrome can affect your performance at work. [20:55] Why you should identify the different characteristics of your personality. [22:51] How to identify your negative thought patterns. [24:56] How to know if you're as self-aware as you think. [28:13] How to overcome negative thought patterns and behaviours. [30:30] Practical steps you can take to improve your stress response. [32:38] How to measure self improvement success. [33:39] Breathing techniques to lower stress. [36:21] How the direct manager influences employee engagement. [38:10] How to know if it's the internal or the external that needs changing.Resources mentioned in this episodePlease note that some of these are affiliate links and we may get a commission in the event that you make a purchase.  This helps us to cover our expenses and is at no additional cost to you.Appetite for Destruction: A Psychometric Examination and Prevalence Estimation of Destructive Leadership in SwedenDr Tasha EurichNo Bad Parts, Dr Richard SchwartzTaming Your Gremlin, Rick CarsonGallup State of the Global Workplace 2025Capitalizing on Chaos, Rob KalwarowskyFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/the-six-toxic-leaders-in-your-head/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!

The Wolf Of All Streets
Bitcoin's Strategic Reserve Breakthrough — Trump's Crypto Adviser Reveals All | Patrick Witt

The Wolf Of All Streets

Play Episode Listen Later May 17, 2026 28:55


President's Council of Advisors for Digital Assets Patrick Witt reveals a major breakthrough is coming on the Strategic Bitcoin Reserve, shares why legislation must be codified before regime change can reverse everything, and explains why banks actually need the Clarity Act more than crypto does. We dive into the new ARMA bill designed to lock the Bitcoin reserve into law, the stablecoin yield compromise that has both sides equally unhappy, and why this could be the most impactful piece of financial legislation in American history — all happening before the summer deadline. Learn more about your ad choices. Visit megaphone.fm/adchoices

Banking With Life Podcast
Adverse Selection, Gold Holdings, Dividends & Policy Loans (BWL Q&A #55)

Banking With Life Podcast

Play Episode Listen Later May 15, 2026 21:27


In today's Banking With Life Q&A, James answers questions about adverse selection in life insurance, whether life insurance companies hold gold and silver, the differences between direct and non-direct recognition, and using policy loans to fund additional policies. He also discusses Nelson Nash's grocery store example and the importance of velocity within the Infinite Banking Concept®. As always, we hope you enjoy and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

POLITICO Energy
White House adviser Agen on Venezuela, Iran, high energy prices and more

POLITICO Energy

Play Episode Listen Later May 11, 2026 26:40


Today, POLITICO Energy guest host Sophia Cai, a White House reporter, sits down for an extended interview with Jarrod Agen, the executive director of the White House's National Energy Dominance Council. They discuss the Trump administration's effort to drive new investment in Venezuela after Nicholas Maduro's capture, if there will be Democratic elections in Venezuela soon, the energy fallout from the Iran conflict, the politics of high power prices at home and more. Sophia Cai is a White House reporter at POLITICO. Nirmal Mulaikal is the co-host and executive producer of POLITICO Energy.  KJ Cline is the video producer for POLITICO Energy. Matt Daily is the energy editor for POLITICO. Cyril Zaneski is executive editor of POLITICO's E&E News. Debra Kahn is the editorial director for energy and environmental coverage at POLITICO. Veronica Tejera is the deputy head of Audio/Video at POLITICO. Our theme music is by Pran Bandi. Follow the show on Apple, Spotify, Youtube and Instagram. Follow POLITICO here:    ➤ X: https://x.com/politico/ ➤ Instagram:  / politico      ➤ Facebook:  / politico   For more reporting on energy and the environment, subscribe to Power Switch, our free evening newsletter: https://www.politico.com/power-switch And for even deeper coverage and analysis, read our Morning Energy newsletter by subscribing to POLITICO Pro: https://subscriber.politicopro.com/newsletter-archive/morning-energy Learn more about your ad choices. Visit megaphone.fm/adchoices

Banking With Life Podcast
Infinite Banking Foundations: The Problems IBC® Was Built to Solve

Banking With Life Podcast

Play Episode Listen Later May 8, 2026 25:18


In this episode, James discusses the financial and human problems that lead people to the Infinite Banking Concept®, referencing several of the principles outlined by Nelson Nash in Becoming Your Own Banker. He explains how disciplined capital formation and control over the banking function can help individuals break free from financial dependence and short-term thinking. As always, we hope you enjoy the episode, and thank you for listening!Infinite Banking Foundations Series: ➫ www.youtube.com/playlist?list=PLx…H91ORIHB5nwNpQSMEMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Get Started Investing
Saving, Investing or Super? How an adviser thinks I should split $3,000 a month | Jess Gets Investing

Get Started Investing

Play Episode Listen Later May 4, 2026 29:37


Now that Jess has set her financial goals, how should she put her money to work so she can meet them?She knows she wants to invest, should she be saving too? What about superannuation?Financial Adviser, Glen Hare from Fox & Hare is back to help Jess figure out her priorities and allocate accordingly.Chapters: 00:00 What Would You Do With Extra Income00:43 Setting Goals That Actually Work03:11 Splitting $3k Wisely10:26 Investing For Long Term Wealth13:33 Why Super Is More Powerful Than You Think22:45 Turning Advice Into A Clear Plan26:37 How Real People Use Their MoneyJoin our community of beginner investors; sign up to the Get Started Investing newsletter hereShare your investing story with us Submit hereIf you want to get in touch with Glen Hare we can put you in touch hereWant more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.———Thanks to Betashares Direct for sponsoring this series and helping us keep our content free. Check it out at betashares.com.au/directBetashares Capital Ltd (ABN 78 139 566 868 AFSL 341181) is the issuer of Betashares Invest, the IDPS-like scheme available via Betashares Direct. Read the relevant Product Disclosure Statement and Target Market Determination, available at www.betashares.com.au/direct, before making an investment decision. This information is general in nature and doesn't take into account any person's financial objectives, situation or needs. You should consider its appropriateness taking into account such factors and seek professional financial advice.———In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Get Started Investing is a product of Equity Mates Media.This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional.Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Providend's Money Wisdom
AI vs Human Adviser: Who Do You Trust When You Lose Your Job Overnight? (S5E15)

Providend's Money Wisdom

Play Episode Listen Later May 4, 2026 25:11


As AI tools like ChatGPT are increasingly capable, many have asked: Could AI truly replace a human wealth adviser? Being trusted advisers to our affluent clients for over two decades, this Providend series began with an article by our Client Advisers on clients navigating major life transitions. The podcast goes further, exploring the thoughts behind these transitions.In this podcast episode, Joyce and our host, Isaac, unpack the emotional rollercoaster of an unexpected job loss through the case of Samantha, 38, a senior project manager made redundant after a company downsizing. They discuss how losing an income can feel like losing a sense of identity. The conversation also dives into the pressure to accept any job offer, even when it doesn't align with one's ikigai or deeper purpose.Joyce highlights that ChatGPT might not actually know you as well as you think it does.To better understand the discussion, you may start by reading Joyce's article here: Can AI Replace a Human Adviser During Job Loss or Retrenchment?Music courtesy of ItsWatR.The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.Did you know that our Providend's Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.Mentioned in this episode:Get Our Money Wisdom II Book Today!Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris's book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

Banking With Life Podcast
To MEC, or Not to MEC (Part 2) (BWL POD #0299)

Banking With Life Podcast

Play Episode Listen Later May 1, 2026 44:48


In part two of this two-part episode, James and Jake build on their discussion by exploring the consequences of improper policy design and the long-term impact of front-loading premium. They walk through better ways to structure policies, including the use of premium deposit accounts, and emphasize the importance of maintaining efficiency over time. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

The Adviser Podcast Network
What's Making Headlines – Finsure terminates agreement with Hai Money

The Adviser Podcast Network

Play Episode Listen Later May 1, 2026 38:58


What was already one of this year's biggest stories in the mortgage and finance space continued to unfold this week, with confirmation that major aggregator Finsure has terminated its sub-aggregation agreement with Hai Money. But what does this mean for the more than 200 mortgage brokers operating under Hai Money's licence at the time of termination? The Adviser's editor Annie Kane, senior journalist Charlie Tchetchenian, and commercial content writer Ben Squires unpack the latest developments on this episode of What's Making Headlines – your weekly wrap-up of all the news shaping the mortgage and finance broking space. They also discuss: Recent fraud arrests and what aggregators do to check compliance. Broker backlash as the latest CSLR levies land on desks. New CPI data and what it means for next week's rate decision. And much more!

O'Connor & Company
Tom Fitton on the Indictment of Fauci Adviser David Morens

O'Connor & Company

Play Episode Listen Later Apr 30, 2026 16:30


WMAL GUEST: TOM FITTON (President of Judicial Watch) on the DOJ indictment of former Fauci senior adviser David Morens for allegedly evading record requests related to COVID-19 origins. WEBSITE: JudicialWatch.org SOCIAL MEDIA: X.com/TomFitton Where to find more about WMAL's morning show: Follow Podcasts on Apple Podcasts, Audible, and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @CassieSmedile, @JGunlock, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: WMAL.com/OConnor-Company Episode: Thursday, April 30, 2026 / 7 AM HourSee omnystudio.com/listener for privacy information.

Badlands Media
Badlands Daily: 4/29/26 - Fauci Adviser Indicted, Comey Charged, Fulton County Ballot Bombshell

Badlands Media

Play Episode Listen Later Apr 29, 2026 121:12


CannCon and Ashe in America bring Wednesday's Ash with a show full of enormous stories and even bigger principles. Holly Kessler of Georgia joins to expose a Fulton County Democrat primary ballot containing questions that directly defame Bridget Thorne and Republican board members, calling them "election conspiracy theorists" to seed narratives ahead of expected FBI indictments. The Virginia Supreme Court hears arguments on the redistricting referendum, and the Democrat counsel essentially admits the procedural rug pull on the record. The Louisiana v. Calais Supreme Court ruling strikes down racial gerrymandering 6-3, kneecapping the Mark Elias Voting Rights Act expansion strategy. James Comey is indicted over the 8647 seashells post, and Ash delivers an unsparing principled take: it is protected political speech, and cheering a weaponized DOJ because your side holds power is the same mistake the left made. David Morenz, a Fauci adviser, is indicted on five counts including COVID records destruction and a kickback scheme with EcoHealth's Peter Daszak involving $40 bottles of wine. The FBI and HSI raid 22-plus Minneapolis locations for COVID daycare fraud. Plus, the SPLC's longtime informant flips to become a DOJ witness and new Epstein Zoro Ranch victims come forward in New Mexico.

The Howie Carr Radio Network
Finally An Indictment Of A Fauci Adviser | 4.28.26 - The Howie Carr Show Hour 1

The Howie Carr Radio Network

Play Episode Listen Later Apr 28, 2026 37:40


The DOJ has indicted one of Anthony Fauci's advisors on charges of conspiracy against the United States. Howie takes a trip down memory lane and plays clips from the "advisors'" testimony.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

Badlands Media
The Daily Herold: 4/28/26 - Clinton Foundation Docs, Fauci Adviser Charged & UAE Exits OPEC

Badlands Media

Play Episode Listen Later Apr 28, 2026 54:38


Jon Herold is excited today and has the documents to back it up. Newly declassified FBI records released by Senator Grassley lay out the Clinton Foundation investigation in detail, and Jon finds the timeline revelation that has him reaching for his mind map. The FBI opened the Clinton Foundation investigation in January 2016, and then on August 1, the very day after Crossfire Hurricane was opened against Trump, FBI HQ shut down the Little Rock field office investigation and quietly transferred it to New York to die quietly. Jon also calls his shot on the DiGenova subpoenas: he said they were headline theater, and now they have been walked back. A former Fauci adviser, David Morens, has been charged with conspiracy, records destruction, and concealment of federal documents tied to COVID origins, and Jon is cautiously encouraged. The FBI also raided more than 20 Minneapolis childcare locations tied to Somali-owned businesses billing for services never delivered. The UAE is withdrawing from OPEC, Iran says it is in a state of collapse, Trump is pushing the Save America Act hard on Truth Social, and Rand Paul says his ballroom bill uses zero taxpayer money. Jon will believe it when he sees it.

The Royals with Roya and Kate
Former Trump adviser on the President, the King and a tense state visit

The Royals with Roya and Kate

Play Episode Listen Later Apr 28, 2026 17:53


As the King lands in Washington for a high-stakes US state visit, former US National Security Adviser John Bolton joins Roya Nikkhah and Kate Mansey to examine the real state of the 'special relationship'. He reveals why Donald Trump is drawn to the royal family, describing his UK visits as some of the happiest moments of his presidency, and explains why that personal connection could matter more than traditional diplomacy. So, can the King can influence Trump? Or does the monarchy risk being pulled into political controversy at a particularly tense moment.Image: GettyProducer: Robert WallaceExecutive Producer: Priyanka DeladiaRead more: King Charles is ready for Trump, but would Elizabeth have cancelled? Hosted on Acast. See acast.com/privacy for more information.

Equity Mates Investing Podcast
Ask an Adviser: Tax traps and property decisions – Listener mailbag with Matt Ingram

Equity Mates Investing Podcast

Play Episode Listen Later Apr 27, 2026 34:18


From switching brokerage platforms to gearing, kids' investing accounts, super catch-up contributions and the age-old mortgage-versus-investing debate, this listener mailbag covers the real questions investors are wrestling with right now. Bryce is joined by financial adviser Matt Ingram to work through how he's positioning portfolios in a volatile market, where he's seeing opportunity, and the practical decisions that matter most for long-term investors.In this episode: 00:00 Listener Mailbag Intro01:13 Market Volatility & Staying Calm02:59 What Matt is Buying in Down Markets: ETFs, Tech & Resources06:54 Moving Holdings Between Brokerage Platforms09:51 ETF Strategy for Older Investors13:01 Investing for Kids & Tax Considerations15:18 Rebalancing Portfolio to Geared Products17:31 Micro-Investing vs ETF Costs19:30 US Stocks Tax Implications20:24 Why Infrastructure in Portfolios is a MUST22:35 Super Catch Up Contributions Explained24:52 Investing in Property During Interest Rate Hikes25:49 CGT Discount Drop Discussion & Property Outlook27:29 When to Sell an Investment Property30:14 Final Question: Pay Down Mortgage or Invest?ETFs & stocks mentioned: Betashares Diversified All Growth ETF (ASX: DHHF), Betashares Wealth Builder Diversified All Growth Geared (30–40% LVR) Complex ETF (ASX: GHHF), Betashares S&P/ASX Australian Technology ETF (ASX: ATEC), BetaShares Global Cybersecurity ETF (ASX: HACK), Microsoft (NASDAQ: MSFT), Amazon (NASDAQ: AMZN), Tesla (NASDAQ: TSLA)———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.

Fintech Game Changers
Chris Brycki - Stockspot: Building Australia's Largest Robo-Adviser

Fintech Game Changers

Play Episode Listen Later Apr 27, 2026 43:07


If you're scaling your fintech leadership team, start at tieronepeople.comChris Brycki founded Stockspot in 2013 with no income, no office and no VC, and built it into Australia's largest automated investment service with $1.5 billion under management. In this episode, Chris and Dexter discuss what it actually takes to build an enduring fintech in Australia: staying lean, rejecting growth-at-all-costs capital, and never losing sight of the customer.About Chris BryckiChris Brycki is the founder and CEO of Stockspot, Australia's first and largest automated investment service. He left a career on the institutional side of finance in 2013 to build a lower-cost, evidence-based alternative to traditional financial advice, and has since made money for 99.3% of clients who have invested with Stockspot for at least a year.What We DiscussHow Chris validated Stockspot's concept with friends before writing a single line of codeWhy he walked away from institutional finance to start a business with no incomeThe Fat Cat Funds Report: how naming and shaming underperforming super funds drove real industry changeWhy paid marketing fails when you're competing against CBA's use-it-or-lose-it budgetHow Stockspot has made money for 99.3% of clients invested for at least a yearWhy Chris rejected VC and how that decision shaped everything that followedThe discipline required to avoid meme stock temptation during the 2021 trading frenzyWhat nearly $500 million in client profits means in terms of real lives changedWhy the next generation of fintech will be built with smaller teams and less capital raisedChapters00:00 Introduction and Background of StockSpot05:14 The Journey of Entrepreneurship12:16 Growth Strategies and Media Influence16:19 Regulatory Challenges in FinTech20:03 Staying True to Core Values25:57 The Future of FinTech and AI30:11 The Evolution of Founders and Startups35:07 Impact of FinTech on Society39:10 Maintaining Innovation and Customer FocusLinks and resourcesChris Brycki on LinkedIn: https://www.linkedin.com/in/brycki/Stockspot: stockspot.com.auFat Cat Funds Report: https://www.stockspot.com.au/fatcat/Fintech Chatter: fintechchatter.comTier One People: https://tieronepeople.com/This show is brought to you by Tier One People, where we work with founders like Chris to find the 1% who redefine what's possible. If you're scaling your leadership team, start at tieronepeople.com.Send us Fan MailContact: info@tieronepeople.comConnect on with Dexter Cousins on LinkedinHire Exceptional Fintech TalentSubscribe on LinkedIn

Banking With Life Podcast
To MEC, or Not to MEC (Part 1) (BWL POD #0298)

Banking With Life Podcast

Play Episode Listen Later Apr 24, 2026 45:11


In part one of this two-part episode, James and Jake discuss the idea of getting large amounts of money into whole life policies and the risks of trying to front-load too much premium in year one. They introduce MECs and highlight common misconceptions around policy structure. As always, we hope you enjoy the episode, and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

The EdUp Experience
LIVE from Ellucian Live 2026 - with Michael Mathews, VP for Innovation & Technology, & Terry Kollmorgen, General Counsel & Executive Adviser to the President, Oral Roberts University

The EdUp Experience

Play Episode Listen Later Apr 20, 2026 14:31


It's YOUR time to #EdUp with Michael Mathews, VP for Innovation & Technology, & Terry Kollmorgen, General Counsel & Executive Adviser to the President, Oral Roberts UniversityIn this episode, recorded LIVE from the Ellucian Live 2026 conference in Denver, Colorado,YOUR host is Dr. Jodi BlincoListen in to #EdUpThank YOU so much for tuning in. Join us on the next episode for YOUR time to EdUp!Connect with YOUR EdUp Team - ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Elvin Freytes⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ & ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dr. Joe Sallustio⁠⁠⁠⁠⁠● Join YOUR EdUp community at ⁠The EdUp Experience⁠We make education YOUR business!P.S. Want access to the only intelligence platform built exclusively from presidential conversations in higher education? Join EdUp Leadership!

Banking With Life Podcast
Banking With Life Clients: In Their Own Words (Part 8) (BWL POD #0297)

Banking With Life Podcast

Play Episode Listen Later Apr 17, 2026 33:32


In this eighth installment of our client story series, more Banking With Life clients share their experiences with the Infinite Banking Concept®. These conversations continue to highlight the real-world impact of taking control of one's financial future, demonstrating how the consistent application of Nelson Nash's principles can create lasting benefits across generations. As always, we hope you enjoy the episode and thank you for listening!Client Stories Playlist: ➫ www.youtube.com/playlist?list=PLx…9KI2F26g2M1pvHt_fMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Equity Mates Investing Podcast
Ask an Adviser: Why earlier is better for life insurance with Phil Thompson

Equity Mates Investing Podcast

Play Episode Listen Later Apr 13, 2026 35:32


You're working hard to build wealth, but what happens if you can't earn an income tomorrow? In this episode, we go deep on life insurance, income protection, and everything in between with insurance specialist Phil Thompson (Skye Wealth). From real-life claims to common mistakes (including relying on super), this is a practical guide to protecting your biggest asset: your ability to earn.If you'd like to speak to Phil or anyone on our advice network head to https://equitymates.com/advice/In this episode:00:00 – Why protecting wealth matters00:40 – Meet insurance specialist Phil Thompson02:37 – Real-life claim: tragedy, and why insurance matters06:50 – The biggest mistake: relying on super10:07 – DIY vs advisor: what you're missing13:14 – Mistakes advisors make (yes, really)16:44 – Case study: 36-year-old with kids and a mortgage27:12 – Super vs outside super: how to pay smarter———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.———Equity Mates Investing is a product of Equity Mates Media. Hosted on Acast. See acast.com/privacy for more information.

Banking With Life Podcast
Banking With Life Topical Series: Paid-Up Additions (Part 11) (BWL POD #0296)

Banking With Life Podcast

Play Episode Listen Later Apr 10, 2026 33:47


In this eleventh installment, James explains how Paid-Up Additions (PUAs) work within whole life insurance and the Infinite Banking Concept®. He covers how PUAs build early cash value, add death benefit, and why policy design should be based on the individual rather than fixed ratios. As always, we hope you enjoy the episode, and thank you for listening!Banking With Life Topical Series ➫ www.youtube.com/playlist?list=PLx…7SXH80xl_81VgTXrDMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

Change Work Life
Humour: the secret weapon for better work relationships (even if you think you're not funny) - with Adam Christing

Change Work Life

Play Episode Listen Later Apr 7, 2026 42:40 Transcription Available


Questions? Comments? Episode suggestions? Send us a text message!#222: Adam Christing is a keynote speaker and award-winning event emcee.  He explains why everyone should use humour in the workplace, the impact laughter has on others, and how to tap into your sense of humour. What you'll learn[01:35] What makes humour so powerful in the workplace. [3:05] The origins of laughter and which animals laugh. [3:55] The impact laughter has on connection. [5:50] Where in the workplace humour is most effective.[7:57] How to have a sense of humour. [9:35] The difference between having a sense of humour and being funny. [11:30] The personal nature of comedy and the importance of authenticity. [13:27] What it means to be the orchestrator of fun. [17:52] How to tap into your sense of humour. [18:45] How humour can be used to improve training sessions. [22:01] Techniques to overcome your nerves and start being funny. [26:30] How to avoid giving the feeling of forced fun. [30:33] The balance between authenticity, humour and professionalism. [35:10] The comedic value listening has. [36:30] How to use humour when it's difficult to gauge the reaction of others.Resources mentioned in this episodePlease note that some of these are affiliate links and we may get a commission in the event that you make a purchase.  This helps us to cover our expenses and is at no additional cost to you.The Laughter Factor, Adam ChristingThe Ice House Comedy ClubDan Kennedy Magnetic Marketing“For things to change, you have to change change”, Jim Rohn“It takes me three weeks to prepare a good impromptu speech”, Mark TwainDiscover Your Laugh LanguageChange Work Life CoachingFor the show notes for this episode, including a full transcript and links to all the resources mentioned, visit:https://changeworklife.com/humour-the-secret-weapon-for-better-work-relationships-even-if-you-think-youre-not-funny/Re-assessing your career?  Know you need a change but don't really know where to start?  Check out these two exercises to start the journey of working out what career is right for you!

Banking With Life Podcast
Infinite Banking Foundations: The Truth About IUL

Banking With Life Podcast

Play Episode Listen Later Apr 3, 2026 31:56


In this episode, James explains the key differences between whole life insurance and IUL within the Infinite Banking Concept®, focusing on control, guarantees, and long-term capital formation. He breaks down how policy structure impacts performance and addresses common misconceptions around “market-like returns.” As always, we hope you enjoy the episode, and thank you for listening!Infinite Banking Foundations Series: ➫ www.youtube.com/playlist?list=PLx…H91ORIHB5nwNpQSMEMake sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

The Meaningful Money Personal Finance Podcast
QA44 - Listener Questions, Episode 44

The Meaningful Money Personal Finance Podcast

Play Episode Listen Later Apr 1, 2026 39:27


In this Meaningful Money Q&A episode, Pete Matthew and Roger Weeks answer six listener questions on UK personal finance, pensions and investing. We cover inheritance tax (IHT) and who actually pays it, a defined benefit pension "state pension deduction" before State Pension age, and whether salary sacrifice affects higher-rate tax relief. We also discuss whether global tracker funds are too concentrated in the US, how offshore investment bonds compare to a general investment account (GIA), and how IHT taper relief works for gifts and the nil-rate band. Shownotes: https://meaningfulmoney.tv/QA44  03:40  Question 1 Hi Pete and Roger, I have been really enjoying your podcast and have learned so much about finance, tax and investments that I did not know before. I enjoyed your episode on inheritance tax. I have a question regarding inheritance tax and what happens if beneficiaries are unable to afford to pay it. My parents are wealthy with three properties (mortgages all paid off) and a large private pension, my parents also had a limited company which they used to maximise their earnings by minimising tax. However, me and my brother are average in the financial sense, where we have "normal salaried jobs", as my father would say. We earn far less than him and hence have much less assets. I own a house but have most of the mortgage left to pay because I only bought it last year. I am also single and live alone on my single income. My brother rents a flat and spends most of what he earns and has no concept of saving/future plans or investments, he does not even have a pension. I am under the assumption that the IHT has to paid first before the inherence is released, rather than IHT simply being deducted from the actual inherence itself before distribution? When I look at the total of my parents assets, me and my brother have no where near enough money to be able to pay it, due to the large gap in wealth between us and my parents. I tried to discuss this with them a few times but was fobbed off. They don't have any plan in place, all they have is life insurance to cover each other should one party die, and a simple one page will including just each other and us, no extended family. My brother and mum have no clue about money, and my dad who is in charge of the finances has multiple health problems of late. I am anxious of the day when I will be asked to pay tons of IHT which I might not be able to able to afford, especially because I am single and have my own bills and mortgage, I can't afford another loan. Is there a way to get around this or reduce the burden? If I cannot afford to pay the tax, can I simple "run away" from the situation and decline being a beneficiary, hence shoving the responsibility of IHT onto other family members? I don't really understand the process of probate, and whether my parents life insurance would pay it, but it seems to be that it pays out to the spouse should the other die, so I assume this would be added to the total assets and hence increase the tax burden should the other die? My parents don't seem to be bothered and are reluctant to discuss this so I am unsure what to do. How do "average/mediocre" kids like me and my brother usually deal with the tax from being born into a wealthy family? Sorry if this is a silly question, but I would appreciate any words of financial wisdom. Many thanks, Lava 13:08  Question 2 Hi Pete and Roger, I hope this message finds you well. As an avid listener of your podcast for the past couple of years, I want to express my gratitude for the way you break down financial and pension topics that can often seem overwhelming. Your insights have been invaluable to me. I wanted to share a personal experience and seek your views on it. After dedicating 42 years working at M&S, I am now approaching 60 and preparing to take my pension later this year. While I am proud of my long service, I've encountered an unexpected surprise in my pension arrangement. I have a Defined Benefit (DB) pension valued at around £9,000. Per year. However, upon receiving my pension quotation, I discovered that the scheme is structured to pay me this amount only until I reach 65 years of age, after which it reduces by approximately £2,200, a 24% reduction. This reduction is based on the assumption that the State Pension will compensate for the difference. However, with the State Pension age being pushed back, I will experience a reduction in my income before the State Pension begins when I turn 67. This situation feels particularly unfair, especially given that at M&S, there are a significant number of women who are lower-paid workers. The unfairness is further accentuated by the fact that the reduction is a fixed sum, irrespective of one's earnings. This fixed sum reduction impacts lower-paid and part-time workers disproportionately. I would greatly appreciate any insights or advice you might have on how to navigate this issue. Thank you once again for the fantastic work you do. Your podcast has been a tremendous help in making sense of pensions and finances. Best regards, Joan   20:06  Question 3 Hi Pete and Roger, Discovered the podcast and book a few months ago while trying to get more organised with life admin and planning for the future. Enjoying working through the back catalogue of the past seasons on the podcast and that's been very helpful - thank you. I do have a question about salary sacrifice/exchange in a workplace pension around tax brackets. As I got a promotion at work a few years ago I ended up moving into the higher 40% tax bracket so I adjusted my pension contributions - my workplace offers salary exchange for pension contributions - to bring my adjusted salary to below £50k and stay within the 20% income tax bracket and also saving on National Insurance contributions and tax relief. However, last year, another promotion led to another increase in salary and several things going on such as buying a house meant that I hadn't adjusted the pension contributions enough and my adjusted salary was above £50k and a portion of that was taxed at the 40% rate. Question I have is can I claim back the tax at the 40% rate from HMRC or does the salary exchange mean that I have already had the maximum tax relief applied? Thanks and keep up the good work, Simon 23:42 Question 4 Hi Pete and Rog, Only just discovered the pod and loving it! You advocate global trackers and I can see why, as they are cheap and simple and have the appearance of diversifying risk. But do you not worry about putting 60-70% of your money in one market (the US), which is what a global tracker does? I understand that you're letting the market determine how your capital is allocated, but what is 'the market' when so many other people are also just investing in global trackers? It seems to me there is not enough price discovery and trackers may be chasing a bubble. Would love to get your views. Cheers guys. Will https://www.timeline.co/resources/indexing-the-paradox-of-concentration-of-return  Adviser 3.0 Podcast episode on YouTube: https://www.youtube.com/watch?v=A-Y4jVxDLL4  30:09 Question 5 Dear Roger and Pete Huge fan of the show! I had a question about offshore investment bonds. I'm an additional rate taxpayer and after contributing to pension and ISA, am then looking at what could come next. I've seen offshore investment bonds as an option, however I'm struggling to see how they would deliver a better outcome (assuming the same underlying investments) than simply using a GIA, and selling down the investments once I stop work. Thanks again, Matt Investment Bonds: https://www.youtube.com/watch?v=_q5HBoXmekI  35:28  Question 6 Hi Pete, Roger and Team, Firstly, thanks to you all for the amazing podcast, I have been listening for years and it has given me the confidence to manage my finances. I spread the word to all who will listen! My question is regarding tapering with relation to gifts and IHT. The scenario is this, a person is gifted a fairly substantial sum (say £100k) but less than the £325k personal allowance. The person who gifted the sum then dies at 6 years post gift. The persons estate is say £750k. In this case does tapering occur? Even though the gift is less than the £325k the whole estate is well over the personal allowance. Would IHT be paid on the sum over £325 with tapering on the gift? For example £325k IHT free due personal allowance, £100k at 6% taper relief with the remainder at normal IHT rates? Hopefully that's a short enough question! Many thanks, Alastair

Banking With Life Podcast
Banking With Life Topical Series: The Problem with “IBC Alternatives” (Part 10) (BWL POD #0295)

Banking With Life Podcast

Play Episode Listen Later Mar 27, 2026 22:47


In this tenth installment, James examines common alternatives to the Infinite Banking Concept® and explains why they often fall short. He breaks down popular options such as universal life, qualified plans, and other financial strategies, highlighting the structural issues, long-term risks, and misconceptions that can lead to disappointing results. As always, we hope you enjoy the episode and thank you for listening!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client! ➫ www.bankingwithlife.com/how-to-fast-t…ur-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here: ➫ www.bankingwithlife.com/product/the-5…ecorded-live/ (Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking... ➫ www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here: ➫ www.bankingwithlife.com/product/becom…pecial-offer/━━━Learn more about James Neathery here: ➫ bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts: ➫ podcasts.apple.com/us/podcast/bank…st/id1451730017Listen on your Android through Stitcher: ➫ www.stitcher.com/podcast/bank...Listen on Soundcloud: ➫ @banking-with-life-podcast━━━Follow us on Facebook: ➳ www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.