Podcasts about Financial services

Play Episode Listen Later Feb 18, 2026 19:08

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-managing-risk-in-retirement

Roma Pithadiya, President and CEO of Affordable Insurance and Financial Services Discussing Managing Risk in Retirement

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Play Episode Listen Later Feb 18, 2026 19:08

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-managing-risk-in-retirement

Software selloff shows AI acceleration

Market take

Play Episode Listen Later Feb 17, 2026 4:49

The recent software selloff shows the market is recognizing AI's disruptive power. Natalie Gill, Portfolio Strategist at the BlackRock Investment Institute, unpacks why the hunt for winners and losers ultimately strengthens the case for AI's massive buildout.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the ﬁrm may have a conﬂict of interest that could aﬀect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered oﬃce: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered oﬃce Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an oﬀer or solicitation to sell or a solicitation of an oﬀer to buy any shares of any Fund (nor shall any such shares be oﬀered or sold to any person) in any jurisdiction in which an oﬀer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly oﬀered within any such country. The securities regulators of such countries have not conﬁrmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services oﬀered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0226-5221288-EXP0227

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Ep 198, The Multigenerational Workforce

Conflict Managed

Play Episode Listen Later Feb 17, 2026 61:27 Transcription Available

This week on Conflict Managed we welcome Nikhil Raval. Join us as we explore: Escalation culture How to bridge generational divides Global Gen Z similarities and differences The personal impact of fantastic leadership Want engagement? Communicate goals and expectations, consistently recognize good work, and be transparent. Taking the time to become more self-aware Being mindful to overcome generational stereotypes Human connection at work in the age of AI Conflict Managed is available wherever you get your podcasts and on YouTube @3pconflictrestoration Nikhil Raval is a leader, learning, and change expert who passionately believes the role of learning in its many forms is to lift the societies it serves. He believes that organizations that we work for also have the responsibility to serve society. At the intersection of these two forces lies leadership development, a pivotal element in driving meaningful change. After a successful career in Financial Services for nearly a decade in the US, he forayed into Leadership Consulting and led as the MD and Board Member of Duke CE, India. He is the author of the bestselling book Target Gen Z: Understanding the Gen Z Mindset on Brands, Work-Life, Learning and More, released in 2021 and Generational Fusion: How to Master the Multi- Gen Workforce: Uniting Strengths Across Ages, released 2025. He is also the host of the popular podcast Working with Gen Z, which examines all facets of the Gen Z generation at the workplace, heard in over more than 60 countries. A multiple-time TEDx speaker and award-winning presenter, he continues to inspire leaders at every stage of their journey. Conflict Managed is produced by Third Party Workplace Conflict Restoration Services and hosted by Merry Brown. #ConflictManaged #Podcast #GenZ #Leadership #MultigenerationalTeams

Patricia Callan the Director of Financial Services Ireland

Breakfast Business

Play Episode Listen Later Feb 16, 2026 7:30

There are increasingly calls for the European Savings & Investment union to be completed as soon as possible. In order to move Europeans from a savings culture to a more risk taking culture to promote European startups. There might also be a single regulator for financial services which might threaten the two biggest nations for banking and fund management: Luxembourg and Ireland. So today the body which represents financial services here is launching its strategic vision for the sector and protecting what it holds is one of the key themes. Joining Joe on the show was Patricia Callan the Director of Financial Services Ireland.

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AI in Finance: A Partner, Not a Replacement

Cornell Keynotes

Play Episode Listen Later Feb 13, 2026 43:05

The AI in Finance certificate program starts April 13, 2026!AI is reshaping finance, but it's not about replacing people — it's about empowering them to work more effectively. As these tools become part of our everyday roles in financial services, knowing how to successfully partner with AI while leveraging human judgment has become key to success.Join Cornell Professor Victoria Averbukh and Andrew Chin, Chief AI Officer at AllianceBernstein, for a practical look at AI in finance. They'll explore how AI can enhance financial decision making and discuss why human expertise remains essential. Through real-world examples, they'll explain how professionals can confidently work with AI tools to achieve better outcomes as partners in the process.What You'll LearnHow to identify which financial tasks are best suited for AI assistanceTips for balancing AI capabilities with human insightStrategies for confidently integrating AI tools into your business processes Follow eCornell on YouTube, Facebook, Instagram, LinkedIn, TikTok, and X.

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Updates on beneficial ownership, tokenised funds, VASP, the new DITC Principal Point of Contact and the SIBA Registered Persons Prudential Survey

The Regulatory 15/15

Play Episode Listen Later Feb 13, 2026 14:48

In this month's Cayman Islands Regulatory 15/15 episode, Chris Capewell, Patrick Head and Jennifer Parsons discuss recent updates on beneficial ownership, tokenised funds, VASP regulatory measures, the new DITC Principal Point of Contact requirements and the SIBA Registered Persons Prudential Survey.To read the 2026 Cayman Islands Regulatory Calendar, visit https://maples.com/regulatory-round-up/2026-cayman-islands-regulatory-calendar.SPEAKERS:Chris Capewell, Partner | +1 345 814 5666 | chris.capewell@maples.com | View bioPatrick Head, Partner | +1 345 525 5377 | patrick.head@maples.com | View bioJennifer Parsons, Professional Support Lawyer | +1 345 936 5429 | jennifer.parsons@maples.com | View bioVisit our Regulatory Round-Up Blog for the latest developments and insights in the regulatory landscapeRELATED SERVICES:Maples Group Regulatory and Financial Services AdvisoryWith a depth of experience across all regulated sectors, the Maples Group Regulatory and Financial Services team is positioned to address client needs and sensitivities. We have the largest dedicated Cayman Islands Regulatory and Financial Services team in the offshore market.Follow Us:LinkedIn: https://www.linkedin.com/company/maplesgroup/Instagram: https://www.instagram.com/maplesgroup/Twitter: https://twitter.com/maplesgroupFacebook: https://www.facebook.com/maplesgroup/Website: https://maples.com/podcasts/15-15Blog: https://maples.com/regulatory-round-up

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How Financial Advisors Should Actually Be Using AI

Advisor Talk with Frank LaRosa

Play Episode Listen Later Feb 12, 2026 27:08

In this episode of Advisor Talk, Frank LaRosa and Stacey Frank take a grounded, advisor-first look at how AI is actually changing the profession - and why the future of advice is still fundamentally human.Rather than fearing AI, Frank explains why this moment closely mirrors the rise of online trading in the early 2000s - a shift that many believed would eliminate advisors, but ultimately made great advisors even more valuable.This conversation centers on a critical idea:Technology can provide data. Only humans can provide wisdom.Frank and Stacey break down how AI can enhance efficiency, buy back time, and improve service - while also exposing advisors who rely solely on technology without building real client relationships.They also introduce the concept of co-intelligence - where advisors use AI as a tool, not a replacement and explain why empathy, clarity, and human judgment remain the true differentiators in financial advice.Key questions explored in this episode:Will AI put financial advisors out of business?No. But it will challenge advisors who lack a strong service model or meaningful client relationships.Why doesn't AI replace the advisor-client relationship?Because clients don't hire advisors for calculations - they hire them for clarity, reassurance, and guidance through uncertainty.How should advisors be using AI today?As a way to remove friction, automate tasks, and free up time to focus on deeper client conversations and better service.What is “co-intelligence”?A mindset where AI delivers information, while advisors provide judgment, empathy, and leadership.What happens to advisors who ignore AI altogether?They risk falling behind firms that use technology to become more efficient - and more human - at the same time.If you're a financial advisor wondering how AI fits into your practice - or worried about what it means for your future - this episode offers perspective, clarity, and a practical way forward.Chapters:00:49 – Intro02:55 – Online Trading Parallel04:40 – AI Fear05:30 – Human Advice08:47 – Co-Intelligence10:46 – Clarity vs Calculators12:58 – Human Advantage16:25 – Service WinsLearn more about Elite and our resources:Elite Consulting Partners | Financial Advisor Transitionshttps://eliteconsultingpartners.comElite Marketing Concepts | Marketing Services for Financial Advisorshttps://elitemarketingconcepts.comElite Advisor Successions | Advisor Mergers & Acquisitionshttps://eliteadvisorsuccessions.comJEDI Database Solutions | Technology Solutions for Advisorshttps://jedidatabasesolutions.comListen to more Advisor Talk episodes:https://eliteconsultingpartners.com/podcasts/

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A Sea Change in New York Consumer Protection Law: Inside the FAIR Act

Consumer Finance Monitor

Play Episode Listen Later Feb 12, 2026 61:32

In the episode of the Consumer Finance Monitor podcast we are releasing today, we examine what may be the most consequential development in New York consumer protection law in nearly half a century: the enactment of the New York State Fair Business Practices Act (the FAIR Act). Signed into law in December 2025 and taking effect on February 17, 2026, the FAIR Act represents the first comprehensive overhaul of New York General Business Law § 349 in almost 50 years. Long focused primarily on deceptive acts and practices, Section 349 has now been expanded to expressly prohibit unfair and abusive business practices as well—bringing New York law far closer to the federal UDAAP framework under the Consumer Financial Protection Act. To explore what changed, why it matters, and how the law will be enforced in practice, Alan Kaplinsky (founder and former leader of the Consumer Financial Services Group at Ballard Spahr LLP and now Senior Counsel and host of Consumer Finance Monitor) is joined by two senior officials from the New York Attorney General's Bureau of Consumer Frauds and Protection who were directly involved in shaping and implementing the statute: · Jane Azia, Chief of the Bureau of Consumer Frauds and Protection · Alec Webley, Assistant Attorney General and one of the attorneys who helped shepherd the FAIR Act through the legislative process What followed was a wide-ranging and unusually candid discussion of the statute's origins, scope, enforcement implications, and practical lessons for businesses operating in, or affecting, New York. From Deception to Unfairness and Abusiveness For decades, New York's consumer protection regime lagged behind most other states and federal regulators by focusing almost exclusively on deception. As Jane Azia explained, deception alone often fails to capture conduct that is plainly harmful to consumers, particularly where disclosures technically exist but are obscured, consumers are subjected to high-pressure tactics, or businesses exploit significant informational or power asymmetries. The FAIR Act closes those gaps by expressly prohibiting: · Unfair practices, modeled closely on the FTC's longstanding unfairness framework · Abusive practices, drawing heavily on more than a decade of CFPB enforcement experience Importantly, while the statute borrows from federal concepts of unfairness and abusiveness, New York is not bound to follow future CFPB reinterpretations. As Alec Webley emphasized, the legislature carefully chose its language, expressly incorporating only certain federal elements (such as the FTC's "substantial injury" concept) while deliberately declining to tether New York law to future federal regulatory shifts. Broader Scope Than Federal Law One of the most significant differences between the FAIR Act and federal consumer protection law is scope. Jane Azia pointed out that unlike the federal Consumer Financial Protection Act, which applies primarily to financial services, the FAIR Act applies to all business activity occurring in, or affecting consumers in, New York. That means unfair or abusive conduct by non-financial businesses now squarely falls within the Attorney General's enforcement authority. The statute also avoids many of the preemption constraints that can limit state enforcement against national banks under federal law, because it is a law of general application rather than a banking regulation. No Rulemaking—But Clear Signals The FAIR Act does not grant the Attorney General rulemaking authority, and the AG's office does not currently plan to issue formal regulations or written guidance. Instead, businesses should expect the meaning of "unfair" and "abusive" to be fleshed out through enforcement actions, settlements, and existing federal precedent. That said, the Attorney General has already identified categories of conduct likely to draw scrutiny, including: · Steering borrowers into unnecessarily costly repayment options · High-pressure sales tactics · Obscured or misleading pricing · Exploitation of consumers with limited English proficiency · Misleading marketing in health care, auto sales, and emerging financial products Several examples discussed on the podcast, including enforcement actions involving e-cigarettes, earned wage access products, and savings account practices, illustrate how the AG's office has already been applying unfairness and abusiveness theories under existing authority, and how the FAIR Act now allows those claims to be brought directly under state law. Remedies and Enforcement Tools The FAIR Act does not dramatically alter the remedies available to the Attorney General, but it reinforces a powerful enforcement arsenal, including: · Injunctive relief · Restitution · Civil penalties · Disgorgement · Expedited "special proceedings" that can allow the AG to move quickly in court to halt unlawful conduct As a reminder, recent amendments to Article 22-a of the general business law also significantly increased civil penalties for violations of section 349 occurring during disasters or abnormal market disruptions, an issue businesses should not overlook. Extraterritorial Reach and Coordination with Other Regulators The discussion also addresses a recurring compliance question: when New York law applies beyond New York's borders. In general, the statute applies where conduct occurs in New York or where New York consumers are harmed. It can also apply to out-of-state consumers harmed by New York-based businesses. By contrast, purely out-of-state conduct with no meaningful New York nexus typically falls outside the statute's reach. The episode also explores how the Attorney General coordinates with: · Other state attorneys general in multi-state investigations, · The New York Department of Financial Services, · The New York City Department of Consumer and Worker Protection, and · Federal agencies such as the FTC. Even as federal consumer protection enforcement ebbs and flows, the states, and New York in particular, remain active and increasingly influential. Practical Takeaways for Businesses A central theme of the discussion was that the FAIR Act is not a reason to relax compliance efforts—quite the opposite. As Alec Webley noted, statutes like this create an opportunity for companies and their counsel to step back, reassess business practices, and ask hard questions: · Are consumers complaining about this practice? · Is it genuinely necessary to the business? · Does it obscure costs or risks? · Would the company be comfortable seeing it described on the front page of a major newspaper? Practices that may have survived under a narrow deception standard could now pose real enforcement risk under broader unfairness and abusiveness principles. Looking Ahead Both guests emphasize that the FAIR Act was drafted with care and restraint, and that early enforcement actions are likely to fall squarely within the statute's text and intent. At the same time, emerging technologies, particularly digital marketing, fine-print disclosures on mobile devices, and the use of AI, are clearly on the Attorney General's radar. The bottom line is clear: the FAIR Act marks a fundamental shift in New York consumer protection law. With its February 17, 2026 effective date now here, businesses operating in or affecting New York should be taking this development seriously by reviewing practices, strengthening compliance frameworks, and preparing for a more expansive and assertive enforcement environment. We will continue to track developments under the FAIR Act and report on key enforcement actions and interpretations as they unfold. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.

155: Solo - How I'd Approach Marketing as a Financial Advisor (If I Could Start Over)

Do Business. Do Life. â€” The Financial Advisor Podcast â€” DBDL

Play Episode Listen Later Feb 11, 2026 25:39

I've worked with hundreds of top financial advisors over the years, and I keep seeing the same problem show up in different ways: incredibly talented advisors with empty calendars.The issue usually isn't effort. It's how marketing decisions are made. Too often, advisors run their marketing on emotion instead of math. In this episode, I break down the exact marketing framework I've shared with some of the fastest-growing firms in the country. We walk through how to evaluate marketing like an investment, not an expense. Why ROI and high frequency matters. And how shifting from one-to-one to one-to-many marketing creates leverage that allows you to scale beyond yourself.If you want a calendar that stays full without grinding harder, this episode gives you the mental model to build it intentionally—and scale it sustainably.3 of the biggest insights from Brad Johnson…#1.) Marketing Must Be Driven by Math, Not EmotionAdvisors often abandon proven strategies after one bad experience. When you understand the true numbers behind your funnels, you stop guessing and start investing with confidence.#2.) Frequency Is Just as Important as ROIA high-ROI strategy that runs only a few times per year can't scale your business alone. The best growth comes from balancing return and how often you can turn the volume up.#3.) One-to-Many Is the Ultimate Growth LeverThe most scalable advisory firms don't rely on one-to-one outreach. They use seminars, events, and content to serve many people at once—without sacrificing quality.SHOW NOTEShttps://bradleyjohnson.com/155FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Roma Pithadiya, President and CEO of Affordable Insurance and Financial Services Discussing Effective Retirement Planning

Play Episode Listen Later Feb 11, 2026 20:26

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-effective-retirement-planning

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Roma Pithadiya, President and CEO of Affordable Insurance and Financial Services Discussing Effective Retirement Planning

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Play Episode Listen Later Feb 11, 2026 20:26

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-effective-retirement-planning

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Mitsui Lunch-Time Forum CLIXXX : From Financial Services to Arctic Adventures : Risk is the Price of Reward

Centers and Institutes

Play Episode Listen Later Feb 11, 2026 76:59

Wesley D. Archer is an entrepreneur and adventure seeker who graduated from Baruch College in 1998 with a degree in finance. In 2001, he founded ALaS Consulting LLC, a specialized firm focused on post-trade processing technologies and the accounting of financial instruments. What began as a one-man operation with a single client grew into an industry-recognized firm serving more than 40 clients and employing over 150 professionals before its successful sale in 2011. Today, Wesley continues to advise fintech companies, banks, and broker-dealers on streamlining complex business processes, while also managing a working cattle ranch in Tennessee.

Stocks Dip As AI Pressures Financial Services

MKT Call

Play Episode Listen Later Feb 10, 2026 7:35

MRKT Matrix - Tuesday, February 10th S&P 500 ticks lower after disappointing holiday sales; financial stocks drop (CNBC) Wealth Manager Stocks Sink as Investors Flee AI's Next Casualty (Bloomberg) Alphabet Sells Almost $32 Billion Bonds as Tech Races to Fund AI (Bloomberg) Kalshi says Super Bowl trading volume surpassed $1 billion (CNBC) The delayed January jobs report will be released Wednesday. Here's what to expect (CNBC) Fed's Hammack Says Rates Could Be on Hold for ‘Some Time' (Bloomberg) Trump Says Economy Can Grow 15% With Warsh as Fed Chair (WSJ) US Consumer Delinquencies Jump to Highest in Almost a Decade (Bloomberg) --- Subscribe to our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://riskreversalmedia.beehiiv.com/subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs

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From Demos to Defensible in Financial Services Copyright & Compliance for Enterprise AI - Naveen Kumar of TD Bank

Artificial Intelligence in Industry with Daniel Faggella

Play Episode Listen Later Feb 10, 2026 19:29

Today's guest is Naveen Kumar, Head of AI Governance at TD Bank. With extensive experience in AI risk management and governance, he provides actionable strategies for secure AI scaling in regulated environments. Naveen joins Emerj Editorial Director Matthew DeMello to discuss foundational challenges blocking AI adoption in banking, including data leakage, prompt injection, shadow AI, and hallucinations. Naveen also shares practical takeaways, such as role-based AI guardrails for data access, safe sandboxes for experimentation, hybrid deployments to protect sensitive data, and treating AI agents as de-risked employees with human oversight for compliance and ROI. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast!

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Tether's Sovereign Empire, Collapsing Bank Barriers, & AI Bots Using BTC

Onramp Media

Play Episode Listen Later Feb 10, 2026 55:22

Connect with Early Riders // Connect with OnrampPresented collaboratively by Early Riders & Onramp Media…Final Settlement is a weekly podcast covering capital markets, dealmaking, early-stage venture, bitcoin applications and protocol development.00:00 - Introduction and Context Setting02:13 - Market Sentiment and Price Action07:12 - Tether's Position and Strategic Moves13:12 - Erebor's National Banking Charter and Industry Implications27:39 - The Future of Banking and Digital Assets30:16 - APIs and the Evolution of Financial Services33:15 - Stablecoins and the Acceleration of Crypto Adoption35:23 - The Transformation of Financial Services through Digital Assets39:00 - Tokenized Cash and the Role of CME Coin43:59 - The Rise of AI Bots in Financial Transactions47:58 - Bitcoin vs. Stablecoins: The Future of Digital Currency51:02 - Decentralized Infrastructure and the Future of TokenomicsIf you found this valuable, please subscribe to Early Riders Insights for access to the best content in the ecosystem weekly.Links discussed:https://www.theblock.co/post/388540/cme-group-tokenized-cash-coin-developed-google-use-crypto-collateral-roll-out-this-yearhttps://au.finance.yahoo.com/news/exclusive-escape-velocity-raises-62-130000621.htmlhttps://x.com/intangiblecoins/status/2019056067930477043?s=20https://x.com/tether/status/2019520461302804919?s=20https://x.com/TFTC21/status/2019826399641846125?s=20https://finance.yahoo.com/news/pave-bank-secures-39m-funding-163111664.htmlhttps://finance.yahoo.com/news/palmer-luckey-backed-erebor-receives-225304165.htmlhttps://www.anchorage.com/insights/anchorage-digital-tether-introduce-usathttps://tether.io/news/tether-announces-100-million-strategic-equity-investment-in-anchorage-digital/https://archive.ph/odfMv#selection-1577.0-1577.68Keep up with Michael:https://x.com/MTangumahttps://www.linkedin.com/in/mtanguma/Keep up with Brian:https://x.com/BackslashBTChttps://www.linkedin.com/in/brian-cubellis-00b1a660/Keep up with Liam:https://x.com/Lnelson_21https://www.linkedin.com/in/liam-nelson1/

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How Al is Shaping Financial Well-Being pt. 2

The Jon Sanchez Show

Play Episode Listen Later Feb 10, 2026 35:28

In this episode of the Jon Sanchez Show, Jon and Dr. Dennis Sanchez discuss the evolving role of AI in the financial sector, particularly its impact on insurance, investment strategies, and financial literacy. They explore how AI is streamlining processes, enhancing customer experiences, and reshaping traditional financial practices. The conversation also delves into the importance of micro nudges in promoting better financial habits and the potential for AI to improve overall financial literacy among consumers.Chapters00:00 Introduction and Market Overview05:40 AI's Impact on the Insurance Industry10:58 AI in Financial Services and Underwriting12:18 Market Recap and Stock Movements17:13 AI's Role in Financial Planning and Investment Decisions18:55 AI's Impact on Financial Habits25:49 Enhancing Financial Literacy with AI30:06 The Evolution of Financial Technology34:27 DisclaimerResources & LinksSanchez Gaunt Wealth ManagementConnect with Jon SanchezLinkedInFacebookInstagramYouTubeBlog

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Bridging Cybersecurity and Economic Strategy: Insights from Cyber Policy Pioneer Alex Niejelow

Chattinn Cyber

Play Episode Listen Later Feb 10, 2026 19:13

Summary Today Marc is chattin' with Alex Niejelow, a respected figure in cybersecurity. The episode opens with Marc highlighting Alex's unique background growing up in Philly and his diverse career path. Alex shares how his early career as a Durham police officer and later as a lawyer shaped his mindset around public service and supporting people and businesses. He then transitioned into federal and state government roles, including significant positions in the Obama administration and Homeland Security, focusing on trade, customs, and national security issues such as counterfeit semiconductors in supply chains. They then chat about Alex's role on the National Security Council, where he worked on the intersection of trade and cybersecurity, a concept that was not widely recognized in the early 2010s but has since become central to government policy. Alex explains his involvement in developing the first-ever cyber sanctions regime, a tool designed to economically disincentivize cybercriminals and nation-states from monetizing stolen intellectual property and trade secrets. This approach was innovative in addressing the asymmetry in cyber threats, where traditional law enforcement and diplomatic tools were insufficient. The chat then shifts to the challenges Alex faced working across multiple government agencies with differing priorities, which, while complex, ultimately led to better outcomes through collaboration and creative problem-solving. Alex emphasizes the importance of reducing asymmetry in cybersecurity, noting that companies remain vulnerable at their weakest points. He highlights the evolution of the cyber insurance industry, which has become more sophisticated with risk engineers engaging deeply with clients to improve cybersecurity postures and insurance terms. Alex explains his motivation for founding Hilco Global Cyber Advisors, driven by the need to support middle-market companies that often lack adequate cybersecurity resources despite their sophistication and capital. He critiques the cybersecurity industry's tendency to self-silo and stresses the importance of aligning cybersecurity solutions with the nature of the products and services businesses provide to increase adoption and effectiveness. Finally, the chat turns to artificial intelligence (AI) as a major cybersecurity topic in 2025. Alex acknowledges both the threats and opportunities AI presents, noting that threat actors are leveraging AI to scale traditional cyberattacks like phishing. He expresses optimism about the cybersecurity community's commitment to addressing these challenges and highlights regulatory efforts, such as guidance issued to the insurance industry on AI use in underwriting, to mitigate risks including bias. The episode closes with Alex sharing a personal anecdote from his time at the White House and providing contact information for Hilco Global Cyber Advisors. Key Points Alex's career journey from police officer to cybersecurity expert in public and private sectors Development of the first-ever cyber sanctions regime to economically deter cybercrime The importance of collaboration across government agencies to address complex cyber challenges The evolution and sophistication of the cyber insurance industry in reducing asymmetry The dual impact of AI on cybersecurity: expanding threats and fostering innovative defenses. Key Quotes “The idea that cybersecurity issues and economic issues were actually interconnected was not widely accepted [in 2010]. It was still emerging. Fast forward to today. It is abundantly clear the intersectionality of those issues.” “Companies are always as weak as their weakest link.” “If you let the nature of the products and services that are being provided better inform and drive the cybersecurity solutions instead of vice versa, I think there will be a greater adoption.” “Threat actors are expanding their capacity and capabilities leveraging AI … but it is the speed and scale at which it is becoming exacerbated that I think is most concerning.” About Our Guest Alexander Niejelow is Executive Director of Global Cyber Advisors at Hilco Global, bringing deep expertise in cybersecurity, fintech, and digital policy from leadership roles in both the private sector and government. He previously served as Deputy Superintendent for Innovation Policy at the New York Department of Financial Services, leading initiatives on AI and emerging fintech. At Mastercard, he was Senior Vice President for Cybersecurity Coordination and Advocacy, overseeing global cybersecurity and technology policy efforts. Alex also held key government positions, including Director of Cybersecurity Policy at the White House National Security Council and Chief of Staff to the U.S. Intellectual Property Enforcement Coordinator. He began his career as a litigator and holds a JD from the University of Pennsylvania and a BA from Duke University. Alex actively contributes to cybersecurity policy through board roles with the Center for Cybersecurity Policy and Blue Star Families, and has led global coalitions focused on cyber risk reduction and digital protection. Follow Our Guest Website | LinkedIn About Our Host National co-chair of the Cyber Center for Excellence, Marc Schein, CIC,CLCS is also a Risk Management Consultant at Marsh McLennan Agency. He assists clients by customizing comprehensive commercial insurance programs that minimize the burden of financial loss through cost effective transfer of risk. By conducting a Total Cost of Risk (TCoR) assessment, he can determine any gaps in coverage. As part of an effective risk management insurance team, Marc collaborates with senior risk consultants, certified insurance counselors, and expert underwriters to examine the adequacy of existing client programs and develop customized solutions to transfer risk, improve coverage and minimize premiums. Follow Our Host Website | LinkedIn

Ep. 112: Anastasia Kovaleva, Pollen Street | Sector Focus and Scaling Financial Services Platforms

Private Equity Value Creation Podcast

Play Episode Listen Later Feb 10, 2026 35:44

On this episode, Anastasia Kovaleva, Partner at Pollen Street Capital shares how sector focus informs value creation across financial services and how her team approaches scaling mid-market businesses across Europe. Hear how specialist playbooks differ across software, services and regulated models, how investors can partner with management to professionalize go-to-market and M&A capabilities, and how to apply automation and AI to improve efficiency, integration and growth in complex financial services environments.The information contained in this podcast is not intended to constitute, and should not be construed as, investment advice.

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Why Latin America's ‘Trifecta' Could Reshape Global Portfolios

Thoughts on the Market

Play Episode Listen Later Feb 9, 2026 4:56

Our Chief LatAm Equity Strategist Nikolaj Lippmann discusses why Latin America may be approaching a rare “Spring” moment – where geopolitics, peaking rates, and elections set the scene for an investment-led growth cycle with meaningful market upside.Read more insights from Morgan Stanley.----- Transcript -----Nikolaj Lippmann: Welcome to Thoughts on the Market. I'm Nikolaj Lippmann, Morgan Stanley's Chief Latin America Equity Strategist. If you ever felt like Latin America is too complicated to follow, today's episode is for you. It's Monday, February 9th at 10am in New York. The big idea in our research is simple. Latin America is facing a trifecta of change that could set up a very different investment story from what investors have gotten used to. We could be moving towards an investment or CapEx cycle in the shadow of the global AI CapEx cycle, and this is a stark departure from prior consumer cycles in Latin America. Latin America's GDP today is about $6 trillion. Yet Latin American equities account for just about 80 basis points of the main global index MSCI All Country World Equity benchmark. In plain English, it's really easy for investors to overlook such a vast region. But the narrative seems to be changing thanks to three key factors. Number one, shifting geopolitics in this increasingly global multipolar world. We can see this with trade rules, security priorities, supply chains that are getting rewritten. Capital and investment will often move alongside with these changing rules. Clearly, as we can all see U.S. priorities in Latin America have shifted, and with them have local priorities and incentives. Second, interest rates may very well have been peaking and could decline into [20]26. When borrowing cost fall, it just becomes easier to fund factories, infrastructure, AI, and expansion into all kinds of different investment, which become more feasible. What is more, we see a big shift in the size and growth of domestic capital markets in almost every country in Latin America – something that happens courtesy of reform and is certainly new versus prior cycles. And finally, elections that could lead to an important policy shift across Latin America. We see signs of movement towards greater fiscal responsibility in many sites of the region, with upcoming elections in Colombia and Brazil. We have already seen new policy makers in Argentina, Chile, Mexico, depart from prior populism. So, when we put all this together -- geopolitics, rates and local election -- you get to the core of our thesis, a possible LatAm spring; meaning a decisive break from the status quo towards fiscal consolidation, monetary easing, and structural reform. And we think that that could be a potential move that restores some confidence and attracts private capital. In our spring scenario, we see interest rates coming down, not rising in a scenario of higher growth to 6 percent in Brazil and Mexico, 7 percent in Argentina, and just 4 percent in Chile. This helps the rerating of the region. There's another powerful factor that I think many investors overlook, and that is a key difference versus prior cycles, as already mentioned. And that's the domestic savings. Local portfolios today are much bigger, much deeper capital markets, and they're heavily skewed towards fixed income. 75 percent of Latin American portfolios are in fixed income versus 25 percent in equity. In Brazil, the number's even higher with 90 to 95 percent in fixed income. If this shifts even halfway towards equity, it can deepen and support local capital markets; it supports valuation. For the region as a whole, sectors most impacted by this transformation would be Financial Services, Energy, Utilities, IT and Healthcare. Up until now, I think Latin America has been viewed as a region where a lot could go wrong. We asked the reverse question. What could go right? If the trifecta lines up: geopolitics, peaking rates and elections that enable a more investment friendly policy and CapEx cycle, Latin America could shift from being seen mainly as a supply of commodities and labor to far more investment driven engine of growth. That's why investors should put Latin America on the radar now and not wait until spring is already in full bloom. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen to the podcast and share Thoughts on the Market with a friend or colleague today.

ServiceNow Series E213: 'Navigating AI in Financial Services: Risk and Compliance' with ServiceNow's Alan Paris

AI in Action Podcast

Play Episode Listen Later Feb 9, 2026 23:32

Today's guest is Alan Paris, Global Head Financial Services Risk & Compliance Enterprise Architecture, Field CTO, Customer Success Executive at ServiceNow. Alan is a global leader in risk management, compliance and financial services transformation, with extensive experience driving business strategy, product innovation and multi-million-dollar growth. He has led 1,000+ person teams across operations, technology and consulting, delivering transformative change through digitization, AI and regulatory technology solutions.At ServiceNow, Alan has held several leadership roles, driving $400 million in portfolio growth and $100 million in annual contract value across global accounts. He develops enterprise platform strategies, AI-driven solutions and transformative implementations while mentoring teams and guiding organizations in regulatory compliance and risk management. An award-winning thought leader, Alan has published over 60 articles, spoken at major conferences and advised top financial institutions worldwide.In the episode, Alan talks about:0:00 From Financial services technologist to helping clients realize ServiceNow value2:12 Seeing ServiceNow evolve into a global AI-driven enterprise platform4:58 How ServiceNow automates risk, AI enhances efficiency and productivity7:31 Why clean, well-managed data enables successful AI implementation results11:18 How ServiceNow leverages AI to transform workflows and operations15:34 How top innovators align AI with business strategy, enabling transformation17: 55 Advice to always keep learning, embrace change and apply AI wisely20:47 Why ServiceNow is the leading 21st-century AI-enabled enterprise platform

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Staying positive on emerging markets

Market take

Play Episode Listen Later Feb 9, 2026 4:23

Emerging market stocks and bonds are off to a strong start to the year following a stellar 2025. Axel Christensen, Chief Investment Strategist for Latin America at the BlackRock Investment Institute, shares why we think returns can deliver again, though selectivity is key.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the ﬁrm may have a conﬂict of interest that could aﬀect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered oﬃce: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered oﬃce Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an oﬀer or solicitation to sell or a solicitation of an oﬀer to buy any shares of any Fund (nor shall any such shares be oﬀered or sold to any person) in any jurisdiction in which an oﬀer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly oﬀered within any such country. The securities regulators of such countries have not conﬁrmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services oﬀered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0226-5194293-EXP0227

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Should Financial Advisors Stay or Switch Firms? The Cost of Not Deciding

Advisor Talk with Frank LaRosa

Play Episode Listen Later Feb 5, 2026 21:48

Key questions answered in this episode:What does it mean when financial advisors choose not to decide?Choosing to stay put - without evaluating alternatives - is still an active decision, often driven by comfort, fear, or overwhelm rather than strategy.Why do advisors delay firm transitions even when they're unhappy?Two major factors show up repeatedly: the path of least resistance and paralysis by analysis. Both create inertia that keeps advisors stuck.Is transitioning firms as risky as advisors think?Modern transitions are more automated, efficient, and client-friendly than ever. The perceived risk is often outdated.How does too much information stop advisors from moving forward?Without a filter, advisors get overwhelmed by competing offers, recruiters, and platforms - leading many to shut down instead of decide.Why should advisors evaluate their firm regularly - even if they're not planning to move?Because you can't know what you're saying no to unless you understand what options actually exist.If you're a financial advisor who feels frustrated, stuck, or unsure whether staying put is truly the right move, this episode offers clarity - not pressure - to help you think through your next step.For many advisors, simply understanding what's available is enough to break decision fatigue and regain momentum.Learn more about Elite and our resources:Elite Consulting Partners | Financial Advisor Transitionshttps://eliteconsultingpartners.comElite Marketing Concepts | Marketing Services for Financial Advisorshttps://elitemarketingconcepts.comElite Advisor Successions | Advisor Mergers & Acquisitionshttps://eliteadvisorsuccessions.comJEDI Database Solutions | Technology Solutions for Advisorshttps://jedidatabasesolutions.comListen to more Advisor Talk episodes:https://eliteconsultingpartners.com/podcasts/

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Roma Pithadiya, President and CEO of Affordable Insurance and Financial Services Discussing The Hybrid Approach to Tax-Free Retirement

Play Episode Listen Later Feb 5, 2026 22:37

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-the-hybrid-approach-to-tax-free-retirement

Roma Pithadiya, President and CEO of Affordable Insurance and Financial Services Discussing IRS and Insurance

Play Episode Listen Later Feb 5, 2026 17:04

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-irs-and-insurance

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Roma Pithadiya, President and CEO of Affordable Insurance and Financial Services Discussing IRS and Insurance

Play Episode Listen Later Feb 5, 2026 17:04

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-irs-and-insurance

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Roma Pithadiya, President and CEO of Affordable Insurance and Financial Services Discussing The Hybrid Approach to Tax-Free Retirement

The Broadcast Retirement Network

Play Episode Listen Later Feb 5, 2026 22:37

Roma Pithadiya is the President and Chief Executive Officer of Affordable Insurance and Financial Services (AIFS), a financial services and insurance advisory firm based in the Dallas–Fort Worth area of Texas. She is a seasoned financial professional and entrepreneur with extensive experience in insurance, financial planning, and wealth protection.Roma immigrated to the United States with limited resources and has built her career from the ground up, becoming a respected advisor to individuals, families, and small businesses in matters of health insurance, life insurance, auto and home protection, and long-term financial planning. She has been active in the financial services industry for well over a decade and is known for her deep commitment to client education and advocacy.She is also recognized as a Million Dollar Immigrant, a title reflecting her journey from starting penniless in the U.S. to achieving significant success in the insurance and financial advisory business.In addition to her executive role, Roma engages heavily in community service: she is active with the Lions Club, participates in senior citizen organizations, and serves on committees for cultural and religious groups. She frequently speaks on financial literacy and planning topics at national stages, including events hosted by CNN, the Harvard Club of Boston, New York Life, Nasdaq, and the MDRT (Million Dollar Round Table).Her expertise spans health insurance (including Medicare and individual policies), life and annuity products, retirement planning, and strategies for tax-efficient financial growth. Roma also works to empower clients to manage their finances wisely and protect their financial futures with well-structured, personalized solutions.Learn more: https://aifsgroupbyroma.com/Roma Pithadiya is not an attorney or CPA. Affordable Insurance and Financial Services does not provide legal or tax advice. Any discussion of financial strategies is general in nature and not a recommendation. Insurance and financial products involve risk and may not be suitable for all individuals. Licensing and availability vary by state.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/roma-pithadiya-president-and-ceo-of-affordable-insurance-and-financial-services-discussing-the-hybrid-approach-to-tax-free-retirement

#FinancialServices Industry was the most #breached #industry in #2025

Play Episode Listen Later Feb 5, 2026 10:14

#ThisMorning | #FinancialServices Industry was the most #breached #industry in #2025 | Eva Velasquez, Identity Theft Resource Center | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

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154: Duncan MacPherson - How to Build a Referable Business Without Chasing Clients

Do Business. Do Life. â€” The Financial Advisor Podcast â€” DBDL

Play Episode Listen Later Feb 4, 2026 60:24

Every advisor wants more referrals, but very few have built a business that consistently earns them.In this conversation, I sat down with Duncan MacPherson to unpack what actually makes an advisory firm referable. Duncan is the founder of Pareto Systems and one of the most respected coaches in financial services, with nearly 30 years spent working alongside top advisory firms. He explains why the advisors who scale fastest stop pitching products, start positioning a clear planning process, and build businesses that get found instead of chased.3 of the biggest insights from Duncan MacPherson…#1.) Advisors Don't Need More Referrals, They Need to Be ReferableMost advisors focus on asking for referrals, but Duncan explains why that actually creates friction. The real breakthrough happens when clients clearly understand (and can easily explain) what makes your process different. #2.) The Best Advisors Don't Sell Products, They Position Their ProcessThe biggest shift in financial services isn't technology, it's philosophy. The most successful advisors have moved on from pitching products by effectively using branding and clearly articulating a proprietary process, creating deeper engagement, stronger loyalty, and a business that scales without becoming more complicated.#3.) A Business That Depends on You Is a Business That Limits YouOne of the clearest signals of a healthy business is whether it can operate without the founder's constant presence. Duncan explains why documenting intellectual property, empowering teams, and depersonalizing the business isn't about ego—it's about freedom, sustainability, and enterprise value. SHOW NOTEShttps://bradleyjohnson.com/154FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP02255163072See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Your Data, Your Choice? Consumer Rights and Privacy in the Open Banking Debate

Teleforum

Play Episode Listen Later Feb 4, 2026 60:34 Transcription Available

Who controls your financial data and who decides how it can be used? As Americans increasingly rely on digital banking, apps, and financial technology tools, that question has moved to the forefront of a policy debate that may come to a head in the coming months.Section 1033 of the Dodd-Frank Act is currently under review by the Consumer Financial Protection Bureau, prompting renewed debate over how consumers should access their own financial information and decide how it is shared. Translating that principle into practice, raises significant legal and policy questions about whether current regulatory and market structures truly empower consumers or instead concentrate control over data into the hands of banksThis webinar will examine open banking through a consumer-centered legal lens, focusing on how rules governing data access, privacy, and consent impact real-world choice. Panelists will discuss how bank-centric approaches may prioritize institutional preferences over consumer autonomy, potentially limiting Americans’ ability to use innovative financial tools that rely on secure, authorized data sharing.Throughout the program, panelists will evaluate the CFPB’s Section 1033 rulemaking and consider whether a consumer-directed approach to financial data can both defend consumer’s right to their own data and foster innovation.Featuring:Paul Watkins, Managing Partner, Fusion Law PLLCProf. Todd Zywicki, George Mason University Foundation Professor of Law, Antonin Scalia Law School, George Mason University(Moderator) Will Hild, Executive Director, Consumers Research

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#171 - Why the CFTC is the best regulator for crypto with former Chairman Chris Giancarlo

Law of Code

Play Episode Listen Later Feb 4, 2026 36:26

What could the future of U.S. crypto regulation look like from the CFTC—and how should regulators approach tokenization, prediction markets, and stablecoins as digital finance moves on-chain?Chris Giancarlo is Senior Counsel for Corporate and Financial Services at Willkie Farr & Gallagher and the former Chair of the U.S. Commodity Futures Trading Commission, where he oversaw the regulation of futures, options, and swaps markets, including the launch of Bitcoin futures.Timestamps:➡️ 1:15 — Advice for new CFTC Chair Mike Selig➡️ 3:06 — Why crypto inverts the CFTC's traditional regulatory model➡️ 6:53 — How the SEC and CFTC should divide authority over digital assets➡️ 8:54 — Why the commodity vs. security distinction still matters➡️ 15:13 — DTCC's no-action relief and the future of tokenized market infrastructure➡️ 19:27 — Will TradFi absorb crypto—or will crypto reshape TradFi?➡️ 21:46 — Prediction markets, federal preemption, and state resistance➡️ 27:40 — Why prediction markets need regulation, not suppression➡️ 29:42 — Stablecoins, privacy, and exporting U.S. values through digital dollarsSponsor: This episode is brought to you by the Decentralization Research Center (DRC), a nonprofit think tank advocating for decentralization in emerging technologies. Learn more at thedrcenter.org.Resources

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Scaling Open Source Readiness in Banking: Strategy & OSPO Best Practices | FINOS New York

FINOS Open Source in Fintech Podcast

Play Episode Listen Later Feb 4, 2026 29:11

Greenwashing in financial services

Future of Tax

Play Episode Listen Later Feb 4, 2026 14:40

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Tapping infrastructure's potential

Market take

Play Episode Listen Later Feb 2, 2026 3:53

Latest mega cap tech earnings continue to show massive spending on AI, even amid market volatility and dispersion. Vivek Paul, Global Head of Portfolio Research at the BlackRock Investment Institute, shares why infrastructure stands out as a clear beneficiary beyond mega cap tech.General disclosure: This material is intended for information purposes only, and does not constitute investment advice, a recommendation or an offer or solicitation to purchase or sell any securities, funds or strategies to any person in any jurisdiction in which an offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The opinions expressed are as of the date of publication and are subject to change without notice. Reliance upon information in this material is at the sole discretion of the reader. Investing involves risks. BlackRock does and may seek to do business with companies covered in this podcast. As a result, readers should be aware that the ﬁrm may have a conﬂict of interest that could aﬀect the objectivity of this podcast.In the U.S. and Canada, this material is intended for public distribution.In the UK and Non-European Economic Area (EEA) countries: this is Issued by BlackRock Investment Management (UK) Limited, authorised and regulated by the Financial Conduct Authority. Registered oﬃce: 12 Throgmorton Avenue, London, EC2N 2DL. Tel:+ 44 (0)20 7743 3000. Registered in England and Wales No. 02020394. For your protection telephone calls are usually recorded. Please refer to the Financial Conduct Authority website for a list of authorised activities conducted by BlackRock.In the European Economic Area (EEA): this is Issued by BlackRock (Netherlands) B.V. is authorised and regulated by the Netherlands Authority for the Financial Markets. Registered oﬃce Amstelplein 1, 1096 HA, Amsterdam, Tel: 020 – 549 5200, Tel: 31-20- 549-5200. Trade Register No. 17068311 For your protection telephone calls are usually recorded.For Investors in Switzerland: This document is marketing material.In South Africa: Please be advised that BlackRock Investment Management (UK) Limited is an authorised Financial Services provider with the South African Financial Services Board, FSP No. 43288.In Singapore, this is issued by BlackRock (Singapore) Limited (Co. registration no. 200010143N). This advertisement or publication has not been reviewed by the Monetary Authority of Singapore. In Hong Kong, this material is issued by BlackRock Asset Management North Asia Limited and has not been reviewed by the Securities and Futures Commission of Hong Kong. In Australia, issued by BlackRock Investment Management (Australia) Limited ABN 13 006 165 975, AFSL 230 523 (BIMAL). This material provides general information only and does not take into account your individual objectives, financial situation, needs or circumstances. Before making any investment decision, you should assess whether the material is appropriate for you and obtain financial advice tailored to you having regard to your individual objectives, financial situation, needs and circumstances. Refer to BIMAL's Financial Services Guide on its website for more information. This material is not a financial product recommendation or an offer or solicitation with respect to the purchase or sale of any financial product in any jurisdictionIn Latin America: this material is for educational purposes only and does not constitute investment advice nor an oﬀer or solicitation to sell or a solicitation of an oﬀer to buy any shares of any Fund (nor shall any such shares be oﬀered or sold to any person) in any jurisdiction in which an oﬀer, solicitation, purchase or sale would be unlawful under the securities law of that jurisdiction. If any funds are mentioned or inferred to in this material, it is possible that some or all of the funds may not have been registered with the securities regulator of Argentina, Brazil, Chile, Colombia, Mexico, Panama, Peru, Uruguay or any other securities regulator in any Latin American country and thus might not be publicly oﬀered within any such country. The securities regulators of such countries have not conﬁrmed the accuracy of any information contained herein. The provision of investment management and investment advisory services is a regulated activity in Mexico thus is subject to strict rules. For more information on the Investment Advisory Services oﬀered by BlackRock Mexico please refer to the Investment Services Guide available at www.blackrock.com/mx©2026 BlackRock, Inc. All Rights Reserved. BLACKROCK is a registered trademark of BlackRock, Inc. All other trademarks are those of their respective owners.BII0126-5172186-EXP0127

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How Pre-Launching can Help You Validate Demand and Save Resources with Narek Vardanyan: An EOFire Classic from 2022

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Play Episode Listen Later Jan 31, 2026 19:32

From the archive - This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Narek Vardanyan is a serial entrepreneur, author, and keynote speaker. He is the co-founder and CEO of The Crowdfunding Formula (TCF), one of the most successful crowdfunding marketing agencies. Top 3 Value Bombs 1. Each customer thinks and behaves differently. When the data is out there, you can move forward confidently and increase your chances a lot. 2. The common reason products fail is because of a lack of market demand. It is hard for creators to predict which products will fly, and which ones won't. 3. Pre-launch your product or idea as soon as possible, don't rely on what your consumers are saying, but what they are doing. Launch Your Product With Confidence - Prelaunch Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Freedom Circle - A powerful community of entrepreneurs led by JLD. Are you ready to go from idea to income in 90-days? Visit Freedom-Circle.com to learn more. Intuit QuickBooks - Transform your cash flow and your business this year. Check out QuickBooks money tools today! Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.

Why Do the Most Successful Financial Advisors Focus on Purpose Instead of Payout?

Advisor Talk with Frank LaRosa

Play Episode Listen Later Jan 29, 2026 29:47

Frank and Stacey break down the critical difference between goals and purpose, why confusing the two leads to burnout, and how advisors who reconnect to their “why” build stronger client relationships, make better transition decisions, and enjoy their careers longer. Key questions answered in this episode: What is the difference between a financial advisor's goals and their purpose? Goals define outcomes; purpose defines motivation. Advisors who mistake goals for purpose often feel lost after achieving success. Why do advisors feel unfulfilled after hitting major milestones? Reaching AUM targets, exit valuations, or retirement dates doesn't replace the deeper fulfillment that comes from meaningful client impact. How does purpose improve advisor-client relationships? Advisors who understand a client's underlying purpose - not just financial objectives - build deeper trust and longer-lasting relationships. Why do many advisors think they want to retire when they really want a better environment? Burnout is often driven by firm constraints, not a loss of passion for clients. What conversations should advisors be having with clients that most never do? Purpose-driven conversations lead to better outcomes for both advisors and clients. If you're a financial advisor questioning your next move, feeling disconnected from your work, or considering a transition, this episode provides a framework to rethink success - and reconnect with why you started in the first place. For many advisors, rediscovering purpose is also what clarifies whether a firm transition is necessary - or whether the real issue is the environment they're in. Learn more about Elite and our resources: Elite Consulting Partners | Financial Advisor Transitions https://eliteconsultingpartners.com Elite Marketing Concepts | Marketing Services for Financial Advisors https://elitemarketingconcepts.com Elite Advisor Successions | Advisor Mergers & Acquisitions https://eliteadvisorsuccessions.com JEDI Database Solutions | Technology Solutions for Advisors https://jedidatabasesolutions.com Listen to more Advisor Talk episodes: https://eliteconsultingpartners.com/podcasts/

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Shopify's Winter '26 Edition: Point of Sale Upgrades with Ray Reddy

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Play Episode Listen Later Jan 28, 2026 25:29

Ray Reddy is VP of Retail at Shopify, leading the company's retail business and championing local entrepreneurs. With a career focused on leveraging technology for commerce, he previously co-founded Ritual, a mobile commerce platform supporting local restaurants, and PushLife (acquired by Google), where he later led mobile product management for shopping and commerce. Ray is passionate about building products that simplify complexity and create new opportunities to help local entrepreneurs win. Top 3 Value Bombs 1. Retailers are entering a modern renaissance where AI and rapid innovation make entrepreneurship easier than ever. 2. Shopify POS Hub delivers near-perfect reliability by solving the long-standing pain of iPad-peripheral incompatibility. 3. Expanding delivery and payment capabilities, like Uber Direct and global Tap to Pay, helps merchants offer world-class customer experiences. Learn more about Shopify's retail solutions and the Winter '26 Edition - Shopify Winter '26 Edition Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Intuit QuickBooks - Transform your cash flow and your business this year. Check out QuickBooks money tools today! Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.

153: Daniel Harkavy - How Advisors Accidentally Build Businesses They Hate

Do Business. Do Life. â€” The Financial Advisor Podcast â€” DBDL

Play Episode Listen Later Jan 28, 2026 76:24

What would make a 30-year-old with a corner office, a clear path to CEO, and more money than he ever imagined… walk away from it all?That's the question at the center of this conversation with Daniel Harkavy.Daniel spent his 20s grinding in the mortgage banking world, chasing deals, money, and success. By 30, he was next in line to run the company—but a quiet inner voice told him this wasn't the life he was meant to live. So he walked away.For the last three decades, Daniel has helped high-performing leaders do what this show is all about: build successful businesses without sacrificing their life in the process. As Founder of Building Champions, he's coached CEOs and executive teams at organizations like Chick-fil-A, Pfizer, and Bank of America.We talk about why so many leaders burn out after they scale, how culture and leadership behavior quietly shape everything, and what it really means to do business and life by design.5 of the biggest insights from Daniel Harkavy…#1.) Walking Away Wasn't Quitting, It Was ClarityDaniel walked away at the height of his career because success didn't feel sustainable anymore. A one-year sabbatical forced him to realize that continuing would have meant building a life he didn't want, no matter how successful it looked.#2.) A Smart Approach to Hiring Top PerformersDaniel built his team by intentionally spending time building relationships with his competitors — learning their goals, understanding where they were stuck, and finding ways to help them improve. By genuinely helping competitors grow where they were, he built trust, loyalty, and credibility. And when the time came, people chose him willingly.#3.) Scaling Without Vision Is How Advisors Get StuckA lot of advisors scale because they think they're supposed to. But if the “why” isn't clear, growth just adds complexity, stress, and people problems. Scaling only works when you're being pulled forward by a clear vision — not pushed by ego, comparison, or fear of missing out.#4.) Emotional Volatility Quietly Destroys CultureEmotional blowups cost more than most leaders realize. The energy spent repairing internal damage is energy not spent growing the business. Over time, volatility wears down culture, momentum, and trust, even when intentions are good.#5.) Fear Loses Power When You Zoom OutWhen you really ask, “What's the worst case?” most of the fear driving decisions starts to shrink. Failure is part of building anything meaningful, but it's rarely the disaster we imagine. Perspective changes the weight of decisions and helps you build with intention instead of fear.SHOW NOTEShttps://bradleyjohnson.com/153FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.TP01255162010 See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

SE Radio 705: Murat Erder and Eoin Woods on Continuous Architecture

Software Engineering Radio - The Podcast for Professional Software Developers

Play Episode Listen Later Jan 27, 2026 57:49

Murat Erder, CTO for Financial Services at Valtech in Europe, and Eoin Woods, independent consultant in the field of software architecture, join host Giovanni Asproni to talk about Continuous Architecture—an approach to software design where architectural decisions are made and refined continuously throughout the lifecycle of a system, instead of up front in a big design phase. The show starts with a definition of Continuous Architecture and a description of the six principles underpinning it. Following that is an explanation of the main reasons and advantages of this approach, which finishes with some hints on how to get started using it. During the conversation, they explore several key points, including how to empower teams to take architectural decisions and recording those decisions; using feedback loops to refine the architecture; the role of software architects and architectural governance; the importance of focusing on quality requirements; and the impact of artificial intelligence on the field. Brought to you by IEEE Computer Society and IEEE Software magazine.

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How Stablecoins Will Reshape Financial Services

Banking Transformed with Jim Marous

Play Episode Listen Later Jan 27, 2026 44:04

From Walmart and Amazon to banks and credit unions, stablecoins are accelerating a banking reset that is already reshaping how payments move. In this episode of Banking Transformed, I'm joined by Dr. Lamont Black, Associate Professor of Finance at DePaul University. We will break down why stablecoins represent a fundamental shift in financial infrastructure, not another crypto cycle. We will also explore how emerging payment rails challenge traditional card networks, what this means for deposits, data, and interchange revenue, and how financial institutions of all sizes should prepare for what comes next. This conversation is essential listening for banking executives, payments leaders, and fintech professionals who want to understand the real impact of stablecoins, the strategic risks of waiting, and how the banking reset is already unfolding.

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Being an Influential Voice at Home, Work and in Community with Tricia Brouk: An EOFire Classic from 2022

Play Episode Listen Later Jan 24, 2026 26:38

From the archiv - This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. A former dancer and TEDx Producer, Tricia Brouk is an International Award Winning Director, Author, and Founder of The Big Talk Academy. She has received awards including the Empowered Woman of the Year 2021 and Most Influential Leader in Media and Production in 2022. Her book The Influential Voice: Saying What You Mean For Lasting Legacy was a #1 pre-release on Amazon. Top 3 Value Bombs 1. An influential voice is if you have the opportunity to speak with dignity, curiosity, and respect. 2. You have to consciously and constantly think about how you can communicate effectively to create dignity, respect, curiosity, and love. 3. Say it out loud – "My voice matters." It is your responsibility to share your story because there is a person out there who is meant to hear it. You can change or even save a life. Step into the Red Circle Virtual 2-Day Live Masterclass - The Art of the Big Talk Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Intuit QuickBooks - Transform your cash flow and your business this year. Check out QuickBooks money tools today! Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. Freedom Circle - A powerful community of entrepreneurs led by JLD. Are you ready to go from idea to income in 90-days? Visit Freedom-Circle.com to learn more.

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How to Scale a Global Business Without Silicon Valley Money with Greg Moran

Play Episode Listen Later Jan 21, 2026 23:26

Greg Moran is a multi-exit founder, author and investor behind Scaling Across Borders, a docuseries uncovering how scrappy founders build world-class companies in overlooked markets with grit, creativity, and zero Silicon Valley backing. Top 3 Value Bombs 1. Build talent, drive cash. Great founders don't wait for perfect conditions; they create talent and generate revenue from day one. 2. Constraints breed creativity. Scarcity forces innovation and speed. Founders in underdog markets out-execute those with unlimited funding. 3. Expand your borders. Thinking globally from day one opens access to talent, customers, and resilience most founders never tap into. A founder-led docuseries uncovering the real stories of entrepreneurs building in overlooked corners of the world - Scaling Across Borders Website Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Intuit QuickBooks - Transform your cash flow and your business this year. Check out QuickBooks money tools today! Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.

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From Immigrant to Industry Leader: Leo Climaco's Story

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Play Episode Listen Later Jan 20, 2026 19:56

Leo Climaco is an entrepreneur, communicator, and host of the Leo Climaco Podcast, one of the most authentic shows about purpose, mindset, and performance of the new generation. Founder of Forge Studio, he teaches entrepreneurs how to turn their ideas into authority, using podcasting as a powerful positioning and marketing tool. Top 3 Value Bombs 1. Consistency is the engine of transformation, most people quit three feet from gold. 2. Learning a trade and building a personal brand around it is the key to thriving in an AI-driven world. 3. Connection to a higher power, whatever that means to you, provides guidance, strength, and purpose during the toughest parts of the journey. Get your free "How to Build Your Podcast" ebook - Forge Studio Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Intuit QuickBooks - Transform your cash flow and your business this year. Check out QuickBooks money tools today! Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.

How to Get Your First Million Podcast Downloads in a Hard to Reach Market with Maria Calanchini: An EOFire Classic from 2022

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Play Episode Listen Later Jan 18, 2026 32:12

From the archive - This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Maria Calanchini is a digital entrepreneur. She took a 100 year old Public Domain property and turned it into an original children's podcast called Goop Tales with over one million downloads. Top 3 Value Bombs 1. There are no rules for being successful. 2. The best way to engage with your audience is to think of who your listeners are and what will resonate with them. 3. Everybody is creative. When starting your creative journey, do not criticize or edit yourself. Get it out, knowing that you can always come back to it later and edit it. Sign up and enjoy all the Goop Tales episodes. Plus, get a FREE coloring book - Goop Tales Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Freedom Circle - A powerful community of entrepreneurs led by JLD. Are you ready to go from idea to income in 90-days? Visit Freedom-Circle.com to learn more. Intuit QuickBooks - Transform your cash flow and your business this year. Check out QuickBooks money tools today! Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.

From Peak Performance to Peak Fulfillment: How the Fully Alive Mastery System Transforms High Achievers into Whole-Life Leaders with Larry G. Freeney