Generation of people who came of age in the beginning of the third millennium
Special Guest: Janessa Dunn"It's so interesting being a millennial. I think we get such a bad rap in so many different ways in terms of being lazy, undriven, don't want to work, don't have a work ethic, and are willing to fall all over the place. But at the end of the day, in my opinion, I think it has a lot to do with having MEANING IN WHAT WE DO. In my opinion, I think that Millennials are very driven for something that has meaning, something that is greater than ourselves, and we want to align ourselves with that. So if we're going to align ourselves with a job, we want to make sure that the job has impact and is something that also touches our mission and our core values. " ~Janessa DunnJoin Dr. Patrice Buckner Jackson & Janessa as they talk about the Millennial Purpose for Purpose. To connect with Dr. PBJ, go to www.aspoonfulofpbj.comDo you need a dynamic transformational speaker? Dr. Patrice Buckner Jackson is ready to serve. Check out Dr. PBJ SpeaksFollow Dr. PBJ on IG @drpatricebucknerjackson for #aspoonfulofpbj every Monday.Website: patricebucknerjackson.comSupport the show
Birds are everywhere. Every climate and country has them. And Bryan has a bird sanctuary on his front door. Will Bryan save the baby birds from certain snake death? Yes he will! Krissy has a bird feeder problem and the hawk is chasing Blue around the yard. Then the gang review Madonna's new insane NFT and wonder if she is taking the plastic surgery too far. Finally, Millennials and Gen Z's are not having sex. Almost at all! Bryan and Krissy discuss possible reasons why, remember the wing-wang 90's and wonder what's the problem....or is there one? Learn more about your ad choices. Visit megaphone.fm/adchoices
Every day, the generational divide gets bigger and bigger, and it's especially glaring when you look at technology and pop culture.So, we're putting generations to the test with Gen Z vs. Millennial trivia! We have a list of questions for BOTH generations, so let's see who takes home the money… See acast.com/privacy for privacy and opt-out information. Become a member at https://plus.acast.com/s/the-bert-show.
George has been a real estate investor for over a decade. His holdings include multifamily real estate. He is a managing member of Walnut Grove Homes, LLC, a residential construction company based in Troy, Michigan. As a data scientist, he currently builds statistical models that guide decisions in the financial space and brings the same zest for numbers into the acquisition of multifamily investments.He feels fortunate that he moved a significant portion of his net worth into multifamily assets – he's not counting on the volatile stock market to fund his retirement. He looks forward to partnering with other investors in multifamily so that they can enjoy the same opportunity.George's website: http://horizonmultifamily.com/ | George's LinkedIn: https://www.linkedin.com/in/georgerobertsiii/For more info, check us out at makeitraincapital.com.Welcome to Make It Rain: Multifamily Real Estate Investing for Millennials! We're Daisy and Luc, two millennials who love multifamily investing. With every episode, whether we're discussing a special topic or have on an amazing guest, the goal is to provide education and resources for anyone interested in investing in multifamily real estate, especially if you're a millennial. We're excited to chat with you about the what's, the why's, the how's, the who's. The best way to show support is to share it with anyone who might benefit from it and leave us an awesome review. Check out our website at makeitraincapital.com for more goodies. Take action on your financial future TODAY!
In this episode, we deliver another edition of Simple Solutions. Can you keep $3000 a secret from your partner, how do we stay having fun in a committed relationship, why does snoring impact couples, how Damon avoids the "put the seat down" pain at home and so much more!!! Turn us up, and if you have a moment-- FOLLOW US ON INSTAGRAM @sumitupsumners. Like, comment, and SHARE! Your support means so much. Enjoy the episode. ALL links: https://linktr.ee/admin*Sponsors*Beautiful Briny Sea: https://www.beautifulbrinysea.com/20% CODE: SUMITUPSUMNER
Buffy S5 E9 “Listening to Fear"/Gilmore Girls S5 E9 "Emily Say Hello"Buffy and Lorelai help their moms this week, as they're both being pursued, one by a nice gentleman from the club, and one by a madness-quelling alien from the moon. Jackson tries to avoid his Town Selectman duties, but gets sucked into a town meeting. Meanwhile Riley avoids his patrol duties by getting sucked ON by a vampire. Tara and Sookie make up wacky food and star combinations respectively. Luke struggles with jealousy, while Dawn struggles with the fact that she might be empty and fake. And Bryan's gotta get something off his chest about Stacey's pants.Want more content? Sing up for our Patreon! Now through the end of June 2022, get 15% off (2 months free) when you sign up for an annual membership! We've got 3 different tiers of bonus content, including early access to extended episode previews, monthly outtakes, monthly watch parties, and of course, our weekly Angel video reviews! patreon.com/bryanandstaceyThis episode is sponsored by Davy Piper, and if you're listening to this close to the day it comes out, the pants we mention are on sale right now! Use promo code "gilmoreslayer" to save 20% on your purchase. Be sure to take advantage of our wine partnership with Winc! 4 bottles of wine, custom-selected for your palate, for just $29.95 plus free shipping! Order now by clicking here to take their short quiz and get started! And be sure to use promo code "gilmoreslayer" at checkout.If available, any current/better deals may be applied by using our link above.Disclaimer: We are Winc affiliates. If you make a purchase, we may receive a commission, at no extra cost to you, that will go towards growing our podcast and producing more content.Introduction - 0:00Buffy S5 E9: Listening to Fear - 4:30Meanwhile on Charmed - 29:48Gilmore Girls S5 E9: Emily Says Hello - 33:47The Winner - 1:14:05Don't forget to follow us on social media for more Buffy/Gilmore content as well as other comedy content.YouTube:Bryan & StaceyInstagram:@gilmoreslayer@bryanandstacey@BMofunny@staceykulowTikTok:@firstname.lastname@example.orgTwitter:@gilmoreslayer@bryanandstacey@BMofunny@staceykulowFacebook:Bryan & StaceyBuffy the Gilmore SlayerCheck out bryanandstacey.com to find out what else we've been up to, or email us at: email@example.comTheme song written and performed by Louie Aronowitz @louiearonowitzSupport the show
On this week's episode, Simi and Feyikemi are joined by their guest Modupe to discuss her recently released digital magazine, Noisy Streetss. They also touch on various pop culture topics and how we may have had the best new music Friday of the year so far! They also put you on what shows they are watching right now!Make sure you listen to the playlist - F&S Rotations Apple Music and Spotify, updated weekly.Send fan mail & enquiries to: firstname.lastname@example.orgFollow us on Twitter & InstagramFollow Noisy Streets on Instagram & subscribe to their website
Heads up! This episode's an entry level intro to investing concepts. Great for beginners or simply as an encouragement on your investing journey. Glen and guest host, Nathan Robertson, answer questions from the m3 Instagram community and talk about:
Is there a massive housing crash coming soon? There are many conflicting 'experts' who claim a crash is looming. What follows are the facts, you decide what is true and what is ill-informed puffery. All of these facts are easily discovered using Google. At the end of these points, the prevailing thoughts we hope you will have are confidence, a sense of direction, and a sense of purpose. The purpose is to be of service to others as a real estate professional. Your role is to be of service to those who need to buy or sell a home. Knowledge equals confidence and ignorance equals fear. Reminder, you promised yourself you would become a HARRIS Coaching client. You are done wasting time and ready to follow a proven path. Now, while you are here make the next natural step and join the 1000s of other agents as a HARRIS Real Estate University coaching member. No more waiting or procrastinating. Join now. Here is the quick and simple enrollment.—-> YES, Enroll Me Now In Premier Coaching. I WILL make NOW my best year ever! 1 - Less than 10% of all mortgages are adjustable rates. NOT like the great housing crash. 2 - 40% of all homes are owned with no loan. 3 - Of those with a loan the average interest rate is less than 4% with many having 30-year fixed-rate loans. Fixed-rate NOT adjustable. 4 - National negative equity was 2.1% in q4 of 2021, the lowest in 2021. There are only 1.1 million homes in the US with negative equity. Year over year that number declined. 5 - Nationwide there is a .7% (less than 1%) delinquency rate. 6 - The total value of private residential real estate in the U.S. grew by a record $6.9 trillion in 2021, to $43.4 trillion – more than double the level from a decade ago as the market fully recovered, and then some, from its immediate, post-Great Recession lows. 7 - Projected to be over 6 million home sales in 2022. (remember, 2 sides to each transaction) 8 - Average time on the market nationally is less than 60 days. Median days to pending, 13. URGENT: Are You Worried About Having A Slower Start To The Year? Don't Hit The Panic Button, Learn How To Have Massive Success In A Shifting Market. When You Attend This Exclusive Training You Will Learn 17 Surprising Secrets Of The Top 100 $ Millionaire Agents. Claim Your FREE Spot Now. After You Have Attended This Event You Will Experience A Huge Feeling Of Relief Knowing You Will FINALLY Laugh At Your Money Worries – You Will Have Your Own Personalized 2022 Step-By-Step Business And Lead Generation Plan. Learn Now How To Generate 100's of Motivated Leads for FREE, Without Coming Off As A Pushy Salesperson and Losing Your Soul. You Will Soon Know How To Become One of the 1000s of Agents Making HUGE Money In This Changing Market. Claim your FREE spot now. YES, I Want To Attend The FREE Webinar!
Millennials, they get kind of a bad rap don't they? They also make up 43% of home buyers which is currently the largest percentage of any generation. What does this mean? It means those of us from Gen X and the Boomers have to learn to better understand them, if we want to work together with them, and ultimately if we want to have them as clients. Things have changed rapidly over the last two decades with technology seemingly accelerating all the time. So of course the generations of kids growing up in a new technological age have changed. For those of us that fall into the Boomers and Gen X generations it looked a lot different growing up with no cell phones, no internet, no social media, and while most of us have adapted to these changes there can still be what almost amounts to a cultural gap between these “older” generations and the younger Millennials and Gen Z. The way things were done in the 70s and 80s are not how they are done today, and Millennials' expectations and desires have drifted away from the older ways of doing things, and this includes how they shop for and buy a house. We sat down for a chat with a Millennial couple who recently bought their first house in Houston and asked them all about their home buying experience, what was important to them when considering buying a home, how they chose a Realtor, how they chose a lender, and basically walked through their entire experience with them. It was very enlightening to hear their perspective on the home buying experience. We are so excited to share this with you, let's dive in!
Whether you're a parent or a caregiver, the #1 thing you MUST do to help the children in your life is care for your own well-being. As the mother of a toddler, I've seen firsthand how important my personal growth work is to being a great mom. That's why I couldn't wait to sit down with clinical psychologist Dr. Becky Kennedy! In this episode, Dr. Becky offers revolutionary tips for parenting with more compassion and less guilt. But these tips won't just help you care for your kids … they will transform the way you soothe and support yourself. The following are helpful resources and books I mention in the episode: Enrollment for the Bestseller Masterclass is open until May 18, 2022! If you have a book in you—or an idea for one—now's your chance to fulfill your calling and create a bestseller. The best part is, you can learn every aspect of writing, publishing and marketing your book from the comfort of your own home. (Slippers encouraged.) Learn more here. https://bit.ly/3yBfbHL Dr. Becky Kennedy is a clinical psychologist, mother of three kids, and host of the popular Good Inside with Dr. Becky podcast. She was called the “Millennial parenting whisperer” by Time Magazine, and has tips for helping everyone—parents and non-parents alike—feel sturdy in the face of big emotions. You can learn more about her here. I'm so psyched to have her on my show today! https://bit.ly/3l9Vm2E If you're interested in learning more about IFS therapy, check out my Big Talk with IFS founder Dick Schwartz. https://bit.ly/3MdlHbW Want weekly coaching practices from me? I created the Miracle Membership to help you design a spiritual practice you can stick to—so you can feel connected, supported and inspired every day. Each week I deliver brand new workshops, guided meditations, community connection and so much more. Plus, it's easy to access on your phone, computer or tablet. Click here to join. https://bit.ly/38nC07o If you feel you need additional support, please consult my go-to list of safety, recovery and mental health resources. I'm proud of you for being here. https://bit.ly/3wceeEp This podcast is intended to educate, inspire and support you on your personal journey towards inner peace. I am not a psychologist or a medical doctor and do not offer any professional health or medical advice. If you are suffering from any psychological or medical conditions, please seek help from a qualified health professional. For a limited time, get 15% off sitewide when you go to JustThriveHealth.com and use code: GABBY at checkout. Thats https://justthrivehealth.com/discount/Gabby Your calm is your power, friends. To find yours go to moonjuice.com/Gabby and use code GABBY at checkout for 20% off. Go to Hapbee.com/gabby to save 25 percent on your order. Go to grammarly.com/DEARGABBY to sign up for a free account! And when you're ready to upgrade to Grammarly Premium, get 20% off for being my listener. Produced by Dear Media.
Earlier this year I partnered with Oracle on a survey of over two thousand US-based consumers to learn more about who they trust between social media influencers and brands in learning about products and services, understanding out how to get the most out of them once the purchase has been made, and how they'd like to handle things when they needed help with a product or service. And while there were a number of interesting findings that were surfaced from the survey, one of the overarching findings was that close to forty percent of those surveyed trusted influencers over brands. But a deeper look into those numbers found that Millennials and Gen Zers surveyed were approximately 2.4X more likely to say they trust influencers than Baby Boomers were. To dig in and discuss some of the numbers and what they might mean going forward, I recently had a LinkedIn Live conversation with Jeff Wartgow, Vice President of Product Management for Oracle. Below is an edited transcript of a portion of our conversation. Click on the embedded SoundCloud player to hear the full conversation.
Are Millennial Disney Fans the Harshest?, We Explore CRAZY Disney Theories and see if we BUY or DENY them, Plus the Official Tease Trailer for Avatar The Way of the Water released. Geeks Flicks N' Joysticks Podcast Where we talk about Movies, Shows & Video Games, comment on news and whatever else peaks our interest. 01:40 - Millennial Disney Fans 09:05 - Crazy Disney Theories 01:08:43 - Avatar The Way of the Water
The ladies ramble about back to school supplies, more specifically a good pack of gel pens, and the excitement to shop for back to school clothes. Naz talks about her experience being Prom Queen and how its not like its depicted in the movies. Ashley talks about her first Mother's Day and how mostly all a mother wants on Mother's Day is to be alone. Get 10% off their first month at https://www.betterhelp.com/getit Go to https://www.dailyharvest.com/getit to get up to $40 off your first box! Go to https://www.zocdoc.com/getit & download the Zocdoc app for FREE! More podcasts at WAVE: https://podcasts.apple.com/us/artist/wave-podcast-network/1437831426
Jinkies! Donny is on the case of Chelsea not liking the live action Scooby Doo movie, and it appears this week's guest, Jamie of @milennial_misery, is her accomplice. As Donny tries to get them to see the error of their ways (he almost succeeds), Chelsea and Jamie disgust him by bonding over their love of South Park instead. Then, Chelsea pulls a Luna Ghost and terrifies Donny and Jamie by recounting one of her vacations to Mexico. Also, Chelsea used to eat dog food. Ruh Roh.Be sure to watch "Can't Hardly Wait" before Donny & Chelsea cover it next week! For our merch, check out iamthecuteone.comWant to continue conversations brought up in this episode? Head over to thedipp.com/i-am-the-cute-one, where we and our listeners will be digging even deeper into our favorite movies of the early aughts. If you'd like to create your own posts (instead of just responding), email email@example.com to get on the exclusive list of Dipp members who can start conversations themselves! Use code SPRING for 95% off!Follow Us on Social Media!The Dipp: @thedippChelsea: @ohnochelsDonny: @realdonnywood
"I hope everyone reads this book. It has become such a crucial thing for all of us to understand." —Erin Burnett, CNN"An ideal tour guide for your journey into the depths of the rabbit hole that is QAnon. It even shows you a glimmer of light at the exit." —Cullen Hoback, director of HBO's Q: Into the StormIts messaging can seem cryptic, even nonsensical, yet for tens of thousands of people, it explains everything: What is QAnon, where did it come from, and is the Capitol insurgency a sign of where it's going next?On October 5th, 2017, President Trump made a cryptic remark in the State Dining Room at a gathering of military officials. He said it felt like “the calm before the storm”—then refused to elaborate as puzzled journalists asked him to explain. But on the infamous message boards of 4chan, a mysterious poster going by “Q Clearance Patriot,” who claimed to be in “military intelligence,” began the elaboration on their own. In the days that followed, Q's wild yarn explaining Trump's remarks began to rival the sinister intricacies of a Tom Clancy novel, while satisfying the deepest desires of MAGA-America. But did any of what Q predicted come to pass? No. Did that stop people from clinging to every word they were reading, expanding its mythology, and promoting it wider and wider? No. Why not? Who were these rapt listeners? How do they reconcile their worldview with the America they see around them? Why do their numbers keep growing? Mike Rothschild, a journalist specializing in conspiracy theories, has been collecting their stories for years, and through interviews with QAnon converts, apostates, and victims, as well as psychologists, sociologists, and academics, he is uniquely equipped to explain the movement and its followers. In The Storm Is Upon Us, he takes readers from the background conspiracies and cults that fed the Q phenomenon, to its embrace by right-wing media and Donald Trump, through the rending of families as loved ones became addicted to Q's increasingly violent rhetoric, to the storming of the Capitol, and on. And as the phenomenon shows no sign of calming despite Trump's loss of the presidency—with everyone from Baby Boomers to Millennial moms proving susceptible to its messaging—and politicians starting to openly espouse its ideology, Rothschild makes a compelling case that mocking the seeming madness of QAnon will get us nowhere. Rather, his impassioned reportage makes clear it's time to figure out what QAnon really is — because QAnon and its relentlessly dark theory of everything isn't done yet.
"I hope everyone reads this book. It has become such a crucial thing for all of us to understand." —Erin Burnett, CNN "An ideal tour guide for your journey into the depths of the rabbit hole that is QAnon. It even shows you a glimmer of light at the exit." —Cullen Hoback, director of HBO's Q: Into the Storm Its messaging can seem cryptic, even nonsensical, yet for tens of thousands of people, it explains everything: What is QAnon, where did it come from, and is the Capitol insurgency a sign of where it's going next? On October 5th, 2017, President Trump made a cryptic remark in the State Dining Room at a gathering of military officials. He said it felt like “the calm before the storm”—then refused to elaborate as puzzled journalists asked him to explain. But on the infamous message boards of 4chan, a mysterious poster going by “Q Clearance Patriot,” who claimed to be in “military intelligence,” began the elaboration on their own. In the days that followed, Q's wild yarn explaining Trump's remarks began to rival the sinister intricacies of a Tom Clancy novel, while satisfying the deepest desires of MAGA-America. But did any of what Q predicted come to pass? No. Did that stop people from clinging to every word they were reading, expanding its mythology, and promoting it wider and wider? No. Why not? Who were these rapt listeners? How do they reconcile their worldview with the America they see around them? Why do their numbers keep growing? Mike Rothschild, a journalist specializing in conspiracy theories, has been collecting their stories for years, and through interviews with QAnon converts, apostates, and victims, as well as psychologists, sociologists, and academics, he is uniquely equipped to explain the movement and its followers. In The Storm Is Upon Us, he takes readers from the background conspiracies and cults that fed the Q phenomenon, to its embrace by right-wing media and Donald Trump, through the rending of families as loved ones became addicted to Q's increasingly violent rhetoric, to the storming of the Capitol, and on. And as the phenomenon shows no sign of calming despite Trump's loss of the presidency—with everyone from Baby Boomers to Millennial moms proving susceptible to its messaging—and politicians starting to openly espouse its ideology, Rothschild makes a compelling case that mocking the seeming madness of QAnon will get us nowhere. Rather, his impassioned reportage makes clear it's time to figure out what QAnon really is — because QAnon and its relentlessly dark theory of everything isn't done yet.
Jason Kosec, President and CEO of Millennial Precious Metals (TSX.V:MPM – OTCQB:MLPMF), reviews the recent high-grade and wide-intercept drill results at the Mountain View Project in Nevada
Last time Pastor Daniel Calcagno spoke to us about the older generations. Today we'll get into discussing Generation X, Millennials, and Generation Z. We explore pivotal events in each of these younger generations as well as how Christianity uniquely appeals to them. Hopefully this conversation will spur some thoughts for you, regardless of your age, and how you can reach people for Christ in your own world. Listen to this episode on Spotify or Apple Podcasts https://www.youtube.com/watch?v=PZHTrMvzYyY —— Links —— Listen to "Generational Differences, Part 1" Check out these other episodes with Daniel Calcagno, including “From Pentecostal to Messianic Unitarian“ Check out his church: Glad Tidings Church of God in Fonthill, Ontario Follow his YouTube channel and his website MessianicNiagra.com Support Restitutio by donating here Designate Restitutio as your charity of choice for Amazon purchases Join our Restitutio Facebook Group and follow us on Twitter @RestitutioSF Leave a voice message via SpeakPipe with questions or comments and we may play them out on the air Intro music: Good Vibes by MBB Attribution-ShareAlike 3.0 Unported (CC BY-SA 3.0) Free Download / Stream: Music promoted by Audio Library. Who is Sean Finnegan? Read his bio here.
Follow us on Twitter and Instagram to stay updated!@mediafuelpodPop NewsVideo Game NewsTV/Movie NewsBad Bunny - Un Verano Sin TiMultiverse of Madness Follow Us!@relsss Insta @relsarels Twitter @whyzeusy Insta & TwitterTags: Lations, gaming
Instagram Post on Property Management: https://www.instagram.com/p/CdazZ87tByA/YouTube Video on Resting Coffee: https://www.youtube.com/watch?v=_Py8JOi3REgFor more info, check us out at makeitraincapital.com.Welcome to Make It Rain: Multifamily Real Estate Investing for Millennials! We're Daisy and Luc, two millennials who love multifamily investing. With every episode, whether we're discussing a special topic or have on an amazing guest, the goal is to provide education and resources for anyone interested in investing in multifamily real estate, especially if you're a millennial. We're excited to chat with you about the what's, the why's, the how's, the who's. The best way to show support is to share it with anyone who might benefit from it and leave us an awesome review. Check out our website at makeitraincapital.com for more goodies. Take action on your financial future TODAY!
There's big money on mobile home parks, and our guest today definitely made millions in the space. Frank Rolfe is an investor in mobile home parks for almost 30 years. Along with his business partner, they are the fifth-largest mobile home park owners in the United States. In this episode, Frank examines the changes in the mobile home park industry over the last three decades, including the increasing demand for affordable housing. He also tackles the differences between the mobile home and RV industry, and the current opportunities and challenges in the market. [00:01 - 08:24] Mobile Home Parks Then and Now Frank discusses his background and how he was at the right place at the right time The changes in the industry over time Financing is easier and interest rates are historically low Demand for affordable housing is higher Lower production of mobile homes [08:25 - 13:46] Why Don't We See More Mobile Home Parks? It's harder to buy mobile homes vs stick build The stigma surrounding mobile home parks Challenges with zoning and legislation Frank on what killed mobile home parks in the 50s and 60s [13:47 - 21:12] Comparing the Mobile Home Park and RV Park Industries How PR and marketing made the RV business more successful Cities are more amenable to RV park developments The appeal of RV parks to boomers and millennials The impact of COVID [21:13 - 22:07] Closing Segment Reach out to Frank! Links Below Final Words Tweetable Quotes “It's a basic fact of life. The average American has a horrible stigma against mobile home parks around the residence. And nobody wants a park to go up near where they live, or even a business they own.” - Frank Rolfe “If you wanted to build one today, what you would have to do is you'd have to go way out in the countryside where there are no people to complain, where there are no zoning laws, and then you have no municipal water, no municipal, sewer, and no customers. So what's the purpose of building that?” - Frank Rolfe “If you wanted to destroy all mobile home parks, it's simple. Just bring back mass prosperity. And then no one needs mobile, home parks, they just all go buy custom homes wherever they can… But I don't see that happening.” - Frank Rolfe ----------------------------------------------------------------------------- Connect with Frank! Head over to mhu.com for more mobile home info now! Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns. Facebook LinkedIn Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in! Email me → firstname.lastname@example.org Want to read the full show notes of the episode? Check it out below: Frank Rolfe 00:00 I fully understand why as a homeowner, you know, it's a basic fact of life. The average American has a horrible stigma against mobile home parks around the residence. And nobody wants a park to go up near where they live, or even a business they are. If you simply go to Zillow and look at the single-family home price next to a park, it's about half of what it is a block away. Same home, right? Intro 00:21 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big. Sam Wilson 00:33 Frank Rolfe has been an investor in mobile home parks for almost 30 years and has owned and operated hundreds of mobile home parks during that time. He is currently ranked with his partner Dave Reynolds as the fifth largest mobile home park owner in the United States. Frank, welcome to the show. Frank Rolfe 00:48 Hey, thanks for having me. Sam Wilson 00:49 Pleasure is mine. Three questions I ask every guest who comes on the show: in 90 seconds or less, where did you start? Where are you now? How did you get there? Frank Rolfe 00:55 Where did I start? I started off straight out of Stanford trying to do a business school application and back then you would start a business to have a good application. That's how I started my billboard company. So that was my early origins of being an entrepreneur. Where am I now? Well, I'm now I'm fifth-largest owner, with my partner, Dave Reynolds of mobile home parks in the United States. So you know, we've done a lot of scaling over the last 40 years of being in business for myself. Sam Wilson 01:24 Yeah, that's absolutely fantastic. And the last question is, maybe we'll spend the rest of this episode talking about it. How did you get there? Frank Rolfe 01:31 Basically, how I got there was working like an absolute maniac for most of the time. Obviously, having a good strategy, some businesses, you can expand and others you cannot. And then finally, just being outright lucky, because there's plenty of guys with more ability than I've got, who just were not in the right place at the right time. Sam Wilson 01:50 Yeah, it's funny, I was talking, I was having dinner with some guys the other day, big finance guys. And somebody brought up that idea that some of it's just luck. It's just you beat in the right place at the right time. They're like, man, there's more truth to that than you realize that it's just you're desperate the right place the right time, and it worked out. So that's really interesting. The mobile home park and the RV park space has really changed here, I'd say in the last 10 to 15 years, it's gained a lot of attraction, a lot of attention from not just individual investors, but also, as you will know, from institutional investors, what have been the changes most dramatic and noticeable to you, and how has it impacted your business? Frank Rolfe 02:31 Well, the biggest change, of course, has been financing, because when I got in at 25 years ago, in the mid-90s, you could not get back that. So every deal you tried to do the number one hurdle you had was getting financing. Banks hated that. Nobody liked it. And when normally you would end up with seller finance, you try to cobble together something with seller financing. And the sellers were amenable because they knew there was no bank debt. That's the one big shift today deals rarely go on bankable right back in the 90s. Everything was on bankable. So that's when Biggie the other one has been just the appetite for affordable housing. You know, we've said over the last nine quarters, each quarter, we broke the record of the prior quarter as far as sales. And what's going on is just the nation's housing industry has actually gotten nuts on pricing. And so we're producing houses at a price range of you know, in the 300,000s. And so there's so many people who cannot get into the housing market. It's insane. And while with our industry, you don't own both home and land, you do at least own home, and you have some land, unlike apartments. So we're kind of this crossover product between apartments, which don't give you that single-family home lifestyle at all. We're kind of like a step between that and actual normal, single-family. Sam Wilson 03:44 What, so yeah, the bankability of things has changed. You know, the interest in the space too. I mean, cap rates in mobile home park, as far as I understand, I don't own any mobile home parks. From an outsider's view. It just looks like they just keep compressing. How are people finding value right now? Frank Rolfe 04:00 Well, they're not really compressing, what they're doing is they're going down, but people are still having to buy a spread between the interest rate and the cap rate. Thanks for not nuts in our industry and office buildings, retail centers back in the day. People were doing crazy financing, right? Just 110%, LTV 1% interest. People have never on the lending side been that nutty. So you know, we have to get loans and to have loans, we have to have a 1.2x coverage ratio to the mortgage, a lot of bank stress test our mortgages, they'll say what happens if you lost 10% of your revenue? So what you're saying is interest rates are historically very low. Even today. They're at roughly 4% t many mobile home park deals. When I got into business they were at seven right so you know, it's not like in our industry that the cap rates are unsustainably whacked out, but the big difference has been that interest rates are low. Another factor is you know, in our industry, the big narrative is that our lot rents are crazy, stupid low. which when you even say that I get nothing but hate mail, but it's just a fact. And you know, our national mobile home park lot rent is 280 a month average apartments, I think it's 1600 a month, right? So our pricing is stupid. And institutional buyers are buying the stuff up, they're raising the rents up significantly because they're stupid. And because the rates cannot remain, I mean, most of these parks today at the current rates, you're better off just bulldozing them, there's a million uses for the land better than a mobile home park. So as institutional guys go in and drive the rents up, the banks and the appraisers have taken note how easy it would appear to be 100% occupied at 280 rent and still be 100% occupied at a 580 rent. So they're starting to factor in perhaps the first or second read increase into their appraised value. So that's the other phenomenon you're seeing. Because last time, when we buy a park, we're not even looking at mom and pops cap rate, because mom and pop is running that business so poorly. It's a joke, what the banks and the appraisers and sophisticated buyers are doing is looking at the raw material and what they can make out of it. Sam Wilson 05:59 That's a really clear explanation. I think that makes a lot of sense, you know, that I hadn't really considered as How are you guys are seeing it through the bank, through the appraisers' eyes, versus, you know, maybe what mom and pop are putting together on it. Are you guys buying actively right now? Frank Rolfe 06:14 Yes. We're always buying. We have periods in which we buy more than others. But we've never had a period in which we were not buying. Sam Wilson 06:21 What does opportunity look like for you right now? Frank Rolfe 06:24 Well, our tastes have changed significantly over the years, right? Both Dave and I, when we started out, we didn't start out together. We were actually competitors. In the old days, our deals were very, very rough and tumble what we'd call heavy-lift turnarounds. So I was buying parks that were often half-empty, totally screwed up, water leaks running down the streets, stuff like that. So as Dave. Today, because of our size, we're trying to do add on to our portfolio, what we call portfolio builders, which are nicer properties that help the overall value. But at the same time, we still do heavy lift turnarounds. Now the one style we're not as in tune with today, as you were before, are ones in which you have to do massive lot filling by bringing in homes. And that's because home prices have gone up nearly doubled during COVID. So while it was fun to fill lots and 30,000 homes, not as much fun at 60,000 a home. Sam Wilson 07:13 Well, not only that, but I've also heard that finding homes is difficult. Frank Rolfe 07:17 It's very, very hard right now, I don't think you'll ever go back to the old ways, to be honest with you. What happened was that, you know, manufacturing, it was 400,000 units back in the late 90s. Today, it's been about 100,000 units for, I don't know, the last 15 years. Nobody wants to step out and increase production. They easily could because the plants are only running one shift, and they could run three. So they typically produce seven floors a day, the average plant could produce 21 floors a day. But no one wants to take the gamble. Because half of all the mobile homes sold roughly it's estimated are park owners who are buying the homes to bring into their own parks. Right? And then the question is, how much longer will that go on before people get full? It's not like eating out where you might you have to eat out, you know, you eat daily, so maybe you'll eat out, you know, in perpetually a certain number of times a week. In our industry, once you fill a lot. That's it, it's over. So people just don't want to stick their neck out. Sam Wilson 08:11 No, and I completely get that. That's very interesting. You would think, though, that there's still some old supply going offline at some point. I mean, obviously, there's gonna be some demand. But you're saying that there's going to be kind of a point where they've hit the wall and they can no longer keep up with runnings, three shifts a day. Frank Rolfe 08:25 Yeah, well, right. Here's the problem, see, that the average American cannot buy a mobile home. If he walks right now into a mobile home dealership, you will find you have to have better credit and had worse or terms to buy a mobile home than the stick-built. Because the government stands behind and promotes the stick build industry. So they allow people to do these very, very low downpayment, all these different programs for first-time buyers and veterans and all this stuff. None of that exists in our space. So in our industry, you're looking at a high-interest rate a much larger percent down than single-family. And so you can't do it. And the only reason that homes get bought today, half of all home production is because the park owners backstop those loans, right. So if I bring in, you know, a $50,000 home, I don't cosign the note, but I guarantee the lender, if the person is foreclosed on, I won't charge lot rent, and I will go ahead and rehab the home at my own cost, and I will sell it at my own cost. And that's the only reason they will do it. And until the government wants to stand behind the industry and support it, which they've elected never to do, that will never change. If the government wanted to do that, which they easily could then you could see greater sales. Sam Wilson 09:35 Right, that opens another can of worms, you probably won't go down that road. I'm thinking more along the lines of building new parks. Why aren't we seeing, I mean, maybe we'll ask that question differently. What is the challenge, outside of maybe the political challenge of building new parks, why don't we see other new parks coming online? Frank Rolfe 09:52 Well, you never will. Okay. I mean, I've been in the business 25 years and I don't think in any given year you've seen more than 10 new parks ever build and about 100 torn down. So we've been depleting continuously. Here's the problem, and you can't blame the cities for it. I fully understand why as a homeowner, you know, it's a basic fact of life, the average American has a horrible stigma against mobile home parks around the residence. And nobody wants a park to go up near where they live, or even a business they own. If you simply go to Zillow and look at the single-family home price next to a park, it's about half of what it is a block away, same home, right? So the citizens go in an uproar if you try and build a new mobile home park, and of course, all their elected representatives on the city council, they're not wanting to get all the citizens to vote them all out over some stupid mobile home park. So they just will not grant the zoning, they haven't granted zoning in the United States from mobile home park in any significant amount since 1970. So it's been half a century now. And it's never going to change because it's a basic fundamental truth that you'd have to change the entire attitude of Americans towards trailer parks before you could achieve that. And that is never going to happen. No one is ever going to spend $100 billion in public relations money to achieve that. And that's why you won't see it. But even then, if you wanted to build one today, what you would have to do is you'd have to go way out in the countryside where there are no people to complain, where there are no zoning laws, and then you have no municipal water, no municipal, sewer, and no customers. So what's the purpose of building that? So that's the problem. Sam Wilson 11:25 Yeah, absolutely. Are there any other headwinds that come to mind? I mean, in its own right depleting supply is good for you, as a park owner, that the value of the park goes up. It's bad for the end-user in the sense that we are once again losing more affordable housing, and not replacing it or building new. So that's bad for the end-user. Other headwinds in the mobile home park space that you can think of? Frank Rolfe 11:50 Well, you know, what killed the mobile home parks before back in their heyday, which was in the 50s and 60s. What killed it was mass prosperity when people off suddenly got rich, and they all moved out, right? So you had that period in America, which is hard to even remember back that far, but I was alive during that period. When America was doing really well. And every year, people were making more money. And as people became more affluent, they were buying homes and subdivisions. And everything was great. When you were born, if you were ever back in the 60s, the atmosphere in America was very, very much different. We were really rolling at that time. And so the question is to defeat affordable housing, if you wanted to destroy all mobile, home parks, it's simple. Just bring back mass prosperity. And then no one needs mobile, home parks, they just all go buy custom homes wherever they can, build, you know, half a million, million whatever on the golf course, you know. But I don't see that happening. That would be the single biggest event that would kill the industry off. The only other items you have circulating around in some of the blue states, you have rent control. People talk about it frequently. Remember that in the entire United States, only one state has statewide rent control, and that's Oregon. So you know, the credit score is 49 no one yes, you've got four or five other states that allow it on a city by city basis. But you know, it's not a red state phenomenon. But if you have a mobile home park in a blue state, they seem to threaten that every year. They never pass it because they have no desire to ever pass it. Because the folks that run the government are all being subsidized by a whole lot of folks who do a lot of real estate ownership and development. So they're not really going to say, hey, I'll give you my big political contribution, despite the fact you screwed me over with rent control. I don't see that really happening. So no, you know, I don't really see any big headwinds to the industry. But then again, you know, America is so screwed up at this point. Every day is a new headwind. So who knows? Who knows where we'll be by the end of the day. Sam Wilson 13:44 Right. Well said, Tell me about the RV parks because you guys are also well-known RV park owners. I know you kind of lump the two together for our listeners, maybe can you tell us why you lump them together? And then is there a difference? Frank Rolfe 13:59 Yeah, sure. Well, you have to lump them together, because remember that they were all the same family up through the 1960s. So it was all called the trailer industry. You had trailer park, and you had a travel trailer? Yeah. And it was all trailer right. And what happened was a trailer manufacturer called Selby had a customer who wanted an even fancier, more expensive travel trailer. And they called up the state of Ohio and they said, Is there any way I could build this guy, an even bigger travel trailer? And the state said, Yeah, you know what, we'll let you go up to additional feet and width, but he can't pull it with his car, they'll have to pull it with a commercial vehicle. And that was the start of the industry splitting. Because what happened was people who wanted to not move their travel trailer frequently but wanted to have something bigger that became the mobile home whereas the traditional RV, person came to travel with shelter. The biggest difference in the industry be honest with you is the amazing job the RV industry has done with public relations, contrasted to the terrible job of mobile home park the industry has. So the Go RVing campaign is considered one of the most successful marketing campaigns in American history. The average American scores RV is very, very high in status and in satisfaction. So it's such a night and day difference. It's like you have two brothers one goes off to win the Heisman Trophy, be elected president and the other brother ends up you know, dropping out of junior college and becomes a sanitary engineer, even though they were the same industry at one time. So when you deal with RV, it's a luxury product, it's more of a classy customer. And it is something that everyone loves, right? Just as everyone hates trailer park, mobile home parks, they love RV parks. So it's a different kind of business. Now, the main problem you have is that RV is in fact a business. Whereas mobile home parks is very, very static. People never move around, they sit there, an average tendency is 14 years. They pay rent, you fix it when the utility pipes break. But an RV is like going into a restaurant, right? It's much more active. So you have to have customer service. And if you don't, they'll just go down the street to somebody who does. So that's the key difference. There's a risk profile difference between the two. A lot of lenders do offset that. They'll set the cap rate two points higher on RV than mobile home park because they want that extra comfort. And if you're lousy operator, even though you screw up, you can still cover the mortgage. Whereas mobile home park, you know, our managers or their worst manager ever, we probably won't lose any customers will probably have property condition issues, maybe a couple of collections problems. But an RV park with a bad manager can just wipe your RV park out. Sam Wilson 16:38 Right? Absolutely. We've seen some incredible tailwinds in the RV space here just with deliveries in 2020, 2021. And then, you know, 2022, projected deliveries are just through the roof. Where do you see, and I think there's a unique thing that I've seen in the RV park industry is that people or cities are amenable to RV park development. So where do you see that going? Does this just peter out when people get tired of the pandemic and finally try to put that behind us? Or do we actually had, does that have runway? Frank Rolfe 17:08 Well, you know, for a long time people thought RVs were not going to be a long-term thing because the majority of RV owners were baby boomers, my generation. And what they thought was going to spur it on the greatness would be a burst as you have the, you know, there's 10,000 boomers retiring today. I mean, I'm 61. So next year would technically be my where I would retire if I was at a normal job.So but what came out of nowhere that they did not anticipate was the millennials. Millennials are now as bigger bigger buyer of RVs than the Boomers were right. And that was a, I think you have to tie that to the phenomenal success of the Go RVing campaign. They were doing like, you know, all those Monster Energy extreme events, they were marketing it those way back then they had real foresight, whoever was running that marketing, they knew what they were doing. They didn't just focus on boomers, they could have just only promoted programs that appeal to boomers, right, like the Golden Girls or you know, golf tournaments. But no, they went after deliberately went after millennials and all of their most edgy millennial stuff. And as a result, they score very highly with them. And they are now half or more of all RV sales, right? So you have all these young people with RVs now and so that's what's given the industry a whole new life, because I didn't see that one coming, nor did anyone that was gift from the Gods. And then of course, the other part was COVID. I mean, let's be honest, COVID is one of the best things that ever happened to the RV industry, right? What happened was people now want to be outdoors. Some people have never been outdoors before. They never, they want to go somewhere without a mask. People said, Oh, well, you can walk around without a mask. They're like, Oh, holy smokes, man. I've never been outdoors before, what the heck, I like that. And also people now just don't like being around other people's nastiness. They don't want to go to hotels and stuff because they don't know who slept in the bed or who coughed on the remote. And so when they are in an RV, they feel like they have that safety from germs and strangers and all that. So I don't really see that going away. You know, the one part of the industry that someone will have to come to a conclusion with at some point is that, you know, a lot of people prefer retiring and living in RVs over mobile homes because of that stigma issue, which you'll never solve. So and I myself know, I know a college professor who recently sold his house, like a half a million-dollar house, and bought an RV. Okay, it's a single guy. And he just decided to sell everything and retire and bank the whole thing and just live in his RV. He would have never lived in a mobile home in a million years. He could never, culturally stigma, survive that but he can. The problem is a lot of cities, the RVs are not allowed to remain more than a certain number of days. Right? So those people end up in this nomadic existence. So what you need is kind of a hybrid, you need an RV park that you can retire in and live permanently. And that's going to be the real challenge. When cities grant these RV permits. Traditionally, they won't allow anyone to be there more than a certain number of days. And they do that live really because they are afraid if they do you know, there's an underworld RV of these kinds of nomadic freaky people who grew up around the river and they don't want them, right? Well, you don't want the guy that was living under the bridge down by the river, right? That's not your goal. So that's the real missing piece right now. And then the same goes with tiny homes, right? tiny homes can't go on traditional mobile home blocks, they don't have the HUD seal. So what happens is, you know, you see them on TV, but there's nowhere to put them right. And again, so that's the missing piece. And so I think at some point in the movie, maybe in the next five years, 10 years, 20 years, people will figure all this out, and maybe cities will allow what would be more of an upscale retirement kind of community that allows for tiny homes and things do not have HUD seal and yet don't have to move frequently. I think that's the only missing piece the industry has. Sam Wilson 20:51 Yeah, that's really interesting. I had not even considered that side of the equation before. But yeah, that is really interesting. I mean, a lot of what we're seeing in the RV park space is in the long term tenant, though, when you get outside of those city regulations, of course, I mean, you have people that park their RV and leave them there for 12 months and come in every other weekend, have a good time. Really, really intriguing. Frank, thank you for taking the time to come on today and talk about mobile home parks and RV parks, certainly a blast. I've enjoyed it, learned a ton about both sides of the business. If our listeners want to get in touch with you or learn more about you and what you guys are doing, what is the best way to do that? Frank Rolfe 21:27 Well, the best way to find my writings and all by different things just go to mhu.com just the letters M-H-U.com. You'll find so much more you can handle. Sam Wilson 21:39 Frank, thank you again. I do appreciate it. Frank Rolfe 21:41 You bet. Thanks a lot. Sam Wilson 21:42 Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen, if you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories so appreciate you listening. Thanks so much and hope to catch you on the next episode.
2003 Accelerationism. 50 Cent is the Millennials' Phil Collins. Slim Jim X Liquid Death “Murder Your Hunger” campaign. Jim and JI are joined late by Seann William Scott talk like students who didn't do the required reading while discussing “Super Birthday Snake” (5/25/2003). Season 2 is here, and it sure is yummy. Thank you. Miss the Sealab 2021 episodes? Hit our Patreon: https://www.patreon.com/adultswimpodcast2021
Does God really make bad things happen to good people? Where is God when pain and suffering seems to be too much to handle? Eva shares her story of awakening to how God has been working in her own life as she discusses her medical journey.
New York Times-best selling author David Gergen - White House adviser to four presidents of different parties, CNN senior political analyst, and founder of the Center for Public Leadership at the Harvard Kennedy School - presents an inspiring and practical guide for emerging young leaders as well as seasoned change makers. In HEARTS TOUCHED WITH FIRE: How Great Leaders are Made (Simon & Schuster; May 10, 2022; 978-1-9821-7057-8; $29.00 hardcover), he draws on vivid examples from personal experience, history and recent headlines - from Churchill to AOC and dozens more across the public landscape - to shine a light on pathways forward. Gergen describes himself as a short-term pessimist but a long-term optimist. The next several years are likely to be rough in America, he believes, but the long-term outlook holds much greater promise. Our prospects for success, he argues, now rest heavily upon preparing rising generations for lives of service and leadership. As a White House adviser to Presidents Nixon, Ford, Reagan and Clinton, Gergen gathered invaluable lessons on leadership that he has shared for more than two decades with students at the Harvard Kennedy School. But he has long hoped to write a book that would spread those lessons more widely. In the past few years, that dream has taken on greater urgency, with growing threats to democracy at home and abroad. "Who would have believed," Gergen writes, "that for the first time since the Civil War, we would begin tearing ourselves apart? Who would have imagined that our democracy - and long-standing democratic traditions across the world - might be on the brink of collapse? But here we are. It feels as if we are driving on the side of a cliff in the middle of the night with our lights out. We all know it, but we cant seem to stop it." A Historic Passing of the Torch What we are witnessing, he notes, is an historic passing of the torch from Baby Boomers and the Silent Generation to Millennials and Gen Zers. The latter two generations, born between 1982 and 2009, are the biggest and diverse cohort in our history - and will soon be the most powerful. They have faced profound challenges in just the first two decades of the 21st century - including terrorism, deep recessions, climate disasters, racial and gender inequities, a deadly global pandemic and a poisonous polarization of our politics. The Millennials and Gen Zers are changing the face of leadership in many ways. Gergen shows how in the journeys of climate activist Greta Thunberg, the Parkland students fighting for gun sanity, Pakistani female education advocate Malala, and the organizers of the MeToo and Black Lives Matter movements. They are leading from the bottom up as well as the top down, skillfully using the power of social media and protest marches. Their experiments in leadership have brought out the biggest numbers in history in protests over women's rights, racial equity, voter suppression, gun rights and gay rights. Even as ways to exercise leadership are evolving, Gergen points out, some qualities and skills remain eternal. Courage and character, for example, have been prerequisites for great leadership through millennia, from the classical Greeks and Romans down to Volodymyr Zelensky of Ukraine. Gergen worked early in the White House for both Richard Nixon and Gerald Ford. Both had courage but the first lacked character and was driven out by scandal; the second was a man of character who looks better and better through the rear view mirror. The Leader's Journey: Inner and Outer Gergen begins with a consideration of some of the most profound questions in understanding leadership. Does leadership really matter, after all? Why do we need great leaders? What are their most important qualities or traits? Why, in our society, has leadership largely been restricted in the past to white men? How can we best accelerate the spread of diversity? Gergen then describes the development of a leader in two parts: an inner journey and an outer journey. An effective leader, he argues, must first become self-aware and then achiever self-mastery. It is not enough just to be smart and talented. You must be able to master yourself before you can serve others. Your inner work should help you identify your core values and your True North. In sum, Gergen tells us how to become "author of your own life", as leadership guru and dear friend Warren Bennis puts it. Unfortunately, almost every rising leader suffers from harsh, unexpected blows - crucibles as they are called in leadership circles. They can take many shapes and forms, and they can destroy your professional as well as personal life. Yet with the right outlook, grit and perseverance, some of our most celebrated leaders have emerged stronger from such hardships. Crucibles also have the potential to instill in us great moral purpose and an opportunity to solidify our goals. As a rising leader conquers her inner journey, they must also make a transition from internal preparation to rubbing up against the outside world. In this outer journey, you must learn how to lead up, down and sideways - managing your boss, building your team, collaborating with others outside your team. Then again, how do you find a mentor? Or a sponsor? What's the difference between them? Importantly, how can you master the arts of public persuasion and deeply social media? As journey towards leadership isn't completed overnight; most fine it the work of a lifetime. Leadership in Action As the leader's inner and outer journeys converge, leadership must be put into action. You do not become a good leader, Gergen says, by studying under a lamp or earning a third or fourth academic degree. You must be "in the arena," as Theodore Roosevelt famously put it. Gergen explains why leaders must learn to lead in a crisis-making time to prepare when they can, then acting smartly when the crisis hits. Conversely, he also looks at the darkness that can descend when a leader abandons their True North and self-destructs. Finally, Gergen incorporates three of his favorite, but often overlooked, aspects of leadership: learning from history, a wicked sense of humor, and the creation of an integrated life so you have joy as well as passion. In addition, he appends a list of twenty key takeaways-an executive summary for people on the run-including such items as: Have Three Objectives Early, You're Never Too Young to Lead, and Maintain a Celestial Spark.In HEARTS TOUCHED WITH FIRE, David Gergen shares vital lessons on leadership gained from his remarkable half century in the public arena. It is not only a fitting graduation gift, but also a powerful assurance that we have every reason to be hopeful about the future if we remember who we are, take heart from the past, and unleash the idealism of today's passionate young leaders. ABOUT DAVID GERGEN David Gergen has devoted more than half a century to public service. Coming off a Navy stint, he served as a White House adviser to four US presidents of both parties: Nixon, Ford, Reagan, and Clinton. He recounted those experiences in a New York Times bestseller, Eyewitness to Power. In the 1980s, he began a second career, serving as the editor of US News & World Report and for five years a regular Friday night partner with Mark Shields as a PBS commentator on McNeil/Lehrer. Since 1999, he has served as a professor of public service and founding director of the Center for Public Leadership at Harvard's Kennedy School. For more than two decades, he has also been a senior political analyst for CNN, where he is a respected voice in national and international affairs.Book Available on Amazon:https://www.amazon.com/Hearts-Touched-Fire-Great-Leaders/dp/1982170573
Listeners have been working exactly how Bobby's old Bronco was totalled so he gives the full story and how he got it back. A man married a hologram so we share what objects we would marry if we had to . And Eddie and Morgan face off in Elder vs. Millennial. See omnystudio.com/listener for privacy information.
New drill results out from Millennial Precious Metals and Treasury Metals. Collective Mining provides encouraging channel sampling results. Technical updates from Blackrock Silver, Manganese X Energy and Moneta Gold. We'd like to thank our sponsors: Integra Resources is advancing the past-producing DeLamar Project in southwestern Idaho. The Company has continued to demonstrate resource growth and conversion through greenfield and brownfield exploration. Integra Resources trades on the TSX-V under ITR and the NYSE American under ITRG. Western Copper and Gold is focused on developing the world-class Casino project in Canada's Yukon Territory. The Casino project consists of an impressive 11 billion pounds of copper and 21 million ounces of gold in an overall resource. Western Copper and Gold trades on the TSX and the NYSE American with WRN. Be sure to follow the company via their website, www.westerncopperandgold.com. Rio-2 is advancing the Fenix Gold Project in Chile, the largest undeveloped gold heap leach project in the Americas. Fenix consists of 5 million ounces in the measured and indicated resource category and 1.4 million ounces in the inferred resource category. With a robust PFS in place, Fenix is set up for fast-tracked construction and production. You can find a list of project and company information on their website, rio2.com. ASCU is a Copper Mining Company with a 100% ownership of The Cactus Mine, located on private land in the Arizona Copper Belt. The Company is committed to supplying LME Grade A Copper Cathodes usable in the Renewable Energy Future, mined in a responsible and sustainable manner. Our goal, beyond our ESG Strategy, is to ensure “Net Zero Carbon Emission” from future operations, minimizing the effect of climate change on the earth and preserving our planet for our children and future generations. https://arizonasonoran.com/