Podcasts about co founders

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  • 20,789PODCASTS
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Best podcasts about co founders

Show all podcasts related to co founders

Latest podcast episodes about co founders

Absolute Return Podcast
#196:Leadership Chat: Selina CEO Rafael Museri and BOA Acquisition's Ben Friedman

Absolute Return Podcast

Play Episode Listen Later Jan 24, 2022 35:12


January 24, 2022 - On today's show we welcome special guests Rafael Museri, Co-Founder and CEO of Selina, and Ben Friedman, Co-Founder and CFO of BOA Acquisition. Selina is a fast-growing hospitality and experiential brand targeting Millennial and Gen Z travelers. It recently announced a merger with BOA Acquisition at a $942 million enterprise value. On the show, Rafael and Ben discuss: Selina's value proposition and how it differs from other hospitality brands How Selina's operating model is “asset light” What BOA Acquisition found attractive about Selina's business model Rafael and Ben's favourite Selina vacation spot And more Buy bitcoin, save the planet! Learn more about our eco-friendly bitcoin ETF here: https://investabtc.com/ Learn more about the Accelerate Alternative Investment Solutions here: https://accelerateshares.com/investment-solutions-2/ Follow us on LinkedIn: https://www.linkedin.com/company/33316660/admin/ Follow us on Twitter: https://twitter.com/AccelerateFT

Startup Insider
SellerX sammelt 500 Mio. US-Dollar ein und übernimmt KW-Commerce

Startup Insider

Play Episode Listen Later Jan 24, 2022 45:42


In unserer Mittagfolge begrüßen wir heute Philipp Triebel, Co-Founder von SellerX, und sprechen über die frische 500-Millionen-US-Dollar-Runde und die Übernahme von KW-Commerce. Gemeinsam mit Co-Founder Malte Horeyseck hat Philipp einen führenden Akquisiteur von Drittanbieter-Marken auf dem Amazon-Marktplatz in Europa und den Vereinigten Staaten aufgebaut. Das Unternehmen hat kürzlich zusätzliche Fremd- und Eigenkapitalfinanzierung in Höhe von ca. 500 Millionen US-Dollar eingeworben. Die Runde wurde von Sofina, von BlackRock verwalteten Fonds und Konten sowie Victory Park Capital angeführt. Außerdem haben sich eine hundertprozentige Tochtergesellschaft der Abu Dhabi Investment Authority (ADIA) und bestehende Investoren beteiligt. Die Finanzierung wird dazu verwendet, das Wachstum voranzutreiben, zusätzliche Akquisitionen zu unterstützen und die operative Infrastruktur und die Systeme des Startups weiter auszubauen. Durch das frische Kapital liegt die Bewertung eigenen Angaben zufolge bereits bei rund 1 Milliarde US-Dollar und SellerX erreicht somit erstmals den Unicorn-Status. Das Berliner Unternehmen gab außerdem die Übernahme von KW-Commerce bekannt, einem Private-Label-Verkäufer auf Amazon mit einem Umsatz von mehr als 100 Millionen US-Dollar. KW-Commerce wurde 2012 von Jens Wasel und Max Kronberg gegründet und bedient Unternehmensangaben zufolge jährlich über 8 Millionen Kundinnen und Kunden in mehr als 190 Ländern.

Let's Talk Real Estate Investing with Sharon Vornholt
Digital Marketing Strategies for Real Estate Investors with Bryan Driscoll

Let's Talk Real Estate Investing with Sharon Vornholt

Play Episode Listen Later Jan 24, 2022 29:50


Today we are diving into digital marketing strategies and how they can help you generate leads for your real estate investing business. For many entrepreneurs, adding digital marketing strategies to your business can be a bit intimidating in the beginning. However, today's guest Bryan Driscoll is here to simplify this for you. If digital marketing is something you don't want to tackle yourself, he's here to help. Bryan is a real estate investor as well as a digital marketing and SEO expert. He is the Co-Founder of Motivated Leads which is a digital marketing agency that helps real estate investors expand their portfolios quickly by generating quality motivated seller leads. Show Notes: This is a great show if you want some actionable tips for generating leads online.  As a bonus, you're going to get a million-dollar tip in this show that will greatly change your response rates for your marketing, and it won't cost you a dime.  All you need to do is implement it! Bryan's unlikely path into real estate investing How Bryan took his knowledge of SEO and his business partner's expertise with Facebook Ads to build a profitable lead generation company, Motivated Leads Using his desire to help other real estate investors have the same success he was having led to the creation of his own business Adding digital marketing strategies to your own business The type of leads Motivated Leads generates Leads vs deals; the data tell the whole story when you track your numbers Adding a calendar link to your motivated seller texts Key pointers for generating motivated seller leads using Facebook ads Tips for building successful partnerships and the one thing you need to look at closely when choosing a partner What makes their business different from all the other businesses providing the same services How much you should budget for Facebook ads when you're just starting out Bryan's final advice for anyone interested in adding these strategies to your own business Want to Get in Touch with Bryan? Reach out to Bryan to learn more about how he can help you through his website, Motivated Leads, or by sending him an email at Bryan@Motivated-leads.com Resources Mentioned in this Show Carrot Websites: Just Click Here  Book: Fascinate by Sally Hogshead Calendar Scheduling Tool: Calendly   Louisville Gal's Real Estate Blog Stop by the Louisville Gal's Real Estate Blog for more great content and some awesome freebies.       .

Action and Ambition
Joe Brown Helps Doctors Grow Their Practises By Providing Suitable Technology and Marketing Tools

Action and Ambition

Play Episode Listen Later Jan 24, 2022 29:13


In today's episode, our guest is Joe Brown. He is the Founder and CEO of DearDoc. DearDoc provides top doctors with a suite of technology and marketing tools, allowing them to run their practices more efficiently so that they can give their full attention to their patients. It works endlessly to ensure that every practice is given whatever they need to run smoothly, and more importantly, to continuously grow with new patients. Joe is also the Co-Founder of Creator of Circumstances, a company that creates content for aspiring leaders, entrepreneurs, and everyone looking to live a happy and fulfilled life. Tune in to learn more!

To Be Blunt: The Podcast for Cannabis Marketers
084 Baking Up The Future of Cannabis Tech and Adoption with Shanel Lindsey of Ardent

To Be Blunt: The Podcast for Cannabis Marketers

Play Episode Listen Later Jan 24, 2022 55:00


“At the end of the day, cannabis businesses are just like any other businesses, right? They need all of the services and support that anyone needs. And obviously, our lane is in helping with consumption.” - Shanel LindsayWelcome back to the To Be Blunt podcast! In this episode, Shayda Torabi welcomes Shanel Lindsay, founder and president of Ardent Life, Inc., to discuss the bright future of cannabis made possible by technology, how her profession as a lawyer got her involved in legalization, the importance of homegrowing and testing, and empowering our customers through presenting the science.[00:01 – 04:46] Cannabis-infused home-baked goodies[04:47– 10:06] Shanel shares her mission in the Cannabis World[10:07 – 21:55] Framework in Massachusetts in Home Growing and Productization[21:56 – 32:50] Breaking Down the Decarboxylation Process[32:51 – 51:36] Biotech, Hardware, and Data Points as Springboards[51:37 – 55:01] Food for Thought: How do you go empower the consumer through data? Shanel Lindsay is an attorney, activist, and entrepreneur.  Founder and President of Ardent Life, Inc., a Boston-based biotech and consumer device company focused on improving the science and medicine of cannabis, Shanel is the creator of Nova Precision Decarboxylator, which regulates medical cannabis dosing, and the new Ardent FX, an all-in-one cooking, infusion and baking device. She has grown a global brand in Ardent Life and has received multiple patents for her inventions. A graduate of Northeastern University School of Law and the University of Pennsylvania, Shanel was an author of and spokesperson for the Massachusetts Marijuana Legalization Initiative (aka Question 4) and twice appointed to the Massachusetts Cannabis Advisory Board. She is also co-founder of Equitable Opportunities NOW! (EON), a non-profit that has successfully fought for equitable cannabis policies that benefit Black and Brown residents and communities disproportionately harmed by prohibition, as well as mentoring minority business owners entering the industry.Connect with Shanel Visit https://ardentcannabis.com/ and follow her on Facebook, Instagram, Twitter, and LinkedIn @ardentllc Shayda Torabi has been called one of the most influential Women in WordPress and now she's one of the women leading the cannabis reformation conversation building one of Texas' premier CBD brands. She's currently the CEO and Co-Founder of RESTART CBD, a female-run education first CBD wellness brand. And has formerly held marketing positions at WP Engine and WebDevStudios. Shayda is the host of a podcast for cannabis marketers called To Be Blunt, where she interviews top cannabis brands on their most successful marketing initiatives. When Shayda's not building her cannabiz in Texas, you can find her on the road exploring the best hikes and spots for vegan ice cream. Follow Shayda at @theshaydatorabiKey Quote:“When you're not allowing people to test at home, like wait, just terrible policy, right? And you're also like, you're keeping patients in the dark, but it also benefits corporate operators…it's really important, like, never to suppress the data.” - Shanel Lindsay  SPONSORSHIP is brought to you by Restart CBD. Check them out for your CBD needsLEAVE A REVIEW + help someone who wants to join me for episodes featuring some serious cannabis industry by sharing this episode or click here to listen to past episodes

People Behind the Science Podcast - Stories from Scientists about Science, Life, Research, and Science Careers
640: A Pathway to Success: Studying Signal Transduction in Cancer and Other Diseases - Dr. Lewis Cantley

People Behind the Science Podcast - Stories from Scientists about Science, Life, Research, and Science Careers

Play Episode Listen Later Jan 24, 2022 42:54


Dr. Lewis Cantley is the Director of the Meyer Cancer Center at Weill Cornell Medical College as well as the Stanton Clinical Cancer Program at New York-Presbyterian Hospital. In addition, he is Co-Founder of Petra Pharma and Agios Pharmaceuticals. His research investigates signal transduction. He has spent most of his career trying to improve our understanding of cell signaling pathways at a molecular level since many diseases, such as cancer, involve defects in signaling. Outside science, he is an avid reader of science fiction, mystery, and history books. He received his B.S. in Chemistry from West Virginia Wesleyan College and his Ph.D. in Biophysical Chemistry from Cornell University. Lewis conducted postdoctoral research at Harvard University, and served on the faculty at Harvard University, as well as Tufts University before joining the faculty at Cornell. Lewis has received many awards and honors during his career, including the 2005 Pezcoller Foundation-American Association for Cancer Research International Award for Cancer Research, the 2013 Breakthrough Prize in Life Sciences, the 2015 Ross Prize in Molecular Medicine, the 2015 Wolf Prize, the 2015 Association of American Cancer Institutes Distinguished Scientist Award, the 2015 Canada Cairdner award, and he was named one of “The World's Most Influential Scientific Minds” in 2015 by Thomson Reuter. Lewis is also a Fellow of the American Academy of Arts and Sciences, as well as a Member of the National Academy of Sciences, the Institute of Medicine of the National Academies, and the European Life Sciences Academy. Lewis is here with us today to tell us all about his journey through life and science.

Bridge the Gap: The Senior Living Podcast
Power and Purpose in Resident Engagement with Charles de Vilmorin

Bridge the Gap: The Senior Living Podcast

Play Episode Listen Later Jan 24, 2022 20:32


Charles de Vilmorin, CEO and Co-Founder of Linked Senior, discusses the concept of social prescription and why it's an important new term in the industry. Plus hear an update on the Activities Strong Executive Edition webinars powered by Linked Senior. Register for the Feb.1st Activities Strong Webinar featuring Charles Turner, CEO of KARE and James Lee, Co-Founder and CEO of Bella Groves HERE.Attract and Keep Frontline Talent: Download the free guide.Old People Are Cool Listen to the Activities Strong podcast on the BTG Network.Powered by supporting partners,  Accushield, Enquire,  LTC REIT,  OneDay,  Meridian Capital, iN2L, Solinity, and The Bridge Group Construction.YouTube Instagram Facebook Twitter LinkedIn Lucas McCurdy, @SeniorLivingFan Owner, The Bridge Group Construction; Senior Living Construction Renovation - CapEx - Reposition   Joshua Crisp, Founder Solinity; Senior Living Consultation - Management - Development - MarketingProduced by Solinity Marketing.

Motherhood Unstressed
Quantum Emotional Healing with 4-Time Emmy Award Winning Journalist and Modern Nirvana Co-Founder Frank Elaridi

Motherhood Unstressed

Play Episode Listen Later Jan 24, 2022 42:38


Sponsored by Sambucol - use code Mother15 to save 15% Frank Elaridi is a 4-time Emmy-Award-Winning Journalist, quantum emotion healer, and Co-Founder of Modern Nirvana, an organization dedicated to helping practitioners take control of their spiritual and physical wellbeing, by sharing both ancient practices and modern bio-hacks. In this episode Frank turns his quantum emotional healing skills on me with a live healing session focusing on releasing negative trapped emotions from my body for the creation of healthier relationships, removal of blocks in health and career, and space for new opportunities.  Tune in to find out how you too can incorprate these ancient practices for the benefit of your life.  Like the show? Please leave a review here - even one sentence helps! Post a screenshot of you listening & tag me on Instagram so I can thank you personally! Get the book Motherhood Unstressed - Daily Meditations on Motherhood, Self-Care, and the Art of Living a Life You Love available on Amazon and Kindle Subscribe to The Motherhood Unstressed Podcast Instagram @motherhoodunstressed Resources: Instagram: @felaridi Youtube: Modern Nirvana Websites: Modern Nirvana http://www.frankelaridi.com  Attend Modern Nirvana's next annual conference! Dr. Bradley Nelson - Emotion Code   

Babes and Babies
EP201: What to Look for in a Prenatal with Needed Co-Founder, Ryan Woodbury

Babes and Babies

Play Episode Listen Later Jan 24, 2022 73:50


Have you ever wondered what to look for in a prenatal?  Ryan Woodbury is the cofounder of Needed, an amazing company that is changing the prenatal game.  She answers all of your questions this episode about what to look for in a prenatal, what to avoid, and what to add in supplementation.  Through navigating her fertility and nutrition journey, she realized most prenatal nutrition information and products fall far short of empowering real nourishment for mamas-to-be. Needed empowers women to meet their biochemical nutritional needs, and to find nourishment beyond nutrition through better products, better identification of nutrition needs, education and community to support nourishment beyond nutritional needs alone. Connect with Needed: https://thisisneeded.com Needed Instagram: https://www.instagram.com/needed Prenatal Guide: https://cdn.shopify.com/s/files/1/0195/3293/9328/files/Needed_What_to_Look_For_In_a_Prenatal.pdf?v=1614386021 Try Needed Prenatal (Use code: ESANDOZ for 20% off): https://thisisneeded.com/?rfsn=6288346.811807&utm_source=refersion&utm_medium=affiliate&utm_campaign=6288346.811807 Elizabeth's website: https://miraculousmamas.com Miraculous Mamas Instagram: https://www.instagram.com/miraculousmamas Download Best Fiends FREE on the Apple App Store or Google Play! More podcasts at WAVE: https://podcasts.apple.com/us/artist/wave-podcast-network/1437831426

Cyber Law Revolution
Ep. 42 Patrick Costello, co-founder of Evolve MGA, joins the show!

Cyber Law Revolution

Play Episode Listen Later Jan 23, 2022 16:08


Ep. 42 of the Cyber Law Revolution is live!  In this episode, Patrick Costello, co-founder of Evolve MGA, joins the show and provides the listeners incredible insight into cyber insurance trends, becoming attractive to cyber insurers in a challenging marketplace, and the role of an MGA.   You won't want to miss it!  Keep the questions, calls, comments, etc., coming - either comment below, call me at 410-832-2002, or email me at spollock@wtplaw.com.  Enjoy!

Entrepreneurs on Fire
How to Launch a Family Startup and Land Investment with Gabriel Halimi

Entrepreneurs on Fire

Play Episode Listen Later Jan 23, 2022 39:24


Now the CEO and Co-Founder of Flo Technologies, Gabriel Halimi began his career as an attorney working in the plumbing industry. During that time he dealt with product liability claims for allegedly failed plumbing products – a crucial career step that led him to Flo. Sponsor: HubSpot: Start giving your customers what they deserve. Learn more about how you can transform your customer experience with a HubSpot CRM Platform at HubSpot.com!

REI Rookies Podcast (Real Estate Investing Rookies)
Turnkey Real Estate and Scaling with Dani Lynn and Flip Robison

REI Rookies Podcast (Real Estate Investing Rookies)

Play Episode Listen Later Jan 23, 2022 34:11


Flip & Dani Lynn Robison started in real estate in 2008 as Realtors and quickly realized that real estate investing was where it needed to be. They quickly transitioned and over a decade later, they have bought and sold over 1000 properties. Today they serve as the Co-Founders and Chairmen of the Freedom Real Estate Group Family of Companies based out of Centerville, Ohio with over 40 team members and still growing. Dani Lynn is also an esteemed Forbes Real Estate Council member with numerous published articles and expert panel features. Together, they are also members of several masterminds and investment groups and partnered with national and international investor organizations. They have also been featured at speaking events around the country and numerous podcasts. Currently, their parent company, Freedom Real Estate Group, tripled its sales in 2019 from the prior year and continues to grow and manage high-volume residential flips. Starting in 2020, their team also began renovating and managing mid-size apartment complexes. Their property management team currently manages over 500 properties for investors all over the United States and around the world including Switzerland, Canada, France, England, Iran, and Japan. Connect with Dani Lynn and Flip Robison! Website: https://freedomrealestategroup.com/ (https://freedomrealestategroup.com/) Facebook: https://www.facebook.com/FreedomRealEstateGroupOhio/ (https://www.facebook.com/FreedomRealEstateGroupOhio/) YouTube: https://www.youtube.com/channel/UCA1AEhMUyXuqZPLvBvhkKXQ (https://www.youtube.com/channel/UCA1AEhMUyXuqZPLvBvhkKXQ) LinkedIn: https://www.linkedin.com/company/freedom-real-estate-group-ohio/ (https://www.linkedin.com/company/freedom-real-estate-group-ohio/) Instagram: https://www.instagram.com/freedomrealestategroup/ (https://www.instagram.com/freedomrealestategroup/) LIKE • SHARE • JOIN • REVIEW http://reimastermind.net/?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network (Website) https://www.patreon.com/reimastermind?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network (Patreon) https://podcasts.apple.com/us/podcast/rei-mastermind-network-real-estate-investing-strategies/id1227366661?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network (Apple Podcasts) https://podcasts.google.com/feed/aHR0cDovL3JlaXJvb2tpZXMubGlic3luLmNvbS9yc3M?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network (Google Podcasts) https://www.youtube.com/channel/UC_6OpKSfSGvgGDG1qtBQw9Q?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network?utm_medium=podcast&utm_source=bcast&utm_campaign=rei-mastermind-network (YouTube)... Support this podcast

The CyberWire
Andrew Maloney: Never-ending thirst for knowledge. [COO] [Career Notes]

The CyberWire

Play Episode Listen Later Jan 23, 2022 9:05


COO and Co-Founder of Query. AI, Andrew Maloney, shares how the building blocks he learned in the military helped him get where he is today. Coming from a blue collar family with a minimal knowledge of computers, Andrew went into computer operations in the Air Force. While deployed to Oman just after the start of the Iraq War, Andrew said he got his break into security. That's where he learned the components that fit together in order to effectively secure an environment. Andrew's words of wisdom: You've got to keep pushing and you've got to believe in yourself and never sell yourself short. We thank Andrew for sharing his story with us.

Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina
WTF Is An NFT | Lisa Mayer, Boss Beauties

Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina

Play Episode Listen Later Jan 23, 2022 52:33


Lisa Mayer is an entrepreneur, speaker, and philanthropist with a heart for making a difference. She is the CEO of My Social Canvas (MSC) and Co-Founder of Boss Beauties.Lisa is a ‘Big Sister and Mentor' to the thousands of Gen Z women in the MSC community worldwide.In September 2021, Lisa launched Boss Beauties with her husband Anthony. Boss Beauties reminds women that they can be everything they want to be! In only a short amount of time, Boss Beauties has been featured on the Nasdaq Tower in Times Square and is the first NFT to be displayed at the New York Stock Exchange. This historic NFT funded a scholarship to be awarded to women and girls in honor of Louise Jones, the youngest woman to ever have a seat on the NYSE.NFT Resources:https://bossbeauties.com/boss-beauties-nft-101 https://ethereum.org/en/nft/https://decrypt.co/resources/non-fungible-tokens-nfts-explained-guide-learn-blockchainhttps://www.coinbase.com/learn See acast.com/privacy for privacy and opt-out information.

The FOX News Rundown
From Washington: President Biden's First Year Report Card

The FOX News Rundown

Play Episode Listen Later Jan 22, 2022 29:55


This week marks one year since President Joe Biden's inauguration and the President gave himself a good review despite the challenging year, though many Americans disagree, sinking his approval rating to an all-time low. Co-Founder and Publisher of RealClearPolitics Tom Bevan breaks down the polling numbers and helps explain what they tell us about how Americans feel about the job they hired President Biden to do. Tensions rise between the United States and Russia, with fears of a possible invasion running high. U.S. Secretary Of State Antony Blinken and Russian Foreign Minister Sergey Lavrov met this week in Geneva, with no real progress made. President and Founder of Eurasia Group Ian Bremmer weighs in on what he thinks the future of the relationship looks like.

Influential Entrepreneurs with Mike Saunders, MBA
Interview with Marc Vasquez Co-Founder and President of Donumvita a Financial Education Company Discussing The POLI™ Contract

Influential Entrepreneurs with Mike Saunders, MBA

Play Episode Listen Later Jan 21, 2022 36:14


I help people who want to create economic independence and wealth by teaching them how to implement the Private Reserve System™ to take control of their cash-flow, net-worth and standard-of-living.Learn More: https://www.donumvita.com/Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-marc-vasquez-co-founder-and-president-of-donumvita-a-financial-education-company-discussing-the-poli-contract

Off the Chain
#792 The Insane Real Estate Market Today w/ Ben Miller

Off the Chain

Play Episode Listen Later Jan 21, 2022 20:01


Ben Miller is the Co-Founder & CEO of Fundrise, America's largest real estate investment platform. In this conversations, we discuss real estate market, interest rates, and the different trends for investors in the real estate investment asset class since the start of the global pandemic. ======================= Today's episode is sponsored by Abra. Based in California and backed by top VC firms, Abra is an all-in-one simple, secure app that allows you to trade over 110 cryptocurrencies, get 0% interest loans using your crypto as collateral and earn interest with up to 14% APY on stablecoins and 8.15% APY on Bitcoin. Join nearly 2 million users by downloading Abra from the Google Play or Apple App store. If you download the app today, you will get $15 in free crypto once you fund your account. You came, you invested — now conquer. ======================= Unstoppable Domains is THE #1 provider of NFT domains. These aren't traditional domains, these are domains with superpowers. With your unique NFT domain such as pomp dot crypto or pomp dot nft, you can replace your long complex wallet addresses, verify ownership of your NFTs and join the 10's of thousands of people who are now using their NFT domain as their Twitter and Discord usernames. Go to unstoppabledomains.com and get YourName dot crypto, dot x, dot nft or a range of other endings for as low as $5 and never worry about gas or renewal fees because with Unstoppable Domains you pay once and own forever! ======================= Nasdaq-listed BTCS was the first US-public company to secure today's top layer one protocols. Recently, BTCS launched the beta version of its digital asset analytics dashboard! From across multiple exchanges, the BTCS Data Analytics Dashboard lets you evaluate your entire portfolio's performance with plans to add year-end reports and yield earning on your crypto through linking to staking pools. Test out the BTCS Data Analytics Dashboard today at BTCS.com. =======================

Patients Rising Podcast
What About What I Want?

Patients Rising Podcast

Play Episode Listen Later Jan 21, 2022 36:44


If you've ever felt like your healthcare providers were dismissive of your knowledge and preferences when it comes to making the decisions about your treatment, then this episode is for you! In this episode, learn about shared-decision making in medicine, and how patients partner with their doctor to evaluate, understand, and decide on their own healthcare and treatment choices. Dr. Talya Miron-Shatz, medical decision-making expert and author of the book, Your Life Depends on It: What You Can Do to Make Better Choices About Your Health discusses the benefits of having access to all potential medical outcomes and care options in order to make the right choice for you. This transparency gives patients individualized care and an ability to co-decide on medical treatments.And learn about the No Surprises Act, a new law to protect you from surprise out-of-network bills. Legal expert Monica Bryant explains what patients should know about the law and how it will impact emergency care. Hosts: Terry Wilcox, Executive Director, Patients RisingDr. Robert Goldberg, “Dr. Bob,” Co-Founder and Vice President of the Center for Medicine in the Public InterestGuests: Dr. Talya Miron-Shatz, Author  Your Life Depends on It: What You Can Do to Make Better Choices About Your HealthJim Sliney Jr., Director of Patient OutreachMonica Bryant, COO, Triage CancerLinks: Dr. Miron Shatz's book, Your Life Depends on It: What You Can Do to Make Better Choices About Your HealthTed Talk by Baba ShivFactors Associated with Overuse of Health Care Within US Health SystemsNHS Predict Tool  Surprised by a Medical Bill? Here's What to DoState Consumer Protection Agency Triage Cancer - State Laws No Surprises Act CMS - No Surprises Act Homepage1-800-985-3059 - CMS Helpline for the No Surprises Act Need help?The successful patient is one who can get what they need when they need it. We all know insurance slows us down, so why not take matters into your own hands? Our Navigator is an online tool that allows you to search a massive network of health-related resources using your zip code so you get local results. Get proactive and become a more successful patient right now at PatientsRisingConcierge.orgHave a question or comment about the show, or want to suggest a show topic or share your story as a patient correspondent?Drop us a line: podcast@patientsrising.orgThe views and opinions expressed herein are those of the guest(s)/ author(s) and do not reflect the official policy or position of Patients Rising.

HPS Macrocast
Macrocast: Economics In The Time Of Equity

HPS Macrocast

Play Episode Listen Later Jan 21, 2022 39:17


On this week's edition of the Macrocast, Fanta Traore—CEO and Co-Founder of the Sadie Collective—joins Brendan and John to discuss inflation, Federal Reserve nominations, and the prospect of a new digital dollar. In particular, the group focuses on how these topics intersect with equity in society. 

The Jason & Scot Show - E-Commerce And Retail News
EP285 - 2021 Full Year and Holiday Data Deep Dive

The Jason & Scot Show - E-Commerce And Retail News

Play Episode Listen Later Jan 21, 2022 60:46


EP285 - 22021 Full Year and Holiday Data Deep Dive The US Dept of Commerce December Advanced Retail Sales Data is out, which gives us a full look at 2021 and the 2021 holiday season. So Episode 285 is a data deepdive into 2021. If you want to follow along, we've made a deck with all the data available at https://retailgeek.com/2021-commerce-recap Data Sources US Retail & E-Com Sales Data: US Dept of Commerce E-Commerce Estimates: eMarketer Retail Foot Traffic Data: Placer.ai Web Traffic Data: Similar Web Holiday Estimates: Adobe, Salesforce, Mastercard Episode 285 of the Jason & Scot show was recorded on Thursday Jan 20th, 2022. http://jasonandscot.com Join your hosts Jason "Retailgeek" Goldberg, Chief Commerce Strategy Officer at Publicis, and Scot Wingo, CEO of GetSpiffy and Co-Founder of ChannelAdvisor as they discuss the latest news and trends in the world of e-commerce and digital shopper marketing. Transcript Jason: [0:23] Welcome to the Jason and Scot show this is episode 285 being recorded on Thursday January 20th 2022 that's a heck of a lot of 2012's. I'm your host Jason retailgeek Goldberg and as usual I'm here with your Cohoes Sky Wingo. Scot: [0:41] Hey Jason and welcome back Jason Scott chaussures Jason is kind of a shame we neither of us were able to make it in our F but, one of the things I don't miss is every year that I've gone to in our f for the last three times I've went I've had trouble getting there or been stuck there so I think then our F should use this opportunity to move that show out of January and maybe look at something like March or something if they're going to be in New York. Jason: [1:09] Or to the like Bahamas or something. Scot: [1:12] Yeah even better yeah let's make it a destination of it. Jason: [1:17] You know you have my vote I'm not sure you have a majority of votes see you if you have mine that would be awesome. Scot: [1:24] Yeah just watching and it seemed like some folks went and then they had a lot of cancellations so seemed like it was in kind of one of those weird. Hybrid states were if you went and then, person you are going to go see present canceled you sat there in a room with people watching a zoom so that's number Super satisfying but I do think it seemed like some folks you and I know got together and had some dinners and had fund so hopefully that was that was good for everyone. Jason: [1:50] Yeah I had a little bit of foam oh I think you know some people I would have liked to see you know I saw you know social media of them getting together and whatnot and. It's just super bad luck I have a feeling if this show was a month later it would be a lot less controversial that traveled to. Scot: [2:09] Yeah and what did you want to talk about this week. Jason: [2:14] Well you know if we had gone to NRF one of the things that I always like to do it in our f is kind of check in with a lot of our co-workers in the industry and kind of you know get a consensus, about how the year ended up for everyone and what they thought the big issues were going to be for 20 21. So since we didn't get to do that at shop at NRF I thought maybe we could do it on this podcast for our listeners. Scot: [2:42] Yeah that sounds good and then I know you always put together a little for your clients kind of the summary deck and I know that's hard for our podcast listeners so do you have a way to solve that. Jason: [2:55] Yeah so what I thought I would do I put together like a 36 slide deck completely full of numbers and what I thought I would do is describe all of the graphs on the podcast. Scot: [3:09] Sounds good that sounds good and it's going to be a we'll go through it and intricate detail data point by day. Jason: [3:14] Yeah because the one complaint I get about the show is that it's not hard enough to listen to. Scot: [3:18] That's that's from your mom. Jason: [3:22] So that probably isn't going to work but here so here's what I did think I do like instead of, just charging the fortune that we charge clients to go through this presentation I thought I would make a version of the whole deck available to all our listeners so in the event you do want to follow along with the visuals and see the actual data, we will put a link in the show notes you can hit pause for a second, you can open up the deck and I will tell you what slides were talking about in case you want to follow along but but Scott keep me honest here we'll try to make sure we're talking about in a way that you can kind of just, just listen along on the podcast and then look at the deck later if that's the way you prefer to do it. Scot: [4:03] Yeah this is a good time if you like receiving awesome decks for your subscription here which is essentially free this is a good time to hit the five star review we always appreciate that and yeah because we because this is a audio medium we are going to paint pictures with our words and you will see the slides form before your very eyes almost like augmented virtual reality we're going to take you to the metaverse on this thing. Jason: [4:31] Exactly it's a meta verse deep dive into a retail in 2021 and let's jump right into it so. [4:42] Super quick recap last week the US Department of Commerce publishes published their December Advanced Data so that gives us the last month of data we need to see the whole year so it's super exciting for all of us get data Geeks because we now have a complete set of data the one thing to remember is. It's an advanced look and so it doesn't have the granularity of categories that we would like and one of the categories it doesn't have is e-commerce which is highly unfortunate so, the the Deep dive for the whole year with e-commerce broken out will actually be available in mid-February and that's also when they published their quarterly. They're q4u Commerce data which is a separate report so so we have most of the interesting facts there maybe a couple things that filter in last, next month but the top line if we add up all retail sales for 2021 we sold just over six point six trillion dollars of stuff last year which is eighteen percent growth over 20. [5:53] And it's 22 percent growth over 2019 and so, if you do have the deck and you were looking at slide for I show you the last 30 years of growth and the thing that will stand out at you is that this year's growth. Is is almost double the average growth we've had in any of the last 30 years so unprecedentedly good year. Scot: [6:20] This is all retail or not talking e-commerce has. Jason: [6:22] Yeah this is this is pure retail will we will double click into e-commerce a little bit later and you know reminder there's a lot of controversy about what the definition of retail is and so you'll see millions of different numbers out there and it's because. 11 data set has automobiles in it and one has doesn't one has gas in it and one doesn't you know they're all these different things I'm using. The unadulterated numbers from the US Department of Commerce so it does include automobiles it does include gas it does not include restaurants it's what we call, in a ICS code 44,000. Scot: [7:03] Cool good old code it 44,000. Jason: [7:07] If anyone wants to catch me offline and ask for like a different spin I'm happy to talk about how the numbers change when you change your definition but I think that's too complicated for for the podcast but so before I go any further. Like is that does that surprise you at all it has is that has that been your perception that these are Monster year that 2020 and 2021 more Monster years for retail because I feel like that's not necessarily the narrative we've been getting in some of the Commerce media. Scot: [7:37] Yeah no it feels that is a surprise it makes sense and I'm looking at the slide but it makes sense that we were effectively spring-loaded right because you had the shutdown people really, you know couldn't or didn't buy things from March 20 through and so there's put up demand but what's interesting is you really don't see, unlike the Great Recession about it no nine you don't see a retraction before this the splurge and this is way way bigger than that period of time so it is it is surprising. Jason: [8:08] Yeah so so, in aggregate retail did awesome and then on slide 5 I give you this fun way of looking at the data that you and I helped help kind of evolved together but the idea is that we give you a separate line chart for 2019 2020 and 2021 and so you can kind of see. You know how the year stack up against each other and you know. [8:35] 20:19 was the unaffected by the pandemic than 20/20 happen and of course there was this huge dip in April when the pandemic first got real for everyone because the NBA cancelled games and it recovered super quick and then you know the rest of 20/20 was actually above 2019 so retail grew. From 2019 and 2020 even though we were like right in the thick of the pandemic and then in 2021 retail really shot up and the. The hypothesis here is there are two things that really caused this number one there was a bunch of. Economic stimulus that was poured into the economy right like there's a lot of extra money available and consumers were in, like generally really good Financial shape so there was a lot of potential to spend and then a lot of the things that might have gotten some of that money experiences like travel in restaurants and vacations, we're not available in the most consumers so instead of paying money for a gym you bought a Peloton instead of going to a restaurant you bought groceries and instead of going on vacation you you got new patio furniture right and so you know the combination of, more money and less things to spend and on ended up being super favorable to retail overall. Scot: [9:59] Yeah that makes it so that it's really a factor of the stimulus is what you're saying. Jason: [10:06] Yeah and we'll talk about the downside of that if they end of this podcast but so that's the industry average and I would remind everyone to be cautious. In thinking about averages because, very few retailers experience the average right like in general there were big winners and losers based on categories and I'm for the purposes of the podcast we're not going to talk about category growth or foot traffic. From 2022 2021 because 2020 was such a weird year because of the pandemic I actually am going to jump ahead in the deck to slide 9 which is where we start talking about, comparing. Last year to 2019 so like what the cumulative changes were over the from before the pandemic to you know at the end of the second year of the pandemic so. Over that two-year growth we grew 22% as I mentioned earlier and so I actually. [11:09] Put together look at what the average to your growth was every year for the last 30 years and in general the average two-year growth is around 10 to 12 percent so 22% is, unprecedentedly High. Two year growth and remember like you know there was in 2008 there was this recession and there was negative growth so you'd think the the year-over-year from that recession would be super high but but this. 2020 and 2021 year is basically the the best years of retail in our lifetime. And so then I go to slide 10 where I show you how fast each category grew and remember if the industry grew 22%. You really want to be growing faster than that 22% so the categories that one the grew faster than 22% we're your new favorite category automobiles. So they grew at 24 percent which was mildly surprising to me because you, you know early on you would assume Car Sales slowed down significantly and then of course there have been all these chip shortages that's made it slightly hard to buy cars, and yet cars were still one of the bright spots does that surprise you at all or were you totally dialed into that. Scot: [12:30] Yeah the counter is the used markets on fire and they're marking the cars up so there's kind of like an inflation of car prices in there that I think. One of the reasons so if there is a car dealers are taking these pretty exorbitant markups on those, which is kind of short-sighted but that's what they're doing and yeah so so it doesn't surprise me too much when you know what surprises me is where did it all go so we had this like tsunami you know anything about retail it's you know it hasn't been over. You know like what, 10% for a long time and then you've got in the two year ago comparison you get up to maybe like 15% so it's like a surge year where did it show up like I can't think. You know amongst the public companies the Walmarts the targets and that kind of stuff I don't really see it I don't see them just like, blowing up expectations and saying oh my God so much money flooded into our coffers. I kind of wonder where it went or maybe it's going to show up and you know in when you when you chart it out it looks like a lot of it came at the end of 21 so maybe we haven't seen it come out and the public markets but it's going to be you know I kind of wonder where it went. Jason: [13:42] Yeah so I would argue that we are seeing it like in the big companies in the Amazon Walmart Target Kroger and certainly Home Depot and dicks we are seeing it. And so I think the car one is a harder one to see because the car you know the actual car dealers are so fragmented because they're all franchisees. Scot: [14:05] Carvanha has seen it carvanha. Jason: [14:06] The Used Car Guys for sure saw it so let's come back to that in one second let's talk about the other two categories that were above the industry average building materials and garden supplies right so that's Home Depot and Lowe's and you know they're there to your growth Stacks were like significantly up from previous years and again. Part of the reason they would be up as people spend a lot more money on their homes when they were traveling last and then and so that category group thirty percent over two years and then Sporting Goods grew 38 percent over two years so that's you know dicks and sporting goods and and those folks and they were seeing like like I want to say the two year growth stack on dicks would be is like 94% or something so. Scot: [14:56] Yeah. Jason: [14:59] So and then the categories that still like had, by historic standards great growth but did not grow as fast as the industry average grocery stores so only grew 16 percent I have to say that surprised me a little bit because I would have. Expected you know with the hit that restaurants took that the grocery would have outperformed the industry average but you know it doesn't seem like it. It did and then, furnishings and furniture and Home Furnishings grew at 21 percent so about the industry average and again because of all the money people spend on their homes I kind of would have expected that to be higher so those two things. Surprise me a little bit. And then the the categories that were you know more significantly hurt by the pandemic like gas and clothing, you know clothing was still up 13% gas was up 15%. And that's what hurt looks like right like so you know up 13 percent against the industry average of 22 percent like that's. You know kind of the the low end and you know I think if you talk to apparel people during the pandemic they would have said like oh we're you know we're experiencing Armageddon if you compare this 13% growth too you know any of the last five or six years for apparel this would have been a great year. [16:23] And then the most inexplicable to me of all and I think it just has to do with the mix in this category is Electronics and appliances are only up 6%. And I I'm totally open if you have a hypothesis cop but like I think everybody bought a lot of extra Home Tech. So especially the beginning of the pandemic everyone's buying extra computers for their kids for homeschooling and everybody's updating their work from home stuff, and you know over the two-year course of the pandemic you know everybody remodeled their kitchen about new appliances so I'm a little befuddled. Why that you know that category is literally the bottom of the Barrel in this the US Department of Commerce data and it's only six percent of growth. Scot: [17:13] Yeah let me look at the year. Jason: [17:18] I have a so while you're looking I'll just I'll tell you I my. My unfortunate hypothesis so there's an enormous flaw in the US Department of Commerce data and that flaw is that they call e-commerce or non stores. A category. So you're either a Peril sale if you sell the clothes through a store or your Anon store sale if you sell the clothes online, and so if you sell a TV out of Best Buy you're in electronic sale but if you sell the TV online for curbside pickup. You're a. Non-store sale and so I didn't mention this earlier but the category that actually grew the most by far during the pandemic is non store sales which are 38% and we, have any good way to know how that breaks down by category so my hypothesis is the electronics category actually probably did better but the it over index to sales going online and therefore it gets office gated in this US Department of Commerce data. Scot: [18:32] Yeah and then accentuating this is the supply chain problems hashtag Supply pain where you know a lot of that stuff you would go into the store for especially big appliances where you kind of want to see it and touch it and feel it before you order it, I know on the order of 10 people that cannot get washers and dryers. So you know that that was all like this big appliances are in and they've been waiting since you know, Q3 last year to get these things it's insane so that could have you know so you have this kind of double edged double whammy of a lot of stuff moving online or non-store from the store in the store or struggling because they can't get inventory for the shelves and you know every electronics item has a chip. Jason: [19:20] Yeah so I do like that I will say it from the data it looks like more of the group The Slowdown was in, 20/20 than 2021 which like kind of argues it like. Scot: [19:35] Yeah attribution. Jason: [19:37] Yeah so but I don't I don't know and so then so that so far everything we've talked about is US Department of Commerce data so I'm also super interested in how many people walked into a store so I asked our friends at Placer AI which is a, a company that has access to a huge panel of consumers that have software on their phones and it tracks where they go anonymously and they use that data to forecast. Retail foot traffic across the country and so I put together a data set so on Slide. [20:21] 11 of the deck you can see how the 20 21 foot traffic every month compared to 2019 and so for the first half of 2021, um foot traffic in retail was still down between 10% and 0%, versus 2019 so fewer people are going to stores in 2021 then we're going to stores before the pandemic. And then by July we had our first kind of Positive Growth since the pandemic so July and August we're kind of up for and six percent over 20 19 respectively, then we had another slight dip in September and then we had a pretty prominent dip in December of 2021 which was probably the Omicron variant kicking in. [21:12] But so in aggregate. There are still fewer people walking in a brick-and-mortar stores in the United States of America in 2021 than walked in a brick-and-mortar stores in 2019. Scot: [21:24] There are some it almost like it seems to be correlated an inverse correlation with case count right so in the summer cases were kind of low everything was feeling pretty good and then we had kind of the surge the Omicron surged kind of come back and here at the very tail end of 21 we saw a really plummet. Jason: [21:42] Yeah no for sure and there are lots of people that I have been correlating these statistics to case counts or hospitalizations or. Or mortality or any of those things in there are strong correlations so you're certainly right. [21:56] Um so then I I said all right well let's double-click on some of the categories that might be interesting and one category that I mainly double clicked on for you was Automotive so for folks that don't know Automotive is the biggest. Category of retail spending and which kind of makes sense because it's the. The highest ticket item so 1.5 trillion dollars in in car sales in 2021 which is 23 percent of all retail spending so we said 6.6%. Six point six trillion in retail 1.5 trillion of it was cars and that's up as we said earlier 24% from 2019 and then I give you kind of the, the shape of that Demand right and and you know so again, the best month in the history of car sales was April of 2021 and then it's been, tapering off a little bit since then but still up significantly from 2020 and 2021 is up nominally from from 2019 so a very vibrant year even though per your point you know it's actually hard to get vehicles right so a lot of this this. Increase in sales is an increase in price points and inflation versus unit sold but I think it is a little bit of both. Scot: [23:20] Yeah the other changes there's a pull forward because what dealers have started doing is pre sailing Vehicles so it's almost like an auction where they'll say Jason I know you want this IMA Mustang and we got three coming in and August but if you want one of those I'm going to need you to, pay me to there now I don't know how that correlates to these numbers but we're seeing this big pull forward of the consumer dollars into the auto category because of this pre-sale thing where, historically it was you would go test-drive negotiate and then buy the car and it was sitting on the lot the inventory model is kind of flipped right now which is interesting. Jason: [23:59] Yeah yeah and I know not not related to sales velocity necessarily but another interesting thing is. The amount of test drives per sale is way down like it used to be like three test drives per sale and now it might be less than one test drive per sale. Scot: [24:17] Yeah it's kind of it's fun being in the auto category because some in some ways I feel like I've seen the movie before right so for example remember when Zappos came out and they disrupted the shoe category by saying free 365 returns, well then everyone would just buy would say well sometimes I'm an 11 sometimes in 11 half and 10 half I'll just order all three in return to. So then everyone had to adapt that new model because consumers flocked to it and the car industry carvanha has had a seven day return for a vehicle and that's how they got around the test drive and everyone laughed at him and was like why would you do that that's ridiculous and then the pandemic it and everyone had to kind of adopt that model so that's that's gotten rid of the test drive most dealers now have had to adapt to that that more customer friendly model and effectively have like a seven day return window. Jason: [25:06] Yeah and you know you've heard me say this before but I've been following the ottoman of category relatively closely and the grocery category for two big reasons they're they're the two biggest pieces of consumer spending but also before the Pandemic those were the two categories that were released digitally disrupted like a small percentage of cars were sold online a small percentage of groceries sold online and so those two categories were the most disrupted by digital they they got the most digital fastest as a result of the pandemic so I've been super interesting because per your point a lot of the learnings that we've had over the last 20 years in the apparel industry in the consumer electronics Industry and the home industry like are now you know playing out in an accelerated basis in the automobile industry and in the grocery industry. Scot: [25:57] Yeah 11 cool example and I know you know these guys so yeah I tell folks a lot about how Walmart budget and it was kind of like this this analog kind of old-school company building bringing deep digital DNA and we would see a lot of that not emotive category and sure enough Discount Tire which is a brick-and-mortar tire shop family-owned what are they like 100 years old or something like that and they just bought Tire Rec which is kind of the you know the online incumbent and they're merging those two companies together so it's funny because everyone thinks I'm kind of a Nostradamus of this stuff because but it's really just, the exact same thing we saw happen in e-commerce with other categories as happening in the automotive category. Jason: [26:42] Groundhog Day yeah sometimes when I'm impatient I really have to avoid telling clients so I know you need to figure this out for yourself but I know how it is. Scot: [26:52] Yeah. Jason: [26:54] But so I mentioned the grocery category that's the next category that I want to talk about briefly so now we're on slide 14 of the deck, and groceries the second biggest category of consumer spending it's fourteen percent of all retail spending so it's, 901 billion dollars in 2021 and and I mentioned grocery was up pretty significantly up 16 percent but but that you know that is a little less than the industry average and I give folks that that same kind of three-year year-over-year graph if they want to see it but then a bonus data breakdown I always like to do for the grocery industry is on slide 16 and this is a, a line graph with two data points grocery store sales and restaurant sales, and what's interesting about that is for like a pretty significant period of time about a 10-year period. Sales were split almost 50/50 between restaurants and grocery stores so all the the American calories were kind of divided 50/50 between McDonald's on Applebee's and Walmart and Kroger and in the pandemic exactly what you would expect to happen grocery sales shot up and restaurant sales you know took a nosedive. [28:13] Over the course of the pandemic they've moved back closer and kind of come summer of 2021 they actually came back to where they used to be so they were kind of level again and we were like I wonder if that, if if that Gap is over but then Omicron appears to have open that Gap backup so at the moment there is still about a ten billion dollar a month discrepancy between spending on on groceries and spending on restaurant so potentially bad news for the restaurants. Scot: [28:48] Yeah well you wouldn't know it at my restaurants or so they're they're they're super busy. Jason: [28:53] Nice. Scot: [28:55] Could be you know we you know it's interesting traveling around the country a little bit now it's like living in 50 different. Countries the way they're covid policies are so you go to you go to Florida and Texas and everything's just open and normal and then you go to the north east or the west coast and things are very much shut down, and here in our kind of a kind of in the middle but we're still struggling our restaurants part of it could be that they're just closing all the time so we have several restaurants that just can't keep their doors open due to this kind of constant struggle between in team members employees and supply chain so you'll you'll go and they'll have to close early because they didn't have anyone to work that shift and then you'll go and they'll be like we're out of you know it'll be a salad place in they'll be out of lettuce you're like yeah guess may not have needed open but they'll be in there with nothing to do so so it's really. The economy is having a really hard time it's really kind of sputtering right now across those things which which could fall into restaurants and bars you know this, looking into this year into 22. There's a lot of grocery stores are have bare shelves and I don't I was going to actually because you're the grocery guy I don't know what's broken in the supply chain there because obviously we don't rely on China for you know, a lot of that stuff so it's not the that specific thing but that seems to have really become discombobulated as well. Jason: [30:21] Yeah so yeah for sure there it turns out like there is for a, a fair segment of the grocery products there is an international component right like so there are weird ingredients that we do depend a lot on on Imports for right so you know even if the Mondelez cookies are made in the US the sugar for the Mondelez cookies is not and so it it is possible for the shipping to to have an impact on Oreo availability it just it tends to be delayed because it's it's more the ingredient than the finished goods that that is getting in. Scot: [31:01] Catching you know maybe the package. Jason: [31:03] The cpg guys even more so right so a lot of the chemicals that get used in cpg products and a lot of the the, the packaging like blue ink for a while was one of the the the constraining factors and so you know, Brands did have a hard decision to make do we like change the color of our packaging so we keep stay on the shelf or do we you know try to stay true to our brand and wait for morning. Which are not decisions you imagine ever have having to make. Um and then you know grocery is have its groceries a very fragile ecosystem margins are really thin and so. More so than other categories of retail the wage inflation has a Major Impact in it it actually. There's a low-wage workers all the way along that supply chain and so you know a big thing that takes out. Domestic food is you know there's a round of covid at the meat processing plant. And that that can you know be a big Regional hit I walked into a breakfast place last weekend and they were out of eggs, and I'm like wait a minute I haven't heard about an egg shortage or like are we having an egg shortage and the guys I know are our manager just screwed up the hole. [32:27] Yeah but I was I was with you I guess yeah what it's questionable why you open if you're a breakfast, restaurant and you don't have any eggs or you should at least put a vegan sign up or something I don't know. So I always like to talk about a parallel because for a long time apparel is like one of the crown jewels of the retail category and people are super excited about that and you know there was an ERA when those were the best jobs so up, Peril is much more it's about five percent of retail sales it was 303 billion despite the fact that we all have been living in sweatpants for the last two years apparel sales were still up 13%, that definitely was a mostly due to a 2022 2021 recovery 2020 was a really bad year for apparel and it started to come back so apparel is one of the few categories on Slide, 18 where I give you the three-year graph of the the category it's one of the few categories where the 2020 sales were consistently below the 2019 sales and then 2021 they, they came back up to the top and you know one interesting fact about a parallel that I give you a data breakdown on 19 is. [33:41] Apparel has just been getting cheaper over time that in the 1990s apparel was seven percent of retail spending and now it's about four and a half percent of retail spending and that's a largely because good clothes are just less expensive and and you know the same closet that an American would have had in 1990 Hassel asks in 2022 and so if you're growing in the apparel industry you're you're growing in a shrinking Market which is you know always a challenge to do. Scot: [34:15] The entire Farm it's kind of shocking to see April 2020 you know touching effectively zero sales and monthly apparel that's crazy that I feel for those guys that must have been a scary. Jason: [34:28] For most of these graphs I change edit the scale to make the graph as high resolution as possible so the bottom of the graph isn't zero but in a Peril it absolutely is. Scot: [34:38] Yeah might as well be easier yeah. Jason: [34:40] Um and so, so that's enough of the categories I know a lot of listeners on our show were particularly interested in e-commerce I wanted to talk about e-commerce for a minute I mentioned the official. Breakdown of e-commerce you know we won't get for December until the middle of February we do get a, a kind of proxy for e-commerce which is called non store sales it is a it is a bigger bucket and it has more other stuff in it than just e-commerce but if I look at, the 11 months of internet data and then the the one month of non store sales data. It's pretty clear that we're going to come in around a trillion dollars in e-commerce sales so if the official numbers work out the way I think this will be the first year the e-commerce in the u.s. is over a trillion dollars. Um that would represent 16 percent of retail sales so 16 doesn't sound like a huge number, but again it just depends on what your denominator is that 16 percent is you know overall of retail which includes, cars which are getting more digital but still aren't very digital it includes gas which is you know only digital in a couple neighborhoods in San Francisco, um and so I you know you start pulling out some of those traditionally non-digital categories and you know. [36:02] That one trillion dollars represents about you know between 20 and 25% of all the categories that that you know people are willing to buy online and so it's become a very meaningful mix and obviously. It was the fastest growing because of the pandemic but inside 21 I show you the the. The three-year breakdown and the thing that's unique about e-commerce versus some of these other categories. [36:32] E-commerce head its monster growth in 2020. So the two-year growth numbers are still amazing but the one year growth numbers from 2021 to 2020 are not so great because we're comping against. [36:46] A monster year and it's been interesting because like Shopify stock is down because their comps aren't very good right but really there you know. They're comping against these monster numbers. You know lots of retailers are calling me right now and they're in a panic because they're not they didn't hit their goals and their their you know numbers are wrong and I'm like. I mean they're you know their numbers are soft and I'm like well but let's look at what really happened like you had unprecedented growth over the last two years and you're you know you potentially are. Thinking about it in the right way so on slide 22 I give you my, entire story of the world going digital in one slide and it's a little hard, hard to follow but basically what I show you is I show you the brick-and-mortar sales every year or every quarter and then on top of that I show you the e-commerce sales so you can see the e-commerce growing you can see kind of, as a portion of retail what it is and then I show you the rate of growth for for retail and e-commerce and until the pandemic we had a pretty consistent story, e-commerce was growing at like between 15 and 20% a year and brick-and-mortar was growing at three to four percent a year and that was pretty reliable, so then the pandemic happens and brick-and-mortar shrinks for a quarter and e-commerce explodes by you know over 40%. [38:10] And since that time they've been coming back and so for the first time in my life time in Q2 of 2021. Brick-and-mortar actually grew faster than e-commerce for the first time ever. Largely because of the you know they're comping against these these you know huge huge March of 2020 and you know I will see you when the data comes out next month but I have a feeling we're regressing pretty quickly now back to the kind of the the pre-pandemic rates of growth like we absorbed all this big e-commerce growth for two years and I can you know I kind of think we're gonna see e-commerce level back down at that 10 to 15 percent growth every quarter and and Retail drop back down to the 45 percent growth of quarter. Scot: [39:06] Well I think it's you know I think the silver lining for me is and I'm the e-commerce guy here is we had the Surge and then we actually did kind of even better than the surgeon you know you could have painted a story that said this will kind of flip – for your to as it kind of the subsides and then then we get back to normal so so the rising tide kind of stuck and created a new high and then we have continued to grow from there how does I know this this agitates you which is why I bring it up but you know this does not support you know that Theory out there that we pulled forward like five years of e-commerce. Jason: [39:43] Yeah no we we didn't and most of the evidence now is that. We're we're not even way ahead of where we would have been that like like we we got the sales early but that. The future growth is. Slightly slower as a result so that like five or 10 years from now you know will see this this blip on the graph but we'll kind of you know end up at the same same place we would have end up without the the pandemic is most people's projections that's less to true in some of these, digitally immature categories like grocery or automobiles where we really did probably pull in you know kind of accelerate two to three years into the future. And so I did on slide 23 I give you the our estimates of the 2021 e-commerce sales for a bunch of retailers because I'm often surprised people. Don't necessarily have. [40:52] The the best perception about how the relative size of all these retailers so these estimates come from emarketer there there gmv us estimate for Amazon is on the high side of all the estimates I. I look at but they have 20 21 gmv for Amazon and about three hundred seventy six billion. Walmart's the second largest e-commerce site by a lot at 60 billion so quite a bit smarter than Amazon. Until recently eBay would have been the second biggest site and Walmart's approaching twice as big as eBay now so they have shot past eBay. To get to 60 billion eBay's at 38 billion apple is at 37 billion and then like people people forget how big a player apple is alone I saw a funny stat that like. If the air buds alone the air pods alone were a company like it would be the 10th largest company. Scot: [41:50] Yeah that's crazy. Jason: [41:52] And so then you get like a Home Depot is almost 20 billion targets 8 almost 19 billion Best Buys on you know over 16 billion, Costco who's the bane of my existence Costco like pays the least attention to digital they you know always talk about how unimportant digital is and how they don't like it, and I tell everyone what a horrible mistake that is and then Costco continues to Excel and despite not trying they sell 14 billion dollars a year on line. [42:24] So then you can see the rest of the the top 15 on that slide on slide 23 if you're interested but it's interesting to understand the. The relative size of some of these companies. And so then you know one of the things that people always ask about is what did holiday look like particularly so the next section of this deck is, a double click on on holiday 2021 and so. I'm defining holiday as November and December sales that somewhat controversial because there's a lot of different ways to think about it. If we just look at November and December sales this holiday period was the the largest retail holiday ever. And it drew about 16.1%, which is vastly faster growth than any other holiday like the next biggest holiday was 10% so so kind of the same story for the whole year we get in Holiday it was a monster holiday, um You know again that depends a little bit on how you Define retail in RF likes to pull gas out of their number so they're there they would say holiday was 14 percent growth which is still. A monster number. So then I went back to our friends and place Rai and said hey what is foot traffic look like every week of holiday. [43:49] And that to me was kind of interesting so. You know December foot traffic was down overall I'll remind you because of Omicron but if we kind of look at the the weekly data for Holiday foot traffic was actually up versus 2019. Leading into the Thanksgiving weekend and so then the weekend that was way down was Thanksgiving weekend way less people went to stores on Black Friday, then went to stores in 2019 about six percent less, and then you know the rest of holiday was slightly above so if it weren't for the decline in Black Friday traffic I would say foot traffic and Retail was up about 2%, over 2019 but that Black Friday dip pulled the whole thing down to where we still aren't back to 2019 levels does that kind of make sense. [44:44] And so one of the things that is a common narrative about holiday and I've even contributed to this narrative is, man retailers are really trying to pull sales in and holiday starting earlier in October and you know holidays flattening it's less about these big, spikes on on Black Friday and Cyber Monday and so now that we have real data I'm like oh well let's see how, how that really held up in the first thing to know is. The early sales in October was kind of a myth like there was not an unusual spike in sales in October and so you know. [45:20] There was not a huge success in pulling sales into October and so then what I did is I went to similarweb which similar web has a data set of e-commerce site visits and what I like about that is, we can get much more accurate granular data than we can on like foot traffic or you know foot traffic or lucky to get weekly data but for e-commerce we can get daily number of sessions or unique visitors or things like that so I said hey let's take the hundred biggest e-commerce sites in the US and let's see total visits and let's compare, 2019 with 2021 and the first thing to remember is. You know Thanksgiving doesn't fall on the same day every year and so what I did is I normalize those I said let's not do November 1st through December 31st, let's do the 25 days before Black Friday in the 32 days after Black Friday so that we could kind of. Match up the the flow and what you'll see is there was a lot more traffic on e-commerce sites every day of holiday in 2021 than 20 then 20, except for two days Black Friday and Cyber Monday and Black Friday and Cyber Monday 2021 with still above. 2019 but they were nearly the same and so. The I guess what this would say is this partially Bears out our hypothesis. [46:48] E-commerce visits did level out like the traffic did get spread out to the whole 60 days more than ever before but those those two tent poles are still tent poles and they still are by far the busiest days, so I you know I definitely you know think that the narrative that like those Temple days don't matter anymore is kind of a misnomer and they you know they got nearly twice as many visits as a normal holiday day. Did that surprise you at all. Scot: [47:20] The surgeon the chart 21 is interesting at the end I think that's my procrastinator people. Jason: [47:28] So so yeah so. Scot: [47:29] It's where I shop. Jason: [47:29] It's God's talking about is the gap between 2019 and 2020 is pretty consistent but then opens up the most ever has, um the very end of the holiday and my hypothesis for that is again this is e-commerce it's Omicron again so I. There was pent-up demand to go to stores people were going the store store traffic was going up and then store traffic fell off a cliff the last half of December as people started getting nervous and so I think that you know drove more people to e-commerce again as my least is my hypothesis. [48:03] And so so that I think is a super interesting data set I definitely am grateful to have access to the similarweb stuff and wow I was diving into their data Isles one of the cool things there's we can see traffic on individual website so I said, well let's see who the winners and losers are in terms of traffic and the story here is. The the traffic is disproportionately going to the the big high-performing sites so you know not surprisingly, Amazon gets the most traffic but they also got the biggest chunk of traffic growth so sometimes you'd say hey the biggest most established players should be the hardest to grow. Amazon Druids traffic faster than any other top 10 retailer which is pretty impressive, and then the next biggest grower was Walmart so this is kind of the story of the rich getting richer and you know traffic and sales consolidating on the, those those very big a sites which is kind of the story you see on slide 29 if you're following along on the deck. Scot: [49:12] The thing that fascinates me about this data is you have like Etsy with the fourth most traffic but then they're like one of the smaller e-commerce sites right so does that, yeah it does that mean no well that's apples and oranges I guess that's all of retail in the previous comparison. Jason: [49:30] No that was at Seas. These e-commerce sales are about little less than 8 billion in the u.s. versus like Walmart at 60 billion but then Ed C does have like like nearly as much traffic as Walmart right like. I want to say they did 600 million, visits over the holiday period versus Walmart did like 1.1 billion so, so you know despite Walmart being 10 times as large they only had twice as much traffic and I think part of the reason for that is the the. Kind of thin long tail nature of Ed c means that their overall conversion rate and the amount of you know pay visits you have to do to find what you want is. Is higher than then it is on Walmart where you're more likely to go to Walmart with with high purchase intent for a particular item and these days it's pretty easy to find that item and get out. Um and that kind of is born out Ebay is still the second large just traffic site even though they're they're shrinking and again eBay's almost half the size of Walmart but eBay is traffic is still higher than Walmart's. Scot: [50:52] Yeah it's a huge it's kind of sad in one way but it's a huge opportunity Bay could get their act together and convert that traffic the way Walmart is they. Jason: [51:00] Yeah if I could redo our. Our predictions episode so you know I talked about in a number of times on this that one of the big trends is retail media networks and you know people selling ads what this data set uncovers more than anything else is the untapped opportunities Ed C needs to get a retail media Network up as soon as possible because I, as far as I know they don't have one. So they should be monetizing that traffic because that that that that's a valuable asset they're not they're not leaning into yet for all our Etsy listeners so then I will just say in this is you know the Chrome Legend in me, during holiday we talk a lot about these estimates from companies right so Adobe you know you know we have on the show and they give us their real time estimates based on on all the customers they see we have sales force on the show every year and they give us real time estimates and then you know when we talk about that I don't think we've had on the show is Mastercard has this product called spending pulse which is, kind of an anonymous aggregated view of all the people that buy stuff with MasterCard and. [52:08] Just just for interest Adobe MasterCard in Salesforce all agree, um that the e-commerce grew about 10% in in Holiday 9 or 10% and holiday of 2021 and that passes the smell test again we don't have the e-commerce data for for December yet so I don't really know but that. That feels like the right order magnitude so I think you know these guys all credibly predicted, the shape of holiday e-commerce but the only one of these guys that predicts brick and mortar is Mastercard right Adobe and Salesforce are pure online retailers and every year I always get weird data from MasterCard and I say this because the whole. The whole world and especially the media like publish this MasterCard data far and wide and and treat it as fax MasterCard like on December 26th said that, retail sales were going to be up 8.5% and that meant they were going to be up 10.7% versus 2019. And so we now know from the US Department of Commerce data that that they were off by 50%. So just call out to my friends at MasterCard that I'd be curious to understand what's going on there from my. Scot: [53:31] Your category thing. Jason: [53:32] Yeah from my seat Well they argue it's not but from my seat there consistently off on the brick-and-mortar number so I'm I'm curious and so then. [53:42] Every time I have this conversation with a colleague or a client the especially someone that maybe doesn't live and breathe e-commerce every day is soon as you start talking about this monster growth number, what everyone asks is yeah Jason but how much of that is inflation right because the thing we hear about in the media the most. Is is inflation inflation inflation and so you know it stands to reason if. [54:09] You know if something grew by 10% and people are paying more you know ten percent more for everything then that explains it and this you know this is an inflation story not a growth in consumer demand story and so I like to put in. Just a little kind of inflation picture at the end. The so I give I give folks a graph of the government, inflation numbers for for for these three years and and what you can see is that like for most of the pandemic inflation. Kind of stayed in the normal range and then we started this, this huge climb not until January of 2021 so if you remember like all a lot of this growth were talking about was 2020 growth, inflation doesn't explain that growth at all there is significant inflation in all of 2021 and it's historically High it's you know depending on how you want to count it could be a 40-year high and so it finished in December. [55:14] At seven percent and so if you figure normal inflation, is a about 11 and a half percent inflation was already high before the pandemic at 2.3 percent. You know if you say alright it should have been at 2.3 percent and it's at seven percent then you could. Say that the kind of back half of 2021 sales that you know. That three or four percent of it can be explained by inflation but definitely not this 22% were talking about. [55:48] And I don't know if you been thinking about her talking about the inflation a lot it's kind of. It's it's kind of funny because I always like to remind people the long-term picture we're all paying way less for goods than we ever did before so I kind of pull this. This 20-year inflation number to remind people that like we're paying fifty percent for a pair of what we paid 20 years ago we're paying, 30% last for personal products and beauty products were paying 17 percent last four cars we're paying 12% less for food all the tangible stuff we buy is getting cheaper because we're getting better at making, and where the American family's budget is going is to Services right so you know the American families having to pay way less for hard goods and food and way more for housing education and Healthcare and that's the big macro picture, but then we've had like the we talked about a lot of the growth in retail coming from all this economic stimulus, the the downside of that economic stimulus is. [56:47] It actually is one of the contributing factors to inflation right like the people have more money to spend, um they buy more the supply chain wasn't prepared for that buy more and so we have, supply chain disruption and so now you have Supply going down and demand going up and what do people do in a rational Market when they they have high demand and low Supply they they charge more, um and so then you know people say hey everything I buy is more expensive I need to get paid more and we have this unprecedented leverage that workers have right now because the labor shortage so they're all negotiating better prices and guess what that means they can afford. Pay more again and and manufacturers are you know having more costs of labor for making stuff so they're charging more and what's been super interesting and all this is, you know it's kind of an excuse for manufacturers to charge you more like most of these manufacturers that are raising their prices are also setting record profits so it's not like. True that like. All of this information is manufacturers passing costs on to Consumers it's a little bit of the the you know opportunity of the moment of you. Scot: [58:01] Yep it's complicated to the inflation a lot of its gas and then to your point a lot of it's stuff that doesn't have this inherent deflationary element to it like healthcare and we're paying more and more for healthcare education anything that has a service component is shooting way up. But even even in the short term though like yeah everything at the grocery store is insane right now it's crazy. Jason: [58:27] Yeah and food and gas are historically more volatile so inflation goes up and down more like side note you have to take all these numbers with a grain of salt because the way they measure it is, they measure the cost of a basket of goods that an average American bought but they built the basket of goods in like 1945. And so it's not the right past it's for today there's no iPhone in that basket. Scot: [58:50] Yeah. Jason: [58:52] So yeah so it's interesting fun it's fun for me because I'll actually be on Good Morning America this weekend talking about inflation. Yeah always fun but yeah I. I'm with you if you take what's called core inflation where you pull gas and food out inflation's like 4.5% so for most of these retail categories, it's part of the story but it definitely would be a mistake to Discount all this growth and say oh it's just. And that's my scoop that's your 36 slide deck that you're all welcome to grab and use my thanks to all the the data providers that contributed to all of it so I have a, a bibliography at the end so if you're interested in starting to track any of this data on your own I tried to make that easy for you. Scot: [59:41] Yeah when we do when we post the show will also try to get on our socials because I've had some people say they can't find the show notes and so we'll make sure that we disseminate this wide and so everyone has it. Jason: [59:55] Well Scott not surprisingly we were able to perfectly fill up an hour with this one topic. So hopefully you found value in this is Scott mentioned the top of the show if you did we sure would appreciate that five-star review, but thanks everyone for kind of following Along on this like pretty dry difficult data dump episode I hope I hope it was useful please, give us feedback if you liked it or if it was not the right format. Scot: [1:00:23] People of data in retailgeek delivers and until next time. Jason: [1:00:28] Happy commercing!

Fintech Insider Podcast by 11:FS
595. Insights: The European and US fintech markets - which is further ahead?

Fintech Insider Podcast by 11:FS

Play Episode Listen Later Jan 21, 2022 42:34


Our expert host, Simon Taylor, is joined by some great guests to get under the skin of the debate into who is currently leading the fintech revolution. With the recent success stories of Chime, Current, Bond, Unit, Ramp, Brex, Persona, Alloy, Plaid, MX, and many many more – there's a velocity to the USA right now. However it has also been argued that the US are late to the party and Europe was having this glut of success 3-5 years ago and the US are just catching up. So with this in mind – we're asking who is currently ahead when it comes to fintech, the USA or Europe? This week's guests include: Peter Lord, CEO, Codat Amon Ghaiumy, Co-Founder, Ophelos Valentina Kristensen, Director, Growth & Communications, OakNorth All of this and much more on today's episode! This episode is sponsored by Primer. Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io (https://primer.io/?utm_source=11fs&utm_medium=referral&utm_campaign=fintech_insider_) This episode is sponsored by Fintech Meetup. Join Fintech Meetup, the world's largest fintech meetings-only event! That's right - no speakers or content….just 30,000+ double opt-in online meetings that result in Deals, Partnerships and Funding. Meet 3,000+ participants from Fintechs, Banks, Credit Unions, Community Banks, Investors, Networks, Solution Providers, Tech cos, Retailers & Merchants and many others! Online, March 22-24. Learn More & Get Your Ticket (https://fintechmeetup.com/) Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com! Special Guests: Amon Ghaiumy, Peter Lord, and Valentina Kristensen.

Growth Everywhere Daily Business Lessons
Axie Infinity Co-founder Reveals How They Are Achieving their BHAG of A BILLION Players

Growth Everywhere Daily Business Lessons

Play Episode Listen Later Jan 21, 2022 3:43


In this video, Axie Infinity Co-founder discusses their 'Big Hairy Audacious Goal' on achieving a BILLION players! TIME-STAMPED SHOW NOTES [00:00] - Intro [00:09] - Axie Infinity BHAG [00:37] - Achieving BILLIONS [01:00] - Play to earn in Axie [01:52] - How they create opportunity for others [02:50] - Others spend for others to earn Programs: ✌️Free Masterclass On How To Create Your Dream Business https://levelingup.com/masterclass

THINK Business with Jon Dwoskin
Sustainable Investing

THINK Business with Jon Dwoskin

Play Episode Listen Later Jan 21, 2022 29:14


Jon and Jim talk with Jay Close, Co-Founder of Motive Wealth Advisors, about “sustainable investing.” This topic has surged dramatically in 2020; and is likely to become even more popular under the current administration. Come learn what it means for your portfolio – What Jim Niedzinski has to say about fellow Managing Director Jay Close… What He Does Jay Close, CFA, CFP®, directs our investment strategy and oversees the management of our clients' portfolios. He creates custom investment solutions that are mosaics of our clients' needs and values, insights from independent research sources, and our best ideas. Who He Is What stands out to me about Jay is his incredibly rare combination of complementary skills and his integrity in their application. First, Jay is, to be certain, a true technician. He finds research and analysis fun like most people might enjoy a good novel or night on the town. Yet Jay isn't content, as many intellectuals are, to merely learn — Jay is a doer, driven to apply his discoveries. Finally — and this is what makes Jay a truly rare bird — he isn't just satisfied with deeply intellectual pursuits, or the effective application of his work, but ultimately Jay finds fulfillment in making a meaningful difference in the lives of others. Jay's Qualifications Since 2006, Jay has been serving wealthy families as a fiduciary, managing their investments within the context of coordinated financial plans. Jay previously managed client portfolios totaling over $1 billion as the Director of Investments of a privately held wealth management firm. Before Motive, Jay served as a Senior Portfolio Manager in the Private Asset Management division of a Fortune 100 financial services firm. Based in Ann Arbor, his practice focused on serving the needs of high net worth faculty and physicians at The University of Michigan. Jay is a CFA charterholder and CERTIFIED FINANCIAL PLANNER™ professional. He graduated magna cum laude from Western Michigan University with a major in Personal Financial Planning. Jay's Personal Life Jay's family includes his wife Jackie (truly his better half) and their three adorably rambunctious daughters. After living in Beverly Hills, Michigan, for many years, the Close Family moved to Brighton Township where they're surrounded by extended family, big sunrises, and sandhill cranes. If Jay isn't exploring the woods with his family, he's probably reading, or fiddling with a chisel and plane, intent on becoming a more capable woodworker.   Investment advisory services are offered through Motive Wealth Advisors, a DBA of tru Independence Asset Management, a Registered Investment Advisor with the U.S. Securities and Exchange Commission. Any material discussed is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third-party sources and is believed to be reliable. Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: jon@jondwoskin.com Get Jon's Book: The Think Big Movement: Grow your business big. Very Big!   Connect with Jim Niedzinski: Website: www.motivewa.com LinkedIn: linkedin.com/in/jimniedzinski Email: jim@motivewa.com   Connect with Jay Close: Website: https://motivewa.com/

The Trouble with Sex
Meet Dr. A Hole

The Trouble with Sex

Play Episode Listen Later Jan 21, 2022 38:42


If you have ever had a hemorrhoid or fissure, you know how important it is to take care of your bum. And for those who enjoy anal sex and play, your tush needs extra care.  Meet proctologist and anal surgeon, Dr. Evan Goldstein (affectionately known as Dr. Asshole),  as he and Dr. Tammy talk sex tips, proper healthcare and what NOT to do with pool balls...DR. TAMMY WANTS TO ANSWER YOUR QUESTIONS about Sex, Love & Relationship and help you with your Trouble with Sex. Send your questions to drtammy@thetroublewithsex.com.  INTERESTED IN BECOMING A CERTIFIED AS A SEX THERAPIST? Visit ISTI - Integrative Sex Therapy Institute.  If you are already a therapist, find out how to receive your AASECT Sex Therapist Certification. Or, elevate your practice in relational psychotherapy by earning the new Certified Sex and Couples Therapist designation (CSCT).​ AASECT and CSCT renewal and re-certification classes are also offered. GUEST BIODr. Evan Goldstein is a nationally renowned anal surgeon and the Founder and CEO of Bespoke Surgical, the leading private practice specializing in an elite standard of sexual health and wellness care in New York City. His practice caters to a wide range of clientele; however, the majority of his patients are LGBTQ+. Dr. Goldstein is also the Co-Founder of Future Method, an innovative sex care brand that is the result of Dr. Goldstein's years of experience working with his clients and understanding their sexual needs which has been embraced by people from a wide spectrum of sexualities.As the preeminent expert and thought leader in the field, Dr. Goldstein is committed to education and awareness—not only bringing the important issues surrounding sexual health to the forefront but also eliminating the stigma attached to anal engagement. Relating to a wider audience, Dr. Goldstein leaves the medical jargon behind and communicates in a straight-forward, direct manner, breaking down taboos and allowing for more conversational and open discussions.THE TROUBLE WITH SEX RESOURCES, REFERENCES & INFOCHECK OUT DR. T'S NEW BOOK - OPEN MONOGAMY!· To read more about how to improve your sex life, check out Dr. Tammy's Getting the Sex You Want: Shed Your Inhibitions and Reach New Heights of Passion Together.· Learn more about love, marriage, monogamy and how to redefine your commitment to each other in Dr. Tammy's TEDX talk - The New Monogamy - or her book by the same name. ·  Want more Dr. Tammy?  Read: The New Monogamy, When You're the One Who Cheats.

Wantrepreneur to Entrepreneur | Start and Grow Your Own Business
459: Ending entrepreneurial FRUSTRATION w/ Marc Zimmermann, Co-Founder of EFFEKT

Wantrepreneur to Entrepreneur | Start and Grow Your Own Business

Play Episode Listen Later Jan 21, 2022 25:51


In today's episode you'll hear from EFFEKT co-founder Marc Zimmermann on how reshaping his mindset and attitude has enabled him to grow as an entrepreneur, and how focusing on that personal development and growth has eliminated frustration through the ups and downs of growing an online fitness business.

Action and Ambition
Jasson Gilmore Helps Grow Allergan's Medical Aesthetics Business With Actionable Intelligence

Action and Ambition

Play Episode Listen Later Jan 21, 2022 24:55


Welcome to another episode of The Action and Ambition Podcast! Joining us today is Jasson Gilmore, Co-Founder of Allergan Data Labs. Allergan Data Labs is the newest venture for Allergan Aesthetics with the unique purpose of bringing the same level of tech innovation to advertising and marketing as drug development. The team has been tasked with rethinking the digital consumer experience across all their brands. He is also the Senior Vice President at AbbVie, a company that uses advanced science, expertise, and passion to solve serious health issues and have a remarkable impact on people's lives. Don't miss a thing on this!

The One Away Show
Hulet Smith: One Diagnosis Away From Giving Back

The One Away Show

Play Episode Listen Later Jan 21, 2022 42:26


Hulet Smith is the Co-Founder and CEO of Rehabmart, a company that serves patients, families, and caregivers by offering a wide selection of innovative rehabilitation products, superb customer service, and value-oriented discount pricing. As Occupational Therapists, married family guys, and fathers to special needs children; Hulet and his co-founder Mike Price understand the challenges of raising special needs children. Hulet is a father to a daughter who was born with Cerebral Palsy. As such, Hulet considers it a fortunate privilege to be able to give back and occasionally consult as a Pediatric Occupational Therapist, serving children and families living with Cerebral Palsy and brain injury. Hulet spends the majority of my time securing new opportunities, promoting efficiencies, and exploring business alignments for Rehab. Read the show notes here: https://bwmissions.com/one-away-podcast/

FUTUREPROOF.
Redefining the Extended Warranty Space (ft. Woody Levin, Extend)

FUTUREPROOF.

Play Episode Listen Later Jan 21, 2022 26:48


I think it's safe to say so much of our society is based off of consumption, no? But at the same time, there's another interesting trend: people want to hold onto their stuff for longer. Consumers have demonstrated an interest in their purchases' longevity, partially fueled, perhaps, by a greater interest in sustainability and the effect our consumption has on the environment. That's why we wanted to talk to Woodrow H. Levin. Woody is the CEO and Co-Founder of Extend, the leading provider of modern product protection. We talk to him about the problem with legacy protection plans, why consumers are trying to hold onto products for longer, some big news he's breaking this week, and why that big news is such a big deal. As always, we welcome your feedback. Please make sure to subscribe, rate, and review on Apple Podcasts, Spotify, Stitcher, and Google Play - and make sure to follow us on Facebook and LinkedIn!

Tech Bites
Forbes 30 Under 30 Food & Drink Class of 2022

Tech Bites

Play Episode Listen Later Jan 21, 2022 48:01


Meet the Forbes 30 Under 30 Food & Drink class of 2022. The annual list identifies and applauds young innovators and entrepreneurs who are redefining the way we eat, drink and think about food. On this episode of Tech Bites, host Jennifer Leuzzi talks with Forbes Under 30 editors Chloe Sorvino and Kristin Stoller. Two of this year's winners talk about the impact of being on the list: Amy Zhou, Director of Operations at Michelin-starred COTE in New York City and Miami and Co-Founder at Wine Empowered, and Alexis Nikole Nelson, forager, cook, educator and social media sensation @BlackForager.Photo Courtesy of Forbes.Heritage Radio Network is a listener supported nonprofit podcast network. Support Tech Bites by becoming a member!Tech Bites is Powered by Simplecast.

Native Lights: Where Indigenous Voices Shine
Honoring the Life and Legacy AIM Co-Founder Clyde Bellecourt (1938-2022) – Part 2

Native Lights: Where Indigenous Voices Shine

Play Episode Listen Later Jan 20, 2022 28:27


Native Lights: Where Indigenous Voices Shine – Weekly Radio ShowNative Lights is a weekly, half-hour radio program hosted by Mille Lacs Band of Ojibwe members and siblings, Leah Lemm and Cole Premo. Native Lights is a space for people in Native communities around Mni Sota Mkoce -- a.k.a. Minnesota -- to tell their stories about finding their gifts and sharing them with the community. Native Lights – Honoring the Life and Legacy AIM Co-Founder Clyde Bellecourt (1938-2022) – Part 2This is the second part of our special edition show, honoring the life and legacy of NeeGawNwayWeeDun, The Thunder Before the Storm, who was known by his colonial name Clyde Bellecourt.  Clyde Bellecourt was a member of the White Earth Band of Ojibwe and was a long-time civil rights advocate and co-founded the American Indian Movement in 1968. Bellecourt passed away in Minneapolis on January 11th, 2022. He was 85. On today's show, we learn more about Clyde's time in prison as a young man, and how it strongly impacted him uncovered his purpose.  During that time of incarceration, Clyde Bellecourt met key people who helped him connect to Native traditions and spirituality, and together with whom he would co-found AIM.  This time of growth and healing informed every aspect of NeeGawNwayWeeDun's advocacy work, which he carried throughout his life.  Chi miigwech to the folks who have shared their stories in these shows: Dr. Kate Beane Ph.D. (Flandreau Santee Dakota and Muskogee Creek), Dr. Brenda J. Child Ph.D. (Red Lake Nation), Dr. Antony Stately Ph.D. (Ojibwe and Oneida), Robert Pilot (Ho-Chunk Nation), Bob Rice (White Earth Nation), Steve Premo (Mille Lacs Band of Ojibwe), and Bob Blake (Red Lake Nation).  Native Lights: Where Indigenous Voices Shine is produced by Minnesota Native News and Ampers, Diverse Radio for Minnesota's Communities with support from the Minnesota Arts and Cultural Heritage fund. Online at https://minnesotanativenews.org/

HyperChange
Rainbow

HyperChange

Play Episode Listen Later Jan 20, 2022 74:26


Interview with my homie/Co-Founder of Rainbow Wallet, Mike Demarais. Rainbow is one of the fastest growth Ethereum wallets in the world, and has been praised for its industry leading design and open-source/own-your-keys attitude. I first met Mike/invested in Rainbow in 2019, (then I invested again in 2021), it's a top 5 position in my portfolio. I love the potential of Rainbow to build a UI for Ethereum/the metaverse. I think this is a tremendous business opportunity that will unlock the power of cryptography and put it in the hands of the masses. Go Rainbow!

Influential Entrepreneurs with Mike Saunders, MBA
Interview with Marc Vasquez Co-Founder and President of Donumvita a Financial Education Company Discussing The Private Reserve System™

Influential Entrepreneurs with Mike Saunders, MBA

Play Episode Listen Later Jan 20, 2022 33:01


I help people who want to create economic independence and wealth by teaching them how to implement the Private Reserve System™ to take control of their cash-flow, net-worth and standard-of-living.Learn More: https://www.donumvita.com/Influential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-marc-vasquez-co-founder-and-president-of-donumvita-a-financial-education-company-discussing-the-private-reserve-system

Rise of The Young
Yahya Mokhtarzada - Co-Founder of Truebill Speaks on Getting Acquired For $1.275 Billion

Rise of The Young

Play Episode Listen Later Jan 20, 2022 36:38


Yahya Mokhtarzada is the co-founder of Truebill. Founded in 2015, Truebill created a personal finance app that uses artificial intelligence to track spending habits. The Maryland company was acquired by Detroit, Michigan-based Rocket Companies, which develops real estate, mortgage and financial services technology, for $1.275 billion in cash (December 2021). Prior to cofounding Truebill Yahya served as VP of Business Development at Nanigans, an advertising technology platform focused on social and mobile channels. At Nanigans, Yahya executed platform licencing agreements with enterprise advertisers including Ebay, Zappos, EA, Zynga, Amazon and Wayfair. Follow Yahya Mokhtarzada on Instagram: https://www.instagram.com/yahyam/?hl=en Learn more about Truebill: https://truebill.com

SAE Tomorrow Today
93. Test Tracks of Reality: Applied Intuition and the Simulated Road, Warehouse and Port

SAE Tomorrow Today

Play Episode Listen Later Jan 20, 2022 37:34


What if you could test hundreds of thousands of traffic and road scenarios before your autonomous vehicles ever even touched asphalt? Imagine billions of miles and an untold number of road events encountered in the virtual world before your car or truck even left the factory floor. . Talk about a head start when it comes to safety and efficiency. . Using a comprehensive suite of products created from the best practices in software development, the minds at Applied Intuition work with clients to design virtual test environments that simulate everything the road can throw at them. They are creating a world where software-enabled vehicles are an integral part of society across all industries where there are vehicles – roads, yes, but also factories and ports as well. .  In this episode of SAE Tomorrow Today, Qasar Younis, Co-Founder and CEO, and Peter Ludwig, Co-Founder and CTO of Applied Intuition, discussed how they're combining Detroit engineering know-how with Silicon Valley digital ingenuity to design differentiated solutions for customers such as VW, GM and Toyota, enabling game-changing AV development with speed and scale. .  We'd love to hear from you. Share your comments, questions and ideas for future topics and guests to podcast@sae.org. Don't forget to take a moment to follow SAE Tomorrow Today (and give us a review) on your preferred podcasting platform. .  Follow SAE on LinkedIn, Instagram, Facebook, Twitter, and YouTube. Follow host Grayson Brulte on LinkedIn, Twitter, and Instagram.

The Industrial Talk Podcast with Scott MacKenzie

On this week's Industrial Talk we're talking to Nick Haase, Co-Founder of MaintainX about "Streamlining your maintenance and asset management by going mobile".  Get the answers to your "Maintenance Mobility" questions along with Nick's unique insight on the “How” on this Industrial Talk interview! Finally, get your exclusive free access to the https://industrialtalk.com/wp-admin/inforum-industrial-academy-discount/ (Industrial Academy) and a series on “https://industrialtalk.com/why-you-need-to-podcast/ (Why You Need To Podcast)” for Greater Success in 2022. All links designed for keeping you current in this rapidly changing Industrial Market. Learn! Grow! Enjoy! NICK HAASE'S CONTACT INFORMATION: Personal LinkedIn: https://www.linkedin.com/in/nickhaase/ (https://www.linkedin.com/in/nickhaase/) Company LinkedIn: https://www.linkedin.com/company/getmaintainx/ (https://www.linkedin.com/company/getmaintainx/) Company Website: https://www.getmaintainx.com/ (https://www.getmaintainx.com/) SPONSORS: Accruent:  https://www.accruent.com/ (https://www.accruent.com/) Fluke Reliability:  https://www.fluke.com/en-us/products/connected-reliability (https://www.fluke.com/en-us/products/connected-reliability) PODCAST VIDEO: https://youtu.be/Z-I0vw83uS8 THE STRATEGIC REASON "WHY YOU NEED TO PODCAST": https://industrialtalk.com/why-you-need-to-podcast/ () OTHER GREAT INDUSTRIAL RESOURCES: NEOM:  https://www.neom.com/en-us (https://www.neom.com/en-us) Hitachi Vantara: https://www.hitachivantara.com/en-us/home.html (https://www.hitachivantara.com/en-us/home.html) Industrial Marketing Solutions:  https://industrialtalk.com/industrial-marketing/ (https://industrialtalk.com/industrial-marketing/) Industrial Academy: https://industrialtalk.com/industrial-academy/ (https://industrialtalk.com/industrial-academy/) Industrial Dojo: https://industrialtalk.com/industrial_dojo/ (https://industrialtalk.com/industrial_dojo/) We the 15:https://www.wethe15.org/ ( https://www.wethe15.org/) YOUR INDUSTRIAL DIGITAL TOOLBOX: LifterLMS: Get One Month Free for $1 – https://lifterlms.com/ (https://lifterlms.com/) Active Campaign: https://www.activecampaign.com/?_r=H855VEPU (Active Campaign Link) Social Jukebox: https://www.socialjukebox.com/ (https://www.socialjukebox.com/) Industrial Academy (One Month Free Access And One Free License For Future Industrial Leader): https://industrialtalk.com/wp-admin/inforum-industrial-academy-discount/ () Business Beatitude the Book Do you desire a more joy-filled, deeply-enduring sense of accomplishment and success? Live your business the way you want to live with the BUSINESS BEATITUDES...The Bridge connecting sacrifice to success. YOU NEED THE BUSINESS BEATITUDES! TAP INTO YOUR INDUSTRIAL SOUL, RESERVE YOUR COPY NOW! BE BOLD. BE BRAVE. DARE GREATLY AND CHANGE THE WORLD. GET THE BUSINESS BEATITUDES! https://industrialtalk.com/business-beatitude-reserve/ ( Reserve My Copy and My 25% Discount) PODCAST TRANSCRIPT: SUMMARY KEYWORDS solutions, folks, erp system, people, absolutely, data, 29th annual, industrial, maintain, companies, nick, system, interface, frontline, workforce, conversation, real, industry, clipboard, insights 00:00 On this industrial talk, we once again are on site at the 29th annual SMRP conference. In in this conversation, we're talking mobility, we're talking about asset management. We're talking about reliability, we're talking about maintenance, and all things in between. So let's get cracking. 00:19 Welcome to the industrial talk podcast with Scott Mackenzie. Scott is a passionate industry professional dedicated to transferring cutting edge industry focused innovations and trends while highlighting the men and women who keep the world moving. So put on your hardhat, grab your work boots, and let's 00:37 get that's right another great interview at industrial talk. We are broadcasting live from the 29th annual SMRP conference...

Silicon Carne, un peu de picante dans la Tech
Web3, conversation avec Hugo Renaudin

Silicon Carne, un peu de picante dans la Tech

Play Episode Listen Later Jan 20, 2022 78:04


Le Web est en train de vivre sa troisième révolution et elle sera je pense encore plus bouleversante que les précédentes. Les cryptos ont rendu la confiance programmable, du coup plus besoin des intermédiaires. Plus besoin des banques pour être payés. Plus besoin des avocats pour rédiger un contrat. Plus besoin des réseaux sociaux pour monétiser son talent. Si vous n'avez pas encore eu le temps de vous plonger dans le monde nouveau des cryptos, pas de panique, Silicon Carne vous propose cette semaine une séance de rattrapage.Invité: Hugo Renaudin, Co-Founder de P00LS, une plateforme construite sur la blockchain à destination des créateurs du monde entier.

ROAD TO GROWTH : Success as an Entrepreneur
Bryan Young - Co-Founder & CEO of Home Lending Pal

ROAD TO GROWTH : Success as an Entrepreneur

Play Episode Listen Later Jan 20, 2022 31:52


In this episode of the Road to Growth podcast, we are pleased to introduce you to Joseph Patrick Fair. Joseph is a father to college age twins Jenny and Ryan; they are the center of his universe. He lives in West Michigan. Also a retired Police Officer and Firefighter who served his community for over 25 years, after a near fatal on duty gunfight found his inner-author. His writing is trademark courage and camaraderie with a sprinkling of small-town-ism. On any given day, Joseph can be found writing or championing a philanthropic cause. He is a man of purpose and meaning in life.   Learn more and connect with Bryan Young by visiting him on Instagram: https://www.instagram.com/bryanyounghlp Twitter: https://twitter.com/homelendingpal     Be sure to follow us on Twitter: Twitter.com/to_growth on Facebook: facebook.com/Road2Growth   Subscribe to our podcast across the web: https://www.theenriquezgroup.com/blog Spotify: https://spoti.fi/2Cdmacc iTunes: https://apple.co/2F4zAcn Castbox: http://bit.ly/2F4NfQq Google Play: http://bit.ly/2TxUYQ2 Youtube: https://www.youtube.com/channel/UCKnzMRkl-PurAb32mCLCMeA?view_as=subscriber   If you are looking to be a Guest on Podcasts please click below  https://kitcaster.com/rtg/  For any San Diego Real Estate Questions Please Follow Us at web: www.TheEnriquezGroup.com Youtube: https://www.youtube.com/channel/UCKnzMRkl-PurAb32mCLCMeA or Call : 858 -345 - 7829 Recently reduced properties in San Diego County * Click **** bit.ly/3cbT65C **** Here* ****************************************************************************

The Playbook
Understanding and Adapting to the Needs of Your Consumers | Interview With DraftKings Cofounder & President, Matt Kalish

The Playbook

Play Episode Listen Later Jan 20, 2022 18:56


On this episode of #ThePlaybook, Matt Kalish, Co-Founder & President of DraftKings, shares his thoughts on: [3:13] - Why it took the DraftKings co-founders longer than they expected to get a positive response from VCs [5:48] - How they encourage their team members to “act like an owner” of the company [7:55] - The stabilizing force that has helped DraftKings to deal with new regulations and a changing market [16:52] - What it means to have a team that deeply understands the needs of the customer Tweet me your takeaway from today's episode @davidmeltzer  Email Me! david@dmeltzer.com Sign up for my Free Weekly Training https://free.dmeltzer.com/friday-training-1 Text Me! (949) 298-2905 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Better Together with Maria Menounos
408. What Is Personal Branding, Why It Is So Important & How To Create Yours Today with Business Development Coach Priscilla Presley

Better Together with Maria Menounos

Play Episode Listen Later Jan 20, 2022 61:56


Today, Co-Founder of The Forward Female, a coaching and creative agency for female entrepreneurs, Priscilla Presley is on the show to talk about our rebrand and Maria's new website! Priscilla and her team gave Maria's and Better Together's brands a makeover and she shares what you can expect to come, particularly with Maria's site (which will launch with all of the updates on Feb. 1)! We also discuss what a personal brand is, why you need one and the best way to create it. Priscilla shares how she was able to pivot during the pandemic and successfully transform her in-person business into a global online community in just one weekend.  Lastly, Maria reveals the one Macy's that we all need.  We learn a lot on today's episode, Heal Squad! We hope you enjoy. RESOURCES: Website: forwardfemale.com/  For anyone interested in their services, you can reach out here: hello@forwardfemale.com  IG: www.instagram.com/forwardfemale/  Please use our Macy's URL when shopping on the site!: www.macys.com/bettertogether

Agency Intelligence
RHS 130 - John Fohr on Making Compliance Sexy with TrustLayer

Agency Intelligence

Play Episode Listen Later Jan 20, 2022 66:57


In this episode of The Ryan Hanley Show, John Fohr, Co-Founder of TrustLayer, the digital platform helping agencies and business owners alike better track licensing, certificates, and insurance, joins the podcast for an EPIC conversation. This is one you don't want to miss... Episode Highlights: John sits down with Ryan and talks about when he started his business. (9:16) John shares how they started the accelerator broker tech ventures during the pandemic. (14:01) John shares more about his company, what they do, and how they operate with their clients. (23:05) John shares some of the challenges they had to face as a start-up company. (29:10) John tells us that their company and their clients are not brokers instead they work with brokers. (34:22) Johns explains that their main goal for the broker is to make them earn more revenue because of their services. (39:41) John shares that the way brokers adapt is by thinking that the value is for the customer and not just for you. (42:22) John tells us that we should want to focus on building ground truth to build a proof of coverage. (49:41) John talks about managing integrations in an efficient way. (54:43) Key Quotes: "So for us, like, we're the trust layer, right? We're happy to be that middle layer. And if people don't even know that we exist, that's fine, because we can work on just building infrastructure for the insurance industry." - John Fohr "We are either revenue-neutral, or we are revenue positive. For the broker, We're trying to help you guys make more revenue." - John Fohr "Remember, this isn't a value just for you. It's a value for your customer." - John Fohr Resources Mentioned: John Fohr LinkedIn TrustLayer Reach out to Ryan Hanley

The Ryan Hanley Show
RHS 130 - John Fohr on Making Compliance Sexy with TrustLayer

The Ryan Hanley Show

Play Episode Listen Later Jan 20, 2022 66:27


In this episode of The Ryan Hanley Show, John Fohr, Co-Founder of TrustLayer, the digital platform helping agencies and business owners alike better track licensing, certificates, and insurance, joins the podcast for an EPIC conversation. This is one you don't want to miss... Episode Highlights: John sits down with Ryan and talks about when he started his business. (9:16) John shares how they started the accelerator broker tech ventures during the pandemic. (14:01) John shares more about his company, what they do, and how they operate with their clients. (23:05) John shares some of the challenges they had to face as a start-up company. (29:10) John tells us that their company and their clients are not brokers instead they work with brokers. (34:22) Johns explains that their main goal for the broker is to make them earn more revenue because of their services. (39:41) John shares that the way brokers adapt is by thinking that the value is for the customer and not just for you. (42:22) John tells us that we should want to focus on building ground truth to build a proof of coverage. (49:41) John talks about managing integrations in an efficient way. (54:43) Key Quotes: "So for us, like, we're the trust layer, right? We're happy to be that middle layer. And if people don't even know that we exist, that's fine, because we can work on just building infrastructure for the insurance industry." - John Fohr "We are either revenue-neutral, or we are revenue positive. For the broker, We're trying to help you guys make more revenue." - John Fohr "Remember, this isn't a value just for you. It's a value for your customer." - John Fohr Resources Mentioned: John Fohr LinkedIn TrustLayer Reach out to Ryan Hanley

Leaders in the Trenches
People Make the Company with Ganesh Shankar at RFPIO

Leaders in the Trenches

Play Episode Listen Later Jan 20, 2022 22:39


Your company idea is essential, and timing certainly matters. However, people make the company in the long term. Leaders seek to align people to the goals. Culture shapes how you communicate and engage. If you want to grow beyond where you are now, you have to know people make the company. Today's guest is Ganesh Shankar, CEO and Co-Founder at RFPIO. Inc Magazine ranked his company # 281 on the 2021 Inc 5000 list. RFPIO is the market leader in response management software. Ganesh shares with us why people make the company. He gives you his perspective on company growth. Get the show notes for People Make the Company with Ganesh Shankar at RFPIO Click to Tweet: Listening to a fantastic episode on Growth Think Tank featuring #GaneshShankar with your host @GeneHammett https://bit.ly/gttGaneshShankar #PeopleMakeTheCompany #GeneHammettPodcast #GHepisode841 #GTTepisodes #Inc2021 #ResponseManagementSoftware Give Growth Think Tank a review on iTunes!

Women Your Mother Warned You About
Play Time! with Jordana Zeldin

Women Your Mother Warned You About

Play Episode Listen Later Jan 20, 2022 51:27


Today's guest Jordana Zeldin is a believer in practice. Gina is a believer in improv. Put them together and you get a honed, yet human sales process. Jordana is Founder and Sales Coach at Spriing Training, and Co-Founder of The Practice Lab. She, Rachel and Susanna have a fun, rousing, and introspective conversation about when failing is a good thing, cultivating curiosity, letting your team see you suck, the timing and flow of your questions, the magic of meditation, digging deep into discovery, how to be yourself with a framework, putting the "play" back in roleplay, and why Susanna is a creepy stalker.  Learn more about Jordana and Spring Training Learn more about The Practice Lab  Come and grow with Sales Gravy More about Gina Engagement Expert – Speaker – Sales Trainer – Entrepreneur – Improv Comic Gina is a Master Sales Trainer for Jeb Blount's Sales Gravy who combines street smarts and improv comedy skills with her experience in the corporate and entrepreneurial worlds, which sets her apart from her competition. “Sass without too much crass” is how Gina Trimarco describes herself. A high energy entrepreneur, engager, speaker, trainer, improv comedienne and podcast producer, Gina credits most of her success on her upbringing by her Italian mobster dad and German immigrant mother.  

Innovation Heroes
Getting STOKE-d About Saving the World with Commercially Viable Space Flight

Innovation Heroes

Play Episode Listen Later Jan 20, 2022 31:46


It's a new year, but we're still facing a lot of our old 2021 problems: the global climate is changing fast, we continue to run low on chips thanks to supply chain shortages, and the population of the planet continues to boom, making for more hungry mouths to feed. It might just be time to look to the stars for some solutions – and by the stars, we mean low-cost, on-demand, designed-to-fly-daily rockets. Creating sustainable and commercialized space flight could not only solve our short-term problems of how to get satellites into orbit more cheaply and efficiently – they could completely change our lives here on Earth.    Host Ed McNamara sits down with Andy Lapsa, Co-Founder of STOKE Space Technologies Inc. Andy's spent the last decade working at Blue Origin, where he directed the BE-3 and BE-3U Engines projects and served as development test lead for the BE-4. Now, he's starting his own space flight venture with the mission of making a completely reusable second stage rocket. Andy says the next 5-10 years of space tech development is going to have huge implications for our future; so, it's going to be crucially important that we make the final frontier accessible, affordable, and sustainable – and that we figure out how to do it as soon as possible.  Featuring guest Andy Lapsa, Co-Founder at STOKE Space Technologies, Inc.   This episode of Innovation Heroes is brought to you by Autodesk. Visit SHI.com/Autodesk to learn more. 

Action and Ambition
Yoon Kim Helps People Discover and Collect Digital Art

Action and Ambition

Play Episode Listen Later Jan 20, 2022 29:23


Welcome to another episode of The Action and Ambition Podcast! Joining us today is Yoon Kim, Founder of 3space Art. 3space is a virtual gathering place inhabited by remote users, sharing a common goal to make digital art more accessible in the real world. Artists worldwide share their creative works and forge a cooperative community to capture audiences outside the Metaverse. He is also the Co-Founder of ELYSIA, a company that provides the latest technology to bridge the gap between traditional real estate participants and global investors. Tune in to learn more on this!

Outbound Metrics | B2B Outbound Sales
#143: (Re-Air) Outbound Sales: The Next Decade of Outbound (Alex Gray)

Outbound Metrics | B2B Outbound Sales

Play Episode Listen Later Jan 20, 2022 38:40


Alex Gray is the Co-Founder and CMO of List Kit. ListKit is a Done-For-You, hyper-personalized B2B list building service that delivers contact lists straight to your inbox. Join the Facebook Group (B2B SaaS Cold Outreach Mastery): http://morgandwilliams.com/fbgroup --- Send in a voice message: https://anchor.fm/morgan-williams0/message

Local Legends Podcast
Drew Carter | LLP 46 | 14th Street Community Center, Watch Me Grow Ohio, Bringing The City Together.

Local Legends Podcast

Play Episode Listen Later Jan 20, 2022 44:59


Drew Carter is the President of 14th Street Community Center, Co-Founder of Watch Me Grow Ohio, and Founder of the Future American Men Leadership and Development Program. Host: Connor Sherman | Brand Manager at Glockner.com Every episode of the Local Legends Podcast is made possible by Glockner Enterprises. They are a huge part of the small town success stories happening here in Portsmouth, Ohio. So if you our anyone you know is ready to make a vehicle purchase, make sure to visit Glockner.com to get started.

The John Batchelor Show
China property crash. Anne Stevenson-Yang, J Capital Research. @GordonGChang, Gatestone, Newsweek, The Hill. Anne Stenvenson-Yang @doumenzi, co-founder of J Capital Research Ltd.

The John Batchelor Show

Play Episode Listen Later Jan 20, 2022 9:35


Photo:  Chinese city, 1955 China property crash. Anne Stevenson-Yang, J Capital Research. @GordonGChang, Gatestone, Newsweek, The Hill.   Anne Stenvenson-Yang @doumenzi, co-founder of J Capital Research Ltd. https://www.forbes.com/sites/annestevenson-yang/2022/01/16/soft-or-hard-chinas-property-sector-is-coming-in-for-a-landing/ Anne Stevenson-Yang, co-founder of J Capital Research in Beijing and author of China Alone: The Emergence from, and Potential Return to, Isolation.   @doumenzi

Startuprad.io - Startup podcast from Germany
Meet Read-O, the Spotify for Books

Startuprad.io - Startup podcast from Germany

Play Episode Listen Later Jan 19, 2022 25:33


"We try to do for books, what Spotify is doing for music and Netflix is doing for movies: A personalized recommendation." Ben Kohz, COO and Co-Founder READ-O Tune in to our Internet Radio Station here: https://www.startup.radio/  "There are over 70.000 newly released books in Germany alone each year. How can you find the next book to read?" Ben Kohz, COO and Co-Founder READ-O Subscribe Here Find all options to subscribe to our newsletter, podcast, YouTube channel or listen to our internet radio station here: Link https://linktr.ee/startupradio "There were years in my life – around the Harry Potter time – I read a lot of books. I stopped because I could not find more books to read." Ben Kohz, COO and Co-Founder READ-O  Our Sponsor Startupraven  The best way to identify investors and cooperation partners for early-stage startups. Sign up for early access here: https://startupraven.com/ "We assume there are more than one million reviews for Harry Potter and the Philosopher's Stone (Book 1) alone." Ben Kohz, COO and Co-Founder READ-O Partnership with CONTENTshift This interview is in association with CONTENTshift, the accelerator program of the Association of the German Book Publishers & Booksellers. You can learn more here https://www.contentshift.de/. The winners are announced during the Frankfurt Book Fair each year https://www.buchmesse.de/en. The accelerator program aims to push the boundaries of publishing. The next application phase is just around the corner. Have a look: https://www.contentshift.de/en/contentshift/news/two-startups-share-first-prize-at-contentshift-2021-congratulations-to-bottalk-and-read-o "We tried to find out, why do you read? … You want to feel emotions. … So, we want to find out which emotions are stimulated by which books. That is why we came up with an emotional profile." Ben Kohz, COO and Co-Founder READ-O The FounderWe interview Ben Kohz COO (https://www.linkedin.com/in/ben-kohz-547024137/) and Co-Founder of READ-O (https://read-o.com/), one of the two winners of the 2021 CONTENTshift accelerator program. Ben studied political sciences but ended up in the food industry after graduation. He started to put up vending machines for farm produce in Munich. "We are currently working in German, but our AI can analyze more languages." Ben Kohz, COO and Co-Founder READ-O The StartupThe startup READ-O (https://read-o.com/) is an app, that allows you to discover new books, based on administration. The app does this by applying AI. The AI of READ-O deduces an emotional profile of a book from the reviews on the internet. With their technology, they can establish a profile with even 10 reviews. "Each review for us has the same value, from a normal person or the New York Times." Ben Kohz, COO and Co-Founder READ-O Venture Capital FundingREAD-O is currently raising close to 1 mn US$ in new funding. Half is already committed. They want to finish fundraising end of March. "Our AI analyzes the reviews and the contained emotions." Ben Kohz, COO and Co-Founder READ-O

Entrepreneurs on Fire
How to Manage Through a Crisis with Joe Marinucci

Entrepreneurs on Fire

Play Episode Listen Later Jan 18, 2022 25:03


Marinucci is the Co-Founder and CEO of award-winning, digital performance advertising company Digital Media Solutions, Inc. which is a leading provider of technology-enabled, data-driven digital performance advertising solutions. Top 3 Value Bombs: 1. If you can get yourself comfortable with being uncomfortable, having the mindset that no matter what happens you can handle it, there's nothing you can't do. 2. Stay positive no matter what happens and control the narrative and storyline that you're telling yourself first. Don't allow negative storylines or narratives to get a hold of you in a way that takes you down the wrong path. 3. Stress is inevitable. How you deal with that stress is usually leaves you to the decisions you make. Digital Media Solutions - Visit Joe's website. Sponsors: Thinkific: Amplify is a free event that features 30+ expert creators who will show you how to make revenue selling content online! Visit Thinkific.com/amplify to RSVP for free! HubSpot: Start giving your customers what they deserve. Learn more about how you can transform your customer experience with a HubSpot CRM Platform at HubSpot.com!