Collar Financial Coaching

The government has made it easier for certain people to claim a deduction for their charitable giving. This change may help your bottom line if you're already a giver. Check out the episode sponsored by www.anmweanime.com --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Have you ever considered creating an account at an online bank? Let's break down the pros and cons of online banking to see if it can be a good option for you. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

If we do a deep dive and really look at where your money is spent, what would your money be saying about you? Would it be a reflection of what you say your goals are, or would show us that your goals aren't your priority? Let's talk about how to do a check-up on yourself to see what your money says about you. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Financial Coaches add organization to your financial life. You should have systems in place to keep your finances healthy. Get a system put in place and allow it to build wealth for you. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

401(k) plans can be our most powerful wealth building tools. After all, the government gives us tax incentives to save and invest inside this plan. Add in that employers give us matching contributions when we save and you've got a wealth building machine. Let's talk about how to make sure we're taking advantage of some of it's biggest perks. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

We don't mail checks to pay bills anymore now that the internet has made paying bills easy and almost instantaneous. Let's take it a step further and let the internet do as much with our money so that we are no longer the middle man with an opportunity to mess anything up. Automate your savings, investing, transfers, and anything you can. In this sense, be as lazy as possible! --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

All of this talk about high inflation, so let's talk about what YOU can do to mitigate it in your personal life. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Our credit score can be the deciding factor in getting loans, renting an apartment, insurance rates, and many other things. It can be very important to our financial lives. Let's talk about a tip on how to better protect it. The best part is this protection is free! --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Debt is a tool that can be used to build your lifestyle or tear it apart. We have to learn to recognize what is bad debt that needs to be expelled from our lives. Let's talk about how to get rid of bad debt once we recognize it. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Stock market crashes are not the end of the world that the news media makes it out to be. Let's talk about what your investments would look like after going through all three of the major stock market crashes since the early 2000s. We'll see that continuing to follow our strategy would leave you in a peaceful and successful position throughout all of that turbulence. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

We talked about why diversification is important already. Let's talk about how we can actually diversify our stock portfolio to participate in the benefits of it. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

The phrase "don't put all your eggs in one basket" rings true in the stock market investing world as well. It exposes you to risks that can easily be mitigated through diversification. Let's talk about what diversification is and how it helps protect you. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Stock Market news sounds like a foreign language to most people. Let's talk about what you should look for, so you can filter through all of the noise. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Part 2 of the series explaining the stock market for those who see it as a foreign language. Let's learn about it and in what ways it incorporates into our financial plans. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Let's talk about the two sides to the compounding interest coin. You can only either be paying it or earning it. Let's dive into this and transition to talking about how our money can work for us, instead of us only thinking we have to trade working hours for money to make it. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Let's talk about how budgeting is almost the same things as eating vegetables when we were younger. We all hate what's good for us. Here is how to get starting in a way that's not super intimidating. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

You get showered with financing deals on everything from cars to kitchen utensils to home theatre speakers. Let's talk about what they really do and how they are intentional traps to get you locked into payments. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Credit cards are a great tool... if you want to continue to stay in debt and pay money in interest to the bank. Let's talk about why you should pay off your credit cards and never use them again. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Listen to this story of going from -$72K in debt to a $65K net worth in just 18 months. This just goes to show that everyone has an opportunity to grow, if you learn to make smart financial choices with your income and liabilities. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

The key to financial success is not hidden and is not a secret. You just have to follow them. The exact path is different for everyone, but the process is the same. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Why can't you invest your emergency savings? We have credit cards to cover the emergency until we can get the money from our assets. In this Episode, we talk about why we don't advise this. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

People save money because they think their money will be safe for them to use another day. Is your money really safe? Have you thought about inflation slowly stealing from your kingdom? --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Let's look at what we consider retirement in a different light to see how we can do it better and likely earlier. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Here we break down a common misconception about tax brackets that a pay raise can bring your income down by putting you into a higher tax bracket. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

The difference between a person living with financial security and wealth, versus a person living paycheck to paycheck, is not their income. It is their mindset and how they view money. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

In this episode, we talk about what is causing the sudden stock surges of companies like GameStop. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

In this episode, we bring on a special guest to help explain a trick used to simplify budgeting while sticking to a spending plan. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

On this episode, we will discuss what a financial coach is and how they can be of service to your life. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support

Welcome to the Collar Financial Show! Our goal is to engage listeners by providing informative discussions about a variety of common personal finance topics. --- Send in a voice message: https://anchor.fm/collarfinancial/message Support this podcast: https://anchor.fm/collarfinancial/support