Podcasts about get out of debt

This week on our podcast, we dove into an unexpected yet eye-opening connection between the hit reality show Got to Get Out and the process of getting out of debt. Who knew a competition show could offer such powerful insights into financial freedom? When our daughter suggested the show, we didn't think much of it—but as we watched, the parallels to debt reduction became impossible to ignore. This is proof that you can find inspiration in unexpected places.  Tune in to hear our insights about the show and how it relates to achieving any financial goal.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung    

Debt can feel like a never-ending trap, especially with rising inflation and maxed-out credit cards draining financial freedom. Many find themselves stuck in a cycle of high interest rates, minimum payments, and growing stress. But breaking free is possible. In this episode, we'll explore practical strategies for crushing debt with cofounder and CEO of TruthinEquity Bill Westrom. He is the mind behind Credit Line Banking, a revolutionary financial strategy designed to help American consumers regain control over finances, and build true independence. Whether you're overwhelmed by credit card balances or looking for a fresh start, our episode today will give ideas for small, intentional steps that can lead to lasting financial freedom. Get the full article at: https://goalsforyourlife.com/crushing-debt  Contact Bill at: Bill@truthinequity.com Make sure you're getting all our podcast updates and articles! Get them here: https://goalsforyourlife.com/newsletter Resources with tools and guidance for mid-career individuals, professionals & those at the halftime of life seeking growth and fulfillment: http://HalftimeSuccess.com #debtconsolidation #financialfreedom #financialeducation #debtmanagementplan #financialliteracy CHAPTERS: 00:00 - Introduction 01:50 - Bill Westrom 05:06 - Credit Card Debt Solutions 11:17 - Saving Money on Interest Rates 15:10 - Establishing Good Financial Habits 18:45 - Finding Value in Financial Advice 21:00 - Understanding Money Sources 23:10 - Obtaining a Line of Credit 28:28 - Financial Advice for Americans 31:50 - Investment Strategies 36:04 - Contacting Bill Westrom 38:39 - Final Thoughts on Finances 41:20 - Thank You for Watching 43:18 - Sign Off Quick recap:  Bill, the CEO of Truth in Equity, discussed strategies for managing debt and achieving financial freedom with Deborah, emphasizing the importance of education and smart banking practices. They explored topics such as credit line banking, the impact of debt on different age groups, and the significance of financial transparency with children. The conversation concluded with Bill offering personalized financial guidance and both speakers agreeing on the importance of making financial topics accessible to listeners.

Too many people waste thousands chasing the wrong debt solution. In this eye-opening episode, Steve Rhode—the original Get Out of Debt Guy—and Damon Day—the new Get Out of Debt Guy—pull back the curtain on the truth behind debt relief programs, credit counseling, debt settlement, Dave Ramsey plans, and even bankruptcy.We break down:Why people fall for the wrong solutionWhat debt relief companies don't tell youHow to weigh real options like credit counseling vs. bankruptcyThe hidden cost of sticking with bad adviceAnd why it's not a failure to legally reset your financesThis episode covers it all, with honest, no-judgment advice and some laughs along the way.Whether you're in Raleigh, Dallas, or Des Moines, this show is packed with insights for anyone feeling stuck in debt. We also talk about Damon's custom strategy approach, how to avoid being sold a product instead of finding the right plan, and what Steve learned firsthand after his own bankruptcy.

In this episode of the Get Out of Debt Guy podcast, I answer a powerful listener question from a 71-year-old semi-retired filmmaker who's buried in $30,000 of credit card debt. After losing income from DVD sales, he's now fielding calls from debt relief companies offering to settle or consolidate his debt—but something doesn't feel right.We talk about how to spot red flags in the debt relief industry, including fake law firm branding, misleading promises, and manipulated review sites like Trustpilot. If you're wondering whether you can trust a company to handle your debt—or if you've been targeted by companies offering to "erase your debt" with no mention of the risks—you'll want to hear this.I share the key questions to ask before signing up for any debt solution, especially if you're a senior on a fixed income. I also point you to my free resource, The Ultimate Consumer Guide to Checking Out a Debt Relief Company, and explain why sometimes the right path isn't the most advertised one.This episode covers:How debt settlement companies often market to seniors in financial crisisWhat those five-star reviews really mean (and how to spot fake patterns)Why declining income years demand a different financial strategyWhat options are actually available when you're over 70 and deep in debtWho I personally trust to help people find the right solution for them

In this episode of the Personal Finance Podcast,  we are going to talk about  how to get out of debt the fast way with the 7-0 method. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to https://joindeleteme.com/PFP20/ for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Shop Data Plans and Save Big at mintmobile.com/pfp   Links Mentioned in This Episode:  The Fastest Way to Pay Off Debt Relevant Episodes: Should I Pay Off Debt or Keep The Money Invested? - Money Q&A Pay Off Debt or Keep Investing? (Money Q&A) How to Never Go In Debt During The Holidays Again - Money Q&A Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

On this new edition of Ask KT and Suze Anything, Suze answers questions about sharing inherited IRAs, traditional 401(k)’s versus ROTHs and so much more. Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Try your hand at Can I Afford It on Suze’s YouTube Channel Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

We all say we want to raise financially savvy kids—but what if we're accidentally setting them up to fail? In this episode, Damon Day dives into why one-off financial literacy classes aren't enough, how kids actually learn about money, and why giving them real experience (yes, even with a credit card) might be the smartest move you make as a parent.You'll hear the story of Marcus, a teen who aced his finance class but still found himself drowning in debt—and what his journey reveals about the emotional side of money most lessons leave out. Damon also breaks down the science behind why short-term gains from finance education often fade, and how your own spending habits might be your child's most powerful classroom.This one's part wake-up call, part practical guide—and it might just change how you think about teaching money forever.

If you've ever felt like you're drowning in debt, confused by the system, and overwhelmed by empty promises, this episode is for you. Damon Day, the new Get Out of Debt Guy, is rolling solo today to talk about what real debt help looks like — and why having the right debt coach by your side can change everything.You'll hear real stories of people like Mark and James, who escaped the trap of debt relief scams, avoided bad deals, and took smart steps like strategic bankruptcy to rebuild credit and reclaim their future. Damon breaks down why most "debt solutions" you find online are really just sales pitches—and what real financial advice should sound like: no pressure, no magic tricks, just clear options, honest answers, and a path forward.If you're tired of guessing, stressing, and second-guessing, tune in for a heart-to-heart that could be your first real step toward financial freedom.

We reboot our phones, our routers, even our laptops when they freeze—without hesitation. But when our finances lock up? We stall. We panic. We wait. Why is that?In this episode of The Get Out of Debt Guy podcast, Steve shares a powerful, immersive story about the hidden emotional roadblocks that keep people stuck—and the simple, life-changing power of a financial reboot.If you're ready to reset your money and reclaim your peace, visit GetOutOfDebt.org for real help.Need someone to help you build a personalized plan? Talk to Damon at DamonDay.com—he's still helping good people through tough times.

Bob explains the reality of the consumer and credit card debt from a stewardship perspective.

The market's tanking. Your retirement account just took a nosedive. And TikTok says a magic letter can make your debt vanish. Deep breath.In this episode of The Get Out of Debt Guy Podcast, I'm joined by Damon Day to unpack how fear—not numbers—is the real danger when it comes to both investing and debt. We've seen it all: folks yanking their retirement funds at the worst moment, others clinging to internet myths hoping a certified letter will scare off a debt collector. Spoiler alert: it won't.Here's what we get into:What stock market crashes teach us about emotional money decisionsWhy selling in a panic locks in your lossesHow dollar cost averaging works—and why it might save your sanityThe truth about debt validation letters and charge-offsThe emotional toll of chasing bad advice disguised as “debt tips”Whether your 401(k) is in free fall or you're wondering if that letter to a collector really worked, this episode brings real talk with no scare tactics. Just insight, a little humor, and a reminder: you're not alone, and you're not doomed.

Struggling with a low credit score and don't know where to start? In this episode of The Get Out of Debt Guy Podcast, Damon Day pulls back the curtain on the credit score improvement tips that actually work—no fluff, no gimmicks, and no shady “credit repair” schemes.Whether you're dealing with collections, maxed-out cards, or just trying to rebuild after a financial hit, this episode breaks down exactly how credit scores are calculated—and how to start improving yours today. You'll hear real stories, like Carlos, who turned a 545 score into a 710 without falling for credit repair traps.

Are you feeling overwhelmed by debt and struggling to save money? In this episode, I sit down with Brad Nelson, founder of Debt Free Dad and host of the Debt Free Dad Podcast, to break down the best strategies for paying off debt and building an emergency fund—even in today's tough economy.

In this episode of the Get Out of Debt Guy Podcast, Steve and Damon dive into the mind-boggling world of financing your fries. That's right—DoorDash is now letting you pay for takeout in installments with Klarna. Sounds convenient… but is it a clever trick or a financial trap?From missed payments tanking your credit score to racking up phantom debt for burgers and burritos, we unpack the real cost of this global trend. You'll hear why Klarna loves your Big Mac more than you do, how impulse spending feels cheaper when it's split into four payments, and why this isn't all that different from charging beer emergencies in the '80s.Plus, Damon shares a contrarian take no one else is talking about (yep, it involves tips, side hustles, and a woman who DoorDashed a $600 Target order), and we hit you with a dose of reality: just because you can finance fast food doesn't mean you should.

Rushing to get out of debt leads many lawyers straight into an even worse financial position. It's one of the most common mistakes I see lawyers make, and it's completely avoidable. In this episode, let's talk about why rushing to get out of debt causes financial problems and what to do instead. Head to rhothomas.com/252 for the full episode show notes.

Snag Our Simplified Budget System!Budget Besties, we've got a treat for you! Meet Semajh—a 29-year-old child of God, self-proclaimed America's Sweetheart, and a man on a mission to afford (not just buy!) 300 luxury cotton pajamas. Yes, he knows his Pima from his Supima, and yes—he's doing it the bougie and budget-savvy way.In this hilarious and heartfelt episode, Semajh walks us through his journey from struggling with a clunky budgeting app to discovering a system that actually works for real life. He's getting ahead on his bills, setting up buckets (from “New Teeth” to “10% and Then Some”), and feeling what it's like to truly trust his budget.We chat about:Why separate accounts are everything

Sign up for the Free Training:How to Build Wealth WITHOUT Going On A Strict Budget → Click here to watch now.Struggling to save, stuck in the debt cycle, or wondering where all your money goes? If you make good money but still feel like you're not getting ahead, let's change that. In a complimentary Financial Clarity Consultation, I'll help you identify what's keeping you stuck, show you exactly what to focus on next, and give you a clear plan to start building real wealth. No pressure, no sales pitch—just real solutions. And if we both decide it's a good fit, I'll share how we can work together to make it happen. Click Here to book your consultation now! Ready to finally Stop Overspending?Start The Stop Overspending Course today → Click here to enroll. Click Here to open an Account with Ally Bank Using My Referral Link. Where to Find Me: Subscribe to Wealthy Wednesdays Newsletter: Get insights & updates → Click here to join. Follow Me on Instagram → @germainefoleycoaching...

If today's crazy economic climate and the cost of living rollercoaster are eroding your savings, now you can start an online business to build and scale a second income stream. Mina Vo of Mina Vo Coaching shows you how! Learn more at https://www.minahappystyle.com Mina Vo Coaching City: Gatineau Address: 84 Rue des Engoulevents Website: https://www.minahappystyle.com

"Where does all our money go?" It's a question many households find themselves asking. Often, it's hard to pinpoint why our finances don't stretch as far as we'd like. From juggling bills and budgets to those impulsive online shopping sprees, managing money as a couple can be a challenge—and sometimes a source of frustration. Enter the No Spend Challenge, a trend gaining momentum this year. Whether it's boycotting specific companies or cutting back on certain expenses, there's a challenge tailored to fit your goals. The idea isn't about deprivation; it's about intentionally reducing spending for the greater good. In this episode, we explore how you and your partner can tackle this popular exercise together.       ur website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung

God Exhorts Us: “1) Do not fear; 2) Continue to tithe; 3) Get out of debt; 4) Help our brothers and sisters in need; and 5) Pray” MESSAGE SUMMARY: In the Bible, you can find five exhortations, from the God, that are right on point for our tough times in America: 1) Do not fear; 2) Continue to tithe; 3) Get out of debt; 4) Help our brothers and sisters in need; and 5) Pray. The people in Malachi's day were withholding what was God's, and they were paying a price. But even in those conditions of sin, God said to the nation, in Malachi 3:7, “From the days of your fathers you have turned aside from my statutes and have not kept them. Return to me, and I will return to you, says the LORD of hosts. But you say, ‘How shall we return?'.”. God does not change – God today is the same faithful Creator of the Universe as He was in the time of Malachi. Return to God, both as an individual and as a nation; and see how God will bless us!   TODAY'S PRAYER: Lord, help me to be still and to wait patiently for you in silence. In Jesus' name, amen. Scazzero, Peter. Emotionally Healthy Spirituality Day by Day (p. 125). Zondervan. Kindle Edition. TODAY'S AFFIRMATION: Today, I affirm that, because I am in Jesus Christ, God isn't finished with me yet (Philippians 1:6). “I can do everything through Him who gives me strength.”. (Philippians 4:14). SCRIPTURE REFERENCE (ESV): Malachi 2:1-17; Malachi 3:7; Malachi 3:16-18; Psalms 41:1-13. A WORD FROM THE LORD WEBSITE: www.AWFTL.org. THIS SUNDAY'S AUDIO SERMON: You can listen to Archbishop Beach's Current Sunday Sermon: “Essentials Part1 – People of the Book”, at our Website: https://awordfromthelord.org/listen/ DONATE TO AWFTL: https://mygiving.secure.force.com/GXDonateNow?id=a0Ui000000DglsqEAB

Did you know that 1/3 of Americans abandon their New Year's resolutions by the end of January? If you and your partner have financial goals or resolutions for the year, don't be part of that statistic! You can refocus, re-evaluate, and review your progress so far. Even though January is over, hopefully this episode will help you stay motivated to accomplish whatever you set out to do this year.  Working as a team to set and stick to your resolutions can transform not only your financial health but also strengthen your partnership. Listen in to hear how you and your significant other can stay motivated, overcome challenges, and tackle your financial resolutions together—one step at a time.       Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung    

Click here to listen to the full episodeIf people really understood the crippling effects of consumer debt they'd get out of it and stay out of it forever. In this episode, Brian explains simple techniques to help you finally get rid of debt and create wealth. YOU WILL LEARN:· Why consumer debt is so insidious.· How a snowball plan can help. · Why you must invest to grow. MENTIONED IN THIS EPISODE: itsagoodlife.com“The Richest Man in Babylon,” by George S. ClasonNOTEWORTHY QUOTES FROM THIS EPISODE: “Ignorance isn't bliss, ignorance is poverty.” – Brian Buffini “Debt borrows from your future.” – Brian Buffini “Getting rich is easy. The problem is, getting broke is easier.” – Brian Buffini “Buying on an installment plan makes the month shorter, but it makes the years a lot longer.” – Brian Buffini “The greatest way to stay out of debt is to build wealth.” – Brian Buffini “If you discipline yourself now you can have everything you want later. Just delay that gratification.” – Brian Buffiniitsagoodlife.com Hosted on Acast. See acast.com/privacy for more information.

Opening Bible verse: Matthew 27:26 Jesus was scourged at the pillar for the sins of all of our ancestors, us and our descendants. He had the weight of all the sins ever committed and to be committed weighing on his shoulders. When we are faced with an overwhelming amount of debt, it too can feel like the weight of the world is on our shoulders. When every month seems to bring another surprise blow to the budget, it's like we can't get up...ever.  In today's podcast episode, I give you 2 easy places to begin when digging out of debt. 1. You need a zero dollar budget. This means every dollar your household brings in, is accounted for in your budget. 2. You need to save $1,000 for a starter emergency fund. Don't keep living with the weight of the world on your shoulders, Jesus did that for us. He wants you to live in abundance and freedom. Begin today with a budget. DECLUTTER YOUR LIFE BOOTCAMP! Join me LIVE on February 19th from 1-2pm EST for this fun hour of learning how to begin decluttering any area of your home, how to partner with God in your declutter journey and how to replicate these declutter skills in every area of your LIFE! Two women will walk away with a free virtual declutter session with me. Click the link to get the zoom Declutter Your Life Bootcamp Sign-Up Come join the fun in the private Pruning To Prosper Facebook Group: Facebook Group Instagram If you're not on the socials but would still love to get a weekly email to learn about freebies and/or monthly fellowships like group rosaries or some other fun get together. Click here: Weekly Newsletter Need some motivation or clarity on how to declutter your specific home or budget? Schedule a 1:1 coaching session with me here:1:1 Coaching Calendar For in-person decluttering in the Lehigh Valley, PA or guest appearances, please email me at: tightshipmama@gmail.com    

Debt has a way of stealing more than just your money—it takes your joy, your peace, and sometimes, even your sense of humor. In this episode, we're diving into why laughter is the best medicine, even when you're drowning in bills. We'll explore how laughter reduces stress, improves mental health, and helps you regain control, even when life feels like a financial disaster. I'll even share a ridiculous personal story about the time I thought I was using a calculator… only to realize it was my TV remote. Because sometimes, all you can do is laugh. If debt feels too heavy right now, this episode is for you. Hit play, and let's find a little lightness together.

Get the Take Control Of Your Money Bundle and start taking control of your money now: https://ter.li/50329k Tired of just getting by with your money? This year can be the year you take control, find more margin, and start making amazing progress! Learn how at our free event

A prayer to get out of debt Ever thought about starting your own podcast?

When you have a mindset that you are wealthy, it generates more wealth.  In this episode of Choice, Change and Action, Simone Milasas speaks with Michael Ocher about the tools he used to get out of debt and change his financial reality. It was when he realised, with the help of the Access Consciousness tools, that he actually created his current financial reality of debt, things started to change.  Before using the tools, Michael was in debt and in lack and was actually accumulating more debt and more lack and more desperation.  Join Simone and Michael to discover what changed it all. Keys Takeaways Outcreating Your Surroundings What's Your Money Mindset? Your Point Of View Creates Your Reality The 10% Account And Other Tools To Change Your Financial Reality Rapid Fire Questions Daily Questions: What else is possible?" "What magic and miracles can show up today?"   "What do I need to change here?"  "If I chose again, what would be the fun and the joy and the ease with this?" Useful Links: The Clearing Statement explained Access Consciousness Website Choice, Change & Action Podcast Instagram Follow Simone Milasas Simone Milasas's Website Simone Milasas's Instagram Simone Milasas's Facebook Simone Milasas's YouTube Simone Milasas's Telegram Simone Milasas's Contact Email  Follow Michael Ocher Michael Ocher's Instagram Michael Ocher's Facebook Play with Simone Milasas The Profit Club membership Getting Out of Debt Joyfully Taking Action online video course All Upcoming Classes with Simone Past Class Recordings Mentioned In This Episode AccessMe app Joy of Business book Getting Out of Debt Joyfully book Getting Out of Debt Joyfully class with Simone Milasas Right Riches For You The Foundation

To have a complimentary Find Your Voice Chat, click here! You can also join our Facebook Stuck No More Collective on Facebook at the link above.Some of the foundation pieces of Theresa Croft's Stuck No More Bootcamp and Stuck No More Academy:Stuck No More Collective Live: Using Your Voice to Get Out of Debt AND Impact LivesYour voice holds the power to create real change—not just in your life, but in the lives of others. In this live session, we'll dive into how you can leverage your God-given voice to break free from financial limitations and step into a life of purpose and abundance. Whether it's through podcasting, social media, or speaking, you'll discover how to share your message in a way that attracts opportunities, creates impact, and unlocks financial breakthrough.Join us as we explore practical strategies and faith-based insights to:Align your voice with your purpose and create income streams that serve others.Overcome financial struggles by sharing your message authentically.Use your voice to attract opportunities, clients, and connections that align with your calling.Your voice is the key to unlocking both financial freedom and Kingdom impact!

A budget is more than just a spreadsheet—it's a financial roadmap that brings clarity and purpose to your money. For couples, budgeting becomes a collaborative effort, turning finances into a shared journey toward what truly matters. In this podcast episode, we're sharing practical budgeting tips to simplify the process and show why we consider budgeting an absolute essential. Tune in to discover how budgeting can transform the way you manage your finances together!     Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

We have another incredible story from an incredible woman today during our Month of Inspiration.  Kim's inspiring money story includes a divorce, a tough career change, single-parenting and the passing of her mom. Through it all, she's kept her focus on her goals and prioritized her values. From negotiating with debt collectors to building a future that focusses on her passion, Kim is building more than just her wealth.  Join Kim in the Get The Hell Out Of Debt course by clicking here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget.   For more information on Transformation Weekend, go to www.transformationweekend.ca   _______________________________   Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget

Tricia is featured today during our Month of Inspiration! Tricia was stuck in a cycle of getting into debt and paying it off, over and over. Then she found Erin and Get The Hell Out Of Debt, and now she's an expert at her own money and rapidly increasing her net worth.  Tricia's Etsy shop: https://www.etsy.com/ca/shop/TriciasTakes  Email info@erinskyekelly.com to get on the Summer Money Camp waitlist.  Let's both get $25 when you fund a Wealthsimple account. Use Erin's referral code: DFN0XA

Nationally syndicated financial columnist and author Terry Savage joins John Williams to talk about how 2024 was a great year for the financial markets, the amount of credit card debt we are carrying, and how you can get yourself out of debt in the new year. And as always, Terry answers all of your financial questions.

Start your day with purpose and power using a simple financial routine. Erin says you have to do just 3 things to take charge of your finances one morning at a time.   For more information and to join us for Transformation Weekend, check out www.transformationweekend.ca    _______________________________

It's time to ditch scarcity thinking and start embodying the habits of the financially abundant! Erin says there are 7 key habits that hold people back from financial success. Listen in to discover the mindset shifts and strategic actions that can transform your future.  Share your fave memes with us! Email them to assistant@erinskyekelly.com  For more information and to sign up for Transformation Weekend, check out www.transformationweekend.ca    _______________________________

Ready to make 2025 your most successful year? Erin has the questions to ask yourself as we wrap up this year to elevate your mindset, solidify your goals, and supercharge your financial future. This episode is your roadmap to aligning daily habits with big dreams!   Erin's highly-anticipated, super popular program, Total Life Transformation starts THIS WEEK. If you email Keri (info@erinskyekelly.com) and ask real nice, she just might be able to squeak you in...  To get access to the full list of questions featured in this episode, simply join us in the Get The Hell Out Of Debt online course and you will get access to the post in our Facebook group. Click here to join: https://www.erinskyekelly.com/offers/HFW22CD9?coupon_code=PODCAST For more information and to sign up for Transformation Weekend, check out www.transformationweekend.ca     _______________________________

How do you handle tricky money dynamics? Are you able to say No? Erin runs through some money scenarios and gives us the scripts to use to handle these sticky situations. Spoiler alert - her favorite response is just 3 little words.    Check out the Hatch alarm clock - that Keri doesn't know how to use - here: https://amzn.to/3OL9mP0  _______________________________

Money is a complex thing. It comes with responsibilities, decisions, desires, needs, and opportunities. At times, the temptation to take risks in the hope of financial relief can be strong. However, engaging in risky behaviors like betting or impulsive gambles often adds more complications to an already challenging situation. If you've ever questioned a gambling habit, struggled to align with financial goals, or wondered what truly defines a "risky behavior," this episode is for you. We'll delve into the emotional and financial impacts of gambling, explore how to recognize uncalculated risks, and provide actionable strategies to build healthier financial habits. Most people have engaged in some type of risky financial behavior but the hope of the potential outcome is dangerous.. Listen in to hear our thoughts and if we have taken these risks too.   Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung  

We got an email from a music teacher who is overwhelmed by debt, overdraft fees, and a tight budget. We share practical tips on how to manage stress and boost income, all while navigating a really tight cashflow situation.  If you enjoy this episode, please leave us a review wherever you are listening! The very best way for others to find this podcast is when you rate and review it. Thank you for your support.    _______________________________

It's Financial Literacy Month in Canada, but around here, every month is about financial literacy! In celebration, Erin is giving Keri a money Pop Quiz. Tune in to test your own knowledge, then feel empowered to start your own money conversations and build your financial confidence.    _______________________________

Kennedy is paying off debt and she has a question about where to focus her dollars. Tune in for practical advice on making smart, resourceful decisions that align with both debt-free goals and long-term wealth building.  _______________________________

Erin and Keri dive into the impact that appearance can have on your career—and your finances. Sonny found herself $70,000 in debt after feeling pressured by her boss to dress the part, even if it meant using credit. We are unpacking the power dynamics at play, offering practical advice on how to break the cycle of debt, stop relying on credit, and shift the focus from looking successful to actually being financially stable.  _______________________________

Shanna is a financially savvy auntie who wants to teach the kids in her life about money without overstepping with the parents. This episode covers how to be a positive financial role model and help the next generation develop strong money habits.  _______________________________

What would it mean to you to find financial peace? For Brad Nelson, financial peace means more than just freedom from debt—it's about living without the constant stress of money worries and being able to focus on what truly matters. Brad has dedicated his life to helping people achieve this kind of freedom, bringing a fresh and practical approach to personal finance that challenges today's popular thinking around debt. Through his podcast, The Debt Free Dad, his speaking engagements, social media, and his online membership program, Roots of Personal Finance, Brad has helped his community save and pay off tens of millions of dollars, showing that financial control is possible for everyone. In this week's episode, I sit down with Brad to discuss: The Road to Financial Freedom: Brad opens up about his early financial struggles—credit card debt, lifestyle inflation, and the paycheck cycle. He explains how “failing forward” helped him pay off debt, redefine his lifestyle, and build a business dedicated to helping others do the same. The Stress Behind the Spend: A staggering 73% of Americans say money is their top source of stress. Brad shares insights on how impulse buys, mixed financial messages, and a lack of budgeting keep people trapped in stress cycles. Practical First Steps to Financial Control: From tracking expenses to the “debt snowball” method, Brad lays out simple, powerful steps for building a lasting financial plan. Money and Relationships: Brad dives into the sensitive subject of money and partnership. He shares tips for opening up honest financial conversations with loved ones and how aligning on money goals can strengthen relationships. Resilience through Tragedy: Brad shares the powerful story of his wife's passing and his daughter's medical journey, explaining how his financial preparedness allowed him to focus fully on family and healing during these difficult times. This episode is packed with practical advice and real-life stories that will inspire you to take control of your finances, no matter where you're starting. Brad's story proves that financial peace is possible—and it's closer than you might think. Tune in, and take that first step towards your financial peace. Connect with Brad:Instagram: @debtfreedadWebsite: www.debtfreedad.com Podcast: The Debt Free Dad Podcast Connect with Brittny:Instagram: @brittnyking_Website: www.brittnyking.comEmail: hello@brittnyking.com

Tonight we learn how to set a firm foundation for financial freedom. Let';s talk about it!

The intention of this meditation is for you to pay of all your debts. This is created around one of my favorite affirmations of all time that I learned from Catherine Ponder I am so happy and grateful for the complete payment of all financial obligations in God's own wonderful way. 

Two-time Emmy and three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Robert Watkins. Growing up as a young African American man with no direction in life and limited opportunities in Detroit, Michigan, Dr. Robert Watkins understands how hard it is to succeed in life when life says that you should be something else. Thanks to the people who were in his life at the time though, he ended up becoming a financial advisor who uses his skills to educate the African American community on how to avoid debt, how to succeed as an entrepreneur regardless of whether you're a church or a small business, and how to avoid credit card debt. He is also the founder of Kings and Priests, an organization created to empower men into becoming their best selves while also teaching them to be more emotionally available people by embracing vulnerability. Want to learn more?  Conquer Worldwide is a consulting firm that offers business advisory services and financial consulting to individuals and corporations. *Talking Points/Questions What is your F.R.E.E. strategy to help everyday people get out of debt? Are you giving something away for free to our audience? Should people be spending, investing or saving now?  How important is a partnership when growing your business? What services do you offer people financially?  #BEST #SHMS #STRAW  Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald, interviewed Dr. Robert Watkins. Growing up as a young African American man with no direction in life and limited opportunities in Detroit, Michigan, Dr. Robert Watkins understands how hard it is to succeed in life when life says that you should be something else. Thanks to the people who were in his life at the time though, he ended up becoming a financial advisor who uses his skills to educate the African American community on how to avoid debt, how to succeed as an entrepreneur regardless of whether you're a church or a small business, and how to avoid credit card debt. He is also the founder of Kings and Priests, an organization created to empower men into becoming their best selves while also teaching them to be more emotionally available people by embracing vulnerability. Want to learn more?  Conquer Worldwide is a consulting firm that offers business advisory services and financial consulting to individuals and corporations. *Talking Points/Questions What is your F.R.E.E. strategy to help everyday people get out of debt? Are you giving something away for free to our audience? Should people be spending, investing or saving now?  How important is a partnership when growing your business? What services do you offer people financially?  #BEST #SHMS #STRAW  See omnystudio.com/listener for privacy information.