Podcasts about financial coach

For some collectors, art is about beauty, meaning, and power. For others, it's a convenient place to clean dirty money. Today, Nicole breaks down the hidden financial playbook behind the global art market, and why some billionaires treat paintings less like décor and more like offshore bank accounts. From subjective valuations and private appraisals to tax-free warehouses, art-backed loans, and regulatory gray zones, this episode walks through the exact five-step system the ultra-wealthy can use to store, grow, and sometimes quietly clean massive amounts of cash. You'll hear how a $5 million painting can magically become a $20 million asset on paper, why some of the world's most valuable art never leaves storage, and how auction houses legally facilitate transactions that banks never could. Then Nicole pulls it back to real life — what this reveals about how wealth actually moves, why valuation is often narrative-driven, and how everyday investors can borrow the thinking without needing a Picasso or a private jet. Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 Art as an Investment 01:14 How the Wealthy Buy Art  02:18 Freeports and Tax Havens  03:20 Reappraisal and Inflating Art Value  04:46 Using Art as a Financial Tool  06:16 Money Laundering Through Art  07:16 Lessons for Everyday Investors  08:17 Investing in Art Without Millions  All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

What does it actually look like when a parent and student commit to graduating college debt-free? In this episode, I sit down with Kelly, a mom and financial advisor who is actively helping her daughter go through college without student loans. We talk through the real conversations that had to happen early — including the moment they decided she would not take student loans — and how having a clear plan changed everything. From a parent's perspective, Kelly shares how being intentional, getting on the same page as a family, and involving her daughter directly in the process made all the difference. We also break down practical steps like getting a job during college, contributing to her own 529 account, and finding campus jobs that allow students to get paid while doing homework. You'll also hear simple explanations of what a 529 account is, how compound interest works, parent loans, and how it compares to a high-yield savings account — all in plain English. If you're a parent, a student, or both, this episode will help you understand how to get started with a real-life debt-free college plan. LET'S GOOOOOO!   Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:   P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com   **Get scholarships and pay for college without student loans!**   Are you worried about how to pay for college? Stressed because it's so expensive? Are you having trouble finding scholarships, or all you find don't apply to you? Overwhelmed with all things school and money?   Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!   Hey! I'm Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren't able to help me financially either!)   During school, I was worried about paying for next semester. I couldn't find scholarships that worked specifically for me, and didn't know how to get started while juggling homework and keeping up with ALL.THE.THINGS.   But dude, I learned there was a better way! With God's direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.   ... and I'm here to walk you through this, too.   If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!   So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you've ever attended: this is Money and Mental Peace.

Your first $100,000 in investing feels impossible—until you see the math. Today, Nicole breaks down why the first $100K is the hardest money you'll ever make, what changes mathematically once you cross it, and the path to get there… without a hot stock tip, crypto bro, or dumb luck. Nicole walks through a real, doable five-year plan based on the average U.S. salary —including exactly how much to invest each month, where to put your money, and how the beautiful power of compound interest quietly accelerates behind the scenes.  Try Nicole's Compound Interest Calculator Check out Nicole's financial literacy course The Money School  Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Here's what Nicole covers today: 00:00 Are You Ready for Some Money Rehab? 00:18 Why Your First $100K Is the Hardest 02:53 Year-by-Year Investment Plan 03:05 Year 1: Building the Habit 04:00 Year 2: Gaining Momentum 04:33 Year 3: Growth Year 04:59 Year 4: Push Harder 05:37 Year 5: Reaching the Goal 06:00 Reality Check: Life Throws Curveballs 06:33 Passive Income 07:20 Your Next Steps and Resources All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

Most financial stress doesn't come from bad decisions; it comes from unexpected timing.A car repair.A medical bill.A job change.An emergency fund doesn't prevent emergencies. It changes how you respond to them.In this episode of The Financial Mirror, we walk through emergency funds from first principles - clearly, calmly, and without hype.You'll learn:o What an emergency fund actually is (and why it's not an investment)o How much you realistically need based on expenses, not incomeo The difference between a starter emergency fund and a fully funded oneo When it's appropriate to use your emergency fund — and when it's noto Where emergency savings should be kept for safety and accessibilityo How much is “too much,” and what to do once your fund is completeThis episode is designed to reduce anxiety, increase clarity, and help you build a financial system that holds up under real life, not perfect conditions.No promises.No pressure.Just practical financial understanding.If you're building long-term financial stability and want calm, grounded guidance, this episode is for you.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles:High Yield Saving Rates: https://www.nerdwallet.com/banking/best/high-yield-online-savings-accountsWhen To Use Your Emergency Fund: https://www.bankrate.com/banking/savings/when-to-use-emergency-fund/#what-should-you-use-your-emergency-fund-for**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#EmergencyFund #PersonalFinance #MoneyManagement #FinancialPlanning #FinancialEducation #MoneyBasics #FinancialLiteracy #WealthBuilding #FinancialStability #SmartMoney #LongTermThinking #CalmMoney

Struggling to keep your financial coaching clients consistent and engaged between sessions? In this episode of The Financial Coaches Podcast, Cody Sizemore breaks down a proven accountability system designed to help clients follow through and make lasting progress on their financial journey. Cody explains why consistency is often the missing link in client success, the behavioral science behind accountability, and how small, structured check-ins can dramatically improve client outcomes. You'll also hear a step-by-step framework you can implement immediately to help clients stay motivated, take action, and build better financial habits over time. Whether you're a new financial coach or an experienced practitioner, this episode will help you strengthen client relationships, improve results, and create a more effective coaching process.

From Kim Kardashian, J.Lo, and Ariana Grande, Chris Appleton has styled the biggest names in Hollywood, but his journey getting there was not easy. Today, Chris opens up about the hustle it took to go from a small-town salon in the UK to red carpets, and the bumps in the road along the way. Chris shares the financial trauma, internal battles, and deep personal work it took to get to the top—and stay there. He gets vulnerable about the struggles behind the success: coming out after being in a heterosexual relationship, the breakthrough moment with Christina Aguilera that allowed him to beat his imposter syndrome, and why the word “fine” isn't in his vocabulary. Mental Health and Suicide Prevention Resources Find video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Check Out Chris' Book Your Roots Don't Define You Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Here's what Nicole talks about with Chris: 00:00 Money Rehab Presents: Chris Appleton 03:01 Childhood Struggles and Financial Trauma 06:53 Telling the Hater Inside to Quiet Down 10:54 Navigating a Scarcity Mindset 13:44 Chris' Erewhon Smoothie 16:27 Chris' Early Hustle Days and Evading Train Conductors  21:52 Moving to LA and Chris' Big Break with Christina Aguilera 26:07 Chris' Coming Out Story and Hitting Rock Bottom 32:05 Why “Fine” Isn't Fine 34:52 Why the Hair Salon Feels Like Therapy 38:01 How Chris Built His Reputation and How to Sell the Sizzle 41:46 Lessons from Kim Kardashian 44:42 Chris' Take on Marriage, Relationships and Self Love 45:01 The Importance of Self-Love and Selectivity 48:46 Chris' Tip Listeners Can Take Straight to the Bank

Trump Accounts begin in 2026 and include a $1,000 government contribution for eligible children — but the real power of these accounts is time, discipline, and compounding.In this episode of The Financial Mirror, I walk through Trump Accounts calmly and clearly, focusing on how they actually work and why they matter long term — not the headlines.In this episode, we cover:• What Trump Accounts are, who qualifies, and how to open one• How the money is invested and why the rules are intentionally restrictive• How time and small contributions can quietly compound into meaningful wealthNo hype. No politics. Just a clear explanation of a new financial tool and how it could quietly help set the next generation up for success.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Trump Accounts: https://www.trumpaccounts.gov/Make Your Child a Millionaire: https://youtu.be/Qcnidzjurkc**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #TrumpAccounts #InvestingForKids #GenerationalWealth #CompoundingInterest #LongTermInvesting #FinancialLiteracy #MoneyEducation #WealthBuilding

Do your clients struggle with their emotions around money? In this episode of The Financial Coaches Podcast, Maria Casillas and Cody Sizemore explore why financial challenges often go beyond budgeting or financial knowledge and are deeply tied to emotional responses. Learn practical strategies to help clients identify emotional spending, overcome financial fears, and develop a healthier relationship with money. This episode is perfect for financial coaches, money mentors, and advisors who want to enhance their coaching skills and provide meaningful, lasting impact for their clients.

The state of things right now isn't exactly predictable. Costs are up, people feel cautious about spending, and there's this underlying tension around money that's hard to ignore. If you're working full time and thinking about becoming a financial coach this year, or if you're already coaching and trying to figure out how to navigate 2026 without burning out, this episode is for you.The good news? Flexibility is your competitive advantage right now. When your expenses are lean and your approach is strategic, you can be generous with clients, creative with pricing, and responsive to what people actually need. This isn't about playing small or operating from fear. It's about being the kind of financial leader who can adapt without compromising impact.In this episode, we're talking about practical strategy for this season: why your full-time job might be the best business asset you have right now, how to design your coaching business around your actual life instead of an internet ideal, and what it means to maximize your three key resources (time, energy, and money) when you're already stretched thin.If you've been feeling pressure to go all in, scale up, or match someone else's version of success, this episode will help you see that steadiness is strategy. And the steadiness you create for yourself is exactly what your clients are craving from you.Links & Resources:Ultimate Growth GuideJoin the Facebook groupHow to Create Buy-In Training(free)Episode 138: The State of People's FinancesKey Takeaways:Flexibility is your competitive advantage. When your expenses are lean, you can offer payment plans, adjust pricing, and respond to clients' real needs without financial pressure forcing your hand.Predictable income is a business strategy, not a compromise. Your full-time job gives you something full-time entrepreneurs don't have: the ability to plan, save, and give your business time to grow without crushing pressure.Your business doesn't need to be impressive to work. What matters is whether it fits your actual life, serves your clients well, and gives you something nothing else in your life currently gives you.Scarcity motivates action. Limited availability isn't a weakness. Instead, it cuts down on client indecisiveness and makes scheduling easier for everyone involved.Focus on activities that fill a gap only your business can fill. If your full-time job is high pressure, make your business fun and relaxed. If parenting feels thankless, let client appreciation fuel you.You have to claim what you need and ask for it specifically. The hardest help to ask for is often just space, permission to focus on your business for a Saturday morning without guilt.Steadiness is what your clients are craving right now. By creating it for yourself first, you bring that same grounded energy into every coaching session.

In this episode, Josh and Amelie discuss the confusing world of financial advisors and give listeners ideas for evaluating a potential advisor. The hosts explain why job titles are meaningless and certifications vary widely in rigor, with the Certified Financial Planner® (CFP®) standing out as the gold standard. They clarify how the fiduciary standard works, including why just the Series 65–only advisors are legally bound to act in a client's best interest at all times. The conversation then walks through how to use BrokerCheck and Form ADV to uncover an advisor's licenses, conflicts of interest, fees, custody arrangements, and more. Together, these tools may help consumers find the right advisor for their needs. Top takeaways: Job Titles Are Meaningless: Vice president, wealth manager, and similar titles are unregulated and don't indicate competence or ethics. Certifications Vary Widely Over 400 financial certifications exist; many require little more than paying a fee. The CFP® is the gold standard for personal financial planning due to its rigorous exam, education requirements, enforced code of ethics, and continuing‑education requirements. BrokerCheck Is Your First Stop (https://brokercheck.finra.org/) Every licensed advisor remains in the system permanently. If an “investment professional” isn't listed, they're either an insurance agent or they're operating illegally. Review disclosures carefully; multiple complaints or hidden details are red flags. Fiduciary Status Is Critical Only advisors with a Series 65 license (look for “IA” in BrokerCheck) and no other licenses are legally bound to act in the client's best interest at all times. Advisors with multiple licenses (e.g., IA and broker) can switch roles—and obligations—mid‑conversation (and without telling you they switched roles). Commissions Influence Advice Academic studies show that advisors recommend products with higher commissions. Brokers and insurance agents are legally obligated to act in the best interest of their firms, not their clients. Form ADV Part 2 Shares Key Information About the Advisor Required for all registered Investment Advisers (IAs). Includes services, fee schedule, conflicts of interest, investment philosophy, and custody details (who is the custodian of your money). Good advisors make their ADV and fee schedule easy to find. Custody Protects You Look for advisors who use large, third‑party custodians who will protect you (not the firm). Small custodians can be vulnerable to conflicts of interest, as seen in the Bernie Madoff case. Transparency Is Important Advisors who openly share fees, conflicts of interest, and regulatory documents demonstrate integrity. Marketing transparency often reflects operational transparency. One Advisor Profile to Look For (in our opinion) Series 65 license only (legal fiduciary duty) CFP® designation (rigorous training and ethics) Clear, accessible disclosures and fee transparency Uses a large, reputable third‑party custodian Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Biz DIY, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/biz-diy - Are you excited by financial coaching but not running a coaching business? MoneyCoach Network partners with financial coaches to handle the entire “business” side of having a financial coaching business. Sign up to Beta Test MoneyCoach Network (https://form.jotform.com/231063470154043)

Most people hear “we match 5%” and assume they understand their 401(k).They don't.In this episode of The Financial Mirror, we break down exactly how employer 401(k) matches work — using clear charts, real examples, and long-term math that shows why this benefit quietly creates hundreds of thousands of dollars in difference over a career.Using a $75,000 salary example and an 8% annual return, we compare:o No employer matcho Partial employer matcho Dollar-for-dollar matcho Tiered employer matchSame salary.Same contribution.Same market.The only difference? Whether you claim the match.You'll learn:o What “match 5%” actually meanso How partial, full, and tiered matches worko Why missing the match is like taking a pay cuto How employer matches compound into six-figure wealtho What vesting is and why it matters when changing jobsThis is a boring money topic — and one of the most powerful wealth builders available to everyday workers.If you care about long-term financial independence, retirement planning, and not leaving money behind, this episode is essential.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #401k #EmployerBenefits #RetirementSavings #WealthEducation #PersonalFinance #MoneyMindset #FinancialFreedom #LongTermWealth #InvestingBasics #FreeMoney

Are you overlooking one of the simplest ways to scale your financial coaching practice? In this episode of The Financial Coaches Podcast, Maria Casillas and Cody Sizemore break down how you can grow your income and impact right now—without more marketing, more leads, or more one-on-one hours. The key? Leveraging group coaching for alumni clients. You'll learn how to serve past clients at a deeper level while creating a scalable, sustainable revenue stream. Maria and Cody walk through why alumni group coaching works, how it strengthens client outcomes, and what to consider when structuring a group offer that benefits both you and your clients. If you're a financial coach looking to scale your practice, increase lifetime client value, and work smarter (not harder), this episode will give you practical insights you can apply immediately.

Your clients' budgets absorbed increases they never saw coming this year. A healthcare premium that jumped several hundred dollars per month. Utility bills up $50 at peak usage. Return-to-office mandates that added childcare costs, gas expenses, and convenience spending they didn't budget for. Buy now, pay later options at grocery checkouts, not just for wants but for food.When your clients sit down with you, they're financially stressed. And they're also cautiously pessimistic, worried about what's next, and hoping they can just stay stable. This is the reality of financial coaching in 2026, and it's why the gap between need and demand matters more than most coaches want to admit.This episode looks at being a financial coach in 2026 from three perspectives. First, the concrete ways rising costs are squeezing your clients' household budgets right now. Second, the role you play in cutting through their worry with clarity and steadying energy instead of more information. And third, how all of this shapes your business strategy, your messaging, and the way you position your work when clients aren't buying on "maybe this could help."If you've wondered why your ideal clients aren't reaching out even when they clearly need help, or if you've felt the tension between knowing coaches are needed and watching people hesitate to hire you, this episode will help you see what's actually happening and how to meet this moment with courage and strategic clarity.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:People need financial coaches more than ever, but need doesn't equal demand. Just because someone is struggling doesn't mean they're actively seeking your solution. And that means that how you talk about your work matters more than ever.Healthcare premiums increased significantly for many families in 2026. When you combine that with utility rate hikes and return-to-office costs, clients are absorbing hundreds of dollars in monthly budget increases they didn't plan for.Shift from selling to steadying. Right now, people aren't buying on "maybe this could help." They're saying yes when the outcome is crystal clear and the commitment feels manageable.One in four Americans now uses buy now, pay later for groceries. This isn't about luxuries anymore. It's a signal of how tight household cashflow has become, and it's creating unnecessary chaos in people's budgets.Return-to-office mandates don't just increase commute costs. They ripple into childcare, eating out, work clothes, and spending more for convenience because flexibility at home disappears.75% of our own small business vendors raised their rates in 2025. Business owners are navigating the same financial squeeze as clients, which means your financial coaching mind is your greatest asset in running your business strategically.Being a financial coach in 2026 takes courage. You need to speak sincerely and clearly about how you help people, make faster business decisions, and lead by example in uncertain times.

Making $100,000 used to mean success—but today, it doesn't guarantee financial freedom. In this episode of The Financial Mirror, we break down why chasing income is the wrong goal and why creating margin in your budget matters far more than your salary.You'll learn:o Why six figures doesn't equal wealtho How lifestyle inflation keeps people stucko Why budgeting creates freedom, not restrictiono How small financial changes compound over timeStop chasing $100k. Start building margin—and real financial peace.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success

Trying to figure out your goals for 2026? In this episode of The Financial Coaches Podcast, Maria and Cody talk about different types of goal setting strategies, and even some mindset shifts around them too. Is this your year? Make the most of it!

Join Josh and Amelie to discuss everyone's favorite…taxes! What are your obligations in sending 1099s to someone? Did you know that there may be requirements for you to send 1099s to someone?! Top takeaways: If you receive over $600 income through a third party (AdvicePay/Stripe/Paypal etc.), that third party will issue you a 1099 (though this has and will continue to change a lot). Double check 1099 numbers so they all line up correctly. If you pay someone/some company over $600 over the course of a year, you have to issue a 1099 to them UNLESS it is a corporation or if you pay by credit card (NOT debit card). Your deadline is January 30!!!! If you missed that…do it ASAP and be prepared to pay penalties. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Looking for financial coaching software? Sign up for the interest list for FCN MoneyCoach, the premier cash flow analysis software for financial coaches and advisers. https://www.financialcoachesnetwork.com/money-coach Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

In this episode, we take an honest look at what it really means to be broke—when your essential bills cost more than your income—and the exact steps you can take to regain control of your finances. This video breaks down the practical strategy I would personally follow if I were in that situation and needed to rebuild from the ground up.You'll learn how to create breathing room even when money is extremely tight, how to pay off your smallest debt first for quick momentum, and how to build a small emergency fund that protects you from falling back into the debt cycle. We also walk through how to temporarily cut expenses, sell items to free up cash, reduce bills, and design a short-term survival budget that actually works.This video is designed for anyone trying to get out of debt with limited income, stabilize their finances, or build a stronger foundation for long-term financial success.In this episode, we cover: ✔ What “being broke” actually means when your bills exceed your income ✔ How to create immediate breathing room with no extra cash ✔ Paying off your smallest debt first to rebuild momentum ✔ Selling items or cutting a utility to free up money quickly ✔ Building a starter emergency fund to prevent future setbacks ✔ Using a short-term survival budget to regain control ✔ Reducing expenses, negotiating bills, and lowering financial pressure ✔ Why spending less than you make is the foundation of long-term successIf your financial situation feels overwhelming, this episode will give you a clear and realistic plan to stabilize your budget and start moving forward. These strategies are simple, actionable, and designed for real people facing real financial pressure.Subscribe for more practical financial education, budgeting tips, debt payoff strategies, and long-term personal finance guidance. Your situation can change—one step at a time.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #getoutofdebt #moneytalk #sidehustle #payoffdebt #broketorich #thefinancialmirror #wealthbuilding #financialhealth #buildwealth #emergencyfund #smartmoney

Have you ever considered your self-care when building your practice? In this episode of The Financial Coaches Podcast, the hosts talk about how taking some time off for the holidays can lead to you being extra busy surrounding it, and how to manage that. Taking care of yourself so that you show up as your best for your clients, your family, and your friends is extremely important.

Fix your money problems in the next 30 days — without working more, earning more, or stressing more. In this episode of The Financial Mirror, we break down a simple, practical system that helps everyday people take control of their spending, build savings fast, and finally feel confident with their finances.Most financial stress comes from not knowing where your money goes. This episode shows you how to fix that. You'll learn how to track spending, build a realistic budget, start your emergency fund, and adopt mindful habits that last a lifetime.In this episode, you'll learn:Why spending habits matter more than earning moreHow to analyze your last 30 days of transactionsHow to identify spending categories and hidden leaksHow to create a budget based on reality—not guessworkHow to save your first $1,000 quickly using simple strategiesWhy mindful spending transforms your financial lifeThe habits that make money management effortlessA complete 30-day step-by-step plan to follow todayThis episode is perfect for beginners, budgeters, people tired of living paycheck-to-paycheck, and anyone ready for a fresh financial start.If you're ready to take control of your money once and for all, this 30-day plan will get you there.Articles:https://www.quicken.com/blog/budget-categories/https://www.quicken.com/https://www.rocketmoney.com/https://www.ramseysolutions.com/money/everydollarhttps://www.ramseysolutions.com/budgeting/budget-percentages**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #moneymatters #financialcoach #budgetingtips #frugalliving #sidehustle #wealthbuilding #financialadvice #earlyretirement #fi #moneymastery #financialhealth

Are you nervous to follow up with prospects? In this episode of The Financial Coaches Podcast, Cody and Maria talk about the barriers that may be holding you back from consistently following up, how to perfect the art of follow up, and why it is actually a service to your potential prospects to do this, as compared to not.

Are you stuck believing the only way to improve your financial life is to make more money? In today's episode of The Financial Mirror, we break down why spending less matters far more than earning more, and why controlling your expenses gives you immediate, real-world financial power—no raise required.Most people think income is the problem… but the truth is, your spending is what determines your financial freedom. You can't instantly increase your income, but you can instantly change how much you spend—and that shift alone can transform your entire financial future.In this episode, we explore:

Having trouble filling professionals in your network? In this episode of The Financial Coaches Podcast, Maria and Cody talk through how to communicate value with other financial professionals on how you can help their clients, as well as sharing their experiences with the success of referrals from these types of relationships.

Welcome to today's ICYMI, where we kick off the week with a quick game-changing tip from one of our guests that you might have missed. Spending can be hella stressful heading into the holiday season, and if you're struggling with debt or with setting up realistic financial goals for the coming year, this is a must-listen reminder for overcoming financial stress and toxic money patterns.A healthy money mindset is the missing ingredient for a lot of people's financial security. So we're throwing it back to this sustainable financial advice from finance coach Nicole Stanley on dealing with debt, setting realistic money goals, and her own journey to get debt-free. Nicole Stanley is the Founder & Head Financial Coach of Arise Financial Coaching. After battling crippling financial anxiety in her early twenties, Nicole enrolled in her first personal finance course and made changes to go from 30K in debt to building over a quarter-million in net worth for her family at age  27. Arise Financial Coaching has now served over 600 clients and has been featured in TIME, Yahoo Finance, & CNET.Listen to our full episode with Nicole here.Tune in every Monday for an expert dose of life advice in under 10 minutes.Follow Nicole:On Instagram: @arise.financial.coachingArise Financial Coaching Sign up for our monthly adulting newsletter:teachmehowtoadult.ca/newsletter Follow us on the ‘gram:@teachmehowtoadultmedia@gillian.bernerFollow on TikTok: @teachmehowtoadultSubscribe on YouTube

The 2025–2026 tax changes are here — and most people still have no idea how much money they're leaving on the table. In this video, I break down the One Big Beautiful Bill (Working Families Tax Cut), the new deductions for tips and overtime, bigger standard deductions, and simple year-end tax planning moves that can reduce your tax bill next year.Whether you're a tipped worker, a parent, a high earner, or just someone trying to stop overpaying the IRS, this guide simplifies everything so you can take action now — without needing to become a tax expert.I'm not a tax professional — this is educational only — but my goal is to make confusing tax laws easy to understand, easy to apply, and motivating so you actually do something with the information.In this video you'll learn: ✔️ The biggest 2025–2026 tax changes from the OBBB ✔️ How the new tip and overtime deductions work ✔️ How to use year-end tax planning to save money ✔️ Smart financial moves before December 31 ✔️ How to legally lower your tax bill with simple habitsIf you're serious about building long-term wealth, this episode will give you clarity and confidence going into tax season.

Afraid of having clients drop out? In this episode of The Financial Coaches Podcast, the hosts discuss a topic from a listener that was a part of our monthly coaches meetup around clients cropping out of his program before they complete it. After a few key shifts, the dropout rate reduced dramatically, so the hosts discussed that as well as other strategies to implement to keep the client retention rate as high as possible.

Is your retirement plan running on a playbook from a decade ago? Mike Douglas tackles why sticking to outdated strategies can cost you, the importance of proactive tax planning, and how building multiple income streams can protect your financial future. Hear real stories of retirees who revamped their approach and gained confidence in uncertain times. Catch all the insights from this past weekend’s radio show. Schedule your complimentary appointment today: MichigansRetirementCoach.com Follow us on social media: YouTube | Facebook | Instagram | LinkedInSee omnystudio.com/listener for privacy information.

You're hearing a lot about President Trump's proposal for a 50-year mortgage — but what does it REALLY mean for your wallet? Does it make homeownership more affordable… or does it lock millions of Americans into a lifetime of debt?In this episode of The Financial Mirror, we break down the truth behind 50-year mortgages, how they compare to 30-year loans, and why the “lower monthly payment” might cost you hundreds of thousands more over time.We cover: ✔️ How much you ACTUALLY save each month on a 50-year mortgage ✔️ Why total interest paid nearly doubles ✔️ How slower equity growth keeps families “house poor” for decades ✔️ Why lenders benefit more than buyers ✔️ How this trend impacts first-time homebuyers, middle-class families, and long-term wealth ✔️ What to do before you consider ANY long-term mortgage productIf you're thinking about buying a home, refinancing, or planning your financial future, this episode will help you avoid the traps, understand the math, and protect your long-term wealth

Is your financial advisor still the right coach for your retirement? Brandon Bowen breaks down the warning signs that it’s time for a second opinion, from outdated strategies to poor communication. Learn how to spot red flags, ask the right questions, and make sure your retirement plan is truly working for you. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

What are the Most Effective Marketing Strategies to Get Clients? 2:15 - The Reality: There's NO Silver Bullet 2:59 - Not All of Your Clients are Active on Facebook 6:33 - Do Your Research and Understand Your Niche 7:57 - Finding Alignment With What You Do and Match It With a Potential Medium 9:16 - You Have to Start With Who is Your Audience 12:11 - Not All Marketing Strategies Have the Same Results 13:53 - Getting People to Go Through a Series of Processes 14:17 - What Ad Campaigns Do in Marketing? 15:44 - Focusing on a Particular Channel and Building Engagement With Your Audience 18:11 - Leveraging the People You Already Have Personal Relationships With 18:46 - You Can Learn a Lot From the Multilevel Marketing Methodology 20:24 - The Basic Ideas of Utilizing Your Existing Network 22:38 - The Stuff That's Going to Work is the Stuff That's Scary 27:22 - Recommendation on a Marketing Strategy to Get Clients 29:40 - The Long-Term Marketing Strategies 32:01 - Leveraging the Relationship With People Who Already Know You Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Having trouble finding leads? In this episode of The Financial Coaches Podcast, the hosts take a question that came from our monthly financial coaches meetup around how to find new prospects (leads) to talk to. Where do they come from? How do you approach them? All of this is answered in this one episode.

AI is everywhere — and more people than ever are asking tools like ChatGPT, Copilot, and Claude for financial advice. But can you really trust AI with your money? In this episode of The Financial Mirror, we break down the truth: what AI is great at, what it gets dangerously wrong, and why personal finance still needs a personal touch.A recent study found that ChatGPT gave incorrect or misleading answers to 35% of financial questions. And with new restrictions limiting AI from offering personalized investment or financial advice, the message is clear: AI is a tool, not a trusted advisor.In this episode, you'll learn: ✔️ Why AI gives generic and incomplete financial advice ✔️ The hidden risks of relying on ChatGPT for money decisions ✔️ What personal finance questions AI can help with ✔️ How to use AI safely to build financial literacy ✔️ Why human judgment still matters in wealth building ✔️ Practical steps to improve your financial decision-making ✔️ How to ask better questions so AI becomes more usefulIf you've ever asked AI things like:

Have you been bold enough to tell your clients what they actually need to hear? In this episode of The Financial Coaches Podcast, Cody shares an experience with some of his clients where he told them what they needed to hear, and not what would keep them happy, and ultimately it led to their coaching being terminated. Which may seem like a bad thing as you read this description, but it was actually a good thing for many reasons.

Welcome to the Money Confidence Podcast with Bre — the space where grounded money strategy meets integrity-led energetics. In today's episode, we're diving into how to reach your financial goals 10x faster by shifting the energy behind the way you show up, spend, save, and move your money. This is not about restriction. This is not about hustling harder. This is about becoming the version of you who accelerates your goals naturally. 00:00 — Welcome to the Money Confidence Podcast 01:02 — Why chasing your goals slows your progress 04:18 — Loving the process vs. waiting for the destination 08:11 — How being present accelerates financial success 12:40 — The energetic cheat code for faster results 16:22 — Real-life example: Navigating $7K in car expenses 20:55 — Emotional regulation + money confidence 25:40 — Why the grind is part of your growth 29:13 — Strategy vs. energy: why you need both 33:50 — The power of community and support 37:45 — Sealing financial leaks & self-sabotage 42:12 — Becoming the woman who holds financial peace 46:03 — Final message & how to work with Bre If you're a woman, mom, or professional craving more confidence, clarity, and peace with money — this episode will activate something powerful in you. ✨ Book a discovery call: https://calendly.com/highvibeteaching/discoverycall Current Ways To Work Together: https://www.highvibeteaching.com/link-in-bio Subscribe for weekly episodes that help you transform your relationship with money from the inside out. #moneyconfidence #financialgoals #financialfreedomforwomen #moneymindsetcoach #energeticfinance #moneystrategy #manifestingmoney #financialpeace #womenandmoney #wealthmindset #abundancemindset #debtfreejourney #moneytips #moneycoachforwomen #integrityandfinance

In this episode of The Financial Mirror, we break down the most important financial lessons from the 2025 U.S. government shutdown and what every American can learn about emergency funds, budgeting, and income protection. The 43-day shutdown left nearly 900,000 federal employees furloughed and millions working without pay — exposing how vulnerable many households are to sudden income loss.This episode is designed to help you build financial preparedness, create a reduced-budget plan, review essential insurance and safety nets, and strengthen your finances against layoffs, recessions, and paycheck disruptions. Whether you're a federal worker, contractor, private-sector employee, or anyone focused on long-term financial security, these steps will help you build a more resilient financial foundation.If you're looking for: • how to prepare for income loss • how to build an emergency fund • how to survive a shutdown or layoff • financial planning tips • practical money habits for stability This episode will give you clear, actionable strategies you can use immediately.

Have you ever been vulnerable with your clients? In this episode of The Financial Coaches Podcast, Cody and Maria share why it is important to be vulnerable with your clients about even some of your financial struggles, and how they can get a ton of value from that and it can deepen and enrich your relationship with them.

Most people want financial success, but few build the habits that make it possible. In this episode of The Financial Mirror, we'll break down 3 powerful money habits that can transform your financial future — budgeting with purpose, paying off debt the smart way, and setting clear financial goals that actually work.You'll learn how to use the 50/30/20 budget, apply the debt snowball method, and start saving at least 15% of your income through savings, brokerage, or retirement accounts. These habits are simple, actionable, and proven to build long-term wealth — no matter where you're starting from.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #FinancialFreedom #MoneyMindset #BuildWealth #PersonalFinance #FinancialEducation #DebtFreeCommunity #FinancialGoals #FinancialEmpowerment #Budgeting #SavingMoney #Wealth #Finance #MoneyTips #FinancialLiteracy #DebtFreeJourney #Investing #FinancialPlanning #Money #DebtFree #FinancialSuccess #Business #Entrepreneur #FinanceTips #Savings #Motivation #Success #Investment #StockMarket #Moneymanagement

WHY are You a Financial Coach? In this episode of The Financial Coaches Podcast, Maria and Cody share their stories of why they became Financial Coaches, and they also talked about the importance of sharing that often with yourself, your clients, and your community.

Are you chasing wealth — or are you building it?Welcome! In this episode we dig into why wealth is a long-game, not a quick win, and how the daily little decisions you make shape your financial future more than flashy one-time purchases. Drawing on the insights of Morgan Housel's work and the idea of internal vs external benchmarks, we'll explore how to spend (and save) consciously, avoid common traps, and build a life that truly supports you.Many of us fall into the trap of trying to impress others — the bigger house, the luxury car, the Instagram-worthy vacation. These external benchmarks may give brief excitement, but often they are expensive, drain our savings, and don't deliver the long-term happiness we expect. Housel reminds us: “If nobody was watching, how would I choose to live?”Instead, when we align our money with our internal benchmarks — things like time with loved ones, freedom, meaningful experiences, independence — we tend to spend with purpose, save with intention, and build wealth rather than chase status. We'll talk about everyday habits: setting a savings rate, resisting lifestyle creep, choosing utility over status, defining your “enough” and paying your future self first.We'll also cover some of the major challenges: FOMO, status-driven spending, and short-term gratification vs long-term benefit. For each one we'll offer practical ways to catch yourself, shift your mindset, and pivot your behavior.By the end of the episode you'll have actionable takeaways: one habit to implement today, one spending choice to rethink this week, and a reminder that building wealth isn't glamorous — but it is powerful when done consistently.What you'll learn:Why wealth = what you have minus what you want (and why the “what you want” matters just as much).How to tell if your money is being spent for you or for others.Simple daily actions that build wealth over decades instead of chasing one big lightning strike.How to handle the mental challenges of comparison, social pressure and impulse-spending.Join the conversation: What spending decision surprised you this year? What internal benchmark matters most to you? Drop a comment below — your insight might help someone else.If you found value in this episode, please give it a thumbs up, click subscribe and turn on notifications so you don't miss future deep-dives into money mindset, investing habits and designing a life of financial freedom.Thanks for being here. Remember: building wealth is a slow journey — but it's the one that lasts.**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #wealthmindset #buildwealth #moneymindset #MorganHousel #longgame

Are you unsure of what kind of tech you need for your practice? In this episode of The Financial Coaches Podcast, the hosts took a question from a listener asking about what kind of tech is needed to run a successful coaching practice.

What is capital gains tax—and how does it really work? If you've ever sold a stock, crypto, home, or investment and wondered “Why am I being taxed?”, this is the episode that finally makes sense of it.In this clear, no-jargon breakdown, we cover:What capital gains tax actually is (and when it applies)The difference between short-term and long-term gainsWhy some people legally pay 0%Common mistakes that cost investors moneySimple, legal ways to reduce your tax bill and keep more of your profit

You don't need to be rich or a finance expert to start investing — you just need a clear, step-by-step path. In this episode, I'll walk you through exactly how to open a Webull account, choose your first ETF (VOO, SPY, SCHB, ITOT), and make your first investment — even if you're starting from scratch.You'll learn: ✅ How ETFs work (and why they're the simplest way to own hundreds of companies) ✅ The exact buttons to press inside Webull to fund and buy your first investment ✅ How to build a habit that grows wealth automatically over timeNo jargon. No over-hype. Just real-world steps anyone can follow.Start your investing journey today — use my Webull affiliate link below to get the best deal and kick-start your portfolio:

Do your clients have a hard time saying “No” to their kids? In this episode of The Financial Coaches Podcast, Cody shares an experience that he had with one of his clients where they had to say “No” to their kid over a $2000 sports investment as they are trying to get themselves out of debt. As you may imagine, the initial conversation between parent and child didn't go well, so the hosts discussed how to handle those moments moving forward to provide a quality outcome.

Debt consolidation sounds smart — one easy payment, lower interest, less stress. But here's the truth: it doesn't get you out of debt… it keeps you in it. In this episode, I expose why 88% of people who consolidate their debt end up right back where they started. You'll learn the real reason debt consolidation fails — and how to create a powerful G.O.O.D (Get Out Of Debt) Plan that actually works.You'll discover: - Why consolidation gives false confidence- The psychology of “debt relief” and how it traps you- How to use discomfort as your greatest motivator- The proven 4-step G.O.O.D Plan to get debt-free for goodIf you're serious about breaking free from the cycle of debt, this episode will give you the clarity, mindset, and plan to do it.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #personalfinance #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #debtconsolidation #debtrelief #getoutofdebt #financialfreedom #debtfreejourney #personalfinance #moneymindset #budgetingtips #debtfreecommunity #payoffdebt #wealthbuilding #debtawareness #moneycoach #debtmotivation #creditcarddebt #studentloans #financialeducation #debtfreelife #financialdiscipline #moneyhabits

In the first episode of the Moms Who Build mini-series, Mariah introduces Carolina Martinez, a financial coach helping faith-driven women build wealth that aligns with their values. Carolina shares how she went from financial advisor to entrepreneur, paid off $87,000 of debt, and launched her business while her son was just seven weeks old.This conversation brings a refreshing and grounded take on money. Mariah and Carolina explore how faith, stewardship, and trust intersect with wealth building, why financial systems create more freedom (not restriction), and how moms can take simple steps toward generational abundance.If you've been craving peace with money or are ready to take the next step toward financial confidence, this episode will remind you that it's never too late to start. You don't have to do it perfectly to build something lasting.In this episode, you'll hear:Carolina's journey from financial advisor to money coach and what inspired her leap of faithWhy money systems create freedom, not restrictionHow to align your finances with faith and purposeThe habits that build real, lasting wealth for your familyHow investing in yourself often opens doors you never expectedConnect with Carolina:Instagram: @cashflowwithcarolinaInvesting Made Simple Course: cashflowwithcarolina.com/waitlistWays to Connect Outside the Podcast Follow CEO & Founder on Instagram: @mariahstockman Follow Made for Mothers on Instagram:@madeformothers.co Join the Virtual Village: A community and monthly membership for business owning mamas! Special promo for our podcast listeners, get 20% off your first quarterly enrollment with code TWENTYOFF at https://www.madeformothersco.com/membership SHOP CEO MAMA MERCH designed just for business-owning mamas https://shopmadeformothers.com/

Are you actually reaching out to your prospects? In this episode of The Financial Coaches Podcast, the hosts talk about not only why it's so important to reach out to prospects and start a conversation, but also do a deep dive on how to do that highly effectively as well. This can be the one shift that you make in your practice, to allow it to explode. So, don't miss it.

Are you tired of feeling like your money disappears before the month even ends?Imagine saving hundreds—maybe even thousands—of dollars in just 30 days without working extra hours or picking up a side hustle.That's the power of the No-Spend Challenge.In this episode, I'll walk you step by step through:o What a no-spend challenge really is (and what it isn't)o How it can help you pay off debt faster, build your emergency fund, or save for that big goalo Simple strategies to survive 30 days without extra spending—without feeling deprivedo Real-world examples of people who saved big by pressing pause on nonessential purchasesThis isn't about restriction—it's about freedom. By cutting back for a short time, you'll reset your money habits, finally see where your cash is going, and create space to breathe financially.Whether you want to stop living paycheck to paycheck, save for a down payment, or just break free from overspending—this challenge could change your financial life.

What even are lead magnets? In this episode of The Financial Coaches Podcast, Cody and Maria talk about what lead magnets are, go into a couple of examples, and talk about how they can be a pivotal tool in your practice to help generate new prospects.

First things first, friends: Imposter syndrome is not a thought: “I am an imposter” or a feeling: “I feel like a fake.” It's a circumstance. And if we want to overcome it, we need to understand it…which means clearly identifying it for what it is, which removes SOME of imposter syndrome's power. Think of imposter syndrome as the monster behind your closet door: you sit there, covers pulled up to your chin, staring at it the door. In your mind, the monster (aka, imposter syndrome) keeps getting bigger and bigger and scarier and scarier. Finally, you muster up the courage to walk across the room and open the closet door. And instead of a monster, your cat walks out, looking annoyed that you found their hiding place. Logically, you know that it was never a monster. It was just your cat. Get ready to shine a light on your own imposter syndrome fears and frustrations, and learn what you can do to shut it down for good (mostly).Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:You're new, not fake. Because being a beginner is normal and temporary.You know enough to help someone today even if you don't know everything yet.Do it anyway because confidence comes from taking action, not just learning more."Can I trust you?" is what people really want to know when they ask about your credentials.Learn while you coach instead of waiting until you're "ready" to start helping people.Name the specific thoughts that make you feel like an imposter, then replace them with better ones.Feeling like an imposter means you're growing and pushing beyond what's comfortable.

Standard deduction vs. itemized deductions — what's the real difference, and how do you know which one saves you more money at tax time? In this video and podcast, I break it all down in plain English so you can feel confident about your tax return.Most Americans (nearly 90%) take the standard deduction because it's simple, bigger than ever after tax law changes, and doesn't require any paperwork. But for some people, itemizing deductions — like mortgage interest, medical expenses, state and local taxes, or charitable donations — can mean hundreds or even thousands in extra savings.We'll cover the pros and cons, how the IRS standard deduction amounts work for 2025, when it makes sense to itemize, and common mistakes to avoid.Taxes don't have to be confusing. Think of this as your “deductions explained” guide, without the jargon. By the end, you'll know exactly when to take the standard deduction, when to itemize, and how to make sure you're not leaving money on the table.If you find this helpful, hit subscribe, share this with a friend, and drop your questions in the comments — I may cover them in a future episode!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#InvestInYourself #PersonalFinance #FinancialEmpowerment #financialfreedom #finance #money #investing #financialliteracy #financialindependence #budgeting #debtfreecommunity #financialplanning #debtfree #financialeducation #debtfreejourney #wealth #financetips #business #budget #investment #entrepreneur #moneymanagement #moneytips #stockmarket #financialgoals #invest #motivation #debt #savings #moneymindset #savingmoney #success #taxtips #taxseason #irs #taxdeduction

We've been watching talented, capable financial coaches hold themselves back from doing their best work, and it has nothing to do with skills or caring.They'll create a freebie but never really put it out there. Someone asks about their coaching, but they don't follow up. They get invited to present at a workshop but decide “now's not the right time.”It's not that they don't want the results on the other side. It's not that they're not capable, even if it feels a little scary. So why aren't they taking action on the things they say they want to do?What we're seeing is a fear of failure epidemic that's showing up in ways that might surprise you. It's creating this cycle where people avoid taking meaningful action because they're terrified of not getting it right.But we live in a world where everything feels permanent and public. Social media makes it so your mistakes can follow you forever. There's this pressure to have everything figured out before you even start, which creates paralyzing perfectionism where people would rather do nothing than risk doing something imperfectly.And our environment makes it easier than ever to avoid the challenging work that creates real results. When something feels hard, there's always an easier alternative just a swipe away. You can spend hours watching videos about marketing strategies without ever implementing a marketing strategy, which tricks you into feeling like you're working but leaves you confused about why you're not getting results.The irony? You're listening to this podcast right now, learning instead of doing. And that's exactly the trap.But what if instead of quietly shrinking away and not doing the thing you said you wanted to do, you committed to what we're calling “loud failure”? What if you decided that if you're going to fail either way, you'd rather fail by actually putting yourself out there?Because wouldn't it be cool if being okay with loud failure meant you were doing the hard things—talking more, presenting more, offering to help people more—and maybe, just maybe, those things would actually make you successful?Links & Resources:Join the MastermindUltimate Growth GuideJoin the Facebook groupKey Takeaways:You'd rather spend three days writing the perfect email sequence than three hours making phone calls, because one feels safe and the other doesn't. But only one actually gets you closer to new clients.“Good enough to move on” is your new standard, not perfection. Embrace it instead of staying stuck in endless revision cycles.If you're going to fail either way, fail loudly by putting yourself out there rather than quietly shrinking away and creating the very failure you're trying to avoid.Productive procrastination keeps you busy with tasks that feel important but don't move your business forward, like researching every certification instead of just starting to help people.Choose one source of business education and stick with it for a month. Consuming information from multiple sources creates overwhelm and imposter syndrome, not progress.Discomfort is a sign of growth, not a warning to stop. Learn to dance with your fear instead of running from it.Break big goals into smaller actions: instead of “make $100,000 this year,” commit to “have 5 Q&A calls this week.” The smaller step is what actually gets you there.