Podcasts about financial coach

Have you been spinning your wheels with marketing, doing all the things you're supposed to do…but feeling like you're getting nowhere? You're showing up on social media, going to networking events, having coffee chats, but your client list isn't budging. Most of us think the solution is to do more—add another platform, attend more events, schedule more meetings.What if that's actually making things worse?There's this pattern that happens with so many financial coaches. They start with Instagram, post for a couple months without much to show for it, then decide they need LinkedIn too. Maybe YouTube. Before they know it, they're spread so thin that nothing works well. Their content gets watered down, their message gets muddy, and they're exhausted without the clients they want.The same thing happens with networking. A few events don't lead to clients, so the response is to book more coffee chats and attend more events. But here's the thing (and you probably already know this): quantity rarely solves a quality problem. If your Instagram posts aren't connecting with the right people, making more of them won't fix that. If your networking conversations aren't turning into business, having more of the same conversations probably won't change much either.We get caught up in mistaking activity for progress. We feel busy, we're checking boxes, but we're not actually moving anything forward in our business.There's a different way to think about this. Instead of asking, “what else should I be doing,” what if you asked, “how can I make what I'm already doing more effective?” That shift changes everything.This episode breaks down how to stop the marketing hamster wheel and start seeing real results without burning yourself out. We'll talk about why doing fewer things better often leads to more growth than trying to be everywhere at once, and how to create what I call a learning loop that actually moves your business forward.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:Quantity rarely solves a quality problem. If your Instagram posts aren't resonating, making more won't fix the disconnect with your ideal clients.Stop asking “what else should I be doing” and start asking “how can I make what I'm already doing more effective.” This one question shift changes your entire marketing approach.You're mistaking activity for progress when you feel busy checking marketing boxes but your client roster isn't growing.True scaling often means doing fewer things better. The most successful coaches aren't doing more marketing activities than you, they're being more intentional with what they choose.Sometimes the best way to help a plant thrive isn't to plant more seeds, but to prune what's already growing. Your marketing needs refinement, not expansion.A simple shift from “DM me if you have questions” to “DM me with the word ‘budget' to receive my free guide” can make all the difference in your conversion rates.Create a learning loop: action, evaluation, refinement, then action again. Real growth happens when you get better at the fundamentals, not when you constantly try new things.

We began a new series about analyzing the gurus! We'll be spending time discussing several big personal finance names, their recommendations, and why we do or do not agree with those. Josh and Emily discuss Ramit Sethi, his philosophy of a “rich life,” his “conscious spending plan,” and his take on investing. Top takeaways: Broad-based percentage-based structures just don't work for everyone. The emphasis on a rich life and guilt-free spending can lead to people to focus on necessities and fun money at the expense of savings. Automation can be great as long as you reevaluate and adjust things over time. Houses are great hedges against inflation in retirement. Ramit's rant against AUM and financial advisers just doesn't make sense. Related episodes: Episode #130: The 411 on HSAs Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

What do you do if a client wants to file for bankruptcy? In this episode of The Financial Coaches Podcast, Cody shares a case-study of one of his clients that is going to be filing for bankruptcy. The events that led up to this, and how he handled it are important insights to know if you ever have your own client approach you with the same thing.

Renting vs. buying a home in 2025—what's actually smarter for your finances? With housing prices still high, mortgage rates fluctuating, and rent increasing in most cities, the question of “Should I rent or buy?” has never been more important—or more confusing.In this episode, we break down the real math, the pros and cons, and the lifestyle questions you must answer before making a move. Whether you're a first-time homebuyer, a long-time renter, or somewhere in between, this episode gives you the clarity you need—without the pressure.Here's what we cover:Renting vs. buying in today's marketWhy renting isn't “throwing money away”When buying makes long-term financial senseReal-life cost breakdown of renting vs. buyingThe 5-point checklist to know if you're ready to buyRed flags to watch for before buying a homeHow to align your home decision with your financial goalsThinking about buying a house in 2025? Or just tired of rising rent? Enjoy this episode before making a move—your wallet will thank you.Got questions? Drop your situation in the comments and I might feature it in a future episode!**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#RentVsBuy #Renting2025 #BuyingAHome2025 #HomeBuyingTips #FirstTimeHomebuyer #ShouldIRentOrBuy #FinancialFreedom #PersonalFinanceTips #MoneyDecisions #RealEstateAdvice #SmartMoneyMoves #DebtFreeJourney #MillennialMoney #HousingMarket2025 #HomeownerGoals #BudgetingTips #MoneyMatters #RealEstate2025 #RentVsOwn #HomeBuyingMistakes #MortgageTips #ApartmentLiving #InvestInYourFuture #RealEstateInvesting #WealthBuilding

We begin a new series about analyzing the gurus! We'll be spending time discussing several big personal finance names, their recommendations, and why we do or do not agree with those. First up, arguably the biggest–Dave Ramsey! Josh and Amelie tackle the baby steps. Top takeaways: His foundational advice is not bad, it's just overly simplistic/broad. Because of the nature of inflation, $1000 today is much less than it was when he originally came up with it. Not all debt is bad. It basically never makes financial sense to pay student loans or a mortgage off earlier. Dave's investment advice is not good and his return estimate is way too high. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Quanto è rischioso investire in obbligazioni? Dopo aver spiegato nella sezione FinanzaXragazzi il legame tra prezzo e rendimento delle obbligazioni, oggi proviamo riepilogare alcuni rischi connessi all'investimento in obbligazioni che spesso sono sottovalutati.Nella newsletter sull'azione del mese trovate 3 contenuti al prezzo di 1: due commenti su azioni e il testo del capitolo 3 del mio libro (disponibile gratuitamente in audio qui). Se vi va lasciate un commento (o un like) su Youtube e Spotify. https://lafinanzainsoldoni.substack.com/p/obbligazioni-opportunita-e-rischi I contenuti del podcast e della newsletter non vanno intesi in nessun caso come raccomandazioni di investimento o consulenza finanziaria. Chi è interessato a soluzioni di formazione personalizzata può scrivere a mfamularoblog@gmail.com per conoscere il programma Financial Coach. Vi ricordo che potete porre domande nei commenti ai video youtube e riceverete risposte nella rubrica Money Flash. https://lafinanzainsoldoni.substack.com/subscribe Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you being distracted from building your practice into what it truly can be? In this episode of The Financial Coaches Podcast, Cody and Maria discuss a post that happened in our Facebook Group (The Financial Coaches Community - By New Money Habits), around being distracted by other opportunities in life, and how that can affect your pipeline of new leads and clients to dry up, causing new challenges to overcome.

Ready to take control of your finances? Tune in to this conversation on taming your money monster and learn how to conquer your financial fears and start building wealth.Doug Lynam's journey from Marine to Benedictine monk to financial expert showcases his unique blend of discipline, spirituality, and financial insight. After excelling in the Marine Corps and spending 20 years as a monk and math teacher, he transitioned to finance in 2017, becoming a partner at LongView Asset Management. His bestselling book From Monk to Money Manager bridged the gap between ethical living and financial success. In his latest book, Taming Your Money Monster, he uses the Enneagram and psychology to guide people toward healthier financial behaviors. Today, he helps clients align their money with their values as a coach and speaker.From Marine to Benedictine monk to financial expert, Doug Lynam's unconventional journey reflects his unique perspective on wealth and purpose. After graduating top of his class from Marine Corps Officer Candidate School, Doug spent two decades as a monk while leading a prestigious school's math department. Transitioning to finance in 2017, he became a partner at LongView Asset Management, overseeing $250 million in assets. His bestselling book, “From Monk To Money Manager: A Former Monk's Financial Guide To Becoming a Little Bit Wealthy—and Why That's Okay,” revolutionized the conversation around spirituality and wealth, proving that financial success and ethical living go hand in hand—not just coexisting, but enhancing each other.In his latest work, “Taming Your Money Monster: Nine Paths To Money Mastery With The Enneagram (pronounced: eh·nee·uh·gram),” Doug combines the Enneagram with modern psychology to help individuals transform their financial behaviors. Today, he is a sought-after speaker and coach, helping clients align money with their deepest values and purpose.CONTACT DETAILSWebsite: https://www.douglynam.com/Social Media:LinkedIN - https://www.linkedin.com/in/doug-lynam/ Facebook - https://www.facebook.com/douglynam/ Instagram - https://www.instagram.com/douglynam/ YouTube - https://www.youtube.com/@douglynam Remember to SUBSCRIBE so you don't miss "Information That You Can Use." Share Just Minding My Business with your family, friends, and colleagues. Engage with us by leaving a review or comment. https://g.page/r/CVKSq-IsFaY9EBM/review Your support keeps this podcast going and growing.Visit Just Minding My Business Media™ LLC at https://jmmbmediallc.com/ to learn how we can support you in getting more visibility on your products and services. #MarineToMonk #UnconventionalPath #PurposeDrivenLife #SpiritualJourney #DisciplinedLiving #EthicalFinance #MoneyWithPurpose #ValuesBasedInvesting #ConsciousCapitalism #SpiritualWealth #FinancialCoach #KeynoteSpeaker #MoneyTransformation #WealthWithWisdom #EnneagramFinance

In this episode, we walk through the 7-question money quiz from FINRA's National Financial Capability Study — the test that reveals what most people don't know about their own money.We're not just going over the correct answers — we're breaking down:o Why each question matterso How it affects your everyday money decisionso What core financial principle it reveals (like interest, inflation, debt, risk, or investing)o How to actually apply it in your real lifeTopics we cover:o Compound interest explained (for saving AND for debt)o How inflation destroys your savingso Mortgages: 15 vs. 30 yearso Bonds vs. interest rateso Diversifying investmentso Understanding risk & probabilitieso And more...Whether you're just starting your financial journey or trying to level up your money knowledge, this episode is your free financial education starter kit.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles Referenced:- Quiz: ⁠https://money.com/adults-cant-pass-basic-money-quiz/?xid=applenews⁠- Compound Interest: ⁠https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator⁠- Bond Relationship: ⁠https://www.sec.gov/files/ib_interestraterisk.pdf⁠- 15-year vs 30-year Mortgage: ⁠https://www.bankrate.com/mortgages/15-vs-30-year-mortgage/#differences⁠Stock Returns:- SPY: ⁠https://finance.yahoo.com/quote/SPY⁠- INTC: ⁠https://finance.yahoo.com/quote/INTC⁠**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: ⁠https://www.thefinancialmirror.org/shop ⁠YouTube:⁠ https://www.youtube.com/@thefinancialmirror⁠Rumble: ⁠https://rumble.com/TheFinancialMirror⁠Facebook:⁠ https://www.facebook.com/thefinancialmirr0r⁠X:⁠ https://twitter.com/financialmirr0r⁠Instagram:⁠ https://www.instagram.com/thefinancialmirror/⁠Podcast:⁠ ⁠⁠https://creators.spotify.com/pod/show/thefinancialmirror⁠If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at ⁠https://www.thefinancialmirror.org/⁠#FinancialLiteracy #PersonalFinance #MoneyTips #FinanceForBeginners #HowMoneyWorks #MoneyQuiz #FinancialEducation #CompoundInterest #DebtFreeJourney #InvestingBasics #FinancialIndependence #MoneyManagement #FinancialPlanning #WealthBuilding #SmartMoney #FinanceTips #MoneyGoals #MoneyMatters #FinanceHacks #FinancialWellness #FinancialIQ #MoneySmarts #TeachMeMoney #Finance101 #FinancialAwareness #MoneyEducation #LearnFinance #MoneySkills #FinancialSavvy #DebtAwareness #SaveMoney #PayOffDebt #EmergencyFund #HighYieldSavings #InvestSmart #BeginnerInvesting #PassiveIncome #RuleOf72 #WealthMindset

Josh and Emily discuss the fourth chapter of the Financial Counseling textbook, A Systemic Approach to Understanding Diversity in Financial Counseling. Top takeaways: Our systems have a huge impact on us. Your race, sexuality, gender, relationship status, background, socio-economic status, abilities/disabilities, religion etc. all have huge impacts. We come at things believing that what's normal to us is normal to everyone. Anything that creates a superior-inferior, “I know more than you” dynamic needs to be handled VERY carefully. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Setting boundaries for your clients and leads? In this episode of The Financial Coaches Podcast, Cody shares an experience that he had with a lead that told him “No” twice, and came back for a third time around. The boundaries he set, and how they were healthy and helpful for not just him as a coach, but also for the prospect as well.

Do your money conversations with your partner go off the rail in 6.7 seconds? You're not alone and Adam Kol explores the challenges of discussing money in relationships, understanding individual money stories, and the importance of values-based budgeting. Adam also highlights key pitfalls couples face when managing finances and offers practical strategies to address financial stress and improve relationship dynamics. 04:15 Understanding Financial Therapy08:50 Financial Intimacy: A New Perspective27:58 Common Financial Pitfalls in Relationships33:21 The Importance of Resolving Financial Conflicts and Starting the Money Conversation41:15 Handling Different Financial Priorities49:52 What Values-Based Budgeting is and Practical Tips to Use ItAdam Kol is The Couples Financial Coach. He helps couples go from financial overwhelm or fighting to clarity, teamwork, and peace of mind. Adam is a Certified Financial Therapist™, Certified Mediator, and Tax Attorney with a Duke Law degree and a Master's in Tax Law from NYU. He is a husband, dad, and musician, as well.Adam's wisdom has been shared with The Wall Street Journal, the Baltimore Ravens, CNBC, NewsNation, and more.Connect with Adam Kol(1) Sign up to get a free copy of my book!: https://CouplesFinancialCoach.com/book-interest (2) Instagram: https://instagram.com/couplesfinancialcoach (3) Facebook: https://facebook.com/couplesfinancialcoach (4) LinkedIn: https://www.linkedin.com/in/adamkol/ (5) YouTube: https://www.youtube.com/@thecouplesfinancialcoach Connect with Paige BondInstagram: @paigebondcoachingFacebook: @paigebondcoachingTikTok: @paigebondcoachingWebsite: https://paigebond.comPaige Bond specializes in helping individuals, couples, and intentionally non-monogamous partnerships feel grounded, confident, and connected in their love life. She is also the founder of ⁠Sweet Love Counseling⁠ providing therapy in CO, FL, SC, and VT. Paige loves educating people about relationships through being the host of ⁠the Stubborn Love podcast, ⁠hosting workshops, and speaking at conferences.Free Jealousy Workbook: ⁠⁠⁠http://www.paigebond.com/calm-the-chaos-jealousy-workbook-download⁠⁠⁠ Free People Pleasing Workbook: ⁠⁠⁠https://www.paigebond.com/people-pleasing-workbook⁠⁠⁠ Attachment Dynamics Workshop:⁠https://www.paigebond.com/attachment-dynamics-workshop-sign-up⁠Disclaimer: This podcast and communication through our email are not meant to serve as professional advice or therapy. If you are in need of mental health support, you are encouraged to connect with a licensed mental health professional to receive the support needed.Mental Health Resources: National Suicide Prevention Lifeline: 1-800-273-8255SAMHSA's National Helpline: 1-800-662-HELP (4357)Crisis Text Line: Text HOME to 741741 for free, 24/7 crisis counseling.Intro music by Coma-Media on ⁠⁠pixabay.com⁠

Trump's new tax bill is here — and it's being called the most sweeping tax reform since the 2017 Tax Cuts and Jobs Act. In this episode, we break down exactly what's in the bill, how it affects your taxes, and what it could mean for your future.Whether you're a middle-class family, small business owner, senior, or service industry worker, this episode gives you a clear and engaging walkthrough of the tax changes — from permanent tax cuts to MAGA accounts for kids, a bigger child tax credit, and tax-free overtime and tips. We'll also cover the controversial cuts to Medicaid, SNAP, and EV tax credits, plus what might change in the Senate.This episode is designed to help you understand the real-world impact of the bill — the good, the bad, and the unknown. If you want to stay informed, avoid the spin, and make sense of how this legislation could affect your wallet, this is the episode you don't want to miss.Topics include:o Extension of TCJA tax cutso No federal tax on tips and overtime payo MAGA accounts for children under 8o Increased standard and senior deductiono Child Tax Credit raised to $2,500o SALT deduction cap increasedo EV tax credit repealo Cuts to Medicaid, SNAP, and Planned Parenthoodo Estate and small business tax changeso What the Senate might changeMake sure to like, comment, and subscribe for more in-depth analysis of how policy changes affect you and your money.Articles Referenced: https://bipartisanpolicy.org/explainer/whats-in-the-2025-house-republican-tax-bill/**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#TrumpTaxBill2025 #TaxReform #MAGAAccounts #OneBigBeautifulBill #NoTaxOnTips #ChildTaxCredit #StandardDeduction #EstateTax #SmallBusinessRelief #EVTaxCredit #MedicaidCuts #SNAPReform #TaxPolicy #ConservativeFinance #USPolitics

Josh and Emily discuss the third chapter of the Financial Counseling textbook, The Practice of Financial Counseling. Top takeaways: Relationship building is key. There's a fine line between being supportive and being an enabler. Make sure you set boundaries around what you can and cannot do for clients. It's important to leave space for clients to suggest their own ideas. The more time you spend listening, the better you're able to help your clients. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

The beauty of the podcast is that we speak with experts who went through the hoops and hurdles and are doing everything in their power so that YOU don't have to. Cody watched his dream die because of money and despite getting his start in the live band and concert booking industry - he had to give it all up. Who would've thought that a pandemic would change the trajectory for so many business owners and entrepreneurs?Once he shifted his focus and became a financial coach, his mission was to ensure no one would have to face that same harsh reality. So how has he been able to help over 250 people to date?Tune in to episode 221 as he explains the psychology and emotions behind discussing money, details some great next steps for business owners and much more! For more information about Sizemore Financial Coaching:Instagram: @sizemorefinanacialcoachingFacebook: Sizemore Financial CoachingLinkedIn: Cody Sizemore ; Sizemore Financial CoachingWebsite: masteryourmoney.supportSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Feeling cluttered with your notes? In this episode of The Financial Coaches Podcast, Cody and Maria discuss their practices with how they take notes, what they feel is the most important parts of making them highly effective, and even some tools that can revolutionize the process for you. Pro Tip: Take notes for this episode!

#272 In this episode, I'm joined by James Allen, former productivity coach and founder of Profit Your Knowledge. We talk about what it really takes to grow your business without burning out. James shares how applying simple frameworks like the 80/20 Rule and Parkinson's Law helped him stop spinning his wheels and start scaling smarter. We also dive into why your first (or fifth) funnel might flop and why that's totally OK. We also jam on: Building your course with your audience, not before you have one How to use a sales page as a waitlist builder Automating to work fewer hours without losing momentum Lessons from The 4 Agreements The truth about improvement, it doesn't happen by accident If you're a coach, gym owner, or creator looking to work less and earn more, this episode's for you.

Josh and Emily discuss the idea of an authentic brand, how to build one, and some common misconceptions! Top takeaways: Don't shy away from sharing potentially controversial opinions. You have to be clear on yourself before you can have an authentic brand. The overlap between your personality/interests and your niche is the low-hanging fruit for content. Think about your non-money-related core stories. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Do your clients have concerns around student loans? In this episode of The Financial Coaches Podcast, the hosts are joined by guest Angie Carlson to talk about all of the ins/outs and new developments in the world of Student Loans.

Send us a textJoin us on Average Joe Finances as our guest Ken Gee, founder and managing partner of KRI Partners, shares his inspiring journey from growing up in Toledo, Ohio, working as a CPA and commercial lender, to becoming a successful real estate investor. Ken discusses his transition from a corporate job to real estate due to the desire to spend more time with his family and avoid corporate pitfalls.In this episode:Discover how a shift from CPA life to real estate investing gave Ken G. the time freedom he craved and how it can for you too.Uncover the power of value-add strategies in multifamily real estate and how a simple renovation plan turned Ken's first deal into a win.Explore why choosing high-growth markets like Florida using tools like U-Haul data can drive strong real estate returns.Take in Ken G.'s advice on avoiding shiny object syndrome and staying laser-focused to build long-term wealth through real estate.And so much more!Key Moments:00:00 Introduction and Welcome00:59 Meet Ken Gee: From CPA to Real Estate Mogul02:20 The Aha Moment: Balancing Work and Family03:33 First Steps in Real Estate: Learning the Hard Way10:46 Strategic Decisions: Selling and Reinvesting12:38 Partnerships and Mentorship: Finding Your Gary14:41 Evolving the Business: From Syndications to Funds16:13 Why Florida? Strategic Market Choices18:17 Analyzing Market Trends18:47 Overcoming Barriers to First Deals21:59 Mindset and Visualization24:21 Biggest Business Mistakes26:38 Advice for Real Estate Beginners30:26 Final Thoughts and ResourcesFind Ken Gee:Website: https://www.kripartners.com/LinkedIn: https://www.linkedin.com/in/geekennetha/Facebook: https://www.facebook.com/people/Ken-Gee-KRI/100086519510719/YouTube: https://www.youtube.com/@KenGee_KRIInstagram: https://www.instagram.com/kengee_KRI/Twitter: https://twitter.com/i/flow/login?redirect_after_login=%2Fkengee_kriTikTok: https://www.tiktok.com/@ken_gee_kri?lang=enAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

#271 Kevin Dineen is the founder of Structure and the St. Louis Fitness Conference. He got his start at Equinox before launching his first training space—a modest 150 square foot facility in New York City. From those humble beginnings, Kevin built a multi-location business, trained high-level clients (including celebrities), and relocated to St. Louis, where he continues to serve his local community. In this conversation, we cover: Kevin's journey from trainer to founder Lessons from working with ultra-successful clients How to stand out in fitness through hospitality Becoming a trusted advisor in a noisy industry The communication skill that elevates everything else Connect with Kevin: Coach Kev's IG STL Fitness Conference

Wondering how much you should be spending on food each month? Whether you're living solo, part of a couple, or feeding a family, the answer can vary—and it's easy to feel like you're overspending (especially with food prices rising).In this episode, we break down realistic grocery budget guidelines based on household size, using USDA's official food plans. You'll learn how much the average single adult, couple, and family of four spends on groceries, how restaurant spending is affecting your budget, and how to actually set a grocery budget that works for your lifestyle and goals.We'll cover:o USDA's food budget guidelines for singles, couples, and families in 2025o Why grocery store food gives more value per dollar than eating outo The difference between thrifty, moderate, and liberal food planso Common overspending traps at the grocery store (and how to avoid them)o How to use the 50/30/20 rule to determine your grocery budgeto Real-world tips for lowering your food bill without sacrificing qualityPlus, we'll help you figure out how to track your food spending, avoid waste, and keep those receipts from becoming your budget's worst enemy.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles For Reading:https://money.usnews.com/money/personal-finance/spending/articles/how-much-should-i-spend-on-grocerieshttps://www.ramseysolutions.com/budgeting/average-cost-of-grocerieshttps://www.nerdwallet.com/article/finance/how-much-should-i-spend-on-groceries**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#budgetmeals #budgetfriendly #savemoney #frugalliving #mealplanning #groceryhaul #budgetlife #debtfreejourney #financialgoals #budgetingforbeginners #moneyhabits #costofliving #inflationtips #spendwisely #foodbudgeting #personalfinance #budgetingtips #groceriesvsdiningout #foodspending #financialliteracy

Josh and Amelie discuss various situations where people have limits to savings amounts due to governmental programs such as Medicaid or Disability. Top takeaways: Many of the limits are state-specific. Figure out what someone in this situation would need an emergency fund for–it might be fewer things than you think. Do not think of “savings” as a monolith–each individual problem should be tackled individually. ABLE accounts are similar to retirement accounts except that they're for disabled people and their families to be able to pay for specific expenses. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Want to know how to build an effective funnel? In this episode of The Financial Coaches Podcast, Cody goes further into detail on the backend of what goes into running a highly effective online event.

Do you and your fiancé avoid talking about money, or end up fighting every time the topic of money comes up?I don't think you'll be shocked to know that, when you're planning a wedding and building a life together, how you handle money, individually and together, can quite literally make or break your relationship. And yet, so many couples don't know how to start the conversation, or realise how much their money habits are shaped by their childhood and their family.In this episode, I sit down with financial coach Karen Eely, from Women Talking Money, who's spent more than two decades advising and educating people about money. Karen explains how our earliest memories can quietly drive our helpful or destructive financial habits and decisions as adults. You'll get a clear understanding of:The most common money issues couples face like clashing spending styles, financial secrets, and power imbalances.The 8 simple money types and how to find out which one you are, plusPractical strategies to start open and productive chats about your finances, but without the fear, guilt or shame.Whether you're newly engaged or already deep in your wedding planning, you'll come away with some tools and a fresh perspective to be able to get on the same page, reduce conflict, and build a solid financial foundation for your future together.RESOURCES Women Talking Finance Website: https://www.womentalkingfinance.com.au/8 Money Types Quiz: Women Talking Finance – Money Type QuizEbook: 5-STEP GUIDE HOW TO TALK ABOUT MONEY SO YOUR PARTNER WILL LISTENSend Unbridely a 90-second audio message on Speakpipe: https://www.speakpipe.com/unbridelypodcast*The Unbridely Podcast is sponsored by its listeners. When you purchase products or services through links on our website or via the podcast, we may earn an affiliate commission.*------ This episode of the Unbridely Modern Wedding Planning Podcast is brought to you by Easy Name Change.You simply choose which companies you need to notify, and they send you detailed process instructions for each of your companies, plus ready to send forms, letters, and emails, so you just attach your marriage certificate to them and you're done!More info on how to change your name after you get married: https://unbridely.com/blog/name-change-after-marriageTo get $6 off your name change use the promo code UNBRIDELY6 (valid until the end of 2025)  ----- Unbridely acknowledges the Traditional Owners of the Land we record this podcast on, the Kaurna People. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander cultures.Support the showFollow us on Instagram: https://www.instagram.com/unbridely/or TikTok: https://www.tiktok.com/@unbridelyEmail the Unbridely Podcast:hello@unbridely.com

Send us a textJoin us on Average Joe Finances as our guest Richard Wilson, founder of the Family Office Club, shares insights on building an investor club and integrating AI tools to optimize investment processes. He details his journey into finance, starting businesses from a young age, and developing a blog that grew into a major platform for ultra-wealthy investors. Richard discusses the importance of in-person networking, focusing investments in familiar industries, and the value of advice from highly successful individualsIn this episode:Discover how in-person meetings drastically improve investor trust and success—16x more likely to say "yes."Uncover how Richard Wilson leverages AI to automate investor relations and streamline financial decision-making.Grasp why aligning your investments with your personal expertise significantly reduces risk.Absorb powerful mental models from billionaires to transform your investment strategies and mindset.And so much more!Key Moments:00:54 Meet Richard Wilson: Founder of Family Office Club01:33 The Power of In-Person Networking03:43 Richard's Entrepreneurial Journey06:35 Current Business Focus and AI Innovations07:53 AI Tools for Investors15:45 Family Office Club and Investor Club Details17:56 Final Round: Mistakes and Lessons Learned22:29 Tips for Aspiring Investors and Entrepreneurs24:42 Recommended Books and Resources26:18 Closing Remarks and Contact InformationFind Richard Wilson:Website: https://familyoffices.com/Facebook: https://www.facebook.com/familyofficeclubLinkedIn: https://www.linkedin.com/in/singlefamilyoffice/Instagram: https://www.instagram.com/familyofficeclub/Youtube: https://www.youtube.com/@familyofficeclub/X: https://x.com/RichardCWilsonAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Credit card travel rewards sound like a dream—sign up, spend a few thousand dollars, and fly to your dream destination for “free.” But in 2025, is it still worth it?In this episode, we break down the real value of points and miles using up-to-date data from Bankrate. You'll learn how these programs work, how much your rewards are actually worth, and when travel cards are a great tool—or a trap in disguise.We'll cover: o The psychology of “free” travel offers o How much 50,000 miles are worth on different airlines (spoiler: it varies by $700+) o Why sign-up bonuses might cost you more than you think o The math behind redeeming points vs. paying cash o When using travel rewards makes financial sense o Red flags and myths to avoid in 2025 o Smarter strategies to earn travel rewards without overspendingThis episode is for anyone considering a Chase Sapphire, AmEx Platinum, or Capital One card—or trying to decide if “points” are still worth chasing.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles Referenced: https://www.bankrate.com/credit-cards/travel/points-and-miles-valuations/#hotel**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#creditcardtravel #travelhacks #pointsandmiles #financialliteracy #personalfinance #moneytips #creditcardrewards #smartspending

Josh and Amelie discuss the second chapter of the Financial Counseling textbook by Durband, Law, and Mazzolini. Top takeaways: Financial knowledge is very baseline (what is a savings account). Financial literacy is the understanding of how to apply the knowledge. Financial literacy only really works when you're teaching people about things that are directly relevant to their lives at that point in time. Financial capability is the ability to actually implement the knowledge. Financial ratios are great, but many guidelines are situation-specific. It's important to be aware of potential scams to help your clients protect themselves. Be aware of the topics (taxes, insurance, investing, estate planning, etc.) that bring higher liability and may be legally regulated as far as what you are and are not allowed to discuss. Make sure you do some kind of continuing ed to stay on top of research, methods, scams, etc. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Thinking about doing an online event? In this episode of The Financial Coaches Podcast, Cody and Maria talk about the benefits of doing an online event, and even give a structure of how to create it as well.

Financial coach and bookkeeper Amber Joy Pietrangelo never planned on having her own business after business classes in college completely turned her off from entrepreneurship.But now, Amber has created a unique coaching approach where bookkeeping and financial guidance blend seamlessly. In her own business. After struggling through multiple career and business shifts, Amber discovered her “magic sauce,” getting financial data organized and then helping clients truly understand what the numbers mean for their future decisions. What started as a search for purpose after personal struggles has evolved into her own authentic business model.Working as a CFO for a nonprofit while maintaining her coaching practice, Amber shares in this week's episode how she finally stopped trying to do business “the right way” and instead trusted her intuition. She says she's surrendered and allowed things to be what they are, contrasting her current confidence with her early days of trying to copy other successful coaches.For new financial coaches, Amber offers this wisdom: “Really listen to your own intuition and give yourself permission to follow it.” She believes businesses achieve longevity precisely because they embrace change rather than rigidly sticking to predetermined formulas.Listen in to hear how finding your own path, even when it's messy, leads to both personal fulfillment and a thriving practice that genuinely serves others.Links & Resources:Ultimate Growth GuideJoin the Facebook groupAmber's WebsiteKey Takeaways:Embrace your unique combination of skills rather than forcing yourself into a single professional identity.Trust your gut when building your business; the sooner you listen to your intuition instead of following others' formulas, the faster you'll find your authentic path.Connection beats promotion. One-on-one relationships and referrals create more stability than aggressive marketing tactics that don't align with your natural style.Your business model should make you feel good; if juggling multiple roles drains you, it's unsustainable, regardless of what the numbers say.Is your approach working? Ask yourself “How does this feel?” instead of just “Is this profitable?” to build a business that energizes rather than exhausts you.Businesses achieve longevity through embracing change, not by rigidly following initial plans when they no longer serve you.The magic isn't in getting the numbers right—it's translating those numbers into meaningful insights that help clients make better decisions.About Amy Joy PietrangeloAmber Joy Pietrangelo is a financial coach and bookkeeper who lives in Michigan's Upper Peninsula. After joining the Financial Coach Academy® in 2019 while searching for more purpose in her life, Amber has built a unique coaching practice that combines her accounting background with intuitive coaching. She currently works as a CFO for a local nonprofit while supporting women with service-based businesses through her coaching and bookkeeping services. In this interview, she shares insights about her business model, her journey of finding her authentic coaching style, and advice for new coaches.

In this episode, we're talking about the most common financial mistakes people make in their 20s—and how to avoid them without giving up your social life, travel plans, or daily joys.Your 20s are about finding yourself, building a career, and yes—living a little. But too often, that “live for today” mindset turns into debt, anxiety, and playing financial catch-up for decades.This isn't a lecture. It's a real conversation about the little habits, overlooked decisions, and money myths that can quietly wreck your financial future if you're not careful.You'll learn: o Why emotional spending and “I deserve this” habits are so dangerous o The truth about credit cards—and how they trap so many young adults o How to actually build an emergency fund (even on a small income) o The silent danger of lifestyle creep after you get that first raise o How waiting to invest costs you thousands in future wealth o Why you shouldn't fixate on credit scores or take on debt to build them o Budgeting myths and how to track your spending without feeling restricted o How to make space for fun without breaking your budget or using creditWhether you're in college, just landed your first job, or are trying to get your finances back on track, this episode gives you clear, realistic, and actionable advice to protect your future while still enjoying your present.Subscribe to the podcast and never miss a weekly dose of financial clarity, smart strategies, and honest conversations about money in your 20s and beyond.Get Started Investing: https://a.webull.com/NMiaGMlNOsgX8HcfjX**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirrorIf you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/#personalfinance #moneytips #financialfreedom #moneyinyour20s #budgetingtips #financialliteracy #howtosavemoney #investingforyoungadults #budgetingforbeginners #smartmoneyhabits #youngadultfinance #financialmistakes #millennialmoney #financialadvice #howtoinvest

Josh and Amelie discuss the first chapter of the Financial Counseling textbook by Durband, Law, and Mazzolini. Top takeaways: Many AFCs work on military bases, in non-profits, or in private practice, but there are also opportunities in banks, schools, hospitals, and more. For one-time engagements, technology isn't as important, but for longer-term engagements, most clients are going to expect some kind of budgeting technology. Counselors should be careful about building codependent, ongoing relationships with clients. Building relationships with other professionals is important so you can refer out. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

In this episode of The Financial Coaches Podcast, Maria and Cody tackle a common and sometimes uncomfortable scenario: being asked, “How much do you charge?” before a true connection or discovery has been made. They share practical ways to navigate this premature pricing question with professionalism and confidence—without sounding evasive or salesy. Learn how to redirect the conversation to focus on value, build trust, and create a meaningful coaching relationship before diving into numbers. If you've ever felt caught off guard by this question, this episode is for you.

Send us a textJoin us on Average Joe Finances as our guest James Hilovsky, CEO of the Fran Dream, shares about his journey from spending over 20 years in corporate America to becoming a successful entrepreneur. James shares his experiences in the fast food and franchising industry, working with NFL players on various business ventures, and how he now helps others become entrepreneurs by guiding them through the franchise selection process. They discuss the financial and personal freedom found in entrepreneurship, the costs and funding options for starting a franchise, and the top franchise opportunities available. In this episode:Explore how franchising offers a structured path to entrepreneurship with built-in support and scalability.Learn why aligning franchise opportunities with personal skills and goals is key to long-term success.Discover how leveraging expert guidance can fast-track your journey from corporate life to business ownership.Understand that financial and time freedom through franchising is achievable—even without prior business experience.And so much more!Key Moments:00:00 Introduction and Guest Welcome00:26 James' Background and Career Journey03:07 Transition to Entrepreneurship04:09 Personal Finance and Entrepreneurial Insights06:09 Franchise Costs and Getting Started07:16 Helping Clients with Fran Dream11:06 Top Franchise Opportunities14:08 Personal Goals and Reflections15:15 Final Round: Mistakes and Lessons Learned18:27 Tips for Aspiring Entrepreneurs20:21 Recommended Resources and Closing RemarksFind James Hilovsky on:Website: https://www.thefrandream.com/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Unlock a clearer view of your law firm's financial health in the latest Lawyerist Podcast. Join host Stephanie Everett as she dives into the essential key performance indicators (KPIs) that can transform how you understand your practice, guided by the expert insights of Bernadette Harris, Lawyerist Lab's finance coach.  You'll gain practical knowledge about five crucial areas that directly impact your firm's success. Understand your net profit margin like never before – not just the surface numbers, but the true profitability that informs your strategic decisions. Explore utilization rate and discover how to optimize your team's time for maximum productivity. Learn the critical importance of your realization rate and practical steps to ensure you're capturing the revenue you've earned. See how mastering AR aging can directly impact your cash flow and create financial stability. Plus, uncover the strategic advantage of understanding your revenue by practice area, empowering you to make smarter choices about your firm's financial future.  For straightforward, actionable insights into these vital financial indicators – the kind that can immediately help you manage your law firm more effectively – tune in to hear Bernadette Harris share her expertise.    Listen to our other episode with Bernadette Harris:  #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify |  Lawyerist  #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist  #418: More Income, Fewer Taxes, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!   If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.  Chapters:  (00:00) Introduction  (04:36) Diving into Key Performance Indicators (KPIs)  (06:38) Understanding Your Firm's Profitability: Net Profit Margin  (10:47) Optimizing Team Productivity: Utilization Rate  (15:51) Maximizing Revenue Collection: Realization Rate  (21:21) Improving Cash Flow: Managing AR Aging  (25:36) Strategic Insights: Revenue by Practice Area  (28:32) Working with a Financial Coach and a Special Announcement 

Unlock a clearer view of your law firm's financial health in the latest Lawyerist Podcast. Join host Stephanie Everett as she dives into the essential key performance indicators (KPIs) that can transform how you understand your practice, guided by the expert insights of Bernadette Harris, Lawyerist Lab's finance coach.  You'll gain practical knowledge about five crucial areas that directly impact your firm's success. Understand your net profit margin like never before – not just the surface numbers, but the true profitability that informs your strategic decisions. Explore utilization rate and discover how to optimize your team's time for maximum productivity. Learn the critical importance of your realization rate and practical steps to ensure you're capturing the revenue you've earned. See how mastering AR aging can directly impact your cash flow and create financial stability. Plus, uncover the strategic advantage of understanding your revenue by practice area, empowering you to make smarter choices about your firm's financial future.  For straightforward, actionable insights into these vital financial indicators – the kind that can immediately help you manage your law firm more effectively – tune in to hear Bernadette Harris share her expertise.    Listen to our other episode with Bernadette Harris:  #457: Healthy Profits: Understanding the Story Your Numbers Tell, with Bernadette Harris Apple Podcast | Spotify |  Lawyerist  #523: Financial Red Flags: Are You Hiring Too Soon?, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist  #418: More Income, Fewer Taxes, with Bernadette Harris Apple Podcast |  Spotify | Lawyerist    Have thoughts about today's episode? Join the conversation on LinkedIn, Facebook, Instagram, and X!   If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you.  Access more resources from Lawyerist at lawyerist.com.  Chapters:  (00:00) Introduction  (04:36) Diving into Key Performance Indicators (KPIs)  (06:38) Understanding Your Firm's Profitability: Net Profit Margin  (10:47) Optimizing Team Productivity: Utilization Rate  (15:51) Maximizing Revenue Collection: Realization Rate  (21:21) Improving Cash Flow: Managing AR Aging  (25:36) Strategic Insights: Revenue by Practice Area  (28:32) Working with a Financial Coach and a Special Announcement  Learn more about your ad choices. Visit megaphone.fm/adchoices

#268 Every master was once a disaster. That's just one of the powerful insights Brian Keane dropped in this episode as we dive into what it really takes to build a successful fitness business. Brian, a former schoolteacher turned fitness entrepreneur, author, and podcast host, shares his 12-year journey of building his brand and the marketing principles that helped him scale. In this episode, we cover:  ✅ The difference between an influencer and a coach (hint: it's your offer!)  ✅ Why pull marketing beats push marketing for long-term success  ✅ The True Force Multiplier concept & how to create exponential impact  ✅ Why choosing the right media (podcasting, writing, video) matters  ✅ The False Consensus Bias—how assuming your clients think like you can hold you back  ✅ Sniper vs. Shotgun Marketing—the key to strategic content that actually converts  ✅ How storytelling connects to your core offer for more compelling marketing  ✅ The harsh reality: Random Posting = Random Results If you're a fitness entrepreneur looking to grow a sustainable, profitable business, Brian's wisdom in this episode is exactly what you need. Follow Brian Keane's Podcast: The Online Business Podcast Listen now and take your business to the next level!

Struggling to budget your money and stay consistent? In this episode, I explain the 50/30/20 budget rule — the easiest way to manage your finances and take control of your future, even if you are dealing with debt.You will learn how to divide your income into Needs, Wants, and Savings without getting overwhelmed by complex categories. I'll show you how to prioritize debt payoff within this system and how to adjust your spending if your debt payments stretch beyond your savings.If you've ever felt stressed or struggled to organize your finances, this episode will give you a simple, powerful framework you can actually use in real life.In this episode: o How the 50/30/20 budget rule works o How to easily identify a need, want, or saving o How to budget your money without overcomplicating it o How to prioritize debt payoff inside the 50/30/20 system o How to create a flexible budget that adapts with your lifeWhether you are just starting out with your personal finances or looking for a better, more sustainable system, the 50/30/20 rule is one of the most realistic approaches to long-term financial success.Make sure to subscribe for more personal finance episodes focused on simple budgeting, debt freedom, and building wealth without the overwhelm.Let's build financial freedom the simple way.Article Referenced:https://www.investopedia.com/ask/answers/022916/what-502030-budget-rule.asp**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: ⁠https://www.thefinancialmirror.org/shop ⁠YouTube:⁠ https://www.youtube.com/@thefinancialmirror⁠Rumble: ⁠https://rumble.com/TheFinancialMirror⁠Facebook:⁠ https://www.facebook.com/thefinancialmirr0r⁠X:⁠ https://twitter.com/financialmirr0r⁠Instagram:⁠ https://www.instagram.com/thefinancialmirror/⁠Podcast:⁠ ⁠⁠https://creators.spotify.com/pod/show/thefinancialmirror⁠If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at ⁠https://www.thefinancialmirror.org/⁠#503020budgetrule #budgetingforbeginners #howtobudgetmoney #personalfinance #simplebudgeting #debtpayoff #budgetingtips #moneymanagement #financialfreedom #savingmoney #budgetingtosave #debtfreejourney #budgetplanning #budgetyourmoney #budgetingtips2025

Josh and Emily discuss how to collect feedback from clients at the end of your work together. Top takeaways: Have a plan for what to do with ALL the data you gather–don't ask a question if there's not something specific to do with that info. People who loved you or hated you are the most likely to fill the survey out. The shorter a survey is, the more likely it is that people will fill it out. You need to think about how to ask the question as much as what to ask. Consider getting an unbiased opinion on your questions so they're less emotionally charged. Want help building or growing a successful financial coaching business? Find resources below based on where you're at in your journey: - Deciding whether Financial Coaching is right for you? Join our free Facebook Community with over 5000 current and aspiring financial coaches! https://www.facebook.com/groups/financialcoachescommunity - Already decided you're going to be a Financial Coach and want to learn more? Get 30+ tips and best practices in our free 8-part email series! https://www.financialcoachesnetwork.com/pre-launch-email-series - Ready to Launch your Financial Coaching business? Join FCN Launch, our step-by-step program that will help you successfully launch your business in four months and grow it to a consistent part-time income. https://www.financialcoachesnetwork.com/launch - Are you already coaching clients and want to grow your business to a full-time income? Join FCN Grow, our program that helps you scale your business to a full-time income. https://www.financialcoachesnetwork.com/grow

Looking for work/life balance? In this episode of The Financial Coaches Podcast, the hosts talk about what work/life balance looks like and means, and how to find it so that you show up going ALL IN for both areas of your life.

Send us a textJoin us on Average Joe Finances as our guest Pete Neubig, co-founder and CEO of VPM Solutions, shares his 30-year journey from an average student in high school to co-founding a company that specializes in providing virtual assistance for real estate and property management. Pete discusses critical lessons learned from his experiences in IT and real estate investment, including the challenges of managing low-income properties and starting a business. In this episode:Discover how smart financial management fuels entrepreneurial success and business growth.Learn why focusing on one business venture is key to building lasting entrepreneurial success.Uncover how solving real-world problems can turn challenges into thriving real estate and tech businesses.Grasp how strong partnerships and aligned financial goals drive long-term success in entrepreneurship and investing.And so much more!Key Moments:00:59 Guest Introduction: Pete Neubig01:34 Pete's Early Career and Real Estate Journey05:04 Building a Property Management Business09:08 Lessons Learned and Business Growth16:52 Personal Finance Philosophy21:51 The Importance of a Supportive Partner22:34 First Investment and Financial Struggles23:06 Current Real Estate Strategy23:42 Retirement and Cash Flow Plans24:49 Service-Based vs. Tech Businesses26:11 The Role of a Partner in Financial Decisions32:27 Lessons from Financial Mistakes36:10 Advice for Aspiring Entrepreneurs37:30 Recommended Books and Resources39:07 About VPM Solutions41:40 Conclusion and Final ThoughtsFind Pete Neubig on:Website: www.vpmsolutions.comLinkedIn: https://www.linkedin.com/in/pete-neubig/Facebook: https://www.facebook.com/pete.neubig.1X: x.com/VPM_SolutionsAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

You want a high-vibe money mindset that makes room for both Gucci and groceries right? Oh snap!!! Another unicorn present coming in hot! Forbes featured seven figure earner Nicole Cherie Hesse is bringing on another badass guest to help you level up fast and crush your unicorn goals.Nicole Saleme has the real talk on building savings, using debt as a tool (not a trap), and creating a money mindset that aligns with abundance not anxiety.You maybe asking who the F Nicole Saleme is and why the F you should listen to them… Well that is the first question Nicole is going to ask them. So push play and buckle up because it's about to get bumpy!You can connect with Financial Coach, Nicole Saleme

NEW free training women web designers: Book higher-paying web design projects without overworking! ​Get our Profitable Web Design Business Roadmap Training and find out how to go from undercharging and hustling to booking projects you love (at higher prices than you thought possible). Get the full show notes at https://webdesigneracademy.com/139 When you're ready, here are some ways we can help you with your web design business:​

Are you on track for retirement?In today's episode, we are diving deep into one of the most important financial questions you can ask yourself: Am I ready for retirement, or am I walking into it blind?Retirement is not a matter of "if" — it's a matter of "when." At some point, every one of us will need to rely on savings and investments to fund our life when work is no longer an option. The earlier you start planning, the more confident and prepared you can be.In this episode, we walk through two popular retirement calculators to show you how to check your retirement progress: o A simple check-in using the Ramsey Solutions Retirement Calculatoro A more detailed forecast using the NerdWallet Retirement CalculatorYou will see live examples of both, including: o A basic scenario to quickly assess your retirement savings tracko A more complex, realistic forecast that factors in income, inflation, and Social Securityo A comparison of both calculators using the same starting information to highlight their differencesIf you have never checked your retirement readiness before, today is the perfect time to start. If you are closer to retirement and feeling unsure, it is not too late to build a plan and gain peace of mind.Key topics we cover: o Why retirement planning matters at every ageo How a retirement calculator can give you clarity and directiono The importance of intentional investing and saving nowo How small adjustments today can make a big difference laterRemember, retirement is coming whether you prepare for it or not. Start today. Your future self will thank you.If you found this episode helpful, be sure to subscribe to the channel for more personal finance tips, retirement strategies, and real-world money advice.Retirement Calculators:Ramsey Solutions: ⁠https://www.ramseysolutions.com/retirement/retirement-calculator⁠Nerd Wallet: ⁠https://www.nerdwallet.com/calculator/retirement-calculator⁠Make a Child a Millionaire: ⁠https://youtu.be/Qcnidzjurkc⁠**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: ⁠https://www.thefinancialmirror.org/shop ⁠YouTube:⁠ https://www.youtube.com/@thefinancialmirror⁠Rumble: ⁠https://rumble.com/TheFinancialMirror⁠Facebook:⁠ https://www.facebook.com/thefinancialmirr0r⁠X:⁠ https://twitter.com/financialmirr0r⁠Instagram:⁠ https://www.instagram.com/thefinancialmirror/⁠Podcast:⁠ ⁠⁠https://creators.spotify.com/pod/show/thefinancialmirror⁠If you are in need of a Financial Coach, don't waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at ⁠https://www.thefinancialmirror.org/⁠#retirementplanning #personalfinance #financialfreedom #retirementsavings #earlyretirement #investingforbeginners #financialplanning #moneygoals #wealthbuilding #howtoplanforretirement #retirementincome #401k #rothira #debtfreejourney #financialliteracy #moneytips #futureplanning #retirementfund #smartinvesting #savemoney

Send us a textJoin us on Average Joe Finances as our guest Jay Balekar, shares his inspiring journey from growing up in India to becoming a successful real estate investor in the U.S. Jay discusses his background in cybersecurity, his early exposure to Robert Kiyosaki's 'Rich Dad, Poor Dad,' and how he transitioned into multifamily real estate. He emphasizes the importance of education, careful underwriting, having ample reserves, and the value of networking and mentorship. In this episode:Explore how strategic self-education can accelerate your entry into multifamily investing.Uncover the power of networking and mentorship in scaling your real estate portfolio.Absorb the value of financial discipline—avoid risky debt and build strong reserves.Grasp why adapting to market shifts with operational excellence is key to long-term success.And so much more!Key Moments:00:00 Introduction and Welcome00:55 Guest Introduction: Jay Balekar01:30 Jay's Early Life and Education02:38 First Steps into Real Estate03:49 First Multifamily Property Experience05:18 Challenges and Lessons Learned14:00 Networking and Growth16:49 Market Changes and Strategies25:57 Final Round: Key Questions34:54 Final Thoughts and FarewellFind Jay Balekar on:Website: https://www.prospercapitalco.com/Facebook: https://www.facebook.com/jaideep.balekarLinkedIn: https://www.linkedin.com/in/jaideepbalekar/Average Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Show notes:  

I don't think I need to tell you about the chaos social media has experienced lately. Meta goes down from time to time. Instagram suddenly changed square feeds to vertical graphics with no warning. TikTok's future remains uncertain.It's too much to keep up with, and even if you understand the “rules,” they're bound to change in the coming months. While there's still value in social media, we can't really rely on it.In this episode, I'm sharing why email marketing needs to be the absolute foundation of your financial coaching business—not social media. While social media platforms constantly shift and change, email marketing remains rock solid, giving you direct relationships with your audience that you actually own and control.I've watched coaches pour endless hours into building their social media following, using all the right hashtags and following trends, but struggle to convert followers into paying clients. Email marketing changes that equation completely. When someone checks their email, they're in a completely different mindset than when scrolling social media—more focused and intentional with their time.Ready to build your email marketing foundation? Listen in for two practical approaches you can start using today, plus a third option to work toward as your business grows.Links & Resources:Ultimate Growth GuideJoin the Facebook groupKey Takeaways:Building your business on social media? You're renting property on shaky ground where the landlord changes rules without notice.Your email list is the only marketing asset you truly own—take control of your business future by starting to build it today.When was the last time someone replied to your social post? One email brought me 78 replies from engaged potential clients.Financial decisions require privacy—email creates the safe space your audience needs to engage with sensitive money topics.Want to welcome new subscribers properly? Create a simple 3-email sequence that delivers value, shares your approach, and offers a quick win.Email marketing creates consistency. Replace feast-or-famine client acquisition with steady relationship building that keeps you top of mind.Start where you are: begin with regular emails OR a welcome sequence, then work toward the hybrid approach as your confidence grows.

Send us a textJoin us on Average Joe Finances as our guest Giang Nguyen from One River Capital, shares her inspiring story of transitioning from a biology major to real estate investing, starting with a single-family foreclosure and scaling up to a multifamily portfolio that allowed her to leave her W2 job and pursue her passion for salsa dancing. She discusses overcoming challenges, the importance of community and mentorship, and tips for new investors. In this episode:Discover the power of aligning your investments with your personal "why" for lasting motivation.Absorb the importance of starting before you're ready—progress comes from doing, not waiting.Grasp how community and mentorship can fast-track your growth and minimize costly mistakes.Understand that calculated risks and collaboration are key to scaling your real estate portfolio.And so much more!Key Moments:00:54 Meet Giang: From Vietnam to Multifamily Investor01:36 Giang's Real Estate Journey Begins02:38 Scaling Up: From Single Family to Multifamily04:15 The Importance of Taking Action07:04 Finding Your Why in Real Estate Investing11:01 Overcoming Mistakes and Learning from Experience16:10 Tips for Aspiring Real Estate Investors18:22 Recommended Books and Resources20:37 Connect with Giang and Final ThoughtsFind Giang Nguyen on:Website: https://onerivercapital.com/Facebook: https://www.facebook.com/thatsalsainvestor/Instagam: https://www.instagram.com/thatsalsainvestorAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

If you've ever felt like there's not enough time to get everything done in your financial coaching business, you're not alone. Starting a business is tough, especially when you're trying to do it on the side of a 9-to-5. This week on the podcast, we're sharing some golden nuggets on how to efficiently split your time between the essential tasks: working ON your business, snagging those crucial clients, delivering knockout coaching sessions, and keeping your own learning game strong. Plus, we've got a killer time allocation strategy that's perfect for anyone in the early stages of their coaching journey.We're challenging the notion that more hours equals better results. With our practical tips, you can make those precious hours count, focusing on what truly moves the needle in your business.From the must-do client attraction activities to avoiding the common pitfalls that trap new coaches, we're laying it all out there. And because we know how overwhelming it can be, we're also sharing a list of key podcast episodes that are game-changers for upping your client game (you can check out the links to those below!).Links & Resources:Episode 49: The Power of a Financial Coaching ProgramSpecialty Toolkit: A 90-Day Financial Coaching ProgramUltimate Growth GuideEpisode 9: How Do I Get Clients as a Financial Coach?Episode 25: Building Trust in Financial Coaching with the Trust TriadEpisode 28: Why Aren't You Getting More Clients?Episode 34: How to Talk About What You Do as a Financial CoachEpisode 43: How to Get More Coaching Clients from Social MediaEpisode 44: Identify & Craft Your Why for Financial CoachesEpisode 52: Real Talk on Social Media for Financial CoachesEpisode 53: How to Get More Referrals from Your BNI MembershipEpisode 56: How to Use YouTube as a Marketing Strategy