Podcasts about Fear

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Calling all small business owners, healers, creatives, and educators! If you want to connect with an audience that truly understands and values your work, consider sponsoring an episode of Moonbeaming — we're a podcast with more than 2 million lifetime downloads and a deeply engaged, aligned community. For more information reach out to Hailey at moonbeamingpodcast@gmail.com  --- In this special episode of Moonbeaming, Sarah opens the floor to the Moon Studio community for a wide-ranging Intuition Q&A. She responds to thoughtful listener questions about mistakes, trauma responses, inner parts, despair, and the complicated process of learning to trust yourself. We hope you'll agree that these questions open a compassionate conversation about growth, self-trust, and the reality that intuition often unfolds through experience, mistakes, and learning what truly matters to us. In this episode, you'll hear: Why hindsight makes our past decisions look like “mistakes” The difference between intuition and patterns like people-pleasing or fear Why overriding intuition often reveals deeper healing work How Internal Family Systems (IFS) and parts work relate to intuition The role of protector parts, inner children, and nervous system responses Navigating intuition when you live with CPTSD or trauma responses Building nervous system capacity to follow intuitive guidance How to stay connected to intuition during burnout, grief, or despair Using intuition to find support rather than forcing clarity Why some goals we chase may not actually be ours — and what that teaches us How learning from experiences transforms “mistakes” into discernment The deeper question behind intuition: who you want to become --- Join The Moonbeaming Community: Join the Moon Studio Patreon: https://www.patreon.com/themoonstudio Buy the 2026 Many Moons Lunar Planner: https://moon-studio.co/products/many-moons-2026?srsltid=AfmBOopThx1yrmKl0tMjecc_EFeeN5DAiIafqPqvQ4Uke1WEi5droeam Subscribe to our newsletter: https://moon-studio.co/pages/newsletter Find Sarah on Instagram: https://www.instagram.com/gottesss/ --- How do you tell the difference between intuition, fear, and the voices of your past? Many of us want to trust our intuition — but it's rarely that simple. Old patterns, trauma responses, people-pleasing, anxiety, and our nervous system can all speak loudly inside us. When those voices mix together, it can feel confusing to know what's actually intuition and what's something else entirely. If you've ever looked back at a decision and thought “I should have known better,” you're not alone. Learning to trust your intuition isn't about always making the “right” choice, it's about building a relationship with yourself over time. In this episode of Moonbeaming, Sarah answers thoughtful questions from the Moon Studio community about intuition, discernment, trauma responses, and the deeper work of learning how to listen to yourself with compassion. In this episode, you'll hear: Why hindsight can make past decisions look like “mistakes” The difference between intuition and patterns like fear or people-pleasing Why we sometimes override our intuition — and what that reveals How Internal Family Systems (IFS) and parts work relate to intuition The role of protector parts, inner children, and nervous system responses Navigating intuition when you live with CPTSD or trauma patterns Building nervous system capacity to follow intuitive guidance How to stay connected to intuition during burnout, grief, or despair Using intuition to find support instead of forcing clarity Why some dreams we chase may not actually be ours How learning from experience turns “mistakes” into discernment The deeper question behind intuition: who you want to become If this conversation resonates with you and you'd like to go deeper into developing your intuitive voice, you may want to check out Sarah's Secret Studies: Intuition course: https://moon-studio.co/products/secret-studies-intuition-february?variant=49964951175463 Because in the end, intuition isn't about perfection, it's about learning how to listen to yourself.

I see it all the time. Smart, capable people who want to do land deals… but they're stuck. Not because they can't do it. Not because it doesn't work. But because fear gets in the way.Fear of failure. Fear of rejection. Fear of making a bad offer. Fear of not having enough money. Fear of competition. I've had every single one of those thoughts myself, and I've coached thousands of students who've wrestled with the same things. The truth is, these obstacles feel huge in your head, but they're a lot smaller once you start taking action.Land investing isn't a talent game. It's a numbers game. If you make enough offers, you will get deals. If you market consistently, talk to sellers, and follow up, you will separate yourself from 90% of the competition. And if you don't have confidence yet, borrow mine. Borrow the confidence of others who are already doing deals.You don't need all the answers before you begin. You just need to move forward. Progress beats perfection every time. If you're willing to push through the fear and focus on simple, consistent action, this business can absolutely work for you. What's Inside: —The biggest fears that keep investors from taking action—Why making consistent offers beats trying to be perfect—How to handle rejection and build real confidence—Why land investing is a numbers game, not a talent game

Jonathan Whistman is The Sales Boss - the architect behind human powered organizations where identity, belief, and culture drive extraordinary performance. He helped Tommy Mello scale A1 Garage Door to a half-billion dollar exit, with technicians going from $200-300k producers to $900k average - and top performers reaching $3 million.Andy Elliott had so much success running his team on Jonathan's system that he invested $2 million and partnered with Jonathan to co-create the Performance Machine - combining The Sales Boss methodology with ElliottHire's training and activation systems.Jonathan's superpower comes from an unusual place: growing up inside a religious cult. That experience taught him how to read human behavior with precision - and how identity, belief, and culture shape everything people do. Now he applies those insights to help leaders build organizations where humans perform at their highest level.In this episode, he walks through the Think | Feel | Act framework, explains Sacred Rhythms, and reveals why most companies are like a high school band when they could be Carnegie Hall. He also shares the Talent Reveal Interview - a group hiring method that lets you find your first $100k producer in 30 days.TIMESTAMPS:0:00 Introduction and opening hook3:08 The saddest thing about hiring7:14 Predictive hiring and the Reggie Blueprint12:59 Jonathan's cult backstory19:07 Think | Feel | Act explained28:41 Sacred Rhythms in action31:41 Inside Andy Elliott's sales meeting40:03 How the software platform works51:08 The Talent Reveal Interview55:55 Final question and closing

A brief dispatch this week, given the death of Star Wars comics this week, though Dark Horse Comics' Hyperspace Stories: Grievous OGN is on the near horizon. Still, we're discussing briefly the tack for Star Wars comics going forward.Comics Discussed This Week:NoneStar Wars Comics New to Marvel Unlimited This Week:
Legacy of Vader #11 (of 12)
News:The Hyperspace Stories -- Mace Windu OGN from Dark Horse Comics is set for release on Sept. 1.The TPB collecting Star Wars (2025) 1-10 has been retitled "Out of the Darkness." It's still due out May 12.
Upcoming Star Wars comics, graphic novels and omnibuses:March 17 _ Star Wars Legends: The Empire Omnibus Vol. 4 (Collects Star Wars: Underworld - The Yavin Vassilika (2000) #1-5; Free Comic Book Day 2013: Star Wars #1; Star Wars: Empire (2002) #5-6, 8-13, 15; Star Wars: X-Wing Rogue Squadron (1995) #1/2; Star Wars: A New Hope - The Special Edition (1997) #1-4; Star Wars: Tag & Bink Are Dead (2001) #1; Star Wars Infinities: A New Hope (2001) #1-4; The Star Wars (2013) #0-8; material from Star Wars Tales (1999) #1-2, 4, 6, 8-10, 12, 14, 16, 19-20); Hyperspace Stories: Grievous OGNMarch 24 _ Tales From the Nightlands TPB (Collects 1-3); Hyperspace Stories: Codebreaker TPB (Collects 1-4) March 25 _ The High Republic Adventures -- Pathfinders #1 (of 6)March 31 _ Legacy of Vader: The Reign of Kylo Ren Vol. 2 TPB (Collects 7-12)April 8 _ Shadow of Maul #2 (of 5)April 14 _ Jedi Knights Vol. 2 - A Higher Path TPB (Collects 6-10), Star Wars Visions TPB (Collects Visions -- Peach Momoko #1, Visions -- Takashi Okazaki #1, Peach Momoko's Story from Darth Vader -- Black, White & Red #1)April 21 _ The High Republic Phase III -- Trial of the Jedi Omnibus (Collects 2023's The High Republic 1-10, Revelations #1's High Republic story, The Acolyte — Kelnacca one-shot, Shadows of Starlight 1-4, Fear of the Jedi 1-5, The Finale #1: The Beacon one-shot); The Mandalorian -- Seasons One & Two (Collects #1-8 of both mini-series), Jedi Knights Vol. 2 TPB (Collects 6-10); Hyperspace Stories: Tides of Terror TPB (Collects 1-4)April 22 _ Galaxy's Edge: Echoes of the Empire #1 (of 5)April 28 _ Han Solo -- Hunt for the Falcon TPB (Collects 1-5)April 29 _ Hyperspace Stories: The Bad Batch — Rogue Agents #3 (of 4)May 5 _ The High Republic Adventures -- The Complete Phase II (1-8, Nameless Terror 1-4, Quest of the Jedi one-shot)May 6 _ Rogue One -- Cassian Andor #1 One-Shot, The High Republic Adventures — Pathfinders #2 (of 6)May 12 _ Star Wars: New Republic (Collects 1-10, material from Free Comic Book Day 2025: Star Wars #1)May 13 _ Shadow of Maul #3 (of 5)May 19 _ Star Wars Legends: Legacy Omnibus Vol. 1 (Collects Star Wars: Legacy (2006) #0, 0-1/2, 1-36, 41); Doctor Aphra — Chaos Agent TPB (Collects 1-5)May 26 _ The High Republic Adventures -- The Complete Phase III Part 1 (Collects The High Republic Adventures (Phase III 1-10), Saber for Hire 1-4 and the Crash Landing and Crash and Burn one-shots)May 27 _ Galaxy's Edge -- Echoes of the Empire #2 (of 5), Hyperspace Stories: The Bad Batch -- Rogue Agents #4 (of 4)June 3 _ Rogue One -- Jyn Erso #1 One-ShotJune 16 _ Star Wars Legends: The New Republic Omnibus Vol. 3 (Collects Star Wars: Crimson Empire (1997) #0-6, Star Wars: The Bounty Hunters - Kenix Kil (1999) #1, Star Wars: Crimson Empire II - Council of Blood (1998) #1-6, Star Wars: Crimson Empire III - Empire Lost (2011) #1-6, Star Wars: Jedi Academy - Leviathan (1998) #1-4, Star Wars: The Mixed-Up Droid (1995) #1, Star Wars: Union (1999) #1-4, Star Wars: Chewbacca (2000) #1-4, Star Wars: Invasion (2009) #0-5, Star Wars: Invasion - Rescues (2010) #1-6, Star Wars: Invasion - Revelations (2011) #1-5, Star Wars Handbook (1998) #2; material from Dark Horse Extra (1998) #21-24; Dark Horse Presents (2011) #1; Star Wars Tales (1999) #8, 11, 16-19, 21); The Art of Star Wars: A New Hope — The Manga Vol. 1June 17 _ The High Republic Adventures — Pathfinders #3 (of 6)July 1 _ Rogue One: Saw Gerrera #1July 7 _ The High Republic Adventures -- The Complete Phase III Part 2 (Collects The High Republic Adventures (Phase III) 11-20, Echoes of Fear 1-4, Dispatches From the Occlusion Zone 1-4 and the one-shots 2025 Annual, The Wedding Spectacular and The Battle of Eriadu)July 21 _ Star Wars Legends: The Newspaper Strips Omnibus (Collects Classic Star Wars: The Early Adventures (1994) #1-9, Classic Star Wars: Han Solo at Stars' End (1997) #1-3, Classic Star Wars (1992) #1-20, Classic Star Wars: A New Hope (1994) #1-2, Classic Star Wars: The Vandelhelm Mission (1995) #1, Star Wars newspaper strips "The Constancia Affair," "The Kashyyyk Depths" and "Planet of Kadril”); Star Wars Modern Era Epic Collection: The Screaming Citadel (Collects Star Wars (2015) #31-43, Star Wars Annual (2015) #3, Star Wars: The Screaming Citadel (2017) #1, Star Wars: Doctor Aphra (2016) #7-8)
Aug. 18 _ The Art of Star Wars: A New Hope -- The Manga Vol. 2, Star Wars -- Dark Droids Omnibus (Collects Dark Droids 1-5, D-Squad 1-4, Star Wars (Vol. 3) 37-50, Darth Vader (Vol. 3) 37-50, Doctor Aphra (Vol. 2) 35-40, Revelations #1 and Free Comic Book Day 2024 #1)Aug. 26 _ Rogue One: Chirrut & Baze #1Sept. 1 _ Hyperspace Stories -- Mace Windu OGNSept. 8 _ Star Wars: Poe Dameron Omnibus (Collects 1-31, Annuals 1, 2)Sept. 15 _ Smugglers & Scoundrels: The Race for Jabba's Bounty Original Graphic Novel, The Bad Batch — Rogue Agents TPB (Collects 1-4)Sept. 22 _ Star Wars: Galactic Tales of Terror Library Edition (Collects Tales from the Rancor Pit, Tales from the Death Star and Tales from the Nightlands 1-3)Sept. 30 _ Rogue One: Darth Vader #1Oct. 13 _ Tales From the Outer Rim: The Legend of Beggar's Canyon Original Graphic Novel, Boba Fett -- Black, White & Red Treasury Edition (Collects 1-4)Nov. 24 _ Darth Vader Modern Era Epic Collection: The Chosen One (Collects Darth Vader Vol. 2 1-12, Annual #2)Dec.1 _ Shadow of Maul TPB (Collects 1-5)----------------------------------------------------------------------------------------------------------------------------------------Star Wars Splash Page is a weekly podcast dedicated solely to contemporary Star Wars comics published by Marvel, Dark Horse and previously IDW, featuring views about the current week's comics, interviews with the writers, artists, colorists, letterers and editors who create them, as well as the latest details on publishing schedules, upcoming series and mini-series, so that you, the listener have more detail and context about the comics that are a vital part of Star Wars canon, lore and legends.

A Good Omens ⁠⁠⁠⁠⁠⁠⁠⁠⁠fanfic by NullaDiesSineLi_n_nea⁠⁠⁠⁠⁠⁠⁠⁠⁠. Full title: Fear of Love, Fear of Existence.Music: ⁠⁠⁠⁠Pointless by Sascha Ende⁠ ⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠CC-BY 4.0⁠⁠⁠⁠⁠⁠⁠)For tags and other details, to leave kudos and comments, please visit the corresponding post on archiveofourown: ⁠https://archiveofourown.org/works/80401846⁠!

This week, I'm reflecting with the team on my experience witnessing Jackie and Jordan practice obedience during the Blameless concert weekend that took place in February. We're talking about what it means to fix our gaze on Jesus when fear, doubt, and uncertainty can cause a hesitation to obey. In Matthew 14, we see Peter walk on water only while his eyes are fixed on Jesus, but the moment he focuses on the wind and the waves, he begins to sink. And honestly, it's the same way for so many of us when it comes to trusting God. But Jesus is so kind. When Peter began to sink, he called out to Jesus, and Jesus reached for him. And He does the same for us.Join the conversation as we explore what it looks like to trust God in the midst of fear. We discuss the tension of wanting to believe the Lord is faithful while battling uncertainty, and how faith is often not the absence of fear, but the practice of fixing our gaze on God in everything we do, until we see our complete assignment through to the end.This episode is for anyone who feels like they've been sinking under the weight of anxiety, doubt, or fear and it's keeping you from saying Yes to the Lord. I pray this reminds you that He is not distant in our struggle. He is near, steady, and faithful.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of The President's Daily Brief: U.S. intelligence intercepts encrypted communications believed to originate from Iran that may have been intended for sleeper agents operating overseas, raising concerns that Tehran could be preparing covert retaliation far from the battlefield. What may be the first serious split between Washington and Jerusalem emerges after Israeli strikes on Iranian fuel depots reportedly went far beyond what U.S. officials expected. NATO air defenses shoot down an Iranian ballistic missile after it enters Turkish airspace, signaling another dangerous escalation in the conflict. In today's Back of the Brief—five members of Iran's women's national soccer team defect during an international tournament in Australia after refusing to sing the national anthem. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief ZBiotics: Visit https://zbiotics.com/PDB for 15% off BRUNT Workwear: Get $10 Off at BRUNT with code PDB at https://www.bruntworkwear.com/PDB#Bruntpod Stash Financial: Don't Let your money sit around. Go to https://get.stash.com/PDB to see how you can receive $25 towards your first stock purchase and to view important disclosures. Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Michael Uadiale. A seasoned CPA and master tax advisor with 25+ years of experience, discussing how entrepreneurs can use strategic tax planning to accelerate wealth building and achieve financial freedom within 5–7 years. He introduces his trademarked DECIDE Framework, explains why most small business owners overpay taxes, and breaks down strategies such as employing children, capturing appreciation, digital asset taxation, and multigenerational wealth planning. Rushion plays the voice of the everyday entrepreneur—curious, intimidated by taxes, and eager to understand wealth strategies—while Michael emphasizes empowerment through education, intentional planning, and knowing the rules of the tax code.

This week, Emily sits down with Olympic Gold Medalist and World Champion surfer Caroline Marks. Fresh off the premiere of her new film Now Days, Caroline discusses the incredible evolution of female surfing and what it’s like to travel the world competing against her closest friends and biggest rivals. She dives deep into the "savage mode" mindset required to win, the courage it took to step away from the tour at age 19 to prioritize her mental health, and how she learned to embrace the discomfort of being out of her comfort zone to eventually stand on top of the podium in Paris. Whether you're a surfer or just looking for a spark of motivation, Caroline’s journey of self-belief and tenacity is sure to inspire you to find your own flow state. In this episode: The making of the film Now Days and bringing female surfing to a mainstream audience. The unique camaraderie and rivalry among the world's top female surfers. Growing up as the only girl among four brothers and how it shaped her competitive edge. The transition from Florida to California and the pressure of early professional success. Navigating the "savage mode" mindset: turning competition on and off. Coming up short in Tokyo 2021 and the four-year mental game leading to Paris 2024. The decision to take a break from the tour at 19 for mental health and the healing process. Caroline’s personal "I Am" statements and her morning routine for success. Learning to appreciate life beyond the board: sunsets, family, and simple joys. What it feels like to finally be an Olympic Gold Medalist and a member of the Hall of Fame. QUOTABLE MOMENTS "The beauty of life is you just keep evolving and growing, and you’ve just got to ride the roller coaster." "When I’m in the water, I just turn into a different person ... you just go into savage mode. I’m trying to win." "Good things happen outside your comfort zone. The best moments of my life have been from when I’ve been uncomfortable." "I’m brave, I’m confident, I put the work in, I’m powerful, and I am doing what I love." "Knowing that you’re the only one that’s you—that’s like a superpower." SOCIAL@carolinemarks@emilyabbate@iheartwomenssports JOIN: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Daily Hurdle IG Channel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ SIGN UP: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Weekly Hurdle Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ASK ME A QUESTION: Email hello@hurdle.us to with your questions! Emily answers them every Friday on the show. Listen to Hurdle with Emily Abbate on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Michael Uadiale. A seasoned CPA and master tax advisor with 25+ years of experience, discussing how entrepreneurs can use strategic tax planning to accelerate wealth building and achieve financial freedom within 5–7 years. He introduces his trademarked DECIDE Framework, explains why most small business owners overpay taxes, and breaks down strategies such as employing children, capturing appreciation, digital asset taxation, and multigenerational wealth planning. Rushion plays the voice of the everyday entrepreneur—curious, intimidated by taxes, and eager to understand wealth strategies—while Michael emphasizes empowerment through education, intentional planning, and knowing the rules of the tax code.

Harm OCD is one of the most frightening and misunderstood themes of OCD, especially when it shows up in children. Intrusive thoughts about hurting oneself or someone else can feel shocking, confusing, and deeply distressing for both kids and parents. These thoughts often clash with a child's true values, which is exactly why they feel so intense.In this episode, we gently unpack what harm OCD really is and what it is not. We talk about the difference between intrusive thoughts and intent, and why fear can so easily be mistaken for danger. When parents understand the OCD cycle and how it attaches to what matters most, they are better equipped to respond with clarity instead of panic.If you are a parent who has ever felt your heart drop after hearing your child share a scary thought, or if your child has ever been terrified of their own mind, this episode is for you.Resources Discussed in Episode:-Handout of this episode-Videos on Harm OCD:https://youtu.be/qQgTkIfUFDM?si=0c9wIFghIctn4BCThttps://youtu.be/XR0anBw_NIY?si=ggHSaxbhkdlkvOjFhttps://youtu.be/hPOJW3iXRwU?si=lFAcTY7qMX7DMiXh-SPACE Study Course***This podcast episode is sponsored by NOCD. NOCD provides online OCD therapy in the US, UK, Australia and Canada. To schedule your free 15 minute consultation to see if NOCD is a right fit for you and your child, go tohttps://go.treatmyocd.com/at_parentingThis podcast is for informational purposes only and should not be used to replace the guidance of a qualified professional.Parents, do you need more support?

I recently had a long conversation with a very successful professional. He's 58 years old. Highly educated. Respected in his field. Financially sophisticated — in fact, his job depends on understanding money. If you looked at his résumé, you would assume he was completely set for life. He wasn't. A couple of bad investments. Some concentration risk. A few decisions that looked reasonable at the time. And suddenly he's essentially back at ground zero — trying to start a new business at 58. This story is far more common than people realize. The Dangerous Assumption is that many successful professionals assume they'll be fine. Doctors. Lawyers. Executives. Entrepreneurs. They make high incomes. They understand finance. They know about markets and interest rates and diversification. They focus on their career. They focus on income. They even focus on investing. What they don't focus on is their own financial future with the same intensity they focus on their profession. There's a difference. Being financially literate is not the same thing as being financially intentional. Especially when you assume you always have more time. The Good News at 58 is that he still has time. A lot of time. For entrepreneurs especially, it doesn't take 25 years to rebuild. It can take five. There's a quote often attributed to Bill Gates: “Most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five.” That quote is brutally accurate. In one year, starting a business feels overwhelming. Progress feels slow. Revenue is inconsistent. Doubt creeps in. But five years? Five years of focused effort, smart strategy, capital discipline, and experience compounded? That can change your entire financial trajectory. I've Seen This Movie Before. I have a very good friend who was worth over $40 million in his early 30s during the real estate boom. Then 2008 happened. The real estate debacle didn't just dent him — it wiped him out. For years, he struggled. Pride gone. Lifestyle reset. Just trying to survive. Most people would have mentally retired at that point. They would have blamed the market, blamed the system, blamed bad luck. But about six or seven years ago, he found his rhythm again. New strategy. New focus. New discipline. Today, he's worth over $60 million. I get that's not normal. But it proves something important. It Doesn't Take a Lifetime. The examples I just gave are extreme. Most people don't lose $40 million. Most people aren't rebuilding at 58. But the principle is universal: It doesn't take a lifetime to secure your future. It takes a focused season. A defined period where you are intensely clear about your objective. A stretch where: • You work harder than you're comfortable with • You manage risk better than you used to • You stop assuming income equals security • You align your decisions with a specific financial target for the future There's another quote I love: “The harder you work, the luckier you get.” Luck isn't random. It compounds around preparation, visibility, and persistence. When you are laser-focused on a financial goal, you start seeing opportunities others miss. You make better introductions. You ask sharper questions. You move faster when something makes sense. And over time, it looks like “luck.” The story of the 58-year-old professional isn't a warning about markets. It's a warning about complacency. Success in your profession does not automatically translate into security in your future. Income is not wealth. Financial literacy is not financial strategy. And intelligence does not eliminate risk. But here's the good news. If you're in your 40s or 50s and feel behind — you're not done. If you made a bad investment — you're not finished. If you took a hit — that's not your final chapter. You may just be at the beginning of your five-year season. The key is focus. Direct yourself to a destination you can visualize. That's the only way you will get there. Because in the end, securing your future rarely requires a lifetime of perfection. It requires a concentrated period of intensity. And the sooner you decide to enter that season — the sooner your next five years will start compounding in your favor. There is no one who knows this reality more than this week's guest on Wealth Formula, Rod Khleif . Watch on YouTube: https://www.youtube.com/watch?v=qogQNGbK9wk Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/549-youre-successful-until-youre-not-with-rod-khleif/id718416620?i=1000753860685 Listen on Spotify: https://open.spotify.com/episode/7mTzyRJxjnkeiVFGCXfOni Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  welcome everybody. This is Buck Joffrey with Dwell Formula Podcast. Coming to you from Montecito, California, I wanna remind you that there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna. Become, uh, more, uh, involved with this community, including our accredited investor club, AKA investor club, uh, very easy to join. It’s free. All you do is you get onboarded and you see lots of, uh, potential deal flow that you wouldn’t otherwise see again, that is wealthformula.com. Simply click on investor club and get onboarded. Now, as for today’s show, I had a, uh, a long conversation with a very successful professional, recently 58, highly educated, respected, financially sophisticated, in fact, in the money business. Uh, and if you look at his resume, you would assume he was completely set for life, but he wasn’t. A couple of bad investments, some concentration risk. A few decisions that looked reasonable at the time, and suddenly he’s back pretty much to ground zero trying to figure out what to do, and he’s thinking about starting a new business or maybe buying a business. Well, that got me thinking because the reality is this story is far more common than people realize, and I actually hear it fair amount. Right? Many successful professionals assume they’re gonna be fine. Doctors, lawyers, executives, entrepreneurs, making high incomes. Maybe they understand finance, they know about markets, interest rates and diversification in theory. But here’s the trap. You focus on your career. You focus on income. What they don’t focus on is their own financial future with the same intensity. They focus on the profession, and that’s. The difference, right? The issue is that being financially literate is not the same thing as being financially intentional. Now, I actually hate that word because it’s a very, uh, uh, neo agey word intentional. But in this case, I will use it because that it’s very, it’s very appropriate. But here’s the good news, even at 58, right, you still have time. You have a lot of time for, especially for entrepreneurs, it doesn’t take 25 years to rebuild. It can take five. And there’s this quote, um, it’s often attributed to Bill Gates, who, who’s been in the news lately for a lot of other stuff, but this is a good quote. He says, most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five. And that quote is so true. I will, it’s incredibly powerful and it’s very, very useful to think about and. Put in the back of your mind because in a year, like you’re saying, you’re starting a business, it’s gonna feel overwhelming. You may lose money, you know, slow progress, revenue, inconsistent five years, you know, with focused effort and you know, good strategy and discipline. The financial trajectory of your life could completely change over that five years. In fact, I will say that with my first business that I ever started, that is absolutely what happened. I was just pretty much outta residency, didn’t have any money, and within five years I was rocking and rolling. You know, it was a, it was, you know, it wasn’t worth, you know, hundreds of millions of dollars. But I, I, I was, I was doing way better. If you look over five years, it’s an incredible trajectory. And it’s not just me. I mean, there’s guys who’ve done it more extreme ways. I talk about this friend, a lot of times he was worth like 30 or $40 million in his early thirties, and then 2008 happened. It didn’t just kinda dent him, it wiped him out, and for years he struggled. Lifestyle kind of reset a little bit, just trying to survive. You know, there’s this saying in business that the key to su success in business is to stick around long enough until you get lucky again. Well, sometimes that’s true. And a lot of people might have, uh, kind of mentally retired at that point. But the reality is he stuck with it. He rebuilt about six or seven years. He was kind of sideways, then another six or seven years, new focus, new discipline, and today worth 60 million bucks. Now, that’s not normal, right? But it does provide, uh, it does, it does kind of provide an important point. It doesn’t take a lifetime always. Now most people don’t lose $40 million, and most people aren’t rebuilding necessarily from zero at 58, but the principle really is universal. It doesn’t take a lifetime to secure your future. It takes a focus season to find period where you’re intensely clear about your objective. It’s a stretch where you work harder than you’re comfortable with, and maybe it’s not fun to do that in your fifties or sixties. You manage risk better than you used to. You stop assuming income equals security. You align your decisions with a specific financial target. You know what, there’s a another line I love, another quote, and I don’t know where this one comes. I, I, I think it was some hockey coach of mine way back. It’s that the harder you work, the luckier you get. The thing is that luck isn’t random, right? It compounds. Around preparation and visibility and persistence. And when you’re laser focused on a financial goal, you’re gonna start seeing opportunities that are out there that others might miss. You’re gonna make, you know, better introductions, ask sharp questions. You move faster when something makes sense, and over time it starts to look like luck. I think the real lesson, um, about the situation that people get into, like this person I was talking about is. That it, it’s not a warning about markets per se, although markets have a lot to do with it. It’s a warning about complacency. You know, success in your profession does not automatically translate into security in your future. You know, income as you know, is not really wealth and financial literacy is not financial strategy. Although literacy is really, really important. You gotta have a strategy. And you can be really, really smart and not eliminate, you know, or mitigate risk enough. So if you’re in your forties or fifties and feel behind, you’re not done. Okay? You made a bad investment, you’re not finished. If you took a hit, I’ve taken plenty of heads, especially the last few years. It’s not your final chapter. You may just be looking at the beginning of your next five year season. And the key is focus clear goals, define targets, discipline, action. The sooner you decide to enter that season, the sooner your next five years will start compounding in your favor. Man, I gotta tell you, this is a, an ongoing story I hear a lot about, so again, think about that Bill Gates quote, you, you know, people tend to way overestimate what they can do in a year. Grossly underestimate what they could do in five. Anyway. There’s no one who knows this better than my guest on this week’s Wealth Formula podcast. Rod Cleef. Many of you already know him. We’ll have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account as your money accumulates. You borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investment. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast is Rod Thief. He’s a real estate investor, author, and mentor with decades of experience in multifamily investing. Uh, he’s built and sold hundreds of millions, uh, in, in apartment assets and teaches thousands of investors through coaching masterclasses and his life. Uh, lifetime Cash Flow Academy. Uh, rod, how you doing? Good, brother. Good to see you, my friend. Let’s review, but you know a little bit about you, your background. Sure. You know, uh, sure. We have an interesting story. Okay, well I’m a Dutch immigrant, you know, think wooden shoes and windmills. I immigrated to this country, uh, when I was six years old with my brother Albert, my mother’s cia. Um, and we ended up in Denver, Colorado. Uh, struggled initially. Really struggled actually. And, and I remember, uh, wearing hand me down clothes all the way through junior high school until I finally lied about my age when I was 14 ’cause I was tall and said I was 15 so I could flip burgers at Burger King. You know, and I’m sure you’ve got listeners that had it harder than I did, but I knew I wanted more. And luckily my mom had an incredible work ethic and so she babysat kids so we’d have enough money to eat. And with her babysitting money, she was an entrepreneur and invested in real estate. Um, and her first real estate acquisition was the house right across the street from us. When I was 14, she paid about $30,000. And then when I was 17, she told me she’d made $20,000 in her sleep. It had gone up in value. And I’m like, what? Forget college. I’m getting into real estate. So I. Went and got my real estate broker’s license right when I turned 18, which you could do back then with education. Now they got, they got smart you, they need some, you need some experience. But, uh, I was a broker. I was smart enough to go work for a broker. But, um, you know, my first year in real estate I made about eight grand. My second year, maybe 10 grand, but my third year I made over a hundred thousand dollars, which back in 1980 was some pretty decent money. And so what happened between year two and year three? Uh, the 10 x my income was what? What happens? I met a, a guy, he was a broker. I was working for actually, it taught me about the importance of mindset and psychology and how really 80 to 90% of your success in anything is just that your mindset and psychology. So fast forward to today, I’ve, I’ve owned over 2000 houses that I’ve rented long term. I own thousands of apartments now, and I’m also buying senior housing now, which I’m excited about. And you know, in 2006, my net worth went up $17 million while I slept. And you might say, wow. I said, wow, I got a head so big I could barely fit it through a door. And I thought I was a real estate God. And you know, when that happens, God of the universe will give you a nice little SmackDown. Well, that was 2008. I conservatively lost $50 million in 2008 and nine. What I’m known for talking about on my podcast, which I’m blessed to say at this point’s, the largest, uh, commercial real estate podcast really in the world at this point is, and, and the reason being is I spend time talking about mindset. You know, people don’t remember what you said, but they remember how you make him feel. And I do little clips every week called Own Your Power, their motivational clips. And, and I think that’s the reason it’s been so well received. But, uh, you know, I’m known for talking about the. Mindset it took to have 50 million to lose in the first place. And you know, maybe more importantly, the mindset it took to recover from losing it. But, uh, you know, I’d love to, we can chat about that if you like, or I’d love to talk about the state. Yeah. Whatever you It’s a, it’s, I think it’s appropriate to talk about that right now, rod. I mean, I think Okay. You know, in this, in this market with what we had, you know, um, you know, there’s been a, there’s been a lot of pain in multifamily and Yeah. You know, it’s, you know, you and I have talked about this before where. Part of success is, is trying to recognize particular situations. Um, you know, you talk about Warren Buffet and how Warren Buffet says be greedy, when others are fearful and all that, that’s great, but it’s really hard to do. Right? And so help us understand like, sure. You know, uh, how, how do you, how do you do that? Sure. How did you go and how bad did it get? Well, I lost 50 million. I lost $50 million, so it got pretty freaking bad. Okay. I call ’em seminars. That was an expensive seminar. Yeah. Yeah. And very little, uh, so it was, it was ugly. It was ugly, but. It was, it’s, I, I’ll be, I’ll be candid. The strategies I’ll share very briefly here, the strategies, I’ll share the same strategies you would use to get started. Okay. You know, if, if you know you need to do something, and we talked about this, uh, uh, before we started recording, you know, the. With ai, a lot of jobs are going away. You know, if you heard of Elon Musk on, on Joe Rogan’s last epi episode, or the last interview he did with Joe Rogan, you know, he said any job in front of a computer is pretty much gonna be gone like lightning, like a year or two. I mean that fast. It’s crazy. And so, you know, and even, you know, surgeons are, are, are, are gonna be replaced by robotics and, and on and on and you know, and I think there’s gonna be it professionals, uh, you know, there’s gonna be a lot of. Pain for the people that don’t proactively, you know, reinvent themselves, start thinking about what they’re gonna do to reinvent themselves. Maybe it’s an ai, maybe you’ll learn ai, but, but you better think about it now or if you’re in one of these positions. So when the shoe drops, you’re ready because. Uh, there’s a lot of opportunity. I mean, there’s 10,000 people a day turning 65 in this country. You could buy businesses, um, you know, uh, I’m in, I’m, I’m excited about senior housing. They need beds, you know, and, and there’s a huge shortage of beds, but, so there’s a lot of opportunity, but you better pick something if you’re in one of these fields and get busy starting to study it and learn it, and do it on the side so that when the shoe drops, you’re ready. That’s, I don’t wanna scare you, but I just wanna open your eyes. To that fact. But so how, how I recovered from losing $50 million again, is the same strategy I would tell you to use to get started. And it’s first thing, it starts with goals. You gotta figure out what it is you want. ’cause how do you get anything if you don’t know what it is? Because with the goals you create a burning desire or a hunger and you’ve gotta have that to push through fear and limiting beliefs and so on and so forth. And, um. You know, I, I, that’s, if you come to one of my bootcamps, I do a virtual bootcamp every couple of months. It’s two days. I don’t sell anything there. And I’ll tell you later how you can come for 47 bucks. So it’s no excuse. But, but the first thing we do is goal setting on steroids, uh, because you’ve got, again, you’ve gotta create that hunger. Now, I’ll, I’ll say this to you, if you have no interest in, in, uh, learning what I teach. At my link tree, I did my goal setting workshop. It’s an hour. There’s a guide you can download if you go to rodslinks.com or text the word links if you’re driving, uh, to 7, 2, 3, 4, 5 at the bottom. My, is my goal setting workshop. And you know, here’s the thing, buck, people spend more time planning a freaking birthday party than they do designing their lives. Doing your goals is designing your life. So you know, if, if, uh, if you haven’t done ’em in a while, go to Rods, links, go at the bottom. There’s my workshop, there’s a guide. You can download ’em. Not gonna try to sell you anything. Spend an hour with me. Have your spouse do it. Have your kids do it if they’re over 10 years old, and design their lives. So again, it starts with goals. So that’s the first thing I did was reassociate with my goals. Then the second piece is you gotta make a decision. And I don’t mean dip your toe in the water. I don’t mean one foot in, one foot out. I mean, you decide it’s done. Okay. The Latin root for the word decision means to cut off. If you’re gonna attack the island, you burn your ships ’cause you’re taking their ships home. That’s a decision. And, and that’s what I did. I said, okay, enough, quit feeling sorry for yourself. Pick yourself up and go make something happen. And that’s, that’s what I did back then when I lost everything. But it’s the same thing again. If you’re, if you’re in a job and you’re. You’re just not where you want to be. So we make that decision and then you gotta take the first step, uh, you know, buck. And that’s, that’s pretty much it. You know, Dr. Martin Luther King said, you take that first step in faith, the next step will be revealed. And you know, LA Sue said the journey of a thousand miles begins with a single step. But, you know, in our business and, and, and the investors that we deal with and, and the, you know. Uh, active investors and, and, and passive both, as many of ’em are very analytical and you know who you are. If that’s you and I love you, you’re some of the most successful students that I have and successful people in our businesses. However, I also know how you have to check off every single box before you make a move, and you can’t do that here. Okay? You’ve got to, you’ve got to recognize that you’ve gotta have enough faith. To get started, you know, you can go all the way across the United States at night with your headlight only seeing 50 feet in front of you. And, you know, you can make it, you know, other people have done it before you, you know, there’s a, there’s a, there’s a, a road. And, uh, it’s the same way. You may have some obstacles, but, uh, it’s the same way with this business or really any business. But you, you, you’ve got to take that first step. And, you know, a, a lot of people fear failure, and I’m gonna tell you, don’t fear failure. Fear being in the same place you are right now, a year or two from now, unless you absolutely freak. Love where you are right now. Fear, fear, regret. That’s what I would fear if I were you. I, I, there was this nurse in Australia, a hospice nurse, uh, and her name was Bronny Ware. She asked patients when, who were about to die, if they had any regrets, and she wrote a book about it as a national bestseller. Something like The Five Regrets of Dying. You know what the number on regret was? It was Living the, not Living the Life I could have lived living someone else’s life, not doing what I know. I’m capable of fear that don’t fear failure, you know? Well, the next piece is fear and limiting beliefs. So fear, you know, every successful person have has fear. Now we, we, we, entrepreneurs call it stress, but it’s fear. And, you know, action mitigates fear. You wanna mitigate fear, take action. Go do something. If I’m, if I’m laying in bed at night, it’s three in the clock in the freaking morning and something stresses me out again, stress is fear. That’s what we achievers call stress. Uh, it’s fear. Uh, and, and, um. If something wakes me up and I’m stressed about it, I literally will get outta bed and just go write down some notes. I used to have a pen with an electrical pen that drove my ex-wife crazy and I’d, I’d write notes sometimes fill up pages of notes in bed so that I’m taking some action so I can go back to sleep. So there’s a, there’s a very simple example of it, but anytime that I am fearful about something, I take massive action towards it. Just, just taking steps, doing things. That will mitigate it. And it’s just how it works. So, I mean, it’s, it’s, it’s as simple as that buck. I mean, you just have to do some things. Towards that fear now. Now, the other thing is, if you don’t take action, the fear expands. So that’s the, uh, uh, that’s the antithesis there. So, so you, you need to take action because that’ll, that’ll mitigate it. The, the next piece really is limiting beliefs. You know, when I immigrated this country, I didn’t speak English. I got thrown into school, found out what bullies were for the first time. So I got my butt kicked occasionally, hadn’t learned how to fight back, and then my mom, this is the prop, sent me to school in these wooden shoes. And these are the actual wooden shoes. We found them. When we put her in senior house, senior living in, and these leather shorts, the Germans wear for October Fest, I had to wear that to school. And of course that was crack cocaine for the fricking bully. So I got my ass kicked again. And don’t wooden shoes, rod Or, or those, yeah. Yeah. Wooden shoes. Wooden shoes. Yeah. These are from Holland, man. That’s where I was born. Yeah. My mom. Proud Dutch woman. Yeah. This is, they’re wood. They’re real wood. The farmers still wear these things, uh, ’cause they’re good to go through mud, but they’re crack cocaine for bullies. Okay? And so, yeah, you know, uh, I, I, I got my butt kicked again and, and I came up with this belief system that I wasn’t good enough. I used to ask myself, how can I show them I’m good enough? And a lot of people have these limiting belief systems. I’m not good enough. I’m not courageous enough. I’m not strong enough. I’m not old enough. I’m not young enough. Here’s the thing to remember. There’s a reason the acronym for Belief Systems is BS because 99% of them are bs, but we believe they’re real. I mean, I used to be afraid to raise my hand in front of 10 kids in a classroom, and because of fear of rejection, now I speak in front of thousands of people a year, usually in flip-flops. Okay, so you know, you can mitigate this. So if you’re aware of one of these. Limiting beliefs, BS belief systems, drag it out into the daylight. Look at it with your adult rational mind. You’ll recognize that it’s BS and it will dissipate. But you gotta, you gotta think about it consciously and it’ll, it’ll go away. Um, the, the next piece is focus. Um, you know, focus really is power and whatever we focus on gets bigger, both positive or negative. Okay? So it’s very important that you focus on what you want, not what you don’t want. I’ll get, people call me and say, how do I get outta my student loan debt? I’m like, wrong question. How do you make so much money? The debt’s irrelevant, is the question you need to be asking. They asked Mother Theresa if she was anti-war. She said, no, I’m pro peace. I mean, you get it, right? And, and so, and in fact, I’ll give you another example. So I, I, my podcast is over, I believe, over 30 million downloads, which doesn’t sound like a lot in our social media world, but in, in the podcasting space, it’s not bad. But I listened to two podcasts, Joe Rogan and Tim Ferris. I try to get both sides of the aisle. I’m definitely on, on one side. Uh, but, but, um. They get, and the reason I bring that up is they get about 30 million a week, you know, but that big podcast. But, but, um, on, on Tim Ferriss’ show, he interviews the best of the best in the world. You know, the best athletes like Michael Phelps, NFL players and NFL players, NBA players, actors like Hugh Jackman, ed Norton, Jamie Fox, Arnold billionaires like Ray Dalio, heads of the biggest companies on the planet like Zuckerberg. And he deconstructs their success. It’s very intelligent conversation. I mean, I, I love listening to it. I started to hear a pattern, uh, they almost all meditate. What does meditation enhance? Focus, right? So focus is a really important piece of, of, of success. And just a couple more. One is playing, the next one is playing to your strengths. You know, when, when you, when you go to reinvent yourself or if you’re struggling, you know, or, or gonna start something. Play to your strengths and hire a align or partner for your weaknesses. Like in our world, you know, there’s lots of different hats you can wear. It’s a team sport. You could be the person that finds the deals and analyzes them. If you’re analytical, you could be the mouthpiece like me or you, and you’re, you know, raising money, talking to brokers and, and getting the word out. You could be the. You know, the um, asset manager, if you’ve got some project management experience, construction experience, there’s lots of different hats you can wear, but you wanna play to your strengths. Your strengths are your greatest assets. Don’t try to maximize your fears. You’re gonna get much further. Like I said, if you hire aligner partner for your weaknesses, you know, some of the most successful. Um, partnerships I see in the business are an analytical, introverted person with an extroverted, outgoing person. I mean, that’s a match made in heaven in our business. ’cause our business is primarily empirical. You ask the right questions, uh, and, and you get the numbers right. You know, it’s kind of hard to make a big mistake. Um, and so. You know, just make sure you’re playing to your strengths and when you’re playing to your strengths, you’re gonna have passion and passion’s required to influence people. Right? ’cause you love what you do, so you’re passionate about it. So again, real heavy duty argument to play to your strengths. Yeah, I think the last piece, the last piece is, is peer group. Um, you know, who you hang out with is who you become. You’ve heard it, you’ve heard it before. So if you’re gonna get into something, get around people that are doing it. Like my Warrior Coaching program, I’m, I’m gonna brag. I, I, like I said, they own 300,000 multifamily units that we know of. I’m, I, it’s, we’re counting, uh, we know it’s close to 300,000. We’re at like 275,000 or something. I know there’s a lot we’re missing. And, you know, tons of senior housing, tons of self storage, tons of industrial flex space, um, retail mixed use, you name it. Uh, mobile home parks, and. Almost all of those deals were done between warriors, between my students. So you know, ha, who you hang out with is who you become. You know, if you show me your three best friends, I’ll show you who you are in your relationships, your happiness, your health, and definitely your finances. But see, so many people default to a peer group they went to school with or they work with, and those people with their own fears or limiting beliefs might hold you back, you know, afraid of losing you, afraid of feeling less than if you succeed. And sometimes it’s family. I’m gonna tell you, love your family, but proactively choose your peers. Right? You know, and when I was losing everything in 2008 and oh nine, I was in Tony Robbins Platinum Partnership and there were people there that were killing it in that crash, uh, you know, thriving. And they’re like, get up, you puss. 50 million Schmill. Go make something happen. That’s who you wanna be around, not only while you’re building, but certainly when the proverbial stuff hits the fan, right? Uh, so anyway. I, that those are, those are some of the big pieces. Yeah. Well, that, I mean, that’s, let, let’s talk a little bit about the, the business that you’re in. Um, you know, you’re, you’re heavily involved with real estate. Obviously these, uh, mindset things are a great place to start. Now you go out there, let’s talk about where the market actually is and what you’re seeing in this market right now. Does your represent opportunity to you? There’s a ton of opportunity because there’s a ton of people in trouble, sadly. Right. Okay. A lot, a lot of people got adjustable bridge debt. You know, these rates have gone through the moon. I’ll give you a small example. We were looking at a small asset in San Antonio where I’ve got some assets and I. And there, the lender reserve payment that this guy had to pay to prepare for a refinance went from 8,000 a month to 80,000 a month. Do you think that’s painful? Right. And you know, and, and when you’ve got a multi tens of millions of dollar loan on a property and the interest rates adjust several points, you’re done. And, and so that’s just on the interest rate piece. Uh, mentioning my SEC attorney had six foreclosures in one day, apartment complexes, uh, clients, new clients that came to him, he told me like three weeks ago. So who knows how many since then. But you know, there’s a lot of deals and trouble and it’s sad. It’s very sad. But, uh, that’s just one piece is the loans. Uh, the expenses have gone through the thick and roof. I mean, I’ve got maintenance supervisor that’s making $40 an hour at this point, which is crazy. Uh, you know, I, I teach at my bootcamps. Uh, I used to teach a 50% expense ratio. That’s what you want to have. Now I teach 60% ’cause they’ve gone up that much. And so, you know, there’s a lot of pain in the market. But with crisis comes opportunity. There’s incredible deals. I’ve got a a, a 200 unit asset in San Antonio. Um. That is on a lake, and right next door is a 300 unit, 300 plus unit asset. Um, it’s sold the 300 units sold for 43 million in 21 or 22. It’s, it’s with the bank, it’s down to 28 million now. And I’m not even interested unless it gets to 24, unless the rates drop significantly. And so 43 to 24. So that’s what’s out there right now. And di I think you just bought a, a deal at like a 40% discount, didn’t you? Yeah. Yeah. Yeah. And here’s the thing, which is what I wanted to get into as well, and I I just bring, bring people’s attention to it, is that these times in history don’t happen that frequently. Right? Right. And it, and it’s interesting what the, the last multiple, uh, opportunities we’ve, we’ve, we’ve capitalized on, they have been all these situations where it’s a debt problem, right? It’s, it’s an asset that’s performing fine. But someone’s got a month, uh, to go and they just need to get out. They’re gonna lose all their equity, their debts due. Um, yeah, their debts do, there’s like this, this wall of debt, like, I think it’s like a trillion dollars of debt due by the end of this year. So what we’re seeing is, you know, the last several opportunities, 30 to 40% discounts on basis, uh, compared to just two or three years ago. And I think the challenges for investors is that like. In the background, those of us who’ve been through the pain are still feeling the pain and you feel very gun shy about it, right? Yeah. Yeah. Um, and you also start thinking, well, 30 to 40% discounts. Uh, you know, this, this is, this sounds very scary, but in, in reality, I, I’m trying to get people to understand that, that those discounts only last for so long, right? I mean, that if you look at like the, the debt. That’s out there. Most of that really bad debt washes away at the end of this year. At 2026. Yeah. After that, like those 30 to 40% discounts that like people are hearing so often, they’re not gonna be there anymore. No, that’s, and what I, and what I hate to see is people wait two or three years from now and all of a sudden there’s a frothy market and everybody’s jumping on the bwa. ’cause that’s what they always do. That’s not, you wanna be a net seller in that market. That’s right. And, and you know, it’s like you mentioned Warren Buffet’s famous quote, be greedy when others are fearful and fearful when they’re greedy. And, and so right now they’re fearful, which is making harder to raise money. And I’m, I’m having the same conversations. It’s like, Hey, if there was ever a time, it’s right now and now. Now the key, now the key. Differentiator or key factor is it’s all about cash flow. You know, like I said, that that deal at 43 is down to 28. 28 still doesn’t make sense for me. So it’s all about cash flow. And so, you know, I wrote a bestselling book. I’ll brag about, hang on, I’ll show it here. It’s called How to Create Lifetime Cash Flow through Multifamily Properties. The reason I bring this up is the subtitle is The New Rules of Real Estate Investing IE The new rules is it’s all about cash flow. I don’t, you know, I can brag about what you, you know, the discounts you can buy a property for, but it, it’s all about the numbers. It’s got a pencil, it, so cash flow is king. Um, so would you agree with that? Oh, a hundred percent. No. The interesting thing is though, that like, that’s a, that’s actually in real estate. That’s a principle I think a lot of people had, and I think what ends up happening is when the market gets frothy, you kind of skip that step, right? Because then what you’re, then what happens is that the market becomes so competitive that you’re trying to project, okay, I can get this from here to here and I can make it cash flow pretty quickly. And that’s when it gets dangerous, right? Yeah, yeah. Because listen, when Mark, when, when, when rates were, were as low as they were, you could do that. Now what? As soon as they started accelerating, well then you just got behind and, and you, you couldn’t catch up. And that’s kind of what happened. No, that’s it. And the expenses. Yeah. Yeah. They, the business about this market though, and maybe you can get some perspective on this, is what happens. You’ve experienced multiple real estate cycles and one of the opportunities that real estate investors have had throughout the decades is investing in a market where interest rates start to fall. What happens? Well, what happens is, is, is, is, is values As values go up, you know, and here’s the other thing, you know, uh, uh, with inflation, inflation’s not going away. And when you buy a property, the debt’s locked unless you do the adjustable rate thing. But if, if you get a normal, a normal mortgage. The, the rent, the debt is locked, but your, your interest, your rents are gonna continue to climb here. They’re going up, they’re gonna keep going up. And, you know, and, and of course the value of, of what we do is based on a multiple of the net income, the NOI, the net operating income. So any increase of the rents is gonna go to the bottom line. And, and so your values are gonna go up. So again, incredible opportunity to get into this real estate now. With the debasement of the US currency, with with, with all the money they’re printing and everything else, you’re, you’re seeing incredible rises in, in hard assets like gold, silver, of course, we saw a crash in Bitcoin ’cause it’s ethereal, it’s air, but, but real estate, uh, is, is you look at it over, over, you know, 50 years and, and it only goes one direction. It has some dips, but it continues to go one direction. And, and so, you know, I, I love real estate. I always have and. And, and always will. And so, you know, that’s why I teach it, you know, I do, I teach multi and I now teach multiple asset classes. I just taught multifamily for a long time, but now I teach pretty much every asset class and I’m, yeah. So what’s, uh, housing too? Yeah. Tell us a little bit about senior housing and um, yeah, what you’re doing there. I, I, I’ve only purchased one assisted living facility so far, but my students, my God, I can’t even count how many assisted living facilities and memory care units they have. But I, I’m, I’m gearing up. I have a whole team doing it. Uh, we’re cold calling and, and, and the, the, the out, the goal is. Is, uh, uh, 12 units in the next 18, I’m sorry, 12 separate facilities in the next 18 months. And we’re growing up to do that. Uh, we’ve got a ton of interest. And here’s the, here’s the reason why they call it the silver tsunami. There’s, there’s six, 10,000 people a day turning 65, and it goes forever. And it seems like forever. I mean like literally a over a decade and. And again, um, you know, those people. Uh, so there’s a lot of opportunity with that. There’s an opportunity to buy businesses as well. A lot of ’em wanna retire and own businesses, so there’s an opportunity there. But, but, um, in senior housing, there’s, there’s a huge shortage of beds. And, and I’m quite candidly, I’m not sure we’re gonna be able to match the need in the shortage of beds, but there’s a huge shortage of beds and, and so, um, you know, and to build new. The about the least you can build a place for is $200,000 a bed. Well, there are facilities that got crushed by COVID where you can buy. Facilities for sub a hundred dollars a bed. So there’s, there’s a, there’s an opportunity there that we’re capitalizing on. It’s very exciting. Uh, that won’t be around there a lot of, is there a lot of competition from, you know, big money institutions, that kind of thing in this space that are sort of pushing prices up? Because I would think if they would have to, yeah. Yeah. I would think they would have the same sort of thesis overall. So the larger facilities, yes. The, you know, I, I’m not doing the, the 200 bed facilities, you know, I’m in the 50 to a hundred range, you know, uh, kind of the mom and pop range as it were. Uh, and. So, at least to start, I mean, at some point I’ll compete with the larger ones, but we’re starting there and, and there’s just an incredible opportunity to, to get to, and the returns are fantastic. I mean, we’re seeing 15% cash on cash, 25% IRR, realistically not BS returns. And so, you know, it’s very exciting, honestly. And, and, and, and, and again, it’s got legs. It’s not going anywhere. It’s not like one of these things that’s cyclical. There’s, there’s the, these people are retiring. They’ve impacted everything from Pampers diapers to suburbia, and they’re gonna impact, you know, senior housing in a big way. So, um, you know, it’s, it’s that, that’s exciting. Yeah. I got crushed by that wave in 2008. I got crushed by that wave. I’m surfing this wave. Yeah, yeah. Yeah. Good for you. So tell us, you know, a little bit more about how people can get involved. It sounds like you got a lot going on there. So tell us about Well, I, I, I teach, you know, I teach this stuff. I have, I’ve had, I dunno, upwards of 20,000 people attend my bootcamps by the way. Really never had a complaint except that the breaks are too short. ’cause I, I packed three days into two days, but I teach this business and soup to nuts, how to find deals, how to pick a market, how to pick a team, how to underwrite them, how to finance them, how to raise all the money for them, on and on. And so if you go to Rods. links.com. That’s my link tree. That’s where my goal setting workshop is. If you want to do your goals, do it there. But, uh, if you come to my bootcamp, that’s the first thing we do. Uh, ’cause I, I need to have you get very focused on what you want. But, um, you know, it’s two days of training. I don’t sell anything and you can come for $47. So tell me your excuse. Okay? And the bonus, the bonuses are thousands of dollars. You get my deal evaluator software, my document library. You get all this stuff. And you know, and candidly, if you come to the bootcamp and. On Monday, you decide it wasn’t worth it, you didn’t love it. I don’t mean like it, I mean, love it. I’ll give you your 47 bucks back. It’s never happened, but it’s first time for everything. So, yeah, no, I, I, I love what I do. It comes out and what I do, and I, I spend time on mindset too, because again, that’s 80 to 90% of it. That’s why my students are so freaking successful. They actually do it. Um, and so. I, I, I really love it, and that’s where I’ll continue to do it. So I’m, I’m doing one of these virtual events pretty much every month and a half. I’ve got one coming up, I don’t know when this’ll air. I’ve got one coming up in March, March 7th and eighth, and there’ll be one, you know, 60, 45, 60 days after that. So, yeah. Fantastic. Rod, thanks so much for being on the show today. Oh, I appreciate it. I appreciate it. Uh, thank you. And, and again, it’s Rod’s links or text links to 7 2 3 4 5. Matt, thanks. Thanks for having me on. Buck, it’s great to see you again. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s. Called Wealth Accelerator and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. We talked about a lot of things, but I think the mindset step is really important. So if you’re one of those people. Who is worried about, you know, a time in your life right now, or that that things aren’t going well? Things can turn around really quickly. You just gotta have some, you know, you gotta have the right mindset. You gotta have the right goals. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey sign now. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

"The more success you create in the world, the more shadows you must be willing to face within yourself." What if the real mastery in life isn't about controlling the world… but learning to master yourself? In this powerful episode of SoulTalk, Kute Blackson sits down with Shaolin Master Shi Heng Yi, founder of Shaolin Temple Europe and author of Shaolin Spirit: The Way of Self-Mastery, for a profound conversation about the mind, fear, identity, and the deeper purpose of life. Drawing from ancient Shaolin wisdom, Master Shi Heng Yi reveals why many of our fears are simply projections of the mind and how true freedom begins when we stop grasping onto our thoughts. He also speaks with rare honesty about the hidden price of success, the role of discipline in personal transformation, and why inner peace and love for life matter more than anything we achieve in the external world. This episode is a powerful invitation to step back, question the roles you play, and rediscover the deeper truth of who you really are.   TIMESTAMPS (00:03:00) The Unexpected Path: How a Childhood Decision Led to the Shaolin Way (00:08:30) The Question That Changes Everything: Who Are You Beyond Your Roles? (00:13:00) Fear and the Mind – Why Most of What We Fear Is Only a Projection (00:18:30) The Real Problem Isn't the Thought… It's Holding On to It (00:25:00) Facing Fear Instead of Avoiding It: A Powerful Shift in Perspective (00:32:30) The Hidden Price of Success: "The More Light You Shine, the More Shadows You Cast" (00:41:00) Discipline, Emotional Control, and the Strength to Hold Inner Pressure (00:46:30) Is Life Just a Movie? A Radical Perspective on Suffering and Identity (00:55:00) Letting Go Without Losing Everything: The Secret of Non-Attachment (00:59:30) What Truly Matters in Life: Peace of Mind, Family, and Inner Freedom   In This Episode You'll Learn • Why mastering your mind is the foundation of true freedom. • How to stop feeding fearful thoughts and regain control of your inner world. • The difference between the roles you play in life and who you truly are. • A powerful Shaolin perspective on discipline, pressure, and emotional control. • Why success and achievement often come with hidden inner costs. • How letting go of attachment can bring more peace, clarity, and gratitude into your life.   Some Questions I ask • How do we deal with fear in a world full of uncertainty? • If we can't control our thoughts, how do we stop being controlled by them? • What is the hidden price of success and discipline? • How can we build inner strength without suppressing our emotions? • Why do some spiritual traditions say life is like a movie? • Who are we beyond the roles and identities we've built?   Get in Touch: Create a life that is a masterpiece. Join the transformational journey: www.boundlessblissbali.com Email: kuteblackson@kuteblackson.com Website: www.kuteblackson.com  Get your free gift on: www.eightlevelsofgratitude.com  Master Shi Heng Yi official website https://www.shihengyi.online/   

Obama's remarks at Jesse Jackson's funeral delivered a sharp warning about Trump-era attacks on democracy, division, and the moral duty to defend justice.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

In this episode, Michelle shares a memorable and unexpectedstory from the Michigan AEYC Annual Conference. After finishing a packed speaking session, she and two friends chose the elevator instead of the escalator. What happened next turned into a 25 minute adventure stuck betweenfloors.Through laughter, phone calls for help, and a lot of problemsolving, the experience became more than just a funny conference story. Michelle reflects on several insights that came from the moment. Sometimes you can do everything right and still not get the outcome you expected. Fear has away of finding us, even when we try to avoid it. And perhaps most importantly, life reminds us how valuable it is to have people we can call when we need help.It is a lighthearted story with meaningful reminders aboutfear, friendship, and perspective.Michelle@GrowBy1.comGrowBy1.com/CoachingAcademy

✨ Fear Speaks. Discipline Moves. ✨Stay Focused and Trust God With the Outcome.Fear is loud. It predicts failure, rejection, and problems that haven't even happened yet. But discipline doesn't argue with fear — it moves anyway.This episode is about sticking to your schedule, staying focused, and releasing the outcome to God. You don't have to control everything. You just have to control your effort, your energy, and your obedience.When you stop obsessing over “what if” and focus on “what now,” peace enters the room.

Special Guest Sheldon Hovaldt of Celebrate Canton joins us today to continue our series on F.E.A.R.Go make it a great week!

Since the death of one of her children, Jen has been in mother hen mode, worrying incessantly about something terrible happening to her other kids. Call 1-800-DR-LAURA / 1-800-375-2872 or make an appointment at DrLaura.com Follow me on social media: Facebook.com/DrLaura Instagram.com/DrLauraProgram YouTube.com/DrLaura Join My Family!! Receive my Weekly Newsletter + 20% off my Marriage 101 course & 25% off Merch! Sign up now, it's FREE! Each week you'll get new articles, featured emails from listeners, special event invitations, early access to my Dr. Laura Designs Store benefiting Children of Fallen Patriots, and MORE! Sign up at DrLaura.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this The A Game Podcast: Real Estate Investing for Entrepreneurs episode, Nick Lamagna sits down with Forrest Griffin - UFC Light Heavyweight Champion, UFC Hall of Famer, two-time author, UFC athlete development leader, and one of the most beloved personalities in MMA and combat sports history. After starting with nothing in Athens, Georgia, training out of a hardcore gym with five guys crammed into a three-bedroom apartment, Forrest became a UFC champion and Hall of Famer - and has since built a life of passive income, real estate investing, Bitcoin, and real purpose after the cage. Forrest breaks down everything from his legendary last-minute appearance on The Ultimate Fighter Season 1 and the iconic fight with Stephan Bonnar that saved the UFC on live TV, to the financial mistakes he made at the height of his fighting career, what he would do differently, and how he now generates $6,000 a month in passive income from land investing while holding Bitcoin as an inflation hedge against the falling dollar. Whether you are a UFC fan, BJJ practitioner, MMA fighter, real estate investor, entrepreneur, or someone simply trying to build wealth and a better life, this episode will change the way you think about risk, money, mindset, passive income, and what it really means to win inside and outside the cage. Hit Follow/Subscribe on Apple Podcasts and Spotify so you never miss an episode! Topics for this episode include: ✅ From broke & sleeping on air mattresses to UFC Light Heavyweight Champion - the full come up story ✅ Why struggling when you're young is a gift - and how your circle of influence makes or breaks everything ✅ Land investing, real estate, Bitcoin, and passive income - Forrest's real money strategies and biggest financial regrets ✅ Conflict resolution and negotiation tactics from law enforcement, the octagon, and the boardroom ✅ How to build wealth, find purpose, and prepare financially for life after your athletic career + More! Connect with Forrest Griffin: Forrest Griffin on Facebook Forrest Griffin on Instagram Forrest Griffin on Threads Forrest Griffin on Twitter     Connect with Nick Lamagna www.nicknicknick.com Text Nick (516) 540-5733 Connect on ALL Social Media and Podcast Platforms Here FREE Checklist on how to bring more value to your buyers

Watch this episode on YouTube HERE: https://youtu.be/X8Oi4ADjAuI In Episode 735 of the Half Size Me Show, Heather talks with Monica about the two breakthroughs that changed everything: catching herself in the middle of a comparison spiral before it unraveled her entire day and finally understanding how some medical fears contributed to her comfort eating. Plus they chat about: GLP-1 medications. Why the lower brain creates "mind-driven hunger". And more! Subscribe to Half Size Me Podcast Premium for access to our library of HUNDREDS of hours of past episodes! As a subscriber to Half Size Me Podcast Premium, you will get: --Access to the entire 650+ episode archive --Access weekly episodes a day EARLY --Access to EXCLUSIVE, subscriber-only episodes including the Coaching Karolina and Coaching Sarah series --Access to subscriber-only audio responses to “Ask Me Anything” questions Become a podcast premium subscriber today and make Heather and the Half Size Me show a part of your weight loss journey! Do you want to get support and connection at a price you can afford? Then check out the Half Size Me Academy here: https://www.halfsizeme.com/hsm-academy/ About Half Size Me The Half Size Me™ Show is a weekly podcast. It will inspire and motivate you no matter where you are in your weight loss journey. Whether you're just getting started losing weight or having worked on your health and wellness for years, this show is for you! The Half Size Me Show is hosted by Heather Robertson, who lost 170 pounds over a period of 5 years and has maintained since 2012. Heather did it by learning new eating habits, getting regular exercise, and changing her mindset. On her popular weekly podcast, The Half Size Me Show, Heather shares her own lessons and struggles with you, and she shows you how to handle the real challenge of any weight loss journey... weight maintenance. Be sure to subscribe to The Half Size Me Show and join Heather every week as she shares information, inspiration, coaching, and conversations with REAL people who've learned weight loss isn't only about losing pounds, it's about finding yourself. Disclaimer: Heather is not a doctor, nurse, or certified health professional. What worked for her or her guests may not work for you. Please talk with your doctor, dietician, or other certified health professionals when seeking advice about your own weight loss or weight maintenance plan. All information included in The Half Size Me™ Podcast and on HalfSizeMe.com is for informational and inspirational purposes only. For additional disclaimer information, please visit HalfSizeMe.com.

Want a path out of anxiety? Explore Dennis's science backed recovery programs: https://anxietyguyprograms.com Today's Episode: Anxiety is energy, but healing begins when you stop directing that energy into fear. In this episode of The Anxiety Guy Podcast, Dennis explores how symptom checking, body scanning, Googling, and overanalyzing keep the nervous system stuck in survival mode. When fear keeps receiving your attention, it keeps receiving your energy. You'll learn how to notice where your attention is going, redirect that energy into something grounding and healing, and respond to symptoms with calm rather than urgency. These simple shifts help teach the brain and body that the sensations are not dangerous, and that you no longer need to feed the anxiety cycle. This episode will help you begin transforming anxious energy into greater clarity, steadiness, and healing. ▶️ Listen & Subscribe: Apple Podcasts: Subscribe Here Spotify: Subscribe Here YouTube: Subscribe Here Episode page: Catch up on previous episodes here

Kimberly speaks with Self-Realization Fellowship's (SRF) Sister Draupadi as they explore spiritual wisdom, the nature of fear, love, and friendship, and practical ways to live a fearless, loving, and spiritually connected life inspired by Paramahansa Yogananda's teachings.Chapters00:00 Introduction and Connection02:01 Spirituality vs. Religion05:00 Understanding Fear and Its Impact09:45 Overcoming Fear and Embracing Peace14:39 The Nature of Attachment and Love19:47 Navigating Relationships and Dependency24:37 The Role of Compassion and Understanding29:35 Cultivating Positive Qualities in Ourselves38:05 The Golden Rule and Its Importance38:35 Harnessing Willpower with Wisdom40:01 Training the Mind and Cultivating Willpower42:10 Listening to Inner Wisdom and Intuition45:07 Meditation as a Tool for Clarity51:57 Reconnecting with the Higher Self54:51 The Pursuit of Lasting Happiness01:00:32 The Role of Faith in Overcoming Challenges01:09:28 Navigating Friendships and Setting BoundariesSponsors: FATTY15 OFFER: Fatty15 is on a mission to replenish your C15 levels and restore your long-term health. You can get an additional 15% off their 90-day subscription Starter Kit by going to fatty15.com/KIMBERLY and using code KIMBERLY at checkout.USE LINK: fatty15.com/KIMBERLY LMNTOFFER: Right now, for my listeners LMNT is offering a free sample pack with any LMNT drink mix purchase at DrinkLMNT.com/FEELGOOD. That's 8 single serving packets FREE with any LMNT any LMNT drink mix purchase. This deal is only available through my link so. Also try the new LMNT Sparkling — a bold, 16-ounce can of sparkling electrolyte water.USE LINK: DrinkLMNT.com/FEELGOOD Sister Draupardi Resources: Books: The Spiritual Expression of Friendship by Paramahansa Yogananda. Solving the Mystery of Life by Paramahansa Yogananda. Website: yogananda.orgBio: Sister Draupadi, whose name means spiritual ardor, has been a member of the Self-Realization Fellowship (SRF) monastic community, established by Paramahansa Yogananda, for more than 40 years. Currently she serves in a variety of capacities at the society's international headquarters atop Mt. Washington in Los Angeles. In addition to her position as a secretary to SRF's president, Sri Mrinalini Mata, she handles various responsibilities for the society's sister organization in India, Yogoda Satsanga Society, and is involved in the training of nuns to lead spiritual retreats. Sister Draupadi has conducted inspirational services and led retreats at SRF meditation centers in the United States, as well as in Italy, Germany, Puerto Rico and the Dominican Republic. She was born and raised in Fullerton, California, and studied at California State University before entering the Self-Realization Fellowship ashram in 1973.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

1 hour and 44 minutes The Sponsors Thank you to Underground Printing for making this all possible. Rishi and Ryan have been our biggest supporters from the beginning. Check out their wide selection of officially licensed Michigan fan gear at their 3 store locations in Ann Arbor or learn about their custom apparel business at undergroundshirts.com. Our associate sponsors are: Peak Wealth Management, Matt Demorest - Realtor and Lender, Ann Arbor Elder Law, Michigan Law Grad, Human Element, Sharon's Heating & Air Conditioning, The Sklars Brothers, Champions Circle, Winewood Organics, Community Pest Solutions, Venue by 4M where record this, and Introducing this season: Radecki Oral Surgery, and Long Road Distillers. 1. Men's Basketball vs Michigan State Starts at 0:51 Michigan is the best team in the Big Ten since the 1977 Indiana team. You can't say they didn't earn it, they had to win at Breslin, Carver, and Illinois. They would still win the Big Ten outright if you only counted the games that Michigan won by double digits. It was Yaxel's deep shooting that propelled Michigan when they weren't shooting well. Michigan felt mortal with Tschetter at the four but MSU didn't exactly take advantage of that time. There were a lot of 1-on-1 opportunities, Michigan only had 12 assists. 1.27 PPP is crazy against Michigan State. Where does Yaxel Lendeborg rank all time amongst all Michigan players? They had a reel prepared for when Fears would kick someone in the jingle jangles, and it did happen. Credit Dusty for keeping the team calm when things start to go wrong. How is Fears allowed to keep playing the way he does? Congrats to Nebraska for getting the #2 seed.  2. Men's Basketball vs Iowa Starts at 32:06 A very slow game and a very annoying win. Their thing is fouling you constantly and hoping the refs don't call it. They fired Fran and we hate Iowa basketball now. Michigan finally gets some calls in the second half and turns the ball over a lot. Bennett Stirtz's 4-14 from three feels optimistic for him given the shot quality. There was a "sink or swim" moment when Cadeau had to sit out and it wasn't great. Cadeau played 30 minutes but in an important tournament setting he'll probably play more than that. Roddy Gayle has some at-the-rim difficulties that have lasted most of the conference season. Fran McCaffery was a beautiful Big Ten coach and now he's in the Ivy League. 3. Hot Takes and Spring Ball - Offense Starts at 54:05 How excited is everyone for this spring practice? What will Bryce's role as a runner be? JJ didn't run much but in the championship season there were only 4-5 games where he would have needed to. Maybe Bryce looks a little better throwing downfield now that he has actual receivers. JJ Buchanan might have a Colston Loveland level catch radius. There was a moment of silence for Max Bredeson but we truncate silence on this podcast so you didn't hear it. What's the tight end depth going to look like? Evan Link to guard? We're expecting a big third year swing for Blake Frazier.  4. Spring Ball - Defense Starts at 1:22:09 Any sort of news about John Henry Daley being able to play would be high on the list. And Rod Moore. Also hoping to hear good things about Palepale and Cam Brandt. The North Dakota State linebacker (Nathaniel Staehling) transfer could be really good, he was a captain and these scenarios often work out nicely. Ideally he's the 3rd linebacker because that means some other guys popped off. How much much better will everyone look with better coaching? Unfortunately we won't be able to see if rotation on defense gets better in the Spring Game. Could Shamari Earls overtake Jyaire Hill? New kickers but kicking in April seems different than in the Fall. Looking forward to punting drills. Taylor Tatum for punt return?    MUSIC: "Any Major Dude"—Steely Dan "Believe"—My Morning Jacket "Broken Chair"—Luna “Across 110th Street”—JJ Johnson and his Orchestra   

Submit your question and we'll answer it in a future episode!Join our Patreon Community!https://www.patreon.com/badassbreastfeedingpodcastSPONSOROriginal Sprout. Original Sprout carries safe and effective styling, body and hair care products that are safe for babies and great for adults. Use code BADASS26 at www.originalsprout.com for 25% off of your purchase.Solid Starts - 25% off first year of annual subscription with code BADASS or use this link with coupon auto-applied: http://www.solidstarts.com/app?coupon=badass Terms & Conditions: Receive 25% off an annual subscription to the Solid Starts app when you start your membership on solidstarts.com/app. Use code BADASS at checkout.To redeem the offer, sign-in or create an account, select the yearly plan. Offer is valid for first-time customers only. Does not apply to gift cards. Cannot be combined with other offers or applied to previous purchases. Subscription auto-renews at the regular annual price after first year unless canceled before renewal date. You can cancel or change your plan anytime by signing into your account on solidstarts.com.Today on the podcast, Dianne and Abby discuss some current trends, from socialmedia to wearable pumps to freezer stash. Have you fallen into any of thesetrends? Listen in today to hear more about the latest breastfeeding trends!If you are a new listener, we would love to hear from you.  Please consider leavingus a review on iTunes or sending us an email with your suggestions and commentsto badassbreastfeedingpodcast@gmail.com. You can also add your email to ourlist and have episodes sent right to your inbox!Things we talked about:Email story [6:00]Listener question [8:40]Social media info trends [11:10]Myths about feeding on social media [19:20]Wearable pumps [24:40]Why people like them [25:50]Why they aren't good [27:00]Freezer stash obsession [31:30]The measurable society we live in [33:10]How much milk should you save? [34:10]Things we talked about or Episodes we think you should check out!https://badassbreastfeedingpodcast.com/episode/oversupply-2/https://badassbreastfeedingpodcast.com/episode/returning-to-work/Set up your consultation with Diannehttps://badassbreastfeedingpodcast.com/consultations/Check out Dianne's blog here:https://diannecassidyconsulting.com/milklytheblog/Follow our Podcast:https://badassbreastfeedingpodcast.comHere is how you can connect with Dianne and Abby:AbbyTheuring ,https://www.thebadassbreastfeeder.comDianne Cassidy @diannecassidyibclc, http://www.diannecassidyconsulting.comMusic we use:Music: Levels of Greatness from We Used to Paint Stars in the Sky (2012)courtesy of Scott Holmes at freemusicarchive.org/music/ScottHolmes

As the Department of Homeland Security undergoes a leadership shift with Oklahoma Senator Markwayne Mullin tapped to take the helm from outgoing Secretary Kristi Noem, the agency remains paralyzed by a partial government shutdown. House Homeland Security Committee Chairman Andrew Garbarino (R-NY) joins the Rundown to discuss the "recipe for success" under Mullin, while sounding the alarm on how a DHS funding lapse could create domestic security risks amid the escalating conflict with Iran. Tax season is underway and President Trump's tax cuts are in full swing, with many Americans seeing the benefits. Critics, however, say the policy disproportionately favors the wealthy. IRS CEO and Social Security Administration Commissioner Frank Bisignano joins the Rundown to discuss the administration's progress and what taxpayers should watch for.  Plus, commentary by Tomi Lahren, host of “Tomi Lahren is Fearless” on Outkick.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Narcissist Apocalypse educational follow-up episode, Brandon breaks down the deeper dynamics behind Lita's survivor story. Brandon walks through the key themes in Lita's story, including how being “seen” for the first time can create powerful attachment, how self-reflection can be weaponized against survivors, and how real trauma can sometimes be used as an explanation that removes accountability. We also break down the FOG — Fear, Obligation, Guilt, and Shame — and how each of these forces shaped Lita's experience inside the relationship. If you have ever wondered why it can be so hard to leave abusive relationships, this conversation helps illuminate the psychological systems that keep survivors trapped — and how those systems begin to break.

Connery Lundin is one of our favorite skiers because of his great style, but also because he's one of the most well-rounded skiers out there. So he's the perfect person to talk about a new concept, the ‘BOSS' — Blister's Overall Sickest Skier — and what the ideal background would be to become the BOSS.We'll be asking this question of a number of people in upcoming conversations, and we'd love to hear your thoughts on who is the real BOSS, and what the best background is, in your opinion, to become one.Note: We Want to Hear From You!We'd love for you to share with us the stories or topics you'd like us to cover next month on Reviewing the News; ask your most pressing mountain town advice questions, or offer your hot takes for us to rate. You can email those to us here.RELATED LINKS: Palisades TahoeGEAR:30 ep 385: Our Palisades Trip ReportBLISTER+ Get Yourself CoveredDiscounted Summit Registration for BLISTER+ MembersNon-Member Registration: Blister Summit 2026Get Our 25/26 Winter Buyer's GuideEnter Our Free Weekly Gear GiveawaysCHECK OUT OUR YOUTUBE CHANNELS:Blister Studios (our new channel)Blister Review (our original channel)TOPICS & TIMES:Palisades Tahoe (1:55)Blister Summit 2026 (2:48)Skiing with the Blister Crew in Tahoe (3:19)The Chairlift Bar: Up or Down? (6:46)Connery's Fear of Heights (9:22)Getting Invited to Natural Selection (13:14)Traits of a Great Big-Mountain Skier? (16:40)Connery's Racing Background (22:12)Intuition vs Calculation (26:00)Preference: Technical Terrain or Technical Tricks? (30:19)Comp Skiing vs Filming (31:29)What Was Your Most Memorable Line Filming? (35:06)Widely Held Belief in Skiing that's Totally Wrong? (37:49)What Would You Focus on in Skiing if You Were 18 Today? (44:19)BOSS Award: Blister's Overall Sickest Skier (48:49)What Background Best Prepares You to be the BOSS? (1:04:20)CHECK OUT OUR OTHER PODCASTS:Blister CinematicCRAFTEDBikes & Big IdeasGEAR:30 Hosted on Acast. See acast.com/privacy for more information.

In this episode, I sit down with Demetri Wiley for one of the most honest conversations about love, faith, pain, and healing. We talk about everything—from navigating relationships in the public eye to protecting sacred parts of your life, like the people you love most.Demetri opens up about surviving depression, a suicide attempt, homelessness at 18, and how becoming a father changed everything for him. We dive into what intentional dating really looks like—sending flowers across states, choosing consistency over love-bombing, and learning that real alignment comes down to values, not chemistry. This conversation reminded me that sometimes the pain you go through is exactly what prepares you to walk in purpose, love deeper, and trust God more.Please leave a review , if this episode spoke to you! For exclusive bonus content, behind-the-scenes vlogs, a place connect with the LTTA FAM plus more join the LTTA app community at LTTA.app and unlock your invite today! Audio Fam, since you listen to the audio every Monday , don't forget to go watch the YouTube on Tuesday! Go comment “Audio Fam

The Fear& extended universe continues to expand, the most online person you know is having an incredible morning probably ✨WATCH THE SECOND HALF ON PATREON✨ Patreon - https://www.patreon.com/FearAnd

Quote of the Week: "To be yourself in a world that is constantly trying to make you something else is the greatest accomplishment." — Ralph Waldo Emerson   Why do we care so much about what other people think, and how is it impacting our confidence?   In this episode, Dr. Cindra Kamphoff and Lisa talk about FOPO — the Fear of Other People's Opinions, a term coined by performance psychologist Michael Gervais. When we let outside voices guide our decisions, our confidence shrinks and we start playing small.   You'll hear why comparison is one of the fastest confidence killers, how FOPO quietly shows up in everyday moments, and what high performers do differently to stay grounded in their purpose instead of approval.   If you've ever hesitated to speak up, share an idea, or pursue an opportunity because of what others might think—this episode is for you.   Power Phrase of the Week: "I value feedback — but I don't outsource my identity.   To download our full study report, visit: confidencestudy.com To Request a Free Breakthrough Call with a Mentally Strong Coach, visit: http://www.freementalbreakthroughcall.com/ To learn more about the Mentally Strong Institute, visit: https://mentallystronginstitute.com/ To learn about Dr. Cindra Kamphoff's speaking and coaching, visit: https://cindrakamphoff.com/ To follow Dr. Cindra on Instagram, visit: Cindra Kamphoff, PhD (@cindrakamphoff) • Instagram photos and videos

In today's episode, Jon and Becky sit down with Carmen Patlan, Executive Director of the Center for Immigrant Progress (CIP), to highlight how her organization is supporting immigrant families through a comprehensive, community-centered model.CIP is advancing immigrant rights by connecting legal protection, health equity, civic engagement, and advocacy to help families live with dignity, safety, and opportunity.In this episode, Carmen shares her own story of immigrating to the United States at seven years old—and how that lived experience now shapes the way CIP serves immigrant communities.You'll hear how the organization is:Providing pro bono immigration assessments and legal guidanceHelping families create emergency preparedness plansOffering mental health and wellness support for families experiencing traumaEmpowering immigrant leaders through civic engagement and leadership developmentFor nonprofit leaders, this conversation highlights what it truly looks like to build with community—not just for it—and reminds us that meaningful change often starts with something simple: listening, learning, and getting to know our neighbors.Episode Highlights: Carmen's Immigration Story: Crossing the Border at Age Seven (02:51) Why the U.S. Immigration System Is So Complex (07:23) Building the Center for Immigrant Progress (13:27) Living While Prepared, Not Living in Fear (16:05) Why Immigrants Must Tell Their Own Stories (22:22) What Real Allyship Looks Like in Immigrant Communities (25:03) Carmen's One Good Thing: Standing Shoulder to Shoulder (31:07)Episode Shownotes: www.weareforgood.com/episode/689//Join the We Are For Good Community—completely free.Join fellow changemakers, share takeaways from this working session, and keep collaborating in a space built for connection, inspiration, and real impact: www.weareforgoodcommunity.com Say hi

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In this episode, I'm sharing a short teaching I recently gave while speaking in England about how to move from self-consciousness to true God-confidence. If you've ever felt unqualified, afraid, or like you're not good enough for what God has called you to do, this episode is for you. I walk through the powerful shift that helped me go from being the shy girl who couldn't even pray out loud in a small group to confidently speaking and ministering around the world.  We look at the story of Moses, why insecurity actually reveals misplaced confidence, and how trusting God instead of ourselves frees us to step into our calling. My prayer is that this episode encourages you to stop letting fear hold you back and instead say yes to what God is asking you to do. __________________________________________________________ Ready for more? Here are 3 ways we can help you: 1)

Should you have another baby… or not? This is one of the most tender and weighty discernment questions a Catholic mom can face. If you're waking up thinking about another baby… If your heart feels pulled toward growing your family… Or if you feel confused because your husband isn't on the same page… Let's slow it down. In this episode, we talk about: Whether desire for a baby comes from the Lord A simple prayer to clarify your heart How to approach this conversation with your husband What to do if one spouse wants a baby and the other doesn't How to examine your reasons for saying "yes" or "no" Fear vs. discernment Infertility, hyper-fertility, and trusting God in both This decision is not just about logistics. It's about desire. It's about trust. It's about sainthood. God is not a trickster. He does not give holy desires without unity. And He does not give us a spirit of fear. Whether your path is another baby, waiting, or something unexpected — He is forming you through it. You are not alone in this discernment. He is with you.

Bethaney B. Wilkinson is a writer, spiritual director, podcaster, and facilitator who is passionate about slow, sustainable, and soul-nourishing living. Her new book is A More Beautiful Way to Live: Nine Practices to Unlearn Habits of Anxiety, Fear, and Urgency. In this episode, Bethaney and Jonathan Roger talk about tending to your inner terrain, paying attention to your longings while also paying attention to realities and limitations, and the difference between your sphere of influence and your sphere of concern.Support the show: https://therabbitroom.givingfuel.com/memberSee omnystudio.com/listener for privacy information.

(March 09, 2026) With Iran, California military families fear another ‘forever war,’ Oil prices spike to over $110 a barrel. Why you should be watching the Paralympics. See omnystudio.com/listener for privacy information.

Notes John 9: 1-41 1 Samuel 16:1-13 Ephesians 5:8-14 Summary This episode explores the profound themes of sight, blindness, and community in John 9, alongside insights from 1 Samuel 16 and Ephesians 5. Join us as we unpack the spiritual and social implications of these passages, emphasizing justice, love, and God's call to see beyond appearances. Chapters 00:00 Introduction to the Pulpit Fiction Podcast 01:52 Survey Results and Community Engagement 04:28 Exploring John 9: The Healing of the Blind Man 09:05 Understanding the Johannine Community's Struggles 12:00 The Significance of Jesus' Healing 17:47 Reframing Disability and Divine Works 22:03 The Blindness of the Pharisees 25:53 Community and the Fear of Expulsion 29:50 Judgment and Illness in Modern Contexts 32:10 The Blind Beggar: A Community's Responsibility 34:07 God's Mighty Works: Embracing Diversity and Inclusion 37:05 Anointing: Seeing Beyond Appearance 40:45 The Power of Anointing in Worship 42:51 Chosen for Responsibility: The Weight of Anointing 45:47 Grief and Moving Forward: A Call to Action 49:54 Living as Children of Light: Justice and Truth 54:12 The Call to Speak Truth: Justice vs. Judgment Takeaways God's mighty works can be displayed through our differences and disabilities. Community responses to healing reveal deeper issues of justice and acceptance. Seeing with the heart is more important than physical sight in biblical faith. The story of David's anointing teaches us about God's choice beyond appearances. Living as children of light involves actively producing goodness, justice, and truth.  

Fear can be irrational, stubborn, and hard to reason away, especially when obedience puts us in unfamiliar territory. In Deuteronomy 7, Moses shows Israel how to move forward anyway: remember what God has done, know God is with you and working for you, and endure when deliverance comes “little by little.” God's timing is perfect, so keep trusting and keep progressing.

Iran has a new Supreme Leader, the hard-line cleric, Mojtaba Khamenei, who has succeeded his father who was killed on the first day of the US-Israeli war against Iran. This morning, Iran's woman's football team are facing building pressure as they prepare to leave Australia's Gold Coast after being eliminated from the Asian Cup on Sunday. Fears for their safety has been growing since they failed to sing the national anthem ahead of their first match against South Korea last week. The decision prompted fierce criticism within Iran and in subsequent matches the players sung, or at least mouthed, the anthem's words. Katy Watson, the BBC's Sydney correspondent, is on the Gold Coast where the tournament is being held and talks to Nuala McGovern about what's been happening. There has been a surge of understanding about the menopause and we are better informed on many aspects. However three quarters of women surveyed for a YouGov poll do not know that a new mental illness can be triggered by the hormonal changes associated with the menopause. Those figures come from a YouGov poll commissioned by the Royal College of Psychiatrists. The College wants to raise awareness about mental health and menopause and the implications for clinical practice. To tell us more about why this was needed now, Nuala is joined by Dr Lade Smith, President of the Royal College of Psychiatrists. Do you have a "hassler" in your life? If so, they could be making you age faster. That's according to new research funded by the US National Institute of Aging. A third of all respondents in the study said they had at least one hassler in their life - that is someone who is creating problems and making your life harder. The study also shows that the impact on your health is worse if they are a family member. Psychotherapist and writer Lucy Cavendish explains how to deal with that difficult person in your life.The singer/songwriter Katherine Priddy played her first gig at the O2 and has since performed at the BBC Proms, and at festivals such as Glastonbury, Green Man and Cambridge Folk, where she was awarded the Christian Raphael Prize for best emerging artist. Katherine tells Nuala about her newly released third album, These Frightening Machines, and performs her track Madeline. Why do some women who commit crimes come to be seen as a definition of evil? The Moors murderer Myra Hindley became an enduring symbol of female wickedness but she is not the only one. Professor Joanna Bourke has written a new book, Five Evil Women. It looks at the fascination with these figures and finds it often reveals as much about society as it does about the crimes themselves. Joanna tells Nuala why she chose these five women and they're also joined by BBC Radio 4 New Generation Thinker, criminologist Professor Stephanie Brown.Presenter: Nuala McGovern Producer: Andrea Kidd

Send a textSome men aren't afraid of commitment… they're afraid of failing the woman they love. Some women aren't “too emotional”… they're afraid of being abandoned by the person they trust most.Different fears. Same pain. Same misunderstandings.When you realize that most relationship conflicts aren't about the surface argument, but about unspoken fear underneath it, everything starts to make sense.Men fear not being enough. Women fear being left behind.And until both people learn to heal those fears within themselves, they'll keep accidentally hurting the person they're trying to love.In this week's episode we're breaking down the hidden fears that drive relationship conflict, and 5 ways to heal fear in yourself before projecting it onto your partner.Because love doesn't become healthy when you find the perfect partner.It becomes healthy when two people stop letting fear run the relationship.Support the show

The Dow is coming off its biggest weekly slide in nearly a year, EP Wealth Advisor JD Nathan Rogers on planning for retirement, More on the next seminar Beyond the Noise: Navigating Wealth in Uncertain Times with EP Wealth Advisors CFP Stephanie Richman and JD Nathan Rogers at the Don Tatzin Community Hall Lafayette Library this Wednesday March 11th from 6:30pm to 8:30pm

Rabbi Josh Feigelson pauses the current series to reflect on the fear and uncertainty many Jews are feeling during the ongoing war. Drawing on Rebbe Nachman of Breslov's teaching that “the whole world is a very narrow bridge,” he offers a short mindfulness practice to help us notice fear without amplifying it. This episode invites listeners to breathe, soften, and remember that we are not walking the bridge alone. Be in touch at josh@unpacked.media. This episode is sponsored by Jonathan and Kori Kalafer and the Somerset Patriots: The Bridgewater, NJ-based AA Affiliate of the New York Yankees. --------------- This podcast is brought to you by Unpacked, an OpenDor Media Brand.For other podcasts from Unpacked, check out:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Jewish History Nerds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Stars of David with Elon Gold⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Unpacking Israeli History⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Wondering Jews

Listen on your podcast app:             Resources Of This Episode: Get access to Nina – The Niche Navigator:Download here.Want my support to validate your niche? Schedule a strategy session here. Summary Of This Episode: Click here to find the blog articleClick here to read the episode transcript  Chapters: [01:47] The Four Types of Entrepreneurs Who Avoid Choosing a Niche [03:00] The Hidden Cost of Not Having a Clear Niche [03:57] The One Marketing Truth You Must Understand [05:22] How I Chose My Niche and Built Real Momentum [08:23] Reframing the Fear of Niching Down [08:59] A Client Case Study: The Real Power of Niching Down [10:39] The Benefits of Targeting a Small, Clear Niche [12:01] What to Do If Your Niche Doesn't Work [13:05] What a Niche Really Means in Business [13:24] The 3Ps Framework to Identify Your Niche [14:41] The Most Powerful Question to Clarify Your Niche [15:09] The Free AI Tool to Help You Define Your Niche [16:27] How to Take Action and Commit to Your Niche You already know you need a clearer niche. But maybe you're hesitating. Overthinking. Afraid of closing doors. Or frustrated because you tried before — and it didn't work. Here's the truth: Not choosing is costing you more than you think. When your niche isn't clear: Your messaging keeps shifting.Your confidence drops.Your marketing feels heavy.You try one strategy after another — but nothing gains real traction. It's not dramatic failure. It's subtle stagnation. And that quiet stagnation can last for years. Postponing the decision of choosing your niche, is postponing the results in your business. But also, it sucks all the energy out of you. Choosing a niche is not about shrinking your business. It's about sharpening your impact. When you focus your energy long enough in one direction, momentum builds. Authority grows. Visibility compounds. If you've been postponing the decision, consider this your invitation. The time is now to stop scattering your energy — and start building real momentum. What you will learn: Why a crystal-clear niche is essential to attract paying clients consistentlyHow to use the 3Ps Framework to find your ideal niche and step into your zone of genius.What to do if the niche you chose does not work out Other resources: Episode 223: Is it okay to change my niche “half-way” down the line?Episode 313: From fraud to authority: Claiming your well-earned expertiseEpisode 311: 3 things to help you be taken seriously as a coach or consultantEpsiode 97: How to find your niche & become the go-to-expert Find this episode on Youtube: Enjoyed this episode? Please leave a review Please leave a review or a comment to help me reach more people who need to hear this. Choose your favorite podcast app:            

Fear has a quiet way of stealing opportunities, relationships, and the future God may have planned for us. In this episode, Thomas and Kari talk about the real ways fear shows up in life—big decisions, career changes, stepping out in faith, and even everyday choices. Kari shares her experience of overcoming fear when purchasing her agency, and how support, faith, and courage helped move their family forward. If fear has ever held you back, this conversation will encourage you to step forward with confidence and trust God with what's ahead.

Celebrating International Women's MonthWhat's stopping you from packing a bag and hitting the road alone?To kick off the first of two special episodes for International Women's Month, we're chatting with Helen Dainty, Eliza Sampey, and Calliopé Georgousi, three incredible women who traded their "what-ifs" for handlebars and open roads.From the rugged Australian outback to soul-searching across Europe, these riders get real about the highs and lows of solo touring. It's not all sunsets and smooth pavement—we're talking mechanical mishaps, heartbreak, and conquering that inner voice that says "I can't."What's inside:The Leap: Overcoming the fear of the unknown and wild camping for the first time.Trail Grit: Real talk on handling repairs and minimizing your gear (less is definitely more!).Mindset: How to build confidence one mile at a time and why the world is way friendlier than the news makes it out to be.Rapid-Fire Tips: Quick advice for your first overnight trip or your next big expedition. You don't need to be an expert to start; you just need to start. The world is more welcoming than it seems, and sometimes the biggest challenge is simply believing you can do it.Catch up with Helen Dainty on Instagram at @hels.on.wheels, on YouTube @helsonwheels, and connect on Patreon at hels on wheelsCatch up with Eliza Sampey on Instagram at @elizasampey, on her website Eliza Sampey PT, DPT, and follow her on Substack.Catch up with Calliopé Georgousi on Instagram at @calliope.cyclesJoin our community at Warmshowers.org, follow us on Instagram @Warmshowers_org, and visit us on Facebook.Watch this and all episodes of the Bike Life Podcast on YouTube.Special thanks to our sponsor, Bikeflights – the best in bicycle shipping service and boxes, guaranteed.Theme Music by Les Konley | Produced by Les KonleyHappy riding and hosting!

Charging more is something a lot of firm owners avoid. But there's a way to approach it that makes the conversation easier than you'd expect.

God is the one you must fear. [ESV]