Podcasts about Inflation

Socialism Talk, Joe's Hoodie Sleeve and his mom, Airlines, Inflation, Children and Voting AgeSee omnystudio.com/listener for privacy information.

All individuals, based on their own circumstances, decide whether to save, invest, or spend their money. What each person expects to happen in the future plays an important part of the decision. This is the prime reason why trying to treat the economy as a mechanical process is fundamentally wrong. Central planners, and their use of "tools" and "models" to manipulate money always ends up in failure. Life is far too complex, and their "models" can never account for all of variables involved in each individual decision. We need sound money and free markets; not The Fed.

The Fed’s interest rate fight just got more complicated — the central bank’s preferred gauge of inflation indicated that prices rose 0.4% last month, a speed-up from the previous month that saw a 0.1% increase. We talk to Christopher Low, chief economist at FHN Financial, about what that could mean for interest rates. And finally, a look at how drag show businesses in Nashville are doing amid the state’s attempted crackdown.

In this episode Sal, Adam & Justin have an in-depth conversation with attorney, banker and real estate investor Chris Naghibi about the state of banks and the economy. Chris's “lazy moron” journey into the career he has now. (1:58) What role do ‘rules & regulations' play in some of these economic crises? (17:57) Successful, but not stress-tested. (25:44) What is a “run on the bank” and why is it so dangerous? (32:00) Inflation's comparison to losing body fat. (44:16) Why in order to win you have to be an extremist. (48:38) The impacts of institutional buying. (51:38) His thoughts on long/short-term leases. (57:35) How do these interest rate hikes affect banks? (1:03:58) Playing ‘political chicken' with the debt ceiling. (1:07:05) Going down the rabbit hole on the future of digital currency. (1:13:02) How retail traders influence the market. (1:18:45) In order to create, we must destroy. The impact of A.I. (1:21:17) Where can you put your money, earn the most, and spend the least? (1:31:50) We are now trying to find ways to give people opportunities they didn't earn. (1:35:40) Changing your idea of investing. (1:39:37) The impacts of hybrid work for society. (1:44:09) Lessons learned from underwriting the wealthy. (1:51:22) DO NOT confuse net worth with success. (2:03:46) How does he wrestle with how his kid will inherit money? (2:08:19) Related Links/Products Mentioned On June 3rd and 4th, the Nutritional Coaching Institute is bringing back their Weekend Level 1 Certification where you'll have the ability to obtain all the course materials over two days so you can get ahead and start earning money twice as fast! LAUNCH SPECIAL: MAPS Bands, Retail for $97, with $30 off during the launch. The public price is $67. Includes 2 E-Books: Bonus #1: Ultimate Bodyweight Training Guide (Retail: $47), Bonus #2: Quick Meals for Health; Fitness (Retail: $47). Money back guarantee, Ends Sunday, May 28th. **Coupon Code BANDS30 at checkout** May Promotion: MAPS Prime or MAPS Prime Pro or the Prime Bundle 50% off! **Code MAY50 at checkout** Welcome To The Higher Standard Forget luxury goods, US shoppers are now using buy-now-pay-later services to pay for groceries SVB collapse: Peter Thiel's role scrutinized as spark of bank run Fractional Reserve Banking: What It Is and How It Works Retail Traders Are Making Risky Bets on Regional Bank Stocks Is the Market Right to Be Concerned About Regional Bank Exposure to Commercial Real Estate? Housing Market Shifts Are Pushing Out the Biggest US Home Buyers Biden and McCarthy say debt limit meeting was productive but it ends without a deal JRE#1980-Michio Kaku No, Biden isn't forcing homebuyers with good credit to pay more than borrowers with bad credit Die With Zero: Getting All You Can from Your Money and Your Life – Book by Bill Perkins Mind Pump Podcast – YouTube Mind Pump Free Resources Featured Guest/People Mentioned Christopher M. Naghibi (@chrisnaghibi) Instagram Saied M. Omar (@saiedm.omar) Instagram  

On today’s show, we’re joined by Raphael Bostic, president and CEO of the Federal Reserve Bank of Atlanta, to discuss tightening credit conditions, the necessity of raising the debt limit, and why “we're right at the beginning of the hard part” in the fight to tame inflation. Plus, AI is reshaping the computer chip industry and millions stand to lose Medicaid coverage.

On today’s show, we’re joined by Raphael Bostic, president and CEO of the Federal Reserve Bank of Atlanta, to discuss tightening credit conditions, the necessity of raising the debt limit, and why “we're right at the beginning of the hard part” in the fight to tame inflation. Plus, AI is reshaping the computer chip industry and millions stand to lose Medicaid coverage.

Nicole gives her weekly pulse check on Wall Street. Today: SLUGs (but not the slimy kind), the confusing story on car pricing trends and, dare we say, good inflation news.

Episode 2754: The Inflation Expansion Act And Green New Deal

May 22, 2023 – At Financial Sense, we strongly believe that there are compelling arguments supporting the likelihood of inflation remaining at higher-than-average levels for the foreseeable future, potentially even throughout the remainder...

Have you heard of the Rockefellers? If you have, then you probably know he made his money in the oil industry.  But did you know he used another strategy to grow and preserve his wealth for generations?  Today, the Rockefeller family is worth $360 million. The strategy they've used to build fortunes is known as infinite banking. And we've got Sarry Ibraham, a financial specialist, here today to talk about what infinite banking is and how you can use it to level up your approach to real estate investing.  Sarry Ibrahim is a financial specialist, private money lender, real estate investor and member of the Bank On Yourself Organization. He helps business owners, real estate investors, and full time employees grow safe and predictable wealth regardless of market conditions using a financial strategy that has been around for over 160 years. Sarry started this journey when he was in grad school completing his MBA. He worked for companies like Allstate, Blue Cross Blue Shield, Cigna Healthspring, and Humana before founding Financial Asset Protection, a financial services firm that focuses on one sole concept; the Bank On Yourself ® concept. Are you ready?  In this episode, Sarry discusses:

Mock and Daisy have teamed up with Chief Investment Officer at Bulwark Capital, and the host of Know Your Risk Radio, Zach Abraham. It's no secret that times are hard and money is tight so the Chicks wanted to bring in an expert to answer all of your money, investing, and risk management questions!Please support our great sponsors at:4Patriotshttps://4patriots.comDon't let a power outage catch you off guard. Get the Solar Go-Fridge today and save 10% with code CHICKSBirch GoldText CHICKS to 989898Text CHICKS to 989898 for your free gold info kit..Bonefroghttps://bonefrogcoffee.comCoffee at its best! Save 10% off your Bonefrog Coffee subscription today.Bulwark Capitalhttps://knowyourriskradio.comSign up for Zach's FREE Webinar on May 25th 3pm Pacific. Fresh Pressed Olive Oilhttp://chicksloveoliveoil.comShop now and get a full size bottle of olive oil for free. Just pay $1 to cover shipping. Genucel genucel.com/chicksWhy waste time and money to get “work” done on your face when you can get Genucel Skincare shipped right to your door. Healthycell https://healthycell.com/chicks7 day trial packs for just $19.99 and shipping is FREE also use code CHICKS to save 20% on your order. My Pillowhttps://mypillow.com/chicksBuy One Get One Free on the My Pillow 2.0 with code Chicks in the Radio Listener's Square.RuffGreenshttps://ruffchicks.comGet your FREE Jumpstart Trial Bag of Ruff Greens, simply cover shipping.

The Survival And Basic Badass Podcast Episode: 20 Essentials You Need Before It's Too Late Get Badass Gear @ www.preppingbadass.com Badass YouTube Channel Badass Facebook Group Badass Facebook Page Email Us @ preppingbadass@gmail.com  

The Federal Reserve has raised interest rates 10 times since 2022. But you probably wouldn't notice those hikes in a traditional savings account. Dylan Lewis caught up with Robert Brokamp to discuss: - How banks benefit from your inertia, and how that costs you - Ideas for managing cash for the next few weeks, months, and years - Money market funds paying more than 4%, and the caveats to understand before utilizing those accounts - Who can benefit from I Bonds and less-liquid savings vehicles Website mentioned: https://www.fool.com/the-ascent/ Host: Dylan Lewis Guest: Robert Brokamp Producer: Ricky Mulvey Engineer: Rick Engdahl

Questions From The Flight Deck:  What the heck is ChatGPT, and what jobs will most be impacted? What is it...? https://en.wikipedia.org/wiki/ChatGPT What jobs are at risk...? https://www.visualcapitalist.com/cp/which-jobs-artificial-intelligence-gptimpact/ What about ChatGPT from an investing perspective? ETFs: AIQ, BOTZ, ROBT, AIEQ – see Kwanti. https://www.visualcapitalist.com/how-smart-is-chatgpt/ AI in the Cockpit? https://theaircurrent.com/technology/natural-language-processing-aviation-atccockpit/   Optimism – It's NOT cool! Have we always been pessimistic? Or is it a new phenomenon? “The preacher man says it's the end of time and the Mississippi river, she's goin dry...the interest is up and the stock market's down and you only get mugged if you go downtown...” Great survival story...Hank Williams Jr. If Everything is Getting Better, Why Are People So Pessimistic? “...Those are three emotional biases toward pessimism. We also have cognitive biases that incline us that way, foremost among them being the “availability heuristic.” This is a feature of the psychology of probability also documented by Tversky, in collaboration with the Nobel Prize–winning economist Daniel Kahneman. Forty years ago, Kahnemanm and Tversky argued that one of the ways the human brain estimates probability is by using a simple rule of thumb: the more easily you can recall an example of something, the more likely you estimate it to be. The result is that anything that makes an incident more memorable will also make it seem more probable. The quirks of the brain's ability to retain information will bleed into our estimates of a risk's likelihood.” “...The bad‐ dominates‐ good phenomenon is multiplied by a second source of bias, sometimes called the illusion of the good old days. People always pine for a golden age. They're nostalgic about an era in which life was simpler and more predictable. The psychologist Roger Eibach has argued that this is because people confuse changes in themselves with changes in the times. As we get older, certain things inevitably happen to us. We take on more responsibilities, so we have a greater cognitive burden. We become more vigilant about threats, especially as we become parents. ...At the same time, we see our own capacities decline. As we get older, we become stupider in terms of the sheer ability to process and retain information. There's a strong tendency to misattribute these changes in ourselves to changes in the world. A number of experimental manipulations bear this out. If you have people try to make some change in their lives — say, to eat less fat — often they become convinced that there are more and more advertisements for fatty foods.”   Ten Reasons Clients Should Be Optimistic About The Future: https://www.fa-mag.com/news/ten-reasons-clients-should-be-optimistic-about-the-future-72935.html?section=68&utm_source=FA+Subscribers&utm_campaign=d580b67712-FAN_IP_Next_Chapter_Parnassus_050422_COPY_01&utm_medium=email&utm_term=0_6bebc79291-d580b67712-240228216  The US is a net oil exporter. Higher short-term interest rates. Inflation is moderating Companies are great at passing along costs. Now is the time to seek out lower cost providers/products. The Federal Reserve is not a bunch of dummies. Companies know how to cut expenses to boost profits. The stock market has been the best way to make money consistently for decades. The US dollar is the world's reserve currency. Riding High...   Some Alternatives: https://www.nbcnews.com/business/economy/how-is-the-economy-doing-right-now-inflationinterest-rate-hikes-rcna73613 Inflation cooling – 4.9% in April – announced today – 10 May 2023. The Fed doesn't have as much control as you think. And no more, QE! https://awealthofcommonsense.com/2023/05/some-things-the-fed-doesnt-control/ US households are in excellent shape, the ratio of liabilities to net wealth has declined 50% since the 2008 financial crisis, and household leverage is currently at levels last seen in the early 1980s; see chart below. If the unemployment rate rises, consumer spending will slow down, but the starting point for US households is very strong. Balance Sheets Are Barriers Against Contagion...Household, corporate and bank balance sheets are more resilient today than during past crises.   Factfullness: Ten Reasons We're Wrong About the World—And Why Things Are Better Than You Think. https://www.amazon.com/Factfulness-Reasons-World-ThingsBetter/dp/1250123828/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=&sr= Author Hans Rosling   Quotes The first is from philosopher, historian, psychologist, William James: “Pessimism leads to weakness, optimism to power.”  The second from the late former Chairman of the Joint Chiefs of Staff, Army General Colin Powell: “Perpetual optimism is a force multiplier.”   Resources https://www.theatlantic.com/newsletters/archive/2022/09/bill-melinda-gatesfoundation-goalkeepers-report-poverty/671415/ https://www.morningstar.com/articles/1103776/why-optimism-is-a-secret-weapon-ininvesting https://www.cbo.gov/publication/58612#:~:text=In%20CBO%E2%80%99s%20projections%2C%20the%20U.S.%20population%20increases%20from,accounts%20for%20all%20population%20growth%20beginning%20in%202042 https://www.forbes.com/advisor/investing/is-inflation-good-or-bad/ https://www.reference.com/world-view/inflation-good-bad-5bcd09b085e0a85d

When inflation rises too sharply and currency loses its' value, governments can and do take away all the value of the currency in a process called "demonetization". In this episode, Ronni and Brittany talk about what's happening in Zambia.

Is inflation really 'under control'? Well, just take a look at your bills. Does it look like 4.9%? Most likely not! Government, however, is always trying to spin reality into narratives that fits its own agenda; and its agenda is to always spend more money (that it doesn't have) at artificially low interest rates. So is inflation really 'cooling'? Look at your bills. No outside "experts" needed.

In today's episode, Preston Caldwell, senior U.S. economist for Morningstar Research Services, discusses the U.S. debt ceiling, banking sector crisis, and strong jobs market.IntroductionDisney's Disappointing Fiscal Q2 PayPal Strong Start to 2023Shopify's Stellar Quarter Talk about where it looks like inflation is headed.  -What are your thoughts on whether we're headed toward an 11th interest rate hike or a pause?What's happening in the jobs market?What is the debt ceiling and how does it work?Are there any other areas that people should be looking out for if debt default were to happen?What kind of fallout will recent bank failures have on the economy?3 Inflation-Fighting ETFsRead about topics from this episode.  Disney Earnings: Smaller Streaming Losses Are Nice, but Subscriber Growth Needs ReinvigoratingPayPal Earnings: Growth Picks Up, Strong Margin ImprovementShopify Earnings: Strong Results as Revenue and Profitability Top ExpectationsFed's Powell Hints at—but Doesn't Commit to—a Pause After the Latest Rate HikeWhen Will the Fed Start Cutting Interest Rates?What Will the Upcoming GDP Report Show About the U.S. Economy? What to watch from Morningstar.Active ETFs Take Off –– 3 Ideas for InvestorsBerkshire Hathaway: 4 Questions and 5 Cheap StocksMorningstar Investment Conference: Recession Risks and the MarketsPlanning to Retire Soon? Flexibility and Spending Count Read what our team is writing:Ivanna HamptonPreston CaldwellDaniel Sotiroff Follow us on social media.Ivanna Hampton on Twitter: @IvannaHamptonFacebook: https://www.facebook.com/MorningstarInc/Twitter: https://twitter.com/MorningstarIncInstagram: https://www.instagram.com/morningstar... LinkedIn: https://www.linkedin.com/company/5161/

 Co-hosts Bill Condon and Matt McGregor sit down with Nicole Sayers of Colliers to discuss the current state of the debt and equity markets. We discuss the following topics: Rising commercial interest rates and how they are affecting businesses The challenges of getting commercial debt, especially for high-risk businesses Current trends in the debt and equity markets, such as the increasing use of technology and alternative lending sources How interest rates and inflation affect the debt and equity markets How geopolitical events, such as trade tensions and political instability, impact the debt and equity markets Key Takeaways: Commercial interest rates are rising, which is making it more expensive for businesses to borrow money. This can make it difficult for businesses to raise capital and expand their operations. It is becoming more challenging to get commercial debt, especially for businesses that are considered to be high-risk. This is because lenders are becoming more cautious about lending money to businesses that may be unable to repay their loans. There are a number of current trends in the debt and equity markets, including the increasing use of technology to automate and streamline the lending process and the growing popularity of alternative lending sources, such as peer-to-peer lending and crowdfunding. These trends are changing the way that businesses raise capital. Interest rates and inflation can have a significant impact on the debt and equity markets. When interest rates rise, the cost of borrowing money increases, which can make it more difficult for businesses to raise capital. Additionally, rising inflation can erode the value of corporate earnings, which can make stocks less attractive to investors. Geopolitical events, such as trade tensions and political instability, can also have a significant impact on the debt and equity markets. When there is uncertainty in the global economy, investors tend to become more risk-averse, which can lead to a decline in stock prices and an increase in demand for safe assets, such as bonds. Call to Action: If you are a business owner who is considering raising capital, it is important to be aware of the current state of the debt and equity markets. You should also speak with a financial advisor to get personalized advice on the best way to finance your business.   Mentioned in this episode: IndustrialAdvisors.com Nicole Sayers, Senior Vice President Capital Markets | Debt & Equity nicole.sayers@colliers.com Mobile: +1 916 844 5450

Faisal Aftab is the Founder & General Partner Zayn Capital. Check out the trainings from Sarmaaya Financials: Training List: https://sarmaaya.pk/trainings/?src=tbt Technical Training Masterclass 2.0: https://sarmaaya.pk/trainings/details?tid=1&src=tbt Fundamentals of Capital Market: https://sarmaaya.pk/trainings/details?tid=2&src=tbt Do not forget to subscribe and press the bell icon to catch on to some amazing conversations coming your way! Socials: TBT's Official Instagram: https://www.instagram.com/thoughtbehindthings   Muzamil's Official Instagram: https://www.instagram.com/muzamilhasan   Support our podcast: https://anchor.fm/syed-muzamil-hasan-zaidi3/support   Faisal Aftab's LinkedIn: https://www.linkedin.com/in/faisal-aftab-93a8b3129/ Podcast Links: • Spotify: https://spoti.fi/3z1cE7F    • Google Podcast: https://bit.ly/2S84VEd     • Apple Podcast: https://apple.co/3cgIkfI     --- Support this podcast: https://podcasters.spotify.com/pod/show/syed-muzamil-hasan-zaidi3/support

The current economic situation is posing several challenges for working people. Despite contributing to their 401k plans for 2.5 years, the values have remained stagnant, wiping out any extra savings that they could have had. This has left many people feeling frustrated and helpless, especially those who had hoped to have some financial cushioning for the future. Inflation is another significant factor affecting people's finances. Inflation rates are so high that even those with incomes well over $100k are feeling the pinch. The high cost of goods, services, and basic necessities is making it difficult for people to make ends meet. This is leading to increased debt, which further exacerbates the problem. Additionally, while home values have increased in recent times, the lack of available inventory and skyrocketing interest rates and new construction costs have made rent and mortgages unaffordable for everyone except top earners. This has caused many people to feel that owning a home is no longer a feasible option, which is a significant disappointment for those who had hoped to establish a stable and secure future for themselves and their families. Overall, the current economic assessment reveals that there are significant challenges facing working people. The stagnant 401k values, high inflation rates, and unaffordable rent and mortgage costs are just some of the issues that people are grappling with. It is essential to keep a close eye on these developments and look for ways to mitigate their impact on people's lives. The other question is, will it get better or worse? Show Notes: https://www.christopherscottshow.com/show-notes LEAVE A MESSAGE AND MAYBE I'LL MENTION IT ON THE SHOW! https://www.christopherscottshow.com/contact  

Nobel-winning economist Robert Lucas Jr. died on Monday. His revolutionary theories transformed the field of macroeconomics. His influential "Lucas critique" argued economic policy must take into account people's decisions in reaction to the policy itself, and just as importantly, their expectations. Not only is he remembered as a brilliant mind, but a supportive colleague as well. On today's episode, we remember Robert Lucas and his legacy.For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org.

(5/18/23) Markets rallied to top of their trading range, thanks to better-than-expected results from Target and anticipated from Walmart. The AI Revolution is driving markets upwards with just a few stocks; the impact of AI on Jobs and profit margins still to be seen; there is real potential for productivity increases. Is it real, or is it AI? Which jobs are at risk, and where will new jobs be created? Target & WalMart wins: What recession? Excluding inflation, stocks are down, and there are still recession warnings from Home Depot and Target. Have we already gone through a recession that didn't register? Inflation masks the data. Market expectations vs History: Rate cuts expected in first half of 2024; Fed Funds futures remain bullish; market performance will be very dependent upon jobs. SEG-1: Markets Lifted to Top of Trading Range SEG-2: Speculating on the AI Revolution SEG-3: How Inflation Masks the Data SEG-4: Market Expectations vs History Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=q-PJcFnut-Q&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell | "Is It Too Late to Get Into AI Trades?" is here: https://www.youtube.com/watch?v=9uN009ZF1WM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 -------- Our previous show is here: "The Debt Ceiling Debate: Will We Really Default?" https://www.youtube.com/watch?v=GNboprBa9xg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s -------- Register for our next Candid Coffee: "Breaking Your Money Malaise this Summer https://us06web.zoom.us/webinar/register/1116747842950/WN_ht5MHKFTSX2kRo0__-DtLw ------- Articles Mentioned in Today's Show: "Headwinds To Lower Bond Yields" https://realinvestmentadvice.com/headwinds-to-lower-bond-yields "The AI Revolution. A Repeat Of History." https://realinvestmentadvice.com/the-ai-revolution-a-repeat-of-history/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #Recession #RetailSales #Target #HomeDepot #Walmart #ArtificialIntelligence #Inflation #Markets #Money #Investing

Mortgage interest rates have trended down recently, but they're still relatively high compared to previous years. Inflation is also going in a positive direction, but remains a factor for those in the market to buy a home. Whatever the outside variables, there are several resources for Native home buyers. We'll get the latest trends on what is typically the largest single purchase in peoples' lives. GUESTS Jonelle Yearout (enrolled at the Nez Perce Tribe), executive director of the Nimiipuu Community Development Fund Rudy Soto (Shoshone-Bannock), USDA Rural Developoment Idaho State Director Pamela Ranslam, homeownership services manager for Nixyáawii Community Financial Services Dave Castillo, CEO of Native Community Capital

Since mid-2016, Petrobras had pegged fuel prices in refineries to international fluctuations. That policy is gone four and a half months into the Lula administration.Support the show

We go into a spontaneous discussion about credit cards, carrying debt, credit lines, the American financial system and more!   TIMESTAMPS: (0:00) Our sponsors (4:00) The credit card game (6:00) Credit scores (8:00) Charging interest (11:00) Slippery slope of using credit (13:30) Is the credit system a scam? (20:00) Bombarded with credit card offers (22:30) Islamic countries don't have interest (26:40) Debt creating learned helplessness (28:00) The strength of the American dollar (32:00) Inflation & investments (36:30) Excessive consumerism  (35:40) Skills pay the bills (42:00) Outro   SPONSORS: VITAL RED LIGHT: Experience the healing power of red and infrared light therapy to rejuvenate your skin, mind, and body: Use code 2AM for 15% off! PORTAL: Finally get the sleep you've dreamed of with scientifically backed ingredients from Portal. It'll blow your mind. Use the link and code 2AM for 10% off: www.withportal.com/2AM EKSTER: Get the highest quality smart wallet on the market for up to 30% off using code 2AM in combination with this link here: https://shop.ekster.com/2ampodcast FOLLOW THE 2AM PODCAST: ALL PLATFORMS

Dave Ramsey & Rachel Cruze answer your questions and discuss: Should we buy a bigger house or use a HELOC to add on?" "What should I do with an old 401(k)?" from the blog: 401(k) Rollovers: Everything You Need to Know, "Pausing investing to cash flow a new HVAC?" Should we pay someone to manage our investments? Support Our Sponsor: Zander Insurance Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

In this Real Estate News Brief for the week ending May 13th, 2023... some good news about inflation, how a U.S. debt default might impact housing, and a new Gallup Poll on investor preferences.   Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.   Economic News   We begin with two inflation reports from this past week. The first was a report on the Consumer Price Index for April. The CPI shows a .4% rise in consumer prices which is a slight increase from the previous month, but it brought the annual rate below 5% for the first time in two years. It hit a high of 9.1% last summer, but is now down to 4.9%. The core rate, which omits food and fuel, was also down .4%, with an annual rate of 5.5%. Shelter prices rose the most, but those prices are slowing down. It's interesting to note that the three-month annualized rate is now at 3.2%. (1)   Producer prices are also coming down. The Labor Department reported a .2% increase in the Producer Price Index for April, with an annual rate of 2.3%. The PPI's core rate was also down .2% but the annual rate is a bit higher, at 3.4%. As MarketWatch reports: “Inflation is moderating at the consumer and producer levels. This is adding to market expectations that the Federal Reserve will refrain from raising interest rates further at the next meeting in mid-June.” (2)   The Fed's preferred report on inflation, known as the Personal Consumption Expenditure Index or PCE, will play a big role in what the Fed does next. That's coming out at the end of this month.   Weekly jobless claims were a surprise on the upside, with 240,000 people filing for benefits. They were 22,000 higher than they were for the previous week. Economists had only expected an increase of 3,000. That's the highest number of claims since October of 2021. The numbers have been steadily rising since January, for a total of 1.81 million continuing claims. Higher numbers indicate a softening of the job market and slower wage growth which the Fed wants to see in its fight against inflation. (3)   Mortgage Rates   Mortgage rates are still idling in the lower 6% range. Freddie Mac says the 30-year fixed-rate mortgage was down four basis points to 6.35% this last week. The 15-year was down one point to 5.75%. (4) Freddie Mac's chief economist, Sam Khater, says: “A recent sideways trend in mortgage rates is a welcome departure from the record increases of last year.” (5)   In other news making headlines…   Mortgage Rates Would Skyrocket if U.S. Defaults on Debt   As lawmakers haggle over the debt ceiling, there's concern about what would happen if they don't come to an agreement and the government defaults. According to Zillow, it would have a devastating impact on the housing market, with mortgage rates potentially rising to 8.4%. That would increase a typical mortgage payment by 22%. (6)   Zillow says if mortgage rates get to the 8% level, existing home sales could fall from April's 4.3 million to around 3.3 million in September. That's a 23% drop. Zillow's senior economist, Jeff Tucker, acknowledges that a default is “unlikely” but if it did happen, he says it would send the housing market into a “deep freeze.”   It is hoped that President Joe Biden and Speaker of the House Kevin McCarthy will hammer out a deal by June 1st. In a Bloomberg interview, Treasury Secretary Janet Yellen said: “There is no satisfactory solution for the U.S. that's good for the economy and financial markets other than Congress acting to raise the debt ceiling.”   Fed's Rate Hikes Are Now Hurting the Housing Market   Housing economists are not happy about the latest rate hike. The Fed hiked short-term rates another quarter point to a range of 5 to 5.25%. The National Association of Realtors' Lawrence Yun and the National Association of Home Builders' Robert Dietz call it “disappointing.” They say the high rates are freezing loan activity and hurting the economy. (7)   They say that consumer prices have been coming down for months and the last rate hike wasn't necessary. Yun says that: “Regional banks are an important source of loans – but they are frozen.” He says: “They are shuffling their balance sheets and figuring out what to do.”   Dietz says that higher rates are making it harder for developers to build homes, which are badly needed to boost inventory. He says: “We need to be building more than 1.1 million homes a year to haVe a meaningful impact on the lack of inventory.”    Real Estate Still a Top Investment Choice, but Lead is Shrinking   A recent Gallup poll shows that real estate is still a top investment choice, but the lead is shrinking. In 2022, 45% of the participants said that real estate is the best long-term investment. This year, that percentage shrank to just 34%. (8)   Many consumers have turned to gold, which has now taken second place and pushed stocks into third. Gold was favored by 26% this year, compared to 15% last year. Stocks dropped from 24% last year to 18% this year. Savings accounts, CDs, and bonds are up slightly but they are still in fourth place.    Gallup asked some of the participants about crypto, but that has lost its luster with the recent collapse of the FTX crypto exchange, and a decline in crypto prices, especially for bitcoin. Only 4% of Americans are choosing crypto. Last year, it was 8%.   That's it for today. Check the show notes for links, and the “Join for Free” button to become a member of RealWealth. It's free to join, and you'll have full access to our website including our investor portal where you can check out various rental property markets and find out how to make real estate work for you in this tough environment.   And please remember to hit the subscribe button, and leave a review!   Thanks for listening. I'm Kathy Fettke.   Links:   1 - https://www.marketwatch.com/story/u-s-consumer-price-inflation-cools-to-lowest-rate-in-two-years-in-april-ef69d854?mod=home-page   2 - https://www.marketwatch.com/story/u-s-april-producer-prices-rise-2-3-over-past-year-smallest-increase-since-january-2021-8afa903e?mod=economy-politics   3 - https://www.marketwatch.com/story/jobless-claims-hit-264-000-in-latest-week-highest-level-since-last-october-d63852a4?mod=economy-politics   4 - https://www.freddiemac.com/pmms   5 - https://www.nar.realtor/magazine/real-estate-news/mortgage-rates-are-steadily-edging-downward   6 - https://therealdeal.com/national/2023/05/12/us-default-would-send-mortgage-rates-past-8/   7 - https://www.nar.realtor/magazine/real-estate-news/housing-economists-fed-policy-now-hurting-real-estate   8 - https://news.gallup.com/poll/505592/real-estate-lead-best-investment-shrinks-gold-rises.aspx?utm_source=google&utm_medium=rss&utm_campaign=syndication

Between the debt ceiling drama… interest rate hikes… inflation and stagflation… and mixed economic signals… it's hard to make sense of all the chaos right now.   The media says inflation is coming down… But I have a quick rant about why you shouldn't be fooled by the latest economic data—or the talking heads. I also explain why it's insane for anyone to expect a rate cut this year.   Next, I break down the government's crazy spending spree… and why it's going to be a big problem going forward, especially for the U.S. dollar.   The latest round of 13Fs are in—showing what the biggest money managers invested in last quarter. I highlight one sector these guys have been piling into… and why it's a major red flag for the economy.   Home Depot (HD) reported earnings yesterday. I break down the results and explain why things will get much worse for the retailer. Plus, I share two stocks that are much better buys right now.   Tomorrow on WSU Premium, Daniel and I will highlight around 20 more names that will give you more bang for your buck than HD. Make sure to catch the episode—Subscribe to WSU Premium at WSUoffer.com.   In this episode Making sense of the market chaos [0:30] Inflation is still running rampant [3:35] Don't expect a rate cut this year [7:30] Our national debt is out of control [10:00] A major red flag in the latest 13Fs [13:05] Shares of HD are overpriced [19:50] Tomorrow's can't-miss episode of WSU Premium [27:05]   Enjoyed this episode? Get Wall Street Unplugged delivered FREE to your inbox each week: www.curzioresearch.com/wall-street-unplugged/   Wall Street Unplugged podcast is available at: --iTunes: itunes.apple.com/us/podcast/wall-street-unplugged-frank/ --Stitcher: www.stitcher.com/podcast/curzio-research/wall-street-unplugged-2 --Website: www.curzioresearch.com/category/podcast/wall-street-unplugged/   Twitter: twitter.com/frankcurzio Facebook:. www.facebook.com/CurzioResearch/ Linkedin: www.linkedin.com/in/frank-curzio-690561a7/ Website: www.curzioresearch.com

The number of Americans filing new claims for unemployment benefits have jumped to a 1-1/2-year high, pointing to cracks in the labor market as demand slows, potentially giving the Federal Reserve room to halt further interest rate increases next month. With demand cooling, inflation pressures are subsiding. Data from the Labor Department indicates that producer prices rebounded modestly in April, leading to the smallest annual increase in wholesale inflation in more than two years.In this episode of The Higher Standard, Chris and Saied examine this news and determine the effect it will have on the economy as a whole.They discuss a Labor Department report showing that the consumer price index (CPI), which measures the cost of a broad swath of goods and services, increased 0.4% for the month, in line with the Dow Jones estimate.Chris and Saied look at comments from JPMorgan Chase CEO Jamie Dimon that markets will be gripped by panic as the U.S. approaches a possible default on its sovereign debt, calling the default "potentially catastrophic" for the country.They also offer some thoughts on a statement by New York Federal Reserve President John Williams, who cautioned that interest rate increases will take a while to work their way through the economy before inflation returns to an acceptable level.Join Chris and Saied for this fascinating and informative conversation.Enjoy!What You'll Learn in this Show:Why services inflation is really consumer discretionary spending more than anything else.Why housing prices are excluded from the Labor Department's CPI report.The odds of a Fed rate cut this year.Why the Fed's 'stress tests' for banks failed.And so much more...Resources:"Jamie Dimon warns panic will overtake markets as US approaches debt default" (CNBC via Instagram)"The family behind First Citizen's Bank is $1 billion richwer since SVB" (Bloomberg Business via Instagram)"AirBnB stock craters - founders lose $4 billion in one day" (Forbes via Instagram)"Inflation rate eases to 4.9% in April, less than expectations" (CNBC)"Wholesale prices rose just 0.2% in April, less than estimate as inflation pressures ease" (CNBC)"Fed's John Williams says rates could be increased if inflation doesn't come down" (CNBC)"Worries linger about financial stability following bank rescue, Fed report shows" (CNBC)"US weekly jobless claims hit 1-1/2-year high; inflation subsiding" (Reuters)

This episode, Holly explains the benefits of being a freelance grant writer, the opportunities for freelance grant writers during a recession, and how much freelance grant writers can expect to make. Becoming a freelancer during a recession can seem like a scary prospect, and with economic uncertainty, it's natural to wonder if freelance grant writing is still a good job. But as inflation cuts into salaries, freelancers are able to adjust their prices, services, and clients to meet their needs while employees are stuck with a fixed wage and falling spending power. This episode, Holly explains the benefits of being a freelance grant writer, how freelance grant writers make money, and how competitive the freelance grant writing market is. Holly also talks about the number of federal grants that are issued each year, why a recession is one of the best times to become a freelance grant writer, and how the non-profit sector is able to grow during a recession. What you'll learn in this episode: ✨The benefits of being a freelance grant writer. ✨How to make money as a freelance grant writer. ✨How many clients freelance grant writers need to support themselves. ✨How competitive the freelance grant writing market is. ✨How the non-profit sector is able to grow during a recession. ✨How much money the government has allocated to grants. ✨How many federal grants are issued each year. ✨Why now is the best time for freelance grant writers. ✨The benefits for non-profits of hiring a freelancer instead of an employee. ✨How much freelance grant writers can charge. ------------------------------------------------ ✨

Photo: No known restrictions on publication. @Batchelorshow 1899 Dawson City Klondike #NewWorldReport:  Argentina inflation at 109% and the Peronists win an election. Joseph Humire @JMHumire @SecureFreeSoc. Ernesto Araujo, Former Foreign Minister Republic of Brazil. #NewWorldReportHumire https://www.reuters.com/world/americas/country-beggars-argentines-reel-104-inflation-keeps-rising-2023-05-12/ https://www.reuters.com/world/americas/argentinas-ruling-peronist-party-wins-provincial-elections-2023-05-15/ https://www.reuters.com/markets/rates-bonds/argentina-plans-new-rate-hike-more-fx-intervention-inflation-soars-2023-05-14/

In late April, we brought together a panel of leading thinkers and executives from across the sector to discuss the impacts of rising interest rates on commodities in front of a live audience in New York City. This inaugural Live HC Insider Podcast event was hosted by HC Group and Brown Brothers Harriman. Where are rates headed? What does it mean for prices, traders, producers, investment and the energy transition? Our panelists were Roland Rechsteiner (Partner, McKinsey), Lewis Hart (Managing Director, BBH), Dwight Anderson (Founder, Ospraie Management), Mark Kristoff (CEO, Traxys), and Adam Rozencwajg (Managing Partner, Goehring & Rozencwajg). The panel opened with an update on rates from Scott Clemons (Chief Investment Strategist at Brown Brothers Harriman). 

0:00 Intro 0:50 How I super glued my dog back 15:48 Inflation 23:44 Currency Collapse 30:10 EPA 34:38 Twitter 41:38 World War 3 51:35 2024 Elections - How I super glued my dog back together after a freak injury - EPA announced new rules that will DESTROY the U.S. power grid by 2030 - US currency collapse is already BAKED IN and impossible to stop - Western nations are following the patterns of history that always lead to war and collapse - Elon Musk hires a WEF globalist to ruin Twitter and oppress free speech - UK government ships dirty bomb DU rounds to Ukraine, Russia blows up entire ammo depot - Desperate western nations will pollute Ukraine with radioactive dust, causing cancer - Why Trump is the favorite for the Republican nomination - Will the DNC interfere with RFK's campaign? Of course they will, they're cheaters! For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Fed officials say more work needs to be done on fighting inflation, but what does that mean for the markets with the next FOMC meeting a month away? Plus, our market guest is eyeing big opportunities in regional banks. He'll reveal the four names he's fixing to scoop up. And three big deals making headlines today – are they part of a larger trend? We'll debate on the return of M&A mania.

In the latest episode of Stansberry Investor Hour, Dan and Corey welcome Bob Elliott to the show. Bob is the co-founder, CEO, and chief information officer of Unlimited, a firm that uses machine learning to create products that replicate index returns. Bob drops in to share his valuable perspective on inflation intricacies and supply-chain issues.  But first, Dan and Corey address the unique challenges the housing market is facing right now... particularly how homeowners are holding on to their properties due to historically low mortgage rates. While advantageous for homeowners, this trend has reduced housing supply and subsequently driven prices upward. Bob Elliott then joins the conversation to provide his insights on the current state of the Consumer Price Index. He highlights the underlying inflation in the economy, which is closely tied to wages and service prices, resulting in a stable inflation rate of 5%. He explains... "Once we started to get a flattening out of oil prices... and used auto prices... those going from falling to flat has a positive pressure on inflation." Bob also delves into the gradual nature of housing cycles and the dynamics of the housing market throughout and following the pandemic. "That's the nature of these cycles... They don't progress rapidly. They aren't the kind of force that will drastically alter the Federal Reserve's outlook within the next three months." Bob explains that numerous structural and tactical factors influence these cycles. However, as input costs decrease, construction activity is expected to increase, which will eventually stimulate economic growth. ➡️ Watch Here

If you think things are bad at Bud Light, have you seen Budweiser? In today's show, Trish Regan examines the rest of AB Inbev's beer portfolio. Plus, Twitter has a new CEO. Is Linda Yaccarino from NBC up to the job? And, the rhetoric surrounding a potential default on U.S. debt is getting strong. Lots of blame, lots of brinkmanship - but, what does it mean for YOU? Trish explains. Don't forget to subscribe to YouTube to SEE the program live.  https://Youtube.com/TrishReganChannel Today's program is sponsored in part by: https://LegacyPMInvestments.com https://RuffGreens.com/Trish    Support the show: https://trishregan.store/See omnystudio.com/listener for privacy information.

“The people who worked as economists, who were against inflation, they were basically frozen out of the universities, etc. They, the politicians, wouldn't listen to them.”— Rune ØstgårdRune Østgård is the Author of ‘Fraudcoin: 1000 Years with Inflation as a Policy'. In this interview, we discuss inflation's historical introduction and use as an exploitative tool by elites and how, in various phases of history (most recently, the early 20th century), inflation was not viewed as a required economic phenomenon. To Rune, there is no more important subject to understand than inflation. - - - - In the 1700s, Scottish philosopher and economist Adam Smith was the first to use the term “inflation” in his book, “The Wealth of Nations.” Smith argued that inflation resulted from an increase in the amount of money in circulation, which caused goods and services to be more expensive. But inflation is not a modern phenomenon. It has been in existence for centuries. And historical analysis shows that it has been used as an exploitative tool by elites throughout the ages. Rune Ostgard has traced the use of inflation back to its use in his home country of Norway in 1050 AD, its use by a tyrant King, and its role in the effective ending of the Viking era. Rune states that it is this historical knowledge that shows firstly how ruinous inflation can be and, secondly, why it is not an inevitable or necessary feature of economic systems. Famously during the 19th century, there was a sustained period when deflationary growth occurred in the United States.And yet, for the past 100 years, we have been conditioned to accept inflation as an essential economic driver. Its insidious nature has been hidden by a period of low rates of inflation. Now, however, with inflation rising to double-digit levels across many parts of the world, its destructive compounding impacts are more apparent. We are now, therefore, at a time when it is necessary to question inflations societal value and whether there are other ways of managing our economies. Whilst Bitcoiners have a viable future mapped out, Bitcoin is still viewed by many with suspicion. But, as the fiat system continues to unravel, the value of Bitcoin becomes ever more easy to explain.- - - - This episode's sponsors:Iris Energy - Bitcoin Mining. Done Sustainably Ledn - Financial services for Bitcoin hodlersBitcasino - The Future of Gaming is hereLedger - State of the art Bitcoin hardware walletWasabi Wallet - Privacy by defaultUnchained - Secure your bitcoin with confidence-----WBD658 - Show Notes-----If you enjoy The What Bitcoin Did Podcast you can help support the show by doing the following:Become a Patron and get access to shows early or help contributeMake a tip:Bitcoin: 3FiC6w7eb3dkcaNHMAnj39ANTAkv8Ufi2SQR Codes: BitcoinIf you do send a tip then please email me so that I can say thank youSubscribe on iTunes | Spotify | Stitcher | SoundCloud | YouTube | Deezer | TuneIn | RSS FeedLeave a review on iTunesShare the show and episodes with your friends and familySubscribe to the newsletter on my websiteFollow me on Twitter Personal | Twitter Podcast | Instagram | Medium | YouTubeIf you are interested in sponsoring the show, you can read more about that here or please feel free to drop me an email to discuss options.

Edward Chancellor is a financial historian, journalist, and author of, "Devil Take the Hindmost: A History of Financial Speculation" and his latest, “The Price of Time: The Real Story of Interest” The two books link together the history of money and finance, and human culture.  In today's episode we explore the ways in which money and finance is embedded deeper in our lives than we may have previously thought.  ------ ✨ DEBRIEF | Unpacking the episode:  https://www.bankless.com/debrief-edward-chancellor    ------ ✨ COLLECTIBLES | Collect this episode:  https://collectibles.bankless.com/mint  ------

Are you living the life that you were created to live? I explore.  People have harbored unfounded real estate fears for years. Here they were: 2012: Shadow inventory 2013: Boomers downsizing 2014: Rates spike 2015: PMI recession 2016: Vacant units 2017: Home prices above pre-GFC peak 2018: 5% mortgage rates 2019: Recession? 2020: Pandemic 2021: Forbearance crisis 2022: Rising rates 2023: Recession US houses prices are heading up this spring. The latest FHFA's Monthly Housing Report shows 4% national home price appreciation. We explore apartment reputation scores. This is a great proxy for what's happened in housing the past three years. As an investor, you have a low “loss to purchase” with your tenants. It's difficult for them to buy their first home. I discuss 12 Ways that you can raise the rent and increase the value of your property. Resources mentioned: Show Notes: www.GetRichEducation.com/449 Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Find cash-flowing Jacksonville property at: www.JWBrealestate.com/GRE Invest with Freedom Family Investments. You get paid first: Text ‘FAMILY' to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  Top Properties & Providers: GREmarketplace.com Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free—text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Credit to BiggerPockets.com   Welcome to GRE! I'm your host, Keith Weinhold. We get clear together - Are you truly living the life that you were created to live?   A housing market update with some perspective that can totally shift your real estate thought paradigm.    Then, 12 Actionable Ways that you can raise the rent and add value to your property. Today, on Get Rich Education.   Welcome to GRE! From Johannesburg, South Africa to Harrisburg, Pennsylvania and across 188 nations worldwide, I'm Keith Weinhold and this is Get Rich Education.   Last night, people were losing sleep over money. At the same time, last night, you made money… as you slept.   Are you living the life that you were created to live?   Your big ideas, your grandiose hopes and ambitions that you promised yourself that you would follow through on someday… have they turned into fears?   Even ones that you had as a child - like to be an astronaut or a firefighter. Today, it might simply be that you would have quit your soul-sucking job by now.   Maslow's Hierarchy of Needs - how many are you fulfilling? All five? There are five levels. The base level are your… What are you doing to be the most that you can be?    With financial freedom, you can control your time and have a chance at living the life that you were created to live.   How do most people think of financial betterment? In a faulty way, like…   If you get your hair cut at home and brew your own coffee at home, you figure you could save 6 bucks a day.   Hey, Men's Fast-Pitch Softball at the Moose Lodge is still free. Oh geez. So that's why it's your entertainment?   You could save a whopping $80 on flight tickets by adding an extra layover on your trip itinerary.   Or… it's buy-one-get-one free week on Hillshire Farm brand bacon at the supermarket.   Alright, how do you know that all those things right there don't move the meter in your life? It's because, ask:   How many times would you have to do that activity - like add an unnecessary flight layover - in order to acquire wealth?    None. It doesn't apply. You could practically do that an INFINITE number of times and you wouldn't acquire wealth to create the time to live the life you want.   But how many times would you need to add a flight layover in order to make you MISERABLE? There IS a number. There is a certain number.   Doing those trivial things only helps ensure that you stay at a soul-sucking job.   Because rather than taking your time - a zero-sum game - rather than HAVING your time engaged in expansionary activities, you were focused on contracting.    You were focused on where there's a low upside rather than activities that have an upside with no ceiling.   Another way to ask if the activity is expansionary and moving you toward financial freedom is: Did you overcome FEAR in fulfilling that task?   Yes, it's an inconvenient truth that facing & overcoming fear is what makes you grow.   Did you overcome fear when you brewed coffee at home or got some stupid discount on grocery store bacon?   What are the activities you do that move you toward financial freedom - not debt-freedom - but financial freedom & overcome fear & grow.   That's an activity like:   Making your first home a fourplex with an FHA loan… or repositioning your dead equity, like Caeli Ridge & I discussed here two weeks ago… or buying an income property across state lines… or learning how to become a savvy private lender… or finding out how to become an accredited investor.   Are you living the life that you were created to live?   Now you've got some examples, some milestones, and some checkpoints so that you'll know if you're either on the right trajectory - or hopefully - if you've been listening here long enough… you're living that life… now.   Why would you live one more day of your life “below your means” than what's absolutely necessary. That should only be a short-term life mode.   Don't live below your means, grow your means.   Live the life that you were created to live.   But the major media channels stir up so much fear - and even niche ones - that it can often paralyze, even some clear thinkers.   Despite the fact that today's real estate appreciation rates are quite normalized and modestly growing, some people still have unfounded fear over real estate.   And non-doers are always trying to time the market… and timing the market doesn't work.    Here's what fearful permabears are concerned about. It's always something in real estate.    In 2012, it was “Shadow inventory”. Remember that? Never came to pass, just like most of this stuff.   In 2013, the fear was Boomers are downsizing   In 2014: Rates spike   In 2015, it was a PMI recession   In 2016, it was vacant units. Ha! A terrible miss.   In 2017, it was, look, nominal home prices are above the pre-GFC peak. Yeah, so what? They should be.   In 2018, it was 5% mortgage rates. That was the fear.   In 2019, I actually don't remember what the fear was that year. That was a fairly uniform year but people stirred up fear about something in order to get clicks. Call it a recession.   In 2020, it was the pandemic   In 2021, it was fear of a forbearance crisis.   In 2022, the fear was rising mortgage rates will cause a housing price crash and there's a collapse in sales volume.   In 2023, what's the fear? Are we back to recession fears again?    Gosh, people have been steadily forecasting that for 12-18 months now, it still isn't here, and it still isn't on the horizon either, as job growth numbers keep beating expectations.    If you're waiting to invest in the most proven investment of all-time - real estate, or even something else like gold or bitcoin or stocks - if you're waiting until the uncertainty dissipates, then you'll never be investing again for the rest of your life.   About the only certain thing in the investing world is persistent inflation and the fact that people are going to need a good place to live.   I invest in the certainties, not get paralyzed with uncertainty.   This way, we don't get too caught up in the latest investing fad, often like stock investors do.    In 2017, it was anything around “blockchain.” In 2021, it was the “metaverse.” In 2023, “AI” is the term that's instigated a Pavlovian response from investors salivating over the potential hundreds of billions in value that could be unlocked by the new technology… until that gets oversold. There IS some opportunity in some of those things, but as soon as people lose money in them, they revert back to principles. In a lot of ways, we stick to principles here, even if some of them are countercultural principles - like FF beats DF. Keep your debt & get more of it. More debt means you own more RE.   US house prices have stabilized and are heading up. They've gone from modest declines or steady prices… to modest growth in most regions.   That's the summary from my latest "light reading" duty—FHFA's Monthly Housing Report. It's released every month.   Some highlights from the latest one, all stats through February, and with nominal pricing… Every division east of the Mississippi is up 5% to 8% annually The Pacific division, which was hurt most, saw a 3% decline National home prices are up 4% And this index covers 400+ American cities Spring numbers will be factored in soon. Since it's property-buying season, appreciation rates will likely rise.   Like I've stated before and am becoming really somewhat known for talking about in the industry. In fact, just last week, I was in Arizona and shared this on Ken McElroy's show - the housing crash is a 100% certainty. That's because it already happened.    It was a housing supply crash three years ago, which prevented a price crash.   So then, let's look at some of the best appreciating markets in the US here, just the quick, Top 10.    And notice how widespread the national HPA is. It really just excludes the western third or western quarter of US states.   The market with the 10th most appreciation - and this is all YOY, through Q1 per the NAR:   Santa Fe, NM up 12% 9th is Hickory-Morganton, NC up 12% 8th is Appleton, WI up 12-and-a-half per cent 7th? Milwaukee-Waukesha-West Allis, WI. Up 14%. I'm doing some rounding here. 6th is Oklahoma City, up 15% Elmira, NY - hey I grew up near there - is up 15%. That's 5th.   4th is Burlington, NC up 15% YOY 3rd is Warner-Robins, GA, up 16%  2nd is Oshkosh-Neenah, WI at 17% #1 in the nation is… the Kingsport-Bristol area, which spans Virginia & Tennessee. Up 19%   I'm going to discuss apartments in a minute. But they are the 10 US areas with the largest single-family home price increase annually.   In the Information Age, a bad reputation will follow you around like your cat, internet tracking cookies, and a song that you can't get out of your head.   Apartment reputation scores are a broad measure of renter satisfaction.   It's amazing to see how closely they track the macro trends that impact tenants and property managers (PMs).   What I'm referencing here is J Turner Research's Online Reputation Assessment scores from today, and going back to March 2020.   This is a very telling pattern here.   Spring - Summer 2020: COVID descends. Lockdowns are here. Reputation scores plummet. PMs struggle to rapidly adjust to a new era where renters live and work inside their units 24/7. Everyone started using Zoom. Maintenance techs could rarely even go inside units for repairs.   Entropy ran rampant. Parents didn't know what to do with their children. Fear reigned. Common spaces closed. Neither tenants nor PMs were happy.   Then, in the…   Fall 2020 - Summer 2021: This was the boom period for apartments. PMs have solved for the new era, adopting new technologies and new strategies. They also re-open amenity spaces and in-unit maintenance.    Hey, foosball in the clubhouse is back. Apartment demand surges, and reputation scores go back up.   Late 2021: Apartment occupancy rates hit record highs. PMs again wrestle with on-site staffing shortages. Could ultra-low vacancy and still-robust leasing traffic put so much strain on property managers that reputation scores start to drop again?   Nope! Because in…   Early 2022: Reputation scores climb back up to new highs again. PMs once again adjust to the rapidly evolving climate, many leaning on early-to-mid phase adoption of centralization tech and management practices.   Mid - Late 2022: Apartment reputation scores inch back again. That's when consumers saw peak inflation—including renewal rent increases.    At the same time, demand (for all housing types, not just apartments) slowed down and you didn't see the high rent growth that you had. This puts more strain on PMs.   Inflation hit everyone, with big price hikes in property insurance, taxes, maintenance, turnover, labor, and utilities.   Early 2023: Apartment reputation scores are on the rise again, hitting new highs. Consumer inflation is cooling, while vacancy rates and leasing traffic return to more normal levels.   Some semblance of normalcy has finally returned.   At the same time, new tech adopted in the pandemic era proves to have long-term benefits to both tenants and managers.   In recent years, PMs have focused on resident satisfaction, so it's no coincidence that reputation scores keep improving.   Now today, as an investor, changes are that you have a low LOSS TO PURCHASE.   What's a “loss to purchase”. Your tenants are leaving to go buy something very often.    You, as an investor in either single-family rentals or condos or apartments - you can retain residents right now because it's so hard for them to go off and buy their own starter home.   Why's that? Well, it's not just the higher mortgage rates. It's that fact coupled with the fact that credit availability is still tough.    As you know, you need to have a lot of good documentation & income & assets to get a loan. That keeps your rent-paying tenant in place.   In 2005, we were in the opposite condition. Back then, tenants fled my units. I had a hard time retaining tenants in 2005. Why?    Because it was so easy to get a loan, you could just lie about everything on a mortgage application and no one even checked the accuracy. Bloated appraisal values even came flying in.   That's why my rental property tenants kept leaving. It seems like it was always to buy a first-time condo back in 2005.   Today, you can retain tenants. That's your upside of today's harder housing affordability and stringent lending requirements.    So, in this normalizing housing era where tenants have to live in your rental unit longer - because they have no alternative - you can find the properties most conducive to this strategy where thousands of other have created a quick account - at our marketplace: GREmarketplace.com   It's not like a big box store. It's more like an organic farmer's market. That's where the good stuff is. So, check back often for new inventory at GREmarketplace.com   You're listening to Episode 449 of the GRE Podcast… and of those 449, I think that two of them were quite good!   Haha!   Coming up shortly, 12 ways for you to raise rent and add value to your property.   If you get value from the show, please tell a friend about the show. I'd really appreciate it. Share it on your social media.   More straight ahead. I'm Keith Weinhold. You're listening to Get Rich Education.  

With bank failures eroding public confidence, Clark has an update on how to protect money beyond the FDIC insurance limit. Also today, inflation's effect on proms and weddings, and ways to stretch your dollars for special events.  FDIC Insurance: Segment 1 Ask Clark: Segment 2 Special Event Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Nearly half of Americans are nervous about their money in the bank, Gallup survey finds Get Peace of Mind for Large Cash Balances with ICS & CDARS Are Money Market Funds a Safe Place To Stash My Savings? Donor-Advised Funds: The Benefits and Drawbacks How to Set up a Backdoor Roth IRA Clark.com - How To Sell A Car Prom price index shows cost of celebration is getting relatively cheaper – even at a time of high inflation Clark Howard's Guide to Saving Money on Your Wedding The Long Demise of the Stretch Limousine Turning 26: Health Insurance Guide for Those Aging Off Their Parents' Plan How To Store Your Important Financial Documents Online How to Make a Disposable Razor Last 12 Months Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Tudor Investment founder and founder of the Robin Hood Foundation Paul Tudor Jones shares his perspective on the economy and the Fed's rate hiking strategy to tame inflation. Plus, Vice Media has filed for bankruptcy, Fanatics makes a big leap into sports betting, Twitter employees are a-twitter about their new CEO, and the debt ceiling negotiations are getting down to the wire.   In this episode:Paul Tudor Jones, @ptj_officialJoe Kernen, @JoeSquawkBecky Quick, @BeckyQuickAndrew Ross Sorkin, @andrewrsorkinKatie Kramer, @Kramer_Katie

Andrei Linde is one of the world's leading cosmological theorists, and is the father of much of Inflationary Cosmology. After Alan Guth developed the original idea of Inflation, Linde, who had been active in this area while working in Moscow, realized a way to make a workable theory out of it, resolving a major problem, called the ‘Graceful Exit' problem. After that, he made the striking realization that Inflation is inevitable, even in relatively simple theoretical models, and moreover that Inflation will in general be eternal, spawning an infinite number of ‘pocket universes', as Guth calls them, over an infinite amount of time. While there is much talk about multiverses in the context of string theory, it is the Inflationary Multiverse that is most well motivated, and is currently the most widely accepted picture of the global structure of space and time at the present moment. Andrei is not only an incredible creative scientist, he is a charming fellow. I have enjoyed my interactions with him since I first met him, about 40 years ago. He is one of a handful of leading Russian scientists who were snapped up by the US after the fall of the Soviet Union. Since arriving in the US he has helped lead a vibrant program in Cosmology and String Theory at Stanford University. I was very excited to finally be able to have a dialogue with Andrei for The Origins Podcast. His teaching schedule precluded doing something each time I had reached out to him in the past, so I felt very fortunate when the stars aligned, or at least his teaching schedule and my recording schedule aligned. What resulted is a fascinating conversation with a remarkable scientist, and a lovely conversationalist. We discussed his own experiences in Russia and then again after emigrating, as well as Inflation, Multiverses, and the state of modern cosmology. I hope you enjoy it as much as I did. As always, an ad-free video version of this podcast is also available to paid Critical Mass subscribers. Your subscriptions support the non-profit Origins Project Foundation, which produces the podcast. The audio version is available free on the Critical Mass site and on all podcast sites, and the video version will also be available on the Origins Project Youtube channel as well. Get full access to Critical Mass at lawrencekrauss.substack.com/subscribe

Economists say that inflation is just too much money chasing too few goods.But something else can make inflation stick around.If you think of the 1970s, the last time the U.S. had really high sustained inflation, a big concern was rising wages. Prices for goods and services were high. Workers expected prices to be even higher next year, so they asked for pay raises to keep up. But then companies had to raise their prices more. And then workers asked for raises again. This the so-called wage-price spiral.So when prices started getting high again in 2021, economists and the U.S. Federal Reserve again worried that wage increases would become a big problem. But, it seems like the wage-price spiral hasn't happened. In fact wages, on average, have not kept up with inflation.There are now concerns about a totally different kind of spiral: a profit-price spiral. On today's show, why some economists are looking at inflation in a new light.This episode was produced by Sam Yellowhorse Kesler and engineered by Katherine Silva, with help from Josh Newell. It was fact-checked by Sierra Juarez and edited by Jess Jiang.Help support Planet Money and get bonus episodes by subscribing to Planet Money+ in Apple Podcasts or at plus.npr.org/planetmoney.

Discover why inflation is the lowest in 2 years and what that means for the stock market. What is the bond market predicting about future interest rate hikes and why? Are indicators bullish or bearish for stocks? The answer may surprise you. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with stock and crypto ticker symbols and percentages to invest -Monthly VIP investing webinars with Linda -Private VIP Facebook group with daily interaction with Linda -Weekly VIP stock market & crypto update emails -Lifetime access with no additional cost -US and foreign investors, no minimum $ amount required Extending the special offer, enjoy a 50% savings on the VIP Experience by using promo code "SAVE50" at checkout. Join once and enjoy lifetime access without any additional cost: https://ro117.infusionsoft.app/app/orderForms/Be-Wealthy-Smart-VIP-Experience Or have a complimentary consultation with Linda to answer your questions by requesting a free appointment to talk with Linda: https://2909395.survey.fm/application-for-vip-experience The link to the Crypto Book bonus page: https://lindapjones.com/bookbonus WANT TO BUY STOCK PRE-IPO? #Ad For Accredited Investors, sign up to receive a $250 credit from Linqto, click here: https://www.linqto.com/signup?r=e9tdhbl49v  Need to find out how to get Accredited? Listen to my podcast: https://www.lindapjones.com/how-to-become-an-accredited-investor/ #Ad HAVE YOU BOUGHT, SOLD OR WRAPPED CRYPTO? The IRS knows! Protect yourself with audit defense: https://www.cryptotaxaudit.com?afmc=2n PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". PLEASE LEAVE A BOOK REVIEW FOR THE WEALTH HEIRESS BOOK Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) WANT MORE FROM LINDA? Check out her program: https://www.lindapjones.com/why-join-the-vip-experience/ Get inspiration from Linda on Instagram: https://www.instagram.com/LindaPJones/ Follow her on Twitter: https://twitter.com/LindaPJones WEALTH MENTORING LIBRARY OF PODCASTS Listen to the full Wealth Mentoring Library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics: https://www.lindapjones.com/podcasts/ Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.) Disclosure: We do not invest money or act as a financial advisor to clients or accept investment commissions or fees. You accept all liability resulting from your investment decisions. No offers to buy or sell any security are being made.     

In today's special LIVE program, Trish Regan talks with her Youtube viewers about the reasons why Wall Street was so late to admit Bud Light's mistake. With the stock having lost some $5 billion in market cap, the analyst community is forced to admit what all of us already knew. PLUS: Trump had a big night on CNN and despite the media freak-out, saw a massive ratings tune-in. What does this tell us about 2024? Speaking of ratings, Fox News continues to falter as it struggles with the lost of its main star, Tucker Carlson.  Joe Biden's family is alleged to have gotten millions from...Romania? This is a story that needs to be reported out (if the media is so allowed...) Inflation just won't go away... Trish explains why. Today's program is brought to you by: https://LegacyPMInvestments.com and, https://RuffGreens.com/Trish  Support the show: https://trishregan.store/See omnystudio.com/listener for privacy information.