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One snowy Christmas Eve in Texarkana, Neighbor Doug settled into bed in his snazzy Superman Footie PJs (Amazon affiliate link), still buzzing on Joe's Mom's eggnog… Today's special holiday episode recounts a completely original tale of Doug and the money lessons learned when he's visited by three ghosts—past, present, and future. Especially when it comes to past credit mistakes, what's done is done. Whatever method works best for you (debt snowball or debt avalanche), do that one. Come to terms with your bad money habits and realize that you can't outearn them. It's on you to fix the bad money habits of your past. Focus on what's current and fix what needs fixing today. Don't get caught in the trap of lamenting your past nor only planning for the future. Our only truly limited resource is time. Balance living for today with planning for the future. Remain in the present – especially when spending time with your loved ones – while keeping a vision in mind for your longer-term future plans. Be intentional about your plans and actions today and timeline what you want to achieve in what time you have remaining. Communicate on a regular basis with your “team” (loved ones) about your financial goals, progress, and situation. We recommend scheduling a weekly Family Budget Meeting. Automate as many of your financial decisions as possible today so you never have to think about them again in the future. Commit to paying off that mortgage early, ramp up those retirement savings contributions, stack those Benjamins for your kids' college savings. Decide where you want to be financially in the future; face reality of where you are currently (we like our sponsor, Monarch Money, to track where you are); and take the necessary step to make that future a near certainty. Remember that time is the one commodity that's finite for all of us. Value your time and experiences while staying responsible to your present and future self. Remember and learn from the sins of your past to build on your strengths; focus on living in the present and building your financial foundation; and head into the future with more confidence than Joe's Mom's Neighbor Doug during the annual Sun's Out, Guns Out El Camino Competition at the Sizzler. FULL SHOW NOTES: https://stackingbenjamins.com/doug-and-the-three-ghosts-2025-holiday-special-1778 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, the hosts explore a pet cremation franchise for sale in Miami, unpacking a franchise model with big claims, low margins, and a morbidly niche market.Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.
Welcome to The SaaS CFO Podcast! In this episode, host Ben Murray sits down with Aviv Frenkel, Co-Founder and CEO of Moonshot AI, to explore the fascinating journey from Israeli media personality to leading an innovative SaaS startup. Aviv Frenkel shares how his background as a radio DJ and television journalist ultimately inspired him to dive into the world of tech entrepreneurship. You'll hear the inside story behind Moonshot AI—a generative AI platform that transforms e-commerce websites into self-optimizing “living organisms,” helping online brands boost their conversion rates without massive teams or endless guesswork. Aviv Frenkel walks us through the company's rapid trajectory, including their recent $10 million funding round, the importance of building with strong design partners, and what it takes to achieve real product-market fit in a crowded space. The conversation covers the realities of founder-led sales, why Moonshot AI chose a straightforward subscription model, and the key operational metrics driving their growth. If you're interested in SaaS metrics, startup fundraising, or the future of AI in e-commerce, this episode is full of actionable insights and candid startup wisdom. Tune in to learn more about Moonshot AI's global journey and discover opportunities to join their growing team! Show Notes: 00:00 "AI-Powered Ecommerce Optimization" 03:47 "Muncho: End-to-End Website Optimization" 07:53 "Scaling Fast from MVP to Funding" 12:21 Key Business Metrics Discussion 15:06 Evolving CEO Roles and Priorities 16:49 "Join Our AI-Driven Team" Links: Aviv Frenkel's LinkedIn: https://www.linkedin.com/in/aviv-frenkel/ Moonshot AI's Linkedin: https://www.linkedin.com/company/moon-shot-ai/ Moonshot AI's Website: https://moonshot-ai.com/ To learn more about Ben check out the links below: Subscribe to Ben's daily metrics newsletter: https://saasmetricsschool.beehiiv.com/subscribe Subscribe to Ben's SaaS newsletter: https://mailchi.mp/df1db6bf8bca/the-saas-cfo-sign-up-landing-page SaaS Metrics courses here: https://www.thesaasacademy.com/ Join Ben's SaaS community here: https://www.thesaasacademy.com/offers/ivNjwYDx/checkout Follow Ben on LinkedIn: https://www.linkedin.com/in/benrmurray
Clinics are losing patients every single day, not because of price, but because of slow response times. Here's the reality: 42% of patients expect a reply within 1 hour. If you don't respond within 5 minutes, the chances of conversion drop by almost 80%. More than 60% of patients research clinics after hours, when most reception desks are closed. The good news? Artificial Intelligence is changing this completely. In this episode,we reveal how clinics are using AI to: ✅ Respond instantly to calls, enquiries, and social messages — 24/7 ✅ Automate follow-ups so no lead ever slips through the cracks ✅ Increase booking rates by up to 300% without hiring extra staff ✅ Cut no-shows and improve patient satisfaction with AI confirmations and reminders ✅ Free up staff to focus on care while AI handles repetitive tasks
Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Emad Mostaque is the founder of Intelligent Internet ( https://www.ii.inc ) Read Emad's Book: https://thelasteconomy.com Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy Grab dinner with MOONSHOT listeners: https://moonshots.dnnr.io/ _ Connect with Peter: X Instagram Connect with Emad: Read Emad's Book X Learn about Intelligent Internet Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Listen to MOONSHOTS: Apple YouTube – *Recorded on December 18th, 2025 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
TL;DRAI literacy is becoming a baseline skill. This episode explores how organizations and individuals are actually building AI capability at work, with a focus on:* Self-directed learning and AI education at scale* Personalized learning journeys versus one-size-fits-all training* The shift from basic AI use to agentic workflows* The role of human strengths—creativity, judgment, and adaptability—in an AI-driven workplaceIn this episode, I'm joined by Erica Salm Rench, an AI educator and leader at Sidecar AI.Sidecar is an AI education platform and learning management system (LMS) designed to help organizations educate their employees on AI through self-directed learning. It combines structured courses, role-based learning paths, and hands-on use cases so individuals can build AI capability at their own pace while organizations raise overall AI fluency.Our conversation explores what AI education actually looks like beyond hype—how people are learning it, how organizations are rolling it out, and why understanding AI is quickly becoming a career differentiator rather than a technical specialty.AI Education Has Shifted from “What Is It?” to “How Do I Use It?”Erica explains that the conversation around AI in associations has changed dramatically over the last several years. Early on, organizations were hesitant to even talk about AI. Today, the question is no longer what is AI? but how can we use it to advance our mission, improve operations, and better serve our members?That shift brings a new challenge: helping people move from curiosity to competence in a way that feels approachable rather than overwhelming.Meeting People Where They AreOne of the strongest themes in our discussion is the importance of meeting learners at their current level of comfort and knowledge. AI education isn't one-size-fits-all.This means combining:* Foundational AI concepts* Role-specific applications (marketing, events, operations)* A growing library of real-world use cases* Ongoing updates as tools evolveThe goal isn't to turn everyone into a AI engineer—it's to help people understand what's possible and apply AI meaningfully in their day-to-day work.From Prompting to Agentic WorkWe spend time talking about the evolution from simple AI use cases—like writing emails or summarizing content—to agentic AI, where systems take action on a user's behalf.This shift matters because it fundamentally changes how work gets done. Instead of just assisting with tasks, AI begins to:* Automate multi-step workflows* Scale work that previously required human labor* Act as a force multiplier rather than a one-off toolWe agree that while much of this is still clunky today, the direction is clear: agents are becoming a core part of how work will be organized.Personalized Learning Is the Future of EducationA major insight from the episode is that personalized learning journeys will define the next phase of education—especially in fast-moving domains like AI.Erica describes how Sidecar uses AI within its learning environment to:* Act as a learning assistant* Answer questions in real time* Reinforce concepts* Help learners connect theory to applicationThis mirrors a broader trend: education becoming less about static courses and more about continuous, adaptive support.The Psychology of Learning AI at WorkWe talk openly about fear—fear of job loss, fear of falling behind, fear of not being “technical enough.” Erica makes the case that leaders have a responsibility to educate their teams, not just for organizational performance, but for people's long-term career resilience.From a psychological perspective, AI education:* Reduces anxiety by replacing uncertainty with understanding* Increases confidence and autonomy* Helps people see AI as a collaborator, not a threatSpending even 20–30 minutes a day learning AI can quickly change how people see their own future at work.Human Strengths Still Matter More Than EverOne of my favorite parts of the conversation is where we zoom out to the human side of all this. As AI removes technical barriers, the differentiator becomes human qualities—creativity, resilience, judgment, adaptability, and the ability to ask good questions.AI doesn't replace these traits. It amplifies them.Used well, AI allows people to overcome past limitations, work around weaknesses, and bring their ideas to life faster than ever before.What Listeners Should Take AwayAI literacy is becoming a baseline skill. The people who thrive won't be the most technical, but the most curious, adaptable, and intentional about learning how to work alongside intelligent systems.Education—done thoughtfully and continuously—is the bridge between fear and opportunity.Where to Find EricaErica is highly active on LinkedIn and can be found through Sidecar AI, where she and her team are building education-first pathways into AI for associations, nonprofits, and mission-driven organizations. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit charleshandler.substack.com
Welcome to the CanadianSME Small Business Podcast, hosted by SK, and welcome to AI for SMBs—a series dedicated to exploring how artificial intelligence is reshaping productivity, operations, and growth for small businesses across Canada.In this episode, we're joined by Fatima Abdillahi, Founder of Agentflow, an AI automation platform built in Toronto to help property managers and SMBs streamline operations, eliminate manual workflows, and scale with efficiency. Fatima brings over a decade of experience in software engineering and AI program leadership, including her work at The Canadian Press.Key Highlights:Founder Insight: Fatima shares how a property manager's overwhelming manual workflows sparked the creation of Agentflow. AI for Operations: She explains how automation reduces costs, saves time, and frees teams to focus on client relationships. Inclusive Innovation: Fatima discusses representation, mentorship, and building human-centric AI accessible to diverse founders. Agentflow Advantage: She breaks down what makes their automation tech unique and lessons learned scaling an AI startup. Future Vision: Fatima reveals her long-term plans for a franchise-style model and AI-powered analytics to transform SMB workflows.Special Thanks to Our Partners:RBC: https://www.rbcroyalbank.com/dms/business/accounts/beyond-banking/index.htmlUPS: https://solutions.ups.com/ca-beunstoppable.html?WT.mc_id=BUSMEWAGoogle: https://www.google.ca/A1 Global College: https://a1globalcollege.ca/ADP Canada: https://www.adp.ca/en.aspxFor more expert insights, visit www.canadiansme.ca and subscribe to the CanadianSME Small Business Magazine. Stay innovative, stay informed, and thrive in the digital age!Disclaimer: The information shared in this podcast is for general informational purposes only and should not be considered as direct financial or business advice. Always consult with a qualified professional for advice specific to your situation.
Join us for an insightful episode of The Edge of Show as we dive into the world of decentralized AI finance with Ron Bodkin, co-founder and CEO of Theoriq Labs. With over 15 years of experience in applied AI, Ron shares his journey from working at tech giants like Google to pioneering a decentralized AI protocol that empowers autonomous agents to manage capital and execute strategies on-chain.In this episode, we explore:The intersection of AI and blockchain technologyThe importance of decentralization in the future of financeHow Theoriq Labs is leveraging AI agents to enhance DeFi strategiesThe challenges and opportunities in creating a decentralized ecosystemInsights into the future of capital markets and the role of AI agentsWhether you're a crypto enthusiast, a tech innovator, or just curious about the future of finance, this episode is packed with valuable insights and thought-provoking discussions.Don't forget to like, subscribe, and hit the notification bell to stay updated on our latest episodes!Support us through our Sponsors! ☕
Welcome to this episode of The Edge of Show recorded live at the Future of Money, Governance, and the Law (FOMGL) event in Washington, D.C. In this conversation, Josh Kriger is joined by Josh Lawler, Cathy Hackl, Nicholas Zaldastani, and Janet Adams as they unpack the global race toward artificial general intelligence (AGI) and why decentralization may be the key to building ethical, transparent, and inclusive AI systems.The discussion dives into agentic AI, decentralized infrastructure, trust networks, data ownership, deepfakes, humanoid robotics, and the growing risks of centralized control. From real-world AI governance challenges to the role blockchain can play in accountability and verification, this episode cuts through the hype and focuses on what actually needs to be built and fixed.If you're building, investing, or simply trying to understand where AI and Web3 are heading next, this conversation offers clear insights from leaders working at the edge of innovation.Watch now and join the conversation shaping the future of intelligence.Support us through our Sponsors! ☕
Welcome to this episode of The Edge of Show recorded live at the Future of Money, Governance, and the Law (FOMGL) event in Washington, D.C. In this conversation,Josh Kriger is joined by Craig Salm, Ryan VanGrack, Kyle Hauptman, and Jon Ungerland for a candid breakdown of the rapidly evolving world of FinTech, blockchain, and digital assets. Together, they dig into regulatory clarity, the rise of DeFi, shifting consumer behaviors, and what recent policy moves mean for the future of money.Key Highlights:How regulatory uncertainty impacts builders, investors, and institutionsThe rise of DeFi and new expectations around decentralized servicesWhat recent SEC changes signal for digital assetsHow local financial institutions adapt to new money networksPredictions for the future of money and innovation in U.S. financeThis episode is for policymakers, innovators, and industry leaders who want to explore how emerging technologies are reshaping finance.Support us through our Sponsors! ☕
What if you could clone yourself, cut 90% of repetitive questions from your team, and create systems that think exactly like you?In this episode of Life Changing Money, Barbara sits down with Callan Faulkner, widely known as the #1 AI coach in the world, to unpack how she built a wildly successful AI-driven business, engineered a $2.1M launch, and teaches founders to reclaim their time using “AI Architect” thinking.Callan shares how she first discovered ChatGPT, how she built an AI twin that now supports her business 24/7, and the game-changing workflows she teaches inside her Automate to Accelerate program. She breaks down the mindset, communication style, and operational skills every entrepreneur needs to fully leverage AI-not just for productivity, but for wealth creation and personal freedom.Tune in to hear:How Callan built an AI “clone” that cut her team's questions by 90%Why every team member must become an “AI Architect” (and what that actually means)The surprising prompt formula that instantly improves AI accuracyHow AI can help you think more critically-not lessReal examples of AI automations that save hours every weekThe truth about AI's environmental impactWhy being “nice” to AI actually hurts accuracyCallan's personal AI systems: meal planning, coaching, spiritual support & moreBehind the scenes of her $2.1M launch and what she'd do differentlyHer 3-year mission to train 100,000 leaders in AIHow she reinvests money, hires, and scales sustainablyThe exact mindset shift founders need to build AI-powered businessesConnect with Callan:The Uncommon Business: https://theuncommonbusiness.co/Automate to Accelerate 12-Week Program: Join the waitlist here. https://uncommonbusiness.reioptimize.com/automate-to-accelerateAI Cheat Code Free Masterclass: https://uncommonbusiness.reioptimize.com/acreplayInstagram: https://www.instagram.com/callanfaulkner/LinkedIn: https://www.linkedin.com/in/callan-faulkner/How To Get Involved:Life-Changing Money is a podcast all about money. We share stories of how money has impacted and radically changed the lives of others—and how it can do the same for you.Your host, Barbara Schreihans (pronounced ShREE-hands) is the founder and CEO of Your Tax Coach, and the creator of the Write Off Your Life Course. She is a top tax strategist, business coach, and expert in helping business owners and high-net-worth individuals save millions in taxes while increasing profits.When she's not leading her team, coaching clients, or dreaming up new goals for her company, you can find her drinking coffee, hanging out with her family, and traveling the world.Grab a cup of coffee and become inspired as we hear from those who have overcome and are overcoming their self-limiting beliefs and money mindsets!Do you have a burning question that you'd love to hear answered on a future show?Please email it to: podcast@yourtaxcoach.bizSign Up For Our NewsletterLife Changing Money PodcastGet Tax Help!
In this episode of the Hospitable Hosts podcast, our guest is Annie Holcombe, a seasoned expert in the vacation rental industry. Annie shares her journey from working at a hotel front desk to becoming a prominent figure in vacation rental management. The conversation covers essential topics, including choosing the right channels for property listings, the importance of direct bookings, building trust with guests, pricing strategies, and transitioning from self-management to property management. Annie emphasizes the need for clear communication, strategic planning, and staying up to date on industry trends, particularly the impact of AI on the hospitality sector.For more information, go to: https://www.alexandanniepodcast.com/Sleep easy, host confidently with Hospitable. Automate your guest messages, sync your calendar across booking channels, and protect yourself from bad direct booking guests.Sign up today at hospitable.com/podcast and get 25% off your bill for 3 months.
DescriptionWelcome to this episode of The Edge of Show, where we dive into the forces reshaping AI, Web3, and the future of digital trust. We're joined by Sandy Carter to break down the biggest shifts happening right now in AI, blockchain, and digital identity. We get into IBM's $11B Confluent acquisition, how AI agents are already making decisions inside major companies, and why stablecoins just surpassed Visa and Mastercard in global settlement volume.We also cover Sandy's predictions for 2026: the rise of autonomous agents, the trust layer blockchain provides, decentralized robots, and why every company will need real-time verification. Plus, Sandy gives us an inside look at what's next for Unstoppable Domains as identity moves fully on-chain.If you want a clear, no-nonsense breakdown of where the digital economy is actually heading, this episode is it.Tune in now and join the conversation!
Clay is the co-founder of five kids, the host of the 6X iTunes chart-topping ThrivetimeShow.com Podcast, the 2007 Oklahoma SBA Entrepreneur of the Year, the 2002 Tulsa Metro Chamber of Commerce Young Entrepreneur of the Year, an Amazon best-selling author, a singer song-writer and the founder of several multi-million dollar businesses. Top 3 Value Bombs 1. If you don't have a turnkey lead generation system, your business will not succeed. Automate lead flow so new customers come in without relying on your personal effort. 2. Create a culture of accountability. Systems only work when people are trained, tracked, and held responsible for results. 3. Measure what you treasure. You can't grow what you don't track. Every key metric in your business must have a measurable follow-up process. Check out the website and schedule your free 1 on 1 business growth consultation with Clay Clark - Thrive Time Show Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. NetSuite - Get the business guide, "Demystifying AI", for free, at Netsuite.com/fire. Framer - Ready to design, iterate, and publish all in one tool? Start creating for free at Framer.com/design, and use code FIRE for a free month of Framer Pro. Rules and Restrictions May Apply.
The Day the “Emergency Fund” Met Real Life Rachel here. Many tell us the same story: “I saved the emergency fund, but I'm worried I'm losing ground to inflation and missed opportunities.” https://www.youtube.com/live/T7O8abZDKw8 Because for most people, the “emergency fund” is a lonely pile of cash—stuck in a corner doing next to nothing. It feels safe, until inflation and opportunity cost quietly erode it. Today Bruce and I want to reframe that pile into something far better: emergency fund alternatives that give you liquidity and momentum. What You'll Get From This Guide If you've ever wondered how to stay liquid for the unknown without parking money in low-yield accounts, this is for you. We'll show you how to: Design liquidity that protects your family and keeps compounding intact Think “emergency and opportunity,” not either/or Decide how much liquidity you actually need Compare storage options (banks, brokerage, HELOCs, and emergency fund alternatives like cash value life insurance) Understand policy loans, interest, IRR, and why control and flexibility often beat chasing the “best rate” By the end, you'll have a practical blueprint to keep cash ready for life's surprises—without stalling your long-term growth. The Day the “Emergency Fund” Met Real LifeWhat You'll Get From This Guide1) Why Most People Misunderstand “Emergency Funds”Emergency Fund Alternatives vs. Cash-in-the-Bank2) How Much Liquidity Do You Actually Need?Emergency Fund Alternatives for Real Estate Investors3) Liquidity from Cash-Flowing Assets4) Where to Store Liquidity: A Practical Comparison5) Cash Value as an Emergency–Opportunity FundEmergency Fund Alternatives Using Whole Life Insurance6) “But What About Loan Rates vs. Policy IRR?”7) Real Estate, HELOCs, and Policy Loans—How They Compare8) Early-Year Liquidity & Design Reality9) The Two Big Mindset ShiftsEmergency Fund Alternatives That Keep You in Control10) Implementation Steps You Can Start This WeekWhy This MattersListen In and Go DeeperFAQWhat's the best place to keep an emergency fund?Are whole life policies good emergency fund alternatives?How much liquidity should real estate investors keep?Do whole life policy loans hurt compounding?Policy loan rate vs. policy IRR—what matters most?HELOC or whole life policy loan for emergencies?Book A Strategy Call 1) Why Most People Misunderstand “Emergency Funds” Most picture a rainy-day stash: a fixed dollar amount “just in case.” The problem? That mindset narrows your field of vision to only bad events. You end up over-saving in idle cash, under-preparing for real opportunities, and missing compound growth. The better frame is liquidity for emergencies and opportunities—capital that can pivot quickly, without losing momentum. Emergency Fund Alternatives vs. Cash-in-the-Bank Savings accounts provide easy access but pay little, expose you to inflation, and interrupt compounding when you withdraw. Emergency fund alternatives aim to keep liquidity and let your money continue working. 2) How Much Liquidity Do You Actually Need? Rules of thumb (3–6 months) don't account for your real situation: expenses, income volatility, business ownership, real estate cycles, and your emotional comfort. Bruce and I coach clients to answer three questions: Cash flow cushion: If your income paused, how long until you're back on track? Asset mix & access: Where is your capital now, and how liquid is it (including taxes/penalties)? Personal margin: What amount helps you sleep at night without freezing progress? The right number blends math and emotion. Peace of mind matters because you'll only stick with a plan you believe in. Emergency Fund Alternatives for Real Estate Investors Great operators earmark a percent of rents for vacancies, repairs, and cap-ex—plus a broader, flexible reserve. Emergency fund alternatives make that reserve productive while keeping it accessible. 3) Liquidity from Cash-Flowing Assets One overlooked “emergency fund” is consistent cash flow. If assets deposit $5K–$20K/mo. into your checking account regardless of your job, you may need less static cash. Let the monthly stream cover life's bumps—while your capital base keeps compounding. Cash flow accumulates → periodically deploy to premium (more on that next) Short-term bank buffer exists, but money doesn't linger there You stay positioned for both emergencies and deals 4) Where to Store Liquidity: A Practical Comparison VehicleLiquidityGrowth/DragTaxes on AccessProsConsBank savings/HYSAInstantLow; inflation dragNo capital gains on principalSimplicity, FDICOpportunity cost; interrupts compoundingBrokerage (cash/short-term)High–moderateVariesPossible gains taxesOptional yieldMarket risk; sale can trigger taxesHELOCOn-demand (if open)House appreciates regardlessLoan (not income)Flexible; common for investorsBank approval; can be frozenCash Value Whole Life3–5 days via policy loansUninterrupted compoundingLoan (not income)Control, guarantees, death benefitMust qualify; early-year liquidity is lower Bottom line: Banks are fine for swipe-ready cash. But for meaningful reserves, emergency fund alternatives that preserve compounding and add optionality often fit better. 5) Cash Value as an Emergency–Opportunity Fund This is where Infinite Banking principles shine. Premium dollars build cash value (guaranteed growth + potential dividends) and a rising death benefit. When you need liquidity, you borrow against cash value. Your cash value keeps compounding uninterrupted while the insurer's general fund provides the loan. Result: Capital keeps working; you gain flexibility Mindset: Be both the producer and the banker in your life Governance: Treat loans like a bank would—repay with intention to restore capacity Emergency Fund Alternatives Using Whole Life Insurance Liquidity in days (not months) Access via loan documents—not a bank underwriter If you pass away with a loan outstanding, it's simply deducted from the death benefit; your heirs still receive the net 6) “But What About Loan Rates vs. Policy IRR?” Bruce said it well: I care less about a single rate and more about the system—control, flexibility, and volume of interest over time. IRR reflects long-term, policywide performance. Loan rate is what you pay while capital continues compounding inside the policy. Volume matters: The faster you repay, the less interest volume you pay—at the same rate. Meanwhile, rising death benefits and dividends work in your favor. Chasing the perfect spread can stop you from using a system designed to keep your compounding intact and your options open. 7) Real Estate, HELOCs, and Policy Loans—How They Compare A helpful analogy: a policy loan works like a HELOC on your house—the property can keep appreciating whether a lien exists or not. With cash value, your “property” is the policy: growth continues by contract, and you place a lien to access cash. Differences: Access: Policy loans are paperwork-simple; HELOCs require bank re-approval and can be frozen. Speed: Policies often fund in 3–5 business days; HELOC timing varies. Control: With a policy, you set repayment terms; with banks, they do. For investors, combining a small bank buffer, a HELOC, and cash value creates layers of redundancy—plus uninterrupted compounding. 8) Early-Year Liquidity & Design Reality Honest trade-off: in the first year(s), you won't have access to 100% of premium dollars. That early drag buys you guarantees, long-term compounding, and a growing death benefit. Design matters (base + paid-up additions) and expectations matter. Ask: Do I really need every dollar back in 30 days? Most don't. By years 3–4, well-designed policies are commonly close to dollar-for-dollar access on new premium—and rising. 9) The Two Big Mindset Shifts From Emergency to Emergency–OpportunityStop saving only for the worst. Start storing capital that can respond to anything—repairs, vacancies, investments, giving, tuition, tithing, trips. From Saver to BankerDon't just hold capital; govern it. Design rules. Repay loans. Value your capital at least as much as a bank would. This shifts you from scarcity to stewardship. Emergency Fund Alternatives That Keep You in Control The aim isn't a magic product; it's a governed system that preserves compounding, widens options, and serves your family for decades. 10) Implementation Steps You Can Start This Week Clarify your true liquidity need. Calculate 90–180 days of net cash flow needs, not just expenses. Segment reserves: Keep a thin swipe-ready bank buffer; move the rest to emergency fund alternatives (e.g., cash value). Document loan rules: When you borrow, how will you repay? From what cash flow? On what rhythm? Automate funding: Set recurring transfers to build capital consistently. Review quarterly: Check buffer size, upcoming premiums/PUAs, deal pipeline, and family needs. Think generationally: Policies on multiple family members expand access, diversify insurability, and strengthen your long-term plan. Why This Matters Your “emergency fund” shouldn't be a deadweight expense. With emergency fund alternatives, you can keep liquidity, protect your family, and maintain uninterrupted compounding. Cash-flowing assets provide monthly cushion. Cash value provides controlled access, contractual growth, and a rising death benefit. Together, they create a resilient system that handles storms and seizes sunshine. Listen In and Go Deeper Want the full conversation—including examples, loan mechanics, and our candid takes on rates, IRR, and real-world trade-offs? Listen to the podcast episode on Emergency Fund Alternatives to hear how we actually apply this with clients and in our own families.
Kieran Devlin sits down with Bill Dellara, Chief Product Officer at VOSS, to unpack one of the biggest shifts happening in enterprise communications: the convergence of unified communications (UC) and contact center (CC). As organizations chase better experiences, lower costs, and smarter operations, we reveal how aligning UC and CC can unlock powerful outcomes for both customers and employees.With decades of experience at the heart of UC transformation, Bill Dellara shares practical insights into why the UC+CC revolution is no longer optional—and how VOSS is uniquely positioned to lead the charge. From overcoming the fear of change to deploying AI-powered experiences, this session is rich in strategy and real-world takeaways.
A viciously unhappy childhood causes Bruce Springsteen to retreat into work in an extreme way as he searches for success (and control). He channels his pain into focus and drive and gets everything he thought he wanted. He didn't yet know he was lying to himself. He will find that out soon. He falls into a deep depression. One that almost leads to s*icide. With the help of his true friend Jon Landau he seeks professional help. This help helps immediately. The lie he was telling himself was that work was the most important thing in his life. What he really wanted, was what he was incapable of doing: forming a lasting and loving relationship with a woman. For that he realizes he can't run. For that he realizes he has to stay. That thought terrifies him and is what caused him to seek help. He meets a truly singular woman and for the first time in his life he's able to have a healthy relationship with someone he loves. This realization comes almost 400 pages into Bruce's incredible autobiography (one of the best I've ever read) and it is shocking. I originally thought I was making an episode about Bruce Springsteen's extreme work ethic (one example: He wrote this book out by hand, multiple times, over 7 years. It's almost 600 pages. He's like this with everything btw.) But as I read, and reread this book over the last 6 months I realized that is not the most important part of the story. The work Bruce had to do to fix his mind is the heart and soul of the book. The work he did with Dr. Wayne Myers over 25 years is what allowed him to have a life. Not just a job. A life. As Bruce says after coming through the other side of this: “Work is work . . . but life . . . is life . . . and life trumps art . . . always.” This is a very unusual episode of Founders. I hope you enjoy it. If you want to skip to the part where he starts dealing with the struggles going on in his mind that starts 46 minutes in. Episode sponsors: Ramp gives you everything you need to control spend, watch your costs, and optimize your financial operations —all on a single platform. Make history's greatest entrepreneurs proud by going to Ramp and learning how they can help your business control your costs and save time and money. https://ramp.com Automate compliance, security, and trust with Vanta. Vanta helps you win trust, close deals, and stay secure—faster and with less effort. Find out how increased security leads to more customers by going to Vanta. Tell them David from Founders sent you and you'll get $1000 off. https://www.vanta.com/founders Collateral transforms your complex ideas into compelling narratives. Collateral crafts institutional grade marketing collateral for private equity, private credit, real estate, venture capital, family offices, hedge funds, oil & gas companies, and all kinds of corporations. Storytelling is one of the highest forms of leverage and you should invest heavily in it. You can do that by going to https://collateral.com
In this episode the hosts dive into a $4.5M, 12‑bed Los Angeles drug and alcohol rehab facility deal with $4M revenue and $1M SDE, unpacking utilization trends, regulatory risks (MSO/CPOM), and why it might not be a compelling acquisition as‑is.Business Listing – https://www.bizbuysell.com/business-opportunity/drug-and-alcohol-rehabilitation-facilities/2447669/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.
In this episode the hosts dive into a $4.5M, 12‑bed Los Angeles drug and alcohol rehab facility deal with $4M revenue and $1M SDE, unpacking utilization trends, regulatory risks (MSO/CPOM), and why it might not be a compelling acquisition as‑is.Business Listing – https://www.bizbuysell.com/business-opportunity/drug-and-alcohol-rehabilitation-facilities/2447669/Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.
Squeezing the most out of a modest ad budget can feel like a puzzle. Is it really possible to 10X your returns with just $1,000 a month, especially when sales feel stuck and every dollar counts? This episode shows you how to make it happen.Omar breaks down a strategy to maximize your ad spend, even if you're new to paid marketing. (He knows it works because he's done it himself!).He'll help you learn to focus on retargeting warm leads, boost Instagram reels with smart posts, and use simple automations to stretch your budget further. With practical examples and clear tips on exactly where to spend, you'll see how smaller businesses can outperform cold ads and build lists of engaged buyers without overextending.Ready to hear how to make every dollar work harder for your business? Hit play at the top of the page and dive into today's lesson.Automate your Instagram DMs and comments with ManyChat.Watch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Welcome to this episode of The Edge of Show, where we dive into the forces reshaping AI, Web3, and the future of digital trust. We're joined by Sandy Carter to break down the biggest shifts happening right now in AI, blockchain, and digital identity. We get into IBM's $11B Confluent acquisition, how AI agents are already making decisions inside major companies, and why stablecoins just surpassed Visa and Mastercard in global settlement volume.We also cover Sandy's predictions for 2026: the rise of autonomous agents, the trust layer blockchain provides, decentralized robots, and why every company will need real-time verification. Plus, Sandy gives us an inside look at what's next for Unstoppable Domains as identity moves fully on-chain.If you want a clear, no-nonsense breakdown of where the digital economy is actually heading, this episode is it.Tune in now and join the conversation!
Episode SummaryIn this holiday-inspired episode, David Chudyk shares 10 meaningful financial “gifts” your future self will be grateful for in 2026 and beyond. These gifts aren't wrapped under a tree—they're intentional decisions that build clarity, confidence, stability, and long-term wealth. This episode is designed for anyone looking to step into the new year with better habits, smarter planning, and a sense of peace around their finances.Key Topics Covered1. The Gift of Financial ClarityUnderstanding your numbers—spending, savings rate, debt, investments, and insurance—gives you control instead of chaos. You don't need perfect tracking, just greater awareness.2. The Gift of a Fully Funded Emergency FundA boring but powerful gift. Cash reserves protect you from crises and help you take advantage of opportunities. Start with one month saved and build toward 3–6 months.3. The Gift of Intentional (Not Emotional) SpendingWealthy people spend with purpose, not impulse. Focus on experiences, relationships, health, and convenience that aligns with your goals.4. The Gift of Protecting the People You LoveInsurance, wills, power of attorney, and updated beneficiaries—all crucial. Protection isn't just about money; it's about easing the burden on the people who matter most.5. The Gift of Better HealthYour future self needs movement, sleep, lower stress, stronger muscles, and fewer “fast-food emergencies.” Health is a financial asset—protect it now.6. The Gift of Automatic ProgressAutomation beats motivation every time. Automate savings, investments, debt payments, and charitable giving so progress happens without effort.7. The Gift of Meaningful, Not Generic, GoalsYour goals should be specific, measurable, realistic, and emotionally powerful. Tie goals to purpose—for example, buying a beach house for family connection or funding kids' college for their future freedom.8. The Gift of Giving in Ways That MatterGive in alignment with your values—whether that means money, time, mentoring, service, or presence. Meaningful generosity benefits the giver as much as the receiver.9. The Gift of Guidance (Not Going It Alone)Stop trying to figure everything out yourself. Find the “who”—a financial advisor, tax professional, mentor, business coach—to reduce mistakes and speed up progress.10. The Gift of Saying “No” More OftenProtect your time, energy, financial health, and emotional well-being. Every “yes” is also a “no” to something else. Make sure your commitments align with your priorities.Bonus Gift (for Business Owners): The Value Builder ScoreDiscover the current health and approximate value of your business and learn which areas to improve to increase profitability and future sellability.Take the 10–15 minute assessment at: weeklywealthpodcast.com/valuebuilderscoreCall to Action• Schedule a 10-Minute Wealth Vision Call: weeklywealthpodcast.com/vision• Connect on social media: Instagram, Facebook, and YouTube @WeeklyWealthPodcast• Email David: david@parallelfinancial.com•...
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Goldman Sachs has led Harness's Series E round, with participation from IVP, Menlo Ventures, and Unusual Ventures. The new valuation is a 49% jump from its $3.7 billion valuation in a $230 million round in April 2022. With this funding, the startup has raised $570 million of equity to date. Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode, host Ben Lorica talks with Sakana AI research scientist Stefania Druga, formerly a research scientist at Google DeepMind, about building AI tools for young learners and what that teaches us about AI design for everyone.Subscribe to the Gradient Flow Newsletter
Join us for an insightful episode of The Edge of Show as we dive into the world of decentralized AI finance with Ron Bodkin, co-founder and CEO of Theoriq Labs. With over 15 years of experience in applied AI, Ron shares his journey from working at tech giants like Google to pioneering a decentralized AI protocol that empowers autonomous agents to manage capital and execute strategies on-chain.In this episode, we explore:The intersection of AI and blockchain technologyThe importance of decentralization in the future of financeHow Theoriq Labs is leveraging AI agents to enhance DeFi strategiesThe challenges and opportunities in creating a decentralized ecosystemInsights into the future of capital markets and the role of AI agentsWhether you're a crypto enthusiast, a tech innovator, or just curious about the future of finance, this episode is packed with valuable insights and thought-provoking discussions.Don't forget to like, subscribe, and hit the notification bell to stay updated on our latest episodes!Support us through our Sponsors! ☕
If you've ever felt like you're drowning in marketing activity but starving for actual revenue, this episode of the Marketing Boost Solutions Podcast is the clarity you've been waiting for. Capt. Marco sits down with revenue strategist and HubSpot expert Jasz Rae Joseph, a powerhouse who has spent her career helping B2B companies align sales, marketing, and customer success into one cohesive, revenue-producing system. Jasz breaks down why businesses lose leads, how misaligned teams sabotage growth, and the simple automations that recover hidden revenue already sitting in your database.With her signature no-fluff approach, Jasz reveals how to streamline your tech stack, personalize your customer journey, and use segmentation, sequences, and micro-automation to convert more leads without adding complexity. From LinkedIn nurturing to sales-ready handoffs to real stories of clients generating six and seven figures from improved systems, this conversation is packed with practical, implement-today insights.
In this episode of SaaS Fuel, host Jeff Mains sits down with Anthony Franco—serial entrepreneur, co-author of AI First Principles and the Wiser Method, and host of the How to Founder podcast—to talk about what it really takes to implement AI effectively in SaaS businesses. The conversation breaks past the usual hype, diving deep into the practical messiness of entrepreneurship, building tech that serves real humans (not just outputs), and how intentional iteration leads to successful outcomes. Anthony Franco shares brutally honest stories of failure, the necessity of understanding end users, and the importance of starting with a noble cause before diving into AI adoption. If you're a founder wanting actionable strategies to build a future-proof company in the age of AI, this is your episode.Key Takeaways00:00 "AI, Bias, and Holographic Futures"03:44 "Future, Revenue Systems, and Strategy"07:34 "Entrepreneurs Fuel Prosperity"10:36 "Value Your Job, Avoid Mistakes"15:02 "Earn the Right to Rebuild"18:57 "User Experience Insights Revolution"21:34 Necessary Complexity and Risk Management25:49 "Leadership's Four Key Relationships"28:23 "Wiser Method: AI Principles"32:30 AI Missteps: Autonomy vs Collaboration35:25 "Challenging Ideas and Biases"38:03 "Readiness for Agentic Orchestration"43:00 "Feature Flags & Brand Magic"Tweetable Quotes“Entrepreneurs are the pioneers of economic prosperity—the ones willing to look foolish bring prosperity to all.” —Anthony Franco“If you automate broken things, you're just scaling your problems.” —Anthony Franco“Design for how the world is—not just how you wish it would be.” —Anthony Franco“The reason you write software is to make someone's life easier—not just your own.” —Anthony Franco“Stop coding. Go talk to the person you're coding for—not your manager, your end user.” —Anthony Franco“If you win 10% of the time and fail 90%, you still win. Micro-failures fuel learning.” —Anthony FrancoSaaS Leadership LessonsLead Arm-in-Arm, Not From AfarGreat leaders work alongside their teams, getting “calluses” from real workSet Honest Expectations About EntrepreneurshipDon't sell the dream—share failures and chaos as well as successes to guide founders realisticallyTalk to End Users—Don't Just Delegate DiscoveryLeaders must become chief customer advocates; direct feedback is transformative Don't Automate for Automation's SakeEvaluate the root causes and bottlenecks before layering on tools Embrace Necessary ComplexityNot all complexity is bad. Sometimes it's a competitive advantage or required for regulatory compliance Start Small—Iterate and Learn Before Scaling AIFocus on incremental improvement, pilot adoption, and learning from failures Guest Resourcesanthony@suitepea.comaifirstprinciples.orghttps://www.linkedin.com/in/anthonyfranco/x.com/anthonyfrancoEpisode SponsorThe Captain's KeysSmall Fish, Big Pond – https://smallfishbigpond.com/ Use the promo code ‘SaaSFuel'Champion Leadership Group – https://championleadership.com/SaaS Fuel ResourcesWebsite -
This episode of Automate IT brings together the most meaningful conversations from 2025 – stories and insights that defined the year.From early career breakthroughs to lessons learned through repetition, these moments reveal the human side of IT work while delivering practical takeaways on automation, visibility, consistency, patching, and day-to-day problem solving.You'll hear how IT leaders built confidence, shaped better processes, and navigated increasingly complex environments. These clips capture the ideas that resonated most – and the perspectives shaping the future of modern endpoint management.In this 2025 highlights compilation, you'll learn:How IT pros approach automation and workflow consistencyReal stories behind early career growth and hard-earned lessonsWhat builds confidence in high-pressure IT environmentsPractical tactics for patching, visibility, and operational excellenceTrends driving modern endpoint management in 2025If you're an IT admin, security professional, or technology leader looking for real-world insights – this episode brings together the moments that mattered most.
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Welcome to this episode of The Edge of Show recorded live at the Future of Money, Governance, and the Law (FOMGL) event in Washington, D.C. In this conversation,Josh Kriger is joined by Craig Salm, Ryan VanGrack, Kyle Hauptman, and Jon Ungerland for a candid breakdown of the rapidly evolving world of FinTech, blockchain, and digital assets. Together, they dig into regulatory clarity, the rise of DeFi, shifting consumer behaviors, and what recent policy moves mean for the future of money.Key Highlights:How regulatory uncertainty impacts builders, investors, and institutionsThe rise of DeFi and new expectations around decentralized servicesWhat recent SEC changes signal for digital assetsHow local financial institutions adapt to new money networksPredictions for the future of money and innovation in U.S. financeThis episode is for policymakers, innovators, and industry leaders who want to explore how emerging technologies are reshaping finance.Support us through our Sponsors! ☕
Welcome to this episode of The Edge of Show recorded live at the Future of Money, Governance, and the Law (FOMGL) event in Washington, D.C. In this conversation,Josh Kriger is joined by Craig Salm, Ryan VanGrack, Kyle Hauptman, and Jon Ungerland for a candid breakdown of the rapidly evolving world of FinTech, blockchain, and digital assets. Together, they dig into regulatory clarity, the rise of DeFi, shifting consumer behaviors, and what recent policy moves mean for the future of money.Key Highlights:How regulatory uncertainty impacts builders, investors, and institutionsThe rise of DeFi and new expectations around decentralized servicesWhat recent SEC changes signal for digital assetsHow local financial institutions adapt to new money networksPredictions for the future of money and innovation in U.S. financeThis episode is for policymakers, innovators, and industry leaders who want to explore how emerging technologies are reshaping finance.Support us through our Sponsors! ☕
Clean Biz Network Podcast | How To Start a 7-Figure Commercial Cleaning Company
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This week on Catalyst, Tammy is joined by Jamie Sermon, the Vice President of Engineering, Robotics and Automation at UPS. Jamie has been at UPS for over 15 years and knows the company intimately. He also knows that you can't solve logistics problems if you're not thinking about the customer at every step. Jamie shares how his upbringing in the Bahamas and his studies in physical therapy in Cuba helped shape his people's first approach. He also shares how he creates space for experimentation and how automation can be used to create opportunities for people, not take them away. Please note that the views expressed may not necessarily be those of NTT DATALinks: Jamie SermonLearn more about Launch by NTT DATASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Empowered Relationship Podcast: Your Relationship Resource And Guide
Ever feel like your to-do list is running your life and you barely have any energy left for what matters most—like connecting with loved ones or just enjoying the moment? In our fast-paced world, we often believe productivity comes from pushing ourselves harder, burning the candle at both ends, and tackling more tasks. But what if the key to a happier, healthier life starts before you even get to your goals and conversations—right in the foundation of your daily rhythms and body awareness? In this episode, you'll discover why tuning into your body's core needs is the missing link for emotional safety, deeper relationships, and true productivity. The conversation unveils science-backed strategies and ancient wisdom to help you manage your energy, regulate your nervous system, and build habits that become second nature. You'll also explore personalized approaches to self-care—so you can stop the cycle of burnout and perfectionism, cultivate more resilience, and create space for meaningful connections every day. Hadlee Garrison, MPH, is a holistic Health Counselor, behavior change expert, podcaster, and speaker. She's the creator of the Happy Healthy Habits coaching program, where she helps women optimize their energy levels, regulate their nervous systems, and heal their relationship with their bodies and themselves. With degrees in Biopsychology and Health Education from the University of Michigan, as well as training in Ayurveda, Hadlee blends evidence-based science with holistic modalities to help her clients thrive. Episode Highlights 04:43 Struggling with body image, emotional eating, and disconnection in early life. 08:40 Discovering Ayurveda and mind-body practices for emotional safety. 12:32 The link between nervous system capacity and relationship conflict. 13:52 Building foundational health habits: Circadian rhythms, sleep, and energy management. 19:27 Prioritizing consistent bedtime for optimal health. 20:35 How personal health habits impact relationship dynamics. 26:22 Energy archetypes: Understanding personal stress patterns. 34:49 Taking small steps and automating self-care habits. 41:39 Oil massage and physical self-love practices for nervous system regulation. 44:13 Resources for discovering your energy archetype and connecting with Hadlee. Your Checklist of Actions to Take Prioritize consistent sleep: Go to bed at the same time every night to support healthy circadian rhythms and overall well-being. Establish a simple morning routine: Create morning habits that energize you—this doesn't mean a lengthy ritual, but something that helps you feel awake and grounded. Identify your energy drains and boosters: Pay attention to which tasks or activities drain your energy and which ones replenish it, adjusting your schedule accordingly. Automate foundational habits: Focus on making your basic self-care and wellness routines so automatic that they require little mental energy to maintain. Start small with new habits: If you're building a new habit, begin with manageable baby steps to ensure consistency and avoid burnout or overwhelm. Incorporate nervous system regulation: After foundational habits are in place, introduce practices like breathwork or somatic exercises, but only as needed—not all day, every day. Ask for support from your partner: Communicate with your partner about what helps you regulate—this might be a gentle touch, a walk together, or another soothing gesture during conflict. Customize your self-care: Recognize your personal energy archetype and tailor your wellness strategies—whether you need more grounding, invigoration, or soothing—based on your unique tendencies. Mentioned Energy Archetype Quiz (link) (quiz) 12 Relationship Principles to Strengthen Your Love (free guide) Connect with Hadlee Garrison Websites: happyhealthyhadlee.com YouTube: youtube.com/@happyhealthyhadlee Instagram: instagram.com/happyhealthyhadlee TikTok: tiktok.com/@happyhealthyhadlee Podcast: Spotify: https://bit.ly/4iGbHZN | Apple Podcast: https://bit.ly/4iHvBDG
" You do not want a business that is entirely dependent on you. You want an independent running business." -Ron Bester Ron Bester, VP of Client Experience at Successful Bookkeeper Global, breaks down why so many bookkeepers feel buried in day-to-day work and how the SODA framework helps you reclaim time, reduce stress, and build a business that doesn't rely on you to survive. In this episode, you'll learn… How to spot where your time is leaking & fix it Build simple systems that remove bottlenecks Use automation to cut repetitive tasks & free up hours Connect with Ron on LinkedIn. Time Stamp 00:00 – Why running a business is different from doing work you enjoy 03:00 – The common pitfalls small business owners face 07:00 – Why every business needs a plan, systems & an exit strategy 10:00 – Introduction to the SODA framework 12:00 – Systemize: building processes that create consistency 15:00 – Outsource: letting experts handle non-core work 17:00 – Delegate: breaking the "only I can do it" mindset 20:00 – Automate: using tech to remove repetitive tasks 23:00 – The biggest transformation bookkeepers experience with SODA 26:00 – Early wins & what shifts first 28:00 – Why most owners don't realize they are the bottleneck 30:00 – One small action you can take today 31:00 – How the SODA pre-checklist and intensive work 33:00 – Building a business that runs independently of you
Ep 470 Building Wealth Keeping Your Money is Rare Skill! How to Actually Keep Your Money: Why Financial Literacy Matters More Than Income Most people think their money problems would disappear if they just made more. But as financial coach Alanna Abramsky shared in this episode of Richer Soul, that belief keeps countless high earners feeling stressed, behind, and ashamed. Alanna has worked with realtors, lawyers, doctors, professional athletes—and even with impressive income, many still live paycheck to paycheck. The issue isn't intelligence or effort. It's that no one ever taught them the systems, habits, and emotional tools needed to keep money once they earn it. This conversation is an invitation to step out of shame, build simple and sustainable systems, and take back control of your financial life—in a way that supports a richer, calmer, more intentional life. Key Points from the Conversation: High Income Doesn't Equal Financial Confidence. Many people with strong incomes still feel financially anxious because no one taught them the fundamentals—intentional spending, tracking, and planning. Income is not the problem. Leakage is. Systems Beat Willpower Every Time. Alanna helps clients set up automations for savings, debt payments, and long-term goals. Once systems run in the background, money stops being an emotional decision. "Surprise" Expenses Aren't Surprises. Car repairs, holidays, insurance renewals, home maintenance—these predictable events often blow up a client's budget. Alanna uses "irregular expense funds" so these moments stop becoming emergencies. The Emotional Side of Money Needs Healing Too. Shame, avoidance, scarcity, or early trauma often drive money behavior. The numbers can't shift until the underlying story does. For many clients, therapy and financial coaching work hand-in-hand. Women Need Accessible, Judgment-Free Financial Education. A massive wealth transfer is coming—and much of it is going to women. Yet many women still feel intimidated or excluded from financial conversations. Alanna's mission is to change that by creating safe, empowering spaces to learn and lead. Money Learning from Alanna: Alanna's core lesson is simple: Your money grows when your systems do. Most people try to "save whatever's left," then wonder why nothing is left. She flips the model: Pay yourself first Automate the habits you can't trust willpower to maintain. Track your net worth so you can see progress. Treat "irregular expenses" as predictable. Focus on behavior change more than spreadsheets. Money confidence isn't born from earning more—it's built from clarity and consistency. Key Takeaway: Financial clarity isn't about perfection—it's about the right systems, the right support, and the courage to face your money with honesty. When you simplify your approach and automate your success, money becomes a tool for freedom rather than stress. Bio: Alanna has been financial coaching for over 10 years and has helped more than 1,000 Canadians achieve their goals faster than they ever imagined. She started Broad Money with the mission of empowering women+ to take control of their financial futures, offering support and guidance every step of the way. Alanna helps people make money while they sleep by using personalized and actionable strategies that deliver results. Her goal is to help clients kick ass and conquer their finances with a clear, results-driven roadmap. Alanna currently lives in Toronto with her wife, Jacqueline, and their fur-baby, George. In her spare time, she can be found RV'ing across North America, mushroom foraging, visiting local breweries and wineries, and hiking. Links: Website: www.broadmoney.ca Instagram: @broad.money LinkedIn: https://www.linkedin.com/in/alannaabramsky/ #RicherSoul #FinancialLiteracy #WomenAndMoney #MoneyMindset #WealthBuilding #FinancialFreedom #PersonalFinance #LifeDesign #MoneyCoaching #IntentionalLiving Watch the full episode on YouTube: https://www.youtube.com/@richersoul Richer Soul Life Beyond Money. You got rich, now what? Let's talk about your journey to more a purposeful, intentional, amazing life. Where are you going to go and how are you going to get there? Let's figure that out together. At the core is the financial well-being to be able to do what you want, when you want, how you want. It's about personal freedom! Thanks for listening! Show Sponsor: http://profitcomesfirst.com/ Schedule your free no obligation call: https://bookme.name/rockyl/lite/intro-appointment-15-minutes If you like the show please leave a review on iTunes: http://bit.do/richersoul https://www.facebook.com/richersoul http://richersoul.com/ rocky@richersoul.com Some music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
From Chaos to Cash Flow: How Business Owners Can Scale with Less Stress with David Forster "Slow is smooth, smooth is fast." If you're stuck reacting all day, this episode with David Forster hands you the blueprint: clarify roles, codify the 80%, install scorecards that measure what matters, and make Profit First automatic so cash is where you need it—when you need it. In This Episode, You'll Learn: Why "boring, repeatable systems" beat heroics—and how to build them for people who crave structure. The clarity–consistency–accountability trio: what each really means in day-to-day ops. The 90–180 day "adoption dip" and how to push through it. Scorecards: tie activity → ratios → results (and stop tracking vanity metrics). Onboarding that sets the fence lines (and uses QR'd micro-videos for field teams). The "Think Like Me" cheat sheet so crews can make good calls without you. Profit First with Relay: reducing "move-the-money" friction to near zero. Key Takeaways: Build for the 80%. Don't rewrite SOPs for one-off edge cases; keep them simple and usable. Adoption is a habit curve. Expect drop-off at 90–180 days; consistency wins. Scorecards must link effort to outcomes (e.g., calls → close ratio → sales). If it doesn't predict success, drop it. "Fence lines" create safety. Reward following process; improve the process when outcomes miss. Systemize onboarding. Use bite-size clips + QR codes; new hires set the tone for the rest. Cash discipline ≠ harder work. Automate allocations (Relay) so Profit First happens without willpower. Bio: David Forster is the founder of Systems Over Sweat and a strategic expert in business operations for home service businesses scaling past $1M - $5M in revenue. With over 20 years of experience building, scaling, and exiting service companies, David helps owners escape the chaos by fixing the processes that are quietly draining their time, profit, and energy. He's not a theorist—he's a tactician. David works with business owners to eliminate inefficiencies, simplify operations, and build scalable systems that allow the business to grow without the owner needing to be involved in every little decision. He's the guy that makes sure your operations actually operate. Links: Website: https://www.systemsoversweat.com/ Facebook: https://www.facebook.com/rdavidforster LinkedIn: https://www.linkedin.com/in/rdavidforster/ Conclusion: Scale doesn't come from working harder—it comes from designing clarity, codifying the 80%, and reviewing scorecards with courage. Pair that with automated Profit First allocations and you'll stop firefighting and start compounding profit. #ProfitFirst #CashFlow #SmallBusiness #Trades #EOS #SOPs #Scorecard #OwnerPay #RelayBanking #Operations #Accountability #CFO Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Profit First Toolkit: https://lp.profitcomesfirst.com/landing-page-page Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
In the "Amazon Age," customers expect custom products yesterday. Eric Turney explains why businesses are now "forced to automate" or get left behind. In this interview, he reveals how Chinese manufacturers are using robotics to reduce factory lines from 50 workers to just 5 and why speed is now the most critical metric for survival. The conversation delves into the practical side of automation: using Monday.com to manage thousands of orders , implementing AI image editors to stay competitive , and the controversial rise of "Vibe Coding." Eric shares how he bypassed expensive developers to fix a critical website bug in 30 minutes using Claude AI , while Sean details how he built a functional SaaS tool using Cursor without writing the code himself. Check out the company: https://montereycompany.com
Feeling overwhelmed by your daily tasks? In this episode, we dive into practical, easy-to-implement automation strategies that will help you win back precious time every single day. Discover how small tweaks, from optimizing your browser to streamlining your morning routine, can lead to massive productivity gains. We’ll share actionable examples and personal insights to help […]
When most people hear the word policy, they immediately picture Washington, D.C., marble hallways, and people in suits arguing on TV. But as my guest today so brilliantly reminds us, policy is simply how decisions get made - and you don't need to be a political insider to influence it.In this episode, I talk with Dr. Deborah Stine, founder of the Science and Technology Policy Academy, former Executive Director of the President's Council of Advisors on Science and Technology in the Obama White House, and someone who has spent her career helping scientists, engineers, and health professionals turn their expertise into impact.And yes, her résumé reads like a Washington fairytale, but what makes Debbie extraordinary is how down-to-earth and practical she is. She's spent decades working at the national level and then chose to move back to the “ground floor” of change—state and local work—where impact shows up fast and in real lives.Debbie and I talk about:Why most experts accidentally sabotage their own influenceHer 4E Framework for better decision-makingHow to translate complex, jargon-heavy research into something the public—and policymakers—actually understandWhy state and local advocacy can be even more powerful than federal workHow to work with people who disagree with youA surprising turn into AI—and how Debbie used my Automate & Amplify program to keep her content going while traveling the worldThis conversation is a powerful reminder that your voice matters, especially when you pair your expertise with a compelling story and a clear message.About My Guest: Dr. Deborah Stine is the founder of the Science and Technology Policy Academy, where she helps scientists, engineers, and health professionals translate what they know into policies that improve people's lives. Deborah has worked with the National Academies of Sciences, Engineering, and Medicine, at the Congressional Research Service, and was the Executive Director of the President's Council of Advisors on Science and Technology in the Obama White House. She was also Professor of the Practice, Engineering and Public Policy at Carnegie Mellon University. Deborah is also the author of From Expertise to Impact, which is all about how experts can communicate in a way that truly influences public decision-making. About Us: The Speaking Your Brand podcast is hosted by Carol Cox. At Speaking Your Brand, we help women entrepreneurs and professionals clarify their brand message and story, create their signature talks, and develop their thought leadership platforms. Our mission is to get more women in positions of influence and power because it's through women's stories, voices, and visibility that we challenge the status quo and change existing systems. Check out our coaching programs at https://www.speakingyourbrand.com. Links:Show notes at https://www.speakingyourbrand.com/454/ Deborah's website: https://scitechpolicyacademy.com/ Listen to my Confident Speaker companion podcast = https://confidentspeaker.transistor.fm/ Discover your Speaker Archetype by taking our free quiz at https://www.speakingyourbrand.com/quiz/Enroll in the Automate & Amplify with AI course: https://www.speakingyourbrand.com/ai/ Apply for our Thought Leader Academy = https://www.speakingyourbrand.com/academy/ Attend our 1-day in-person Speaking Accelerator workshop in Orlando: https://www.speakingyourbrand.com/orlando/ Connect on LinkedIn:Carol Cox = https://www.linkedin.com/in/carolcoxDeborah Stine = https://www.linkedin.com/in/deborah-stine/ Related Podcast Episodes:Episode 411: Reframing Public Speaking: From Elite Skill to Everyday Power with Dr. Karen CorbinEpisode 406: Authenticity and Owning Your Story as Women with a Public Voice with Jennifer Adams and Sarah HenryEpisode 384: How to Tackle a Big Global Issue in Your Thought Leadership and Talks with Dr. Neha Pathak
What happens when artificial intelligence enters the sanctuary? In this episode of The UpWords Podcast, host Daniel Johnson talks with author and researcher Todd Korpi about his new book, AI Goes to Church (InterVarsity Press, 2025). They explore how AI is already shaping the church, the ethical and theological questions Christians must wrestle with, and how technology can be used to foster—not fracture—human flourishing. Todd (DMiss, Fuller Theological Seminary) is a pastor, missiologist, and church consultant. He is dean of digital ministry programs at Ascent College, assistant professor of Christian leadership at Fuller Theological Seminary, and works in several capacities at OneHope.Key Topics:Why Todd wrote AI Goes to ChurchDefining AI and its influence on everyday lifeHow algorithms shape spiritual formationTheological frameworks for engaging technologyEthics: Is technology neutral?AI and the future of work, rest, and human flourishingHigher education's evolving posture toward AIPractical advice for churches: “Automate the boring bits”Links & Resources:
Good morning, afternoon, and evening, investors! Scott Carson here, fresh off our "Note Buying for Dummies" workshop, where the #1 lesson is always: market smarter, not harder! As one past coach put it about my students: "Scott knows his shit when it comes to raising capital marketing, and it works!" If you're tired of marketing being a 40-hour work week and want to blast past the competition, this episode is your blueprint. No more smoke signals – let's automate your success, even over holidays!In this episode, you'll learn:Holiday Marketing on Autopilot (Canva + CRM): Create stunning, personalized holiday greetings (Thanksgiving, Christmas, New Year's!) with Canva's AI design templates. Upload your headshot, brand it, and preschedule a year of warm touches to your entire database via your CRM. It's an extra touch that truly pays off!Social Media Domination (Buffer): Schedule all your content (those awesome Canva images!) across every platform with Buffer. Free for two channels (LinkedIn & Twitter!), or super affordable for more. Set it and forget it – your marketing machine keeps rolling while you're enjoying life!Video to Viral (OpusClip.ai): Turn long videos into dozens of engaging shorts for TikTok, Reels, and YouTube. OpusClip.ai auto-generates titles, copy, and hashtags, then mass-schedu les across all your profiles. For just $29/month, transform one interview into weeks of content!AI Avatar Marketing (HeyGen.ai): Create personalized videos with AI avatars (even of yourself – Santa Scott, anyone?). Upload your voice, type your script, and generate professional messages for holidays or deal announcements. Grab free tickets to their upcoming boot camp – why wait for 2026 for cutting-edge marketing?Delegate & Conquer (REVA Global VA Services): Overwhelmed? REVA Global offers phenomenal VAs to manage all these tools, from creating Canva images and posting to Buffer, to bookkeeping and due diligence. Free up your time with their expertise (check out their Black Friday VA placement deal!)Don't be a January 1st resolution casualty! The holidays are prime time to get ahead. These tools – Canva, Buffer, OpusClip, HeyGen, and REVA Global – are for smart investors like YOU. Stop waiting for deals and capital to fall into your lap. Automate your marketing, absolutely shock and awe your competition, and make 2026 your most profitable year yet. Go out, take some action, and we'll see you at the top!Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest
Welcome back to the Empower Her Business Accelerator podcast! I'm your host, Philippa Channer, and I'm so glad you're tuning in today. We're in the middle of our December series designed to help solopreneurs step into their role as CEOs. In this episode, we're unpacking one of the biggest hurdles for solo business owners: delegation. If you've ever thought, "How can I delegate when I'm the only one in my business?", this episode is your guide. From automation to outsourcing to systemization, we're redefining what it means to delegate without a big team or big budget. ⏱ Timestamps & Segment Titles (00:00) Welcome and CEO Mindset Recap (01:00) The Truth About Delegation (01:30) Automate the Repetitive Tasks (03:00) Outsource Where It Hurts (04:30) Systemize Your Workflows (06:30) Delegate to a Digital Assistant (07:30) Why Delegation = Leadership
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Welcome to this episode of The Edge of Show, where we dive deep into the world of Web3, blockchain, and the future of finance! Join us with our special guest BrendanSedo from Core as they explore hot topics including:The impact of large public companies like Strategy Inc. holding massive Bitcoin treasuries and the risks involved.Texas became the first U.S. state to officially buy Bitcoin for its treasury, signaling a shift in government sentiment towards crypto.The evolution of neobanks into self-custodial financial apps, blurring the lines between traditional banking and decentralized finance.An in-depth look at CoreDAO, a high-performance Layer 1 blockchain designed to extend Bitcoin into DeFi and DApps, including exciting updates on their new liquid staking token.Whether you're a crypto enthusiast, a fintech professional, or just curious about the future of money, this episode is packed with insights and analysis that you won't want to miss!Tune in now and join the conversation!
Christian von Koenigsegg is unapologetically in the pursuit of greatness. Koenigsegg builds some of the fastest and most expensive cars on Earth, has a cult-like following, and relentlessly seeks out challenges he can innovate on. After building his company for more than 30 years, his love and passion for his craft is still as strong as ever. This episode explores some of the most important ideas I found from studying his life and career. It's perfect for anyone that wants to live their dream. Episode sponsors: Ramp gives you everything you need to control spend, watch your costs, and optimize your financial operations —all on a single platform. Make history's greatest entrepreneurs proud by going to Ramp and learning how they can help your business control your costs and save time and money. Automate compliance, security, and trust with Vanta. Vanta helps you win trust, close deals, and stay secure—faster and with less effort. Find out how increased security leads to more customers by going to Vanta. Tell them David from Founders sent you and you'll get $1000 off. https://www.vanta.com/founders Collateral transforms your complex ideas into compelling narratives. Collateral crafts institutional grade marketing collateral for private equity, private credit, real estate, venture capital, family offices, hedge funds, oil & gas companies, and all kinds of corporations. Storytelling is one of the highest forms of leverage and you should invest heavily in it. You can do that by going to https://collateral.com Sources: Apex: The Story of the Hypercar Koenigsegg Documentary Ultimate Koenigsegg Factory Tour With Christian Von Koenigsegg BMW Podcast Episode 75 Chronicles of Koenigsegg: The World's Fastest Car Company How To Build A Koenigsegg - NEW Factory Tour How Koenigsegg Sets Hypercar World Records! | Beyond Victory #19 | Nico Rosberg Inside Sweden's Innovation Factory Christian von Koenigsegg Talks About the Future and His Nerves Leading Up to the Speed Record Christian von Koenigsegg Interview: The Technical Power of Lateral Thinking Interview with Christian Von Koenigsegg Cars and Culture #25 - Koenigsegg Automotive AB CEO & Founder Christian von Koenigsegg Hypercar Boss Chat! Fixing Jaguar, Horsepower Wars & More Koenigsegg History
Welcome to this episode of The Edge of Show, your gateway to the Web3 revolution! In this episode we sit down with Dr. Mohamed Omer Ali, the founder of EazyBot, and Winston Thomas, the Global Sales Director of EazyBot. Together, they explore the transformative world of cryptocurrency, automation, and trading strategies.Episode Highlights:Discover the inspiration behind EazyBot and how it aims to empower users in the crypto space.Learn about Dr. Ali's journey from engineering to crypto and the pivotal moments that led to the creation of EazyBot.Understand the importance of safety in trading and how EazyBot ensures users maintain custody of their assets.Hear insights on the current state of the crypto market, including Bitcoin's volatility and the significance of diversification in trading strategies.Get a sneak peek into upcoming features and partnerships for EazyBot, including new exchanges and a mobile app.Whether you're a seasoned trader or just starting your crypto journey, this episode is packed with valuable insights and practical advice. Join us as we navigate the future of finance and technology!Support us through our Sponsors! ☕
In this episode the hosts walk through evaluating a potential acquisition of a Houston‑area elevator services company, debating whether a 7.5× EBITDA asking price can pencil out given the financing constraints and growth challenges.Business Listing - https://www.bizbuysell.com/business-opportunity/strong-cash-flow-elevator-services-business-houston-texas/2439153/?J=bot&bn=114637964&bd=20251110&utm_source=bizbuysell&utm_medium=emailsite&utm_campaign=htmlbotWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.
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