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Erik Torenberg is joined by a16z General Partner Alex Rampell and Affirm Co-Founder and CEO Max Levchin for a conversation on 25 years of fintech, from the early days of digital payments to the origins of Affirm and the next generation of agentic commerce.Max and Alex revisit what surprised them most about how payments evolved, why the card interface has been so difficult to displace, and why even the smallest corners of payments can become enormous markets. They also trace the early idea maze behind Affirm, from "pay with your identity" and the pajama problem to the realization that installment financing could dramatically increase merchant conversion.The conversation also gets into real versus "fake" 0% financing, what people misunderstand about Affirm today, why negative customer acquisition cost can be such a powerful business model advantage, and why Max is more bullish on agentic payments than on agents choosing what people buy.Resources:Follow Max Levchin on X: https://x.com/mlevchinFollow Alex Rampell on X: https://x.com/arampell Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Jake Rome, co-founder of Backflip, joins us to share the wild journey from institutional real estate private equity to building a vertically integrated lending platform for fix-and-flip investors! Jake breaks down the return-on-equity math that makes single-family flips so powerful, then digs into the leverage and risk decisions that separate successful investors from those who blow up their portfolios. He explains why Backflip decided to service and securitize its own loans, what red flags show up in underwriting (wholesaler markups, seller concessions), and how Chicago's Cook County foreclosure timeline uniquely impacts local lending. Jake also shares his outlook on where the fix-and-flip capital markets are headed, plus how he's using AI to run his own real estate portfolio. If you enjoy today's episode, please leave us a review and share with someone who may also find value in this content! ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Properties for Sale on the North Side? We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ============= Guest: Jake Rome, Backflip Connect with Backflip: LinkedIn | Instagram | Careers Link: Ready to fund your next deal? Apply with Backflip here. Guest Questions: 02:07 – Housing Provider Tip: What to do when a tenant stops paying rent 04:04 – Intro to our guest, Jake Rome of Backflip! 06:07 – From institutional real estate private equity to startups 13:44 – How the idea for Backflip was born 19:25 – Breaking down return on equity on a fix and flip 23:27 – Understanding leverage, risk, and how much is too much 28:09 – Building Backflip: raising capital and servicing their own loans 34:13 – Underwriting red flags: wholesaler markups & seller concessions 39:17 – Where Backflip lends, and the Cook County foreclosure timeline 44:36 – Red flags for first-time construction loan borrowers 46:39 – What lenders actually look for: credit score, experience, liquidity 51:10 – Building community: closing dinners and "Burgers and Flips" 53:19 – The future of fix-and-flip lending and securitization 56:08 – Competitive advantage & advice for new investors 57:53 – How listeners can learn more about Jake and Backflip ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2026.
On today's edition of ZASLOW SHOW 2.0, Zaslow and his ESPN Radio cohost, Amber Wilson, give immediate reaction to the NBA dropping the hammer on the LA Clippers. Why didn't Kawhi Leonard get a bigger punishment? Should Steve Ballmer ever be allowed back? Was this the worst trade in the history of the NBA? The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On this episode of CoinDesk's Public Keys from the New York Stock Exchange, host Jennifer Sanasie is joined by Ben Spiegelman, Head of Institutional at Base, to break down Coinbase's newly launched tokenized stocks. Zach Pandl, Head of Research at Grayscale, unpacks the debut of the first-ever Zcash ETF. Plus, Solstice CEO Ben Nadareski explains strcUSX, a Solana-based product that splits the economics of Strategy's STRC preferred into senior and junior tranches. - Learn more at bullish.com. - Register now for CoinDesk's Policy and Regulation event on September 22, 2026: policy-regulation.coindesk.com. - To get market-moving news delivered daily, download CoinDesk's mobile app: linktr.ee/coindeskapp. - Chapters/Timecodes: 00:00 Welcome to Public Keys 00:24 Coinbase Brings Tokenized Stocks to Base 00:44 Base's Ben Spiegelman Joins Public Keys 01:02 What Makes Coinbase's Tokenized Stocks Different 03:26 The Killer DeFi Use Case: Borrowing Against Your Stocks 04:11 The CLARITY Act and a Future US Launch 05:24 Trading, Financing, and Payments on Base 07:04 What Still Gives Institutions Pause On-Chain 09:15 ETF Flows: Bitcoin and Ether Cool After a Record August 10:04 Grayscale's Zach Pandl on a Healing Crypto Market 11:13 What Happens If the CLARITY Act Doesn't Pass 12:18 'Recktember' and the Q4 Bitcoin Outlook 13:42 The First-Ever Zcash ETF and the Privacy Thesis 15:47 Scarcity vs. Privacy: What's Driving Zcash 17:10 Institutional vs. Retail Demand for the Zcash ETF 19:04 Solstice's Ben Nadareski and Strategy's STRC on Solana 20:38 Inside strcUSX: Senior and Junior Tranches 21:40 Building on Strategy's Platform 23:19 Why Solstice Built on Solana 25:30 The Institutional DeFi Adoption Curve
On today's edition of ZASLOW SHOW 2.0, Zaslow and his ESPN Radio cohost, Amber Wilson, give immediate reaction to the NBA dropping the hammer on the LA Clippers. Why didn't Kawhi Leonard get a bigger punishment? Should Steve Ballmer ever be allowed back? Was this the worst trade in the history of the NBA? The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
A Phil Svitek Podcast - A Series From Your 360 Creative Coach
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, we explore innovative real estate financing through blockchain technology, connecting property developers with a new class of capital. Guest Mr. Mark Brennan shares his journey, insights into the industry, and the future of real estate investment. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
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On today's edition of ZASLOW SHOW 2.0, Zaslow is very bullish on Malik Willis entering this Dolphin season, and tells why he isn't allowing a pathetic preseason to change his mind. Also, Zas explains why he's surprised Tua made the 53-man roster in Atlanta, after his performance this weekend vs the Dolphins. Plus, Mike Ryan joins the show to preview CanesInsight's "Hurricade" and the start of the Miami Hurricanes season this week. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Keith explores how real estate strategies have shifted from the 1980s to today and explains why investors need to adapt deal structures to changing interest rates, lending conditions, and market cycles. He highlights current opportunities in new construction and builder rate buydowns, along with the long-term benefits of fixed-rate debt. Keith is joined by economic futurist and author Richard Vague, who challenges conventional beliefs about inflation and interest rates and explains how government intervention, war, and supply constraints shape asset prices and leverage decisions. Together, they provide a big-picture framework for understanding how today's macro environment affects real estate investing decisions. Episode Page: GetRichEducation.com/621 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE. I'm your host Keith Weinhold. Learn how dramatically real estate has changed from the 1980s through the late 2020s. We'll be sure that your approach is changing with it. Then a great guest and I discuss how war and future calamities will affect mortgage rates, inflation, and your real estate today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. In September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Home Buyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before. We're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth. Again, that September 30th. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth. Speaker 1 1:35 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 1:51 Welcome to GRE from Cambridge, England, to Cambridge, Massachusetts, and across 188 world nations. I'm Keith Weinhold. You're inside Get Rich Education. You could be doing anything with your time. I'm grateful that you choose to listen to me every week. You know, real estate investors sometimes say, "Ah, there aren't any deals anymore. What they usually mean is the deal structure that they learned five years ago stopped working. There are always opportunities in real estate, but your approach changes with interest rates, lending standards, inventory, construction, government policy, and just the overall economic cycle. The best investors don't wait for yesterday's market to return. That's like someone still hoping for Blockbuster Video Store to reopen. They identify what today's market is offering instead. Just consider this historic retrospective on real estate investing from the Reagan administration to today, in 1981, the 30-year mortgage rate peaked above 18.6%. I mean, just imagine proudly telling your friends that you locked in at 17% before rates went higher. That mortgage needed its own defibrillator. By 1984, rates were still near 16%. The strategy then, the approach, was for a buyer to assume the existing owner's lower rate mortgage that they locked in a few years earlier, perhaps in the late 70s, that's how you got a good deal, assuming that existing owners lower-rate mortgage. You can't do that so easily today. Keith Weinhold 3:50 By the late 80s and early 90s, the opportunity shifted from assuming attractive debt to buying distressed properties. The S and L crisis was upon us. Savings and loan failed lenders found themselves holding piles of distressed real estate, so investors bought foreclosures and REOs at discounts. They improved neglected buildings and then they repositioned them for income. You probably know that REO stands for real estate owned on a bank's balance sheet. All REO means is bank-owned property, but that's what you did. You found those, and then you scooped up a deal that way. As the 1990s progressed, interest rates declined, and loans also became really easy to obtain. We were tilting into the loosey-goosey easy lending environment. In the 90s, it was popular to buy an undervalued property, renovate it, raise the rent, and refinance it based on the improved value. That process later got a buzzy acronym and became known as the Burr strategy: buy, rehab, rent, refinance, repeat. By 2005, financing got more creative. This is when I was a new real estate investor. I remember obtaining what were known as 8015 five combo loans. This meant an 80% first mortgage, 15% second mortgage, and 5% down payment. You remember those? If you've been around for a while, you do. And see, this way you could avoid paying PMI, and you could control property with an astounding 20 to one leverage ratio due to that 5% down payment, but soon enough lending just got absolutely too creative and easy. The quiet lending party turned into a boisterous kegger, delivering the 2008 financial. crisis, and pretty soon I could no longer get any loans. From 2009 through the early 2010s, you could buy foreclosures and short sales at enormous discounts if you could find the loan. Keith Weinhold 6:20 Financing was tough, but prices were super low. It might have even made sense to pay cash at that time. Fear was everywhere right after the global financial crisis. I mean, it really took courage to act when others were hiding under the bed. By 2020 and 2021, the opportunity changed from cheap property to cheap money. Mortgage rates dropped below an absurd 3% as a result of the COVID pandemic. You could lock up extraordinarily cheap debt for less than the inflation rate, and then let inflation nibble away at it like Pac-Man. Of course, a lot of us are still benefiting from that today, but that opportunity is long gone now. But it doesn't mean that deals are gone today. Where's the opportunity? One of the best ones is often found in new construction, large build. have got to keep moving their inventory as they build these homes because they have got to keep their crews busy. An unsold house for a builder-I mean-that produces as much income as an unplugged Bitcoin miner. Rather than make conspicuous price reductions, builders use their financial muscle to buy down mortgage rates for you, often in the 5% range or even lower. Keith Weinhold 7:52 Builders might also offer you closing cost assistance, upgraded finishes, or other incentives that a single resale seller just can't match. So from the Reagan administration to today, over 45 years, the winning strategy just keeps morphing. It started out back then as assume the loan, over to buy distress, then to renovate and refi, then it was a creative financing wave, and then cheap debt, and today take the builders buy down. That's where we are. The mistake is deciding in advance what a deal is supposed to look like. The best deal structure changes, and of course, it's going to change again. The investor who keeps fighting the last war is always going to conclude that the opportunity has disappeared, but it hasn't. It's just changed clothing. Still, though, today's new purchases now-they're not as good as the deals that they were five years ago, but the best investors keep investing. They keep adding to their portfolio. It's what they've always done. Absolutely zero winning investors that are successful over time look back and say things like, "I didn't add anything to my portfolio during that 10-year span for this or that reason, the market changes, and you've got to adapt with it. That's a way to think about it. Take solace in knowing a few things. Deal structure changes over time are inevitable. And larger picture, you are investing in a product that is sustainable residential real estate in the form of long-term rentals. These entry-level properties are a scarce asset that people are going to continue to need. I mean, that's what we do here. Just compare. To the fads that we avoid around here, like NFTs, metaverse real estate, which we discussed on the show a few years ago, but said is highly dangerous, eye buying, value add apartment syndications, SPACs, or how about ICO funded altcoins? We don't chase the latest hot thing here at GRE. It is about what's sustainable, necessary, and cannot be easily disrupted by AI, and that's one reason that Get Rich Education is still standing strong after 52 episodes every year for almost 12 years now. Shortly, we're going to bring in a rather esteemed guest today on the future direction of interest rates and inflation. Interestingly, he believes that raising interest rates does not cool inflation, and that's contrary to popular belief. I'm going to press him on this and ask why, but first, our new Fed chair, Kevin Warsh. He's only been on the job a few months now. Keith Weinhold 11:07 He is gaining a reputation for not forecasting what they're going to do ahead of time, like his predecessor had. I guess I tend to like his disposition and the way that he communicates, I sense some pragmatism with Warsh, but gosh, it often seems that a new Fed chair gets off to a well liked start, and then they do something that lots of people criticize. Like, remember in 2004, late Fed Chair Alan Greenspan suggested more borrowers could benefit from adjustable rate mortgages shortly before rates rose and ARM resets became financial landmines. In 2007, Ben Bernanke said that subprime mortgage problems were likely to be contained. Oh, right after that, they helped trigger the global financial crisis, and more recently, the Jerome Powell gaffe, which I'll mention in the interview shortly. Here's what current Fed Chair Warsh says about inflation: Kevin Warsh 12:14 For some households, businesses, and market professionals, five years of high inflation have left a mistaken impression, that's hard to shake, that the Fed's implicit inflation target was somehow above 2% Let me reiterate, there is no soft inflation target. There is no soft implicit target, not on this committee's watch. There's only a target, and it's 2% Keith Weinhold 12:42 It's obvious that he is serious about getting inflation back down to 2% That tends to point toward interest rate increases. Let's discuss that and more with this week's brilliant guest. This week's guest is an economic futurist keynote speaker, and he's quite a popular author. He is chair of the board of the Public School Employees Retirement System. That's the largest public pension fund in Pennsylvania. Previously, the Pennsylvania governor appointed him as the secretary of banking and securities for the Great Commonwealth of Pennsylvania, he's also the founder and president of several various organizations today, and he serves on several boards, including at the University of Pennsylvania and the School District of Philadelphia. I mean, I hardly know how he has time to do it all, but he made time for us today. Hey, it's great to welcome back Richard Vague. Richard Vague 13:45 It's such an honor to be with you. I certainly enjoyed our last session, and it's really wonderful to be back. Keith Weinhold 13:51 Well, and so much has changed since you were last here, Richard. First, why don't we pull back and talk to us about the general state of the national economy today, as you see it. Richard Vague 14:04 ou know the economy was rocking along okay, and you know since you guys are such experts in real estate, I'll tell you one of the most important statistics, in my opinion, is the number of unsold homes, and by all rights, that number should be about 2 million homes. It's only about a million and a half. So there's a deficiency in our housing stock in the United States, which is, yeah, I think good news for the housing industry. It's always good to have a reason to have to grow. You may recall that in 2007, that had gotten up to four millinomes, which was a catastrophe, as we all know. So, it's the economic statistic I looked at first and most closely, and that was, you know, an okay number, and a lot of the things were going along. You know, not fabulous, but not terrible. Things were kind of moving. And all of a sudden now we have the war in Iran, and that's creating all sorts of problems for us, which you know I think you guys are concerned about. So I generally think the economy's been good, but there's a lot of dark clouds on the horizon. Keith Weinhold 15:15 You know, Richard, I was recently sharing something remarkable with our audience. To your point, just since 2020, consider all the calamities that we've had: COVID, Ukraine, Israel, Gaza, tariffs, and the Iran War. Just since 2020, what's the result of all that? Both stocks and residential real estate are near all time highs. Richard Vague 15:42 Yeah, well, you know, one of the things that's true is that this is something I go to in great detail in my book Paradox. But the more debt there is, the higher asset prices go. Keith Weinhold 15:53 Yeah. Richard Vague 15:54 You know, in the case of housing, that broadly helps middle America. In the case of the stock market, the top 10% of the country owns 87% of the stocks, so that tends to go to the wealthiest instead of to the broad population. But yeah, those two things are at highs. Keith Weinhold 16:12 You're touching on your well-received 2023 book, The Paradox of Debt, and you know, Richard, amidst all these calamities and all this potentially unprecedented level of government intervention that we've had-you know-it makes one wonder during the next crisis, which is inevitably going to happen, will the government just step in and provide relief again? And how would that look? Richard Vague 16:38 You know, I think that's one lesson that government has learned indelibly. Way back in 1929, in the couple of years that followed, the government did not step in, and we saw what happened. And I think there's a generation of economists that understand the role of government in a calamity, and you know it's pretty simple. You know the government comes in and crops up financial institutions as they did in 2008, simply by providing the liquidity or buying the bad assets, or the government steps in with relief checks as they did in such a massive way in 2020. But the government has learned that at least to some degree, it needs to intervene. I can't imagine that ever not being true. Keith Weinhold 17:26 Goshmright when you think about 2020s stimulus and how emergency lending facilities were set up, you had the payment protection program, stimulus checks, mortgage loan forbearance. It's just like this government won't let the asset holders fail. Richard Vague 17:46 Well, yeah, you know, there's failure, and then there's something that's hurtful but not quite failure. You know, I can imagine that the government will be able to prevent, in some circumstances, certain asset prices going down some amount, it's actually fairly commonplace for stocks to go down 10 or 20% I can see real estate prices going down as they have in the commercial office space. Yeah, but yes, the government will step in when those things become extreme to prevent a true calamity. Keith Weinhold 18:19 Of course, one consequence of the interventionism is elevated inflation. I know how you've talked before about how the level of inflation is higher than most people think. For example, you'll see today's CPI numbers in the mid threes. Talk to us some more about why inflation is higher than most people think. Richard Vague 18:41 Well, I have studied inflation, you know, fairly diligently, and inflation really relates to the constriction of supply. And if you look over the 250-year history of the United States, we haven't had that many episodes of bad inflation, and they've always related to a constriction of supply. Most of them have occurred during a war when, for obvious reasons, you know, supplies are constricted. The big 1970s episode of inflation was because OPEC, which had so much more power back in those days, acted to you know punish the United States by constricting supplies, and the price of a barrel of oil went from $4 to $40 a barrel. Yeah, between 73 and 79. COVID was another instance where inflation related to constriction of supply. That was you know people couldn't go to the meat factory to cut meat. People couldn't go to the factories to build things, so all of a sudden our supplies were decimated, and we had a short burst of very painful inflation. Well, now we've got the straight of four moves, and that is impacting the price of oil. I think it's going to impact the price of oil more going forward because. Because we've been able to rely on reserves, both the U.S. has been able to rely on reserves, and China has been able to rely on even greater reserves. And you know we haven't seen the brunt of that, but unless something's resolved pretty quickly, I think in the fall and winter we're going to see even more problematic prices there. But we know agricultural prices and even the flow of commodities like wheat are constricted by the constraints in the Strait of Hormuz and, frankly, other waterways as well. Now, one of the things the numbers that you see reported tend to underreport inflation because it looks at a year-over-year number and doesn't really capture it if it's moved up more sharply in the last month or two. So we look at it on a month-by-month. We you know we break it down about as to as many parts as you can break it down into. But PPI, which is kind of a leading indicator on the eventual CPI PPI's producer price index, it was 4.7% this last month. That would suggest to you that things which are in the mid threes now, which is more higher than we want, you know, probably trending over. Maybe not next month, but you know, over the next three to six months, I'm not going to be surprised if the number's more in the four to five range. So, yeah, I think inflation's being somewhat underreported at the moment. Keith Weinhold 21:29 The PPI being that harbinger of consumer prices, often four to six months down the road. And Richard, the last time you were here, when it comes to checking and controlling inflation, you said something so interesting. You said that higher rates, which is typically the response in order to try to quell inflation, higher rates actually do not lower inflation, and you did not get a chance to expand on that because we ran out of time. Tell us more about why higher rates do not reduce inflation. Richard Vague 22:05 Well, I'm going to answer that a couple of ways. One of them is higher rates don't open the Strait of Hormuz. Keith Weinhold 22:12 Right. Richard Vague 22:13 You can put rates as high as you want, and it's not going to open the Strait of Hormuz. Keith Weinhold 22:16 Chairman Warsch doesn't open the Strait. Yes, he doesn't get oil produce nothing. Richard Vague 22:20 Strait of Hormuz. Keith Weinhold 22:21 Yeah. Richard Vague 22:21 And so we can do all we want to on raids, which is a very blunt instrument, and it's not going to address the supply constraints that are geopolitical and war related. So, if you want to curb inflation right now, there's two things to do. One of them's you know end the war with Iran, and the other is to kind of back off a lot of these tariffs that have become so problematic. I think there's a place for tariffs. I think there's certain things China's doing that you know a call for an appropriate level of tariffs. I'm not sure we should be big tariffs on Canada and some of these other places, which have the effect of increasing the cost of our farm equipment and cars and other things like that. So, if you really want to address inflation and address the things that truly underlie inflation, and if the second way I'd answer this is to say, go look at the debt, track the data from you know 1945 or 50. You know, we really look at the post World War II period as the place we really learn things from, and over that period, increased government spending has been accompanied by reduced interest rates and reduced inflation. So, reduced interest rates and reduced inflation have gone hand in hand, and rising interest rates and rising inflation have gone hand in hand, and it's a really easy thing to look at. We've got the data on our site, but there's only been three periods where you've had big shifts in government spending and rates. They're pretty easy to look at, and there's actually empirically an inverse relationship between rising interest rates and it's the opposite of what economists tell you. Keith Weinhold 24:09 I think, in general, economists tell us that when inflation is high, you raise interest rates because consumer spending is about 70% of the economy, and those higher rates therefore incentivize people to be savers because they're getting paid a higher yield, keeping those dollars out of the economy, and they're less incentivized to be borrowers and expand the economy that way. I think in general that's why economists say that higher interest rates reduce inflation. Do you agree with that? Speaker 2 24:40 Well, no, I don't, and the reason I don't is because when you look at the data, that doesn't happen. These are easy things to check, and what I would say to you is that rising interest rates increase costs, and you guys know that better than anybody in the world. Keith Weinhold 24:56 With mortgages. Yeah. Richard Vague 24:58 What do rising interest rates do to? Cost of your mortgage. Keith Weinhold 25:02 Everything increased substantially. Richard Vague 25:03 It has system prices at the grocery store. Well, the grocery stores have to pay our interest for their inventory. So the more intuitive and obvious thing is that rising interest rates increase prices. And by the way, if you and I were to go look at the data right now, which I look at almost daily, that we would see periods of rising interest rates correlate to periods of rising increased costs. Keith Weinhold 25:29 Well, I'm glad you look at history because I often say here at Get Rich Education, if you want to know what's going to happen in the future, it's easy to have a hunch, but it's more important to look at history. Can you talk to us some more about how, over the long term, higher interest rates don't suppress inflation? If that's what you're saying, Richard Vague 25:47 yeah. The greatest rise in inflation, you know, in my lifetime was the late 1970s. Keith Weinhold 25:55 Yeah, Richard Vague 25:56 and for the entire time that interest rates were going up, prices and inflation were going up, and it wasn't until interest rates started coming down that inflation started coming down. So we could look at any number of periods, and if you're going to argue the opposite, you need to go find me some data. Keith Weinhold 26:15 Okay. Well, speaking in more modern times, in the last wave of inflation that we had, the CPI peaked at 9.1% in June of 2022. This is the whole famous Jerome Powell: inflation is only transitory. Oh shoot, no, it's not. I better hike rates. He did, and then inflation came down. Is it as simple as that cause in effect, or did something else make inflation come down post COVID. Richard Vague 26:42 Inflation came down, and it came all the way down in July of 2022. It didn't come down gradually over six, 912, 18 months. You go look at the length monthly inflation. Inflation came all the way down in July of 2022, and stay has stayed down all the intervening period until very recently with the Iran War. July of 2022 was before there was a dramatic increase in interest rates. Keith Weinhold 27:18 Right, Speaker 1 27:19 that's simple. Keith Weinhold 27:21 What caused inflation to come down? Then is it because supply began to arrive on the market again? Richard Vague 27:27 People went back to work, started building things again. Keith Weinhold 27:30 Producing. Richard Vague 27:32 And the problem was folks had not been able to go to the factories and make things, and so we had a you know global supply deficit. Well, the nice thing about that is that you know money incends people to scramble back to work, make things again, and you know once they start doing that, and the Fed actually produces something they call the Global Supply Chain Pressure Index. You can get it on the Fed site. If you look at it, it's supposed to be kind of at zero, and anytime supply chains are disrupted, it shoots up. And any you know, any time the opposite happens, you know there's overcapacity. It goes down, and you can see exactly when supply chains repair is happening. So go look at the. It's called the GSCPI. It's on the Fed side. You'll see that global supply chains had largely started to be dramatically repaired in the spring and summer of 2022, and naturally, supply and demand works. All of a sudden, supply starts showing up, and prices go to hell. Keith Weinhold 28:39 We're talking with economic futurist author and Pennsylvania's governor-appointed former secretary of banking and securities Richard Vague, more when we come back on the affliction of inflation, what this means for real estate investors, and more. This is Get Rich Education. I'm your host Keith Weinhold. What if you got your mortgage loans the same place I get mine. You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge. While it's on your mind, start at ridgelendinggroup.com. That's ridgelendinggroup.com. Keith Weinhold 29:29 Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. In full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866. That's family to 66866. Dolph Derues 30:31 This is the king of commercial real estate, Dolph Derues. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream. Keith Weinhold 30:45 Welcome back to Get Rich Education. We're talking with Richard Vague. Richard is the founder and president of so many organizations today. He's the author of several popular economic books. He chairs the board of the Public School employees retirement system. That's the largest public pension fund in Pennsylvania. He's in a lot of places at once, seemingly. Richard, we're talking about inflation before the break. What is the right inflation rate? Richard Vague 31:16 Well, like I said, inflation. If you look at the entire 250-year span of the United States has it been an affliction that has affected us that often? It is political kryptonite. So when it does happen, it steers our consciousness, and it you know certainly affects your industry. But you know, if we look historically, the Fed targets 2% It's not a bad thing to target. We never really have achieved that level for any length of period. I think if you look at it over the past several decades and take out the high inflation periods, it probably has averaged closer to three. So I don't think two to 3% is an inappropriate level, and I kind of suspect it'll be a level that typifies our future once we get past, if and when we get past this more. Keith Weinhold 32:09 Yes, not long ago, I was looking at the history of the CPI or the CPI's equivalent, and over the last 100 years, the rate is about 3.2% and we haven't hit that government-mandated 2% target, which is stated right on the Fed's website. We haven't hit that for any month in about five years now, and this asset inflation, as we know, this disproportionately enriches existing asset owners, and it widens this inequality. Something that's more recently been known as the K-shaped economy, can you talk to us some more about this exacerbating wealth inequality? Richard Vague 32:48 Well, you hit the nail on the head. Something on the order of 80% of all the net wealth held by Americans is in the form of two things: stock and real estate. If you want to talk about wealth, it's those two things, and those two things, probably 60 or 70% of all of those in the U.S. are held by the top 10% I think it's a single-digit number of those that are held by the bottom 50% So you know, if inflation and debt growth push asset prices up over time. It is a mathematical inevitability that the rich get richer faster than those in the middle and at the bottom, and that simply means inequality will increase through time. I believe that's structural. Unless you address that in very some very specific way it will continue. Keith Weinhold 33:43 Inflation affects real estate investors more than it does the average person because we borrow these big pools of money often at 75 to 80% loan to value, and in a sense, although we know it's bad for general society, and we do think about the K-shaped economy. Of course, inflation benefits us because it debases our debt. But even if you're not a real estate investor, even if you just own your own home, you know, Richard, I really think it begs the question: Is a 30-year fixed-rate mortgage one of the best forms of debt ever created for ordinary Americans? Richard Vague 34:22 The 30-year mortgage, which was created, you know, that started on that path in the 1930 s for the very reasons we all know and love, which is getting Americans to own their own home, and has been, you know, a game changer for the country, and truly one of the great things that's been done, and I hope it's something that we continue to defend and preserve. Keith Weinhold 34:46 Well, that brings up leverage and the prudent use of leverage. As real estate investors, we have this benefit of getting all these 30-year fixed-rate loans without the threat of a. Margin call being made. We're not borrowing over in the stock market. When you sign your loan documents, it doesn't say that the bank can call your note due at any time, but one could take it too far. And when it comes to debt, I think that really begs the question: Where does intelligent leverage end, and then dangerous leverage begin. What's the border? Richard Vague 35:25 Well, you guys are experts, and I'm not. But the very simple premise is starts with not overpaying for the property to begin with. It is not an exact science, but generally speaking, I think we can tell when prices are relatively high in a given market and or a given year and relatively low, and you you'd always want to kind of be at least in the middle or somewhat on the low end before you acquire a property. So that's step number one, and then step number two is really just giving yourself a buffer, you know. We saw in the global financial crisis that real estate loans were being made in some cases at 100% of value. Yeah, and frankly, we saw at least some episodes within that folks borrowing over 100% of value, and certainly they were very happy when that happened. But we know there's zero margin for error when you do that, and perhaps even a negative margin for error when you do that. So I would think, you know, you guys know better than me, but you know, I hate to borrow it much more than like 90% of value, maybe 95% if it's a smaller asset and you have a government guarantee, and if you can do it at lower leverage, you know, 70 or 80% of value, that's not a bad thing to consider. I tend to think in the real estate world that you know I've seen many investors, particularly in the commercial space, buy things with lower leverage, 50 or 75% But then, as the asset proves itself, they work with their lender to increase the debt-to-value ratio, you know, and get more money at it over time as it becomes an increasingly proven asset. So they migrate their way from 75% to 95% over time. I think that's a logical path. Keith Weinhold 37:20 That acronym Ninja Loans, which were popular from about 2000 to 2007, that acronym Ninja means no income, no job or assets, and you might still get a loan of 110% of the value of the property. It was profligately irresponsible. Well, Richard, in a moment, I want to ask if you have a resource that our audience can follow along with you if they would like to do so. But before I do that, do you have any last thing that you would like to talk about? Maybe something that I did not ask you, whether it has to do with the general economy or real estate or interest rates or inflations. Is there something else that we should know? Richard Vague 38:00 What I would do is just endorse your podcast. Keith Weinhold 38:04 Thanks. Richard Vague 38:05 You're approaching this in a very intelligent way, and you're very empirical, and I think your listeners are doing themselves a service by continuing to follow what you do. That's a really reasonable, secure, and yet bold path towards creating wealth, then I think you're to be commended. Keith Weinhold 38:27 Oh, I appreciate the endorsement. I'm always blown away at our following, but you have some resources worth following as well. Tell us about that. Richard Vague 38:36 Well, we do. We have a weekly video ourselves that it's about a five-minute video, and you can go to our website, which is tycos.com. So t y c h o s.com, and you know we have data on the site. If you're a real geek, you could go in and you can look at our macroeconomic data. You know, but if you're not, you can sign up for the video, and we come out with what we hope is a short but relevant video once a week talking on some aspect of the economy, and you know we'd love to have folks join that if they're interested. Keith Weinhold 39:10 Well, it's valuable. I suggest you, the listener, check that out. Richard oftentimes turns conventional economics on his head, just like he did with us today, talking about how if there's higher interest rates, that does not necessarily mean lower inflation. Richard, it's been valuable as always. It's been great having you back on the show. Richard Vague 39:30 It's an honor to be with you. Keep up the great work. Keith Weinhold 39:38 In this remote interview, I got a beautiful look over Richard's shoulders there on the screen at Center City, Philadelphia, in the ornate buildings there. I will be in that part of the nation again shortly. Big thanks to Richard Vague. If you're looking him up, it is spelled V-A-G-U-E. We've got a. A lot of terrific content coming up on the show over the next few weeks, including fresh takes on building your wealth that you've never heard before. Until next week, I'm your host Keith Weinhold. Don't quit your daydream. Speaker 3 40:18 Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 40:46 The preceding program was brought to you by your home for wealth building. getricheducation.com
On today's edition of ZASLOW SHOW 2.0, Zaslow is very bullish on Malik Willis entering this Dolphin season, and tells why he isn't allowing a pathetic preseason to change his mind. Also, Zas explains why he's surprised Tua made the 53-man roster in Atlanta, after his performance this weekend vs the Dolphins. Plus, Mike Ryan joins the show to preview CanesInsight's "Hurricade" and the start of the Miami Hurricanes season this week. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow feels it is completely justified for the Dolphins fan to boo Tua Tagovailoa tonight, while Tua fights to make the 53-man roster for Atlanta. Plus, with the NFL season kicking off on Netflix in less than two weeks, Zas is joined by Elle Duncan. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today's guest is Paul Kedrosky, a fellow at the MIT Institute for the Digital Economy, partner at SK Ventures and former sell-side analyst. In today's episode, Paul Kedrosky explains why AI sits at the intersection of every force behind the biggest bubbles. He walks through why tokens are the fastest-deflating commodity ever, why more than half the data center buildout runs on debt instead of cash flow, and why an IPO wave pressures the market's biggest winners. To close, Paul argues AI already drives most US GDP growth, and revisits how badly humans misjudge scale. (0:00) Introduction (1:19) AI solving its own problems and historical economic crises (3:14) The impact of AI on energy and emissions (7:25) AI's economic implications (10:45) Financing and economic impact of data centers (18:42) Deflationary effects of AI tokens and tech company debt (22:26) Tech companies as utilities and the IPO surge (28:01) High PE ratios and valuation risks (34:04) AI model convergence and diminishing returns (40:22) Global attitudes toward AI and technology adoption ----- Sponsor: Upwork is the world's largest human and AI-powered freelance marketplace to hire top talent—trusted by businesses and professionals worldwide. ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more. ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here! ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com).
On today's edition of ZASLOW SHOW 2.0, Zaslow feels it is completely justified for the Dolphins fan to boo Tua Tagovailoa tonight, while Tua fights to make the 53-man roster for Atlanta. Plus, with the NFL season kicking off on Netflix in less than two weeks, Zas is joined by Elle Duncan. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this episode the hosts debate whether a legendary guitar pedal brand with loyal fans, sold-out products, and valuable IP is a hidden bargain—or an unsellable retirement business weighed down by inventory and operational risk.Welcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.Looking to build a professional website in minutes? Try Wix: https://wix.pxf.io/c/6898629/3115214/25616?trafcat=templateHubSpot is the backbone for how businesses scale without chaos. Try them out here: https://go.try-hubspot.com/OeG9VrSubscribe for more episodes: https://www.youtube.com/@AcquisitionsAnonymousPodcast?sub_confirmation=1Subscribe to our Newsletter: https://www.acquanon.com/newsletterSponsorsAcquisition Lab, the leading community, platform, and fund backing serious acquisition entrepreneurs. The education and deal-search tools are free, and a real board of advisors will talk you out of a bad deal as fast as into a good one. There's no clock and no pressure. See what it's like: sit in on a free live roundtable at acquisitionlab.com/roundtables, and mention Acquisitions Anonymous!Bedrock Quality of EarningsBefore buying a business, make sure the numbers actually hold up. Bedrock Quality of Earnings combines experienced financial diligence with modern AI tools to help buyers avoid expensive surprises. Learn more at https://bedrockqe.com.This week on Acquisitions Anonymous, the hosts review the sale of Boomerang Looper, a well-known guitar pedal company that's been around for nearly three decades. The asking price is just $99,000 for a business producing approximately $312,000 in annual revenue and $75,000 in cash flow, complete with trademarks, intellectual property, manufacturing files, customer lists, and ecommerce storefronts.At first glance, the valuation looks almost too good to be true—but a deeper look raises important questions. The flagship products are completely sold out, much of the remaining inventory appears to be generic accessories, and the retiring owner may have stopped reinvesting in manufacturing. The discussion explores whether buyers are acquiring a recognizable niche brand with tremendous upside or inheriting an operation that has already begun winding down.The panel debates inventory strategy, financing challenges, customer demand, and whether this business could realistically scale beyond its current size. It's a fascinating case study in buying product businesses where the intellectual property may be far more valuable than the current operations.Key Highlights:- Legendary guitar pedal brand listed for $99K with approximately $75K SDE.- Includes trademarks, manufacturing schematics, PCB files, Shopify, Amazon, eBay, and Reverb stores.- Flagship products are sold out, raising questions about production, working capital, and owner motivation.- Hosts debate whether the remaining inventory has meaningful value or is mostly low-end generic products.- Financing may be difficult despite the attractive multiple because current operations appear to have slowed significantly.Subscribe to weekly our Newsletter and get curated deals in your inboxAdvertise with us by clicking hereDo you love Acquanon and want to see our smiling faces? Subscribe to our Youtube channel.Do you enjoy our content? Rate our show!Follow us on Twitter @acquanon Learnings about small business acquisitions and operations.For inquiries or suggestions, email us at contact@acquanon.com
Trade war negotiations between the US and Canada are circling the drain. How could the standoff cost you more? Some software companies are bouncing back this week. What unlikely partnership is helping? Finally, Nvidia announced earnings this week. Where is the AI economy heading?
On today's edition of ZASLOW SHOW 2.0, Zaslow is joined by new Miami Heat F Klay Thompson. Zaslow and Klay discuss what stood out about Miami, his love for boating, relationship with the current guys, and more. This comes after Zaslow takes exception to Draymond Green's "straw man" argument about Thompson. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
This episode features Ken Wimberly, a rugged entrepreneur, devoted family man, and former Navy serviceman. Drawing from his comprehensive background in commercial real estate and his experience as a Keller Williams franchisee, Ken discusses his entrepreneurial journey, including past business ventures and failures. He deep-dives into his latest venture, Laundry LUV, a company dedicated to disrupting the traditional laundromat industry by creating clean, safe, and family-centric spaces that focus on community impact and childhood literacy. Chapters03:34 – Introducing Ken Wimberly and His Family04:30 – Early Entrepreneurial Journey and First Business Failure06:58 – Transition to Commercial Real Estate and Keller Williams08:35 – Lessons from App Development Failure09:12 – The Origins of Laundry LUV10:50 – Becoming the "Chick-fil-A of Laundromats" and Childhood Literacy13:51 – Franchise Experience and Meeting Co-Founder Skyler17:04 – Laundromat Industry Statistics and Business Economics21:16 – Staffing Models and Customer Service22:02 – Five Lines of Revenue in the Laundromat Business24:36 – Equipment Maintenance and Operations25:56 – Financing and Technology in Modern Laundromats27:59 – Current Locations and Growth Capital Strategy31:48 – Leadership Training and Company Execution Roles33:00 – Guest Contact Information and Event UpdatesConnect with Ken:https://www.laundryluv.com/ https://kenwimberly.com/ Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/ Access eBook: https://accountableequity.com/case-study/#registerTurn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify
On today's edition of ZASLOW SHOW 2.0, Zaslow is joined by new Miami Heat F Klay Thompson. Zaslow and Klay discuss what stood out about Miami, his love for boating, relationship with the current guys, and more. This comes after Zaslow takes exception to Draymond Green's "straw man" argument about Thompson. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
AI agents are going rogue — deleting bookings, sending unauthorized emails, and lying about it — and Blake and David trace the trend into the $3 trillion of off-balance-sheet AI commitments hiding in Big Tech's footnotes (and why accountants will get blamed when the bubble pops). They also recap what stood out at XeroCon 2026. Then Hoover Institution fellow Ben Jaros runs the real numbers on California's Prop 40 billionaire wealth tax — why the $100 billion estimate is closer to $40 billion, and whether taxing 200 people is even constitutional.SponsorsCanopy - http://accountingpodcast.promo/canopyThomson Reuters - http://accountingpodcast.promo/taxautomationOnPay - http://accountingpodcast.promo/onpayCloud Accountant Staffing - http://accountingpodcast.promo/casChapters(00:00) - Welcome to The Accounting Podcast (03:00) - Rogue AI Agents Gone Wild (07:53) - Controlling Agent Permissions (12:08) - Microsoft AI Receivables Surge (14:49) - Three Trillion Off Book Commitments (17:09) - Meta Hyperion Lease Loopholes (21:33) - Bubble Risk and Circular Financing (28:24) - XeroCon Highlights and AI Agents (32:21) - Bank Reconciliation and Roadmap Gripes (34:10) - Conference Vaporware Rant (34:37) - Billionaire Tax Preview (36:33) - Prop 40 Basics (38:40) - Revenue Reality Check (42:44) - Residency Cutoff Drama (45:01) - Wealth Tax vs Income Tax (45:52) - One Time Or Not (46:34) - Healthcare Backfill Claims (51:42) - Better Ways To Tax (55:23) - Constitutional Challenges (58:01) - Why Voters Oppose It (01:02:09) - Trial Balloon And Wrap Up Show NotesComing soon!Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcasts or Podchaser. Call us and leave a voicemail; maybe we'll play it on the show. DIAL (202) 695-1040.SponsorshipsAre you interested in sponsoring The Accounting Podcast? For details, read the prospectus.Need Accounting Conference Info? Check out our new website - accountingconferences.comLimited edition shirts, stickers, and other necessitiesTeePublic Store: http://cloudacctpod.link/merchSubscribeApple Podcasts: http://cloudacctpod.link/ApplePodcastsYouTube: https://www.youtube.com/@TheAccountingPodcastSpotify: http://cloudacctpod.link/SpotifyPodchaser: http://cloudacctpod.link/podchaserStitcher: http://cloudacctpod.link/StitcherOvercast: http://cloudacctpod.link/OvercastClassifieds Flowglad - https://cal.com/team/flowglad/flowgladFearless Foundry - www.advisoryamplified.comExpense Bot - https://www.expensebot.ai/accountantProfitRoot - https://tryprofitroot.com/Want to get the word out about your newsletter, webinar, party, Facebook group, podcast, e-book, job posting, or that fancy Excel macro you just created? Let the listeners of The Accounting Podcast know by running a classified ad. Go here to create your classified ad: https://cloudacctpod.link/RunClassifiedAdTranscriptsThe full transcript for this episode is available by clicking on the Transcript tab at the top of this page
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
Can You Fully Finance an Investment Property? Can you buy an investment property without bringing your own down payment? Sometimes. But there is a big difference between what is technically possible and what is actually smart. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby answer a listener question about borrowing the down payment for an investment property, using home equity, private lenders and seller financing. The biggest takeaway is simple: You can sometimes borrow the money — but the source of that money, the cost of that money and the risk you are taking matter enormously.
Everyone's telling you cohort financing is free money to scale. It's not, and the contract fine print is where that story falls apart.Josh Chandley (President & COO, Wildcard Games) sits down with Phil Mohr (CEO & Co-founder, Metica) and Martin Macmillan (Founder, Pollen Capital) to break down what cohort financing actually costs, who really takes the risk, and how founders keep getting burned by deals they don't fully understand. Martin lent almost $1B through Pollen VC with zero credit defaults over a decade. Phil looked at 40-50 games before Metica stopped writing new cohort deals altogether. Between them, they unpack the math the sales guys don't want you to run.Topics Covered:• UA financing vs cohort financing• Why receivables lending scaled down• The 80/20 mechanics of a cohort deal• Who actually takes the risk on a cohort• Cross-collateralization and disguised liens• What makes a good candidate for financing• Breakeven windows and LTV curve shape• The real annualized cost of cohort financing• How financing cost raises your effective CPI• Why finance and UA teams don't align• Getting free debt from your ad networks• Red flags in cohort financing contracts• What happens when a cohort underperforms• Debt plus equity hybrid dealsCHAPTERS: 00:00 Cohort Financing Hype00:36 Meet the Experts02:20 UA Financing Explained03:45 Receivables vs Cohorts05:20 How Cohort Deals Work09:04 Hidden Risks and Recourse11:06 Contract Traps to Watch15:39 Who Qualifies for Funding17:49 Payback Windows Sweet Spot18:54 LTV Curve and Game Types22:45 True Cost and IRR Math29:19 Financing Cost in UA Bids32:15 Data Truth and Real-Time Stops36:09 Cohort Risk And Timing37:01 Free Credit From Ad Networks38:40 Why Credit Lines Aren't Enough43:42 VC Versus Lender Mindset47:05 Questions For Cohort Lenders53:10 Bad Terms And Red Flags56:40 Evolving Financing Stack59:25 Exit Clauses And Flexibility01:02:42 Modeling Downside Scenarios01:07:54 Debt Plus Equity Strategy01:10:18 Final Advice And Wrap Up
What if you could beat a higher offer without paying more? Justin Butlion knows how. He’s completed five micro SaaS acquisitions, built a 10-app portfolio, and spends roughly three hours a week managing it. His biggest deal? $98,000 with 50% seller financing. And that’s where this gets interesting. Justin isn’t trying to outbid everyone. He’s learning how to become the buyer sellers want to choose. Move fast. Understand the seller. Know the industry. Structure the deal so it works for both sides. And seller financing? Justin calls it a powerful weapon. He reveals how he negotiated deals with financing at under 2% interest, why developers often make surprisingly motivated sellers, and how the right terms can let you acquire more without putting all your cash on the line. But the real edge starts before you make an offer. Justin breaks down exactly what he looks for in a micro SaaS: B2B customers, sticky recurring revenue, low churn, simple tech, built-in distribution, and minimal operational risk. He also walks through how he analyzes the SaaS funnel to spot opportunities that the headline numbers might completely miss. Then there’s the part most acquisition conversations skip. What happens after you buy? Justin gets brutally honest about cash flow getting squeezed by seller payments, the hidden cost of managing multiple small businesses, his costly lessons with U.S. business structures, and why bigger acquisitions may ultimately make more sense. Because the goal isn't to own the most businesses. It’s to build the most valuable portfolio without giving up your life in the process. If you’re buying micro SaaS, negotiating acquisitions, or looking for ways to win deals without simply offering the highest price, this conversation is packed with strategies you can actually use.
"AI starts and ends with Nvidia (NVDA)," says R. "Ray" Wang, pointing to an anticipated earnings beat and tentative upside surprise in data center revenue to back his claim. He adds that the Mag 7 giant's Blackwell and Vera Rubin roadmaps remain strong as the company expands its reach. As CEO Jensen Huang makes a push to turn AI chips into an asset class, Ray discusses how the financial move adds to Nvidia's "six-layer cake" of an AI ecosystem.
In this episode of The Sound of Economics, host Rebecca Christie speaks about how to fight financial crime with Bruegel's Nicolas Véron and James Freis, former chief compliance officer at Deutsche Börse and former head of FinCEN, the United States Financial Crimes Enforcement Network. The European Union is setting up its new Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA), which from 2028 will have a combination of supervisory and standard-setting duties. What does it mean to start a new EU agency? What effect will it have for prevention and enforcement in areas like fraud, tax evasion and other abuses? What is the EU's history in this area, and what past weaknesses is the new agency trying to correct? Given such a big and important mandate, will AMLA have the resources to do its job?Related research: Freis, J. H. and M. Waibel (2024) ‘The United States-Led Development of Financial Sanctions Since 1945', in C. Zilioli, R. Bismuth and L. Thévenoz (eds) International Sanctions: Monetary and Financial Law Perspectives, Brill Véron, N. (2025) ‘Updated assessment: Memo to the commissioner responsible for financial services', First Glance, Bruegel Véron, N. and J. Kirschenbaum (2019) ‘A Major Step Toward Combating Money Laundering in Europe', Blog Post, Bruegel Véron, N. and J. Kirschenbaum (2018) ‘A better European Union architecture to fight money laundering', Policy Brief, Bruegel
On today's edition of ZASLOW SHOW 2.0, Zaslow is joined today by his former Miami cohost, Joy Taylor, and Trysta Krick sticks around from the LeBatard Show today. The three of them discuss the latest controversies in the WNBA, including dildo's and dorks. Plus, Joy gives her thoughts on Klay Thompson joining the Heat, and Zaslow and the girls give TV show suggestions. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Buyers keep saying they're waiting for mortgage rates to come down. But rates may not be the real problem. Monthly affordability is—and most real estate agents know far fewer ways to influence that payment than they should. In this episode, Tim and Julie Harris break down financing strategies and programs agents should understand without trying to become loan officers. They explain why seller-paid buydowns can sometimes create more payment relief than a major price reduction, and how that knowledge can become a powerful advantage at listing appointments, expired listings and price-reduction conversations. They also discuss HUD homes, Good Neighbor Next Door, FHA financing, low-down-payment opportunities, state programs, VA and USDA loans, renovation financing and assumable FHA and VA mortgages. What you'll learn is how to shift buyer conversations from interest rate to monthly payment, how to give sellers alternatives to another price cut, how to identify financing opportunities other agents overlook, what questions to add to every buyer consultation, and why deeper knowledge can make you significantly more valuable to both buyers and sellers. Your job isn't to become the lender. Your job is to know which doors exist, recognize when one might apply and connect the client with someone qualified to open it. Free training: HarrisRealEstateDaily.com Coaching: PremierCoaching.com Join eXp + Libertas: WhyLibertas.com/Harris Text Tim Direct: 512-758-0206 Opinions are my own and not the views of eXp Realty.
On today's edition of ZASLOW SHOW 2.0, Zaslow is joined today by his former Miami cohost, Joy Taylor, and Trysta Krick sticks around from the LeBatard Show today. The three of them discuss the latest controversies in the WNBA, including dildo's and dorks. Plus, Joy gives her thoughts on Klay Thompson joining the Heat, and Zaslow and the girls give TV show suggestions. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
This episode welcomes Nela Ekpenyong, Co-founder of and Partner at Obudu Capital, a $20M climate tech fund investing in early-stage startups across Nigeria, Ghana, Uganda, and Kenya. Nela's path into climate began with a formative visit to the Obudu Mountains in 2013, where she witnessed, firsthand, ecosystem collapse — vanishing wildlife and dwindling water — that later compelled her to build her conservation nonprofit and, eventually, the fund mentioned earlier.Obudu Capital focuses on climate finance, health and wellbeing, sustainable resource use (agritech and waste management), and sustainable infrastructure like mobility. Nela describes raising capital for climate tech in Nigeria as historically harder than in countries like Kenya or South Africa, though rising fuel costs and a new presidential push toward carbon credit regulation are shifting the narrative. She notes it's often easier to raise capital for African climate tech outside the continent than within it.On business models, Nela explains that climate tech doesn't fit the "asset-light, high-margin" mold Venture Capitals, such as Obudu Capital, are built for, so Obudu uses a blended finance approach — equity, convertible notes, revenue-based financing, and debt — paired with a patient 10+3 fund lifecycle. She pushes back on the myth that impact-driven funds sacrifice returns, citing increased decarbonization, job creation, and women's empowerment as core metrics alongside financial performance.Nela and Olu (host) also discuss the risks of grant capital distorting otherwise-viable business models, the underappreciated role of academia in bridging data gaps for climate tech, and the shifting power dynamics between founders and funders as African founders grow more discerning. She argues for more "shameless capitalists" in the space — founders who sell tangible value (cheaper power, better harvests) rather than abstract climate narratives — and urges investors to see climate tech's asset-heavy nature as a feature, not a bug. When asked about failure, Nela says she doesn't believe in it, only redirection.Learn more about:Obudu CapitalThe Energy Talk PodcastConnect on LinkedIn with:Nela EkpenyongOlubunmi Olajide
This summer, Britain recorded its first ever four consecutive months of 35°C+ heat and according to the Climate Change Committee, the UK isn't ready for it, physically or emotionally. As political pressure mounts in the net zero debate over whether Britain should slow its climate transition, the CCC's chief executive makes the case that affordability and climate action are the same fight, not competing priorities. Ed sits down with Emma Pinchbeck, Chief Executive of the Climate Change Committee (CCC), to find out what preparing for a hotter Britain actually looks like, and why extreme heat has quietly overtaken flooding as the institution's top adaptation concern.They cover:Why extreme heat is now one of the CCC's top adaptation recommendations, with up to 92% of UK homes at risk of overheating by 2050.How solar and battery storage naturally track cooling demand, and why that strengthens the case for air conditioning becoming standard in UK homes.Emma's case for accelerating rather than easing off decarbonisation, including data showing EV- and solar-equipped homes can save up to £1,900 a year on energy costs.Why UK electricity is priced roughly 4x higher than gas, well above the 2:1 ratio in countries that have successfully rolled out heat pumps.Why Emma argues cost-of-living and climate policy are "the same question," not competing priorities.Want to know why UK electricity prices are 4x higher than gas, and how that compares to countries where heat pumps have taken off? Ask Ko, Modo Energy's AI Analyst, for the market-by-market breakdown. Try Ko for freeTranscript available here: Chapters: 0:00 Britain's Record-Breaking Heat1:16 The CCC's Real Role vs. Government Policy2:55 The Net Zero Speed Debate: Science and Political Pressure4:38 Electrification and Household Energy Savings9:55 Why UK Electricity Costs Four Times More Than Gas12:57 Extreme Heat and the Case for Home Cooling15:47 Solar, Batteries, and the Summer Cooling Demand Curve17:34 Gas as a Strategic Reserve for Grid Security22:43 The True Cost of Net Zero: £6.9 Trillion in Investment25:20 Financing the Transition: Levies and Smoothing Costs29:05 Why Demand Matters More Than Supply31:03 Industrial Policy: Grangemouth, Port Talbot, and Manufacturing35:27 Emma's Contrarian View: Cost and Climate as One Question38:28 Closing Thoughts and Sign-OffMusic licensed via Artlist.
This summer, Britain recorded its first ever four consecutive months of 35°C+ heat and according to the Climate Change Committee, the UK isn't ready for it, physically or emotionally. As political pressure mounts in the net zero debate over whether Britain should slow its climate transition, the CCC's chief executive makes the case that affordability and climate action are the same fight, not competing priorities. Ed sits down with Emma Pinchbeck, Chief Executive of the Climate Change Committee (CCC), to find out what preparing for a hotter Britain actually looks like, and why extreme heat has quietly overtaken flooding as the institution's top adaptation concern.They cover:Why extreme heat is now one of the CCC's top adaptation recommendations, with up to 92% of UK homes at risk of overheating by 2050.How solar and battery storage naturally track cooling demand, and why that strengthens the case for air conditioning becoming standard in UK homes.Emma's case for accelerating rather than easing off decarbonisation, including data showing EV- and solar-equipped homes can save up to £1,900 a year on energy costs.Why UK electricity is priced roughly 4x higher than gas, well above the 2:1 ratio in countries that have successfully rolled out heat pumps.Why Emma argues cost-of-living and climate policy are "the same question," not competing priorities.Want to know why UK electricity prices are 4x higher than gas, and how that compares to countries where heat pumps have taken off? Ask Ko, Modo Energy's AI Analyst, for the market-by-market breakdown. Try Ko for freeTranscript available here: Chapters: 0:00 Britain's Record-Breaking Heat1:16 The CCC's Real Role vs. Government Policy2:55 The Net Zero Speed Debate: Science and Political Pressure4:38 Electrification and Household Energy Savings9:55 Why UK Electricity Costs Four Times More Than Gas12:57 Extreme Heat and the Case for Home Cooling15:47 Solar, Batteries, and the Summer Cooling Demand Curve17:34 Gas as a Strategic Reserve for Grid Security22:43 The True Cost of Net Zero: £6.9 Trillion in Investment25:20 Financing the Transition: Levies and Smoothing Costs29:05 Why Demand Matters More Than Supply31:03 Industrial Policy: Grangemouth, Port Talbot, and Manufacturing35:27 Emma's Contrarian View: Cost and Climate as One Question38:28 Closing Thoughts and Sign-OffMusic licensed via Artlist.
On today's edition of ZASLOW SHOW 2.0, Zaslow explains why he's finally on-board with the Miami Heat as a championship contender this season. Also, DeShaun Watson is named the starter in Cleveland, when in reality, he should've been cut. And, did Zaslow go to the show?? The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Jon Ostenson is an entrepreneur, franchise investor, commercial real estate investor, international speaker, and franchise consultant based in Atlanta. He works with clients across North America to identify franchise opportunities and helps prospective business owners evaluate businesses based on their goals, market, and circumstances. He also authored Non-Food Franchising, a resource focused on franchise opportunities outside the traditional food category. Here's some of the topics we covered: Why franchising beats starting from scratch The rise of non-food franchises How AI is creating business opportunities Running a franchise as a side hustle Financing a franchise purchase Top franchise industries to consider Finding the right franchise opportunity To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com For more about Rod and his real estate investing journey go to www.rodkhleif.com Please Review and Subscribe
On today's edition of ZASLOW SHOW 2.0, Zaslow explains why he's finally on-board with the Miami Heat as a championship contender this season. Also, DeShaun Watson is named the starter in Cleveland, when in reality, he should've been cut. And, did Zaslow go to the show?? The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Amazon's latest update to its Business Solutions Agreement isn't just legal jargon, it's a potential shift for your financing deals. Most operators skimmed the email and moved on, but this update could impact how you finance your Q4 inventory. Imagine taking a merchant cash advance or a revenue-based loan that mentions Amazon receivables. If you're not aware of the new terms, you might find yourself in a tight spot. Before August 24, 2026, make sure to read the updated agreement. It's not beach reading, but knowing what you've agreed to is crucial. If today's episode made you realize your financing setup or seller agreement isn't quite right, you're not alone. Many operators get caught up in the daily grind, leaving little time to solidify the fundamentals. Join me on The High Voltage Business Builders Podcast as I break down what these changes mean for you and your business. Implement with us. Join the Voltage Business Builders cohort at voltagedm.com: https://voltagedm.com?utm_source=rss&utm_medium=show_notes&utm_campaign=ep-draft
In this episode we chat to Haytham Hodaly, President and CEO of Wheaton Precious Metals, one of the world's leading precious metals streaming companies. We discuss Haytham's journey from joining Wheaton over a decade ago to leading the business today, explore how the streaming model is reshaping mine finance, and examine the record-breaking Antamina silver streaming transaction with BHP. We also look at the outlook for precious metals, where Wheaton sees its next growth opportunities, and what investors should be watching over the coming year. KEY TAKEAWAYS Non-dilutive financing model: Streaming provides mining operators with upfront development capital at a fixed production cost with no dilution, debt covenants, or repayment burdens. Monumental portfolio expansion: Wheaton's recent milestone $4.3 billion silver streaming transaction with BHP underscores strong validation and demand for streaming among tier-one global miners. Significant built-in growth: Backed by fully funded and permitted construction projects, Wheaton is on track to increase production by 50%, targeting approximately 1.2 million gold equivalent ounces by 2030. Strong precious metals outlook: Long-term fundamentals remain bullish, supported by gold's safe-haven role against currency weakness and silver's accelerating demand across solar, electric vehicles, and AI data centres. BEST MOMENTS "We provide upfront capital to mining companies in exchange for the right to purchase a percentage of their future metal production at a fixed rate... that provides our counterparties with financing with no dilution, no debt, and no significant covenants or repayment burdens." "What we're trying to position ourselves as is the highest quality, lowest cost, strongest growth portfolio in the industry with the lowest risk profile." "Silver's got those great conductive properties which will also make it incredibly important in the AI expansion... AI data centres typically require almost three times more silver than a typical data center." "Every transaction has to be an accretive transaction... it's not just deploying capital, it's disciplined capital allocation." VALUABLE RESOURCES Mail: rob@mining-international.org LinkedIn: https://www.linkedin.com/in/rob-tyson-3a26a68/ X: https://twitter.com/MiningRobTyson YouTube: https://www.youtube.com/c/DigDeepTheMiningPodcast Web: http://www.mining-international.org GUEST RESOURCES Website: https://www.wheatonpm.com/overview/default.aspx LinkedIn: https://www.linkedin.com/company/wheatonpm/ X: https://x.com/Wheaton_PM Facebook: https://www.facebook.com/WheatonPM/ CONTACT METHOD rob@mining-international.org https://www.linkedin.com/in/rob-tyson-3a26a68/ Podcast Description Rob Tyson is an established recruiter in the mining and quarrying sector and decided to produce the “Dig Deep” The Mining Podcast to provide valuable and informative content around the mining industry. He has a passion and desire to promote the industry and the podcast aims to offer the mining community an insight into people's experiences and careers covering any mining discipline, giving the listeners helpful advice and guidance on industry topics. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
On today's edition of ZASLOW SHOW 2.0, Zaslow has made his decision, as to whether or not he will go to the show this weekend. Also, the Miami Heat are set to sign Klay Thompson. And, Zaslow is joined by Football America! host, Dave Dameshek, to discuss Malik Willis' chances of success with the Dolphins. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow has made his decision, as to whether or not he will go to the show this weekend. Also, the Miami Heat are set to sign Klay Thompson. And, Zaslow is joined by Football America! host, Dave Dameshek, to discuss Malik Willis' chances of success with the Dolphins. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
There's a lot of takeaways Tom White has to close out the week, as he takes investors through all the headlines ranging from the U.S.-Iran war to the creep higher in Treasury yields. As for Friday's headlines, Broadcom (AVGO) is seeking more than $60 billion in AI chip financing. Its main competitor, Nvidia (NVDA), got a new buy rating after BMO initiated coverage. ======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
On today's edition of ZASLOW SHOW 2.0, Zaslow was very happy to welcome back David Samson to The LeBatard Show, making his first appearance in a couple months. Zas is joined by ESPN's Domonique Foxworth to talk NFL, including his thoughts on Malik Willis, Tua Tagovailoa, fighting in practice, and working with Stephen A on First Take. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow was very happy to welcome back David Samson to The LeBatard Show, making his first appearance in a couple months. Zas is joined by ESPN's Domonique Foxworth to talk NFL, including his thoughts on Malik Willis, Tua Tagovailoa, fighting in practice, and working with Stephen A on First Take. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow is joined by his ESPN Radio cohost, Amber Wilson (presented by Sawgrass Infiniti), for her weekly spot. Zas and Amber talk about the NFL expanding internationally, the start of College Football season, dating in Fort Lauderdale, first cars, and Amber blind ranks QB's. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
────────────────────────────────────────[00:00:54]Randy Fine Won His Florida Primary — He Gave Netanyahu the Pen When He Flew to Israel to Sign an Anti-Free-Speech BillBilzerian claims something was fishy with late votes; Fine previously said Gaza should be nuked like Japan.────────────────────────────────────────[00:02:07]Rhode Island Cop Noel Picardo Blew the Whistle on Flock — Blackballed From Every Security Job in the StatePawtucket PD secretly signed a $128K Flock contract; when Picardo spoke to a reporter, investigators accused him of violating the public's trust.────────────────────────────────────────[00:13:40]Police Claim Not Every Tactic Is the Public's Business — Picardo: The Department Violated the Public's TrustTwo years of contrived harassment; he resigned; no police department or security firm would hire him; told directly: you are blackballed.────────────────────────────────────────[00:19:58]Sam Altman Describes His "Dystopia" — Free From Cancer and Want, Zero Freedom, Zero Agency, No PrivacyHe frames it as a concern; Knight: OpenAI has the government contracts; he is the one who will build the perfect surveillance state, not someone else.────────────────────────────────────────[00:23:06]The USA Is Now the United Surveillance State — Criticizing Israel Gets You Blackballed Like Criticizing FlockPicardo's first disciplinary offense was refusing to wear a mask; that was the first thing the police chief reached for.────────────────────────────────────────[01:00:41]Mark Levin Is Pushing Trump to Use Nuclear Weapons Against Iran — and He Has Trump's EarLevin praised Truman's Hiroshima decision and said "maybe that's the way you end this thing"; Marjorie Taylor Greene says strategy meetings are discussing it — pure evil.────────────────────────────────────────[01:20:00]Mark Levin and FDD's Dubowitz Were Sent to Advise CENTCOM Admiral Cooper — Fight Them to the Last AmericanFoundation for Defense of Democracy heavily funded by Zionist billionaires; these neocons are giving military advice to the region's top commander.────────────────────────────────────────[01:20:00]Pentagon Evaluating a Smaller Presence in the Gulf — Iran's Debasification Campaign Is WorkingIran wiped out US forward bases; forces likely incapable of generating the same combat power; retreat framed as strategic repositioning.────────────────────────────────────────[01:53:25]Goldman Sachs Published a 2026 Report on Securing and Financing the Future of Water — Tokenization of EverythingTrack water everywhere; data centers process all digital currency transactions; mark of the beast requires this computing infrastructure.────────────────────────────────────────[01:56:37]United Airlines Vaccine Mandate Case Going to the Supreme Court — 44% of Measles Cases Are in Vaccinated PeopleAirlines think they can mandate injections as a condition of employment; nearly half of measles cases involve vaccinated individuals by their own records. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
────────────────────────────────────────[00:00:54]Randy Fine Won His Florida Primary — He Gave Netanyahu the Pen When He Flew to Israel to Sign an Anti-Free-Speech BillBilzerian claims something was fishy with late votes; Fine previously said Gaza should be nuked like Japan.────────────────────────────────────────[00:02:07]Rhode Island Cop Noel Picardo Blew the Whistle on Flock — Blackballed From Every Security Job in the StatePawtucket PD secretly signed a $128K Flock contract; when Picardo spoke to a reporter, investigators accused him of violating the public's trust.────────────────────────────────────────[00:13:40]Police Claim Not Every Tactic Is the Public's Business — Picardo: The Department Violated the Public's TrustTwo years of contrived harassment; he resigned; no police department or security firm would hire him; told directly: you are blackballed.────────────────────────────────────────[00:19:58]Sam Altman Describes His "Dystopia" — Free From Cancer and Want, Zero Freedom, Zero Agency, No PrivacyHe frames it as a concern; Knight: OpenAI has the government contracts; he is the one who will build the perfect surveillance state, not someone else.────────────────────────────────────────[00:23:06]The USA Is Now the United Surveillance State — Criticizing Israel Gets You Blackballed Like Criticizing FlockPicardo's first disciplinary offense was refusing to wear a mask; that was the first thing the police chief reached for.────────────────────────────────────────[01:00:41]Mark Levin Is Pushing Trump to Use Nuclear Weapons Against Iran — and He Has Trump's EarLevin praised Truman's Hiroshima decision and said "maybe that's the way you end this thing"; Marjorie Taylor Greene says strategy meetings are discussing it — pure evil.────────────────────────────────────────[01:20:00]Mark Levin and FDD's Dubowitz Were Sent to Advise CENTCOM Admiral Cooper — Fight Them to the Last AmericanFoundation for Defense of Democracy heavily funded by Zionist billionaires; these neocons are giving military advice to the region's top commander.────────────────────────────────────────[01:20:00]Pentagon Evaluating a Smaller Presence in the Gulf — Iran's Debasification Campaign Is WorkingIran wiped out US forward bases; forces likely incapable of generating the same combat power; retreat framed as strategic repositioning.────────────────────────────────────────[01:53:25]Goldman Sachs Published a 2026 Report on Securing and Financing the Future of Water — Tokenization of EverythingTrack water everywhere; data centers process all digital currency transactions; mark of the beast requires this computing infrastructure.────────────────────────────────────────[01:56:37]United Airlines Vaccine Mandate Case Going to the Supreme Court — 44% of Measles Cases Are in Vaccinated PeopleAirlines think they can mandate injections as a condition of employment; nearly half of measles cases involve vaccinated individuals by their own records. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.
On today's edition of ZASLOW SHOW 2.0, Zaslow is joined by his ESPN Radio cohost, Amber Wilson (presented by Sawgrass Infiniti), for her weekly spot. Zas and Amber talk about the NFL expanding internationally, the start of College Football season, dating in Fort Lauderdale, first cars, and Amber blind ranks QB's. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow looks back at Malik Willis' first preseason action as a Miami Dolphin, and how one thing stood out the most to him. Plus, former Dolphins QB, Tua Tagovailoa, was predictably terrible in his Falcon's preseason debut. Zas is joined by Jessica Smetana, immediately following the AP College Football Preseason rankings. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's BONUS edition of ZASLOW SHOW 2.0, Zaslow is joined by the Chairman and co-founder of BRCW, Matthew Maschler, to preview Sunday night's SummerSmash and why he stripped former BRCW Champion, Steve Maclin, of his title. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow does not understand why he's being laughed at for planning a family trip to New Orleans to see the Miami Heat play on the road on New Year's Weekend. Plus, did we finally found out why Sergei Bobrovsky left the Florida Panthers? And, Zaslow let's you know if it's a Big Game or Not A Big Game. The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices
On today's edition of ZASLOW SHOW 2.0, Zaslow is joined by his ESPN Radio cohost, Amber Wilson, for her regular weekly spot. Zas and Amber both believe Nick Wright was lying to Zaslow about where he lives, earlier today on LeBatard Show. Also, they begin to consider their travel accommodations with ESPN for this upcoming College Football season. And, why was Amber get so hungover last weekend? The Law Offices of Anidjar & Levine "ZASLOW SHOW 2.0" is presented by Anidjar & Levine, Accident Attorneys. Call 800-747-FREE (3733) and get the money you deserve. Sawgrass Infiniti - Florida's #1 Volume Infiniti Dealer. Financing as low as 0% APR Available. $0 Down Payment Required. 400 New Infiniti models in stock at all times. Where the Commercial Ends and the Savings Begin. Conveniently located off the Sawgrass & Commercial Blvd. Signature Real Estate Whether you're buying your dream home, selling your property, or looking to join the best in the business, contact Matthew H. Maschler at 561-208-3334 or Matt@RealEstateFinder.com Johnny Cuba Official beer of ZASLOW SHOW 2.0 - European Roots with a Caribbean Soul #StayTranquilo Brunt Insurance Official insurance agency of ZASLOW SHOW 2.0. Wherever you're located in Florida, from Pensacola to The Keys and beyond, Brunt Insurance delivers you comprehensive insurance tailored exactly to your needs. Home, auto, boat, life insurance, call 954-589-2204. Legacy Lab If something were to happen to you today, would your loved ones know what to do? Legacy Lab helps people organize their end-of-life and incapacity info in one convenient, secure location. Download the app today for peace of mind for you, your family and loved ones. If your business targets 25-54 year old Men, let's advertise on ZASLOW SHOW 2.0!! Email jonathanzaslow@gmail.com and join the growing list of partners!! Learn more about your ad choices. Visit podcastchoices.com/adchoices