Not Rich Yet But Trying

We've told you about all the ways you can manage your debt - now we are going to give you the details on how we manage ours! Use our link to get $310 toward your loan with Sofi - https://www.sofi.com/invite/personal-loans/?gcp=c05411e2-c41b-41c3-8952-6384fb0d9ab3 Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Think you've found every way possible to save money? Think again! This week's episode is all about the easiest way to save money on almost any purchase you have to make. Join Raise with our link for $5 in Raise Cash toward a gift card purchase --> https://geta.raise.com/MELISS1475 (pro tip: use promo code FIRST on your first order... save the Raise cash for later!!) Don't forget to also use Rakuten! Our link gets you $30 cash back after you make your first $30 purchase through the app! https://www.rakuten.com/r/MELISS62337?eeid=44971 Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today we discuss how to get some extra cash in your pocket by selling your stuff. We talk about where to sell and what to sell! We have years of experience doing this, so if you need some help or inspiration, this is a must listen! Links: Mercari - https://merc.li/69hm3pNzb (use this link for $20 after making $100 selling.. and $10 off when you make a purchase) Poshmark - https://poshmark.com/ (use referral code melissaann92 to get $10 off when you make a purchase) Raise (SELL/BUY GIFTCARDS) - https://geta.raise.com/MELISS1475 (use link for $5 raise cash) Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today we talk about how important it is to have an emergency fund. Even if you think you can handle an unexpected expense, not preparing for it beforehand can be ruinous to our finances. We discuss examples of the unexpected that can happen to anyone and how to start prioritizing getting your emergency fund ready with what you need. Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today we are talking about how we can get our budget down to bare bones, if we need to! If you are in financial crisis, paying off debt, or working toward a big savings goal, this episode is full of some great ideas to get you thinking about where you can cut back. Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today we are talking about the growing trend of people quitting their jobs. It is undeniable that the pandemic has changed our relationship with our careers and jobs. What will this mean for the future? And what does it mean for us? Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

On today's episode, we discuss the impact social media has on our financial health. Social media has become a normal part of our lives, but it has warped the expectations we have for our lives. With your personal feed, influencers, and advertisements, you are almost constantly exposed, and this can slowly shift to a toxic relationship with social media. The first defense is being aware. Our discussion really helps to reset the mindset we approach social media with. Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today we are talking about what your credit score means and what factors affect it. Once you understand what actually goes into your credit score, it's easier to start making changes to improve it. Link to Credit Karma - https://www.creditkarma.com/ Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today we are talking about debt and the impact it has on our financial freedom. We go over how to break the cycle of paying your minimum payments and continuing to get crushed by high interest rates. We discuss four things you can do today to start getting rid of your debt! Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today we are talking about the easiest way to start investing. We began our investment journey using Acorns - and simply saving our change and having Acorns automatically invest it for us! Over two years of just saving our change, we have watched our money grow to over $2000. Somewhere along the way, we realized investing was the best thing we could do to improve our financial health, and now we incorporate investing into our finances in many ways! If you have never done it before, this is a great way to get your feet wet. In future episodes, we will teach you how we now view investing after prioritizing it. If your interested in joining Acorns, use our link to receive a bonus! https://acorns.com/invite/UZEVET Link to Danny's Podcast -----> https://linktr.ee/TheNewWolvesOfWallSt Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

In today's episode we talk about one of the golden rules of saving - pay yourself first! We also discuss how we do this by automating our savings. We discuss in depth the two apps we love for doing this - Yotta and Qapital. See below for links! Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

In this episode, we talk about saving for future expenses using sinking funds. This is a method in which you save smaller portions of money over a longer period of time. This helps avoid not being able to afford an important purchase and charging it on a credit card. The apps we talked about, Qapital and Yotta are linked below! We hope you enjoy :) Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

In today's episode, we are talking about discretionary spending! Today's episode is broken into two main parts. The first is the questions you should be asking yourself prior to making a purchase. The second is how to spot sneaky advertising and avoid the temptation that comes with it. Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

Today's episode is a lot of fun! We share with you some of the thing we no longer spend money on. Not everything on this list might work for you, but we hope it gives you some inspiration to find things you can cut out of your budget! Tell us via Instagram and email what you don't spend money on! Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/notrichyetbuttrying/support

In this episode, we talk about finding ways to cut down on your grocery and food spending. We tell you the tips we have picked up over the years and how we have drastically cut this portion of our budget! From your kitchen to the grocery store, we cover everything you need to know to start spending less on food! Website mentioned: https://www.supercook.com/#/recipes Links to Ibotta, Fetch Rewards, and Rakuten below! Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode, we go over ways we can lower our fixed expenses. We tell you some ways we have cut down our bills and give a lot of tips on finding discounts. We discuss lowering your utility bills, phone bills, insurance, and rent. Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash back when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In today's episode, we talk about taking stock of your current situation. We cover debt, assets, credit, and goals. You need to know where you are starting to figure out where you are going! App/Website Mentioned - Credit Karma https://www.creditkarma.com/ Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites ·Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET ·Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb ·Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 ·Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ ·Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 ·Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back ·Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 ·Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos ·Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In today's episode, we breakdown simple budgeting techniques. We cover accounting for your income, figuring out your expenses, and starting to recognize where you need to cut back. We go over a couple of our favorite apps and how to get started from scratch. Apps mentioned - Tip Tracker https://webcoastapps.com/tipsee-tip-tracker/ Truebill https://www.truebill.com/ and Honeydue https://www.honeydue.com/ Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites · Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET · Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb · Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 · Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ · Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 · Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back · Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 · Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos · Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Welcome to our first episode! Thanks so much for listening! Today we will tell you about our plans for future episodes. Please make sure to rate and subscribe - it will really help our little show a lot!! :) Contact us! Instagram - NotRichYetButTrying Email - notrichyetbuttrying@gmail.com Our Favorite Personal Finance Apps and Websites · Acorns - Get $5 when you sign up through our link - https://acorns.com/invite/UZEVET · Qapital - Get $5 when you sign up through our link - https://get.qapital.com/vMz3XFRQGeb · Yotta - Get 100 tickets when you sign up through our link - https://withyotta.page.link/vpYH9LHGQW7L112U7 · Webull - Get 2 free stocks when you sign up through our link - https://act.webull.com/on/CylnRV5S3tZw/08d/inviteUs/ · Robinhood - Get 1 free stock when you sign up through our link - https://join.robinhood.com/melisso-515e08 · Coinbase - Get $10 in Bitcoin when you buy or sell $100 in crypto - coinbase.com/join/oleary_n6x?src=ios-link Our favorite shopping apps for cash back · Rakuten - literally the best. Earn cash. And when you shop almost anywhere. Earn $30 (!) when you use our link and spend $30 (can you say free?) - https://www.rakuten.com/r/MELISS62337?eeid=44971 · Ibotta - cashback on groceries! —> https://ibotta.onelink.me/iUfE/8cc13c64?friend_code=dyiebos · Fetch Rewards - also for groceries, earn gift cards. Get 2000 points ($2) when you use our link or referral code and upload a receipt. Code - Y9J3B - Link - https://fetchrewards.onelink.me/vvv3/referraltext?code=Y9J3B (Please note - any links provided may be referral links, which means we may benefit monetarily if you choose to use them) We are a personal finance podcast that aims to help beginners learn how to budget, evaluate their spending, save, invest, and earn more money. Please tune in weekly for tips to change your financial outlook. *Please note we are not financial advisors and nothing we discuss should be considered advise. This is solely our opinion and any financial decisions should be researched and/or discussed with your financial advisor* --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app