Podcasts about spend less

Happy Thanksgiving Weekend! Please enjoy this Special Best Of Birthday episode from last June. Clark returns December 1st with new ways to Save More, Spend Less and Avoid Getting Ripped Off! About Clark Howard  +  A Special Birthday Edition of Clark Stinks    Today we celebrate Clark Howard's birthday and the many accomplishments he's inspired - starting with Clark's own telling of his life's trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this Birthday he comes out smelling like a high dollar rose bought on sale!  About Clark: Segments 1 & 2 Clark Stinks-Special BD Edition: Segments 3 & 4 Mentioned on the show: About Clark Howard Clark Howard: Habitat for Humanity Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

A) Three ThingsLot of Data This WeekUS Consumers Holding Onto Phones LongerShoppers Plan to Spend Less on Black FridayB) The Rising Price of Pet CareC) PIPS Pick Of The Day! Trade while you sleep and across time zones with Arbitrage Trade Assist. Sign up today at ArbitrageTrade.com. Arbitrage Trade is your trusted source for business, finance, and tech info.#finance , #stocks , #trendingnow Support this show http://supporter.acast.com/arbitrage. Hosted on Acast. See acast.com/privacy for more information.

After a mild weekend temperatures look to drop again according to ag meteorologist Stu Muck. Thanksgiving is just about here and it has many wondering how light it will leave their wallets. Kiley Allan talks with Faith Parum, an economist with the American Farm Bureau on what they found in their annual market basket survey. 2025 has been an all around unique year within the agriculture industry whether it be due to policy or weather. Ben Jarboe chats with the chair of agriculture and applied economics at UW-Madison, Paul Mitchell, to get the year in review. When life throws unexpected challenges at farm families, whether it’s illness, injury, or disaster, it may leave many feeling helpless. Stephanie Hoff has a conversation with Wade Peterson out of Baraboo about his 5 years working with Farm Rescue and how they help keep families afloat.See omnystudio.com/listener for privacy information.

Greg Brady spoke to Dr. Eric Kam, Economics Professor at Toronto Metropolitan University, about Proposed Peel Region budget includes 4.2% property tax hike for Brampton, Mississauga and Caledon & Retailers feel Black Friday pressure as Canadians expected to tighten their spending Learn more about your ad choices. Visit megaphone.fm/adchoices

Greg Brady spoke to Dr. Eric Kam, Economics Professor at Toronto Metropolitan University, about Proposed Peel Region budget includes 4.2% property tax hike for Brampton, Mississauga and Caledon & Retailers feel Black Friday pressure as Canadians expected to tighten their spending Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Emerald Grappling Podcast, Aaron is joined by returning guest David Zamora, a BJJ brown belt, the striking coach at Lakeland Jiu Jitsu, and one of the most active competitors on the circuit. David catches us up on his incredible run since his last appearance, which includes securing Quad Gold at the Galway International Open, a Gold and two Bronze medals at the ADCC Ireland Pro Divisons, and a strong performance at the IBJJF NoGi Euros.We discuss the power of consistency and how it has been the driving force behind his recent competitive success and his promotion to brown belt. David shares the story of how he became a sponsored athlete for Scramble Brand and takes us inside the two Scramble Camps he attended in Malaga. He describes what it was like training alongside some of the best competitors in the world and recounts a memorable "final boss battle" roll that took place on the second to last day of the camp.Our conversation delves into the lifestyle of a full time athlete, with David breaking down his daily non negotiables regarding sleep, supplements, and recovery both in and out of camp. He explains how his approach to training has evolved over the last year and offers insight into his role as a coach, detailing the work that goes into growing a business and building a high level room for both striking and Jiu Jitsu.Finally, David reflects on whether losses serve as a more powerful motivator than wins and shares his mindset on waiting for big opportunities to present themselves. He offers critical advice for listeners on the importance of listening to your coach to become the best version of yourself and highlights the one aspect of Jiu Jitsu that he feels too many grapplers are currently neglecting.⏱️ CHAPTERS

We spend one day in each port - Sydney & Brisbane Australia and could Sydney be the best port view in the world? Here's how we recommend that you spend one day in each of these port cities in Australia to get just a taste, especially if you want to see the native species. Listen in for our experiences and tips and continue to follow along as we sail from Tasmania to Singapore with Pricess Cruises. Some links are affiliate links. See our disclosure. Travel More, Spend Less, Skip the Search, Join Travel Deal Insiders and get the latest and hottest travel deals delivered straight to your inbox -- for the price of a cup of Joe, you could save hundreds, if not thousands on your next trip. You're already planning everyone's vacations. Might as well get paid for it. Get Our Ultimate Packing Guide for Traveling Smart and Packing Light + Access to Exclusive Weekly Content here. Do More with Viator. Visit sunshinetravelers.com/viator to book local tours & experiences you'll remember. Stay connected when you travel for WAY LESS than using your carriers international plan, download an Esim from Gigsky and save a ton of money. Use code sunshine for 10% off Never Overpay for a Flight Again, Get Daily Drop Pro Don't waste your precious vacation time with Jet Lag, Get Flykitt and watch Jet Lag disappear! Protect your privacy, increase your security, keep your browsing data secure, and don't get locked out of websites with Express VPN - get 3 months free with a yearly plan Follow Sunshine Travelers Listen on Apple Podcasts | Spotify | YouTube Read more about this and other travel destinations on our BLOG Follow our travels on TikTok @sunshinetravelerspodcast Follow us on X @sunshinetrvlrs Connect with us on LinkedIn @sunshinetravelerspodcast Get travel tips and follow our travels on Instagram: @sunshinetravelerspodcast Connect with us on Threads @sunshinetravelerspodcast Connect with us on Threads See our travel videos on YouTube @sunshinetravelerspodcast Save our travel ideas on Pinterest @sunshinetravelerspodcast Music: This Acoustic Happy Music by Dmitrii Kolesnikov from Pixabay

What if the hundreds of leads in your CRM aren't the opportunity you think they are? In this revealing episode of The Millionaire Car Salesman Podcast, Sean V. Bradley and LA Williams take a hard look at the reality of lead management in today's automotive industry. They unpack the costly truth behind what they call "dumb dealer math", where dealerships chase inflated numbers, waste money on poorly optimized lead sources, and mistake activity for true sales opportunities. "Your CRM is your central nervous system. It is not just a lead tool; it's your customer relationship management tool." - Sean V. Bradley Sean and LA dig deep into the difference between data that looks good and data that actually sells cars. They expose why metrics like SRPs and VDPs can be misleading, how poor CRM habits drain profits, and what really separates top-performing dealerships from the rest. "But as long as they (dealers) are making more money than they're spending, they think to themselves, I got other problems I got to deal with." - Sean V. Bradley But they don't stop there. The duo explores how smart dealers are diversifying their lead sources, leveraging proven partners like AutoWeb and CarsDirect, and building systems that turn leads into lifelong customers. If you've ever wondered why your lead volume isn't matching your results, or how to fix it, this episode will change the way you think about sales opportunities, metrics, and money in your dealership. It's not about getting more leads. It's about doing more with the ones you already have.   Key Takeaways: ✅ Dealers often struggle with too many leads without an effective team or strategy to manage them, resulting in missed opportunities. ✅ Focusing solely on website metrics like SRPs and VDPs without actual lead conversion can lead to wasted resources and efforts. ✅ Proper planning, preparation, and training are crucial to overcoming common pitfalls in lead management and maximizing sales success. ✅ Diversifying lead sources through third-party providers can help dealerships attain a balanced, risk-minimized approach to lead acquisition and management. ✅ A well-integrated CRM system is essential for understanding prospects, meeting their expectations, and creating valuable customer relationships.   About Sean V. Bradley Sean V. Bradley is a renowned expert in the automotive sales industry, currently serving as the President of Dealer Synergy. With over 27 years of experience, Sean is also a certified CSP and a best-selling author of "Win the Game of Googleopoly." Known for his innovative strategies in lead management and CRM, Sean has been a key influence in transforming car dealerships across the nation, making him a sought-after consultant and trainer in automotive sales. About LA Williams LA Williams is the Vice President at Dealer Synergy and the co-creator of the Millionaire Car Salesman Podcast. Known as the "Blind Master" for his unique perspective and insights, LA has a history of excellence in leveraging technology and training methodologies to increase sales and efficiencies in car dealerships.     Maximizing Dealership Success: Unleashing the Power of Leads, Marketing, and CRM Strategies In the fast-paced world of automotive sales, success hinges on mastering the art of lead management, astute marketing strategies, and the effective use of CRM technology. Sean V. Bradley, CSP, and his insightful conversations with LA Williams underscore the urgent need for dealerships to refine these aspects for consistent growth. This article distills the core themes from their engaging discussion, highlighting how dealerships can transform potential challenges into opportunities. Strategic Lead Management: Pinpointing and capitalizing on quality leads rather than succumbing to distraction. Diverse Marketing Approaches: Balancing investment between the dealership's website and external lead sources to mitigate risk. Advanced CRM Integration: Leveraging CRM systems to optimize prospect engagement and relationship development. Strategic Lead Management In today's automotive industry, the ability to effectively manage leads is crucial. Sean V. Bradley's discussion about dealerships being overwhelmed with leads hits home for many. He describes a common scenario: "You guys have so many leads, so many buyers, and not enough people." Overwhelming lead volume without sufficient staff can result in missed opportunities and wasted resources. Bradley's advice on categorizing leads into existing prospects and carryover prospects is significant. He provides a vivid illustration of a common oversight: "If you have 1,000 fresh leads a month, you're not going to start the first day of the month with zero." Instead, dealerships should consider the cumulative effect of carryover leads. Creating a structured approach to handling these varying lead types ensures that sales teams don't become inundated and fail to capitalize on genuine sales potentials. The importance of preparation and understanding the buying cycle underscores the critical need for dealerships to adopt refined lead management strategies. As Bradley emphasizes, "The average buying cycle for a new car is 90 days." Knowing this, dealerships must adjust their follow-up processes to align with the customer's timeline, thereby maximizing conversion chances. Diverse Marketing Approaches A key theme reinforced by Bradley and Williams is the fallacy of putting all marketing funds into a dealership's website. Bradley cautions against such myopic strategies: "It makes no sense to spend a little bit of money on the website but spend a fortune on ads or crap that drives traffic." Instead, he advocates for a diversified marketing approach akin to a mutual fund strategy, where investments are spread across multiple lead sources to minimize risk and maximize exposure. This diversified strategy includes the use of third-party lead providers like AutoWeb and Cars Direct, which offer an attractive cost-benefit ratio. Bradley highlights this by noting, "You should be able, if you're brand new or you're underperforming, to handle about 80 to 100 fresh Internet leads max." This targeted approach ensures that dealerships can maintain lead quality while benefiting from a sustainable and predictable lead flow. Integrating different marketing facets, such as search engine optimization (SEO), pay-per-click (PPC) advertising, and social media campaigns, allows dealerships to reach a broader audience while retaining flexibility. This blend of strategies not only improves lead quality but also aligns marketing spending with tangible results. Advanced CRM Integration for Optimal Customer Engagement The integration of CRM technology in lead management cannot be overstated. A recurring theme in Bradley's discussion is the imperative for dealerships to leverage CRM systems as a central nervous system. With compelling clarity, he describes the potential of CRMs to enhance customer relationships from "inception of the prospect." A robust CRM system is more than just a tool for managing leads. It offers invaluable insights into customer behavior and preferences, enabling personalized communication strategies. Bradley advises on the strategic setup of CRMs: "It needs to be optimized the right way." This involves structuring automated emails, video messages, and task reminders to ensure that no lead is left unengaged. The synergy between CRM systems, human resources, and AI is especially transformative. Bradley explains, "Your CRM, your human resources, and your AI should all be designed and architected interdependently." This triad approach not only enhances operational efficiency but also cultivates deep customer relationships, ultimately driving sales and fostering long-term loyalty. Dealerships that embrace this comprehensive CRM strategy are better positioned to navigate the complexities of customer interactions, ensuring that every engagement is as personalized and impactful as possible. To truly thrive in the modern automotive landscape, dealerships must embrace a multi-faceted approach that integrates strategic lead management, diversified marketing practices, and advanced CRM solutions. By doing so, they can transform challenges into opportunities, ensuring sustained growth and customer satisfaction. As Bradley insightfully advocates, a dealership's success is significantly enhanced when it masters these key areas, preparing itself to meet and exceed customer expectations consistently.     Resources + Our Proud Sponsors: ➼ The Millionaire Car Salesman Facebook Group: Join the #1 Mastermind Group in the Automotive Industry with over 29,000 members worldwide. Collaborate with automotive professionals, learn the best industry practices, and connect with top mentors, managers, and sales leaders. Join The Millionaire Car Salesman Facebook Group today! ➼ Dealer Synergy: The automotive industry's #1 Sales Training, Consulting, and Accountability Firm. With over 20 years of proven success, Dealer Synergy has helped dealerships nationwide build high-performing Internet Departments and BDCs from the ground up. Our expertise includes phone scripts, rebuttals, CRM action plans, lead handling strategies, and management processes; all designed to maximize your people, processes, and technology! ➼ Bradley On Demand: The automotive industry's most powerful Interactive Training, Tracking, Testing, and Certification Platform. With LIVE virtual classes and access to a library of over 9,000 on-demand training modules, Bradley On Demand gives your dealership the tools to dominate every department: Sales, Internet, BDC, CRM, Phone, and Leadership. From sharpening individual skills to elevating entire teams, this platform ensures your people are trained, tested, and certified for maximum success. Equip your dealership to sell more cars, more often, and more profitably with Bradley On Demand!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3348: Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom, satisfaction, and emotional well-being. Drawing on research, personal experience, and the FIRE movement, he illustrates how spending less, while counterintuitive in a consumer-driven culture, can actually unlock more time, autonomy, and joy. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "High income buys life satisfaction but not happiness." "The things you own end up owning you. It's only after you lose everything that you're free to do anything." "A dollar spent is a dollar not saved or invested." Episode references: High income improves evaluation of life but not emotional well-being (Kahneman & Deaton, 2010): https://www.pnas.org/doi/10.1073/pnas.1011492107 You Need a Budget (YNAB): https://www.youneedabudget.com/ Scott's Cheap Flights (now Going): https://www.going.com/ Personal Capital (now Empower): https://www.empower.com/ Mint: https://mint.intuit.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3347: Leif challenges the common belief that spending more equals living better, arguing instead that dialing back on expenses can actually unlock a richer, more meaningful life. With personal stories and data-backed insights, he highlights how financial discipline offers not deprivation, but freedom, especially for high earners who mistakenly conflate luxury with happiness. Read along with the original article(s) here: https://www.physicianonfire.com/spend-less-live-more/ Quotes to ponder: "When you dial down the spending, you'll be able to live more." "It's much easier to stay off the hedonic treadmill or keep it going at a slow speed than it is to hop off once it's hit a ludicrous speed." "We don't seem to be getting any happier despite substantial wealth gains over the past decade." Episode references: Ramit Sethi – I Will Teach You To Be Rich: https://www.iwillteachyoutoberich.com/ World Happiness Report: https://www.worldhappiness.report/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Today - You know Clark loves competition, and there is more choice for you now in the home internet market. More providers are offering wireless internet.  Also, scams keep morphing and  proliferating. Clark discusses the patterns to recognize so you're able to protect yourself and others.   Home Internet For Less: Segment 1 Ask Clark: Segment 2 Scam Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mint Mobile Introduces 5G Home Internet From $30/Month The Best Unlimited Hotspot Plans The Best Phone Plan For You - Compare Phone Plans 10 Ways To Save on Prescription Drugs Receive a letter from the Supreme Court? Think again, Social Security watchdog says Chinese Criminals Made More Than $1 Billion From Those Annoying Texts -WSJ DOJ seizes $15 billion in bitcoin from massive 'pig butchering' scam based in Cambodia Crypto ATM crime scene Medicare Advantage Warning: Read This Before You Auto-Renew Why Vacation Clubs Are Even Worse Than Timeshares Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

We’ve been told that “good” parents never take their eyes off their kids — but what if that’s the very thing making childhood (and parenting) harder? In this fascinating chat, Dr Justin Coulson sits down with Lenore Skenazy — New York Times bestselling author of Free Range Kids and co-founder of Let Grow — whose viral act of letting her 9-year-old ride the NYC subway alone sparked a global movement. Fresh from her TED Talk, Why You Should Spend Less Time With Your Kids, Lenore dismantles the “terrible lie” that children can’t handle life on their own — and reveals why the best learning, confidence, and resilience often happen when parents step back. KEY POINTS The fear-driven parenting trap — and how media and culture made “unsupervised” a dirty word. The myth of “better safe than sorry” and why it’s hurting our kids. How independence builds competence (and true confidence). What happens in a child’s brain when they solve problems without adult help. The staggering truth about “stranger danger” and why it’s wildly overblown. How to make it normal again to just open the door and let kids play. QUOTE OF THE EPISODE “Independence leads to competence — and competence leads to confidence.” RESOURCES MENTIONED Lenore Skenazy’s TED Talk: Why You Should Spend Less Time With Your Kids Free Range Kids by Lenore Skenazy— New York Times bestseller Let Grow nonprofit: letgrow.org Range by David Epstein ACTION STEPS FOR PARENTS Open the door. Let your child play or walk somewhere safely on their own. Resist the rescue. When your child faces a small problem, pause before stepping in. Swap “be safe” for “trust yourself.” Let your language build courage, not fear. Talk about freedom. Ask your kids what independence means to them — and listen. See omnystudio.com/listener for privacy information.

Soil testing isn't an expense—it's an investment. In my latest Better Farming Prairies article, I share how a few dollars per acre in testing can save thousands in fertilizer costs and help you make smarter, better-timed decisions. Read “Test Smarter to Spend Less” to see how good data pays off in the field.#RealisticRegenAg #SoilTesting #PrecisionAgriculture #FertilizerEfficiency #SustainableFarming #ClimateSmartAgricultureTranscript with links to everything mentioned in the episode:https://www.plantsdigsoil.com/podcast/test-smarter-spend-less Newsletter signup: https://mailchi.mp/plantsdigsoil/newsletter https://www.linkedin.com/newsletters/6944029544697802752 YouTube: (Company): https://www.youtube.com/@scottcgillespie Podcast: https://anchor.fm/scottcgillespie (Look below Spotify for other apps or just search “Plants Dig Soil” in your favourite app.)Practical Regeneration: Realistic Strategies for Climate Smart Agriculture https://www.plantsdigsoil.com/books Consulting packages: https://www.plantsdigsoil.com/pricing/#consulting Speaking, Teaching, & Workshop Design: https://www.plantsdigsoil.com/speaking Funding service offerings: https://www.plantsdigsoil.com/pricing/#paperwork Email: scott@plantsdigsoil.com Call/text/WhatsApp:403-654-3096 LinkedIn (Scott): https://www.linkedin.com/in/scottcgillespie/ LinkedIn (Company): https://www.linkedin.com/company/plants-dig-soil

A creative reset in Greece sparked a return to the kitchen with fresh eyes and a craving for honest, low-waste comfort. I begin this trifecta episode with a small-but-mighty star: thw roasted honeynut squash. Its edible skin and caramel-sweet flesh meet a lemony cannellini bean purée that's creamy, protein-rich, and crazy simple to make. A quick maple, mirin, chili, and paprika glaze adds heat and shine without fuss, makes this dish so warm and inviting with time to savor since you're at home witout service folk fluttering around. I'm completely forgot when I was recording this piece that I had a jalapeno I sauted small diced pieces of which added beautiful color, texture and another flavor profile that made this dish just perfect.  Economical, health supportive, sustainable and zero food packaging waste. The for breakfast I've been making and delighting in eating a crisp potato pancake with a jammy egg, and a bright ginger turmeric applesauce, plus a ThE best, no-fuss, no food packaging waste snack. You'll have to listen to the end to learn what this fabulous snack is. Simple methods, minimal waste, and pantry smarts lead the way.Heres' some plot points to this episode if you will.  • honeynut squash basics and why the skin stays on• maple mirin chili glaze for sweet heat balance• silky cannellini bean purée with lemon for brightness• potato pancake method, pan choice and flip technique• jammy egg timing for a soft, glossy yolk• quick ginger turmeric applesauce with tea and wine• pantry cooking for speed, flavor and less waste• peanut butter with apples as a dependable snackYou can always reach me through my website: recipes4survival.com which is fun to check out because I am going to start to offer The Cutting Edge workshops.Please let me know if you or anybody you know would be interested to learn knife skills and basic cooking techniques with me?You know how to find me. I think it's donnargoldman1 on Instagram orD@recipes4survival.comLooking forward.Cook More, Spend Less, Feel Better MINDFUL MEALS & SUSTAINABLE LIVING - The Art of Living an Elevated Lifestyle

New Zealand's drug spend is less than half that of other comparable countries according to a new report by the Institute of Economic Research. It also found Aotearoa spends the highest percentage of its health budget on services like hopsitals & specialists. That top end spend is apparently not reflected in key health outcomes. NZIER principal economist Sarah Hogan spoke to Lisa Owen.

This week on The Get Thrifty Podcast, CBS Austin anchor and meteorologist Allison Miller shares how a simple on-air assignment completely changed her relationship with fashion. From fast fashion to slow fashion, Allison opens up about the moment she realized sustainability could still be stylish, even on TV! Hear her tips, tricks, and hilarious “learning moments” as she rewired her mindset to make sustainability part of everyday life.   SHOW NOTES: Discover the TV segment that completely transformed Allison's approach to fashion and sustainability. Learn how she shifted from fast fashion to a mindful, slow-fashion mindset. Hear her tips for making sustainability part of everyday life…on and off camera. Find out how tailoring can make thrifted pieces feel brand new and perfectly fitted. Get real about the wins and fails that come with building a sustainable wardrobe. Be inspired to see fashion as a way to express purpose, creativity, and care for the planet.

Food prices continue to rise - and Team Clark continues to find ways to help you control those costs.  Also today, something else costing more - electricity. With winter weather on the horizon how do you keep yourself warm and avoid setting your wallet on fire? Clark discusses ways to help you use less electricity. Grocery Savings: Segment 1 Ask Clark: Segment 2 Home Power Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Save Money on Groceries: 22 Clever Ways Aldi products have a new look / Aldi rebrands its private-label products Credit Karma Review: Free Credit Score and More  /  How To Monitor Your Credit How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion How To Save Money on Utilities   /   Electrify Now Heat Pumps  /  Want a heat pump? This startup just cut the cost in half Is It Ever OK To Co-Sign a Loan With a Family Member? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

There's a clear trend in how people are shopping today. Consumers of all income levels are seeking out bargains, changing where and how they buy everyday goods - a Clark smart reaction to inflation & tariff effects. Also today - You may need a cure for what ails you, but don't trust medical ads you see online. Scammers are using AI and other manipulative tools to pitch FAKE healthcare products that appear to be endorsed by medical professionals. Financial and physical harm can result.  Mindful Shopping: Segment 1 Ask Clark: Segment 2 Fake Medical Ads Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: Dollar General shows even the affluent are seeking bargains 80-10-10 Mortgage: Meaning, Benefits and Examples The Secret to Avoiding PMI and 20% Down? A Piggyback Loan NYTimes: The Doctors Are Real, but the Sales Pitches Are Frauds What Is an HSA Account and How Does It Work? The Lancet | The best science for better lives Virtual Credit Cards: An Online Security Measure Worth Taking? 5 Things To Do Before You Sign Up for a Free Trial Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Light Up Your Metabolism, Danielle Hamilton tackles one of the biggest challenges her clients face—how to cook and prep meals that actually support stable blood sugar without taking over your life. Danielle shares her real-world strategies for building balanced plates with protein, fiber, and healthy fats, while avoiding the hassles and over-complication that comes with meal planning. She shares her top batch-cooking hacks, simple recipes, and time-saving approaches that make it easy to stay consistent with whole foods—even if you're busy, tired, or short on kitchen skills. If you've ever felt like eating healthy was too time-consuming or unsustainable, this episode will show you a simpler way to be successful.Book a call with me to learn more about the program: https://calendly.com/daniellehamiltonhealth/discoverycallEnroll today in Batch Cooking Classes: https://www.daniellehamiltonhealth.com/offers/BaodqKzz/checkout?coupon_code=FALL20Use code FALL20 for 20% off at checkout.TODAY'S SPONSOR:Qualia Senolytic: Head to qualialife.com/dani to get 15% off your order and try the 2-day monthly “zombie cell” cleanse Danielle swears by.Timeline: Head to timelinenutrition.com and use the code DANIHEALTH to get 10% offSTAY IN TOUCH WITH ME:

AI is changing how creators work — but what really helps and what's just hype? In this episode we get practical about production reality: tools, hacks, and workflows that deliver big results on small budgets. From sound cleanup to storyboarding and personalised TV, plus 3 creators in the hot seat and expert tips from Cassie Quarless. Hosted on Acast. See acast.com/privacy for more information.

How to spend less money on gas? How to drive a car easily and safely? There is a direct connection between mileage and the frequency of maintenance services. Here are 10 brilliant driving hacks and secrets that will help you save gas money and drive your car like a pro. Learn more about your ad choices. Visit megaphone.fm/adchoices

Farming operates on tight margins with little room for unnecessary costs. So finding technology that can offer real savings can be a game changer.

This week on the Retirement Quick Tips Podcast, I'm talking about a study from the Allianz Center for the Future of Retirement that found something striking: 64% of Americans are more worried about running out of money in retirement than they are of death itself. Yesterday, I talked about the fear of running out of money in retirement, and why so many of us struggle to save enough. A big reason comes down to current expenses—too much house, too much debt, or just day-to-day costs that crowd out long-term saving. Retirement feels far away, until suddenly it's here—and then it's too late to catch up. So what's the solution? Especially if you're still at least 5 years or more from retirement, the answer is simple: spend less and save more. I know that sounds obvious, but many people don't realize where their money is actually going.

Looking to save more and spend smarter? This episode is packed with practical, expert-backed tips - from insider grocery hacks and avoiding hidden fees to smarter banking strategies. Learn how simple shifts, like opening a second bank account or using preloaded credit cards, can help you take control of your money and reach your financial goals faster. (01:00) Avoiding hidden service charges (04:00) Top Canadian grocery tips: Snacks vs. Groceries with The Food Professor (05:40) How preventive costs can save you big (09:45) Why you should open a second bank account (10:30) More grocery hacks to cut your bill (15:00) The payoff of investing in insurance (17:50) Top 3 shopping tips to save money (20:00) Why a home isn't always an investment: Renting vs. owning (24:00) The benefits of preloaded credit cards with digital banks (28:00) The importance of diversifying your money Free Canadian Credit Repair Resources 10 Tips for Dealing With Collection Agencies Ontario Consumer Proposal and Bankruptcy FAQ Hoyes Michalos YouTube Channel Sign Up for the Monthly Debt Free Digest Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.

Whether it's micromanaging playtime, constantly hovering or incessantly texting, the adult takeover of childhood has created a crisis of anxiety in both children and parents, says Lenore Skenazy, cofounder and president Let Grow, an organization dedicated to normalizing childhood independence. With wit and humor, she lays out the unexpected benefits of letting our kids be a bit more “free range” — and shows why the most teachable moments happen when parents aren't there.For a chance to give your own TED Talk, fill out the Idea Search Application: ted.com/ideasearch.Interested in learning more about upcoming TED events? Follow these links:TEDNext: ted.com/futureyouTEDSports: ted.com/sportsTEDAI Vienna: ted.com/ai-viennaTEDAI San Francisco: ted.com/ai-sf Hosted on Acast. See acast.com/privacy for more information.

Strategic Spending: How to Live Your Best Life While Building WealthNavigating Financial Stability: Andrea Ramos' Money StoryIn this episode of Women Talk Money, we explore the art of strategic spending and how planning your finances doesn't mean restricting your joy. The host breaks down the misconception that financial planning requires cutting out everything you love, instead showing how proper spending plans actually create more freedom. Learn the difference between planned spending (groceries, beauty appointments, scheduled brunches) and free-flowing spending money that you can use guilt-free on things that genuinely bring you happiness. Discover how to identify what truly makes you light up versus spending for appearances, and why skipping the plan actually kills the spontaneous spending you crave. This episode reveals how to become a debt-free, self-made millionaire without waiting until you're rich to enjoy life.00:00 Introduction and Self-Made Millionaire Program Announcement02:30 The Foundation: Planning Your Spending05:15 Reframing What Planning Really Means08:45 Why Skipping Plans Kills Free-Flowing Spending12:20 Living Your Best Life vs. Living an Extravagant Life16:10 Practical Planning: Known Expenses vs. Want Spending19:40 The Millionaire Money System Approach23:15 Guilt-Free Spending and Financial Freedom26:30 Conclusion and Program DetailsTo learn more about 1:1 money coaching with Aqura ⁠⁠⁠⁠click ⁠⁠here⁠⁠⁠⁠⁠⁠. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together. ⁠Subscribe to Surplus Living⁠ to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday. Follow Aqura on Instagram ⁠⁠⁠⁠⁠⁠@aquranicholson⁠⁠⁠⁠⁠⁠. 

Sentera: https://sentera.com/Chandler Coop: https://www.chandlercoop.com/Today's episode is another installment in our Tech-Enabled Advisor series. The idea here is to better understand agtech through the lens of the BUYER and USER of that technology rather than just the entrepreneurs or investors behind it. I've received some super positive feedback about the return of this series. By talking to the buyers rather than the sellers of the tech, we got an unfiltered introduction to the technology and more importantly got to see HOW its used and the VALUE that it provides. To do this, I partner with a company and together we invite one of their customers onto the show. The catch is that they're not allowed to script these individuals or dictate what to say or edit it after it is recorded - it has to be real and unfiltered. So today's episode featuring Nick Einck of Chandler Coop is produced in partnership with Sentera. Sentera is a leading provider of remote imagery solutions. Their industry-leading cameras are compatible with most major drone platforms and enable farmers and crop scouts to efficiently capture high-resolution data. Their capabilities and FieldAgent software tools help farmers and agronomists assess plant-level health, identify stressors, and take action. Also their customized herbicide prescription, SMARTSCRIPT™ Weeds, can be delivered to sprayers with individual nozzle control.So drones equipped with Sentera technology fly over fields at high speeds and generate high-resolution images. The images are processed using proprietary deep learning algorithms to identify the exact location of specific weeds and generate a weed map. This map becomes a targeted prescription for how much product a farmer needs to load into their sprayer, saving money and minimizing waste. This past May, John Deere announced they were acquiring Sentera.So I'm very excited to partner with them for this episode, which is a fantastic deep dive into how innovative technology like this combined with something like See-and-Spray really changes the game.Some background on Nick before we dive in: Nick Einck is the Director of Agronomy at Chandler Co-op, a farmer-owned cooperative serving more than 900 customers and providing agronomic services across over 100,000 acres in southwest Minnesota. He began his career at Chandler as an intern and seed manager before spending nearly a decade with Monsanto and Bayer, gaining deep expertise in agronomy, product development, and grower engagement across the Midwest. Nick returned to Chandler in October 2024, bringing both retail and industry experience to help advance the co-op's agronomic strategy. Today, he leads a multi-location agronomy team focused on leveraging tech-enabled tools—like SmartScript™—to help growers make faster, more informed decisions and drive greater return from every acre.

Spending more time on your phone than you'd like? You're not alone—and this episode will help.Health and wellness coach Shannon Dentice joins me to talk about the hidden toll of phone scrolling on your energy, well-being, and sense of fulfillment.We discuss why phone habits are so hard to break, how to know if your usage has become a problem, and practical ways to reclaim your time without cutting out your phone entirely.Shannon shares reflection questions to help you better understand your own patterns, plus realistic, judgment-free steps you can take to set healthier boundaries and build more meaningful downtime.Shannon is a National Board Certified Health and Wellness Coach who helps busy professionals take back their energy by reducing and managing stress, improving sleep, finding more life fulfillment, and sustaining a feel great weight.eehealthcoaching.comlinkedin.com/in/shannondenticeFree Break the Scroll Habit Guide: https://forms.gle/Rou7ix5t2vyuR9Zx9.Tune in each week for practical, relatable advice that helps you feel your best and unlock your full potential. If you're ready to prioritize your health and level up every area of your life, you'll find the tools, insights, and inspiration right here. Buy Esther's Book: To Your Health - https://a.co/d/iDG68qUFollow Esther on TikTok - https://www.tiktok.com/@estheravantFollow Esther on IG - https://www.instagram.com/esther.avantLearn more about booking Esther to speak: https://www.estheravant.comLearn more about working with Esther: https://www.madebymecoaching.com/services

In today's episode on 5th August 2025, we look back at the National Education Policy (NEP) and tell you why educational spending in India is yet to meet the 6% mark.

Unexpected fall trips that go beyond leaf-peeping—Portugal, Oaxaca, the Azores, and more. Think fall travel is all cabins and foliage? Think again. In this episode, we're going beyond the leaves to spotlight fall trips you've probably never considered—but will want to take. From soaking in hot springs in the Azores and sipping wine in Portugal's Douro Valley to celebrating Día de los Muertos in Oaxaca or hiking Utah's national parks under more incredible skies, these unique autumn escapes offer fewer crowds, better weather, and unforgettable experiences. We'll explore: Portugal's Douro Valley & Alentejo — vineyard harvests, walking tours, and riverside charm Oaxaca, Mexico — cultural immersion during Day of the Dead France's Dordogne & Luberon — medieval villages, truffle markets, and slow travel The Azores — crater lakes, hot springs, and peace without the price tag Utah's Mighty 5 National Parks — red rock adventures with ideal fall temps Some links are affiliate links. See our disclosure. Links Mentioned in this Episode: Macs Adventure - Self-Guided Walking and Biking Tours in Portugal Viking Duoro Valley River Cruises More Links You'll Love: Listen to our Portugal Episode Here Travel More, Spend Less, Skip the Search, Join Travel Deal Insiders and get the latest and hottest travel deals delivered straight to your inbox -- for the price of a cup of Joe, you could save hundreds, if not thousands, on your next trip. You're already planning everyone's vacations. Might as well get paid for it. Get Our Ultimate Packing Guide for Traveling Smart and Packing Light + Access to Exclusive Weekly Content here. Do More with Viator. Visit sunshinetravelers.com/viator to book local tours & experiences you'll remember. Stay connected when you travel for WAY LESS than using your carrier's international plan, download an eSIM from Gigsky and save a ton of money. Use code sunshine for 10% off Never Overpay for a Flight Again, Get Daily Drop Pro Don't waste your precious vacation time with Jet Lag, Get Flykitt and watch Jet Lag disappear! Protect your privacy, increase your security, keep your browsing data secure, and don't get locked out of websites with Express VPN - get 3 months free with a yearly plan Read more about this and other travel destinations on our BLOG Follow our travels on Facebook Follow our travels on Instagram Save our travel ideas on Pinterest See our travel videos on You Tube Follow our travels on TikTok Follow us on X (Twitter) Connect with us on LinkedIn Connect with us on Threads Music by Dmitrii Kolesnikov from Pixabay

If you think your “pretty” website alone is enough to bring patients through your doors, think again. Dental marketing today is more complex—and more critical—than ever. From SEO secrets and Google Ads strategy to why your website might be quietly sabotaging your practice growth, this episode is your blueprint for smarter marketing decisions. Dentists, this is one you can't afford to miss. On today's episode of the Raving Patients Podcast, I'm diving deep into the world of dental marketing with two incredible guests from Gargle—Brandie Lamprou, VP of Corporate and Sales Development, and Cassidy Turley, Partnerships and Lead Generation Manager. If you've ever wondered: ✅ Is my website really helping me rank and convert patients—or just sitting there looking pretty? ✅ Why is SEO a must-have and how do I stand out when the dentist down the street is doing it too? ✅ Are Google Ads worth the investment for general new patients—or should I be targeting high-value procedures? ✅ What's the real deal with Google Analytics and why should you demand access to your own data? ✅ When should a practice consider running ads, and when should you hold off? …then you're in the right place. — Key Takeaways 00:44 Introduction and Event Announcement 01:50 Meet the Guests: Brandy and Cassidy from Gargle 03:48 Understanding Gargle's Role in Dental Marketing 05:52 The Importance of a Strong Website 07:52 SEO: The Key to Online Visibility 15:00 The Role of Google Ads in Dental Marketing 18:20 Determining the Right Marketing Budget 20:39 When to Start Using Ads 23:40 The Importance of a Solid Foundation 25:41 Secrets to Ranking Higher on Google Maps 27:00 Updating Your Website: Best Practices 29:18 User Experience: The Digital Waiting Room 30:45 The All-in-One Marketing Approach of Gargle 32:15 Lightning Round Q&A 36:15 Conclusion and Free Marketing Assessment Offer —  Connect with Gargle Phone: 888‑842‑7453 Email: info@gargle.com Website: www.gargle.com — Learn proven dental marketing strategies and online reputation management techniques at DrLenTau.com. This podcast is sponsored by Dental Intelligence. Learn more here. This podcast is sponsored by CallRail, call tracking & lead conversion software for dentists. Find out more here. Raving Patients Podcast is your go-to place for the latest and best dental marketing strategies that will help you skyrocket your practice. Follow us for more!  

Learn new ways to save money for your next adventure! Today's episode teaches you areas that you can tap into to build your travel savings account (or any saving account for that matter).  You'll learn ways to spend less, save more and earn more, and do so in way that work for YOU and your lifestyle and values. Complete SHOW NOTES HERE. In the SPEND LESS area, you'll learn easy ways to cut costs on: Food and Drug  Entertainment  Coffee Shop  Transportation  Housing Utilities and Insurance Memberships ans Subscriptions Stuff You'll learn: How to save thousands with the 30 DAY RULE. Two easy exercises to help you cut costs that align with your values  The importance of paying yourself first Two important things you'll discover once you start saving The benefits of a visual savings jug Easy ways to tweak your spending Six ways to earn more money Two psychological tricks to make saving fun Get FREE Travel Planners, Checklists and Packing Lists for ATA adventures (and each month you will get an email from Kit with links to all future Travel Planners (no spam promise!).  Get the monthly newsletter here. CONTACT KIT Resources  RECOMMENDED TOUR COMPANIES ******* EMAIL ME FOR PROMO DISCOUNT CODES***** Saily Affordable eSIM Overseas Mobile Phone Plans - No need to insert a physical SIM card when you travel.  Buy just the data you need to avoid expensive roaming charges.  Use Promo Code SPECIAL5 to save 5% Travel Insurance:  Quickly and easily compare rates and policies from different companies - no need to give any identifying information unless you decide to buy!  The best way to find the right policy for your adventures.  Train For Your Adventure  Ask Becki at Trailblazer Wellness to customize an at home, online personal training program for your upcoming adventure using whatever equipment you already have!  You'll get phone consultations, instruction videos and a plan to give you the best chance of success.  Becki offers a FREE initial phone consultation to see if you are a good fit.  AND she offers ATA listeners a 10% discount! Buy Me a Beer Want to support the program?  You can always buy me a coffee or beer - thanks! Amazon Kit's Picks   Please use my Amazon link to access your Amazon account.  Even if you don't purchase any of my recommendations, I get credit for anything you DO purchase - at no additional cost to you, you'll be helping to support the show and keeping it AD FREE:) SUBSCRIBE to Active Travel Adventures (fantastic adventure destinations) Join the Active Travel Adventures Facebook Group Follow ATA on Instagram Follow ATA on Pinterest (C) Active Travel Adventures, LLC - All Rights Reserved  

We are planning a trip that's been 20 years in the making. Ever since we did a family cruise to the Bahamas two decades ago, my dad has talked about doing an Alaska cruise—always calling it a bucket list dream. And somewhere along the way, Melissa and I realized that if we didn't make it happen soon, it might not happen at all. So we sat down, got serious, and planned the kind of Alaska cruise he's always talked about. In this episode, we're sharing how to choose the right cruise line, why Glacier Bay and Denali were musts, and what it means to make a lifelong travel dream come true finally—for him, and all of us. Some links are affiliate links. See our disclosure. Travel More, Spend Less, Skip the Become a Travel Deal Insider and get the latest and hottest travel deals delivered straight to your inbox -- for the price of a cup of Joe, you could save hundreds, if not thousands, on your next trip. See www.traveldealinsiders.com for details. You're already planning everyone's vacations. Might as well get paid for it. FREE GUIDE - Get Our Ultimate Packing Guide for Traveling Smart and Packing Light + Access to Exclusive Weekly Content here. Do More with Viator. Visit sunshinetravelers.com/viator to book local tours & experiences you'll remember. Stay connected when you travel for WAY LESS than using your carrier's international plan. Download an eSIM from Gigsky and save a ton of money. Use code sunshine for 10% off. Never Overpay for a Flight Again, Get Daily Drop Pro. Don't waste your precious vacation time with Jet Lag, Get Flykitt and watch Jet Lag disappear! Protect your privacy, increase your security, keep your browsing data secure, and don't get locked out of websites with Express VPN - get 3 months free with a yearly plan. Read more about this and other travel destinations on our BLOG Follow our travels on Facebook Follow our travels on Instagram Save our travel ideas on Pinterest See our travel videos on You Tube Follow our travels on TikTok Follow us on X (Twitter) Connect with us on LinkedIn Connect with us on Threads Music by Dmitrii Kolesnikov from Pixabay

In this episode, Shozib Khan, VP of Hotel Performance and Analytics at Spire Hospitality, shares what he calls "the people side of data" and his approach to freeing hoteliers from being overwhelmed by reports, empowering them to focus on their guests and support their teams. Learn more about ProfitSword by Actabl - the tool Shozib mentioned several times in the show.Also see: The Chemistry Major Who Makes Hotels Better, One Data Point at a Time: Shozib Khan, Spire Hospitality A few more resources: If you're new to Hospitality Daily, start here. You can send me a message here with questions, comments, or guest suggestions If you want to get my summary and actionable insights from each episode delivered to your inbox each day, subscribe here for free. Follow Hospitality Daily and join the conversation on YouTube, LinkedIn, and Instagram. If you want to advertise on Hospitality Daily, here are the ways we can work together. If you found this episode interesting or helpful, send it to someone on your team so you can turn the ideas into action and benefit your business and the people you serve! Music for this show is produced by Clay Bassford of Bespoke Sound: Music Identity Design for Hospitality Brands

Episode 118 - Fall is the Perfect Time to Visit Amelia Island When most people think of a beach vacation, summer is the season that comes to mind. But for those of us who live here on Amelia Island, we know that fall is when the island really comes to life in a different way. The pace slows, the weather starts to cool, and the charm deepens. In this episode, we're sharing why we think fall is the best time to visit Amelia Island—and how you can make the most of your stay.” Some links are affiliate links. See our disclosure. Get our Amelia Island Guide Travel More, Spend Less, Skip the Search, Join Travel Deal Insiders and get the latest and hottest travel deals delivered straight to your inbox -- for the price of a cup of Joe, you could save hundreds, if not thousands on your next trip. You're already planning everyone's vacations. Might as well get paid for it. Get Our Ultimate Packing Guide for Traveling Smart and Packing Light + Access to Exclusive Weekly Content here. Do More with Viator. Visit sunshinetravelers.com/viator to book local tours & experiences you'll remember. Stay connected when you travel for WAY LESS than using your carriers international plan, download an Esim from Gigsky and save a ton of money. Use code sunshine for 10% off Never Overpay for a Flight Again, Get Daily Drop Pro Don't waste your precious vacation time with Jet Lag, Get Flykitt and watch Jet Lag disappear! Protect your privacy, increase your security, keep your browsing data secure, and don't get locked out of websites with Express VPN - get 3 months free with a yearly plan Read more about this and other travel destinations on our BLOG Follow our travels on Facebook Follow our travels on Instagram Save our travel ideas on Pinterest See our travel videos on You Tube Follow our travels on TikTok Follow us on X (Twitter) Connect with us on LinkedIn Connect with us on Threads New Music: This Acoustic Happy Music by Dmitrii Kolesnikov from Pixabay

In this episode, we're playing a round of This or That: Travel Edition — where we'll go head-to-head on all kinds of travel preferences. From window vs. aisle seats to street food or fine dining, we'll find out just how much we agree on… and maybe where we don't. So grab your favorite travel snack, and let's dive into some rapid-fire travel decisions that might say more about us than we think. Some links are affiliate links. See our disclosure. Travel More, Spend Less, Skip the Become a Sunshine Travelers Insider and get the latest and hottest travel deals delivered straight to your inbox -- for the price of a cup of Joe, you could save hundreds, if not thousands on your next trip. Come with us to visit the end of the Earth, Antarctica, the seventh continent — a true-bucket list destination - in 2026! Get all the details and sign up here! Come with us on a Bucket List Safari Adventure in Kenya. Get on our Priority Waitlist here, another Bucket List destination that you won't want to miss - June 2026. Get all the details and sign up here! You're already planning everyone's vacations. Might as well get paid for it. Get Our Ultimate Packing Guide for Traveling Smart and Packing Light + Access to Exclusive Weekly Content here. Do More with Viator. Visit sunshinetravelers.com/viator to book local tours & experiences you'll remember. Stay connected when you travel for WAY LESS than using your carriers international plan, download an Esim from Gigsky and save a ton of money. Use code sunshine for 10% off Never Overpay for a Flight Again, Get Daily Drop Pro Don't waste your precious vacation time with Jet Lag, Get Flykitt and watch Jet Lag disappear! Protect your privacy, increase your security, keep your browsing data secure, and don't get locked out of websites with Express VPN - get 3 months free with a yearly plan Get travel inspiration, tips & destinations on our BLOG Follow our travels on Facebook Follow our travels on Instagram Save our travel ideas on Pinterest See our travel videos on You Tube Follow our travels on TikTok Follow us on X (Twitter) Connect with us on LinkedIn Connect with us on Threads Music by Dmitrii Kolesnikov from Pixabay

Dr. Latifat is the author of the Amazon bestselling books Done With Broke: The Woman Physician's Guide to More Money and Less Hustle and The Power to Choose: The Woman Physician's Guide to Financial Liberation and Life on Your Terms. She is also the founder of MoneyFitMD, a financial empowerment platform designed to help women physicians achieve financial independence without sacrificing their well-being.In this episode, she is joined by Dr. Courtney Downes, a credit card points expert who breaks down how these points can be used to fund travel dreams without draining your wallet. It's an eye-opening conversation about practical tips, mindset shifts, and how to make your everyday spending work for you.Key Takeaways:Credit card points can fund your travel.Strategy beats quantity.Your dream life is doable.Timestamps: 00:00 Welcome to MoneyFitMD00:45 Feeling overwhelmed by credit card points?03:15 Meet Courtney: points are her love language07:40 How to start using credit cards for travel rewards13:10 Why mindset matters more than the math16:30 Top tips for first-time points users21:05 Mistakes to avoid when collecting points26:55 Final motivation: living your dream life todayConnect with Dr. Latifat:☎️ Book A Call: https://www.moneyfitmd.com/call

Pain is a signal that something is wrong.Pain whispers, shouts, and screams, “Pay attention. Be careful. Something is wrong.”Jean Marzollo wrote a children's poem in 1948 that romanticized Christopher Columbus. It inspired a generation of children during the Captain Kangaroo years. Her proud poem begins,“In fourteen hundred ninety-twoColumbus sailed the ocean blue”Bill Bryson wrote an insightful summary of that famous voyage on page 205 of his book, “At Home.”“Columbus's real achievement was managing to cross the ocean successfully in both directions. Though an accomplished enough mariner, he was not terribly good at a great deal else, especially geography, the skill that would seem most vital in an explorer. It would be hard to name any figure in history who has achieved more lasting fame with less competence. He spent large parts of eight years bouncing around Caribbean islands and coastal South America convinced that he was in the heart of the Orient and that Japan and China were at the edge of every sunset. He never worked out that Cuba is an island and never once set foot on, or even suspected the existence of, the landmass to the north that everyone thinks he discovered: the United States.”We learn the meaning of pain as children, but we train ourselves to ignore it as adults.Why do we do that?I'm talking to you about the pain of your Google spend.Is there a chance that you should pay attention – and be careful – because something is wrong?Twenty years ago, Google inspired and electrified American business owners with their promise of “holding ad budgets accountable” by making advertising results, “identifiable, measurable, and scalable.”Business owners romanticized Google by shouting,“Hooray! Advertising will now become just another mathematical equation! Hooray! Hooray! To double my customer count, all I will have to do is double my ad budget!”I watched a friend of mine raise his monthly Google budget from $20,000/mo. to $70,000/mo because he was convinced that he would get three-and-a-half times as many leads. When it didn't work, I asked him to look closely at how many clicks he had purchased and compare that number to the total population of his trade area.Have you done that math?I watched another friend of mine elevate her Google budget until she was spending $90,000 a month. Her business was no longer profitable. I asked her to look at how many clicks she had purchased and compare that number to the total population of her trade area.Have you done that math?Have you ever raised your Google budget and had Google say to you, “We're sorry, but it is not possible to spend that much money on your LSA. There simply aren't enough people each day who are searching for what you sell.”Do the math.The past two decades have been the Captain Kangaroo years for millions of business owners.Bill Bryson wrote that Columbus was, “convinced that he was in the heart of the Orient and that Japan and China were at the edge of every sunset.”How many years have you been believing that your big payday from Google was at the edge of every sunset? Have you been saying,“All we need to do is tweak our plan a little. As soon as we figure out the Google algorithm, we're going to be rich.”A business owner from a major American city recently spent a day with me. He had been spending $100,000 on Google ads each month for the past few years because he was convinced that he could not afford mass media in his city.His budget could easily have made his name a household word by using television or radio. I know the town well. I have had clients there for many years.His budget would reach more than 2 million...

Want to build wealth? It starts with how you spend. The truth is, wealthy people don't overspend, they manage their money with intention. In this episode, Kris Krohn shares the mindset and strategies he used when he was broke to cut expenses and grow his savings. Learn the secrets to smart spending and how to take control of your financial future.

What if the key to more family adventures started in your kitchen? Mandy Klentz of Plandy Mandy returns to The 1000 Hours Outside Podcast to show us how home-cooked, additive-free meals can actually save time, money, and stress. In this warm and practical conversation, Ginny Yurich and Mandy unpack the real cost of convenience foods—and how a freezer full of homemade muffins might just be your ticket to more memories outside. This episode is a breath of fresh air for overwhelmed parents. Mandy shares how her simple meal plans—free of dyes, seed oils, and stress—help families reclaim hours in the day and dollars in the bank. It's not about perfection; it's about creating margin for what matters most: shared meals, spontaneous park days, and saying yes to more of life. Whether you're new to budgeting or just tired of dinner drama, this is encouragement that actually works. ** Learn more about Mandy and all she has to offer here Learn more about your ad choices. Visit megaphone.fm/adchoices

We start with the Supreme Court's latest ruling on the fate of a Biden era immigration program. We tell you why Americans are spending less and what it means for the economy. We hear from the high school student at the center of a funding controversy over trans athletes in sports. The suspect in Monday's car ramming in Liverpool has appeared in court. Plus, a major candy maker is recalling some of its products over cannabis concerns. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode: Zak, Elizabeth and Jamilah are talking about a tricky dynamic between a stepson and his step-grandparents. Our listener doesn't differentiate between her stepson and her bio kids in her home — but when her parents interact with the kids, it's a different story. So, our listener is wondering what's normal… and how to patch up this issue with her husband, who's upset by it. After that, of course, we'll circle up for a round of triumphs and fails. Join us on Facebook and email us at careandfeedingpod@slate.com to ask us new questions, tell us what you thought of today's show, and give us ideas about what we should talk about in future episodes. You can also call our phone line: (646) 357-9318. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get to hang out with us on the Plus Playground every week for a whole additional grab-bag of content — and you'll get an ad-free experience across the network. And you'll also be supporting the work we do here on Care and Feeding. Sign up now at slate.com/careplus – or try it out on Apple Podcasts. Podcast produced by Maura Currie.  Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode: Zak, Elizabeth and Jamilah are talking about a tricky dynamic between a stepson and his step-grandparents. Our listener doesn't differentiate between her stepson and her bio kids in her home — but when her parents interact with the kids, it's a different story. So, our listener is wondering what's normal… and how to patch up this issue with her husband, who's upset by it. After that, of course, we'll circle up for a round of triumphs and fails. Join us on Facebook and email us at careandfeedingpod@slate.com to ask us new questions, tell us what you thought of today's show, and give us ideas about what we should talk about in future episodes. You can also call our phone line: (646) 357-9318. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get to hang out with us on the Plus Playground every week for a whole additional grab-bag of content — and you'll get an ad-free experience across the network. And you'll also be supporting the work we do here on Care and Feeding. Sign up now at slate.com/careplus – or try it out on Apple Podcasts. Podcast produced by Maura Currie.  Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode: Zak, Elizabeth and Jamilah are talking about a tricky dynamic between a stepson and his step-grandparents. Our listener doesn't differentiate between her stepson and her bio kids in her home — but when her parents interact with the kids, it's a different story. So, our listener is wondering what's normal… and how to patch up this issue with her husband, who's upset by it. After that, of course, we'll circle up for a round of triumphs and fails. Join us on Facebook and email us at careandfeedingpod@slate.com to ask us new questions, tell us what you thought of today's show, and give us ideas about what we should talk about in future episodes. You can also call our phone line: (646) 357-9318. If you enjoy this show, please consider signing up for Slate Plus. Slate Plus members get to hang out with us on the Plus Playground every week for a whole additional grab-bag of content — and you'll get an ad-free experience across the network. And you'll also be supporting the work we do here on Care and Feeding. Sign up now at slate.com/careplus – or try it out on Apple Podcasts. Podcast produced by Maura Currie.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Let's talk about spending less, but not in a hustle, guilt-filled, “cut everything” kind of way. Jess explores how small, intentional shifts can help us live lighter, trust deeper, and find real peace.This episode is for anyone feeling stretched thin, chasing more, and still coming up empty. Let's slow down, take inventory, and rediscover the freedom from living with less and trusting God for more.Let's go. Don't Miss:Become a part of the Fully Awake Women's Club! Calling all women who have ever felt weary, defeated, heavy, or tired. We're starting a club, and you're invited. Join Here.Looking to reduce your anxiety and stress, elevate your mood and motivation, AND experience goal-crushing focus? Try Magic Mind. For the next couple of weeks, you can get 50% off with code: JESSCON50Other Past Episodes mentioned in today's episode: 1. Episode 78: Simple + Supernatural: Let's Do This2. Episode 70: Leaders Are Learners: 7 Primal QuestionsConnect further with Jess:https://jessconnolly.com | Instagram | hello@jessconnolly.com