Podcasts about spending

The Chinese Finance Ministry has pledged to expand fiscal expenditure in 2026 to ensure a solid start to the country's 15th Five-Year Plan period from 2026 to 2030. Finance Minister Lan Fo'an said China will implement a more proactive fiscal policy next year.

This week on the podcast, I'm revisiting the best episodes of 2025 - reruns that are just as relevant today as when it first aired.  Here is today's best of 2025 episode…

Improve your relationship with money while you sleep. These affirmations encourage mindful spending, saving wisdom, and better financial decision-making without daytime stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Improve your relationship with money while you sleep. These affirmations encourage mindful spending, saving wisdom, and better financial decision-making without daytime stress. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Spotify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Spending time in nature doesn't just inspire awe — research shows it can improve our health and well-being.

You don't need to drain your bank account to buy a business. In fact, many of the best deals are done with very little personal capital. In this episode, Greg breaks down how buyers structure acquisitions using financing instead of their own money. There are two buckets of money you can draw from when buying a business: your own personal funds and external financing. One of the most powerful external financing tools Greg highlights is seller financing. This approach allows you to structure deals where the seller essentially lends you the money, often interest-free, and can be combined with earnouts to maximize your buying power without draining your personal savings. Debt isn't always the enemy, either. Greg shares how it can be a friend when structured correctly, but he also warns about the dangers of over-leveraging and how too much debt can make a business fragile. Whether you're stepping into acquisitions for the first time or are a seasoned entrepreneur, this episode is packed with practical strategies and insights for buying a business with limited upfront capital. Topics Discussed in this episode: Financing the deal with your personal money vs external financing (03:43) Debt is your friend when buying a business (08:05) Seller financing and earnouts (12:04) Combining traditional funding with seller financing and earnouts (18:14) The more debt you put on a business, the more fragile it becomes (22:28) How brokers can help you get the best deal (25:32) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to buy a business without emptying your pockets!

Spending a few nights with family or friends can be a blast, but adapting to someone else's lifestyle can be tricky. So we're resharing three easy ways to be a good houseguest and put your hosts at ease.  To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier!

Deadbeat Newsom defaults on $20 billion—and guess who's paying? While every other state in America used federal funds to responsibly pay off their COVID unemployment loans, California chose a different path: stimulus checks for voters and zero dollars toward the debt. Now businesses are stuck with automatic payroll tax hikes that escalate $21 annually, with surcharges projected to exceed $400 per worker. Meanwhile, Newsom had a $100 billion budget surplus in 2022 but didn't use a dime to help employers. Texas paid off their debt. Florida paid off their debt. Even Washington paid theirs. But California? They're too busy funding illegal immigrant healthcare and virtue signaling to care about the businesses fleeing the state in droves. Budweiser just closed their last Bay Area brewery—think that's just about beer sales? How long can businesses survive when California keeps piling on "the greatest hidden tax" while maintaining the nation's highest unemployment rate? Is anyone surprised Newsom wants to run this playbook nationally in 2028? Drop your thoughts below, and if you're tired of watching taxpayers get fleeced, subscribe and share this with every business owner you know.

Ryan Wrecker is filling in for the Annie Frey Show today and talks about his holiday and he finally figured out what a migraine is and more.

Donate here: https://ca.movember.com/mospace/15368227?mc=1&utm_medium=share&utm_source=dynamic&utm_campaign=copy-clipboardI hope you're enjoying the holidays. Spending time with your family and eating more than you should. In collaboration with Movember, we're giving you an exclusive look into Mind Over Man, a podcast from Andre Kerr. We're creating spaces for men to discuss the ups and downs of their mental health journey. Andre opens up about a lot, from surviving a life-threatening heart attack to the challenges of being a father with the world on his shoulders. Timestamps: 00:00 Introduction to Mind Over Man01:15 The Making of a Man03:09 Navigating Fatherhood and Responsibilities05:33 The Struggles of Modern Manhood06:51 Finding Safe Spaces for Men08:20 Shifting Focus: From Problems to Solutions10:15 The Importance of Alone Time12:44 Defining Manhood14:51 Overcoming Failure and Self-Doubt21:27 Patience in a Fast-Paced World24:44 Pushing Through Adversity25:42 The Role of Faith and Support30:01 Mental Health and Vulnerability39:18 The Importance of Therapy48:18 Final Thoughts and Takeaways

CKB's Cam Rowston will fight Cody Brundage at UFC325, in his second UFC Fight. Interview details below:00:00 Introduction00:30 Fighting in UFC Sydney in second fight01:07 UFC Ticket pricing02:10 UFC Macau and Petr Yan's crew02:43 Cody Brundage as an opponent03:54 AI prediction04:23 CKB's big crew competing together on UFC32505:45 Spending time in Sydney after the fight06:25 How was 202507:05 Leveraging UFC fame08:09 Hong Kong return08:44 Plans for 202610:35 Conclusion

Singapore shares dipped today with investors now back from the Christmas Day holiday. The Straits Times Index was down 0.06% at 4,633.73 points at 2.42pm Singapore time, with a value turnover of S$426.90M seen in the broader market. In terms of counters to watch, we have Sembcorp Industries, after Sembcorp Green Infra, an Indian unit of Sembcorp Industries, today completed the acquisition of a 100 per cent stake in solar power company ReNew Sun Bright for about S$246 million. Elsewhere, from how Singapore’s factory output jumped 14.3 per cent year on year in November, to how Japan’s industry ministry is set to nearly quadruple its budgeted support for cutting-edge semiconductors and artificial intelligence (AI) development to about 1.2 trillion yen (S$9.9 billion) for the fiscal year starting in April, more economic and international headlines remained in focus. On Market View, Money Matters’ finance presenter Chua Tian Tian unpacked the developments with Benjamin Goh, Head of Research and Investor Education, SIAS.See omnystudio.com/listener for privacy information.

As we look ahead to 2026, Jonathan and Amanda take an honest look back at the purchases that shaped their family's financial life in 2025—for better and for worse.In this episode of The Catholic Money Show, they walk through their favorite purchases, their lingering regrets, and the patterns that emerged when they slowed down to reflect. From great deals that genuinely served their family to “savings” that quietly cost them time, energy, and peace, this conversation is about learning how to discern money decisions more wisely as life gets fuller.You'll hear how priorities shift as responsibilities grow, why saving money isn't always the most faithful choice, and how to balance stewardship with sanity as you plan for the year ahead. This conversation will help you think more clearly about what to keep, what to change, and what to leave behind as you move into 2026.

The Department of Government Efficiency disbanded in November after cutting 271,000 federal jobs, the largest peacetime workforce reduction since World War II. But new data shows federal spending rose by $250 billion anyway. Elon Musk now calls DOGE only "somewhat successful" and says he would not do it again. We break down what happened, why the math never worked, and what Musk's government experiment reveals about the limits of disruption in Washington.

Are Your Christmas Traditions Actually About Christ? Every December, homes fill with familiar patterns. Decorations come out. Music plays on repeat. Schedules tighten. Spending increases. Stress follows close behind. None of this feels unusual. It happens every year. What often goes unnoticed is how quickly christmas traditions can shift from meaningful habits into automatic routines. They still look Christian on the surface. Church services get attended. Nativity scenes get displayed. Familiar songs play in the background. But beneath the activity, something deeper may be missing. The question is not whether your family celebrates Christmas. The question is whether your christmas traditions actually point anyone toward Christ. Traditions tell a story. They quietly reveal what matters most in a home. They shape how children understand faith. They show what adults truly value when life feels full and demanding. During Christmas, those patterns become louder and clearer. If someone watched your household for the month of December, what story would your christmas traditions tell? Why Traditions Matter More Than We Think Traditions are powerful because they repeat. What is repeated becomes normal. What feels normal shapes belief. Most families do not intentionally create traditions to replace Christ. It happens slowly. A movie […] The post Christmas Traditions appeared first on UNCOMMEN.

Dan hits a few different topics on Christmas Eve Morning | aired on Wednesday, December 24th, 2025 on Nashville's Morning News with Dan MandisSee omnystudio.com/listener for privacy information.

Lance Katigbak, Principal at BCG Manila, joins Jeremy Au to break down why Filipino households, not individuals, are the true drivers of economic decisions in the Philippines. Drawing from BCG's large scale research on the Filipino family, they explore how family structures shape spending, saving, and borrowing behavior, and why health risk sits at the center of financial anxiety. The conversation covers multi earner and extended households, the role of informal lending, and how overseas Filipino workers remain deeply involved in family decisions from abroad. Lance also explains why most products miss the market by designing for individuals, and how companies can unlock real opportunity by building for the household instead. 03:25 Filipino families fall into six major structures: Nuclear families make up less than half of households, with one earner, dual earner, and multi earner families each representing about a third of the population. 09:07 Informal lenders understand households better than banks: Five six lenders assess family level ability to repay, unlike formal finance that underwrites individuals. 13:01 Debt is driven by medical necessity: Paying off debt is the top priority for the poorest families, with health emergencies as the main trigger for borrowing. 18:35 Overseas Filipino workers anchor household budgets: OFWs send home most of their income and remain actively involved in family decisions through constant communication. 23:17 The Filipino dream centers on family security: Top goals are financial protection against health shocks and starting small stable businesses. 29:16 Spending roles differ by gender: Women often manage savings and budgets while men more often handle investments and hardware purchases. 32:04 Families seek modest upgrades, not luxury: Aspirations focus on stress free groceries, affordable dining out, and daily stability rather than status. Watch, listen or read the full insight at https://www.bravesea.com/blog/lance-katigbak-filipino-money-decisions WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea Spotify English: https://open.spotify.com/show/4TnqkaWpTT181lMA8xNu0T Bahasa Indonesia: https://open.spotify.com/show/2Vs8t6qPo0eFb4o6zOmiVZ Chinese: https://open.spotify.com/show/20AGbzHhzFDWyRTbHTVDJR Vietnamese: https://open.spotify.com/show/0yqd3Jj0I19NhN0h8lWrK1 YouTube  English: https://www.youtube.com/@JeremyAu?sub_confirmation=1 Apple Podcast  English: https://podcasts.apple.com/sg/podcast/brave-southeast-asia-tech-singapore-indonesia-vietnam/id1506890464 #PhilippineEconomy #FilipinoFamilies #HouseholdDecisions #HealthRisk #OFWLife #FinancialBehavior #EmergingMarkets #FamilyFirst #SEATech #BRAVEpodcast

Is retirement a marathon or a sprint? I'm challenging the conventional wisdom that says to pace yourself in retirement and exploring why your most vibrant years might actually be front-loaded. From the real dilemma of balancing bucket list dreams with longevity planning to practical tips on budgeting for both adventure-filled sixties and secure nineties, this is about living it up without leaving yourself broke. To learn more about planning retirement spending that actually works for real life, watch now! ________________________________________________________________ SOCIAL LINKS: Facebook: https://www.facebook.com/AaronKatsmanLC/ LinkedIn: https://www.linkedin.com/in/aaron-katsman-6550441/ ________________________________________________________________ SUBSCRIBE TO THE PODCAST: iTunes: https://podcasts.apple.com/us/podcast/the-aaron-katsman-show/id1192234142 Stitcher: https://www.stitcher.com/podcast/the-aaron-katsman-show Spotify: https://open.spotify.com/show/1lePc1pC0giBFV1nzCGsQR ________________________________________________________________ VISIT MY WEBSITE: Website: https://www.aaronkatsman.com/ ________________________________________________________________ CONTACT ME: Email me: aaron@lighthousecapital.co.il ________________________________________________________________ DISCLAIMER: Aaron Katsman is a licensed financial professional both in the U.S. and Israel. Call 02-624-0995 for a consultation on how to handle U.S. brokerage accounts from Israel. This video is for education purposes only and is not intended to give investment, legal or tax advice. If such advice is needed, contact a licensed professional who can help you. Securities offered through Portfolio Resources Group Inc. Member FINRA, SIPC, MSRB, FSI. The opinions expressed are those of the author and not of Portfolio Resources Group Inc., or its affiliates. Neither PRG nor its affiliates give tax or legal advice.

In my conversation with Portia Louder, we explore a side of real estate investing that rarely gets discussed. How fast things can unravel, how gray areas quietly turn dark, and how a single path can change the course of an entire life.  Portia shares her deeply personal journey that challenges common assumptions about risk, responsibility, and what it really means to rebuild after everything falls apart. This is not about fear; it's about awareness, integrity, and making informed decisions before it's too late. Portia details her story in her book, "Living Louder," about her life experiences and the lessons she learned through suffering, faith, and rebuilding her life.  You can check out her book on Amazon here: https://a.co/d/bvqIIv5 Learn more about Portia and her story at www.PortiaLouder.com

Spending a few nights with family or friends can be a blast, but adapting to someone else's lifestyle can be tricky. So we're resharing three easy ways to be a good houseguest and put your hosts at ease.  To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier! 

As Christmas draws near, many of us feel the pressure to buy just one more thing—or worry the season won't feel special unless we spend more. Tight deadlines, emotional expectations, and last-minute sales create the perfect environment for impulse spending to quietly take over. But Scripture offers a wiser, more freeing way to approach giving—one rooted in love rather than pressure.Christmas brings out many good desires. We want our homes to feel warm, our families to feel loved, and our gatherings to feel joyful. Emotional spending happens when those good desires turn into pressure—internal or external. We begin asking questions like: What if this isn't enough? What will they think if I don't give something big? If I don't hurry, will Christmas feel incomplete?Emotional buying often peaks in the final days before Christmas, not because we're unwise, but because we're human. We feel the weight of expectations, the excitement of the season, and the fear of missing out. But perfect moments aren't purchased. They're created through meaningful time together—not merely expensive gifts.A Biblical Rhythm for GivingScripture invites us into a different rhythm. Jesus said, “It is more blessed to give than to receive.” He wasn't describing frantic shopping or panic-driven generosity, but joyful, intentional, heart-shaped giving.Paul echoes this in Colossians 3:2: “Set your minds on things above, not on earthly things.” Christmas giving becomes a spiritual act when it flows from love, gratitude, and thoughtfulness rather than pressure or panic.Many of the most meaningful gifts can't be boxed or wrapped—a handwritten letter, a shared meal, a family tradition, a long walk with an aging parent, or a prayer spoken over someone you love. These are gifts that shape hearts, not clutter closets.In the final days before Christmas, urgency often speaks louder than wisdom. The sale is ending. Shelves are empty. Shipping won't arrive on time. Suddenly, our giving comes more from fear than love.Proverbs 21:5 offers a timely warning: “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” Hasty choices don't just strain our finances—they strain our hearts. They rob us of peace and shift our focus from Christ to consumption.You don't have to sprint your way into Christmas. You can choose a different pace.Four Practical Ways to Avoid Emotional Buying1. Pause before you purchase. Even a 30-second pause can interrupt an emotional decision. Ask yourself: Is this coming from love—or from pressure?2. Let your values set the tone. A healthy budget isn't restrictive—it's clarifying. It helps your spending reflect what matters most.3. Remember, generosity is more than money. Time, words, service, and presence are gifts money can't replicate.4. Let Christ—not culture—define Christmas. Before you buy, ask: Will this help us celebrate Jesus, or simply ease a momentary fear?When your giving aligns with faith rather than fear, Christmas becomes more meaningful—not less.The Freedom of Love-Led GivingMother Teresa captured this beautifully: “It's not how much we give, but how much love we put into giving.” You're not responsible for funding a flawless Christmas. You're responsible for loving the people God has placed in your life—and love doesn't require overspending.Christmas isn't a test of your financial ability. It's a celebration of God's generosity toward us. The angel didn't announce “great deals of consumer joy,” but “good news of great joy—a Savior has been born to you.” That's the center of Christmas, and the foundation of intentional giving.On Today's Program, Rob Answers Listener Questions:I'm 57 and have about $300,000 in a 401(k). I owe $133,000 on my mortgage and am considering using retirement funds to pay it off. My employer mentioned rolling over just enough to cover the mortgage into a pension plan. Is that possible, and what should I consider before proceeding?You previously shared a list of scholarships. I have a daughter who's a high school freshman and may attend Liberty University. Do you still have that scholarship list? How can we start preparing now?I'm 74, retired, and have about $25,000 in an IRA. I want to invest some in gold, but I also owe $13,000 on a high-interest credit card from home repairs. Is there a way to negotiate that debt for a lump-sum payoff? And since I live on a pension and Social Security and haven't filed taxes in four years, do I still need to pay taxes?I taught vocational trades in the Texas prison system and was told that ex-felons can't get a job until seven years after probation. Is that actually the law in Texas? And if so, how are people expected to support themselves during that time?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsFinding Your Scholarships (Faith and Finance Episode - August 14, 2024)Scholarships.com | Fastweb.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Are you feeling the pressure to buy just one more thing? With deadlines, expectations, and last-minute sales, impulse spending can quietly take hold. God offers a wiser, more liberating approach to giving—one rooted in love, rather than pressure. On the next Faith & Finance Live, Rob West talks about emotional buying and how to stay intentional. Then, it’s your calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions, weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

You don't need to drain your bank account to buy a business. In fact, many of the best deals are done with very little personal capital. In this episode, Greg breaks down how buyers structure acquisitions using financing instead of their own money. There are two buckets of money you can draw from when buying a business: your own personal funds and external financing. One of the most powerful external financing tools Greg highlights is seller financing. This approach allows you to structure deals where the seller essentially lends you the money, often interest-free, and can be combined with earnouts to maximize your buying power without draining your personal savings. Debt isn't always the enemy, either. Greg shares how it can be a friend when structured correctly, but he also warns about the dangers of over-leveraging and how too much debt can make a business fragile. Whether you're stepping into acquisitions for the first time or are a seasoned entrepreneur, this episode is packed with practical strategies and insights for buying a business with limited upfront capital. Topics Discussed in this episode: Financing the deal with your personal money vs external financing (03:43) Debt is your friend when buying a business (08:05) Seller financing and earnouts (12:04) Combining traditional funding with seller financing and earnouts (18:14) The more debt you put on a business, the more fragile it becomes (22:28) How brokers can help you get the best deal (25:32) Mentions:  Empire Flippers Podcasts Empire Flippers Marketplace Create an Empire Flippers account Subscribe to our newsletter Sit back, grab a coffee, and learn how to buy a business without emptying your pockets!

First, we bring you details around an undocumented surfer who has been detained for months in Otay Mesa. Then, an event celebrating the unity and resilience of the Jewish community. Also, the South Bay Union District announces two additional school closures. And finally, some tips on how to manage stress around the holiday season.

Sucharita Kodali and Owen Carr dissect the U.S. consumer landscape, noting a peculiar divergence: declining confidence juxtaposed with robust spending. They observe a shift towards lower-priced goods, especially in e-commerce, while "buy now, pay later" schemes see explosive growth. Both eye 2026, with Carr predicting a strong start despite underlying concerns about deferred payments, and Kodali emphasizing the importance of retail performance from companies like Walmart (WMT), Costco (COST), Amazon (AMZN), and Ulta Beauty (ULTA) as key indicators of consumer health.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

We are continuing the Debt Identity Series, and today we are talking about The Status Keeper, the identity most people never realize they have.This identify is sneaky because you tell yourself you don't spend “extravagantly” because you don't drive a luxury car, you're not buying designer bags, and you're not chasing labels. So when you hear “keeping up with the Joneses,” you know that's not you because you don't drive a Bentley. But the truth is, Status Keeper debt has nothing to do with materialism and everything to do with subtle, socially accepted spending habits.If you say yes to the girls' trips, the concerts, the spa days, the quick getaways, and the “why not” dinners because you deserve it, this episode is for you.These purchases do not feel big or irresponsible, but they add up.And even though you can likely pay off your credit card at any time, you find yourself right back in debt because the root cause has never been addressed.This episode breaks down why Status Keeper spending is driven by: • emotional justification • fake math • unconscious lifestyle choices • values that unintentionally override your real financial goalsYou will learn how everyday “yeses” cost you thousands each year and how to shift out of this identity with awareness, trade offs, and a healthier relationship with saving.Listen in to learn:[00:45] Why Status Keeper spending doesn't look like overspending[02:10] How “I deserve this” thinking fuels lifestyle debt[03:40] How fake math justifies small but frequent purchases[05:55] Why savings feels restrictive and swiping feels like freedom[07:50] The real annual cost of trips, concerts, dining out, massages[08:25] What “experience spending” is actually costing you[10:15] Six questions every Status Keeper must answer on paper[13:25] How one simple trade off can free up thousands[17:10] Why saving is not a no, saving is a future yes[21:10] How identity awareness helps you finally stay out of debtTune into this episode of Money Files to uncover the real reason you keep returning to credit card debt, and learn how to align your spending with the goals that matter most.Get full show notes and the episode transcript: https://wealthovernow.com/debt-identity-series-the-status-keepers-hidden-spending-trap/ Links mentioned in this episode…Set up a call | Financial Coach Washington, DC | Wealth Over NowDownload my FREE spending plan

Going home for the holidays can feel strange when you've outgrown the version of yourself that your family still sees. After living abroad for 13 years, I know this feeling well, and I've navigated uncomfortable conversations over the holidays quite a few times.Whether you're building a business, planning a move abroad, or living a life that doesn't fit the “traditional” mold, this episode is for you.This Episode Covers:Navigating holiday conversations when your life, business, or plans don't fit the traditional pathHow to respond to family concern, judgment, or guilt trips with calm confidence (and without over-explaining)The identity shift that happens when you outgrow the version of yourself people still seeWhy you don't need approval to change, move abroad, or build a life that feels alignedSubscribe and ReviewIf you loved this episode, please take a moment to subscribe and leave a review on Apple Podcasts! Your support helps us reach more visionaries who need these insights.

We talk with Alex Nowrasteh from the Cato Institute about the DOGE cuts early this year....federal spending continuing to grow.

Send us a textChristmas is fast approaching (gulp), and that means only one thing… in podcast land, anyway – it's time for us to don our best paper party hats, break open the archives, and reflect on the biggest cycling stories of 2025.In part two, the Cycle to Work Alliance's chair Steve Edgell joins us to discuss Labour's plans to re-introduce a spending cap on purchases made as part of Cycle to Work – and how the group ‘mobilised' to stop those plans.Steve also chats about the continued support for Cycle to Work within the government, how it is key to attracting new cycling converts (especially when it comes to making e-bikes accessible), and why the alliance is working hard to “dispel the myth” that Cycle to Work is catered to rich MAMILs in the Surrey Hills.Meanwhile, in part one, Ryan, Jack, Dan, and Emily sign off for the year by assessing some of the other big stories from the worlds racing, tech, infrastructure, politics. Happy Christmas!

New research from David Blanchett, head of retirement research at PGIM, challenges one of the biggest assumptions in retirement planning: that happiness in retirement depends on maintaining a constant—or even increasing—level of spending. ⬇️ Upon entering retirement, households experience a median consumption decline of about 20%. This drop is often viewed as a red flag in traditional financial planning models. However, Blanchett argues that this decline is not necessarily problematic, especially when you look at how financial well-being changes over time. ☎️ Then on our listener question, we hear from a 34-year-old investor who's been all-in on stocks since taking Dave Ramsey's advice early in their career. Now, they're wondering how and when to start easing into a more balanced portfolio with bonds.  We'll talk strategy, psychology, and sprinkle in some data on market highs that might surprise you. Resource: Article by John Manganaro from ThinkAdvisor: Spending Drops in Retirement, but Satisfaction Doesn't: Blanchett Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

Spending time outside can be surprisingly powerful for your health.In this episode, I'm joined by outdoor living expert Julie Beckwith to explore how outdoor spaces boost your mental, emotional, and physical well-being. From reducing anxiety to improving sleep and even supporting your immune system, the benefits go far beyond what you might expect.Julie also shares practical, budget-friendly ideas for creating your own outdoor sanctuary—even if you live in a city, don't have a yard, or don't live in sunny SoCal like me.With a passion for blending nature with wellness, Julie educates homeowners as well as employers on the transformative power of outdoor spaces. Drawing from experience, she offers practical insights into creating outdoor sanctuaries that boost mental, emotional, and physical well-being.Julie is an inspiring speaker, captivating audiences with her knowledge on the health benefits of outdoor living. She offers actionable tips to help individuals and employers design, budget for, and maximize their outdoor spaces. Julie's approachable and engaging style makes her a sought-after speaker for events, conferences, and workshops focused on home improvement, wellness, and lifestyle enhancement.https://www.linkedin.com/in/julie-beckwith-aa0686315/https://www.facebook.com/profile.php?id=100090364213008https://livingonthepatio.com/Tune in each week for practical, relatable advice that helps you feel your best and unlock your full potential. If you're ready to prioritize your health and level up every area of your life, you'll find the tools, insights, and inspiration right here. Check out Esther's website for more about her speaking, coaching, book, and more: http://estheravant.com/Buy Esther's Book: To Your Health: https://a.co/d/iDG68qUEsther's Instagram: https://www.instagram.com/esther.avantEsther's LinkedIn: https://www.linkedin.com/in/estheravant/Learn more about 1:1 health & weight loss coaching: https://madebymecoaching.com/coaching

John Canzano interviews Oregon State AD Scott Barnes, about football, the new hire at OSU, spending in the Pac-12 and more. Subscribe to this podcast. Read JohnCanzano.com

Spending thanksgiving on a boat of virgins

In this episode of Beer and Money, Ryan Burklo and Alex Collins discuss the significance of the holiday season as a time for reflection on family, values, and financial planning. They explore the emotional aspects of spending time with loved ones, the expectations that come with hosting, and the importance of having meaningful conversations about legacy and future planning. The hosts encourage listeners to take actionable steps towards what truly matters in their lives, emphasizing that money is merely a tool to facilitate a fulfilling life. Check out our website:  beerandmoney.net Find us on YouTube: https://www.youtube.com/@beerandmoney Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #holidays #family #financialplanning #personalgrowth #legacy #expectations #hosting #reflections #futureplanning #actionsteps   Takeaways The holidays reveal what we truly care about. Spending time with family can be eye-opening. Hosting comes with expectations and financial implications. It's important to reflect on family dynamics during holidays. Conversations about legacy should happen when families gather. Planning for the future starts with understanding values. Small action steps can lead to significant changes. Money is a tool, not the ultimate goal. Designing a powerful future reshapes the present. Regular conversations about finances lead to happier outcomes. Chapters 00:00 Holiday Reflections and Family Connections 05:10 The Expectations of Hosting 08:58 Navigating Family Dynamics 11:26 Planning for the Future 15:16 Taking Action on What Matters

Discover budget-friendly holiday tips and creative gift ideas on Dollars & Sense In this festive episode of Dollars & Sense, hosts Zach Keister and Rob Field dive into the emotional and financial realities of holiday spending. The show kicks off with lighthearted banter about holiday traditions and a playful debate over whether “Die Hard” counts as a Christmas movie, setting the stage for practical advice on surviving the season without overspending. Zach and Rob tackle two major topics: how to avoid blowing your holiday budget and how to give gifts that go beyond the usual — like helping loved ones start a 529 college savings plan or a UTMA custodial account. Listeners learn why emotions drive us to spend more, how “buy now, pay later” services can be a financial trap, and actionable ways to keep spending in check, from making gift lists to crafting homemade presents. The episode also introduces “No Spend January,” a challenge to help listeners recover from December's splurges by spending only on essentials for an entire month. With tips for planning ahead, breaking financial habits, and turning savings into fun, Zach and Rob show how the choices you make now can set the tone for the year ahead. Thinking about ways to be generous without getting tied up in financial knots? Wondering how to make your money work for you and your family? Tune in for expert insights, relatable stories, and a few laughs as Dollars & Sense makes budgeting and financial planning approachable—and even a little fun. 

360 Irish soldiers are set to spend their Christmas in South Lebanon, where they are stationed at Camp Shamrock. 134 members of the Defence Forces will be doing so for the first time. Our reporter Tom Douglas visited the camp over the weekend talk to soldiers serving there…

In this episode of Excess Returns, we sit down with Adrian Helfert of Westwood to discuss how investors should be thinking about portfolio construction in a market shaped by artificial intelligence, high levels of concentration, shifting interest rate dynamics, and evolving economic signals. The conversation covers how AI-driven capital spending is changing return profiles across markets, why traditional investing rules are breaking down, and how investors can balance growth, income, and risk in an uncertain environment. Adrian shares his framework for understanding return drivers, his views on market concentration and valuation, and how to think about diversification, macro risk, and income generation going forward.Main topics covered• How Westwood frames portfolio construction around capital appreciation, income, and event-driven returns• Why AI spending is both a major opportunity and a growing existential risk for large companies• The sustainability of market concentration and what it means for future returns• Whether higher interest rates really hurt growth stocks the way investors expect• How massive data center and AI capital expenditures could translate into productivity gains• The case for market broadening beyond the Magnificent Seven• Why traditional recession indicators have failed in recent cycles• How inflation, labor markets, and Federal Reserve policy interact today• Rethinking the classic 60/40 portfolio and the role of private markets• Using covered calls and active income strategies to manage risk and generate yieldTimestamps00:00 Introduction and near-term opportunities versus long-term risk02:40 Capital appreciation, income, and event-driven investing framework06:30 Have markets structurally changed to support higher returns09:30 Intangible assets, AI, and margin expansion10:20 The scale of AI and data center capital spending13:00 Productivity gains and return on investment from AI16:00 AI as both opportunity and risk for companies19:30 Market concentration and diversification concerns23:30 Will market leadership eventually broaden25:30 Growth stocks, duration, and interest rates29:30 International diversification and global investing33:30 Why recession indicators have failed39:00 Inflation outlook and Federal Reserve policy46:00 Rethinking the 60/40 portfolio53:00 Enhanced income strategies and covered calls59:00 One investing belief most peers disagree with

In a time when loneliness is becoming a public health crisis, author Rhaina Cohen says friendships aren't just nice to have — they're essential to your health and happiness. She challenges the assumption that biological and romantic relationships matter most, exploring how close platonic bonds (when given real intention and commitment) can profoundly strengthen your life. (This conversation, hosted by TED's Whitney Pennington Rodgers, was part of an exclusive TED Membership event. TED Membership is the best way to support and engage with the big ideas you love from TED. To learn more, visit ted.com/membership.) Hosted on Acast. See acast.com/privacy for more information.

Every December, something subtle happens in Christian homes. Decorations go up. Schedules fill fast. Spending increases. Stress creeps in. And somewhere in the middle of all the activity, Jesus can quietly move from the center to the edges. Most Christian men would say they believe Christmas is about Christ. Yet belief and practice do not always line up. The real question is not what we say Christmas means, but what our lives show. Keeping Christ in Christmas starts with an honest look at how we spend our time, money, attention, and spiritual energy during this season. If Jesus walked into our homes in December, would He recognize what we are celebrating? Luke 2:10–11 tells us exactly what Christmas is about. “Do not be afraid. I bring you good news of great joy that will be for all the people. Today in the town of David a Savior has been born to you; he is Christ the Lord.” That announcement did not come with shopping lists, packed calendars, or pressure to perform. It came with worship, awe, and obedience. The farther we drift from that truth, the harder keeping Christ in Christmas becomes. The Lie That Keeps Men Spiritually Confirmed One […] The post Keeping Christ in Christmas appeared first on UNCOMMEN.

CONGRESSIONAL SPENDING AND THE REVERSE MIDAS TOUCH Colleagues Dave Hebert and Peter Earle. Hebert and Earle argue that Congressional spending exacerbates problems in education and healthcare by subsidizing demand while restricting supply through regulations. They contend politicians prefer "showy" supply-side interventions, like drug busts, over effective policies because the politics of appearing effective outweigh the economics of actual affordability. NUMBER 16 1936 FDR

The holiday season is the most wonderful time of the year, but it's also the most expensive. Between gifts, food and travel, people can end up spending a lot of money this year. The Financial Times' consumer editor Claer Barrett explains why people are feeling the pinch this season and what they can do about it. Mentioned in this podcast:Economists warn of flaws in US inflation reportFT Financial Literacy and Inclusion CampaignFind Claer Barrett on TikTok and Instagram Note: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Marc Filippino, and produced by Mischa Frankl-Duval and Victoria Craig. Our show was mixed by Kent Militzer. Additional help from Michael Lello. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music. Hosted on Acast. See acast.com/privacy for more information.

A Garden Chat with Don TitmusGreg Peterson and Don Titmus reconnect for a November Garden Chat focused on reviewing the ethics and principles of permaculture and how they apply beyond gardening into daily life. Drawing from decades of hands-on experience in arid and temperate climates, they explore observation, working with nature, stacking functions, and regenerative design. The conversation weaves together philosophy, practical examples from Phoenix and North Carolina, and reflections on how a Permaculture Design Course (PDC) can fundamentally reshape how people think and live.Our Guest: Don Titmus grew up in London and at age 16 spent 4 years being trained in horticulture through an apprenticeship and a college course. From there he continued landscaping in his hometown until he moved to Arizona in 1981, where he worked in landscaping and then starting his own business in garden maintenance. In 2003 he attended a Permaculture Design Course, which was life-changing for Don. He knew right away that this was the path he'd been waiting for, and later attended two Permaculture Teacher Trainings.Key Topics & EntitiesPermaculture ethicsPermaculture principlesObservation and designWorking with natureElements and stacking functionsZones (including Zone 0 / self-care)Regenerative and edible landscapesDrylands permacultureRainwater harvestingPerennial systemsPermaculture Design Course (PDC)Bill MollisonDavid HolmgrenUrban Farm PodcastBee Oasis (Mesa, AZ)Key Questions AnsweredWhat is permaculture, in simple terms?Permaculture is the art and science of working with nature—observing natural systems and designing human habitats that align with ecological patterns rather than fighting them.What are the core ethics of permaculture?Care for the earth, care for people, and care for the future (often expressed as sharing surplus). These ethics guide every design decision and ensure long-term sustainability and reciprocity.Why is observation considered the foundation of permaculture design?Spending time observing land, climate, wildlife, and human patterns prevents costly mistakes and reveals opportunities to work with existing energy flows rather than against them.What does it mean that “the problem is the solution”?Challenges—such as excess heat, water runoff, or waste—often contain the seeds of their own solutions when reframed through thoughtful design.How do elements and stacking functions create resilience?Each element in a system (trees, chickens, compost, water systems) should serve multiple functions, increasing efficiency, reducing waste, and strengthening connections across the whole system.What is a Permaculture Design Course (PDC), and who is it for?A PDC is a globally recognized 72-hour introduction to permaculture principles and design, tailored to local bioregions and intended to transform how participants think about land, community, and life systems.Why take a PDC in your own bioregion and in person?Local courses address climate-specific realities, and in-person learning builds community, shared experience, and deeper understanding through hands-on practice.How can permaculture principles apply beyond gardening?Permaculture offers a framework for life—informing health, relationships, work, energy use, and even practices like yoga—by emphasizing connection, care, and intentional design.Episode HighlightsPermaculture as a life framework, not just a gardening...

Spending time with Karen Wickerson feels like opening a quiet doorway into the wisdom of the animals who walk beside us. Karen is an animal telepath, a former clinical counselor, and the author of Listen to Your Animals: They Know More Than You Think. Her connection to animals began when she was three years old and realized she could communicate with them. As she grew older, she learned to silence that gift because the people around her didn't understand it, until her soul eventually pulled her back toward the work she was meant to do.Karen shares how she reached a point in her counseling career where she knew she was “about to hit the wall” and feared she might make a severe mistake with a family. That moment pushed her to plan her exit and step toward a life that aligned with her true calling. It led her to a trek to Mount Everest base camp with asthma and only 70 percent lung capacity, a journey that taught her the power of moving forward even half an inch at a time.We explore how she connects with animals across distance, how she reads their unique energy signatures, and what she has learned about their emotional worlds. Karen describes what really happens when animals cross over and how they often explain it as simply taking off a coat they no longer need. She also shares stories about grief, soul agreements, and the ways animals guide their humans through important life decisions.Karen's work is a reminder that our animals are not just pets. They are teachers, companions, and wise, sentient beings who understand far more than we often realize.Key Reflections• Animals communicate through energy, emotion and intention.• Our relationships with them are true partnerships that often stretch across lifetimes.• When an animal passes, its essence remains connected to us.• The choices we make at the end of their life are guided and never wrong.Links and ResourcesKaren's website: https://karenwickerson.comInstagram: https://www.instagram.com/karenwickersonanimaltelepath/Karen's Book: Send us a text Support the show✨ Join My TEDx Spokane Journey! Get early updates, BTS moments, and reflections as I prep for TEDx Spokane.

In this episode, Dr. Rena Malik, MD is joined by Dr. Matthew Davenport to explore the true value and risks of whole body MRI scans and other imaging tests. Together, they address widespread misconceptions about early cancer detection, the potential for overdiagnosis, unnecessary invasive procedures, and the psychological harms incidental findings can cause. Listeners will learn how to make informed, evidence-based decisions about medical imaging, prioritize lasting health habits, and understand the evolving role of new technologies like artificial intelligence in radiology. Become a Member to Receive Exclusive Content: renamalik.supercast.com Schedule an appointment with me: https://www.renamalikmd.com/appointments ▶️Chapters: 00:00:00 Introduction 00:00:43 Full Body MRI Scans Explained 00:03:12 Overdiagnosis and Incidental Findings 00:06:14 Cancer Detection Myths 00:10:33 Physical and Psychological Harms 00:18:29 Real Patient Case: Imaging Gone Wrong 00:24:17 Spending for Health: Better Alternatives 00:30:59 Imaging Advances and AI 00:53:12 Prostate MRI Screening 01:17:05 Lessons, Value, and Personal Insights Go to https://www.cozyearth.com and use coupon code RENA to get up to 40% off! Stay connected with Dr. Matthew Davenport on social media for daily insights and updates. Don't miss out—follow him now and check out these links! LinkedIn profile: https://www.linkedin.com/in/matthew-davenport-md-mba-037184286 Work profile: https://medschool.umich.edu/profile/2315/matthew-s-davenport Most relevant article: https://www.ajronline.org/doi/10.2214/AJR.22.28926 Next event is grand rounds speaker at Stanford: https://med.stanford.edu/radiology/education/grandrounds/2025-26.html#january Let's Connect!: WEBSITE: http://www.renamalikmd.com YOUTUBE: https://www.youtube.com/@RenaMalikMD INSTAGRAM: http://www.instagram.com/RenaMalikMD TWITTER: http://twitter.com/RenaMalikMD FACEBOOK: https://www.facebook.com/RenaMalikMD/ LINKEDIN: https://www.linkedin.com/in/renadmalik PINTEREST: https://www.pinterest.com/renamalikmd/ TIKTOK: https://www.tiktok.com/RenaMalikMD ------------------------------------------------------ DISCLAIMER: This podcast is purely educational and does not constitute medical advice. The content of this podcast is my personal opinion, and not that of my employer(s). Use of this information is at your own risk. Rena Malik, M.D. will not assume any liability for any direct or indirect losses or damages that may result from the use of information contained in this podcast including but not limited to economic loss, injury, illness or death. Learn more about your ad choices. Visit megaphone.fm/adchoices

“I was underworked, underpaid, depressed… and when I got fired, it saved my life.” That's how Princess Dior opens this raw, inspiring, and unbelievably honest conversation on Inside the Vault. What started as a pandemic layoff turned into a multimillion-dollar empire built on hustle, heart, and a willingness to bet it all on herself.In this episode, Ash Cash sits down with Princess Dior — entrepreneur, educator, visionary — as she breaks down how she went from a $5,000 investment to making her entire yearly salary in 60 days. But this isn't a highlight reel. It's the real-life story behind the glow-up.Princess talks about: • How she escaped a 9–5 that drained her and found a mentor who changed everything • Building a business with bad credit and no capital • Scaling from two rental cars to a 100-car fleet using other people's assets • Losing $30K in trucking — and why that failure sharpened her as a CEO • Helping over 500 people repair their credit and unlock $20M in funding • Using credit as a down payment on generational wealth • Why recurring revenue > “fast money” • Turning a helicopter into a six-figure passive income stream • The shift from six figures to seven — and who you must become to sustain it • How she's teaching youth and athletes to avoid the financial traps she's seen • Why she refuses to gatekeep wealth, information, or opportunityThis is not a podcast about money — it's a conversation about mindset, identity, and elevation. It's a blueprint for anyone who's tired of playing small, tired of guessing, and ready to invest in themselves the way life invested in their potential.If you've ever felt stuck between who you are and who you're becoming, Princess Dior's story will push you forward.Inside the Vault with Ash Cash — the #1 money mindset show in the world.TIMESTAMPS00:00 — Fired, depressed, and the moment everything changed 02:02 — Turning a last $5K into life-changing skills 03:15 — “Get rich slowly… it lasts longer.” 04:52 — Growing up in Compton & a mother who hustled for her 07:11 — The pandemic that forced a pivot 08:12 — Making her yearly salary in 60 days 09:47 — Why investing in a mentor was the turning point 10:58 — Credit myths: What people get wrong 12:10 — How to start a business with bad credit & no money 13:45 — The beauty of recurring income 15:03 — “Credit isn't debt, it's a down payment on wealth.” 16:32 — How her Mogul Talk community was born 17:57 — OPM: Using other people's money the right way 19:50 — The real blueprint to $100K–$500K in funding 21:18 — Top 3 low-overhead, high-cash-flow industries 22:30 — Scaling from nothing to a 100-car fleet 24:48 — From bad credit to private jets & helicopters 27:12 — Real estate, restaurants, and building long-term assets 28:40 — The trucking business failure that nearly broke her 30:18 — Why daily cash flow matters more than big deals 31:40 — Helping single moms, former felons & first-gen homeowners 32:58 — Legacy, Nipsey inspiration & “champagne problems” 33:55 — Six to seven figures: Becoming a different person 35:20 — Spending money to grow money 36:45 — AI's impact on business & why entrepreneurs must adapt 38:30 — Working with youth, NIL athletes & avoiding financial traps 40:41 — Helping parents without going broke 42:07 — Her most powerful OPM plays 43:30 — Fixing your credit TODAY (step-by-step) 45:15 — What's next: financial literacy in schools & nonprofit vision 47:01 — Growing up protected — and why she protects others now 48:37 — Leaving LA for Atlanta & how environment changed her life 50:15 — “If you have value, you can win in any room.” 52:00 — Her challenge: funding, age corps, digital products & more 54:00 — AI vs. mentorship: The real difference 55:20 — The truth about million-dollar launch days 58:00 — Community, consistency & mind-stretching rooms 1:00:14 — Where to find Princess Dior 1:01:22 — Closing out the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Today's guest won't surprise you if you read the introduction to Rich Girl Nation, which recollected the 2018 event that made me think personal finance might not be solely for people with brown bananas and pocket protectors. Lindsey Stanberry, founding editor of Refinery29's Money Diaries turned media entrepreneur, joins me for the penultimate episode to talk about: Why most conversations about money are really about time What she learned about our culture from monitoring the Money Diaries comments section Leaving a job, even when it means sacrificing financial security for emotional security What's really driving our “obsession with FI/RE” The dark side of optimization Subscribe to my weekly newsletter: ⁠⁠⁠⁠⁠⁠⁠https://moneywithkatie.com/newsletter⁠⁠⁠⁠⁠⁠⁠ Get your copy of Rich Girl Nation, one of Barnes & Noble's Best Business Books of 2025:⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.moneywithkatie.com/rich-girl-nation⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Transcripts, show notes, resources, and credits at: https://moneywithkatie.com/the_mwk_show/lindsey-stanberry-judge-hide-admit/ — Money with Katie's mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit megaphone.fm/adchoices

'Tis the season to talk about peace, love…and drama. We discuss the dynamics of spending the holidays with family when you're in a relationship, how to navigate the in-laws, what most couples are doing (and not doing), and our controversial opinion on spending every holiday with your partner. We also talk about family estrangement, our feelings on "Life is too short to fight with your family," and how to work through some of these hard situations. Then we share some of our listeners' hilarious/traumatic holiday experiences with partners' families that truly shocked us. And before we get into the topic, we're debating two polarizing shower behaviors, and Rayna has a big announcement! Enjoy!  Follow us on Instagram @girlsgottaeatpodcast, Ashley @ashhess, and Rayna @rayna.greenberg. Visit girlsgottaeat.com for more. Thank you to our partners this week: Aura Frames: Get $35 off the bestselling Carver Mat frame at https://auraframes.com with code GGE. Article: Head to https://article.com for a beautiful new sofa, dining table, or bed.  Skims: Shop our favorite pajamas at skims.com. Rocket Money: Cancel your unwanted subscriptions and reach your financial goals faster at https://rocketmoney.com/gge. Storyworth: Get $10 off or more at https://storyworth.com/gge. 

Fear is part of the game, but it does not get to decide your future.In this episode, Todd Toback shares five real fears he faced on his path from sending handwritten letters and using fax machines to building a multi-million-dollar wholesaling business. He talks about feeling unprepared, leaving a six-figure job, spending real money on marketing, hiring a team, and stepping into completely new asset classes. Each fear became a turning point that pushed him toward greater growth.If fear has been holding you back, this episode is your reminder that confidence comes after you take action, not before it.---------Show notes:(0:50) Beginning of today's episode(1:09) Todd sets up the 5 fears he had to overcome in real estate(1:42) Fear #1: Not having the right tools (handwritten letters, no CRM, no systems)(3:52) Taking imperfect action and closing his first deal without contracts or funding lined up(4:25) How one phone call led to a $40,000 payday(5:09) Fear #2: Quitting a high-paying job and stepping into the unknown(6:23) How surviving a market crash made Todd a stronger investor(7:33) Fear #3: Spending real money on marketing(8:32) Turning $7,500 in mailers into a $38,000 deal(9:55) Fear #4: Hiring people and building a team(11:20) Why not hiring is actually more dangerous than competition(12:34) Fear #5: Investing in new asset classes outside of single-family homes(13:50) Defining “no-brainer” deals to reduce risk and fear(15:07) Dan Sullivan's 4 Cs: Commitment, Courage, Competence, Confidence(18:01) Why confidence only comes after you jump----------Resources:Dan Sullivan – The 4 Cs FrameworkBook referenced: Multiple Streams of Income by Robert AllenTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?