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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3456: Marjolein Dilven shares nine practical strategies to stay motivated and stick to your budget without feeling deprived or overwhelmed. From paying yourself first to using vision boards and rewarding progress, these tips are designed to help you build momentum toward your financial goals while enjoying the journey. Read along with the original article(s) here: https://radicalfire.com/stick-to-your-budget/ Quotes to ponder: "Pay yourself first. If you have savings or debt payoff goals, pay those things first." "If you're feeling deprived by your budget, you will be more likely to break with it." "Don't be the person that buys the cookies and tries to train their willpower attempting not to eat them." Episode references: You Need a Budget (YNAB): https://www.ynab.com Learn more about your ad choices. Visit megaphone.fm/adchoices
I'm back with my friend and colleague Sabine Hossenfelder for another episode of “What's New in Science”. I think this is one of my favorite dialogues that we have had. Spending time with Sabine was a nice chance to step away from my physics lecture series for a bit. I know many of you have been enjoying the lectures, so don't worry, they'll be back soon. In this episode, we covered the kind of science news I like best: ideas you can argue about and results that make you recalibrate. Sabine opened with describing a clever proposal that future fusion reactors might double as axion dark matter factories, producing a flux of very light, weakly interacting particles through neutron-lithium reactions in the shielding. That led to a discussion about what people mean by “axions,” why particle physicists tend to be more particular about the term, and why I'm always more interested in dark matter candidates that were invented to solve an actual problem, not just to fill a cosmological gap. From there we jumped to quantum mechanics at the edge of common sense, with a Vienna experiment showing interference from a cluster of thousands of atoms, and a friendly disagreement about whether “collapse” is a real physical process or just the wrong way to talk about what quantum mechanics is doing.We also talked about AI and math, including the recent swirl of claims about machines proving famous open problems, what was hype, what was rediscovery, and what might genuinely be changing in how mathematicians search the landscape. Then we went from equations to extinction, with a fascinating new approach using space dust and helium isotopes to argue that life may have started rebounding after the Chicxulub impact far faster than people had assumed. Sabine brought a surprising example of string theory mathematics finding a practical use in modeling biological networks, and we ended with biology proper in two very different moods: a sobering study in mice suggesting lung tumors can hijack vagus nerve signaling to suppress local immune responses, and then a lighter result about dogs learning words from overheard human conversation at roughly toddler level. My dog Levi, who many of you have seen on the podcast, was asleep next to me while we talked about it, which felt like the right way to end.As always, thank you for your continued support, and I hope the changing of seasons brings you good time with friends and family.As always, an ad-free video version of this podcast is also available to paid Critical Mass subscribers. Your subscriptions support the non-profit Origins Project Foundation, which produces the podcast. The audio version is available free on the Critical Mass site and on all podcast sites, and the video version will also be available on the Origins Project YouTube. Get full access to Critical Mass at lawrencekrauss.substack.com/subscribe
Start feeling strong and healthy today- with 100+ of amazing women: https://brittany-pearson-0916.mykajabi.com/joinus-c314ce99-4585-4cae-b251-ccae6f397184/PERSONALIZED WORKOUT OPTIONS: found at the bottom of this page: https://www.healthycatholicmoms.com/services/Start losing fat NOW with this FREE guide: https://mailchi.mp/fbd438cb9e15/free-macro-downloadTry my FREE 3 Day Pregnancy Workout Challenge here: https://mailchi.mp/3544a2978243/threedaypregnancyprogramGet the FREE GUIDE to Exercising Postpartum!https://mailchi.mp/4e93de16eeaf/q047rmh7veMy pregnancy and postpartum programs are ALWAYS available right here:https://www.healthycatholicmoms.com/services/Shop Healthy Catholic Moms merch here! Mugs, shirts, and more...https://www.healthycatholicmoms.com/shop/Join my email list here: https://www.healthycatholicmoms.com/____________________________________________________________________________________Schedule a 30 minute coaching call with me here:https://www.healthycatholicmoms.com/services/____________________________________________________________________________For recipes, workouts, and tips- follow me on:Instagram: https://www.instagram.com/healthycatholicmoms/Facebook: https://www.facebook.com/healthycatholicmomsEmail: brittany@healthycatholicmoms.com
If there were no spending, there would be no need for investments. No portfolios. No Monte Carlo simulations. No withdrawal strategies. No Social Security timing debates. Because the entire purpose of money in retirement is spending. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #468. When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes. At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement. Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.
HOUR 3 - We get back on track to discuss the Giants’ lack of major offseason spending and what it means for 2026. Then we dive into a heated debate: should you recline your seat on an airplane? Plus, don’t miss our reaction to the hilarious new NBA All‑Star Game commercial.See omnystudio.com/listener for privacy information.
HOUR 3 - We get back on track to discuss the Giants’ lack of major offseason spending and what it means for 2026. Then we dive into a heated debate: should you recline your seat on an airplane? Plus, don’t miss our reaction to the hilarious new NBA All‑Star Game commercial.See omnystudio.com/listener for privacy information.
This Lightning Round segment of the OmniTalk Retail Fast Five, sponsored by the A&M Consumer and Retail Group, Mirakl, Ocampo Capital, Infios, Quorso, and Veloq, closes out the show with rapid-fire takes on luxury travel, Valentine's Day spending, and one very unexpected McNugget caviar moment. From the continued boom in luxury hotels to billions in Valentine's retail projections and the internet's obsession with fast food meets fine dining, Chris Walton and Anne Mezzenga, joined by Shoptalk's Joe Laszlo, keep things moving with quick hits and strong opinions. ⏩ Tune in for the full episode here: https://youtu.be/mvfY4BAy_2c #RetailLightningRound #RetailCulture #LuxuryTravel #ValentinesDay #McNuggetCaviar #ConsumerTrends #RetailNews #OmniTalk
When high earners ramp up their spending while low earners pull back, that's a symptom of a "k-shaped" economy. But what about middle-income households? New evidence shows the middle class is also struggling in comparison to the wealthiest Americans. It's sort of like a K shape within a K shape. After that: Newer firms are more likely to offer work-from-home options, Opera America has financial reasons for splitting from The Kennedy Center, and we check in with a few small businesses ahead of an upcoming inflation report.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
When high earners ramp up their spending while low earners pull back, that's a symptom of a "k-shaped" economy. But what about middle-income households? New evidence shows the middle class is also struggling in comparison to the wealthiest Americans. It's sort of like a K shape within a K shape. After that: Newer firms are more likely to offer work-from-home options, Opera America has financial reasons for splitting from The Kennedy Center, and we check in with a few small businesses ahead of an upcoming inflation report.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.
The Rebel News podcasts features free audio-only versions of select RebelNews+ content and other Rebel News long-form videos, livestreams, and interviews. Monday to Friday enjoy the audio version of Ezra Levant's daily TV-style show, The Ezra Levant Show, where Ezra gives you his contrarian and conservative take on free speech, politics, and foreign policy through in-depth commentary and interviews. Wednesday evenings you can listen to the audio version of The Gunn Show with Sheila Gunn Reid the Chief Reporter of Rebel News. Sheila brings a western sensibility to Canadian news. With one foot in the oil patch and one foot in agriculture, Sheila challenges mainstream media narratives and stands up for Albertans. If you want to watch the video versions of these podcasts, make sure to begin your free RebelNewsPlus trial by subscribing at http://www.RebelNewsPlus.com
In this jam-packed news and earnings episode, Simon and Dan dig into the hyperscaler AI spending arms race—and what it could mean for shareholders. They break down Alphabet’s blowout quarter (surging Cloud growth, stronger engagement from AI-powered search, and a push to “own the transaction layer” online), but also debate the market’s unease as buybacks take a back seat to massive capex plans. They then unpack why S&P Global got punished despite only a slight miss, and discuss which parts of the business could be most exposed to AI-driven disruption (while also noting the durability of the ratings moat). Next, they touch on Allied Properties REIT after a brutal drop tied to equity issuance and weakening leasing trends. The episode wraps with Amazon’s strong AWS momentum and accelerating infrastructure buildout, a candid look at Lightspeed’s worrying sequential slowdown and its growing merchant cash-advance/lending exposure, and Spotify’s margin and free-cash-flow surge—plus the competitive threat from YouTube Premium as pricing converges. Tickers of Stocks Discussed: GOOG, AMZN, SPGI, AP-UN.TO, LSPD.TO, SPOT Watch the full video on Our New Youtube Channel! Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon’s twitter: @Fiat_Iceberg Braden’s twitter: @BradoCapital Dan’s Twitter: @stocktrades_ca Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor Spotify - The Canadian Real Estate Investor Web player - The Canadian Real Estate Investor Asset Allocation ETFs | BMO Global Asset Management Sign up for Fiscal.ai for free to get easy access to global stock coverage and powerful AI investing tools. Register for EQ Bank, the seamless digital banking experience with better rates and no nonsense.See omnystudio.com/listener for privacy information.
Sunrise Life - beyond skin deep conversations with freelance nude models
Aim is a full time freelance model from Australia! I had a fantastic time learning more about some of her intense methods: Her tours can be up to FIVE months long! Spending a week at a time in a country, state or province. Aim is also very talented in other ways too: she is quite versed in secluded location remote shooting, requiring her to bring a camera, laptop, tripod and internet hot spot so that photographers can sit comfortably in their homes while capturing epic artistic nudes in nature places around the world. Her process is so fascinating! Check out Aim here: Http://www.instagram.com/aim.model and all her links are at http://www.linktr.ee/aim.model
Max and Q cover the latest happenings in the world of Bitcoin, privacy and much more. AOBApple FTFLetter 4 from Keonne15k sigsNEWSWrench attacks coming to the USAMore attacks in France - #2Alby launches SandboxStartwithBitcoin.comCitrea mainnet liveOffgrid.cashUmbrel ProUPDATES/RELEASESBisq Mobile v0.4.0Bisq2 v2.1.9Mostro v1.1.0 betaIgloo Desktop v1.0.3LNBits v1.4.2Peach 0.69 (325)StartOS v0.4.0-alphaZeus v0.12.3EDUCATIONBTC Sessions Aqua tutorialBTC Sessions Nunchuk tutorialLearn about V2 transportHELP GET SAMOURAI A PARDONSIGN THE PETITION ----> https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools DONATE TO THE FAMILIES ----> https://www.givesendgo.com/billandkeonneSUPPORT ON SOCIAL MEDIA ---> https://billandkeonne.org/VALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Monero @ https://xmrchat.com/ugmf- BUY SOME STICKERS @ https://www.ungovernablemisfits.com/shop/FOUNDATIONhttps://foundation.xyz/ungovernableFoundation builds Bitcoin-centric tools that empower you to reclaim your digital sovereignty.As a sovereign computing company, Foundation is the antithesis of today's tech conglomerates. Returning to cypherpunk principles, they build open source technology that “can't be evil”.Thank you Foundation Devices for sponsoring the show!Use code: Ungovernable for $10 off of your purchaseCAKE WALLEThttps://cakewallet.comCake Wallet is an open-source, non-custodial wallet available on Android, iOS, macOS, and Linux.Features:- Built-in Exchange: Swap easily between Bitcoin and Monero.- User-Friendly: Simple interface for all users.Monero Users:- Batch Transactions: Send multiple payments at once.- Faster Syncing: Optimized syncing via specified restore heights- Proxy Support: Enhance privacy with proxy node options.Bitcoin Users:- Coin Control: Manage your transactions effectively.- Silent Payments: Static bitcoin addresses- Batch Transactions: Streamline your payment process.Thank you Cake Wallet for sponsoring the show!MYNYMBOXhttps://mynymbox.ioYour go-to for anonymous server hosting solutions, featuring: virtual private & dedicated servers, domain registration and DNS parking. We don't require any of your personal information, and you can purchase using Bitcoin, Lightning, Monero and many other cryptos.Explore benefits such as No KYC, complete privacy & security, and human support.(00:00) INTRO(00:57) THANK YOU FOUNDATION(01:38) THANK YOU CAKE WALLET(02:43) Drowning in Guiness(10:00) Pardon Samourai Updates(12:52) Scottsdale Wrench Attack(16:06) Kidnapped in Isere(21:22) Alby Launches Sandbox(25:44) Startwithbitcoin.com(27:02) Citrea is Live(29:16) Offgrid DOT Cash(36:44) Umbrel Aluminium(45:54) BOOSTS(49:35) Mostro 1.1 Beta App(50:32) Igloo Desktop(52:46) BTC Sessions Aqua Tutorial(53:46) BTC Sessions Nunchuk Tutorial(54:32) Peter Wuille on V2 Transport(55:53) THANK YOU MYNYMBOX
Spending more time together can save your marriage! Greg and Erin Smalley describe how prioritising your spouse, finding better ways to connect in the bedroom, and keeping open hearts are essential keys for a lifelong, loving marriage!
In the spirit of Valentine's Day, we're talking about how to build a stronger financial partnership - from financial date nights and shared accounts to the subtle social norms that still influence modern couples. Today's guest is Dr. Emily Garbinsky, professor at Cornell's Johnson School of Business, whose work explores how couples make financial decisions, how pooling money affects relationship satisfaction, and what really happens when one partner earns more than the other. Learn more about Dr. Garbinsky's research here. Hosted on Acast. See acast.com/privacy for more information.
904. Laura reviews strategies to resist impulsive spending so you can save more money and achieve your financial goals faster.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this edition of Hollywood's Headlines, the guys break down an Olympic gold medalist apologizing for cheating on his girlfriend during a post-win interview. They also cover Jaxson Hayes getting sued by a person in a mascot suit he shoved recently, noting the irony that the lawyer has previously prosecuted Hayes. Finally, they discuss California's massive $350 million spend on OnlyFans last year, with Los Angeles leading the nation.
Most money stress isn't about income, it's about how money flows. In this episode, John Kennedy, CFP® breaks down the difference between spending up and spending down, why budgeting often feels frustrating, and how small system changes can create real clarity. He shares a simple framework for managing cash flow and building habits that actually stick. If you've ever felt like you're earning enough but still wondering where your money went, this episode will help you reset the way you think about spending. Resources mentioned: Free Financial Online Course: YourMoneyStory.app Live Webinar on Feb. 17th - Your Money Flows: Bringing Order to Your Daily Budget 00:09 The Real Problem: Money Psychology 02:14 Spending Up vs. Spending Down 05:21 The Power of Cash Flow Management 05:57 Implementing the Three-Account System 08:15 Join Our Free Online Course
The four biggest tech companies in the world are spending $650 billion on AI infrastructure, Uber is being found liable in a sexual assault case against one of its drivers, and out of 160 companies in New York that did layoffs last year, not a single one of them said it was due to AI.Hosts:Robb Dunewood – @RobbDunewoodStephanie Humphrey – @TechLifeStephTerrance Gaines – @BrothaTechLinks:Big Tech Is Spending Big On AI Infrastructure — Morning BrewUber Found Liable In A Sexual Assault Case — CNNNo New York-based Company Laid Off Workers Due To AI — WiredSpotlight:Dr. David Harold Blackwell — The DigSupport The Tech Jawn by becoming a Patron – https://thetechjawn.com/patreon Hosted on Acast. See acast.com/privacy for more information.
At 21 years old, Alex Hashash was managing 15 people and 18,000 hours of temporary nurses every single week.By his early thirties, he had 120 staff. Most of them offshore.But it didn't start with a playbook. It started with 3 am phone calls, traumatic Blackberry ringtones, and weekend rotas that never seemed to end.When his company decided to build an offshore capability, Alex didn't manage it from a distance.He moved to India for eight months to build the team from scratch.Night shifts. Culture clashes. Teaching people who'd never worked in recruitment how to fill nursing shifts at 2 am UK time.He's spent over a decade learning what separates the founders who make offshore work from those who give up after six months.Most treat it like a cost-cutting exercise. They hire one remote person, hope for the best, and blame the model when it fails.Alex took the opposite approach."If someone makes a mistake, it's really easy to blame them because they're so far away. But if that was a colleague on your desk, would you be as harsh?"The problem isn't the talent. It's the leadership.This week on The RAG Podcast, Alex tells the full story.We cover:Why most recruitment founders fail at offshore within six months How to build culture when your team is thousands of miles away The biggest mistake UK consultants make when managing offshore staff Why hiring people without recruitment experience often delivers the best ROI How to structure probation and promotional targets for offshore hires The leadership buy-in you need before going offshore How he scaled to 120 staff with the majority based offshoreThis isn't theory. It's a decade of hard-won experience across three continents.If you've ever wondered whether offshore could work for your agency - or why your previous attempt failed - this episode has the blueprint.--------------------------------------------------------------------Episode Sponsor: AtlasAdmin is a massive waste of time. That's why there's Atlas, the AI-first recruitment platform built for modern agencies.It doesn't only track CVs and calls. It remembers everything. Every email, every interview, every conversation. Instantly searchable, always available. And now, it's entering a whole new era.With Atlas 2.0, you can ask anything and it delivers. With Magic Search, you speak and it listens. It finds the right candidates using real conversations, not simply look for keywords.Atlas 2.0 also makes business development easier than ever. With Opportunities, you can track, manage and grow client relationships, powered by generative AI and built right into your workflow.Need insights? Custom dashboards give you total visibility over your pipeline. And that's not theory. Atlas customers have reported up to 41% EBITDA growth and an 85% increase in monthly billings after adopting the platform.No admin. No silos. No lost info. Nothing but faster shortlists, better hires and more time to focus on what actually drives revenue.Atlas is your personal AI partner for modern recruiting.Don't miss the future of recruitment. Get started with Atlas today and unlock your exclusive RAG listener offer at https://recruitwithatlas.com/therag/--------------------------------------------------------------------Episode Sponsor: HoxoEvery recruitment founder is investing in LinkedIn.Spending thousands on Recruiter licences.Building connections. Posting content. Growing networks.But here's the question almost no one can answer:How much revenue is LinkedIn actually bringing into your business?Most founders have thousands of connections but no clear process to turn that attention into cash.That's the problem we solve.At Hoxo, we help recruitment founders build predictable revenue...
LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured Federal tax receipts are surging—up double digits across the board—yet the deficit problem hasn't gone anywhere. Why? Entitlements. Social Security, Medicare, and Medicaid continue to grow at breakneck speed, while waste, fraud, and abuse remain largely untouched.From tariffs acting as a hidden tax to welfare programs like TANF being treated as state-level slush funds, the issue isn't revenue—it's spending priorities and zero accountability. Until entitlement growth and oversight are taken seriously, record revenues won't fix what's broken.
Bryce and Ren break down the latest AI spending arms race from big tech (and just how stupidly big the numbers are), then ask why Reddit can smash expectations and still get sold off. Plus, Mr Beat-Up returns with a stock down ~60% from highs: Xero.The team runs the full four-step checklist and gets into the real debate investors are having right now: are AI agents a genuine moat-breaker for SaaS… or just the latest panic?In this episode:02:52 Big Tech's AI spend hits US$660B. How big is that really?06:23 Reddit beats expectations… and still gets sold off09:49 Mr Beat-Up returns11:58 Xero down ~60%. Is it an overreaction or warning sign?16:38 The moat debate: can AI agents disrupt SaaS?21:56 Valuation, upside case & should Xero be on the community watchlist?Stocks mentioned: Reddit (NYSE:RDDT), Alphabet/Google (NASDAQ:GOOGL), Microsoft (NASDAQ:MSFT), Amazon (NASDAQ:AMZN), Meta Platforms (NASDAQ:META), Xero (ASX:XRO), Intuit (NASDAQ:INTU), ServiceNow (NYSE:NOW), Salesforce (NYSE:CRM), SAP (XETRA:SAP), MicroStrategy (NASDAQ:MSTR), Coinbase (NASDAQ:COIN), Duolingo (NASDAQ:DUOL), Catapult Group International (ASX:CAT), BHP Group (ASX:BHP), Bitcoin (BTC).Links mentioned:Mr. Beat-Up's 4-Step Stock Checklist. A simple framework you can use to assess any company. Download your copy for free here.Xero CEO interview, credit to Bloomberg News Podcast. Listen in full here.Win a $500 Visa Digital eGift Card by completing the 2026 Equity Mates Media Community Survey! The Community Survey helps us understand how we can continue to improve our content to help you on your money and investing journey. You can either complete the five compulsory questions, or take 10 minutes to give us a bit more feedback: https://www.surveymonkey.com/r/WRWDVTV ———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRScreen the market with GuruFocusTrack your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.
In this episode of The New Money Habits Podcast, Coach Nino Villa answers listener questions about budgeting for gift giving, paying off debt, and planning for spontaneous spending without creating financial stress. Many people struggle to balance generosity, debt elimination, and everyday enjoyment. Nino walks through how intentional financial planning makes room for all three — without guilt or chaos. In this conversation, you'll learn: • How to budget for gifts without disrupting your financial plan• Why planning for “unexpected” spending reduces stress• Practical steps for managing and eliminating debt• How to build a money plan that supports both responsibility and enjoyment Money management isn't about restriction. It's about intention. When you plan ahead, you create space for generosity, progress, and peace of mind. If you're working to build better financial habits while staying grounded and realistic, this episode will help you think differently about budgeting, debt, and everyday spending. For more tools and resources, visit NewMoneyHabits.com Join the New Money Habits Community Join our free community and connect with others building healthier money habits Become a member starting at $5/month Start your 7-day free trial today Helpful Resources Mentioned in This Episode Watch on YouTube: Full video version of this episode Payday Power Planner (FREE): Streamline your budgeting processhttps://www.newmoneyhabits.com/budgeteers/helpful-tools Food Number Calculator (FREE): Simplify food budgeting and planninghttps://www.newmoneyhabits.com/budgeteers/helpful-tools Submit Your Questions: Email us at podcast@newmoneyhabits.com Join Our Free Facebook Group:https://www.facebook.com/groups/newmoneyhabits Schedule a Free Call with Coach Nino:https://www.newmoneyhabits.com/budgeteers/contact Online Course: How to Create a Better Budget: Your Foundation to Financial Freedomhttps://www.newmoneyhabits.com/bootcamp Music CreditsThis episode features music by Summer School. Connect With UsFollow @newmoneyhabits on social media for more insights, tools, and updates.
Spending her life in India, Maria was always exposed to a multi-cultural life. So when work offered opportunities abroad, her family decided on Spain as their new adventure. While the journey has been exciting, it also hasn't been smooth sailing. We discuss the importance of immersion in the local culture, keeping traditions alive, and the struggle of the language barrier, plus so much more of her life in India. Tune in now!Find more Nada: Website: https://mamaknowsnada.com/Instagram: https://www.instagram.com/mama.knows.nada/Facebook: https://www.facebook.com/mamaknowsnada/Music: "Vacaciones" by Mike LeiteKindly note that opinions and statements made by guests on the Mama Knows Nada Podcast do not necessarily reflect the values and opinions held by Mama Knows Nada. Guests are sharing their unique perspectives and experiences. Always consult with a professional to understand your personal circumstances and logistics. Mama Knows Nada can not be held accountable for changes in legislation and political infrastructure. These policies are subject to frequent changes and vary by country and municipality. We strive to update our content in tandem with laws and amendments.
Kara and Scott break down the Super Bowl ads, and the backlash over Bad Bunny's halftime show. Then, they look at what's next for crypto, as Bitcoin and major tokens plummet. Plus, Amazon and Big Tech continue their AI spending spree, Trump throws his support behind the Nexstar–Tegna merger, and Kara has a message for Jeff Bezos. Watch this episode on the Pivot YouTube channel.Follow us on Instagram and Threads at @pivotpodcastofficial.Follow us on Bluesky at @pivotpod.bsky.socialFollow us on TikTok at @pivotpodcast.Send us your questions by calling us at 855-51-PIVOT, or email Pivot@voxmedia.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
If you've ever made a purchase you instantly regretted — or wondered why you keep impulse spending even though you "know better" — this episode is for you. In this masterclass-style episode, Paige walks you through her three core pillars for going from impulsive spending to intentional spending — without restriction, guilt, or rigid rules. You'll learn why impulse spending isn't actually about the thing you're buying, how urgency and dopamine hijack your decision-making, and what it really takes to slow down your purchases in a world designed to make you buy now. This episode breaks down the practical tools and the emotional work required to become someone who spends with purpose, clarity, and confidence — even when emotions are high and logic feels low.
HOUR 1: How much are you spending on Valentine's Day? full 2349 Tue, 10 Feb 2026 20:00:00 +0000 qKml3ISlJ2R2q3Z9sl8ROH5ZcJTifAEJ news The Dana & Parks Podcast news HOUR 1: How much are you spending on Valentine's Day? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https://player.amperwavepodcasting.com?
We have one hell of a story for you today, dear listeners. Mountain man and trapper Jim Bridger looks like he was carved out of the side of a mountain himself. Which makes sense because the man lived rough. Spending all his time out in the wilderness, or at least next to it in a wooden fort, trapping, hunting, fighting, and surviving raids by Natives. Though that's not the word they used when refer to them, it was the 1800s after all. Anyways, enjoy!
The FBI was able to retrieve video from the door camera of Savannah Guthrie's mom's house. Everybody wants her to be found safely, but some are asking if we're spending more resources on a celebrity's mom than we would on another abduction?
Congressman Joe Morelle, Democrat representing New York's 25th District and Ranking Member of the Committee on House Administration joins Joe Mathieu and Kailey Leinz to discuss the ongoing negotiations for a Homeland Security spending bill and there the two parties stand as its Friday deadline approaches.See omnystudio.com/listener for privacy information.
Ready to stop paying more than you have to? New customers can make the switch today and for a limited time, get unlimited premium wireless for just $15 per month. Switch now at https://mintmobile.com/sidetracked. Sidetracked Socials: https://www.instagram.com/thesidetracked.podcast/ https://www.tiktok.com/@thesidetracked.podcast Listen to SIdetracked here: https://podcasts.apple.com/us/podcast/sidetracked-podcast/id1710039593 https://open.spotify.com/show/1FkUEPEXY8WDKUdcF357zr?si=025380ecaede4b0d9 Andrew: https://www.instagram.com/andrewtmi/?hl=en https://www.tiktok.com/@andrewtmi https://www.youtube.com/@AndrewTMI Jenna: https://youtube.com/@JennaJeeTV?si=H3VWtUhA03DfBS-m https://www.instagram.com/jenelise/
Stocks and crypto coming off another volatile week:Carl Quintanilla, Michael Santoli and David Faber kicked off the hour with a look at the state of the Big Tech trade - as value names like Caterpillar and Walmart power the Dow above 50k for the first time ever. Are AI capex plans still a huge risk for investors? The team discussed whether an early morning rebound for names like Oracle has legs here... and if there's more pain to come in the crypto space, with Bitcoin holding on above $65k. Plus: get a look at the staggering numbers around Super Bowl wagers - and what it could mean for gaming stocks. Also in focus: the latest out of a growing battle over the future of weightloss drugs - as Novo Nordisk files a new lawsuit against Hims & Hers... and a deep dive on how AI's changing the game for one of America's oldest banks. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In a world that feels increasingly polarized, we explore how to use your capital as a tool for change without losing your mind or your net worth in the process. We dive into the practicalities of "voting with your dollars," acknowledging that while consumer spending drives nearly 70% of the U.S. GDP, achieving total moral purity in a global economy is nearly impossible. We share our personal guardrails for boycotting, the "one more place" rule, and why we prioritize progress over perfection when it comes to where we bank, shop, and invest. Whether you are navigating the nuances of ESG funds or just trying to find a local alternative for household essentials, we help you align your outflows with your values while keeping your financial goals on track.Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/149-voting-with-your-dollars-practical-ways-to-align-your-spending-with-your-values/
From hustling neighborhood races at age eight to standing on the Olympic Trials runway — and now leading one of the most historic programs in the country — Francesca Green's journey is one built on belief, resilience, and heart.In this powerful Season 7 conversation, Francesca shares how track and field shaped her life long before coaching ever crossed her mind. We talk about growing up in the state of Washington, competing for Washington State University, navigating injuries, chasing Olympic dreams, and learning leadership from mentors like Lissa Olson, Rick Sloan, and Fred Harvey.But this episode goes far beyond the track.Francesca opens up about:*Becoming a coach earlier than most — and setting hard boundaries at age 22*Walking away from competition… then fighting her way back after an Achilles rupture*Qualifying for the Olympic Trials on her very last jump*Spending over 20 years at University of Arizona, learning every side of the profession*Adopting four children while building a Division I coaching career*What it really takes to build culture, trust, and belief as a first-time head coach*Now entering a new chapter as the head coach at University of Texas at El Paso, Francesca shares what excites her most about the Miners, why culture comes before championships, and how she plans to lead with honesty, clarity, and purpose.This one is about coaching — but it's also about life, leadership, and doing hard things with courage.
IT spending continues to expand, with North America projected to lead a 12.6% increase to $2.6 trillion, primarily due to hyperscaler investments in AI infrastructure. However, the proportion of technology spending funneled through channel partners is declining, now at 61% compared to over 70% four years ago, according to a survey by Omnia. This shift signals that while the market is growing, traditional margin and resale opportunities for MSPs are narrowing as vendors redirect a larger share of revenue direct while still relying on partners for implementation, support, and customer operations.Data from Salesforce underscores a near-universal trend toward partner involvement in sales, with 94% of surveyed global salespeople leveraging partners to close deals and 90% using tools to manage relationships. Despite this, Dave Sobel clarifies the distinction between involvement and compensation, highlighting that partner influence on deals does not guarantee economic participation at previous levels. These dynamics reinforce that MSPs must adapt to a reality where their role in the value chain is being separated into influence and execution, with the middle tier facing increasing pressure.Additional analysis draws attention to labor market changes and technology commoditization. U.S. job openings have fallen to their lowest point in over five years, undermining MSP growth strategies dependent on seat expansion. Simultaneously, the AI market is fragmenting at the application layer—with Google's Gemini app, Grok, and OpenAI's ChatGPT shifting market shares rapidly—while hyperscalers like Alphabet (Google) commit unprecedented capital expenditures, fueling an infrastructure arms race even as front-end AI tools become more interchangeable.The practical implication for MSPs and IT service providers is increased pressure to re-evaluate business models, operationalize AI offerings, and focus on defensible, productized services. Reliance on a single vendor or seat-based growth forecasts presents heightened risk. Successful adaptation will require a shift toward managed services around AI operations, governance, and productivity—emphasizing accountability, optionality, and measurable ROI—rather than assuming historic revenue models will persist.Three things to know today:00:00 Partners Essential to Sales but Losing Economic Share, Survey Shows05:44 US Job Market Shows Low Hiring, Low Firing Despite Falling Openings 08:00 Alphabet Plans $180B AI Capex as Gemini Hits 750M UsersThis is the Business of Tech. Supported by: Small Biz Thoughts Community
Not surprising but shocking how brazen they are in admitting to what they are doing. In 2025, the Kentucky Legislature passed HB 4, a law that finally took aim at the divisive college DEI programs. It banned:- Providing differential treatment or benefits based on an individual's religion, race, sex, color, or national origin (e.g., in admissions, scholarships, employment, or housing assignments, with very limited exceptions). - Influencing the composition of the student body, scholarship recipients, or similar groups on those bases. - Spending any taxpayer dollars on DEI initiatives, the promotion of "discriminatory topics," or bias incident investigations. - Soliciting statements from applicants about their experiences with or views on religion, race, sex, color, or national origin (no more DEI loyalty tests in applications). - Requiring courses dedicated to "discriminatory concepts" (broadly defined as ideas that justify or promote differential treatment based on those protected categories; it outlaws courses whose primary purpose is to indoctrinate students with such concepts). - Requiring individuals to endorse or condemn specific ideologies or viewpoints. - Disseminating or profiting from materials that promote or justify discriminatory concepts.Specific examples of these practices priorly include the Kentucky Council on Postsecondary Education tying funding to racial quotas and spending taxpayer money on programs that discriminated against students based on skin color.These practices aren't just racist—they're also unconstitutional. The Kentucky Legislature wisely got ahead of the lawsuits, especially after the U.S. Supreme Court recently ruled against colleges for these exact discriminatory schemes.In response, universities scattered their DEI departments like roaches in the light—changing job titles, hiding staff in other departments, and pretending nothing changed. But Accuracy in Media (AIM) has done real undercover journalism and exposed that Kentucky universities rank among the worst in the nation for still enforcing these racist DEI policies while openly admitting they know they're breaking the law.Adam Guillette of AIM joined me to discuss his group's explosive recent video from the University of Kentucky. In it, staffers casually reveal they're keeping DEI alive under the radar—defying both state law and common sense. He also teased more undercover investigation videos from Kentucky campuses coming soon.
Lawmakers are staring down a Friday deadline for Homeland Security funding, with little hope to avoid a partial shutdown. CQ Roll Call's Aidan Quigley, Chris Johnson and Valerie Yurk examine the Democrats' demands for changes to immigration enforcement policies and the limited potential areas for compromise. Learn more about your ad choices. Visit megaphone.fm/adchoices
Have you ever bought something on a whim, felt amazing… then felt sick when you checked your bank account? In today's episode, I break down the spending emotional hangover — why it happens, how to spot your triggers, and the simple systems that help you stop impulse spending and ditch the guilt for good.
Lawmakers are staring down a Friday deadline for Homeland Security funding, with little hope to avoid a partial shutdown. CQ Roll Call's Aidan Quigley, Chris Johnson and Valerie Yurk examine the Democrats' demands for changes to immigration enforcement policies and the limited potential areas for compromise. Learn more about your ad choices. Visit megaphone.fm/adchoices
Kevin and Mitch are back after a break and they are joined by Julia, Alpha's new comms and social creative. The team shares a major milestone, the launch of the new Holding Time Back website, plus what changed and why it finally feels like the brand. They talk through the strategy behind using real patient photography, defining clear ethos pillars, and building treatment pages that help patients choose with confidence. Then they shift into reporting mode and revisit initiatives they have tested across partners, including database reactivation campaigns, provider centric marketing, and missed call text back. Mitch breaks down what actually drives results, why personal sounding outreach converts, and how a single automated message can recover revenue you would otherwise lose. They close with what they are focused on next, including platform consolidation and new partner growth. RESOURCES: https://www.partnerwithalpha.com/goodies LEARN MORE AND JOIN THE ALPHA COMMUNITY: https://www.partnerwithalpha.com/ FOLLOW ALPHA AESTHETICS PARTNERS: https://www.instagram.com/partnerwithalpha/ https://www.linkedin.com/company/alpha-aesthetics-partners/
The Slanted Attic Experience: Episode 54 “Ben H” Campfires, Coding and ConstructionThis week, Tyler sits down with Ben H, a Richmond-based software engineer and outdoorsman from the Shenandoah Valley. Balancing the precision of coding with the calm of the woods, Ben shares stories of life split between screens, rivers, and the open air alongside his fiancée and two yellow labs.The episode kicks off with Tyler's unexpected hard drive pickup and how to safely scan devices before use, then moves into local auction finds, app development hurdles, and how fast modern tech evolves compared to the tools that came before. From there, the pair wander through topics of nostalgia, outdoor adventures, and the intersection of nature, work, and innovation.Guest Panel:Ben H: Originally from the Shenandoah Valley and now calling Richmond home, Ben is an avid hunter and fisherman by hobby and a software engineer by trade. He enjoys building clean, efficient systems and equally values early mornings spent outdoors with his fiancée and their two yellow labs.Topics Covered:- Tyler's hard drive pickup and safe scanning- Local auction houses and how they work- Ben's software knowledge- Difficulties of app programming (iOS and Android)- Advancements in technology and adaptation- Remembering old social media and its downfall- Spending time outdoors and hunting season stories- Managing local deer populations- Preparing for fall 2025 deer season- Technical institutes and trade career discussions- AI's role in software engineering- The Matrix trilogy- Advertising in media and television- Tips for first-time homebuyers- Tyler's construction background- Career paths and modern job structures- GME and stock market conversation- Jam bands and bluegrass music- What GitHub is and how it's used- OutroNew episodes of The Slanted Attic Experience release bi-weekly at 10:30 AM EST, with surprise drops mixed in for good measure. Each conversation bridges fresh ideas, memorable stories, and authentic voices from every walk of life. Tap in and explore more episodes and links at: https://linktr.ee/slantedattic
In this episode we answer email Serge, Nielsen, Paul and Loren. We dig into the core question that drives every portfolio -- when will this money be spent and by whom -- which dictates how it should be invested, and talk about the website, ETPs and their variations, and thinking about sabbaticals and Coast FI. We also mention our Risk Parity Radio gathering at EconoMe on Friday at the Celare Hotel.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:The New(ish) Web Page: Risk Parity RadioRetire Often Book: Retire Often | Create a meaningful and enjoyable lifeBreathless Unedited AI-Bot Summary:What is this money actually for—and when will it be used? We build from that deceptively simple question to map two clear paths: an equity-heavy accumulation approach for wealth you won't touch for decades, and a diversified, endowment-inspired design for money you plan to spend or share in the near term. Along the way, we unpack revealed preferences, why giving while living can outperform hoarding for family outcomes, and how to convert volatility into usable cash flow with risk parity principles.We share practical playbooks for different life chapters. If you're sitting on a seven-figure portfolio and dreaming of a sabbatical, hold 1–2 years of cash and let the rest compound in accumulation mode. If you're leaning toward Coast FI, keep retirement assets in equities while your current work covers life today. If you aim to fund 4–5 percent distributions to family or philanthropy, build a portfolio with multiple return drivers—equities for growth, Treasuries for crisis defense, gold and commodities for inflation, and managed futures for trend resilience—plus disciplined rebalancing to support withdrawals through market cycles.We also clear up product confusion: GLD lives under the broader ETP umbrella while functioning like an ETF to most users—structure matters for risks and taxes, so read the prospectus and know what you own. To ground it all, we review the latest market moves—small-cap value strength, gold's lead, managed futures momentum—and walk through sample portfolios, including rebalancing thresholds and what's working now. Ready to align your portfolio with your real timeline and purpose? Hit play, subscribe for more smart, research-backed investing talk, and leave a review to help others find the show.Support the show
Send us a textDistractions are a very real and effective method used by satan to take our focus off of TRUTH.They are used by the media and political parties as well. Minnesota's paid riots are just one of many current examples.Don't be distracted!www.LeagueOfLogic.com
The Galaxy's Edge rumors are true! The Five Idiots dive into the massive changes officially announced for Star Wars: Galaxy's Edge at both Disneyland and Disney World. Disney is expanding the timeline to incorporate the Original Trilogy!Official Disney Parks Blog Announcement: https://disneyparksblog.com/dlr/star-wars-galaxys-edge-timeline-expands-at-disneyland/The discussion covers the official Disney Parks announcement (7:04) and details which classic characters, such as Darth Vader, Han Solo, and Luke Skywalker, are heading to Batuu (8:09). We also connect these major park changes to the new leadership at Lucasfilm, specifically Dave Filoni (4:20), and analyze why these updates make strong fan and financial sense for the company (10:49). Are you excited for the Original Trilogy characters to arrive? Let us know in the comments!☎️ Leave a question, comment, or show idea on our new FITT Voicemail line: (732) 800-1977Timestamp Chapter List0:00 - Cold Open: The Theme Park Topic0:37 - Welcome & Tonight's Topic: Galaxy's Edge Changes1:17 - How often do the FITT hosts visit Disney Parks?3:16 - The RUMOR: Original Trilogy Characters are Coming4:20 - Could Dave Filoni be influencing the change?7:04 - OFFICIAL CONFIRMATION: Disney Parks Blog Announcement8:09 - Which Original Trilogy Characters Are Arriving?8:40 - Catering to the New vs. Classic Star Wars Fans10:49 - The Economics of Disney Parks: Who is Spending the Money?14:32 - More Official Details: Music and Cantina Band16:28 - Final Thoughts & Outro#GalaxysEdge #DisneyParks #GalaxysEdgeUpdate #StarWarsOriginalTrilogy #DisneyParksNews #disneyparksblog #StarWars #FITT #Disneyland #DisneyWorld #StarWarsToys #DarthVader #HanSolo #LukeSkywalker #DaveFiloni -----------------------
Chris Markowski, the Watchdog on Wall Street, discusses the pervasive issues of political corruption, media accountability, and the manipulation of financial narratives by elites. He expresses disappointment in political representatives and the mainstream media's failure to address critical issues, particularly surrounding the Epstein files and the financial crisis. Markowski emphasizes the need for truth and responsibility in both government and media, urging listeners to recognize the importance of accountability and the dangers of complacency in the face of corruption.
DML talks with Keith Gross, a businessman and attorney who is running for election to the U.S. House to represent Florida's 2nd Congressional District.
In this episode, Donny discusses various brands and their impact on society, politics, and culture. The conversation covers significant media layoffs, the role of AI in advertising, and the branding efforts of political figures. Additionally, the episode touches on health concerns related to wildfire smoke, the return of Bob Costas to sports broadcasting, and Valentine's Day spending trends. The discussion highlights the evolving landscape of branding in contemporary society. Takeaways: Media layoffs reflect broader industry changes and challenges. AI technology poses both opportunities and threats in advertising. Political figures must navigate branding carefully in today's climate. Cultural commentary can influence public perception of brands. Health studies can link environmental factors to societal issues. The return of familiar figures in media can resonate with audiences. Innovations in venues reflect changing consumer preferences. Consumer spending trends reveal insights into societal values. Learn more about your ad choices. Visit megaphone.fm/adchoices
Join us for our "Anchors of Retirement Confidence" series, where we discuss four areas of retirement uncertainty plus strategies to replace your anxiety with clarity and control. In part 1, we tackle how to create a flexible spending system that adapts with you. In this episode, you'll learn: Why safe withdrawal "rules" can create unnecessary stress How to find your personal sustainable spending range The power of small spending adjustments Why most retirees naturally spend less as they age How flexibility becomes your strongest retirement asset Today's article is from Morningstar titled, 8 Tips to Stop Worrying About Running Out of Money in Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/547