Podcasts about spending

Mitch Harper and Kyle Ireland share their plans for the early bye week and speculate as to what BYU fans are going to do on a day with no BYU football.

OpenAI just did a $300B deal with Oracle to insure that they have the compute to get to the next stage of AI. The future of AI is EXPENSIVE. Sam Altman is making deals all over the place, trying to set OpenAI up for the future. But there's a LOT of competition now, including from companies like Replit & their new Agent 3 which can work for hours at a time. Plus, Seeddance 4.0 is an incredible new AI image model, Apple's new Air Pod Pro 3s can live translate using AI, AlterEgo can *kind* of read your mind & we get insight into a weird AI watermelon world.  IT'S A NEW WEEK BUT AI KEEPS ON ROLLING. #ai #ainews #openai Come to our Discord: https://discord.gg/muD2TYgC8f Join our Patreon: https://www.patreon.com/AIForHumansShow AI For Humans Newsletter: https://aiforhumans.beehiiv.com/ Follow us for more on X @AIForHumansShow Join our TikTok @aiforhumansshow To book us for speaking, please visit our website: https://www.aiforhumans.show/   // Show Links // OpenAI Signs $300B Dollar Deal With Oracle (Say What) https://www.theverge.com/ai-artificial-intelligence/776170/oracle-openai-300-billion-contract-project-stargate Sam Says AI Going From 10 to 100 will maybe feel less crazy than 0 to 1 https://x.com/slow_developer/status/1965441316466421772 Microsoft “Shifting” from OAI? https://www.reuters.com/business/microsoft-use-some-ai-anthropic-shift-openai-information-reports-2025-09-09/ Replit's Agent 3 = 10x Increase in Autonomy https://x.com/amasad/status/1965800350071590966 OpenAI Routs Sensitive Conversations & Adds Parental Controls https://openai.com/index/building-more-helpful-chatgpt-experiences-for-everyone/ Apple's Air Pods 3 Live Translation https://x.com/adrianweckler/status/1965463329734041970 AlterEgo: We No Longer Need To Talk? https://x.com/alterego_io/status/1965113585299849535 Seedream 4.0 AI Image Is VERY Good https://seed.bytedance.com/en/seedream4_0 https://x.com/fofrAI/status/1965422936367743429 Eleven Labs Voice Re-Mixing https://x.com/elevenlabsio/status/1965806127897264300 Oboe: Learn Anything With AI https://x.com/mignano/status/1965780172688494653 The Sphere's AI Re-Imagining Of The Wizard of Oz Printing 2m Per Day https://www.hollywoodreporter.com/business/business-news/wizard-of-oz-sphere-more-films-1236364915/ Unitree IPO Coming https://x.com/ns123abc/status/1965083434847703481 The Return of The “Cute” Robot (Fourier) https://x.com/TheHumanoidHub/status/1965861846138954048 Romanian Watermelon Village https://x.com/venturetwins/status/1965609196348735785 Mortar Boom (PJ Ace New Joint) https://x.com/PJaccetturo/status/1966136806652653826 Fartscroll-lid https://x.com/iannuttall/status/1966074800595698131  

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You track your steps. Maybe even your calories. But do you know what it really costs to live each month?Your personal cost of living is one of the most important numbers in your financial life. Without it, you may be spending in ways that don't reflect your values—or your faith. Let's explore why this number matters, how to calculate it, and how it ties into faithful stewardship.The Basics of StewardshipNo matter your income level or stage of life, the same principles apply. There are five things you can do with money:Earn itLive on itGive it awayOwe it to othersGrow it through saving and investingToday, we're focusing on “living on it”—what it really takes to cover your day-to-day needs. And remember: it's not just rent and groceries. A true cost of living includes less frequent expenses too—insurance premiums, car repairs, or even Christmas gifts.Why Tracking MattersInflation may be slowing, but most of us are still paying more than before. The government reports a national “cost of living,” but that number doesn't reflect your personal circumstances. That's why tracking your own cost of living is crucial—it provides clarity, and clarity is the foundation of stewardship.A practical tool for this is the FaithFi app, which helps you track your income, giving, saving, and spending—all in one place. Here's where to start:1. Begin with GivingFor believers, giving isn't just another line item. It's the first priority—an act of worship and trust in God's provision.2. Add Savings GoalsWhether building an emergency fund, saving for retirement, or preparing for a large expense, set targets you can track monthly.3. List Your ExpensesExpenses fall into three categories:Fixed: Rent, mortgage, insurance, subscriptions.Variable: Groceries, gas, utilities.Irregular: Property taxes, holiday gifts, car repairs. Spread these out by assigning a monthly average.When you add it all up, you'll have a clear picture of your total monthly needs—your true cost of living.If your expenses exceed your income, don't panic. The process reveals problem areas so you can adjust—cutting back on non-essentials, reevaluating fixed costs, or pausing discretionary spending. Stewardship isn't about guilt—it's about faithfulness.Proverbs 27:23–24 says, “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever.” In modern terms: know your financial condition and manage it wisely.Living With Clarity and FaithTracking your cost of living isn't just a budgeting exercise. It's about living intentionally, aligning every dollar with God's purposes. Needs will shift, life will happen, but clarity allows you to walk with confidence, generosity, and purpose.That's why I encourage you to download the FaithFi app today. With FaithFi Pro, you'll gain access to tools, articles, Bible studies, and daily encouragement to help you manage money with wisdom. Find it at FaithFi.com or in your app store.So, do you know your personal cost of living? If not, there's no better time to find out.On Today's Program, Rob Answers Listener Questions:I'm 67 and single. Should I start taking Social Security now, or wait until age 70 for the larger benefit? I'm also worried about whether Social Security will even be around in the future. On top of that, I worked many years for a nonprofit that provided housing, so my reported income was low. Now I'm earning more—will that help increase my Social Security amount?I'm retired and already drawing Social Security, but I also have earned income from pastoring two rural churches. With that income, am I allowed to contribute to a Roth IRA or another type of retirement account?My husband and I don't have much debt besides our mortgage and a 0% interest loan we used for a heat pump. Should we pay off the heat pump early, add more to our emergency fund, or focus on paying down the mortgage?My online savings account was compromised, and someone tried to transfer money out. What steps can I take to protect myself when using online accounts? And do you recommend using a password keeper?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)1Password | LastPassWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

ESPN college football writer David Hale joins Brent Axe on the latest episode of Syracuse Sports.  Hale and Axe discuss Fran Brown's approach to coaching Syracuse and how he's good at getting attention for the program beyond the X's and O's. Hale also checks in on if Clemson was a tad overrated to start the season, how the Bill Belichick experiment is going at UNC, the latest conference realignment rumors and what it was like and why he spent 24 hours in a  Buc-ees over the summer. Music provided by Keira Shea. Keira Shea on Spotify:  Keira Shea on YouTube: Would like your original music or know of a great band we should feature on Syracuse Sports? Drop Brent an email at baxe@syracuse.com Brent also reacted to opinions and questions from Syracuse Sports Insiders.  The conversation on Syracuse Sports and the Syracuse football postgame show is always shaped by terrific insight from Syracuse Sports Insiders.  Become a Syracuse Sports Insider today! Sign up here to get your voice heard on the SU football postgame show and have direct text message access to Brent Axe anytime. https://joinsubtext.com/syracusesports Learn more about your ad choices. Visit megaphone.fm/adchoices

Detecting the Often Undetectable One family's insight into ovarian and uterine cancer, finding support, cherishing family and making change through philanthropy. Diane Trounson-Chaiken, PsyD Diane was born and raised in Long Island City, NY and as a true New Yorker did all of her schooling in NYC. She received her BA in Psychology and Education from Barnard College, Columbia University in 1988 then traveled downtown to New York University where she received her MA and Doctor of Psychology in Child Clinical Psychology in 1994. For many years she worked in early intervention with developmentally delayed preschoolers and their families. She also taught psychology graduate courses to Masters and Doctoral students at several universities, most notably Philadelphia College of Osteopathic Medicine.  Diane met her husband Warren in 1989. They were married in 1993 and moved to the Philadelphia area in 1994. They have two sons, Ben (27 years) and Josh (23 years). Ben graduated from Colgate University in 2020 and lives in Manhattan. Josh graduated from Wake Forest University in 2024 and currently lives in Chicago. Spending time with her husband and sons is what Diane loves most in life. Whether traveling the world, a passion they all share, or sitting on the beach at the Jersey shore, it's all about being together. In April 2023, Diane was diagnosed with Stage 3B Clear Cell Ovarian Cancer & Stage 1 Uterine Cancer. She is treated at Fox Chase Cancer Center in Philadelphia, recognized as a nationally leading cancer center for both clinical care and research. After surgery and chemotherapy Diane achieved remission in October 2023. A year later in November 2024 she suffered a recurrence that resulted in surgery.  Again, this summer in June 2025 she had a more significant recurrence with several areas of metasteses. Diane is currently undergoing chemotherapy which will be followed by surgery and continued chemo. She has learned that this journey is not a sprint but much more of a marathon and is so grateful for the love and support of  her family and many dear friends.  Following are several organizations and programs the Chaiken family supports philanthropically.  -Fox Chase Cancer Center, Ovarian cancer research -Unite for Her, a national organization that provides free services and support for breast and ovarian cancer patients -We Are Wake, a campus wide program at Wake Forest University that supports students' mental health. -Her Health Compass -Crohn's & Colitis Foundation of America  Warren Chaiken is a seasoned executive with over two decades of experience leading complex organizations and driving growth through strategic innovation, operational excellence, and customer-centric leadership. Most recently, Warren served as President & CEO of Almo Corporation, a leading national distributor of appliances, consumer electronics, and professional A/V equipment. Under his leadership, Almo experienced significant expansion, culminating in its successful acquisition by DCC Technology, a division of DCC plc. Warren began his career in accounting and finance before joining Almo, where he held progressive leadership roles across operations, logistics, and sales. As CEO, he championed a culture of service, integrity, and continuous improvement while fostering key partnerships and launching new business units, including Almo Professional A/V. His functional expertise spans strategic planning, mergers and acquisitions, supply chain management, and go-to-market strategy. He is also recognized for his ability to build high-performing teams, guide family-owned businesses through transformational growth, and lead with vision in dynamic markets. Warren and Diane Chaiken are committed philanthropists. Together, they support the Philadelphia Board of the Crohn's & Colitis Foundation of America, Unite for HER, Committee to Benefit the Children, and Swim With Purpose. They also endowed The Chaiken Family Ovarian Cancer Visiting Professorship at Fox Chase Cancer Center. In addition, they founded the Chaiken Cares Foundation to promote health and provide assistance for a variety of children's needs. Their past involvement includes serving on the Parents Committees of both Wake Forest University and Colgate University. Warren and Diane have been married for 32 years and are proud parents of two sons—Ben, 27, and Josh, 23. Warren holds a B.A. from Lafayette College and an MBA from Penn State University. He currently advises companies in the distribution and technology sectors. Sue Weldon, Founder/Chief Executive Officer of Unite for HER, founded the organization in 2009 following her breast cancer diagnosis at age 39. Her vision for accessible integrative cancer care has transformed the organization from serving 23 patients to helping thousands annually. A nationally recognized leader in health equity, Sue serves as a patient advocate advisor to the American Cancer Society, Lilly, AstraZeneca, Deloitte, Daiichi-Sankyo, Pfizer, Novartis, and AbbVie. She holds a BA from West Chester University and has received numerous honors, including AstraZeneca's Catalyst for Care Award and West Chester University's Distinguished Alumni Award. She has three grown children, Taylor, Evan and Corrine and resides with her husband, Chip in West Chester, PA Find Yonni & Heather here https://www.herhealthcompass.com/

Financial wellness isn't just math—it's mindset. Today, Jack Howard, strategic program and communications lead at Ally and secretary of the Ally Charitable Foundation, joins me to unpack money psychology, values-based spending, and why “financial confidence” has very little to do with your income bracket. We break down social spending, the Gen Z impulse loop fueled by Instagram/TikTok, and how to start having real money conversations with your friends—without tanking your budget or your relationships. You'll hear: How your earliest money memories quietly drive adult decisions—and what to do about it The “money wellness chain reaction” to interrupt anxiety and take action today Social spending vs. social connection: lower-cost ways to get a higher “return on joy” Why women (especially high earners) still feel financially fragile—and how to fix it A values-based alternative to traditional budgeting that actually sticks What women of color need to hear about building real, generational wealth—on their terms Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

The Key to Feeling Productive (Without Adding More to Your Plate) with Guest Expert Penny Zenker Do you end your days frustrated because your to-do list isn't any shorter? Like you worked hard all day but somehow didn't get the important things done? Maybe you're constantly putting out fires while your big goals sit untouched. You're crossing things off your list but still feeling unproductive because the work that actually matters keeps getting pushed aside. You know you need to focus differently, but everything feels urgent. The problem isn't that you need better time management apps or more discipline. This is about understanding that focus is more than attention – it's strategic alignment.  In this episode with guest expert Penny Zenker, aka "The Focusologist," you'll discover why productivity is actually a feeling, not a metric. You'll learn daily reset practices that will help you reduce overwhelm and improve your focus on what actually moves the needle. Plus, you'll walk away with strategies to overcome leadership overwhelm without working longer hours.   Episode Highlights Why Your To-Do List Feels Endless  [09:17] - Our addiction to distraction & false urgencies [10:48] - Why crossing things off doesn't create satisfaction [11:29] - The 80/20 trap: Spending energy on the wrong 80%  The 135 Rule: Daily Reset Practices for Focus  [12:38] - The "four-hour workday" exercise that forces intentional choices [16:52] - One long-term goal action, three midterm milestones, five truly urgent tasks [18:36] - How to improve focus while still handling life's realities  Three Gatekeepers to Reduce Overwhelm  [23:04] - Rules: Boundaries that create freedom from decision fatigue [26:45] - Filters: Strategic focus through clear priorities & better questions [28:05] - Environment: Reset habits that support clarity over chaos  Daily Reset Practices for Leadership  [29:40] - Adaptability as the antidote to overwhelm [33:11] - Moving from perfect plans to real-time strategic focus [37:21] - Step back, get perspective, realign: Your daily reset framework   Powerful Quotes “Productivity is a feeling. It's like happiness. We're human you know, we're not machines. You can prove if a machine is productive. But how do you prove that we're productive? It's usually how we feel in making progress.” -Penny Zenker  “What I have seen over and over again is that the unknown is the possibility and the opportunity.” -Blake Schofield  “With leaders there are patterns; behavioral patterns, belief system patterns, or conditional patterns that actually are what's driving a significant amount of distraction.” -Blake Schofield “Make more reset moments. That's how we create the space that we need throughout the day. And what if it was like a football game, you get three timeouts in the first half and three timeouts in the second half. So make more reset moments, give yourself six timeouts a day.” -Penny Zenker  Resources Mentioned LinkedIn: https://www.linkedin.com/in/pennyzenker/ Instagram: https://www.instagram.com/pennyzenker/ Distraction Quiz: https://pennyzenker360.com/distractionquiz/     Drained at the end of the day & want more presence in your life? In just 5 minutes, learn your unique burnout type™ & how to restore your energy, fulfillment & peace at www.impactwithease.com/burnout-type  Join our FREE live workshop & gain VIP 24-hour early access to our community launch (closes Oct 8th @ 11:59 pm). You'll uncover the 3 silent misalignments that create burnout, complete a live Energy Leak Audit to identify your biggest energy drains, and leave with a One-Move Action Plan. Save your spot at https://impactwithease.com/group-coaching-community-waitlist/  The Fastest Path to Clarity, Confidence & Your Next Level of Success:  executive coaching for leaders navigating layered challenges. Whether you're burned out, standing at a crossroads, or simply know you're meant for more—you don't have to figure it out alone.  Go to impactwithease.com/coaching/ to apply!  

Some people think being rich means owning a lot of things—when in reality, being “rich” often means a lot of things owning you. The signs of wealth are all around us: luxury cars, upscale neighborhoods, designer clothes, vacation homes. But do possessions really make people rich in a way that matters?It's hard to keep a Christ-centered perspective on wealth when our culture constantly pressures us to want more, buy more, and accumulate more. But this isn't a new problem. Jesus warned in Luke 12:15:“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.”Money and possessions aren't inherently bad, but they often tempt us toward greed, selfishness, and discontent. We need money to live, but when money becomes the main thing, it becomes a dangerous master.When Possessions Begin to Possess YouJesus doesn't just warn against greed—He offers us the key to true life: don't make your existence all about “the abundance of possessions,” or your possessions will start to possess you. Proverbs 23:4–5 echoes this wisdom:“Do not wear yourself out to get rich; do not trust your own cleverness. Cast but a glance at riches, and they are gone…”Material things can never give your heart what it truly craves.In Luke 12, Jesus tells the story of a wealthy man who tears down his barns to build bigger ones, dreaming of a long, comfortable retirement. But before he can enjoy it, God says:“You fool! This very night your life will be demanded from you. Then who will get what you have prepared for yourself?”Jesus concludes, “This is how it will be with whoever stores up things for themselves but is not rich toward God.”The man's tragedy wasn't just that his life ended suddenly—it was that he invested his soul in temporary abundance instead of eternal riches.Eternity Written on Our HeartsEcclesiastes 3:11 reminds us that God has “set eternity in the human heart.” Deep down, we long for meaning, purpose, and eternal life—not just more stuff. C. S. Lewis put it well:“Aim at Heaven and you will get Earth ‘thrown in': aim at Earth and you get neither.”True abundance is found in knowing God, walking with Him, and letting His love overflow into the way we love others.Jesus said in John 10:10, “I came that they may have life and have it abundantly.” And in John 15:5, He promised, “Whoever abides in me and I in him, he it is that bears much fruit.”The abundant life isn't about bigger barns or fuller closets—it's about abiding in Christ. When we do, our lives bear fruit that blesses others and glorifies God.Where Is Your Treasure?So ask yourself: What are you depending on to give your life meaning? Could some of those things be quietly taking God's place in your heart?Pray for the Lord to uproot those desires and refocus your attention on Him. Because true wealth isn't found in what you own—it's found in who owns you.That's why we created Rich Toward God—a 4-week study on the Parable of the Rich Fool. It unpacks what it means to live open-handed with your finances, showing how biblical wisdom doesn't just transform your bank account—it transforms your heart.You can order your copy—or place a bulk order for your group—by visiting FaithFi.com and clicking “Shop.”On Today's Program, Rob Answers Listener Questions:I'm unsure how to handle requests for financial help from my husband's son and his family. They face ongoing money struggles and sometimes ask us for assistance, but I'm concerned that giving could be enabling poor decisions, like spending on things that don't reflect our values. How can we approach this situation with wisdom and biblical discernment?I already have a financial advisor and some investments in place, but I want to make sure my money is supporting companies that align with my faith. Is there a tool or resource that can help me evaluate whether my investments are consistent with biblical values?I have a will, and all my investments already list beneficiaries. My advisor says a trust isn't necessary, but my children believe it's the best way to avoid probate. Do I really need a trust? Also, since my husband passed away, should I update my will and the deed to my home?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)List of Faith-Based Investment FundsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, J.D.Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Portland Mayor Keith Wilson has asked the community to step up and support the city's new homeless shelters. In a citywide email, he urged residents to donate money, goods, and time—emphasizing the urgent need for supplies and volunteers.

As energy demand rises and electrification accelerates, understanding household energy affordability is more important than ever. In this episode of the EPRI Current, Geoff Blanford from EPRI and Michael Kohlhaas from Con Edison join host Samantha Gilman to discuss the Energy Wallet – EPRI's new holistic metric for capturing total household energy usage and spending, including gas, electricity, and transportation. The experts share findings from EPRI's recent report, which projects a 36% decline in the average U.S. household energy spending by 2050, and highlights how utilities like Con Edison are using similar models to guide long-term planning and support communities. Tune in to learn how data-driven insights are shaping the future of energy affordability and resilience.     Learn more about the Energy Wallet: https://energywallet.epri.com/       For more information visit EPRI.com.     If you enjoy this podcast, please subscribe and share! And please consider leaving a review and rating on Apple Podcasts/iTunes.    Follow EPRI: LinkedIn https://www.linkedin.com/company/epri/  Twitter https://twitter.com/EPRINews    EPRI Current examines key issues and new R&D impacting the energy transition. Each episode features insights from EPRI, the world's preeminent independent, non-profit energy research and development organization, and from other energy industry leaders. We also discuss how innovative technologies are shaping the global energy future. Learn more at www.epri.com   

The guys discuss the Ravens lack of spending at edge rusher and listen to Marlon Humphrey's comments from yesterday.

Want to boost your sales without throwing more money at ads or fancy tools? If you're looking to grow revenue using what you already have, this episode is packed with smart, low-cost strategies that actually work.This week's question comes from Tom, who asked how to increase sales without increasing spend. Omar dives into practical, no-fluff tactics you can start using right away. From optimizing what's already working to uncovering hidden opportunities in your existing customer base, this episode gives you a clear path to better results.And this lesson applies whether you're just starting out or trying to stretch your budget further as an existing business owner.Ready to make every dollar (and customer) count? Hit the play button at the top of the page and dive into this power-packed lesson.You'll walk away with simple levers to pull for more sales, starting today!To submit your questions, visit 100mba.net/q.Watch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed

What issue have democrats really dug into to support that has ended up being of benefit to the American people? Healthcare? Spending? LGBT issues? Education? Security? MSNBC and Eric Swalwell run early cover for the new J6 Committee and propagandize Trump's dictatorial overthrow of the government. The feds get involved in the senseless and barbaric killing of Iryna Narutska and charge the suspect with first degree murder.

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It's easy to forget how something as simple as a pair of shoes can change a life. But for vulnerable children around the world, shoes mean protection, dignity, and the chance to dream.Today, we'll hear how Buckner Shoes for Orphan Souls is meeting this need with the love of Christ. Shawn Spurrier joins us to share the incredible impact that is being made all around the world, one pair of shoes at a time.Shawn Spurrier is the Director of Buckner Shoes for Orphan Souls at Buckner International, an underwriter of Faith & Finance. The Heart of Buckner InternationalFounded in Dallas, Texas, Buckner International has been serving vulnerable children, families, and seniors for more than 146 years. Their mission is clear: to follow the example of Jesus by serving the most vulnerable in every phase of life. From foster care and adoption to family-strengthening programs and senior care, Buckner demonstrates Christ's love in tangible ways.The Shoes for Orphan Souls initiative began 25 years ago in Dallas as a small effort to provide children in orphanages with something they lacked: their own pair of shoes. Many had to borrow communal shoes from a basket just to attend school.Since then, the ministry has distributed more than 5 million pairs of shoes in 86 countries. These shoes do more than protect feet—they open doors to health, education, dignity, and the hope of Christ.Why Shoes MatterA new pair of shoes provides more than comfort:Health Protection – In many regions, shoes prevent devastating illnesses like hookworm or podoconiosis.Access to Education – In many countries, schools require shoes as part of their uniform, making footwear a key factor in attending class.Economic Stability – Protecting children from illness reduces financial strain on families already in vulnerable situations.Hope and Dignity – Every pair is delivered with prayer, encouragement, and the gospel, often through partnerships with local churches.Stories of TransformationShawn shared two moving stories that reveal the ministry's impact:Romina in Mexico – A seven-year-old girl was overwhelmed with tears when she realized someone cared enough to give her a pair of shoes. That moment reminded Sean why this work matters—it's a tangible expression of Christ's love. Dulce in Guatemala – An eight-year-old girl received pink-and-white shoes so she could attend school. That simple gift opened the door for her family to receive housing, literacy training for her mother, and ultimately, salvation and discipleship for her father.A small act of generosity became the seed of a transformed family story.Your Opportunity to GiveThis month, we're partnering with Buckner to put shoes on the feet of 1,000 children worldwide. Each pair represents health, education, dignity, and an opportunity for children and families to hear the gospel.$15 provides a pair of shoes.$150 provides shoes for 10 children.You can be part of this life-changing work by visiting GiveShoesToday.org. Together, we can share the love of Christ one pair of shoes at a time.On Today's Program, Rob Answers Listener Questions:I'm retiring and turning 65 in February. Right now, I'm covered by my employer's health insurance, but I'm running into issues with prescription coverage. Should I sign up for Medicare now, keep my employer insurance as primary, and then wait until my younger wife becomes eligible for Medicare?I've managed to pay off all my credit card debt, but now my mortgage company has started foreclosure proceedings. They're demanding $2,160, and I'm not sure how to handle it. The FDIC says they shouldn't be taking this action, but I haven't received any formal notification yet.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Quinn opens with a personal update on last week's co-parenting conversation with Britta and why the extended chat now lives on Britta's Substack. From there, Quinn digs into a hard question: How do we ethically glow up when Gaza, Sudan, Ukraine, ICE raids, creeping fascism, and inflation are part of daily life?Her answer: a glow-up ≠ vanity. It's alignment. It's choosing where to invest (time, money, energy) and where to divest (relationships, brands, beliefs, guilt) so your life becomes a living declaration of your values. Quinn shares practical examples—from food rescue and ER volunteering to “dance-party therapy” with her kids—plus historic and modern stories of women who glowed under pressure. The close is a rallying cry: You can't do everything, but you can do something—and that something matters.Key TakeawaysGlow-up = alignment. It's not lashes and Pilates; it's integrity, clarity, and courage.Invest intentionally: community care, ethical spending, practices that keep you strong (therapy, journaling, lifting, rest, prayer/meditation, movement).Divest strategically: from draining relationships, exploitative brands, misaligned dating, and the guilt of “not doing enough.”One for me, one for we: each day, do one thing that resources you and one thing that serves your community.Your portfolio can change. What you invest/divest in will shift with seasons, capacity, and callings.Mini-Guide: Invest & Divest ChecklistInvestMutual aid / local volunteering (food rescue, shelters, community fridges)Showing up (school board meetings, public comment, court support)Women-/BIPOC-/locally-owned businessesNervous-system care (therapy, journaling, lifting, nature, sleep)Connection & joy (weekly dance party with the kids, friend dates)DivestRelationships that chronically disrespect boundariesBrands that profit from exploitation or environmental harmConversations/partners misaligned with core valuesDoomscrolling that drains actionGuilt for not doing everythingPractical Prompts (Journal or Voice Note)Values audit: What 3 words define my current season?Spending scan: Which 2 merchants this month reflect my values? Which 1 doesn't?Time audit: What will I lovingly say no to this week to make room for a deeper yes?Daily duet: What's one thing for me today? What's one thing for we?Resources & LinksBritta's Substack episode (full co-parenting conversation): HERE or listen to the first 15 mintues HEREFind a local food rescue / mutual aid: search “[your city] + food rescue,” “[your city] + mutual aid”ER/hospital volunteer programs: check your local hospital's website under “Volunteer Services”Try This This Week5-minute money check: Move one recurring purchase to a local or values-aligned option.Text two friends: “Volunteering Saturday 8–10am—want to come?”30-minute joy move: Solo dance party or walk—notice how your body wants to move.One email of courage: Decline a misaligned commitment without over-explaining.PostDivorceGlowUp.comEmail: quinn@postdivorceglowup.com

The Portland Public School board is set to approve the sale for the “One North Building” as a home for the “Center for Black Student Excellence.” The District is prepared to spend $16 million from the 2020 construction bond. Yet, they've never explained how the Center will operate or who it will serve. The name of the Center implies it will serve Black students, but the staff report claims it will be open to everyone. If true, it should be called the Center for Student Excellence.PPS serves about 44-thousand students over 150 square miles, so how will those students travel to the Center before or after school? The building has 10 parking spaces and isn't zoned for buses.The staff report also states “student use will be limited.” If so, why purchase a new building with new operating costs? The district already has too many schools while enrollment is in decline.Learning takes place everywhere in the district. Spending millions on a new building is unlikely to have a real effect on academic achievement.Perhaps while evaluating the building, the Board can re-evaluate the Center's vision with a goal to bring student excellence into every school and tailoring experiences to students from different ethnic backgrounds. Maybe investing in Centers for Student Excellence wouldn't require a new building at all.

The House is expected to vote to go to conference with the Senate on three spending bills. House appropriators mark up a Commerce-Justice-Science spending bill. And the House could vote on its fiscal 2026 defense authorization bill as the Senate considers its own version. David Higgins has your CQ Morning Briefing for Wednesday, Sept. 10, 2025.

Shoppers are more cautious ahead of this year's holiday season. Bankrate's Ted Rossman has the latest data.

In todays episode the boys learn its NOT a good idea to go to jail on a Friday night, they break down their Labor Day 24 hour houseboat challenge and how Ken survived without a toilet. Ryan tries to make his hummer ev sound cool and the boys dont disagree? We then beef about how concept cars never look as good when they come out. We hate on the Verizon store, TikTok spreading lingo at an alarming rate. And Dalton blowing his money on luxury goods…. Cheeto? Sign up for a $1 per month trial at https://www.shopify.com/wideopen Get up to $200 off Square hardware when you sign up at https://www.square.com/go/WIDEOPEN! #squarepod #ad Download Cash App Today: https://capl.onelink.me/vFut/zz85607d #CashAppPod. As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Visit cash.app/legal/podcast for full disclosures. To watch the podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenWithCboysTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenWithCboysTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You can also check out our main YouTube channel CboysTV: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/CboysTV⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

What are you spending on annual fees? What's the holy grail of first-class suites? We answered these and many other questions on the Ask Us Anything hosted live on YouTube on September 3rd, 2025.(00:37) - As banks tighten up on credit card approvals, I'm sure many have received a denial for “lack of recent installment loan information.” Has anybody taken out a loan to improve their odds? To me, it makes sense to take out a loan where interest is

Don and Tom break down the overhyped expectations around recent market returns, referencing Jason Zweig's analysis of 230 years of stock market data. They emphasize that spending and saving habits matter more than chasing 15% returns, and explain why realistic planning using a 3–6% real return assumption over 30-year rolling periods is more prudent. They also tackle questions about RMD strategies from Vanguard IRAs and the TSP's F and G bond funds. The show ends with a tongue-in-cheek breakdown of NFL team valuations—yes, the Raiders rank surprisingly high. 0:04 Welcome, fatuousness defined, and realistic investing begins 0:52 Why you shouldn't expect 15% returns forever—even if you got them 1:52 What Jason Zweig's long-term data reveals about stock returns 2:51 Bogle warned us not to expect high returns—now what? 4:16 Spending and saving: more important than investing performance 5:08 Don's “prepaid gains” analogy for future expectations 7:00 Real market returns since 1793—spoiler: they're not 15% 8:58 Stocks might only beat inflation by 3%—and that's still a win 9:45 Start saving early: waiting until 50 is a losing game 10:18 How to plan with lower expected returns (realistic scenarios) 11:56 Use expected return to guide your savings rate (3% = save 20%) 13:45 “You weren't smart. You were lucky.” Now diversify. 15:31 Tom's wife dreads football season—Don celebrates Chiefs loss 18:42 Listener RMD question: Which ETFs get tapped at Vanguard? 19:29 Bonds are back: fixed income up ~6% this year 20:24 Rebalancing vs. just selling: how to handle RMDs smartly 21:04 Raiders rank #4 in NFL valuations… but why? 24:36 Top NFL team values: Cowboys rule, Cardinals drool 27:27 Arizona sports: low attendance, low valuations 28:59 TSP question: F fund vs. G fund—what to use, when 30:25 Don favors the G fund for simplicity and ballast 31:45 Tom and Don disagree—F fund might return more, but… 32:26 Don's vegetable-spiked coffee and Justin's final TSP allocation 34:13 Listener Barbara has multiple annuities—Don and Tom say, “Yikes” 35:47 Why you probably talked to a salesperson, not a fiduciary 37:04 The free Appella consultation is steak-free and no-pressure Learn more about your ad choices. Visit megaphone.fm/adchoices

Spending time outdoors is one of life's simple pleasures — but bugs think so too. Before they crash your hike, morning walk or backyard hangout, try these quick tips to keep bites at bay. To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier! 

Businessman and author T. Harv Eker once wrote, “Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”It's tempting to think that financial independence is the ultimate goal of life—but what does the Bible say? God's Word points us toward a far better kind of freedom.In recent years, financial independence has become a cultural ideal. People long to be self-sufficient, debt-free, and free to pursue their passions. While these desires can be wise, they also carry a subtle danger: believing we don't need anyone—including God.The Warning of the Rich FoolThis temptation isn't new. In Luke 12, Jesus told a parable about a wealthy man who thought he had “made it”:“I will tear down my barns and build larger ones, and there I will store all my grain and goods. And I will say to my soul, ‘You have ample goods laid up for many years; relax, eat, drink, and be merry.'”But God's response was sobering:“Fool! This night your soul is required of you, and the things you have prepared, whose will they be?”The man's sin wasn't wealth itself—it was trusting in wealth instead of God. His independence became his idol. In contrast, Proverbs 30 records a prayer from Agur:“Give me neither poverty nor riches; feed me with the food that is needful for me, lest I be full and deny you and say, ‘Who is the Lord?' or lest I be poor and steal and profane the name of my God.”Agur understood the heart of stewardship: daily dependence on God. Too little can lead to desperation; too much can lead to pride. The goal isn't independence, but faithful reliance on the Lord.Three Questions to Evaluate Your GoalsAs you think about your own financial journey, consider these questions:Am I placing my trust in money? Retirement savings and emergency funds are wise, but security must come from God, not a balance sheet.Am I trying to eliminate work entirely? Work is part of God's good design. Even in retirement, we're called to meaningful contribution.Am I paying off debt just for myself? Debt-free living is good, but its ultimate purpose is to gain the freedom to serve, give, and advance God's Kingdom.So, is financial independence biblical? It depends.If independence means replacing God with money, then no.If independence means freedom for generosity, stewardship, and dependence on God, then yes—it reflects something greater than wealth: a life rich toward God.Scripture reminds us that “He richly provides us with everything to enjoy” (1 Timothy 6:17) and that “every good and perfect gift is from above” (James 1:17). But those gifts were never meant to replace the Giver.A Resource for Going DeeperIf you'd like to explore this more, check out our 4-Week study, Rich Toward God. This study walks through Jesus' Parable of the Rich Fool in Luke 12, helping you discover what truly drives your financial decisions and how to align your resources with God's Kingdom purposes.You can get your copy—or place a bulk order for your church or small group—by visiting FaithFi.com and clicking the Shop tab.On Today's Program, Rob Answers Listener Questions:I've had multiple jobs with 401(k) benefits over the years, but I've struggled to stay organized with my finances. How can I get a handle on everything, and would it be wise to work with a financial advisor?My 16-year-old daughter received a $200,000 settlement after being hit by a car. Once she turns 18, she'll gain full access to the money, and I'm very concerned she'll misuse it. What options do I have to protect her from receiving it all at once?I have an adult son with autism who is on the Florida Med Waiver, which limits him to $2,000 in his checking account. I'm worried about how he'll be provided for in the future. Is there a way to set aside money for his care without affecting his benefits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceABLE National Resource CenterUnderstanding ABLE Accounts With Matt Syverson (Faith and Finance Episode)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of the Tough Girl Podcast, we journey into the heart of the Amazon and the mind of a remarkable woman pushing the boundaries of science, culture, and conservation—Dr. Rosa Vásquez Espinoza. Rosa is a Peruvian chemical biologist, National Geographic Explorer, UN Harmony with Nature Scientist, and the founder of Amazon Research Internacional.  Splitting her time between Bath, England, and the Peruvian rainforest, Rosa blends cutting-edge research with ancestral knowledge to protect biodiversity and uplift indigenous communities. Her journey—from a curious child growing up in Peru to leading expeditions in the Amazon, researching the legendary Boiling River, studying stingless bees, and authoring The Spirit of the Rainforest—is nothing short of extraordinary. Rosa shares how she learned expedition skills later in life, why documenting indigenous science is crucial, and what it means to be a female scientist navigating international platforms like the UN and COP16. This conversation is packed with insight into climate resilience, overcoming self-doubt, and the healing power of nature, science, and community. Rosa's message is a powerful call to action for women everywhere: follow the questions that stay in your head—you never know where they may lead.  New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x Show notes Who is Dr Rosa Currently living in Bath Being based between England and Peru  Working as a Peruvian scientistic National Geographic Explorer  Leading science and conservation efforts in the Amazon Rainforest  Having a deep connection to her indigenous roots  Her early years living in Peru and relationship with her grandmother Spending time in the city and the mountains Being fascinated by the things she couldn't understand  Loving space and wanted to know everything about the planet Having a fascination for science Wanting to dedicate her life to the Amazon  Getting her PhD in Chemical Biology from Michigan University  Taking a year off to get more work experience and reconsidering her whole life Being able to study traditional Chineses medicine in Beijing in her last year of undergrad The Amazon Boiling River Ted Talk - Andrés Ruzo  Book: The Boiling River (TED) by Andrés Ruzo   Discovering new microbes in the river Boiling mud  Book: The Spirit of the Rainforest: How indigenous wisdom and scientific curiosity reconnects us to the natural world  What you can expect from the book Learning expeditions skills later on in life Leading her first expedition Chapter 4 - Stingless Bees - the oldest bees on the planet  Capacity building  Partnerships with different indigenous groups Climate challenges Climate Anxiety The importance of indigenous science and making sure that it is documented  Being motivated to write the book  COP16 in October 2024 in Colombia  Dealing with self doubt and why the work is not easy Being a voice with the international press Creating space for female indigenous members Being a good team member The importance of community  Current expeditions and plans for heading back to the field Funding expeditions  Extreme climate explorers BBC - Documenting their work on stingless bees How to find stingless bees Smelling fish in the jungle…. Medicinial Honey?! Comparison to Manuka honey? Her Ayahuasca experience The ego death experience  Chapter 11 - becoming a black jaguar  How to connect with Dr Rosa Final word of advice for women who want to explore more and get into science and exploration Follow the questions that stay in your head You never know where they may lead.   Social Media Website: www.rosavespinoza.com  Instagram: @rosavespinoza Facebook: @rosavespinoza9  TikTok: @rosavespinoza  YouTube: @rosavespinoza  

Bluefield Senior Analyst Charlie Suse joins host Reese Tisdale to unpack Bluefield's latest analysis of municipal utility capital improvement plans (CIPs) across the U.S. and Canada. Covering 777 utilities across all 50 U.S. states and 8 Canadian provinces, the study captures over US$400 billion in planned investment through 2034. With five years of data (2021–2025) and more than 40,000 projects segmented across stormwater, wastewater, and drinking water, these plans are more than just documents—they're roadmaps for billions in spending, revealing priorities, funding expectations, and regulatory pressures that shape the water sector. Key questions addressed in this episode: Why did Bluefield undertake this capital improvement plan analysis? How did Bluefield approach the methodology and data gathering? What does the spending outlook look like through 2034? Which segments and utilities stand out as the biggest opportunities? What are the broader takeaways for utilities, vendors, and investors looking ahead? If you enjoy listening to The Future of Water Podcast, please tell a friend or colleague, and if you haven't already, please click to follow this podcast wherever you listen. If you'd like to be informed of water market news, trends, perspectives and analysis from Bluefield Research, subscribe to Waterline, our weekly newsletter published each Wednesday. Related Research & Analysis: U.S. & Canada Municipal Utility Capital Improvement Plans, 2025–2034 U.S. Water & Wastewater Treatment Infrastructure CAPEX Forecasts, 2025–2035 U.S. Stormwater Infrastructure Market: Key Drivers, Competitive Shifts & Investment Outlook, 2024–2030

Thank you for listening - I hope you find this SMART method of making spending decisions helpful! ✅ Read Post✅ Buy The Book ✅ Read Other Money Posts ✅ Get The Upside App!

Senator Rand Paul talks about government spending and a potential run for the White House, Congressman Thomas Massie says he's confident the House will vote to get the Jeffery Epstein files released, and supporters and survivors of substance abuse gather for the annual Recovery Rally in Frankfort.  

Ireland's economy continues to perform well – so the Government does not need to continue pumping money into the economy. That's according to the Irish Fiscal Advisory Council in their pre-Budget Submission. Niall Conroy, acting chief economist at IFAC joined us on Newstalk Breakfast this morning.

Most new businesses stay invisible online for weeks or even months. In that time, competitors are snapping up the calls and sales that could have been yours. In this video, I'll show you how to get found on Google in as little as 14 days without spending a penny on ads. You'll learn the exact steps to appear on Google Maps and local search quickly and get in front of ready-to-buy customers. If you want to skip the trial and error and get it done fast and properly, take a look at our Google Launch Pack here: https://daniellatto.co.uk/googlemapslaunchkit/

In this episode of American Potential, host David From is joined by Jeremiah Mosteller, Policy Director at Americans for Prosperity, to examine how the Department of Justice spends its massive $67 billion budget. From maintaining dozens of little-used SWAT teams across obscure federal agencies to handing out 11,000 grants worth nearly $5 billion a year—many with little accountability—Jeremiah explains how DOJ has grown far beyond its original mission of enforcing federal law. He also reveals how overlapping programs and unclear reporting allow waste and duplication to thrive. The conversation then shifts to one of DOJ's most controversial practices: civil asset forfeiture. Jeremiah outlines how this process allows the government to seize cash, cars, and property from people never even charged with a crime, fueling a slush fund that DOJ frequently raids for discretionary spending. By redirecting this money back to taxpayers and consolidating duplicative programs, Jeremiah and David show how reforms could cut billions without harming public safety. This milestone episode celebrates their Big Ideas for Smaller Government series officially identifying more than $2 trillion in potential federal savings.

Earle led the yoga philosophy department and taught meditation and yoga, while also studying Tibetan, Sanskrit, business, and a 7-year advanced program in Tibetan Buddhism. #energymedicine #spiritual #meditate About my Guest Earle BirneyEarle grew up an avid sports fan in Vancouver, Canada. With just 4 months left of study before obtaining a degree, he began to realize that a life of following “societal norms” — starting a career, buying a house, getting married, having kids — did not make sense or appeal to him. It felt confining rather than freeing. So instead, he took out a student loan, bought an around-the-world ticket, and went on his personal search for freedom. Fueled by liquid inspiration, Earle ironically ended up in Paremoremo, a maximum security prison in Auckland New Zealand where he remained as a guest for the next 22 months. This is where Earle met the practices of yoga, meditation, and Buddhist philosophy. Earle began studying the Asian Classics Institute program and shortly after returning to Canada, went to help him start the Diamond Mountain University and Retreat Center in the Chiricahua Mountains of Arizona. Earle led the yoga philosophy department and taught meditation and yoga, while also studying Tibetan, Sanskrit, business, and a 7-year advanced program in Tibetan Buddhism. This period of study concluded with a 3 year 3 month 3 day silent meditation retreat.Taking his 27 years of experience, Earle thrives on making the often complicated teachings practical and relatable. Earle uses his expertise in retreat and his capacity to guide people along the stages of meditation, to help them in their spiritual journey.Earle is the head of curriculum development and lead teacher at the Yoga Studies Institute (YSI). YSI reaches over 10,000 students annually, leading students in yoga programs and retreats, meditation teacher trainings, and philosophy workshops. Earle also teaches and leads meditation programs at the Three Jewels Outreach Center in NYC for many students, including beginning meditators, people training to become meditation teachers, and advanced practitioners looking to deepen their practice in retreat.What we Discussed: 00:10 Who is Earle Birney 01:00 His Journey to understand life05:35 4 months from finishing his Degree and quit07:40 The plan was to work and kep travelling08:18 How he got into selling Acid09:30 Getting a warning he should have listened to10:28 The Process of Getting Arrested11:40 His Court Experience14:20 His experience in Prison15:50 How did his Parents react to the situation17:00 After 5 month how was the prison experience18:55 The jobs in the Prison20:30 What was his Mindset when he know he was getting out22:45 Was there any treatment in Prison to help with drug use25:00 The Journey after Prison28:00 7 Years in a Buddist centre29:00 3 Years 3 Months & 3 Day silent retreat29:50 How did they cover costs30:45 Spending 3 years to go inwards for yourself31:45 The Structure of the Retreat33:19 How was his mind in the 1st few days35:25 After the Retreat what was the next part of his journey38:00 Fast for Hunger40:20 Give Dignity to the Homeless41:00 What Meditation do they Teach and his Practice43:30 When People say they can not Meditate46:00 Getting Tired in Meditation49:14 Walking on the beach worked for me Meditating50:48 The Free Resources on his WebsiteHow to Contact Earle Birneywww.yogastudiesinstitute.orghttps://www.instagram.com/samayogastudio/All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠

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For a quick stop at Johnny's House.. When did you see someone doing something nice!? How much are you spending on kids? They say the cost for raising kids has gone up! See omnystudio.com/listener for privacy information.

Billy Graham once said, “Tell me what you think about money, and I will tell you what you think about God, for these two are closely related.”In Jesus' Parable of the Talents, we see that stewardship isn't just about money—it's about how we view God. Today, Taylor Standridge joins me to explore how our image of God influences the way we give, spend, and live.Taylor Standridge is the Production Manager here at Faith and Finance, co-author of Look at the Sparrows, our 21-Day Devotional on Financial Fear and Anxiety, and a frequent contributor to our quarterly magazine, Faithful Steward, as well as other FaithFi studies and devotionals.Our View of God Shapes EverythingA.W. Tozer once wrote, “What comes into our minds when we think about God is the most important thing about us.” This truth has enormous implications for stewardship. How we see God determines how we handle what He has entrusted to us.If we see Him as generous, trustworthy, and sovereign, we will hold our resources with open hands and joyful hearts, confident that He is both our provider and our treasure. But if we see Him as distant, demanding, or indifferent, we may fall into reluctant giving, fearful hoarding, or selfish spending.Stewardship is far more than budgets and giving—it is about trust, worship, and living in light of who we believe God to be. A distorted view of God is like setting sail with the wrong coordinates: you may move with confidence, but you'll end up in the wrong place.Lessons from the Parable of the TalentsIn Matthew 25, the tragedy of the third servant wasn't his lack of ability—it was his lack of trust. Believing his master to be a “hard man,” he buried what was given to him. His fear led to inaction.This parable isn't only about money. The “talents” represent everything God entrusts to us—time, relationships, opportunities, gifts, and resources. Faithful stewardship flows not from skill, but from trust. The first two servants stepped out boldly because they trusted their master's character. Their faith led to joy, not judgment: “Enter into the joy of your master.”The deeper warning is this: when we misjudge God's heart, we hold back. When we trust His goodness, we invest boldly for His Kingdom.Obedience as God's GiftMany believers think of obedience as something they give to God. But Scripture reminds us that even obedience is a gift of grace. “It is God who works in you to will and to act according to His good purpose” (Phil. 2:13). He not only prepares good works for us (Eph. 2:10)—He empowers us to walk in them.This truth transforms stewardship from a burden into a blessing. We're not managing resources to prove ourselves; we're participating in the good works God has already prepared. Stewardship becomes a relational act of grace, not a transactional duty.The Sobering Warning—and the Joyful InvitationIn Matthew 7, Jesus warns that some will say, “Lord, Lord,” but hear Him reply, “I never knew you.” The issue wasn't activity—it was relationship. Faithful stewardship begins with knowing God as gracious, faithful, and abundantly generous.If you feel stuck or fearful—like the third servant—remember this: God isn't waiting to punish you. He invites you to trust Him. Start small. Ask Him to reshape your view, to see Him not as a harsh master, but as a loving Father.As 2 Timothy 1:7 declares, “God gave us a spirit not of fear but of power and love and self-control.” When we live from that truth, stewardship becomes delight, not duty. We don't just manage money; we step into joy, walking with the One who is our ultimate treasure.On Today's Program, Rob Answers Listener Questions:I'm a retired senior and recently heard about the new $6,000 tax break. How does this affect my overall tax liability? Should I consider withdrawing a larger amount from my 401(k) to maximize this deduction?I used to work in the financial field selling tax-sheltered annuities, and I've always thought they were strong investment options. Lately, I've noticed some advisors speaking negatively about annuities. What's your perspective on annuities as an investment today?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Money doesn't have to be complicated. In Episode 3 of SAUNAIE's Financial Literacy Series, XO breaks down the fundamentals of managing your money — from building a budget that actually works, to saving for the future, and getting started with investing (without feeling overwhelmed).

For a quick stop at Johnny's House.. When did you see someone doing something nice!? How much are you spending on kids? They say the cost for raising kids has gone up! See omnystudio.com/listener for privacy information.

Sun, 07 Sep 2025 15:00:00 GMT http://relay.fm/mpu/813 http://relay.fm/mpu/813 Spending All Our Time Saving Things 813 David Sparks and Stephen Hackett On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. clean 4566 On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. This episode of Mac Power Users is sponsored by: 1Password: Never forget a password again. Squarespace: Save 10% off your first purchase of a website or domain using code MPU. Links and Show Notes: Sign up for the MPU email newsletter and join the MPU forums. More Power Users: Ad-free episodes with regular bonus segments Submit Feedback Relay for St. JudeTogether, we can help give families facing childhood cancer more tomorrows. Parachute Backup creates full local backups of offloaded iCloud content - Software - MPU Talk Keyboard Maestro Exporting Links from Safari Reading List via Shortcuts for Mac - MacStories GoodLinks Markdown to Word Online Marked 2 iA Writer Notion DEVONthink Drafts Introducing ChatGPT search | OpenAI Google Gemini Claude Notion AI Introduction - Model Context Protocol The No List: My First App and Why Saying No Matters - MacSparky AI Couldn't Build My iPhone Podcast App Amazon will stop allowing Kindle book downloads to your PC soon | The Verge Apple Books - Apple Kobo BOOX Go 7 Series Readwise Reader Introducing Amazo

Sun, 07 Sep 2025 15:00:00 GMT http://relay.fm/mpu/813 http://relay.fm/mpu/813 David Sparks and Stephen Hackett On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. clean 4566 On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. This episode of Mac Power Users is sponsored by: 1Password: Never forget a password again. Squarespace: Save 10% off your first purchase of a website or domain using code MPU. Links and Show Notes: Sign up for the MPU email newsletter and join the MPU forums. More Power Users: Ad-free episodes with regular bonus segments Submit Feedback Relay for St. JudeTogether, we can help give families facing childhood cancer more tomorrows. Parachute Backup creates full local backups of offloaded iCloud content - Software - MPU Talk Keyboard Maestro Exporting Links from Safari Reading List via Shortcuts for Mac - MacStories GoodLinks Markdown to Word Online Marked 2 iA Writer Notion DEVONthink Drafts Introducing ChatGPT search | OpenAI Google Gemini Claude Notion AI Introduction - Model Context Protocol The No List: My First App and Why Saying No Matters - MacSparky AI Couldn't Build My iPhone Podcast App Amazon will stop allowing Kindle book downloads to your PC soon | The Verge Apple Books - Apple Kobo BOOX Go 7 Series Readwise Reader I

Liberal Spending Spree: Carney Debt Disaster IncomingBecome a supporter of this podcast: https://www.spreaker.com/podcast/radio-baloney-the-richie-baloney-show--4036781/support.

DOGE CANADA? Pierre Poilievre Demands Cuts To Government WasteBecome a supporter of this podcast: https://www.spreaker.com/podcast/radio-baloney-the-richie-baloney-show--4036781/support.

Is a government shutdown coming? It's looking far less likely according to two of the biggest spending hawks in Congress. Jesse Kelly speaks with them, and goes off on some big stories impacting America. Best of I'm Right with Jesse Kelly | 9-5-25 Pure Talk: Go to https://www.puretalk.com/JESSETV and save 50% off your first month. Choq: Visit https://choq.com/jessetv for a 17.76% discount on your CHOQ subscription for lifeFollow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

For years, the Windfall Elimination Provision and Government Pension Offset reduced benefits for those who had rightfully earned them. Now that those policies are gone, many are left with questions. Eddie Holland joins us to help clarify what's changed and what it means for your retirement.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Quick History of WEP and GPOThe Windfall Elimination Provision (WEP), enacted over 40 years ago, reduces Social Security benefits for individuals receiving a non-covered pension—a pension from which no Social Security taxes were withheld. This often included employees in state and local government jobs, such as teachers, police officers, and firefighters.Similarly, the Government Pension Offset (GPO) reduced a spousal or survivor benefit for individuals in the same situation. These rules were designed to prevent “double-dipping,” but they often unfairly penalized modest-income workers, sometimes reducing their monthly Social Security checks by hundreds of dollars—or even eliminating their spousal or survivor benefits entirely.The Social Security Fairness Act of 2025That changed on January 5, 2025, when President Joe Biden signed the Social Security Fairness Act. This legislation repealed both WEP and GPO, effective retroactively as of January 2024. As a result:Nearly 3 million Americans became eligible for retroactive benefits.Future monthly benefits for those affected have also been adjusted upward.This marks a significant win for many retired public servants who had long felt the weight of these provisions.What to Expect if You're AffectedThere are two phases of payments:Retroactive Payments – Starting in March 2025, some individuals received large one-time deposits representing the benefits they should have received since January 2024. These payments often arrived with little to no explanation, leaving many confused. Adjusted Monthly Benefits – Beginning in April 2025, Social Security began increasing ongoing monthly benefits for those impacted.It's important to note that these changes only apply to individuals with a non-covered pension, not all civil service employees.Steps to Take if You Think You QualifyIf you believe these changes may apply to you, Eddie recommends two simple steps:Check Your Account Online. Visit SSA.gov to log in to your account (or create one if you haven't already). Contact the Social Security Administration. If your account doesn't show any updates or you have questions, call 1-800-772-1213 or schedule an appointment at your local SSA office to speak directly with an agent.If navigating these changes feels overwhelming, consider consulting a Certified Kingdom Advisor (CKA) who specializes in matters related to Social Security, who can help you make informed, faith-based financial decisions. You can find one in your area by visiting FaithFi.com and clicking “Find a Professional”. On Today's Program, Rob Answers Listener Questions:I'm 60 years old and planning to retire early at 62. I'd also like to pay off my house before I retire. Is that a smart move, and is it realistic given my current financial situation?I understand that retiring before my full retirement age will result in a reduction of approximately 8% per year in my Social Security benefit. How do Social Security cost-of-living adjustments factor into that reduction?My grandson wants to be added as an authorized user on my credit card to take advantage of my good credit score so he can get a lower interest rate on a car loan. Is that a wise decision?At what age am I required to start taking distributions from my 401(k)? Also, I have two family members—one with dementia and another recovering from a stroke. How can we protect their assets, such as their house and 401(k), if they need long-term care?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Please, share, rate, and review our show to support the value and visibility of our episodes.Watch Us & Subscribe on YouTube.We're diving deeper into Season 2!

Recent polls suggest Canadians are now more concerned about basic economic issues than they are about the Carney-Trump talks.  Housing, affordability, inflation and government spending top the list. All this in the run up to an expected October budget, but also at a time when hugely expensive "nation building projects" are on the table. How do you square cuts and spending is up for discussion with Chantal Hebert and Bruce Anderson.

BUY YOUR TICKETS TO THE "MAN ON WATER" TOUR NOW!https://www.thegeorgejankoshow.com/Text Me To Perform In Your City! (602) 932-8118 GO SEE ADAM RAY LIVE!https://adamraycomedy.com/Follow George! Instagram: https://www.instagram.com/georgejanko Twitter: https://twitter.com/GeorgeJanko TikTok: https://www.tiktok.com/@georgejanko Follow Shawna! Instagram: https://www.instagram.com/shawnadellaricca/ Youtube: https://www.youtube.com/@ShawnaDellaRiccaOfficial Follow Grant! (Video / Edit)  Instagram: https://www.instagram.com/blaccwellBusiness Inquiries Email: george@divisionmedia.coTimestamps:00:00:00 Adam Ray Introduction00:03:30 Dogs, AI, and Racist Pet Jokes00:06:53 Cat Stories: Leonardo Decatrio & Greek Cat Culture00:10:14 Tony Robbins, Life Coaches, and Zoom Events00:13:30 Childhood Nicknames, Dyslexia, and Special Ed00:17:01 Would You Rather? & Standup Comedy Origins00:20:52 Impressions: Biden, Dr. Phil, and Comedy Techniques00:24:07 Dr. Phil Stories, Netflix Special, and TikTok Rabbit Holes00:27:40 Viral Videos, Animal Rescues, and Halloween Traditions00:31:23 Trick-or-Treating, College Stories, and Russian Breakdancers00:34:43 Breakdancing, Backpack in Toilet, and Ireland Tour00:38:05 Coldplay CEO, Epstein Files, and Old Age Stories00:41:32 Social Media, Dan Bilzerian, and Playboy Mansion00:45:04 Long-Distance Relationships & Regrets00:48:43 Dan Bilzerian Parties & Gender Ratios00:52:12 Popcorn Reading, School Struggles, and Weight Loss00:59:01 Assyrian Heritage, Passion of the Christ, and Cartoons01:02:48 Fashion Choices, Black Suits, and Spending on Experiences01:06:35 Bus Tours, Plane Travel, and Phoenix Heat01:10:38 Universal Studios Tour Guide & Making Kids Cry01:14:20 Theme Park Characters, Spider-Man, and Background Acting01:18:04 Standup Comedy Career Advice & Seinfeld Documentary01:21:20 Adam's Dream Show, Sandler Goals, and McFlurry Machine01:22:53 Plugs, Final Jokes, and Show Outro

This week's Chill & Prosper is all about making smarter, more aligned money decisions - without shame or restriction.

Most people dream of being an astronaut. Terry Virts actually lived it. In this episode, Ryan sits down with former NASA astronaut and USAF F-16 Pilot Terry Virts to talk about the brutal selection process to become an astronaut, why thrill seekers don't make good astronauts, and the dangerous loss of ethics in government leadership. At 17, Terry Virts joined the Air Force and went on to become an F-16 fighter pilot and test pilot. He has flown combat missions over Iraq, tested the world's fastest jets and commanded the International Space Station. He's orbited Earth 3,400 times and has spent 213 days in space total. His military decorations include the NASA Space Flight Medal, Defense Meritorious Service Medal, Meritorious Service Medal, Air Medal, Aerial Achievement Medal, NASA Exceptional Achievement Medal, Air Force Commendation Medal, et al. He retired from NASA in August 2016 and is currently running for U.S. Senate from Texas. Follow Terry on Instagram @Astro_Terry and you can learn more about his campaign at https://www.terryvirts.com/

Supreme Court Ruling on DEI Grants The Supreme Court ruled 5–4 in favor of the Trump administration, allowing it to terminate $783 million in NIH diversity, equity, and inclusion (DEI) related grants. The decision centered on jurisdiction — the Court found that lawsuits over federal contracts must be filed in the Court of Federal Claims, not in district court. Justice Amy Coney Barrett cast the swing vote: siding with conservatives to block the payouts but with liberals on preventing reinstatement of the DEI guidance policy. Conservatives framed this as a victory against what they see as “ideological” grants, while critics warned of reduced research support. Corporate “Woke” Backlash — Cracker Barrel Example Discussion shifted to Cracker Barrel’s rebranding effort that downplayed its nostalgic Americana imagery. The company faced backlash, similar to Bud Light and Target controversies, leading to stock declines. After pressure from customers, investors, and even Donald Trump’s public comments, Cracker Barrel reversed course and reinstated its traditional branding. This was framed as an example of market-driven resistance to corporate progressivism. Senator’s Latin America Trip (El Salvador & Panama) The speaker described travels to El Salvador, highlighting improved safety under President Nayib Bukele. This led to “reverse migration,” with Salvadorans abroad expressing interest in returning. In Panama, focus was on the Panama Canal’s strategic importance and concerns about Chinese control over ports, infrastructure projects, and canal-adjacent facilities. The senator warned that in the event of a U.S.–China conflict, Chinese influence in Panama could threaten U.S. economic and military logistics. He urged Panamanian officials to push out Chinese companies and secure the canal with U.S.-aligned interests. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.