Podcasts about spending

(0:00) The third hour of the show opens with a Lightning Round of callers on Jayson Tatum's achilles injury, his return, and the documentary surrounding it. (11:21) More callers on Jayson Tatum and his achilles injury. (22:31) Thoughts on David Montgomery being traded to the Texans today. Plus, more callers. (28:49) What do the Patriots need to do this offseason to improve the roster from last season?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!1) Overspending is the norm… and shame is lying to usA lot of people walk around thinking:“I'm terrible with money.”“I can't do math.”“I have no discipline.”But y'all… that's not the real issue. The real issue is not knowing what's safe to spend in the moment. So we guess. And guessing gets expensive.2) The rebellious spending spiral is realWhen we feel like we never have money, we get that “fine, whatever, future me can deal with it” energy:drain the accountswipe the cardturn it into a later problemSeparate accounts remove that fight because there's nothing to rebel against—you already planned for spending.3) Separate accounts = micro-decisions, not daily math OlympicsInstead of:“Did we pay rent?”“Do we have grocery money?”“Can I go to Target or will I regret it?”You get:Spending account balance = what you can spend. Period. That's the whole decision. That's the freedom.4) Replenishment changes your brain (and your habits)When your spending money gets refilled every paycheck (or weekly transfer), it stops feeling like:“now or never” and starts feeling like:“I can spend, and it's coming back.”That's why people naturally spend less without doing a bunch of willpower tricks.5) Tracking culture is exhausting and unnecessary hereSome systems want:receiptscategories tracked to the pennyapps yelling at you like you're grounded

Impulse buying is easy. Mindful spending takes practice. In Part 2 of our six-part series on money, Jewish wisdom helps us pause before we swipe—and turn everyday spending into a moment of awareness. Be in touch at josh@unpacked.media. This episode is sponsored by Jonathan and Kori Kalafer and the Somerset Patriots: The Bridgewater, NJ-based AA Affiliate of the New York Yankees. --------------- This podcast is brought to you by Unpacked, an OpenDor Media Brand.For other podcasts from Unpacked, check out:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Jewish History Nerds⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Stars of David with Elon Gold⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Unpacking Israeli History⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Wondering Jews

Huel: Limited Time Offer - Get Huel today with our exclusive offer of 15% OFF online with our code ICED15 at https://www.huel.com/iced15. New Customers Only. HIMS: Get personalized and affordable care for Hair Loss, ED, Weight Loss, and more at https://Hims.com/ICED SoFi: Thanks to SoFi for sponsoring today's episode. Visit https://Sofi.com/iced to start your crypto journey. Gamma: Go to https://secure.moneymatchup.com/aup2u, connect Gamma to Claude, and see how it fits into your workflow. Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich Follow  @loganpaulvlogs  and  @Impaulsive 

In this episode we answer emails from Jeffrey, Bryan, and Erik.  We discuss the trade-offs of direct indexing in small cap value, why modest leverage on a diversified mix can outperform stock-heavy portfolios with fewer drawdowns, and modelling an early extra spending plan for retirement.  And talk about forecasting with Base Rates.And THEN we our go through our weekly and monthly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Links:Fairfax CASA Donation Page:  Donate - Fairfax CASAFather McKenna Center Donation Page:  Donate - Father McKenna CenterBigger Pockets Money Small Cap Value Discussion:  Small Cap Value Funds for FI: Why AVUV?Bryan's Risk Parity Explainer Videos:  Kardinal Financial - YouTubeBryan's Leveraged Golden Ratio Portfolios:  testfol.io/?s=jXswQKw6avrRSST and GDE Comparisons:  testfol.io/?s=dc0nz7avynFBen Felix Video On Leverage:  Investing With Leverage (Borrowing to Invest, Leveraged ETFs) (youtube.com)Erin on Money Truth About Spending Smirk and LTC:  The Retirement Spending Smile Is Dead (Here's What the Data Actually Shows)Breathless Unedited AI-Bot Summary:Markets don't hand out easy wins, so we lean into clarity: what actually works for DIY investors, what's noise, and how to make choices you'll stick with when regimes shift. We start with a pointed look at direct indexing in small cap value. The promise of tax loss harvesting sounds great, but the reality is messy: hundreds to thousands of tiny positions, frequent graduations at index cutoffs, and “optimized” portfolios designed to hug an index rather than truly replicate it. We break down why small cap value behaves more like equal weight, why that raises the bar for tracking and taxes, and where direct indexing makes more sense—large caps, cap-weighted sectors, and places where a handful of names dominate the exposure.From there, we unpack a smarter use of risk: applying modest leverage to a diversified portfolio instead of dropping diversifiers to chase higher returns. Think of it as scaling a better mix rather than concentrating into stocks. We compare tools like NTSX, GDE, GOVZ, and managed futures, and discuss why the 1.25x to 1.7x range often hits the sweet spot for return per unit of pain. We also stress-test composite ETFs against DIY equivalents for transparency and control. The goal is a higher Sharpe ratio and fewer bone-crushing drawdowns, not bravado.Planning meets practice when we tackle a common early-retirement question: how to model a 10,000-dollar travel burst for the first decade. The simplest answer is often best—set aside 100,000 dollars and spend it down—or use a Monte Carlo tool that handles time-varying cash flows. Keep three to five years in cash, refill from gains, and let base rates guide expectations. Research shows a spending bump near retirement and a gentle decline afterward for most households, with far fewer late-life spikes than fear-based sales pitches suggest.We close with portfolio reviews across eight sample allocations, highlighting how gold, commodities, and managed futures have led while mega-cap tech cooled and small cap value caught a bid. Support the show

Feb 18, 2026: What's Next for AI AcceleratorsAMD's CEO Lisa Su thinks the market for cutting-edge AI chips will be worth $1 trillion annually by 2030 and NVIDIA's CEO Jensen Huang (who happens to be Lisa's cousin once-removed) believes AI infrastructure spend will total $4 trillion during the next five years.If those forecasts are even directionally correct, both AMD and NVIDIA will still have quite an extended growth runway in this red hot semiconductor sector.But are these admittedly self-serving forecasts actually realistic?Or is AI hardware likely to become commoditized and lower-priced during that timeframe?And are there other competitors who might also pose a challenge in this two-horse race?On Wednesday's show, I was joined by Chip Stock Investor founder Nick Rossolillo to describe what lies ahead for both NVIDIA and AMD.We also discussed why Apple is spending significantly on CapEx less than its other Big Tech peers, whether Moore's Law is actually dead, and the role of newcomers like Cerebras Systems and IonQ.#NVIDIA #AMD #semiconductors #AIchips #JensenHuang #LisaSu #chipstocks #datacenter #investing #Broadcom #Apple #TSMC #Cerebras #quantumcomputing #7investing #chipstockinvestor #techinvesting #AIinfrastructure #hyperscalers #GPUvsCPU #waferschale #FormulaOne #poleposition #techanalysis #stockmarket2026

My guest today is Aswath Damodaran, a professor at NYU, where he teaches corporate finance and equity valuation. In today's episode, Professor Damodaran explains why he trimmed two Magnificent Seven stocks. He digs into AI's real impact on valuations and moats, why big software incumbents face an Innovator's Dilemma, and why the biggest risk isn't tech spending itself, but overconfidence and debt-fueled capex that could ripple beyond tech.  He also weighs in on corporate Bitcoin balance sheets, sports franchises as “trophy assets” driven by billionaire demand rather than cash flows, and the rise of prediction markets. (0:00) Starts (0:34) Professor Damodaran on the Magnificent Seven (7:26) OpenAI's growth, AI's impact on valuations, and software industries (16:07) High capex investment risks (23:10) Market timing (33:43) Trust and the rise of gold and silver (45:12) Cryptocurrencies on company balance sheets (47:42) Sports franchises (52:27) Prediction markets ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  -----Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

For months, ICE has been quietly buying industrial warehouses around the country, reportedly with plans to turn them into a network of immigration detention and processing centers to hold tens of thousands of detainees. White House correspondent Liz Landers reports on how the controversy is playing out in one small Maryland community. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Are the Jets going to put a lot of money into the QB situation or will they spread it around more? Jerry reveals where Baseball Digest has the Yankees finishing in the A.L. East.

In 1997, David Bowie released Earthling, an album deeply influenced by the sound of drum and bass and industrial electronic music. Spending time in Dublin city, Bowie befriended the Quadraphonic collective, who brought the drum and bass sound to the city at venues like The Globe and The Kitchen. This led to a secret concert at The Factory venue in Ringsend. My guest Ray O'Donoghue is now the Night Time Economy Advisor to Dublin City Council, but was then part of Quadraphonic and opened for Bowie on the night.Contributions also come from John Brereton, Director of the DublinBowie Festival. This episode contains bad language. Support TCB: www.patreon.com/threecastlesburning    

In this episode, Magnetic Marketing Maven Adam Witty sits down with Chris Porter, co-author of Big Shifts Ahead, to break down how demographic trends are reshaping homeownership, hiring, policy, and product demand. Chris reveals how each generation, from Savers to Globals, behaves, spends, and creates distinct opportunities for entrepreneurs who can read the patterns. Tune in for a practical guide to positioning your business for the demographic shifts driving the next two decades of growth. MagneticMarketing.com NoBSLetter.com

Is there really a trillion dollars a year in federal fraud? Why is Minnesota at the center of a $259 million Medicaid freeze? And could cracking down on fraud actually balance the federal budget? Today on AmperWave Daily — the administration says it's going after massive Medicaid fraud. Critics call it political retribution. The numbers being tossed around? Half a trillion… even a trillion dollars a year. Let's break it down.

HOUR 3 - Giants legend, Rich Aurilia breaks down the state of the team and why the lack of offseason spending is a growing concern. Author Michelle Smith joins the show to discuss her new book on Stanford coach Tara VanDerveer. Plus, we relive the greatest calls in Bay Area sports history.See omnystudio.com/listener for privacy information.

HOUR 3 - Giants legend, Rich Aurilia breaks down the state of the team and why the lack of offseason spending is a growing concern. Author Michelle Smith joins the show to discuss her new book on Stanford coach Tara VanDerveer. Plus, we relive the greatest calls in Bay Area sports history.See omnystudio.com/listener for privacy information.

Cameron Robertson first discovered Bitcoin in 2009, after reading a post on hacker website Slashdot. About a year later, he started mining and mingling with other Bitcoin enthusiasts in the Silicon Valley area. More recently, he created a product named the Burner: an affordable, NFC-based card that enables anyone to gift, save, and spend their BTC within a simple browser-based and mobile-optimized interface. In this episode, we talk about the past, present and future of the Bitcoin project: including topics such as mining, open source development culture, and the quantum threat. Get 25% discount on your Burner card purchase with promo code ”BTCTKVR”: https://www.burner.pro/bitcoin Time stamps: 00:01:15 Introducing Cameron Robertson 00:02:45 Cameron's Bitcoin Origin Story 00:03:40 Early GPU Mining & Startup Life 00:04:46 Meeting with Brian Armstrong of Coinbase & Smart Locks 00:06:10 Evolution of the Crypto Ecosystem 00:07:20 Building Self-Custody Tools 00:08:30 Kong Cash: Physical Crypto Notes 00:10:25 Community Reactions to Physical Crypto 00:11:17 NFTs, Halos, and Physical Authentication 00:12:30 Offline Cash: Improved Bitcoin Notes 00:13:30 Denominations, Sats, and Psychological Value 00:15:30 Challenges of Issuing Physical Bitcoin 00:16:22 From Cash Notes to Burner Card 00:17:30 Web-Based Wallets & App Store Challenges 00:18:48 Bitcoin Banknotes & Physical Representations 00:21:01 Casascius, Legal Precedents & Coinage Laws 00:24:28 Mining, Spending, and Store of Value 00:28:22 Early Bitcoin Community & Mining Stories 00:30:02 Bitcoin as Money vs. Store of Value 00:32:07 Unit of Account Challenges 00:37:31 Development Culture: Then vs. Now 00:39:03 Silicon Valley, Meetups, and Early Builders 00:40:58 Money Changes Everything: 2013–2017 00:46:57 Bear Markets, Building, and Lightning 00:50:23 Future Risks: Mining, Quantum, and Hard Forks 00:54:44 Quantum Resistance: Migration and Hardware 00:56:52 Quantum Attacks: Practical Risks and Mitigations 01:03:20 Consensus, Upgrades, and Developer Culture 01:05:41 Ethereum vs. Bitcoin: Governance and Upgrades 01:14:57 Stablecoins, Sidechains, and Payments 01:18:03 Burner Card Demo & Security Model 01:22:36 Technical Details: Secure Element & Open APIs 01:25:49 Third-Party Wallets & Business Model 01:29:31 Supported Coins & Expansion Plans 01:32:44 Naming & Philosophy Behind Burner 01:34:38 Cameron's Non-Shitcoin Picks & Privacy Coins 01:40:08 Privacy vs. Scaling: ZK Tech & Future Hopes 01:44:31 ZK Apps & Privacy Onramps 01:47:24 16-Year Outlook: Bitcoin & Crypto's Future 01:53:29 No Price Predictions, Just Tech 01:53:37 Promo Code BTCTKVR & Closing Thoughts

Your 60-second money minute. Today's topic: Credit Card Spending Popped In January Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

December's construction spending showed more strength, with Kevin Green making the case that it sets the foundation for more bullish traction in markets. PPI is a different story. He explains the volatility behind the inflation uptick. KG also has his eyes on the commodity space as he walks investors through the bump higher in crude oil prices. He later turns to the tech space and talks about the CapEx linchpin behind CoreWeave's earnings volatility. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

An independent group backed by Silicon Valley executive is spending big on tv ads backing San Jose Mayor Matt Mahan's gubernatorial run. For more, KCBS Radio anchor Margie Shafer spoke with KCBS Insider Phil Matier.

In this special edition of AFL Daily, Josh Gabelich brings you the story behind the story. Recently, Gabelich was invited to spend a day alongside Collingwood coach Craig McRae ahead of the 2026 AFL premiership season. From 5:50am through until the end of the day, Gabo sat in coaches meetings, player sessions, and a full club experience chatting to the number of people that make the Magpies tick. Subscribe to AFL Daily wherever you get your podcasts. See omnystudio.com/listener for privacy information.

For months, ICE has been quietly buying industrial warehouses around the country, reportedly with plans to turn them into a network of immigration detention and processing centers to hold tens of thousands of detainees. White House correspondent Liz Landers reports on how the controversy is playing out in one small Maryland community. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

GoMining CEO Mark Zalan takes the stage at Consensus Hong Kong 2026 to discuss systemic infrastructure barriers to Bitcoin payments and how GoMining is building solutions to bridge the gap between holding and utility. GoMining CEO Mark Zalan took the stage at Consensus Hong Kong 2026 for a fireside chat challenging the industry's reliance on the HODL narrative. Drawing on data from a survey of over 5,700 users, Zalan revealed a stark reality: more than 55% of bitcoiners rarely or never use BTC for real-world payments, despite nearly 80% supporting its adoption as a currency. In this session, Zalan dismantles the myth that bitcoin's primary hurdle is a lack of interest, pointing instead to a systemic failure in infrastructure. He explores the critical barriers identified by the data including limited merchant acceptance, high fees, and price volatility—while detailing how GoMining is building the solutions to bridge this gap, from the rollout of native Layer 1 payment rails to a yield product.

Revisiting Mike Vrabel's comments on offseason spending // Grab Bag // Clip Du Jour/Crossover with WEEI Afternoons //

Revisiting Mike Vrabel's comments on offseason spending

This episode features a large news slate: Nvidia's massive results still leave investors skeptical, Salesforce gives tepid revenue forecast amid AI fears, JPMorgan Chase hikes 2026 tech budget by almost $2B. QOFTW: Rapid Firehttps://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.

This Day in Maine Wednesday, February 25, 2026

Wednesday on The A-Team, Adam Clanton and Adam Wexler discuss the possibility of the Houston Texans signing Ken Walker III and what a potential deal could mean for the franchise moving forward.

When looking for a new car, many of us don't look beyond the list price. But annual maintenance costs needs to be taken into consideration.In this podcast, we reveal the result of our annual survey into maintenance costs, and reveal some of the most and least reliable car brands on the market.Plus, your fuel type can impact your yearly outlay. We've crunched the numbers to find out how each type compares, from EVs, to petrol cars and everything in between.Read all of our car reviews on our website & sign up for our free Cars newsletterTry out our car reliability tool on our websiteGet in touch with us via email - podcasts@which.co.ukPodcast listeners can get 50% off an annual Which? membership

Most financial planning is built around goals.  Goals like:  Retiring at 60  Spending more time traveling  Leaving a legacy through philanthropy   But there's a structural flaw in that model: human beings are notoriously poor predictors of their future preferences. What we think will make us happy at 60 often looks very different once we get there.  Yet as Advisors, we routinely ask clients to define long-term goals without fully pressure-testing the assumptions behind them.   In this episode, Meghaan Lurtz explains how we can shift away from the shortcomings of goals-based planning by focusing on the power of experiments.  Instead of asking our clients to commit to big, static goals, we can help them design small, intentional experiments.  Help them test the retirement, test the travel, and test the hobbies they “think” they'll enjoy one day.  Because a client who has tried something knows what they want. And an Advisor who helps them get there becomes indispensable.  If you want deeper conversations, more engaged retirees, and clients who actually use their money in ways that improve their lives, then this episode offers a practical framework you can implement immediately.  You'll Learn:  Why goals-based planning may be unintentionally limiting your clients' happiness  The simple 4-step experiment framework that unlocks confident spending and clearer decisions  How to help chronic under-spenders safely test higher spending without triggering fear  Why debriefing client experiences may be more powerful than the financial plan itself  Subscribe to the Wired Advisor newsletter packed with behavioral-backed resources to help you grow your business → Click Here    Links To Resources Mentioned:  “Helping Underspenders and Savers Understand They Can Spend More With 4 Stages Of Experiments”  Connect With Brendan:  RFG Advisory  LinkedIn: Brendan Frazier  About Our Guest:  Meghaan Lurtz, Ph.D., FBS™ is a globally recognized expert on the psychology of financial planning and the human dynamics of money. She is a partner at Beyond The Plan®.  Dr. Lurtz is also a Professor of Practice at Kansas State University, teaching in the Advanced Financial Planning and Financial Therapy Certificate Programs, and a Lecturer at Columbia University, where she teaches Financial Psychology. Her academic and professional contributions include published research in Journal of Financial Planning, Journal of Consumer Affairs, and Financial Planning Review, as well as regular columns on Kitces.com.  Her expertise has been featured in The Wall Street Journal, BBC, Million Dollar Roundtable, New York Magazine, and more. She has co-authored chapters in the CFP Board's textbook Client Psychology and serves on multiple fintech boards bridging financial advice with mental health. Meghaan is a past President of the Financial Therapy Association.

President Trump brings in the 250th Birthday of the nation with the State of the Union. What happened?  Vice President JD Vance and Dr. Oz hold a press conference kicking off the fraud investigations by withholding money from Minnesota until the fraud is exposed and fixed. How much could we potentially be saving?  Democrats hold their own "State of the Union" with...circus animals?

After the grind of Annual Enrollment, the reality of lock-in can be a little defeating, even for the most seasoned agents. If you've been feeling that way, listen to learn more about Special Needs Plans and their place in your post-AEP strategy.   Read the text version  

In 2022, Avetis Antaplyan was absolutely flying...HIRECLOUT, his global recruiting firm with 30 employees across the US, Colombia, Armenia, and India was breaking record after record.Two-time Inc. 5000 Fastest Growing Company, his best year ever and he felt everything was working.Then when the market hit hard in 2023-2024 and every other founder was doing layoffs, Avetis refused to cut people.Instead, he took most of his profits out of the business to keep his team employed through the downturn.He genuinely believed loyalty would be returned. That when things turned around, they'd kill it together.It didn't work that way."Those were the first people who resigned when we put some pressure on," he admits. "All it did was burn my profit."For two and a half years, he broke even. The money was gone. The people left anyway. But that failure taught him something most founders never learn: protecting average people doesn't build loyalty. It destroys capital.Now he's building the opposite.His new obsession: take exceptional people (circa $500-600k billers) and use AI, systems, and tools to turn them into $1m producers.He's recently hired a principal on executive search, a director of business development, and is planning a head of consulting…. Serious hires for a new phase of growth.In this episode, we cover:- Why he chose loyalty over layoffs (and what it cost)- Two and a half years of breaking even- The moment he realised protecting people was destroying capital - How he rebuilt with "bar raisers or nothing"- Building AI to turn $600k billers into million-dollar producers- Why he's never burnt out (and why most founders do)This story highlights a founder who made a decision based on loyalty, watched it blow up in his face, and chose to learn instead of blame the market.If you've ever wondered what happens when you prioritise people over profit, this episode may change how you think about loyalty. __________________________________________Episode Sponsor: Remote RecruitmentHiring shouldn't be slow, stressful, or expensive. That's why there's Remote Recruitment — the smart hiring partner for modern businesses.They don't just help you find great people. They help you access elite South African talent that's ready to deliver. No PAYE. No NI. No bloated overheads. Just trained, remote professionals who integrate seamlessly into your team.Their process handles everything: sourcing, shortlisting, onboarding, and retention. Fully managed. Fully supported. Fully remote.And now, Remote Recruitments has entered a new chapter. From ops to admin, sales to strategy, we're helping businesses scale smarter with people they trust, at a cost they can afford.Clients have seen:* Up to **60% productivity boosts*** **300% ROI** on BD roles* **30% faster completion** of operational tasksNo overhead burden. No talent shortage panic. Just growth-focused hiring that makes business sense.Remote Recruitment is your flexible hiring solution for the modern era.**RAG Listeners:** Get 5% off your first hire + a free strategy session at www.remoterecruitment.co.uk/rag__________________________________________Episode Sponsor: HoxoEvery recruitment founder is investing in LinkedIn.Spending thousands on Recruiter licences.Building connections. Posting content. Growing networks.But here's the question almost no one can answer:How much revenue is LinkedIn actually bringing into your business?Most founders have thousands of connections but no clear process to turn that attention into cash.That's the problem we solve.At Hoxo, we help recruitment...

#1 Fear in Houston this offseason for these Houston Texans..? Spending in FA..!!

Gift Card Bonanza (0:54) Carson Binda, B.C. Director of the Canadian Taxpayers Federation The Debt Spiral: Paying More to Get Less (8:43) Mike De Jong, Former MLA & Finance Minister Can AI firms be compelled to report online threats? (22:57) Dr. Emily Laidlaw, Associate Professor and Canada Research Chair in Cybersecurity Law at the University of Calgary Policy Whiplash and Global Trade Tensions Fuel Uncertainty in B.C.'s Auto Market (33:11) Blair Qualey, President and CEO of The New Car Dealers Association of B.C. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this third episode of The Narcissism Trap series, we shift from personal validation to legal strategy, exploring why the very word that brought you clarity could be the thing that sinks your court case. We'll look at how judges actually view labels like "narcissist" and why focusing on clinical diagnoses can unintentionally dilute accountability and hand a "gift" to your ex's legal team.

What if the thing that changed someone’s life wasn’t charity — but a purchase? In this episode, Lauren McCann shares the deeply personal story of her brother’s struggles with mental health, addiction, and homelessness — and the $10,000 art purchase that helped spark his transformation. That moment didn’t only restore his confidence, it also inspired Lauren to build Procure Impact, an extraordinary marketplace connecting businesses to mission-driven suppliers such as ones who employ survivors of trafficking, people in recovery, and those returning from prison. You’ll learn why opportunity often works better than intervention, how bottom-up solutions outperform top-down programs, and how your everyday spending decisions can become part of your service journey. This conversation might just change the way you think about helping others.Support the show: https://www.normalfolks.us/#joinSee omnystudio.com/listener for privacy information.

What if the thing that changed someone’s life wasn’t charity — but a purchase? In this episode, Lauren McCann shares the deeply personal story of her brother’s struggles with mental health, addiction, and homelessness — and the $10,000 art purchase that helped spark his transformation. That moment didn’t only restore his confidence, it also inspired Lauren to build Procure Impact, an extraordinary marketplace connecting businesses to mission-driven suppliers such as ones who employ survivors of trafficking, people in recovery, and those returning from prison. You’ll learn why opportunity often works better than intervention, how bottom-up solutions outperform top-down programs, and how your everyday spending decisions can become part of your service journey. This conversation might just change the way you think about helping others.Support the show: https://www.normalfolks.us/#joinSee omnystudio.com/listener for privacy information.

As a budget shortfall forces tough choices at the Idaho State Legislature, leaders are locked in a high-stakes debate over tax cuts, spending priorities and how deep state agency reductions should go.

Sun. February 22, 2026: "Silent Prayer: Spending a 'Desert' Moment with Jesus" -Rev. Anthony Hoangphan, Parochial Vicar

The national railway operator recorded 121 million passenger trips over the nine-day holiday, up 11.5 percent. Goods transported rose by half a percent to over 85 million metric tons. Film box office revenue exceeded 5.7 billion yuan.

China's tourism sector showed strong momentum during the nine-day Spring Festival holiday. The country recorded 596 million domestic trips while domestic tourism spending totaled over 803 billion yuan.

Money isn't the problem—the heart is. In this episode, Costi Hinn walks through what Scripture actually says about possessions, wealth, and when buying crosses the line into sin.

Most org design conversations get forced through a narrow funnel: prove the ROI, justify the spend, make the numbers work. But if work is something most people can't opt out of—and where we spend a huge chunk of our attention and waking lives—then “it pays off” feels like a painfully small standard. This week, Rodney and Sam explore the ethical case for organizational design. They move beyond spreadsheets and profit metrics to ask bigger questions about leadership, power, transparency, compensation, and the human impact of broken systems. What do organizations owe the people who work inside them? Is better workplace design a moral responsibility — not just a financial strategy? -------------------------------- Ready to change your organization? ⁠⁠⁠⁠⁠⁠⁠⁠⁠Let's talk.⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow us: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -------------------------------- Mentioned references: r/antiwork Mihaly Csikzentmihalyi and Flow Target CEO comp package (note: New CEO's comp package is roughly $16m, vs over $70m for the prior CEO in 2020) triple bottom line John Rawls and A Theory of Justice 00:00 Check-In: What's your energy like right now? 04:04 Divorcing doing what's “good work” from ROI 08:16 A “good” experience is the exception rather than the rule 10:06 Protecting yourself isn't “selling out” 15:41 Spending our attention on worthy things 21:35 Leadership vs. worker power disparity is broken 27:31 Ethically designed companies never are publicly traded 31:07 Principles and values of ethical orgs 40:35 Joy at work shouldn't be nickled and dimed 44:35 Idea 1: Don't accept performative change initiatives 47:17 Idea 2: Audit your existing principles and values 48:35 Idea 3: Don't let leadership gaslight you into conforming 50:33 Wrap up: Leave us a review and share the show with a friend Sound engineering and design by Taylor Marvin of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Coupe Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Andy and Randy talk about Ronald Acuna Jr. watching a big hit fall short of the wall and only getting a single, and some of the early observations from Braves Spring Training.

Illinois Gov. JB Pritzker unveiled the final budget address of his second term, proposing a $56 billion plan that largely maintains the status quo while navigating federal funding cuts and rising costs. The budget includes targeted tax increases on social media companies and modest growth for education and pensions. STLPR Metro East reporter Will Bauer breaks down the speech and Pritzker's priorities.

Don't get to the end of this year wishing you had taken action to change your business and your life.Click here to schedule a free discovery call for your business: https://geni.us/IFORABEDon't miss an upcoming event with The Institute: https://geni.us/InstituteEvents2026Shop-Ware gives you the tools to provide your shop with everything needed to become optimally profitable.Click here to schedule a free demo: https://info.shop-ware.com/profitabilityTransform your shop's marketing with the best in the automotive industry, Shop Marketing Pros!Get a free audit of your shop's current marketing by clicking here: https://geni.us/ShopMarketingProsShop owners, are you ready to simplify your business operations? Meet 360 Payments, your one-stop solution for effortless payment processing.Imagine this—no more juggling receipts, staplers, or endless paperwork. With 360 Payments, you get everything integrated into a single, sleek digital platform.Simplify payments. Streamline operations. Check out 360payments.com today!In this episode, Lucas and David are joined by Tyler Wonderlic from Steer and AutoOps. Tyler explains the value of a CRM for shop owners, emphasizing its role in centralizing customer communication and improving retention. David shares his frustrations with customer miscommunication and online reviews, sparking a conversation about managing reputation and crafting thoughtful responses. Lucas and Tyler also discuss the importance of segmenting customer experiences to meet diverse expectations.00:00 "Realizing Athletes Are Kids"09:11 "Save $1,300 or Time?"12:24 Steroid Loopholes Exploited by Chemists20:41 "Bad Reviews, Full Parking Lots"24:36 Learning from Criticism Strategically26:42 "CRM Value and Subscriptions"35:58 "Customizing CRM for Business Goals"41:09 "Challenges with Accurate Data Analysis"43:04 "Customer Service Expectations Rant"51:51 "David's Family and Loss"57:35 "Balancing Service and Spending"59:34 "iPhone Over Safety Concerns"

Shoot us a Text.Episode #1276: The 2026 dealer census shows fewer franchise points but stronger per-store sales. Tesla resale values rise while other EVs slide post-tax-credit. And consumers are shifting away from big-ticket purchases, focusing instead on repairs, durability and value.The latest Automotive News dealer census shows a network that's slimming down—but getting stronger. As OEMs right-size their footprints, throughput is climbing and single-brand stores are on the rise.The U.S. starts 2026 with 18,300 dealerships—just 11 fewer than last year—but total franchise points dropped 1.5% to 29,387.Exclusive, single-brand stores rose 1.2% to 13,351 locations as automakers continue network consolidation strategies.Buick (-20%), Lincoln (-9.9%) and Jaguar (-25%) all shrank networks intentionally, boosting per-store performance in the process.Average franchise throughput across the industry climbed 4.1% to 532 vehicles in 2025, with Toyota leading at 1,736 units per store, up 8%.19 brands improved throughput in 2025 — but 24 saw declines, including 12 brands down more than 10%. As networks shrink, the gap between healthy franchises and struggling ones is widening fast.When the $7,500 EV tax credit disappeared, most used EV prices fell. Except Tesla. While mainstream electric models lost value and OEMs started discounting hard, Tesla resale prices actually climbed — changing the whole picture.Used Tesla prices rose 4.3% since the credit ended, while other used EVs dropped an average of 3.6%.Because Tesla makes up such a big slice of the market, overall used EV prices actually rose 3.5% — but that's a bit of a mirage.Lower-cost EVs like the Kona Electric, ID.4, Niro EV and Mach-E all lost around 5–6% in just a few months. The Porsche Taycan was the only non-Tesla model to see a price increase, at 4.1%Used EV market share fell 20% in four months, suggesting mainstream buyers aren't rushing in — even with heavy new-EV discounts.Consumers are still spending — just not on the big stuff. Higher interest rates and tight housing turnover pushed shoppers towards smaller upgrades and essential repairs in 2025 — a trend expected to continue through 2026.Spending slowed across income groups late in 2025, especially households under $40K and over $150K.Large discretionary purchases like furniture and mattresses slowed sharply, while décor, kitchen items and maintenance held up.Home improvement spending softened for a third straight year but remains above pre-pandemic levels.Today's show is brought to you by ESi-Q. ESi-Q measures employee satisfaction and provides actionable insight into what's Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Veronique de Rugy of the Mercatus Center explains how bipartisan spending on entitlement programs like Social Security and Medicare drives national debt, arguing that American consumers, not foreign nations, primarily bear the economic burden of tariffs. 141908 NYSE

In this episode of our weekly gaming podcast, Game Informer's Kyle Hilliard reviews God of War: Sons of Sparta, a new 2D metroidvania that Mega Cat Studios and Sony Santa Monica released during last week's PlayStation State of Play. Unfortunately, it's an underwhelming title. Kyle then explains why he spent $99 USD on Nintendo's Virtual Boy rerelease and what it's like experiencing the headset's strange catalog of games on the Switch 2.Later in the show, Eric Van Allen dives into Paranormasight: The Mermaid's Curse, a mystery adventure about a cursed Japanese seaside town that has impressed him. Finally, Alex Van Aken shares his thoughts on the rock-climbing simulator Cairn and how it's an excellent example of how games can uniquely tell stories.The Game Informer Show is a weekly podcast covering the video game industry. Join us every Friday for chats about video game reviews, news, and exclusive reveals alongside Game Informer staff and special guests from around the industry.Buy Game Informer Magazine: https://gameinformer.com/subscribeFollow our hosts on social media:Alex Van Aken (@itsVanAken)Kyle Hilliard (@kylehilliard)Eric Van Allen (@seamoosi)Jump ahead using these timestamps:00:00 - Intro03:31 - God of War: Sons of Sparta Review17:44 - Nintendo Virtual Boy on Switch 230:22 - Paranormasight: The Mermaid's Curse44:59 - Cairn is Excellent

Welcome back to Impact Theory with Tom Bilyeu! In today's episode, Tom and co-host Drew dive deep into some of the most pressing and controversial issues shaping our world right now—from New York City's fiscal chaos and skyrocketing housing prices to the unexpected ripple effects of government spending and regulation. Together, they break down the math behind budget increases, expose the realities of property tax hikes, and critique the tough choices involving pensions and social services. But the conversation doesn't stop there. Tom and Drew unpack the social and cultural shifts driving young people toward socialism, explore the global consequences of weak leadership and “suicidal empathy,” and even examine headline-grabbing stories like the casting controversy around Joan of Arc and the shadowy mysteries of the Epstein files. Expect hard-hitting insights, candid opinions, and plenty of humor as they question the status quo, challenge mainstream narratives, and urge listeners to stay informed and seek accountability. Tune in for a raw, thought-provoking journey into economics, politics, culture, and technology—plus, find out why Tom thinks Japan's approach to storytelling might just be the secret ingredient Hollywood needs. If you care about the future of society and want to hear bold perspectives on everything from AI safety to government transparency, this is an episode you won't want to miss. What's up, everybody? It's Tom Bilyeu here: If you want my help... STARTING a business: join me here at ZERO TO FOUNDER:  https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20show SCALING a business: see if you qualify here.:  https://tombilyeu.com/call Get my battle-tested strategies and insights delivered weekly to your inbox: sign up here.: https://tombilyeu.com/ ********************************************************************** If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you. ********************************************************************** FOLLOW TOM: Instagram: https://www.instagram.com/tombilyeu/ Tik Tok: https://www.tiktok.com/@tombilyeu?lang=en Twitter: https://twitter.com/tombilyeu YouTube: https://www.youtube.com/@TomBilyeu Quince: Free shipping and 365-day returns at https://quince.com/impactpodShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impactKetone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription orderIncogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impactBlocktrust IRA: Get up to $2,500 funding bonus to kickstart your account at https://tomcryptoira.comAquaTru: 20% off your purifier with code IMPACT https://aquatru.com Netsuite: Right now, get our free business guide, Demystifying AI, at https://NetSuite.com/TheoryPique: 20% off at https://piquelife.com/impact Cape: 33% off your first 6 months with code IMPACT at https://cape.co/impact Plaud: Get 10% off with code TOM10 at https://plaud.ai/tom New York City budget, property tax hike, rent freeze, pension costs, social services spending, Democratic socialism, taxation, millionaire exodus, population growth, government spending, housing affordability, home prices, mortgage rates, real estate regulation, zoning restrictions, supply and demand, regulatory costs, Federal Reserve, deficit spending, AI safety, government regulation, authoritarianism, Palantir, Anthropic, Epstein files, impeachment, 9/11 conspiracy, voter ID, Japanese culture, race-swapping in movies, Joan of Arc Learn more about your ad choices. Visit megaphone.fm/adchoices