Podcasts about spending

Surprising good economic news as Americans head into the holiday season — what our shopping habits reveal about the state of the economy, and what the pundits are missing.Then, a sobering turn: the murder of a National Guard member in Washington, D.C., allegedly at the hands of a radicalized Afghan migrant. Stigall digs into the facts, the policy failures, and the political implications of a story that’s shaking the capital.An enormous scandal for Democrats in Minnesota and Tim Walz specifically as his own government is blaming him for the billion-dollar fraud. Stigall explains. Next, the GOP’s growing pressure on affordability. With cost-of-living frustrations boiling over, Republicans are scrambling to address the issue — and Stigall explains why this moment matters more than the usual election-year noise.We also cover President Trump’s escalating clash with Democrats over his approach to narco-terrorism in waters to America’s south — a fight that blends national security, geopolitics, and election-season theater.Finally, a provocative cultural question: Are Christians being manipulated by “toxic empathy”? We explore what the term means, how it shows up in politics and the church, and whether compassion is being weaponized. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

4/4. Climate Pragmatism and Denial of Renewable Energy Constraints — Terry Anderson (Editor) — Andersonhighlights Bjorn Lomborg's "climate pragmatism" framework, which advocates rational spending prioritizing immediate human needs rather than attempting to arrest climate change through technological transformation. Anderson confirms that genuine market adaptation is actively occurring, citing declining real estate valuations in storm-surge vulnerable areas of Dade County. Anderson asserts that political objectives, including achieving carbon neutrality or total renewable energy dependency, demonstrate "total denial" of the vast and insurmountable physical limitations inherent in current renewable energy technology and infrastructure capacity. 1862

The Spirit World is Already Here by Autumn Dickson We have the opportunity to read two revelations this week. Despite the different times in which they were given, the two revelations were placed together in the Doctrine and Covenants, and they hold more power in that manner. The first recorded vision was received by Joseph Smith, and the second recorded vision was given to Joseph F. Smith. I want to share a couple of verses from the section given to Joseph F. Smith regarding the spirit world. Doctrine and Covenants 138:22-24 22 Where these (the wicked, unrepentant, rebellious) were, darkness reigned, but among the righteous there was peace; 23 And the saints rejoiced in their redemption, and bowed the knee and acknowledged the Son of God as their Redeemer and Deliverer from death and the chains of hell. 24 Their countenances shone, and the radiance from the presence of the Lord rested upon them, and they sang praises unto his holy name. These verses talk about the spirit world on the other side of the veil. It gives us a glimpse into what life holds depending on how you chose to live your life and how those choices affected who you became. Taking the time to imagine what it will be like is powerful, especially when you've lost someone you love. But rather than read it from the perspective of the spirit world, I want you to read it again as if it's speaking about where we dwell now. Despite its insight into the spirit world, it can also be a very accurate description of the mortal life we're living in. In the fallen mortality where we dwell, there are people who want nothing to do with the Savior and His gospel. There are many who want the exact opposite of what He stands for and believe the Savior to be oppressive. In those specific places and hearts, darkness reigns. God doesn't necessarily send darkness or make their world terrible; it's what they've invited into their lives. Important tangent here. This gets slightly tricky because I don't believe all non-Christians are dark people. Rather, I believe that at any given moment, we are inviting or shunning darkness. There are a lot of people who accept so much of Christ's gospel even if they do not yet accept Him personally. They have invited portions of light into their lives by living their lives in a Christlike manner. So not immediately accepting Christ doesn't mean you live in utter darkness and allow it to reign over you. I do believe they're missing out on light, but that doesn't mean I assume they are voluntarily inviting darkness to rule their lives. Let's keep going on with reading the description of the spirit world and mortality.. So there are people who don't want Christ and voluntarily shun Him. They want the darkness. They like it. They don't see any reason to change. In other places, sometimes very nearby, there are Saints who are living in the same space but find themselves rejoicing in their redemption. They love the Savior and trust Him. They acknowledge Him and worship Him. Then, of course, there is a whole spectrum between these groups of people. Even on that spectrum, we're finding ourselves moving back and forth depending on what we're inviting and focusing on. Despite the fact that we can find people all along that spectrum, I want to bring your attention to one other grouping: there are Saints who are trying to live the gospel but still have not found the reason to rejoice. They don't always feel hope or peace. They don't feel the radiance of the Lord shining down on them. We believe in Christ and the gospel, but have we found salvation? We read this in Alma. Alma 34:31 Yea, I would that ye would come forth and harden not your hearts any longer; for behold, now is the time and the day of your salvation; and therefore, if ye will repent and harden not your hearts, immediately shall the great plan of redemption be brought about unto you. Immediately. Not just in the spirit world. Immediately. If you truly find Christ, the plan of redemption is brought immediately. Today can be the day of your salvation if you repent and don't harden your heart. Immediately, you can find yourself in the same state as those dwelling in spirit paradise. You can rejoice in the Redeemer who freed you from hell and any aspects of it that you may still be clinging to. The radiance of the presence of the Lord can shine upon you. If you do not yet feel these aspects of salvation, I have a small warning for you. Dying and going to the other side does not immediately bring about those feelings. Dying has very little to do with it. Experiencing spiritual paradise stems from your relationship with Christ. Dying happens somewhere along the way for good reason, but experiencing salvation doesn't necessarily wait for death. It's just waiting for you. When was the last time you let yourself rejoice in Christ? When was the last time you chose to trust Him so deeply that it swallowed up your pain and carried it for a while? When was the last time you chose gratitude for His promises even if you couldn't choose gratitude for what was directly going on in your life? Spiritual paradise is a choice, not just a destination on the other side. What happens there is just a continuation of what happens here. You don't change on the other side unless you go through the same process of changing that you have to experience on this side. I love the verse from Alma 34 because it doesn't say, “Follow the Law of Moses perfectly and then you will experience salvation immediately.” It says, “Repent and soften your heart and then you will experience salvation immediately.” Change! Soften! Trust! He loves you and is mighty to save. When you find it within yourself to say, “I'm going to try putting weight on these promises,” you'll find solid ground. Even if everything comes to disaster in mortality, there is solid ground in Christ. I testify that trusting Christ and taking Him at His word was one of the most joyful decisions I ever made. Though I obviously fluctuate in that trust as I move about life, continually spending time with Him every day has made that trust more consistent. Spending time with Him every day has forced me to remember His promises. As I've moved about my daily life and run into new challenges and all of the pitfalls of mortality, I have found rejoicing alongside my pain. It didn't come from living the gospel more perfectly; it came from trusting Him more perfectly. I testify that spirit paradise or allowing darkness to reign are choices we make on a daily basis; they're not just destinations in the spirit world. I testify that the day of your salvation, the day you find rejoicing in Christ, can be today, and you don't even have to die in order to find it. You just have to trust. Autumn Dickson was born and raised in a small town in Texas. She served a mission in the Indianapolis Indiana mission. She studied elementary education but has found a particular passion in teaching the gospel. Her desire for her content is to inspire people to feel confident, peaceful, and joyful about their relationship with Jesus Christ and to allow that relationship to touch every aspect of their lives. Autumn was the recipient of FAIR's 2024 John Taylor Defender of the Faith Award. The post Come, Follow Me with FAIR – Doctrine and Covenants 137–138 – Part 1 – Autumn Dickson appeared first on FAIR.

Click here to work with us! Many retirees enter their golden years with the goal of financial security, but what if the biggest risk isn't running out of money—it's not spending enough of it? A surprising new study reveals that retirees are withdrawing just 2% a year from their savings—barely half of what's traditionally considered safe. This cautious approach might seem responsible, but it often leads to unnecessary frugality, missed experiences, and larger-than-expected tax burdens later in life. The hesitation to tap into personal savings, even when there's plenty available, raises an important question: What's stopping retirees from spending with confidence? Research shows that retirees feel much more comfortable spending guaranteed income from sources like Social Security and pensions while being reluctant to withdraw from their own investments. This behavioral tendency can leave money unspent for decades, only to be forced out later through required minimum distributions (RMDs) that create tax inefficiencies. Meanwhile, large inheritances often arrive too late to make a meaningful impact on the next generation. Rethinking the 2% mindset means understanding what keeps retirees locked into ultra-conservative spending habits and finding ways to turn savings into income that feels reliable. A simple shift—such as automating monthly withdrawals or adjusting expectations around financial security—can open the door to a more fulfilling retirement. The money was saved to be spent, and spending it well can be just as important as saving it wisely. Spending too little can be just as costly as spending too much. With the right approach, retirees can enjoy their wealth now while keeping future financial security intact. Resources & People Mentioned The Retirement Podcast Network David Blanchett – Head of Retirement Research at PGIM DC Solutions Michael Finke – The American College of Financial Services Die With Zero by Bill Perkins – Book on intentional retirement spending Connect with Benjamin Brandt Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Subscribe to the newsletter: https://retirementstartstodayradio.com/newsletter Work with Benjamin: https://retirementstartstoday.com/start Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement  

This episode digs into Proverbs 1, God's timing, and the surprising ways wisdom shows up—sometimes in the form of perfectly toasted Ezekiel bread. If you're searching for biblical wisdom, practical faith lessons, and a story proving that God hears even your carb-related desires, this Proverbs 1 breakdown is for you.Picture this: I'm sitting there, gearing up to dive into Proverbs 1, doing my best to look wise… and then Brooklyn pushes open the door like a breakfast superhero holding the exact thing I mentioned wanting yesterday—Ezekiel bread, toasted, buttered, warm, and absolutely on time. Day = made.Proverbs 1 reminds us that God hears us and invites us to voice our desires—not because He needs the reminder, but because we do. That way, when the blessing shows up (even in toast form), we know exactly where it came from.If you want wisdom, instruction, understanding, insight, prudence, righteous behavior, knowledge, discretion, discernment, guidance, and the ability to interpret the parables and riddles of the wise—Proverbs is your daily bread. Spending time with God is the foundation, the starter, the sourdough of spiritual life.And heads up: foolishness is coming. Slowly. Predictably. Like every villain in every movie running in slow motion. Filling up with wisdom now means you'll spot it before it even gets close.And that nagging thought—“Who am I to…?”Yeah, God wants that gone. He hears your desires, big and small, spoken and written, and He delivers them right on time.Just like Brooklyn did—Ezekiel bread, toasted to perfection, butter shining like it was crafted in heaven's test kitchen.Brooklyn, thank you for being a real-life example of God's timing and love in motion.If this episode encourages you, entertains you, or makes you crave toast—even a little—hit that subscribe button and stay locked in. More wisdom, more stories, more VIBE coming your way.

The holidays are meant to be a season of joy, generosity, and gratitude. Yet for many families, the celebrations come with a heavy dose of financial stress—stress that lingers long after the decorations are packed away. Our desire to bless others often leads to spending more than we planned. But it doesn't have to be that way.Recently, we sat down with Neile Simon, Certified Credit Counselor and Director of Strategic Partnerships at Christian Credit Counselors, to talk about how families can give meaningfully, stay within their means, and refocus on what Christmas is truly about.Creating a Realistic Holiday PlanMost people enter the holiday season with the best of intentions. We want to show love, bless others, and create special memories. But somewhere along the way, those intentions can derail.Neile explains that a mix of cultural pressures makes overspending almost effortless: holiday sales, credit card offers at checkout, “buy now, pay later” deals, and social media's endless highlight reels. Before long, the drive to be generous morphs into the belief that we must spend more to prove how much we care.And the consequences last far beyond December—financial stress, increased debt, and a January filled with regret rather than joy. The good news: overspending isn't inevitable. Neile suggests starting early and planning intentionally.1. Decide what you can truly afford. Account for all holiday expenses—gifts, food, travel, entertainment, and even small traditions that add up.2. Set a total spending limit. Let this number guide every decision throughout the season.3. Use cash or debit when possible. “When the money's gone, you're done—and that's okay,” Neile says. This simple boundary protects you from impulse spending.4. If using credit cards, treat them as tools—not the enemy. Used wisely, they can help you track your spending. The key is to stay disciplined and avoid taking on debt you can't comfortably repay.Ultimately, a budget is not a restriction—it's a path to freedom. It helps you enjoy the season without dreading the bill that arrives in January.Meaningful Giving Without OverspendingGenerosity isn't measured by price tags. In fact, the most meaningful gifts are often the simplest.Neile encourages families to focus on personal, relational giving:Handwritten notesHomemade treatsShared experiencesThoughtful, small gifts with clear intentionHer own family keeps gift-giving fun by setting spending limits and doing a white-elephant exchange. “It takes the pressure off,” she says, “and turns gift-giving into shared laughter and memory-making.”When togetherness becomes the priority over possessions, Christmas becomes both more joyful and more affordable.If You're Already in Debt, There's HopeFor families already carrying debt, Christmas can feel like a tug-of-war between generosity and financial reality. Neile offers this encouragement: give within your means—even if it means scaling back.Why? Because responsible giving protects your finances, your peace, and your future.“Think of it this way,” Neile says. “A relaxed, stress-free January is far better than stressing out after overspending in December.”Scaling back isn't failure—it's stewardship. And it models wisdom and faithfulness for your children.Refocusing on the True Meaning of ChristmasAmid the lights, the gifts, and the traditions, it's easy to lose sight of the heart of Christmas.“Christmas is a celebration of Jesus—the greatest gift ever given,” Neile reminds us. When our hearts are centered on Him, love and grace become the focus. Giving within our means allows us to celebrate joyfully, gratefully, and peacefully.And when we spend with purpose—anchored in Christ rather than consumerism—we experience a kind of joy that lasts long after the season ends.Need Help With Debt?If financial stress is weighing you down, Christian Credit Counselors can help. As a nonprofit ministry, they specialize in debt management—not debt consolidation—working directly with your creditors to lower interest rates and help clear the path toward freedom.Learn more at: ChristianCreditCounselors.org/Faith. On Today's Program, Rob Answers Listener Questions:I'm an 84-year-old retired veteran, and my wife is 81. We have a $375,000 mortgage on a $3.2–$3.4 million home, a $140,000 portfolio, a 529 with $55,000, about $100,000 in gold jewelry, $40,000 in Social Security benefits, and $15,000 in credit card debt. We're running out of money and need to tap our home equity. The VA offered a $400,000 loan, but would a HELOC or a reverse mortgage be better? Who can help us make the right decision?We're receiving a $60,000 inheritance and have $10,000 in credit card debt. Should we use some of the inheritance to pay it off, and what should we do with the rest? My husband is disabled, and we're in our 60s—so is investing any of it in the stock market wise? And should we tithe on the inheritance?I'm 65, still working full-time as a caregiver, and have about $900,000 in my 401(k). When should I start Social Security—now or when I retire in May 2026? And how do I know if I have enough saved for retirement, since I'm debt-free and have fairly basic expenses?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsHome Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement by Harlan J. AccolaMovement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On today's podcast episode, we discuss how advertisers are faring amid the current economic backdrop of tariffs, inflation, and a government shutdown; how the digital ad triopoly is changing; and the biggest ad spending milestones this year and in 2026. Join Senior Director of Podcasts and host Marcus Johnson, along with Senior Director of Forecasting Oscar Orozco and Principal Analyst Yory Wurmser. Listen everywhere, and watch on YouTube and Spotify.   To learn more about our research and get access to PRO+ go to EMARKETER.com   Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit: https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com    For a transcript of this episode click here: https://www.emarketer.com/content/podcast-advertisers-continue-brace-impact-how-market-pressures-reshaping-ad-spending-behind-numbers   © 2025 EMARKETER   Campaigns take flight with Viasat Ads. Unlock access to over 250 million passengers annually across leading global airlines, with high-engagement ad formats and real-time delivery. Viasat Ads provides access to a verified audience in a captive environment, so your message reaches passengers when they are ready to  engage. Join their journey with Viasat Ads.

IT'S ON THE BAG•It's a Thanksgiving miracle! •Minor distribution issues, per usual. •Our Corpse Tour re-cap. •The 2026 Angoulême International Comics Festival is on hold! •Would you want a video component to this podcast? •Daily (Wednesday) average transaction total. •Spending money on branded bags, boxes, and tape. •We'll miss you, Linda Pine. •Holiday gift suggestions!   This episode is dedicated to Linda Pine.---------- Contest of Challengers #758 Theme: Adam WarRock (with Mikal kHill) Intro/Outro: James VanOsdol "Patrick" Voices: Richie Kotzen, Christopher Daniels, James Acaster, Sue (Trent's Mom), RJ City, Sebastian Bach, Arune Singh, James VanOsdol "Dal" Voices: James VanOsdol, RJ City, Dalton Castle, Sue (Trent's Mom), Kevin Conroy, Kris Statlander, Skye Blue, Bryce Remsberg, Arune Singh Dal and Patrick Artwork: Daimon Hampton This episode was digitally edited by Cleanvoice. ----------Challengers Comics + Conversation 1845 N Western Ave • Chicago, IL 60647 773.278.0155 • ChallengersComics.com

Using shopping for a quick hit of dopamine is definitely an emotional regulation issue, and trying to fill any empty hole in our soul with stuff is a very deep situation. BUT that's not what this episode is about.  Sometimes, being organized about how we spend money can bring us into reality where we can clearly see how much we spend (if we overspend) or how quickly we make decisions to spend (if we are impulsive with spending) and from there we can make changes. But we have to get organized first so that we can analyze our habits. I'm giving some very easy and quick tips for staying organized and accountable to yourself so that you can spend in a way that won't end up causing you stress or debt. 

Investors start December in the red after a strong November rally. With earnings behind us, focus now turns to the Fed. Plus, President Trump says he's chosen his pick to replace Jay Powell as rate-cut odds rise. And later, Black Friday results show consumers still spending this holiday season. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We have Scotty McCreery answering some fun questions that range from who would be best to play you in a movie and we ask his online shopping habits. Plus, we got into a convo about binging Stranger Things before the season 5 drop

In this episode, we sit down with Dr. Connor Smallwood, owner of Smallwood Eye Associates in Gahanna, OH. Dr. Smallwood has built a practice that empowers his life outside the business. His story is a powerful one. Key Takeaways:Buying an established practice gave him a head start with the patient base especially a base that was loyal. Spending time in the practice by himself allowed the practice to slowly transition before the founder retired.Staff is the engine that makes the practice run. Retaining the staff following the transition was critical. Bringing the staff along on the changes over time made a difference.Despite how successful the practice was, there was significant opportunity to improve aspects of the business. Taking it slow, getting one change right at a time was key to bringing staff and patients along on the journey.Building a business doesn't mean you have to grind all day, every day. While that's certainly an option, building a successful business should empower you to live the life you want to live within and outside the business.Prioritizing opportunities outside the office requires prioritization of processes and efficiency within the office such that you're maximizing both the people and time in the office.What Connor is reading:Wild At Heart by John EldredgePractice Advantage Reading List** Don't miss out on an extra $15 rebate for all commercial VSP Eye Exams this year - with $15 extended through June of 2026, and $10 thru the end of next year! Visit www.pecaaexamrebate.com now!** 

Donald Trump has taken extraordinary actions to redirect or ignore congressional appropriations, from dismantling foreign aid to making the Education Department a ghost town. But how unique are Trump's efforts to avoid spending when he does not favor it? Kevin Angell compares what Congress appropriated to what agencies actually spent over decades, finding that presidents have long moved spending toward their preferences. Even after impoundment controls, presidents found ways of not spending money they never requested from Congress. Trump is more blatant and could be more extreme, but administrations have long used their tools to obtain some power of the purse from Congress.

This could be a record-setting day for online sales. AP correspondent Mike Hempen reports.

Alex is an AI recruiter that autonomously handles phone screens, video interviews, and candidate communications at scale for enterprise talent teams and staffing firms. The company rebranded from Apriora after acquiring alex.com for over half a million dollars—a brand investment that immediately increased word-of-mouth referrals and inbound pipeline. In this episode of BUILDERS, we sat down with Aaron Wang, Co-Founder & CEO of Alex, to discuss achieving seven figures in revenue through founder-led sales in staffing, their "respectful zagging" approach to standing out in a crowded AI agent market, and building toward network effects that could fundamentally reshape talent matching. Topics Discussed Justifying a $500K+ domain acquisition to co-founders and investors Building candidate experience that drives engagement rather than rejection Design decisions around AI avatars versus voice-only interactions Differentiation strategy in marketing: zagging without rage baiting Hiring framework based on incentive understanding and first-principles thinking Market segmentation between staffing firms and corporate TA teams Long-term platform vision leveraging cross-company recruiting data GTM Lessons For B2B Founders Quantify intangible asset ROI through pipeline metrics, not brand sentiment: Aaron defended the $500K+ alex.com purchase by tracking "huge increase in word of mouth and inbound, which is obviously directly measurable." The previous name Apriora created friction in sharing and referrals. With enterprise contract sizes, removing pronunciation and memorability barriers has concrete pipeline impact. The domain also functions as a balance sheet asset. Founders should evaluate premium domains against customer acquisition cost and deal velocity, not abstract brand value. Extract vertical-specific insights before horizontal expansion: Alex reached seven figures in staffing revenue exclusively through founder-led sales before entering corporate TA. Aaron noted they had "a few key insights into what made staffing particularly relevant as a market." This concentrated approach allowed them to refine product-market fit and build referenceable customers in one segment. Only after achieving clear traction did they expand strategically to corporate TA. Founders should resist premature market expansion—depth in one vertical provides the learnings needed for successful adjacency moves. Structure interviews to surface first-principles thinking across functions: Aaron described having A-player marketers conduct first rounds, then A-player engineers conduct second rounds for the same candidate. This cross-functional approach tests whether candidates can operate from first principles rather than just applying domain playbooks. The key insight: "A players want to work with A players and A players can identify A players. A B player can't identify an A player." Founders should design interview loops that reveal foundational reasoning ability, not just functional competence. Hire for incentive mapping ability over category experience: Exceptional marketers understand "what is incentivizing someone to share or post or like" and how to create mindshare. Aaron emphasized this matters more than HR tech background, citing Vinod Khosla's gene pool engineering concept. You need domain expertise somewhere in the company, but hiring everyone for it dilutes your ability to think differently. Founders should prioritize candidates who demonstrate deep understanding of human incentives and can identify non-obvious differentiation opportunities. Align brand aesthetic with product philosophy to reinforce positioning: Alex deliberately avoided human avatars, choosing nature imagery and green color schemes to make AI feel "grounded" rather than "abstract." This extends their product belief that "bad AI is worse than no AI"—the brand needed to signal reliability and familiarity. Aaron explicitly contrasted this with rage baiting tactics: "not something we're interested in doing." Founders should ensure visual identity and messaging tactics authentically reflect product values rather than chasing engagement metrics that misalign with positioning. Map product roadmap by studying adjacent verticals with faster adoption curves: When discussing category, Aaron compared Alex to Harvey rather than interview intelligence tools. He noted HR tech "tends to lag others" in technology uptake, making legal AI a better predictive model. Just as Harvey expanded from document review to email automation to client portals, Alex views phone screening as "one important, but only one portion of what a recruiter does today." Founders in slower-adopting categories should analyze product evolution in faster-moving verticals to anticipate feature expansion and avoid getting boxed into point solution positioning. //   Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM

April Crawford (Realtor, Alabama) shares how changing one simple thing (investing $500 into advertising her listings with social media videos) resulted in doubling her sales from $8m to $16m in less than a year.

Praise Series - Praise Is The Way Out Of The DarknessPsalm 150 “Praise the Lord! Praise God in his sanctuary; praise him in his mighty firmament! Praise him for his mighty deeds; praise him according to his exceeding greatness! Praise him with trumpet sound; praise him with lute and harp! Praise him with timbrel and dance; praise him with strings and pipe! Praise him with sounding cymbals; praise him with loud, clashing symbols! Let everything that breathes praise the Lord! Praise the Lord!”There is so much power in praising God, and the enemy knows that.  One day, I was talking with some of the ladies in my Encounter class about dryness in prayer and when we feel we are in the darkness.  Have you ever felt like that?  Have you ever felt like you are doing your part, praying to God, and yet you can't feel Him, you can't seem to find Him?  Have you ever felt like He has abandoned you?  You are not alone; this happens to everyone at some point.  We had a speaker at our conference who said that when we feel like God is pulling away, that is not a bad thing; it is actually a good thing.  Damian Stayne said during his talk that when we feel like God is pulling away from us, He is actually just stretching our heart muscle.  If we want to grow in our faith, in our trust, in our love of God, our heart muscles must grow too.  God is helping it to do that by gently pulling away at times and then coming closer.  During a discussion with my friends and classmates, we talked about what we do in the dark times.  One woman said she just had a few days where she felt alone.  In the previous days, she had felt very close to the Lord, and it felt amazing.  Then she entered a few days where she couldn't feel the Lord.  She felt alone.  She said she remembered hearing somewhere that when you are in the darkness, you should praise the Lord.  She decided, even though she didn't feel like it, she would praise the Lord, and in a few days, she came out of the darkness.I may have mentioned this before, but in case you haven't heard it, Mother Teresa was known for her love of Jesus.  She had a very personal, intimate encounter with Jesus on a train once, and it fortified her faith beyond words.  She loved Him.  When others met her, just by being around her, they came to love Jesus too.  Her love for Jesus was overflowing.  Mother Teresa also went through a dark time.  She would go into prayer time, and she couldn't pray; she didn't feel God anywhere.  There were times when she questioned if He existed.  She knew He did, because she had seen Him, yet she didn't feel as if He existed.  This dark period for her wasn't just a year or two; I believe it was more like 50 years.  I saw one place online that said, “For nearly 50 years, Mother Teresa endured what the church calls a 'dark night of the soul' — a period of spiritual doubt, despair, and loneliness that many of the great mystics experienced, her namesake St. Therese of Lisieux included.”Can you imagine that?  Fifty years of spiritual doubt, despair, and loneliness, and those around her did not know.  She did share this information with her spiritual director, but most of those around her would have said she was a happy person, so full of the Light of God.  She smiled often and spread God's joy to many others.  It makes me sad to think she didn't have that joy inside of her.  I pray that none of you listening to this podcast have to endure 50 years of suffering as she did.  You will probably have to endure some times of darkness, times when you feel lonely, you think God has abandoned you, and so on.  When this happens, remember this episode and praise God through it.I believe that praising God more is the answer to so many questions. It is the solution to so many of our problems.  I was praying one time while I was out for a run, and I asked God to tell me what I was doing that was different than others.  I asked Him to tell me why I was able to have such a deep trust in Him, and I really felt like He said it is because I praise Him so much.  I love to listen to praise and worship music.  Ever since I discovered Christian music, I have been in love with it and listen to it whenever I get the chance. Spending all this time praising God has definitely increased my faith. I have also had a practice of daily (or as close to daily as I can get) gratitude.  This has really made a difference, too.  I think both of these help train my mind and keep it focused on the things that are important.  They keep pointing me back to Jesus.If you find yourself enduring what the church calls the “Dark night of the soul,” try praising God through it.  I don't know a lot about the “Dark Night of the Soul,” but I don't think it is typical for it to last as long as it did for Mother Teresa of Calcutta.  I believe Damian said his lasted about 10 years.  However, you can also have dark periods of isolation that last just a few days, as my friend had a few weeks ago.  The timing of it all is up to God.  God has a purpose for this period of isolation, and only He knows when it has done its job.  I don't know that praising God while you are in the Darkness will get you out of the darkness any faster because God has His own timing.  I do believe that it will help you endure the darkness better.  I believe praising God is a great way to step outside your thoughts and focus on Him and all He has done for you.  I am going to read Psalm 150 to you again so you can hear the intensity with which the author of Psalm believes in praising the Lord.  I think the words of the Psalm are the best words to leave you with today.“Praise the Lord! Praise God in his sanctuary; praise him in his mighty firmament! Praise him for his mighty deeds; praise him according to his exceeding greatness! Praise him with trumpet sound; praise him with lute and harp! Praise him with timbrel and dance; praise him with strings and pipe! Praise him with sounding cymbals; praise him with loud, clashing symbols! Let everything that breathes praise the Lord! Praise the Lord!”Dear Heavenly Father, I ask you to bless all those listening to this episode today. Lord, we want to praise you and love you forever.  Lord, we ask that you be with everyone, even those going through that dark night of the soul.  I pray that you give them the strength they need to make it through to the other side.  We know that on the other side of that darkness is light.  We know it is not just light, but also growth and new treasures that you have for us on the other side.  We thank you, Lord, you are truly remarkable.  We know you never abandon us, and we love you for it!  We love you, Lord, and we ask all of this in accordance with your will and in Jesus' holy name, Amen.Thank you so much for joining me on this journey to walk boldly with Jesus.  I look forward to spending time with you again tomorrow.  Remember, Jesus loves you just as you are, and so do I! Have a blessed day!Today's Word from the Lord was received in July 2025 by a member of my Catholic Charismatic Prayer Group. If you have any questions about the prayer group, these words, or how to join us for a meeting, please email CatholicCharismaticPrayerGroup@gmail.com. Today's Word from the Lord is, “Resting is the word, from your worries, from your thoughts, from your concerns. Rest. All is well. Trust. Know that I am the Great I Am of all things. So rest.”  www.findingtruenorthcoaching.comCLICK HERE TO DONATECLICK HERE to sign up for Mentoring CLICK HERE to sign up for Daily "Word from the Lord" emailsCLICK HERE to sign up for my newsletter & receive a free audio training about inviting Jesus into your daily lifeCLICK HERE to buy my book Total Trust in God's Safe Embrace

In this episode, we tackle the pressing issues surrounding fraud in government welfare programs, particularly focusing on the alarming cases in Minnesota involving Somali immigrants. We also discuss the inefficiencies in the U.S. government's management of benefits, including the shocking revelation of SNAP benefits being issued to deceased individuals. Our guest, Erika Donalds, sheds light on educational reforms and the impact of teachers' unions on the school system. Plus, we dive into health topics with Dr. Chad Walding, who discusses the benefits of collagen and the dangers of lab-grown meat. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Vance & co hate Europe because...... Hosted on Acast. See acast.com/privacy for more information.

One of the two National Guard members allegedly shot by an Afghan man in Washington, D.C. has died. In response, President Trump says he wants to permanently suspend immigration from certain countries.With the holiday season in full swing, consumer confidence in the U.S. has dropped to its lowest level in months. Yet, despite these worries about the economy retail sales this holiday season are expected to top $1 trillion for the first time.Want more comprehensive analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Gerry Holmes, Julia Redpath, Emily Kopp, HJ Mai and Alice Woelfle.It was produced by Ziad Buchh, Nia Dumas and Kaity Kline. We get engineering support from Andie Huether. Our technical director is Stacey AbbottAnd our Executive Producer is Jay Shaylor.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Just in time for Thanksgiving, Jimmy Duncan is home with his family after a judge vacated his 1st degree murder conviction and released him from prison this week. Duncan was set to die for the rape and drowning death of a 23-month-old girl, whose mother now believes died accidentally, and not at the hands of her ex-boyfriend. Amy and T.J. go over the allegations of prosecutorial misconduct that set Duncan free and his fight to be fully exonerated. See omnystudio.com/listener for privacy information.

Just in time for Thanksgiving, Jimmy Duncan is home with his family after a judge vacated his 1st degree murder conviction and released him from prison this week. Duncan was set to die for the rape and drowning death of a 23-month-old girl, whose mother now believes died accidentally, and not at the hands of her ex-boyfriend. Amy and T.J. go over the allegations of prosecutorial misconduct that set Duncan free and his fight to be fully exonerated. See omnystudio.com/listener for privacy information.

Just in time for Thanksgiving, Jimmy Duncan is home with his family after a judge vacated his 1st degree murder conviction and released him from prison this week. Duncan was set to die for the rape and drowning death of a 23-month-old girl, whose mother now believes died accidentally, and not at the hands of her ex-boyfriend. Amy and T.J. go over the allegations of prosecutorial misconduct that set Duncan free and his fight to be fully exonerated. See omnystudio.com/listener for privacy information.

In this week's Mailbag, we're taking questions about Pitt's seniors, how we would spend $10 million and some of the Panthers' most impressive streaks. All that and more in this week's Morning Pitt Mailbag.

“We love because He first loved us.” — 1 John 4:19Those six simple words form the foundation of all Christian generosity. Every act of love, every gift we offer, every step of obedience begins with what God has already given to us. We don't start by giving—we start by receiving.In this spirit, Sharon Epps, President of Kingdom Advisors, joined us for a meaningful conversation on the often-overlooked generosity of the women who financially supported Jesus. Their story, found in Luke 8, gives us a powerful picture of what grateful, gospel-shaped giving looks like.Women Who Supported JesusLuke 8 opens with a glimpse into Jesus' ministry on the move:“Soon afterward he went on through cities and villages, proclaiming and bringing the Good News of the Kingdom of God… and also some women… Mary called Magdalene… Joanna, the wife of Chuza, Herod's household manager, and Susanna, and many others, who provided for them out of their means.”  — Luke 8:1–3These women formed part of Jesus' traveling ministry team, and Scripture highlights an astonishing truth: they provided for Jesus and His disciples out of their own resources.Among them was Joanna, a woman of high social standing and significant wealth. As the wife of King Herod's household manager, she lived with privilege—but Scripture also tells us she was once spiritually and physically broken. Jesus healed her, and her generosity flowed from that transformation.Receiving Always Comes Before GivingBefore Joanna gave to Jesus, she received from Jesus.Sharon points out that Luke intentionally includes this detail: these women had been healed—spiritually, emotionally, or physically—before they supported Jesus' ministry. It reminds us that money alone can't solve the deepest problems of the heart. We all begin our stewardship journey by receiving.At the most basic level, every good thing in our lives is a gift from God:The breath in our lungsThe abilities we developThe resources we holdThe love we experienceAs Paul writes in 1 Corinthians 4:7, “What do you have that you did not receive?” The answer is nothing.Giving, then, is designed to be a response—a natural overflow of gratitude.Joanna's Love for JesusJoanna's story doesn't end in Luke 8. We meet her again in Luke 24 at the empty tomb, heartbroken and confused, until the angels remind her of Jesus' words. Joanna becomes one of the first witnesses of the resurrection, running with Mary Magdalene and Mary, the mother of James, to tell the apostles.Her pattern is clear: She received from Jesus. She loved Jesus. And she gave to honor Jesus. Her generosity was not transactional—it was relational. It was the fruit of a transformed life.Generosity as a JourneySharon suggests that generosity is never a one-time event—it's a journey. As our relationship with Christ deepens, our giving naturally grows. Joanna shows us what sacrificial generosity looks like when it springs from grateful love.To make this practical, Sharon shared three questions she's been asking herself—questions all of us can ask:1. What do I need to recognize as a gift from Christ before I can give generously?Do I see what's in my hands as mine—or as His?2. Is my giving safe or sacrificial?Does my generosity reflect comfort… or love?3. What does my current giving say about how well I've received?Giving reveals the condition of the heart.These questions invite us into deeper intimacy with Jesus, because generous living always begins with grateful receiving.Becoming Conduits of Christ's LoveJoanna's life encourages us to see generosity not as a duty but as a joyful response to God's grace. As Sharon put it, her prayer—and ours—is to “receive so well that we become conduits of Christ's love through generosity.”May we, like these remarkable women, offer our resources, time, and lives with open hands—recognizing that every gift we give begins with the gift we've already received in Christ.On Today's Program, Rob Answers Listener Questions:I'm considering taking 72(t) withdrawals from my 401(k) in a couple of years as I retire and begin consulting. Should I plan on withdrawing around 5% annually, and if so, should I keep the money invested in stocks to aim for the usual 9–11% returns?My husband and I need about $8,000 and are debating whether to pull it from my 403(b), use benefits from his part-time retirement job, or tap a small annuity worth $3,000–$4,000. We want to pay off some credit cards and finish a car loan with three months left. What's the best source to use?We inherited enough money to either pay off our mortgage or cover about three-quarters of our daughter's student loan. The amounts are similar, and our mortgage is mostly principal now. I'm 61. Which payoff makes the most sense?I started my Social Security retirement benefits at age 70 this June. My younger husband reaches full retirement age next July. Can he take a spousal benefit equal to half of mine until he reaches FRA and then switch to his own higher benefit?I'm getting remarried, but my fiancée would lose nearly $1,500 in Social Security benefits she currently receives. Is there any way to avoid losing that benefit once we marry?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week, it's all about Black Friday - the name, the toys, the violence.

With Megxit, the death of Queen Elizabeth II, two cancer diagnoses, and now the ejection of Prince Andrew, there has been something of a Royal reckoning in recent years.So is the monarchy losing its grip - and the public's support? Camilla is joined by seasoned Royal reporter Robert Jobson to discuss the state of the modern monarchy.He reveals the details of the late Queen's angry phone call with Prince Harry over money; his interaction with Fergie on Mount Everest; and why Prince William refuses to wear a kilt.We want to hear from you! Email us at thedailyt@telegraph.co.uk or find @dailytpodcast on TikTok, Instagram and X► Sign up to our most popular newsletter, From the Editor. Look forward to receiving free-thinking comment and the day's biggest stories, every morning. telegraph.co.uk/fromtheeditorProducers: Lilian Fawcett and Georgia CoanSenior Producer: John CadiganVideo Producer: Will WaltersStudio Operator: Meghan SearleExecutive Producer: Charlotte SeligmanSocial Producer: Nada AggourEditor: Camilla Tominey Hosted on Acast. See acast.com/privacy for more information.

In the 178th episode of Kitces and Carl, Michael Kitces and client communication expert Carl Richards discuss why many retirees struggle to spend the money they spent a lifetime saving—and how advisors can help. For full show notes, see kitces.com and thesocietyofadvice.com.

Happy Thanksgiving! As you gather with family and friends today, we hope your hearts are filled with gratitude to God for His many blessings. While Thanksgiving is a treasured tradition for us, its roots stretch back more than 4 centuries. Who gathered at that first feast in 1621? Why were they there? And what exactly were they giving thanks for?Let's take a closer look at the remarkable story of the Pilgrims—one of enduring faith, sacrifice, and God's gracious provision.Who Were the Pilgrims?Most of us learned in grade school that the Plymouth Colony—located in present-day Massachusetts—was founded in 1620 by a group we know as the Pilgrims. These settlers, also called Separatists, longed to break away entirely from the Church of England, believing it had drifted from biblical teaching. Their commitment to worship according to Scripture set them on a courageous journey toward religious freedom.Nearby, the Puritans would establish the Massachusetts Bay Colony in 1630. While they shared many beliefs with the Pilgrims, their approach differed. The Puritans remained within the Church of England, seeking to reform it from within. Though their strategies diverged, the stories of these two groups are deeply intertwined in the early chapters of American history.The Pilgrims faced significant persecution in England for worshiping outside the established church. Holding fast to the Bible as their ultimate authority made them targets. In 1609, seeking refuge, they fled to Leiden, Holland. Yet even there, challenges persisted—some were arrested, and the freedom they sought still felt out of reach.Recognizing Europe would not offer the spiritual liberty they longed for, they made a bold and costly decision: to sail to the New World. About 120 men, women, and children boarded the Mayflower. While some passengers—known as “adventurers”—joined the voyage for economic opportunity, the Pilgrims' primary aim was clear: to worship freely and build a life rooted firmly in their faith.Hardship Upon ArrivalTheir journey across the Atlantic was long and brutal. Delays meant they arrived in November—not summer—leaving no time to plant crops. That first winter, remembered as “the starving time,” was devastating. Nearly half the group died from disease and lack of food.Still, in God's providence, the Pilgrims formed a gracious relationship with local Native Americans. A Native American named Squanto—who had learned English years earlier—became a critical ally. He taught them how to plant corn, where to fish, and how to survive in an unfamiliar land. His guidance helped bring the colony through that difficult first year.With Squanto's help, the Pilgrims planted crops in the spring of 1621 and harvested enough that fall to sustain their small community. To honor God for His provision, they invited their Native American neighbors to join them in a feast of thanksgiving.By that point, only 22 men, four married women, and 25 teenagers and children remained from the original group. Their guests nearly doubled the gathering, bringing food and friendship—resulting in what may have been America's first potluck meal. Together, they celebrated survival, provision, and the kindness of God expressed through unexpected relationships.A Legacy of FaithYears later, Plymouth's longtime governor, William Bradford, reflected on their experience in Of Plymouth Plantation, quoting Hebrews 11:13–16 to describe the Pilgrims' faith:“All these people were still living by faith when they died… They were looking for a country of their own… longing for a better country—a heavenly one. Therefore God is not ashamed to be called their God, for He has prepared a city for them.”For the Pilgrims, this passage captured the heart of their journey. They understood that their true home was not a piece of land or a colony—they belonged to God. Their courage, perseverance, and gratitude were expressions of that eternal hope.As we celebrate Thanksgiving today, may we remember this story of faith under pressure, resilience in hardship, and gratitude rooted in God's unwavering provision. The freedoms we enjoy—especially the freedom to worship—come through the sacrifices of those who came before us.From all of us at FaithFi, we wish you a warm, joyful, and grace-filled Thanksgiving. May your day be filled with gratitude for God's goodness and confidence in His faithful care.On Today's Program, Rob Answers Listener Questions:My question is about the so-called ‘Dollar 2.0' and the new S.1582 bill. How might this impact our currency? I'm retired and concerned about my savings.My dad recently passed away and left me and my siblings money in an IRA. We're being told we need to set up inherited IRAs to receive it. What exactly is an inherited IRA, and is that our only—or best—option?I run a construction company and also helped start a nonprofit. Can I legally pay myself a salary from the nonprofit? And can the nonprofit hire my construction company for its projects?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of The Profit Cleaners Podcast, Brandon Schoen and Brandon Condrey break down the five most costly mistakes they made while building San Diego Green Clean into a $5 million brand. From early pricing errors to hiring missteps and missed systemization opportunities, the Brandons share the hard-earned lessons that shaped their current systems and methodologies.They also announce the final opportunity to join the Profit Cleaners Masterclass and weekly coaching program before it is permanently retired. You have one last chance to access the full course, community, templates, and upcoming AI-powered tools before everything transitions into their new 2026 model.

Are you struggling to raise your prices because you are afraid of losing clients? You are not alone! In this episode, Melissa Kay and Dr. Sabrina Starling explore specific strategies to increase your rates while keeping your best clients satisfied confidently. You'll learn the mindset shifts that make price increases feel natural and justified, how to communicate price charges without losing trust, and proven strategies business owners use to raise rates and grow profits. Stop leaving money on the table and start charging what you're worth—without fear. Profit by Design is a Tap the Potential production. Show Highlights:Mindset shifts around price increases that protect your margins AND your teamSteps to establish a framework for regular price increases:Work with your ideal clients only.Understand the 80/20 rule.Keep clients who realize and appreciate the value of your services.75% of our clients stay with us for 3+ years!Focusing on what your top clients need and what they appreciate about your businessTying your price increase to the value you are delivering to the top 20% of your customersIdentify your top clients before spending your marketing dollars! Outcomes you can expect from implementing the Tap the Potential SolutionAdvice to keep your business from consuming more of your lifeConfidence to charge appropriatelyMaking your business uniqueReady to raise your prices with proven strategies that will make your business sustainably profitable? Help is available! We have a tool, the Better Business Better Life Assessment, that provides step-by-step guidance.Resources:Ready to take your life back from your business? Want more time for what matters most and more money in your bank account than ever? Book a call with us today! Master your time and profit! Give us 20 minutes of your time, take the Better Business Better Life Assessment, and receive a free paperback copy of my book, The 4 Week Vacation®️.Join the Tap the Potential Community on Mighty Networks: www.tapthepotential.com/group. Mentioned in this episode:Jumpstart Your Business!Spending too much time working and not paying yourself enough? In 30 days, you could reclaim 10 hours a week and finally enjoy weekends — while your business runs well without you. Click here to join us for the final Better Business Better Life Jumpstart of the year happening Dec. 3 and 4th. https://www.tapthepotential.com/jumpstart

Hilda knows with the amount she's earning- she should be saving more. But money is something she hates dealing with. Normally, she lacks the motivation to do anything about it. But with a recent pay cut, it's clear things need to change. So- she joins us on our series; Boost my Budget to get help building a low touch budget that will have her spending less, saving more and even- starting to invest. Your saving rate has the biggest impact on building your wealth. If you're someone who's been burying their head in the sand or coasting by, knowing you could be making your money work better- good news. It doesn't have to be hard or scary. In this episode we cover ways everyone can improve their savings rate.Timestamps: 00:00:00 – Why Money Feels Hard To Face00:01:34 – What Hilda Wants To Change00:03:19 – Her Current System00:05:37 – What Her Spending Says About Her00:07:32 – The Surprises In Her Cashflow00:09:26 – Where Her Food Budget Goes00:10:52 – The Savings Gap She Didn't See00:12:42 – Is The Credit Card Helping?00:14:13 – A System To Make Money Easier00:16:28 – The Budget That Actually Works00:18:49 – How To Make Savings Grow00:20:40 – A Simple Way To Start Investing00:22:07 – What To Do From HereLinks Referenced:

What if clean eating didn't mean bland food, complicated meal prep, or $15 drive‑thru compromises? We sit down with Stu of Stu's Clean Cooking, a veteran who shed 100 pounds and turned his personal transformation into a fast‑growing meal company that serves up real food at real‑world prices. He breaks down the simple framework that actually sticks: whole ingredients, smart portions, and options you'll want to eat again tomorrow.We get candid about the science and the traps. Stu explains why insulin control matters, how ketones help mobilize fat, and where “keto” goes wrong when it becomes candy with a label. Then we walk through the menu—from brisket mac and pork carnitas to quinoa bowls—showing how “healthy” and “kind of healthy” lanes keep adherence high without sacrificing flavor. The kicker: most meals land in the 500–700 calorie range, with protein front and center, and prices starting at $6.99 when you buy in bulk.Behind the scenes, Stu's mechanical mind fuels consistency. He builds custom smokers, sizes veggies to reheat evenly, and runs separate protein smokers to protect celiac and alpha‑gal customers. We talk storefront strategy, delivery options, workplace freezer stocking, and why a central kitchen keeps costs down. He also opens up about the limits of scaling without USDA certification, the frustration of being ineligible for SNAP despite offering nutrient‑dense meals, and how community support and transparent labeling win trust.If you want practical nutrition that fits a busy life—keto without the gimmicks, macros without the math headache, and frozen meals that actually taste fresh—this conversation is your playbook. Try the app, grab a dozen, and make better your default choice. If you enjoyed this, follow the show, leave a rating, and share it with a friend who's ready to trade fast food for real fuel.

Taiwan's President Lai Ching-te says China is stepping up military preparations to take the island by force. He's announced a $40 billion supplementary defence budget that underscores Taiwan's determination to protect itself, with a focus on drones and missile systems. President Lai said giving up and making compromises to aggression would only bring war. Also: the US-Palestinian teenager who's been in detention since February for stone throwing -- with no trial in sight. The joy of discovering a rare flower in Indonesia. Two Australian teenagers go to court to challenge their government's up-coming ban on social media for under-16s. And an elderly couple enjoy a last, surprise dance on the ballroom floor. The Global News Podcast brings you the breaking news you need to hear, as it happens. Listen for the latest headlines and current affairs from around the world. Politics, economics, climate, business, technology, health – we cover it all with expert analysis and insight. Get the news that matters, delivered twice a day on weekdays and daily at weekends, plus special bonus episodes reacting to urgent breaking stories. Follow or subscribe now and never miss a moment. Get in touch: globalpodcast@bbc.co.uk

Joe Biden might not be president any more, but if you think that's going to stop him from spending the holiday at a Billionaire friend's house.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

“Personal finance is personal.” — Anthony Weaver In this episode of Better Call Daddy, host Reena Friedman Watts and her dad, Wayne, welcome Anthony Weaver, a financial educator and podcast host, to dive deep into the fascinating world of personal finance and the stories our wallets tell. Anthony shares his journey from teaching mathematics to exploring the nuances of money management, discussing how his relationship with money has evolved over time. He reflects on the importance of understanding the psychology behind spending and saving, emphasizing that personal finance is not just about numbers, but about the choices we make based on our values and experiences. Understanding Money Mindsets Anthony explains how our upbringing shapes our financial habits, from couponing to hoarding, and how the mindset of scarcity can affect our ability to enjoy life. He encourages listeners to rethink their money narratives and to consider what truly brings joy in their lives. He shares valuable insights on: - The thrill of couponing and how it can lead to significant savings - The importance of enjoying experiences while being financially savvy - How to navigate insurance and healthcare costs effectively - Strategies for teaching financial literacy to younger generations Life Lessons & Future Aspirations As a member of the sandwich generation, Anthony discusses the realities of caring for aging parents while planning for his own future. He reveals his curiosity about the funeral industry and the importance of discussing end-of-life plans with loved ones, emphasizing that it's never too early to have these conversations. Wayne adds his wisdom, highlighting the balance between saving for the future and enjoying the present, reminding us that life is precious and should be lived fully. Keywords & Core Themes Personal Finance, Couponing, Financial Education, Money Mindset, Insurance, Healthcare Costs, Financial Literacy, Parenting, Saving, Spending, Life Lessons, Podcasting, End-of-Life Planning, Money Management Episode Highlights (00:00) Welcome to the Better Call Daddy Show (01:20) Meet Anthony Weaver: From Teacher to Financial Educator (05:45) The Evolution of Money Mindsets (12:30) The Thrill of Couponing: Tips & Tricks (20:15) Navigating Insurance and Healthcare Costs (30:00) Teaching Financial Literacy to Kids (40:50) Conversations About End-of-Life Planning (50:00) Wayne's Wisdom on Saving and Enjoying Life (55:30) Closing Thoughts and Reflections Connect with Anthony Weaver Podcast: About That Wallet  Connect with Reena Friedman Watts Better Call Daddy Website | LinkedIn | Instagram | YouTube Thank you for tuning in to Better Call Daddy—where wisdom, creativity, and heart meet!

Raising children to navigate money wisely is about far more than dollars and cents. It begins with shaping their hearts, grounding their identity in Christ, and helping them understand the true source of their worth. As parents and mentors, we all want the next generation to develop a biblical foundation for both money and identity—because the two are more connected than we often realize.Today, Brian Holtz, CEO of Compass Financial Ministry, joins us to share insights from a new resource designed to help families do exactly that. Right From the Start targets a key age group—kids 11 to 15—who are forming lifelong beliefs about God, themselves, and the world.Why Middle School Matters So MuchAccording to Brian, this project was born out of recognizing a real discipleship gap. Plenty of resources exist for young children and high schoolers, but middle schoolers often fall between the cracks. Yet this is the stage when they're actively forming their worldview—including their beliefs about money, success, and identity.Right From the Start helps students discover that their value is rooted in being made in the image of God—not in what they own, how popular they are, or how well they perform. This biblical truth becomes the foundation for every financial principle they learn.Six Themes to Form Faith and FinancesThe study covers six core chapters:IdentityGivingSavingSpendingBuilding on Your FoundationFinishing WellEach topic is presented through a biblical lens and paired with hands-on activities, daily lessons, memory verses, and “life hacks”—simple, practical challenges that help students put truth into action.The goal, Brian shared, is to make faith and finances personal, relevant, and fun.Helping Students Understand Their Identity in ChristThe very first chapter lays the theological foundation. Students read passages like Genesis 1 and Psalm 139 to understand that they are created intentionally, lovingly, and wonderfully by God. Their worth does not rise or fall with their circumstances.Once children grasp this truth, giving, saving, and spending stop being merely financial tasks. They become acts of worship—ways to honor the God who made them.Turning Principles Into Habits: A Look at the “Life Hacks”One of the most beloved activities is the simple “three jars” method. Students divide the money they earn or receive into:GivingSavingSpendingThis visual, tactile tool transforms abstract concepts into daily habits. Parents particularly love it because it creates space for conversations about generosity, gratitude, and wise choices.How Families and Churches Can Use This ResourceRight From the Start is designed for flexibility. It works well:At homeIn youth groupsIn Christian schoolsA student book and a leader's guide make it accessible for parents, teachers, and ministry leaders alike. And while it fits naturally around the holiday season—when spending pressure ramps up—it can be used any time of year.Why Modeling Matters MostHoward Dayton often said parents should seek to be “MVP parents”—Modeling, Verbalizing, and Practical Application. Brian agreed that “more is caught than taught.” Kids need to see generosity lived out, hear why we handle money the way we do, and have opportunities to practice it themselves.Brian shared one practice from his own home: allowing kids to make real financial decisions with real consequences. If they choose to buy a treat today, they may not have money for something they want tomorrow. That gentle exposure to cause and effect builds wisdom, gratitude, and maturity.The Greatest Financial Lesson You Can TeachHelping your children understand who they are in Christ may be the most valuable financial lesson they will ever learn. A secure identity shapes how they give, save, spend, and steward their resources for the rest of their lives.To learn more about Right From the Start and how to bring it into your home or ministry, visit CompassFinancialMinistry.org.On Today's Program, Rob Answers Listener Questions:I'm 64, planning to wait until 67 to take Social Security, and our only debt is the house. We're torn about whether to pay off the mortgage. Our income is tight enough that we couldn't easily replace a vehicle if one broke down. My wife has researched this through Sound Mind Investing, but still feels stuck, so I'm calling on her behalf.I run a trucking company, and one of my customers didn't send me a 1099. They said they don't have to. My wife and I already paid taxes on that income last year. Do I still need to report the money I earned from that client?I recently left full-time nursing and now work part-time to keep my license. I have two IRAs from past jobs, and now another 401(k) from the job I just left. They're asking me to move it somewhere—should I roll it into an existing IRA or consider a different option?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Right from the Start (A Financial Discipleship Study for Ages 11-15)Compass Financial MinistryWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, Jesse is joined by Dr. Phil Pearlman—psychologist, behavioral finance veteran, and founder of the Pearl Institute—for a conversation about how long-term health and long-term wealth are two sides of the same coin. Together, they explore why the holiday season, while full of joy and connection, is also the unhealthiest stretch of the year for most Americans—and how small, deliberate choices can reverse that trend. Phil shares his "four pillars of health"—nutrition, exercise, sleep, and love/community—alongside his own powerful story of addiction, recovery, and rediscovering the athlete within. From the parallels between compounding habits and compounding returns to the dangers of "energy toxicity" in modern diets, the discussion connects physical and financial wellbeing through the shared principles of discipline, awareness, and intentional living. Phil explains why cutting alcohol, prioritizing protein, and starting with just one sustainable habit—like morning walks—can transform both body and mindset. Throughout, Jesse and Phil remind listeners that you only get one body, one life, and one chance to invest in both wisely. Key Takeaways: • Health and wealth are interconnected — both require discipline, patience, and compounding habits to create long-term success. • Nutrition is the top priority; you can't "out-exercise" a bad diet, and most health challenges begin with poor food choices. • Alcohol is one of the biggest barriers to health, harming sleep, metabolism, mood, and long-term physical wellness. • Phil's personal transformation—from addiction and poor health to sobriety and vitality—shows that renewal is always possible. • Morning walks are a high-impact, low-barrier habit, improving mood, metabolism, and sleep cycles. • Community and connection are health essentials, not luxuries; love and belonging strengthen both body and mind. Key Timestamps: (00:00) – The Power of a Deeper Yes (07:29) – Identifying Your Core Values and Spending (12:00) – The Four Pillars of Health (22:06) – Seasonality and Health During the Holidays (33:41) – The Role of Alcohol in Nutrition (39:10) – Setting Health Goals for the New Year Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: Website: https://primecuts.philpearlman.com/  LinkedIn: https://www.linkedin.com/in/philip-pearlman-1002183/ Mentions: https://bestinterest.blog/do-you-have-a-deeper-yes/  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Before the action steps of paying off debt, getting out of debt, staying out debt, we really need to know a few angles in psychology that affects our spending and buying decisions. It even affects our commitments! Tune in to learn some really deep stuff about how the brain works when it comes to money decisions.Questions@creditkristi.com

Nathan Baker discusses trade candidates and potential lineup solutions for the Mets and Rangers following Sunday's one-for-one swap, and explains why the Marlins and Pirates feel the need to spend big in free agency. Presented by FanDuel SUBSCRIBE, Rate and Review on Apple and Spotify! Follow us on Twitter: @EthosFantasyBB Follow us on Bluesky: @ethosfantasymlb Join our Fantasy Sports Discord Server: https://discord.gg/jSwGWSHqaV Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today's word of the day is ‘profit' as in money as in revenue as in checks as in balances as in business as in the New York Yankees. Hall Steinbrenner, the owner of the Yankees, met the media on Monday, and quite a lot to say. He wants the payroll to come down. He wants people to stop thinking the Yankees always make money. He wants you all to know that competitive balance is still here despite what the Dodgers are doing. (19:30) What are the Pirates and the Marlins doing this offseason? Spending money? Or just pretending to spend money? (37:00) Review: Morning Show Season 4. (40:30) NPPOD. (44:00) David Stearns met the media after trading away Brandon Nimmo. He said the team could not just run it back. Something needed to change. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's word of the day is ‘profit' as in money as in revenue as in checks as in balances as in business as in the New York Yankees. Hall Steinbrenner, the owner of the Yankees, met the media on Monday, and quite a lot to say. He wants the payroll to come down. He wants people to stop thinking the Yankees always make money. He wants you all to know that competitive balance is still here despite what the Dodgers are doing. (19:30) What are the Pirates and the Marlins doing this offseason? Spending money? Or just pretending to spend money? (37:00) Review: Morning Show Season 4. (40:30) NPPOD. (44:00) David Stearns met the media after trading away Brandon Nimmo. He said the team could not just run it back. Something needed to change. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A.M. Edition for Nov. 25. Talks to end the war in Ukraine move into a new phase, as a top U.S. Army official meets with a Russian delegation in Abu Dhabi. WSJ national security reporter Robbie Gramer breaks down how peace talks got to this point. Plus, WSJ economics reporter Konrad Putzier unpacks how a reversal in AI euphoria could hit the U.S. economy hard. And Amazon bets that customers are finally ready to buy big-ticket items like cars and Chanel bags on its website. Caitlin McCabe hosts. Sign up for the WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Economy, Fed Rates, and the AI Productivity Boom — Liz Peek — Peek examines the U.S. economy, noting mixed retail sales data alongside recent strength in credit card spending. She anticipates the Federal Reserve will likely reduce interest rates in December due to softening labor market conditions, despite traditional employment reporting lags. Peekemphasizes that the Fed fails to account adequately for AI's significant, though currently unmeasured, impact on productivity gains, employment displacement, and escalating electricity consumption, even as AI demonstrates substantial benefits in diagnostics and medical analysis. 1921 CHAPLIN

Our Chief U.S. Economist Michael Gapen breaks down how growth, inflation and the AI revolution could play out in 2026.Read more insights from Morgan Stanley.----- Transcript -----Michael Gapen: Welcome to Thoughts on the Market. I'm Michael Gapen, Morgan Stanley's Chief U.S. Economist.Today I'll review our 2026 U.S. Economic Outlook and what it means for growth, inflation, jobs and the Fed.It's Tuesday, November 25th, at 10am in New York.If 2025 was the year of fast and furious policy changes, then 2026 is when the dust settles.Last year, we predicted slow growth and sticky inflation, mainly because of strict trade and immigration policies – and this proved accurate. But this year, the story is changing. We see the U.S. economy finally moving past the high-uncertainty phase. Looking ahead, we see a return to modest growth of 1.8 percent in 2026 and 2 percent in 2027. Inflation should cool but it likely won't hit the Fed's 2 percent target. By the end of 2026, we see headline PCE inflation at 2.5 percent, core inflation at 2.6 percent, and both stay above the 2 percent target through 2027. In other words, the inflation fight isn't over, but the worst is behind us.So, if 2025 was slow growth and sticky inflation, then 2026 and [20]27 could be described as moderate growth and disinflation. The impact of trade and immigration policies should fade, and the economic climate should improve. Now, there are still some risks. Tariffs could push prices higher for consumers in the near term; or if firms cannot pass through tariffs, we worry about additional layoffs. But looking ahead to the second half of 2026 and beyond, we think those risks shift to the upside, with a better chance of positive surprises for growth.After all, AI-related business spending remains robust and upper income consumers are faring well. There is reason for optimism. That said, we think the most likely path for the economy is the return to modest growth. U.S. consumers start to rebound, but slowly. Tariffs will keep prices firm in the first half of 2026, squeezing purchasing power for low- and middle-income households. These households consume mainly through labor market income, and until inflation starts to retreat, purchasing power should be constrained.Real consumption should rise 1.6 percent in 2026 and 1.8 [percent] in 2027 – better, but not booming. The main culprit is a labor market that's still in ‘low-hire, low-fire' mode driven by immigration controls and tariff effects that keep hiring soft. We see unemployment peaking at 4.7 percent in the second quarter of 2026, then easing to 4.5 percent by year-end. Jobs are out there, but the labor market isn't roaring. It'll be hard for hiring to pick up until after tariffs have been absorbed.And when jobs cool, the Fed steps in. The Fed is cutting rates – but at a cost. After two 25 basis point rate cuts in September and October, we expect 75 basis points more by mid 2026, bringing the target range to 3.0-3.25 percent. Why? To insure against labor market weakness. But that insurance comes with a price: inflation staying above target longer. Think of it as the Fed walking a tightrope—lean too far toward jobs, and inflation lingers; lean too far toward inflation, and growth stumbles. For now the Fed has chosen the former.And how does AI fit into the macro picture? It's definitely a major growth driver. Spending on AI-related hardware, software, and data centers adds about 0.4 percent to growth in both 2026 and 2027. That's roughly 20 percent of total growth. But here's the twist: imports dilute the impact. After accounting for imported tech, AI's net contribution falls sharply. Still, we expect AI to boost productivity by 25-35 basis points by 2027, over our forecast horizon, marking the start of a new innovation cycle. In short: AI is planting the seeds now for bigger gains later.Of course, there are risks to our outlook. And let me flag three important ones. First, demand upside – meaning fiscal stimulus and business optimism push growth higher; under this scenario inflation stays hot, and the Fed pauses cuts. If the economy really picks up, then the Fed may need to take back the risk management cuts it's putting in now. That would be a shock to markets. Second, there's a productivity upside – in which case AI delivers bigger productivity gains, disinflation resumes, and rates drift lower. And lastly, a potential mild recession where tariffs and tight policy bite harder, GDP turns negative in early 2026, and the Fed slashes rates to near 1 percent. So in summary: 2026 looks to be a transition year with less drama but more nuance, as growth returns and inflation cools, while AI keeps rewriting the playbook.Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

November 25, 2025: Fast Company reports that on-site workers are experiencing significantly worse "Sunday Scaries" than remote employees. The Wall Street Journal highlights how the U.S. economy is becoming increasingly dependent on corporate AI spending. Fortune features Slack's cofounder warning that employees are drowning in "fake work" that looks productive but delivers little value. Amazon's latest layoffs are tied directly to automation and robotics. The WSJ outlines the next wave of office design focused on biophilic spaces, flexible collaboration zones, and personalized climate control. And Moderna has merged its technology and HR departments, creating a unified workforce systems model that signals a major structural shift in how organizations will operate in the AI era.   ---------- Future-ready organizations are built, not hoped for. My latest book, -The 8 Laws of Employee Experience shows how. Preorder here: 8EXlaws.com

So many moms tell me they want to spend money on themselves… but the guilt hits hard. Maybe you worry you don't “deserve” it. Maybe you fear someone will judge you (even though no one actually would). Or maybe you're like Brie and me—an avoider at heart—convinced your bank account might bite. In this episode, we dig into all of it with money coach and creator of The Money Mom Club, Rachel Coons. She's helped thousands of moms let go of guilt, build confidence with their finances, and learn how to save REAL money on groceries without clipping coupons or shopping five different stores. Her story—from four kids, pandemic life, and hundreds of thousands in debt, to saving $500 a month on groceries—will give you hope that feeling empowered with money really is possible. And yep… you're allowed to spend on yourself along the way. HERE ARE THE 3 KEY TAKEAWAYS FROM THIS EPISODE: 1️⃣ Your Money Personality Shapes Your Behaviors (And It's Not Your Fault) Rachel breaks down the four main money personalities: The Avoider (hi, it's us

Most of us think of generosity as a sacrifice—something that costs us. But what if giving is actually one of the wisest, most joy-producing ways to live? When we open our hands, God not only blesses others through us—He transforms us in the process.That idea lies at the heart of Chip Ingram's book The Genius of Generosity, and it's why we were grateful to welcome him to the program. Chip is the founder, teaching pastor, and CEO of Living on the Edge, a discipleship ministry helping believers live like Christians every day.A Story That Changes EverythingChip's understanding of generosity was forever shaped by a man named John—a seventy-year-old accountant who invited Chip, then a young pastor, to lunch one day. After the meal, John handed him a small white box. Inside was a checkbook labeled Pastor's Discretionary Fund.John said, “Chip, here's what I'd like you to do. Carry this checkbook with you every day. Anytime you see a need that Jesus wants to meet—or that you think I'd want to help with—write a check.”Chip was stunned. He barely knew how to manage his own finances, let alone someone else's. But John invited him back three times each year to review every check. And so Chip began paying attention to needs around him—fueling a single mom's car, providing groceries for a struggling family, restoring electricity for another.Over time, something unexpected happened:Chip handled John's money more carefully than his own.He found himself eager to spot needs.And a deep friendship formed between two men who had nothing in common except a commitment to generosity.Years later, Chip realized the deeper lesson: What John did for him is what God does for all of us. We manage resources that are not ours. We steward what belongs to the King.That realization became the seed for The Genius of Generosity.Why Generosity Is More Than a VirtueChip told me that generosity didn't just change his financial habits—it changed his life. He began seeing giving as an adventure. He describes generosity as a “gateway to intimacy with God,” a doorway into deeper trust and joy. The more he gave, the more he saw God show up.And interestingly, secular research agrees. Chip noted that even if the Bible didn't exist, studies consistently show:Generous people are happier.They enjoy stronger relationships.They live longer and experience greater satisfaction.Why? Because generosity is a creative, life-giving act. It aligns us with how God designed the world.Generosity Connects Us—to God and to OthersJesus taught that wherever our treasure goes, our hearts follow. So every act of giving is spiritual formation. It's discipleship.And generosity builds unexpected bonds with others. Chip shared the story of a homeless man he saw regularly at a bagel shop. For months, the man never responded to Chip's greetings. One morning, Chip quietly bought him a coffee and a bagel. Minutes later, the man spoke—opening up about his life, his experiences, even pointing out the rare appearance of Venus in the sky.A simple act of kindness became the doorway to relationship and transformation.These moments, Chip says, are all around us if we have “our antenna up and our eyes off our phone.”Chip also told a story of a moment when God prompted him to give a six-figure gift—an amount he didn't feel he had. The Lord reminded him, “Do you think I can't replenish what you give?” Over the years, Chip has seen God refill what he gives away again and again, sometimes miraculously.That's the adventure of generosity: you can't out-give God.What If You Feel Like You Have Little to Give?Chip's encouragement is simple: “Start small. It's your view of God that needs to change, not your circumstances.”You don't wait until you're wealthy or “more spiritual” to begin giving. You practice generosity today—right where you are—and watch God grow your heart.The Genius of GenerosityIn the end, generosity is not about losing. It's about gaining—freedom from fear, deeper trust in God, richer relationships, and greater joy.When we give, we reflect the heart of the ultimate Giver. We discover that everything we have belongs to God—and that He delights to pour His blessings through open hands.To learn more about Chip Ingram and The Genius of Generosity, visit LivingOnTheEdge.org.On Today's Program, Rob Answers Listener Questions:I already have a will, but a company that visited our church said I also need a trust—and they quoted me $3,000 to set everything up. Do I really need a trust? They said that without a trust, my kids could spend months or years in probate and might have to fight over things. That made me nervous—so now I'm wondering if I really do need one.I've heard you explain capital gains when someone buys a home, but how does it work if you build your home and only have a small HELOC? So if my house is worth about $400,000 and I sold it… How would that be calculated? I inherited the land through my divorce and built the home after Hurricane Laura.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Living on the EdgeThe Genius of Generosity: Generous Living Is Joyful Living by Chip IngramWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This week marks the biggest points-earning opportunity of the entire year—especially if you're planning to shop online. While everyone else is focused on Thanksgiving prep, points and miles travelers know this is the week to turn everyday purchases into tens of thousands (or more) of bonus points. In this short and focused episode, I'm sharing my 5-step points-earning prep checklist for holiday spend—the exact steps I complete before, during, and after the holiday shopping surge to stay organized, stay strategic, and maximize every earning opportunity. We'll cover how to identify what to purchase ahead of time, how to choose which rewards cards to use based on your earning goals or spend-related bonuses, how to set up the shopping portals and tools that streamline your holiday purchases, and the simple steps that help ensure your bonus points track correctly.  This checklist walks you through what to do before, during, and after your holiday shopping so you can maximize the points you earn while keeping the process as stress-free as possible. Get full show notes and transcript: https://pointmetofirstclass.com/holiday-points-earning-checklist/ Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy