Podcasts about spending

DML talks with Keith Gross, a businessman and attorney who is running for election to the U.S. House to represent Florida's 2nd Congressional District.

In this episode, Donny discusses various brands and their impact on society, politics, and culture. The conversation covers significant media layoffs, the role of AI in advertising, and the branding efforts of political figures. Additionally, the episode touches on health concerns related to wildfire smoke, the return of Bob Costas to sports broadcasting, and Valentine's Day spending trends. The discussion highlights the evolving landscape of branding in contemporary society. Takeaways: Media layoffs reflect broader industry changes and challenges. AI technology poses both opportunities and threats in advertising. Political figures must navigate branding carefully in today's climate. Cultural commentary can influence public perception of brands. Health studies can link environmental factors to societal issues. The return of familiar figures in media can resonate with audiences. Innovations in venues reflect changing consumer preferences. Consumer spending trends reveal insights into societal values. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join us for our "Anchors of Retirement Confidence" series, where we discuss four areas of retirement uncertainty plus strategies to replace your anxiety with clarity and control. In part 1, we tackle how to create a flexible spending system that adapts with you.  In this episode, you'll learn:  Why safe withdrawal "rules" can create unnecessary stress How to find your personal sustainable spending range The power of small spending adjustments Why most retirees naturally spend less as they age How flexibility becomes your strongest retirement asset Today's article is from Morningstar titled, 8 Tips to Stop Worrying About Running Out of Money in Retirement. Listen in as Founder and CEO of Howard Bailey Financial, Casey Weade, breaks down the article and provides thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/547

Plus: Shares in Jeep-maker Stellantis plunge on disappointing demand for its EVs. And markets digest another delayed jobs report. Daniel Bach hosts. Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Amazon the latest big tech name to announce blockbuster AI spending plans:Carl Quintanilla, Jim Cramer and David Faber began the hour breaking down the news - along with mixed results from the name and how to trade them. With the NASDAQ on pace for its worst week since November, are there software names worth taking a look at here? The team discussed Cramer's predictions when it comes to long-term winners and losers here, along with what comes next for the broader markets after this week's volatility... and Bitcoin.  Plus: Affirm CEO Max Levchin joined the broadcast to breakdown new numbers from the company - and the team broke down other key movers of the early trade, from Stellantis to Reddit to Strategy.   Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, a look at the US equity market suffering it first real broad sell-off in a while as nearly everything sold off yesterday, with the negative vibes intensifying after the close on news of Amazon.com's titanic spending plans on AI for the coming year. Elsewhere, crypto suffered one of its worst days ever, unsettling risk sentiment further. Also, a look at macro and FX, especially the wobbles in sterling on BoE and political developments. Today's pod hosted by Saxo Global Head of Macro Strategy John J. Hardy. Two or three times per week, you will also find links discussed on the podcast and a chart-of-the-day over at the John J. Hardy substack. Read daily in-depth market updates from the Saxo Market Call and the Saxo Strategy Team here. Please reach out to us at marketcall@saxobank.com for feedback and questions. Click here to open an account with Saxo. Intro and outro music by AShamaluevMusic DISCLAIMER This content is marketing material. Trading financial instruments carries risks. Always ensure that you understand these risks before trading. This material does not contain investment advice or an encouragement to invest in a particular manner. Historic performance is not a guarantee of future results. The instrument(s) referenced in this content may be issued by a partner, from whom Saxo Bank A/S receives promotional fees, payment or retrocessions. While Saxo may receive compensation from these partnerships, all content is created with the aim of providing clients with valuable information and options.  

Blaine Tyler is a Canadian Bigfoot researcher and outdoor investigator based in Ontario, known for his hands-on approach to field exploration and eyewitness documentation. Spending countless hours in remote forests and rural regions, Blaine focuses on tracking reports, analyzing environmental patterns, and interviewing witnesses who claim encounters with Sasquatch-like beings. His work emphasizes patience, observation, and respect for both nature and the people who come forward with their stories, helping to build a grounded perspective within the cryptid research community.Through podcasts, live streams, and guest appearances on paranormal programs, Blaine Tyler shares field experiences, audio findings, and investigative techniques with a growing audience fascinated by the unknown. He is recognized for encouraging open-minded skepticism—balancing curiosity with critical thinking—while promoting responsible exploration of wilderness areas. Blaine's ongoing mission is to document credible evidence, support witness voices, and contribute meaningful research to the continuing mystery of Bigfoot in Canada.Spaced Out Radio is your nightly source for alternative information, starting at 9pm Pacific, 12am Eastern.  We broadcast LIVE every night. -------------------------------------------------------You can now join the Space Traveler's Club;Join us at  https://www.patreon.com/sor_space_travelers_club  --------------------------------------------------------Grab Our Latest Spaced Out Radio Gear At:http://spacedoutradio.com/shop  It's a great way to support our show!--------------------------------------------------------OUR LINKS:TWITTER: https://www.twitter.com/spacedoutradio   FACEBOOK:https://www.facebook.com/spacedoutradioshow  SPACED OUT RADIO - INSTAGRAM:https://www.instagram.com/spacedoutradioshow  DAVE SCOTT - INSTAGRAM:https://www.instagram.com/davescottsor   TWITCH: https://www.twitch.com/spacedoutradioshow  WEBSITE: http://www.spacedoutradio.comGUEST IDEAS OR QUESTIONS FOR SOR?Contact Klaus at bookings@spacedoutradio.combBecome a supporter of this podcast: https://www.spreaker.com/podcast/spaced-out-radio--1657874/support.

Why does uncertainty make us less rational with money? And who should we trust for financial advice online? Vivian Tu, financial educator and CEO of Your Rich BFF, joins Rapid Response to break down today's personal finance risks and opportunities, from “lifestyle inflation” and the most common money mistakes smart people make to how Gen Z is navigating 2026 volatility and a shifting job market. Tu also previews her new book Well-Endowed, weighs in on tech stock valuations and prediction markets, and shares the surprising lessons she's taken from Rihanna.Visit the Rapid Response website here: https://www.rapidresponseshow.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Outdoor Brand Spending $1 MILLION On Ads (Every Month) You could've heard a pin drop at Outdoor Media Summit when Brian Davis told the audience his brand spends one million dollars on ads every month. But how did he get here? In this week's episode, we got to dive into Brian's history of launching and building brands - and the conversation that followed did not disappoint. Show Notes: Brian Davis: https://www.linkedin.com/in/briandavisinnovates/ Hollow Socks: https://hollowsocks.com/ Fix It Sticks: https://store.fixitsticks.com/ Back Bottle: https://backbottle.com/ Zach Stuck: https://x.com/zachmstuck Zach's Agency: https://www.homesteadstudio.co/ Josh Haskins (New GM): https://www.linkedin.com/in/jthaskins/ Scheels: https://www.scheels.com/ BPC - Brand, Product, Content: Wahoo Bike: https://www.wahoofitness.com/devices/indoor-cycling/smart-bikes Fanttik X10 Ace Mini Bike Pump: https://amzn.to/4pYICKZ Founders Podcast - Kevin Kelly: https://www.youtube.com/watch?v=RUKafK3xCfY Join us on LinkedIn: https://www.linkedin.com/company/second-nature-media Meet us on Slack: https://www.launchpass.com/second-nature Follow us on Instagram: https://www.instagram.com/secondnature.media Subscribe to our newsletter: https://www.secondnature.media Subscribe to the YouTube channel: https://www.youtube.com/@secondnaturemedia

We're talking about the jaw-dropping cuts at the Post and the future of DC local news — including some exciting stuff cooking at City Cast. Plus: A shocking investigation into outlandish spending on so-called violence interrupter programs in DC, a baby elephant ISO a name, and in a member's only fourth segment, what you need to know about the latest Congressional vote that could blow a hole in our city's government. Want some more DC news? Then make sure to sign up for our morning newsletter Hey DC. You can text us or leave a voicemail at: (202) 642-2654. You can also become a member, with ad-free listening, for as little as $10 a month. Learn more about the sponsors of this February 6th episode: Library of Congress South by Southwest - use code "citycast10" for a 10% discount on your Innovation Badge Nace Law Group Interested in advertising with City Cast? Find more info HERE

in 1986 it woulda been a lot more fun.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sam Hurst is the founder of Click Start Digital, one of Australia's longest-standing e-commerce education companies. Over the past 13 years, she's generated more than $15 million online and helped thousands of people launch profitable online stores. Sam specialises in simplifying e-commerce for beginners, showing everyday people how to choose the right niche, build a real business, and create more freedom in their lives. She's known for her straight-talking approach, her focus on mindset, and her ability to turn fear and confusion into clear action.   In this episode, Karen and Samantha discuss: Success Story of Samantha Commit to Get Leads Paid ads will often result in instant results, but there are a lot of free ways you can also use social media to generate leads. You will either be investing time or money.  Consult to Sell People have shorter attention spans and are more used to seeing ads, which now means they're more likely to see ads before they purchase. Connect to Build and Grow Scale your ads properly. Spending more doesn't always mean you're getting more clients. Only ads change regularly, and algorithms change all the time, so you have to be aware, responsive, and adaptive. Success Thinking, Activities, and Vision It is not too late to start working on your mindset and thinking. It is a journey that will never end. Sweet Spot of Success   "You don't know what you don't know. Sometimes it is good to get outside help." - Samantha Hurst    Connect with Samantha Hurst: Website: https://clickstartdigital.com/  Books: https://clickstartdigital.com/books/  Podcast: https://samanthahurst.co/rich-life-diaries-podcast/  YouTube: https://www.youtube.com/channel/UCl8LgSzS4X5hXR9NRiUClbg  LinkedIn: https://www.linkedin.com/company/click-start-digital/  Instagram: https://www.instagram.com/clickstartdigital_  Instagram: https://www.instagram.com/samanthahurst1  Facebook: https://www.facebook.com/ClickStartDigital    About the Podcast Join host Karen Briscoe each month to learn how you can achieve success at a higher level by investing just 5 minutes a day! Tune in to hear powerful, inspirational success stories and expert insights from entrepreneurs, business owners, industry leaders, and real estate agents that will transform your business and life. Karen shares a-ha moments that have shaped her career and discusses key concepts from her book Real Estate Success in 5 Minutes a Day: Secrets of a Top Agent Revealed. Here's to your success in business and in life!   Connect with Karen Briscoe: Facebook: 5MinuteSuccess Website: 5MinuteSuccess.com Email: Karen@5MinuteSuccess.com   5 Minute Success Links Learn more about Karen's book, Real Estate Success in 5 Minutes a Day Karen also recommends Moira Lethbridge's book "Savvy Woman in 5 Minutes a Day." Subscribe to the 5 Minute Success Podcast   Spread the love and share the secrets of 5 Minute Success with your friends and colleagues!     Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

D&P Highlight: Cost of a 'Big Game' party this year. How much are you spending? full 636 Thu, 05 Feb 2026 19:56:00 +0000 j10HnaE7JiTVkhX9NNaJ5yPA2CxQhUTX news The Dana & Parks Podcast news D&P Highlight: Cost of a 'Big Game' party this year. How much are you spending? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False https://playe

Impulse spending doesn't mean you're bad with money. It usually means something deeper is going on. In this episode, I share personal stories and practical strategies to help you understand why impulse spending happens and how to respond to it without shame or extreme restriction.We talk about how emotions like stress, boredom, comparison, and even celebration can drive unplanned spending, and why willpower alone rarely works. I walk you through simple habits that help you slow down, notice your patterns, and create boundaries so spending feels intentional instead of reactive.If you've ever wondered why you keep buying things you didn't plan for and then feel guilty afterward, this episode will help you see what's really happening and how to make changes that actually stick.You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Carl Quintanilla, Jim Cramer and David Faber kicked off the hour with a look at new numbers out of Google parent Alphabet - as they project huge AI spending in 2026 that could top $185B in 2026. Plus: hear what part of tech Cramer's calling a "winner take all" market - and the stocks he's calling a buy here... Along with a deep-dive on the chips: as memory shortage concerns hit shares of Qualcomm, and Arm CEO Rene Haas joins the team to breakdown new numbers from his company.  Around the edges: the anchors broke down new comments from the President around possible rate cuts ahead, Estée Lauder's tariff warning sending shares slumping, and Bitcoin's fresh move lower.  Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Financial mistakes kill farm dreams fast. In this episode, Diego talks about why avoiding debt in your first farming year is essential for long-term success and how smart financial decisions create the foundation for a thriving business.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

Chris's SummaryJim and I discuss spending anxiety in retirement using a Washington Post article written by a personal finance columnist describing her fear of spending after her husband retires. We look at why the shift from saving to spending can feel destabilizing even when pensions and Social Security are in place, and why fear can persist despite adequate planning. We also address the difference between spending income and spending savings, and how that distinction often affects behavior once retirement begins. Jim's “Pithy” SummaryChris and I use a Washington Post article as a jumping-off point to talk about the moment retirement stops being theoretical and the fear around spending often shows up. The part that stuck with me in this situation is that nothing went wrong. One spouse retires. The other is still working. Pensions are there. Social Security is there. The house is paid off. And the fear shows up anyway. That's what made me save the article in the first place. She writes about personal finance for a living, and she's still cutting small expenses, feeling better for five minutes, and then right back to worrying. I've said it before, and I'll say it again—I don't expect to be immune to that when it's my turn. What keeps coming up for me is how differently people react to where the money comes from. Most people are comfortable spending a pension check or a Social Security deposit. It's like a bottomless cup of coffee—you don't think about the last sip because another one's coming. But savings? That's different. Even when the math works, even when the plan says you're fine, drawing from something you've built for decades feels heavier. That's where the spending anxiety shows up. Spending slows down. Decisions get second-guessed. Things get pushed out a year at a time. Not because people can't afford them, but because the shift from saving to spending is uncomfortable. Show Notes: Article: My husband just retired. I’m scared of running out of money. The post Retirement Spending Anxiety: EDU #2605 appeared first on The Retirement and IRA Show.

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This Badlands Media special coverage documents remarks by Donald Trump surrounding the reopening of the federal government and the signing of an executive order addressing government operations and policy priorities. The coverage details provisions tied to the Consolidated Appropriations Act, including funding decisions for federal agencies, reductions in foreign aid, the defunding of NPR and PBS, cuts to IRS enforcement programs, and the restructuring of USAID in favor of an America First Opportunity Fund. The remarks also cover military funding and pay raises, shipbuilding investments, prescription drug pricing reforms, and protections for rural hospitals. Additional discussion addresses border enforcement, deportation operations, crime statistics, sanctuary city policies, and state-level fraud investigations. Election administration, voter identification, and federal authority over election integrity are also discussed. The coverage concludes with press questions touching on Epstein-related documents, border policy debates, and government accountability, presenting the full scope of official statements as delivered.

Why is it so hard to make decisions today that benefit you years from now? In this episode, we're diving into one of the most powerful — and underused — tools for long-term financial change: Future Financial You. You'll learn why most people struggle to delay gratification, why saving and long-term planning feel unnatural to the brain, and how the lack of connection to your future self keeps you stuck in short-term patterns — even when you know better. We'll explore the neuroscience behind future-self connection, why vague visions don't pull you forward, and how to stop trying to buy transformation through aspirational spending. Instead, you'll learn how to build your future from the inside out — through identity, emotional capacity, habits, time, and relationships. This episode walks you through a powerful framework and reflective exercise that helps you turn your future self into a real source of accountability — not through discipline or restriction, but through self-respect and care.

NBC News Correspondent Tom Costello shares the latest details ahead of the Artemis II launch and the rising safety concerns. Also, best-selling author and finance guru Vivian Tu stops by Studio 1A to discuss ways to tackle life's biggest financial decisions to build a strong financial future. Plus, two-time Olympic medalist Laurie Hernandez talks about her very first winter Olympics as a Team USA Content Creator and reveals an exclusive announcement. And, style expert Jasmine Snow shows the latest denim styles and trends for every body type. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A candid conversation with Eric Brotman on why retirement planning needs structure, flexibility, and fewer assumptions. One of the things I've learned after years of retirement planning conversations is that most people aren't short on opinions — they're short on clarity. They've heard plenty of rules.They've absorbed countless headlines.They've picked up advice from coworkers, friends, and financial media. But when you slow things down and ask a simple question — “Why are you doing it this way?” — the answer is often some version of, “That's just what I've always heard.” I recently sat down on the “Don't Retire… Graduate!” podcast with host Eric Brotman (author of “Don't Retire, Graduate” and previous guest of my podcast back in the “Retirement Revealed” days) to discuss why building a better retirement plan starts with asking better questions. Eric is the author of Don't Retire, Graduate, and his core message is relatable to everyone entering retirement: retirement isn't a finish line. It's a transition — and transitions deserve thoughtful planning, not assumptions. As Eric put it during our conversation, “Most people think retirement is a decision. It's not. It's a process.” Why One-Time Decisions Matter So Much to a Retirement Plan When you're working, mistakes are usually correctable. Save too little one year? You can increase contributions later. Invest poorly early on? Time often smooths things out. Retirement doesn't work that way. Retirement is full of one-way doors — decisions you can't easily undo. Social Security claiming. Pension elections. Medicare choices. Tax strategies.  Once those decisions are made, you often live with them for decades. This is where many retirement plans quietly fail. Not because the investments are bad, but because the planning skipped the hard questions upfront. The Quiet Problem of Underspending One of the most interesting threads in our conversation was something I see often with clients but rarely see addressed directly: underspending. People spend decades being disciplined savers. They're rewarded for delaying gratification. Then retirement arrives — and suddenly they're supposed to flip a switch and start spending confidently? That transition is harder than most people expect. Eric described it bluntly: “A lot of retirement plans are designed to avoid failure, not to support a great life.” When plans are built entirely around extremely high “success rates,” the tradeoff is often living smaller than necessary. Retirees follow conservative rules, spend cautiously, and end up with more money at the end of life than they started with — not because they needed it, but because no one ever gave them permission to use it. That's how an effort to preserve your money in retirement can turn into a missed opportunity. Why Rules of Thumb Aren't Enough Rules like the 4% withdrawal guideline exist for a reason — they're simple and memorable. But that simplicity comes at a cost. Rules of thumb can be useful starting points, they become problematic when people treat them as guarantees rather than guidelines that require context. Markets change. Taxes change. Spending changes. Life changes. A retirement plan that assumes constant spending and ignores flexibility is solving a math problem that doesn't exist in the real world. What works better is a framework that expects adjustment — not perfection. Retirement as a Graduation, Not an Ending The phrase “Don't retire, graduate” isn't about working forever. It's about intention. Some people want to fully step away from work. Others want to consult, volunteer, or stay mentally engaged. Neither approach is right or wrong — but drifting into retirement without deciding is where dissatisfaction often starts. What makes a difference for most retirees? Having a purpose to your life in retirement as a new chapter, not a conclusion to the entire book. When you treat retirement as a graduation into something new, the planning naturally becomes more thoughtful. Spending decisions align with values. Time gets treated as intentionally as money. And confidence replaces guesswork. The Real Goal of Retirement Planning At its core, this conversation wasn't about beating markets or optimizing spreadsheets. It was about aligning math with real life. A good retirement plan doesn't just aim to avoid running out of money. It aims to help you live well — without constant second-guessing. For many, effective retirement planning isn't about dying with the most money. It's about using the money you've earned to live well, without fear or constant second-guessing. That's a goal worth planning for. If you're approaching retirement — or already there — this episode will challenge some comfortable assumptions and help you think differently about what your plan is actually designed to do. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Eric Brotman on LinkedIn “Don't Retire…Graduate!” podcast “Don't Retire…Graduate!” on Amazon BFG Financial Advisors BFG University on YouTube Build Your Retirement Master Plan in 5 Simple Steps Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Host: Nichole Huff, PhD, Assistant Extension Professor and Extension Specialist for Family Resource Management, Family and Consumer Sciences Extension, University of Kentucky  Guest: Rick Sellnow, Digital Literacy Extension Agent, Blueprint Kentucky Season 8, Episode 35 Join host Dr. Nichole Huff and guest Rick Sellnow for MoneyWi$e on Talking FACS as they explain what digital wallets are, how they work, and why they can be safer than traditional payment methods. Topics include: tokenization NFC and MST technologies privacy implications the convenience of digital payment methods when digital wallets may not be accepted Key takeaways and practical tips include: most smartphones already include a digital wallet, prefer major providers for stronger security, read terms and conditions to understand data use, keep backup payment methods in case of dead phones or outages, and practice digital literacy to make informed spending choices. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS. Kentucky Extension Offices UK FCS Extension           Website           Facebook           Instagram           FCS Learning Channel

The guys react to some comments from The Athletic's Ken Rosenthal about the Tigers' unwillingness to spend in free agency if they lose their arbitration hearing against Tarik Skubal.

This is an Audio Edition episode—originally published on YouTube and optimized for audio listening.Spending hours personalizing your resume and STILL not landing interviews? In this video, I share five ChatGPT prompts (plus a bonus prompt!) that will help you craft a better resume than a $500 professional rewrite. You'll see how to use AI tools like ChatGPT to analyze job descriptions, tailor your resume with the right keywords, add measurable outcomes, and condense your experience without losing impact. These proven AI resume prompts will save you time, make your application stand out, and dramatically increase your chances of landing interviews and job offers.

Get ideas for spending less in February and learn how deferment affects Public Service Loan Forgiveness (PSLF) payments. How can a month-long spending challenge reset your money habits? Should you keep paying student loans while in grad school if you're close to Public Service Loan Forgiveness and planning a move? Hosts Sean Pyles and Elizabeth Ayoola discuss no-spend experiments and “friction” strategies to help you build spending habits that stick while juggling big life changes. Joined by personal finance Nerd Amanda Barroso, they begin with a discussion of designing a February no-spend challenge, with tips and tricks on setting rules that fit your life, deciding where the saved money will go, and avoiding a binge-and-purge rebound. Then, lending Nerd Kate Wood joins Sean and Elizabeth to help answer a listener's question about how to weigh student loan payments against saving for a new home. They discuss how deferment affects qualifying PSLF payments, what to check before switching repayment plans or taking out new grad school loans, and how to prioritize cash flow when you're balancing a car payment, a mortgage, and an emergency fund. See NerdWallet's list of the best private student loans: https://www.nerdwallet.com/student-loans/best/private-student-loans  See all the winners of NerdWallet's Best-Of Awards: https://www.nerdwallet.com/l/awards?utm_source=sm&utm_medium=podcast&utm_campaign=cm_organic_020226_podcast_sm_desc_allepisodes_best-of-awards  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: no-spend challenge, low-spend challenge, spending freeze, budgeting challenge, money habits, impulse spending, track expenses, friction-maxxing, cash-only budget, stop online shopping, takeout spending, spending triggers, phone addiction and spending, Brick phone blocker, attention and spending, sinking fund, emergency fund, high-yield savings account, student loan deferment, student loan payments in grad school, Public Service Loan Forgiveness, PSLF qualifying payments, PSLF payment count, qualifying employer PSLF, income-driven repayment, PAYE repayment plan, Income-Based Repayment, Income-Contingent Repayment, Repayment Assistance Plan, graduate student loan changes 2026, Grad PLUS loans, federal student loan borrowing limits, professional degree loan cap, nursing graduate student loans, buying a house with student loans, mortgage planning, moving costs, car payment budget, and student loan forgiveness uncertainty. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we'll spend hour one going over the happenings from late last week. We'll talk about the per capita cost of government, the headwinds and shortfalls of Dunleavy's plan and the challenge to the RCV repeal. Then in hour two we'll chat with Rep Sarah Vance about the session, her election bill and the ethics case being brought against her.

Peter Drucker once said “Until we can manage time, we can manage nothing else”  How is your management of time?  Links: Email Me | Twitter | Fac ebook | Website | Linkedin   The Time-Based Productivity Course    Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page Script | 403 Hello, and welcome to episode 403 of the Your Time, Your Way Podcast. A podcast to answer all your questions about productivity, time management, self-development, and goal planning. My name is Carl Pullein, and I am your host of this show.  Are you in danger of boxing yourself in with too many processes and too much structure?  Now, it's important to stress that having some structure to your day is important. But too much can lead to boxing yourself in and losing flexibility.  Let me give you an example I often come across. Protecting time for doing your focused work. Having this protected on your calendar so the time cannot be stolen by others is important.  If you protected 2 hours and finished in 90 minutes, that doesn't mean you have to continue for another 30 minutes. Take a break. You're done.  But this works the other way, too. If you have two hours protected for a project task but cannot finish it in that time. It's okay. You turned up. You did the work, but you miscalculated how long it would take.  This happens to all of us. Some days we're on fire and can plough through a lot of work. Other days, a lot less so.  The problem is that when you begin your day, you really don't know what kind of day you're going to have. There are too many variables. How you slept, whether you're catching a cold or simply something else is on your mind.  Your life is not measured by what you do in one day; everyone has bad days.  So, with that said, let me hand you over to the Mystery Podcast Voice for this week's question.  This week's question comes from Alex. Alex asks, hi Carl, this year I'm trying to be better at time blocking, but I am really struggling to stay consistent with my blocks. What advice do you have to help stay true to your calendar?  Hi Alex, thank you for your question. Something I have always taught is that of all your productivity tools, one of them needs to be sacred. One of your tools must be the “truth” about what you are going to do that day.  Task managers are generally not good at this because we throw a lot of things into them. That's a good thing. Yet, the issue is that most people never curate what they throw in. This creates overwhelming lists of low-value, ill-thought-out items that will never get done. They just cripple your task manager's effectiveness.  The best tool for acting as your sacred base is your calendar. It's never going to lie to you. It shows you the 24 hours you have each day and where you need to be, with whom, and when.  You cannot overload yourself without it being plainly obvious that you are trying to do too much. And let's be perfectly clear, an agreed appointment with someone will always take priority over an email or proposal you need to write. If not, you cancel the appointment.  I hope, at a basic, civilised human being level, you get that.  I've called off face-to-face meetings in the past if the person I am meeting cannot put their phones down and actually talk to me. It is rude, disrespectful, and no person with an ounce of integrity would ever do that.  One of the striking things I've noticed about the highly successful people I work with is that they never have a phone. Tablet or laptop near them when they are in meetings. A notebook and a pen are all they have.  That's focus, professionalism, and demonstrates to the person you are meeting that you are focused on them in that moment.  When you make your calendar your primary productivity tool, you gain clarity about how much time you have available for the things you want to do.  It's visual, it's staring at you, and there's no escape from reality.  If you work 9 hours a day and today you have 7 hours of meetings, you only have 2 hours to do solo work. That's it.  If you need three hours to get your critical, must-do work done, then you have two choices. You either cancel a meeting or you accept that you will need to work an extra hour.  It's strange how so many people waste so much time trying find other solutions. That's time they could have spent on getting started on the work.  The solution is to time-block slots for doing the work that matters. The best salespeople block time every day to prospect and follow up with their customers. That's why they are the top salespeople. The best CEOs block time every day for working on their top priority task. That's why they are the best at what they do. Best-selling authors block time for writing every day. That's why they sell a lot of books.  Now, as I eluded to at the beginning, there will be some days when things don't go according to plan. You might be sick, had an argument with a loved one or just be distracted for whatever reason.  Or there could be a good old-fashioned emergency that needs your attention.  It happens. That's life.  However, it's not really about what you do or not to do in one day. The purpose of time blocks is to get you to show up and do the work. It's not about volume.  Spending twenty minutes on your actionable email is better than spending zero minutes. It's surprising how much you can get done when the pressure of time is on you. You don't dilly-dally around. (Wow! That's a phrase I haven't used for a long time!)  Ultimately, the measure is how well you did against your plan for the week, not necessarily an individual day.  Let me give you an example.  I have two blog posts, two newsletters, this podcast and a YouTube video to produce each week. They are my measurables. Six pieces of content. I know I need about 12 hours a week to produce that content. I also have 15 hours of coaching appointments. So, in total, I need 27 hours protected before I begin my week to complete my professional work.  It's doable, and based on my completion rates, I complete this work around 87% of the time over 12 months. I'll take that. (I measure it at the end of every year)  I work with one highly successful CEO who writes a LinkedIn Newsletter every week. Her company has over 50,000 employees in six different countries. She protects two hours every week to write that newsletter. One hour for the first draft and one hour later in the week to edit it.  Last year, she didn't miss one newsletter. She had a 100% completion rate. And that was her goal.  How did she do it? She protected her writing time every week. She would protect Monday mornings when in the office, and when travelling, she would take advantage of jet lag and write when she was wide awake in the early morning or late at night.  She time-blocked the time. She knew the only way to achieve a 100% completion rate was to make sure each week she had protected the time to do the work.  However, time blocking only works if you are planning your week. Not planning your week leaves you open to other people hijacking your calendar, and as I am sure you are aware, other people are often very persuasive… or demanding.  When you sit down to plan the week, you first look at what meetings and appointments you have scheduled. How much time does that leave you?  That will tell you what you could realistically get done that week.  If you're away at a conference for three days, you really only have two days to work with. However, one of those days will probably be needed for catching up, so realistically, you've got one solid work day.  But let's look at a typical week when you are at your usual place of work.  How much time do you need to do the work you are employed to do each week? A journalist may be expected to write an article a week. How long does it typically take to write the article, excluding the research and interviews? That would be their starting point.  Doctors I work with often need 2 hours or more after seeing patients to handle paperwork. If they want to get home at 7:00 pm each evening, then that will affect the time they need to stop seeing patients and do paperwork.  Salespeople are focused on seeing clients most of the day, but they also often have paperwork and follow-ups to do. Where can they fit the time they need for paperwork and follow-ups? Knowing what you are expected to do as part of your job and ensuring you have sufficient time to do it each week is what I call protecting time for your core work, and it goes back to the birth of humankind. Our ancestors on the Savannahs knew their core work. To hunt for food. If they'd had a big kill one day, they may have been able to take a day off, but when they started their day, they knew their job was to go out and find food. It was a non-negotiable part of their day.  That's what time blocking does for you. It gives you clarity on what you need to do that day. All you need to do is show up.  One tip I can give you about time-blocking is to keep your time blocks general. For instance, the CEO I mentioned a moment ago calls her newsletter writing time simply “writing time”. That gives her some flexibility.  If she needs to write a report for the board and is up against a tight deadline, then that is what she will write in that time. She will then find another space for the newsletter writing. I do something similar. I have writing time and audio/visual time protected on my calendar. I can then choose what I write or record on the day as part of my daily planning routine.  If you're in sales or a client-facing role, the time you spend working for your clients can be called “client” or “customer” time. I would also highly recommend that you set aside time every day to deal with messages, emails, and admin. These tasks will creep up on you if you're not dealing with them every day. Even if you can only find thirty minutes, take it.  Whenever I am on a business trip, whether domestic or international, I make sure to set aside time during the day to address my actionable messages. The most challenging ones are domestic, as I generally drive to the appointment or event. The easier ones are international as there is a lot of time hanging around in airport lounges.  Another tip I would give is not to go crazy here. Time blocking is not about blocking every minute of the day. It's about protecting time only for the important work you need to do.  When I look at my calendar, there are only three hours a day protected for solo work. On days when I have a lot of meetings, I usually reduce that time to one hour.  So there you go, Alex. I hope that has helped.  You are going to have good and bad days. That's perfectly normal. But, you have complete control of your calendar, so you can move things around, change your blocks if necessary. But, and this is the important but, once you've locked them in for the day, you stick with them. Remember, it's not about how much you do in the time, it's about turning up and doing the work.  And if you want to transform your time management and adopt a sustainable time-based productivity system, my newest course, the Time-Based Productivity course, will do that for you.  It will teach you how to time-block effectively and organise your work so you are doing the right things at the right time. PLUS… by joining the course, you get free access to my recently updated Time Sector System course and my Time Blocking Course.  If I were to recommend one course for 2026, that's the one I would recommend.  Thank you for your question, Alex and thank you to you too for listening. It just remains for me to wish you all a very, very productive week.   

Geoffrey Roberts recounts Stalin meeting his idol Lenin, committing to Bolshevism, and spending exile reading extensively, establishing himself as a Marxist theoretician and dedicated intellectual within the revolutionary movement.1917 VILNIUS

Financial Times San Francisco Bureau Chief Stephen Morris joins for our weekly discussion of the latest tech news. We cover: 1) Anthropic's $20 billion fundraising round 2) OpenAI is looking at $100 billion in funding 3) Amazon alone might put $50 billion in OpenAI 4) When does the money run out? 5) The rise of Clawdbot/Moltbot 6) Meta and Microsoft beat on earnings but go in separate directions 7) The market has no idea what to do with the AI trade 8) Apple's historic quarter 9) Amazon lays off 16,000 10) SpaceX IPO in June? 11) Why a SpaceX and xAI merger could make sense --- Enjoying Big Technology Podcast? Please rate us five stars ⭐⭐⭐⭐⭐ in your podcast app of choice. Want a discount for Big Technology on Substack + Discord? Here's 25% off for the first year: https://www.bigtechnology.com/subscribe?coupon=0843016b Questions? Feedback? Write to: bigtechnologypodcast@gmail.com Learn more about your ad choices. Visit megaphone.fm/adchoices

This podcast is powered by Klean Freaks University.com — where real cleaners build real empires. From mop buckets to million-dollar systems, we teach you how to clean smarter, lead stronger, and scale faster.Time is the true currency—and how you spend it reveals what you value. In this episode, Shannon reflects on leadership, boundaries, pricing, and the importance of showing up with intention. She also shares gratitude for the community that has allowed her and Jamie to grow publicly and commit to showing up twice a week in 2026. Here is the link to apply for the scholarshiphttps://forms.gle/c122YU6oNRG7Tic19 Support the showThanks for tuning in to Cleaning Business Life, the show where we pull back the curtain on what it really takes to start, grow, and scale a thriving cleaning business without burning out. Every episode is packed with tips, stories, and strategies you can put to work right away—because you deserve a business that works for you, not the other way around. If you enjoyed today's episode, make sure to follow the podcast so you never miss a new release. And if you got value from this conversation, share it with another cleaning business owner who could use the encouragement and practical advice. Let's stay connected! You can find me online at:

Washington is again racing to avoid a government shutdown, as Democrats seek changes to federal immigration enforcement, such as requiring agents to carry body cameras and prohibiting them from wearing face masks. Plus, Tom Homan tells Minneapolis he's working on a plan to de-escalate the federal surge there. Learn more about your ad choices. Visit megaphone.fm/adchoices

President Trump selecting former Fed Governor Kevin Warsh to succeed Jerome Powell as Fed Chair. The market, treasury, and dollar reaction, and what to expect from Warsh as Trump continues to push for lower rates. Plus tech earnings continue next week, with investors eyeing the massive AI capex plans. If the investment will pay off, and which company has the edge in the artificial intelligence race.Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Senate reaches a deal to pass six federal spending bills before funding expires tonight, five as a package & Homeland Security for just two weeks while Immigration & Customs Enforcement (ICE) reforms are negotiated, but still there will be a weekend partial government shutdown because the House does not return to session until Monday; Former CNN anchor Don Lemon is among four journalists arrested and charged by the Justice Department after they covered an anti-ICE protest in a church in Minnesota where an ICE official serves as a pastor; President Donald Trump nominates Kevin Warsh to be Federal Reserve Chair; Deputy Attorney General Todd Blanche announces the release of 3 million files related to the late sex offender the Jeffrey Epstein, half of the total files reviewed; President Trump signs an Executive Order to have an IndyCar race around the National Mall in Washington, DC as part of the country 250th anniversary. Learn more about your ad choices. Visit megaphone.fm/adchoices

AP correspondent Ben Thomas reports a deal has been struck to avoid another government shutdown.

A.M. Edition for Jan. 29. Investors are rewarding Meta after the company's latest earnings showed massive AI investments translating into a jump in digital-ad revenues. State Street's Altaf Kassam gives his take on the AI boom's early winners and losers. Plus, WSJ deputy finance editor Quentin Webb gives us the backstory on the metals rally that just won't quit. And FBI agents search a Georgia election office as part of a broader push to re-examine Trump's 2020 loss. Luke Vargas hosts. Check out Sumathi Reddy's reporting on what happens when you stop taking GLP-1 drugs. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Travis and his producer Eric tackle an uncomfortable truth — most people don't have a money problem, they have an honesty problem. Drawing surprising parallels between tracking calories and tracking finances, Travis explains why awareness and discipline are the real keys to building wealth (and staying in shape). This one brings plenty of laughter, practical insight, and even a few food confessions along the way. On this episode we talk about: Why most “money problems” start with self-deception The dieting analogy that reveals your real financial habits How small, “invisible” expenses quietly sabotage your goals What lifestyle creep is — and how to stop it for good Why tracking every dollar is the first step to freedom Top 3 Takeaways 1.  Honesty beats income — you can't manage what you don't measure.2.  The “BLTs” (bites, licks, and tastes) in your diet are just like the untracked charges on your credit card.3.  More money doesn't fix bad habits; awareness and discipline do. Notable Quotes *   “You can't make progress until you're brutally honest about what's actually going in your mouth — or your bank account.” – Travis Chappell*   “It's not usually that you need more money, it's that you don't know where your current money is going.” – Travis Chappell*   “Before you build wealth, build awareness.” – Travis Chappell Connect with Travis Chappell: *   LinkedIn: https://www.linkedin.com/in/travischappell*   Twitter/X: https://twitter.com/traviscchappell*   Instagram: https://www.instagram.com/travischappell*   Website: https://travischappell.com  Travis Makes Money is powered by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.  Capture leads, nurture them, and close more deals—all from one powerful platform.  Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

A sneak peek behind the scenes of The Regulated Woman, dropped right in the middle of the Energy Is Everything series because money is, in fact, energy. In this bonus, we're reframing wealth as something neutral, dynamic, and always in motion and exploring the small energetic shifts that make money feel safer to receive, spend, and circulate through your life.TOPICS WE EXPLORE: • Money as neutral energy, not a moral measure • How your thoughts and emotions shape your relationship with money • The river metaphor: where you're gripping, hoarding, or damming the flow • Why “high vibration” isn't the goal, gratitude and trust are • Spending with intention as an energetic investment • Receiving without guilt, shame, or resistance • How to build safety with money so it feels welcomed with you • Practicing neutrality to remove the emotional charge and create more space • Opening more “channels” for wealth through micro shifts and awarenessPOINT OF THE EPISODE:Money is always moving and your relationship with it determines how easily it can flow into and through your life. When you shift from fear and tight control into trust, gratitude, and neutrality, you create safety for wealth to circulate and expand.MENTIONED: • The Regulated Woman (this episode is a sneak peek behind the scenes) • Exercise: list the emotions you associate with money and imagine neutrality • Visualization: money arriving from unexpected places and noticing what your body doesAre you loving it? Send Ash a text! MORE ABOUT ASHI am the definition of duality — I swear like a sailor and break rules like it's my job, but I also hold incredible space for my clients and work my ass off to help them achieve the success they're after. But I'm also here for the non-preneur woman, too. My background in counseling gives me a unique perspective on what it means to show up, serve, & create connection for those who feel like they've never belonged before. LINKS: Become the Regulated Woman Get emails that feel like your best friend (if your best friend was a therapist and actually told you the truth). Use code BB20 to get The Burnout Breakthrough for only $7 Follow me on IG (dropping in once a quarter for updates & gossip) Website: ashmcdonaldmentoring.com Work with me 1:1 Therapeutic Mentorship Business Therapy (therapy + strategic mentorship) ...

Introduction: Host Michael Rand starts with a busy night of events on Wednesday. The Wolves showed off seldom-used depth in beating the Mavericks. The Gophers men's basketball again suffered from a lack of depth. The Gophers women and Frost cruised to wins. 8:00: La Velle E. Neal III joins to talk about Bill Belichick's Hall of Fame snub, a lingering 2024 Vikings draft question and the Twins' 2026 spending plan. 30:00: A Twins trade.

Microsoft (MSFT) sold off on earnings while Meta Platforms (META) rallied. Michael Ni believes that happened because of how each company is backing margins through CapEx spending. He points to Meta's AI integration for advertising as the strongest point, while noting Microsoft's narrative as unclear. With that in mind, Stephanie Walter still cites Microsoft Azure growth as robust. She makes the case to Microsoft's sell-off as unwarranted. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The Royals spending is similar to that from a decade ago...is that a problem? full 650 Thu, 29 Jan 2026 16:43:33 +0000 1dy6gyl9MksN5RkQp56xy90SV95nxDdD mlb,kansas city royals,society & culture Cody & Gold mlb,kansas city royals,society & culture The Royals spending is similar to that from a decade ago...is that a problem? Hosts Cody Tapp & Alex Gold team up for 610 Sports Radio's newest mid-day show "Cody & Gold."  Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener.  Cody & Gold, weekdays 10a-2p on 610 Sports Radio.  2024 © 2021 Audacy, Inc. Society & Culture False https://player.

Today's top stories, with context, in just 15 minutes.On today's podcast:1) The world’s largest tech firms show no signs of easing up on AI spending, a record wave that’s propelling hardware providers like Samsung Electronics Co. and SK Hynix Inc. That’s even as doubts persist about the staying power of artificial intelligence demand to justify all that capital. Meta Platforms Inc. alone revealed ambitions to spend as much as $135 billion this year — one of the biggest planned outlays of the business sphere. Meta, Microsoft and fellow hyperscalers such as Amazon.com Inc. and Alphabet Inc., are driving a wave of global spending on chips, servers and computers that’s firing up hardware suppliers around the world, particularly in Asia. A procession of industry linchpins’s results this week further underscored how voracious the appetite for AI hardware has grown — and how that’s likely to extend well into 2026.2) Tesla Inc. has planned $20 billion of spending this year to streamline its electric-vehicle lineup and shift resources toward robotics and AI, part of a sweeping set of changes pushing the company further from its roots as an automobile manufacturer. The capital expenditure plans laid out Wednesday – roughly twice as much as Wall Street was expecting – will support production expansion at multiple factories, scaling up the nascent robotaxi business and building out AI infrastructure. Tesla also revealed plans to discontinue the Model S and X vehicles and devote that plant capacity to building Optimus humanoid robots.3) Jerome Powell has two more opportunities to adjust interest rates before his term as Federal Reserve chair ends — and he may not need them. After the Fed kept borrowing costs on hold Wednesday, Powell talked up a “clear improvement” in the US outlook and said the job market shows signs of steadying. It signals a cautious optimism: Fed officials delivered three cuts last fall, and see nothing in the latest data to suggest more are needed to prop up the economy. Futures markets expect no shift in rates before June. By then, Powell’s term as chair will have ended and a new one should be in place — likely opening another phase of President Trump’s campaign for lower rates, which has upended the Fed over the past year. In a potential sign of what’s coming, the only two officials who voted for another cut this week were Governor Stephen Miran — on leave at the Fed from his post as a top Trump aide — and Governor Christopher Waller, one of four names on Trump’s shortlist of potential Powell successors.See omnystudio.com/listener for privacy information.

Cutting back on other stuff to save for travel.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, I talk with Cody Berman and Sean Mulaney about what it really takes to reach early financial independence. Cody shares how he built a $4.8 million net worth by 29 through frugal living, intentional spending, and creating multiple income streams, while Sean breaks down the smartest tax strategies early retirees use to access money sooner and keep more of what they earn. We cover how to effectively use 401(k)s, Roth IRAs, HSAs, and taxable accounts together, plus key tactics like the Rule of 55, Roth conversions, and tax arbitrage that can dramatically lower your lifetime tax rate. Sean makes complex tax planning simple and actionable for anyone pursuing FIRE. Whether you're just starting your wealth-building journey or planning an early retirement, this episode delivers practical strategies to grow wealth faster and design a flexible, purpose-driven financial future. CHAPTERS

The governor expresses disdain with President Donald Trump's immigration crackdown in Minnesota, and a team of Vermont midwives is inviting you to learn more about efforts to open the first freestanding birth center in the state.

Global channel sales in IT are projected to exceed $4 trillion this year, with two-thirds of total spending driven by partner-led deals, according to Omdia research. However, managed service providers (MSPs) continue to encounter significant integration failures following mergers and acquisitions, leading to operational inefficiencies and diminished client trust. The Business of Tech analysis highlights that stacking acquisitions without comprehensive integration amplifies risks, particularly affecting margins, service consistency, and accountability.Supporting survey data from POPX indicates that 60% of UK MSPs report platform and data integration as critical hurdles post-acquisition, while 44% identify poor morale and lack of team alignment as sources of inefficiency. Notably, 38% experienced client disruption during transitional periods, signaling that rapid growth without sufficient operational coherence creates drag rather than leverage. These issues are compounded by rising technology budgets—nearly 75% of organizations expect increased IT spending—and intensifying reliance on AI and cloud services in MSP environments.Additional stories addressed include the widespread adoption of unsanctioned "Shadow AI" tools in healthcare settings, with over 40% of workers aware of unapproved usage, and the increasing tendency for AI platforms to reference general sources like YouTube over traditional medical authorities. The episode further examines new AI-driven arbitration tools, platform consolidations within managed security, and the centralization of authority across purchasing and service delivery ecosystems. Vendor integrations, such as Synchro's marketplace partnership with Ironscales and LevelBlue's acquisition of AlertLogic's unit, illustrate a shift away from component choices towards streamlined, but potentially opaque, accountability structures.For MSPs and IT service leaders, the central takeaway is not the urgency to adopt new tools, but the necessity to clarify ownership, governance, and liability as technology platforms accelerate efficiency and centralize control. Failure to address integration fundamentals, define formal oversight for AI-driven decisions, and maintain transparency amid automation will expose service providers to unpriced risks and erode client trust. Sustained growth is contingent upon operational discipline, not just expanding portfolios. Four things to know today 00:00 Channel Growth Accelerates While MSP Integration Failures Threaten Margins and Trust03:58 New Research Shows Agentic AI Adoption Outpacing Governance and Workforce Readiness07:25 AI Interfaces, Security Consolidation, and MSP Marketplaces Point to a Shift in Where Authority Lives10:27 AAA's AI Arbitrator Shows How Automation Changes Who Owns Decisions, Not Just How Fast They're Made This is the Business of Tech.    Supported by: 

President Donald Trump calls for "a very honorable and honest investigation" of the shooting death in Minneapolis of Alex Pretti by Border Patrol agents, and the president defends Homeland Security Secretary Kristi Noem while Congressional Democrats are calling for her impeachment; Senate returns to session just a few days before the deadline to pass a Homeland Security spending bill to prevent a partial government shutdown, with Democrats demanding reforms to Immigration and Customs Enforcement (ICE) as the price for their votes; President Trump travels to suburban Des Moines, Iowa to talk about the economy and affordability; Gov. Wes Moore (D-MD) testifies before a Maryland House committee about the Congressional redistricting bill that could lead to the only U.S. House seat in the state held by a Republican flipping to Democratic control in 2026; National Transportation Safety Board (NTSB) holds its final hearing on the mid-air collision last year between an American Airlines regional jet and Army helicopter near Reagan National Airport; Canadian Prime Minister Mark Carney denies he walked back criticism of President Trump's foreign policy in a phone call with the president this week; Bulletin of the Atomic Scientists moves its symbolic Doomsday Clock to the closest it has ever been to midnight; United Nations Secretary General marks International Holocaust Remembrance Day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Drawing on his experience negotiating million-dollar deals for global brands, procurement expert Wolfgang Schnellbaecher distills the tricks of the world's best buyers into three simple rules to help you make the most of your money.Learn more about our flagship conference happening this April at attend.ted.com/podcast Hosted on Acast. See acast.com/privacy for more information.

1.26.26 Kevin Sheehan reads an article from Ben Standig which possibly hints at the Commanders' strategy when it comes to spending money this offseason and free agency.