Podcasts about spending

Want to boost your sales without throwing more money at ads or fancy tools? If you're looking to grow revenue using what you already have, this episode is packed with smart, low-cost strategies that actually work.This week's question comes from Tom, who asked how to increase sales without increasing spend. Omar dives into practical, no-fluff tactics you can start using right away. From optimizing what's already working to uncovering hidden opportunities in your existing customer base, this episode gives you a clear path to better results.And this lesson applies whether you're just starting out or trying to stretch your budget further as an existing business owner.Ready to make every dollar (and customer) count? Hit the play button at the top of the page and dive into this power-packed lesson.You'll walk away with simple levers to pull for more sales, starting today!To submit your questions, visit 100mba.net/q.Watch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed

What issue have democrats really dug into to support that has ended up being of benefit to the American people? Healthcare? Spending? LGBT issues? Education? Security? MSNBC and Eric Swalwell run early cover for the new J6 Committee and propagandize Trump's dictatorial overthrow of the government. The feds get involved in the senseless and barbaric killing of Iryna Narutska and charge the suspect with first degree murder.

It's easy to forget how something as simple as a pair of shoes can change a life. But for vulnerable children around the world, shoes mean protection, dignity, and the chance to dream.Today, we'll hear how Buckner Shoes for Orphan Souls is meeting this need with the love of Christ. Shawn Spurrier joins us to share the incredible impact that is being made all around the world, one pair of shoes at a time.Shawn Spurrier is the Director of Buckner Shoes for Orphan Souls at Buckner International, an underwriter of Faith & Finance. The Heart of Buckner InternationalFounded in Dallas, Texas, Buckner International has been serving vulnerable children, families, and seniors for more than 146 years. Their mission is clear: to follow the example of Jesus by serving the most vulnerable in every phase of life. From foster care and adoption to family-strengthening programs and senior care, Buckner demonstrates Christ's love in tangible ways.The Shoes for Orphan Souls initiative began 25 years ago in Dallas as a small effort to provide children in orphanages with something they lacked: their own pair of shoes. Many had to borrow communal shoes from a basket just to attend school.Since then, the ministry has distributed more than 5 million pairs of shoes in 86 countries. These shoes do more than protect feet—they open doors to health, education, dignity, and the hope of Christ.Why Shoes MatterA new pair of shoes provides more than comfort:Health Protection – In many regions, shoes prevent devastating illnesses like hookworm or podoconiosis.Access to Education – In many countries, schools require shoes as part of their uniform, making footwear a key factor in attending class.Economic Stability – Protecting children from illness reduces financial strain on families already in vulnerable situations.Hope and Dignity – Every pair is delivered with prayer, encouragement, and the gospel, often through partnerships with local churches.Stories of TransformationShawn shared two moving stories that reveal the ministry's impact:Romina in Mexico – A seven-year-old girl was overwhelmed with tears when she realized someone cared enough to give her a pair of shoes. That moment reminded Sean why this work matters—it's a tangible expression of Christ's love. Dulce in Guatemala – An eight-year-old girl received pink-and-white shoes so she could attend school. That simple gift opened the door for her family to receive housing, literacy training for her mother, and ultimately, salvation and discipleship for her father.A small act of generosity became the seed of a transformed family story.Your Opportunity to GiveThis month, we're partnering with Buckner to put shoes on the feet of 1,000 children worldwide. Each pair represents health, education, dignity, and an opportunity for children and families to hear the gospel.$15 provides a pair of shoes.$150 provides shoes for 10 children.You can be part of this life-changing work by visiting GiveShoesToday.org. Together, we can share the love of Christ one pair of shoes at a time.On Today's Program, Rob Answers Listener Questions:I'm retiring and turning 65 in February. Right now, I'm covered by my employer's health insurance, but I'm running into issues with prescription coverage. Should I sign up for Medicare now, keep my employer insurance as primary, and then wait until my younger wife becomes eligible for Medicare?I've managed to pay off all my credit card debt, but now my mortgage company has started foreclosure proceedings. They're demanding $2,160, and I'm not sure how to handle it. The FDIC says they shouldn't be taking this action, but I haven't received any formal notification yet.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Buckner Shoes for Orphan SoulsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The House is expected to vote to go to conference with the Senate on three spending bills. House appropriators mark up a Commerce-Justice-Science spending bill. And the House could vote on its fiscal 2026 defense authorization bill as the Senate considers its own version. David Higgins has your CQ Morning Briefing for Wednesday, Sept. 10, 2025.

Shoppers are more cautious ahead of this year's holiday season. Bankrate's Ted Rossman has the latest data.

In todays episode the boys learn its NOT a good idea to go to jail on a Friday night, they break down their Labor Day 24 hour houseboat challenge and how Ken survived without a toilet. Ryan tries to make his hummer ev sound cool and the boys dont disagree? We then beef about how concept cars never look as good when they come out. We hate on the Verizon store, TikTok spreading lingo at an alarming rate. And Dalton blowing his money on luxury goods…. Cheeto? Sign up for a $1 per month trial at https://www.shopify.com/wideopen Get up to $200 off Square hardware when you sign up at https://www.square.com/go/WIDEOPEN! #squarepod #ad Download Cash App Today: https://capl.onelink.me/vFut/zz85607d #CashAppPod. As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. Visit cash.app/legal/podcast for full disclosures. To watch the podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenWithCboysTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenWithCboysTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You can also check out our main YouTube channel CboysTV: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/CboysTV⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

What are you spending on annual fees? What's the holy grail of first-class suites? We answered these and many other questions on the Ask Us Anything hosted live on YouTube on September 3rd, 2025.(00:37) - As banks tighten up on credit card approvals, I'm sure many have received a denial for “lack of recent installment loan information.” Has anybody taken out a loan to improve their odds? To me, it makes sense to take out a loan where interest is

Don and Tom break down the overhyped expectations around recent market returns, referencing Jason Zweig's analysis of 230 years of stock market data. They emphasize that spending and saving habits matter more than chasing 15% returns, and explain why realistic planning using a 3–6% real return assumption over 30-year rolling periods is more prudent. They also tackle questions about RMD strategies from Vanguard IRAs and the TSP's F and G bond funds. The show ends with a tongue-in-cheek breakdown of NFL team valuations—yes, the Raiders rank surprisingly high. 0:04 Welcome, fatuousness defined, and realistic investing begins 0:52 Why you shouldn't expect 15% returns forever—even if you got them 1:52 What Jason Zweig's long-term data reveals about stock returns 2:51 Bogle warned us not to expect high returns—now what? 4:16 Spending and saving: more important than investing performance 5:08 Don's “prepaid gains” analogy for future expectations 7:00 Real market returns since 1793—spoiler: they're not 15% 8:58 Stocks might only beat inflation by 3%—and that's still a win 9:45 Start saving early: waiting until 50 is a losing game 10:18 How to plan with lower expected returns (realistic scenarios) 11:56 Use expected return to guide your savings rate (3% = save 20%) 13:45 “You weren't smart. You were lucky.” Now diversify. 15:31 Tom's wife dreads football season—Don celebrates Chiefs loss 18:42 Listener RMD question: Which ETFs get tapped at Vanguard? 19:29 Bonds are back: fixed income up ~6% this year 20:24 Rebalancing vs. just selling: how to handle RMDs smartly 21:04 Raiders rank #4 in NFL valuations… but why? 24:36 Top NFL team values: Cowboys rule, Cardinals drool 27:27 Arizona sports: low attendance, low valuations 28:59 TSP question: F fund vs. G fund—what to use, when 30:25 Don favors the G fund for simplicity and ballast 31:45 Tom and Don disagree—F fund might return more, but… 32:26 Don's vegetable-spiked coffee and Justin's final TSP allocation 34:13 Listener Barbara has multiple annuities—Don and Tom say, “Yikes” 35:47 Why you probably talked to a salesperson, not a fiduciary 37:04 The free Appella consultation is steak-free and no-pressure Learn more about your ad choices. Visit megaphone.fm/adchoices

Spending time outdoors is one of life's simple pleasures — but bugs think so too. Before they crash your hike, morning walk or backyard hangout, try these quick tips to keep bites at bay. To support more content like this, become an AARP member at aarp.org. And don't forget to subscribe for more tips and tricks to help make your life a little easier — and happier! 

Businessman and author T. Harv Eker once wrote, “Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.”It's tempting to think that financial independence is the ultimate goal of life—but what does the Bible say? God's Word points us toward a far better kind of freedom.In recent years, financial independence has become a cultural ideal. People long to be self-sufficient, debt-free, and free to pursue their passions. While these desires can be wise, they also carry a subtle danger: believing we don't need anyone—including God.The Warning of the Rich FoolThis temptation isn't new. In Luke 12, Jesus told a parable about a wealthy man who thought he had “made it”:“I will tear down my barns and build larger ones, and there I will store all my grain and goods. And I will say to my soul, ‘You have ample goods laid up for many years; relax, eat, drink, and be merry.'”But God's response was sobering:“Fool! This night your soul is required of you, and the things you have prepared, whose will they be?”The man's sin wasn't wealth itself—it was trusting in wealth instead of God. His independence became his idol. In contrast, Proverbs 30 records a prayer from Agur:“Give me neither poverty nor riches; feed me with the food that is needful for me, lest I be full and deny you and say, ‘Who is the Lord?' or lest I be poor and steal and profane the name of my God.”Agur understood the heart of stewardship: daily dependence on God. Too little can lead to desperation; too much can lead to pride. The goal isn't independence, but faithful reliance on the Lord.Three Questions to Evaluate Your GoalsAs you think about your own financial journey, consider these questions:Am I placing my trust in money? Retirement savings and emergency funds are wise, but security must come from God, not a balance sheet.Am I trying to eliminate work entirely? Work is part of God's good design. Even in retirement, we're called to meaningful contribution.Am I paying off debt just for myself? Debt-free living is good, but its ultimate purpose is to gain the freedom to serve, give, and advance God's Kingdom.So, is financial independence biblical? It depends.If independence means replacing God with money, then no.If independence means freedom for generosity, stewardship, and dependence on God, then yes—it reflects something greater than wealth: a life rich toward God.Scripture reminds us that “He richly provides us with everything to enjoy” (1 Timothy 6:17) and that “every good and perfect gift is from above” (James 1:17). But those gifts were never meant to replace the Giver.A Resource for Going DeeperIf you'd like to explore this more, check out our 4-Week study, Rich Toward God. This study walks through Jesus' Parable of the Rich Fool in Luke 12, helping you discover what truly drives your financial decisions and how to align your resources with God's Kingdom purposes.You can get your copy—or place a bulk order for your church or small group—by visiting FaithFi.com and clicking the Shop tab.On Today's Program, Rob Answers Listener Questions:I've had multiple jobs with 401(k) benefits over the years, but I've struggled to stay organized with my finances. How can I get a handle on everything, and would it be wise to work with a financial advisor?My 16-year-old daughter received a $200,000 settlement after being hit by a car. Once she turns 18, she'll gain full access to the money, and I'm very concerned she'll misuse it. What options do I have to protect her from receiving it all at once?I have an adult son with autism who is on the Florida Med Waiver, which limits him to $2,000 in his checking account. I'm worried about how he'll be provided for in the future. Is there a way to set aside money for his care without affecting his benefits?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceABLE National Resource CenterUnderstanding ABLE Accounts With Matt Syverson (Faith and Finance Episode)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In this episode of the Tough Girl Podcast, we journey into the heart of the Amazon and the mind of a remarkable woman pushing the boundaries of science, culture, and conservation—Dr. Rosa Vásquez Espinoza. Rosa is a Peruvian chemical biologist, National Geographic Explorer, UN Harmony with Nature Scientist, and the founder of Amazon Research Internacional.  Splitting her time between Bath, England, and the Peruvian rainforest, Rosa blends cutting-edge research with ancestral knowledge to protect biodiversity and uplift indigenous communities. Her journey—from a curious child growing up in Peru to leading expeditions in the Amazon, researching the legendary Boiling River, studying stingless bees, and authoring The Spirit of the Rainforest—is nothing short of extraordinary. Rosa shares how she learned expedition skills later in life, why documenting indigenous science is crucial, and what it means to be a female scientist navigating international platforms like the UN and COP16. This conversation is packed with insight into climate resilience, overcoming self-doubt, and the healing power of nature, science, and community. Rosa's message is a powerful call to action for women everywhere: follow the questions that stay in your head—you never know where they may lead.  New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries.  Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast.  Your support makes a difference.  Thank you x Show notes Who is Dr Rosa Currently living in Bath Being based between England and Peru  Working as a Peruvian scientistic National Geographic Explorer  Leading science and conservation efforts in the Amazon Rainforest  Having a deep connection to her indigenous roots  Her early years living in Peru and relationship with her grandmother Spending time in the city and the mountains Being fascinated by the things she couldn't understand  Loving space and wanted to know everything about the planet Having a fascination for science Wanting to dedicate her life to the Amazon  Getting her PhD in Chemical Biology from Michigan University  Taking a year off to get more work experience and reconsidering her whole life Being able to study traditional Chineses medicine in Beijing in her last year of undergrad The Amazon Boiling River Ted Talk - Andrés Ruzo  Book: The Boiling River (TED) by Andrés Ruzo   Discovering new microbes in the river Boiling mud  Book: The Spirit of the Rainforest: How indigenous wisdom and scientific curiosity reconnects us to the natural world  What you can expect from the book Learning expeditions skills later on in life Leading her first expedition Chapter 4 - Stingless Bees - the oldest bees on the planet  Capacity building  Partnerships with different indigenous groups Climate challenges Climate Anxiety The importance of indigenous science and making sure that it is documented  Being motivated to write the book  COP16 in October 2024 in Colombia  Dealing with self doubt and why the work is not easy Being a voice with the international press Creating space for female indigenous members Being a good team member The importance of community  Current expeditions and plans for heading back to the field Funding expeditions  Extreme climate explorers BBC - Documenting their work on stingless bees How to find stingless bees Smelling fish in the jungle…. Medicinial Honey?! Comparison to Manuka honey? Her Ayahuasca experience The ego death experience  Chapter 11 - becoming a black jaguar  How to connect with Dr Rosa Final word of advice for women who want to explore more and get into science and exploration Follow the questions that stay in your head You never know where they may lead.   Social Media Website: www.rosavespinoza.com  Instagram: @rosavespinoza Facebook: @rosavespinoza9  TikTok: @rosavespinoza  YouTube: @rosavespinoza  

Ireland's economy continues to perform well – so the Government does not need to continue pumping money into the economy. That's according to the Irish Fiscal Advisory Council in their pre-Budget Submission. Niall Conroy, acting chief economist at IFAC joined us on Newstalk Breakfast this morning.

Most new businesses stay invisible online for weeks or even months. In that time, competitors are snapping up the calls and sales that could have been yours. In this video, I'll show you how to get found on Google in as little as 14 days without spending a penny on ads. You'll learn the exact steps to appear on Google Maps and local search quickly and get in front of ready-to-buy customers. If you want to skip the trial and error and get it done fast and properly, take a look at our Google Launch Pack here: https://daniellatto.co.uk/googlemapslaunchkit/

Ireland's economy continues to perform well – so the Government does not need to continue pumping money into the economy. That's according to the Irish Fiscal Advisory Council in their pre-Budget Submission. Niall Conroy, acting chief economist at IFAC joined us on Newstalk Breakfast this morning.

In this episode of American Potential, host David From is joined by Jeremiah Mosteller, Policy Director at Americans for Prosperity, to examine how the Department of Justice spends its massive $67 billion budget. From maintaining dozens of little-used SWAT teams across obscure federal agencies to handing out 11,000 grants worth nearly $5 billion a year—many with little accountability—Jeremiah explains how DOJ has grown far beyond its original mission of enforcing federal law. He also reveals how overlapping programs and unclear reporting allow waste and duplication to thrive. The conversation then shifts to one of DOJ's most controversial practices: civil asset forfeiture. Jeremiah outlines how this process allows the government to seize cash, cars, and property from people never even charged with a crime, fueling a slush fund that DOJ frequently raids for discretionary spending. By redirecting this money back to taxpayers and consolidating duplicative programs, Jeremiah and David show how reforms could cut billions without harming public safety. This milestone episode celebrates their Big Ideas for Smaller Government series officially identifying more than $2 trillion in potential federal savings.

Earle led the yoga philosophy department and taught meditation and yoga, while also studying Tibetan, Sanskrit, business, and a 7-year advanced program in Tibetan Buddhism. #energymedicine #spiritual #meditate About my Guest Earle BirneyEarle grew up an avid sports fan in Vancouver, Canada. With just 4 months left of study before obtaining a degree, he began to realize that a life of following “societal norms” — starting a career, buying a house, getting married, having kids — did not make sense or appeal to him. It felt confining rather than freeing. So instead, he took out a student loan, bought an around-the-world ticket, and went on his personal search for freedom. Fueled by liquid inspiration, Earle ironically ended up in Paremoremo, a maximum security prison in Auckland New Zealand where he remained as a guest for the next 22 months. This is where Earle met the practices of yoga, meditation, and Buddhist philosophy. Earle began studying the Asian Classics Institute program and shortly after returning to Canada, went to help him start the Diamond Mountain University and Retreat Center in the Chiricahua Mountains of Arizona. Earle led the yoga philosophy department and taught meditation and yoga, while also studying Tibetan, Sanskrit, business, and a 7-year advanced program in Tibetan Buddhism. This period of study concluded with a 3 year 3 month 3 day silent meditation retreat.Taking his 27 years of experience, Earle thrives on making the often complicated teachings practical and relatable. Earle uses his expertise in retreat and his capacity to guide people along the stages of meditation, to help them in their spiritual journey.Earle is the head of curriculum development and lead teacher at the Yoga Studies Institute (YSI). YSI reaches over 10,000 students annually, leading students in yoga programs and retreats, meditation teacher trainings, and philosophy workshops. Earle also teaches and leads meditation programs at the Three Jewels Outreach Center in NYC for many students, including beginning meditators, people training to become meditation teachers, and advanced practitioners looking to deepen their practice in retreat.What we Discussed: 00:10 Who is Earle Birney 01:00 His Journey to understand life05:35 4 months from finishing his Degree and quit07:40 The plan was to work and kep travelling08:18 How he got into selling Acid09:30 Getting a warning he should have listened to10:28 The Process of Getting Arrested11:40 His Court Experience14:20 His experience in Prison15:50 How did his Parents react to the situation17:00 After 5 month how was the prison experience18:55 The jobs in the Prison20:30 What was his Mindset when he know he was getting out22:45 Was there any treatment in Prison to help with drug use25:00 The Journey after Prison28:00 7 Years in a Buddist centre29:00 3 Years 3 Months & 3 Day silent retreat29:50 How did they cover costs30:45 Spending 3 years to go inwards for yourself31:45 The Structure of the Retreat33:19 How was his mind in the 1st few days35:25 After the Retreat what was the next part of his journey38:00 Fast for Hunger40:20 Give Dignity to the Homeless41:00 What Meditation do they Teach and his Practice43:30 When People say they can not Meditate46:00 Getting Tired in Meditation49:14 Walking on the beach worked for me Meditating50:48 The Free Resources on his WebsiteHow to Contact Earle Birneywww.yogastudiesinstitute.orghttps://www.instagram.com/samayogastudio/All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠

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For a quick stop at Johnny's House.. When did you see someone doing something nice!? How much are you spending on kids? They say the cost for raising kids has gone up! See omnystudio.com/listener for privacy information.

Billy Graham once said, “Tell me what you think about money, and I will tell you what you think about God, for these two are closely related.”In Jesus' Parable of the Talents, we see that stewardship isn't just about money—it's about how we view God. Today, Taylor Standridge joins me to explore how our image of God influences the way we give, spend, and live.Taylor Standridge is the Production Manager here at Faith and Finance, co-author of Look at the Sparrows, our 21-Day Devotional on Financial Fear and Anxiety, and a frequent contributor to our quarterly magazine, Faithful Steward, as well as other FaithFi studies and devotionals.Our View of God Shapes EverythingA.W. Tozer once wrote, “What comes into our minds when we think about God is the most important thing about us.” This truth has enormous implications for stewardship. How we see God determines how we handle what He has entrusted to us.If we see Him as generous, trustworthy, and sovereign, we will hold our resources with open hands and joyful hearts, confident that He is both our provider and our treasure. But if we see Him as distant, demanding, or indifferent, we may fall into reluctant giving, fearful hoarding, or selfish spending.Stewardship is far more than budgets and giving—it is about trust, worship, and living in light of who we believe God to be. A distorted view of God is like setting sail with the wrong coordinates: you may move with confidence, but you'll end up in the wrong place.Lessons from the Parable of the TalentsIn Matthew 25, the tragedy of the third servant wasn't his lack of ability—it was his lack of trust. Believing his master to be a “hard man,” he buried what was given to him. His fear led to inaction.This parable isn't only about money. The “talents” represent everything God entrusts to us—time, relationships, opportunities, gifts, and resources. Faithful stewardship flows not from skill, but from trust. The first two servants stepped out boldly because they trusted their master's character. Their faith led to joy, not judgment: “Enter into the joy of your master.”The deeper warning is this: when we misjudge God's heart, we hold back. When we trust His goodness, we invest boldly for His Kingdom.Obedience as God's GiftMany believers think of obedience as something they give to God. But Scripture reminds us that even obedience is a gift of grace. “It is God who works in you to will and to act according to His good purpose” (Phil. 2:13). He not only prepares good works for us (Eph. 2:10)—He empowers us to walk in them.This truth transforms stewardship from a burden into a blessing. We're not managing resources to prove ourselves; we're participating in the good works God has already prepared. Stewardship becomes a relational act of grace, not a transactional duty.The Sobering Warning—and the Joyful InvitationIn Matthew 7, Jesus warns that some will say, “Lord, Lord,” but hear Him reply, “I never knew you.” The issue wasn't activity—it was relationship. Faithful stewardship begins with knowing God as gracious, faithful, and abundantly generous.If you feel stuck or fearful—like the third servant—remember this: God isn't waiting to punish you. He invites you to trust Him. Start small. Ask Him to reshape your view, to see Him not as a harsh master, but as a loving Father.As 2 Timothy 1:7 declares, “God gave us a spirit not of fear but of power and love and self-control.” When we live from that truth, stewardship becomes delight, not duty. We don't just manage money; we step into joy, walking with the One who is our ultimate treasure.On Today's Program, Rob Answers Listener Questions:I'm a retired senior and recently heard about the new $6,000 tax break. How does this affect my overall tax liability? Should I consider withdrawing a larger amount from my 401(k) to maximize this deduction?I used to work in the financial field selling tax-sheltered annuities, and I've always thought they were strong investment options. Lately, I've noticed some advisors speaking negatively about annuities. What's your perspective on annuities as an investment today?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Money doesn't have to be complicated. In Episode 3 of SAUNAIE's Financial Literacy Series, XO breaks down the fundamentals of managing your money — from building a budget that actually works, to saving for the future, and getting started with investing (without feeling overwhelmed).

For a quick stop at Johnny's House.. When did you see someone doing something nice!? How much are you spending on kids? They say the cost for raising kids has gone up! See omnystudio.com/listener for privacy information.

Your Ideal Clients Aren't on Social Media (And What to Do Instead)You're posting daily. Creating reels. Following trends. Spending hours on content creation. But your phone still isn't ringing with new client bookings.Sound familiar?In this eye-opening episode, I'm sharing the uncomfortable truth that's going to change how you think about marketing your practice forever. Spoiler alert: those 5.24 billion people on social media? They're not looking for practitioners like you.

Sun, 07 Sep 2025 15:00:00 GMT http://relay.fm/mpu/813 http://relay.fm/mpu/813 Spending All Our Time Saving Things 813 David Sparks and Stephen Hackett On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. clean 4566 On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. This episode of Mac Power Users is sponsored by: 1Password: Never forget a password again. Squarespace: Save 10% off your first purchase of a website or domain using code MPU. Links and Show Notes: Sign up for the MPU email newsletter and join the MPU forums. More Power Users: Ad-free episodes with regular bonus segments Submit Feedback Relay for St. JudeTogether, we can help give families facing childhood cancer more tomorrows. Parachute Backup creates full local backups of offloaded iCloud content - Software - MPU Talk Keyboard Maestro Exporting Links from Safari Reading List via Shortcuts for Mac - MacStories GoodLinks Markdown to Word Online Marked 2 iA Writer Notion DEVONthink Drafts Introducing ChatGPT search | OpenAI Google Gemini Claude Notion AI Introduction - Model Context Protocol The No List: My First App and Why Saying No Matters - MacSparky AI Couldn't Build My iPhone Podcast App Amazon will stop allowing Kindle book downloads to your PC soon | The Verge Apple Books - Apple Kobo BOOX Go 7 Series Readwise Reader Introducing Amazo

Sun, 07 Sep 2025 15:00:00 GMT http://relay.fm/mpu/813 http://relay.fm/mpu/813 David Sparks and Stephen Hackett On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. clean 4566 On this feedback episode, the guys talk about backing up iCloud data, read-it-later services, automation trigger conflicts, travel tech, converting Markdown, the No List, and a lot more. This episode of Mac Power Users is sponsored by: 1Password: Never forget a password again. Squarespace: Save 10% off your first purchase of a website or domain using code MPU. Links and Show Notes: Sign up for the MPU email newsletter and join the MPU forums. More Power Users: Ad-free episodes with regular bonus segments Submit Feedback Relay for St. JudeTogether, we can help give families facing childhood cancer more tomorrows. Parachute Backup creates full local backups of offloaded iCloud content - Software - MPU Talk Keyboard Maestro Exporting Links from Safari Reading List via Shortcuts for Mac - MacStories GoodLinks Markdown to Word Online Marked 2 iA Writer Notion DEVONthink Drafts Introducing ChatGPT search | OpenAI Google Gemini Claude Notion AI Introduction - Model Context Protocol The No List: My First App and Why Saying No Matters - MacSparky AI Couldn't Build My iPhone Podcast App Amazon will stop allowing Kindle book downloads to your PC soon | The Verge Apple Books - Apple Kobo BOOX Go 7 Series Readwise Reader I

Liberal Spending Spree: Carney Debt Disaster IncomingBecome a supporter of this podcast: https://www.spreaker.com/podcast/radio-baloney-the-richie-baloney-show--4036781/support.

DOGE CANADA? Pierre Poilievre Demands Cuts To Government WasteBecome a supporter of this podcast: https://www.spreaker.com/podcast/radio-baloney-the-richie-baloney-show--4036781/support.

Is a government shutdown coming? It's looking far less likely according to two of the biggest spending hawks in Congress. Jesse Kelly speaks with them, and goes off on some big stories impacting America. Best of I'm Right with Jesse Kelly | 9-5-25 Pure Talk: Go to https://www.puretalk.com/JESSETV and save 50% off your first month. Choq: Visit https://choq.com/jessetv for a 17.76% discount on your CHOQ subscription for lifeFollow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

For years, the Windfall Elimination Provision and Government Pension Offset reduced benefits for those who had rightfully earned them. Now that those policies are gone, many are left with questions. Eddie Holland joins us to help clarify what's changed and what it means for your retirement.Eddie Holland is a Senior Private Wealth Advisor and partner of Blue Trust in Greenville, South Carolina. He's also a CPA, a Certified Financial Planner (CFP®), and a Certified Kingdom Advisor (CKA®).A Quick History of WEP and GPOThe Windfall Elimination Provision (WEP), enacted over 40 years ago, reduces Social Security benefits for individuals receiving a non-covered pension—a pension from which no Social Security taxes were withheld. This often included employees in state and local government jobs, such as teachers, police officers, and firefighters.Similarly, the Government Pension Offset (GPO) reduced a spousal or survivor benefit for individuals in the same situation. These rules were designed to prevent “double-dipping,” but they often unfairly penalized modest-income workers, sometimes reducing their monthly Social Security checks by hundreds of dollars—or even eliminating their spousal or survivor benefits entirely.The Social Security Fairness Act of 2025That changed on January 5, 2025, when President Joe Biden signed the Social Security Fairness Act. This legislation repealed both WEP and GPO, effective retroactively as of January 2024. As a result:Nearly 3 million Americans became eligible for retroactive benefits.Future monthly benefits for those affected have also been adjusted upward.This marks a significant win for many retired public servants who had long felt the weight of these provisions.What to Expect if You're AffectedThere are two phases of payments:Retroactive Payments – Starting in March 2025, some individuals received large one-time deposits representing the benefits they should have received since January 2024. These payments often arrived with little to no explanation, leaving many confused. Adjusted Monthly Benefits – Beginning in April 2025, Social Security began increasing ongoing monthly benefits for those impacted.It's important to note that these changes only apply to individuals with a non-covered pension, not all civil service employees.Steps to Take if You Think You QualifyIf you believe these changes may apply to you, Eddie recommends two simple steps:Check Your Account Online. Visit SSA.gov to log in to your account (or create one if you haven't already). Contact the Social Security Administration. If your account doesn't show any updates or you have questions, call 1-800-772-1213 or schedule an appointment at your local SSA office to speak directly with an agent.If navigating these changes feels overwhelming, consider consulting a Certified Kingdom Advisor (CKA) who specializes in matters related to Social Security, who can help you make informed, faith-based financial decisions. You can find one in your area by visiting FaithFi.com and clicking “Find a Professional”. On Today's Program, Rob Answers Listener Questions:I'm 60 years old and planning to retire early at 62. I'd also like to pay off my house before I retire. Is that a smart move, and is it realistic given my current financial situation?I understand that retiring before my full retirement age will result in a reduction of approximately 8% per year in my Social Security benefit. How do Social Security cost-of-living adjustments factor into that reduction?My grandson wants to be added as an authorized user on my credit card to take advantage of my good credit score so he can get a lower interest rate on a car loan. Is that a wise decision?At what age am I required to start taking distributions from my 401(k)? Also, I have two family members—one with dementia and another recovering from a stroke. How can we protect their assets, such as their house and 401(k), if they need long-term care?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Social Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Please, share, rate, and review our show to support the value and visibility of our episodes.Watch Us & Subscribe on YouTube.We're diving deeper into Season 2!

Recent polls suggest Canadians are now more concerned about basic economic issues than they are about the Carney-Trump talks.  Housing, affordability, inflation and government spending top the list. All this in the run up to an expected October budget, but also at a time when hugely expensive "nation building projects" are on the table. How do you square cuts and spending is up for discussion with Chantal Hebert and Bruce Anderson.

Dustin of "Sports Card Dad" returns for part 2 of our great hobby conversation this week. Talking points on this episode may include: *The Beginnings *Approach to content creation and being transparent. *How you collect and sell *Sponsorship criticisms *Spending too much and advice *NSCC *Grading space thoughts Follow us on Social Media:  Website:https://www.sportscardnationpo....com https://linktr.ee/Sportscardna... Merch shop:https://sports-card-nation.pri...   To eliminate pre & post-roll adshttps://www.spreaker.com/podca...

House Republicans narrowly passed a $57 billion energy and water bill on Thursday that slashes clean energy and boosts GOP priorities — squeaking it through by just one vote after two last-minute flip-flops. POLITICO's Kelsey Tamborrino breaks down the details of the package, how it exposes deeper GOP divisions, and why lawmakers face a difficult government spending fight ahead. Plus, President Donald Trump's nominees to fill the two vacancies at the Federal Energy Regulatory Commission vowed to protect the agency's independence amid growing concerns over political interference from the White House.  Josh Siegel is an energy reporter for POLITICO and the host of POLITICO Energy.  Annie Snider covers water issues for POLITICO Pro.  Nirmal Mulaikal is the co-host and producer of POLITICO Energy.   Alex Keeney is a senior audio producer at POLITICO.   Matt Daily is the energy editor for POLITICO.    For more news on energy and the environment, subscribe to Power Switch, our free evening newsletter: https://www.politico.com/power-switch    And for even deeper coverage and analysis, read our Morning Energy newsletter by subscribing to POLITICO Pro: https://subscriber.politicopro.com/newsletter-archive/morning-energy    Our theme music is by Pran Bandi.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As summer turns to fall, ITR Live returns with fresh energy for the political season. Chris Hagenow and John Hendrickson kick off the episode by recapping the post–Labor Day shift when campaigns and legislative conversations get serious again. With schools back in session and vacations over, the political calendar is heating up, and ITR Live is here to break it all down.The discussion opens with the latest update in the 2026 governor's race as Adam Steen joins the field. Chris and John examine how his late entry could affect the dynamics, what messages Republican candidates are testing, and how Rob Sand is using his uncontested path on the Democratic side to shape a negative narrative about Iowa's policies. The hosts push back, reminding listeners that Iowa's fiscal track record is strong, taxpayer-focused, and worth defending.Next, the episode covers the big news in Iowa's U.S. Senate race. Senator Joni Ernst has announced she will not seek reelection, setting the stage for Ashley Hinson to emerge as the frontrunner. Chris and John explain why Hinson's ground game and deep connections across Iowa make her a formidable candidate, while also highlighting the open congressional seat this creates in northeast Iowa.Finally, the hosts turn to Iowa's revenue picture. With the flat tax now in place, income tax collections are down — by design. Chris and John emphasize that lower collections are not a crisis but a sign that taxpayers are keeping more of their money. The real challenge is on the spending side. They argue that lawmakers must resist new spending commitments, look critically at exemptions and giveaways, and stay focused on fiscal discipline.

Are Irish companies benefiting from rising global and European defence spending? RTE reporter, Jackie Fox reports.

AP correspondent Jennifer King reports that the federal government is investigating state Medicaid spending on immigrants.

In episode 2 of The Wardrobe Project Mini Series, I'm taking you through 10 things that drive irrational clothing purchases, and why we're so often left feeling like we have nothing to wear despite staring at a wardrobe full of clothes. From emotional soothing, to dopamine-seeking, to misattributing the feelings of shopping, there are so many nuggets to explore in this episode. If you enjoy it, you'll love my new book, The Wardrobe Project, coming November 2025. Preorder your copy below or Google search "The Wardrobe Project Emma Edwards" for local results in your region. Preorder in Australia/NZ: https://amzn.to/3Jatx9x Non-Amazon AU/NZ Preorder options: Booktopia Preorder in the UK: https://shorturl.at/fKH5O Non-Amazon UK Preorder: Bookshop.org Preorder in the US: https://shorturl.at/9KNyb Preorder in Canada: https://shorturl.at/PgcJx PLUS follow @thewardrobeprojectbook on Instagram for all preorder incentive updates, workshops and launch events plus exclusive clothing content.See omnystudio.com/listener for privacy information.

BUY YOUR TICKETS TO THE "MAN ON WATER" TOUR NOW!https://www.thegeorgejankoshow.com/Text Me To Perform In Your City! (602) 932-8118 GO SEE ADAM RAY LIVE!https://adamraycomedy.com/Follow George! Instagram: https://www.instagram.com/georgejanko Twitter: https://twitter.com/GeorgeJanko TikTok: https://www.tiktok.com/@georgejanko Follow Shawna! Instagram: https://www.instagram.com/shawnadellaricca/ Youtube: https://www.youtube.com/@ShawnaDellaRiccaOfficial Follow Grant! (Video / Edit)  Instagram: https://www.instagram.com/blaccwellBusiness Inquiries Email: george@divisionmedia.coTimestamps:00:00:00 Adam Ray Introduction00:03:30 Dogs, AI, and Racist Pet Jokes00:06:53 Cat Stories: Leonardo Decatrio & Greek Cat Culture00:10:14 Tony Robbins, Life Coaches, and Zoom Events00:13:30 Childhood Nicknames, Dyslexia, and Special Ed00:17:01 Would You Rather? & Standup Comedy Origins00:20:52 Impressions: Biden, Dr. Phil, and Comedy Techniques00:24:07 Dr. Phil Stories, Netflix Special, and TikTok Rabbit Holes00:27:40 Viral Videos, Animal Rescues, and Halloween Traditions00:31:23 Trick-or-Treating, College Stories, and Russian Breakdancers00:34:43 Breakdancing, Backpack in Toilet, and Ireland Tour00:38:05 Coldplay CEO, Epstein Files, and Old Age Stories00:41:32 Social Media, Dan Bilzerian, and Playboy Mansion00:45:04 Long-Distance Relationships & Regrets00:48:43 Dan Bilzerian Parties & Gender Ratios00:52:12 Popcorn Reading, School Struggles, and Weight Loss00:59:01 Assyrian Heritage, Passion of the Christ, and Cartoons01:02:48 Fashion Choices, Black Suits, and Spending on Experiences01:06:35 Bus Tours, Plane Travel, and Phoenix Heat01:10:38 Universal Studios Tour Guide & Making Kids Cry01:14:20 Theme Park Characters, Spider-Man, and Background Acting01:18:04 Standup Comedy Career Advice & Seinfeld Documentary01:21:20 Adam's Dream Show, Sandler Goals, and McFlurry Machine01:22:53 Plugs, Final Jokes, and Show Outro

This week's Chill & Prosper is all about making smarter, more aligned money decisions - without shame or restriction.

What if your portfolio could help advance justice, compassion, and human flourishing?Aligning your investments with your faith isn't just about avoiding harm—but actively shaping the world around them for good. Stella Tai joins us to talk about how investors are putting their values to work in the marketplace.Stella Tai is the Stewardship Investing Impact and Analysis Manager for Praxis Investment Management, an underwriter of Faith & Finance.Faith-Based Investing in Action: Praxis' 2024 Impact ReportFor many believers, investing isn't just about building wealth—it's about aligning financial decisions with faith values. Praxis Investment Management, a pioneer in faith-based investing since 1994, continues to demonstrate how Christians can utilize their investments to promote justice, compassion, and tangible change in the world. In its latest Impact Report, Praxis highlights how investor dollars are transforming communities and influencing some of the world's largest companies.Shaping a more just and compassionate world is something that's important to many investors, particularly those of faith. Praxis' annual report reveals where the money goes and how it's used, inspiring others to view their investments as powerful tools for making a difference.Praxis organizes its efforts around seven “impact strategies,” which support underserved communities, promote responsible business practices, and bring faith into everyday financial decisions.Speaking Truth to Power: Shareholder AdvocacyOne highlight of the report is Praxis's work in shareholder advocacy with global brands like Nike.Nike employs over a million people worldwide, many of whom are based in vulnerable regions. Praxis is part of a coalition pushing for stronger human rights protections in the supply chain, including safeguards against wage theft and exploitation. Every worker deserves to have their God-given dignity respected.Praxis is also collaborating with companies such as Coca-Cola and Nestlé to address child labor and wage theft in the global sugar supply chain, advocating for third-party audits and increased transparency.Positive Impact Bonds: Financing ChangeBeyond advocacy, Praxis invests in bonds that directly benefit communities. Recent purchases include:World Bank IDA Program Bonds, targeting extreme poverty with measurable results.Green and Sustainable Bonds from Freddie Mac, which expand affordable housing and environmental stewardship.These investments generate jobs, improve access to healthcare, and help communities thrive—all while providing competitive financial returns.Real Stories of TransformationPraxis' report also shares stories of hope, such as the expansion of Always Keep Progressing, a Miami therapy center that serves children with special needs. Through investment partnerships, the clinic now helps more than 400 families.This is redemptive investing in action. It's about fostering human flourishing, not just financial gain.Praxis also partners with Community Development Financial Institutions (CDFIs) and credit unions that serve neighborhoods often overlooked by traditional banking systems. These organizations offer small business loans, enhance access to healthcare, and provide support to underserved rural and urban areas.Whether here in the U.S. or abroad, CDFIs are helping communities gain access to capital and create opportunities.The Momentum of Faith-Based InvestingMore Christians are realizing that their portfolios can reflect their values.Scripture calls us to care for the poor, the widow, the orphan, and the foreigner. When our faith aligns with our financial actions, even small changes can move markets toward justice.This includes proxy voting, which Praxis views as a form of corporate discipleship—using investor influence to advocate for fair labor, environmental stewardship, and other critical issues.How to Get StartedStart by asking yourself a simple but important question: “Do my investments reflect my faith values?” If the answer is no—or you're not sure—consider talking with a financial professional who understands faith-based investing. Every investor, whether managing a little or a lot, can play a role in shaping a redemptive economy. That's why we recommend connecting with a Certified Kingdom Advisor (CKA). To find one near you, visit FaithFi.com and click “Find a Professional.”Praxis' Impact Report offers practical insights and inspiring stories of transformation. You can access it at PraxisInvests.com, along with quarterly updates and resources to help you make informed, faith-driven investment decisions.On Today's Program, Rob Answers Listener Questions:I'd like to set up a trust that distributes money to my children monthly after my death, rather than giving them a lump sum. How is a trust manager typically compensated? Are they paid with each monthly distribution, or do they take a percentage?I'm 71, retired, and using a managed account to supplement my retirement income by withdrawing about 4.2% annually. Is this a wise approach for sustaining my retirement, or should I consider other strategies?I just turned 66 and plan to file for Social Security soon. My goal is to be debt-free by the time I retire. Should I use my Social Security benefits over the next couple of years to pay off my mortgages so I can enter retirement without debt?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Praxis Investment ManagementWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Get your Hazardous Medium shirt today at the RTD store. https://www.rethinkingthedollar.com/store/hazardous-medium-of-exchange/In today's Thursday Morning Check-In, we break down why the Fed is trapped between inflation and recession, and why stagflation 2025 may be the final trigger for a total economic reset.

Most people dream of being an astronaut. Terry Virts actually lived it. In this episode, Ryan sits down with former NASA astronaut and USAF F-16 Pilot Terry Virts to talk about the brutal selection process to become an astronaut, why thrill seekers don't make good astronauts, and the dangerous loss of ethics in government leadership. At 17, Terry Virts joined the Air Force and went on to become an F-16 fighter pilot and test pilot. He has flown combat missions over Iraq, tested the world's fastest jets and commanded the International Space Station. He's orbited Earth 3,400 times and has spent 213 days in space total. His military decorations include the NASA Space Flight Medal, Defense Meritorious Service Medal, Meritorious Service Medal, Air Medal, Aerial Achievement Medal, NASA Exceptional Achievement Medal, Air Force Commendation Medal, et al. He retired from NASA in August 2016 and is currently running for U.S. Senate from Texas. Follow Terry on Instagram @Astro_Terry and you can learn more about his campaign at https://www.terryvirts.com/

NBC News Senior Business Analyst Stephanie Ruhle shares tips on bouncing back from summer spending. Also, an exclusive interview with Montell Jordan on Prostate Cancer Awareness Month and his journey following his diagnosis last year. Plus, bestselling author Xochitl Gonzalez shares the best new book releases this month. 

Why will Marc Guéhi continue to be a top performer for Crystal Palace despite his Deadline Day disappointment? Will we see more players downing tools in the future to get their dream moves after Isak and Wissa forced their way out? Is the amount of money being spent something we should be worrying about? Gary, Alan and Micah also debate the best Deadline Day deals and who is most likely to shine this season. Join The Players Lounge: The official fantasy football club of The Rest Is Football. It's time to take on Gary, Alan and Micah for the chance to win monthly prizes and shoutouts on the pod. It's FREE to join and as a member, you'll get access to exclusive tips from Fantasy Football Hub including AI-powered team ratings, transfer tips, and expert team reveals to help you climb the table - plus access to our private Slack community. Sign up today at : therestisfootball.com https://therestisfootball.com/?utm_source=podcast&utm_medium=referral&utm_campaign=episode_description&utm_content=link_cta For more Goalhanger Podcasts, head to https://www.goalhanger.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Some things change with the times—but God's financial principles never do. They're not only timeless; they work in every situation, for every person, at every income level.Whether you're barely making ends meet or managing significant wealth, the Bible's wisdom for handling money is always right on target. Today, Ron Blue will unpack five proven principles for managing your money well.Ron Blue is a nationally recognized financial expert, co-founder of Kingdom Advisors, and author of more than 20 books on biblical money management. With decades of experience advising families and leaders, he has dedicated his life to equipping Christians to manage their resources wisely and steward them for God's kingdom purposes.A Lesson From the Senate FloorBack in the early 1990s, Ron Blue was invited to testify before a U.S. Senate subcommittee on family and money matters. When asked what advice he would give American families, his response was simple yet profound:Spend less than you earn.Avoid debt.Build liquidity or margin.Set long-term goals.Give generously.To Ron's surprise, the senator responded, “That would work for every family—at any income level.” Ron smiled and added, “Yes, Senator, including the United States government.”These five principles, he says, are universal. They apply not just to families, but also to businesses, communities, and even nations.Principle 1: Spend Less Than You EarnThis is the foundation of wise financial decision-making.It's the “slow road to wealth,” but it's also the surest way to financial freedom. This principle enables families to establish stability without pursuing risky shortcuts or falling into the trap of trying to become wealthy quickly.Principle 2: Avoid DebtDebt can be both a practical and spiritual burden. From a financial standpoint, debt always mortgages the future. Any borrowed money becomes a priority expense—one that takes precedence over all others until it's repaid.Not all debt is created equal—some can be strategic, like a mortgage—but even “good” debt ties up future income and limits financial flexibility.Principle 3: Build Liquidity (Margin)Margin is what allows families to weather life's inevitable surprises—a medical bill, car repair, or job loss—without spiraling into crisis.People with cash flow margin are always more secure. They know they can meet the unexpected, and that creates peace of mind and security. An emergency fund isn't just about financial stability; it's about emotional and spiritual calm when life throws curveballs.Principle 4: Set Long-Term GoalsShort-term thinking often leads to financial stress and impulsive decisions. By setting long-term goals, families can prioritize spending and align their financial choices with their values.The longer term your perspective, the better your decision today. Goals give direction and help families measure progress—not just in wealth, but in stewardship and Kingdom impact.Principle 5: Give GenerouslyFinally, generosity breaks the power of money. Jesus taught that we cannot serve both God and money (Matthew 6:24). By giving, we release our grip on wealth and keep our hearts anchored in Christ rather than in material security.Generosity is the only way to break money's hold on you.Timeless Wisdom for Every HouseholdWhether you're just starting your financial journey or seeking a reset, these five principles offer a roadmap to freedom and peace. They are not about complicated strategies or quick fixes—they're about faithful, steady stewardship rooted in biblical wisdom. If you do these five things, you'll position yourself for God's best in your finances.On Today's Program, Rob Answers Listener Questions:I recently started a new job, but I still have a 401(k) from my previous employer. Since I'm over 55, I was told I can withdraw from it without a penalty. My husband thinks we should withdraw $15,000 to cover some home repairs, but I'm nervous about dipping into my retirement savings.I'm 51 and planning to retire at the end of next year. I have a state pension, along with several 401(k) and 403(b) accounts I've accumulated over the years. What's the best way to handle these accounts once I retire?My husband and I have been married for 12 years, and we have a prenup that keeps our finances separate. I have around $700,000 in savings and a terminal illness. How should I decide how much to leave for my husband and how much to give to the Lord?I've had a reverse mortgage since 2010, and my house has increased significantly in value. I'd like to know how much equity I can access now and whether I need to refinance, or if it's possible to expand my line of credit simply.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)FamilyLife | FamilyLife BlendedWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Carl and Mike come back with some brief college football talk as they take a look ahead to some of the matchups this coming weekend including the Michigan and Oklahoma showdown, which they believe could be considered one of the better matchups of the weekend. They then share some thoughts on the back and forth between Dan Lanning and Mike Gundy as Gundy seemingly took a shot at Oregon for the amount of money they spend in NIL, to which the guys agree there should be no issue coming from Gundy and believe he knows how the game has been going for years.

After Belichick gets destroyed in week 1, Hollywood and Joe discuss what it takes to build a winner in college football. Oklahoma St. Head coach Mike Gundy calls out Oregon for spending $40 million on their roster. Oregon head coach Dan Lanning responds and says Oregon is "about winning".

On this episode of WYHA, we're unpacking friendship tax! What is it? How much should you be spending on friends? Is it harder for women to afford catch up's than men? We get into it all and talk about what it's really like navigating friendships as adults. Enjoy xSee omnystudio.com/listener for privacy information.

You can sign the letter here. The Trump administration has been retaliating against its critics, and people and groups with business before the administration have started laundering criticism through other sources with less need for goodwill. So I have been asked to share an open letter, which needs signatures from scientists, doctors, and healthcare professionals. The authors tell me (THIS IS NOT THE CONTENTS OF THE LETTER, IT'S THEIR EXPLANATION, TO ME, OF WHAT THE LETTER IS FOR): The NIH has spent at least $5 billion less of that money than Congress has appropriated to them, which is bad because medical research is good and we want more of it. In May, NIH Director Jay Bhattacharya told a room full of people that he would spend all the money by the end of the fiscal year. That is good news, because any money not spent by that point will disappear. The bad news is the fiscal year ends on September 30th and according to the American Association of Medical Colleges, “the true shortfall far exceeds $5 billion.” Our open letter requests that Dr. Bhattacharya do what he said he would and spend all the money by September 30th. We as the originators of the letter do not want to be named publicly because we are concerned about being the focal point for blame and retaliation. We would rather be members of a large crowd of signatories than be singled out as individuals to make an example of. Based on our understanding of current administration norms, we do not expect retaliation against private individuals who sign this letter. We are looking for signatures from scientists, doctors, and healthcare professionals. So if that is you, please sign here. If you want to help support the letter more broadly, email nihfundingletter@gmail.com. Our stretch goal is to have a thousand people sign the letter within the next two weeks. To hammer home (since many people failed to understand it) that this is not the contents of the letter, I am including the actual contents below: We, the undersigned scientists, doctors, and public health stakeholders, commend your commitment to spend all funds allocated to the NIH, as reported in The Washington Post. At the same time, we are concerned by reports that U.S. institutions received nearly $5 billion less in NIH awards over the past year. With less than one month to the end of the fiscal year, we submit this urgent request to ensure that your commitment is upheld. If you anticipate that all appropriated funds cannot be spent in time, we request a public disclosure of the barriers preventing the achievement of this crucial responsibility. We present this request in the spirit of the broad, bipartisan consensus in favor of spending appropriated NIH funds. In their July letter to the Office of Management and Budget, fourteen Republican senators, led by Senators Collins, Britt, and McConnell, forcefully argued that suspension of NIH funds “could threaten Americans' ability to access better treatments and limit our nation's leadership in biomedical science.” The case for investment in medical research transcends political divides as it serves our collective national interest. The return on investment from research is compelling. Synthesizing the empirical literature, economist Matt Clancy estimates that each public and private R&D dollar yields roughly $5.50 in GDP—and about $11 when broader benefits are counted. Every dollar of NIH funding not deployed represents lost opportunities for breakthrough treatments, missed chances to train the next generation of scientists, and diminished returns on America's innovation ecosystem. Spending these funds is also a competitiveness imperative as China attempts to transform itself from a low-end manufacturer to a high-tech research and innovation juggernaut. In 2024, the Chinese government increased its spending on science and technology by 10%, and the nation's total expenditure on research and development increased by 50% in nominal terms between 2020 and 2024. As China's number of clinical trials and new drug candidates begin to outpace the U.S., America cannot afford to allow biomedical research funding to go unspent. We respectfully ask that you ensure that NIH will obligate all FY25 funds by September 30, 2025, and, if that is not possible, that you address the scientific community to explain why and what must be done to ensure all appropriated funds are spent in FY26. We stand ready to support your efforts to preserve this vital national investment. https://readscottalexander.com/posts/acx-open-letter-to-the-nih  

Supreme Court Ruling on DEI Grants The Supreme Court ruled 5–4 in favor of the Trump administration, allowing it to terminate $783 million in NIH diversity, equity, and inclusion (DEI) related grants. The decision centered on jurisdiction — the Court found that lawsuits over federal contracts must be filed in the Court of Federal Claims, not in district court. Justice Amy Coney Barrett cast the swing vote: siding with conservatives to block the payouts but with liberals on preventing reinstatement of the DEI guidance policy. Conservatives framed this as a victory against what they see as “ideological” grants, while critics warned of reduced research support. Corporate “Woke” Backlash — Cracker Barrel Example Discussion shifted to Cracker Barrel’s rebranding effort that downplayed its nostalgic Americana imagery. The company faced backlash, similar to Bud Light and Target controversies, leading to stock declines. After pressure from customers, investors, and even Donald Trump’s public comments, Cracker Barrel reversed course and reinstated its traditional branding. This was framed as an example of market-driven resistance to corporate progressivism. Senator’s Latin America Trip (El Salvador & Panama) The speaker described travels to El Salvador, highlighting improved safety under President Nayib Bukele. This led to “reverse migration,” with Salvadorans abroad expressing interest in returning. In Panama, focus was on the Panama Canal’s strategic importance and concerns about Chinese control over ports, infrastructure projects, and canal-adjacent facilities. The senator warned that in the event of a U.S.–China conflict, Chinese influence in Panama could threaten U.S. economic and military logistics. He urged Panamanian officials to push out Chinese companies and secure the canal with U.S.-aligned interests. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.