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Bug infestations are stressful. Having an established relationship with a “bug guy” helps exterminate that stress. All emergencies are more stressful when you try to handle them alone, but having a financial planner who enables you to understand where funds can come from helps decrease your stress. Listen in as Ben Utley and Nate Reineke discuss what funds you should use to save for retirement and how those funds help cover you in an emergency. We also answer your colleagues' questions. Changing Advisors An ENT in Florida is changing advisors and wants to know if a proper break-up is required or if ghosting is acceptable. Covered Call and Put Options An internal med doc in Texas has been trying to get more involved in his finances and wants our opinion on covered call and put options. Funding HSA vs FSAA listener emailed in and is changing jobs. They are curious if they can fund an HSA right away or if they have to wait since they currently have an FSA. Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures
Phasing into retirement can be a scary life transition. But, it doesn't have to be at all. In fact, with a comprehensive financial plan and some discussion, you might be surprised how confident you will be pulling the trigger. On this episode, Karl discusses how retirement expenses can drastically fall without compromising lifestyle. Show Topics Retirement Expenses Taxes Savings Tariffs
Happy Friday, Store Nation! Thank you for listening to the Hacking Self Storage podcast. I'm your host, Dean Booty. Today, we're diving back into the 2025 SSA Report, focusing on two big topics: Expenses and Staff Levels. We'll break down how costs are shifting, why staff numbers are at their lowest ever, and what that means for you and the industry going forward. Hope you enjoy this episode. Give it a listen! Thanks to our Sponsor! Get 50% off your first 3 months with Stora: https://stora.co/dean Gavin Shields on LinkedIn: https://www.linkedin.com/in/gavinshields/ Get the FREE Workshop: https://www.mrselfstorage.com/workshop Mr. Self Storage: https://www.mrselfstorage.com/ Dean's Email: deanbooty@icloud.com Mr. Self Storage on TikTok: https://www.tiktok.com/@mrselfstorage
Mail Bag – Jeff Perry and Russ Ball dig into the Team AMR Mail Bag and answer questions from listeners. Included in this episode are, “I have read that my household expenses will go down when I retire, but I don't understand why.” “I know that I need a Will, but don't know who in my family I should choose to take care of my estate. Who should be my Personal Representative/Executor?” “I'm 49 years old and have nothing saved for retirement - what should I do?” Listen in as Jeff and Russ offer their advice and commentary to each of these listener questions. For more information or to reach TEAM AMR, click the following link: https://www.wealthenhancement.com/s/advisor-teams/amr
Mother Miriam Live 5/14/25 In Today's Show: The ideal Catholic family Should I pay legal expenses for a family member whom I know is guilty? Can you explain plenary indulgences? How do we know for sure that someone will be going to Heaven? If I am married now, how can I prepare to become a nun after my husband passes? Is it OK to receive the Eucharist from a church who offers only a "distorted" version of the Mass? Should I inquire into the reason(s) why one of my son's teachers was removed from our Jesuit High School? How do I address a teacher at my daughter's all-girl Catholic school who was giving an incorrect sign of the cross?
Shoppers have turned to thrift stores in order to cut spending on essentials like clothing and furniture. Ashleen Montgomery, finance and operations manager at Society Promoting Environmental Conservation, and Karla Ahlqvist, president of Wildlife Thrift Store, join the show to discuss the current popularity of thrift stores.
As financial advisors, Amanda Vaught and Emily Agosto often see families focus only on the sticker price of daycare or a nanny—but there's so much more to consider.
Be A Better You Annual Challenge Day 131: Expenses And Finances! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #expenses #manageexpenses #expensetypes
How To Manage Expenses To Supersize Your Business! Check in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #financial #expenses #manageexpenses #typesofexpenses
What's SHE Up To Now Day 2660? Expenses, Finances, Supersize And Be A Better You! Drop in to get the real scoop--the good, the bad, the ugly, the truth (well my truth anyway). https://facebook.com/beme2thrive #beabetteryouannualchallenge #supersizebusiness #expenses #finances #manageexpenses
How To Manage Expenses To Supersize Your Business! Check in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #financial #expenses #manageexpenses #typesofexpenses
Google is now allowing ads from travel companies to appear in generative AI search results, with startups like iAsk showing sponsored links from brands such as Tripadvisor and American Airlines. Meanwhile, Disney announced plans to build its first Middle Eastern theme park in Abu Dhabi on Yas Island, with the project being designed and financed in collaboration with government-backed developer Miral. Lastly, the Trump campaign spent over $4.76 million on lodging during the 2024 election, favoring Hilton and Marriott properties over other hotel brands. Google Places Travel Ads in Startup AI Search Engine Results How Much the Trump Campaign Spent on Hotels — and Where Staffers Stayed Disney Picks Abu Dhabi for Its First Middle East Theme Park Connect with Skift LinkedIn: https://www.linkedin.com/company/skift/ WhatsApp: https://whatsapp.com/channel/0029VaAL375LikgIXmNPYQ0L/ Facebook: https://facebook.com/skiftnews Instagram: https://www.instagram.com/skiftnews/ Threads: https://www.threads.net/@skiftnews Bluesky: https://bsky.app/profile/skiftnews.bsky.social X: https://twitter.com/skift Subscribe to @SkiftNews and never miss an update from the travel industry.
We're taking some time to highlight some of our best Gymsplain Episodes, like this one that highlights how to think of your expenses. On this episode of Financially Naked: Stories from The Financial Gym, our hosts are Catriona Williams and Gina Funaro, two Certified Trainers at The Financial Gym. One of the jobs of a Financial Trainer is breaking down financial topics into plain language that people at all skill levels can understand. We call this ‘Gymsplaining!' Today, Gina and Catriona are here to Gymsplain the difference between fixed and variable expenses. When building a budget, understanding your expenses is a big part of the process! Join Gina and Catriona as they break down the definitions, discuss common misconceptions, and provide tips for categorizing tricky expenses. For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com. Meet The Trainers Catriona Williams Gina Funaro
In this episode, Aqura talks all about unexpected expenses that's keeping you behind financially. Those annoying things like car repairs, vet bills, property taxes, and the other things that pop up at the worst times. You will learn about how to manage these unexpected expenses without falling behind so you can get ahead and stay ahead financially. To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Surplus Living to have financial peace that outlasts payday. Make surplus living your new normal, so you can have up to $5,000 left over every month and keep it long after payday.Follow Aqura on Instagram @aquranicholson.
Today, we're going to dive into a mindset shift that every high-earning professional needs to hear, especially our ER doc families making strong incomes. It's tempting to think that a $400K household is financially invincible. But the truth is: the system isn't designed to make you wealthy. It's designed to keep you comfortable. And comfortable, if you're not careful, is the enemy of wealthy. We're going to walk through a real-world hypothetical of a $400K-earning ER doc, a stay-at-home parent, two kids, and all the common expenses that come with the lifestyle to show you exactly how easy it is to spin your wheels and not actually build wealth.
Join Jim and Greg for Tuesday's 3 Martini Lunch as they dig into the New York Times' latest attempt to undermine President Trump and congressional Republicans, Trump's push to reopen Alcatraz as a federal prison, and Michelle Obama's newest, tiresome complaints about life in the White House.First, they tear into the New York Times for framing the Congressional Review Act (CRA) as an “obscure” tool possibly being misused by Republicans to undo Biden-era regulations. The article warns readers that opponents can't filibuster CRA rollbacks—something the left suddenly finds troubling now that Republicans control Congress. Jim dismantles the Times' arguments, defends Trump's use of the CRA, and calls out the media's hypocritical coverage of these tactics.Next, they react to President Trump's call to reopen Alcatraz as a prison for the nation's most dangerous criminals. He also hints at sending criminal illegals there, blaming judges "that are afraid to do their job and allow us to remove criminals." Jim and Greg aren't sure that specifically rebuilding Alcatraz is the answer, but they do like the like of sending our worst criminals to places that will be remote and will become synonymous with a thoroughly miserable experience for the inmates. And some of their ideas for how to do this are out of this world.Finally, they roll their eyes at Michelle Obama's latest White House grievances—this time about paying for their own private meals and also travel for their children when the president wasn't with them. Jim and Greg are tired of how the Obamas continue to portray themselves as victims while enjoying elite status—but are enjoy seeing how their political influence continues to fade within the Democratic Party.Please visit our great sponsors:This podcast is sponsored by BetterHelp. We're all better with help. Visit https://BetterHelp.com/3ML to get 10% off your first month.This spring, get up to 50% off select plants at Fast Growing Trees with code MARTINI, plus an extra 15% off at checkout on your first purchase! Visit https://fastgrowingtrees.com/MartiniFuture-proof business operations with NetSuite by Oracle. Visit https://NetSuite.com/MARTINI to download the CFO's Guide to AI and Machine Learning.
⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://coachcarson.com/rpm
Connect with Colton:https://www.ownwell.com/https://www.linkedin.com/in/coltonpace/Click to text the show! Email Jonathan with comments or suggestions:podcast@thesourcecre.comOr visit the webpage:www.thesourcecre.com*Some or all of the show notes may have been generated using AI tools.
(0:45:00) Tony Caridi, Voice of West Virginia Athletics (1:24:00) Clyde Hart, HOF Baylor Track Coach (2:00:00) Zach Gelb, Infinity Sports Network (2:45:00) Paul Catalina's “Top 5” Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Dental Brief, returning guest Jay Malik of Less Tax for Dentists shares timely insights into how dentists can reduce their largest hidden expense—taxes. Jay and Patrick discuss the impact of changing tax laws, how to prepare for economic uncertainty, and why taxes—not payroll—may be your biggest cost. Whether you're looking to recession-proof your practice or increase your profits, this episode is packed with actionable advice and strategic thinking to help you grow and protect your wealth. About the guest: Jay Malik is a nationally recognized dental tax strategist, accountant, money coach, and keynote speaker. As the founder of Less Tax For Dentists, based in Coral Springs, Florida, Jay has been helping dentists across the U.S. since 2006. He specializes in developing proactive, IRS-approved strategies that help dental professionals legally reduce their tax burden—sometimes by as much as 67% in the first year.Jay also teaches courses on dental tax strategies and financial management at conferences nationwide, empowering dentists to increase their net wealth and take control of their financial future with confidence. Learn more here: www.lesstaxfordentists.com ***** SPONSOR: – Omni Premier Marketing: https://omnipremier.com/dental-marketing/ CONNECT: – Facebook: https://www.facebook.com/thedentalbrief/ – Instagram: https://www.instagram.com/thedentalbriefpodcast/ – LinkedIn: https://www.linkedin.com/in/dental-brief-podcast-564267217 – Patrick's LinkedIn: https://www.linkedin.com/in/pchavoustie/– Youtube: https://www.youtube.com/channel/UCd08JzybKfNH0v12Q9jf50w WEBSITE: – https://dentalbrief.com/
#268 Every master was once a disaster. That's just one of the powerful insights Brian Keane dropped in this episode as we dive into what it really takes to build a successful fitness business. Brian, a former schoolteacher turned fitness entrepreneur, author, and podcast host, shares his 12-year journey of building his brand and the marketing principles that helped him scale. In this episode, we cover: ✅ The difference between an influencer and a coach (hint: it's your offer!) ✅ Why pull marketing beats push marketing for long-term success ✅ The True Force Multiplier concept & how to create exponential impact ✅ Why choosing the right media (podcasting, writing, video) matters ✅ The False Consensus Bias—how assuming your clients think like you can hold you back ✅ Sniper vs. Shotgun Marketing—the key to strategic content that actually converts ✅ How storytelling connects to your core offer for more compelling marketing ✅ The harsh reality: Random Posting = Random Results If you're a fitness entrepreneur looking to grow a sustainable, profitable business, Brian's wisdom in this episode is exactly what you need. Follow Brian Keane's Podcast: The Online Business Podcast Listen now and take your business to the next level!
Discover money saving travel ideas for airfare. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (Some links are affiliate links. There is no additional cost to you.)
David Rubenstein helped pioneer modern private equity—building The Carlyle Group into a $400B global investment firm from a modest D.C. office and a relentless fundraising streak. But beyond PE, his legacy spans presidential libraries, historic American artifacts, and a lifelong obsession with civic contribution.In this episode, David shares how he raised billions without a background in finance, why owning a baseball team was more than just a trophy purchase—and what building true generational success really means beyond wealth alone.Chapters:00:00 Trailer00:53 Introduction01:40 Family, wealth, class14:40 Happiness disparity and longevity19:25 I need more to give away more25:04 The relentless fundraiser 33:53 Kids and travel36:06 No track record, the great white buffalo38:59 Business and politics43:53 Fired from Washington45:52 Fundraising, presidents, podcast guests48:04 Private equity and sports53:44 Expenses — no charges55:49 Waking up with energy 57:26 Preserving copies1:02:05 Organizational architecture1:03:41 Bury me in my plane1:08:11 Not a big luxury spender1:10:32 What “grit” means to David1:10:50 OutroMentioned in this episode: Andrew Rubenstein, Stanford University, Bill Gates, Melinda Gates, Warren Buffett, Morgan Guaranty Trust Company, International Business Machines Corporation (IBM), Procter & Gamble Company, Forbes 400, Duke University, University of Chicago, Harvard Corporation, Johns Hopkins University, California Public Employees' Retirement System (CalPERS), President of the United States of America, Donald J. Trump, Jimmy Carter, John F. Kennedy Center for the Performing Arts, Smithsonian Institution, National Gallery of Art, George W. Bush, Barack Obama, Joe Biden, Arianna Huffington, Xi Jinping, Hank Greenberg, Stephen A. Schwarzman, Tim Cook, Jeff Bezos, Baltimore Orioles, Fred Trammell Crow, Harlan Crow, National Basketball Association (NBA), National Football League (NFL), Arctos Partners LP, Anthropic, Magna Carta Libertatum, Declaration of Independence, Emancipation Proclamation, Abraham Lincoln, US Constitution, National Archives, Lincoln Memorial, Thomas Jefferson Memorial, Mount Vernon, Monticello, Montpelier, Mark Cuban, Paul McCartneyConnect with David:X: @DM_RubensteinConnect with Joubin:X: @JoubinmirLinkedIn: Joubin MirzadeganEmail: grit@kleinerperkins.comkleinerperkins.com
You've been lied to about cap rates. Brokers flash shiny cap rates in your face — but behind the scenes? Fake numbers, hidden expenses, and looming CapEx tsunamis. In this episode, Nico breaks down why cap rates mean nothing without context, how to spot broker tricks, and what REALLY matters when buying multifamily deals. Stop chasing fantasy returns — start underwriting like a pro. Stay sharp, stay dangerous, stay Small Axe strong.
Death might be the end of life, but it's not the end of the bills. In this mini-solo episode, Lawrence dives into the surprisingly high cost of dying. From funerals and burials to cremation, paperwork, and hidden fees. Lawrence breaks down where all that money goes when someone dies. He also discusses how families can prepare, avoid financial strain, and make smarter choices regarding final expenses—a much-needed conversation about life's final price tag.Wait, what's a Financial Griot?The Financial Griot is a play on two words (Finance + Griot) that hold significance in closing the wealth gap while embracing our differences. Alainta Alcin, Lovely Merdelus, and Lawrence Delva-Gonzalez give their take on current events relating to your personal finances and wealth mindset. In the New York Times, Bankrate, and other publications, the hosts share the stories that others don't. Stories about growth, opportunity, and even Wars. Beyond that, we tie it back to how it reflects on your finances. Specifically, we teach you how to become financially literate, incorporate actionable steps, and ultimately build generational wealth.Can you imagine being a Millionaire in 20 years or less?Yeah, it's possible. Eighty percent of millionaires are first-generation, which means they didn't come from wealth. We teach you how. Join a community of subscribers who welcome a fresh take on money.So there you have it, The Financial Griot, or TFG for short. The hosts amassed over $3 million in wealth in about eight years and are on track to retire early. We will gladly share the secrets if you want them, since the opportunity is abundant and Win-Win.Find the TFG Crew Hosts on Instagram: Alainta Alcin - Blogger, Travel and Money Enthusiast https://www.linkedin.com/in/alaintaalcinLawrence Delva-Gonzalez, Financial Foodie and Travel Blogger @theneighborhoodfinanceguyLovely Merdelus - Entrepreneur and Small Business Growth Specialist @lovelymerdelusShow Less
Jennifer and her ex-husband have butt heads for years over who should pay what for their kids' activities and expenses. Call 1-800-DR-LAURA / 1-800-375-2872 or make an appointment at DrLaura.comFollow me on social media:Facebook.com/DrLauraInstagram.com/DrLauraProgramYouTube.com/DrLauraJoin My Family!!Receive my Weekly Newsletter + 20% off my Marriage 101 course & 25% off Merch! Sign up now, it's FREE!Each week you'll get new articles, featured emails from listeners, special event invitations, early access to my Dr. Laura Designs Store benefiting Children of Fallen Patriots, and MORE! Sign up at DrLaura.com
Discover if you should buy a car before tariffs. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (Some links are affiliate links. There is no additional cost to you.)
On today's show we are talking about how to gain additional control over the expenses in your commercial buildings. Some buildings were designed with a single electric meter and a single water meter. This makes it difficult for a landlord to recoup the costs associated with these variable expenses. Some buildings use a RUBS method. RUBS is an acronym which stands for Ratio Utility Billing System.Instead of each unit having its own meter to measure individual consumption, the total cost of the utility for the entire property is divided among the tenants based on a predetermined formula. The problem with all of these methods is that the tenant is left wondering if they are paying more than their fair share of the utilities. If the landlord is watering the grass, then they wonder if the tenant is paying for excessive watering rather than their own direct utilization. It ends up being an irritant to tenants who never fully trust the monthly billing as being accurate. The other approach is to sub-meter. The building owner still gets a single bill for water, and for electricity. But by sub metering, the actual usage for each unit can be determined. -----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1) iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613) Website: [www.victorjm.com](http://www.victorjm.com) LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce) YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734) Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso) Email: [podcast@victorjm.com](mailto:podcast@victorjm.com) **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com) Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital) Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)
Have you ever felt blindsided by a big expense and thought, “Why didn't I see this coming?” In this episode of the Fun Money Habits Podcast, we explore why financial peace doesn't come from reacting to life's expenses—it comes from planning for what you already know is coming.
Can you build a business and a travel lifestyle at the same time? In this episode of Revolutionizing Your Journey, dermatologist and entrepreneur Andrea Mabry joins host DeAndre Coke to reveal how she leveraged high-value business expenses to earn millions of points and miles. From negotiating with contractors on a multi-million dollar clinic build to strategically choosing between Chase, Capital One, and Amex cards, Andrea shares actionable tips for entrepreneurs looking to turn their business spend into unforgettable travel rewards. They dive deep into the pros and cons of sharing points with partners, the surprising differences between credit card issuers, and how Andrea used AI to decide between points and cash back. You'll also hear about her family's premium cabin redemptions, the true value of understanding credit card fine print, and how setting aside just one hour can lead to long-term rewards. If you're a business owner or aspiring entrepreneur looking to maximize every dollar—this one's for you. Key Highlights: Business Expense Strategy: Andrea used business spending, including building a clinic, to earn over 700,000 points annually. Credit Card Comparison: Chase offers substantial rewards but is hard to share; Capital One is the most flexible for transfers. Amex Point Tracking: Requires manual systems to manage partner point splits effectively. Contractor Negotiation: Paying large vendors with cards led to significant point accumulation. Cash Back vs Points: Andrea used AI tools to compare long-term value and determine the best strategy. Family Travel: Thanks to effective redemption planning, she flew seven family members in premium cabins. Quick Setup: Setting up a points system can take less than an hour but deliver massive returns. Teaching Others: Andrea educates her network to create shared travel opportunities. Redemption Stories: From Thailand to Iceland, points have become unforgettable travel memories. Resources: Start here to learn how to unlock nearly free travel Sign up for our newsletter! This month's best current card offers LTH Online Points & Miles In Depth Course: Use coupon code "BOLDYGO" for a 50% discount! BoldlyGo Travel With Points & Miles Facebook Group Truicity Wealth Management Connect with DeAndre Coke: Instagram: BoldlyGo.world Website: BoldlyGo.world YouTube: BoldlyGoWorld Connect with Andrea Mabry: Instagram: pointstoearn
MRKT Matrix - Friday, April 11th Dow jumps 600 points as White House optimistic China wants deal, wrapping up historic week (CNBC) Bank of America's Hartnett says sell into rallies until the S&P 500 falls further (CNBC) Mortgage rates surge over 7% as tariffs hit bond market (CNBC) Fed's Kashkari says rising bond yields, falling dollar show investors are moving on from the U.S. (CNBC) JPMorgan Stock Traders Notch Record Revenue on Market Chaos (Bloomberg) Morgan Stanley Traders Rally Past Estimates on Market Turmoil (Bloomberg) Wells Fargo Beats Forecasts for Expenses, Loan-Loss Provisions (Bloomberg) S&P 500 Will Likely Report Earnings Growth Above 10% for Q1 (FactSet) Tesla Stops Taking Orders in China for Models Imported From the US (Bloomberg) How to Play the Biotech Meltdown in the Age of RFK Jr. and Tariffs (WSJ) --- Subscribe to our newsletter: https://riskreversalmedia.beehiiv.com/subscribe MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs
In today's episode, I dive into a topic that often confuses business owners: the difference between an expense and an asset. While you might think your bookkeeper has it all handled, it's vital to understand how these distinctions affect your business's tax benefits and overall financial health. We'll cover the basics of expenses – your typical operating costs such as advertising, materials, and rent. On the other side, we'll define assets, like ovens or refrigerators for a bakery, which help generate revenue over multiple years. Learn how to properly categorize these items, the importance of depreciation, and how intangible assets like websites and franchise fees fit into the mix. Whether you're investing in new equipment or paying franchise fees, I'll provide you the insights you need to strategically manage these expenses and maximize your tax benefits. Plus, find out how setting the right expectations and aligning your spending with profit and personal goals can pave the way for a successful 2025. Tune in to get equipped with the knowledge to better handle your business's financials! What You'll hear in this episode: [0:50] Understanding Expenses in Your Business [1:50] Defining Assets and Their Importance [3:50] Depreciation Explained [7:00] Intangible Assets and Amortization [9:15] Strategic Planning for Assets and Expenses If you like this episode, check out: Understanding Bonus Depreciation and Recapture The Truth About Tax Savings and Strategies What They Never Tell You About Depreciation Want to learn more so you can earn more? Visit keepwhatyouearn.com to dive deeper on our episodes Visit keepwhatyouearncfo.com to work with Shannon and her team Watch this episode and more here: https://www.youtube.com/channel/UCMlIuZsrllp1Uc_MlhriLvQ Connect with Shannon on IG: https://www.instagram.com/shannonkweinstein/ The information contained in this podcast is intended for educational purposes only and is not individual tax advice. Please consult a qualified professional before implementing anything you learn.
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