Podcasts about expenses

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Best podcasts about expenses

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Latest podcast episodes about expenses

The Rational Reminder Podcast
The 2% (!?) Rule for Retirement Spending (EP.229)

The Rational Reminder Podcast

Play Episode Listen Later Dec 1, 2022 72:59


Traditionally, people saving for retirement and financial advisors relied on the 4% rule when calculating how much to save for retirement and the associated income those savings would provide after retirement. What if you found out it does not work? Is there another option? Today, we offer you an alternative approach, which is the 2% rule for retirement spending. Before we delve into today's main topic, we update listeners on the recent London meet-up, what to expect on upcoming shows, and who our special guest is to kick off the first episode of 2023. Then, we discuss today's main topic and learn what the 2% rule is, how it compares to the 4% rule, and whether the safe percentage for retirement is actually higher. We unpack retirement spending through the lens of several empirical papers, historical data, and market comparisons. We also find out why the US market has always been able to bounce back from uncertainty and whether there is empirical data to support the 4% rule. We also talk about the many financial challenges and opportunities that young people face, the biggest mistake people make regarding retirement, the value of financial literacy, book reviews, and more!   Key Points From This Episode:   An update on the 22 in 22 Reading Challenge. (0:05:21) Outline of today's content and the main topic: the 2% rule for retirement spending. (0:06:27) An overview of the “2% rule”, the motivation behind it, and how it was formulated. (0:08:17) We discuss if the safe withdrawal rate for retirement savings is higher than 4%. (0:13:31) The inspiration for the higher average realized rate of return on investment theory. (0:19:59) Whether the past returns on US stocks will repeat in the future. (0:21:54) Why the US stock market has been historically exceptional and resilient, and how other markets compare. (0:23:44) The biggest limitation of the seminal work which helped established the 4% rule. (0:28:38) How data gaps were dealt with in the paper by Scott Rieckens and results are discussed. (0:33:16) Other aspects to consider regarding the research on retirement funds. (0:38:35) The challenges and opportunities that young people face today. (0:42:24) How financial literacy impacts investment opportunities, returns, and overall happiness. (0:46:59) What are the potential solutions and reasons to be optimistic regarding the current financial market. (0:47:48) Our usual episode review under a minute: episode 30 with Larry Swedroe. (0:52:31) This week's book review and choice architecture. (0:54:35) We discuss the reviews and feedback received on a previous episode. (1:02:32) Hear an update about our idea regarding CE credits and reviews about the show. (1:06:01)     Participate in our Community Discussion about this Episode: https://community.rationalreminder.ca/t/episode-229-the-2-rule-for-retirement-spending-discussion-thread/20473   Book From Today's Episode: The Elements of Choice: Why the Way We Decide Matters — https://amzn.to/3VvxZR8   Links From Today's Episode: Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/  Shop Merch — https://shop.rationalreminder.ca/ Join the Community — https://community.rationalreminder.ca/ Follow us on Twitter — https://twitter.com/RationalRemind Follow us on Instagram — @rationalreminder Benjamin on Twitter — https://twitter.com/benjaminwfelix Cameron on Twitter — https://twitter.com/CameronPassmore 'Determining Withdrawal Rates Using Historical Data' — https://retailinvestor.org/pdf/Bengen1.pdf 'Retirement Savings: Choosing a Withdrawal Rate That Is Sustainable' — https://www.researchgate.net/profile/Carl-Hubbard/publication/265279441/ 'Global stock markets in the twentieth century' — https://onlinelibrary.wiley.com/doi/abs/10.1111/ 'Is The United States A Lucky Survivor: A Hierarchical Bayesian Approach' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3689958 'The Safe Withdrawal Rate' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4227132 'The equity premium: A puzzle' — https://www.sciencedirect.com/science/article/abs/pii/0304393285900613 'Long-Horizon Losses in Stocks, Bonds, and Bills' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3964908 'Financial System Review 2022' — https://www.bankofcanada.ca/2022/06/financial-system-review-2022/#:~:text=The%20tightening%20of%20monetary%20policy,remain%20two%20key%20interconnected%20vulnerabilities. 'The financial resilience and financial well-being of Canadians during the COVID-19 pandemic' — https://www150.statcan.gc.ca/n1/pub/75f0002m/75f0002m2021008-eng.htm 'Hopefulness is declining across Canada' — https://www150.statcan.gc.ca/n1/daily-quotidien/220517/dq220517d-eng.htm 'Global Investor Experience Study: Fees and Expenses' — https://assets.contentstack.io/v3/assets/blt4eb669caa7dc65b2/blt60e320775385837a/62431900eed9f60f2de8ad55/GIE_2022.pdf 'Financial Literacy Around the World' — https://gflec.org/wp-content/uploads/2015/11/3313-Finlit_Report_FINAL-5.11.16.pdf 'Ontario Securities Commission Investor Knowledge Study' — https://www.osc.ca/sites/default/files/2022-09/inv_research_20220907_investor-knowledge-study_EN.pdf 'Measuring the Financial Sophistication of Household' — https://www.nber.org/system/files/working_papers/w14699/w14699.pdf 'Investment Literacy, Overconfidence and Cryptocurrency Investment' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3953242 'Financial Literacy and Attitudes to Cryptocurrencies' — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3482083 'Bitcoin Awareness, Ownership and Use: 2016–20'— https://www.bankofcanada.ca/wp-content/uploads/2022/04/sdp2022-10.pdf 'Optimal Financial Knowledge and Wealth Inequality' — https://repository.upenn.edu/cgi/viewcontent.cgi?article=1093&context=bepp_papers 'Financial Literacy and Retirement Planning in the United States' — https://www.nber.org/system/files/working_papers/w17108/w17108.pdf 'Financial Well-Being of the Millennial Generation' — https://gflec.org/wp-content/uploads/2019/12/Financial-Well-Being-of-the-Millennial-Generation-Paper-20191122.pdf

Novogradac
Nov. 29, 2022: So You Want to be a LIHTC Developer: Operating Expenses and Income

Novogradac

Play Episode Listen Later Nov 29, 2022


In this installment of the “So You Want to be a LIHTC Developer” series, Michael Novogradac, CPA, is joined by Novogradac partner Blair Kincer and Novogradac principal Kelly Gorman to discuss the annual Novogradac LIHTC operating expenses and income report. They discuss overall impressions from the report, which includes a survey of nearly 125,000 units financed by the low-income housing tax credit (LIHTC), then they look at factors for income in 2021, followed by a look at the increase in property insurance and repairs and maintenance expenses and the drop in payroll expenses in 2021.

Making The Leap - In Business and In Life
EPISODE 189: Prepping for Tax Time with Jenni Laarman

Making The Leap - In Business and In Life

Play Episode Listen Later Nov 29, 2022 29:50


EPISODE 189: Prepping for Tax Time with Jenni Laarman Today we are talking with Jenni Laarman, “aka Not Your Average Bookkeeping Coach”. Jenni earned her MBA and spent a little over a decade as a public accountant/financial analyst helping large and small businesses understand their numbers. After leaving the corporate world she hopped on the entrepreneur roller coaster. From direct sales (3 different companies) to writing a book, and dabbling in blogging. Jenni has finally settled into her true passion - embracing the numbers nerd she is. She is now the person small business owners turn to when they want to simplify their bookkeeping and understand their numbers to hit business goals without stress and headaches. Today Jenni is going to help us know what we need when it comes to your business and bookkeeping.  Let's get started! In today's episode, we talk about: As a Direct Seller it's important to keep track of all the numbers.  If not when you get to the end of the year, you won't remember what happened in January and you won't be able to accurately report what you made and spent. What should you be tracking? Your commission Anything necessary, needed, or exclusively used for your business. Expenses used every month (website, newsletter, etc) When do you have to report your profit? At $600 most companies give you a 1099. However, you are considered self-employed and $400 is the minimum that needs to be reported per the IRS.  During your first year you may file “a loss”, due to all the expenses. Not fun to think about but that does benefit you from a tax perspective.  From year one start reporting it. Bonus trips - Do you report these? It depends on the type of trip.  Is it all fun (trip for pleasure) or will you be attending seminars while on the trip? What is profit? Look at what you earn in commission ($500). Look at expenses ($100) $400 in profit ($500-$100= $400) Profit margin, take your profit and divide it by your commission  ($400/$500=.8 (80% profit margin, 80% of the commission you are earning is going into your pocket) It's so important to keep track of your numbers. Wealth and Worth Members get a Wealth Tracker which is a great tool! (www.rachelaperry.com/wealth) What can people do now to get ready for tax season? Figure out what your income is? Determine your Business Expenses? Jenni has a Tax Prep Workshop - 20 minutes with a workbook.  Totally FREE! At the end you will have everything in place to file your taxes The sooner the better.  Don't keep pushing it off.  When Tax season comes you will be ready to go! What would you say to someone ready to start their own business? You need to find a business coach who has been there and done that. Don't waste your time and energy on things they've already been through. Use this as a business expense!   Links: Rachel's Instagram Rachel's Facebook Rachel's Website Your Best Year Yet Workshop FREE Tax Workshop with Jenni Jenni's Instagram

Your Money, Your Wealth
How to Forecast Your Expenses in Retirement - 406

Your Money, Your Wealth

Play Episode Listen Later Nov 29, 2022 52:51


What will you actually need to spend in retirement? Joe and Big Al explain how to really think about and calculate your retirement expenses. Plus, if you want to reduce your tax-deferred account balances, does it make more sense to do Roth conversions or reinvest? What about doing Roth conversions to a higher tax bracket than the one you'll be in during retirement? Also, the fellas explain the alternative minimum tax, how Social Security spousal benefits work, and when in the year you turn 72 you must take required minimum distributions from your retirement accounts. And finally, what should someone with no credit history who hasn't paid taxes do with a sudden $100,000 windfall? Show notes, free financial resources, transcript, Ask Joe & Big Al On Air: https://bizlink.to/ymyw-406

Uncovered- For Pole Dancers
Ep 90: The real BTS of owning a pole studio- with Jasmine Zapka

Uncovered- For Pole Dancers

Play Episode Listen Later Nov 28, 2022 77:56


Have you ever... Been inside a pole studio? Wished you could make pole your LIFE? Thought about owning a pole dancing studio? This episode is FOR YOU! This week Steph is joined by Jasmine Zapka, the Founder and Managing Director of The Pole Room, to uncover the real behind-the-scenes of operating a pole dancing studio (or four). We talk: What surprised us when we first started The most challenging elements of being a studio owner Expenses associated with running a studio The REWARDS! How we get through studio life Loving uncovered? Why not share this episode with your pole bestie or take a screenshot and pop it on your IG stories? We would love to know what you loved about this episode or your key takeaways. WANT 25% OFF YOUR POLESPHERE MEMBERSHIP? Take the 10-day free trial now.

The Old Man's Podcast
Episode 333; Retired people, Loyalty, and Toilet Trivia

The Old Man's Podcast

Play Episode Listen Later Nov 27, 2022 39:46


When I see a friend or acquaintance these days, I most often get a question from them that goes something like this “so how's retirement going?” Believe it or not, it's kind of a tough question to answer. In this episode, I try to answer that question with another recent retiree, Sandy. I think together, we can make sense of this for all you curious people out there. On “Mindset for Happiness” I'm continuing the discussion on Character, focusing in on Loyalty specifically. And I have a funny list of Toilet Trivia you're going to chuckle at. Of course, we play some trivia ourselves Some observations of a retired person; 1) I don't know what day it is and I don't care 2) As a young person, I always wondered why old people seemed so cheap. Now I get why old, when you aren't working you seem to have less control over your INCOME so you feel like you need to control your EXPENSES. As a result, I want to save every penny possible and seem to be always looking for a deal, happy hour, senior discounts that sort of stuff. When I travel, people refer to me as "being on vacation"... I'm NOT on vacation, I'm retired. Vacations are when you take off from work, I don't work. My wardrobe has completely changed. Work clothes out, sweat pants in… In that sense, retirement feels a little like I gave up. “Mindset For Happiness" To be happy…. With our lot in life… our personal circumstances….. We have to be happy with ourselves first and foremost. On that premise, character matters….. It matters A LOT. Maybe it's Karma, maybe it's the almost magnetic attraction to people of high character….. I can't exactly put my finger on it, but focusing on our own character makes us happy Last episode I discussed honesty as a pillar to our character and this episode the subtopic is loyalty Former US president Woodrow Wilson had a great quote on loyalty. He pointed out that “loyalty means nothing unless it has at its heart the absolute principle of self-sacrifice. Love that quote, and it really brings to a sharp focus how our happiness is affected by our own sacrifices. Exactly how's thas??? Wouldn't I be most happy with other people were making sacrifices for me? Sure, maybe initially…. But that isn't the foundation of true happiness…. Being the recipient of sacrifices is a hollow kind of happiness, it doesn't last and it's not genuine When we are loyal to a cause, a person, and organization… others see that and want to emulate or be like us. That's really the first step in effective leadership. Sacrificing for others, is a demonstration of loyalty, a quality that all effective leaders have Loyalty is the first quality an employer, boss or coach looks for in an employee or player. Heck it's the premier quality we all look for in relationships. And the number one reason a relationship fails, is most often a lack of loyalty You can have a LOT of talent and even luck…. But without demonstrated loyalty, people aren't going to want you around for very long And that's something that can make even the grumpiest of people happy. Lot's of friends, many solid relationships, and people that really genuinely care about you And they will, when you have demonstrate how loyal you are to them A mindset for happiness really requires us to make the kind of sacrifices for others that demonstrates our loyalty --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/theoldmanspodcast/message

Chrisman Commentary - Daily Mortgage News
11.25.22 Management Focus; Loan Production Expenses; Slowing Rate Hikes

Chrisman Commentary - Daily Mortgage News

Play Episode Listen Later Nov 25, 2022 8:03 Transcription Available


Thanks to Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.

Retirement Lifestyle Show  with Roshan Loungani, Erik Olson & Adrian Nicholson

Today on the Retirement Lifestyle Show, Roshan Loungani, Eric Olson, and Adrian Nicholson go through how, why, and when mutual funds are taxed. They discuss how mutual fund gains are taxed and how you can improve your total portfolio returns by reducing and even eliminating taxes on your funds. [01:31] Basics of How Mutual Funds are Taxed [04:00] How to Ensure Your Holdings are Tax Efficient [06:55] Why Mutual Funds Are Mostly Not Tax Efficient [08:14] What is Portfolio Turnover? [12:08] Mutual Fund Fees and Expenses [13:12] Types of Mutual Funds and How They Work [16:33] Income-Generating Components of a Mutual Fund [18:12] Real-Life Cost Figures [24:20] How the Top Mutual Funds Performed [28:25] How Your Circumstances Affect Your Investment Strategy [29:50] Parting Thoughts Roshan can be reached at roshan.loungani@aretewealth.com or at 202-536-4468. Erik can be reached at erik.olson@aretewealth.com or 815-940-4652. Adrian can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905. Follow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.com https://youtu.be/hKVzI87v0tA https://twitter.com/RoshanLoungani https://www.linkedin.com/in/roshanloungani/ https://www.facebook.com/retirewithroshan/ https://www.linkedin.com/in/financialerik/ https://www.linkedin.com/in/adrian-nicholson-74b82b13b/ #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan #retirement #investing All opinions expressed by podcast hosts and guests are solely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional.

Life Success & Legacy
Applying IBC – Taxes, Recurring Expenses & More!

Life Success & Legacy

Play Episode Listen Later Nov 18, 2022 36:52


In this episode Mike, Chris and Michael discuss a real life application of the Infinite Banking Concept. We often get asked what practical ways you can apply IBC, other than debt reduction. We tackle ideas like: Using your system to hold and pay your taxes, or paying annually on a recurring expense, and more! Take […] The post Applying IBC – Taxes, Recurring Expenses & More! appeared first on Life Success Legacy.

Unf*ck Your Biz With Braden
255 - Is Your Bank Account Leaking Money?

Unf*ck Your Biz With Braden

Play Episode Listen Later Nov 17, 2022 35:16


On today's episode of the podcast I'm discussing the topic, “is your bank account leaking money?” I gave a presentation on this topic at Wedding MBA last week titled, “Crunch the Numbers: The New Six Figure Benchmark for Wedding Pros.” I'll be focusing today on one of the pillars from my talk – The Client to Piggy Bank Pipeline. The pipeline is the cash flow process of what happens to your money. You get paid by a client, the money goes into your business bank account, it pays for some of your expenses, it pays you a salary, maybe a distribution (these are all pipes your money goes down), it goes into your personal bank account, it pays some of your personal bills and then maybe it goes into your personal savings account to save for a purchase or pay off debt. You may remember about a year ago I launched my new message and program Profit Rx to shift the brand messaging to focus more on profit. In December I'll be opening the doors to Profit Rx with some exciting bonuses and an open/closed door model instead of an evergreen model so we can offer additional support and more 1:1 services including tax return services for the first time in the business only available to people in the membership or working with us 1:1 so we can help you stay organized all year round to help us help you at tax time. During my talk I discussed the pipeline and dove into what the top of the pipeline looks like and I asked the audience how much revenue they thought they would need at the top of the pipeline to create a life fundable business to have enough money left at the end of the pipeline to pay for all the things you need in your personal life. I like to argue that you should aim for $200,000 at the top of your pipeline, with the caveat that you are single or the only income for your home and have no other revenue coming in. Expenses for a lot of people are about 30% of their revenue (though this can vary widely) and about 20% for taxes leaving you with about 50%. This would leave you with $100,000 which may or may not be what you need based on where you live and what your personal home and travel goals are. When you envision your pipeline, envision it has a few leaks. A burst pipe would be something like a lawsuit against your business and money is flowing out. So what comes first? Focusing on revenue or on the pipeline? I believe the right answer is the pipeline. Getting more money into the pipeline is marketing. I'm focusing on the tax side of things and fixing the pipeline helps you keep money in there. A few ways to fix your pipeline are: Decrease expenses – this will help you lower the revenue at the top and still get the same tax home pay you are looking for. Reduce your taxes – this includes business deductions, making sure you're tracking them so you know what you spent it on and so you're prepared if you're ever audited. I have a bookkeeping template available both in Profit Rx and available on its own for $10 if you don't currently have a bookkeeping solution. Form an S Corp – Once you determine if an S Corp is right for your business, if you form one (making sure it's done correctly) putting yourself on payroll can save you money. This may not make sense for you though if you are a high-income earner outside of your business as you may be maxing out your Medicare and social security in your full-time job. Listen to next week's episode for more information on this. Running your health insurance through your business – this is another big way to save money as an S Corp. This really only works if you qualify for self-employment health insurance deductions which means you can't qualify through any other means like another job or a spouse. Leverage retirement savings through your S Corp – Learn more about that on the Retirement Savings blog post here. Those were some quick tips for fixing your pipeline with tax strategies because taxes are one way that money leaks out. We can also fix it by maximizing profits. This is why I do my monthly profit reports and interview my business owner friends about their profits so we can get a better sense of what this means to different people and different ways to increase profitability. How can you increase your profit? Increase your income – raise your prices and/or increase your marketing to take on more projects Decrease your expenses – stay on top of your bookkeeping so you are always aware of what you are spending your money on. Focus on your time – what offers/services are the most profitable based on the time it takes you to deliver this offer? What makes you the most amount of money with the least amount of work? Review your profit matrix – Compare your hours worked to your revenue and profit. Focus on what it is that you like to do. Think of three tasks in your business - one that you love doing, one that you hate doing and would love to outsource and one that's neutral. An hour of what you love will make you feel more energized than an hour of what you hate. This is profitability based on feeling. Diving into these can help you better understand what is making you the most profit and saving you the most time and then with your leftover time you can do more marketing to increase revenue. Protecting your profit margins is where your legalities come into place. This includes contracts, insurance, trademarks, and layers of protection. If you need contracts, click here. If you are looking to protect your business, start with my blog posts. Need a trademark attorney referral? Click here for the trademark firm I recommend. Prefer to listen? I talk about all of these topics in their own dedicated episodes and you can search podcast episodes here. Optimize your cash flow by segmenting it into the places it needs to go. You do not want it flowing from your client to your personal bank account! Cash flow management helps you get off the WTF Happened to my Money Hamster Wheel. In Profit Rx I teach you Cash Flow 1.0 to save for taxes and manage your income. I also go into 2.0, 3,0, and 4.0 that I recommend at different stages of business. My call to action to you is to start actually thinking about your cash flow in terms of this pipeline. Money comes in from your client. What happens to the money after it goes into your business bank account? Does it just sit there or do you pay your personal bank account regularly? We want our money flowing freely at a set schedule. Don't just pay yourself when you need money for groceries. If you enjoyed this episode, share a screenshot of the episode and give me a tag on Instagram @bradenadamdrake.

PRACTICE: IMPOSSIBLE™
044 - How to Save Money in Your Part D Expenses - Money Tree Series

PRACTICE: IMPOSSIBLE™

Play Episode Listen Later Nov 17, 2022 11:22 Transcription Available


In this Money Tree Series Episode, Coach JPMD talks about the role played by pharmacies and their influence on the Money Tree. The Money Tree Series episodes are geared to helping physicians and other healthcare providers learn the ins and outs of running a successful Medicare Advantage practice.  You can download the money tree diagram at www.coachjpmd.com/moneytree.Don't forget that Coach JPMD helps physicians go from overwhelmed to confident while increasing their income in 90 days or less. Book a call using this link to learn how you can decrease your stress and earn more. Our goal is to help you understand the business of medicine and Practice Impossible.

WTF divorce
#Parenting 26:

WTF divorce

Play Episode Listen Later Nov 17, 2022 12:49


Brought to you by OurFamilyWizard - Join more than 1 million parents and family law professionals who trust OurFamilyWizard. Elle Barr is a family law attorney and the judicial education coordinator for Our Family Wizard. You can connect with Elle at: mbarr@ourfamilywizard.com *** The WTF Divorce Podcast is sponsored by OurFamilyWizard If you're a co-parent, you know how frustrating it can be constantly going back and forth with your ex about the kids, schedules, and expenses. OurFamilyWizard helps keep everything organized in one app, making co-parenting communication less stressful. Here's Rachel to explain how OurFamilyWizard changed her co-parenting: “Right after I filed for divorce, the texts and all the communicating with my ex became super stressful. Every text, every call, every time I scheduled an appointment, it was just emotionally draining. My attorney suggested using the OurFamilyWizard app, and it completely saved my sanity. The constant texting stopped because all the communication moved into the app, so I could check it when I was ready to respond. And for me, I really actually needed OurFamilyWizard. It gave my lawyer some clear documentation of, let's say, ridiculous disputes, and I didn't have to email him hundreds of screenshots anymore. He could see it in the app. I tell all my friends also struggling with co-parenting about OurFamilyWizard and everyone who tries it says it's a game changer for them too.” Join more than 1 million parents and family law professionals who trust OurFamilyWizard. ✅Go to WTFdivorce.com/our-family-wizard to get started today. *** Divorce is hard enough. Don't do it alone.

More Than Money
Ep. 120 | Reduce College Expenses Through Dual Enrollment | Guest: Dr. Scott Pace

More Than Money

Play Episode Listen Later Nov 16, 2022 31:07


Are you familiar with dual enrollment? It can save you or your child a significant amount of money for college. In this episode, Art talks with Dr. Scott Pace about dual enrollment and its financial benefits. Resources:More Than Money Facebook Group | Join here: https://www.facebook.com/groups/721493032051073The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

The Perfect Bite
Chickpeas and Homeownership Expenses

The Perfect Bite

Play Episode Listen Later Nov 16, 2022 14:25


In this thirty-sixth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they try out shawarma from Chickpeas, discuss different expenses associated with homeownership, and ideas to make your home more functional and organized. Hear the tasty sauce offered at many Mediterranean restaurants, why it helps to do your research on homeownership expenses, and how hiding some key features improves the look of your kitchen. Learn more at CCCULV.org

Local Small Business Coach | Improve Your Profits & Sales
Create More Profit | Time to Review Your Operational Expenses

Local Small Business Coach | Improve Your Profits & Sales

Play Episode Listen Later Nov 14, 2022 6:39


Want more profit? Then Dive into Your Operational Expenses of Your Small Business. There is money hiding in there that you are wasting that you can create instant profits. Every dollar adds up, and this is a quick way to boost your profits.   _______________________________

The Business Lounge Podcast
Tips To Reduce Your Expenses During A Divorce

The Business Lounge Podcast

Play Episode Listen Later Nov 11, 2022 3:03


Divorce can be a very costly undertaking. If the divorce drags on long enough and it takes a great deal of effort to resolve the issues, it can impact one or both parties for many years. If you've come across this video, hopefully, you are looking for ways to make your divorce less expensive. Expenses like paying for appraisals, mediations, and attorney fees should be kept in your mind when you file for divorce. There are answers to the question, “what is the least expensive route to filing for divorce?” Read the full article here: www.oflaherty-law.com/learn-about-law/tips-to-reduce-your-expenses-in-a-divorce O'Flaherty Law now serves over 105 counties across Illinois, Iowa, and Indiana. If you have any questions regarding a case or would like to speak to one of our attorneys after watching a #LearnAboutLaw video, give us a call at (630) 324-6666 or send us an email at info@oflaherty-law.com to get in contact with someone from our team. Subscribe to our channel for daily videos dedicated to all things law and leave a comment with any questions about this topic. Find us online for more legal content and to stay connected with our team - Website: https://www.oflaherty-law.com/ - LinkedIn: https://www.linkedin.com/company/oflahertylaw - Instagram: https://www.instagram.com/oflahertylaw - Facebook: https://www.facebook.com/oflahertylawGroup/ **None of the content in this series is intended as paid legal advice.

The Jim Galiano Show: Online Business Success Minus the Stress

Over the past few weeks, I've seen online businesses starting to sound the alarm as inflation and existing debt continues to eat away at their bottom lines. Can you examine “bad news” without succumbing to a negative mindset yourself? Absolutely.  Successful entrepreneurs, solopreneurs, and freelancers deal with reality – while at the same time, maintaining their vision for a better tomorrow. I say that from personal experience, knowing from firsthand experience what it's like to stand on the brink as a result of not managing my expenses properly. Thankfully, you can learn from your mistakes. For many, the School of Hard Knocks is about to start its winter semester. Will you be attending? Subscribe to The Jim Galiano Show: Help for Freelancers & Solopreneurs on SoundwiseSubscribe to The Jim Galiano Show: Help for Freelancers & Solopreneurs on Soundwise

The Jim Galiano Show: Online Business Success Minus the Stress

Over the past few weeks, I've seen online businesses starting to sound the alarm as inflation and existing debt continues to eat away at their bottom lines. Can you examine “bad news” without succumbing to a negative mindset yourself? Absolutely. Successful entrepreneurs, solopreneurs, and freelancers deal with reality – while at the same time, maintaining their vision for a better tomorrow. I say that from personal experience, knowing from firsthand experience what it's like to stand on the brink as a result of not managing my expenses properly. Thankfully, you can learn from your mistakes. For many, the School of Hard Knocks is about to start its winter semester. Will you be attending? Subscribe to The Jim Galiano Show: Help for Freelancers & Solopreneurs on Soundwise

Accelerated Investor Podcast
323: CapEx Expenses and Going Over Budget: Operational Risks to Your Business #2

Accelerated Investor Podcast

Play Episode Listen Later Nov 4, 2022 14:39


In the second installment of this series about the threats and risks to your business, I'll be sharing six tips that will help keep your CapEx expenses in line and your value-add projects on schedule and, most importantly, within budget. These are the things that you need to have dialed in so that your property is performing the way that it should, that it continues to generate cash flow so that you can increase your operating income and your bottom line. With a looming recession and interest rates continuing to climb, it will likely be tougher to refi or sell your properties because of the cost of taking on debt and ongoing supply chain issues. Managing how you order and store materials are just one of the keys to success, and with these processes in place (and boots on the ground), these tips will surely help you stay on time and within budget. Key Takeaways with Josh Cantwell The challenges of completing value-add projects outside of your area during a recession with inflation and supply chain issues. The cost savings from ordering the materials yourself. How to properly store those materials on the work-site and how to create a process for checking out the material. Ways that you can save on costs when hiring contractors and why you should hire construction managers internally. The importance of secret shopping the units once per week and having boots on the ground to verify the work that is done. Want the Full Show Notes? To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit https://acceleratedinvestorpodcast.com/323 Rate & Review If you enjoyed today's episode of The Accelerated Real Estate Investor Podcast, hit the subscribe button on Apple Podcasts, Spotify and YouTube so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review over on Apple Podcasts. Reviews go a long way in helping us build awareness so that we can impact even more people. THANK YOU! Connect with Josh Cantwell Facebook YouTube Instagram LinkedIn Twitter Sign up for the Forever Passive Income Partnering, Mastermind and Coaching Program with Josh Cantwell To unlock your potential and start earning real passive income, visit joshcantwellcoaching.com

Homeschooling Entrepreneur Mom – Kid Entrepreneurship, Work From Home, Homeschool Basics, Making Money FUN
134: Kid's Money Series Part 4: Teach your kids how to Multiply their money

Homeschooling Entrepreneur Mom – Kid Entrepreneurship, Work From Home, Homeschool Basics, Making Money FUN

Play Episode Listen Later Nov 4, 2022 28:44


Part 4 is a Bonus Episode to the Kid's Money Series! Now that you've learned how to teach your kids to Make, Manage & Yes, pay for their own Expenses... Now here's a tip on how to Teach them to Multiple their Money! Money Foundation is Key Don't ONLY SAVE! Teach them to designate portions of their money back into Entrepreneur projects Teach them to Collaborate & Leverage Teach them to Invest in themselves   Enrollment Closes on Nov. 11 for Making Money Fun! Kid Entrepreneur Program! Save your Seat (or learn more here): https://bit.ly/MakingMoneyFun2022 -Kawai   Let's be Friends! -> https://www.instagram.com/kawai_ahquin Community -> https://bit.ly/HEMsupportgroup Website -> http://www.homeschoolingentrepreneurmom.com Homeschooling Basics Bootcamp → http://www.homeschoolingentrepreneurmom.com/hbb.html

Inspired Choices ~ Christine McIver, Holographist Coach
Investing In Your Business Or Racking Up Expenses?

Inspired Choices ~ Christine McIver, Holographist Coach

Play Episode Listen Later Nov 3, 2022


Inspired Choices with Christine McIver  Business costs are real in order for us to operate a successful productive business.  Most entrepreneurs see the costs as expenses and fail to understand where they should and already are investing in their business. Imagine seeing an investment as something that grows and adds to your business?  You will have a different relationship with your investment than you do an expense.  You will be excited to nurture that investment, assist the investment and change your perspective on where you are being successful. In this show, ‘Investing In Your Business Or Racking Up Expenses? ,' Business Optimization Expert Christine McIver will show you a new perspective on investing which will be your invitation to enjoying and prospering with your business in a whole new way.   Investing in yourself, the entrepreneurs self care Free Master Class: Do This, Don't Do That  https://inspiredchoicesnetwork.thinkific.com/ *Listen now on the Inspired Choices Network app!  https://www.inspiredchoicesnetwork.com/links/ Strategic Business Package  https://www.inspiredchoices.ca/business-packages.html ~ More About Inspired Choices with Christine McIver ~  Christine McIver is a Business Optimization Expert, Inspirational Speaker, TV & Radio Personality, and the Founder & Owner of Inspired Choices Network. Christine is highly successful at inspiring individuals and businesses to make choices that will bring them increased success, greater joy, self-confidence and remarkable inspiring change.  All of which increased the abundance in their lives and businesses. Christine lives her life out loud and is a natural cheerleader.  She believes in the abilities of others to change their lives quickly and easily. Christine entices clients to show up more in their life, businesses & relationships than they ever have. She invites them to make all that they once knew was possible, possible. Christine believes that you can be living & loving your life with ease!  Her kind, direct and joy filled approach is both comforting and stretching.  Christine has impacted thousands of individuals with her enthusiastic message of possibilities.  Christine invites all into knowing that all things are possible beyond what is present in your life right now. https://www.inspiredchoices.ca/ ~  https://www.facebook.com/InspiredChoicesCA ~  https://www.youtube.com/user/InspiredChoicesInc To get more of Inspired Choices ~ Christine McIver, be sure to visit the podcast page for replays of all her shows here: https://www.inspiredchoicesnetwork.com/podcast/inspired-choices-christine-mciver/

The Adversity Advantage
Jaspreet Singh On The Money Traps That Keep You Poor & How to Use a Recession To Your Advantage

The Adversity Advantage

Play Episode Listen Later Nov 3, 2022 62:04


Today's guest is Jaspreet “The Minority Mindset” Singh. Jaspreet is a serial entrepreneur and licensed attorney on a mission to spread financial education. His YouTube channel has over 1 million subscribers. Jaspreet is self-taught and the information that he shares is relatable, applicable, and achievable. His brand has helped countless people get out of debt, start investing, and create a plan for building wealth. Today, we discuss the current state of the economy and what you can do right now to make sure you're well prepared. We also chat about common money misconceptions, how to spend your income properly, as well as different ways to invest. Jaspreet reveals a simple step-by-step process for building wealth and mindset shifts that must happen to have financial success and so much more.   Thanks to this episode's sponsor:   Masszymes: Masszymes can help ensure that all the protein that you consume breaks down into absorbable amino acids. Go to masszymes.com/DOUGFREE and you will automatically get access to your unique coupon code to claim your free bottle.     0:00 Intro 2:26 What's going on with the economy? 7:14 The importance of financial education 11:23 What steps can someone take today to survive a recession?  16:21 Biggest lies about money 24:53 Mindset shifts needed to build wealth 28:08 Focus on THESE pillars to improve your financial fitness 32:43 How do you build wealth? 38:11 Unlearning poor spending habits  41:00 How to invest your money 47:21 Current potential investment opportunities  50:13 How much do you need to retire? 55:56 Expenses that get overlooked   Episode resources:   Connect with Jaspreet:   Website Instagram YouTube Follow me on Social Media: LinkedIn Instagram Twitter      

I Can't Mom Today
School Fundraisers and Kid Expenses

I Can't Mom Today

Play Episode Listen Later Nov 2, 2022 20:04


Expensive little boogers these kids of ours are?!  How do you handle school fundraisers?  Are you the kind of parent whose busting their tail selling gift wrap at the office every year?  Or do you say 'no way jose?' Also with the holidays around the corner don't forget to pick up some I Can't Mom Today swag for your favorite Mom!  (or yourself): https://www.teepublic.com/?ref_id=25699 And The Ultimate Cloth! (discount code ICMT): https://www.ultimatecloth.com/heather-tune

Building Roman's Empire Podcast
#017 - How I made $78k with $0 out of pocket expenses on a BRRRR

Building Roman's Empire Podcast

Play Episode Listen Later Nov 2, 2022 21:16


In today's episode I am breaking down a case study where I made $78k with $0 out of pocket expenses on a BRRRR. I also give you some updates on my business, and provide tips you can use to get business funding for your REI biz. Roman Empire Academy - Probate marketing blueprint courseRomanEmpire.cle - Follow on InstagramDirect Skip - my #1 Skip Tracing ServiceRooR - my #1 SMS / RVM ServicePropstream - Free Trial 

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset
How To Build Business Credit Fast In 2023. Even With Bad Credit

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset

Play Episode Listen Later Nov 1, 2022 21:37


How To Build Business Credit Fast In 2023. Even With Bad Credit.❤️️Smart Credit helps you control your future credit score. Help Qualify for More. Know your hiring index, credit fraud insurance and so much more. Know who else maybe using your social security number. Interactive and Simple. Signup today for your discount: https://www.smartcredit.com/stopstrugglingnow➡️BONUS: ❤️️AtoB Fuel Card. No personal guarantee: https://www.atob.us/❤️️Divvy Scalable Business Credit Line. Expenses reports and unlimited debit cards: https://divvy.referralrock.com/l/1EBYRD82/❤️️Credit Strong Business Credit Builder $2500, $5,000 and $10,000 and Personal Credit Builder Signup info: http://tracking.creditstrong.com/SH8i

Eight Frugal Minutes
Budget tips: Save Money by Cutting these Six Expenses Now

Eight Frugal Minutes

Play Episode Listen Later Nov 1, 2022 11:14


Save more money by cutting expenses that improve your budget and save you money. On this episode of Eight Frugal Minutes we offer six budgeting tips ans make suggestions on where to make immediate cuts to help you manage your budget while still living your best life --- Send in a voice message: https://anchor.fm/eight-frugal-minutes/message

Homeschooling Entrepreneur Mom – Kid Entrepreneurship, Work From Home, Homeschool Basics, Making Money FUN
133: Kid's Money Series Part 3: Have your kids pay their own bills and expenses (after you teach them to make & manage their own money!)

Homeschooling Entrepreneur Mom – Kid Entrepreneurship, Work From Home, Homeschool Basics, Making Money FUN

Play Episode Listen Later Oct 31, 2022 22:22


What if you EMPOWERED your kid's by having them take responsibility of a few (or most) of their own expenses? Did you know that this adds so much value to their own Money Foundation!? In this episode, learn about what my kid's pay for and what expenses your kids can be responsible for too.   Check out the Making Money Fun! Kid Entrepreneur Program: https://www.canva.com/design/DAFQJ49siSw/m63tLBSL6ke06K03predsQ/view?utm_content=DAFQJ49siSw&utm_campaign=designshare&utm_medium=link&utm_source=publishsharelink    -Kawai   Let's be Friends! -> https://www.instagram.com/kawai_ahquin Website -> http://www.homeschoolingentrepreneurmom.com Email -> support@homeschoolingentrepreneurmom.com Homeschooling Basics Bootcamp → http://www.homeschoolingentrepreneurmom.com/hbb.html

The Treasury Update Podcast
Recap and Insights from AFP 2022

The Treasury Update Podcast

Play Episode Listen Later Oct 31, 2022 23:23


In this episode, Craig Jeffery and Paul Galloway have a chat on the last day of the 2022 AFP Conference. They discuss how the conference has changed in the aftermath of COVID and provide some key takeaways for practitioners and providers.

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset
Business Startup Virtual Office. Live Answering. Build Business Credit

Stop Struggling Now - We help Improve your Personal and Business Wealth Mindset

Play Episode Listen Later Oct 31, 2022 15:33


Business Startup Virtual Office. Live Answering. Build Business Credit, business phone/fax included and much from Opus Virtual Office. ❤️️Opus Virtual Office Address. Phone and a Fax Number are Included along with Business credit reporting. Get the $99 Special from Opus Virtual Offices: https://www.opusvirtualoffices.com/ida/idevaffiliate.php?id=688_2_3_6 . Promo Code YG1 to get $100 off setup fee.

The Investor Relations Real Estate Podcast
IRR 151: Happiness And The Passive Real Estate Investor; A Deep Dive On The Fulfillment Of Real Estate Investing

The Investor Relations Real Estate Podcast

Play Episode Listen Later Oct 31, 2022 29:57


The Investor Relations Real Estate Podcast Episode 151  - Happiness And The Passive Real Estate Investor; A Deep Dive On The Fulfillment Of Real Estate Investing Host: Jonny Cattani Guest: Prashant KumarProducer: April MunsonJonny Cattani is joined by Prashant Kumar to discuss: Assisted Living Personal / Professional developmentPrashant has a goal to acquire and hold stable, income producing multifamily apartment complexes in emerging US markets with long term capital appreciation through superior asset management.He applies his 25+ years of experience in corporate America to analyzing Income & Expenses, calculating Net Operating Income (NOI) and calculating Purchase Price based on NOI and Market Cap Rate. He also has experience in sourcing multifamily properties, analyzing deals, negotiating, contracts, and closing the deal. Prashant has equity in multiple properties via JV, GP and LP structures.He runs meetup in NY and runs online masterminds with a couple of groups. He lives in Long Island with his wife, daughter and son.Linked material referenced during the show: Book: The Heartfulness Way - Kamlesh D. Patel https://www.amazon.com/Heartfulness-Way-Heart-Based-Meditations-Transformation/dp/1684031346Connect with Prashant! Website: www.myrealtygains.comConnect with Jonny!Cattani Capital Group: https://cattanicapitalgroup.com/Invest with us: invest@cattanicapitalgroup.comLinkedIn: https://www.linkedin.com/in/jonathan-cattani-53159b179/Jonny's Instagram: https://www.instagram.com/jonnycattani/IRR Podcast Instagram: https://www.instagram.com/theirrpodcast/TikTok:https://www.tiktok.com/@jonnycattani?lang=enYouTube: https://www.youtube.com/channel/UCljEz4pq_paQ9keABhJzt0AFacebook: https://www.facebook.com/jonathan.cattani.1

Passion. Purpose. Perspective.
Workout Injuries/Other Expenses

Passion. Purpose. Perspective.

Play Episode Listen Later Oct 30, 2022 46:02


Today we discussed, common workout injuries, how to address them, and ensure safe exercise routines. We also discussed finance, and other expenses on an income statement. Follow me on Instagram @leonbenson2. Download, Rate, Comment, and Subscribe to the Podcast for more episodes! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/passionpurposeperspective/support

Homeschooling Entrepreneur Mom – Kid Entrepreneurship, Work From Home, Homeschool Basics, Making Money FUN
132: Kid's Money Series Part 2: Teach your kids how to Manage their Money

Homeschooling Entrepreneur Mom – Kid Entrepreneurship, Work From Home, Homeschool Basics, Making Money FUN

Play Episode Listen Later Oct 28, 2022 26:08


132: Kid's Money Series Part 2: Teach your kids how to Manage their Money Teach them how to use their bank account or manage cash on hand Designate money for Gifting/tithe, Investing, Expenses, Fun: Target for each amount Set income goal on what to make & track List Expenses (monthly) or savings plan for projected amounts Set up tracking system & Review Dates   Check out the Making Money Fun! Kid Entrepreneur Program: https://www.canva.com/design/DAFQJ49siSw/m63tLBSL6ke06K03predsQ/view?utm_content=DAFQJ49siSw&utm_campaign=designshare&utm_medium=link&utm_source=publishsharelink  -Kawai   Let's be Friends! -> https://www.instagram.com/kawai_ahquin Website -> http://www.homeschoolingentrepreneurmom.com Email -> support@homeschoolingentrepreneurmom.com Homeschooling Basics Bootcamp → http://www.homeschoolingentrepreneurmom.com/hbb.html

Write Publish Market
Episode 6.8: The Business Side of Book Writing: Expenses

Write Publish Market

Play Episode Listen Later Oct 26, 2022 10:49


Publishing a book is an ambitious and worthwhile undertaking. Turning it into a business can be easy, but it's not without some considerations. You need to consider the different levels of distribution, contracts, and what type of budget you have set aside for this endeavor. One may also need to clearly understand their target market, the launch plans, and what marketing strategies they will use to get media attention. Knowing these costs of getting your book out there and understanding how much money you could make at each distribution level can help guide you in the right direction. Join me as I explain the considerations when it comes to costs and expenses in your book publishing. Tune in! Head to the shownotes for the highlights and RAW transcript.

Lakeway Area Real Estate Talk Live
Save On Monthly Housing Expenses

Lakeway Area Real Estate Talk Live

Play Episode Listen Later Oct 25, 2022 12:58


Mike and Dave Elkins are agents with Elite Realty Group located in Morristown, TN. Watch our Live shows on Facebook by visiting @eliterealtygrouptn. Show schedule is as follows: Wake Up Wild (motivational and inspirational show) - Monday @ 8 a.m.Lakeway Area Real Estate Talk Live - Wed @ 12 p.m.Just Talking Life (life tips) - Friday @ 8 a.m.Elite Realty Group(423) 307-8566Licensed in TNEqual Housing Opportunitywww.eliterealtygrouptn.comFind us on:Facebook – www.facebook.com/eliterealtygrouptnInstagram - www.instagram.com/eliterealtygrouptn Twitter –  https://twitter.com/EliteRealtyTN Youtube - https://www.youtube.com/channel/UCP7cr50ofH30-TZqqXQAhVg

Growing Harvest Ag Network
Mid-Morning Ag News: October 25 2022 - Rapid rise in production expenses pressuring profit margins

Growing Harvest Ag Network

Play Episode Listen Later Oct 25, 2022 2:30


Strong commodity prices continue to support the ag economy, but rapidly rising production expenses are pressuring profit margins.  Rusty Halvorson has more details.See omnystudio.com/listener for privacy information.

Real Simple Tips
5 Ways to Save Money on Pet Expenses

Real Simple Tips

Play Episode Listen Later Oct 24, 2022 4:52 Very Popular


Our beloved furry friends can cost thousands annually—unless, of course, you're a savvy pet owner who knows how and where to save money.

The Annie Frey Show Podcast
Moore says middle class expenses have grown by $4,000 since last year

The Annie Frey Show Podcast

Play Episode Listen Later Oct 24, 2022 14:24


Heritage Distinguished Fellow in Economics, Steve Moore discusses the impact of The Biden Administration's economic policies on middle-class Americans. Moore also makes some bold predictions about the midterm elections. 

The Financial Confessions
The Hidden Expenses Of Poverty: Check Cashing, Payday Lending, & Other Scams

The Financial Confessions

Play Episode Listen Later Oct 24, 2022 54:41


Register to join Chelsea's free workshop HOW TO BUDGET AN UNPREDICTABLE INCOME here, and receive a free 25-page budget workbook just for signing up: https://bit.ly/3F8mvy3   In this week's episode of Too Good To Be True, Ryan and Julia dive into the shady world of companies that prey on the poor -- often by charging them just to access their own money.   Join our membership program, The Society at TFD, to get access to perks, including exclusive bonus content: https://www.youtube.com/channel/UCSPY...   Follow Ryan on Twitter! https://twitter.com/ryanhoulihan   Follow Julia on Two Cents! https://www.youtube.com/c/TwoCentsPBS   The Financial Diet site: http://www.thefinancialdiet.com   Facebook: https://www.facebook.com/thefinancialdiet Twitter: https://twitter.com/TFDiet Instagram: https://www.instagram.com/thefinancialdiet/?hl=en

EpochTV
Capitol Report (Oct. 21): Pentagon Will Fund Travel, Other Expenses for Abortions; Bannon Sentenced to 4 Months in Prison

EpochTV

Play Episode Listen Later Oct 22, 2022 22:32


Former President Donald Trump says 15 of the documents seized from Mar-a-Lago are his personal property. And the House Jan. 6 committee is subpoenaing Trump. President Joe Biden is again touting deficit reduction and student debt forgiveness. It comes as Republicans are vowing to fight excessive spending if they reclaim the majority. Florida's surgeon general Dr. Joseph Ladapo talks about his new book “Transcend Fear” and how overcoming fear helped him in his career and eventually taking on COVID-19. The federal government is moving to bypass the recent overturning of Roe v. Wade. The Pentagon announced a new policy that will provide funding for troops who need to travel for an abortion. Former Kansas Attorney General Phill Kline joins us to discuss laws on abortion and some of the concerning activities of Planned Parenthood. The U.S. government is indicting seven Chinese nationals for harassing U.S. residents who fled China and attempting to repatriate them. ⭕️Watch in-depth videos based on Truth & Tradition at Epoch TV

Financial Margin
What expenses to review in this theme!

Financial Margin

Play Episode Listen Later Oct 21, 2022 7:16


This process is the process of building margin into your life and finances. These are intertwined so closely, but when you prioritize what matters most to you, you realize how much other fluff you have, how much unnecessary aspects of your lifestyle, and you will realize how much it matters to apply the Pareto Principle in taking those seemingly small things you do every day that make all the difference and focus.Margin Membership Sign-up: https://millennialmargin.com/learn/How are your finances doing? Take the quiz: https://i2tvdm52vbg.typeform.com/to/YFcT68CWJared created Millennial Margin out of necessity, as he has watched countless people schedule-away, mortgage-up, and max-out their lives. Margin is simply the antithesis, providing leeway in an increasingly margin-less culture.Subscribe for daily tips and discussions about how to better manage your personal finances and, by extension, your margin.Listen to the podcast: https://margin.simplecast.com/Have a question? Contact Jared at jared@millennialmargin.comFollow Millennial Margin: facebook.com/millennialmargin, instagram.com/millennialmargin1, or simply visit millennialmargin.comGoal/Disclaimer: My goal with [Margin] is to prepare you with the knowledge but then inspire you to act on that knowledge. My goal is to be in your corner bridging the gap between your trusted CPA, attorney, and financial planner. My advice is simply from my own personal experiences and is not meant to override or replace professional advice from your trusted investment professional. The content found here is for entertainment purposes only.

Permaculture Voices
Making Moves to Cut Down on Expenses

Permaculture Voices

Play Episode Listen Later Oct 21, 2022 6:46


In this episode, Scott Hebert shares what moves he took to cut down on his personal and farm expenses. Make farming easier with the Paperpot Transplanter and Other Small Farm Equipment at https://www.paperpot.co/ Follow PaperpotCo on IG https://instagram.com/paperpotco Podcasts by Diego Footer: Microgreens: https://apple.co/2m1QXmW Vegetable Farming: https://apple.co/2lCuv3m Livestock Farming: https://apple.co/2m75EVG Large Scale Farming: https://apple.co/2kxj39i Small Farm Tools https://www.paperpot.co/

podcasts expenses making moves cut down scott hebert paperpot transplanter diego footer microgreens small farm tools
The Richard Syrett Show
The Richard Syrett Show - Oct 20, 2022 - COVID Death Risk Near Zero for Majority, Don Cherry Gets Blasted, & Trudeau's Household Expenses

The Richard Syrett Show

Play Episode Listen Later Oct 20, 2022 78:21


Today on the Richard Syrett Show: Natasha Miklos, WRDSB trustee candidate discusses the upcoming municipal election. Author at WND, Art Moore brings up a study confirming covid death risk is near zero for the mass majority. Then founding member at caWsbar, Heather Mason talks about the sex offender who allegedly raped a female resident after identifying as a woman to access the woman's shelters.Karlene Nation on her campaign for Toronto City Council. Toronto Sun columnist Joe Warmington reacts to former Sportsnet host Tara Stone blasting Don Cherry. Then Franco Terrazano, federal director at the Canadian Taxpayers Federation comments on Trudeau's household expenses reaching up to 50k per year.

Eight Frugal Minutes
Eight Easily Forgotten Monthly Expenses That You Need to Budget For

Eight Frugal Minutes

Play Episode Listen Later Oct 20, 2022 9:42


Do you know all your expenses? Or have you forgotten monthly expenses that you need to budget for, but don't remember until you see the statement? On this episode of Eight Frugal Minutes we reveal bills to keep in mind when creating your budget, especially those items where we get annual, semi-annual, and quarterly expenses that don't necessarily fit into our monthly budgets. --- Send in a voice message: https://anchor.fm/eight-frugal-minutes/message

Wealth Architect Podcast
EP 051 - Expenses Killing You-It can drastically hurt your retirement

Wealth Architect Podcast

Play Episode Listen Later Oct 19, 2022 9:00


Welcome everyone.  Today I wanted to talk to you a little more about retirement, as we are all thinking about retirement, right?!  And the  goal is obviously retire at an earlier age, and not the proverbial 65 or 70. I have some pretty interesting facts to share with you about how you can retire earlier.  Tune-in to find out more!

Future Commerce  - A Retail Strategy Podcast
The Emotional and Spiritual Burden of Expense Management

Future Commerce - A Retail Strategy Podcast

Play Episode Listen Later Oct 14, 2022 39:03


What if the way we think about expense management and reimbursements could be reinvented? What does that look like? Listen in to learn how Divvy is changing the way business is done and making life easier for teams like yours. An Easier WayDivvy provides software to make the details of expense management easier with tools for keeping track of everything that passes through accounts, budget locks to prevent overcharging, and even cash-back rewardsBecause accountants have feelings, too, and giving them more time to do their job instead of chasing you down for receipts makes everyone happier“We try to do things that you could only do with a card plus software together.” - TuckerDivvy provides ways to creatively find growth and cost savings in areas that perhaps were overlooked“We've had consistently over 100% net revenue retention for years. We get customers onboarded, they stick around, they know what they like, and they keep doing more of it.” - TuckerMaximize your cash back, maximize your rewards, and turn your finance team into a revenue centerAssociated Links:Subscribe to Insiders and Senses to read more of what we are witnessing in the commerce world! Download VISIONS 2022 NOW! Listen to our other episodes of Future CommerceCheck out Decoded, our newest limited seriesLearn more about Tucker Stoffers and Divvy at getDivvy.com or {{social media}}.Have any questions or comments about the show? Let us know on Futurecommerce.fm, or reach out to us on Twitter, Facebook, Instagram, or LinkedIn. We love hearing from our listeners!

Retirement Planning Education, with Andy Panko
#044 - Q&A edition...RMDs on inherited IRAs, deducting LTC expenses, planning for unknowns and MORE!

Retirement Planning Education, with Andy Panko

Play Episode Listen Later Oct 13, 2022 41:12


Listener Q&A where Andy answers questions about:How the IRS knows if you satisfy RMDs on an inherited account if  you move the account between custodians during the yearThe deductibility of long-term care expenses as medical expensesTaxation of selling Restricted Stock Units (“RSUs”)Medicare premium surcharges while your Medicare benefits are suspendedHow to plan for the known knowns, the known unknowns and the unknown unknownsLinks in this episode:Facebook group - Taxes in RetirementYouTube channel - Retirement Planning DemystifiedNewsletter - Retirement Planning Insights

The FORT with Chris Powers
#245: Chris Powers - Rant on Fundamentals That Drive Class B Industrial

The FORT with Chris Powers

Play Episode Listen Later Oct 11, 2022 21:22


On this episode Chris talks about the fundamentals that drive Class B Industrial: Growing demand and no new supply?  Could that be?! The types of tenants that occupy Class B Industrial How we think about Cap Ex & TI. And more! Support Our Sponsors: Juniper Square: https://www.junipersquare.com/ Frank Kent Cadillac: https://www.frankkentcadillac.com/ Learn more about Chris Powers and Fort Capital: www.FortCapitalLP.com Follow Fort Capital on LinkedIn: www.linkedin.com/company/fort-capital/ Follow Chris on Twitter: www.Twitter.com/FortWorthChris  Follow Chris on LinkedIn: www.linkedin.com/in/chrispowersjr/  Subscribe to The Fort on YouTube: https://www.youtube.com/channel/UCuJ32shRt8Od3MxMY-keTSQ Topics: (2:52) - What is Class B Industrial? (4:59) - They aren't building more of this stuff (7:07) - Serving the function of a business (9:43) - The asset class in 2022 (11:57) - Tenants in Class B Industrial (14:05) - Being close to the customer (15:33) - Predictability of Expenses (16:31) - Class B as Covered Land Plays (17:22) - Leasing (19:58) - Final thoughts on Class B Industrial The Fort is produced by Johnny Podcasts  

Your Financial Pharmacist
Ask a YFP CFP® #135: What can I do if I already cut expenses in my budget but it's still not enough?

Your Financial Pharmacist

Play Episode Listen Later Oct 10, 2022 11:39


Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP® takes this question from a recent Lunch and Learn: What can I do if I already cut expenses in my budget but it's still not enough? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Schedule a free Discovery Call with YFP Planning 19 Ways to Make Extra Money as a Pharmacist in 2020 YFP 219: How to Negotiate Your Salary and Benefits as a Pharmacist Send in your questions here or to info@yourfinancialpharmacist.com Your Financial Pharmacist Disclaimer and Disclosures Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

ChooseFI
398 | Troy & Lindsay | Households of FI Update

ChooseFI

Play Episode Listen Later Oct 7, 2022 59:23 Very Popular


In this episode: career changes, up-skilling, re-prioritizing, accruing debt for value, childcare, and emergency funds. The journey to FI is never linear. Sometimes we can find ourselves thinking the only way to meet our goals is to follow a strict plan, which can make adjusting said plan feel like a daunting set back. Well, our returning Households of FI guests Troy and Lindsay believe that flexibility during ones journey to FI can provide you with tremendous value! Making changes in your life, whether it's accruing temporary debt or changing careers, can actually lead to big time payoffs! While it may feel more secure to have a set trajectory with your financial goals, we know life gets in the way! So instead of sticking with a plan that isn't making you happy, try to stay flexible and evaluate all your options!  Timestamps: 1:34 - Introductions 4:55 - Troy and Lindsay Update 12:10 - Avoiding Over Optimization 18:49 - Up-Skilling & Career Changes 27:56 - Upgrading Income and Re-evaluating Priorities 36:15 - Accruing Debt for True Value 40:20 - Emergency Funds 42:58 - Going On Autopilot 46:00 - Expenses and Childcare 50:34 - Evaluating Your Work and Worth 53:14 Raising FI Children 58:54 - Conclusion Resources Mentioned In Today's Episode: Introducing Our Households of FI!! Part 1 | ChooseFI Ep 221 Households of FI-Troy & Lindsay and Brad Calculate Their FI Number | ChooseFI Ep 241 Mr Money Mustache The Mad Fientist The Great Man Within Level Up In Tech Udemy A Cloud Guru TalentStacker's Salesforce Career Development Program The BiggerPockets Money Podcast 1500 Days to Freedom Should I Refinance My Mortgage? | Ep 167R New Retirement Negotiate Your Salary With Tori Dunlap | Ep 147 How to Negotiate Your Salary Without Burning Bridges | Financial Mechanic | Ep 211 "Raising Your Money-Savvy Family For Next Generation Financial Independence" By Carol Pittner and Doug Nordman Subscribe to The FI Weekly! More Helpful Links and Resources: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence Track your personal finances with Personal Capital Keep learning or start a new side hustle with one of our educational courses Slash your cell phone bill without sacrificing service with Mint Mobile

The Howie Carr Radio Network
Callers Talk Cutting Back on Expenses Plus Ex-CNN Host Chris Cuomo Bombs on Opening Night - 10.05.22 - Grace Curley Show Hour 3

The Howie Carr Radio Network

Play Episode Listen Later Oct 5, 2022 39:51


Biden-flation is affecting everyone. Grace hears from listeners how the progressive policies and bad nation management have altered the personal or family budget. Then, Grace discusses Chris Cuomo's new show. He claims he's "different" now, but some pundits--as well as the ratings--may not be ready to forgive him.