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Hello to you listening in Suffolk, Virginia!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more for an important story) for Motivate Your Monday and your host, Diane Wyzga.Each one of us - if we're determined - finds a way to compost the regrets, poor decisions, failures, shames and blames that are part and parcel of living life into something almost beyond description: personal transformation. My long time friend, podcasting colleague, disabled military vet, and avid hiker, Keith McNally, is a man finding his path to transformation.His goal? Thru-hiking the Appalachian Trail beginning on March 29, 2026, crossing 14 states on the East Coast and finishing 2,197 miles 5 months later. Some of the challenges include constant rough terrain with difficult footing, a series of steep grades, climbs and descents, as well as river crossings balanced on logs, extreme weather, insects, and rock scrambles using hands for climbing. The elevation profile of the AT over its length is akin to summiting Mount Everest from sea level and back approximately 16 times. So yes, physical fitness is a must to take on the AT; but it is mental fortitude and the ability to adapt to unforseen challenges that is key to finishing the hike.Keith's journey will be a test of perseverance, a tribute to the beauty of the natural world, and an opportunity for personal growth. Even more importantly, Keith is setting the groundwork for a non-profit foundation to help military veterans find their own Trails to Transformation. This first hike is just the beginning. But here's something else. Keith is not walking alone. He has also been steadfastly training an indefatigable Aussie cattle dog he named Ashley after rescuing her from a shelter. Click HERE to watch a short video entitled: Introduction to Ashley - Trail Partner and Training CompanionAs you can imagine, an expedition like this one does not come cheap. I know money is dear. And, here I am asking you to please reach deep into your pocket to give what you are able to Keith & Ashley's GoFundMe project. On the GoFundMe site you'll find all the details as well as a punch list of expenses so you can see where your contributions will go. Click HERE to access Keith's GoFundMe, add what you can, and invite others to be part of the mission. I did! If you are curious about keeping up with Keith's training, stories, photos and more, click HERE to access his overwhelmingly popular newsletter published on Tuesdays on LinkedIn [Keith J. McNally | LinkedIn]Thank you for listening and giving a hand up because Each One Lift One is the way we roll hereYou're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
We draft our favorite Christmas movies and discuss Christmas gift expenses. Plus, Jackson Dean stops by the studio and we talk about sharing secrets from friends with our spouses.See omnystudio.com/listener for privacy information.
What if the real problem isn't your work ethic? What if it's that nobody ever taught you how to run a profitable business? You went into business to make a difference. To take care of your family. To build something that matters. But somewhere along the way, the dream turned into a grind. You're exhausted, stretched thin, and wondering why success still feels so far away. Sound familiar? Neeka Williams felt the same way. As the practice administrator for a urology company, she was doing all the "right" things—showing up every day, solving problems, keeping the wheels turning. But she kept asking herself: There has to be more to this, right? In this episode, Brandon sits down with Neeka to talk about her year inside the Profit Planning Network. This isn't a story about magic formulas or overnight wins. It's about finally having a framework that fits who you actually are—and a community that keeps you accountable to your own goals. You'll discover: Why most business advice fails entrepreneurs who think differently (and what to do instead) How understanding your "financial archetype" can change the way you plan, save, and grow The one shift that let Neeka walk away from her business for a full week—without anything falling apart Why emotions in business aren't a weakness, but actually a guide to your next move What happens when you stop being embarrassed about needing help and start treating business like the skill it is Key Quote: "People don't go into business to fail. You go into business to be profitable, to make a positive impact, to pass on a legacy. You just don't know how—and what Wall Street says and what the business gurus say hasn't been working." — Neeka Williams If you've been feeling like you're running on a hamster wheel and wondering when it gets easier, this conversation is for you. Resources mentioned: Find Your Flow Quiz — 10 questions to discover your financial personality Financial Nervous System Diagnostic — A deeper 54-question assessment Profit Planning Network 2026 — Join our community of business owners building profitability and wealth Urology Consultants, Inc. — Neeka's practice (and a reminder for the guys to get checked!) 00:00 Welcome to Wealth Wisdom Financial Podcast 01:01 Introducing Neeka Williams and Her Journey 01:41 Joining Profit Planning Network 04:35 Experiences and Insights from PPN 13:12 The Role of AI in Business 19:11 Understanding Emotions in Business 20:36 The Importance of Reflecting on Feelings 21:59 Who is PPN For? 23:08 Balancing Sales and Expenses 25:15 The Value of Certification and Experience 28:48 The Role of Profit Planning 32:11 Encouraging Regular Health Check-ups 34:29 Final Thoughts and Enrollment Information Watch on YouTube: https://youtu.be/cDBONHEVILA
Law Firm Client Expenses Should NOT Hit Your P&L If you want more profit in your law firm with less chaos, grab my Law Firm Profit Playbook - https://bigbirdaccounting.com/playbook.
Deer hunting's true cost shocks most beginners - easily exceeding $1,000 before the first shot. From mandatory licenses and overlooked gear to meat processing and land access fees, discover the hidden expenses nobody mentions and smart strategies to manage them. Deer Hunting Strategies City: Goshen Address: 148 Green Mountain Hts. Website: https://www.deerhuntingstrategies.com/
Most people don't have a money problem… they have a Parkinson's Law problem. Your expenses quietly rise, your "extra" money disappears, and the timeline for big goals keeps stretching—until one day you realize you're working harder but staying in the same place.
In this episode, Brent continues the Eight-Step Tax Strategy Framework by explaining Step 2: Defer Income and Accelerate Expenses. Although this strategy sounds simple, Brent breaks down why timing can significantly affect your tax outcome and how both employees and business owners can use these tools effectively. This step shows that tax planning is not only about what you earn but also about when you earn and spend. Understanding these timing opportunities helps you stay proactive and maximize savings throughout the year. Next episode: Step 3 in the tax strategy framework. ___________________________________________________________________________________ Do you want access to the videos, drawings, templates, tools, and be able to get your questions answered on the live calls or in the community? We'd love to have you join the Wealth Game basics today to get some additional free resources, videos, and tools: Visit www.wealthgame.io For specific one on one, or group support for tax planning, strategy, tax preparation, bookkeeping, accounting, or other CPA firm related services, we recommend going to www.bementcompany.com to connected with our team of CPAs and professionals. Thank you for listening to another episode of the Wealth Game Podcast. The goal is to get informal yet actionable advice directly to business owners and investors. The episodes are intended to be short and simple to allow busy professionals to get right to the point of growing their wealth and reducing their taxes. For additional information and links to all available platforms please visit our website at www.wealthgame.io Contact Us: Websites: www.wealthgame.io www.bementcompany.com You can also stream The Wealth Game on: Spotify: https://open.spotify.com/show/5vKCgwK9K7zw1FrXoNAdoh?si=b95d0293bb4b41ad Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-game/id1638735155 Connect with Brent Bement: LinkedIn: www.linkedin.com/in/brentbement X: https://x.com/brentbement Instagram: https://www.instagram.com/brentbement/
It's Tuesday, December 16th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Chinese Communists arrested 18 pastors over evangelism online Chinese Pastor Ezra Jin and 17 other pastors have been arrested by Chinese Communist authorities on charges of using illegal information networks. Translation? Putting the Gospel message on Zoom is now illegal in China. The pastors are facing three years in prison. A pastor's wife described the situation on the Christian Broadcasting Network. WIFE: “China opened the door for the Western society and then grow their economy. I grew up from that period of time. So, I thought we weren't gonna be put in jail because of our Christianity or our faith.” Chinese officials convicted liberty advocate Jimmy Lai Not surprisingly, those Chinese communists have convicted Hong Kong's pro-liberty advocate, Jimmy Lai, with conspiracy to collude with foreign forces. It's a charge that could put him in prison for life. This was the highest profile case since Hong Kong was turned over to the communists in 1997, and Hong Kong's democratic elections halted in 2020. China to eliminate out-of-pocket expenses for childbirth China is planning to eliminate all out-of-pocket medical costs for childbirth with the hopes of encouraging more births. China's fertility rate is dismal, hovering around 1.0. In fact, Chinese deaths have outnumbered births for three years in a row now. The countries with the lowest fertility rates in the world are Hong Kong, China, Taiwan, South Korea, Singapore, Ukraine, and Chile. Two Muslim men killed 16 Jews in Sydney, Australia On Sunday, two Muslim men, a father and son, have been identified as suspects in the killings of 16 people at a Jewish celebration of Hannukah in Sydney, Australia on Bondi Beach, reports the Associated Press. That's the worst mass shooting in Australia since the Port Arthur massacre of 1996 where 35 people were killed and 23 were injured. Providentially, a bystander of Muslim background, 43-year-old Syrian fruit shop owner, Ahmed Al-Ahmed, happened on the scene. He tackled and disarmed one of the gunmen during the deadly massacre, preventing further carnage. Ahmed was shot in the shoulder and arm while hiding behind a tree after confronting the gunman. Australia's Prime Minister Anthony Albanese is promising “tougher gun laws” in response. Actor Rob Reiner and wife allegedly killed by son Director and actor Rob Reiner and his wife Michele were found dead Sunday, apparent victims of foul play at their home in Los Angeles, reports The L.A. Times. Sadly, Rob Reiner was an atheist, as was his father, Carl Reiner — another famous movie director. Rob Reiner will be best remembered in the political realm for his leftist views, especially in his opposition to California's Proposition 8, and efforts to introduce homosexual marriage to the state and the country. At last report, Rob and Michele's son Nick, age 32, has been taken into custody by the Los Angeles Police Department, charged with the murder of his parents. He has a long history of drug addiction. Exodus 21:15 speaks to this sort of crime, as do Jesus's words in Matthew 15:4: “And he who strikes his father or his mother shall surely be put to death.” Little Sisters of the Poor vs. Obamacare continues After 14 years, Little Sisters of the Poor, comprised of Roman Catholic nuns, continues to object to the Obamacare mandate to provide coverage for abortifacients for their organization. Back on July 8, 2020, the Supreme Court ruled 7–2 in favor of the Little Sisters, upholding federal rules that exempted religious organizations from the contraceptive mandate. But now, Pennsylvania and New Jersey have refused to drop their efforts to take away the Little Sisters' protection in the lower courts. Last August, a rogue federal district court in Philadelphia ruled against the Little Sisters and vacated the religious exemption rules that had protected them. The case is in appeal to the Third Circuit Court. Bill Clinton unresponsive to Congressional subpoena over Epstein GOP House Oversight Committee Chairman James Comer announced he will initiate contempt of Congress proceedings against Bill and Hillary Clinton. At issue is the Clintons' decision to ignore the committee's subpoenas issued back in August, in relation to investigations of the Jeffrey Epstein sex trafficking scandal. Epstein visited the White House 17 times in 1993 after Bill Clinton's inauguration. Artificial Intelligence: Time Magazine's “Person of the Year” Time Magazine's Person of the Year goes to Artificial Intelligence or rather, the architects of AI. Spending on Artificial Intelligence development has increased from $40 billion to $400 billion in just the last ten years. Nvidia's stock has increased 60-fold, while Microsoft and Alphabet, Inc. have increased 7-fold over the same timeframe. Kirk Cameron advocates unbiblical theology of annihilationism Actor and Christian celebrity Kirk Cameron suggested in his recent podcast that hell is not forever — a departure from the long-held position of an eternal punishment for those who do not trust Christ, reports The Christian Post. CAMERON: “Eternal judgment or eternal punishment doesn't necessarily mean that we are being tormented and punished forever and ever, every moment for eternity. It means that the punishment we deserve is irreversible. It's permanent; it's eternal. You're dead. You've been destroyed. You have perished. You're gone, and you're never coming back.” This theological position is called annihilationism, a belief that all damned humans and fallen angels – including demons and Satan -- will be totally destroyed and their consciousness extinguished. CAMERON: “I actually think this is a really good argument for annihilationism. Just because the righteous go to eternal life, which is the gift of God, not that the wicked are granted an eternity of punishment. The punishment of the wicked is final. It is irreversible.” Rev. Al Mohler, President of Southern Baptist Theological Seminary in Louisville, Kentucky, called the admission “sad.” And in his words: “The admonition to confess Christ or risk non-existence just doesn't pass the New Testament test, and there is a good reason it doesn't work in a sermon either. The stakes are just too low, and the fires of hell hold no eternal consequence.” At the final judgment, as recorded in Matthew 25: 41-43, Jesus said to those on His left hand: “Depart from Me, you cursed, into the everlasting fire prepared for the devil and his angels: for I was hungry and you gave Me no food; I was thirsty and you gave Me no drink; I was a stranger and you did not take Me in, naked and you did not clothe Me, sick and in prison and you did not visit Me.' … And these will go away into everlasting punishment, but the righteous into eternal life.” Imprisoned fathers reunited with daughters at dance And finally, the “God Behind Bars” organization links local churches to prisons, and reunites families, especially children with their incarcerated parents or grandparents. This Christmas season, the organization sponsored its first Father-Daughter Dance at the Angola Louisiana State Penitentiary. Twenty-nine fathers were reunited with their daughters that night, many of whom had not seen their daughters for years — some over a decade. The ministry calls these events "moments of restoration … and the Gospel in motion." Close And that's The Worldview on this Tuesday, December 16th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
Australia correspondent Karen Middleton joins Kathryn with the latest on the Bondi shootings, including how public debate has now shifted to political recriminations, now the government has announced it would tighten gun laws.
In this engaging conversation, Josh and Skippy discuss the various challenges and updates related to their restaurant ventures. They cover topics such as hiring strategies, construction progress, weather impacts on operations, and the importance of community engagement. The conversation highlights the ups and downs of running a restaurant, including licensing issues, sales performance, and marketing strategies. With a mix of humor and practical insights, they share their experiences and plans for the future, emphasizing the need for flexibility and adaptability in the restaurant industry.Become a supporter of this podcast: https://www.spreaker.com/podcast/monday-morning-food-truck--5625522/support.
City councils vs cartoon watermelons. Tom is joined by guest host Alex McKinnon, co-founder of Deepcut News! First up, a politician expenses scandal has hit (23:52). Are these just distractions running from a template? And are Greens just as bad as the majors? Then, the under-16s social media ban hits (50:21). Will kids just instantly get around it? Why does breakfast radio continue to set the agenda in Aussie politics? Finally, a call to action (1:12:50). ---------- Just released on Patreon - Inside the Greens #11: DiNatale’s black skivvy & Senate voting reform The show can only exist because of our wonderful Patreon subscriber’s support. Subscribe for $3/month to get access to our fortnightly subscriber-only full episode, and unlock our complete library of over EIGHTY past bonus episodes. https://www.patreon.com/SeriousDangerAU ---------- Follow Alex and subscribe to Deepcut News - https://www.deepcutnews.com/ Attend A Gathering for Gaza - https://tickets.oztix.com.au/outlet/event/ed4a6b6c-2edc-4b3a-86f8-59fa6d09fcb3 See Tom live on tour in Melbourne Fringe and Geelong - https://comedy.com.au/tour/tom-ballard/ Theme by Kye HughesProduced by Michael Griffin https://www.instagram.com/mikeskillz Listen to Floodcast for more left green discussion about Aussie politics produced by The Griff -https://linktr.ee/floodcastau Follow us on https://twitter.com/SeriousDangerAU https://www.instagram.com/seriousdangerau https://www.tiktok.com/@seriousdangerauSupport the show: http://patreon.com/seriousdangerauSee omnystudio.com/listener for privacy information.
Health Minister Mark Butler the latest politician to disclose pricey perks for family members Supermarkets facing hefty fines for price gouging Warning to iPhone usersSee omnystudio.com/listener for privacy information.
Health Minister Mark Butler the latest politician to disclose pricey perks for family members Supermarkets facing hefty fines for price gouging Warning to iPhone usersSee omnystudio.com/listener for privacy information.
The Opposition Leader is offering bi-partisan support on any potential reforms to politician expenses. A rescue deal has been unveiled to keep the country's largest aluminium smelter open beyond 20-28. And Vogue has named the 55 best dressed stars. See omnystudio.com/listener for privacy information.
The Opposition Leader is offering bi-partisan support on any potential reforms to politician expenses. A rescue deal has been unveiled to keep the country's largest aluminium smelter open beyond 20-28. And Vogue has named the 55 best dressed stars. See omnystudio.com/listener for privacy information.
Today, we're delving into the expenses scandal, if indeed we are calling it a scandal, that has engulfed the Communications Minister Anika Wells. A $100,000 taxpayer funded flight to New York snow-balled into a drip-feed of information about flights to the Formula 1 grand prix, the Boxing Day tests and even a family reunion at Thredbo. All of this dropping at precisely the moment the minister wanted to be talking about the social media ban that was instituted this week.So, what are the rules around taxpayer-funded travel for MPs? And do the pass the 'pub test'? Joining host Jacqueline Maley is chief political correspondent Paul Sakkal, and chief political commentator James Massola.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.
Today, we're delving into the expenses scandal, if indeed we are calling it a scandal, that has engulfed the Communications Minister Anika Wells. A $100,000 taxpayer funded flight to New York snow-balled into a drip-feed of information about flights to the Formula 1 grand prix, the Boxing Day tests and even a family reunion at Thredbo. All of this dropping at precisely the moment the minister wanted to be talking about the social media ban that was instituted this week.So, what are the rules around taxpayer-funded travel for MPs? And do the pass the 'pub test'? Joining host Jacqueline Maley is chief political correspondent Paul Sakkal, and chief political commentator James Massola.Subscribe to The Age & SMH: https://subscribe.smh.com.au/See omnystudio.com/listener for privacy information.
JPMorgan Chase (JPM) saw a steep sell-off after the banking giant said it expects expenses to rise to $105 billion in 2026. Rachel Dashiell takes investors through her key levels, including $290, which she says is a pivotal mark for JPMorgan Chase to hold. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about
Imagine being able to claim thousands and thousands of dollars in expenses so your family can join you on work trips, or to fly business class to New York, or for private drivers to take you to the biggest sporting events. Well, Minister Anika Wells is under intense pressure to justify her use of taxpayer funds, even if it's all within the rules.Today, the chief political correspondent at The Conversation, Michelle Grattan on why the perks for politicians are a honey pot and a trap. Featured: Michelle Grattan, chief political correspondent at The Conversation and a professorial fellow at the University of Canberra
The communications and sport minister, Anika Wells, should be flying high this week spruiking Australia's world-first social media ban – instead she is defending her use of travel entitlements. Political editor Tom McIlroy joins Reged Ahmad to discuss whether this latest controversy will see a change to politicians' perks
Send us a textThinking of starting your own dental practice? Let's talk about how to manage those overhead costs. We partnered with AIDA to help you break down simple, smart ways to manage expenses, boost profits, and keep your practice thriving so you can provide the best dental care to your patients long-term.Join us to discuss all the most important questions about overhead management, including (but not limited to): Expenses to consider when opening a dental practiceOverhead percentage breakdownDental practice profitability calculationsHuge shoutout to our educational partner AIDA for making this episode possible!
Meet with us: http://talkwithjlp.com
Listen to the audio of Communications Minister Anika Wells' tense exchange with a journalist today.See omnystudio.com/listener for privacy information.
In this episode of the Live LSCRE Podcast, Craig McGrouther and I break down how to maximize value and reduce expenses in multifamily properties.We dive into contract services, maintenance strategies, and key line items in the P&L that can make or break your NOI. Learn how strategic expense management, property tax exemptions, and smart operational practices can drive strong, risk-adjusted returns.Whether you're a new investor or seasoned in multifamily, this episode highlights practical takeaways for building more efficient, profitable real estate portfolios.Learn more about LSCRE:www.lscre.com
Today, we're diving into a story that's raising eyebrows and sparking fierce debate: "From DOJ to ATM: The President's Cash Grab."Former President Donald Trump is seeking an extraordinary $230 million in taxpayer money from the Department of Justice. This substantial claim is for what he asserts are damages incurred from two major federal investigations: the probe into alleged Russian interference in the 2016 presidential election, and the investigation into his handling of classified documents after leaving the White House, which included the FBI search of Mar-a-Lago.Trump's rationale is that these investigations were "politically motivated 'Witch Hunts'" and constituted "malicious prosecution" and an "invasion of privacy" by the federal government. He argues he's entitled to compensation for legal expenses and alleged harm to his reputation.Become a supporter of this podcast: https://www.spreaker.com/podcast/true-crime-stories--4814524/support.
Target Market Insights: Multifamily Real Estate Marketing Tips
Chris Wise is a Navy veteran, attorney, and founder of Wise Capital—a property technology company focused on upgrading Class C multifamily housing through in-house AI, IoT, and data systems. By combining real estate ownership with smart software development, he's redefining operations and improving tenant experiences across older multifamily assets. Based in Louisville, Kentucky, Chris brings a unique blend of military discipline, legal expertise, and tech innovation to the multifamily investing space. Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here. Key Takeaways How Chris transitioned from Navy to law to real estate The North Star guiding his career pivots: social impact Why predictive maintenance is essential in Class C properties Using IoT and internal tech to reduce costs and extend asset life Real examples of tracking power and water consumption to prevent failures How in-house product development helps maintain affordability Topics From the Navy to Real Estate: A Career of Purpose Chris's path from Navy service to law school and legal practice How his passion for social impact shaped his professional pivots Solving Problems Through Technology Founding a software and marketing firm to solve internal inefficiencies Learning to code and build tools to reduce costs for small businesses The Rise of Wise Capital How Chris combined real estate and tech to launch Wise Capital Why Class C properties were the ideal target for smart upgrades IoT and Predictive Maintenance in Action Identifying failing systems before they break: water, power, HVAC Using public product data and power consumption to monitor appliances Replacing $0.10 fuses instead of full appliances Reducing Costs Without Raising Rents Keeping rent stable by slashing expenses through innovation Why many "smart" solutions don't make sense financially—and how to build better Vertically Integrated Operations and Property Management Why Chris keeps property management in-house Hidden costs in third-party management that eat into NOI Common Missteps in Value-Add Projects Misplaced renovation priorities (e.g., ignoring plumbing or sinks) Focus on function, pride of living, and true ROI over cosmetic updates
Episode 179. HOT TOPIC between the fees of Signing Agents and Signing Services. How much is offered, and who has more expenses. I'm going to break it down with my real life examples.The following link will take you to our Podcast links, YouTube, social media, and email:https://linktr.ee/peaksigningSupporting our sponsors supports the podcast:Loan Signing System http://loansigningsystem.com/?afmc=3ewCRM: https://learn.loansigningsystem.com/masterclass-2025?am_id=derek51931-on-1 Notary Coaching: https://notarysuccesspath.com/coaching-program448866?am_id=derek820Complete Notary Mentorship https://www.loansigningsystem.com/notary-signing-agent-mentorship.html/?afmc=3ewNotaryAct Ejournal https://register.notaryact.com/peaksignings/
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
If it seems like agriculture is always being targeted with new laws, regulations and expenses, is it because the ag community doesn't communicate the way they should?
See omnystudio.com/listener for privacy information.
See omnystudio.com/listener for privacy information.
If it seems like agriculture is always being targeted with new laws, regulations and expenses, is it because the ag community doesn't communicate the way they should?
In this episode of The New Money Habits Podcast, Coach Nino Villa and Maria Casillas take a dive deep into the critical topic of prioritizing expenses and managing your financial margin—whether you're dealing with a surplus or a shortfall. Through an insightful discussion, they explore the unique paradigm of what you think you want versus what you actually need to achieve sustainable financial success. This episode is packed with practical tips and eye-opening revelations that will help you realign your financial priorities, shift your mindset, and make meaningful progress toward your financial goals. Whether you're struggling to make ends meet or figuring out how to best use your extra income, this conversation will provide the guidance you need to navigate your financial journey with clarity and purpose.
Shaun rocks up thinking it’s Thursday, which sets the tone for a very loose morning. A Channel 9 reporter drops an F-bomb live on-air, Joel Creasey tells us a cautionary tale of his wildest business expenses.. And rock legends from Franz Ferdinand join us live in the studio!See omnystudio.com/listener for privacy information.
Hello to you listening in Suffolk, Virginia!Coming to you from Whidbey Island, Washington this is Stories From Women Who Walk with 60 Seconds (and a bit more for an important story) for Motivate Your Monday and your host, Diane Wyzga.Each one of us - if we're determined - finds a way to compost the regrets, poor decisions, failures, shames and blames that are part and parcel of living life into something almost beyond description: personal transformation. My long time friend, podcasting colleague, disabled military vet, and avid hiker, Keith McNally, is a man finding his path to transformation.His goal? Thru-hiking the Appalachian Trail beginning on March 29, 2026, crossing 14 states on the East Coast and finishing 2,197 miles 5 months later. Some of the challenges include constant rough terrain with difficult footing, a series of steep grades, climbs and descents, as well as river crossings balanced on logs, extreme weather, insects, and rock scrambles using hands for climbing. The elevation profile of the AT over its length is akin to summiting Mount Everest from sea level and back approximately 16 times. So yes, physical fitness is a must to take on the AT; but it is mental fortitude and the ability to adapt to unforseen challenges that is key to finishing the hike.Keith's journey will be a test of perseverance, a tribute to the beauty of the natural world, and an opportunity for personal growth. Even more importantly, Keith is setting the groundwork for a non-profit foundation to help military veterans find their own Trails to Transformation. This first hike is just the beginning. But here's something else. Keith is not walking alone. He has also been steadfastly training an indefatigable Aussie cattle dog he named Ashley after rescuing her from a shelter. Click HERE to watch a short video entitled: Introduction to Ashley - Trail Partner and Training CompanionAs you can imagine, an expedition like this one does not come cheap. I know money is dear. And, here I am asking you to please reach deep into your pocket to give what you are able to Keith & Ashley's GoFundMe project. On the GoFundMe site you'll find all the details as well as a punch list of expenses so you can see where your contributions will go. Click HERE to access Keith's GoFundMe, add what you can, and invite others to be part of the mission. I did! If you are curious about keeping up with Keith's training, stories, photos and more, click HERE to access his overwhelmingly popular newsletter published on Tuesdays on LinkedIn [Keith J. McNally | LinkedIn]Thank you for listening and giving a hand up because Each One Lift One is the way we roll hereYou're always welcome: "Come for the stories - Stay for the magic!" Speaking of magic, I hope you'll subscribe, share a 5-star rating and nice review on your social media or podcast channel of choice, bring your friends and rellies, and join us! You will have wonderful company as we continue to walk our lives together. Be sure to stop by my Quarter Moon Story Arts website, check out the Services, arrange a no-obligation Discovery Call, and stay current with me as "Wyzga on Words" on Substack.Stories From Women Who Walk Production TeamPodcaster: Diane F Wyzga & Quarter Moon Story ArtsMusic: Mer's Waltz from Crossing the Waters by Steve Schuch & Night Heron MusicALL content and image © 2019 to Present Quarter Moon Story Arts. All rights reserved. If you found this podcast episode helpful, please consider sharing and attributing it to Diane Wyzga of Stories From Women Who Walk podcast with a link back to the original source.
Are you unknowingly losing money every month? In this video, we'll expose the Silent Wallet Killers, the small, sneaky expenses that drain your savings without you noticing. From forgotten subscriptions and hidden GCash fees to delivery charges and interbank ATM costs, these “minor” deductions can quietly pile up and derail your budget. Watch until the end to learn how to spot them, stop them, and start keeping more of your hard-earned cash.
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Retirement and college expenses are on a collision course, how should we handle both? Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
The Journal Investigates is today outlining just what candidates in General Election 2024 included on their expense forms as they made their run for Dáil Éireann. Jerry spoke to Conor O’Carroll of The Journal. https://www.thejournal.ie/investigates-unusual-general-election-expenses-6867699-Nov2025/
Bryan Kohberger, who was found guilty of murdering four college students in Idaho, contended through his attorney on Wednesday that he should not be responsible for the costs associated with the victims' urns as part of his restitution obligations under his plea deal. GA nurse saves a victim of human trafficking. See omnystudio.com/listener for privacy information.
Do you ever feel like budgeting is impossible because your income changes from month to month? If you're self-employed, work on commission, or depend on tips, you're not alone. Living on a variable income can feel like riding a financial roller coaster—one month you're doing fine, and the next, you're wondering how to make ends meet.But the good news is that God's Word offers wisdom that applies even in seasons of financial uncertainty. Proverbs 21:5 reminds us:“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”No matter how steady—or unpredictable—your income is, a plan is essential.Build Your Budget on What You Know, Not What You HopeMany people make the mistake of budgeting around their best month. Wise stewardship means basing your plan on your lowest or average month, rather than your highest month.Start by reviewing your income over the past 6 to 12 months. Identify your lowest earning month, and use that as your “bare minimum” budget—what it takes to cover essentials like housing, utilities, groceries, transportation, and basic giving.For example, if your income ranges from $3,000 to $6,000, plan your budget around $3,000. When you earn more, that extra income becomes your margin—money you can use to pay down debt, save, or plan ahead for slower seasons.This approach protects you from overcommitting when income drops and helps you live within your means.Create an Income-Holding AccountWhen your income arrives irregularly, timing can be just as stressful as the amount. One simple solution is to use an income-holding account.Here's how it works:Deposit all income into one central account—your “holding tank.”Once a month, transfer your budgeted amount into your regular spending account.This method smooths out your cash flow, allowing you to “pay yourself” a steady income each month. Proverbs 27:23 gives this timeless reminder:“Know well the condition of your flocks, and give attention to your herds.”In today's world, that means knowing where your money is, where it's going, and when it's available.Also, if your income fluctuates, an emergency fund isn't optional—it's essential.Start by saving enough to cover one month's expenses, then aim for three to six months over time. Use “boom” months to grow your buffer before adding new spending. When slower seasons come, you'll be able to keep paying yourself consistently.Differentiate Between Fixed and Flexible ExpensesAnother key to managing a variable income is learning to distinguish between fixed and flexible expenses.Fixed expenses—like rent, insurance, and loan payments—stay the same.Flexible expenses—like dining out, entertainment, or travel—can adjust with your income.During lean months, trim flexible spending. When income increases, you can replenish your savings or increase your giving. Remember, self-control is one of the fruits of the Spirit (Galatians 5:22–23), and that includes how we handle our finances.One of the easiest ways to get off track is through “surprise” expenses that shouldn't be surprises—car repairs, insurance premiums, or property taxes.List all your irregular expenses for the year and divide each by twelve. Set that amount aside monthly in a sinking fund, so when those bills come, you're ready. No scrambling. No stress. Just peace that comes from faithful planning.Trust the Provider, Not the PaycheckEven when your income is unpredictable, God is not. Matthew 6 reminds us that our Heavenly Father knows what we need before we ask. He feeds the birds and clothes the flowers—and He will provide for His children.So whether your income changes weekly or seasonally, rest in this truth: stability isn't found in your paycheck—it's found in God's faithful provision.If you're ready to build a flexible, faith-filled budget, the FaithFi app can help. It offers tools to manage cash flow, track spending, and grow as a faithful steward of God's resources.Learn more at FaithFi.com by clicking “App” or searching for FaithFi in your app store.On Today's Program, Rob Answers Listener Questions:I've been able to save about $170,000 and add around $10,000 each month. Once I reach $200,000, I'd like to start investing $10,000 a month in something with greater growth potential, even if it carries a bit more risk. Right now, I'm earning about 4% at the bank. What would be a wise next step for that money?I've just moved into an independent living facility and am in the process of selling my condo, which should close soon. I'll need the proceeds to help cover my living expenses, but I'm wondering—how should I handle tithing on that money?I just wanted to express my gratitude for the way you and your team share wisdom so respectfully and thoughtfully. Listening to your program has really deepened my understanding and helped me grow.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Send us a textTracking expenses isn't just about saving receipts—it's about building a proactive, compliant financial foundation. In this quick-tip episode of The Private Practice Survival Guide, Brandon Siegel breaks down how to design a strategic tax planning system that keeps your business organized, audit-ready, and optimized for savings all year long.You'll learn how to:* Set up separate business bank accounts and integrate accounting tools like QuickBooks* Perform monthly reconciliations and maintain clean, accurate books* Conduct quarterly CPA reviews to stay compliant and proactive* Categorize expenses using Schedule C–friendly buckets for smarter tracking* Plan and pay quarterly estimated taxes without the stress* Identify often-overlooked deductions and credits (home office, mileage, professional education, and more)Leverage advanced credits and savings tools like WOTC, Section 127 student-loan assistance, SEP/Solo 401(k)/SIMPLE plans, and HSAs/FSAsIf you're ready to simplify your finances, strengthen compliance, and keep more of what you earn, this episode gives you the checklist to start the right conversation with your CPA—today. (Not tax advice.)Welcome to Private Practice Survival Guide Podcast hosted by Brandon Seigel! Brandon Seigel, President of Wellness Works Management Partners, is an internationally known private practice consultant with over fifteen years of executive leadership experience. Seigel's book "The Private Practice Survival Guide" takes private practice entrepreneurs on a journey to unlocking key strategies for surviving―and thriving―in today's business environment. Now Brandon Seigel goes beyond the book and brings the same great tips, tricks, and anecdotes to improve your private practice in this companion podcast. Get In Touch With MePodcast Website: https://www.privatepracticesurvivalguide.com/LinkedIn: https://www.linkedin.com/in/brandonseigel/Instagram: https://www.instagram.com/brandonseigel/https://wellnessworksmedicalbilling.com/Private Practice Survival Guide Book
Matt Ohrt is the Executive Director of the Free Market Medical Association. He tells Bob various stories from his experience in helping companies save millions by opting out of the conventional government/insurance health care system.Mentioned in the Episode and Other Links of Interest:The YouTube version of this interview.The Free Market Medical Association (FMMA) homepage.Matt Ohrt's book, Save Your Company! Don't Feed the Beast.The link for this episode's sponsor, Monetary Metals.Help support the Bob Murphy Show.
Are you focused on cutting expenses or increasing income?In this episode of The Jared Briggs Show, Jared explains why saving alone will never make you wealthy and how to shift your mindset to growth, opportunity, and abundance. Learn how to raise your income, multiply your results, and stop playing small with your finances.In this episode you'll learn:Why saving doesn't build long-term wealthHow to think like a wealth creatorThe difference between cutting back and growing forwardHow to find opportunities to increase your income todayListen now and start creating your financial freedom.Follow and rate the show for more episodes every Wednesday.
Nick Maggiulli is the COO and data scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence. He is the author of two books, Just Keep Buying and The Wealth Ladder, and Of Dollars and Data, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and the Los Angeles Times. Get his brilliant new NYT bestselling book The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life here: https://amzn.to/4qpBJE5 Also, check out his first absolutely phenomenal book, Just Keep Buying: Proven ways to save money and build your wealth here: https://amzn.to/4nIONSx Anthony Scaramucci is the founder and managing partner of SkyBridge, a global alternative investment firm, and founder and chairman of SALT, a global thought leadership forum and venture studio. He is the host of the podcast Open Book with Anthony Scaramucci. A graduate of Tufts University and Harvard Law School, he lives in Manhasset, Long Island. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Most entrepreneurs chase revenue, then wonder why there's no profit left at the end of the year. In this episode, Profit First author Mike Michalowicz joins hosts John St. Pierre and Rich Hoffmann to break the cycle. Mike explains why flipping your formula to “Revenue minus Profit equals Expenses” changes everything.You'll learn how to:Expose hidden inefficiencies and pricing mistakesBalance profit and culture without sacrificing eitherBuild a team using his “teach first” hiring methodIdentify and fix the weakest link in your businessMike also shares fresh insights from his books Profit First, Fix This Next, and All In, helping you create a business that serves you, not the other way around.
Paul Jamison and Mr. Producer explore the concept of lifestyle creep, offering practical advice on controlling expenses to ensure they don't outpace your growing income.
In this episode, Ryan Spalding, Consulting Partner at Era Group, joins the podcast to share how hospitals and health systems can uncover savings in non-labor expenses through forensic cost reviews, smarter vendor negotiations, and a strategic approach to cost optimization that supports reinvestment in patient care. Learn more here. https://usc.eragroup.com/beckers-healthcare/
Paul Shannon sits down with lender-turned-operator Ryan Duff to unpack how lenders really size risk and how LPs can use the same lens. Ryan financed ~$4B+ across cycles before launching Seaport, and he explains why trailing 3–6 month economic occupancy (physical vacancy + concessions + loss-to-lease) tells you more than any glossy OM. Join us to dive into debt yield, DSCR reality vs. pitch decks, the broker-driven “falsified inputs” fiasco and subsequent lender cleanup, and why he prioritizes local, vertically integrated operators with disciplined leverage and cash buffers. Key Takeaways: Underwrite like a lender: focus on economic occupancy (vacancy, concessions, loss-to-lease), not just IRR/EM multiples Expenses are mostly knowable; deals are won/lost on the top-line and honest reporting of rent integrity Debt terms follow the inputs: DSCR, debt yield, and recent trailing performance drive survivability Protect yourself: vet the GP first (local, cycled deals, vertical ops, conservative leverage, transparency) Industry shift: tighter lender verification post-froth (less room for “massaged” rent rolls), more equity skin-in-the-game Bridge debt isn't evil, operator fit + execution speed must match the capital structure Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Remember that past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any of the advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.
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