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In this episode of The Small Business Podcast for Small Businesses, Farley breaks down the essential ins and outs of business expenses. Tune in to hear the ins and outs to sort your expenses, from initial setup costs to ongoing running expenses. She shares practical tips, smart strategies, and real-world examples to help you understand what you should be tracking, how to review your spending, and where you might be able to save.Whether you're just starting out or looking to tighten up your finances, this episode will help you run a leaner, more profitable business.
Thanks to our Partners, NAPA Auto Care and NAPA TRACS This episode features Alex and Bob Saladna, father and son founders of WickedFile, as they share how their software helps auto repair shops boost profitability by tracking parts, returns, and credits. WickedFile uncovers hidden losses from uncredited returns, missing parts, and even employee theft. A standout feature, Navigator, is an AI assistant that answers questions about shop data, offering insights into declined jobs, inventory, and customer trends. The system also streamlines audits and generates custom reports, freeing up shop owners to focus on growth. Whether you're looking to reduce losses or gain better control of your business, this episode offers practical, high-impact tools for shop success. Alex and Bob Saladna, WickedFile Show Notes Watch Full Video Episode Tracking Parts and Expenses with Data Mining: Discover Your Weaknesses: https://remarkableresults.biz/remarkable-results-radio-podcast/e970/ Introduction (00:00:00) WickedFile's Impact and Updates (00:02:25) Parts Management Challenges in Shops (00:03:40) Examples of Loss and Vendor Issues (00:04:46) Supplier Accountability and Credit Assurance (00:05:27) WickedFile's Profitability Impact (00:06:13) Tracking Every Dollar and Credit Recovery (00:07:54) WickedFile's Dashboard and Red Flags (00:09:45) Clarifying Profit Metrics (00:10:44) Catching Bad Actors and Expense Matching (00:11:02) Audit Readiness and Transaction Transparency (00:12:17) Introduction of Navigator AI Assistant (00:17:26) Navigator in Action: Declined Jobs Analysis (00:17:47) Using Navigator for Inventory Optimization (00:22:00) Deeper Business Insights and Marketing (00:25:27) Ease of Document Input and Adoption (00:26:01) A Origin Story of WickedFile (00:27:09) Custom Reports Feature (00:30:10) I High-Risk Repair Orders Example (00:32:16) Behavioral Impact and Operational Efficiency (00:33:58) Thanks to our Partners, NAPA Auto Care and NAPA TRACS Learn more about NAPA Auto Care and the benefits of being part of the NAPA family by visiting https://www.napaonline.com/en/auto-care NAPA TRACS will move your shop into the SMS fast lane with onsite training and six days a week of support and local representation. Find NAPA TRACS on the Web at http://napatracs.com/ Connect with the Podcast: Follow on Facebook: https://www.facebook.com/RemarkableResultsRadioPodcast/ Join Our Virtual Toastmasters Club:
In the more than four decades since Wisconsin’s first soy checkoff program launched, growers often wonder where, when, why and how checkoff resources are directed toward funding research, creating value-added uses and increasing market access. The Wisconsin Soybean Marketing Board (WSMB) is inviting growers from across the state to get a closer look this summer by applying to participate in WSMB’s second statewide See For Yourself (SFY) mission Aug. 12-14. The tour’s first iteration was held in August 2024 in Wisconsin and Illinois, comprising WSMB and the Wisconsin Soybean Association (WSA) leaders. This year, WSMB is inviting grower participation from beyond the board. “We welcome the opportunity to be transparent and bring in our state’s soybean producers to join us and see for themselves how the soy checkoff is driving profitability and innovation at every turn,” WSMB Executive Director Adam Kask said. The board is offering spots to eight active Wisconsin soybean farmers. The delegation will also include WSMB farmer leaders, staff and University of Wisconsin researchers, including Dr. Shawn Conley. Expenses, which include two nights lodging, meals and transportation, will be provided by WSMB. Checkoff check in The tour will begin Tuesday morning, Aug. 12 at the Arlington Research Station, where Conley and colleagues Damon Smith and Rodrigo Werle will showcase the latest advancements in checkoff research. “We work with farmers a lot,” said Conley, a WSA director. “They want to know what their checkoff dollars are being used for, so my biggest goal is showing the work and significant amount of research dollars that farmers are supporting, and how we take very seriously the opportunity given to use these monies in a good way.” Conley said he’s also excited to demonstrate the latest technologies in drone and sprayer technologies. “There’s a lot of tools we’re developing in AI that we want to show growers,” he said. “Farmers like to see the cool things we’re doing with our technologies.” The delegation will then head to an area cranberry facility before visiting Chippewa Valley Technical College for an outdoor demonstration of SoyFoam, a soy-based firefighting foam created by Wisconsin native Dave Garlie’s Cross Plains Solutions. “SoyFoam is a project our board continues to be passionate about as a value-added use that protects our first responders, and we’re seeing that momentum behind a soy-based firefighting foam spreading across the country right now,” WSMB President Jonathan Gibbs said. On Aug. 13, growers will tour Alsum Farms & Produce and later visit Crave Brothers Creamery to learn more about how dairy cows, the state’s largest consumer of soymeal, add demand to Wisconsin soybeans. Day 2 is capped by another WSMB checkoff investment, the DeLong Co.’s Agricultural Maritime Export Facility at Port Milwaukee. The terminal is estimated to increase exports through Port Milwaukee by as much as 400,000 metric tons per year. Kask, who’s toured the facility multiple times, said WSMB continues to search for new international markets for the state’s soybean farmers, who export around 60% of their commodity. “Diversifying our markets, promoting new uses and sponsoring some of the nation’s most advanced soybean research – those are all core priorities our farmers are depending on to improve their bottom line,” he said. The SFY tour will conclude Aug. 14 with a return visit to the Arlington Research Station for a plot tour. Click here to review the tentative agenda. Interested SFY applicants can click here to apply for the SFY mission by July 22. Farmer applicants approved by WSMB will be July 25. See omnystudio.com/listener for privacy information.
On this episode of the Unleash Your Wealth Podcast, Raj and Rick discuss the current market volatility and its implications for tax strategies, particularly focusing on Roth IRA conversions. They emphasize the importance of having a structured retirement plan to minimize taxes and ensure financial stability. The conversation also touches on the lasting impact of the 2008 financial crisis on retirement planning, the necessity of understanding income needs in retirement, and the challenges posed by the future of Social Security. They advocate for seeking expert financial advice to navigate these complexities and secure a comfortable retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.
We've made it to the top 3 in our Countdown to Retirement! In this video, Peter with Richon Planning and Erin Kennedy talk through the three biggest expenses you'll see in retirement; be sure these expenses are in your plan, or you may run out of money! 1. Largest Known Expense: Taxes 2. Largest Potential Expense: Healthcare 3. The Silent Thief: Inflation The only way to combat the possibility of expenses exceeding assets is to have a written income plan for retirement. Ready to take action? Download “The Countdown to Retirement”—a guide that challenges conventional wisdom and helps you craft a plan that safeguards your lifestyle, comfort, and peace of mind. And don't forget to check out the other videos in this special series, as we Countdown to Retirement! Visit www.RichonPlanning.com, or call Peter at (919) 300-5886.
Retirement Lifestyle Show with Roshan Loungani, Erik Olson & Adrian Nicholson
Summary: In this episode of the Retirement LifestyleShow, Adrian Nicholson discusses the often-overlooked topic of living expenses in retirement. He breaks down major recurring costs such as housing, healthcare, food, subscriptions, and travel, providing practical tips formanaging these expenses effectively. The conversation emphasizes the importance of understanding and planning for these costs to maintain financial stability in retirement.Hashtags: living expenses, retirement planning,healthcare costs, food expenses, subscriptions, travel planning, financialtips, budgeting, cost of living, retirement lifestyle, investing, stock marketChapters00:00 Understanding Living Expenses04:37 Healthcare Costs in Retirement06:55 Food and Grocery Expenses08:51 Creeping Costs and Subscriptions10:47 Travel Expenses and Planning13:07 Conclusion and Key TakeawaysFollow Us At: Website: https://retirementlifestyleshow.com/ https://www.retirewithroshan.comhttps://www.youtube.com/@retirementlifestyleshowhttps://twitter.com/RoshanLounganihttps://www.linkedin.com/in/roshanlounganihttps://www.facebook.com/retirewithroshanhttps://www.linkedin.com/in/adrian-nicholson-74b82b13bAll opinions expressed by podcast hosts and guests aresolely their own. While based on information they believe is reliable, neither Arete Wealth nor its affiliates warrant its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for generalinformational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions, consult a professional
Discover why homeowner's insurance premiums are increasing. It may surprise you what states they are and aren't increasing a lot. Find out the reasons why. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (Some links are affiliate links. There is no additional cost to you.)
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
In this episode of The Law Firm Blueprint, Jay and Seth take a mid-year deep dive into the numbers—analyzing budgets, firm culture, and the cost of scaling. From Yankee Stadium memories to the logistics of multi-office operations, they share practical strategies for reining in expenses, negotiating vendor contracts, and empowering staff through budget autonomy. They also explore the culture shift in post-COVID law firms and weigh the pros and cons of year-end closures. If you're running a growing practice, this conversation offers timely insights on staying lean without losing your edge.#LawFirmBlueprint #LegalOperations #BluSharkDigital
Losing money on expensive IT bills and unexpected downtime? Experts say that your business may benefit from a third-party MSP. Learn more at https://infotech.net/solutions-managed-it-services/managed-it-services InfoTech Enterprise Solutions City: Lehi Address: 2901 Bluegrass Blvd Website: https://www.infotech.net Phone: +1 801 210 1651 Email: sales@infotech.net
Business In His Image - Learn Business From The Bible | Christian Entrepreneurship Podcast
Send me a text! (I might answer you in an episode)Feeling financially squeezed despite your best efforts? This episode is for you! I share my personal journey from a $10/hour call center job to financial stability and offer practical, faith-based steps to overcome financial hardship. Learn the exact plan I used so you can have a brighter financial future. You'll discover how to find financial freedom, even on a low income, so you can stop the paycheck-to-paycheck cycle. LINKS MENTIONED:Free Budget Template
Summary: In this episode of the Be a Smarter Homeowner podcast, hosts Beth Dodson and John Bodrozic delve into the essential topic of home maintenance. They discuss what constitutes home maintenance, the importance of seasonal upkeep, and the necessity of having a maintenance schedule. The conversation also touches on the choice between DIY tasks and hiring professionals, emphasizing the significance of understanding one's home and its unique needs. The hosts provide practical insights and tips for homeowners to ensure their properties remain in optimal condition throughout the year. Takeaways Home maintenance is essential for preserving the value of your home. Seasonal changes significantly impact the type of maintenance required. A maintenance schedule helps homeowners stay organized and proactive. DIY tasks can save money, but safety and skill level should be considered. Hiring professionals for complex tasks can prevent costly mistakes. Regular inspections can identify small issues before they become major problems. Energy efficiency is a key aspect of home maintenance. Maintaining air quality is crucial for family health. Understanding your home's unique needs is vital for effective maintenance. A well-maintained home can lead to significant cost savings over time. Sound Bites "What is home maintenance?" "Maintenance is such an ongoing task." "Springing into a new season." "You need a maintenance schedule." "Every home is completely different." "You should clean your dryer vent." "Water can do a lot of damage." Chapters 00:40 Understanding Home Maintenance 10:32 Seasonal Maintenance Insights 20:45 The Importance of a Maintenance Schedule 30:39 DIY vs Hiring Professionals
In today's world, it's easier than ever to spend money, but what if we told you that keeping your expenses low is one of the most powerful financial moves you can make? This episode dives into the "why" behind frugality, revealing how it unlocks financial freedom, reduces stress, and allows you to build wealth faster. CONQUER SHYNESS
On this power-packed episode of "Rethink Real Estate," host Ben Brady sits down with Eric Forney, Director of Expansion for Keller Williams Realty International. Eric shares his impressive journey from closing 126 homes in his first year to building one of the largest real estate platforms in the country. Dive deep into what really drives team success—from analyzing P&Ls before processes to tackling the challenges of scaling multi-site teams.Eric breaks down the realities of running a profitable team business, reveals why focusing on net revenue over gross commission income is a game changer, and shares his unique perspective on traditional versus cloud brokerage models. They also explore the future of brokerage, the evolving industry landscape, and the real costs of “glamorized” big teams versus sustainable profit-focused businesses.Whether you're leading a team, thinking about expansion, or just curious about the inner workings of top real estate platforms, Eric's insights offer a fresh, no-nonsense look at growing a thriving real estate business in today's market.Timestamps & Key Topics:[00:00:00] - Introduction & Eric Forney's Real Estate Journey[00:05:00] - Role as Director of Expansion at Keller Williams[00:12:00] - The Power of Analyzing Profit & Loss in Teams[00:18:30] - Building Profitable Teams: Cost of Sale vs Expenses[00:25:00] - What Makes Most Teams Unprofitable?[00:30:30] - Traditional Brokerage vs Cloud Brokerage Explained[00:37:00] - The Future of Brokerage Models & Industry Disruption[00:42:00] - Impact of Private Networks & Lead Aggregators[00:43:40] - Final Thoughts on Real Estate Team Success & Growth
Ever wondered what Kyle & Jackie spend their money on? We got a hold of their transactions and couldn't get our jaws off the floor. From Jackie's $2,000 crystals to be buried under her house to Kyle's $200,000 bed, there's SO many wild expenses in between and over a million dollars. Have a listen for the full list...See omnystudio.com/listener for privacy information.
Nonprofits - how do YOU communicate about the dreaded “overhead” expenses? You know that pie chart everyone uses to show how much money goes directly to programs? Yeah, I want to toss it out the window. We'll talk about why those “eight cents” on the dollar that cover essential administrative expenses are not wasted but actually crucial for keeping your nonprofit running smoothly. In this episode, we're tackling a nonprofit pro's question about updating an employee handbook. Should you hire a pro bono lawyer who DOESN'T do employment law or invest in an HR expert? Spoiler alert: Your uncle Larry, the PI lawyer, might not be the best fit here. It's all about making smart investments in your nonprofit's operations and HR to avoid headaches down the line. Trust me, you'll thank yourself later when you don't end up in a legal pickle. So, grab your headphones and join us for a lively chat about transforming how nonprofits communicate their spending to donors. We promise some laughs, a few rants, and a whole lot of practical advice. And remember, it's okay to spend money on things that keep your nonprofit running well! Let's rethink the way we tell our financial stories and embrace the true costs of running an amazing organization. In this episode, you will hear: Why you need to delete that outdated nonprofit overhead pie chart Whether pro bono is the right way to go with your employment law needs Some of our recommendations for tools to keep up with all the changing HR rules The real relationship between the back-office and your direct mission programming How you can REALLY communicate success to your donors What your fiduciary duties really have to do with all our worries about “overhead” Resources from this Episode Propel Article - A Graphic Re-Visioning of Nonprofit Overhead: https://propelnonprofits.org/blog/a-graphic-re-visioning-of-nonprofit-overhead/ The Five Whys: https://en.wikipedia.org/wiki/Five_whys Sign up for the Birken Law Email list: https://birkenlaw.com/signup/ Facebook page: https://www.facebook.com/birkenlaw Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.
This week, we have some updates on Trump's appeal in the E. Jean case and the case against Alex Jones brought by the families of the Sandy Hook massacre. Trump pardons are costing American taxpayers over $1.3B. The DoJ is asking for life in prison for Edward Kelley for the January 6th insurrectionist's FBI murder plot. Plus, we have some comings and goings, and a little more on the Proud Boys' lawyer Augustus Sol Invictus.Thank you, CB Distillery.Use promo code CLEANUP at CBDistillery.com for 25% off your purchase.Specific product availability depends on individual state regulations. Allison Gillhttps://muellershewrote.substack.com/https://bsky.app/profile/muellershewrote.comHarry DunnHarry Dunn | Substack@libradunn1.bsky.social on BlueskyWant to support this podcast and get it ad-free and early?Go to: https://www.patreon.com/aisle45podTell us about yourself and what you like about the show - http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=short
In this two-part episode, we're diving into strategies for building wealth as a modern parent. First, Kelly Palmer—a financial planner and founder of The Wealthy Parent—joins the show to break down how to choose a 529 plan. She shares the pros and cons of different education savings options, the impact of the new SECURE Act updates, and why she's a proud 529 mom herself. If you've been feeling overwhelmed by college savings decisions, this segment is full of clear, practical guidance. Then, in our Net Worth Win segment, Shang Saavedra from Save My Cents reveals how she and her husband built a net worth north of $2 million by age 39. From a revenge-of-the-nerd money mindset to embracing FIRE, Shang's story is packed with lessons on frugal living, dual-income saving strategies, and long-term thinking. Whether you're focused on education planning or financial independence, this episode delivers actionable tips and real-life inspiration. EPISODE RESOURCES Nectarine (Advice Only Financial Planners): https://marriagekidsandmoney.com/nectarine (affiliate) The Wealthy Parent: https://thewealthyparent.com Wealth is a Mindset (Book): https://amzn.to/3FQT0nh (affiliate) Save My Cents (Shang Saavedra's Website): https://savemycents.com/ CHAPTERS 00:00 – Introduction01:00 – How to Choose a 529 Plan05:20 – Tax Benefits and State-Specific Rules09:00 – SECURE Act Updates and New Roth IRA Rollovers13:45 – 529s vs UTMAs and Roth IRAs for Kids18:00 – Final Thoughts from Kelly Palmer20:30 – Net Worth Win: Shang Saavedra24:15 – The Mindset Shift Behind Wealth Building29:30 – Living on One Income and Saving the Other33:00 – Renting by Choice and Real Estate Insights36:00 – Teaching Generational Wealth Through Habits38:30 – Future Goals and Advice for Parents MKM RESOURCES: MKM Coaching: Want 1-on-1 support with your family finance journey? Book a time with me today. Coast FIRE Calculator: A free calculator to help you find out when you can slow down or stop investing for retirement. Mortgage Payoff Calculator: A free calculator to help you see how fast you can become mortgage free. YouTube: Subscribe for free to watch videos of these episodes and interviews. RECOMMENDED RESOURCES (SPONSORS AND AFFILIATES): Monarch Money - Best Budget App for Families & Couples Empower - Free Portfolio Tracker Crew - HYSA Banking Built for Families - Get an Extra 0.5% APY with my partner link Ethos - Affordable Term Life Insurance Trust & Will - Convenient Estate Planning HOW WE MAKE MONEY + DISCLAIMER: This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS: Podcast Artwork: Liz Theresa Editor: Johnny Sohl Podcast Support: Nev Maraj Learn more about your ad choices. Visit megaphone.fm/adchoices
If you're heading to Spain this summer, get ready to spend more than ever. Hotel prices have soared — up over 50% since 2021, with the average room now pushing past 150 euros. Apartments, rural houses, even campsites are climbing fast too. But what's driving this surge? Is it unstoppable demand? Are foreign tourists pricing out locals? And what does it mean for your holiday budget? Perhaps an exploration of different holiday locations. To discuss this further, Alan Morrissey was joined by Gearoid Mannion, Travel Counsellor.
On this week's episode of Dollars & Sense, we dive into two hot financial topics that could impact your wallet and your future investments! Model Portfolios: Did you know assets in model portfolios surged to a record $8 trillion this year? Find out the pros and cons of these pre-packaged investment options and why you need to ask your financial advisor the right questions to truly know what you own. Are these portfolios helping you grow your money—or just serving the institutions? 529 College Savings Plans: There's groundbreaking news on the horizon! Proposed expansions could allow 529 funds to cover more educational expenses, from tutoring fees to curriculum materials and even SAT tests. Learn how these changes may offer greater flexibility and reassurance for parents and grandparents saving for their loved ones' education.
Even in challenging markets, it's hard to find great real estate deals because sellers are always slow to capitulate on price. One asset class, however, that promises steady cash flowing deals is sub-institutional industrial. These properties don't have as large a buyer pool as multifamily or larger properties across other asset classes in general. Jonathan Hayek, Founder of Endurance Properties, has recently acquired cash flowing NNN industrial properties where the tenant is responsible for everything except for the roof and structure. On his most recent deal near Des Moines, it's an Absolute NNN lease where he doesn't even pay for the roof any other expenses.
Being called for jury duty means making significant adjustments to daily life, taking time off work, arranging childcare, covering travel and meal costs all to carry out an important civic responsibility. But, for many people, these disruptions come at a personal and financial cost.Sinn Féin's Spokesperson on Justice, Home and Current Affairs, and Chair of the Oireachtas Justice Committee, Matt Carthy is calling for jurors' expenses to be fully covered.He joins Andrea, along with listeners, to discuss.
Feeling stuck in your debt payoff journey? Like no matter how much you cut expenses, progress feels painfully slow? There's a strategy that can completely change your timeline - and it's not what most financial experts talk about. In this episode, I'm sharing the approach that helped me take control when debt felt overwhelming, plus how my clients are using this same strategy to cut years off their payoff plans. You'll discover how to leverage skills you already have, create flexibility that works with your busy life, and turn extra income into serious debt progress without burning yourself out. If you've been wondering whether there's a faster way to get debt-free that doesn't involve living on rice and beans, this episode is for you.Join the Moneywise Mastermind Waitlist here: https://www.katyalmstrom.com/mm-waitlist Connect with Katy: IG: www.instagram.com/katy_almstromFB Group: www.facebook.com/groups/networthwoman
Summary: In this episode of the Be a Smarter Homeowner podcast, hosts Beth Dodson and John Bodrozic discuss the importance of financial visibility for homeowners through the use of Homeowner AI. They explore how homeowners can track their home value, equity, and expenses, emphasizing the need for ongoing financial awareness. The conversation includes a demonstration of the Homeowner AI platform, showcasing its features that help users make informed financial decisions regarding their homes. The hosts stress the significance of understanding both the emotional and financial aspects of homeownership, and how AI can empower homeowners to manage their properties more effectively. Takeaways Homeownership is both an asset and a lifestyle. Financial visibility is crucial for making informed decisions. Tracking home equity helps in understanding net worth. Home expenses can significantly impact lifestyle choices. AI tools can simplify financial tracking for homeowners. Investing in home projects can increase property value. Understanding market conditions is essential for homeowners. Regularly updating financial information is key to smart management. Homeowner AI provides valuable insights into property finances. Consulting with experts is important for accurate financial planning. Sound Bites "Your home is your largest financial asset." "Your home is both an asset and a lifestyle." "Understanding your equity is essential." "Stay on top of your home finances." "AI can help track your home value." "Use AI for smarter financial discussions." "Be a smarter homeowner with AI tools." Chapters 00:40 Introduction to Homeowner AI 03:29 Understanding Home Finances 07:19 The Importance of Financial Visibility 12:57 Tracking Home Equity and Expenses 14:51 Demonstrating Homeowner AI Features 20:38 Project Values and ROI 24:41 Using AI for Financial Analysis 31:32 Conclusion and Future Insights
How do the Mariners balance a need to be aggressive at the trade deadline with the lack of top tier talent expected to be available? Then, Joon Lee joins us to talk about his NYT piece on how private equity and streaming services are making it more expensive and less communal to be a sports fan.
Life can get very expensive—whether it's housing costs, tuition, weddings, bar mitzvahs, or even just the basic day-to-day expenses like food and clothing. When someone doesn't have the money available to cover these costs, it can become a source of great stress. Fortunately for us, Hashem is fully aware of every expense we face, and He is the One in charge of covering them. If He deems it best for us to afford these costs through our own income, He will send the money in the way He sees fit. And if He decides that we must rely on others for help, we must believe that this too is what's best for us. The key is to recognize that whatever happens, it's Hashem orchestrating it for our benefit. Sometimes, people must live in less-than-ideal conditions for a while. But when Hashem determines it's time for a change, He opens new doors. He can give someone a bigger home or a better location—without them even needing to figure out how to make it happen. A rabbi shared a personal story. Every summer, he works away from home at two jobs—leading a minyan and running a day camp. Each year, beginning in January, he starts searching for a rental near his summer responsibilities. In previous years, he and his family lived in small, distant basement apartments—sometimes more than a 30-minute drive away. One year, he split the cost of a house rental with his brother in the ideal location. That summer, every morning, an elderly woman walked past their rental home as she exercised. The rabbi's daughter, waiting for her camp bus, would always greet the woman with a polite "hello." Later that summer, the woman told the rabbi she was planning to move to Florida and would be selling her house right up the block. She said she wasn't interested in maximizing profit—she just wanted a nice family to live in it. And because of the way his daughter greeted her every day, she wanted to offer it to them first. She promised to reach out again when she was ready to sell. A few months later, she called the rabbi and told him she had freshly painted the home, renovated two bathrooms, and even installed a brand-new roof. She was ready for them to come see it. The rabbi and his wife came to visit. After showing them around, the woman asked what they could afford. They offered less than half the market value—and she gladly accepted. In the end, they purchased the home with a down payment of just $57,000. The woman was genuinely happy to help them. It was clear this was all from Hashem. When He decided it was time for the rabbi and his growing family to have their own home, He placed it right in their hands. Another man told me that he had once been very successful financially, but fell on hard times last year. This year, with many large expenses looming, he had no idea how he was going to pay for them. His business was not generating the necessary income, and the pressure was building. Then, one day, a check arrived in the mail—completely out of the blue. It was from the government, with an explanation that it was a refund for tax overpayments made over the past ten years. The amount? $250,000—the exact sum he needed to cover his upcoming expenses. And after all his bills were paid, and life returned to normal, his business was still underperforming. Then he received yet another unexpected check—this time for over $9,000—from an old investment he had long forgotten about. Hashem has infinite ways to provide. As it says in the Torah: " ואכלת ושבעת וברכת את ה' אלוקיך על הארץ הטובה אשר נתן לך " Hashem provides for us fully—so we may eat, be satisfied, and bless Him for it. We must internalize this truth: Hashem knows every single one of our expenses, and He will help us pay for them in the way that is best for us. Whether through work, through people, or through seemingly miraculous events, Hashem is always the One covering the cost.
This episode is presented by Create A Video – Andrew Dunn, the publisher of Longleaf Politics and a contributing columnist to The Charlotte Observer, joined me to discuss whether North Carolina should embrace train travel and whether NC Attorney General Jeff Jackson should run for US Senate. Plus, a new report of another payoff to Charlotte's retiring police chief. Subscribe to the podcast at: https://ThePetePod.com/ All the links to Pete's Prep are free: https://patreon.com/petekalinershow Media Bias Check: If you choose to subscribe, get 15% off here! Advertising and Booking inquiries: Pete@ThePeteKalinerShow.com Get exclusive content here!: https://thepetekalinershow.com/See omnystudio.com/listener for privacy information.
Just because there's money in the bank doesn't mean your business is truly profitable. In this episode, Danielle lays out the most common (and sneaky) financial mistakes she sees entrepreneurs and small business owners making without even realizing they're doing it. From undercharging to over-relying on your gut, Danielle is not here to shame you—she's here to show you how to avoid them so you have the tools you need to build your business with confidence, clarity, and a financial plan that supports your vision. Key Takeaways: Your Bank Balance is Not the Full Picture: Why real profitability lives beyond what's in your checking account. Profit is not the same as cash flow, and both matter in different ways. You Don't Have to Do It All Yourself: You're not a bookkeeper—and you don't need to be! Delegating your money tasks is one of the most empowering moves you can make. Outsourcing your books (or any task that's not your expertise) isn't giving up control, it's giving yourself the ability to make smarter business decisions. Knowing Your Numbers Puts You In Control: Reviewing your financial statements monthly isn't just “nice”, it's necessary. It keeps you from guessing and it's how you grow with intention. Pricing for Profit, Not Panic: Undercharging leads to burnout. You deserve to get paid what your work is worth—and then some. Create a Plan for the Slow Seasons: Feast-or-famine is not a strategy. Use data to build stability and breathe easier year-round. Think In Terms of the Long-Game: Even if you love your work now, it's never too early to plan for the future. Building a business that runs without you means real freedom. Topics Discussed: (00:49 – 01:43) Mistake #1: The Illusion of a Healthy Bank Balance (01:44 – 02:47) Mistake #2: Doing Your Own Bookkeeping and Ignoring Your Financials (02:47 – 03:16) Mistake #3: Not Looking at Your Financials on a Monthly Basis (03:24 – 04:47) Mistake #4 & 5: Not Charging Enough and Not Raising Prices Regularly (04:48 – 05:30) Mistake #6: Not Tracking Return of Investments on Expenses (05:31 – 06:22) Mistake #7: Chasing Revenue Over Profit (06:24 – 08:07) Mistake #8 & 9: Hiring a Team and Asking for Help Too Late (08:07 – 08:53) Mistake #10: Not Planning for Slow Seasons and Creating a Money Buffer (08:53 – 09:59) Mistake #11 & 12: Ignoring Financial Red Flags and Relying on Your Gut Alone (10:00 – 10:34) Mistake #13: Allowing One Client or Revenue Source to Dominate Your Business (10:35 – 11:10) Mistake #14: Not Having Standard Operating Procedures In Order to Delegate (11:11 – 11:42) Mistake #15: Inconsistent Invoicing and Follow Up (13:57 – 14:45) Mistake #16: Not Creating an Exit Plan and Having a Long-Term Vision for the Future Resources: Kickstart Accounting's CFO Services | kickstartaccountinginc.com/cfo Book a Call with Kickstart Accounting, Inc.: https://www.kickstartaccountinginc.com/book Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
Send us a textMastering Financial Independence: Cutting Expenses for Early RetirementIn this episode of The Retire Early Retire Now podcast, host Hunter Kelly, a certified financial planner, offers high-income earners practical strategies to achieve financial freedom and retire early. He emphasizes the significance of prudent money management instead of just high earnings. Hunter identifies and advises on optimizing five key expenses: lifestyle creep, housing costs, dining out, unused subscriptions, and high-interest debt. The episode includes actionable tips like setting spending boundaries, conducting quarterly subscription audits, and implementing debt repayment strategies. Listeners are challenged to cut one expense category this week to improve their financial health.00:00 Welcome to The Retire Early Retire Now Podcast00:41 The Trap of Lifestyle Creep01:04 Five Key Expenses to Cut or Optimize02:23 Expense 1: Lifestyle Creep06:42 Expense 2: High Housing Costs11:41 Expense 3: Dining Out and Convenience Spending13:20 Expense 4: Unused Subscriptions and Memberships14:52 Expense 5: High Interest Debt17:36 Final Thoughts and Listener Challenge18:25 Closing Remarks and DisclaimersCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify
Are FIRE content creators being honest about their numbers? YouTuber Duane isn't so sure. In this episode, Eric and Jason share detailed insights about their own FIRE numbers, portfolios, withdrawal rates, and what it actually means to be "retired." They also explain why context matters more than a single number, and get honest about how content creation fits into their financial picture. If you've ever wondered how real people make FIRE work, this one's for you. Show notes: https://twosidesoffi.com/numbers
Jack Albin “breathed a sigh of relief” after the recent 30-year bond auction, but says investors are still selling them off. In the short term, he thinks bond holders are worrying about Fed stewardship, and in the long-term, fiscal imbalance. On stocks, right now he would “avoid the Russell 2000,” expecting financing to get more expensive.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Message us!In this episode, we sit down with Autumn Vest, Executive Director of Midland Shared Spaces (MSS), to learn the story behind how this dynamic organization has been powering nonprofits since 2014.This special non-profit focused episode is guest hosted by Evan Green as a continuance of our legacy Whitley Penn Cares podcast series. In this episode, we hear about Autumn's early passion for service to housing 12+ orgs with full admin and IT support at MSS. This empowering conversation shows how their team is redefining what shared impact looks like in your community. Topics Discussed:How deep collaboration is rooted in their missionHow MSS is supporting nonprofits in Midland, TXA sneak peek at their July community socialFill out this form to have new episodes sent right to your inbox! Follow Whitley Penn on LinkedIn, Instagram, Facebook, and X for more industry insights and thought leadership!
Retiring early doesn't mean cutting out everything you love, it means being intentional about what truly adds value to your life. In this episode of Root Talks, we take a closer look at the spending choices that can either delay or accelerate your path to early retirement. We explore which tradeoffs are worth making, where small changes can have a big impact on your timeline, and why some expenses are still worth every penny. This isn't just about saving money—it's about aligning your spending with your values, your future goals, and the life you actually want to live.- Advisory services are offered through Root Financial Partners, LLC, an SEC registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.Viewing this video does not create an advisory relationship with Root Financial. We only provide advisory services to clients under a written agreement. Investment strategies discussed may not be suitable for everyone. All investments involve risk, and past performance is not indicative of future results. Any opinions expressed are as of the date of recording and are subject to change.Comments left on this video reflect the views and opinions of the individual commenters and do not necessarily represent the views of Root Financial Partners, LLC. Comments should not be considered a testimonial or endorsement of our services and have not been solicited or compensated. Root does not verify the accuracy of comments and is not responsible for their content.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm shining a light on a topic that's often overlooked but crucial for anyone serious about building real wealth: hidden expenses that sneakily drain your financial future.I'm breaking down the 14 silent money leaks that could be quietly destroying your wealth right under your nose. These aren't just theoretical concepts. Many of these come straight from my own experience and from the real-life journeys of my clients.We'll dig into three main categories: investing leaks, protection leaks, and lifestyle leaks. I'll walk you through how these leaks happen, and—most importantly—how you can plug them to accelerate your path to financial freedom.On the lifestyle side, I'll reveal the dangers of lifestyle creep, high-interest debt, car depreciation, emotional spending, last-minute purchases, and more. For your safety net, I'll share why you must be proactive about negotiating big expenses, maximizing your employee benefits, making smart insurance decisions, and taking your health seriously.IN TODAY'S EPISODE, I DISCUSS:The 14 biggest wealth leaks—broken downThe silent danger of inflation and why your savings alone may not be enoughHow investment fees and opportunity costs of delayed investing add up to huge losses over timeThe power of tax-advantaged accounts to keep more in your pocket and less with the governmentLifestyle creep: why increased earnings shouldn't lead to unchecked spendingThe wealth-eroding trap of credit card interest and car depreciationRECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/40 Years as an Accountant - This is What Rich People Regret MostWhy You Need To Start Automating Wealth Creation10 Things Worth Buying EVEN If You're Short On Cash8 Signs You're Not Ready For RetirementHow to SURVIVE and THRIVE During a RecessionRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:40 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVEWhy You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxYORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com
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