2 Frugal Dudes

Episode 189: Today we’re talking about why it’s important to support anti-racism, and how we’re using our privilege to be good allies. Giving is an essential part of the financial independence movement. It’s especially important to have these discussions in relation to privilege and personal finance. Kevin chose to donate [...]

Episode 185: Learn some effective DIY debt relief options with insight from Todd Christensen, author of Everyday Money for Everyday People and Education Manager at the nonprofit credit counseling agency, Money Fit by DRS. Why You Should DIY Your Debt Relief DIY debt relief is nothing new. The Snowball Method [...]

Episode 187: Kevin’s talking about his experience with the Tiller Money app, how it works, and if it’s worth the subscription. Tune in for the full details. We’re also talking charcoal grilling. YUM. What is Tiller Money? Tiller Money is a budgeting app that syncs with your bank accounts and [...]

Episode 186: Learn how to be a boss rather than an employee as an entrepreneur. We’re talking about how to take a high-level approach to your business without getting caught in the day-to-day work with Terry Ogburn of Ogburn’s Business Solutions. Tune in for a free consulting session! Working on [...]

Episode 185: How can you give back while saving money? We’re talking about the joys of giving while pursuing financial independence, and a few ways to be a giver. One of the most significant mindset shifts when pursuing financial independence is learning the value of giving. When you start to [...]

Episode 184: We’re talking about landing the ideal real estate deal when starting with real estate investing. We’re touching on the Blink book, being a corporate drop-out, and how to be a successful landlord. The Ideal Real Estate Deal Many people ask what the ideal real estate deal looks like. [...]

Episode 183: On this episode of the Where Our Money Went series, we’re talking mortgage insurance, Amazon Prime, and streaming services. Tune in for tips on choosing a mortgage insurance provider for your home. What is Mortgage Insurance? Mortgage insurance is required in many areas. The purpose is to cover [...]

Episode 182: Learn how to teach financial literacy to children and why kids are never too young to learn about personal finance. We’re talking about the free K-12 Financial Education curriculum and how it’s impacting students of all ages. Why Teach Kids About Personal Finance Healthy financial habits start at [...]

Episode 181: Tune in for an update on the Payroll Protection Program (PPP) for small businesses. If you’re a small business employee, you’ll want to hear this information. We’re also talking about giving, budgeting for gas, and thanking teachers everywhere. A PPP Update Kevin finally received his PPP update. The [...]

Episode 180: Learn how blue collar workers can achieve the American Dream without a college degree. We’re talking about financial independence and the five steps to achieving your goals. Tips for Allocating Your Salary The first step in allocating your salary is to shift your mindset. Train yourself to forget [...]

Episode 179: On this episode of the Where Our Money Went series, we’re talking about managing financial expectations during a divorce. We’re taking a deep dive into investing and planning for the future. Investing in Mediation When possible, using mediation can help a couple work through the divorce process without [...]

Episode 178: Tune in for tips for personal finance for self-employed individuals. We’re covering financial planning when living on an inconsistent income for side-hustles and entrepreneurship. The Challenges with Self-Employed Income One of the common challenges entrepreneurs and small business owners face is a fluctuation in income. It makes it [...]

Episode 177: On this episode of the Where Our Money Went series, we’re talking about re-evaluating expenses during and after COVID-19. From eating out at restaurants and getting takeout, to streaming services to Amazon Prime, we’re talking about what works and what might be a thing of the past. The [...]

Episode 176: We’re bringing you insights from both the small business owner (Kevin) and employee (Sean) about receiving government stimulus checks during Covid-19. Tune in to hear the good, the bad, and the ugly. Small Business Stimulus – Kevin’s Review Kevin’s experience with the small business support check was less [...]

Episode 175: What is a broken mindset? How can you identify your own broken mindset? Tune in and learn about tapping into a broken mindset and taking the steps to explore new opportunities with Aaron Fragnito of Peoples Capital Group. What is a Broken Mindset? A broken mindset is when [...]

Episode 174: On this episode of the Where Our Money Went series, we’re talking about buying used items. From go-karts to bikes, learn how to buy used items to save money, and teach some valuable repair skills. This week, Kevin’s money went toward buying a used go-kart as a fun [...]

Learn how to control what you pay for rent with Justin Pogue, an author and real estate consultant who’s been featured on Fox News, SFGate, and Realtor.com. Justin is using his years of experience to share some insights from his new book, Rental Secrets. Here’s what you need to know [...]

Episode 172: Learn about some of the available options for small businesses to get through the COVID-19 crisis. We’re also talking about resetting finance goals and trying to stick to a grocery budget during the pandemic. SBA Paycheck Protection Program The Paycheck Protection Program (PPP) is a forgivable loan, as [...]

Episode 171: Are you doing your part? Today we’re touching on the Coronavirus and how you can be a good human during the pandemic. Think of Others Before Yourself One of the common things we’ve been hearing is that if you’re actively healthy, Coronavirus isn’t a concern. However, you have [...]

Episode 170: Learn the top tips for budgeting and saving on healthcare using some traditional and modern solutions to become a smart healthcare consumer. We’re taking a look behind the scenes in healthcare costs with Scott Heiser, author of Healthcare is Making Me Sick. Saving on healthcare isn’t about taking [...]

Episode 169: Sean has been stocking up on activities to keep his kids entertained during social isolation as a result of Covid-19. Tune in for some helpful tips on staying frugal during Coronavirus and investing your tax return. Outdoor Activities Sports equipment – football, soccer ball, basketball, nets Fishing gear [...]

Episode 168: Learn five tips for picking the right credit card with credit expert Gerri Detweiler, author of “Finance Your Own Business: Get on the Financing Fast Track” and Education Director at Nav. 1. Know Your Spending Habits Everyone gets a credit card with good intentions. However, what we intend [...]

Episode 167: Learn how to set personal finance goals and the power of budget tracking. We’re talking about the 2 Frugal Dudes Personal Finance Journal, tracking expenses, categorizing expenses, and achieving Financial Independence. Tune in to learn how you can win some extra freebies! Buy your personal finance journal here. [...]

Episode 166: Learn about the nuances of federal student loans, misconceptions about loan forgiveness, and how to watch out for common mistakes when looking for student loan information with Michael Cundick of Student Loan Tutor. What Makes Federal Student Loans Unique? Federal student loans are a unique form of debt, [...]

Episode 165: We’re talking about investing, saving, and optimizing large sums of money. We’ll also touch on protecting your investments during the market slump as a result of Coronavirus. We often talk about what you should do when you get a large lump sum of money, and how you can [...]

Episode 164: Here’s what you need to know about tax-qualified investment options, how your behavior impacts your investments, and how to navigate tax deferment decisions with Don Eschbach of KISC. Don Eschbach is an Accredited Investment Fiduciary (AIF), Chartered Retirement Plan Specialist (CRPS), Accredited Portfolio Management Advisor (APMA), but most [...]

Episode 163: Kevin is sharing helpful tips for selling unused items on OfferUp to get some extra cash. Sean is recounting his experience talking to his kids about money after our “Tips for Raising Money Savvy Kids” episode. What is OfferUp? OfferUp is a market place app that lets you [...]

Episode 162: Learn helpful tips for raising money savvy kids. We’re talking about why you should teach kids about money and how to go about it, with Rocky Lalvani, a Certified Profit First Coach. Why It’s Important to Teach Kids About Money Teaching your children about money sets them up [...]

Episode 160: Learn frugal tips for buying lawn maintenance equipment, as well as helpful tips for tools and protecting your investment in this episode of the Where Our Money Went series. Sean is in the market for new lawn maintenance tools. Here are a few helpful pieces of advice for [...]

Episode 160: Learn about how to invest passively in real estate syndications, to get all the benefits of investing in real estate with none of the hassles of being a landlord with Annie Dickerson of Goodegg Investments. What is a Real Estate Syndication? Syndications are group investments. Rather than dealing [...]

Episode 159: Learn frugal tips for building a garage gym, including a few pros and cons to consider. Sean’s money went toward buying a $70 pull-up bar to start putting together a home gym. He also bought a set of rings to be able to do ring rows and dips. [...]

Episode 158: Learn how to make frugal living fun with tips for mindful spending and striving to increase your income rather than living a life of deprivation with Diana Merriam, founder of the EconoMe Conference. Tune in for a discount code and a chance to win tickets! Overcoming Mindless Consumption [...]

Episode 157: Learn how to file a tax extension with the IRS and tips for filing a business tax extension or personal tax extension. If you’re running a business, filing an extension for your business taxes is really easy. It’s a few questions, a quick submission, and gives you a [...]

Episode 156: Learn how to navigate the UK on a budget. Find out how to save on transit and accommodations, as well as few hidden costs to look out for. Kevin is reporting from the UK, with some helpful tips for traveling through this often costly part of the world. [...]

Episode 155: Learn helpful tips for becoming self-employed while reducing risk. We’re talking about the seven financial keys to success and how to identify what’s holding you back so that you can work around them to achieve your entrepreneurial goals. On this episode, we’re joined by small business expert and [...]

Episode 154: Should you do your own repairs or hire someone else? In this episode of the Where Our Money Went series we’re talking about basic handy skills, opportunity cost, and free tool lending programs. Learning Some Basic Handy Skills If you own a car or a home, it’s always [...]

Episode 153: Learn about the perks of getting status with an airline and some considerations for choosing an airline loyalty program on this episode of the Where Our Money Went series. Kevin lost his American Airlines status. When this happens, he receives an offer to pay to maintain his status. [...]

Episode 152: How you handle your money is largely based on how you were raised, how open you are when discussing money, and the mindset that was bestowed upon you in your youth. Learn how to upgrade your financial operating system with financial coach, Lisa Duke. What is a Financial [...]

Episode 151: What happens when your mortgage is sold? What’s mortgage-backed security? How can you invest in mortgage-backed securities? What are the risks? We cover this and a bit about Apple Cards in our latest episode of Where Our Money Went. This week, Sean learned that his mortgage had been [...]

Episode 150: Learn how freelancing can help you become financially independent with Kim at The Frugal Engineers. How Freelancing Can Help You Become Financially Independent The main benefit of side-hustles is that they can be leveraged to increase your income to pay down debts. By assigning all the money you [...]

Episode 149: Learn how to take a closer look at your utility bills to save money, especially when moving to a new home. Moving into a new home can be a learning experience, as you might not know what to expect during your first billing cycle. Setting up an audit [...]

Episode 148: What is passive income? How do you start generating passive income? How can you make real estate investing a passive income-generating venture? Learn how to start generating passive income with Dustin Heiner of Master Passive Income. Dustin started with real estate investing after learning that job security doesn’t [...]

Episode 147: We’re talking about the importance of having hobbies, and what it’s like having kids in the era of smart devices and continuous internet access. Encouraging Tech Literacy in Children Kevin is getting back to hobbies, particularly woodworking. Right now he is building a new work table that will [...]

Episode 146: We’re looking at 2019 in review and taking a look at what’s ahead for 2020. Tune in to see what exciting things are next for The 2 Frugal Dudes Community. Kevin’s 2019 Goals and Accomplishments Kevin had a lot of success in 2019. He fully funded both his [...]

Episode 145: How to save for travel so that you can see the world on a budget. Learn smart saving tips for traveling with Savely app founder, Hov Marukyan. Breaking Down Your Money Goals When you ask most people what their top three financial goals are, most will be able [...]

Episode 144: Learn about why women should invest in property, how men and women invest differently, and the challenges females face with becoming high-level investors with Monick Halm of Real Estate Investor Goddesses. Monick Halm is a successful property investor with over 1300 units over six states. After years of [...]

Episode 143: Learn some frugal tips for online shopping based on Kevin and Sean’s experiences during the holiday season, on this episode of the Where Our Money Went series. We’re also touching on health insurance spending and planning. Purchase From Recommended Sites When shopping online, be wary of online sites [...]

Episode 142: Learn how to live a life of frugality with Denis Truefin. Determine the difference between being frugal vs. cheap, how to start saving money, and what to do with the money you save. What Does Frugal Mean? There’s often a negative connotation with being frugal, when people simply [...]

Episode 141: When you start a business or side hustle, you need to consider the opportunity cost of everything you do. Here’s what you need to know about measuring the opportunity cost of business travel. Measuring Opportunity Cost as a Business Owner One of the main considerations for entrepreneurs and [...]

Episode 140: Should you get rid of debt or invest? Should you invest or build an emergency fund? How do you balance conflicting money goals? Learn how to balance multiple and competing money goals with Bernadette Joy. How Personal Finance is Different for Millennials While personal finance is a challenge [...]

Episode 139: The question “what’s next?” affects a lot of people in the FIRE community. In this episode, we talk about navigating what’s next and figuring out your path to financial independence. Kevin’s money went toward a documentary. He purchased Playing with FIRE, a documentary about the Financial Independence Retire [...]