Podcasts about Moving

#335: In this months solo episode I'm kicking off our series for the month of March, The Business of You, by having a very real conversation about what it actually means to be the CEO of your life.I'm getting candid on where I actually am in my business right now — the uncomfortable questions I'm sitting with, the pressure of building something meaningful in a world that only seems to reward numbers, and what it feels like when your vision refuses to fit into a neat little content box. This episode is about identifying your real assets, cutting your liabilities, reclaiming your agency, and making CEO-level decisions for your life. Even when you're still in the messy middle and don't have it all figured out.Let's build the business of you intentionally and strategically.This episode is for you if…You've been building something quietly and you're wondering if it's enough.You feel the tension between staying authentic and doing what “works.”You know you're capable of more, but you've been waiting to be chosen instead of deciding to choose yourself.You're tired of being valuable to everyone else but unclear on how to value yourself.You've been focused on what you don't have instead of learning how to leverage the cards you do have.You want to stop moving like an employee in your own life and start thinking strategically about your assets, your liabilities, and your equity.You're ready to make at least one CEO-level decision this month. One that protects your peace, raises your standards, and moves you closer to your long-term vision.Keep in Touch with Les:Use code LES50 for $50 off of Botox at PeachyReady to apply what you hear? Subscribe to the She's So Lucky Newsletter to get weekly episode guides and journal prompts: https://shessolucky.kit.com/newsletterFollow Les on IG @lesalfredFollow She's So Lucky on IG @shessoluckypodFollow Les on TikTokFollow She's So Lucky on TikTokVisit our website at shessoluckypodcast.comSponsors:Osea: Give your skin a rest with clean, clinically tested skincare from OSEA. Get 10% off your first order site wide with code BBG at OSEAMalibu.com.ButcherBox: As an exclusive offer, new listeners can get their choice between organic ground beef, chicken breast or ground turkey in every box for a year, PLUS $20 off when you go to butcherbox.com/lucky.Rula: This year, make one change you can actually stick with. Visit Rula.com/lucky to get started with mental health care that's actually built to last. #rulapodRW Knudsen: With R.W. Knudsen, krush 100% of your day. Morning, afternoon, evening and all the moments in between — with 100% juice and no added sugar. Pick up a bottle at your local grocery store today.Nuuly: Upgrade your wardrobe by subscribing to Nuuly. Nuuly is an incredible value at $98 for any 6 styles, and right now you can get $28 off your first month when you sign up at nuuly.com and enter code LUCKY at checkout.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's Tuesday Morning RB with Matt Forte, we look back at Matt's 2008 COMBINE experience (04:10), the Bears possibly moving to Indiana (24:31) and what we learned at church (32:55). Have a question? Got a guest suggestion? Want to advertise with us? Email us - jason@sportsspectrum.comWATCH all of our podcast episodes on our YouTube page:https://www.youtube.com/SportsSpectrumMagazineSign up for our Sports Spectrum Magazine and receive 15% off a 1-year subscription by using the code PODCAST15https://www.theincrease.com/products/sports-spectrum-magazine Do you know Christ personally? Click below to learn how you can commit your life to Him.https://sportsspectrum.com/gospel/

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In this episode, Helen and Sarah borrow brilliance from a powerful Harvard Business Review article by James Elfer, Siri Chilazi, and Edward Chang on the science of behaviour change at work.They unpack the “Four T's” model, a practical framework used in big organisations to drive measurable behaviour change. But instead of keeping it theoretical, they apply it to real team challenges like:- Reducing interruptions in meetings- Prioritising important work over easy tasks- Keeping objectives alive (not just setting them)- Moving from “busy” to genuinely impactfulYou'll hear how to get specific about the behaviour you want to change, design simple interventions that fit your culture, introduce them at the right moment, and measure whether they're actually working. If you've ever said, “We know what to do… we're just not doing it,” this episode will give you a structured, science-backed way to close that say-do gap, without adding more noise to your workload.Episode 539

On this episode of The Well Within Podcast we'll talk about walking the path of personal evolution. We all experience many evolutions in our lives - whether that be evolutions in our passions, our relationships, or our careers. Moving through the evolutionary process can be beautiful, but it can also feel daunting, uncomfortable and murky. I've been going through an evolution with my message and my work over the last year, and it has often felt as if I've been floating between two islands of who I was and who I am meant to be. Today I'll share what that journey of evolution looked like, how I've navigated it, and the tools and perspectives that you can use to navigate your own journey of evolution. Do you find yourself in the space of an evolution? Book a 90-minute Clarity Call with me: https://calendly.com/rawbeautytalks/clarity-callShare your thoughts with me about the Well Within Podcast and community! I'd love to hear from you in this survey! https://forms.gle/2UVFbEqTz2pZKLM18Connect with Erin:⁠Instagram⁠ ⁠Website Support Our Sponsors: COWBOY COLOSTRUM - Use code RAWBEAUTYTALKS at CowboyColostrum.com for 25%offJONES ROAD BEAUTY - Get a free Cool Gloss on your first purchase when you use the code ERIN at checkout https://www.jonesroadbeauty.com/HELLOFRESH - Go to hellofresh.ca and use the code RAWBEAUTYTALKS for 50% off your next order. KNIX - Go to knix.com and use code RAWBEAUTYTALKS for 20% off your next order.MITOPURE GUMMIES - Go to ⁠Timeline.com/ERIN⁠ and use the code ERIN for 20% off. LOLA BLANKETS - Go to LolaBlankets.com and use the code RAWBEAUTYTALKS for 35% off. SUPERBELLY POWDERS - Go to ⁠www.itsblume.com⁠ and use code RAWBEAUTYTALKS for 15% off.AQUTRU WATER FILTERS - Go to www.aquatru.com and use code RAWBEAUTYTALKS for 20% off. Please use link on left side of checkout page, not the coupon code box on the right. ⁠Leave Well Within a rating and a review on Apple Podcasts⁠! See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode we've got the whole family on the phone - Meggie and Steve Andrews join us, along with their baby William, or Liam as they refer to him. Meggie reached out to us during her pregnancy, thanking us for what we're doing on the show and sharing how helpful it had been for her as she planned for the home birth of her first child with her husband Steve (we've copied her original email below). And interesting fact - they weren't planning on having children. But, surprise!  So they worked through some of the mental and emotional adjustments that come with this huge unexpected life change. Meggie happened to have a friend who birthed at home, so after speaking with her and watching Business of Being Born, they explored the midwifery model of care. And then one of the biggest things throughout the pregnancy - they decided to move from Virginia to Michigan. So that meant finding different midwives, who could collaborate with each other and support Meggie and Steve as much as possible in making the transition and keeping up with the best prenatal care and birth planning as possible. Another interesting fact - they had their home birth in the same house that Meggie grew up in! So listen in as we talk about some of the interesting questions and comments you get when you have a home birth like, “Is that witchcraft or something?” and advice for those home birth dads and birth partners. Added bonus of Liam's presence in the interview. We love having newborn coos in the background!  Links From This Episode: https://www.amazon.com/Ina-Mays-Guide-Childbirth-Gaskin/dp/0553381156 http://gentlenaturalbirth.com/product/gentle-birth-gentle-mothering-2nd-ed-amazon-usa/ https://www.birthingfromwithin.com/products/birthing-from-within https://us.hypnobirthing.com/ Connect With Us Website: https://diahpodcast.com/ YouTube: https://www.youtube.com/@diahpodcast Instagram: https://www.instagram.com/doingitathome/ Facebook: https://www.facebook.com/diahpodcast TikTok: https://www.tiktok.com/@doingitathome Merch: https://doingitathome.dashery.com/ Our Book: https://amzn.to/45Sxyr1 Support DIAH: https://www.paypal.com/donate/?hosted_button_id=KA3QQRRU58VPL Check Out Our Partners: Needed: https://needed.sjv.io/XY3903 - use code DIAH to get 20% off your first, one-time order Learn more about your ad choices. Visit megaphone.fm/adchoices

The city of Chicago doesn't want to finance a new stadium for the Bears. Will they move to neighboring Indiana or Iowa instead?   We'll discuss.   Check out our new bi-weekly series, "The Crisis Papers" here: https://www.patreon.com/bitterlakepresents/shop   Thank you guys again for taking the time to check this out. We appreciate each and everyone of you. If you have the means, and you feel so inclined, BECOME A PATRON! We're creating patron only programing, you'll get bonus content from many of the episodes, and you get MERCH!   Become a patron now https://www.patreon.com/join/BitterLakePresents?   Please also like, subscribe, and follow us on these platforms as well, (specially YouTube!)   THANKS Y'ALL   YouTube: https://www.youtube.com/channel/UCG9WtLyoP9QU8sxuIfxk3eg Facebook: https://www.facebook.com/Thisisrevolutionpodcast/ Twitter: @TIRShowOakland Instagram: @thisisrevolutionoakland   Substack: https://jmylesoftir.substack.com/.../the-money-will-roll...   Read Jason Myles in Current Affairs Magazine here: https://www.currentaffairs.org/.../donald-trump-is-a-pro... Read Jason Myles in Damage Magazine https://damagemag.com/2023/11/07/the-man-who-sold-the-world/

Rest is something every human needs to thrive, experience joy, feel happiness, build healthy relationships, achieve success, and have a healthy mind, body, and spirit. Rest is not just a luxury; it's an essential part of maintaining a balanced and healthy lifestyle. With mounting pressures from various facets of life, from work to family commitments, tapping into different forms of rest everyone needs to reduce anxiety and improve overall well-being. Understanding the True Meaning of Rest Rest goes beyond merely sleeping or taking a break from physical activities. It encompasses nurturing your mind, body, soul, and spirit to rejuvenate and restore your energy levels. Unlike a day at the spa, rest is about creating daily habits that allow you to live less stressed and more fulfilled lives. No one is exempt from needing rest. Rest is an integral part of overall health and wellness. The Seven Types of Rest to Reduce Anxiety Understanding the diverse types of rest helps individuals tailor their self-care practices. There are seven primary types of rest: physical, mental, spiritual, emotional, social, sensory, and creative. Each type addresses unique aspects of your daily life, providing a comprehensive approach to reducing anxiety and promoting peace, longevity, strong relationships, and success in parenting and career. Rest is crucial for mental, physical, emotional, and spiritual health and well-being. Physical Rest Physical rest is often perceived as sleep, yet it also includes activities that enhance circulation and muscle relaxation, such as posture correction, stretching, or taking leisurely walks. Sleep is a restorative process. However, deep restorative sleep can not be achieved without rest. Everyone needs to adopt a habit of rest to achieve the sleep levels needed to restore cells throughout the body. Mental Rest Meanwhile, mental rest involves quieting a racing mind, which might include taking breaks to let your thoughts settle or practicing mindfulness. Nervous system regulation is also important for mental rest. Moving the brain from a place of fight, flight, freeze, or fawn into a space of being able to access the pre-frontal cortex for better decision making will help you achieve mental rest. It is about quieting the mind, which has control over the brain, to allow the brain to heal and restore and rejuvenate the neural pathways. Spiritual Rest Spiritual rest involves cultivating a sense of belonging and purpose, often through spiritual practices like prayer or meditation. Connection with friends and Bible studies are additional ways you can rest spiritually. Having prayer partners is another way to rest spiritually. Read the Full Show Notes and Access All Links. Website for Dr. Saundra Dalton-Smith Buy the book: Sacred Rest Buy the book: Being Fully Known Download the free eBook: 15 Journaling Prompts and Scripture Verses Schedule a free consult discovery call with Robyn. You, Me, and Anxiety Teen Edition You, Me, and Anxiety Parent Edition

Warning this episode is NSFW and you might want to sit down for this one! Is dirty talk part of your love making repertoire? Dirty talk is defined as talking explicitly about sex with your partner. These explicit words run the gamut and can either be a major turn ON or turn OFF. Join our hosts today as they not only give us a list of dirty words to use during sex but discuss how to artfully bring up this HOT topic with your love. This is an area that you want to approach thoughtfully. Moving too fast has the potential to ruin the fun that dirty talk could bring to your sex life. Here are some great questions to ask if you want to test the waters in this arena: "How do you want to talk about our sex?" "Is there a specific name or language you want me to use about your body parts, our moves during lovemaking?" "What ways can we create comfort and also turn up the heat?" Find out how your partner wants to hear it and learn what it does or doesn't do for them. Getting to know your partner better is always a good thing! Keep it hot y'all! Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

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(Episode #325) Something is breaking in today's world, and you can feel it. The old systems are cracking, but the new world hasn't fully arrived. In this episode, I sit down with spiritual teacher, activist, and bestselling author Marianne Williamson for a conversation that bridges inner awakening and outer action. We explore why love is not passive, why consciousness must translate into participation, and why this moment in history requires grown-up spiritual courage.From media suppression and moral clarity to midlife awakening and intuitive leadership, this episode invites you to rise. You'll walk away with a renewed sense of agency, a deeper understanding of your role in this evolutionary moment, and practical spiritual grounding for navigating uncertain times with strength and grace.In this episode, we're talking about: (00:00) When spirituality and politics intersect(14:41) Media manipulation and voter perception(22:10) From cocoon to butterfly: moving into action(26:35) Moving beyond learned helplessness(30:56) The power of sisterhood and mutual support(34:08) The midlife awakening many women are experiencing(42:58) Finding guidance in the quiet mindStay in touch with Marianne Williamson: https://marianne.com/https://instagram.com/mariannewilliamsonhttps://www.tiktok.com/@marwilliamsonofficialhttps://youtube.com/@mariannewilliamsoncommunityhttps://www.transformarticles.com/Take my FREE quiz! What's your intuitive style? Discover your unique intuitive gifts with my free quiz:http://zoeygreco.com/quizDon't miss the next pajama party! http://www.zoeygreco.com Meet me in the studio. Watch this full episode and see all the magic unfold on YouTube: https://youtu.be/DemY2_HVScEDid you love this episode? The Higher Self Hotline Team lovingly asks for your support! We'd be eternally grateful if you'd rate, review, and subscribe! We want to make sure you never miss a dose of divine guidance.If this conversation resonated with you, we hope you share it with someone you think would connect with the message. Stay connected with us and your higher self! Follow Zoey on socials. Connect with Zoey here: Instagram: @thezoeygrecoTikTok: @thezoeygrecoWebsite: ZoeyGreco.comAudio Editing by:Mike Sims | echovalleyaudio.comContact: echovalleyaudio@gmail.com

Cyndi Ramirez-Fulton is the Founder and CEO of Chillhouse, a cult wellness destination that evolved into a category-defining, design-led nail care brand.But the version of Cyndi you see today is not how this story begins. It begins with dropping out of college twice, working nightlife to stay financially stable, starting over in her mid-twenties with unpaid internships, and quietly questioning whether she was actually “good” at anything.When she opened Chillhouse, it wasn't instant success. It was long hours, tight margins, staffing challenges, seasonality, expansion risks, and the constant pressure of making payroll. She had to learn how to raise money, survive volatility, and pivot when the original business model was not scalable. The breakthrough came when she listened to her customers and launched salon-quality press-on nails, a move that completely transformed the trajectory of the company.In this episode, Cyndi shares what it really takes to rebuild confidence when you feel behind. We talk about the unglamorous realities of running a service-based business, why shiny opportunities can become expensive distractions, how motherhood reshaped the way she leads, and what shifted when Chillhouse entered a new chapter through its acquisition by KISS Beauty Group.If you have ever questioned your path or wondered whether you are capable of building something bigger than you imagined, this conversation is for you.In this episode, we'll talk to Cyndi about:* Why becoming obsessed is what makes you “good” at something. [01:50]* Growing up around small business hustle — but craving financial stability. [03:41]* Rejecting the traditional 9–5 and carving her own path. [08:14]* Starting over at 25 and taking an unpaid internship to rebuild. [10:57]* Blogging before influencing was mainstream and monetizing early. [15:07]* The desire to build something physical and the birth of Chillhouse. [17:43]* Why the original business model had to evolve. [22:37]* Raising money for the flagship store. [27:49]* Challenging moments Cyndi experienced in the business. [28:31]* The hard lesson of expansion and chasing shiny opportunities. [32:33]* Letting customer behavior guide the pivot to nail care. [34:45]* Testing products before discovering the breakout opportunity. [36:57]* Launching press-ons and creating instant brand recognition. [40:14]* From viral growth to legacy credibility: why today's virality starts with product performance. [44:27]* Motherhood, infrastructure, and building real support systems. [47:14]* Why exiting her business wasn't the goal, but the right partnership changed everything. [54:07]* Moving from survival mode to structured, strategic growth. [56:46]This episode is brought to you by beeya: * Learn more about beeya's seed cycling bundle at https://beeyawellness.com/free to find out how to tackle hormonal imbalances. * Get $10 off your order by using promo code BEHINDHEREMPIRE10Follow Yasmin: * Instagram: https://www.instagram.com/yasminknouri/* Stay updated & subscribe to our newsletter: https://www.behindherempire.com/Follow Cyndi: * Instagram: https://www.instagram.com/cyndiramirez/* Instagram: https://www.instagram.com/chillhouse/* Website: https://chillhouse.com/ Hosted on Acast. See acast.com/privacy for more information.

Eric introduces Podhouse, a strategic initiative described as a mobile content creation war room designed to amplify industry events. Moving beyond traditional podcasting, this project utilizes remote studio hubs to capture deep, authentic conversations that typically occur off-camera during trade shows and conferences. By documenting these interactions in long-form and short-form media, the creators aim to build a lasting digital legacy for contractors, brands, and innovators. The movement focuses on networking and authority positioning, transforming fleeting event moments into year-round marketing momentum. Ultimately, Podhouse serves as an off-hours epicenter where industry leaders collaborate to elevate the visibility of blue-collar businesses across the country. Key Takeaways: Immediately document your insights and lessons learned from major events to ensure they become long-term assets rather than forgotten notes in a drawer. Seek out "off-hours" opportunities for deep, meaningful conversations that go beyond the surface-level networking found on a trade show floor. Collaborate with peers and industry leaders to create an "amplification engine" that increases visibility and authority for everyone involved. Develop a strategic content plan that turns temporary, high-energy moments into lasting stories that resonate with your audience all year round. Actively engage with your professional community by showing up to events, supporting others, and sharing your unique perspective to help elevate the entire industry.

In this episode, I address key person risk for founders and CEOs, highlighting the importance of not having the business hinge on a single leader. I discuss strategies for creating robust systems and empowering teams to reduce vulnerabilities and enhance business value for investors. As a CEO coach, I emphasize transitioning to a team-driven culture that fosters stability and effective communication. I provide actionable insights to help leaders build sustainable growth that persists beyond their involvement. Episode Highlights & Time Stamps 0:09 Introduction to Key Person Risk 1:38 Understanding Your Value in Business 4:06 Transitioning from Work to People Focus 4:55 The Importance of Team-Driven Leadership 5:59 Exploring Solutions to Key Person Risk 6:40 Conclusion and Next Steps The Hidden Threat to Business Value: Key Person Risk If the success of a company depends heavily on one individual — often the founder or CEO — the business becomes less valuable to investors or buyers. A company that cannot operate smoothly without its leader signals higher risk, which typically leads to lower valuation multiples. Gene challenges leaders to ask themselves a tough question: If you're the most valuable person in your company, how valuable is the company itself? Moving from Doer to Leader Reducing key person risk requires a shift in leadership identity. Instead of being the primary driver of sales, marketing, or operations, CEOs must transition from task-focused work to people-focused leadership. This shift can be uncomfortable. Founders often feel they can do things faster or better themselves, which keeps them stuck in daily execution. But long-term growth depends on developing decision-makers across the organization. Gene describes this transition as crossing a "leadership ravine" — moving from hands-on contributor to strategic leader who builds systems, confidence, and problem-solving capacity in others. Building a Company That Runs Without You A business becomes more valuable when it is team-driven rather than founder-dependent. Investors and buyers look for: Strong leadership at multiple levels Clear communication and alignment systems Accountability structures Empowered employees who make decisions Processes that continue generating customers and results without the CEO's involvement When these elements are in place, the company can operate smoothly even if the founder steps away — dramatically increasing scalability and valuation potential.

NFL Combine takeaways, Aaron Jones out of Minnesota Get 400+ premium podcasts by signing up at www.UTHDynasty.com as a General Manager PLUS subscriber. Also, get access to exclusive shows and deep data dive content from Chad Parsons (and a VIP Chat with the best dynasty owners on the planet) by signing up as an All-Pro at www.Patreon.com/UTH. Thanks for listening, and keep building those dynasties! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Recorded 2026-03-02 03:05:22

Anthony Lee joins the Free Outside Podcast for a deep, honest conversation that starts in Vancouver, Washington (not Canada) and runs all the way to Boulder, Colorado, and 30 completed 100-milers.Anthony opens up about growing up sedentary, finding fitness through family, and the non-linear reality of turning your life around. We talk about bad decisions, real consequences, therapy, and the support system that helped him rebuild. Then we shift into what he does best, racing hard mountain ultras like Ouray 100 and Hurt 100, and why he keeps choosing the toughest courses.We also get into travel, his engagement story in Japan (yes, the ring lived in a fanny pack for two weeks), sponsorship, and how it actually happens, plus what Anthony would fix in trail running right now, from social media noise to making the sport more welcoming and more diverse.Topics we cover-Growing up in Vancouver, Washington and finding running later than most-Setbacks, consequences, and the role of therapy and family support-Moving to Colorado after winning High Lonesome 100-Why Anthony loves 100 milers (and why his race schedule is “chaotic”)-Favorite races, Yurei 100, Hurt 100, and what makes them special-The mental checklist for surviving low points in ultras-Engagement in Japan and traveling outside of race season-Diversity in trail running, barriers to entry, and representation-Sponsorship, persistence, and building a career as an athlete-What's next, Golden Ticket races, Western States, Hardrock, and maybe BarkleyFollow Anthony online: https://www.instagram.com/anthonyclee94Support our Sponsors: Sawyer: https://sawyerdirect.net/Janji (code: Freeoutside): https://snp.link/a0bfb726CS Coffee: CSinstant.coffeeGarage Grown Gear: https://snp.link/db1ba8abChapters00:00 From Vancouver to Boulder: A Journey Begins08:50 Finding Fitness: The Shift from Sedentary to Active14:06 Overcoming Challenges: The Road to Trail Running20:37 Love and Support: The Engagement Story24:05 Racing Passion: The Ultra Running Experience29:53 Exploring the Challenge of Ultra Races34:02 Mental Strategies for Endurance Racing35:06 The State of Trail Running: Community and Inclusivity38:17 Diversity in Trail Running: Progress and Challenges42:24 Personal Experiences and Representation in Running47:13 Future Goals and Aspirations in Running50:11 The Journey to Sponsorship in Running55:23 How Running Transformed My Life57:41 Community and Support in RunningSubscribe to Substack: http://freeoutside.substack.comSupport this content on patreon: HTTP://patreon.com/freeoutsideBuy my book "Free Outside" on Amazon: https://amzn.to/39LpoSFEmail me to buy a signed copy of my book, "Free Outside" at jeff@freeoutside.comWatch the movie about setting the record on the Colorado Trail: https://tubitv.com/movies/100019916/free-outsideWebsite: www.Freeoutside.comInstagram: thefreeoutsidefacebook: www.facebook.com/freeoutside#Trailrunning #Runningnews #Outdoors #Outdooradventure

On this episode of Black Girls Evolve Podcast, I speak about how I'll be moving in silence in this season. I also speak about how we weren't put onto this earth to work and die so live a little! Tap-In

ResourcesApply for 1:1 Business MentorshipGet the book Radical Self-HonouringRepurpose Ai: Streamline your content creation and repurpose effortlessly with ⁠Repurpose Ai⁠.Later Content Scheduling: Simplify your social media strategy with ⁠Later⁠.Flodesk: Elevate your email marketing with Flodesk – get 50% off your first year using ⁠this link⁠.Other Resources:Submit a question to be featured on the podcast and receive live coaching! Send a voice note or fill out the⁠ question form⁠.Where To Find Us:Instagram:⁠ @sigma.wmn⁠TikTok:⁠ @sigma.wmn⁠Newsletter:⁠ Subscribe here⁠Threads:⁠ @sigma.wmn⁠Over the past few years, after working with more than 530 women business owners in coaching, clear patterns have emerged. Different industries. Different personalities. Different stages of growth. Yet the same underlying themes continue to surface again and again.In this episode, I break down the most common patterns that hold women back from aligned business growth, sustainable success, and deeper self-trust. From black and white thinking to self-abandonment through comparison, these behaviours subtly sabotage confidence, clarity, and revenue.If you've ever felt stuck, resentful, burnt out, or secretly envious of someone else's success, this conversation will help you understand what that really reveals about your alignment. We explore how radical self-honouring, boundary setting, and using envy as data can transform your business and move you into your most abundant era.Tune in to hear:How black and white thinking quietly sabotages creativity, growth, and aligned business decisions.Why fitting in, following trends, or masking your true self disconnects you from your most magnetic positioning.How comparison, envy, and jealousy can become powerful tools for clarity and expansion instead of self-sabotage.And how radical self-honouring shifts everything.Find the Complete Show Notes Here → ⁠https://sigmawmn.com/podcast⁠In This Episode, You'll Learn:Why trying to belong at the expense of being yourself keeps your business small and misaligned.How self-abandonment shows up through people-pleasing, comparison, and avoidance stories.The difference between unhealthy comparison and healthy envy, and how to use it strategically.How radical self-honouring creates confidence, boundaries, clarity, and long-term aligned business growth.Themes & Time Stamps:0:00 Introduction: Pattern Recognition in Business Coaching.0:45 Why Pattern Recognition Matters and 500+ Client Insights.2:27 Pattern #1: Black and White Thinking in Business Growth.5:50 Authenticity vs Fitting In: Belonging at the Expense of Being.7:27 Pattern #2: Self-Abandonment Through Comparison and People Pleasing.8:27 Pattern #3: Avoidance Stories and Not Following Through.9:29 Using Envy as a Strategic Signal for Expansion.11:06 Moving from Comparison to Radical Self-Honouring.

Newly appointed Judge Kristine Burk's investiture ceremony became unexpectedly tender when her 19-year-old son Tyler took the podium. Moving beyond the usual formal speeches, Tyler crafted an acrostic poem for "JUDGE" that revealed the everyday magic of his mom - from her unshakeable belief in second chances, to her instinct for helping strangers in need, to the joyful warmth she radiates to everyone around her. (Previously aired) To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Pete Correale joins the pod to talk the old days at The Cellar, Moving to upstate NY, and a crazy story about writing for Kevin James's sitcom. Get the EXTRA YKWD, Watch LIVE and UNEDITED AT https://www.patreon.com/robertkelly LIVE FROM THE SHED AND MORE ON PATREON DUDE!!! https://twitter.com/robertkelly https://twitter.com/YKWDpodcast http://instagram.com/ykwdudepodcast https://www.facebook.com/YkwdPodcast/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Jenny Wen leads design for Claude at Anthropic. Prior to this, she was Director of Design at Figma, where she led the teams behind FigJam and Slides. Before that, she was a designer at Dropbox, Square, and Shopify.—We discuss:1. Why the classic discovery → mock → iterate design process is becoming obsolete2. What a day in the life of a designer at Anthropic looks like, including her AI tool stack3. Whether AI will eventually surpass humans in taste and judgment4. Why Jenny left a director role at Figma to return to IC work at Anthropic5. The three archetypes Jenny is hiring for now6. Why chatbot interfaces may be more durable than most people expect—Brought to you by:Mercury—Radically different banking: https://mercury.com/?utm_source=lennys&utm_medium=sponsored_newsletter&utm_campaign=26q1_brand_campaignOrkes—The enterprise platform for reliable applications and agentic workflows: https://www.orkes.io/Omni—AI analytics your customers can trust: https://omni.co/lenny—Episode transcript: https://www.lennysnewsletter.com/p/the-design-process-is-dead—Archive of all Lenny's Podcast transcripts: https://www.dropbox.com/scl/fo/yxi4s2w998p1gvtpu4193/AMdNPR8AOw0lMklwtnC0TrQ?rlkey=j06x0nipoti519e0xgm23zsn9&st=ahz0fj11&dl=0—Where to find Jenny Wen:• X: https://x.com/jenny_wen• LinkedIn: https://www.linkedin.com/in/jennywen• Substack: https://jennywen.substack.com• Website: https://jennywen.ca—Where to find Lenny:• Newsletter: https://www.lennysnewsletter.com• X: https://twitter.com/lennysan• LinkedIn: https://www.linkedin.com/in/lennyrachitsky/—In this episode, we cover:(00:00) Introduction to Jenny Wen(04:23) Why the traditional design process is dead(06:33) The two new types of design work(10:00) How widespread this shift will be(13:00) Day-to-day life as a designer at Anthropic(18:45) Jenny's AI stack(20:03) Why Figma still matters for exploration(22:25) Advice for working with engineers(24:19) How to maintain craft, quality, and trust in the AI era(27:35) Will AI ever have “taste”?(31:38) The future of chatbot interfaces(35:33) Moving from director back to IC(41:00) The 10-day build of Claude Cowork(46:06) Hiring: the three archetypes(50:44) Advice for new and senior designers(54:42) The value of “low leverage” tasks for managers(57:52) Why the best teams roast each other(01:01:45) The legibility framework(01:07:22) Lightning round and final thoughts—Referenced:• Figma: https://www.figma.com• Anthropic: https://www.anthropic.com• v0: https://v0.app• Navigating a Design Career with Jenny Wen | Figma at Waterloo: https://www.youtube.com/watch?v=OHcBPMh2ivk• Claude Cowork: https://claude.com/product/cowork• Use Claude Code in VS Code: https://code.claude.com/docs/en/vs-code• Claude Code in Slack: https://code.claude.com/docs/en/slack• Lex Fridman's website: https://lexfridman.com• Head of Claude Code: What happens after coding is solved | Boris Cherny: https://www.lennysnewsletter.com/p/head-of-claude-code-what-happens• OpenClaw: https://openclaw.ai• OpenAI's CPO on how AI changes must-have skills, moats, coding, startup playbooks, more | Kevin Weil (CPO at OpenAI, ex-Instagram, Twitter): https://www.lennysnewsletter.com/p/kevin-weil-open-ai• Marc Andreessen: The real AI boom hasn't even started yet: https://www.lennysnewsletter.com/p/marc-andreessen-the-real-ai-boom• Socratica: https://www.socratica.info• Anthropic's CPO on what comes next | Mike Krieger (co-founder of Instagram): https://www.lennysnewsletter.com/p/anthropics-cpo-heres-what-comes-next• Radical Candor: From theory to practice with author Kim Scott: https://www.lennysnewsletter.com/p/radical-candor-from-theory-to-practice• Evan Tana's ‘legibility matrix' on X: https://x.com/evantana/status/1927404374252269667• How to spot a top 1% startup early: https://www.lennysnewsletter.com/p/how-to-spot-a-top-1-startup-early• Palantir: https://www.palantir.com• Stripe: https://stripe.com• Linear: https://linear.app• Notion: https://www.notion.com• Julie Zhuo's website: https://www.juliezhuo.com• Sentimental Value: https://www.imdb.com/title/tt27714581• The Pitt on Prime Video: https://www.amazon.com/The-Pitt-Season-1/dp/B0DNRR8QWD• Noah Wyle: https://en.wikipedia.org/wiki/Noah_Wyle• ER on Prime Video: https://www.amazon.com/gp/video/detail/B0FWZSDYRP• Retro: https://retro.app• Granola: https://www.granola.ai—Recommended books:• Radical Candor: Be a Kick-Ass Boss Without Losing Your Humanity: https://www.amazon.com/Radical-Candor-Kick-Ass-Without-Humanity/dp/1250103509• The Power Broker: Robert Moses and the Fall of New York: https://www.amazon.com/Power-Broker-Robert-Moses-Fall/dp/0394480767• Insomniac City: New York, Oliver Sacks, and Me: https://www.amazon.com/Insomniac-City-New-York-Oliver/dp/162040494X—Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email podcast@lennyrachitsky.com.—Lenny may be an investor in the companies discussed. To hear more, visit www.lennysnewsletter.com

Chris Spangle, Harry and Reinhold talk about when news breaks fast, like the U.S. bombing Iran, forcing them to toss their planned topics and react in real time. From there, they talk about news fatigue and attention whiplash, including how major developments can disappear from the public conversation and how hard it is to verify what is real online. They compare national coverage to alternative sources, argue that trust is shifting toward local outlets and in-person relationships, and share why many people feel overwhelmed trying to fact-check everything. The middle of the show turns to technology, including surveillance tools, license plate readers and the broader feeling of living inside a modern panopticon. They debate AI from two angles, one seeing a disorienting shift in online life, the other arguing hype and limits, then connect it to the flood of low-quality content and what it is doing to creativity and culture. In the final stretch, they walk through Iran and the nuclear deal basics, the long-running push for regime change, and how alliances and credibility shape U.S. influence abroad. They close with a sharp argument about war powers, constitutional limits and whether courts and Congress can still function as guardrails, followed by a practical reminder to build real community close to home. 0:00 Cold open and what the episode is about 1:15 Milestones, behind-the-scenes talk, and why they record the way they do 5:05 The day's big breaking-news pivot 10:20 Information overload, attention whiplash, and tuning out 12:40 Trust, verification, and why people don't believe what they see 17:35 The future of life online and why it feels disorienting 22:05 Privacy, surveillance, and how tracking is changing everyday life 26:15 AI anxiety vs AI reality and what people get wrong 29:20 The internet's content quality problem and “AI slop” 31:30 Creativity, culture, and why modern media feels derivative 38:25 Where AI actually helps and the copyright debate 39:50 Middle East context and how big-power politics shapes events 46:50 Diplomacy vs hard power and the nuclear-enrichment conversation 56:20 Trade, alliances, and U.S. credibility abroad 1:01:05 Executive power, constitutional limits, and accountability 1:02:30 Courts, enforcement, and institutional stress tests 1:08:20 What happens next: economy, community, and staying grounded 1:26:10 Closing thoughts and sign-off Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it really mean to be led by the Spirit? In this message, Pastor Aaron reminds us that the Holy Spirit isn't just a source of power, He's a Person we're called to follow. He may not reveal every detail about your future, but He will always show you the next faithful step. And ultimately, His goal isn't to make much of us, it's to make much of Jesus. Thank you for enjoying this life changing message from Radiant Church. We pray this moves you closer to Christ and encourages you. For more life changing resources, visit us at www.weareradiant.com. Subscribe to our channel: https://youtube.com/weareradiantchurch To give online: https://weareradiant.com/give/ View the sermon notes for this message here: https://notes.subsplash.com/fill-in/view?page=rkipOGcubl Spanish translation messages are available on our Radiant Church Español YouTube channel. Visit https://weareradiant.com/espanol to watch and subscribe. Moving people towards Christ, Community and Calling. This is the vision of Radiant Church, led by Pastor Aaron Burke and based in Tampa Bay, FL. —— Stay Connected Website: https://weareradiant.com Radiant Church Facebook: https://www.facebook.com/weareradiant/ Radiant Church Instagram: http://instagram.com/weareradiant/

Recorded 2026-03-01 23:01:29

Recorded 2026-03-01 22:00:11

Recorded 2026-03-01 14:08:52

Recorded 2026-03-01 03:41:37

Have you ever wondered what truly happens during Holy Communion and why it matters so deeply? In this episode, we are joined by John Bombaro to explore the profound theological significance of the Eucharist, its roots in the ancient Catholic tradition, and how a renewed understanding can transform our worship and faith life.00:00 - Introduction to the significance of the Eucharist in Lutheran faith01:23 - The personal journey of John Bombaro from Catholic roots to confessional Lutheranism03:05 - Why the Lord's Supper is often the center of doctrinal differences09:00 - Christology as the foundation of sacramentology vs. Christ-centeredness11:53 - The importance of continuity with Catholic and Orthodox sacramental traditions14:31 - The theological basis for the real presence and sacramental union23:00 - The importance of liturgical integrity and the threat of liturgical drift27:56 - The role of uniformity, tradition, and church authority in Lutheran worship34:31 - Restoring reverence, decorum, and beauty in the Lutheran mass42:48 - The significance of the priesthood, dignity, and proper liturgical practices50:46 - The spiritual warfare and enchantment of the Holy Communion66:34 - Moving beyond “kindergarten Christianity” toward deep sacramental understanding74:49 - The necessity of catechesis and lifelong education in Confessional Lutheran doctrine81:17 - Biblical and early church evidence for liturgy and sacrament practice90:33 - Luther's liturgical reforms as a return to tradition, not innovation96:32 - Christian freedom and the discipline of reverent worship97:37 - The call to recover lost reverence and the legacy of confessional practiceHear John on Issues, Etc - https://issuesetc.org/guest/john-bombaro/John's Book Recommendations: Kent A. Heimbigner, In the Stead of Christ: The Relationship of the Celebration of the Lord's Supper to the Office of Holy Ministry (Repristination Press, 1997).Alexander Schmemann, The Eucharist: Sacrament of the Kingdom (St. Vladimir's Seminary Press, 1987).David Fagerberg, Consecrating the World: On Mundane Liturgical Theology (Angelico Press, 2016).David Fagerberg, The Liturgical Cosmos: The World Through the Lens of the Liturgy (Emmaus Academic, 2023).R. Alan Streett, Subversive Meals: An Analysis of the Lord's Supper under Roman Domination during the First Century (Pickwick Publications, 2013).Scott Hahn, The Fourth Cup: Unveiling the Mystery of the Last Supper and the Cross (Image, 2018).James F. White, Sacraments as God's Self Giving (Abingdon Press, 1983)Gird Up Links:Website - https://www.girdupministries.com/Instagram - https://www.instagram.com/girdup_podcast/YouTube - https://youtube.com/@girdupministries4911?si=bJQOUakikV4aUbc9

Send us a message!Growth in short-term rentals often gets framed as a numbers game. More properties, more markets, more tech, and more scale.But what if growth isn't about doing more but choosing better?In this 1st of the Month Bonus episode, Alex & Annie sit down with Carly Traub, Co-Founder and CEO of Lazy Sunday Rentals, to talk about what it really looks like to build a business intentionally in a fast-moving, information-heavy industry.Carly launched her company in 2022 alongside her husband, starting with a single property and quickly scaling to a growing portfolio. Like many operators, she said yes to everything early on. Over time, she realized that not all growth is aligned growth.This conversation explores the shift from reactive expansion to thoughtful refinement.Episode Chapters:04:53 Moving from channel-dependent to brand-driven06:15 Why saying “yes” to everything works at first and why it eventually doesn't07:15 Maximizing your existing tech stack before adding more tools6:26 Evaluating return on time, not just return on money18:23 Building a direct booking strategy that reflects your identity27:58 How to define the kind of guest experience you actually want to deliver31:59 Why smaller operators need a seat at the DMO table41:26 The realities of operating in a “hot” investment market45:29 Unrealistic investor expectations and the myth of easy remote hostingIf you're building in a crowded market and want growth that fits your vision, this episode will help you pause, refocus, and move forward with intention.Connect with Carly:LinkedIn: https://www.linkedin.com/in/carly-traub-6a402325/ Website: https://lazysundayrentals.com/ ✨ Exclusive Offer to Alex & Annie Listeners:Streamline your short-term rental operations with Hostfully.Mention the Alex & Annie Podcast when you sign up and get free onboarding ($1000 value).

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In this episode, Trisha sits down with Rick to talk about how communication really works inside organizations. They move beyond announcements and memos to look at communication as an ongoing cultural process that shapes trust, clarity, and effectiveness. Together, they explore how messages change as they move through layers of leadership, why first-line supervisors matter so much, and what makes listening across teams challenging, especially in times of change. Throughout the conversation, they return to a simple idea: communication gets better when leaders pay as much attention to what they are hearing as to what they are saying.   Rick Rarick is a leadership coach and former Human Resources and Management Development executive with Levi Strauss, the Coca-Cola Company, Fiserv, and Invesco. During his professional career, Rick was responsible for helping his organizations define their vision and purpose, develop talent pipelines, and create cultures where people were committed to their work and each other. His work with clients is grounded in coaching the whole person: including the mental, emotional, and spiritual self. His approach to leadership is about taking initiative, defining a vision, and helping those around you be successful.   Conversation Overview Communication as Culture, Not an Event Continuous Flow vs. Big Announcements The Critical Role of Supervisors and Context Listening and Feedback Communication Across Levels and Silos Leadership Self-Awareness and Assumptions   Resourses Rick Rarick at The Leader's Journey The Leader's Journey Blog https://www.youtube.com/@theleadersjourney

Recorded 2026-02-28 00:33:04

Recorded 2026-02-28 17:41:20

Recorded 2026-02-28 16:46:04

Big change can be exciting—and completely destabilizing, especially for autistic and ADHD adults who thrive with clarity, predictability, and nervous-system safety. In this episode of Adulting With Autism, host April sits down with Jennie Lee, a trusted personal coach to creatives, CEOs, military officers, teachers, therapists, and more. Jennie bridges spiritual self-development with physical self-expression, offering pragmatic tools for inner alignment and conscious, strategic change. Jennie is the author of Spark Change, a highly practical book built around transformational questions you can use in real time—whether you're stuck in indecision, rebuilding after burnout, unmasking, changing careers, or redefining relationships. She's also the author of True Yoga: Practicing with the Yoga Sutras for Happiness & Spiritual Fulfillment and Breathing Love: Meditation in Action, and she's a multi–award-winning author including the Nautilus Book Award. In this episode, we explore: Why the right questions create real change (not just "thinking about it") Turning insight into action during transitions and identity shifts Inner alignment: spiritual development that stays grounded in daily life Using reflection without getting trapped in overthinking Spark Change: 12 themes, 9 questions each—how to use it as a daily prompt or conversation starter Moving beyond self-imposed limitations and expanding creative self-expression About Jennie Lee: Jennie has been teaching and coaching in the spiritual/personal development space for nearly three decades. She's known for being fun, highly engaging, and spontaneous—while still delivering practical tools that actually help people implement change.

In this episode of Creating Richer Lives, Karl Eggerss uses a Jaws-style analogy to explain today's market—calm on the surface, but full of powerful forces moving underneath. While the major indexes appear to be treading water, real shifts are happening below the surface as money rotates between sectors amid changing interest rates, AI disruption, and geopolitical uncertainty. Karl breaks down how to separate real trends from noise and why resisting emotional, headline-driven decisions is critical. The takeaway: in a market like this, diversification, discipline, and strategy keep you from getting pulled under.   Show Topics Calm Surface, Hidden Risks Market Rotation Beneath Headlines Separating Noise From Trends AI Disruption And Valuations Discipline Over Emotional Investing

‘Small Prophets' has quietly taken the world by storm. A whimsy, magical and gentle show providing a tonic to modern life. Its creator, Mackenzie Crook, could arguably described in a similar way. Born in Sutton-on-hone a village near Dartford in 1971, his creative brilliance was evident to friends early on but instead of drama school he started work at Pizza Hut. Moving to London in his early twenties he shared a flat where dry rot led to the stairs collapsing. But his luck began to change when he took his stand up comedy routine to Edinburgh. He caught the eye of comedian Bob Mortimer and shortly after was cast as Gareth in ‘The Office' the oddball Territorial Army reservist with one of the worst haircuts on television. Crook went on to star in quirky independent and blockbuster Hollywood films alike, but aged forty he decided he wanted to write his own material and move behind the camera to direct. His first offering was the critically acclaimed series ‘The Detectorists'. So who is the man behind the magic? Production team: Presenter: Becky Milligan Producers: Annabel Deas, Tom Gillett and Katie Solleveld Production Coordinators: Maria Ogundele and Gemma Ashman Sound: Neil Churchill Editor: Justine LangArchive: BBC Television Treasure Trove Productions Blue House Productions Crooksite

Starting off in FOLLOW UP, we've got a tax economist who actually made money betting against the "efficiency" of Elon's budget-slashing fever dreams, while Tesla is busy trying to dodge a $243 million jury verdict for an Autopilot-assisted fatality. Not content with being legally liable, Tesla is also suing the California DMV because they're offended someone called their "Autopilot" and "Full Self-Driving" marketing deceptive—ironic, since Jack Dorsey just "proactively" halved the staff at Block to make room for more AI slop. Speaking of which, Goldman Sachs is here to remind us that all this AI spending added a grand total of zero to the US GDP last year, mostly because we're just exporting all that cash to overseas chip makers while 80% of execs admit the tech hasn't actually done anything for productivity yet.Moving into IN THE NEWS, Sam Altman had the audacity to compare ChatGPT's energy-sucking habits to the 20-year evolution of a human, though the internet wasn't exactly buying the "my bot is just like a baby" defense. Anthropic actually stood its ground against the Pentagon's demand for killer robots and mass surveillance, so naturally, the military just signed a deal to put Elon's Grok in their classified systems instead—because what could go wrong with an "edgy" LLM in the war room? Meanwhile, cities are dumping AI surveillance contracts as citizens start a literal "smash-the-snitch-box" campaign against Flock's license plate readers, Google's AI is busy inserting racial slurs into news alerts, and the White House is apparently harboring a staffer moonlighting as a racist "masterpiece" creator on X. We've also got Reddit being slapped with a $20 million fine in the UK for being lazy with age checks, while Discord and Apple scramble to build verification tools that hopefully won't leak your entire identity to a hacker in Belarus.In MEDIA CANDY, the Paramount-Skydance merger is leaving the industry in a cold sweat of "synergy" layoffs, but at least we're getting more Game of Thrones spinoffs and Star Trek reboots to rot our brains. Face/Off 2 lost its director, Ryan Coogler is taking on The X-Files, and Google wants to use AI to turn music into generic "lo-fi" background noise for the masses.Over in APPS & DOODADS, OpenAI is planning a 2027 smart speaker that literally watches you through a camera—because you definitely wanted a $300 Sam Altman-shaped eye in your kitchen—while the Dark Sky creators are back with "Acme Weather" for the low price of $25 a year.We wrap up THE DARK SIDE WITH DAVE with a deep dive into "Under Pressure" and Coruscant's urban sprawl, leaving us to reminisce about the days when KPT Bryce was the pinnacle of tech—back when "generative art" was just a fractal that took six hours to render.Sponsors:DeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.SquareSpace - go to squarespace.com/GRUMPY for a free trial. And when you're ready to launch, use code GRUMPY to save 10% off your first purchase of a website or domain.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/735Watch on YouTube: https://youtu.be/jdz--v3eeU4FOLLOW UPGuy Bets Entire Life Savings Against Elon Musk, WinsTesla sues California DMV after it banned the term 'Autopilot'Jack Dorsey just halved the size of Block's employee base — and he says your company is nextIN THE NEWSSam Altman: Know What Else Used a Lot of Energy? Human CivilizationStatement from Dario Amodei on our discussions with the Department of WarAnthropic Tells Pete Hegseth to Take a HikeCities Are Shredding Their AI Surveillance Contracts en MasseKalshi Suspended a California Politician and a YouTuber for Insider TradingDiscord delays age verification to address user concernsApple introduces age verification for apps in Utah, Louisiana and AustraliaMEDIA CANDYAs Paramount Skydance wins the battle for Warner Bros. as Netflix ends its bid, here's the mood inside all three companies.A Knight of the Seven KingdomsStar Trek: Starfleet AcademyThe Night Agent Season 3'Face/Off 2' Director Adam Wingard is Now/GoneRyan Coogler's X-Files reboot gets the green light at HuluMortal Kombat II | Official Trailer IIGoogle's AI Slop Machine Is Coming for Your MusicDropping Names... and other things with Jonathan Frakes and Brent SpinerOnce We Were SpacemenAPPS & DOODADSOpenAI will reportedly release an AI-powered smart speaker in 2027Instagram Will Notify Parents When Teens Use Search Terms Related to SuicideThe creators of Dark Sky have a new weather appThis App Warns You if Someone Is Wearing Smart Glasses NearbyTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingStrong Songs - S08E02 - "Under Pressure" by Queen and David BowieThe Problem with Coruscant (Planet Cities Explained)Reminds me of KPT Fractal ExplorerKPT Bryce 1.0 with John Dvorak and Kai KrauseSingle-Biome PlanetKPT Shapes by Dave BittnerBald Mr Clean mascot "retired"My childhood disappointment with scrubbing bubbles.CLOSING SHOUT-OUTSActor Robert Carradine Dies At Age 71See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this solo episode, I share what's coming in March inside the Dad Edge Alliance, including a full breakdown of how we're helping dads move from authoritarian parenting to grounded leadership and collaboration. I also announce The Men's Forge live event, the next Roommates to Soulmates cohort, and highlight an incredible 1st Phorm transformation story from inside our community.   If you've been feeling the drift — in your parenting, your marriage, your energy, or your leadership — this episode is your reset.     Timeline Summary [0:00] Who this episode is for — dads stuck in power struggles or marriage drift [4:19] Why holding kids accountable feels harder than asking them to do something [5:51] Moving from authoritarian parenting to grounded leadership [7:06] Mastering regulation before correction [8:16] Building accountability without authoritarian energy [9:59] The Men's Forge live event announcement [13:22] Guest speaker lineup including G.S. Youngblood [15:03] F3 Nation President Frank "Dark Helmet" Schwarze joining the event [17:01] Dad Edge 1st Phorm Dad of the Month transformation [18:53] Roommates to Soulmates course update and preview call details     Five Key Takeaways: Authoritarian parenting creates compliance — but often erodes trust. Regulation before correction is a leadership skill every dad needs. Collaboration builds accountability far better than control. Intimacy fades when emotional leadership is missing at home. Transformation accelerates in community, not isolation.     Links & Resources Roommates to Soulmates: https://thedadedge.com/soulmates The Men's Forge Live Event: https://themensforge.com Micro Factor Pack: https://1stphorm.com/products/micro-factor/?a_aid=dadedge Phormula-1 + Ignition (Post Workout Stack): https://1stphorm.com/products/post-workout-stack/?a_aid=dadedge Collagen with Dermaval: https://1stphorm.com/products/collagen-with-dermaval/?a_aid=dadedge Protein Beef Sticks: https://1stphorm.com/products/protein-sticks?a_aid=dadedge&a_bid=970de3cd Episode Shownotes: http://thedadedge.com/1445     Closing Remark If you're tired of the battles at home, the roommate vibe in your marriage, or feeling worn down physically and emotionally — don't wait for crisis.   Take action.   Join us. Step in. Lead differently.   From my heart to yours — go out and live legendary.

Fast Track! Mason and Ireland look at the odds for the World Baseball Classic! More Fast Track! What can you bet on these days? The crew circle back to the Lakers and their current losing streak. Game of Games, plus Supercross Talk! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Amber and Ashley are talking moving on by looking back. The gals get their journals out to examine where they came from and where they're going. No more romanticizing the past! We're romanticizing the future on this week's episode of The Brighter Side! Subscribe to SiriusXM Podcasts+ to listen to new episodes of The Brighter Side ad-free.Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your sexual health is a crucial but often overlooked and under-discussed aspect of your overall health and well-being. So we invited Dr. Cammy Benton and her husband, Kyle, onto the pod to discuss their expertise and experience in helping themselves and others unlock the secret to deepening intimacy, reigniting desire, and transforming their sexual relationship—without shame, stress, or confusion. Dr. Cammy Benton shares powerful insights from her research and personal journey, revealing how understanding your body, love languages, and natural rhythms can elevate your sex life at any age. Most couples hit a wall long-term, thinking sex should just happen automatically, but the truth is, it takes intentionality, mastery, but a lot less pressure than you might think. Whether you're battling low libido, mismatched energies, or the cultural shame surrounding sexuality, you are not alone, and this episode is designed to connect you to the information, resources, and people who can help.Timestamps:00:00 - Welcome and introduction to Dr. Cammy Benton and her background and her husband, Kyle Hall02:02 - The significance of safe spaces and authentic love in sexual health05:15 - The influence of toxic humility and societal conditioning on self-love08:05 - Balancing masculine and feminine energies in relationships10:35 - The importance of polarity for sexual attraction and health12:05 - Addressing low libido and hormonal changes in women13:40 - Tips for reinvigorating desire through intimacy routines and date nights15:40 - The role of flirtation and playful affection in relationships17:00 - Scheduling intimacy—myth and practicality20:30 - Creating a sexual sanctuary at home for better connection22:00 - Understanding and honoring different love languages and sexual blueprints25:00 - The impact of cultural and religious shame on sexual expression30:23 - The significance of understanding men's and women's unique sexual needs34:43 - Approaching conversations about sex with honesty and safety38:00 - The divine purpose of the sexual body and creation energy41:25 - Maintaining pleasure and curiosity over long-term marriages44:00 - Moving beyond trauma and victimhood to empowerment in sexual health48:47 - The value of intentionality, play, and fun in intimacy55:40 - Exploring dance and creative expression to unleash sexuality58:00 - The importance of modeling healthy sexuality for future generationsResources & Links:www.BentonIntegrative.comCome As You Are by Emily NagoskiCome Together by Emily NagoskiThe Erotic Blueprint

In this episode of Run the Riot, David sits down with Ryane Broussard, a driven runner, mom of four, and woman of faith who chased one goal for nearly two decades: qualifying for the Boston Marathon. But Ryane's path wasn't a straight line. After a sudden back injury left her unable to feel or control her left leg, doctors told her she'd need to find a new hobby and stop running. Ryane refused to accept that as the final word. What followed was years of rehab, identity rebuilding, and learning what perseverance really looks like—until she finally put it all together on race day and earned her Boston qualifier. This conversation is packed with practical lessons for any ultrarunner (or anyone training for marathons, ultrarunning, or ultra racing) who's faced setbacks, self-doubt, or the weight of a long-term goal. What You'll Hear in This Episode: Ryane's start in sports (including lacrosse) and how competition shaped her mindset Moving from Texas to South Louisiana and finding a running community The back injury that changed everything (and the hard season that followed) Doctors said “no more running”—how Ryane approached recovery anyway Identity shifts: when running becomes who you are (and how to reset it) The Boston qualifier chase: flu, self-sabotage, vomiting at mile 19, and trying again The power of words, self-talk, and what you “partner with” mentally Why community matters: pacers, training partners, and people who believe with you How she fits training into real life: faith, marriage, kids, work, then running Key Moments Starting point: sports background + love of achievement Back injury + surgery: the moment everything changed Rehab reality: relearning basic movement and rebuilding confidence The Boston goal: 30 marathons, setbacks, and alignment on race day The win: qualifying—and keeping it in the right place Practical Takeaways for Runners Race-day alignment matters: sleep, health, weather, and fueling can make or break the day Mindset is trainable: negative self-talk can sabotage fitness you've already earned Fueling is personal: don't introduce “new” habits (like NSAIDs) without understanding the cost Build a support system: a coach, a pacer, and training partners can carry you when your brain gets loud Keep running in its place: what you do isn't who you are—especially when setbacks hit Races Mentioned in the Episode Louisiana Summer Nights 50K/ultra effort Zydeco Marathon Stennis Marathon Boston Marathon qualifying standards shift

send us a text via Fan Mail!In this first episode we focus on nurturing and loving relationships with our children. With very practical wisdom, Dr. Deborah helps us to care, connect and lead our children with grace.  1:12 - Dr. Deborah's work 3:53 - I need to know what to do with this child! 5:04 - Email from a mom : concerns about 4.5 year old  12:02 - When parenting feels like a nightmare // always tip toeing 14:50 - How can parents take the lead better? 18:14 - What do I do with a temper tantrum? 19:14 - If you're stuck  26:13 - Staying in the moment with your child // caring 29:04 - Adapting our language to attachment 33:55 - Curiosity to connection and care 37:20 - Simple strategies to connect and build relationships Dr. Deborah MacNamara (Website) As an Amazon Associate I earn from qualifying purchases.Rest, Play, Grow: Making Sense of Preschoolers (Or Anyone Who Acts Like One) by Dr. Deborah MacNamaraNourished: Connection, Food and Caring for Our Kids (And Everyone Else We Love) by Dr. Deborah MacNamaraHold On to Your Kids: Why Parents Need to Matter More Than Peers by Dr. Gordon Neufeld, Dr. Gabor MateMore podcast episodes featuring Dr. MacNamara: Rest, Play, Grow: Interview with Dr. Deborah MacNamara Nourished: an interview with Deborah MacNamara on her new book Contact On Instagram at @make.joy.normal By email at makejoynormal@gmail.com Search podcast episodes by topic www.bonnielandry.ca Shop my recommended resources Thanks for listening to Make Joy Normal Podcast!

Recorded 2026-02-27 20:06:39

Recorded 2026-02-27 17:11:08