Podcasts about Determine

(Group Learning Program) - Frequently Asked Questions and How to Determine If You Are EnlightenedIn this Podcast, David will share some of the most frequently asked questions by Students of Gotama Buddha's Teachings providing detailed answers to help you deepen your understanding and practice of these Teachings. He will also share with you how to determine you have attained Enlightenment.——-Daily Wisdom - Walking The Path with The BuddhaDedicated to the education of Gotama Buddha's Teachings to attain Enlightenment.https://www.BuddhaDailyWisdom.com(See our website for online learning, courses, and retreats.)Group Learning Program - LIVE Interactive Online Classes, Book, Audiobook, Videos, Podcast and Personal Guidancehttps://mailchi.mp/f958c59262eb/buddhadailywisdomThe Words of The Buddha - Pali Canon in English Study Grouphttps://mailchi.mp/6bb4fdf2b6e0/palicanonstudyprogramFREE Book - Developing a Life Practice: The Path That Leads to Enlightenmenthttps://www.buddhadailywisdom.com/freebuddhabooksFacebook: https://www.facebook.com/groups/DailyWisdom999YouTube: https://www.youtube.com/@DailyWisdom999Podcast: https://creators.spotify.com/pod/profile/buddhadailywisdom/Support our efforts to share The Teachings of Gotama Buddha with you and worldwide for all people using this link.https://www.buddhadailywisdom.com/supportbuddha#buddhism #learnbuddhism #enlightenment #dhamma #dharma #buddha #meditation #meditationretreat #meditationcourse

Welcome back to another episode of School Counseling Simplified. Happy December. Today we are doing a throwback to one of my favorite episodes, all about how to design a small group curriculum that actually works. In this episode, we are getting into the meat and potatoes of small group curriculum. My goal is to make the process simple, realistic, and easy to implement so you can confidently design groups that support your students and meet your counseling goals. When it comes to small group curriculum, you are likely doing one of two things. You may be using activities or curriculum that you have already purchased, such as hard copy books provided by your school or resources from Teachers Pay Teachers. Or you may be creating your own curriculum from scratch because one has not been provided for you. No matter which route you choose, there are six steps you can follow to design a small group curriculum that works. Identify your topic Start by identifying your small group topic using referral data or student needs. For example, you may notice a need for a self control group. Outline your weeks with ASCA aligned objectives Determine the length of your group, typically six to eight weeks. Choose one clear objective for each week. Align each objective with an ASCA mindset and behavior that matches your goal. Once this is complete, type out your weekly outline so you have a clear plan to follow. Select your icebreakers Icebreakers are especially important during the first session to help students feel comfortable and connected. Choose simple activities that build rapport and introduce the group structure. Select your activities Activities are the core of each session. Look closely at your weekly objective and choose an activity that directly supports that skill or concept. This ensures your sessions stay focused and intentional. Select a reflection piece Reflection is a powerful part of student learning. Journals work especially well for small groups. Even five minutes of reflection can help students process what they learned and apply it outside of the session. Create your self assessment Data collection is essential for tailoring your sessions and tracking student progress. Create a self assessment that is based on your weekly objectives so you can measure growth throughout the group. This framework helps you stay organized, intentional, and data driven while creating small groups that truly support your students.   Resources Mentioned: Join IMPACT Group Bundle Group Cheat Sheet ASCA Mindset and behaviors Connect with Rachel: TpT Store Blog Instagram Facebook Page Facebook Group Pinterest Youtube   More About School Counseling Simplified: School Counseling Simplified is a podcast offering easy to implement strategies for busy school counselors. The host, Rachel Davis from Bright Futures Counseling, shares tips and tricks she has learned from her years of experience as a school counselor both in the US and at an international school in Costa Rica. You can listen to School Counseling Simplified on Apple Podcasts, Spotify, Google Podcasts, and more!  

Welcome back to another episode of the Female EmPOWERed Podcast! I'm your host, Christa Gurka, and today we're tackling one of the most critical aspects of running a profitable boutique fitness or wellness business—pricing, pay rates, and expenses. If you've ever wondered how to structure your pricing for long-term financial health, this episode is for you.We'll break down industry statistics on average revenue and profit margins, and I'll walk you through how to calculate your break-even point so you can confidently price your services. I'll also share real-world examples of how aligning pricing with pay rates and expenses can ensure a sustainable, thriving business. Plus, I'll discuss why working with industry-experienced coaches can be a game-changer when it comes to financial strategy.Key TakeawaysPricing isn't just about competitors. Setting rates based solely on what others charge can lead to unsustainable margins.Know your break-even point. Understanding your minimum revenue requirement helps you price for profit, not just survival.A 15% profit margin is the goal. This ensures financial health and allows you to reinvest in growth.Align your pricing, pay rates, and expenses. Every dollar matters—ensuring balance between these factors is key to profitability.Expert guidance can make all the difference. An experienced coach in the boutique fitness and wellness industry can help fine-tune your numbers for success.By understanding and optimizing your financials, you'll be in a position to run a profitable, sustainable business that supports both your team and your growth. If you found this episode helpful, don't forget to subscribe, leave a review, and share it with a fellow business owner who needs this insight. Until next time—keep empowering yourself and your business.

2025 has been a year of significant highs and lows, a bittersweet time marked by personal loss but also tremendous growth in our community of listeners and clients. As we wrap up the year, I wanted to take a moment to reflect and, more importantly, to give back by answering the most pressing questions on your minds. In this episode, I'm tackling the top 10 most asked financial questions I received in 2025 from both clients and listeners. From the future solvency of Social Security and the reality of rising inflation to the specifics of Bitcoin and long-term care, we are covering the topics that directly impact your retirement confidence. I also share a special thank you gift to you my listeners: a significant discount on my Retirement Readiness Review course to help you kickstart your 2026 planning. Whether you are wondering if you should pay off your mortgage or how to find a truly objective financial advisor, this episode provides the clear, direct answers you need to navigate your financial future.  You will want to hear this episode if you are interested in... [00:00] Will Social Security be there for you when I retire? [06:04] How to handle rising inflation in retirement. [12:34] Should you be investing in Bitcoin in 2026? [17:37] The pros and cons of paying off your mortgage early. [21:51] Getting your children started with investing and saving. [26:01] Protecting your investments during a market downturn.  Social Security Solvency: Should You Worry? One of the biggest fears retirees face is the potential expiration of Social Security. The most recent trustees' report projects that benefits can be paid at 100% until roughly 2033. If no changes are made by then, benefits could be reduced by approximately 20%. However, history suggests that Congress will act to prevent such a drastic cut, especially given how heavily the average American relies on this income. We also saw recent changes with the "Social Security Fairness Act" passed just before President Biden left office, which restored benefits for many teachers and state employees previously affected by reductions. While this adds strain to the system, it highlights the political will to support retirees. Inflation and Investment Strategy Inflation has been a persistent concern since the post-COVID stimulus era. For retirees on a fixed income, combating this is difficult because pensions and Social Security cost-of-living adjustments are automatic and out of your control. The single best hedge against inflation is your investment portfolio. Historically, stocks are the only asset class that has significantly outpaced inflation over time. While this comes with volatility, maintaining an exposure to equities (often 50–70% for many retirees) is often necessary to ensure your purchasing power lasts as long as you do. The "Retirement Number" Formula Forget the arbitrary goal of saving "$1 million" or "$2 million." Retirement planning is about paycheck replacement. To find your number: Calculate Expenses: Determine your monthly spending needs in retirement. Subtract Fixed Income: Deduct your expected Social Security and pension income from that expense number. Determine the Gap: The remaining amount must come from your portfolio (401k, IRA, brokerage). Apply the Withdrawal Rate: Using a conservative 4% withdrawal rate, determine if your savings can cover that gap. Don't forget to account for taxes! You can use online calculators or work with a CPA to estimate your after-tax income. Specific Asset Questions: Bitcoin and Mortgages Bitcoin: Despite its popularity, Bitcoin remains a highly speculative asset. In 2025, while the stock market saw gains of 15-18%, Bitcoin was down significantly, highlighting its volatility. For most retirees, the risks outweigh the benefits when a standard diversified portfolio can already meet your income needs. Mortgage Payoff: Emotional peace of mind often conflicts with financial math. If you have a low interest rate (e.g., 3%), rushing to pay off that "cheap money" rarely makes sense when you could earn 5% or more on your investments. Furthermore, taking a large lump sum from an IRA to pay off a house could trigger a massive tax bill and even IRMAA surcharges on your Medicare premiums. Tax Planning: Roth Conversions and New Legislation With the passing of the "One Big Beautiful Tax Act" in 2025, we have new opportunities for tax planning. Roth Conversions: If you expect your future tax rate to be higher than your current rate, converting traditional IRA funds to Roth can save you money long-term. New Deductions: The new legislation allows for a higher SALT (State and Local Tax) deduction cap of $40,000 until 2030, which is a huge benefit for those in high-tax states like Connecticut. This might create a unique window over the next few years to perform conversions more tax-efficiently. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Fidelity Investments Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

LIVE SEASON 3 BEGINS 02/15/26!----HOW TO HAVE ETERNAL LIFE : https://www.youtube.com/watch?v=vX6NdGnm_vASUBSCRIBE https://www.youtube.com/c/biblelineLIKE https://www.facebook.com/biblelineminCOMMENT ask us a question!SHARE with all your friends and familyHave a Bible question? The questions@biblelineministries.org email address is not longer in use, but you can:- Explore Pastor Jesse's full teaching library: https://www.youtube.com/@BibleLine/playlists- Watch a clear gospel presentation: https://www.youtube.com/watch?v=vX6NdGnm_vA- Ask your question live on air during our YouTube call-in show:https://www.youtube.com/playlist?list=PLElaVGv3oAZ6Y9q4uV9TOX5PMEYimFXqgSupport Bibleline - https://www.calvaryoftampa.org/donate/Bibleline is a ministry of Calvary Community Church in Tampa, Florida and is hosted by Pastor Jesse Martinez.LIKE THIS? CHECK THESE GUYS OUT:@Northlandchurchstc@YankeeArnoldMinistries@focusevangelisticministriesinc@TheKeesBoerMinistryChannel@FishersWithFaithMinistries@QuentinRoad@NorthsideChurchAthens@C4CApologetics@OnoDiamante#bibleline #salvation #lifestyle #sinful #obedience #obey #truth #real #spirit #flesh #works #work #faith #saved #life #grace #mercy #gospel

Discover what truly defines the most common interpretation behind full meaning of being a witch. Determine exactly how people tend to associate witches with certain well known familiar images. Learn just how old “witchcraft” itself is. Explore the notion into witchcraft being connected to societies that believed in both black and white magic. Figure out exactly what constituted a devil's mark. Learn if pricking someone could be used as an effective tool behind determining whether they really were a witch. Determine if the Virginia Court's went about ordering examinations for devil's or witch's marks. Get an in depth analysis into the role familiar refers to in dealing with witchcraft. Agree if it's fair to say that most people in the Virginia Colony firmly believed witches could fly. Learn how flight or flying got widely mentioned during Salem, Massachusetts, Witch Trials. Discover how many people believed that witches were to have gone as far as riding horses including other farm animals for flight. Learn how it was possible for those to believe that a witch required ointments in order to fly. Get an in depth analysis behind one custom which never made it to the Virginia Colony, but yet holds true relevancy. Discover the utmost commonly held belief which many colonial Virginian's held regarding weather and its connection with witchcraft. Learn how one woman met a tragic fate in the year 1654 involving witchcraft while onboard a ship en route to Virginia. Get a basic understanding behind weather witching or weather magic and if it existed in the Virginia Colony. Hosted on Acast. See acast.com/privacy for more information.

LEAVE A REVIEW if you liked this episode!!Let's Connect On Social Media!youtube.com/anthonyvicinotwitter.com/anthonyvicinoinstagram.com/theanthonyvicinohttps://anthonyvicino.comJoin an exclusive community of peak performers at Beyond the Apex University learning how to build a business, invest in real estate, and develop hyperfocus.www.beyondtheapex.com

Welcome to The Blathering LIVE on The Napzok Network. Part ramble, part rant, part joy, part anger -- but all done in the fashion of an old school radio show with segments and live listener calls. The on-air sign goes on, and the show goes from there. The live episodes are recorded on Ken's YouTube, Twitch, and Facebook channels.Get Ken's Comedy Album⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN MY DAY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Purchase Ken's book ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Why We Love Stars: The Great Moments That Built A Galaxy Far, Far Away.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoy ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Moonagers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kennapzok.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

The TML Risk Pool has seen far too many accidents and injuries in and around roadways. The Pool's goal is to provide tools to help Members avoid them, and we've developed a program to do just that. R.O.A.D. Ready (The acronym stands for Recognize the Hazards; Observe People, Processes, and Equipment; Assess the Risk Level; and Determine the Safest Course of Action) is a Risk Pool program designed to save lives, prevent injuries, and protect property by raising member awareness of dangers on and near roadways, and each January is designated as R.O.A.D. Ready month.  The program recently received national attention through publication in the June 2025 edition of Professional Safety, the American Society of Safety Professionals' flagship monthly journal, which covers the latest safety management and injury prevention trends. The article, written by Risk Pool Safety and Loss Control Consultants Kolby Burkhart and Manny Trejo, is titled “Improving Roadways Safety: A Practical Framework to Protect Frontline Workers.” Check out the article here and listen to this episode to hear Kolby and Manny discuss ways to keep your city R.O.A.D. Ready! The Pool extends special recognition to the following R.O.A.D. Ready month participating Members: the Lower Valley Water District and the Cities of Anthony, Mont Belvieu, Beeville, Liberty Hill, Port Neches, Nederland, Rockport, Ingleside, Portland, Jasper, Livingston, Frisco, Schertz, and Fredericksburg. FURTHER INFORMATION:R.O.A.D. Ready Web PageFind Your Safety and Loss Control ConsultantSafety @ Your Fingertips Sign UpProfessional Safety Article2024-2025 Year in Review T.I.P.S. SheetTexas Police Chiefs Association VINCIBLE Training Programlawenforcementoutreach@tmlirp.orgJanuary R.O.A.D. Ready Risk Pool Trainings:January 6 Frisco Trenching and Excavation Awareness (1:00 p.m. - 3:00 p.m.) January 13 LVWD/Clint Loading and Transporting of Equipment (8:30 a.m. - 11:30 a.m.) Field Operations Safety (1:30 p.m. - 3:30 p.m.) January 13 & 27 Schertz Safe Police Vehicle Operations (8:30 a.m. - 11:30 a.m., 1:00 p.m. - 4:00 p.m.) January 14 Anthony Trenching and Excavation Awareness (8:00 a.m. - 10:00 a.m.) Work Zone Safety (10:15 a.m. - 12:15 p.m.) Field Operations Safety (1:30 p.m. - 3:30 p.m.) January 20-21 Fredericksburg Safe Police Vehicle Operations (1:30 p.m. - 4:30 p.m., 8:30 a.m. - 11:30 a.m.

God has a unique calling for your life. But let's be honest, are you really prepared for it? It's time to prepare for what's next. In this episode of The Leader's Cut, Preston challenges you to end the dangerous repetition of blind ignorance and enter a season of honest preparation. We'll break down the 4 critical stages of assessment that separate those who finish strong from those who never walk into their true assignment. You will learn how to: Conquer ignorance through self-awareness: The fastest way to lose yourself is to not know yourself. Learn how pride sets the lowest ceiling for your life, and how to replace it with a true,  self evaluation. Wrestle with what is wanted: Are you living IN ambition or ON assignment? We discuss how to be brutally honest about your own desires and ensure God's  plan trumps your preferences and dreams. Determine obstacles in advance: Everyone counts the cost of a building, but few count the cost of their character. We'll unpack how unhealed wounds, undiscovered weaknesses, and unseen worldliness could set up to rob your next anointing. Put a plan in place: Discover the systematic steps necessary to finish the race God set before you. This isn't about being perfect; it's about being prepared. If you're ready to stop the guessing game and start running the race with purpose, this episode is your crucial mid-course correction.    

Hey, Notre Dame!  Listen-up, Vandy fans.  You, too, BYU! How about getting behind today’s idea which would have placed your favorite large division (FBS) college football team into a new 24-team College Football Playoff system? The latest and greatest 12-team College Football Playoff format began last year in the 2024 football season.  The howling has continued about which teams make the 12-team field and which teams don’t. Last year, it was Alabama’s fans crying about being left out.  A few weeks ago, it was Notre Dame’s fans and administrators yelling the loudest about being left out of the 12-team field. Why don’t we hear similar complaints coming schools in the smaller division FCS? The FCS (comprised of 129 teams) has a smoothly-working playoff system which includes its top 24 teams. That’s right!  They begin with twice as many playoff teams as the major college FBS group (which had 136 teams this season). This year’s FCS playoffs began with eight first-round games played on the Saturday following Thanksgiving. After the first three rounds of elimination games, the two FCS semifinal games will be played this coming Saturday.  Surprising Illinois State visits Villanova and Montana State will host intrastate rival Montana. The FCS title game will be played on Monday, January 5, 2026 at 6:30PM CST in Nashville, Tennessee on ESPN. Contrast that with the FBS and its cantankerous 12-team College Football Playoff system The larger schools haven’t even played one first round playoff game yet. Friday night will have Alabama traveling to play Oklahoma (a rematch from November 15 in Tuscaloosa won by OU 23-21).  Three more opening round games will be played this Saturday. One of Saturday’s games features yet another rematch as Tulane visits Ole Miss for the second time this year. The larger schools’ College Football Playoffs will not crown a champion until Monday, January 19, 2026! Think about this. If #1 seed Indiana should reach the championship game, the Hoosiers’ spring semester would have been underway for a full week prior to the championship game involving last fall semester’s athlete/students. That is absurd! It is a consequence when major college football conferences and universities become hooked on television money.  The networks now dictate how, where, and when their games are played. How many total games are played in the FCS playoffs vs. the major College Football Playoffs? From start to finish, the small college FCS playoffs include 24 teams. The top eight seeds receive a first round bye.  The remaining 16 teams play eight first round games to trim the field to 16.  Another eight games are played in the second round, four in the quarterfinals, two in the semifinals, and finally the national championship. That makes a total of 23 playoff opportunities for television.  The FCS winner and runner-up may end-up playing five post-season games by January 5. Meanwhile, the 12-team major College Football Playoffs have 12 teams playing “4+4+2+1” for a total of 11 games.  The winner and runner-up will play no less than three but as many as four post-season games ending on January 19. Would anyone really care if we lost the major conference championship games? To emulate the small college playoff system, the major college (FBS) current 12-game regular season would not provide for an extra week to play those made-for-TV conference championship games. Eliminating conference championship games would end the complaining from the losers of those title games. For example, look at the SEC. Why should 11-1 Ole Miss and 11-1 Texas A&M receive a week to heal-up at home after “losing” the SEC’s four-team tiebreaker for first place?  Were 11-1 Georgia and 10-2 Alabama privileged – or penalized – by participating in the SEC Conference Championship earlier this month? This season, there were nine different conference championship games being played on the weekend of Saturday, December 6. The television partners carrying those conference title games (primarily Disney’s ESPN/ABC group) can fight over who will carry our new format’s eight first-round match-ups. Raise your hand if you would really miss losing six bowl games under this new 24-team plan! Adding the 12 additional playoff teams would eliminate six annual bowl games.  Before grabbing your box of Kleenex, please remember that 26 bowl games still remain for the 52 remaining teams which finish with at least a 6-6 record. ESPN’s massive bowl-a-rama of post-season games would receive an overdue trim.  The television ratings for any first round playoff game will easily eclipse Tuesday night’s “Salute to the Military” Bowl (won 17-13 by Jacksonville State over Troy). Who would be playing in a 24-team major College Football Playoff scenario? Let’s utilize the current FCS (small college) selection and its playoff format.  I will also use the major College Football Playoff rankings to determine this year’s 24-team playoff field. Part 1 – Select the nine conference champions and 15 at-large teams based on the CFP rankings Nine conference champions – The following nine teams receive an automatic bid: American – CFP #20 Tulane (11-2) Atlantic Coast (ACC) – unranked Duke (8-5) Big 12 – Texas Tech CFP #4 (12-1) Big Ten – Indiana CFP #1 (13-0) Conference USA – unranked Kennesaw State (10-3) Mid-American – unranked Western Michigan (9-4) Mountain West – unranked Boise State (9-4) Southeastern (SEC) – Georgia CFP #3 (12-1) Sunbelt – CFP #24 James Madison (12-1) 15 At-large teams – These participants are selected from the CFP’s highest ranked remaining teams. They would have been: #2 Ohio State (12-1) – Big Ten #5 Oregon (11-1) – Big Ten #6 Ole Miss (11-1) – SEC #7 Texas A&M (11-1) – SEC #8 Oklahoma (10-2) – SEC #9 Alabama (9-3) – SEC #10 Miami (FL) (10-2) – ACC #11 Notre Dame (10-2) – Independent #12 BYU (11-2) – Big 12 #13 Texas (9-3) – SEC #14 Vanderbilt (10-2) – SEC #15 Utah (10-2) – Big 12 #16 USC (9-3) – Big Ten #17 Arizona (9-3) – Big 12 #18 Michigan (9-3) – Big Ten Part 2 – Determine the top eight overall seeds by utilizing the CFP Final rankings These teams would receive a “bye” in Round 1 and host a playoff game on their campus during Round 2 the following weekend. #1 – Indiana (13-0) #2 – Ohio State (12-1) #3 – Georgia (12-1) #4 – Texas Tech (12-1) #5 – Oregon (11-1) #6 – Ole Miss (11-1) #7 – Texas A&M (11-1) #8 – Oklahoma (12-1) Part 3 – The next eight seeds (#9-16) will host a first round playoff game on their campus This year’s first round home games would go to: #9 Alabama (9-3) #10 Miami (FL) (10-2) #11 Notre Dame (10-2) #12 BYU (11-2) #13 Texas (9-3) #14 Vanderbilt (10-2) #15 Utah (10-2) #16 USC (9-3) Part 4 – The final eight teams in the playoff field do not receive a seeding Those final eight teams (according to the College Football Playoff rankings) would be: Arizona, Michigan, Tulane, James Madison, Duke, Kennesaw State, Western Michigan, and Boise State. Like the FCS small college playoffs, first round match-ups would be based on geographic proximity and the avoidance of conference rematches from the regular season. Let’s do a little first round matchmaking.  Grab your ancient Rand McNally maps and let’s go! #9 Alabama vs. Kennesaw State (202 miles) #10 Miami (FL) vs. James Madison (1,026 miles) #11 Notre Dame vs. Western Michigan (85 miles) #12 BYU vs. Boise State (390 miles) #13 Texas vs. Tulane (534 miles) #14 Vanderbilt vs. Duke (527 miles) #15 Utah vs. Michigan (1,621 miles) #16 USC vs. Arizona (491 miles) Part 5 – The eight first round winners hit the road in Round 2 to play at Seeds #1 – 8 in the second round. Since this is the first game for the top seeded teams, match-ups would consider geographic proximity and the avoidance of replaying a conference opponent. Part 6 – The highest seeded teams would continue to host games during the quarterfinals. At this point, the top seeds will simply host any unseeded teams or any remaining team with the highest seed number (for example, #1 vs. an unranked team or #16 or #15, etc.). Rematches between two regular season opponents are permitted at this point. Part 7 – The semifinal round will be played on New Year’s Day The “Final Four” would play a semifinal game at two of the former “big” New Year’s Day bowl game sites (Cotton, Rose, Sugar, and Orange). Part 8 – The national championship game would be played one week later and rotated at one of the former “big” New Year’s Day bowl sites (not being utilized in the semifinal round) Let’s summarize these changes if major college football should adopt the small college FCS 24-team playoff concept: No more conference championship games As a result, no more squabbling about the losing teams in conference title games 12 additional playoff teams More home playoff games Generating more television interest Six fewer lower-tier bowl games What are we waiting for? The post The FBS should utilize the FCS 24-team playoff model! appeared first on SwampSwamiSports.com.

Support #Millennial! The holiday season is here and so is our best offer at https://Patreon.com/millennial! Sign up for an annual membership and receive 20% off your subscription, guaranteeing perks through 2026!⁠⁠⁠ Visit our merch store: ⁠⁠https://shop.millennialshow.com⁠⁠ Follow the show in your favorite podcast app and leave us a review! We're kicking off our final episode of the year by revisiting our 2025 predictions to see who deserves bragging rights (and who needs to quietly log off). We also make some 2026 predictions, and can't wait to see how wrong Laura is this time a year from now! Then we're getting reflective with a deep dive into personal values, resolutions, and themes for 2026, inspired by Brené Brown's framework of choosing just two core values to guide your life. We unpack why clarity around values helps reduce shame, strengthens boundaries, and makes hard decisions easier, especially when life gets loud or uncomfortable. We get into how we plan to live these values in 2026, from setting firmer boundaries and protecting work-life balance to journaling, changing family dynamics, and choosing alignment over comfort. And we've got your final 2025 recommendations locked and loaded: Santa Fe Style Salad with Chicken - Fresh Retail, Private Label, Foodservice (Andrew), giving the gift of time with you to a loved one this holiday season (Laura), and Softymo deep cleansing oil (Pam).  And in this week's installment of After Dark, we go deeper into our values and share some recent life events and realizations that have helped firm up our values and our boundaries. 2026 will be the year of boundaries, self-advocacy, equity, and having absolutely zero patience for bullshit as we get older. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get an in depth analysis behind what comes to our mind when learning about the year 1607. Learn how objectives on paper look great, but yet lose their luster when an endless list of bad karma began to play out for 104 English Colonists. Determine if it's fair to say that there were different groups of people based upon societal class ranks who came over to the New World in 1607. Get introduced to Captain John Smith and how his leadership brought order amongst people of different classes, but yet fell apart after his leaving the Virginia Colony. Discover just how bad the Virginia Colony's situation had become during the winter of 1609-1610 including what many settlers resorted to doing which could be characterized as unimaginable, but yet tragically happened. Go behind the scenes and get acquainted with Sir Thomas Dale including his leadership skills during period from 1611-1619. Learn about a monumental moment in the Virginia Colony which occurred on July 30,1619. Discover the surprise in store for our next Podcast Book Topic Series Discussion including whether it's about Jamestown Settlement or something else considered prevalent throughout Britain's 13 North American Colonies during colonial times. Hosted on Acast. See acast.com/privacy for more information.

How do I navigate the rent determination process for Section 8 applicants in Chicagoland? ============= Connect with Mark and Tom: StraightUpChicagoInvestor.com Guest: Mark Ainley, Straight Up Chicago Investor Podcast Email the Show: StraightUpChicagoInvestor@gmail.com Properties for Sale on the North Side?  We want to buy them. Email: StraightUpChicagoInvestor@gmail.com Have a vacancy? We can place your next tenant and give you back 30-40 hours of your time. Learn more: GCRealtyInc.com/tenant-placement Has Property Mgmt become an opportunity cost for you? Let us lower your risk and give you your time back to grow. Learn more: GCRealtyinc.com ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2025.

Osteomyelitis in children is common enough to miss and serious enough to matter. In this episode of PEM Currents, we review a practical, evidence-based approach to pediatric acute hematogenous osteomyelitis, focusing on diagnostic strategy, imaging decisions including FAST MRI, and modern antibiotic management. Topics include age-based microbiology, empiric and pathogen-directed antibiotic selection with dosing, criteria for early transition to oral therapy, and indications for orthopedic and infectious diseases consultation. Special considerations such as MRSA, Kingella kingae, daycare clustering, and shortened treatment durations are discussed with an emphasis on safe, high-value care. Learning Objectives After listening to this episode, learners will be able to: Identify the key clinical, laboratory, and imaging findings that support the diagnosis of acute hematogenous osteomyelitis in children, including indications for FAST MRI and contrast-enhanced MRI. Select and dose appropriate empiric and pathogen-directed antibiotic regimens for pediatric osteomyelitis based on patient age, illness severity, and local MRSA prevalence, and determine when early transition to oral therapy is appropriate. Determine when consultation with orthopedics and infectious diseases is indicated, and recognize clinical features that warrant prolonged therapy or more conservative management. References Woods CR, Bradley JS, Chatterjee A, et al. Clinical practice guideline by the Pediatric Infectious Diseases Society and the Infectious Diseases Society of America: 2021 guideline on diagnosis and management of acute hematogenous osteomyelitis in pediatrics. J Pediatric Infect Dis Soc. 2021;10(8):801-844. doi:10.1093/jpids/piab027 Woods CR, Bradley JS, Chatterjee A, et al. Clinical practice guideline by the Pediatric Infectious Diseases Society and the Infectious Diseases Society of America: 2023 guideline on diagnosis and management of acute bacterial arthritis in pediatrics. J Pediatric Infect Dis Soc. 2024;13(1):1-59. doi:10.1093/jpids/piad089 Stephan AM, Platt S, Levine DA, et al. A novel risk score to guide the evaluation of acute hematogenous osteomyelitis in children. Pediatrics. 2024;153(1):e2023063153. doi:10.1542/peds.2023-063153 Alhinai Z, Elahi M, Park S, et al. Prediction of adverse outcomes in pediatric acute hematogenous osteomyelitis. Clin Infect Dis. 2020;71(9):e454-e464. doi:10.1093/cid/ciaa211 Burns JD, Upasani VV, Bastrom TP, et al. Age and C-reactive protein associated with improved tissue pathogen identification in children with blood culture-negative osteomyelitis: results from the CORTICES multicenter database. J Pediatr Orthop. 2023;43(8):e603-e607. doi:10.1097/BPO.0000000000002448 Peltola H, Pääkkönen M. Acute osteomyelitis in children. N Engl J Med. 2014;370(4):352-360. doi:10.1056/NEJMra1213956 Transcript This transcript was provided via use of the Descript AI application Welcome to PEM Currents, the Pediatric Emergency Medicine Podcast. As always, I'm your host, Brad Sobolewski, and today we're covering osteomyelitis in children. We're going to talk about diagnosis and imaging, and then spend most of our time where practice variation still exists: antibiotic selection, dosing, duration, and the evidence supporting early transition to oral therapy. We'll also talk about when to involve orthopedics, infectious diseases, and whether daycare outbreaks of osteomyelitis are actually a thing. So what do I mean by pediatric osteomyelitis? In children, osteomyelitis is most commonly acute hematogenous osteomyelitis. That means bacteria seed the bone via the bloodstream. The metaphysis of long bones is particularly vulnerable due to vascular anatomy that favors bacterial deposition. Age matters. In neonates, transphyseal vessels allow infection to cross into joints, increasing the risk of concomitant septic arthritis. In older children, those vessels involute, and infection tends to remain metaphyseal and confined to bone rather than spreading into the joint. For children three months of age and older, empiric therapy must primarily cover Staphylococcus aureus, which remains the dominant pathogen. Other common organisms include group A streptococcus and Streptococcus pneumoniae. In children six to 36 months of age, especially those in daycare, Kingella kingae is an important and often underrecognized pathogen. Kingella infections are typically milder, may present with lower inflammatory markers, and frequently yield negative routine cultures. Kingella is usually susceptible to beta-lactams like cefazolin, but is consistently resistant to vancomycin and often resistant to clindamycin and antistaphylococcal penicillins. This has direct implications for empiric antibiotic selection. Common clinical features of osteomyelitis include fever, localized bone pain, refusal to bear weight, and pain with movement of an adjacent joint. Fever may be absent early, particularly with less virulent organisms like Kingella. A normal white blood cell count does not exclude osteomyelitis. Only about one-third of children present with leukocytosis. CRP and ESR are generally more useful, particularly CRP for monitoring response to therapy. No single CRP cutoff reliably diagnoses or excludes osteomyelitis in children. While CRP is elevated in most cases of acute hematogenous osteomyelitis, the Pediatric Infectious Diseases Society and the Infectious Diseases Society of America note that high-quality data defining diagnostic thresholds are limited. A CRP above 20 milligrams per liter is commonly used to support clinical suspicion, with pooled sensitivity estimates around 80 to 85 percent, but no definitive value mandates the diagnosis. Lower values do not exclude disease, particularly in young children, as CRP is normal in up to 40 percent of Kingella kingae infections. CRP values tend to be higher in Staphylococcus aureus infections, especially MRSA, and higher levels are associated with complications such as abscess, bacteremia, and thrombosis, though specific cutoffs are not absolute. In summary, CRP is most useful for monitoring treatment response. It typically peaks two to four days after therapy initiation and declines rapidly with effective treatment, with a 50 percent reduction within four days seen in the majority of uncomplicated cases. Blood cultures should be obtained in all children with suspected osteomyelitis, ideally before starting antibiotics when feasible. In children, blood cultures alone can sometimes identify the pathogen. Plain radiographs are still recommended early, not because they're sensitive for acute osteomyelitis, but because they help exclude fracture, malignancy, or foreign body and establish a baseline. MRI with and without contrast is the preferred advanced imaging modality. MRI confirms the diagnosis, defines the extent of disease, and identifies complications such as subperiosteal abscess, physeal involvement, and concomitant septic arthritis. MRI findings can also guide the need for surgical consultation. Many pediatric centers now use FAST MRI protocols for suspected osteomyelitis, particularly from the emergency department. FAST MRI uses a limited sequence set, typically fluid-sensitive sequences like STIR or T2 with fat suppression, without contrast. These studies significantly reduce scan time, often avoid the need for sedation, and retain high sensitivity for bone marrow edema and soft tissue inflammation. FAST MRI is particularly useful when the clinical question is binary: is there osteomyelitis or not? It's most appropriate in stable children without high concern for abscess, multifocal disease, or surgical complications. If FAST MRI is positive, a full contrast-enhanced MRI may still be needed to delineate abscesses, growth plate involvement, or adjacent septic arthritis. If FAST MRI is negative but clinical suspicion remains high, further imaging may still be necessary. The Pediatric Infectious Diseases Society and the Infectious Diseases Society of America recommend empiric antibiotic selection based on regional MRSA prevalence, patient age, and illness severity, with definitive therapy guided by culture results and susceptibilities. Empiric therapy should never be delayed in an ill-appearing or septic child. In well-appearing, stable children, antibiotics may be briefly delayed to obtain imaging or tissue sampling, but this requires close inpatient observation. For children three months and older with non–life-threatening disease, empiric therapy hinges on local MRSA rates. In regions with low community-acquired MRSA prevalence, generally under 10 percent, reasonable empiric options include cefazolin, oxacillin, or nafcillin. When MRSA prevalence exceeds 10 to 20 percent, empiric therapy should include an MRSA-active agent. Clindamycin is appropriate when local resistance rates are low, while vancomycin is preferred when clindamycin resistance is common or the child has had significant healthcare exposure. For children with severe disease or sepsis, vancomycin is generally preferred regardless of local MRSA prevalence. Some experts recommend combining vancomycin with oxacillin or nafcillin to ensure optimal coverage for MSSA, group A streptococcus, and MRSA. In toxin-mediated or high-inoculum infections, the addition of clindamycin may be beneficial due to protein synthesis inhibition. Typical IV dosing includes cefazolin 100 to 150 milligrams per kilogram per day divided every eight hours; oxacillin or nafcillin 150 to 200 milligrams per kilogram per day divided every six hours; clindamycin 30 to 40 milligrams per kilogram per day divided every six to eight hours; and vancomycin 15 milligrams per kilogram every six hours for serious infections, with appropriate monitoring. Ceftaroline or daptomycin may be considered in select MRSA cases when first-line agents are unsuitable. For methicillin-susceptible Staphylococcus aureus, first-generation cephalosporins or antistaphylococcal penicillins remain the preferred parenteral agents. For oral therapy, high-dose cephalexin, 75 to 100 milligrams per kilogram per day divided every six hours, is preferred. Clindamycin is an alternative when beta-lactams cannot be used. For clindamycin-susceptible MRSA, clindamycin is the preferred IV and oral agent due to excellent bioavailability and bone penetration, and it avoids the renal toxicity associated with vancomycin. For clindamycin-resistant MRSA, vancomycin or ceftaroline are preferred IV agents. Oral options are limited, and linezolid is generally the preferred oral agent when transition is possible. Daptomycin may be used parenterally in children older than one year without pulmonary involvement, typically with infectious diseases and pharmacy input. Beta-lactams remain the drugs of choice for Kingella kingae, Streptococcus pyogenes, and Streptococcus pneumoniae. Vancomycin has no activity against Kingella, and clindamycin is often ineffective. For Salmonella osteomyelitis, typically seen in children with sickle cell disease, third-generation cephalosporins or fluoroquinolones are used. In underimmunized children under four years, consider Haemophilus influenzae type b, with therapy guided by beta-lactamase production. Doxycycline has not been prospectively studied in pediatric acute hematogenous osteomyelitis. There are theoretical concerns about reduced activity in infected bone and risks related to prolonged therapy. While short courses are safe for certain infections, the longer durations required for osteomyelitis increase the risk of adverse effects. Doxycycline should be considered only when no other active oral option is available, typically in older children, and with infectious diseases consultation. It is not appropriate for routine treatment. Many hospitals automatically consult orthopedics when children are admitted with osteomyelitis, and this is appropriate. Early orthopedic consultation should be viewed as team-based care, not failure of medical management. Consult orthopedics when MRI shows abscess or extensive disease, there is concern for septic arthritis, the child fails to improve within 48 to 72 hours, imaging suggests devitalized bone or growth plate involvement, there is a pathologic fracture, the patient is a neonate, or diagnostic bone sampling or operative drainage is being considered. Routine surgical debridement is not required for uncomplicated cases. Infectious diseases consultation is also often automatic and supported by guidelines. ID is particularly valuable for antibiotic selection, dosing, IV-to-oral transition, duration decisions, bacteremia management, adverse reactions, and salvage regimens. Even in straightforward cases, ID involvement often facilitates shorter IV courses and earlier oral transition. Osteomyelitis is generally not contagious, and clustering is uncommon for Staphylococcus aureus. Kingella kingae is the key exception. It colonizes the oropharynx of young children and spreads via close contact. Clusters of invasive Kingelladisease have been documented in daycare settings. Suspicion should be higher in children six to 36 months from the same daycare, with recent viral illness, mild systemic symptoms, refusal to bear weight, modest CRP elevation, and negative routine cultures unless PCR testing is used. Public health intervention is not typically required, but awareness is critical. There is no minimum required duration of IV therapy for uncomplicated acute hematogenous osteomyelitis. Transition to oral therapy should be based on clinical improvement plus CRP decline. Many children meet criteria within two to six days. Oral antibiotics must be dosed higher than standard outpatient regimens to ensure adequate bone penetration. Common regimens include high-dose cephalexin, clindamycin, or linezolid in select cases. The oral agent should mirror the IV agent that produced clinical improvement. Total duration is typically three to four weeks, and in many cases 15 to 20 days is sufficient. MRSA infections or complicated cases usually require four to six weeks. Early oral transition yields outcomes comparable to prolonged IV therapy with fewer complications. Most treatment-related complications occur during parenteral therapy, largely due to catheter-related issues. Take-home points: osteomyelitis in children is a clinical diagnosis supported by labs and MRI. Empiric antibiotics should be guided by age, illness severity, and local MRSA prevalence. Early transition to high-dose oral therapy is safe and effective when clinical response and CRP support it. Orthopedics and infectious diseases consultation improve care and reduce variation. FAST MRI is changing how we diagnose osteomyelitis. Daycare clustering is uncommon except with Kingella kingae. That's all for this episode. If there are other topics you'd like us to cover, let me know. If you have the time, leave a review on your favorite podcast platform. It helps more people find the show and learn from it. For PEM Currents, this has been Brad Sobolewski. See you next time.    

How To Determine How Much Your Property Is Worth (The Right Way) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Intro Today's episode dives into one of the most common questions homeowners and investors ask: How do I know what my property is actually worth? Whether you're considering refinancing, pulling equity for your next rental, or simply curious about market value — understanding how to properly evaluate your property's worth is essential. We break down the right and wrong ways to determine value, including property tax assessments, HonestDoor, CMAs, appraisals, and the surprising pitfalls investors often miss. This episode is a must-listen for anyone planning to scale their portfolio in 2026.

What if the real reason you struggle to focus, remember what you read, or follow through on your goals has nothing to do with willpower or intelligence and everything to do with your values?In this episode, I sit down with world renowned human behavior expert Dr. John Demartini to explore how your values quietly control what you pay attention to, how fast you learn, and whether you actually apply what you know.Dr. Demartini went from being a high school dropout with dyslexia and a speech impediment to reading over 30,000 books, teaching in more than 100 countries, and becoming one of the most respected thinkers in human behavior and values. In our conversation, he breaks down the exact process he used to rewire his brain, accelerate his learning, and turn struggle into mastery.You will learn how to discover your true highest values, why they decide what your brain lets in or filters out, and how to link any subject even the ones you “hate” to what matters most to you so you stop procrastinating and start progressing. John also shares a powerful framework for moving from debate to dialogue so you can dissolve polarization, think more objectively, and actually change your mind when it serves you.This conversation will show you how to align your learning with your deepest values so you can focus longer, remember more, and finally unlock your fullest potential./ / / Ready to upgrade your brain? / / /Choose your own adventure. Below are the best places to start:>>> Master Exceptional Memory Skills in 31 Days>>> Discover Your Unique KWIK BRAIN C.O.D.E To Activate Your Genius>>> Unlock New Levels of Cognitive PerformanceTake your first step by choosing one of the options above, and you will find everything you need to ignite your brilliant brain and unlock your exceptional life, allowing you to achieve and surpass all of your personal and professional goals.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In 1972, Śrīla Prabhupāda made a down payment on the land in Juhu beach, Bombay, intending to build Śrī Śrī Rādhā-Kṛṣṇa, a beautiful temple there. Even though Śrīla Prabhupāda had made a down payment on the land, the owner, who had a past history of shady dealings, had not yet handed over the land deed to ISKCON as he had promised he would do. Śrīla Prabhupāda saw indications that the owner might change his mind and decide not to sell the land, or worse, he may try to cheat the devotees and keep the down payment. In India, when one installs deities on a piece of land legally, it secures one's hold on the land, as the deities become the proprietors, and no one else will dare to move them. Therefore, to secure the Juhu land, Śrīla Prabhupāda moved the Deities Śrī Śrī Rādhā Rāsa-Bihārī there as quickly as possible after giving the down payment. Just after doing this, he also performed a ceremony to lay the cornerstone for the temple he intended to build there, another act that legally solidifies one's right to keep and stay on the piece of land. At first, due to a lack of facility, the devotees had to worship Rādhā-Kṛṣṇa in a tent. After some years of intense struggle, Śrīla Prabhupāda and his followers developed the land, relocating the previous renters, and established a beautiful temple there that today hosts millions of people every year. As humans, we have the chance to build such a temple in our hearts. Our bodies are like that Juhu land. Just as Śrīla Prabhupāda quickly installed the deities on the Juhu land, we should also install Kṛṣṇa in our hearts as soon as possible, before death comes and cheats us, taking away our opportunity. By making a firm vow to chant the holy names a fixed number of times each day, we lay the cornerstone for a temple in our hearts where we can properly worship Kṛṣṇa. As Śrīla Prabhupāda pushed forward to secure the Juhu land, we must also push forward against all odds to ready our hearts for Kṛṣṇa's worship. ------------------------------------------------------------ To connect with His Grace Vaiśeṣika Dāsa, please visit https://www.fanthespark.com/next-steps/ask-vaisesika-dasa/ ------------------------------------------------------------ Add to your wisdom literature collection: https://iskconsv.com/book-store/ https://www.bbtacademic.com/books/ https://thefourquestionsbook.com/ ------------------------------------------------------------ Join us live on Facebook: https://www.facebook.com/FanTheSpark/ Podcasts: https://podcasts.apple.com/us/podcast/sound-bhakti/id1132423868 For the latest videos, subscribe https://www.youtube.com/@FanTheSpark For the latest in SoundCloud: https://soundcloud.com/fan-the-spark ------------------------------------------------------------ #spiritualawakening #soul #spiritualexperience #spiritualpurposeoflife #spiritualgrowthlessons #secretsofspirituality #vaisesikaprabhu #vaisesikadasa #vaisesikaprabhulectures #spirituality #bhaktiyoga #krishna #spiritualpurposeoflife #krishnaspirituality #spiritualusachannel #whybhaktiisimportant #whyspiritualityisimportant #vaisesika #spiritualconnection #thepowerofspiritualstudy #selfrealization #spirituallectures #spiritualstudy #spiritualquestions #spiritualquestionsanswered #trendingspiritualtopics #fanthespark #spiritualpowerofmeditation #spiritualteachersonyoutube #spiritualhabits #spiritualclarity #bhagavadgita #srimadbhagavatam #spiritualbeings #kttvg #keepthetranscendentalvibrationgoing #spiritualpurpose

In this episode of Absolute Trust Talk, Kirsten Howe returns with the latest development in the ongoing O.J. Simpson probate saga. Over 18 months after his April 2024 death, headlines announced that the executor of O.J.'s estate had "agreed to pay" the Goldman family close to $58 million—but what does that actually mean? Kirsten breaks down the reality behind the sensational headlines, explaining what happens when an executor accepts a creditor's claim versus actually paying it. With O.J.'s estate valued at just $1-2 million against a $58 million accepted claim, she reveals who really gets paid first in probate and why the Goldmans may see almost nothing despite "winning." Tune in for a real-world lesson on why probate takes so long and how creditor claims actually work. Time-stamped Show Notes: 0:00 Introduction 0:45 Key lesson #1: O.J. died in April 2024, and over 18 months later, his probate is still ongoing—proof that probate takes a long time 1:30 The headline that grabbed attention: "Executor agrees to pay $58 million to the Goldman family" 2:00 Listen in as Kirsten provides some background on the Goldman family's 1997 civil judgment of $33 million against O.J. for the deaths of Ron Goldman and Nicole Brown Simpson 2:45 Next, let's discuss how the judgment grew to $117 million with nearly 30 years of accumulated interest, and the creditor's claim was filed in July 2024 3:30 What really happened: The executor accepted the claim at $58 million (disputing the interest calculation), but this doesn't mean writing a check 4:15 The reality check: O.J.'s estate is worth only $1-2 million—nowhere near the $58 million claim 4:45 Key lesson #2: Who gets paid first in probate—executors, attorneys, court fees, and expenses come before any creditor claims 5:30 Why the headline was misleading and what this case teaches us about probate and creditor claims Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

Send us a textThe fuse catches, your heart jumps, and instinct says run. That split second is where most firework injuries begin—not in the explosion, but in the rush, the stumble, and the moments when excitement outruns preparation. We unpack how holiday celebrations trigger the human states that lead to errors, and we turn that insight into a simple, repeatable plan you can trust.Host:  Danny SmithAerial  fireworks: Determine the height that the device can shoot up plus the blast radius, which is usually 45-55' per inch. So after traveling 250' in the air, the fallout on a 2.5" would be 150' or so and then double that.* Note SafeTalk  will return 1/5/26. Happy and Safe Holidays!

Judge James Boasberg, chief judge of DC federal district court, has set an evidentiary hearing to determine which (if any) Trump administration officials intentionally defied his order to turn planes around that were carrying Venezuelan migrants whose constitutional due process rights had been violated. Glenn sat down with Adam Klasfeld of All Rise News to discuss this new legal development. Find Adam on Substack: www.allrisenews.comFind Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Judge James Boasberg, chief judge of DC federal district court, has set an evidentiary hearing to determine which (if any) Trump administration officials intentionally defied his order to turn planes around that were carrying Venezuelan migrants whose constitutional due process rights had been violated. Glenn sat down with Adam Klasfeld of All Rise News to discuss this new legal development. Find Adam on Substack: www.allrisenews.comFind Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How Do Book Judges in Book Contests Really Judge? In this week's AuthorU-Your Guide to Book Publishing, Host Dr. Judith Briles invites Jules Marie who has judged over 2,000 books for a variety of book contests to share her tips on creating a book that has the WOW factor in the judges' eyes. It was ranked #3 in overall downloads with 150,000+ listeners. Your takeaways include: - Entering book contests are part of your marketing plan. - Before you enter, what's the “why”? - Make sure your name and book title is listed on Google Alerts and Talk Walker. - Determine your costs and set a budget—invest in your book. - Why book covers should reflect content between the covers. - Usually there is an editorial judge and design judge. - Find the contests that are a fit for your book's genre and theme. And, of course, much more. Tune in for lots of ideas and how-to tactics via the AuthorU-Your Guide to Book Publishing podcast. It's ranked in the Top Ten of book marketing campaigns. Since its inception seven years ago, the AuthorU-Your Guide to Book Publishing podcast with over 21 million listeners downloading various shows for practical publishing and book marketing guidance. Join me and become a regular subscriber.

Join the 3-Week Strong Finish Challenge to build self-efficacy and self-regulation through the hardest 3 weeks of the year. Get coaching, accountability, custom nutrition plans, and strength training templates to end the year strong:https://live.witsandweights.com--Even if you know what to do for nutrition and strength training, you keep stopping, falling off, and starting over. Discover why this has nothing to do with discipline, willpower, or motivation, and everything to do with two trainable psychological skills that predict whether you'll follow through or quit.Episode Resources:Try Fitness Lab for an AI coaching app that gives you microactivities and psychological wins. Special link for podcast listeners to get 20% off.Timestamps:0:00 - Why you keep starting over with strength training and nutrition 8:36 - Skill #1: Self-efficacy (believing you can execute the next step) 13:58 - Small wins and progressive overload for confidence 14:40 - Join the 3-Week Strong Finish Challenge 15:55 - Skill #2: Self-regulation (following through when life gets messy) 20:22 - 4 tactics to build self-regulation 24:04 - Related psychological models explained 26:18 - Practical steps and identity shift for liftersSupport the show

H1-Wed12/10/25-TCJS- "In Miami, 78 percent allowed 21 percent of the people to determine Mayor ", "I really wish people would be honest, you just don't wanna vote " , "The Awfuls are proving the worst amongst us, a Dem voting base " , " "

H1-Seg1-Wed12/10/25-TCJS- In Miami, 78 percent allowed 21 percent of the people to determine Mayor

Anthony Saccaro thinks a rate cut tomorrow is “well justified” as both sides of their mandate appear to be softening. Looking ahead, he thinks the Fed will remain dovish, possibly previewing several rate cuts in 2026. The consumer is “most likely” to derail the economy from here, he argues, noting debt and delinquencies are up while savings rates are down. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Apocalypse Video Bond-Cast Mission Dossier: The Target: 1981's For Your Eyes Only Your Contacts: Apocalypse Video (M)anager - Dave Agents - Mike and Jackie Mission Objectives: Gauge Roger Moore's age in terms of Leatheriness. Determine why the thug played by Charles Dance pulls a “Leeroy Jenkins”. Find a way to look sexy in 1980s snow apparel. Additional Objectives: Rate, review and subscribe wherever you get your podcasts. You can Follow us on Instagram, Like Us on Facebook, or shoot us an email at apocalypsevideopod@gmail.com. How do you think Moore is holding up in this installment? Is he still lookin' fine or should he have hung up his Walther and retired in ‘81? Let us know! The Apocalypse Video Bond Cast will return as we head over to India to take in some pretty cringey stereotypes with 1983's sexily titled…Octopussy.

In this episode, Lisa Oldson, MD explores how your thoughts (not your weight), shape your confidence, self-esteem, and ultimately your comfort with intimacy. Using real-life examples, she explains why women of all sizes can struggle with body shame and how to cultivate stepping stone thoughts that gradually replace negative self-talk with empowering, body-positive thinking. Whether you're single or in a relationship, these strategies can help you feel desirable, confident, and open to love, without waiting to reach your goal weight. Take control of your mindset, reduce stress, and learn how to feel lovable and confident at any size.Thanks for listening! If you'd like more support during your SMART weight loss & health focused journey, sign up for our FREE newsletter, or check out our program at: www.SmartWeightLossCoaching.com. We would love to help you reach your happy weight, and transform the way you talk to yourself about your body and the number on the scale. Negative thoughts about yourself don't have to take up so much brain space, and we'd be honored to help you reframe those thoughts. Also…We'd be grateful if you'd follow us and share our podcast with your friends & family. We're here to help you improve your health, live longer, healthier, and lose weight the SMART way! This episode was produced by The Podcast Teacher: www.ThePodcastTeacher.com.

"I just need…" is a phrase that eager speakers often use when asking for advice. Oftentimes it's followed by "a few tweaks," "a punch-up," "to add humor," "a little polish," or something similar.   Today, Darren and Mark analyze this simple phrase and offer a perspective that will inspire you to examine it more closely. This episode will help you identify what you REALLY need, to be unforgettable.   SNIPPETS:   • You don't know what you don't know   • Don't just add a little humor; uncover it   • Your NEED could only be a WANT   • You may need much more than you think you do   • Learn what you need by watching yourself on video   • Consult pros and experts   • Change "I just need" to "What do I need?"   • Set ego aside   • Determine what's best for your audience   • Leave no stone unturned as you strive to serve your audience   • Seek ways to improve on every presentation     Work with Mark and Darren: https://www.stagetimeuniversity.com/get-a-speaking-coach/   Check Out Stage Time University: https://www.stagetimeuniversity.com

5pm: IRS Agents to Review OnlyFans Content to Determine if It’s ‘Pornographic’ // Reflecting on the Idaho Bar Owner and Trump’s Somali comments // Afghan veteran accused of killing National Guard member in DC may have been blackmailed by Taliban // Blame Our Love of Booze on Our Primate Ancestors // John drinks NA beers at work // Letter            

Listen to the Top News of 03/12/2025 from Australia in Hindi.

Ready to stop living by default? Take the free Rich Mind Assessment at richmind.co to discover your current thinking persona and get a personalized 3-step action plan. You've read the books. You've listened to the gurus. You've tried to work harder on yourself. So, why are you still struggling? Why do you feel like you're stuck on a hamster wheel of self-sabotage? In this pivotal episode, Randy Wilson argues it's not a lack of intelligence or discipline. It's because you were never taught how to think. Randy introduces the core philosophy that will drive the Rich Mind Podcast moving forward: The Gap Thinking Framework. Sharing his own painful journey from losing his career in the 2008 crash to discovering the patterns that kept him stuck, Randy reveals the missing link to success: "The GAP." The GAP is the critical 5-second window between a trigger and your automatic reaction. Most people live with a narrow gap, operating on reactive autopilot. To design the life you desire, you must learn to widen The GAP, move from reactive to responsive, and consciously choose your actions based on the universal law of cause and effect. This episode sets the stage for a powerful new series that will introduce tools like the BS Buster (Beliefs and Stories) and the P.A.C.E. Protocol to help you master this critical space. Mentioned in this episode: Personal development trap, self-sabotage, The GAP, Gap Thinking Framework, reactive vs. responsive mindset, law of cause and effect, decision-making, triggers, thinking patterns. Key Takeaways: You can consume all the personal development content in the world and still be stuck if you don't learn how to think. The key to change is not intelligence or discipline; it's controlling a critical 5-second window Randy calls "The GAP." The GAP is the space between a trigger (stimulus) and your reaction. Most people live with a narrow, reactive gap. To design your life, you must learn to widen The GAP and move from being reactive to being responsive. Your results are governed by the law of cause and effect. By consciously choosing your response in The GAP, you become the cause of your new reality. The greatest gift you have is your ability to choose. Being indecisive is still a choice. This episode introduces the upcoming Gap Thinking Framework, which includes tools like the BS Buster and the PACE Protocol.   Questions Answered in This Episode: Why am I still struggling despite reading all the personal development books? What is "The GAP" and why is it the key to changing my life? What is the difference between reacting and responding to a trigger? How can I stop self-sabotaging my own success? What is the law of cause and effect and how does it apply to my thoughts? How do I start to become aware of my own thinking patterns? What is the Gap Thinking Framework and what will it cover?   Key People, Concepts, & Terms: People: Randy Wilson, Jim Rohn, Earl Nightingale, Tony Robbins, David Neagle. Concepts: The GAP, Gap Thinking Framework, Reactive vs. Responsive, Law of Cause and Effect, Self-Sabotage, Triggers, Patterns, BS Buster (Beliefs & Stories), PACE Protocol, Rich Mind Assessment. Books/Programs Mentioned: Think Big (co-authored by Randy Wilson)

Sam Miller thinks the AI trade will begin to specify instead of staying as a “tide that lifts all boats.” He's looking at company ROI, capital spending, and revenue growth to determine winners vs losers. Sam also digs into healthcare, which “has room to run” in 2026; he likes Eli Lilly (LLY) and Thermo-Fisher (TMO) among others.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Freedom is what drew you to dentistry. But somehow, you're stuck working harder, earning less, and with less control of your time and life. In this episode, Kirk Behrendt brings back Miranda Beeson, ACT's director of education, to share the key to impacting your freedom and profitability: understanding and mastering write-offs. To learn how to lower your write-offs so you can take back your time and money, listen to Episode 975 of The Best Practices Show!Learn More About Miranda:Send Miranda an email: miranda@actdental.com Follow Miranda on ACT's Instagram: https://www.instagram.com/actdentalSend Courtney an email to learn more about ACT: courtney@actdental.com More Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 975: https://www.youtube.com/@actdental/videosLearn more about Smile Source: https://smilesource.comLearn more about Clerri: https://clerri.comMain Takeaways:Figure out your effort gap, collections gap, overhead gap, and your cash flow gap.Know how many days a month you work, and how many you're working for free.Always put in your full fee. You may have more elective write-offs than you think.Evaluate your membership plan. How much are you charging versus writing off?Determine how much you're writing off by being part of an insurance plan.Eliminate emotional discounting. Learn to charge what you're worth.Start celebrating net production rather than gross production.Snippets:0:00 Introduction.0:57 Smile Source and ACT have merged!3:23 Why understanding write-offs is important.8:15 ACT's core focus and core purpose.9:34 ACT's GAPs

Ben Horowitz reveals why the US already lost the AI culture war to China—and it wasn't the technology that failed. While Biden's team played Manhattan Project with closed models, Chinese developers quietly captured the open-source heartbeat of global AI through DeepSeek, now running inside every major US company and university lab. The kicker: Google and OpenAI employ so many Chinese nationals that keeping secrets was always a delusion, but the policy locked American innovation behind walls while handing cultural dominance to Beijing's weights—the encoded values that will shape how billions of devices interpret everything from Tiananmen Square to free speech. Resources:Follow Ben Horowitz on X: https://x.com/bhorowitzFollow Costis Maglaras on X: https://x.com/Columbia_Biz Stay Updated:If you enjoyed this episode, be sure to like, subscribe, and share with your friends!Find a16z on X: https://x.com/a16zFind a16z on LinkedIn: https://www.linkedin.com/company/a16zListen to the a16z Podcast on Spotify: https://open.spotify.com/show/5bC65RDvs3oxnLyqqvkUYXListen to the a16z Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/a16z-podcast/id842818711Follow our host: https://x.com/eriktorenbergPlease note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see http://a16z.com/disclosures. Stay Updated:Find a16z on XFind a16z on LinkedInListen to the a16z Podcast on SpotifyListen to the a16z Podcast on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rich is going to swerve a bit out of the marketing lane and talk about FIRING people. Yep, firing people. And he's going to tackle the tough question of "how do you know when it's time to let somebody go." After all, most people who need to be fired still have plenty of GOOD traits… which makes it so hard. So listen up: Rich has a 4-step evaluation to help you decide if and when it's time to give somebody the boot.

Audacy NFL Insider Mark Schlereth, the host of "The Stinkin' Truth" podcast, joined Sports Talk. Schlereth shared his thoughts on the Rams, Patriots, and Cowboys. He also broke down the Saints' challenge against the Dolphins.

Are you looking for an alternative to a career path at a big firm? Does founding your own start-up seem too risky? There is a radical third path open to you: You can buy a small business and run it as CEO. Purchasing a small company offers significant financial rewards--as well as personal and professional fulfillment. Leading a firm means you can be your own boss, put your executive skills to work, fashion a company environment that meets your own needs, and profit directly from your success. But finding the right business to buy and closing the deal isn't always easy. In the HBR Guide to Buying a Small Business: Think Big, Buy Small, Own Your Own Company (Harvard Business Review Press, 2017), Harvard Business School professors Richard Ruback and Royce Yudkoff help you: Determine if this path is right for you Raise capital for your acquisition Find and evaluate the right prospects Avoid the pitfalls that could derail your search Understand why a "dull" business might be the best investment Negotiate a potential deal with the seller Avoid deals that fall through at the last minute Arm yourself with the advice you need to succeed on the job, with the most trusted brand in business. Packed with how-to essentials from leading experts, the HBR Guides provide smart answers to your most pressing work challenges. Listen to the Think Big, Buy Small podcast. Richard S. Ruback is the Willard Prescott Smith Professor of Corporate Finance at Harvard Business School. Royce Yudkoff is a Professor of Management Practice at Harvard Business School. Yudkoff cofounded and served for over 20 years as Managing Partner of ABRY Partners, a leading private equity investment firm. Caleb Zakarin is editor of the New Books Network. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Can Bitcoin actually function as real money—and is it destroying the planet? In Part 3 of our cryptocurrency series, host Kirsten Howe continues her conversation with Jirayr Kembikian, CFP® and Managing Director of Citrine Capital, to answer these critical questions. Jirayr systematically breaks down the seven properties that define ideal currency—durability, divisibility, portability, verifiability, scarcity, established history, and ease of use—then compares Bitcoin against both the U.S. dollar and gold. Bitcoin outperforms the dollar on almost every measure and beats gold in critical areas like portability and verifiability. You'll discover why no one can walk into Fort Knox to verify reserves, how Bitcoin's network validates itself every 10 minutes, and why the fixed supply cap means higher prices can never inflate availability (unlike gold mining). But the real surprises come when Jirayr addresses Bitcoin's environmental critics. Learn how mining operations now capture harmful methane from landfills and gas flaring, why Bitcoin uniquely utilizes stranded energy that nothing else can access, and how 55% of the network runs on renewable power—advancing clean energy in unprecedented ways. The conversation extends to Bitcoin's profound social impact: providing financial access to over a billion unbanked people worldwide and offering economic freedom to those living under authoritarian regimes. From Block (formerly Square) integrating Bitcoin into millions of point-of-sale terminals to El Salvador's adoption as legal tender, Bitcoin is moving from investment vehicle to functional currency faster than most realize. Time-stamped Show Notes: 0:00 Introduction 1:38 Breaking down what makes "good money"—the seven research-backed properties of ideal currency compared across Bitcoin, gold, and the dollar. 3:05 Gold's fatal flaw: incredibly heavy and expensive to transport across countries, while Bitcoin enables instant, costless transfers worldwide. 5:18 Start listening now to learn more about why Bitcoin's 21 million supply cap is unchangeable. 5:51 The track record gap—gold's thousands of years of proven use versus Bitcoin's 15-year history remains its biggest weakness. 6:49 Survival needs drive Bitcoin adoption in the Global South, whereas in the West, it is adopted as a store of value. 8:58 Block (formerly Square) just integrated Bitcoin into millions of point-of-sale terminals—a massive shift for real-world payments. 10:17 The merchant advantage: significantly lower fees plus immediate settlement, versus waiting days for credit card deposits. 11:00 Lightning Network explained—designed for fast, cheap, everyday transactions rather than long-term value storage. 12:00 The ESG dilemma—energy consumption concerns initially kept sustainably-focused investors away from Bitcoin. 12:50 The surprising discovery: Bitcoin mining operations now capture harmful methane from landfills and gas flaring, actively reducing emissions. 15:31 How Bitcoin mining accelerates renewable energy—co-location with solar and wind projects makes them profitable sooner while eliminating transmission costs. 15:47 Financial freedom for billions: over 1 billion unbanked people gain access to banking, while those under authoritarian regimes escape government financial control. Get in touch with Jirayr! Managing Director & Co-Founder Citrine Capital CitrineCapitalAdvisors.com jirayr@citrinecapitaladvisors.com 415.494.8262  Take the Next Step in Your Estate Planning Journey If this episode resonated with you, we'd love to help you with your own estate planning needs in California. Schedule a complimentary discovery call with our team at Absolute Trust Counsel. During this no-obligation conversation, we'll: Learn about your unique situation and goals Answer questions about our services Determine if we're the right fit to work together  Visit https://absolutetrustcounsel.com/scheduling/ or call 925-943-2740 to schedule your free discovery call today. Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select "Ratings and Reviews" and "Write a Review" then a quick line with your favorite part of the episode. It only takes a couple second and it helps spread the word about the podcast. Episode Credits: The Absolute Trust Talk podcast is brought to you with the help of Q2Mark, led by Chief Marketing Officer Susie Hays. Since 2016, Q2Mark has partnered with Absolute Trust Counsel on all marketing communications—from brand development and website design to this podcast series with over 192 episodes, social media management, video production, and more. If you're business owner looking for comprehensive marketing support, visit Q2Mark.com.

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

Why did Jesus tell his disciples they could forgive or retain people's sins? Is it okay for Christians to have their body cremated? I keep hearing that "God is with" someone? What does that even mean? 

Your anger, instead of becoming your worst nightmare, can be your best friend. In fact, God wants to turn your anger into a tool that will serve you and help you like never before. Join Chip as he unpacks this powerful tool from God's Word.Introduction: Anger is a secondary emotionIt is easier to be angry than to face the deeper, more sensitive issues of anger.Anger is not the problem. Anger is the red warning light on the dashboard – something under the hood is amiss.We cover stuff inside that God wants to heal, forgive, and restore.Three root issues behind anger:1. HURT = Real or perceived unmet needsTool: “I feel….” Messages – Attack the issue not the person2. FRUSTRATION = Real or perceived unmet expectationsTool: “I desire…” vs. “I demand….” Statements3. INSECURITY = Real or perceived attacks on my worthTool: Ask yourself, “Why am I feeling threatened?”Summary: The first step in overcoming the destructive power of anger is the COURAGE to look below the surface.Anger is the light on the dashboard; something's wrong under the hood.Anger is our way of protecting ourselves from painful, hard-to-deal-with hurts, frustrations, and insecurities.Anger has many faces and despite its power for good, it destroys, unless we learn to…-Acknowledge it-Back-track to the 1st emotion-Consider the real cause-Determine to rightly respondBroadcast ResourceOvercoming Emotions that Destroy ResourcesMessage NotesAdditional Resource MentionsOvercoming Emotions that Destroy Small Group OfferConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003

Would you like to be able to tame your temper, but you find yourself in a cycle of destructive reactions and explosive responses, and you just don't know how to stop? Join Chip as he explains some biblical tools that will help you get a grip on anger before it gets a grip on you.Introduction: Anger is a secondary emotionIt is easier to be angry than to face the deeper, more sensitive issues of anger.Anger is not the problem. Anger is the red warning light on the dashboard – something under the hood is amiss.We cover stuff inside that God wants to heal, forgive, and restore.Three root issues behind anger:1. HURT = Real or perceived unmet needsTool: “I feel….” Messages – Attack the issue not the person2. FRUSTRATION = Real or perceived unmet expectationsTool: “I desire…” vs. “I demand….” Statements3. INSECURITY = Real or perceived attacks on my worthTool: Ask yourself, “Why am I feeling threatened?”Summary: The first step in overcoming the destructive power of anger is the COURAGE to look below the surface.Anger is the light on the dashboard; something's wrong under the hood.Anger is our way of protecting ourselves from painful, hard-to-deal-with hurts, frustrations, and insecurities.Anger has many faces and despite its power for good, it destroys, unless we learn to…-Acknowledge it-Back-track to the 1st emotion-Consider the real cause-Determine to rightly respondBroadcast ResourceOvercoming Emotions that Destroy ResourcesMessage NotesAdditional Resource MentionsOvercoming Emotions that Destroy Small Group OfferConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003

The Buffalo Bills hit the road on a short week to take on the Houston Texans. Matt Parrino is at NRG Stadium and he links up w/ Ryan Talbot to break down the game. How Josh Allen will be the key figure in Thursday night's showdown and how the Bills must approach a Texans offense led by Davis Mills. Love SHOUT? Want to buy some swag to support the show and get decked out in our official gear? Check out the brand new "SHOUT!" store for apparel, headwear and much more! ⁠https://sportslocker.chipply.com/SHOUT/store.aspx?eid=405259&action=viewall What is the "SHOUT!" Bills text insiders? Want to join? You can get analysis from Matt and Ryan right to your phone and send texts directly to them both! Text 716-528-6727 or Click here: https://joinsubtext.com/c/shoutbuffalobills Sign up for the NYUP Bills newsletter! Don't miss all the Bills coverage. Head over to www.Syracuse.com/newsletters to start getting your Bills stories and the podcast delivered right to your inbox. The "SHOUT!" Buffalo Bills football podcast is available on Apple, Spotify, Google, Stitcher, and wherever you listen to podcasts Follow @MattParrino (⁠https://x.com/MattParrino⁠) and @RyanTalbotBills (⁠https://x.com/RyanTalbotBills⁠) on X Find our Bills coverage whenever you consume social media Instagram: http://www.instagram.com/buffalobillsnyup Facebook: http://www.facebook.com/buffalobillsnyup ⁠X: ⁠https://x.com/billsupdates Learn more about your ad choices. Visit megaphone.fm/adchoices

You will eat the fruits of your words.Words shape your destiny! Since the tongue is the source of both death and life, it is imperative to know how it may be healed.Support the show

         Honduras is holding a high-stakes, single-round election where the outcome could determine if the country returns to alignment with Taiwan or shifts to China. Election observers noted improper pressure and concerns about meddling by the ruling Libre Party. Separately, Argentina's economy under Milei is strengthening, backed by a significant US currency swap and political support. Guest: Evan Ellis. 3/4