Podcasts about financial group

Frank Danieli is Head of Global Credit Solutions at MA Financial Group, an ASX-listed alternative asset manager that oversees A$15 billion ($10 billion) across a broad range of private credit and lending strategies and A$179 billion ($125 billion) in a lending ecosystem platform. Frank began his career in restructurings, the self-described 'dark side of credit', and has used the lessons from special situations and distressed loans to build a performing credit platform across asset backed finance, direct asset lending and corporate private credit. Our conversation discusses what global investors can learn from the model of private credit in Australia. We explore the evolution of private credit in Australia and why it developed differently from the sponsor-backed lending market in the U.S., the regulatory shift that pushed lending off bank balance sheets, the role of Australia's pension system, and MA Financial's strategy for building proprietary origination across the lending ecosystem. We then turn to MA Financial's investment process, including the separation of investment selection from portfolio management, red teams, war games, and rigorous stress testing. Along the way, Frank shares why sourcing - not fundraising - will define long-term winners, why private credit requires diversified balance sheets, and why portfolio management and risk management are the largest sources of alpha in the asset class. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

We are half way through 2026! It is a great opportunity to look back on the last six months and review.  In this episode of The Market Moment, Lee, Isaac, and John take a data-driven look at the major economic forces shaping your wealth. They break down the massive multi-billion-dollar economic impact of hosting the World Cup, review the surprisingly strong first-half performance of major indexes (NASDAQ, S&P 500, and Dow) despite persistent inflation, and explain why healthy stock market rotations like those seen in Nvidia and Walmart are actually good for long-term stability. The guys also tackle a critical, structural conversation regarding long-term wealth preservation: the importance of integrating estate planning into your overall financial strategy. They discuss how simple legal documents like medical powers of attorney can safeguard your family from devastating financial and emotional legal battles.   Topics Discussed: ➡️ The World Cup's Multi-Billion GDP Impact: Hosting the tournament is projected to generate an estimated $17.2 billion in additional U.S. GDP and create roughly 185,000 temporary jobs. They look at how global sports tourism temporarily shifts consumer spending.  ➡️ First-Half 2026 Market Recap: Despite geopolitical conflicts and higher-for-longer interest rates, the NASDAQ rose 12.5% and the S&P 500 climbed 9.5%. They break down the resilience of the high-end consumer and what is driving this market momentum.  ➡️ Healthy Market Rotations: Walmart has retraced 20%+ from its May peak, yet the broader market remains stable. They discuss why individual stock "resets" (like Nvidia and Walmart) are a normal, healthy part of a broadening market cycle.  ➡️ Reassessing Risk & Essential Estate Planning: Why a strong market is the absolute best time to reassess your risk tolerance, evaluate debt, and establish foundational estate planning documents (wills, trusts, and medical powers of attorney).   Like, comment, or email us your financial questions at TheMarketMoment@mach1fg.com 

With small-cap stocks quietly putting up historic numbers and massive structural changes being proposed for how Americans save for the future, the investing landscape is shifting right before our eyes. But how do these massive macroeconomic trends affect the money in your portfolio? In this episode, Matt, John, and Isaac take a data-driven look at the major trends shaping your portfolio. They break down the relentless multi-trillion-dollar surge into exchange-traded funds (ETFs) over traditional mutual funds, a historic 35-year record performance out of small-cap stocks, and the Treasury's recent rollout of default investment options for the new Trump Accounts*. The guys also tackle a massive, structural conversation making waves out of Washington: whether a forced employer model like the Australian retirement system could close the American retirement gap, and what that massive flow of private capital could mean for the future of the stock market. Topics Discussed:  ➡️ The Rise of ETFs vs. Mutual Funds: ETF asset flows are pacing for a record-breaking $2 trillion in 2026, challenging the traditional $24 trillion mutual fund landscape as everyday investors prioritize intraday liquidity and structural tax efficiencies.  ➡️ Trump Accounts* & Default Options: With over 6 million accounts already opened, the Treasury Department just announced its default, low-cost investment options—starting with the State Street SPDR Portfolio S&P 500 ETF (SPYM) alongside upcoming funds from BlackRock and Vanguard.  ➡️ Small-Cap Historic Outperformance: Small caps just locked in their best first six months in 35 years, surging 22% year-to-date and outperforming the S&P 500's 10% gains as capital begins to broaden out past the biggest tech names.  ➡️ The Australian Retirement Model: The administration is seriously evaluating Australia's "superannuation" model. We break down how a mandated 12% employer contribution works, how it contrasts with traditional (401k) plans, and the potential impact of moving retirement funds away from government control.   *Eligibility, tax treatment, and program rules may change and vary based on individual circumstances.    Sources:  https://www.barrons.com/advisor/articles/etf-asset-flows-record-state-street-992ff22b?mod=features https://www.barrons.com/advisor/articles/treasury-unveils-etf-lineup-for-trump-accounts-ahead-of-july-4-launch-bd188c34?mod=features https://www.barrons.com/articles/small-caps-just-had-their-best-first-half-since-1991-the-rally-isnt-over-31bef315?refsec=economy-and-policy&mod=topics_economy-and-policy https://www.foxbusiness.com/politics/trump-looking-very-strongly-australia-style-retirement-system-taking-that-making-sharper Enjoyed the episode? Don't forget to:

Next up on the Canada's Used Car Week Live Stage is Vincenzo Ciampi . who is senior vice president, of auto finance and dealer services for Canada at iA Financial Group. Ciampi talks with Cherokee Media Group's Joe Overby about the state of the Canadian auto finance industry and what metrics iA is watching, the role of artificial intelligence and other advanced technologies, affordability, fighting fraud and more.

With the stock market hovering around all-time highs at the halfway point of the year, it's easy to let short-term market noise, geopolitical tensions, or Fed anxiety dictate your strategy. But what truly drives long-term stock returns? In this episode, Matt, Lee, and John take a data-driven step back to look at what the market actually cares about: corporate earnings. They break down the lockstep correlation between forward earnings growth and stock prices, the massive broadening out of the market (including the recent 21-22% surge in the Russell 2000), and why the historical divergence between small-cap and large-cap earnings is rapidly closing. The guys also tackle the massive CapEx spending trends of tech hyperscalers, the recent performance of gold and Bitcoin, and why a truly diversified portfolio built for the long haul is your best defense against market volatility. Topics Discussed: ➡️ Market Drivers vs. Noise: The long-term engine behind stock returns is corporate earnings growth, which historically moves lockstep with stock prices, whereas politics, Fed actions, and geopolitical events tend to drive short-term sentiment and volatility. ➡️ Market Broadening: The S&P 500's year-to-date gains have broadened out to the wider market, with the Magnificent 7 no longer acting as the primary drivers and smaller companies in the Russell 2000 outperforming. ➡️ Tech CapEx and Free Cash Flow: Major tech hyperscalers are heavily spending their free cash flow on massive capital expenditures (CapEx) for infrastructure and AI, leading the market to re-rate their near-term valuation multiples. ➡️ Geopolitical Resiliency: Despite ongoing conflicts like the war involving Iran and friction in the Strait of Hormuz, historical data shows the stock market typically adjusts to long-standing geopolitical tensions over time as global infrastructure adapts. ➡️ Asset Class Shifts: Safe-haven and alternative assets like gold, silver, and Bitcoin have recently experienced sharp sell-offs, contrasting with the stock market sitting near all-time highs. ➡️ Small-Cap Earnings Recovery: Small-cap corporate earnings have staged a dramatic recovery since late 2025/early 2026, closing the significant performance divergence that opened up against large-caps starting in 2022.   Enjoyed the episode? Don't forget to:

Have you noticed a layoff trend among the tech giants and mega corporations? Meta laid off 8,000 employees (nearly 10% of its workforce, reported in May, 2026), Oracle with 21,000 over the course of a year (the firm's latest annual report shows), and of course, WalMart has conducted periodic workforce reductions. This has raised the question, what do individuals in their 50s or 60s do if they find themselves in this unpredictable situation? Can they find a new job? Should they retire early? What are their options? How can one be prepared for this? Matt, John and Isaac discuss what this AI-driven shift means for your career, wealth building, and long-term financial planning.    We also compare the historic performance of major IPOs with the highly anticipated SpaceX public debut last week and we look at what history tells us about market volatility when a new Fed Chair takes the reins.    Topics Discussed: ➡️ Career Transitions Later in Life: Financial planning considerations when facing unexpected  employment changes. ➡️ Managing Financial Risk: The role of debt, liquidity, and diversification during periods of uncertainty. ➡️ Employer Stock Exposure: Evaluating concentration risk within compensation and retirement accounts. ➡️ IPO Trends: A look at historical outcomes of large IPOs and how results can vary widely. ➡️ Market Context: Observations from past market environments and leadership transitions.    Enjoyed the episode? Don't forget to:

Architectural Abundance: Tuning Out Market Volatility and Structuring Purposeful Wealth with Chad CoeIn a recent episode of The Thoughtful Entrepreneur Podcast, host Josh Elledge sat down with Chad Coe, the Founder and Owner of COE Financial Group, to dissect the systemic emotional traps that frequently compromise long-term corporate and personal liquidity. Chad, an independent financial architect, seasoned corporate speaker, and professional auctioneer, brings a heart-centered yet highly disciplined philosophy to wealth management and capital preservation. This conversation serves as an essential strategic playbook for high-performing founders, mid-market executives, and entrepreneurial leaders who want to insulate their investment portfolios from sensationalized media noise, align their personal values with their financial infrastructure, and engineer a self-sustaining lifestyle that balances extreme professional velocity with intentional, restorative downtime.The Strategy of Abundance: Fiduciary Governance, Market Arbitrage, and Purposeful Asset AllocationThe primary vulnerability threatening the wealth retention of successful entrepreneurs is rarely a sudden macroeconomic shift, but rather a structural failure to isolate long-term capital preservation from near-term market noise. Chad Coe explains that when business owners react impulsively to sensationalized media headlines, political cycles, or policy fluctuations, they introduce severe transaction friction and emotional volatility into their asset management strategies. True financial optimization demands an unyielding focus on underlying business fundamentals—recognizing that corporate earnings, rather than daily news cycles, are the empirical drivers of equity appreciation over time. By partnering with an independent fiduciary advisor who is legally bound to put the client's interests first, founders can bypass institutional product pushing, minimize fee drag, and design a diversified asset architecture capable of aggressively compounding wealth while neutralizing the erosive toll of inflation on idle cash reserves.To insulate an enterprise or a personal portfolio against shifting industry trends, executive leadership must treat time management and personal networking as strict operational disciplines. Many high-achievers fall into the trap of reactive calendar scheduling, allowing administrative debt to crowd out the strategic peer masterminds and physical hobbies—such as high-level networking dinners or competitive pickleball tournaments—that actively recharge their cognitive capacity. Real-world wealth optimization is unlocked when an executive intentionally blocks out time for these high-leverage relationships, treating personal well-being as critical corporate infrastructure that sharpens real-time decision-making. Applying athletic metaphors to market execution, such as staying prepared and anticipating recurring patterns before they manifest on a balance sheet, enables leaders to maintain an authoritative edge in high-stakes negotiations and capital allocation alike.Furthermore, building an impactful legacy in an increasingly automated marketplace requires thought leaders to systematically deploy media platforms, such as strategic podcasting and intentional corporate philanthropy, to scale their inbound authority networks. Bypassing unverified matching services and focusing ruthlessly on high-quality, authentic storytelling allows founders to cultivate deep trust with prospective clients and cross-functional partners over years. This long-tail visibility strategy converts a leader's personal resilience and unique background into a powerful business development asset that continuously feeds the enterprise pipeline. Ultimately, permanent wealth mastery belongs to the organizations and individuals that treat life design as an engineered blueprint, executing regular gap analyses to align their daily calendars with empirical financial milestones to predictably scale long-term enterprise value.About Chad CoeChad Coe is the Founder and Owner of COE Financial Group, a premier keynote speaker, professional charity auctioneer, and independent wealth strategist. Drawing from a resilient background overcoming early educational challenges to build highly successful financial advisory frameworks, Chad infuses a heart-centered, transparent philosophy into asset allocation. He is a dedicated strategic connector and podcaster focused on helping corporate executives eliminate operational investment anxiety, clarify their core life values, and achieve true financial confidence.About COE Financial GroupCOE Financial Group is an elite independent financial planning and wealth management consultancy designed to help business owners, high-net-worth individuals, and families construct robust investment portfolios. The firm specializes in delivering comprehensive fiduciary spending audits, custom asset diversification strategies, and holistic retirement blueprints that integrate real estate and alternative investments. Through structured implementation playbooks and educational resources, COE Financial Group enables clients to ignore short-term market noise and secure sustainable, multi-generational wealth.Links Mentioned in This EpisodeCOE Financial Group Official Website: coefinancial.comChad Coe on LinkedIn: linkedin.com/in/chadcoeKey Episode HighlightsTuning Out the Market Noise: Shifting your investment philosophy away from sensational headlines to focus entirely on long-term corporate earnings and data-driven business fundamentals.The Fiduciary Mandate: Selecting independent financial advisors who are legally obligated to act in your best interest rather than pushing proprietary institutional products.The Calendar Block for Restorative Freedom: Utilizing proactive time management systems to defend space for physical fitness, travel, and high-impact peer masterminds.The Power of Value-Driven Circles: Organizing curated networking dinners and entrepreneurial mastermind groups to share high-yield business opportunities and deepen strategic relationships.Thought Leadership and Media Scale: Leveraging podcast guesting and intentional corporate messaging to construct permanent, searchable authority assets that drive compounding visibility.ConclusionThe conversation with Chad Coe reinforces that elite wealth management is an intentional architecture built on structural discipline and radical clarity of purpose rather than reactive market speculation. By standardizing internal financial governance, removing emotional friction from asset allocation, and ruthlessly protecting human-centric strategic capacity, business leaders can transform volatile capital into a highly structured, self-sustaining corporate asset.More from The Thoughtful Entrepreneur

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When what has been described as a “historic IPO” like SpaceX hits the market, the sheer volume of institutional and retail demand can influence short-term market dynamics. But as more everyday investors rely heavily on ETFs and mutual funds instead of individual stock transactions, how does that shift impact long-term market volatility? In this episode of The Market Moment, the guys break down the mechanics behind Elon Musk's unique approach to the SpaceX rollout, the realities of institutional vs. retail allocations, and a fascinating listener question about the future of funds. They explore how technology and algorithmic trading trigger short-term market swings, why niche ETFs are exploding, and how tools like direct indexing are quietly helping investors transition back to custom, individual stock strategies. They also dive into the shifting economic landscape for the second half of the year, tracking a reported ~30% drop in oil prices, the local economic ripple effects of the World Cup in North America, and what to expect from the Federal Reserve's upcoming meeting under its new leadership. As discussed in the episode, market events such as IPOs and thematic investing strategies can involve significant uncertainty and short-term volatility. Topics Discussed: ➡️ The SpaceX Playbook: Breaking down the unique $135/share pricing, high retail allocations, and how the market reacted post-IPO. ➡️ The “Exodus” to Funds: How the massive shift from individual stocks to ETFs and mutual funds is altering trading dynamics. ➡️ The Tech & Volatility Link: Why modern algorithmic triggers and massive block fund trades create heightened short-term price swings. ➡️ Custom Portfolios & Direct Indexing: How emerging technology allows investors to capture the tax advantages of holding individual names without relying on traditional funds. ➡️ Global Economic Drivers: Navigating the deflationary impacts of falling oil prices and what the Fed's next move means for fixed income. Enjoyed the episode? Don't forget to:

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In Episode 302 of The Market Moment, Matt, Eli, and Isaac tackle the biggest financial news of the week: the highly anticipated SpaceX IPO. (And yes, it's also Annuity Awareness Month!) . We discuss the motivations behind this massive public offering and debate whether it's truly about raising capital or just creating a liquidity event for early investors. With almost every major bank backing the deal and everyday investors getting unprecedented access, we break down the math, the potential risks, and why it's crucial to look past the hype. Plus, we look at how other mega IPOs have historically performed after their first year. Key Takeaways ➡️ SpaceX Valuation: The company is coming to market with a staggering valuation of roughly $1.75 to $1.8 trillion. ➡️Retail Investor Access: Custodians like Robinhood, Fidelity, and Schwab are offering expanded access for retail investors, allocating around 30% of shares to retail investors. ➡️Index Inclusion Changes: Early plans to include SpaceX in the S&P 500 index just 10 days post-IPO have been reverted to the standard one-year waiting period. ➡️Funding Shortfalls: To bring the company to market, SpaceX needs to raise a total deal size of $86 billion, but there is a reported shortfall of around $28 billion. ➡️Historical Warning: Historically, mega IPOs (like Rivian and Uber) have seen an average drop of 28% twelve months post-IPO, emphasizing the need for a long-term investment horizon rather than expecting quick wins. 04:19 - Retail Access & Valuation Checks 09:33 - Index Rule Reversals & The Funding 16:22 - Historical Mega IPO Performance & Risk Management Linked Videos: https://www.youtube.com/live/vrX6fhBL3bM?si=AaYRNdlUXTmcF9EX https://www.blindsquirrelmacro.com/p/the-physics-of-spacex Enjoyed the episode? Don't forget to:

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When you watch financial news or look at your 401(k) statement, everything is compared to the S&P 500. But is the S&P 500 actually a fair way to judge your personal investment performance? In this episode of The Market Moment, the guys look beyond the S&P 500 to discuss how to choose the right investment benchmarks for your personal goals. They break down why comparing a diversified portfolio to a single growth index can create unrealistic expectations—and how giving in to "fear and greed" can throw a wrench in your long-term strategy. They also explore the major psychological and emotional shift that happens when transitioning from the wealth accumulation stage to the spending stage in retirement. If you are nearing retirement, learning how to "solve for income" first can give you the permission and confidence you need to actually enjoy your hard-earned resources. Key takeaways from this episode: ➡️ The Benchmark Trap: Why comparing a diversified portfolio (like a 60/40 or total market allocation) to the S&P 500 is an unfair comparison. ➡️ Managing Expectations: How applying the wrong benchmark triggers fear of missing out (FOMO) and greed, making it harder to stick to your plan. ➡️ The Minimum Required Return: Why reverse-engineering your portfolio based on your actual income needs matters more than chasing market-beating returns. ➡️ The Retirement Mindset Shift: Overcoming the anxiety of stopping a paycheck and learning to transition from a saving habit to a spending strategy. ➡️ Long-Term Income Planning: Why retirement isn't a short-term strategy—your money still needs to outlast inflation and cover up to 30+ years of living expenses.   Enjoyed the episode? Don't forget to:

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Are bonds becoming more attractive again? Or is the exploding U.S. national debt a ticking time bomb for investors? Welcome to the 300th episode of The Market Moment! In this milestone episode, Matt, John, and Lee dive deep into the massive shifts happening in the fixed income and Treasury markets. After a brutal couple of years for fixed income, long‑duration Treasury yields recently climbed over 5%… for the first time since the 2008 financial crisis. They break down the exact math of why bonds got crushed when the Fed rapidly hiked rates, the critical difference between investing in bonds for steady income versus total return, and how creeping inflation might force the Fed to keep rates higher for longer. We also tackle the massive elephant in the room: the U.S. government spending a staggering $1 trillion annually just to service the interest on our national debt. They discuss what this means for investor confidence, foreign nations offloading Treasuries, and the long-term macro outlook.  #nationaldebt  #bondmarket #interestrates #macroeconomics #TheMarketMoment  Enjoyed the episode? Don't forget to:

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Moving to a new job and unsure what to do with your 401(k)? Or maybe you have several from previous jobs? In this episode of The Market Moment, Matt, Lee, and John dive deep into the pros and cons of 401(k) rollovers. They break down hidden fees, the power of investment flexibility, and advanced tax strategies like Net Unrealized Appreciation (NUA) and the Rule of 55. Plus, the team answers a recent viewer question about international stock allocation! Key Takeaways From This Episode: ➡️ 401(k) vs. IRA Fees: Learn how to identify the "soft" internal fees inside a 401(k) and how they compare to self-managed or advisory IRA options. ➡️ Investment Control: Self-directed IRAs have a lot of options, thousands of individual stocks, funds, and options compared to a limited 401(k) menu. ➡️ Advanced Retirement Rules: Understand how Net Unrealized Appreciation (NUA) can save you significant money on highly appreciated company stock , and how the Rule of 55 allows for penalty-free early retirement withdrawals. ➡️ International Portfolio Allocation: How much international exposure do you actually need? The guys debate the historic 100-year trends versus the last 15 years of U.S. market dominance.   #401kRollover #RuleOf55 #NetUnrealizedAppreciation #RetirementPlanning #TheMarketMoment   Enjoyed the episode? Don't forget to:

Potential Social Security cuts are making headlines again—but should headlines alone drive retirement planning conversations? In this episode of The Market Moment, Matt, Isaac, and John discuss common questions surrounding the future of Social Security and the current state of global markets. With projections suggesting possible benefit reductions by 2033, the team explores how people often think about claiming strategies and why commonly discussed approaches (like waiting until age 70) aren't universal. They also examine the early‑2026 environment for international markets amid ongoing energy disruptions in the Strait of Hormuz, and why U.S. stocks are often described as more expensive relative to some overseas markets. Covered in this episode: Social Security Discussion: Is a 7–24% reduction actually projected, and how does Congress typically respond to these scenarios? Claiming Considerations: How health, longevity assumptions, and break‑even analysis factor into conversations. Global Market Overview: U.S. versus international valuations and the role of energy independence. Retirement Liquidity: Common perspectives on cash reserves and “sleep‑at‑night” planning. Strategic Borrowing: High‑level pros and cons of securities‑based lines of credit in specific situations. Enjoyed the episode? Don't forget to:

Are all-time highs making you nervous about your retirement date? Are you asking the question, “Should I delay my retirement because of everything going on in our economy?”  In this episode of The Market Moment, Matt and John dive into the common fear of Sequence of Returns Risk and whether recent market volatility should push back your 2026 retirement plans. While it's human nature to worry that "what goes up must come down," the guys explain why all-time highs shouldn't necessarily be feared and how proper planning can help manage retirement risks across different market environments.   In this episode, we cover: ➡️ Defining Sequence of Returns Risk: Why the timing of market downturns matters much more once you start taking income. ➡️ Don't Fear the Highs: A discussion of historical market behavior following all‑time highs. ➡️ The "Bucket Strategy": How to organize your assets into different "buckets" (cash, growth, etc.) so you aren't forced to sell stocks during a market dip. ➡️ Tax Flexibility: The importance of having various account types (Taxable, Tax-Deferred, and Tax-Free/Roth) to manage your retirement income efficiently. ➡️ Risk Re-evaluation: Why many pre-retirees are unknowingly taking more risk than they realize after a long bull market.   Enjoyed the episode? Don't forget to:

⚠️ Disclaimer: This is a sponsored episode with Magnus Financial Group. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show.

From navigating the new mandatory Roth catch-up rules to analyzing a market sitting at its second-highest valuation in 155 years, let's break down what you need to know to stay ahead of the "noise"...  In this episode, Matt, John, and Lee break down recent tax law changes affecting retirement contributions and discuss the current state of the stock market as it sits near all-time highs. They dive deep into the new "super catch-up" provisions for 2026 and why higher earners are now being required to direct those contributions into Roth accounts. If you are over age 50 and planning your retirement strategy, this shift could have a meaningful impact on your year-end tax liability. In this episode, we cover: ➡️ Roth Catch-Up Contributions: Understanding the $150,000 income threshold and how it impacts your after-tax savings. ➡️ 2026 Contribution Limits: A look at the "super catch-up" for those aged 60–63. ➡️ The Shiller PE (CAPE) Ratio: They analyze why this historical metric is at its second-highest level in 155 years and what that means—and doesn't mean—for today's investors. ➡️ Market Resilience: A discussion on how the markets have processed recent geopolitical tensions and why "staying the course" remains a primary challenge for investors. ➡️ The Fed Leadership Transition: Thoughts on Jerome Powell's final meetings and the legacy of recent interest rate cycles. Enjoyed the episode? Don't forget to:

Is the US economy headed for a 1970s-style stagflation? In this episode of the Market Moment, Lee Mackey, John Martfeld, and Isaac Johnson dive into the massive headlines rocking the financial world this week—from leadership changes at the world's largest tech giant to the shifting political landscape.   In this episode, we discuss: ➡️The End of an Era at Apple: We break down Tim Cook's decision to step down as CEO and what the appointment of John Ternus means for Apple's future in the AI arms race. ➡️The "Overrated" Fed? With a new Fed chair appointee beginning hearings, the team debates whether Jerome Powell's exit actually matters for the stock market or if the Fed's role is being blown out of proportion. ➡️Midterm Madness & Market Gridlock: Why the markets historically love a divided government and what the upcoming election cycle could mean for your portfolio. ➡️Stagflation Watch: We break down the "three-legged stool" of growth, inflation, and jobs. Which leg is currently at the most risk?. ➡️US vs. International Valuations: Are domestic stocks overstretched? John explains why international markets might finally be ready to revert to the mean after 20 years of US dominance. Enjoyed the episode? Don't forget to:

"If you can't handle losing 30% to 50% of your stock's value, then investing might not be for you." In this episode of Market Moment, Matt, John, and Isaac confront the psychological reality of that famous Peter Lynch quote. With the current volatility surrounding the conflict in Iran and the subsequent market pullback, they discuss the difference between "agreeing" with volatility in a bull market versus "living" through it during a drawdown.  They also tackle a high-priority community FAQ: How to protect against Sequence of Return Risk. If you are nearing retirement, the timing of a market dip matters just as much as the dip itself.    KEY TOPICS COVERED

Tax season is here—and in this episode of Market Moment, Matt, Lee, and John break down key tax deadlines, last-minute strategies, and planning opportunities before April 15. If you're wondering what you can still do to potentially reduce your tax burden, this episode covers the essentials. We discuss:

In this special episode of Think Smart with TMFG, we're launching a new series, Client Stories, conversations with clients about the experiences, decisions, and challenges that have shaped their lives and financial journeys. To begin the series, we sit down with Rob McClelland, founder of The McClelland Financial Group of CI Assante Wealth Management Ltd, to reflect on what it really took to build a business from the ground up, and the lessons that only become clear in hindsight. Rob shares the uncertainty, financial pressure, and personal sacrifices that came with starting out, along with the mindset, discipline, and calculated risk-taking that helped him keep moving forward. We also explore what it means to grow something sustainable over time, from leadership and hiring to systems, recurring income, and balancing business growth with family life. More than a business story, this conversation is about long-term thinking, resilience, and what it takes to build something that can last beyond you.

If you're a business owner, this is worth your time.In our latest Business Briefing, we covered key employment law risks that can impact your business, your employees, and your cash flow.To watch the video version of this podcast, visit https://youtu.be/3KHBL1yyzVYTo learn more about C&A Financial Group, schedule a meeting or to consider a career with us, visit www.ca-strategy.com for more information. Follow us online on Facebook, LinkedIn and YouTube

Welcome to Chatter with BNC, Business North Carolina's weekly podcast, serving up interviews with some of the Tar Heel State's most interesting people. In this episode, Ben Kinney speaks with Jim Hansen, Regional President and Southeast Territory Executive for PNC Financial Services Group, about his 25-year career journey in banking — from starting at a small North Carolina bank called Centura, through mergers and moves, to helping bring the PNC brand to life across the state. Jim discusses PNC's ambitious plan to add 50 new branches across North Carolina over the next four years, why physical branches still matter in a digital world, and how the company is embracing AI through an internal agentic AI hackathon open to all 55,000 employees. The two longtime friends also bond over their shared love of NC State, classic rock radio, and the Acquired podcast.

From the rapid rise of artificial intelligence to escalating geopolitical tensions, today's market environment is being shaped by forces investors can't afford to ignore. In this episode of Market Moment, Lee Mackey and John Martfield are joined by global market strategist Stephanie Aliaga of J.P. Morgan to break down the biggest forces shaping today's economy and financial markets. From the rapid evolution of artificial intelligence to geopolitical tensions in the Middle East, this conversation explores how innovation, energy markets, and global uncertainty are influencing investors, businesses, and consumers in 2026.  

In this episode of Market Moment, Matt, Lee and John tackle one of the most common financial planning questions: How do you balance short-term goals with long-term investing? From saving for a home to planning for retirement, the conversation explores how to prioritize competing financial goals, manage risk, and structure your money using a “bucket” approach. The team also discusses why many investors are either overexposed or underinvested—and how finding the right balance can make a meaningful difference over time.   Plus, we review several timely charts covering: -Market performance during major historical crises -Asset allocation and win rates across stock/bond mixes -Unemployment trends and economic context -Oil prices, inflation concerns, and market reactions   Whether you're planning for a big purchase in the next few years or building long-term wealth, this episode offers practical insights to help you think more strategically about your financial decisions.   Enjoyed the episode? Don't forget to:

In this episode of Market Moment, Matt and John break down the key differences between mutual funds, ETFs (exchange-traded funds), and direct indexing—three of the most common investment vehicles used today.   If you've ever wondered: -Are ETFs always better than mutual funds? -What makes direct indexing more tax efficient? -How do investment structures impact your returns?   This episode simplifies these concepts so you can better understand how different investment strategies work—and when each might make sense.  

What happens when oil prices spike, software stocks drop sharply, and market uncertainty rises all at the same time? In this episode of Market Moment, Matt and Lee discuss the latest developments in the markets and the economy. From volatility in software stocks to rising oil prices and ongoing geopolitical uncertainty, the current environment highlights the importance of diversification and long-term planning. They also explore how recent movements in interest rates, inflation, and global events may impact market sentiment and investor expectations moving forward.  

The stock market started down today and many investors may be tempted to panic, but conflicts are nothing new to history nor the seasoned investor.  In this episode of The Market Moment podcast, John and Matt unpack the recent Iranian, United States and Israeli conflict but not from a political perspective but from an investor's mindset: How will this impact the markets and both the global and US economies?    

Is NVIDIA's earnings report about to move the entire market? And are we overhyping AI all over again? In this episode of The Market Moment, Matt and John dive deep into the biggest story driving markets right now: AI spending, Big Tech dominance, and NVIDIA earnings. With sky-high expectations, massive data center growth, and the Mag 7 under pressure to deliver perfection, the question isn't just whether NVIDIA beats earnings — it's how the market reacts. Will a strong report reignite AI momentum? Or is the market already priced for perfection? The conversation explores whether we're seeing healthy market rotation away from mega-cap tech, or if an AI pullback could drag the broader market down with it. From valuation resets to comparisons with the dot-com bubble and the 2008 financial crisis, Matt and John unpack what's different this time — and what might not be. They also zoom out to the bigger question: Is AI truly revolutionary… or are we in the middle of an overhyped cycle that will take longer to play out than most expect?

How do short-term market swings impact long-term retirement plans—and should you actually do anything when volatility spikes? In this episode of The Market Moment, Matt and Eli break down what recent market volatility really means for investors, especially those in or nearing retirement. While the headlines may focus on pullbacks in big tech and daily market swings, the bigger question is whether short-term events should change a well-built financial plan. The conversation explores why volatility is historically normal, how bull markets regularly include 5–20% pullbacks, and why reacting emotionally can derail long-term outcomes. Using real data—from S&P 500 down days to the impact of missing just a handful of the market's best days—Matt and Eli explain why discipline and preparation matter far more than prediction. They also dive into current market rotation, with money shifting away from large-cap tech and into sectors like energy, consumer staples, and international markets. For diversified investors, this shift may actually be a healthy and overdue development. Most importantly, the episode focuses on retirement planning: how to structure income, why holding accessible cash can provide decision-making confidence, and how setting realistic return expectations (not 12% per year) helps build a plan that can withstand five to ten years of uncertainty. Key topics include: ➡️ How short-term volatility impacts long-term retirement plans ➡️ Why intra-year drawdowns are completely normal—even in positive years ➡️ The surprising number of 1% down days in a typical year ➡️ Why missing the market's best days can dramatically hurt returns ➡️ V-shaped recoveries and emotional decision-making ➡️ Sequence of returns risk in retirement ➡️ The importance of diversification during market rotation ➡️ Growth vs. “boring” sectors outperforming in 2025 ➡️ Setting realistic return expectations for moderate portfolios ➡️ Why having a plan before volatility hits changes everything.   The episode wraps with a reminder that good markets are the best time to prepare for difficult ones. Locking in gains, managing risk, and building an income strategy before volatility shows up can make all the difference when it does.   Enjoyed the episode? Don't forget to:

How should investors react when markets get volatile—and headlines get loud? In this episode of The Market Moment, Matt, John, and Lee break down what volatility really means, why it isn't always a bad thing, and how long-term investors can stay disciplined when fear and greed start creeping in. The conversation covers why volatility is a normal part of investing, how emotional decision-making often causes more damage than market pullbacks, and why “staying the course” only works if your portfolio is built for your true risk tolerance. The team shares real-world examples—from tariff scares to market recoveries—to show how panic selling can cause investors to miss long-term gains. They also explore portfolio rebalancing at market highs, diversification beyond U.S. stocks, and why today's shift from growth to value stocks may actually be a healthy sign for the broader market. From midterm election years to the January Barometer, the episode provides historical context without falling into market-timing traps. Key topics include: ➡️ What market volatility really means (and why it's often misunderstood) ➡️ Fear vs. greed and how emotions impact investment decisions ➡️ Why staying invested matters more than timing the market ➡️ Rebalancing strategies during record market highs ➡️ Risk tolerance vs. risk capacity—knowing what you can truly handle ➡️ Midterm election years and historical market volatility ➡️ Diversifying beyond U.S. equities and across market sectors ➡️ Growth vs. value stocks and signs of a broadening market ➡️ Why ignoring market “noise” is critical for long-term success   The episode wraps with a discussion on market leadership shifting away from the Mag 7, what that means for investors going forward, and why building a portfolio you can stick with—through good markets and bad—is the real key to long-term success. Enjoyed the episode? Don't forget to:

Kyle Martin is the Managing Partner of Murphy Financial Grouphttps://www.murphyfingroup.com/----Today's show is brought to you by heywell! https://livingheywell.com/The Shane White Show is now proudly brought you by ROUTINE! Head over to yourroutine.com and try their newest product "Morning Routine". Use code "ShaneWhite30" at checkout for 30% off your first order!Today's episode is brought to you by NeuRoast - Mushroom Coffee! Use Code "ShaneWhite" for 30% off your order from Neuroast.comSponsor Links:Routine - http://yourroutine.comNeuRoast - https://www.neuroast.com/Heywell - https://livingheywell.com/----------Helpful Links:Instagram:  @shane.m.whiteTik Tok: @shane.m.whiteNoBul Partners: https://nobulpartners.com/

Jeff Pierce, President of Johnson Wealth at Johnson Financial Group, shares his long-term vision for the firm and what sets its family-owned model apart from large national competitors and digital platforms.

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Our approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so they can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-longevity-risk-outliving-your-savings

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Our approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so they can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-longevity-risk-outliving-your-savings

Wilson Financial Group focuses on helping people keep what they work hard for when it comes to their retirement. It's about how people get from where they are right now to where they want to be. It is about achieving their personal financial goals and enabling them to enjoy the fruits of their labor without having to worry if tomorrow will be a good or bad day in the markets. It is important to plot the path, have a plan for how to get there and get the right advice along the way. “We Help Clients Get to Retirement and Through Retirement.”Learn More: https://wilsonfinancialgrp.com/No Rendering of Advice. The information contained is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant. Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law. While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website or such other materials or communications.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-bill-wilson-president-of-wilson-financial-group-discussing-how-to-create-sustainable-income

Wilson Financial Group focuses on helping people keep what they work hard for when it comes to their retirement. It's about how people get from where they are right now to where they want to be. It is about achieving their personal financial goals and enabling them to enjoy the fruits of their labor without having to worry if tomorrow will be a good or bad day in the markets. It is important to plot the path, have a plan for how to get there and get the right advice along the way. “We Help Clients Get to Retirement and Through Retirement.”Learn More: https://wilsonfinancialgrp.com/No Rendering of Advice. The information contained is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant. Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law. While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website or such other materials or communications.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-bill-wilson-president-of-wilson-financial-group-discussing-how-to-create-sustainable-income

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-inflation-rising-living-costs

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-market-volatility-sequence-of-returns-risk

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-inflation-rising-living-costs

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-market-volatility-sequence-of-returns-risk

Cotter Financial Group, LLC. is a community-based concierge-level retirement planning firm helping pre-retirees and retirees in the most critical phase of retirement known as the Retirement Red Zone. 10 years before and after retirement. They are a lifestyle-based planning firm. They do incorporate the numbers aspect while helping families and individuals plan for maximum enjoyment in retirement, while keeping in mind your values, relationships, and, more importantly, how people wish to spend their precious time. So whether they are in retirement, on the verge of or just starting to prepare, they will help get you ready for what matters most and take action with more confidence. Focus areas are:Retirement Income Planning – safe, predictable, and guaranteedLegacy Planning – maximize to whom and what is left to heirsWealth Transfer – tax-efficient transfer strategiesEstate Planning – Wills, Trusts, and Asset ProtectionSocial Security Optimization – claiming strategy guidanceWealth Management – safe and tax-efficient strategies for inflation riskLearn More: www.cotterfinancialgroup.comCotter Financial Group, LLC and Kinetic Investment Management, Inc. are two separate entities. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions under Cotter Financial Group, LLC. Investment Advisory Services are offered through Kinetic Investment Management, Inc., a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-patrick-cotter-founder-of-cotter-financial-group-discussing-navigating-uncertainty-in-retirement

Cotter Financial Group, LLC. is a community-based concierge-level retirement planning firm helping pre-retirees and retirees in the most critical phase of retirement known as the Retirement Red Zone. 10 years before and after retirement. They are a lifestyle-based planning firm. They do incorporate the numbers aspect while helping families and individuals plan for maximum enjoyment in retirement, while keeping in mind your values, relationships, and more importantly, how people wish to spend their precious time. So whether they are in retirement, on the verge of or just starting to prepare, they will help get people ready for what matters most and take action with more confidence. Focus areas are:Retirement Income Planning – safe, predictable, and guaranteedLegacy Planning – maximize to whom and what is left to heirsWealth Transfer – tax-efficient transfer strategiesEstate Planning – Wills, Trusts and Asset ProtectionSocial Security Optimization – claiming strategy guidanceWealth Management – safe and tax-efficient strategies for inflation riskLearn More: www.cotterfinancialgroup.comCotter Financial Group, LLC and Kinetic Investment Management, Inc. are two separate entities. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions under Cotter Financial Group, LLC. Investment Advisory Services are offered through Kinetic Investment Management, Inc., a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-patrick-cotter-founder-of-cotter-financial-group-discussing-proactive-retirement-planning

Cotter Financial Group, LLC. is a community-based concierge-level retirement planning firm helping pre-retirees and retirees in the most critical phase of retirement known as the Retirement Red Zone. 10 years before and after retirement. They are a lifestyle-based planning firm. They do incorporate the numbers aspect while helping families and individuals plan for maximum enjoyment in retirement, while keeping in mind your values, relationships, and, more importantly, how people wish to spend their precious time. So whether they are in retirement, on the verge of or just starting to prepare, they will help get you ready for what matters most and take action with more confidence. Focus areas are:Retirement Income Planning – safe, predictable, and guaranteedLegacy Planning – maximize to whom and what is left to heirsWealth Transfer – tax-efficient transfer strategiesEstate Planning – Wills, Trusts, and Asset ProtectionSocial Security Optimization – claiming strategy guidanceWealth Management – safe and tax-efficient strategies for inflation riskLearn More: www.cotterfinancialgroup.comCotter Financial Group, LLC and Kinetic Investment Management, Inc. are two separate entities. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions under Cotter Financial Group, LLC. Investment Advisory Services are offered through Kinetic Investment Management, Inc., a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-patrick-cotter-founder-of-cotter-financial-group-discussing-emotional-well-being-in-retirement