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Dupree Financial Group  Blog & Podcast The Tom Dupree Show The Financial Hour · Hour 2 · August 8, 2026 Is the AI Rally a Bubble? What Retirees Should Watch For The Tom Dupree Show | Dupree Financial Group | dupreefinancial.com | 859-233-0400 By Tom Dupree, Founder, Dupree Financial Group III     Ii               I iiI.  Is this AI Rally Built to Last? Turn on any market report lately, and you’ll hear the same story: a handful of AI-linked names are doing most of the heavy lifting. On this week’s Financial Hour, Tom sat down with analyst James Dupree and market analyst Michael Dawahare to talk through what’s actually driving that rally — and it’s a more complicated story than “AI stocks are up.” The conversation opened with reshoring: American companies bringing manufacturing back from overseas, and the market slowly absorbing the idea that this makes more sense than the offshoring wave of the ’70s, ’80s, and ’90s. From there it moved into the AI infrastructure buildout, the old industrial companies suddenly catching a second wind because of it, and a cautionary tale about a leveraged AI hedge fund that lost 78% of its value in three weeks. Tom, James, and Michael walked through the Gold Rush and dot-com parallels, why diversification matters more than ever in a fast-moving sector, and where Dupree Financial Group is finding value right now — financials, insurance, mortgage REITs, and energy. The short version: something real is happening in AI and in American manufacturing. But a real trend and a sure thing are two very different things, and knowing the difference is the whole job. “There’s gonna be people riding high on AI right now who in four years may not be. Don’t just focus on the new technology — ask what are the derivative trades, what can go wrong. Because something will.” — Tom Dupree Topics Covered Why the market is absorbing the reshoring of U.S. manufacturing — and why that’s different from a tariff headline The AI infrastructure buildout, and which “old economy” companies (Johnson Controls, Cummins) are catching a second wind from it The Leopold Aschenbrenner story: how a 4x-leveraged AI fund went from $45 billion to a forced $10 billion sale in about three weeks Gold Rush and dot-com parallels — and who actually made the money when a boom goes bust Regional mall traffic and the return of in-person, live entertainment spending as a signal worth watching Why financials, insurance, and mortgage REITs are on Dupree Financial Group’s radar right now The capital gains tax cost of trying to “sell at the top” and buy back in lower Why a “set it and forget it” approach is especially risky in a fast-moving sector like AI Security concerns as new AI models test the limits of their own guardrails Key Takeaways Reshoring is showing up in the data, not just the headlines. Manufacturing activity has expanded for several consecutive months, and reshoring initiatives have driven a meaningful number of announced U.S. manufacturing jobs since 2010 — a trend the show connected directly to the “picks and shovels” companies benefiting from it. AI infrastructure spending is running far ahead of AI revenue. The largest tech companies are on pace to spend hundreds of billions on AI infrastructure this year alone — spending that, by some estimates, is outpacing the revenue AI products are currently generating. That gap is exactly what Tom, James, and Michael were pointing to when they said “something will go wrong.” Leverage turns a good idea into a forced sale. The Leopold Aschenbrenner fund didn’t lose money because AI was a bad bet — it lost money because a 4x-leveraged position can only absorb so much of a pullback before it’s liquidated. That’s a lesson about position sizing, not about AI. History says the “picks and shovels” companies often outlast the flashiest players. Tom’s Levi Strauss story from the Gold Rush isn’t just a fun aside — it’s the show’s real thesis. When a boom happens, the companies supplying the boom sometimes outlast the speculative names chasing it. Diversification is what protects you when some AI names don’t make it. Nobody on the show argued AI is fake. The argument was that not every AI company will succeed, and a portfolio built around five or ten concentrated bets is a very different risk profile than one spread across sectors. Trying to time a pullback can trigger its own tax bill. Selling a highly appreciated position to avoid a possible drop means paying capital gains tax on the gain — which, as James pointed out, can functionally act like selling at the top even if the stock never actually drops that far. Dividend-paying sectors remain the core of the plan, regardless of what AI does next. Financials, insurance, mortgage REITs, and energy were named as areas of current focus — companies tied to real, ongoing economic activity rather than to a single technology cycle. “Set it and forget it” is the riskiest approach in a fast-moving sector. The show’s closing message: stay alert, stay informed, and know what you own — because in a sector that can move 10-15% in a day, being asleep at the wheel is exactly when it costs you. The Reframe: What This Means for Your Portfolio Here’s where we’d push the conversation a step further than the show had time for. The AI story and the reshoring story aren’t really two separate topics — they’re the same story told twice. Both are examples of real, durable economic activity attracting an amount of capital that may or may not be justified by what it produces. The five largest U.S. tech companies are on pace to spend somewhere in the range of $660–690 billion on AI infrastructure this year alone, nearly double the year before, according to industry analysis from Futurum Group. Other estimates put the ratio of AI infrastructure spending to AI software revenue at close to eighteen-to-one, per S&P Global research reported by ETF Trends. That doesn’t mean the technology is fake — it means the payoff isn’t set to arrive on the same timeline as the spending, and it may not arrive on that timeline at all. The Bank for International Settlements — essentially the central bank for the world’s central banks — has already flagged the scale of this spending as a risk worth watching, noting that combined AI capital expenditure across 2025 and 2026 is outpacing the free cash flow of the companies funding it, per Fortune’s reporting. Fidelity’s own research team has taken a more measured view, noting that as of early 2026 they aren’t yet seeing some of the classic bubble warning signs, like shrinking free cash flow among the AI leaders — but they’re watching closely, and so should you (Fidelity). Both things can be true at once, which is exactly what Tom, James, and Michael said on air. This is precisely the environment dividend-focused, diversified investing was built for. Research from Hartford Funds, using data going back to 1973, has found that companies that grew or initiated a dividend have historically delivered higher returns than the broader market with meaningfully less volatility than non-dividend payers (Hartford Funds). That’s the case for owning financials, insurance, and energy alongside — not instead of — exposure to the AI and reshoring trends. You get to participate in the buildout without betting the whole plan on any single piece of it working out on schedule.     Related Reading Listen to this episode and browse past shows on the Podcasts page Learn more about our approach and team on the About Us page Schedule your own complimentary portfolio review from the DFG homepage About The Tom Dupree Show The Tom Dupree Show is hosted by Tom Dupree, founder of Dupree Financial Group and a 48-year veteran of the investment business. Each episode covers the financial topics that matter most to retirees and those approaching retirement — in plain English, without the Wall Street spin. Dupree Financial Group is a fee-only, fiduciary Registered Investment Advisory firm based in Lexington, Kentucky. The firm manages separately managed accounts focused on income-generating, dividend-paying portfolios — no products sold, no commissions, no conflicts of interest. Past episodes are available at dupreefinancial.com under the Podcast tab. TD Tom Dupree Founder of Dupree Financial Group and host of The Tom Dupree Show. Tom started in the investment business in 1978 as a municipal bond salesman, and has spent 47 years building an income-first, fee-only approach to retirement investing in Lexington, Kentucky. Schedule a Complimentary Portfolio Review If you’re not sure whether you know what’s actually driving your portfolio’s gains right now — and whether it could unwind as fast as it built — we’ll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it’s working for you. Call: 859-233-0400 | Visit: dupreefinancial.com { "@context": "https://schema.org", "@type": "PodcastEpisode", "name": "Is the AI Rally a Bubble? What Retirees Should Watch For", "url": "https://www.dupreefinancial.com/is-the-ai-rally-a-bubble-what-retirees-should-watch-for/", "datePublished": "2026-08-08", "description": "Tom Dupree, James Dupree, and Michael Dawahare discuss the AI market rally, reshoring, and where Dupree Financial Group sees value for retirement portfolios right now.", "partOfSeries": { "@type": "PodcastSeries", "name": "The Tom Dupree Show", "url": "https://www.dupreefinancial.com/podcasts" }, "author": { "@type": "Person", "name": "Tom Dupree" } } { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "Is the AI stock rally a bubble?", "acceptedAnswer": { "@type": "Answer", "text": "It's too early to say for certain. AI infrastructure spending is running well ahead of AI revenue, which is a real warning sign, but the underlying technology and demand are also real. The honest answer is: parts of it may be a bubble, and parts of it may not be — which is exactly why diversification matters." } }, { "@type": "Question", "name": "What is reshoring, and why does it matter to investors?", "acceptedAnswer": { "@type": "Answer", "text": "Reshoring means bringing manufacturing and industry back to the U.S. from overseas. It matters to investors because it's benefiting a range of established industrial companies, and manufacturing activity data has shown consistent signs of expansion." } }, { "@type": "Question", "name": "What happened with the Leopold Aschenbrenner AI hedge fund?", "acceptedAnswer": { "@type": "Answer", "text": "A hedge fund that was leveraged roughly 4-to-1 on AI infrastructure stocks was forced to sell at a steep loss after the market moved against it, dropping from about $45 billion in net asset value to roughly $10 billion in about three weeks. It's a reminder that leverage, not the underlying investment thesis, is often what causes forced losses." } }, { "@type": "Question", "name": "Should retirees own AI-related stocks?", "acceptedAnswer": { "@type": "Answer", "text": "There's no one-size-fits-all answer, and this isn't individualized advice. Generally speaking, exposure to a trend like AI works best as part of a diversified, income-generating portfolio rather than as a concentrated bet, especially for retirees who need their money to last for decades." } }, { "@type": "Question", "name": "What is Dupree Financial Group's approach to sector risk like AI?", "acceptedAnswer": { "@type": "Answer", "text": "Dupree Financial Group focuses on dividend-paying stocks and bonds across a range of sectors, including financials, insurance, and energy, rather than concentrating in any single trend. The goal is income and growth investors can understand, not a bet on any one technology." } } ] } The post Is the AI Rally a Bubble? What Retirees Should Watch For | Dupree Financial Group appeared first on Dupree Financial.

Did the market take a hit because of the Fed dissents? This week, Matt, John and Isaac look back on the Fed's meeting on the economy and interest rates, and overall there are positive reports regarding the US job market, unemployment rate, and business investments– the primary concern seems to be rising inflation thanks to the Iranian conflict and oil prices. The guys lament the volatility and how difficult it must be for businesses during this time but at the same time, the market is acting strong. They also discuss insane college football sponsor deals and contracts! 01:08 Fed rate decision and the three dissents 04:12 Let's talk oil prices and volatility 08:14 Microsoft's cloud business Azure is making tons of revenue 10:34 College football sponsorships in the millions

One of the most important decisions you'll make regarding your retirement income is when to file for Social Security benefits. On this webinar, C&A Financial Group CEO and Managing Partner, Frank Congilose hosts guest speaker Roberta Eckert of Nationwide. who speaks on who qualifies for Social Security benefits, when to begin claiming, spousal and survivor benefits, recent updates, how to access your benefits, and the key factors that can impact your lifetime income. You'll also learn why planning ahead is essential and how understanding your options today can help you make more informed decisions for your retirement.9054342.1 Exp 8/28To learn more about C&A Financial Group, schedule a meeting or to consider a career with us, visit www.ca-strategy.com for more information. Follow us online on Facebook, LinkedIn and YouTube

Dupree Financial Group Blog  ·  The Tom Dupree Show From This Week’s Episode Retirement Investing  ·  August 1, 2026 Is Your Retirement Portfolio Too Concentrated? A 25-year-old hedge fund manager lost roughly $35 billion in a matter of days this week. Here’s what his leverage and the market’s concentration in seven stocks have to do with your retirement account. By Tom Dupree, Founder, Dupree Financial Group  |  dupreefinancial.com  |  859-233-0400 This week, a 25-year-old former OpenAI researcher named Leopold Aschenbrenner watched roughly $35 billion disappear from his hedge fund in a matter of days. Two years ago, he wrote a 165-page essay predicting the future of artificial intelligence with such confidence that Silicon Valley treated it like scripture. This week, his fund — built on borrowed money layered on top of a handful of AI stocks — got forced into a fire sale to Ken Griffin’s Citadel at a steep discount. It’s a dramatic story. But here’s the direct answer to the question that actually matters for your retirement: if most of your money sits in a plain S&P 500 index fund, you may be more concentrated in a handful of the same stocks than you realize — and that concentration, not any single hedge fund’s collapse, is the real thing worth understanding before your next portfolio review. You don’t need borrowed money or a 165-page manifesto to be exposed to this. You just need to own “the market” and assume that means you’re spread across 500 different companies. Key Takeaways Leverage magnifies both directions. Borrowing money to buy investments can boost gains on the way up, but it can wipe out capital just as fast on the way down. That’s the entire story of this week’s hedge fund collapse. Seven stocks now make up a large share of the S&P 500. Depending on the week you check, the “Magnificent Seven” technology stocks account for somewhere between a third and roughly 40% of the entire index’s value. Owning an index fund is not automatically owning a diversified portfolio. A market-cap-weighted index gives its biggest companies the biggest influence — so when those companies wobble, so does “the market.” Know what you own and why you own it. That’s not a slogan — it’s the single most useful question a retiree can ask before the next headline-grabbing selloff. Why This Week’s Story Is Bigger Than One Hedge Fund Every generation produces an investor who seems untouchable — brilliant, early to a trend, riding a wave everyone else is still arguing about. Aschenbrenner’s fund, Situational Awareness, reportedly grew from roughly $200 million to as much as $45 billion in under two years, largely on concentrated bets in AI infrastructure names. Then, using leverage reported as high as 400% — meaning roughly four borrowed dollars for every dollar of the fund’s own capital — a sharp pullback in a handful of semiconductor and AI stocks triggered margin calls his prime brokers couldn’t ignore. That’s the mechanical part, and it’s worth understanding in plain English: when you borrow against an investment and that investment drops in value, your loan doesn’t shrink with it. At some point the lender requires more collateral — a margin call — and if you can’t provide it, your shares get sold for you, often at the worst possible moment. There’s no easy way around that math. It requires diligence, not confidence. Most retirees reading this aren’t using 400% leverage. But there’s a quieter version of the same concentration problem sitting inside a lot of 401(k)s and IRA rollovers, and it doesn’t require a single dollar of borrowed money to hurt you. What the Numbers Actually Show According to CNBC’s reporting on the collapse, Aschenbrenner’s fund held roughly $45 billion in assets at its peak, before margin calls forced the sale of its leveraged public stock positions — including major holdings like SK Hynix and CoreWeave — to Citadel at a discount, with the fund’s overall assets falling to around $10 billion within about 30 trading days (CNBC). TechCrunch’s coverage confirms Aschenbrenner had no prior professional trading experience before launching the fund in 2024, and that the losses came from both AI stocks falling and short positions in software companies moving the wrong way at the same time (TechCrunch). Meanwhile, the broader market has its own version of this concentration story. Reporting from Forbes notes that the “Magnificent Seven” technology stocks made up roughly a third of the S&P 500’s total market capitalization heading into 2026, with some advisors calling the resulting concentration risk a “legitimate concern” (Forbes). Separate reporting from CNBC put the figure as high as 35% to 40% of the index in recent trading, prompting some strategists to recommend equal-weighted alternatives to reduce that concentration (CNBC). The SEC’s own investor education office has published plain-language guidance on why borrowing to invest carries risks that go beyond the investment itself — including the fact that a broker can sell your securities to meet a margin call without waiting for you to act, and can do so without advance notice (SEC Investor.gov). It’s the kind of guardrail worth reading once, even if you never plan to use margin yourself. “Leverage is a thing to be used very judiciously and very carefully, because if you use it in a way that’s irresponsible, it can cost you everything.” — Tom Dupree The Reframe: This Isn’t a Bet on Whether AI Wins or Loses Dupree Financial Group’s Take Most of the commentary this week has been framed as a debate: Is AI spending going to pay off, or is it a bubble? That’s an interesting argument, and reasonable people disagree about it — Microsoft’s stock jumped double digits on one earnings report this year, while Oracle’s bonds have drawn scrutiny over its own AI-related spending. But that debate is largely beside the point for a retiree building income for the next 40 or 50 years. The actual lesson isn’t “buy AI stocks” or “avoid AI stocks.” It’s that when a market’s returns get concentrated in a small number of companies, your risk gets concentrated right along with it — whether you meant it to or not. That’s exactly why our approach starts with cash flow analysis, not headlines: dividend-paying companies across sectors like insurance, telecommunications, and financials keep generating income whether or not seven technology companies are having a good month. You get paid to wait, in good markets and choppy ones, instead of hoping a narrow slice of the market keeps carrying the whole index. What This Looks Like in Practice We build separately managed accounts around companies with a history of paying and growing their dividends, purchased when they’re out of favor and less expensive — not around chasing whichever seven stocks are dominating the headlines that quarter. Bonds play a role too: current income, lower volatility, and dry powder to buy good companies when the market temporarily marks them down for reasons that have nothing to do with their underlying business. None of this means avoiding growth, and it doesn’t mean the S&P 500’s biggest companies are bad businesses — several of them are genuinely excellent. It means not letting one basket, however impressive, decide the outcome of your retirement. All investing involves risk, including the possible loss of principal, and no strategy removes that risk entirely. The goal is to understand it, size it appropriately, and build income you don’t have to sell into a downturn to access. Five Things to Check in Your Own Portfolio 1Pull up your 401(k) or IRA’s top ten holdings. Most plan providers list this on your statement or online dashboard. If you don’t see it, call and ask — it’s your money, and you’re entitled to know. 2Add up what percentage those top ten represent. If it’s a plain S&P 500 index fund, expect a meaningful chunk of your total to be concentrated in a handful of names, most of them technology companies. 3Ask whether that concentration matches your risk tolerance at your stage of life. A 35-year-old accumulating wealth can absorb more concentration risk than someone drawing income in retirement. 4Check whether you’re using any form of leverage or margin, even indirectly through certain funds or products, and make sure you understand exactly what happens if those positions move against you. 5Get a second set of eyes on the whole picture. It’s easy to know your account balance and much harder to know what’s actually driving it. That’s the gap a complimentary portfolio review is built to close. Frequently Asked Questions What is “concentration risk” in a stock market index? Concentration risk means a large share of an index’s total value — and therefore its performance — comes from a small number of companies. In a market-cap-weighted index like the S&P 500, the biggest companies carry the most influence, so a downturn in just a handful of names can drag down the whole index. Why did Leopold Aschenbrenner’s hedge fund lose so much money so quickly? Reporting indicates the fund used leverage as high as 400% on concentrated AI stock positions. When those stocks declined, the borrowed money amplified the losses, triggering margin calls that forced a distressed sale of the fund’s holdings within about a month. Should retirees stop investing in S&P 500 index funds? Not necessarily — index funds remain a legitimate, low-cost building block. The point is to understand what you actually own inside that fund, including how concentrated it has become, rather than assuming “index fund” automatically means “diversified.” What does “leverage” mean in plain English? Leverage means borrowing money to increase the size of an investment beyond what your own capital could buy. It can amplify gains, but it amplifies losses the same way — and if the investment’s value drops enough, the loan doesn’t shrink to match it. How can I tell how concentrated my own retirement portfolio really is? Start by looking up your fund’s top ten holdings and what percentage of the total they represent — most providers publish this. If you’re unsure how to interpret it, a portfolio review with an advisor can walk through what you actually own and why. The Close By the time you read this, Leopold Aschenbrenner’s fund will likely have faded from the headlines, replaced by whoever’s turn it is next — because, as history keeps showing us, there’s always a next one. But the question his week left behind isn’t really about him. It’s about whether you know what you own, and whether you’d be able to answer calmly if your own portfolio had a bad week. That’s the whole point of retiring on income instead of hope: you don’t need to guess right about which seven stocks win. You need a plan that keeps paying you regardless. Keep Learning Listen to the full episode — hear Tom, James Dupree, and Michael Dawahare walk through the Mag Seven earnings debate and this week’s market moves in more detail. Learn more about Dupree Financial Group — our fee-only, fiduciary approach and the team behind it. Schedule a complimentary portfolio review — see exactly how concentrated your own accounts are today. Tom Dupree Tom Dupree is the founder of Dupree Financial Group, a fee-only, fiduciary Registered Investment Advisory firm based in Lexington, Kentucky. He has spent 48 years in the investment business, starting as a municipal bond salesman in the late 1970s, and hosts The Tom Dupree Show, a weekly radio and podcast program covering the financial topics that matter most to retirees. About The Tom Dupree Show The Tom Dupree Show is hosted by Tom Dupree, founder of Dupree Financial Group and a 47-year veteran of the investment business. Each episode covers the financial topics that matter most to retirees and those approaching retirement — in plain English, without the Wall Street spin. Dupree Financial Group is a fee-only, fiduciary Registered Investment Advisory firm based in Lexington, Kentucky. The firm manages separately managed accounts focused on income-generating, dividend-paying portfolios — no products sold, no commissions, no conflicts of interest. Past episodes are available at dupreefinancial.com under the Radio tab. Schedule a Complimentary Portfolio Review If you’re not sure whether your retirement account is more concentrated in a handful of stocks than you’d like — we’ll take a look. No charge. No pressure. Just an honest conversation about what you own and whether it’s working for you. Call: 859-233-0400  |  Visit: dupreefinancial.com All investing involves risk, including the possible loss of principal. Past market performance discussed above refers to historical index and company data, not to the performance of any Dupree Financial Group account. Dupree Financial Group  ·  Fee-only. Fiduciary. Lexington, KY  · dupreefinancial.com  ·  859-233-0400 { "@context": "https://schema.org", "@type": "PodcastEpisode", "name": "Is Your Retirement Portfolio Too Concentrated?", "url": "https://www.dupreefinancial.com/sp500-concentration-risk-retirement-portfolio/", "datePublished": "2026-08-01", "description": "Tom Dupree, James Dupree, and Michael Dawahare discuss this week's hedge fund collapse, Magnificent Seven earnings, and what S&P 500 concentration risk means for retirement portfolios.", "partOfSeries": { "@type": "PodcastSeries", "name": "The Tom Dupree Show" }, "author": { "@type": "Person", "name": "Tom Dupree" } } { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What is "concentration risk" in a stock market index?", "acceptedAnswer": { "@type": "Answer", "text": "Concentration risk means a large share of an index's total value comes from a small number of companies. 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The point is to understand what you actually own inside that fund, including how concentrated it has become, rather than assuming an index fund is automatically diversified." } }, { "@type": "Question", "name": "What does "leverage" mean in plain English?", "acceptedAnswer": { "@type": "Answer", "text": "Leverage means borrowing money to increase the size of an investment beyond what your own capital could buy. It amplifies gains, but it amplifies losses the same way, and the loan doesn't shrink if the investment's value drops." } }, { "@type": "Question", "name": "How can I tell how concentrated my own retirement portfolio really is?", "acceptedAnswer": { "@type": "Answer", "text": "Start by looking up your fund's top ten holdings and what percentage of the total they represent. If you're unsure how to interpret it, a portfolio review with an advisor can walk through what you actually own and why." } } ] } The post Is Your Retirement Portfolio Too Concentrated? A $35B Hedge Fund Lesson | Dupree Financial Group appeared first on Dupree Financial.

Frank Congilose, CEO and Managing Partner of C&A Financial Group and Mike Trudel Managing Partner of BlackRock discuss the latest economic developments, interest rates and factors that impact the markets. Recorded: July 20, 20269033589.1  Exp 7/28To learn more about C&A Financial Group, schedule a meeting or to consider a career with us, visit www.ca-strategy.com for more information. Follow us online on Facebook, LinkedIn and YouTube

Owning real estate can generate income and long-term wealth, but it can also entail management responsibilities, tax considerations, and difficult decisions when it’s time to sell. What options are available if you want to keep real estate exposure without continuing to manage properties yourself? In this episode, Evan Wohl and George Papanicolaou are joined by Brendan Tammany, Senior Vice President, Private Capital at Inland Securities Corporation, to explore Delaware Statutory Trusts (DSTs) and how they can fit into a real estate strategy.  They discuss how DSTs operate within 1031 exchanges, the benefits of passive ownership, the differences between DSTs and REITs, liquidity considerations, estate-planning opportunities, and how accredited investors can access institutional-quality real estate while avoiding many of the day-to-day responsibilities of property ownership. Key takeaways: How Delaware Statutory Trusts allow investors to own fractional interests in commercial real estate Why DSTs can help simplify the 1031 exchange process for qualifying investors The differences between DSTs, REITs, and private credit investments How passive ownership removes landlord responsibilities and property management duties Why estate planning and step-up in basis considerations make DSTs attractive for some investors And more! Connect with Evan Wohl: Opus Private Client, LLC  ewohl@opus-pc.com  LinkedIn: Evan Wohl YouTube: OPUS Private Client, LLC Connect with George Papanicolaou: Opus Private Client, LLC  gpapa@opus-pc.com  LinkedIn: George Papanicolaou YouTube: OPUS Private Client, LLC Connect with Our Guest: LinkedIn: Brendan Tammany Website: Inland Securities Corporation btammany@inland-securities.com  About Our Guest: Brendan Tammany, Senior Vice President, Private Capital, Inland Securities Corporation, is responsible for partnering with financial advisors in the North East to complete successful 1031 exchanges as well as cash investments with Inland Private Capital Corporation. He began his career at Inland in 2022 as a Regional Associate II and was promoted to Vice President, Hybrid Wholesaler in 2023. He was promoted to Vice President, Exchange Consultant in 2024.  Prior to joining Inland, Mr. Tammany was an Advisory Consultant for Macquarie Asset Management's Mutual Fund sales team. He began his career in financial services in 2014 working as an M&A Analyst for a boutique Investment Banking firm GriƯin Financial Group. Mr. Tammany graduated from the University of Pittsburgh with a Bachelors of Science in Business Administration majoring in Finance. He holds Series 7, 63, 65, and 79 licenses with the Financial Industry Regulatory Authority (FINRA).

Frank Danieli is Head of Global Credit Solutions at MA Financial Group, an ASX-listed alternative asset manager that oversees A$15 billion ($10 billion) across a broad range of private credit and lending strategies and A$179 billion ($125 billion) in a lending ecosystem platform. Frank began his career in restructurings, the self-described 'dark side of credit', and has used the lessons from special situations and distressed loans to build a performing credit platform across asset backed finance, direct asset lending and corporate private credit. Our conversation discusses what global investors can learn from the model of private credit in Australia. We explore the evolution of private credit in Australia and why it developed differently from the sponsor-backed lending market in the U.S., the regulatory shift that pushed lending off bank balance sheets, the role of Australia's pension system, and MA Financial's strategy for building proprietary origination across the lending ecosystem. We then turn to MA Financial's investment process, including the separation of investment selection from portfolio management, red teams, war games, and rigorous stress testing. Along the way, Frank shares why sourcing - not fundraising - will define long-term winners, why private credit requires diversified balance sheets, and why portfolio management and risk management are the largest sources of alpha in the asset class. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

We are half way through 2026! It is a great opportunity to look back on the last six months and review.  In this episode of The Market Moment, Lee, Isaac, and John take a data-driven look at the major economic forces shaping your wealth. They break down the massive multi-billion-dollar economic impact of hosting the World Cup, review the surprisingly strong first-half performance of major indexes (NASDAQ, S&P 500, and Dow) despite persistent inflation, and explain why healthy stock market rotations like those seen in Nvidia and Walmart are actually good for long-term stability. The guys also tackle a critical, structural conversation regarding long-term wealth preservation: the importance of integrating estate planning into your overall financial strategy. They discuss how simple legal documents like medical powers of attorney can safeguard your family from devastating financial and emotional legal battles.   Topics Discussed: ➡️ The World Cup's Multi-Billion GDP Impact: Hosting the tournament is projected to generate an estimated $17.2 billion in additional U.S. GDP and create roughly 185,000 temporary jobs. They look at how global sports tourism temporarily shifts consumer spending.  ➡️ First-Half 2026 Market Recap: Despite geopolitical conflicts and higher-for-longer interest rates, the NASDAQ rose 12.5% and the S&P 500 climbed 9.5%. They break down the resilience of the high-end consumer and what is driving this market momentum.  ➡️ Healthy Market Rotations: Walmart has retraced 20%+ from its May peak, yet the broader market remains stable. They discuss why individual stock "resets" (like Nvidia and Walmart) are a normal, healthy part of a broadening market cycle.  ➡️ Reassessing Risk & Essential Estate Planning: Why a strong market is the absolute best time to reassess your risk tolerance, evaluate debt, and establish foundational estate planning documents (wills, trusts, and medical powers of attorney).   Like, comment, or email us your financial questions at TheMarketMoment@mach1fg.com 

With small-cap stocks quietly putting up historic numbers and massive structural changes being proposed for how Americans save for the future, the investing landscape is shifting right before our eyes. But how do these massive macroeconomic trends affect the money in your portfolio? In this episode, Matt, John, and Isaac take a data-driven look at the major trends shaping your portfolio. They break down the relentless multi-trillion-dollar surge into exchange-traded funds (ETFs) over traditional mutual funds, a historic 35-year record performance out of small-cap stocks, and the Treasury's recent rollout of default investment options for the new Trump Accounts*. The guys also tackle a massive, structural conversation making waves out of Washington: whether a forced employer model like the Australian retirement system could close the American retirement gap, and what that massive flow of private capital could mean for the future of the stock market. Topics Discussed:  ➡️ The Rise of ETFs vs. Mutual Funds: ETF asset flows are pacing for a record-breaking $2 trillion in 2026, challenging the traditional $24 trillion mutual fund landscape as everyday investors prioritize intraday liquidity and structural tax efficiencies.  ➡️ Trump Accounts* & Default Options: With over 6 million accounts already opened, the Treasury Department just announced its default, low-cost investment options—starting with the State Street SPDR Portfolio S&P 500 ETF (SPYM) alongside upcoming funds from BlackRock and Vanguard.  ➡️ Small-Cap Historic Outperformance: Small caps just locked in their best first six months in 35 years, surging 22% year-to-date and outperforming the S&P 500's 10% gains as capital begins to broaden out past the biggest tech names.  ➡️ The Australian Retirement Model: The administration is seriously evaluating Australia's "superannuation" model. We break down how a mandated 12% employer contribution works, how it contrasts with traditional (401k) plans, and the potential impact of moving retirement funds away from government control.   *Eligibility, tax treatment, and program rules may change and vary based on individual circumstances.    Sources:  https://www.barrons.com/advisor/articles/etf-asset-flows-record-state-street-992ff22b?mod=features https://www.barrons.com/advisor/articles/treasury-unveils-etf-lineup-for-trump-accounts-ahead-of-july-4-launch-bd188c34?mod=features https://www.barrons.com/articles/small-caps-just-had-their-best-first-half-since-1991-the-rally-isnt-over-31bef315?refsec=economy-and-policy&mod=topics_economy-and-policy https://www.foxbusiness.com/politics/trump-looking-very-strongly-australia-style-retirement-system-taking-that-making-sharper Enjoyed the episode? Don't forget to:

Next up on the Canada's Used Car Week Live Stage is Vincenzo Ciampi . who is senior vice president, of auto finance and dealer services for Canada at iA Financial Group. Ciampi talks with Cherokee Media Group's Joe Overby about the state of the Canadian auto finance industry and what metrics iA is watching, the role of artificial intelligence and other advanced technologies, affordability, fighting fraud and more.

With the stock market hovering around all-time highs at the halfway point of the year, it's easy to let short-term market noise, geopolitical tensions, or Fed anxiety dictate your strategy. But what truly drives long-term stock returns? In this episode, Matt, Lee, and John take a data-driven step back to look at what the market actually cares about: corporate earnings. They break down the lockstep correlation between forward earnings growth and stock prices, the massive broadening out of the market (including the recent 21-22% surge in the Russell 2000), and why the historical divergence between small-cap and large-cap earnings is rapidly closing. The guys also tackle the massive CapEx spending trends of tech hyperscalers, the recent performance of gold and Bitcoin, and why a truly diversified portfolio built for the long haul is your best defense against market volatility. Topics Discussed: ➡️ Market Drivers vs. Noise: The long-term engine behind stock returns is corporate earnings growth, which historically moves lockstep with stock prices, whereas politics, Fed actions, and geopolitical events tend to drive short-term sentiment and volatility. ➡️ Market Broadening: The S&P 500's year-to-date gains have broadened out to the wider market, with the Magnificent 7 no longer acting as the primary drivers and smaller companies in the Russell 2000 outperforming. ➡️ Tech CapEx and Free Cash Flow: Major tech hyperscalers are heavily spending their free cash flow on massive capital expenditures (CapEx) for infrastructure and AI, leading the market to re-rate their near-term valuation multiples. ➡️ Geopolitical Resiliency: Despite ongoing conflicts like the war involving Iran and friction in the Strait of Hormuz, historical data shows the stock market typically adjusts to long-standing geopolitical tensions over time as global infrastructure adapts. ➡️ Asset Class Shifts: Safe-haven and alternative assets like gold, silver, and Bitcoin have recently experienced sharp sell-offs, contrasting with the stock market sitting near all-time highs. ➡️ Small-Cap Earnings Recovery: Small-cap corporate earnings have staged a dramatic recovery since late 2025/early 2026, closing the significant performance divergence that opened up against large-caps starting in 2022.   Enjoyed the episode? Don't forget to:

Have you noticed a layoff trend among the tech giants and mega corporations? Meta laid off 8,000 employees (nearly 10% of its workforce, reported in May, 2026), Oracle with 21,000 over the course of a year (the firm's latest annual report shows), and of course, WalMart has conducted periodic workforce reductions. This has raised the question, what do individuals in their 50s or 60s do if they find themselves in this unpredictable situation? Can they find a new job? Should they retire early? What are their options? How can one be prepared for this? Matt, John and Isaac discuss what this AI-driven shift means for your career, wealth building, and long-term financial planning.    We also compare the historic performance of major IPOs with the highly anticipated SpaceX public debut last week and we look at what history tells us about market volatility when a new Fed Chair takes the reins.    Topics Discussed: ➡️ Career Transitions Later in Life: Financial planning considerations when facing unexpected  employment changes. ➡️ Managing Financial Risk: The role of debt, liquidity, and diversification during periods of uncertainty. ➡️ Employer Stock Exposure: Evaluating concentration risk within compensation and retirement accounts. ➡️ IPO Trends: A look at historical outcomes of large IPOs and how results can vary widely. ➡️ Market Context: Observations from past market environments and leadership transitions.    Enjoyed the episode? Don't forget to:

Architectural Abundance: Tuning Out Market Volatility and Structuring Purposeful Wealth with Chad CoeIn a recent episode of The Thoughtful Entrepreneur Podcast, host Josh Elledge sat down with Chad Coe, the Founder and Owner of COE Financial Group, to dissect the systemic emotional traps that frequently compromise long-term corporate and personal liquidity. Chad, an independent financial architect, seasoned corporate speaker, and professional auctioneer, brings a heart-centered yet highly disciplined philosophy to wealth management and capital preservation. This conversation serves as an essential strategic playbook for high-performing founders, mid-market executives, and entrepreneurial leaders who want to insulate their investment portfolios from sensationalized media noise, align their personal values with their financial infrastructure, and engineer a self-sustaining lifestyle that balances extreme professional velocity with intentional, restorative downtime.The Strategy of Abundance: Fiduciary Governance, Market Arbitrage, and Purposeful Asset AllocationThe primary vulnerability threatening the wealth retention of successful entrepreneurs is rarely a sudden macroeconomic shift, but rather a structural failure to isolate long-term capital preservation from near-term market noise. Chad Coe explains that when business owners react impulsively to sensationalized media headlines, political cycles, or policy fluctuations, they introduce severe transaction friction and emotional volatility into their asset management strategies. True financial optimization demands an unyielding focus on underlying business fundamentals—recognizing that corporate earnings, rather than daily news cycles, are the empirical drivers of equity appreciation over time. By partnering with an independent fiduciary advisor who is legally bound to put the client's interests first, founders can bypass institutional product pushing, minimize fee drag, and design a diversified asset architecture capable of aggressively compounding wealth while neutralizing the erosive toll of inflation on idle cash reserves.To insulate an enterprise or a personal portfolio against shifting industry trends, executive leadership must treat time management and personal networking as strict operational disciplines. Many high-achievers fall into the trap of reactive calendar scheduling, allowing administrative debt to crowd out the strategic peer masterminds and physical hobbies—such as high-level networking dinners or competitive pickleball tournaments—that actively recharge their cognitive capacity. Real-world wealth optimization is unlocked when an executive intentionally blocks out time for these high-leverage relationships, treating personal well-being as critical corporate infrastructure that sharpens real-time decision-making. Applying athletic metaphors to market execution, such as staying prepared and anticipating recurring patterns before they manifest on a balance sheet, enables leaders to maintain an authoritative edge in high-stakes negotiations and capital allocation alike.Furthermore, building an impactful legacy in an increasingly automated marketplace requires thought leaders to systematically deploy media platforms, such as strategic podcasting and intentional corporate philanthropy, to scale their inbound authority networks. Bypassing unverified matching services and focusing ruthlessly on high-quality, authentic storytelling allows founders to cultivate deep trust with prospective clients and cross-functional partners over years. This long-tail visibility strategy converts a leader's personal resilience and unique background into a powerful business development asset that continuously feeds the enterprise pipeline. Ultimately, permanent wealth mastery belongs to the organizations and individuals that treat life design as an engineered blueprint, executing regular gap analyses to align their daily calendars with empirical financial milestones to predictably scale long-term enterprise value.About Chad CoeChad Coe is the Founder and Owner of COE Financial Group, a premier keynote speaker, professional charity auctioneer, and independent wealth strategist. Drawing from a resilient background overcoming early educational challenges to build highly successful financial advisory frameworks, Chad infuses a heart-centered, transparent philosophy into asset allocation. He is a dedicated strategic connector and podcaster focused on helping corporate executives eliminate operational investment anxiety, clarify their core life values, and achieve true financial confidence.About COE Financial GroupCOE Financial Group is an elite independent financial planning and wealth management consultancy designed to help business owners, high-net-worth individuals, and families construct robust investment portfolios. The firm specializes in delivering comprehensive fiduciary spending audits, custom asset diversification strategies, and holistic retirement blueprints that integrate real estate and alternative investments. Through structured implementation playbooks and educational resources, COE Financial Group enables clients to ignore short-term market noise and secure sustainable, multi-generational wealth.Links Mentioned in This EpisodeCOE Financial Group Official Website: coefinancial.comChad Coe on LinkedIn: linkedin.com/in/chadcoeKey Episode HighlightsTuning Out the Market Noise: Shifting your investment philosophy away from sensational headlines to focus entirely on long-term corporate earnings and data-driven business fundamentals.The Fiduciary Mandate: Selecting independent financial advisors who are legally obligated to act in your best interest rather than pushing proprietary institutional products.The Calendar Block for Restorative Freedom: Utilizing proactive time management systems to defend space for physical fitness, travel, and high-impact peer masterminds.The Power of Value-Driven Circles: Organizing curated networking dinners and entrepreneurial mastermind groups to share high-yield business opportunities and deepen strategic relationships.Thought Leadership and Media Scale: Leveraging podcast guesting and intentional corporate messaging to construct permanent, searchable authority assets that drive compounding visibility.ConclusionThe conversation with Chad Coe reinforces that elite wealth management is an intentional architecture built on structural discipline and radical clarity of purpose rather than reactive market speculation. By standardizing internal financial governance, removing emotional friction from asset allocation, and ruthlessly protecting human-centric strategic capacity, business leaders can transform volatile capital into a highly structured, self-sustaining corporate asset.More from The Thoughtful Entrepreneur

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Welcome to Live from 495 — where real conversations meet real impact. Today, we're joined by AJ Lemarier is a financial planner with Commonwealth Financial Group, the Boston-based, MassMutual-affiliated firm that serves more than 95,000 clients and builds customized plans rather than one-size-fits-all products. His approach was shaped early by watching what a well-chosen policy meant for his own family during a crisis — an experience that pushed him toward hardworking business owners who are busy building something and rarely stop to protect it. In this episode, AJ joins us to talk about financial confidence, what most small business owners get wrong about planning, and why the right advisor is a relationship, not a transaction.Securities, investment advisory services and financial planning are offered through qualified registered representatives of MML Investors Services, LLC, Member SIPC (www.sipc.org (-> urldefense.com)).Supervisory office: 280 Congress Street, Suite 1300, Boston, MA 02210 Tel: 617-439-4389. CRN202905-11283273Contact Information:Tye Jordanhttps://www.linkedin.com/in/tye-jordanhttps://cinchit.com/locations/marlborough-maAJ Lemarierhttps://www.commonwealthfinancialgroup.com/https://www.linkedin.com/in/aj-lemarier-87337a114/

When what has been described as a “historic IPO” like SpaceX hits the market, the sheer volume of institutional and retail demand can influence short-term market dynamics. But as more everyday investors rely heavily on ETFs and mutual funds instead of individual stock transactions, how does that shift impact long-term market volatility? In this episode of The Market Moment, the guys break down the mechanics behind Elon Musk's unique approach to the SpaceX rollout, the realities of institutional vs. retail allocations, and a fascinating listener question about the future of funds. They explore how technology and algorithmic trading trigger short-term market swings, why niche ETFs are exploding, and how tools like direct indexing are quietly helping investors transition back to custom, individual stock strategies. They also dive into the shifting economic landscape for the second half of the year, tracking a reported ~30% drop in oil prices, the local economic ripple effects of the World Cup in North America, and what to expect from the Federal Reserve's upcoming meeting under its new leadership. As discussed in the episode, market events such as IPOs and thematic investing strategies can involve significant uncertainty and short-term volatility. Topics Discussed: ➡️ The SpaceX Playbook: Breaking down the unique $135/share pricing, high retail allocations, and how the market reacted post-IPO. ➡️ The “Exodus” to Funds: How the massive shift from individual stocks to ETFs and mutual funds is altering trading dynamics. ➡️ The Tech & Volatility Link: Why modern algorithmic triggers and massive block fund trades create heightened short-term price swings. ➡️ Custom Portfolios & Direct Indexing: How emerging technology allows investors to capture the tax advantages of holding individual names without relying on traditional funds. ➡️ Global Economic Drivers: Navigating the deflationary impacts of falling oil prices and what the Fed's next move means for fixed income. Enjoyed the episode? Don't forget to:

In Episode 302 of The Market Moment, Matt, Eli, and Isaac tackle the biggest financial news of the week: the highly anticipated SpaceX IPO. (And yes, it's also Annuity Awareness Month!) . We discuss the motivations behind this massive public offering and debate whether it's truly about raising capital or just creating a liquidity event for early investors. With almost every major bank backing the deal and everyday investors getting unprecedented access, we break down the math, the potential risks, and why it's crucial to look past the hype. Plus, we look at how other mega IPOs have historically performed after their first year. Key Takeaways ➡️ SpaceX Valuation: The company is coming to market with a staggering valuation of roughly $1.75 to $1.8 trillion. ➡️Retail Investor Access: Custodians like Robinhood, Fidelity, and Schwab are offering expanded access for retail investors, allocating around 30% of shares to retail investors. ➡️Index Inclusion Changes: Early plans to include SpaceX in the S&P 500 index just 10 days post-IPO have been reverted to the standard one-year waiting period. ➡️Funding Shortfalls: To bring the company to market, SpaceX needs to raise a total deal size of $86 billion, but there is a reported shortfall of around $28 billion. ➡️Historical Warning: Historically, mega IPOs (like Rivian and Uber) have seen an average drop of 28% twelve months post-IPO, emphasizing the need for a long-term investment horizon rather than expecting quick wins. 04:19 - Retail Access & Valuation Checks 09:33 - Index Rule Reversals & The Funding 16:22 - Historical Mega IPO Performance & Risk Management Linked Videos: https://www.youtube.com/live/vrX6fhBL3bM?si=AaYRNdlUXTmcF9EX https://www.blindsquirrelmacro.com/p/the-physics-of-spacex Enjoyed the episode? Don't forget to:

When you watch financial news or look at your 401(k) statement, everything is compared to the S&P 500. But is the S&P 500 actually a fair way to judge your personal investment performance? In this episode of The Market Moment, the guys look beyond the S&P 500 to discuss how to choose the right investment benchmarks for your personal goals. They break down why comparing a diversified portfolio to a single growth index can create unrealistic expectations—and how giving in to "fear and greed" can throw a wrench in your long-term strategy. They also explore the major psychological and emotional shift that happens when transitioning from the wealth accumulation stage to the spending stage in retirement. If you are nearing retirement, learning how to "solve for income" first can give you the permission and confidence you need to actually enjoy your hard-earned resources. Key takeaways from this episode: ➡️ The Benchmark Trap: Why comparing a diversified portfolio (like a 60/40 or total market allocation) to the S&P 500 is an unfair comparison. ➡️ Managing Expectations: How applying the wrong benchmark triggers fear of missing out (FOMO) and greed, making it harder to stick to your plan. ➡️ The Minimum Required Return: Why reverse-engineering your portfolio based on your actual income needs matters more than chasing market-beating returns. ➡️ The Retirement Mindset Shift: Overcoming the anxiety of stopping a paycheck and learning to transition from a saving habit to a spending strategy. ➡️ Long-Term Income Planning: Why retirement isn't a short-term strategy—your money still needs to outlast inflation and cover up to 30+ years of living expenses.   Enjoyed the episode? Don't forget to:

Are bonds becoming more attractive again? Or is the exploding U.S. national debt a ticking time bomb for investors? Welcome to the 300th episode of The Market Moment! In this milestone episode, Matt, John, and Lee dive deep into the massive shifts happening in the fixed income and Treasury markets. After a brutal couple of years for fixed income, long‑duration Treasury yields recently climbed over 5%… for the first time since the 2008 financial crisis. They break down the exact math of why bonds got crushed when the Fed rapidly hiked rates, the critical difference between investing in bonds for steady income versus total return, and how creeping inflation might force the Fed to keep rates higher for longer. We also tackle the massive elephant in the room: the U.S. government spending a staggering $1 trillion annually just to service the interest on our national debt. They discuss what this means for investor confidence, foreign nations offloading Treasuries, and the long-term macro outlook.  #nationaldebt  #bondmarket #interestrates #macroeconomics #TheMarketMoment  Enjoyed the episode? Don't forget to:

Moving to a new job and unsure what to do with your 401(k)? Or maybe you have several from previous jobs? In this episode of The Market Moment, Matt, Lee, and John dive deep into the pros and cons of 401(k) rollovers. They break down hidden fees, the power of investment flexibility, and advanced tax strategies like Net Unrealized Appreciation (NUA) and the Rule of 55. Plus, the team answers a recent viewer question about international stock allocation! Key Takeaways From This Episode: ➡️ 401(k) vs. IRA Fees: Learn how to identify the "soft" internal fees inside a 401(k) and how they compare to self-managed or advisory IRA options. ➡️ Investment Control: Self-directed IRAs have a lot of options, thousands of individual stocks, funds, and options compared to a limited 401(k) menu. ➡️ Advanced Retirement Rules: Understand how Net Unrealized Appreciation (NUA) can save you significant money on highly appreciated company stock , and how the Rule of 55 allows for penalty-free early retirement withdrawals. ➡️ International Portfolio Allocation: How much international exposure do you actually need? The guys debate the historic 100-year trends versus the last 15 years of U.S. market dominance.   #401kRollover #RuleOf55 #NetUnrealizedAppreciation #RetirementPlanning #TheMarketMoment   Enjoyed the episode? Don't forget to:

Potential Social Security cuts are making headlines again—but should headlines alone drive retirement planning conversations? In this episode of The Market Moment, Matt, Isaac, and John discuss common questions surrounding the future of Social Security and the current state of global markets. With projections suggesting possible benefit reductions by 2033, the team explores how people often think about claiming strategies and why commonly discussed approaches (like waiting until age 70) aren't universal. They also examine the early‑2026 environment for international markets amid ongoing energy disruptions in the Strait of Hormuz, and why U.S. stocks are often described as more expensive relative to some overseas markets. Covered in this episode: Social Security Discussion: Is a 7–24% reduction actually projected, and how does Congress typically respond to these scenarios? Claiming Considerations: How health, longevity assumptions, and break‑even analysis factor into conversations. Global Market Overview: U.S. versus international valuations and the role of energy independence. Retirement Liquidity: Common perspectives on cash reserves and “sleep‑at‑night” planning. Strategic Borrowing: High‑level pros and cons of securities‑based lines of credit in specific situations. Enjoyed the episode? Don't forget to:

Are all-time highs making you nervous about your retirement date? Are you asking the question, “Should I delay my retirement because of everything going on in our economy?”  In this episode of The Market Moment, Matt and John dive into the common fear of Sequence of Returns Risk and whether recent market volatility should push back your 2026 retirement plans. While it's human nature to worry that "what goes up must come down," the guys explain why all-time highs shouldn't necessarily be feared and how proper planning can help manage retirement risks across different market environments.   In this episode, we cover: ➡️ Defining Sequence of Returns Risk: Why the timing of market downturns matters much more once you start taking income. ➡️ Don't Fear the Highs: A discussion of historical market behavior following all‑time highs. ➡️ The "Bucket Strategy": How to organize your assets into different "buckets" (cash, growth, etc.) so you aren't forced to sell stocks during a market dip. ➡️ Tax Flexibility: The importance of having various account types (Taxable, Tax-Deferred, and Tax-Free/Roth) to manage your retirement income efficiently. ➡️ Risk Re-evaluation: Why many pre-retirees are unknowingly taking more risk than they realize after a long bull market.   Enjoyed the episode? Don't forget to:

⚠️ Disclaimer: This is a sponsored episode with Magnus Financial Group. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show.  To book a PREMIUM spot on the Podcast: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/_paylink/AZpgR_7f⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a 1-on-1 coaching call: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.drchrisloomdphd.com/booking-calendar/introductory-session⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to our email list: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://financial-freedom-podcast-with-dr-loo.kit.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠email chris@drchrisloomdphd.com with "Podcast freebie" to book a coveted FREE guest spot on the show.

From navigating the new mandatory Roth catch-up rules to analyzing a market sitting at its second-highest valuation in 155 years, let's break down what you need to know to stay ahead of the "noise"...  In this episode, Matt, John, and Lee break down recent tax law changes affecting retirement contributions and discuss the current state of the stock market as it sits near all-time highs. They dive deep into the new "super catch-up" provisions for 2026 and why higher earners are now being required to direct those contributions into Roth accounts. If you are over age 50 and planning your retirement strategy, this shift could have a meaningful impact on your year-end tax liability. In this episode, we cover: ➡️ Roth Catch-Up Contributions: Understanding the $150,000 income threshold and how it impacts your after-tax savings. ➡️ 2026 Contribution Limits: A look at the "super catch-up" for those aged 60–63. ➡️ The Shiller PE (CAPE) Ratio: They analyze why this historical metric is at its second-highest level in 155 years and what that means—and doesn't mean—for today's investors. ➡️ Market Resilience: A discussion on how the markets have processed recent geopolitical tensions and why "staying the course" remains a primary challenge for investors. ➡️ The Fed Leadership Transition: Thoughts on Jerome Powell's final meetings and the legacy of recent interest rate cycles. Enjoyed the episode? Don't forget to:

Is the US economy headed for a 1970s-style stagflation? In this episode of the Market Moment, Lee Mackey, John Martfeld, and Isaac Johnson dive into the massive headlines rocking the financial world this week—from leadership changes at the world's largest tech giant to the shifting political landscape.   In this episode, we discuss: ➡️The End of an Era at Apple: We break down Tim Cook's decision to step down as CEO and what the appointment of John Ternus means for Apple's future in the AI arms race. ➡️The "Overrated" Fed? With a new Fed chair appointee beginning hearings, the team debates whether Jerome Powell's exit actually matters for the stock market or if the Fed's role is being blown out of proportion. ➡️Midterm Madness & Market Gridlock: Why the markets historically love a divided government and what the upcoming election cycle could mean for your portfolio. ➡️Stagflation Watch: We break down the "three-legged stool" of growth, inflation, and jobs. Which leg is currently at the most risk?. ➡️US vs. International Valuations: Are domestic stocks overstretched? John explains why international markets might finally be ready to revert to the mean after 20 years of US dominance. Enjoyed the episode? Don't forget to:

"If you can't handle losing 30% to 50% of your stock's value, then investing might not be for you." In this episode of Market Moment, Matt, John, and Isaac confront the psychological reality of that famous Peter Lynch quote. With the current volatility surrounding the conflict in Iran and the subsequent market pullback, they discuss the difference between "agreeing" with volatility in a bull market versus "living" through it during a drawdown.  They also tackle a high-priority community FAQ: How to protect against Sequence of Return Risk. If you are nearing retirement, the timing of a market dip matters just as much as the dip itself.    KEY TOPICS COVERED

Tax season is here—and in this episode of Market Moment, Matt, Lee, and John break down key tax deadlines, last-minute strategies, and planning opportunities before April 15. If you're wondering what you can still do to potentially reduce your tax burden, this episode covers the essentials. We discuss:

If you're a business owner, this is worth your time.In our latest Business Briefing, we covered key employment law risks that can impact your business, your employees, and your cash flow.To watch the video version of this podcast, visit https://youtu.be/3KHBL1yyzVYTo learn more about C&A Financial Group, schedule a meeting or to consider a career with us, visit www.ca-strategy.com for more information. Follow us online on Facebook, LinkedIn and YouTube

Welcome to Chatter with BNC, Business North Carolina's weekly podcast, serving up interviews with some of the Tar Heel State's most interesting people. In this episode, Ben Kinney speaks with Jim Hansen, Regional President and Southeast Territory Executive for PNC Financial Services Group, about his 25-year career journey in banking — from starting at a small North Carolina bank called Centura, through mergers and moves, to helping bring the PNC brand to life across the state. Jim discusses PNC's ambitious plan to add 50 new branches across North Carolina over the next four years, why physical branches still matter in a digital world, and how the company is embracing AI through an internal agentic AI hackathon open to all 55,000 employees. The two longtime friends also bond over their shared love of NC State, classic rock radio, and the Acquired podcast.

From the rapid rise of artificial intelligence to escalating geopolitical tensions, today's market environment is being shaped by forces investors can't afford to ignore. In this episode of Market Moment, Lee Mackey and John Martfield are joined by global market strategist Stephanie Aliaga of J.P. Morgan to break down the biggest forces shaping today's economy and financial markets. From the rapid evolution of artificial intelligence to geopolitical tensions in the Middle East, this conversation explores how innovation, energy markets, and global uncertainty are influencing investors, businesses, and consumers in 2026.  

In this episode of Market Moment, Matt, Lee and John tackle one of the most common financial planning questions: How do you balance short-term goals with long-term investing? From saving for a home to planning for retirement, the conversation explores how to prioritize competing financial goals, manage risk, and structure your money using a “bucket” approach. The team also discusses why many investors are either overexposed or underinvested—and how finding the right balance can make a meaningful difference over time.   Plus, we review several timely charts covering: -Market performance during major historical crises -Asset allocation and win rates across stock/bond mixes -Unemployment trends and economic context -Oil prices, inflation concerns, and market reactions   Whether you're planning for a big purchase in the next few years or building long-term wealth, this episode offers practical insights to help you think more strategically about your financial decisions.   Enjoyed the episode? Don't forget to:

In this episode of Market Moment, Matt and John break down the key differences between mutual funds, ETFs (exchange-traded funds), and direct indexing—three of the most common investment vehicles used today.   If you've ever wondered: -Are ETFs always better than mutual funds? -What makes direct indexing more tax efficient? -How do investment structures impact your returns?   This episode simplifies these concepts so you can better understand how different investment strategies work—and when each might make sense.  

What happens when oil prices spike, software stocks drop sharply, and market uncertainty rises all at the same time? In this episode of Market Moment, Matt and Lee discuss the latest developments in the markets and the economy. From volatility in software stocks to rising oil prices and ongoing geopolitical uncertainty, the current environment highlights the importance of diversification and long-term planning. They also explore how recent movements in interest rates, inflation, and global events may impact market sentiment and investor expectations moving forward.  

The stock market started down today and many investors may be tempted to panic, but conflicts are nothing new to history nor the seasoned investor.  In this episode of The Market Moment podcast, John and Matt unpack the recent Iranian, United States and Israeli conflict but not from a political perspective but from an investor's mindset: How will this impact the markets and both the global and US economies?    

Is NVIDIA's earnings report about to move the entire market? And are we overhyping AI all over again? In this episode of The Market Moment, Matt and John dive deep into the biggest story driving markets right now: AI spending, Big Tech dominance, and NVIDIA earnings. With sky-high expectations, massive data center growth, and the Mag 7 under pressure to deliver perfection, the question isn't just whether NVIDIA beats earnings — it's how the market reacts. Will a strong report reignite AI momentum? Or is the market already priced for perfection? The conversation explores whether we're seeing healthy market rotation away from mega-cap tech, or if an AI pullback could drag the broader market down with it. From valuation resets to comparisons with the dot-com bubble and the 2008 financial crisis, Matt and John unpack what's different this time — and what might not be. They also zoom out to the bigger question: Is AI truly revolutionary… or are we in the middle of an overhyped cycle that will take longer to play out than most expect?

Kyle Martin is the Managing Partner of Murphy Financial Grouphttps://www.murphyfingroup.com/----Today's show is brought to you by heywell! https://livingheywell.com/The Shane White Show is now proudly brought you by ROUTINE! Head over to yourroutine.com and try their newest product "Morning Routine". Use code "ShaneWhite30" at checkout for 30% off your first order!Today's episode is brought to you by NeuRoast - Mushroom Coffee! Use Code "ShaneWhite" for 30% off your order from Neuroast.comSponsor Links:Routine - http://yourroutine.comNeuRoast - https://www.neuroast.com/Heywell - https://livingheywell.com/----------Helpful Links:Instagram:  @shane.m.whiteTik Tok: @shane.m.whiteNoBul Partners: https://nobulpartners.com/

Jeff Pierce, President of Johnson Wealth at Johnson Financial Group, shares his long-term vision for the firm and what sets its family-owned model apart from large national competitors and digital platforms.

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Our approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so they can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-longevity-risk-outliving-your-savings

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Our approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so they can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-longevity-risk-outliving-your-savings

Wilson Financial Group focuses on helping people keep what they work hard for when it comes to their retirement. It's about how people get from where they are right now to where they want to be. It is about achieving their personal financial goals and enabling them to enjoy the fruits of their labor without having to worry if tomorrow will be a good or bad day in the markets. It is important to plot the path, have a plan for how to get there and get the right advice along the way. “We Help Clients Get to Retirement and Through Retirement.”Learn More: https://wilsonfinancialgrp.com/No Rendering of Advice. The information contained is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant. Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law. While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website or such other materials or communications.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-bill-wilson-president-of-wilson-financial-group-discussing-how-to-create-sustainable-income

Wilson Financial Group focuses on helping people keep what they work hard for when it comes to their retirement. It's about how people get from where they are right now to where they want to be. It is about achieving their personal financial goals and enabling them to enjoy the fruits of their labor without having to worry if tomorrow will be a good or bad day in the markets. It is important to plot the path, have a plan for how to get there and get the right advice along the way. “We Help Clients Get to Retirement and Through Retirement.”Learn More: https://wilsonfinancialgrp.com/No Rendering of Advice. The information contained is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant. Presentation of the information via the Internet is not intended to create, and receipt does not constitute, an accountant-client relationship. Internet subscribers, users and online readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this website is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law. While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this website is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this website or such other materials or communications.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-bill-wilson-president-of-wilson-financial-group-discussing-how-to-create-sustainable-income

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-inflation-rising-living-costs

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-market-volatility-sequence-of-returns-risk

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-inflation-rising-living-costs

Mercer Financial Group is a full-service financial services firm committed to helping individuals, families, and business owners build confident, sustainable financial futures. Based in the Wichita Metro Area and proudly serving clients nationwide, we specialize in personalized retirement planning and long-term investment strategies designed to balance growth with safety.With a comprehensive suite of services—including retirement plan design, portfolio management, and access to a wide range of investment options such as stocks, bonds, and other diversified assets—Mercer Financial Group provides the guidance clients need to navigate every stage of their financial journey. Their approach centers on understanding each client's goals, risk tolerance, and vision for retirement, allowing us to create tailored strategies that support both wealth accumulation and preservation.At Mercer Financial Group, they believe retirement should be lived with confidence. Their mission is to empower clients with clarity, thoughtful planning, and trusted expertise so people can enjoy the financial security they've worked hard to achieve.Learn More: http://www.mercerfg.com/Copyright 2025 – Wealth Watch Advisors (WWA) is an SEC registered investment advisory firm and only transacts business in states where it is licensed to do so or exempt from registration. Please note that registration with the SEC does not denote a particular level of skill of the advisor or imply an endorsement by the SEC. All information provided is intended to be general in nature and does not represent personal financial advice. This site is not a solicitation or an offer to invest or purchase any specific product or service. All investments involve risk of loss and are not FDIC insured or guaranteed by any governmental agency or organization. You can view and download our Privacy Policy, Disclosures, ADV Part 2A, and ADV Part 3 CRS. Shawn Mercer is an Investment Advisor Representative of Wealth Watch Advisors and Mercer Financial Group is not affiliated with Wealth Watch Advisors.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-shawn-mercer-founder-of-mercer-financial-group-discussing-market-volatility-sequence-of-returns-risk

Cotter Financial Group, LLC. is a community-based concierge-level retirement planning firm helping pre-retirees and retirees in the most critical phase of retirement known as the Retirement Red Zone. 10 years before and after retirement. They are a lifestyle-based planning firm. They do incorporate the numbers aspect while helping families and individuals plan for maximum enjoyment in retirement, while keeping in mind your values, relationships, and, more importantly, how people wish to spend their precious time. So whether they are in retirement, on the verge of or just starting to prepare, they will help get you ready for what matters most and take action with more confidence. Focus areas are:Retirement Income Planning – safe, predictable, and guaranteedLegacy Planning – maximize to whom and what is left to heirsWealth Transfer – tax-efficient transfer strategiesEstate Planning – Wills, Trusts, and Asset ProtectionSocial Security Optimization – claiming strategy guidanceWealth Management – safe and tax-efficient strategies for inflation riskLearn More: www.cotterfinancialgroup.comCotter Financial Group, LLC and Kinetic Investment Management, Inc. are two separate entities. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions under Cotter Financial Group, LLC. Investment Advisory Services are offered through Kinetic Investment Management, Inc., a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-patrick-cotter-founder-of-cotter-financial-group-discussing-navigating-uncertainty-in-retirement

Cotter Financial Group, LLC. is a community-based concierge-level retirement planning firm helping pre-retirees and retirees in the most critical phase of retirement known as the Retirement Red Zone. 10 years before and after retirement. They are a lifestyle-based planning firm. They do incorporate the numbers aspect while helping families and individuals plan for maximum enjoyment in retirement, while keeping in mind your values, relationships, and more importantly, how people wish to spend their precious time. So whether they are in retirement, on the verge of or just starting to prepare, they will help get people ready for what matters most and take action with more confidence. Focus areas are:Retirement Income Planning – safe, predictable, and guaranteedLegacy Planning – maximize to whom and what is left to heirsWealth Transfer – tax-efficient transfer strategiesEstate Planning – Wills, Trusts and Asset ProtectionSocial Security Optimization – claiming strategy guidanceWealth Management – safe and tax-efficient strategies for inflation riskLearn More: www.cotterfinancialgroup.comCotter Financial Group, LLC and Kinetic Investment Management, Inc. are two separate entities. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions under Cotter Financial Group, LLC. Investment Advisory Services are offered through Kinetic Investment Management, Inc., a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-patrick-cotter-founder-of-cotter-financial-group-discussing-proactive-retirement-planning

Cotter Financial Group, LLC. is a community-based concierge-level retirement planning firm helping pre-retirees and retirees in the most critical phase of retirement known as the Retirement Red Zone. 10 years before and after retirement. They are a lifestyle-based planning firm. They do incorporate the numbers aspect while helping families and individuals plan for maximum enjoyment in retirement, while keeping in mind your values, relationships, and, more importantly, how people wish to spend their precious time. So whether they are in retirement, on the verge of or just starting to prepare, they will help get you ready for what matters most and take action with more confidence. Focus areas are:Retirement Income Planning – safe, predictable, and guaranteedLegacy Planning – maximize to whom and what is left to heirsWealth Transfer – tax-efficient transfer strategiesEstate Planning – Wills, Trusts, and Asset ProtectionSocial Security Optimization – claiming strategy guidanceWealth Management – safe and tax-efficient strategies for inflation riskLearn More: www.cotterfinancialgroup.comCotter Financial Group, LLC and Kinetic Investment Management, Inc. are two separate entities. Insurance products and services are offered and sold through individually licensed and appointed agents in all appropriate jurisdictions under Cotter Financial Group, LLC. Investment Advisory Services are offered through Kinetic Investment Management, Inc., a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-patrick-cotter-founder-of-cotter-financial-group-discussing-emotional-well-being-in-retirement