Your Financial Fitness

Unlock the secrets to transforming your relationship by inviting money to the table as an active partner. Join us in a fascinating conversation with Al Riddick from Game Time Budgeting, where we uncover how routine financial discussions can enhance trust and understanding between partners. Discover how viewing money as a third participant in your relationship can prevent financial disagreements and foster a healthier marriage. Al shares practical advice and personal experiences, including his own financial routine with his wife, demonstrating the power of consistent cash flow planning in sustaining a harmonious partnership.Explore the profound impact of effective financial communication and how it can align shared goals for better decision-making. Al Riddick offers invaluable insights into treating finances with a healthy mindset, promoting transparency and collaboration within partnerships. Learn how open conversations about money can transform financial planning into an opportunity for relationship growth. Whether you're at the start of a new relationship or looking to strengthen an existing one, this episode promises to equip you with the tools to build a stronger, more open financial partnership.

Getting Hit in the Face Teaches Personal Finance LessonI find it hard to believe that a hit to your face can teach a person anything about personal finance. Help me understand the backstory that created these lessons.What did you learn by doing push-ups in the dark?What are some of the ways people get punched in the face from a personal finance perspective?What are two or three things people can start doing today that can help them avoid a personal finance sucker punch?

Did Al Commit Financial Infidelity?Al, what's the latest financial story that took place in the Riddick household?What was your wife's reaction when she discovered your secret?What did you and your wife come up with as the root cause of this situation?Although you've been married for over twenty years, what financial lessons did each of you learn from this situation?  

Simple Tips for Overcoming FOMOAl, I'm sure you've recently had an experience that caused you to gain some insight into FOMO so tell me about it.When people scroll through their social media accounts and see famous people or some of their friends attending parties, wearing expensive clothes, and enjoying extravagant vacations, it's difficult to not have FOMO. What advice can you share to help avoid this influence?Socializing with friends over drinks and food is a big part of most people's everyday lives and it can be a challenge saying no. Is there another way to look at this?For people who have tried and can't seem to resist FOMO, what might they want to consider?

Major Life Moments Usually Come at a CostAl, I hear you and your wife will be celebrating a milestone birthday this year. How does team Riddick plan for that celebration?I think most people would agree that we sometimes delay financial progress because we don't want to make any sacrifices. What are your thoughts?I'm sure you're familiar with the quote, “If you fail to plan, you are planning to fail.” I hear you have a unique twist on that. Tell me more.Out of curiosity Al, what would you say are some of the most high stakes financial decisions people can make in their lifetime?

Al, you seem to find the most unusual things that show lessons in personal finance. Tell us your latest story.When you discovered your cholesterol was high, what did that teach you about how people sometimes feel about money?Some people say, “Good health is your most valuable asset!” Tell me what you think about that.I hear you had a pleasant surprise as a result of changing your relationship with food. What was it?

Protecting Yourself Against InflationWhat opportunities do most people overlook during times of inflation?Most people have heard the phrase that cash is king, but tell us why that might not be true during times of inflation. What are some simple tips people can follow that will help guard against the impact of inflation? What is the easiest behavior the average person can learn which can have a huge impact on their finances?

Financial Fitness PrinciplesWhat are your three key principles for financial fitness?When you stated your second key principle, “You can't measure what you don't track”, what specifically should people track?”I believe your third key principle was, “You don't need more discipline because you already have enough.” I'm guessing there are many people who think discipline is the missing ingredient, so can you explain what you mean by already having what most people think they lack?If I follow your three key principles, what changes can I expect to see in my financial life?

Developing a Millionaire Mindset!We often hear people use the word mindset, however, what does it mean as it relates to becoming a millionaire?What are three questions we need to ask ourselves in hopes of developing our millionaire mindset?What do you think is one of the biggest misconceptions about having a millionaire mindset?In your opinion, what is the most difficult part of developing a millionaire mindset?