Podcasts about buy now pay later

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Best podcasts about buy now pay later

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Latest podcast episodes about buy now pay later

Seattle Now
Buy Now Pay Later (even at Costco), what could go wrong?

Seattle Now

Play Episode Listen Later May 29, 2025 14:40


Do you have your eyes on some new tech, a new grill, or some summer clothes, but don’t have the money today? People in the Seattle region are increasingly buying now, but paying later. Unlike the very popular layaway systems of the past, where you’d take the item home once you made all the payments, under pay later you do just that. People, especially younger people, are doing it in droves. The ConsumerMan, Herb Weisbaum of Checkbook.org talks us through the increasing popularity and dangers of the Buy Now Pay Later model. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

The Stewardology Podcast
244: Buy Now Pay Later: Harmless Convenience or Debt Trap?

The Stewardology Podcast

Play Episode Listen Later May 27, 2025 23:57


Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss "Buy Now Pay Later."Buy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

It's Been a Minute with Sam Sanders
Brittany needs a couch. Should she buy now, pay later?

It's Been a Minute with Sam Sanders

Play Episode Listen Later May 26, 2025 19:31


Brittany keeps looking at a new couch online, and every time she goes to buy it she sees an option to "Buy Now, Pay Later," which made her wonder...should she? Here's what she found:Buy Now, Pay Later (BNPL) loans have become one of the go-to ways to get access to credit fast. Companies like Klarna, Affirm, and Afterpay make buying big purchases relatively easy by allowing people to pay in installments over time. But some Americans have taken to using this method for everyday items like groceries, and when BNPL service providers like Klarna partners with DoorDash so customers can "eat now, pay later"... it feels like a debt trap waiting to happen. And that's just scratching the surface.This... is Money Troubles.And for the past few weeks we've been looking into the ways everyday people are trying to make ends meet... and what it says about how our culture views labor, basic needs, or even our favorite pastimes.In this final episode, NPR Life Kit's Andee Tagle and author Malcolm Harris join Brittany to get into why Buy Now, Pay Later has become so popular and how 'cheap credit' may be another lifestyle subsidy for a new generation.You can hear more of Andee's and Life Kit's reporting on Buy Now, Pay Later here.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Marketplace All-in-One
How new ways to prevent RSV are savings lives and money

Marketplace All-in-One

Play Episode Listen Later May 26, 2025 7:13


RSV, a common respiratory virus, can be especially harmful for infants. But this past winter brought promising news: two new preventive measures became widely available — a vaccine given in pregnancy and antibodies given to newborns. Together, they led to a major drop in RSV hospitalizations among infants. Which is good for both families and taxpayers. And in the next installment of our "Buy Now Pay Later" series, we look at tackling credit card debt before retirement.

Marketplace Morning Report
How new ways to prevent RSV are savings lives and money

Marketplace Morning Report

Play Episode Listen Later May 26, 2025 7:13


RSV, a common respiratory virus, can be especially harmful for infants. But this past winter brought promising news: two new preventive measures became widely available — a vaccine given in pregnancy and antibodies given to newborns. Together, they led to a major drop in RSV hospitalizations among infants. Which is good for both families and taxpayers. And in the next installment of our "Buy Now Pay Later" series, we look at tackling credit card debt before retirement.

KFI Featured Segments
@TiffHobbsOnHere | Airbnb is cracking down, Memorial Day weekend in LA, Deeper Dives - The popularity of Buy Now, Pay Later.

KFI Featured Segments

Play Episode Listen Later May 25, 2025 37:54 Transcription Available


Airbnb is cracking down on partiers during Memorial Day Weekend, Best things to do Memorial Day weekend in LA and Southern California. Deeper Dives- The popularity of Buy Now, Pay Later. The Evolution of Buy Now, Pay Later. Why are more shoppers struggling to repay ‘buy now, pay later' loans? What In the World News. The 89 illegal baby names that have been officially banned in Australia.

MoneyWise on Oneplace.com
The Danger of Buy Now, Pay Later

MoneyWise on Oneplace.com

Play Episode Listen Later May 21, 2025 24:57


“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” — Luke 12:15In an age of instant gratification, getting what we want has never been easier, even if we can't afford it. But as “Buy Now, Pay Later” (BNPL) services become increasingly popular, they're quietly reshaping our relationship with money, debt, and even contentment. Let's explore how these programs work, why they're spiritually and financially dangerous, and how Scripture invites us into a better way.What Is Buy Now, Pay Later?Originally used for large purchases like furniture or electronics, BNPL services now allow consumers to split nearly any purchase into multiple payments—even cheeseburgers. DoorDash, for example, lets customers finance their food in four installments. The convenience may seem harmless, but it can mask deeper issues.Companies like Klarna, Afterpay, Affirm, Zip, Sezzle, and PayPal offer these options at checkout. According to Experian, more than 80% of U.S. shoppers have used BNPL. The ease is attractive, but the long-term impact can be devastating.BNPL makes it seem like you're not going into debt, but that's exactly what's happening. Small recurring payments across multiple platforms add up fast, leading to overdraft fees, financial stress, and, in many cases, high interest rates—some as high as 36% for missed or extended payments.A $60 DoorDash meal split into four $15 payments doesn't seem bad—until you do it for every meal. Or take a $3,000 couch bought with a BNPL plan: one missed payment, and that couch could ultimately cost $8,000 due to fees and interest.Scripture's Warnings About DebtThe Bible doesn't shy away from warning us about the dangers of debt. Proverbs 22:7 tells us, “The borrower is the slave of the lender.” Debt isn't just a financial issue—it can become an emotional and spiritual burden, dividing our attention and devotion.In Luke 12:15, Jesus reminds us that “life does not consist in the abundance of possessions.” Yet BNPL feeds the lie that more stuff equals more satisfaction. Instead of trusting God to provide, we try to manufacture comfort and control through impulsive spending.Why are we tempted to buy now and pay later? Often, it's not out of need, but out of insecurity, impatience, or discontentment. Paul models a better path in Philippians 4:11–13: “I have learned in whatever situation I am to be content...I can do all things through him who strengthens me.”True contentment doesn't come from a checkout screen—it comes from trusting the Lord to provide, even when the budget feels tight.A Better Way: Practical and Spiritual WisdomSo, how do we resist the pull of BNPL and grow in godly contentment?Practically:Build margin. Save up for purchases ahead of time.Budget for “wants.” Use a separate category or envelope system.Set spending limits. Use cash or debit card to help avoid overspending.Spiritually:Examine your heart. Ask: Am I trusting God, or just trying to feel better?Pursue contentment. Let God define your enough.Practice gratitude. Train your heart to see God's provision in what you already have.Freedom to Live GenerouslySaying no to unnecessary debt frees us to say yes to generosity. When we live with open hands and open hearts, we reflect the freedom we have in Christ—freedom from striving, fear, and scarcity. And that's far better than four easy payments.So next time you see a “Pay in 4” button, pause. Ask yourself: Do I really need this? Can I pay for it in full? And does this reflect trust in God, or just in a payment plan?Wise stewardship begins with contentment, and contentment begins with Christ.On Today's Program, Rob Answers Listener Questions:My husband and I are sending our son on a five-week mission trip to Scotland. We're debt-free and want our kids to stay that way. I'm hesitant to open a credit card, but what's the best, safest way to give him access to money while he's overseas?We recently sold our home at a profit, bought a new one, and are now debt-free. However, the new home needs repairs, and we still have a mortgage. Should we tithe on the profit from the home sale, or use those funds for the house needs?I'm a recently retired teacher with two annuities—one worth $19,000 and the other about $13,000. I've just opened an IRA and wonder if I should roll the annuities into it, or if there might be a better strategy.I've inherited a large amount of cash-valued property and need guidance on how to manage it wisely, especially to minimize potential tax liability.We paid off our home in October 2024. Do we need the deed and title to protect ourselves from fraud, or is it handled automatically?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

MoneyWise Live
The Danger of Buy Now, Pay Later

MoneyWise Live

Play Episode Listen Later May 21, 2025 42:50 Transcription Available


In a culture of instant gratification, it has never been easier to get what we want, when we want it—even if we can’t afford it. But at what cost? On today's Faith & Finance Live, Rob West will explore the hidden dangers of “Buy Now, Pay Later” programs. Then he’ll tackle your financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Financially Naked
REPLAY: Is Buy Now, Pay Later A Good Idea?

Financially Naked

Play Episode Listen Later May 21, 2025 32:16


We're taking some time to highlight some of our best Gymsplain Episodes, like this one discussing the pros and cons of buy now, pay later or pay in four options popular on most websites! On this episode of Financially Naked: Stories from The Financial Gym, we'll be taking a closer look at Buy Now, Pay Later (BNPL) payment options. In the convenience and instant gratification age, these payment options have become more popular. BNPL options allow consumers to purchase products and services instantly while spreading out the payments over time. On the surface, they seem like a great option, but as with any financial tool, the pros and cons must be considered.  To have this conversation, two of our Certified Financial Trainers, Hector Lopez and Kylie Lipinksi, are here to explore how these apps work, their benefits, and the potential downsides you'll want to consider before using BNPL apps. Analyzing all aspects of these tools is crucial to make informed decisions about our financial well-being.  For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.    

Make Trades Great Again
Buy Now, Pay Later?

Make Trades Great Again

Play Episode Listen Later May 20, 2025 17:31


Our customer's finances are feeling the pinch more than ever as prices are the highest on record. Inflation, tariffs, shipping backlogs are just some of the bigger problems on the product side but a big part of the general population is finding it difficult manage unexpected bills. Eric is now offering financing and Andy is looking into it for his business.Have experience or thoughts to share? Please do! Send us a textSend us your feedback or topic ideas over on our social channels!Eric Aune @mechanicalhub Andy Mickelson @mick_plumbNewsletter sign up: https://bit.ly/MH_email

The Break Room
Buy Now, Pay Later

The Break Room

Play Episode Listen Later May 20, 2025 43:17


The Break Room (TUESDAY 5/20/25) 7am Hour 1) Those smaller payments might sound enticing, but you're not doing your wallet any favors 2) This bus trip fell WAY short of its destination 3) Duffy says the beer-fusion revolution has gone too far

Coffee and a Mike
Laks Ganapathi #1138

Coffee and a Mike

Play Episode Listen Later May 15, 2025 61:39


Laks Ganapathi is the founder and CEO of Unicus Research, an unaffiliated, independent, investigative research platform that combines analysis from multiple perspectives. She talks the crisis in consumer credit, Buy Now Pay Later, student loans, zombie cars, auto loans, and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!!   Watch Show Rumble- https://rumble.com/v6tfi4b-consumer-credit-buy-now-pay-later-zombie-cars-laks-ganapathi.html YouTube- https://youtu.be/QEfH2ZFVTeI   Follow Me X- https://x.com/CoffeeandaMike IG- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ YouTube- https://www.youtube.com/@Coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Substack- https://coffeeandamike.substack.com/ Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com   Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Paypal- https://www.paypal.com/biz/profile/Coffeeandamike Substack- https://coffeeandamike.substack.com/ Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Buy Me a Coffee- https://buymeacoffee.com/coffeeandamike Bitcoin- coffeeandamike@strike.me   Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998   Follow Laks X- https://x.com/UnicusResearch Substack- https://contrarianunicus.substack.com/ Website- https://www.unicusresearch.com/   Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike McAlvany Precious Metals- https://mcalvany.com/coffeeandamike/ Independence Ark Natural Farming- https://www.independenceark.com/

A New Morning
Buy Now, Pay Later... what to know with Ted Rossman from Bankrate

A New Morning

Play Episode Listen Later May 9, 2025 8:17


Buy Now, Pay Later... what to know with Ted Rossman from Bankrate full 497 Fri, 09 May 2025 11:50:00 +0000 BeZ6c0fSKtpUnSHOEhEkVehJCJrl4pQy news,wben,bankrate,buy now pay later,ted rossman,a new morning A New Morning news,wben,bankrate,buy now pay later,ted rossman,a new morning Buy Now, Pay Later... what to know with Ted Rossman from Bankrate Collection of LIVE interviews from Buffalo's Early News on WBEN 2024 © 2021 Audacy, Inc. News False https://player.amperwavepod

TD Ameritrade Network
Can AFRM Prove Buy Now, Pay Later Strength in Economic Slowdown?

TD Ameritrade Network

Play Episode Listen Later May 8, 2025 9:48


Tightened wallets for American consumers isn't stopping Affirm (AFRM) from rallying ahead of its earnings after markets close. LikeFolio's Landon Swan warns of weakness in the report, though his firm's data shows interest for Affirm growing compared to competitors. He weighs how far BNPL's "extension of the credit card concept" can run.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

One Minute Retirement Tip with Ashley
Stupid Spending: Buy Now, Pay Later & Credit Card Interest

One Minute Retirement Tip with Ashley

Play Episode Listen Later May 7, 2025 9:59


This week on the Retirement Quick Tips Podcast, I'm talking about 10 stupid things people waste money on. Today, I'm talking about 2 very problematic problems that point to a deeper issue among Americans: buy now, pay later & not paying off your credit cards every month.

BJ & Jamie
Belichick GF Interrupts Interview | Buy Now Pay Later | Tesla Rentals

BJ & Jamie

Play Episode Listen Later Apr 28, 2025 20:44


Bill Belichick was on an interview with CBS over the weekend. When the interviewer asked him how he met his girlfriend she yelled WERE NOT ANSWERING THAT. Some restaurants and apps are starting to let users use Klarna to buy food. Experts warn against using things like this as it usually puts you in a worse place financially in the long run. Tesla is considering adding a rental feature to owners cars.

Vince Coakley Podcast
Buy Now/Pay Later Programs and 60 Minutes Speaks Out Against Paramount

Vince Coakley Podcast

Play Episode Listen Later Apr 28, 2025 67:28


Vince discusses the growing popularity of buy now, pay later programs and takes calls from listeners. A look at President Trump's latest approval ratings. Plus, 60 Minutes makes a bold statement against parent company, Paramount, at the end of their broadcast Sunday night. That and much more on The Vince Coakley Radio Program. See omnystudio.com/listener for privacy information.

Bitesize Business Breakfast Podcast
More Commercial Stock, Lower Rents?

Bitesize Business Breakfast Podcast

Play Episode Listen Later Apr 24, 2025 37:16


24 Apr 2025. More commercial space, more rental stock, but will prices follow? We speak to CRC’s Ben Bargh and Betterhomes CEO Louie Harding. Plus, PayPal opens its Middle East HQ in Dubai. We ask Suzan Kereere why now, and why here.See omnystudio.com/listener for privacy information.

Matty in the Morning
Is Buy Now, Pay Later Good Or Bad

Matty in the Morning

Play Episode Listen Later Apr 17, 2025 40:11 Transcription Available


The Billy & Lisa crew cover a whole bunch of topics during today's show including Lisa's Book Clun wine, the upcoming marathon and people who use pay later methods! Listen to Billy & Lisa weekdays from 6-10AM on Kiss 108!   

TechTimeRadio
EP 248: Klarna has partnered with DoorDash to roll out Buy Now, Pay Later, and it's stirring up serious debate. OpenAI is suing Elon Musk. Our main segment —LETTERS— is back! A false X post sent the market into a tailspin | Air Date: 4/15 - 4/21/2025

TechTimeRadio

Play Episode Listen Later Apr 17, 2025 61:40 Transcription Available


When AI turns deadly, who's responsible? This week we explore how a simple "vibe coding" project led to an app generating lethal recipes like cyanide ice cream – highlighting the terrifying lack of safety guardrails in our rush to AI innovation.Meanwhile, financial technology continues its troubling evolution as Swedish firm Klarna partners with DoorDash to offer "Buy Now, Pay Later" options for your food delivery. We break down why financing basic necessities creates a mathematical trap that keeps consumers perpetually indebted, despite the sunny marketing spin about "helping" during inflation.The AI power struggle intensifies as OpenAI countersues Elon Musk with accusations of "bad faith tactics" while Musk claims the company abandoned its nonprofit mission. With a trial date set for March 2026, these Silicon Valley titans will continue their public battle for AI supremacy long after potential damage has been done.Perhaps most alarming was watching how a single false post on X triggered a $2.4 trillion market swing before being debunked. Major news outlets amplified misinformation from an account with just 1,000 followers, demonstrating how fragile our information ecosystem has become.Our popular "Letters" segment exposes increasingly sophisticated phishing attempts targeting everything from business credit applications to cryptocurrency accounts, while our security expert shares how companies are now using secret code words during video conferences to combat deep fake technology.Subscribe to Tech Time Radio for technology insights weeks ahead of mainstream media, delivered with expertise and our signature whiskey reviews. Because understanding tomorrow's tech challenges requires staying ahead of today's developments.Support the show

The Vault with Financielle
"Am I Allowed to Take a Break from My Debt Payoff Journey?” | The Vault Episode 60

The Vault with Financielle

Play Episode Listen Later Apr 16, 2025 40:02


Send us a textIn Episode 60 of The Vault, we discuss this week's controversial opinion, “Cash stuffing is SO outdated”. We then dive into our listener dilemmas:

Business Update
Środa, 16.4: Według Premiera, SSP nie służą do generowania zysków

Business Update

Play Episode Listen Later Apr 16, 2025 17:34


Według Premiera, SSP nie służą do generowania zysków i pora na repolonizację gospodarki. Rosja przedstawiła warunki trwałego pokoju. PZU aspiruje do zarządzania aktywami wspierającymi rozwój innowacji i infrastruktury. 60% biletów na popularny w USA festiwal Coachella zostało kupione za pośrednictwem Buy Now Pay Later. Irlandia wszczęła dochodzenie w sprawie przetwarzania danych osobowych użytkowników platformy X w celu szkolenia modeli AI Grok.Zasubskrybuj prasówkę na www.businessupdate.pl.Podcast powstał przy pomocy ElevenLabs.

The Clark Howard Podcast
04.14.25 Clarkonomics: What Is Stagflation / Pay In 4 Gets Worse

The Clark Howard Podcast

Play Episode Listen Later Apr 14, 2025 32:52


Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare.  Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later. Clarkonomics - Stagflation: Segment 1 Ask Clark: Segment 2 BNPL Spells TROUBLE: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One 18 of the Best High-Yield Online Savings Accounts in April 2025 Are Money Market Funds a Safe Place To Stash My Savings? Why Big Banks Are a Bad Place for Your Cash Social Security Fairness Act: Windfall Elimination Provision File a Consumer Complaint  /  Air Travel Service Complaint | secure.dot.gov Axios: BNPL is everywhere  / Why 'Buy Now, Pay Later' Worries Clark Howard How To Improve Your Credit Score in 5 Key Areas What Is a Secured Credit Card and How Does It Work? Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave and Dujanovic
Buy Now, Pay Later… with Door Dash?

Dave and Dujanovic

Play Episode Listen Later Apr 14, 2025 20:12


Dash offering a Buy Now Pay Later option -- would you buy your Baconator combo meal and pay later? Dave and Debbie discuss Door Dashes new offering and the dangerous game that comes with Buy Now, Pay Later.

TODAY
TODAY April 11, 3rd Hour: Pros & Cons of 'Buy Now, Pay Later' | Moms Behind Women's Health Co. 'Perelel' | NBA Icon Walt 'Clyde' Frazier on New Children's Book

TODAY

Play Episode Listen Later Apr 11, 2025 31:06


The latest on 'buy now, pay later' plans. Also, an inside look on a company focused on women's health. Plus, Walt 'Clyde' Frazer shares details on his new children's book 'Winning and Grinning.' And, the best new beauty, fashion, and cleaning items for the spring. 

Tearsheet Podcast: The Business of Finance
Zip CEO Joe Heck: Expanding financial inclusion through Buy Now, Pay Later innovation

Tearsheet Podcast: The Business of Finance

Play Episode Listen Later Apr 11, 2025 25:34


Joe Heck, CEO of Zip, joins me on the Tearsheet Podcast to discuss the evolution of alternative payment solutions in the US. Zip is a leading Buy Now, Pay Later (BNPL) company. Joe shares lessons from his 20 years of experience in consumer lending and fintech payment solutions. Heck brings insights from his previous leadership roles at Happy Money and TrueStage. Heck's background plays a role in his approach to financial services. Growing up in Flint, Michigan, he understands the challenges of paycheck-to-paycheck living. “There's a consumer base largely ignored by traditional financial systems,” Heck explains. “FICO doesn't serve them well, but they have a great ability to pay.” Zip focuses on providing financial flexibility to these consumers. It offers structured repayment plans that don't push them into revolving debt. According to Heck, “We win when the consumer wins. If they can't pay us back, our model doesn't work either.” The Big Ideas BNPL's Growth Potential in the US – With only 2% of payments currently in BNPL, there is significant room for expansion compared to markets like Europe and Australia. Financial Inclusion for Underserved Consumers – Zip is focusing on consumers who don't fit traditional credit models but have strong repayment potential. “We provide access when and where they need it,” says Heck. Strategic Partnerships Drive Accessibility – Integrations with Stripe and retailers like GameStop are making BNPL more available to consumers. A More Transparent Alternative to Credit Cards – Unlike credit cards that encourage revolving debt, BNPL provides structured, predictable payments. “We're not built in a way that traps consumers in debt,” Heck emphasizes. The Role of Cash Flow Management in BNPL's Future – Zip is investing in tools that help consumers manage unpredictable income streams, ensuring more repayment flexibility.

Consumer Tech Update
Buy Now, Pay Later? Credit bureaus are catching up

Consumer Tech Update

Play Episode Listen Later Apr 6, 2025 9:17


Those interest-free installment plans used to be invisible. Even if you missed a payment. Not anymore.

Sensemaker
Has buy now, pay later gone too far?

Sensemaker

Play Episode Listen Later Mar 31, 2025 9:17


Buy now, pay later platforms like Klarna have become a go-to payment option for millions, offering flexibility in tough economic times. But as debt piles up and regulation looms, is this convenience coming at too high a cost? Hosted on Acast. See acast.com/privacy for more information.

She's On The Money
Confessions of a Former Shopaholic

She's On The Money

Play Episode Listen Later Mar 30, 2025 34:09 Transcription Available


This week’s diarist takes us inside a financial journey that will feel very familiar to anyone who’s ever used retail therapy to escape stress. From using Buy Now Pay Later for festival outfits and groceries to hiding debt from her partner (who works in finance, by the way), she found herself in a spiral of spending and shame and didn’t feel like she could tell anyone. That is, until one unexpected lunch conversation changed everything. What followed was a slow and steady journey out of debt, toward confidence, clarity, and a house deposit she once thought was impossible. She’s now paid off $5,000 in debt, saved over $15,000, and learned how to manage spending urges without giving up the things she loves. This episode is for anyone who’s ever used online shopping as a coping mechanism, avoided checking their balance, or felt like they’d already stuffed it. Tap play and remind yourself you’re not behind... you’re just getting started. Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.See omnystudio.com/listener for privacy information.

Consumer Tech Update
Buy Now, Pay Later comes for fast food

Consumer Tech Update

Play Episode Listen Later Mar 28, 2025 8:35


Split your burger order into six payments? You can, but your wallet might regret it later.

The Marc Cox Morning Show
In Other News with Ethan: Yoko Ono's New Biography, Buy Now Pay Later for Food, and Blizzard Treats

The Marc Cox Morning Show

Play Episode Listen Later Mar 26, 2025 5:09


In this episode of In Other News with Ethan, we dive into a surprising new biography by David Sheff, Yoko, which challenges the long-held belief that Yoko Ono was the cause of the Beatles' breakup. Ethan discusses how Yoko's support might have actually helped the band during their final years, as seen in the Get Back documentary. Then, they turn to a troubling trend—DoorDash and Klarna's partnership to offer "buy now, pay later" for food deliveries. While it may seem like a convenient option, the crew debates the dangerous financial implications of deferring food payments. Lastly, Dairy Queen is celebrating its 85th anniversary with a deal for small Blizzards, but, of course, there's a catch. Tune in for all the highlights and more on this latest episode.

Casually Uncomfortable
News Edition #194 -Buy Now Pay Later

Casually Uncomfortable

Play Episode Listen Later Mar 26, 2025 39:57


News Edition #194 3/26/25 Chuck Talks About The News!Target bonuses, the golden girl,paying later, Monopoly moneyAnd Much More On This Episode Of Casually Uncomfortable, News Edition!

kPod - The Kidd Kraddick Morning Show
3 Things You Need To Know – Buy Now, Pay Later

kPod - The Kidd Kraddick Morning Show

Play Episode Listen Later Mar 24, 2025 9:45


Ana has a few stories from around the internet that will get a convo started with a co-worker or family member. Learn more about your ad choices. Visit megaphone.fm/adchoices

Voices of Misery Podcast
Woman sells human toes online, Door dash offers buy now pay later and more!

Voices of Misery Podcast

Play Episode Listen Later Mar 24, 2025 58:04


Celebrities gripe about Trump and it's pathetic, Joe Gatto in trouble for sexual assault, Door Dash offers buy now pay later, USA begs other countries for eggs, a woman sells human toes, various random child abuse stories popping up and more! Twitter: @voicesofmisery mewe: @voicesofmisery Parler: voices of misery Gmail: voicesofmiserypodcast@gmail.com Instagram: voicesofmiserypodcast Discord server: voices of misery podcast https://tinyurl.com/VoMPodcastTees

F5 Live: Refreshing Technology (Audio)
Future Tech Spotlight: Delivery, Gaming, and AI's Legal Frontier | Episode 673

F5 Live: Refreshing Technology (Audio)

Play Episode Listen Later Mar 23, 2025 95:31


This week, DoorDash offers Buy Now Pay Later, Xbox leaks a new UI feature, Google sues scammers, and a new AI copyright ruling is shaping the tech landscape.

F5 Live: Refreshing Technology (Video)
Future Tech Spotlight: Delivery, Gaming, and AI's Legal Frontier | Episode 673

F5 Live: Refreshing Technology (Video)

Play Episode Listen Later Mar 23, 2025 95:31


This week, DoorDash offers Buy Now Pay Later, Xbox leaks a new UI feature, Google sues scammers, and a new AI copyright ruling is shaping the tech landscape.

The Glossy Podcast
Week in Review: Jonathan Anderson leaves Loewe, Michael Kors sells on Amazon and buy-now, pay-later platforms gain traction

The Glossy Podcast

Play Episode Listen Later Mar 21, 2025 24:06


On the Glossy Week in Review podcast, senior fashion reporter Danny Parisi and editor-in-chief Jill Manoff break down some of the biggest fashion news of the week. This week, we discuss Jonathan Anderson leaving Loewe and his long tenure at the brand, Michael Kors selling on Amazon, and the implications of buy-now, pay-later services like Klarna, which is going public soon.

Chicago's Afternoon News with Steve Bertrand
Ilyce Glink talks buy now, pay later services and tariffs

Chicago's Afternoon News with Steve Bertrand

Play Episode Listen Later Mar 21, 2025


Ilyce Glink, owner of Think Glink Media and Best Money Moves, joins Lisa Dent to discuss buy now, pay later (BNPL) services. Then, Glink reviews the statement by the head of the Federal Reserve Board concerning the tariffs set to take effect on April 2nd and explains how the price of housing is projected to […]

More Salon Clients: Salon Owners Guide to Marketing

01:46 The 3 Consumer Behavior Changes in 2025 that Will Impact the Beauty Industry01:51 Consumer Behavior Change 1: Buy Now Pay Later use Among Adults03:25 Consumer Behavior Change 2: Loyalty is Waning04:18 2 Things Hairstylists Can do to Keep Clients Loyal in 202506:30 Consumer Behavior Change 3: Buyers Impacted by Inflation are Seeking Deals09:01 Technique Driven Marketing to Value Driven Marketing09:42 Quick Exercise10:30 4 Non-Discount Promoti ons Every Hairstylists Should do in 202510:40 Non-Discount Promotion 1: Personal Shopper Experience14:28 Non-Discount Promotion 2: Personalized Recommendations15:28 Non-Discount Promotion 3: Creating a Loyalty Program17:53 Non-Discount Promotion 4: Product Bundling If you're new here, welcome!! I'm Ren Lopa, the CEO and Founder of Wolf and Rabbit Inc Salon Marketing! I'm obsessed with helping hairstylists and estheticians make more money doing what they love!!If you need help getting fully booked - check out these resources!• Grab my FREE 5-Day Instagram Story Challenge: https://renlopaofficial.myflodesk.com/5-day-challenge• Join 2,000 other Successful Hairstylists in our⁠ https://www.facebook.com/groups/successfulhairstylists⁠• Buy the Book! Successful Hairstylists ⁠https://a.co/d/azCbqAF⁠ • Buy the TRUST YOUR HAIRSTYLIST sweatshirt ⁠https://www.etsy.com/listing/1880380749/trust-your-hairstylist-sweatshirt-cozy⁠• Shop my Amazon Storefront for all of my recommendations for marketing, style, salon decor, personal development and more! ⁠https://www.amazon.com/shop/renlopaofficial⁠COURSES YOU MIGHT LIKESlow Season Fix: https://wolfandrabbit.samcart.com/products/slow-season-fix528 Instagram Captions for Hairstylists: https://wolfandrabbit.samcart.com/products/528-instagram-captionsStylist Scripts to Build a Loyal Clientele: https://wolfandrabbit.samcart.com/products/stylist-scripts/Reignite Lost Clients https://wolfandrabbit.samcart.com/products/reignite-lost-clients-how-to-win-them-back-and-keep-them-for-good

Nightly Business Report
Consumer Spending Pullback, Klarna's Walmart Deal, Michael Lewis' New Book 3/17/25

Nightly Business Report

Play Episode Listen Later Mar 17, 2025 46:44


Today's economic data is painting a mixed picture of the consumer, but most of Wall Street remains positive on GDP growth for the year. We'll debate what it means for the Fed's path forward. Plus, Klarna is poaching Walmart from its rival Affirm to become the retailer's exclusive provider of Buy Now Pay Later loans. And the author of “Moneyball” and “The Big Short” joins us in a First on CNBC interview to discuss his new book, “Who is Government?”

MoneywebNOW
Renergen finally produces liquid helium

MoneywebNOW

Play Episode Listen Later Mar 17, 2025 21:22


Kea Nonyana from Scope Prime on Renergen's long-awaited helium production and his top pick among JSE-listed diversified miners. Absa's Adam Reeves unpacks the mechanics of structured products, while Mladen Čólić from TransUnion Africa explores the rise of Buy Now Pay Later and its role in financial inclusion across the continent.

MoneywebNOW
[TOP STORY] Buy Now Pay Later takes the market by storm

MoneywebNOW

Play Episode Listen Later Mar 17, 2025 7:37


Younger generations in particular are using it for big-ticket items. Rather than shelling out all in one month, they can pay over, say, three or four months – Mladen Čólić from TransUnion.

Dave and Dharm DeMystify
EP 123: DEMYSTIFYING CREDIT SCORING WITH TOM EYRE CO-CEO OF LOQBOX

Dave and Dharm DeMystify

Play Episode Listen Later Feb 27, 2025 31:58


In this episode, Dave and Dharm sit down with Tom Eyre, Co-CEO and Co-Founder of Loqbox, a company on a mission to improve financial wellbeing through credit building and education. Since launching in 2017, Loqbox has helped over 1,000,000 individuals build credit histories and financial resilience. Tom takes us behind the scenes, sharing the inspiration behind Loqbox—born from personal experiences with credit challenges—and its evolution from Credit Improver to a financial lifeline for thousands. Tom demystifies the complexities of credit scoring, the impact of modern financial trends like Buy Now Pay Later, and how Loqbox is bridging the gap between perceived and actual financial capability. Plus, Tom shares insights into the role of AI in financial autonomy, the importance of understanding your financial personality, and how Loqbox's products and the recently launched Nooli app are reshaping financial education. Tune is and hear about Loqbox's marketing strategies, their long-term vision, and what's next for the future of financial wellbeing.

Life Kit
Buy now, pay later loans are becoming more popular. Here's what to know

Life Kit

Play Episode Listen Later Feb 20, 2025 18:01


Klarna, Afterpay, Affirm — maybe you've noticed these platforms when shopping online. They allow you to break up large payments into smaller installments that you can pay over time, and are a popular alternative to credit cards. In this episode, we'll cover the pros and cons of these loans and how to use them responsibly.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Life Kit: Money
Buy now, pay later loans are becoming more popular. Here's what to know

Life Kit: Money

Play Episode Listen Later Feb 20, 2025 18:01


Klarna, Afterpay, Affirm — maybe you've noticed these platforms when shopping online. They allow you to break up large payments into smaller installments that you can pay over time, and are a popular alternative to credit cards. In this episode, we'll cover the pros and cons of these loans and how to use them responsibly.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Good Morning Hospitality
GMH EU: HomeToGo & Interhome Deal, Airbnb Scams & Buy Now, Pay Later

Good Morning Hospitality

Play Episode Listen Later Feb 18, 2025 33:10


In this episode of GMH EU, Leo and Sarah are joined by Simon Lehmann (AJL Consulting, former CEO of Interhome) to break down HomeToGo's €160M acquisition of Interhome and its impact on the vacation rental industry, property management landscape, and market consolidation in Europe. They also discuss the growing trend of Buy Now, Pay Later in travel, Airbnb's latest warning about online booking scams, and how social media is becoming a key booking channel for Gen Z travelers—potentially bypassing regulations. Tune in for expert insights on what this means for property managers, the future of short-term rentals, and how industry players should adapt. ---- Good Morning Hospitality is part of the Hospitality.FM Multi-Media Network and is a Hospitality.FM Original The hospitality industry is constantly growing, changing, and innovating! This podcast brings you the top news and topics from industry experts across different hospitality fields. Good Morning Hospitality publishes three thirty-minute weekly episodes: every Monday and Wednesday at 7 a.m. PST / 10 a.m. EST and every Tuesday at 8 a.m. CET for our European and UK-focused content. Make sure to tune in during our live show on our LinkedIn page or YouTube every week and join the conversation live! Explore everything Good Morning Hospitality has to offer: • Well & Good Morning Coffee: Enjoy our signature roast—order here! • Retreats: Join us at one of our exclusive retreats—learn more and register your interest here! • Episodes & More: Find all episodes and additional info at GoodMorningHospitality.com Thank you to all of the Hospitality.FM Partners that help make this show possible. If you have any press you want to be covered during the show, email us at goodmorning@hospitality.fm Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Talks Radio Show - Atlanta, GA
Henssler Money Talks - February 15, 2025

Money Talks Radio Show - Atlanta, GA

Play Episode Listen Later Feb 15, 2025 59:15


Text us your financial questions!Henssler Money Talks — February 15, 2025  Season 39, Episode 7This week on "Henssler Money Talks," show hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, examined the impact of reciprocal tariffs on Consumer Sentiment. They also reviewed the latest earnings reports and the most recent Consumer Price Index reading.The team answered key questions from seniors about required minimum distributions (RMDs)—specifically, whether it's better to take them at the beginning of the year, spread them out over time, or wait until year-end.After the break, the advisers discussed Trump's directive for the U.S. Treasury to stop producing new pennies, exploring the potential economic effects of eliminating the one-cent coin. They also provided insights into the rise of "buy now, pay later" services and how banks will be able to integrate short-term financing options into their existing debit programs.Timestamps and Chapters11:10: Consumer Sentiment and CPI24:15: Should You Take Your RMD Early in the Year?32:11: No New Pennies and a Cashless Society45:31: Expanding Reach of “Buy Now, Pay Later” ServicesFollow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup  “Money Talks” is brought to you by Henssler Financial.

Wall Street Millennial
Klarna's Impending IPO

Wall Street Millennial

Play Episode Listen Later Jan 28, 2025 11:11


In this episode, we dive into the economics and IPO prospects of Klarna, one of the biggest Buy Now Pay Later companies.

Palisade Radio
Danielle DiMartino Booth: The Recession the U.S. Needs is Already Underway

Palisade Radio

Play Episode Listen Later Dec 11, 2024 28:59


Tom Bodrovics engages in a discussion with Danielle DiMartino Booth, CEO and Chief Strategist for QI Research, former Fed Insider, and author of the book "Fed Up." Danielle stresses the importance of monitoring private sector actions, particularly in 2025 due to recent job losses and the significance of shelter inflation's impact on the Federal Reserve. She highlights an upward trend in unemployment rates and potential recession expectations, but does not believe one is necessary. The conversation touches upon central bankers' confidence bubble and its implications for the current economic climate. They also delve into commercial real estate markets and the potential repercussions on banks and markets. Serious concerns in this sector have led to double defaults on commercial mortgage-backed securities, with regulators putting pressure on credit rating agencies not to downgrade them. Tom also inquires about other financial burdens, such as rising unemployment, falling house prices, and mortgage delinquencies, which contribute to significant household financial pressures. Canadian banks have announced larger losses but maintain they are contained. Banks attempt to slow charge-offs by modifying loans and extending terms, but this approach has limitations due to the possibility of re-default. Danielle concludes the conversation by encouraging listeners to maturely face sacrifices and embrace long-term benefits that come with cutting government waste. Time Stamp References:0:00 - Introduction0:44 - The Economy & Stats2:49 - Unemployment & Layoffs3:38 - Powell & Trump4:37 - Revisions & Recession6:25 - Bankruptcies & Rates8:13 - C.B. Confidence/Hubris11:22 - Dollar Strength & Trump14:57 - Inflation Thoughts16:47 - Housing Confidence19:38 - Commercial Real Estate20:57 - Consumers & Banking22:37 - Safe Assets & Dividends24:14 - Buy Now Pay Later?26:42 - 2025 and Gov't Spending27:49 - Wrap Up Talking Points From This Episode Danielle emphasizes investors monitor private sector actions amid job losses, shelter inflation, and potential recession concerns. Concerns center around Central bankers' 'confidence', commercial real estate risks, and household financial pressures. DiMartino cautions listeners that Trump cuts may require short to medium term sacrifices to gain long-term benefits. Guest Links:Twitter: https://twitter.com/DiMartinoBoothSubstack: https://dimartinobooth.substack.com/Website: https://quillintelligence.com/YouTube: https://www.youtube.com/c/DanielleDiMartinoBoothQI Danielle DiMartino Booth is CEO and Chief Strategist for Quill Intelligence LLC, a research and analytics firm. DiMartino Booth set out to launch a #ResearchRevolution, redefining how market intelligence is conceived and delivered, with the goal of not only guiding portfolio managers but promoting financial literacy. To build QI, she brought together a core team of investing veterans in analyzing the trends and providing critical analysis of what drives the markets. Since its inception, commentary and data from DiMartino Booth's The Daily Feather have appeared in other financial sources such as Bloomberg, CNBC, Fox Business, Institutional Investor, Yahoo Finance, The Wall Street Journal, MarketWatch, Seeking Alpha, TD Ameritrade, TheStreet.com, and more. A global thought leader on monetary policy, economics, and finance, DiMartino Booth founded Quill Intelligence in 2018. She is the author of FED UP: An Insider's Take on Why the Federal Reserve is Bad for America (Portfolio, Feb 2017), a full-time columnist for Bloomberg View, a business speaker, and a commentator frequently featured on CNBC, Bloomberg, Fox News, Fox Business News, BNN Bloomberg, Yahoo Finance and other major media outlets. Before Quill, DiMartino Booth spent nine years at the Federal Reserve Bank of Dallas, serving as Advisor to President Richard W. Fisher throughout the financial crisis until his retirement in 2015.

InvestTalk
US Manufacturing Continues to Struggle with Tariff Uncertainty

InvestTalk

Play Episode Listen Later Dec 5, 2024 45:03


Trade tensions have created an unpredictable environment, impacting production decisions and investment strategies. Today's Stocks & Topics: T - AT&T Inc., VZ - Verizon Communications Inc., Market Wrap, Small Caps, DIS - Walt Disney Co., CELH - Celsius Holdings Inc., US Manufacturing Continues to Struggle with Tariff Uncertainty, Bonds, RIVN - Rivian Automotive Inc. Cl A, Trade War, 403B Plan, RTX - RTX Corp., LOGI - Logitech International S.A., BLDR - Builders First Source Inc., Buy Now Pay Later.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy