Podcasts about buy now pay later

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Credit Repair expert Paul Oster digs into the exploding trend of BUY NOW PAY LATER, peeps getting credit killed for junk. Then we revisit the topic on should we retest for drivers licenses, lots of calls.

Are you caught in the cycle of 'buy now, pay later'?

Episode 611: Neal and Toby dive into the FICO taking into account consumers Buy Now, Pay Later loans into their credit scores. Also, Novo Nordisk cuts ties with telehealth company Hims & Hers, accusing the mass sale and promotion of Wegovy copycats. Then, job seekers have been using AI to build their resumes for jobs at a rapid pace that is starting to overwhelm job screeners. Meanwhile, Toby examines the trend of SPACs becoming bitcoin treasuries. Finally, a rundown of the latest market reactions from the conflict in Iran. 00:00 - Images of the universe 3:30 - Market update from Middle East conflict 5:00 - Buy now, pay later impacts FICO score 8:30 - Novo Nordisk breaks up with Hims & Hers 12:00 - AI resumes flood the job market 17:00 - Toby's Trends: SPAC Bitcoin treasuries 21:30 - Sprint Finish! Check out https://domainmoney.com/mbdaily and start building your financial plan today We are current clients of Domain Money Advisors, LLC (Domain). Through Domain's sponsorship of Morning Brew Daily, we receive compensation that included a free plan and thus have an incentive to promote Domain Money. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note  Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

Հիմա Գնէ, Ուշ Վճարէ՝ Buy Now, Pay Later մատակարարներ, ինչպիսիք են Afterpay-ը եւ Zip-ը, ենթարկուեցան կառավարութեան նոր օրէնքներուն, բայց այդ ի՞նչ կը նշանակէ աւստրալիացիներու 40 տոկոսին համար, որոնք կ'օգտագործեն այդ վարկային դրութիւնները։

Jiakai Guo - Vice President at Sound Point Capital Management in this episode goes in-depth on how Buy Now Pay Later system operates. How does the capital flow look like, how is this form of debt being treated, what are the delinquency rates and of course, can this serve as an indicator of the country's economic health.P.S. Apologies for the quality of sound on my side, the system defaulted to the wrong microphone and I've missed it.Find us on Substack: https://aftfinance.substack.com/Our official website: https://www.aft.finance/

The consumer economy is showing signs of stress and strain. Lending platforms report an increasing number of “buy now, pay later” users falling behind on payments. “Buy now, pay later” refers to the short-term loans and missed installments are a sign of faltering financial health especially in the low-income working class— who are being confronted with rising inflation, cuts in SNAP and the Trump administration's move to collect on federal student loans.

Dal 10 giugno sono entrate in vigore nuove regole che trattano ufficialmente i servizi “compra ora, paga dopo” come una forma di credito. Cosa cambia, concretamente, per i quattro australiani su dieci che li usano regolarmente?

This week your Chef Dwayne Stein answers the question, "Do I need a 20% Down Payment?" The short answer. No. Save that money for liquidity and more. Also,what is Federal Debt? Dwayne breaks it down. Finally, Buy Now Pay Later is becoming an epidemic, and Dwayne is one of the few out there fighting on the front lines. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/24/25

The TEN Commandments when buying a home! This week your Chef Dwayne Stein goes over ten things that you should NOT do when applying for a home loan. Dwayne revisits a call we got from last weeks show about a person who wants to move into a new home, but he really likes his current 3% rate. What should he do? Also Dwayne continues to warn against Buy Now Pay Later, and how CostCo is getting in on the trend. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/31/25

Buy Now, Pay Later providers like Afterpay and Zip have been hit with new government regulations. The new laws classify the products as a form of credit, requiring responsible lending obligations, credit checks and further protections for customers, but what does that mean for the roughly 40 per cent of Australians who use the products? - Ang mga kumpanyang nagbibigay ng Buy Now, Pay Later (BNPL) gaya ng Afterpay at Zip ay sakop na ngayon ng bagong batas. Pero ano ang epekto nito sa higit 40% ng mga Australyanong gumagamit ng ganitong paraan ng pagbabayad?

Tam sim no ces Australia muaj ib tsab cai tshiab los tswj tej lagluam Afterpay li Buy Now Pay Later thiab Zip Pay raug teev tib yam li lwm cov credit products lawm. Tab sis txhais tau lub ntsiab lus li cas tiag.

Buy Now, Pay Later (BNPL) services like Afterpay and Zip are now officially treated as credit products under new Australian regulations. From mandatory credit checks to tighter consumer protections, the reforms aim to curb rising debt and protect vulnerable users. While advocates welcome this long-overdue move, concerns remain about people juggling multiple BNPL accounts and falling into debt traps. With late fees historically making up a large share of revenue, the changes mark a major shift in how these services operate.

Afterpay, Sip പോലെയുള്ള Buy now pay later സേവനങ്ങളെ സർക്കാർ നിയന്ത്രണത്തിൽ കൊണ്ടുവന്നിരിക്കുകയാണ്. പുതിയ മാനദണ്ഡങ്ങളും നിയന്ത്രണങ്ങളും ഉപഭോക്താക്കളെ എങ്ങനെയൊക്കെ ബാധിക്കുമെന്ന് കേൾക്കാം മുകളിലെ പ്ലെയറിൽ നിന്നും..

Buy Now Pay Later in Australia has moved into a new era, with the sector’s products now regulated by credit laws.It means customers signing up for products like Afterpay will now have to answer questions about their finances and have their credit history checked before they can pay in four instalments.Michael Saadat, International Head of Public Policy at Block, the owner of Afterpay, talks to Sean Aylmer about how the changes work, and why they welcome the tailored regulation of the industry.Find out more: https://fearandgreed.com.auSee omnystudio.com/listener for privacy information.

The trade of the year so far. Bromance ends bitterly, savings are close to target, and loan limits could cause a shortage of doctors. Plus the rise of Buy Now/Pay Later and the 401(k) hierarchy trap.

Buy Now, Pay Later providers like Afterpay and Zip have been hit with new government regulations, but what does that mean for the roughly 40 per cent of Australians who use the products? The new laws classify the products as a form of credit, requiring responsible lending obligations, credit checks and further protections for customers.

Οι πάροχοι υπηρεσιών Buy Now, Pay Later όπως η Afterpay και η Zip έχουν πληγεί από μία σειρά νέων κανονισμών. Ωστόσο τι σημαίνει αυτό για το περίπου 40% των Αυστραλών που χρησιμοποιούν τέτοιες υπηρεσίες για τις αγορές τους;

آفٹر پے اور زِپ یا '' ابھی خریدیں، بعد میں ادا کریں " (Buy Now Pay Later) جیسی سہولیات فراہم کرنے والے اداروں کو حکومت کی جانب سے نئے ضوابط کا سامنا ہے، لیکن اس کا تقریباً 40 فیصد آسٹریلوی صارفین پر کیا اثر پڑے گا جو ان سہولتوں کو استعمال کرتے ہیں؟ نئے قوانین ان سہولتوں کو کریڈٹ کی ایک قسم قرار دیتے ہیں، جس کے تحت ذمہ دارانہ قرضہ فراہمی کی شرائط، کریڈٹ چیکس اور صارفین کے لیے مزید تحفظات لازمی ہوں گے۔۔ مزید جانئے اس پوڈ کاسٹ میں۔

Afternoon Headlines: Prime Minister Anthony Albanese confirms investigation launched into shooting of an Australian journalist during LA protests, second Monash IVF mix-up sparks internal investigation and new regulations for Buy Now Pay Later services come into place. Deep Dive: Thousands of US Marines and soldiers are on standby to be deployed to LA, as the immigration protests continue. Donald Trump is standing firm warning he will do what it takes to restore law and order, while LA authorities claim the US President is deliberating attempting to cause chaos and using the city as an 'experiment'. In this episode of The Briefing Natarsha Belling is joined by 7News US Correspondent Mylee Hogan on the ground in LA to unpack the ongoing protests. Follow The Briefing: TikTok: @listnrnewsroom Instagram: @listnrnewsroom @thebriefingpodcast YouTube: @LiSTNRnewsroom Facebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.

Send us a textThis week on Haunt Weekly, we're talking about the relatively new practice of "Buy Now, Pay Later," a form of short-term loan that many are using to make expensive purchases. To the older crowd, it might not seem like that big of a deal. However, to your younger audience, this is rapidly becoming one of the most popular methods of payment. This is especially true for "treat yourself" purchases, you know, like haunt tickets.So sit down as we discuss the practice in full and decide if it's something that haunts should participate in.This Week's Episode Includes:1. Intro2. Work We Did for the Haunt3. Question of the Week4. What is BNPL5. The Customer's Perspective6. The Merchant's/Financer's Perspective7. Reasons to take BNPL8. Reasons to Avoid It9. ConclusionsAll in all, this is one episode you do NOT want to miss!Get in Touch and Follow Us!Facebook: @HauntWeeklyTwitter: @HauntWeeklyYouTube: @HauntWeeklyEmail: info@hauntweekly.com

Adam Maguire, from the RTÉ Business Desk

Buy now, pay later (BNPL) plans are popular but can lead to debt if not managed carefully. Mark and I discuss this and more. Have a money question? Email us ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠Jill on Money Newsletter⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠@jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

IHeart Top Podcasts! Follow / Subscribe Conway on Demand –Go to Iheart App to set us as your preset. AND maybe even subscribe to our YouTube channel @Conwayshow –Thank you! // Buy Now Pay Later...for groceries! Everyone is broke! Why is that? Getting ice cream delivered by DoorDash. ICE protests continue DTLA // Vegas tourism is down; rideshare drivers are feeling it. Tipping culture OUT of Control. // Dating Apps warnings U.S. citizens being kidnapped when using dating apps. Dodgers manager Dave Roberts gave Shohei Ohtani a toy car. 90's restaurant chains are BACK! Like Chilis & Rainforest  

For some American consumers, “buy now, pay later” loans aren’t just for big-ticket items like televisions and vacations. They’re for groceries, too.  

Buy Now Pay Later is a short-term loan that allows consumers to pay for their items in small installments over time. However, due to the popularity of Buy Now Pay Later, there has been an increase in what many have started to label “phantom debt”.  Links: Learn more about this Money Tip's sponsor: New England Royal Service Explore debt consolidation loan options from Triangle Credit Union Watch our Financial Freedom webinar for tips on how to manage and get out of debt Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Welcome to Money Tip Tuesday from the Making Money Personal podcast.      Today's Money Tip is proudly sponsored by New England Royal Service. A local NH business offering commercial cleaning and property maintenance trusted for its exceptional service. Visit neroyal.com to learn more and show us a little love by mentioning this podcast when you reach out!  Now back to today's tip.   The term phantom debt can mean multiple things. Traditionally, phantom debt is a debt that is too old to collect legally, so it's either written off or sold to a collection agency. Phantom debt may also refer to when scammers try to collect money that is not owed to them by threatening legal action. However more recently, phantom debt has come to mean a debt that can't be measured since it's not reported.  According to many reports, Buy Now Pay Later is a large producer of these unmeasured phantom debts. Because of its convenience, consumers are finding it easier to use Buy Now Pay Later services to pay for larger items in smaller installments than paying for it all upfront. However, that means people are using Buy Now Pay Later to buy more big-ticket items than they can actually afford. This results in loan stacking, which is borrowing multiple loans at the same time. With more and more of these Buy Now Pay Later loans, it can be difficult for consumers to keep track of them. If you don't pay these loans on time, you will get hit with late fees and your credit score will lower.  If you're struggling with Buy Now Pay Later debt, aka “Phantom Debt”, there are a couple things that you can do. The first thing you can do is request a payment extension. Some Buy Now Pay Later lenders will let you either change or extend the payment due date which can provide some much-needed extra time pay off the debt. You could also apply for a debt consolidation personal loan, which would combine some or all of your debts into one single loan. This not only makes it easier to keep track of existing debt but it can even help improve your credit score as you make those regular, consistent payments to pay it all off on time.  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for Triangle Credit Union, on Facebook and LinkedIn.       

U.S. Rep. Jerry Nadler is demanding a Congressional investigation into a dramatic incident last week in which a Nadler staffer was handcuffed by Department of Homeland Security police in the lawmaker's office. Plus, New York state is imposing new rules on companies like Klarna and Afterpay. And finally, young New Yorkers reflect on the police killing of George Floyd and its significance, five years after his death.

The Evil Psychology of Buy-Now Pay-Later 15 Things Poor People Do: https://youtu.be/9B4ErMD95wI Invest in yourself today: https://www.alux.app We put together a FREE Reading List of the 100 Books that helped us get rich: https://www.alux.com/100books

Should you put your DoorDash burrito on a payment plan? Probably not. But Klarna co-founder and CEO Sebastian Siemiatkowski argues the rise of "buy now, pay later" -- or BNPL -- services like his are a good thing. He joins Audie to talk about his “healthier” credit alternative, and whether the rise of BNPL is a sign of larger economic strain.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you have your eyes on some new tech, a new grill, or some summer clothes, but don’t have the money today? People in the Seattle region are increasingly buying now, but paying later. Unlike the very popular layaway systems of the past, where you’d take the item home once you made all the payments, under pay later you do just that. People, especially younger people, are doing it in droves. The ConsumerMan, Herb Weisbaum of Checkbook.org talks us through the increasing popularity and dangers of the Buy Now Pay Later model. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Customers are now being offered a buy now pay later option when buying low-cost items such as clothes brands like Very or take away through Deliveroo.But could this lead to people ending up in unnecessary debt?Joining Kieran to discuss is Paul Merriman, CEO of Fair Stone & Founder of Ask Paul.

Financial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford discuss "Buy Now Pay Later."Buy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Brittany keeps looking at a new couch online, and every time she goes to buy it she sees an option to "Buy Now, Pay Later," which made her wonder...should she? Here's what she found:Buy Now, Pay Later (BNPL) loans have become one of the go-to ways to get access to credit fast. Companies like Klarna, Affirm, and Afterpay make buying big purchases relatively easy by allowing people to pay in installments over time. But some Americans have taken to using this method for everyday items like groceries, and when BNPL service providers like Klarna partners with DoorDash so customers can "eat now, pay later"... it feels like a debt trap waiting to happen. And that's just scratching the surface.This... is Money Troubles.And for the past few weeks we've been looking into the ways everyday people are trying to make ends meet... and what it says about how our culture views labor, basic needs, or even our favorite pastimes.In this final episode, NPR Life Kit's Andee Tagle and author Malcolm Harris join Brittany to get into why Buy Now, Pay Later has become so popular and how 'cheap credit' may be another lifestyle subsidy for a new generation.You can hear more of Andee's and Life Kit's reporting on Buy Now, Pay Later here.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

RSV, a common respiratory virus, can be especially harmful for infants. But this past winter brought promising news: two new preventive measures became widely available — a vaccine given in pregnancy and antibodies given to newborns. Together, they led to a major drop in RSV hospitalizations among infants. Which is good for both families and taxpayers. And in the next installment of our "Buy Now Pay Later" series, we look at tackling credit card debt before retirement.

RSV, a common respiratory virus, can be especially harmful for infants. But this past winter brought promising news: two new preventive measures became widely available — a vaccine given in pregnancy and antibodies given to newborns. Together, they led to a major drop in RSV hospitalizations among infants. Which is good for both families and taxpayers. And in the next installment of our "Buy Now Pay Later" series, we look at tackling credit card debt before retirement.

Airbnb is cracking down on partiers during Memorial Day Weekend, Best things to do Memorial Day weekend in LA and Southern California. Deeper Dives- The popularity of Buy Now, Pay Later. The Evolution of Buy Now, Pay Later. Why are more shoppers struggling to repay ‘buy now, pay later' loans? What In the World News. The 89 illegal baby names that have been officially banned in Australia.

“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” — Luke 12:15In an age of instant gratification, getting what we want has never been easier, even if we can't afford it. But as “Buy Now, Pay Later” (BNPL) services become increasingly popular, they're quietly reshaping our relationship with money, debt, and even contentment. Let's explore how these programs work, why they're spiritually and financially dangerous, and how Scripture invites us into a better way.What Is Buy Now, Pay Later?Originally used for large purchases like furniture or electronics, BNPL services now allow consumers to split nearly any purchase into multiple payments—even cheeseburgers. DoorDash, for example, lets customers finance their food in four installments. The convenience may seem harmless, but it can mask deeper issues.Companies like Klarna, Afterpay, Affirm, Zip, Sezzle, and PayPal offer these options at checkout. According to Experian, more than 80% of U.S. shoppers have used BNPL. The ease is attractive, but the long-term impact can be devastating.BNPL makes it seem like you're not going into debt, but that's exactly what's happening. Small recurring payments across multiple platforms add up fast, leading to overdraft fees, financial stress, and, in many cases, high interest rates—some as high as 36% for missed or extended payments.A $60 DoorDash meal split into four $15 payments doesn't seem bad—until you do it for every meal. Or take a $3,000 couch bought with a BNPL plan: one missed payment, and that couch could ultimately cost $8,000 due to fees and interest.Scripture's Warnings About DebtThe Bible doesn't shy away from warning us about the dangers of debt. Proverbs 22:7 tells us, “The borrower is the slave of the lender.” Debt isn't just a financial issue—it can become an emotional and spiritual burden, dividing our attention and devotion.In Luke 12:15, Jesus reminds us that “life does not consist in the abundance of possessions.” Yet BNPL feeds the lie that more stuff equals more satisfaction. Instead of trusting God to provide, we try to manufacture comfort and control through impulsive spending.Why are we tempted to buy now and pay later? Often, it's not out of need, but out of insecurity, impatience, or discontentment. Paul models a better path in Philippians 4:11–13: “I have learned in whatever situation I am to be content...I can do all things through him who strengthens me.”True contentment doesn't come from a checkout screen—it comes from trusting the Lord to provide, even when the budget feels tight.A Better Way: Practical and Spiritual WisdomSo, how do we resist the pull of BNPL and grow in godly contentment?Practically:Build margin. Save up for purchases ahead of time.Budget for “wants.” Use a separate category or envelope system.Set spending limits. Use cash or debit card to help avoid overspending.Spiritually:Examine your heart. Ask: Am I trusting God, or just trying to feel better?Pursue contentment. Let God define your enough.Practice gratitude. Train your heart to see God's provision in what you already have.Freedom to Live GenerouslySaying no to unnecessary debt frees us to say yes to generosity. When we live with open hands and open hearts, we reflect the freedom we have in Christ—freedom from striving, fear, and scarcity. And that's far better than four easy payments.So next time you see a “Pay in 4” button, pause. Ask yourself: Do I really need this? Can I pay for it in full? And does this reflect trust in God, or just in a payment plan?Wise stewardship begins with contentment, and contentment begins with Christ.On Today's Program, Rob Answers Listener Questions:My husband and I are sending our son on a five-week mission trip to Scotland. We're debt-free and want our kids to stay that way. I'm hesitant to open a credit card, but what's the best, safest way to give him access to money while he's overseas?We recently sold our home at a profit, bought a new one, and are now debt-free. However, the new home needs repairs, and we still have a mortgage. Should we tithe on the profit from the home sale, or use those funds for the house needs?I'm a recently retired teacher with two annuities—one worth $19,000 and the other about $13,000. I've just opened an IRA and wonder if I should roll the annuities into it, or if there might be a better strategy.I've inherited a large amount of cash-valued property and need guidance on how to manage it wisely, especially to minimize potential tax liability.We paid off our home in October 2024. Do we need the deed and title to protect ourselves from fraud, or is it handled automatically?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

In a culture of instant gratification, it has never been easier to get what we want, when we want it—even if we can’t afford it. But at what cost? On today's Faith & Finance Live, Rob West will explore the hidden dangers of “Buy Now, Pay Later” programs. Then he’ll tackle your financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

We're taking some time to highlight some of our best Gymsplain Episodes, like this one discussing the pros and cons of buy now, pay later or pay in four options popular on most websites! On this episode of Financially Naked: Stories from The Financial Gym, we'll be taking a closer look at Buy Now, Pay Later (BNPL) payment options. In the convenience and instant gratification age, these payment options have become more popular. BNPL options allow consumers to purchase products and services instantly while spreading out the payments over time. On the surface, they seem like a great option, but as with any financial tool, the pros and cons must be considered.  To have this conversation, two of our Certified Financial Trainers, Hector Lopez and Kylie Lipinksi, are here to explore how these apps work, their benefits, and the potential downsides you'll want to consider before using BNPL apps. Analyzing all aspects of these tools is crucial to make informed decisions about our financial well-being.  For more details check out our show notes here! If you want to work with a Certified Financial Trainer to help navigate your finances, schedule a free warm-up call today! If you have any ideas or questions for the show, send an email to trainerpodcast@fingyms.com.    

Our customer's finances are feeling the pinch more than ever as prices are the highest on record. Inflation, tariffs, shipping backlogs are just some of the bigger problems on the product side but a big part of the general population is finding it difficult manage unexpected bills. Eric is now offering financing and Andy is looking into it for his business.Have experience or thoughts to share? Please do! Send us a textSend us your feedback or topic ideas over on our social channels!Eric Aune @mechanicalhub Andy Mickelson @mick_plumbNewsletter sign up: https://bit.ly/MH_email

The Break Room (TUESDAY 5/20/25) 7am Hour 1) Those smaller payments might sound enticing, but you're not doing your wallet any favors 2) This bus trip fell WAY short of its destination 3) Duffy says the beer-fusion revolution has gone too far

Junge Menschen sind zahlreichen Verlockungen ausgesetzt, Sachen auf Pump zu kaufen. Doch wie problematisch ist das wirklich?

Laks Ganapathi is the founder and CEO of Unicus Research, an unaffiliated, independent, investigative research platform that combines analysis from multiple perspectives. She talks the crisis in consumer credit, Buy Now Pay Later, student loans, zombie cars, auto loans, and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!!   Watch Show Rumble- https://rumble.com/v6tfi4b-consumer-credit-buy-now-pay-later-zombie-cars-laks-ganapathi.html YouTube- https://youtu.be/QEfH2ZFVTeI   Follow Me X- https://x.com/CoffeeandaMike IG- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ YouTube- https://www.youtube.com/@Coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Substack- https://coffeeandamike.substack.com/ Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com   Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Paypal- https://www.paypal.com/biz/profile/Coffeeandamike Substack- https://coffeeandamike.substack.com/ Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Buy Me a Coffee- https://buymeacoffee.com/coffeeandamike Bitcoin- coffeeandamike@strike.me   Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998   Follow Laks X- https://x.com/UnicusResearch Substack- https://contrarianunicus.substack.com/ Website- https://www.unicusresearch.com/   Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike McAlvany Precious Metals- https://mcalvany.com/coffeeandamike/ Independence Ark Natural Farming- https://www.independenceark.com/

Tightened wallets for American consumers isn't stopping Affirm (AFRM) from rallying ahead of its earnings after markets close. LikeFolio's Landon Swan warns of weakness in the report, though his firm's data shows interest for Affirm growing compared to competitors. He weighs how far BNPL's "extension of the credit card concept" can run.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

This week on the Retirement Quick Tips Podcast, I'm talking about 10 stupid things people waste money on. Today, I'm talking about 2 very problematic problems that point to a deeper issue among Americans: buy now, pay later & not paying off your credit cards every month.

Bill Belichick was on an interview with CBS over the weekend. When the interviewer asked him how he met his girlfriend she yelled WERE NOT ANSWERING THAT. Some restaurants and apps are starting to let users use Klarna to buy food. Experts warn against using things like this as it usually puts you in a worse place financially in the long run. Tesla is considering adding a rental feature to owners cars.

Vince discusses the growing popularity of buy now, pay later programs and takes calls from listeners. A look at President Trump's latest approval ratings. Plus, 60 Minutes makes a bold statement against parent company, Paramount, at the end of their broadcast Sunday night. That and much more on The Vince Coakley Radio Program. See omnystudio.com/listener for privacy information.

The Billy & Lisa crew cover a whole bunch of topics during today's show including Lisa's Book Clun wine, the upcoming marathon and people who use pay later methods! Listen to Billy & Lisa weekdays from 6-10AM on Kiss 108!   

Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare.  Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later. Clarkonomics - Stagflation: Segment 1 Ask Clark: Segment 2 BNPL Spells TROUBLE: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One 18 of the Best High-Yield Online Savings Accounts in April 2025 Are Money Market Funds a Safe Place To Stash My Savings? Why Big Banks Are a Bad Place for Your Cash Social Security Fairness Act: Windfall Elimination Provision File a Consumer Complaint  /  Air Travel Service Complaint | secure.dot.gov Axios: BNPL is everywhere  / Why 'Buy Now, Pay Later' Worries Clark Howard How To Improve Your Credit Score in 5 Key Areas What Is a Secured Credit Card and How Does It Work? Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The latest on 'buy now, pay later' plans. Also, an inside look on a company focused on women's health. Plus, Walt 'Clyde' Frazer shares details on his new children's book 'Winning and Grinning.' And, the best new beauty, fashion, and cleaning items for the spring.