Podcasts about buy now pay later

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

This segment from the Omni Talk Retail Fast Five podcast, sponsored by the A&M Consumer and Retail Group, Mirakl, Ocampo Capital, Infios, and Quorso, explores PayPal's groundbreaking move to offer 5% cash back on Buy Now Pay Later purchases. Anne shares surprising data from Groceryshop revealing that consumers are using BNPL for everyday essentials like fresh groceries, not just big-ticket items. Chris reflects on his 2017 prediction that BNPL would become ubiquitous... and why this cash back offer is one of the most compelling deals in retail today. Is this the future of consumer payments? For the full episode head here: https://youtu.be/4U1e0ftlJfM #paypal #buynowpaylater #bnpl #cashback #retailpayments #consumerfinance #holidayshopping #paymentinnovation #retailtech #shoppingtrends

Amanda Silberling joins Mikah Sargent on Tech News Weekly this week! Casio has a new smart toy companion powered by AI. The UK is still seeking to develop backdoor encryption for Apple users. ChatGPT is looking to act more like an operating system. And how the 'Buy Now, Pay Later' model has built a $120 billion industry. Amanda has her hands on a new AI-powered smart companion from Casio! She and Mikah talk about the device, how it works, and the possible data security and privacy concerns. Mikah talks about the UK's continued push to create backdoor encryption for Apple users in the country. Sabrina Ortiz of ZDNet joins the show to discuss OpenAI's Dev Day and the company's ambitions to make OpenAI function like an OS with the launch of the Apps SDK. Finally, Mikah shares an article from The New York Times Magazine about the 'Buy Now, Pay Later' market, which allows buyers to obtain their items easily and traps users in a swarm of debt. Hosts: Mikah Sargent and Amanda Silberling Guest: Sabrina Ortiz Download or subscribe to Tech News Weekly at https://twit.tv/shows/tech-news-weekly. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: pantheon.io threatlocker.com/twit cachefly.com/twit

If we could give Jennifer Lopez one tip: not every ex needs a friendship arc. Looking at you, Ben Affleck. Some things — like red carpets and rekindled flings — are better left in the early 2000s. On today's show, Holly braces herself for this scurrilous JLo gossip. Take cover, friends. Plus, a plot twist in the Taylor Swift PR machine no one saw coming. Jessie’s been deep in internet sleuth mode and she’s ready to explain why the Swiftie outrage might actually be legit. And finally: WTF is klarnamaxxing? If you live by 'buy now, pay later', you need to hear Amelia deep dive into this. What To Listen To Next: Listen to our latest episode: Taylor Swift Debrief: A Surprising Diss Track, Travis’ Wood & The Hot Takes Listen: LITTLE TREAT: Holly & Jessie Spill The Tea On Writing A Book Listen: Why No One's Having Sex In Bed Anymore Listen: Decoding The Nicole Kidman & Keith Urban Divorce Narrative Listen: Vanessa Amorosi, Emma Watson & The Problem When Kids Earn More Than Their Parents Listen: Victoria Beckham’s Version & Jessie’s Very Big News Listen: “Tough It Out”. The Announcement That Upset Us More Than We Expected Discover more Mamamia Podcasts here including the very latest episode of Parenting Out Loud, the parenting podcast for people who don't listen to... parenting podcasts. Watch Mamamia Out Loud: Mamamia Out Loud on YouTube What to read: With two words, Jennifer Lopez just summed up what went wrong with Ben Affleck. Jennifer Lopez's first Instagram after splitting from Ben Affleck says everything. Nicole Kidman’s new breakup bangs are telling a much bigger story. HOLLY WAINWRIGHT: The details that make Nicole and Keith's split kind of about us. The moment the tide turned for Jennifer Lopez. The Life of a Showgirl leaves no doubt there will never be another Taylor Swift. All the Life Of A Showgirl Easter Eggs in one place. A brutally honest review of Taylor Swift's new movie. THE END BITS: Check out our merch at MamamiaOutLoud.com Mamamia studios are styled with furniture from Fenton and Fenton GET IN TOUCH: Feedback? We’re listening. Send us an email at outloud@mamamia.com.au Share your story, feedback, or dilemma! Send us a voice message. Join our Facebook group Mamamia Outlouders to talk about the show. Follow us on Instagram @mamamiaoutloud and on Tiktok @mamamiaoutloud Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures. Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

In this special video episode, Sean and Elizabeth and special guests eat spicy wings and share hot takes on saving versus investing, inflation, crypto, and when to trade up for an electric vehicle. When should you prioritize investing over traditional savings? How do you know when to keep repairing your car versus trading it in for something new, like an EV? Hosts Sean Pyles and Elizabeth Ayoola share their zestiest financial takes over hot wings, blending financial insights with fiery fun. NerdWallet YouTube creator Stephen Smith joins them in-person at NerdWallet HQ in Scottsdale, AZ, for a lively discussion which, like the hot sauce, gets eye-wateringly spicy. They debate whether saving in a checking account makes sense, how high-yield savings stack up against inflation, and whether the U.S. dollar could one day be backed by cryptocurrency. They also dig into why consumer debt is so easy to rack up, including the rise of Buy Now, Pay Later for everyday purchases. Then, listener Sandra joins the in-person conversation with Sean and Elizabeth as they discuss whether she should keep repairing her Acura or buy a new EV. They explore repair costs versus new car payments, the impact of high-yield savings rates, trade-in timing, and refinancing considerations. The episode wraps with practical insights on how to balance financial security with lifestyle goals like travel, education savings, and staying debt-free. Get matched with a financial planner for free using NerdWallet Advisors Match: https://nerdwalletadvisors.com/match  Smart Money is a finalist for TWO Signal Awards! Please take a moment to vote for us here: https://vote.signalaward.com/PublicVoting#/2025/individual-episodes/genre/money-finance  https://vote.signalaward.com/PublicVoting#/2025/shows/genre/money-finance  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: Bitcoin reserve currency, dollar backed by crypto, consumer debt in America, Buy Now Pay Later pros and cons, Klarna food delivery, Klarna at Chipotle, financing gas with BNPL, credit card debt cycle, checking account interest rates, financial literacy for kids, trust fund for children, custodial accounts for kids, Acura MDX, car repair costs, car repair vs new car cost, average car payment 2025, EV tariffs 2025, zero APR car financing, mortgage refinance break-even, 529 vs Roth IRA rollover, saving for college vs high-yield savings, passing down a car to kids, luxury vehicle maintenance costs, average miles per year US drivers, opportunity cost of buying a car, travel vs new car decision, and financial security vs lifestyle goals.. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

BUY NOW PAY LATER หนี้รวม 1.38 แสนล้านบาท ระเบิดลูกใหม่ของเศรษฐกิจไทย ? เม็ดเงินการใช้บริการ Buy Now Pay Later ไทย เพิ่มขึ้นเกือบเท่าตัว ใน 5 ปี จากมูลค่า 70,000 ล้านบาท เมื่อปี 2021 เพิ่มเป็น 137,900 ล้านบาท ในปี 2025 เบื้องหลังพฤติกรรม “ซื้อก่อนผ่อนทีหลัง” ของคนไทย กำลังน่ากังวล เมื่อพบว่ากลุ่มช่วงวัยที่ใช้บริการ BUY NOW PAY LATER มากที่สุดคือ Gen Y (อายุ 28-45 ปี) ซึ่งเป็นกลุ่มที่มี “หนี้เสียบัตรเครดิต” สะสม สูงเป็นทุนเดิมอยู่แล้ว ตัวเลขเหล่านี้กำลังสะท้อนอะไร ? BUY NOW PAY LATER คือโอกาสทางการเงิน ของคนไทย หรือกำลังเป็นระเบิดเวลาลูกต่อไป ของเศรษฐกิจไทยกันแน่ ? Talk ลงทุนแมน ชวนวิเคราะห์เรื่องนี้ผ่านข้อมูล ที่เกิดขึ้น กับคุณยุทธชัย เตยะราชกุล กรรมการผู้จัดการ บุคคลธนกิจ ธนาคารยูโอบี (ประเทศไทย)

Air Date: 9–24-25 Today, Jay!, Amanda, Deon, and Erin discuss: Ch. 1 - Intro, and quick follow up on bad satire Ch. 2 - The new culture of ‘buy now pay later' and how these companies are manipulating the public to normalize the culture of overconsumption Ch. 3 - How companies pass the environmental toll of their products on the public, and the rise of “cute” debt Ch. 4 - The way heavy ‘buy now pay later' marketing has dramatically changed people's impression of how they spend their money Ch. 5 - Why poor voters are America's swing voters and why that's extremely important right now SOLVED! BACKSTAGE: Beyond the Algorithm: How we should address young boy's anger FOLLOW US ON: Bluesky Mastadon Instagram Facebook YouTube (This episode drops on YouTube on Friday - please share!) Nostr public key: npub1tjxxp0x5mcgl2svwhm39qf002st2zdrkz6yxmaxr6r2fh0pv49qq2pem0e REFERENCES: Buy now, pay later usage for groceries nearly doubles as consumers struggle with food costs - Fox Business Consumers Are Financing Their Groceries. What Does It Say About the Economy? - The New York Times Inside the Manipulative “conspiracy” of consumption - Fast Company The Rise of ‘Cute Debt' - The Atlantic The ‘Buy Now, Pay Later' Bubble Is About to Burst - The Atlantic Poor People Are America's Swing Voters - Time MEMBERS Child Soldiers - Slate TAKE ACTION: No Kings National Day of Action - Oct. 18th Free DC Project: FOR ALLIES ACROSS THE COUNTRY - Tell Congress to stand down the federal escalation One Million Rising Trainings In a blue state? Help stop ICE overreach Use the 5 Calls app for scripts and to reach all your elected officials Capitol Switchboard: 202-224-3121

The boys are back for Episode 106 of On Da Mark Wrestling Podcast, and we're diving deep into one of the most chaotic weeks in wrestling!

Afterpay, Klarna, layaway and more! Are these good things we should partake in or should we avoid them at all costs?

Dont' fall for these traps! This "convenient" payment option could be sabotaging your financial future and even your security clearance! Military financial expert Lacey Langford returns to sound the alarm on what she calls "the new payday loan," Buy Now, Pay Later (BNPL) services. With over $170 billion in BNPL transactions this year and 91.5 million Americans using these services, this seemingly innocent payment option is creating a financial minefield for military families. Main Topics Covered: What Buy Now, Pay Later really is The psychology behind BNPL - how it removes the "pain" of spending and makes overspending dangerously easy Hidden dangers for military families: Multiple small debts that are impossible to track Late fees and additional charges that can turn a $5 purchase into a $35 expense Potential impact on security clearances as reporting to credit bureaus increases Marriage and relationship stress from hidden debt The trap of "death by a thousand cuts" - why small payments add up to big problems How BNPL differs from traditional credit - and why it's actually worse in many ways Recovery strategies for those already caught in the BNPL web Why layaway was better - and how its disappearance pushed consumers toward dangerous alternatives Resources & Links: Lacey Langford's website: Milmo.co Podcast: The Milmo Show (available on Apple, Spotify, and all podcast platforms) Conference: MilMoneyCon: milmoneycon.com UPDATE! Dates are announced now! May 6-8, 2026 in Savannah, GA Social Media: @Milmo (all platforms) or @MilMoneyCon Military financial counseling: Available free through base aid societies and Military OneSource If you're already using BNPL services, don't panic - but do take action. This episode provides a clear roadmap for getting back on track before small conveniences become big problems. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Stephen Grootes speaks to Maxime Saada, Canal+ CEO and Duncan McLeod, Founder and Editor at Techcentral, about the now unconditional $2 billion takeover of MultiChoice, giving the French media giant effective control of the South African broadcaster. Canal+ and MultiChoice confirmed on Monday that all conditions for the R35 billion deal have been met, giving the French media giant effective control of the South African broadcaster. In other interviews,Leonie van Pletzen, CEO of MicroFinance South Africa (MFSA),discusses the over the rapid growth of Buy Now Pay Later products in South Africa, warning that without proper regulation and cooperation, these services could inadvertently fuel higher levels of consumer debt. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Leonie van Pletzen, CEO of MicroFinance South Africa (MFSA), about concerns over the rapid growth of Buy Now Pay Later products in South Africa, warning that without proper regulation and cooperation, these services could inadvertently fuel higher levels of consumer debt. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

En este Medio Pocillo hablamos de una herramienta financiera que se ha vuelto tendencia: Buy Now, Pay Later (BNPL).Muchos lo usan para comprarse tenis, ropa o hasta un hot dog en Costco, y terminan con el presupuesto enredado. Pero si lo aplicas con intención, puede ser una forma inteligente de ahorrar dinero y manejar mejor tu flujo de efectivo.En este episodio te contamos:☕ Qué es el BNPL y cómo funciona realmente.☕ Los errores más comunes que la gente comete al usarlo.☕ Estrategias prácticas para sacarle provecho.☕ Las reglas de oro para que no se convierta en otra deuda que te persigue.Al final, la clave no es rechazar las herramientas financieras, sino aprender a usarlas con intención. Enlaces: ☕ ¿Listo/a para convertirte en la persona que maneja sus finanzas con poder? Separa tu llamada gratis de 15 minutos con nosotros y descubre tu próximo paso.https://calendly.com/coab/consulta-de-15-mins-con-coab ❤️ GUÍA GRATIS: 5 Money Dates para conectar con tu pareja https://www.cafeonabudget.com/moneydate ☕7 SIMPLES PASOS PARA EL SALDO DE DEUDAS: Descarga nuestra guía gratis de saldo de deudas con los 7 pasos para saldar tus deudas de alto interés en 2 años o menos...https://www.cafeonabudget.com/deudas Síguenos en nuestras Redes Sociales:InstagramFacebookTikTokYouTube

Buy-now-pay-later has gained popularity throughout the retail space as a way for shoppers to purchase goods that they may not have the cash for, but some fear that this trend is contributing to poor spending habits for a young generation of consumers. Donna and Nathan discuss who profits from BNPL purchases, how credit reporting agencies are changing the way they treat these transactions, and what the trend indicates about our consumption economy. Also on MoneyTalk, how credit scores are calculated, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 9/11/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Is layaway making a comeback—or has it simply been rebranded as “buy now, pay later”? In this episode of Is This Really a Thing?, Dean Paul Jarley sits down with Jim Adamczyk, Chief Strategy Officer at FAIRWINDS, to unpack the surprising history (and psychology) of delayed payments. From Christmas shopping in the 1970s to today's Klarna and Affirm apps, they explore why consumers keep returning to installment plans, what it means for financial health, and whether AI could reshape how we manage spending and debt. Featured Guests Jim Adamczyk - Chief Strategy Officer, FAIRWINDS Episode Transcription Paul Jarley: If you're as old as I am, you know, things come back around. Today, we're going to talk about an old classic: layaway. Is it back? Is it hiding under a different name? Should you really put your lunch on layaway? Or buy now, pay later. To help me figure this out, I'm joined in this episode by Jim Adamczyk. Jim is a UCF alum, a member of our College of Business Hall of Fame and is the current Chief Strategy Officer at FAIRWINDS. We recorded this podcast live in front of 100-plus students in The EXCHANGE, and we're bringing it to you now. Listen in. This show is all about separating hype from fundamental change. I'm Paul Jarley, Dean of the College of Business here at UCF. I've got lots of questions. To get answers, I'm talking to people with interesting insights into the future of business. Have you ever wondered, Is This Really a Thing? Onto our show. So when I was a kid, my mother spent half of her annual income on Christmas. I'm not kidding. We grew up with relatively modest means, and so she would start shopping in June for Christmas. And the family didn't have a huge amount of money, so she would buy things on what was called layaway. Basically, you went in and you picked out your item and you gave it to the store and you promised to pay for it before you would pick it up and you had to agree to a schedule. And I was driving somewhere a couple of weeks ago and I was listening to the radio and I think it was Burlington Coat Factory was talking about their layaway program. Literally, I hadn't heard about layaway in probably 40 years. And so today Jim and I are going to talk about layaway, what it was, how it differs from Buy Now Pay Later, or rent to own things that many of you might see, why it's on the comeback and what might replace it after that. So thanks for joining us today, Jim. Jim Adamczyk: Always happy to be here. Paul Jarley: What is layaway? Had you ever experienced layaway? Jim Adamczyk: When I was in high school, I was dating somebody and I remember there was a Montgomery Ward in Altamonte Springs and I put a present on layaway. And by the time I got the layaway, I was no longer with the person anymore, so my first experience was: layaway is not great. Paul Jarley: Just so you understand kind of the world we're living in at that time, people didn't have credit cards, people didn't have debit cards. Jim Adamczyk: The main way to pay for it was cash. You took cash out and you went to the store and buy it, but if you didn't have the cash, your primary means of credit was layaway. And it's not really credit in the sense that you don't have the item, so you're kind of saving each month. It's like a savings plan to end up eventually buying something. It's almost like delayed gratification in a world of instant gratification today. Paul Jarley: Right? And if you missed a payment, the retailer put the product back on the shelf. Jim Adamczyk: And so the retailers had to have an entire inventory management system to keep track of all the different items that were on layaway, the customers that had them on layaway and then the payment plans that were in place to pay for those items as well. Paul Jarley: And there would be late penalties, right? I think if you - Jim Adamczyk: Usually you had to put a percent of the item down upfront, 10, 20%, and then if you were late,

In this crossover episode of The Consumer Finance Podcast and Payments Pros, Jason Cover is joined by Mark Furletti, Taylor Gess, and Jeremy Sairsingh to discuss the intricate world of credit cards. Whether plastic, metal, or digital, credit cards have significantly evolved over time, along with their regulations. This episode examines the historical roots, modern functionalities, and the regulatory landscape that governs credit cards. Discover how innovations like buy now, pay later models are reshaping consumer credit, and gain insights into the future of credit card regulation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It would seem that investors are all in on Buy Now - Pay Later and that story kicks us off today.  This is the Business News Headlines for Wednesday the 10th day of September, thanks for listening.  In other news, producer prices actually fell a bit last month and what that means. Danish drug maker Novo Nordisk is cutting thousands of workers. Embattled Fed Governor Lisa Cook can keep her job…for now.  The fallout from that massive number of jobs that were not created is getting a hard look. The raid was about illegal vaping products and we'll tell you about it.  We'll check the numbers in The Wall Street Report and even more news today about the ongoing saga at Cracker Barrel.  Let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Is Klarna's IPO a smart bet, or just another overhyped fintech story? We break down everything you need to know as shares hit the market:How Klarna makes money without charging shoppers interest.Why its U.S. business is taking off and how it plans to evolve from a “Buy Now Pay Later” button into a full-blown shopping super-app. The brutal competition from Affirm, PayPal, and big banksThe regulatory risks looming over the BNPL industry, and more.From its $14 billion IPO valuation to its AI-driven cost cutting and ambitions to be the future of online shopping, this episode covers Klarna's biggest opportunities and its biggest challenges. This video is for informational purposes only and reflects the views of the host and guest, not Public Holdings or its subsidiaries. Mentions of assets are not recommendations. Investing involves risk, including loss. Past performance does not guarantee future results. For full disclosures, visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Public.com/disclosures⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

The Best Dental Marketing Podcast, powered by Dentainment, delivers cutting-edge strategies to help dental practices attract more new patients and grow in today's competitive digital landscape. In this episode, we explore how dental practices can grow by offering payment plans, specifically Buy Now, Pay Later (BNPL) platforms. We evaluate Cherry's strong customer service, robust marketing resources for offices, higher approval rates, reduced merchant fees, and how implementing such financing options can boost Patient conversions and overall Dental Practice efficiency.

Do you utilize Buy Now, Pay Later loans? A few of them had shown up on credit (Affirm is known for reporting) but many only appear on your credit report if you are late or it becomes a collection. But starting Fall 2025, BNPL loans will be added to your credit profile, which can help lots of people with thin or no credit to establish a credit profile.If you are struggling with debt and need help or a way out from under it all, consider https://www.nfcc.org/ to negotiate with your creditors for better terms and rates. These are non profit credit counseling agencies. Please DO NOT go to National Debt Relief or a company similar. They will destroy your credit and stick your creditors. Check out my Peopling book: https://a.co/d/6xC7A6FQuestions@creditkristi.com

“Buy now, pay later” payment options have gained significant popularity, especially with the younger generation. But some financial experts are raising concerns about how these risky loans could encourage overspending and lead to a mountain of debt. FOX News Radio's Gurnal Scott spoke with partner at Exit Wealth, Ted Jenkin, about the fine print when it comes to “buy now, pay later” services and the massive interest and debt that could await users who miss even just one payment. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

What you need to know about the growing trend, "Buy Now, Pay Later." Also, Kel Mitchell joins us to discuss "Kel's Burger Fest," taking place this weekend in Brooklyn. Plus, some Superfood Friday appetizers and snacks for your Labor Day celebrations. And, Role Model is in Studio 1A to discuss his recent success.

“Buy now, pay later” payment options have gained significant popularity, especially with the younger generation. But some financial experts are raising concerns about how these risky loans could encourage overspending and lead to a mountain of debt. FOX News Radio's Gurnal Scott spoke with partner at Exit Wealth, Ted Jenkin, about the fine print when it comes to “buy now, pay later” services and the massive interest and debt that could await users who miss even just one payment. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

“Buy now, pay later” payment options have gained significant popularity, especially with the younger generation. But some financial experts are raising concerns about how these risky loans could encourage overspending and lead to a mountain of debt. FOX News Radio's Gurnal Scott spoke with partner at Exit Wealth, Ted Jenkin, about the fine print when it comes to “buy now, pay later” services and the massive interest and debt that could await users who miss even just one payment. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices

In our final hour, we explore the phenomenon of "Buy Now, Pay Later," respond to messages from the James River Air Textline, and close out the show.

Financial Analyst for Credit Sesame, Richard Barrington joined Bob Miller and Chris Michaels during the Morning News Express to discuss the dangers of these "Buy Now Pay Later" schemes.See omnystudio.com/listener for privacy information.

Zero-day clickjacking flaws affect major password managers. The FBI warns that Russian state-backed hackers are exploiting a long-known Cisco flaw. Apple releases emergency patches for a zero-day flaw in the Image I/O framework. Home Depot faces a proposed class action lawsuit accusing it of secretly using facial recognition at self-checkout kiosks. A VPN browser extension has been exposed for secretly spying on users. Browser fingerprinting overtakes cookies as the dominant method of online tracking. Agentic AI browsers prove easily scammed. A Scattered Spider member earns 10 years in federal prison. Ron Zayas, CEO of Ironwall by Incogni, to discuss the massive data sharing and privacy risks in the leading Buy Now Pay Later apps. An Australian bank's AI cutbacks are put on permanent hold. Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Ron Zayas, CEO of Ironwall by Incogni, to discuss the massive data sharing and privacy risks in the leading Buy Now Pay Later apps. Tune in to hear the full conversation on Caveat. Selected Reading Researcher Exposes Zero-Day Clickjacking Vulnerabilities in Major Password Managers (Socket) FBI warns of Russian hackers exploiting 7-year-old Cisco flaw (Bleeping Computer) Apple fixes new zero-day flaw exploited in targeted attacks (Bleeping Computer) Home Depot Sued for 'Secretly' Using Facial Recognition Technology on Self-Checkout Cameras (PetaPixel) SpyVPN: The Google-Featured VPN That Secretly Captures Your Screen (Koi Blog) Beyond cookies: browser fingerprinting in 2025 (PITG Network) "Scamlexity": When Agentic AI Browsers Get Scammed (Guardio) SIM-Swapper, Scattered Spider Hacker Gets 10 Years (Krebs on Security) Commonwealth Bank backtracks on AI job cuts, apologises for 'error' as call volumes rise (ABC News) Audience Survey Complete our annual audience survey before August 31. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's show we are joined by Ron Zayas, CEO of Ironwall by Incogni, to discuss the massive data sharing and privacy risks in the leading Buy Now Pay Later apps. Ben's got the story of Illinois banning the use of AI in mental health therapy, joining Nevada and Utah in restricting chatbots amid growing concerns about their safety and effectiveness.  Dave's got the story of former President Trump threatening an executive order to ban mail-in voting and voting machines—claims experts say are unconstitutional, since election authority lies with states and Congress, not the White House. While this show covers legal topics, and Ben is a lawyer, the views expressed do not constitute legal advice. For official legal advice on any of the topics we cover, please contact your attorney.  Complete our annual ⁠⁠⁠⁠audience survey⁠⁠⁠⁠ before August 31. Links to today's stories: The Overlooked Risks of Buy Now, Pay Later Apps: A Data-Privacy Perspective Illinois bans AI therapy as some states begin to scrutinize chatbots ⁠Trump threatens executive order on elections, claims states must obey ⁠Get the weekly Caveat Briefing delivered to your inbox. Like what you heard? Be sure to check out and subscribe to our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Caveat Briefing⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, a weekly newsletter available exclusively to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠N2K Pro⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ members on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠N2K CyberWire's⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ website. N2K Pro members receive our Thursday wrap-up covering the latest in privacy, policy, and research news, including incidents, techniques, compliance, trends, and more. This week's ⁠⁠⁠⁠⁠Caveat Briefing⁠⁠⁠⁠⁠ covers he Supreme Court's decision not to block a Mississippi law requiring all users to verify their ages before accessing social media platforms like Facebook, Instagram, and YouTube. The law, broader than a recent Texas ruling on explicit content sites, is being challenged by NetChoice as unconstitutional, but for now it will remain in effect while the case continues. ⁠⁠⁠⁠⁠Curious about the details? Head over to the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Caveat Briefing⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for the full scoop and additional compelling stories. Got a question you'd like us to answer on our show? You can send your audio file to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠caveat@thecyberwire.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Hope to hear from you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textWe've all copied money advice we thought would make us rich — but what if it's actually keeping you broke?In this episode, Kia is joined by Kennie Bukky, finance expert and money strategist, to separate the smart moves from the scams. From the worst financial advice that still goes viral, to the habits that quietly build wealth over time, Kennie is here to cut through the noise.

From world-changing kids to pastel-colored debt to a culture stuck on refresh—this episode of Afternoons with Helen Farmer dives into the contradictions shaping 2025. We begin with AlDhabi AlMheiri, the 11-year-old Emirati changemaker behind the world’s first AI academy for kids. Her mission? To make tech ethical, inclusive, and accessible—especially for girls. Next: why is debt now wrapped in soft colors and influencer aesthetics? We unpack the hidden risks of Buy Now, Pay Later culture with financial planner Michele Carby, and hear from Mei, a Filipina expat navigating the fallout of a 7,000 AED loan. Finally, we ask: what happens when a summer has no defining vibe? No anthem, no blockbuster—just vibes and brain rot. Is it a cultural crisis, or a break from the hype machine? We hear from Afroz Nawaf, Film Lecturer at Middlesex University Dubai, and Amanda Hoover, the Business Insider journalist who coined the term "Summer Brain Rot."See omnystudio.com/listener for privacy information.

Ever wondered why “pay in four” buttons feel irresistible? They're designed to exploit ADHD brain wiring—leveraging executive function deficits, dopamine manipulation, working memory overload, and future blindness.Services like Klarna, Afterpay, and Affirm thrive on “phantom debt,” with the average person juggling 9+ payment plans and paying hefty merchant fees and penalties. Millennials and Gen Z—especially those with lower credit scores—are prime targets.I share three harm-reduction strategies, including limiting yourself to 1–2 payment plans and finding non-spending dopamine boosts. That's why I created the UnBudget—a free ADHD-friendly money system that works with your brain, not against it. Link in description.Know what you can really spend, in under 1 hour, no overwhelm. Grab free access here → https://unbudgetlite.shamelessmoney.com/Check out ShamelessMoney.com to work with me directly!Head over to our YouTube channel for the full experience on future episodes.Learn more about ADHD-friendly financial coachingFollow me on YouTubeSubscribe to the newsletterHead over to our YouTube channel for the full experience on future episodes.Learn more about ADHD-friendly financial coaching Follow me on YouTubeSubscribe to the newsletter

Averaging one per month. Head of BLS Out. Goldman's leading economist – suggested out. Plus Nvidia to share revenue with the government, inflation info, more concerns with Buy Now Pay Later and a debit card snafu. Plus plus Perplexity offers $34.5 billion for Google Chrome.

From student loans to credit cards, car payments to “Pay in 4” buttons at checkout, borrowing money has never been more common or more complicated. In this episode of Merging Into Life, we break down the modern borrowing landscape: what to know before taking out a loan, how credit scores really work, and are newer forms of credit like Buy Now, Pay Later a blessing or a financial trap.Julien and Kiersten are joined by William Black, a former managing director at Moody's and longtime credit expert, to demystify the loan process and explore how your borrowing decisions can impact your credit, your stress levels, and your overall financial wellness.Will's LinkedIn: @william-black-nyc

CEO Sean Wibberley offers insights into the company's impressive growth and innovative customer strategies.

Segment 1: Ilyce Glink, owner of Think Glink Media, joins John Williams to talk about how many people are using ‘Buy Now, Pay Later’ services, Nvidia and AMD agreeing to pay 15% of revenues from chip sales to China to the U.S. government, and how AI is creating billionaires. Segment 2: Jim Dallke, Director of Communications, TechNexus Venture Collaborative, tells John about […]

You can use buy now, pay later for almost anything — a couch, new clothes, groceries. FICO now says it will unveil a new version of its credit score this fall, which would include BNPL. But at least two of the big companies that offer these microloans want to know more before sharing data with credit bureaus. Also today: presidential calls for leadership changes at Intel, data on job-finding, and a tariff-squeezed building contractor.

You can use buy now, pay later for almost anything — a couch, new clothes, groceries. FICO now says it will unveil a new version of its credit score this fall, which would include BNPL. But at least two of the big companies that offer these microloans want to know more before sharing data with credit bureaus. Also today: presidential calls for leadership changes at Intel, data on job-finding, and a tariff-squeezed building contractor.

Buy Now, Pay Later is exploding among Gen Z—for Botox, groceries, and even concert tickets. But behind the easy payments lie missed bills, soaring debt, and financial traps. PBD breaks down the numbers, shares personal stories, and calls for financial literacy over impulse spending.

Nick welcomes The Consumerman Herb Weisbaum to tackle listener questions and cover the latest consumer news. They dig into updates on EV tax credits, a federal court decision striking down click-to-cancel rules, the surprising impact of Buy Now Pay Later deals on credit scores, and Kroger's shift to digital-only coupons. Later, Car Guy Tom Appel from Consumer Guide Automotive stops by to talk about NACS charging, Subaru's massive-screened 2026 Uncharted, and bizarre vintage car commercials from Dodge and Chrysler. Plus, another round of #Starspotter and #MysteryShow. [Ep 374]

Lot's of people, especially younger individuals, have used "Buy Now - Pay Later" loans.  If you are one of them our first story should be of great interest to you.  This is the Business News Headlines for Tuesday the 5th day of August, thanks for being with us. In other news, Switzerland thought it would avoid steep tariffs…but not so fast. Speaking of tariffs…we've all seen the headlines that the tariff rate for Canada and Mexico is 35%.  But, there is a big but about that if you dig a bit deeper…and we will.  We've got the Wall Street Report and the economic report that helped turn the equities from green to red today.   Ready?  Let's go. Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

New job, more income — now what? Hear how one listener is managing his Roth IRA, health savings account, high-yield savings, and more. Is it smart to use a Roth IRA like a savings account? How should you prioritize your money across savings, debt, and retirement after getting a higher-paying job? Hosts Sean Pyles and Elizabeth Ayoola answer a listener's question about managing multiple financial goals and choosing the right accounts for short- and long-term needs. But first, they share their money hot takes, including Elizabeth's thoughts on Buy Now, Pay Later (BNPL) loans and Sean's interest in stronger pro-consumer protections in light of recent federal rollbacks. Then, they talk to listener Jake, who recently relocated for a new job and is navigating how to allocate his money now that he's earning a bigger paycheck. Jake wants to know if it makes sense to use a Roth IRA for savings and how to simplify or optimize his mix of bank accounts. They cover how to prioritize emergency savings, retirement contributions, and future goals like a home purchase, all while avoiding analysis paralysis and making the most of high-yield savings accounts. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Learn more about NerdWallet Wealth Partners: https://nerdwalletwealthpartners.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: how to use a Roth IRA for savings, Roth IRA withdrawal rules, high yield savings account vs Roth IRA, best high yield savings accounts, what is a CD ladder, Buy Now Pay Later pros and cons, budgeting after a raise, how to prioritize financial goals, how to automate savings, how to manage multiple bank accounts, closing bank accounts and credit score, best place to save for house down payment, emergency fund vs Roth IRA, what to do after getting a new job, student loan repayment benefits, HSA contribution strategy, how to save for a house in 5 years, budgeting in high cost of living area, saving for short-term goals, pros and cons of online-only banks, how to overcome analysis paralysis in finance, Roth IRA vs high yield savings account, how to choose a bank, CFPB budget cuts impact, FTC click-to-cancel rule rollback, responsible use of debt, financial planning for tech professionals, credit score impact of closing bank accounts, reverse budgeting explained, safe ways to grow savings, how to build financial peace, using automation in budgeting, HSA vs IRA vs savings, debt vs savings prioritization, how to start a CD ladder, and when not to invest money. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you ever thought, “I'll just pay it off later?” Erin drops the details on how credit bureaus are changing the game when it comes to Buy Now, Pay Later services, and why your favorite online checkout option might quietly be sabotaging your score. Listen in and we might just keep your future self from getting screwed over by a taco. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by ZocDoc. Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  For Canadians, Erin recommends using Borrowell: https://imp.i203032.net/nLGa06  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

Jesse has ranted about credit cards and their pernicious way of separating you from your money, both literally and metaphorically -- obfuscating the way you spend and distancing your priorities from the point of sale. Today he warns against the newest form of this pernicious spending: buy now, pay later programs. It's like a credit card you don't have to sign up -- just purchase an item, and via an app like Klarna or Affirm, you can split up the cost of that item over several smaller installments.   Of course, buy now pay later programs encourage spending you don't have, rather than finding the money first in YNAB. But even if you have the money, splitting a purchase into multiple installments is just putting off the decision to purchase into the future. YNAB's goal is to help you be spendful, to spend with joy and clarity about what it is you want your money to do for you. Buying something the YNAB way means you've given your dollars a job and you have money set aside in a category meant to cover that purchase. Or, you don't have money in a category for that purchase, but you pull money from other categories to find the money -- making a clear decision to forego something else to buy this thing now.   Putting off the payment for an item is ultimately just robbing you of clarity, because the money doesn't flow out of the category when you purchase. It sits there, unused while you have the item but earmarked for a future date when the installment comes due. A buy now pay later purchase adds a layer of complexity to your spending plan, while lacking the conviction to say "do I really want this right now?"   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

"Buy Now, Pay Later" (BNPL) can feel like a "treat yourself" pass, but it's not magic; it's psychology. This episode looks at why BNPL systems are so seductive, especially for those with financial instability or emotional trauma. We also look at actionable steps to manage BNPL use, such as identifying the emotions behind spending and addressing financial shame.Transcript: https://savvy-psychologist.simplecast.com/episodes/how-buy-now-pay-later-companies-use-psychology-to-hook-you/transcriptSavvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com. Find Savvy Psychologist on Facebook and Twitter, or subscribe to the newsletter for more psychology tips.Savvy Psychologist is a part of Quick and Dirty Tips.Links: https://quickanddirtytips.com/savvy-psychologisthttps://www.facebook.com/savvypsychologisthttps://twitter.com/qdtsavvypsychhttps://www.kindmindpsych.com/

Several months' worth of rain fell in Texas in just a few hours, leading to flash floods that killed at least two dozen people. With his "big, beautiful bill" now law, what's next on President Trump's agenda? And FICO will start considering Buy Now, Pay Later loans in credit scores.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Surveys consistently show people want to age in their current home. Yet homeownership is costly for older adults of modest means, especially those still paying off their mortgage and living on fixed incomes. That hardship can be exacerbated, too, by additional medical or disability needs. We'll hear more as part of our Buy Now Pay Later project, produced in partnership with Next Avenue, a nonprofit news platform for older adults produced by Twin Cities PBS. But first: The Senate is coming off an all-nighter, and stocks rebounded remarkably this past quarter.

The 'Buy Now, Pay Later' option is growing in popularity and now these loans will be a factor in credit scores. Imani Moise, personal economics reporter for The Wall Street Journal, explains how it works, and listeners call in to talk about how they use the services, and whether or not it has been helpful as they manage their finances. 

Episode 611: Neal and Toby dive into the FICO taking into account consumers Buy Now, Pay Later loans into their credit scores. Also, Novo Nordisk cuts ties with telehealth company Hims & Hers, accusing the mass sale and promotion of Wegovy copycats. Then, job seekers have been using AI to build their resumes for jobs at a rapid pace that is starting to overwhelm job screeners. Meanwhile, Toby examines the trend of SPACs becoming bitcoin treasuries. Finally, a rundown of the latest market reactions from the conflict in Iran. 00:00 - Images of the universe 3:30 - Market update from Middle East conflict 5:00 - Buy now, pay later impacts FICO score 8:30 - Novo Nordisk breaks up with Hims & Hers 12:00 - AI resumes flood the job market 17:00 - Toby's Trends: SPAC Bitcoin treasuries 21:30 - Sprint Finish! Check out https://domainmoney.com/mbdaily and start building your financial plan today We are current clients of Domain Money Advisors, LLC (Domain). Through Domain's sponsorship of Morning Brew Daily, we receive compensation that included a free plan and thus have an incentive to promote Domain Money. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note  Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices