Podcasts about buy now pay later

Marc and crew dive into a wild mix of stories—from a massive 1,000-pound tiger shark caught near Pensacola and tagged for research (and then released, much to their horror) to the bizarre viral craze of tiny, “cute” Japanese miniature cooking that's blowing up on social media. They then shift gears to a serious financial warning: starting this fall, “Buy Now, Pay Later” payments will hit credit reports, potentially wrecking credit scores for those using the option without caution—something most people don't realize yet. They close out with gripes over the latest USPS stamp price hike, reflecting on how the service has declined despite rising costs. The segment blends humor, pop culture, and real consumer advice with that no-nonsense edge.

Facts And Consequences of Using Buy Now Pay Later Loans And How To Protect Your Credit Score 

Alex & Jill Dvorak unpack key US retail stories: Glossier on TikTok, Adidas' Superstar comeback, NRF Back-to-School data & Prime Day showdown.⏩ Jump straight into it:00:00 Welcome & Intro to Jill Dvorak (NRF)00:47 Glossier's Big TikTok Move03:17 Adidas Superstar Relaunch (Missy Elliott & Samuel L. Jackson)05:15 Cannes Lions: Creators vs Agencies (Walmart Connect & more)07:54 NRF's Back-to-School Insights (Shopping Trends & Spending)11:09 Amazon Prime Day vs Walmart & NordstromWelcome to our first-ever **Five Things Friday USA Edition!** Alex sits down with the brilliant **Jill Dvorak (SVP Content, NRF)** for a lively chat on the hottest US retail and commerce stories of the week:

In this episode of the M2 Podcast, we cover another dramatic week in the gaming world. Krafton has delayed Subnautica 2 until 2026, just ahead of a $250 million bonus payout — sparking speculation about motives beyond “quality improvements.” Meanwhile, Ubisoft's long-running misconduct scandal reaches a legal milestone as three former executives are convicted of harassment and assault in a French court. Microsoft continues its wave of cuts, this time canceling high-profile titles Perfect Dark and Everwild, while shuttering The Initiative studio entirely. Lastly, we explore the controversial new trend of financing in-game purchases through “Buy Now, Pay Later” services like Affirm — yes, you can now pay off your Fortnite skins in installments.0:00 Intro1:16 Updates12:58 Krafton Delays ‘Subnautica 2' Game https://tinyurl.com/23cyb85f 26:00 Three former Ubisoft executives are convicted https://tinyurl.com/3639zcj8 39:24 Microsoft cancels Perfect Dark and Everwild https://tinyurl.com/2r7x7sad 51:50 Buy In-Game DLC And Pay It Off Later https://tinyurl.com/yxx8y8pt 1:12:10 OutroLeave a LIKE and a comment, thanks for watching/listening!-----------------------------------------------------------------------------------PODCAST ►► https://anchor.fm/m2podcastAMAZON Music ► https://music.amazon.com/podcasts/091902c3-b83b-487c-8fe7-4c96787434fe/M2-PodcastAPPLE ► https://podcasts.apple.com/podcast/id1531832410BREAKER ► https://www.breaker.audio/m2-podcast-2CASTRO ► https://castro.fm/podcast/6f69d373-d879-46d9-9f1c-bcf7c4bf1741GOOGLE ► https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8zNTYwNWZiMC9wb2RjYXN0L3Jzcw==OVERCAST ► https://overcast.fm/itunes1531832410/m2-podcastPOCKETCASTS ► https://pca.st/5jghvf6eRADIOPUBLIC ► https://radiopublic.com/m2-podcast-GMZkY4SPOTIFY ► https://open.spotify.com/show/2VedhO03IRoHERJqF6Sy87STICHER ► https://www.stitcher.com/podcast/m2-podcastTUNEIN ► http://tun.in/pj3ZI #podcastJOIN THE DISCORD! ►► https://discord.gg/Kp5Gre6FOLLOW THE TWITTER! ►►https://twitter.com/m2_podcastKyleHeath Socials:TWITTER ►► https://twitter.com/mrjkheathMadMikeWillEatU Socials:TWITTER ►► https://twitter.com/madmikewilleatu

Understand how Buy Now, Pay Later financing options affect your credit and learn smart strategies for using a six-figure inheritance wisely. How does Buy Now, Pay Later (BNPL) affect your credit score? What's the smartest way to invest or use an unexpected inheritance? Hosts Sean Pyles and Elizabeth Ayoola discuss the evolving credit implications of BNPL services and break down how to manage a money windfall responsibly. Joined by NerdWallet's Anna Helhoski and Jackie Veling, they begin with a deep dive into BNPL, including how it works, why it's becoming more prominent in credit reporting, and how it can either help or hurt your credit depending on your habits. Key takeaways include how new FICO scoring models treat BNPL loans, tips for avoiding pitfalls like loan stacking, and whether BNPL is a wise tool for building credit. Then, investing Nerd Alana Benson joins Sean and Elizabeth to help answer a listener's question about what to do with a $124,000 inheritance. They walk through thoughtful allocation strategies across emergency savings, debt payoff, investing, and even making room for some guilt-free fun. Topics include how timelines impact where you park your money, differences between IRAs and taxable brokerage accounts, when to use a robo-advisor, and how fees can quietly erode returns. Use NerdWallet's free expense ratio calculator to enter your initial investment, future contributions, time horizon and projected annual return in order to compare two expense ratios and find out how much you could lose by choosing the more expensive fund: https://www.nerdwallet.com/article/investing/mutual-fund-expense-ratios  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: BNPL credit score, FICO 10 score, how to use BNPL responsibly, BNPL and credit bureaus, new FICO credit model, inheritance investing, what to do with a windfall, best way to invest $100k, pay off student loans or invest, CD vs high-yield savings, high-yield checking account, IRA contribution limits, Roth IRA or brokerage account, how to use a robo-advisor, best robo-advisors 2025, IRA vs brokerage, investing after inheritance, compound interest calculator, how to build credit, down payment savings tips, investing timelines, financial planning after inheritance, robo advisor fees, expense ratio impact, credit building strategies, high-yield CD rates, traditional vs Roth IRA, 457 plan investing, state employee retirement options, financial windfall tax strategy, 529 college savings plan, credit score and BNPL, and BNPL late payments impact. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Buy Now, Pay Later (BNPL) financing continues to grow in popularity. These short-term loans, which are typically 6 weeks and usually interest-free, appeal to consumers who want flexible payments and no credit card debt.Consumer advocates warn that BNPL services make it too easy for people to purchase items they can't afford, which can result in late fees and costly bank charges. Personal finance experts worry about the growing number of people who use BNPL to buy everyday items, such as groceries, gasoline, and food delivery services.In this episode, we discuss how BNPL works, the possible pitfalls, and the smart way to use these short-term loans.Related Consumerpedia Episodes:Episode 80: Debt Busters: Real-Life Success StoriesEpisode 50: Finding a Credit Card That's Right for YouAdditional Resources:Bankrate: About half of buy now, pay later users have experienced issues like overspending and missing paymentsNational Consumer Law Center: Risks and Advice for Buy Now, Pay Later BorrowersConsumer Financial Protection Bureau: CFPB Research Reveals Heavy Buy Now, Pay Later Use Among Borrowers with High Credit Balances and Multiple Pay-in-Four LoansNot a Checkbook member? ⁠⁠⁠⁠⁠Sign up for a free 30-day trial to access all of our unbiased ratings⁠⁠⁠⁠⁠.

"Buy Now, Pay Later" (BNPL) can feel like a "treat yourself" pass, but it's not magic; it's psychology. This episode looks at why BNPL systems are so seductive, especially for those with financial instability or emotional trauma. We also look at actionable steps to manage BNPL use, such as identifying the emotions behind spending and addressing financial shame.Transcript: https://savvy-psychologist.simplecast.com/episodes/how-buy-now-pay-later-companies-use-psychology-to-hook-you/transcriptSavvy Psychologist is hosted by Dr. Monica Johnson. Have a mental health question? Email us at psychologist@quickanddirtytips.com. Find Savvy Psychologist on Facebook and Twitter, or subscribe to the newsletter for more psychology tips.Savvy Psychologist is a part of Quick and Dirty Tips.Links: https://quickanddirtytips.com/savvy-psychologisthttps://www.facebook.com/savvypsychologisthttps://twitter.com/qdtsavvypsychhttps://www.kindmindpsych.com/

Laks Ganapathi is the founder and CEO of Unicus Research, an unaffiliated, independent, investigative research platform that combines analysis from multiple perspectives. She talks the Big Beautiful Bill, Medicaid/SNAP cuts, Buy Now Pay Later, student loans, and much more. PLEASE SUBSCRIBE LIKE AND SHARE THIS PODCAST!!!   Watch Show Rumble- https://rumble.com/v6vxmlc-big-beautiful-bill-buy-now-pay-later-snap-medicaid-laks-ganapathi.html YouTube- https://youtu.be/MDslvSnXWaM   Follow Me X- https://x.com/CoffeeandaMike IG- https://www.instagram.com/coffeeandamike/ Facebook- https://www.facebook.com/CoffeeandaMike/ YouTube- https://www.youtube.com/@Coffeeandamike Rumble- https://rumble.com/search/all?q=coffee%20and%20a%20mike Substack- https://coffeeandamike.substack.com/ Apple Podcasts- https://podcasts.apple.com/us/podcast/coffee-and-a-mike/id1436799008 Gab- https://gab.com/CoffeeandaMike Locals- https://coffeeandamike.locals.com/ Website- www.coffeeandamike.com Email- info@coffeeandamike.com   Support My Work Venmo- https://www.venmo.com/u/coffeeandamike Paypal- https://www.paypal.com/biz/profile/Coffeeandamike Substack- https://coffeeandamike.substack.com/ Patreon- http://patreon.com/coffeeandamike Locals- https://coffeeandamike.locals.com/ Cash App- https://cash.app/$coffeeandamike Buy Me a Coffee- https://buymeacoffee.com/coffeeandamike Bitcoin- coffeeandamike@strike.me   Mail Check or Money Order- Coffee and a Mike LLC P.O. Box 25383 Scottsdale, AZ 85255-9998   Follow Laks X- https://x.com/UnicusResearch Substack- https://contrarianunicus.substack.com/ Website- https://www.unicusresearch.com/   Sponsors Vaulted/Precious Metals- https://vaulted.blbvux.net/coffeeandamike McAlvany Precious Metals- https://mcalvany.com/coffeeandamike/ Independence Ark Natural Farming- https://www.independenceark.com/

A rising number of borrowers are finding it harder to access mortgages due to being credit challenged - whether that’s from historic debts, a county court judgment, or having little to no credit history. Research indicates that 14.8 million people in the UK have experienced adverse credit at some point, with 8.4 million affected in the past three years alone. For any mortgage broker, this growing segment of credit challenged borrowers represents not only a need for specialist support but also a significant opportunity to add real value. In the latest episode of the Mortgage Insider podcast, Phil Spencer is joined by Eloise Hall, Head of National Accounts at Kensington Mortgages, and Alastair Douglas, CEO of TotallyMoney. Together, they unpack what it means to be credit challenged, the influence of the Buy Now Pay Later culture, how lenders are adapting, plus the lasting impact pandemic and the cost of living crisis. They explore the role of specialist lending, the value of personalised advice, and how brokers can play a vital role in helping credit challenged borrowers not only access responsible mortgage solutions but also work towards a path back to prime. With more people seeking debt advice and lenders introducing products tailored to meet complex credit needs, this episode dissects current market trends and offers practical insights into delivering better client outcomes. See omnystudio.com/listener for privacy information.

Several months' worth of rain fell in Texas in just a few hours, leading to flash floods that killed at least two dozen people. With his "big, beautiful bill" now law, what's next on President Trump's agenda? And FICO will start considering Buy Now, Pay Later loans in credit scores.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Surveys consistently show people want to age in their current home. Yet homeownership is costly for older adults of modest means, especially those still paying off their mortgage and living on fixed incomes. That hardship can be exacerbated, too, by additional medical or disability needs. We'll hear more as part of our Buy Now Pay Later project, produced in partnership with Next Avenue, a nonprofit news platform for older adults produced by Twin Cities PBS. But first: The Senate is coming off an all-nighter, and stocks rebounded remarkably this past quarter.

Surveys consistently show people want to age in their current home. Yet homeownership is costly for older adults of modest means, especially those still paying off their mortgage and living on fixed incomes. That hardship can be exacerbated, too, by additional medical or disability needs. We'll hear more as part of our Buy Now Pay Later project, produced in partnership with Next Avenue, a nonprofit news platform for older adults produced by Twin Cities PBS. But first: The Senate is coming off an all-nighter, and stocks rebounded remarkably this past quarter.

Petri Redelinghuys from Herenya Capital Advisors on oil price targets as they dive back into Sasol. Invicta CEO Steven Joffe breaks down the latest results. Lerato Lamola from Webber Wentzel unpacks Buy Now Pay Later – is the lack of regulation setting us up for Buy Now, Panic Later?

The 'Buy Now, Pay Later' option is growing in popularity and now these loans will be a factor in credit scores. Imani Moise, personal economics reporter for The Wall Street Journal, explains how it works, and listeners call in to talk about how they use the services, and whether or not it has been helpful as they manage their finances. 

In the aftermath of the U.S. bombing of Iranian nuclear facilities, we welcome back Theodore Postol, Professor of Science, Technology and National Security Policy Emeritus at MIT to give his expert technical assessment on where that assault leaves the Iranian nuclear program. Then, Trita Parsi, executive vice president of the Quincy Institute for Responsible Statecraft, gives us his analysis of the political side of the issue.Theodore Postol is Professor of Science, Technology and National Security Policy Emeritus in the Program in Science, Technology, and Society at MIT. His expertise is in nuclear weapon systems, including submarine warfare, applications of nuclear weapons, ballistic missile defense, and ballistic missiles more generally.No one at that point after the attack could have known whether or not there was success of any kind, even if there was success. And I doubt there was any success.Theodore PostolThe Israelis have done everything in their power to create an internal argument among the political leadership in Iran to proceed to build a nuclear weapon so that this kind of thing won't happen again. So the Israeli grand strategy, if you want to call it that, shows no intelligence or thought of any kind.Theodore PostolTrita Parsi is the executive vice president of the Quincy Institute for Responsible Statecraft, and the co-founder and former President of the National Iranian American Council. He is an expert on US-Iranian relations, Iranian foreign policy, and the geopolitics of the Middle East. He has authored three books on US foreign policy in the Middle East, with a particular focus on Iran and Israel— Treacherous Alliance: The Secret Dealings of Iran, Israel and the United States, A Single Roll of the Dice – Obama's Diplomacy with Iran, and Losing an Enemy: Obama, Iran and the Triumph of Diplomacy.Israel is not enhancing American power in the Middle East. Israel is consuming it.Trita Parsi, Executive VP of the Quincy Institute for Responsible StatecraftIf the (Iranian regime) were to collapse it would most likely be because there would be an internal coup. And the next regime would be coming from the very same regime. It would just be a much more aggressive and hardline.Trita Parsi20 Worst Recent Trump Headlines1. Trump Administration Abruptly Cuts Billions From State Health Services (Apoorva Mandavilli, Margot Sanger-Katz and Jan Hoffman, New York Times, March 26, 2025)2. The EPA is canceling almost 800 environmental justice grants, court filing reveals (Maxine Joselow and Amudalat Ajasa, Washington Post, April 29, 2025)3. Trump's attack on federal unions a ‘test case' for broader assault, warn lawyers (Michael Sainato, The Guardian, 5/1/25)4. Trump fires all 3 Democrats on the Consumer Product Safety Commission (Jaclyn Diaz, NPR, 5/9/25)5. Federal employee unions fight for survival as Trump tries to eviscerate them (Andrea Hsu, NPR, 5/11/25)6. Trump's DOJ agrees to let Boeing escape guilty plea. It was a deal victims' families didn't want. (Alexis Keenan, Yahoo Finance, 5/23/25)7. Trump made a promise not to touch Medicare. His megabill just broke it. (Alan L. Cohen, NBC, 5/23/25)8. Trump's safety research cuts heighten workplace risks, federal workers warn (Michael Sainato, The Guardian, 5/27/25)9. Provision in GOP budget bill puts millions at risk of losing SNAP benefits (Lisa Desjardins and Jackson Hudgins, PBS, 5/29/25)10. White House proposes shutting down chemical safety agency (Maxine Joselow Washington Post, 6/3/25)11. Trump tax bill would add $550 billion in interest payments to national debt (Jacob Bogage, Washington Post, 6/5/25)12. RFK Jr. boots all members of the CDC's vaccine advisory committee (Will Stone, NPR, 6/9/25)13. Vance, Rubio peddle fiction that 88 percent of foreign aid doesn't go overseas (Glenn Kessler, Washington Post, 6/11/25)14. Trump's EPA plans to repeal climate pollution limits on fossil fuel power plants (Jeff Brady, NPR, 6/11/25)15. How Trump's assault on science is blinding America to climate change (Scott Waldman, E&E News, 6/16/2025)16. ‘Censorship:' See the National Park visitor responses after Trump requested help deleting ‘negative' signage (Government Executive Magazine, 6/18/25)17. Government drops cases against ‘predatory' financial firms (Peter Whoriskey, Washington Post, 6/20/25)18. 'Hell no, insane': A proposal for millions of acres of land under Trump's 'big, beautiful' bill sparks outrage (No Byline, Economic Times, 6/23/25)19. Under Trump's ‘Big, Beautiful Bill' child poverty will rise again (Arturo Baiocchi, Sacramento Bee, 6/23/25)20. Trump loves saying 'You're fired.' Now he's making it easier to fire federal workers (Andrea Hsu, NPR, 6/23/25)News 6/27/251. After a brutal initial barrage by the United States, followed by tit-for-tat exchanges between Israel and Iran, the U.S. is seeking to broker a ceasefire between the two states. On Truth Social, Trump posted “ISRAEL is not going to attack Iran. All planes will turn around and head home, while doing a friendly ‘Plane Wave' to Iran. Nobody will be hurt, the Ceasefire is in effect!” Just hours after this however, Israel did in fact bomb targets in Tehran, per Reuters. Israel also claims to have intercepted missiles fired from Iran following the ceasefire agreement. In the wake of the initial attacks, journalist Séamus Malekafzali reported that the “Iranian communist party Tudeh and the Communist Party of Israel [Hadash] release[d] a joint statement condemning the Israeli war on Iran, saying Israel's intent is to make the region ‘bow down to [US] imperialism' and that the only solution is full nuclear disarmament in the Middle East.” Israel's nuclear capabilities are an open secret in Washington, with estimates that the country possess between 90 and 400 nuclear warheads.2. In Congress, Senator Tim Kaine of Virginia has put forth a War Powers resolution in an attempt to check Trump's unilateral escalation in Iran. According to Newsweek, he expects to get Republican votes in the Senate. In the House, the effort is led by Reps. Ro Khanna and maverick Republican Thomas Massie, whom Trump has become so enraged with that he recently launched a PAC to oust him from his seat, per Axios. Meanwhile, AOC issued a statement reading, “The President's disastrous decision to bomb Iran without authorization is a grave violation of the Constitution and Congressional War Powers. He has impulsively risked launching a war that may ensnare us for generations. It is absolutely and clearly grounds for impeachment.” Speaker Emerita Nancy Pelosi, asked about AOC's impeachment comments, replied “No, no, that's a big threshold to cross,” per David Weigel.3. The escalation in Iran has exposed fissures in Trump's orbit. PBS reports major MAGA figures like Steve Bannon, Tucker Carlson and Marjorie Taylor-Greene are openly opposed, while Director of National Intelligence Tulsi Gabbard has reportedly drawn Trump's ire for a string of comments out of step with the administration's messaging, starting with a video earlier this month in which she accused “political elites and warmongers [of] carelessly fomenting fear and tension between nuclear powers,” per the Independent. Defense Secretary Pete Hegseth has been iced out completely, according to the Washington Post.4. In more news concerning the administration, the Project on Government Oversight (POGO) has published a new report, finding that “Stephen Miller…Trump's powerful deputy chief of staff and homeland security advisor…has a personal financial stake…[of] up to a quarter million dollars of stock in Palantir.” POGO describes Palantir, the shadowy tech company founded by rightwing tech oligarch Peter Thiel, as “woven into the operations of U.S. Immigration and Customs Enforcement (ICE) and used by other federal agencies such as the Pentagon.” POGO and other experts see this as a glaring potential conflict of interest. In an almost darkly comedic twist, “Democratic lawmakers have recently sought information from Palantir, [but] they are in the minority and cannot compel the company to produce records. A person who could is Representative James Comer (R-KY), the chairman of the [House] oversight committee...However, Comer bought…Palantir stock the day after Trump's inauguration…his only stock trade that day.” Palantir is the second-best-performing S&P 500 stock in 2025, with shares up 74% year-to-date, per Business Insider.5. In a rare case of corruption actually being prosecuted, the New York Times reports former New Jersey Senator Bob Menendez reported for his eleven-year prison sentence on June 17th. “After a nine-week trial in Manhattan, Mr. Menendez…became the only U.S. senator ever to be convicted of acting as an agent of a foreign government,” after taking part in a “yearslong bribery conspiracy” that included payoffs in the form of “kilo bars of gold, a Mercedes-Benz convertible and more than $480,000 in cash.” Menendez is now incarcerated at the Federal Correctional Institution, Schuylkill, a medium-security federal prison in Minersville, Pennsylvania. He has been assigned the prisoner number 67277-050.6. In other news, POLITICO reports, “FICO plans to launch a suite of credit scores later this year that incorporate [Buy Now Pay Later or BNPL] data, providing lenders a window into…consumers' repayment behavior on these increasingly popular installment loans.” As BNPL data has not been included in credit reporting before, this has become known as “phantom debt…a gigantic black box…[and] largely unregulated.” This story notes that the Trump administration CFPB has “dropped planned enforcement of a Biden administration rule that would have treated BNPL providers like credit card companies,” subjecting this industry to daylight and financial regulation. The administration's abandonment of this rule mirrors their declassification of cryptocurrency as securities in order to skirt SEC oversight. Many questions remain over how exactly BNPL data will factor into consumers' credit scores, but many are bracing for this data to reveal a growing chasm of consumer debt underpinning the already shaky economic picture.7. Meanwhile Mahmoud Khalil, the Columbia University student and activist abducted by ICE on the eve of his son's birth – despite being a legal permanent resident – has finally been freed. Khalil was held in federal immigration detention in Louisiana for 104 days, per AP. Following his release, Khalil said “Justice prevailed, but it's very long overdue.” Khalil's legal battle will continue. Khalil stated in an interview with NPR, “My release is just the first step. The legal fight is still very, very long. The administration appealed the decision about my release, but we will prove our case – that what happened…was textbook retaliation against the First Amendment, that I was targeted because of speech the government did not like, and that there was nothing wrong with the speech I was engaged in. I want to make sure that everyone who contributed to my arrest will be held accountable.”8. Backlash to Trump's immigration policies is not confined to the political and legal realms either. Newsweek reports that the new Pope, Leo XIV, has “called for priests, deacons and parish leaders to accompany migrants to court and stand in solidarity with them.” This is an encouraging sign for those who hoped Leo would follow in the footsteps of Pope Francis. It also puts the new Pope at odds with more conservative American Catholics, such as Vice-President JD Vance who converted in adulthood. In May, Leo's brother John Prevost told New York Times that the new Pope, “has great, great desire to help the downtrodden and the disenfranchised, the people who are ignored.”9. In another immigration flashpoint, “A gang of masked federal agents swarmed, manhandled, and detained New York City Comptroller Brad Lander…as he sought to assist a defendant out of immigration court,” according to the American Prospect. The Prospect notes this arrest is “the latest instance of political violence against opposition party members, which has included the arrests of Newark Mayor Ras Baraka and New Jersey Rep. LaMonica McIver…the arrest of Milwaukee County Circuit Judge Hannah Dugan…and the brief detention of Sen. Alex Padilla.” Lander was released several hours after he was detained, when New York Governor Kathy Hochul showed up in person to demand his release. She called his arrest “b******t.” Later, in an interview with Joe Gallina, Lander said, “Courts tell undocumented immigrants their cases are ‘dismissed.' But what they really dismiss… is their asylum status. Then ICE grabs them. No lawyer. No warning.”10. Finally, 33-year-old democratic socialist Zohran Mamdani trounced disgraced former Governor Andrew Cuomo in the New York City Democratic mayoral primary on Tuesday, winning by a completely unforeseen seven-point landslide. Polls up to election day showed Cuomo winning, some by as much as 24 points. Mamdani, a state legislator since 2021, ran on a platform of affordability, including making city buses free, establishing city-owned grocery stores and freezing the rent for all stabilized tenants. This platform – paired with cogent messaging, an extraordinary grassroots organizing campaign and shrewd alliances with other progressive candidates like Brad Lander – won the day for Zohran. However, an air of uncertainty about November remains. Incumbent Mayor Eric Adams still plans to run for reelection as an independent and Cuomo hasn't ruled out doing the same, per the Hill. While many who endorsed or donated to Cuomo in the primary – some now openly admitting they merely did so out of fear of reprisal – have switched their allegiance to Mamdani, some are maintaining a hostile posture towards the presumptive Democratic nominee. There is no doubt this story will proceed in dramatic fashion.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

This week your Chef Dwayne Stein explains what home affordability means. Why seller paid concessions is better than lower purchase price.Also Dwayne talks about Student Loans and Buy Now Pay Later syndrome that is sweeping the nation. All that and more on Mortgage Gumbo w/ Dwayne Stein 6/28/25

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we go through FICO's announcement that buy now pay later purchases will be included in borrower's scoring. Plus, Robbie sits down with Covius' Pete Pannes to discuss the company's recent acquisition of Title 365. And we close with a look at why President Trump saying he will replace Fed Chair Powell is weakening the U.S. dollar.Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry's only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership. 

John Owens CFP®, EA, ECA, CPWA® and Ed Zolotarev CPA, MST, CFP® fill in for AJ and Shane on this milestone 150th episode of The Liquidity Event. FICO (Fair Isaac Corporation) is finally figuring out what to do about your outstanding Klarna loans. We discuss how “buy now, pay later” services might soon impact your credit score.   TLDR: It probably isn't the best idea to finance your DoorDash order over 4 months. Plus, alternative investments are getting a lot of attention right now.  Why are private equity firms suddenly sliding into your DMs?  We examine the dry IPO market as one of the root causes. Then a Reddit question: how many kids should you have from a financial perspective?  Finally, our biggest takeaways from the first half of 2025. Key Timestamps: (6:25) FICO's buy now, pay later integration rollout (9:30) Why financing experiences is financial quicksand (12:20) Ed's Affirm baby monitor financing experiment (15:56) Alternative investments moving down market (19:20) Why the IPO drought is forcing PE firms to get creative (24:10) Reddit question: How many kids should you have? (29:25) First half of 2025 takeaways

This episode has a large news slate: Intel cuts auto division, staff, Google unveils new AI agent, and Some jobless claims hit a 3-year high. Roundtable: Lets Talk Credit https://www.instagram.com/delano.saporu/?hl=en. Connect with me here also: https://newstreetadvisorsgroup.com/social/. Want to support the show? Feel free to do so here! https://anchor.fm/delano-saporu4/support. Thank you for listening.

Buy Now Pay Later loans will be factored into credit scores. What are they? How is it different than a credit card? And who's using them? Ted Rossman, Bankrate Senior Industry Analyst, joins us.

* Buy Now Pay Later loans will be factored into credit scores. We get the details * Checking in with Ag Commissioner Mike Strain

Headlines:  – Welcome to Mo News (02:00) – NYC Election Results (04:00) – Cease-Fire Takes Hold After Trump Rebukes Israel and Iran (10:00) – Debate Over How Much Strike Set Back Iran's Nuclear Program (14:00) – Kennedy Says Health Insurers Promise to Change Prior Authorization Process (34:30) – Kennedy Denies Lying to Sen. Bill Cassidy About Vaccine Panel (38:20) – Choosing ‘Buy Now, Pay Later' at Checkout Will Now Factor Into Your Credit Score (42:00) – Amazon Bringing Faster Delivery to Thousands of Small Towns and Cities (44:00) – On This Day In History (41:20) Thanks To Our Sponsors: – ZocDoc - Book Top-Rated Doctors  – LMNT - Free Sample Pack with any LMNT drink mix purchase – Industrious - Coworking office. 30% off day pass – Athletic Greens – AG1 Powder + 1 year of free Vitamin D & 5 free travel packs – Incogni - 60% off an annual plan| Promo Code: MONEWS – Saily - 15% off any data plan | Promo Code: MONEWS

Credit Repair expert Paul Oster digs into the exploding trend of BUY NOW PAY LATER, peeps getting credit killed for junk. Then we revisit the topic on should we retest for drivers licenses, lots of calls.

Are you caught in the cycle of 'buy now, pay later'?

Episode 611: Neal and Toby dive into the FICO taking into account consumers Buy Now, Pay Later loans into their credit scores. Also, Novo Nordisk cuts ties with telehealth company Hims & Hers, accusing the mass sale and promotion of Wegovy copycats. Then, job seekers have been using AI to build their resumes for jobs at a rapid pace that is starting to overwhelm job screeners. Meanwhile, Toby examines the trend of SPACs becoming bitcoin treasuries. Finally, a rundown of the latest market reactions from the conflict in Iran. 00:00 - Images of the universe 3:30 - Market update from Middle East conflict 5:00 - Buy now, pay later impacts FICO score 8:30 - Novo Nordisk breaks up with Hims & Hers 12:00 - AI resumes flood the job market 17:00 - Toby's Trends: SPAC Bitcoin treasuries 21:30 - Sprint Finish! Check out https://domainmoney.com/mbdaily and start building your financial plan today We are current clients of Domain Money Advisors, LLC (Domain). Through Domain's sponsorship of Morning Brew Daily, we receive compensation that included a free plan and thus have an incentive to promote Domain Money. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here: https://www.swap.fm/l/mbd-note  Watch Morning Brew Daily Here: https://www.youtube.com/@MorningBrewDailyShow Learn more about your ad choices. Visit megaphone.fm/adchoices

Հիմա Գնէ, Ուշ Վճարէ՝ Buy Now, Pay Later մատակարարներ, ինչպիսիք են Afterpay-ը եւ Zip-ը, ենթարկուեցան կառավարութեան նոր օրէնքներուն, բայց այդ ի՞նչ կը նշանակէ աւստրալիացիներու 40 տոկոսին համար, որոնք կ'օգտագործեն այդ վարկային դրութիւնները։

Jiakai Guo - Vice President at Sound Point Capital Management in this episode goes in-depth on how Buy Now Pay Later system operates. How does the capital flow look like, how is this form of debt being treated, what are the delinquency rates and of course, can this serve as an indicator of the country's economic health.P.S. Apologies for the quality of sound on my side, the system defaulted to the wrong microphone and I've missed it.Find us on Substack: https://aftfinance.substack.com/Our official website: https://www.aft.finance/

We set a 20 minute timer and yap about the recent news around Buy Now Pay Later becoming available for food delivery in the US, what this means from a social and financial perspective, and the broader context of our culture of convenient food delivery.See omnystudio.com/listener for privacy information.

The consumer economy is showing signs of stress and strain. Lending platforms report an increasing number of “buy now, pay later” users falling behind on payments. “Buy now, pay later” refers to the short-term loans and missed installments are a sign of faltering financial health especially in the low-income working class— who are being confronted with rising inflation, cuts in SNAP and the Trump administration's move to collect on federal student loans.

Dal 10 giugno sono entrate in vigore nuove regole che trattano ufficialmente i servizi “compra ora, paga dopo” come una forma di credito. Cosa cambia, concretamente, per i quattro australiani su dieci che li usano regolarmente?

The TEN Commandments when buying a home! This week your Chef Dwayne Stein goes over ten things that you should NOT do when applying for a home loan. Dwayne revisits a call we got from last weeks show about a person who wants to move into a new home, but he really likes his current 3% rate. What should he do? Also Dwayne continues to warn against Buy Now Pay Later, and how CostCo is getting in on the trend. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/31/25

This week your Chef Dwayne Stein answers the question, "Do I need a 20% Down Payment?" The short answer. No. Save that money for liquidity and more. Also,what is Federal Debt? Dwayne breaks it down. Finally, Buy Now Pay Later is becoming an epidemic, and Dwayne is one of the few out there fighting on the front lines. All that and more on Mortgage Gumbo w/ Dwayne Stein 5/24/25

Buy Now, Pay Later providers like Afterpay and Zip have been hit with new government regulations. The new laws classify the products as a form of credit, requiring responsible lending obligations, credit checks and further protections for customers, but what does that mean for the roughly 40 per cent of Australians who use the products? - Ang mga kumpanyang nagbibigay ng Buy Now, Pay Later (BNPL) gaya ng Afterpay at Zip ay sakop na ngayon ng bagong batas. Pero ano ang epekto nito sa higit 40% ng mga Australyanong gumagamit ng ganitong paraan ng pagbabayad?

Tam sim no ces Australia muaj ib tsab cai tshiab los tswj tej lagluam Afterpay li Buy Now Pay Later thiab Zip Pay raug teev tib yam li lwm cov credit products lawm. Tab sis txhais tau lub ntsiab lus li cas tiag.

The trade of the year so far. Bromance ends bitterly, savings are close to target, and loan limits could cause a shortage of doctors. Plus the rise of Buy Now/Pay Later and the 401(k) hierarchy trap.

Buy Now, Pay Later providers like Afterpay and Zip have been hit with new government regulations, but what does that mean for the roughly 40 per cent of Australians who use the products? The new laws classify the products as a form of credit, requiring responsible lending obligations, credit checks and further protections for customers.

Οι πάροχοι υπηρεσιών Buy Now, Pay Later όπως η Afterpay και η Zip έχουν πληγεί από μία σειρά νέων κανονισμών. Ωστόσο τι σημαίνει αυτό για το περίπου 40% των Αυστραλών που χρησιμοποιούν τέτοιες υπηρεσίες για τις αγορές τους;

Afternoon Headlines: Prime Minister Anthony Albanese confirms investigation launched into shooting of an Australian journalist during LA protests, second Monash IVF mix-up sparks internal investigation and new regulations for Buy Now Pay Later services come into place. Deep Dive: Thousands of US Marines and soldiers are on standby to be deployed to LA, as the immigration protests continue. Donald Trump is standing firm warning he will do what it takes to restore law and order, while LA authorities claim the US President is deliberating attempting to cause chaos and using the city as an 'experiment'. In this episode of The Briefing Natarsha Belling is joined by 7News US Correspondent Mylee Hogan on the ground in LA to unpack the ongoing protests. Follow The Briefing: TikTok: @listnrnewsroom Instagram: @listnrnewsroom @thebriefingpodcast YouTube: @LiSTNRnewsroom Facebook: @LiSTNR NewsroomSee omnystudio.com/listener for privacy information.

Send us a textThis week on Haunt Weekly, we're talking about the relatively new practice of "Buy Now, Pay Later," a form of short-term loan that many are using to make expensive purchases. To the older crowd, it might not seem like that big of a deal. However, to your younger audience, this is rapidly becoming one of the most popular methods of payment. This is especially true for "treat yourself" purchases, you know, like haunt tickets.So sit down as we discuss the practice in full and decide if it's something that haunts should participate in.This Week's Episode Includes:1. Intro2. Work We Did for the Haunt3. Question of the Week4. What is BNPL5. The Customer's Perspective6. The Merchant's/Financer's Perspective7. Reasons to take BNPL8. Reasons to Avoid It9. ConclusionsAll in all, this is one episode you do NOT want to miss!Get in Touch and Follow Us!Facebook: @HauntWeeklyTwitter: @HauntWeeklyYouTube: @HauntWeeklyEmail: info@hauntweekly.com

Adam Maguire, from the RTÉ Business Desk

Buy now, pay later (BNPL) plans are popular but can lead to debt if not managed carefully. Mark and I discuss this and more. Have a money question? Email us ⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠Jill on Money Newsletter⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠@jillonmoney To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

IHeart Top Podcasts! Follow / Subscribe Conway on Demand –Go to Iheart App to set us as your preset. AND maybe even subscribe to our YouTube channel @Conwayshow –Thank you! // Buy Now Pay Later...for groceries! Everyone is broke! Why is that? Getting ice cream delivered by DoorDash. ICE protests continue DTLA // Vegas tourism is down; rideshare drivers are feeling it. Tipping culture OUT of Control. // Dating Apps warnings U.S. citizens being kidnapped when using dating apps. Dodgers manager Dave Roberts gave Shohei Ohtani a toy car. 90's restaurant chains are BACK! Like Chilis & Rainforest  

Buy Now Pay Later is a short-term loan that allows consumers to pay for their items in small installments over time. However, due to the popularity of Buy Now Pay Later, there has been an increase in what many have started to label “phantom debt”.  Links: Learn more about this Money Tip's sponsor: New England Royal Service Explore debt consolidation loan options from Triangle Credit Union Watch our Financial Freedom webinar for tips on how to manage and get out of debt Check out TCU University for financial education tips and resources! Follow us on Facebook, Instagram and Twitter! Learn more about Triangle Credit Union  Welcome to Money Tip Tuesday from the Making Money Personal podcast.      Today's Money Tip is proudly sponsored by New England Royal Service. A local NH business offering commercial cleaning and property maintenance trusted for its exceptional service. Visit neroyal.com to learn more and show us a little love by mentioning this podcast when you reach out!  Now back to today's tip.   The term phantom debt can mean multiple things. Traditionally, phantom debt is a debt that is too old to collect legally, so it's either written off or sold to a collection agency. Phantom debt may also refer to when scammers try to collect money that is not owed to them by threatening legal action. However more recently, phantom debt has come to mean a debt that can't be measured since it's not reported.  According to many reports, Buy Now Pay Later is a large producer of these unmeasured phantom debts. Because of its convenience, consumers are finding it easier to use Buy Now Pay Later services to pay for larger items in smaller installments than paying for it all upfront. However, that means people are using Buy Now Pay Later to buy more big-ticket items than they can actually afford. This results in loan stacking, which is borrowing multiple loans at the same time. With more and more of these Buy Now Pay Later loans, it can be difficult for consumers to keep track of them. If you don't pay these loans on time, you will get hit with late fees and your credit score will lower.  If you're struggling with Buy Now Pay Later debt, aka “Phantom Debt”, there are a couple things that you can do. The first thing you can do is request a payment extension. Some Buy Now Pay Later lenders will let you either change or extend the payment due date which can provide some much-needed extra time pay off the debt. You could also apply for a debt consolidation personal loan, which would combine some or all of your debts into one single loan. This not only makes it easier to keep track of existing debt but it can even help improve your credit score as you make those regular, consistent payments to pay it all off on time.  If there are any other tips or topics you'd like us to cover, let us know at tcupodcast@trianglecu.org. Also, remember to like and follow our Making Money Personal Facebook and Instagram to share your thoughts. Finally, remember to look for Triangle Credit Union, on Facebook and LinkedIn.       

U.S. Rep. Jerry Nadler is demanding a Congressional investigation into a dramatic incident last week in which a Nadler staffer was handcuffed by Department of Homeland Security police in the lawmaker's office. Plus, New York state is imposing new rules on companies like Klarna and Afterpay. And finally, young New Yorkers reflect on the police killing of George Floyd and its significance, five years after his death.

The Evil Psychology of Buy-Now Pay-Later 15 Things Poor People Do: https://youtu.be/9B4ErMD95wI Invest in yourself today: https://www.alux.app We put together a FREE Reading List of the 100 Books that helped us get rich: https://www.alux.com/100books

Should you put your DoorDash burrito on a payment plan? Probably not. But Klarna co-founder and CEO Sebastian Siemiatkowski argues the rise of "buy now, pay later" -- or BNPL -- services like his are a good thing. He joins Audie to talk about his “healthier” credit alternative, and whether the rise of BNPL is a sign of larger economic strain.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you have your eyes on some new tech, a new grill, or some summer clothes, but don’t have the money today? People in the Seattle region are increasingly buying now, but paying later. Unlike the very popular layaway systems of the past, where you’d take the item home once you made all the payments, under pay later you do just that. People, especially younger people, are doing it in droves. The ConsumerMan, Herb Weisbaum of Checkbook.org talks us through the increasing popularity and dangers of the Buy Now Pay Later model. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online.See omnystudio.com/listener for privacy information.

Brittany keeps looking at a new couch online, and every time she goes to buy it she sees an option to "Buy Now, Pay Later," which made her wonder...should she? Here's what she found:Buy Now, Pay Later (BNPL) loans have become one of the go-to ways to get access to credit fast. Companies like Klarna, Affirm, and Afterpay make buying big purchases relatively easy by allowing people to pay in installments over time. But some Americans have taken to using this method for everyday items like groceries, and when BNPL service providers like Klarna partners with DoorDash so customers can "eat now, pay later"... it feels like a debt trap waiting to happen. And that's just scratching the surface.This... is Money Troubles.And for the past few weeks we've been looking into the ways everyday people are trying to make ends meet... and what it says about how our culture views labor, basic needs, or even our favorite pastimes.In this final episode, NPR Life Kit's Andee Tagle and author Malcolm Harris join Brittany to get into why Buy Now, Pay Later has become so popular and how 'cheap credit' may be another lifestyle subsidy for a new generation.You can hear more of Andee's and Life Kit's reporting on Buy Now, Pay Later here.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

RSV, a common respiratory virus, can be especially harmful for infants. But this past winter brought promising news: two new preventive measures became widely available — a vaccine given in pregnancy and antibodies given to newborns. Together, they led to a major drop in RSV hospitalizations among infants. Which is good for both families and taxpayers. And in the next installment of our "Buy Now Pay Later" series, we look at tackling credit card debt before retirement.

RSV, a common respiratory virus, can be especially harmful for infants. But this past winter brought promising news: two new preventive measures became widely available — a vaccine given in pregnancy and antibodies given to newborns. Together, they led to a major drop in RSV hospitalizations among infants. Which is good for both families and taxpayers. And in the next installment of our "Buy Now Pay Later" series, we look at tackling credit card debt before retirement.