Podcasts about buy now pay later

South Africans are reliant on credit and payment options in order to afford things such as school clothes, small appliances, and other household necessities, and Buy Now Pay Later platforms have given them an affordable alternative to taking out a store account or a loan from a lender or financial institution. But there is also a danger as these platforms do not cross-reference each other to ensure that the client isn’t overindebted, and this could lead to scenarios where account holders could soon find themselves overextended and unable to keep up with their payments and start to incur heavy penalties. Lester Kiewit speaks to Thabiso Legodi, Market Researcher at The Entries. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalkSee omnystudio.com/listener for privacy information.

Plus: Visa cuts headcount by about 7%. And Korean stocks tumble on doubts over AI. Imani Moise hosts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

More retailers are offering buy now pay later services to meet shopper demand, but an industry association says a significant number remain unconvinced the lay-by payment options are actually worth it. Retail NZ chief executive, Carolyn Young spoke to Melissa Chan-Green.

More and more kiwis are taking on debt to cover costs, and the increasing popularity of buy now pay later schemes has normalised casual debt. Financial author Martin Hawes joins Tim Beveridge to discuss the attitude people should have around debt, and the different types of debt. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Episode OverviewIn this episode of The Uncertainty Edge, host Sam Sivarajan sits down with Jeff Panik, founder of Balance Wealth Partners and a financial advisor with nearly 26 years of experience. A first-generation college graduate who enlisted in the U.S. Army to pay off student loans, Jeff has built his career around filling the financial education gap that leaves so many young adults — and pre-retirees — to figure it out alone. From the dangers of buy now pay later to the hidden complexity of retirement planning, this episode is packed with practical, jargon-free guidance for advisors and clients alike. Key Quote“Perfect is the enemy of great — especially when it comes to taking action with your finances.” — Jeff Panik Key Takeaways•       Financial literacy is still a crisis — lobbying from credit and lending industries actively works against educating young consumers, leaving them vulnerable before the race even starts.•       Ask three questions before any purchase: Do I really need this? What will it truly cost me? How long will I be paying for it?•       Procrastination is the enemy. Taking imperfect action — even saving $25 a month — compounds into financial resilience over time.•       Retirement planning is a two-year process, not a weekend project. The financial puzzle is unique to every individual; stop copying what your neighbour is doing. Sound Bites•       “If someone says something is perfect, you probably want to run from it.”•       “Financial fog causes people to freeze — and freezing is often the worst decision of all.”•       “Run your own race. You don't have their training, their fitness, or their starting line.”•       “You can have all the money in the world, but if you don't have your health and your mind, the money doesn't matter much.” Topics Discussed00:02 — Introduction: Jeff's Journey from Student Debt to Financial Advisor05:03 — The Financial Literacy Crisis & Why the System Isn't Helping10:45 — Buy Now Pay Later, Influencers & the Clickbait Economy15:47 — Standing at the Starting Line: Critical Early Financial Decisions27:08 — The Pre-Retirement Puzzle: Planning the Transition Right37:41 — The Future of Financial Advising & the Great Wealth Transfer Resources MentionedLearn more about Jeff Panik and Balance Wealth Partners:jeffreypanik.com Stay Connected with The Uncertainty E.D.G.E.•       Join the conversation on LinkedIn — share your thoughts and connect with other forward-thinking leaders.•       Explore more insights on Sam's website.•       Check out Sam's Two Free Substack newsletters: theuncertaintyedge.com and thegoodhumanpractice.com

Be honest: If someone gives you a crisp envelope of cash for your birthday, are you strictly obligated to buy yourself a fun treat, or is it completely acceptable to immediately dump it into your Afterpay account to clear your debt?

In this week's episode, Damien explains the concept of an ISA bridge and how it can help you manage the financial gap between your ideal retirement date, the age you can access your private pension and your state pension age. Next, Damien explains how the new FCA regulations for Buy Now Pay Later (BNPL) services are likely to impact consumers, including new mandatory affordability checks and additional Section 75 protection.Thank you to our sponsor, Interactive InvestorNew customers can receive £100 in free trades when they open an Interactive Investor Trading Account before 31st July 2026. Terms & fees apply. Capital at risk. ⁠⁠https://moneytothemasses.com/redir/ii-podcast⁠⁠ Check out this week's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠podcast article⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on the Money to the Masses website to see the full list of resources from this week's show.Follow Money to the Masses on social media:YouTube - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Tik Tok - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@moneytothemasses⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠You may already compare products and services online and make purchases but by doing so via our dedicated page you might not only save money but could also earn cashback or take advantage of exclusive offers for MTTM listeners.Support the show by visiting and bookmarking our dedicated podcast page:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Money to the Masses Dedicated Podcast Page⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - Click to support the showLinks referred to in the podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up to our weekly newsletterOfficial State Pension Age CalculatorGuide explaining how the Money Purchase Annual Allowance (MPAA) worksRegular Contribution / Savings CalculatorFull news article on the FCA Buy Now Pay Later regulation changes

Morse code transcription: vvv vvv UKs extreme weather is the new normal Met Office Travellers warned of methanol poisoning risks in new campaign Britons Iran jail sentence extended by two years, family says Buy Now Pay Later rules to bring refunds and rejections After record heat, could the Atlantic make Britains weather even more extreme Midnight social media curfew proposed for older UK teens Hosepipe ban in force for millions of households is your area affected Iran threatens to block more trade routes as US launches fresh strikes Several flights diverted after plane blocks Gatwick runway Xbox layoffs Whats next for the video game giant

Morse code transcription: vvv vvv Xbox layoffs Whats next for the video game giant Several flights diverted after plane blocks Gatwick runway UKs extreme weather is the new normal Met Office Hosepipe ban in force for millions of households is your area affected Midnight social media curfew proposed for older UK teens Britons Iran jail sentence extended by two years, family says Iran threatens to block more trade routes as US launches fresh strikes Travellers warned of methanol poisoning risks in new campaign Buy Now Pay Later rules to bring refunds and rejections After record heat, could the Atlantic make Britains weather even more extreme

Morse code transcription: vvv vvv Xbox layoffs Whats next for the video game giant Travellers warned of methanol poisoning risks in new campaign Midnight social media curfew proposed for older UK teens Several flights diverted after plane blocks Gatwick runway Buy Now Pay Later rules to bring refunds and rejections After record heat, could the Atlantic make Britains weather even more extreme Hosepipe ban in force for millions of households is your area affected Iran threatens to block more trade routes as US launches fresh strikes UKs extreme weather is the new normal Met Office Britons Iran jail sentence extended by two years, family says

Morse code transcription: vvv vvv Hosepipe ban in force for millions of households is your area affected UKs extreme weather is the new normal Met Office Britons Iran jail sentence extended by two years, family says Travellers warned of methanol poisoning risks in new campaign After record heat, could the Atlantic make Britains weather even more extreme Buy Now Pay Later rules to bring refunds and rejections Iran threatens to block more trade routes as US launches fresh strikes Several flights diverted after plane blocks Gatwick runway Xbox layoffs Whats next for the video game giant Midnight social media curfew proposed for older UK teens

In this crossover episode of The Consumer Finance Podcast and Regulatory Oversight, Taylor Gess is joined by colleagues Michael Yaghi and Lane Page from Troutman Pepper Locke's State AG and Regulatory Investigations, Strategy + Enforcement practice groups to discuss the hottest areas of state regulatory activity in the point-of-sale space. With federal consumer protection enforcement pulling back in certain areas under the current administration, state regulatory agencies are stepping into the spotlight to take an industrywide approach to point-of-sale finance. The conversation covers regulatory scrutiny around buy now, pay later (BNPL) products following the CFPB's withdrawal of its interpretive rule, a coordinated seven-state inquiry into the U.S.'s largest BNPL providers, and what providers should be doing now to assess their own compliance posture. They also dig into the solar and home improvement finance sector, where states are challenging fee disclosures and targeting finance provider-merchant relationships, as well as the growing rent-to-own enforcement landscape. The episode closes with a look at what Rohit Chopra's new role leading California's consolidated consumer protection agency could mean for the financial services industry, with both California and New York positioning themselves as state-level successors to the CFPB's prior enforcement mission. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

An ICE agent killed a second immigrant father in a week — esto es lo que sabemos y lo que no. Además: la primera ley grande de vivienda en 30 años por fin frena a Wall Street, y te explico la trampa del "buy now pay later". Sin miedo y sin callarnos. EN ESTE EPISODIO:

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Chris warns that the rapid growth of buy now, pay later loans is pushing more Americans into financial trouble. Pointing to rising late-payment rates, multiple active loans, and the growing use of BNPL for groceries, he argues these services encourage overspending, fuel a culture of living beyond one's means, and leave consumers paying a steep price for convenience.

The Competition and Consumer Protection Commission has said its concerned that ‘buy now, pay later' schemes could negatively impact financially vulnerable people and see them fall further into debt after being targeted by retailers with so-called “free credit”.Charlie Weston, Personal Finance Editor with the Irish Independent, speaks to Matt on The Last Word.Hit the ‘Play' button on this page to hear the piece.

Two opaque corners of finance have joined forces: shadow banking and phantom debt. Put another way, private credit firms are backing Buy-Now-Pay-Later companies to finance their expansion into the US consumer market. On today’s Big Take podcast, guest host Stacey Vanek Smith joins Bloomberg reporters J.J. McCorvey and René Ismail to discuss what private credit’s involvement in BNPL means for everyday borrowers, why it’s raising concerns and whether the risks hiding in these spaces could spill over into the rest of the economy. Read more: Private Credit Is Making Bets on Consumer Debt at a Precarious Time Hosted by Stacey Vanek Smith; Produced by David Fox; Reported by J.J. McCorvey and René Ismail; Edited by Naomi Shavin. Fact-checking by Julia Press and Laura Newcombe; Engineering by Alex Sugiura. Senior Producer: Naomi Shavin; Deputy Executive Producer: Julia Weaver. Executive Producer: Nicole Beemsterboer.See omnystudio.com/listener for privacy information.

Buy Now, Pay Later has become one of the fastest-growing ways to shop, especially among young Singaporeans. For some, it's a flexible way to spread out payments and manage cash flow. For others, it's making impulse spending easier than ever. On The Agenda, Hongbin Jeong speaks with Ben Charoenwong, Associate Professor of Finance at INSEAD and an affiliated faculty member with the Asian Institute of Digital Finance and the NUS FinTech Lab, to explore how BNPL is changing the way young people think about money, budgeting and debt. Is it encouraging financial irresponsibility, or is it simply a modern payment tool that's being unfairly blamed? They examine the benefits, the risks, and whether the real issue lies with the platforms or with our spending habits.See omnystudio.com/listener for privacy information.

Glen meets with Edelman Smithfield Managing Director Deidre Campbell to break down the annual Edelman Trust Barometer, the public's "retreat into insularity," and the resulting action items for banks and credit unions. Also- Illinois turns its focus to BNPL while JD Power highlights an FI opportunity, X Money broadens its reach, and the murky NCUA waters begin to clear.    Links related to this episode: Edelman Smithfield's Financial Services Trust Barometer: https://www.edelmansmithfield.com/2026-Edelman-Trust-Barometer-Key-Insights-for-Financial-Services Edelman's 2026 Global Trust Barometer: https://www.edelman.com/trust/2026/trust-barometer Illinois' newly signed BNPL law: https://www.paymentsdive.com/news/illinois-enacts-bnpl-law-pritzker-consumer-crypto/823835/ JD Power's Buy Now Pay Later customer satisfaction study (good news for FIs): https://www.jdpower.com/business/press-releases/2026-us-buy-now-pay-later-satisfaction-study PYMNTS.com on X Money's latest move toward general availability: https://www.pymnts.com/commerce/social-commerce/2026/x-opens-x-money-to-premium-subscribers-ahead-of-broader-launch  Mark your calendar to join the next CU Town Hall- Wednesday July 15 at 3pm ET/Noon PT- our live and lively interactive monthly conversation where credit union leaders tackle the biggest issues facing the sector today. The Town Hall is free to attend, but advance registration is required:  https://www.cutownhall.com/ Follow us on LinkedIn:  https://www.linkedin.com/company/best-innovation-group/ https://www.linkedin.com/in/jbfintech/  https://www.linkedin.com/n/glensarvady/  

With Property becoming less of the golden-goose egg we've made it out to be, people are focusing more on how else they can be financially stable - and with that stability, comes being disciplined with your money - and keeping your spending affairs in order. But how can we do that with loyalty programmes encouraging us to save? and mid-year sales going around? How do we keep our eyes on the long-term goal, and stay on track with our savings? Where should we even start, if we're so far behind? Author of Money Matters, Finance Specialist and Mentor Amanda Morall - joins the Weekend Collective to help out. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Buy Now, Pay Later promises convenience, but it may be one of the most dangerous financial traps facing young adults today. In this episode, Art Rainer exposes the psychology behind BNPL, shares eye-opening statistics on missed payments, and explains why small installments can quietly lead to big financial problems.Resources:8 Money MilestonesAsk a Money Question!

It is an easy trap to fall into. Allie and Quint talk about the dangers of credit and how to stick on the right path with your finances. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ep 268 “The Buy-Now-Pay-Later Identity Package” – National Gun Violence Awareness Month (Bullet Poof Bulletins) Celebrating the launch of eco-fiction anti-gun novella Bullet Poof and National Gun Violence Awareness Month, Avis Kalfsbeek brings back beloved Kitty O'Compost with the Bullet Poof Bulletins. Tonight on the Spoke-Easy stage, Kitty O'Compost breaks down a leaked consumer financing presentation that attempts to financialize identity crises. This bulletin satirizes a "Buy Now, Pay Later" seminar targeting young adults, exposing how corporate platforms use interest-free layout options and flexible payment choices to sell expensive tactical packages as a cheap shortcut to personal validation. Inspired by the grounding, collaborative themes of Bullet Poof, this episode laughs at the corporate attempt to lease a synthetic personality and points us back to the real, uncommodified wealth found in shared creative spaces. Resources: Bullet Poof is a hopeful eco-fiction novella about what happens when ordinary people refuse to accept the gun status quo. Get the book: https://www.aviskalfsbeek.com/bullet-poof National Gun Violence Awareness Month: www.wearorange.org Theme Music: "Turn the Steel" and punk intros produced by Avis Kalfsbeek (via ElevenLabs). Music Credits & Support: Buy LPs and music downloads directly from the bands' websites, or from platforms like Bandcamp where artists retain the majority of your purchase. This project is inspired by decades of punk ethos, raw energy, and the brilliant musicians who shaped the movement. The sonic landscape of this series was informed and inspired by: The Sex Pistols, Black Flag, Rites of Spring, The Buzzcocks, Minor Threat, The Clash, Social Distortion, Bad Religion, The Dead Kennedys, The Ramones, Jawbreaker, Fugazi, Rise Against, The Damned, The Stooges, Bad Brains, Bikini Kill, The Lawrence Arms, Husker Du, Pennywise, The Adicts, The Exploited, Descendents, Stiff Little Fingers, Crass, The Germs, Dropkick Murphys, Operation Ivy, Against Me!, Green Day, Blink-182, The Hives, Sleater-Kinney, The Violent Femmes, The Network, The Jam, The Gaslight Anthem, No Use For A Name, and The Interrupters.

A council trial giving the owners of impounded dogs a chance to pay off their shelter fees has seen fewer animals euthanised and more claimed since being introduced. The uptake of a buy-now-pay-later option at council shelters has been increasing month on month. Auckland Council's regional shelter manager Nikki Cripps spoke to Melissa Chan-Green.

เจาะรายละเอียด ธปท. จ่อวางเกณฑ์กำกับ Buy Now Pay Later (BNPL) ตลาดสินเชื่อใหม่โตแรง มูลค่าหมื่นล้านบาท เหตุผลอะไรที่ทำให้ ธปท. ต้องกังวล เคลียร์ตรงกับ 'คลัง' เรื่องเกณฑ์ใหม่ ‘บัตรสวัสดิการแห่งรัฐ' ใครได้สิทธิ์-ใครโดนตัดสิทธิ์ พูดคุยกับ วินิจ วิเศษสุวรรณภูมิ ผู้อำนวยการสำนักงานเศรษฐกิจการคลัง (สศค.) ในฐานะโฆษกกระทรวงการคลัง

You can earn half a million dollars a year and still have nothing left by the end of the month. That's not a theory. A Goldman Sachs study found 40% of people making over $500,000 are living paycheck to paycheck. The income isn't the problem. The identity is. George Kamel, #1 national bestselling author of Breaking Free from Broke and co-host of The Ramsey Show, has taken thousands of calls from people who earned great money and lost it all. People who confused looking rich with building wealth. Couples who kept separate bank accounts right up until the marriage fell apart. His take: debt is never just a math problem. It's a behavior problem. And no budget in the world sticks until you decide what kind of person you're going to be with money. In this conversation, George breaks down why buy now pay later apps are engineered to increase your cart size by 40%, why prediction markets like Polymarket are doing to young men what gambling apps did to the last generation, and why the moment someone calls a financial decision an "opportunity," they've usually already started justifying a terrible one. The path to financial peace is simpler than you've been told. And it starts with creating friction, not removing it. Breaking Free From Broke: The Ultimate Guide to More Money and Less Stress Amazon Ebook Audiobook Smart Money Happy Hour George Kamel YouTube George's Instagram In this episode you will: Discover why debt is a psychology problem, not a math problem, and the identity shift you must make before any budget will actually stick Recognize the doom loop of emotional spending and how buy now pay later apps are designed to make you spend more, feel worse, and repeat the cycle Learn the seven Ramsey Baby Steps framework that has helped millions get out of debt and build real generational wealth Apply the SMART Spender framework from Breaking Free from Broke to make intentional purchases without guilt or impulse Understand how financial infidelity quietly destroys marriages and the warning signs hiding in plain sight For more information go to https://lewishowes.com/1936 For more Greatness text PODCAST to +1 (614) 350-3960 Follow The Daily Motivation for essential highlights from The School of Greatness More SOG episodes we think you'll love: Lewis Howes Solo [5 Money Habits To Financial Freedom] Dan Martell Vivian Tu TOPICS George Kamel, financial freedom, debt snowball, Baby Steps, financial infidelity, lifestyle creep, doom loop, buy now pay later, SMART Spender framework, Breaking Free from Broke Get more from Lewis! Get my New York Times Bestselling book, Make Money Easy!Get The Greatness Mindset audiobook on SpotifyText Lewis AIYouTubeInstagramWebsiteTiktokFacebookX Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

OpusClip: Start clipping at https://opus.pro/ich Airbnb: Find a co-host at https://airbnb.com/host Zapier: Get Started for FREE at https://Zapier.com/ICH FanDuel: Sign up now for your $25 bonus on FanDuel Predicts Subscribe To MeetKevin Here:  @MeetKevin  Timestamps: 00:00:00 - Intro 00:01:02 - Michael Burry & Biggest Stock Wins (Circle, Tesla, Nvidia) 00:03:08 - The $40M Tesla Portfolio & Lessons From Losses 00:05:52 - Happier With Less Stress / Should You Pay Off Debt? 00:08:11 - Iran War, Pickaxe Mountain & the Market Rally 00:11:17 - Forward Growth Valuations & the Circular AI Flow 00:13:35 - The Most Frustrating Rally Ever / Advice for $40-200K Earners 00:16:11 - OpusClip Sponsor / How the Average Person Should Invest in 2026 00:17:29 - QQQ vs TQQQ: Why Leveraged ETFs Will Go to Zero 00:21:04 - The #1 Risk Nobody's Talking About: Credit & Data Center Overbuild 00:24:58 - The Labor Market & The Wealth Effect 00:27:27 - Dry Powder & Why Cash Reduces Selling Pressure 00:29:06 - Kevin's Portfolio & Kevin O'Leary's $5M FU Money Take 00:31:02 - Are 5% Treasuries Actually a Good Buy? 00:34:54 - The Hantavirus & Real Estate Risk 00:37:31 - Airbnb & Zapier Sponsorships 00:40:04 - Is It Harder to Build Wealth in 2026? 00:42:00 - AI Implementation as the Path to Wealth (Cardone Comparison) 00:46:04 - The Best Decade Ever to Buy Real Estate (2022-2032) 00:48:34 - Graham Pushes Back: Why He's Selling His Real Estate 00:55:55 - Habitability Lawsuits & California Tenant Risk 00:57:42 - Mansion Tax & Anti-Investor Legislation 00:59:09 - Who Should Buy vs Rent / Kevin's Portfolio Allocation 01:00:55 - FanDuel Sponsor / Kevin's Top Stock Holdings 01:03:16 - Kevin's Fitness & Mediterranean Diet Transformation 01:06:38 - How Much Do You Need to Retire? ($8-10M for a Family) 01:09:19 - Spending More When You Have Free Time 01:11:43 - Buy Now Pay Later & Deferred Recession Risk 01:12:33 - Ideal Lifestyle: When Your Salary Covers Everything 01:14:57 - Best Money You'll Ever Spend & The $12.9M Jet Story 01:20:42 - SEC Investigations & The Large Options Trader Letter 01:23:48 - Zero-Day Options Trading Explained 01:27:07 - Jack's Weekly Covered Call Strategy 01:32:00 - Career Advice: Grinding on the Right Thing 01:34:08 - Podcasting & Corporate-Owned YouTube Channels 01:38:29 - The $2.2M Offer to Buy 10% of Graham's Channel 01:41:00 - Toddler Podcast Idea & Niching Down Your Audience 01:43:49 - Family Life: Kids, Personalities & a Dad Win 01:47:13 - Trump Accounts & Tax Strategies 01:48:18 - Final Advice & Wrap-Up *

Many families are looking for healthier ways for teens to build confidence, independence and real-world skills. Teenovation is one UAE initiative trying to tackle exactly that through volunteering, internships, leadership projects, entrepreneurship and social activities for teenagers.us is Founder Margareta Luis joins Helen in the studio. Plus: Employers and educators are increasingly talking about the “readiness gap” - young people who may be academically strong, but feel overwhelmed by independence, pressure, interviews, communication, or simply backing themselves outside the classroom. This summer, a new two-day UAE bootcamp aims to tackle exactly that. The University Edge Intensive takes place at Dubai World Trade Centre in June - Founder Swarnima Guha and Jazz Ferguson tell Helen how they're helping students prepare not just for university, but for life beyond it. And finally, is Buy Now Pay Later a good idea? Steve Cronin, founder of DeadSimpleSaving.com, gives us the lowdown on how these platforms can benefit us, and what pitfalls we need to avoid. See omnystudio.com/listener for privacy information.

BNPL programs have helped big box retailers boost sales for years... How mom and pop stores can get in on the action as well (at 14:16) --- What is 'biohacking'? The radical theory behind the idea that there's a difference between living longer and living better - or, ideally, doing both (at 20:57) --- What's Happening: Scouting America is all about outdoor adventures, and it's shaping up to be a busy summer for the Black Swamp Area Council (at 43:52)

Vivian dives into the truth about Buy Now, Pay Later services and why splitting a purchase into “four easy payments” might be way more dangerous than it looks. In this episode, she breaks down how companies like Klarna, Afterpay, and Affirm exploded in popularity, why these payment plans are changing the way people shop, and how BNPL can quietly wreck your budget and credit score if you're not careful. In this episode, you'll learn: 1. What Buy Now, Pay Later services actually are, how they evolved from old-school layaway programs, and why modern BNPL combines some of the riskiest parts of both layaway and credit cards. 2. Why BNPL can encourage overspending, how multiple small payments create a false sense of affordability, and what happens to your credit score if you miss a payment. 3. Who should and definitely should not use BNPL services, plus Vivian's preferred alternatives for building credit, managing cash flow, and making purchases without borrowing against your future income. Follow the podcast on Instagram and TikTok! Got a financial question you want answered in a future episode? Email us at podcast@yourrichbff.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

On the Matthews Mentality podcast, host Kyle Matthews interviews four-time founder and Kasheesh CEO Sam Miller, who dropped out of college, bootstrapped early companies, achieved three exits, and now leads a fintech platform that lets consumers split purchases across multiple cards with no loans, interest, or credit checks. Miller explains Kasheesh's origin as a response to predatory buy-now-pay-later lending, its evolution from a browser extension to Apple Pay/Google Pay, and growth to 110,000+ users and $72M+ in transactions. They discuss fundraising challenges, differences between bootstrapping and venture-backed startups, lessons from working in VC, and how consumer usage shifted from discretionary spending to essentials like rent and utilities. The conversation also covers AI's impact on work, economic warning signs, and Kasheesh roadmap features like Replay, group payments, and rent reporting to credit bureaus.

The buy now, pay later space is evolving into a core part of consumer credit. Bryce Deeney highlights Klarna's (KLAR) shift toward a bank-like model. He says it and Affirm (AFRM) and are pushing deeper into financial services, while traditional institutions retain an edge through scale and data. Bryce notes the result is a convergence where flexible payments become the standard.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

David Trainer and Moshe Katri debate the future of buy now, pay later stocks after Klarna (KLAR) rallied on earnings. Moshe says the sector remains one of fintech's fastest growing categories despite fintech underperforming this year, while David argues the sector still faces major business model concerns.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Licensed insolvency trustee and Spergel partner Rob Kilner joins Bruce to break down the explosive growth of Buy Now, Pay Later (BNPL) platforms and the serious financial risks they pose for Canadian consumers. Rob explains the concept of debt stacking of how small incremental payments across multiple accounts can quietly spiral into unmanageable debt and reveals that "interest-free" BNPL isn't truly free, as costs are typically baked into product pricing. He also shares what happens to BNPL debt in a consumer proposal and offers practical principles for using these platforms more responsibly. Find out more at spergel.ca and connect on Facebook, X, Instagram and TikTok.

If the word "credit" makes you want to hide under the covers, this episode is for you, mi gente. I'm sitting down with Carol Pope — personal finance writer and author of Credit 101 — to break down everything you need to know about building credit from scratch, paying down debt, and protecting your score. No shame, no judgment, just an honest conversation. Carol and I have almost identical money origin stories. Neither of us learned a damn thing about credit growing up. Now we're both on a mission to make sure you don't have to learn the hard way like we did.WE GET INTO:00:02 — Intro + Jannese's credit origin story01:58 — What Carol's book Credit 101 covers02:17 — Carol's money story growing up03:22 — The moment Carol realized she had to figure this out ASAP05:04 — Cost of living + why this conversation is so timely06:41 — What is a credit score and why does it matter?07:59 — How your credit affects your job, apartment, utilities, and more09:44 — The 5 factors of your credit score, broken down12:29 — The myth: does carrying a balance help your credit? (Spoiler: no)13:30 — Building credit from zero: secured credit cards explained15:19 — Authorized users: pros, cons, and warnings17:01 — How long does it realistically take to build good credit?18:09 — Using credit cards as a lifeline vs. as a tool22:07 — Buy Now Pay Later: what you actually need to know24:33 — Already in credit card debt? Here's where to start27:59 — Snowball vs. Avalanche: which debt payoff method wins?29:05 — Balance transfers: when they work and when they don't30:10 — The biggest auto loan financing mistakes people make33:12 — Buy here, pay here car lots — what you need to know35:22 — The 14-day rate shopping window that protects your credit36:22 — Credit fraud: the most common scams to watch for39:51 — Should you freeze your credit? (Yes. 24/7.)41:45 — You can also freeze your Social Security number — here's how44:49 — Debt as leverage, not shame47:08 — Where to find Carol and grab the bookKEY TAKEAWAYS: What your credit score actually is — and why it controls more of your life than you thinkThe 5 factors that make up your score (and which one matters most)How to build credit from scratch the right wayThe big myth about carrying a credit card balance — please stop doing thisBuy Now Pay Later: what nobody's telling you about how it worksWhere to start when you're already drowning in credit card debtThe debt payoff method Carol personally usesHow to shop for auto loans without tanking your scoreWhy Carol says you should have your credit frozen 24/7A credit protection move most people don't know about: you can freeze your Social Security numberCONNECT WITH CAROL:LinkedInCarol's Book: Credit 101TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

What happens when AI starts spending money for us? In this episode of the Influence Global Podcast, Gordon Glenister speaks with Grant from The Payment Shed about AI driven commerce, digital trust, Buy Now Pay Later culture, fraud, stablecoins and the rise of the cashless society. Topics include: • AI agents shopping on our behalf   • The hidden risks of Buy Now Pay Later   • Why fraud is evolving faster than ever   • The future of digital payments and stablecoins   • Whether cash is already becoming obsolete   • How content and personal branding shape modern business As technology reshapes commerce and consumer behaviour, the future of payments may look very different from what we know today. Learn more about your ad choices. Visit megaphone.fm/adchoices

How many Americans are actually using Buy Now, Pay Later (BNPL) services? And how much is it helping or hurting them financially? Financial Advisors, Brian Preston and Bo Hanson, ⁠⁠⁠⁠break down recent data on BNPL usage, and discuss their concern with the rising trend. Then stick around, we talk about what's on your mind with a Q&A segment directly from YOU! This episode features questions on when it's ok to lease a car, when to hire a financial advisor, what to expect as an employee if your company goes public, and so much more. Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Moneywise Radio Show and Podcast Monday, April 27th  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guests: Cherese Grell, CEO & President of Positive Results Unlimited and Director of CityServe Kern & Doug Carter, Broker Associate with Watson Realty & Chairman Kern County Student Leadership facebook The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Cherese Grell, Doug Carter & The Kern County Student Leadership Program are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

Financial illiteracy is no longer just a personal challenge—it's a growing national risk. With U.S. household debt exceeding $18 trillion and nearly 40% of Americans unable to cover a $400 emergency, the consequences are becoming impossible to ignore. Lance Roberts & Jon Penn break down how a lack of basic financial education is driving poor decision-making, rising debt levels, and long-term economic instability. From budgeting and credit to investing and risk management, millions are navigating an increasingly complex financial system without the tools they need. Key topics include: 0:00 - INTRO 1:18 - Market Pull Back No Surprise 7:28 - Leg Day & Italy Prep 9:45 - Financial Literacy Dearth in America 14:44 - Subscriptions & Memberships - The KISS Army 16:13 - High School & College "Stock Picking" classes 19:05 - National vs Personal Debt 20:55 - The Credit Card - Credit Score Myth 23:09 - Manifestation Practices to Better Financial Health 25:17 - Family Discussions: Money & Goals 28:07 - The Perils of Buy Now - Pay Later vs Lay-Away 30:29 - Don't Let Market Moves Scare You 31:36 - First Houses, Inspections, Mortgages, & Escrows 34:27 - The Big Push for Home Ownership - Beware! 37:22 - Trade Skills & Economics in High School 39:04 - How Banks Make Money (on You) 41:55 - how to Properly React to Markets - Rules vs Me ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/jAHYTG9JFDg ------- REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Chase or Fade the Rally? " https://youtube.com/live/Uz93eoE43pc ------- The latest installment of our new feature, Before the Bell, "Overbought Market: Wait for the Pullback" is here: https://youtu.be/hSb-tdMdmWc ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #InvestingStrategy #MarketOutlook #RiskManagement #TechnicalAnalysis #FinancialIlliteracy #PersonalFinance #DebtCrisis #MoneyManagement #EconomicRisk

Financial illiteracy is no longer just a personal challenge—it's a growing national risk. With U.S. household debt exceeding $18 trillion and nearly 40% of Americans unable to cover a $400 emergency, the consequences are becoming impossible to ignore. Lance Roberts & Jon Penn break down how a lack of basic financial education is driving poor decision-making, rising debt levels, and long-term economic instability. From budgeting and credit to investing and risk management, millions are navigating an increasingly complex financial system without the tools they need. Key topics include: 0:00 - INTRO 1:18 - Market Pull Back No Surprise 7:28 - Leg Day & Italy Prep 9:45 - Financial Literacy Dearth in America 14:44 - Subscriptions & Memberships - The KISS Army 16:13 - High School & College "Stock Picking" classes 19:05 - National vs Personal Debt 20:55 - The Credit Card - Credit Score Myth 23:09 - Manifestation Practices to Better Financial Health 25:17 - Family Discussions: Money & Goals 28:07 - The Perils of Buy Now - Pay Later vs Lay-Away 30:29 - Don't Let Market Moves Scare You 31:36 - First Houses, Inspections, Mortgages, & Escrows 34:27 - The Big Push for Home Ownership - Beware! 37:22 - Trade Skills & Economics in High School 39:04 - How Banks Make Money (on You) 41:55 - how to Properly React to Markets - Rules vs Me ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/jAHYTG9JFDg ------- REGISTER for our next Candid Coffee, Saturday, May 16: "Financial Organization Made Simple:" https://streamyard.com/watch/SA6aj2aMdMhf -------- Watch our previous show, "Chase or Fade the Rally? " https://youtube.com/live/Uz93eoE43pc ------- The latest installment of our new feature, Before the Bell, "Overbought Market: Wait for the Pullback" is here: https://youtu.be/hSb-tdMdmWc ------- Resources Mentioned in Today's Show: "Short Covering Rally Or Is The Bull Market Back?" https://realinvestmentadvice.com/resources/blog/short-covering-rally-or-correction-over/ "Market Lesson: Why Panic Is A Costly Mistake" https://realinvestmentadvice.com/resources/blog/market-lesson-dont-waste-being-bailed-out/ ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #InvestingStrategy #MarketOutlook #RiskManagement #TechnicalAnalysis #FinancialIlliteracy #PersonalFinance #DebtCrisis #MoneyManagement #EconomicRisk

Sports betting, crypto, predictions markets, Buy Now Pay Later, getting a credit card to pay off your credit card - what if we said that isn't even the tip of the iceberg when it comes to nihilism and finance? Amin Samman joins us to talk about his book Currency of Nihilism, punk rock, the abyss of meaning that is money and why French poststructuralists are Like That. Music by Warning: https://warningdoom.bandcamp.com/album/rituals-of-shame Give us your money: https://www.patreon.com/DeathSentence Hang out with us on Discord (for free!): https://discord.gg/zHBV9qCE

Amazon cuts USPS volume, BNPL shapes where Gen Z gets their teeth cleaned, and why your product data is now an AI infrastructure problem.This Watson Weekly episode covers: The Amazon-USPS tentative deal and what a 20% volume reduction actually signals about Amazon's logistics endgame. The Watson Weekly is sponsored by Avalara - the agentic AI platform automating global tax and compliance for leading eCommerce brands. For more details: https://avalaratax.watsonweekly.comNew April 2026 data on Buy Now Pay Later — not an acquisition tool, a retention weapon. Walmart-backed Eko and the quiet war for AI-ready product catalogs. How Revolve turns an absurd return rate into a full-price sales machine. The Investor Minute with Accenture's Ookla acquisition, ProfitMind's Series A, Lio's $30M procurement automation raise, and OpenAI buying Promptfoo.

Paying to have a sandwich delivered to your door or even replacing a broken appliance is as easy as clicking an app and worrying about the bill later. Apps like Klarna and Afterpay allow consumers to pay installments for goods they can have in hand right away. A new report by Lending Tree finds 4 in 10 Americans now use pay later loans for groceries, an increase from the previous year fueled partly in a rise in prices. Financial literacy experts warn of the potential for consumers to quickly lose control of spending with such apps, but even for consumers using conventional methods, keeping on top of increasing costs for food and gas means more disciplined spending, at least in the short term. We'll go over ideas for keeping a lid on personal finances. We’ll also hear about the uncertain future of a federal Native financial grant and loan program that is slated for elimination with President Donald Trump’s 2027 budget proposal. The $28 million dollar program aids Native communities with homeownership, credit building, and entrepreneurship, but the administration says it’s promoting, “cultural Marxism“. GUESTS Chantay Moore (Diné), certified financial educator Pete Upton (Ponca), CEO and chairperson of the Native CDFI Network and the executive director of the Native360 Loan Fund Break 1 Music: C.R.E.A.M. [Instrumental] (song) Wu-Tang Clan (artist) Enter the Wu-Tang: 36 Chambers [Instrumentals] (album) Break 2 Music: Further From the Country (song) William Prince (artist) Further From the Country (album)

After much speculation, Navajo Nation President Buu Nygren announced earlier this week that he will seek reelection later on this year. KJZZ’s Gabriel Pietrorazio has more. President Nygren became the youngest president in Window Rock after defeating incumbent Jonathan Nez four years ago. Nygren won that race by just more than 3,500 votes. In a video message on social media, Nygren picked up his signature, black open crown hat. “And I will be tossing my hat into the race for Navajo Nation president. Let's keep building on the momentum that we've built so far.” Since his inauguration, the sitting president has faced considerable scrutiny. A special prosecutor has called for his immediate resignation over alleged ethics violations that included the misuse of public funds, while Navajo Nation Council delegates continue trying to oust him. (Courtesy Mircea Brown) The nonprofit tribal organization Sealaska Heritage Institute has published a new book that presents Tlingit Raven stories for the first time in the original language with English translations. The 860-page volume brings together 50 stories by seven Tlingit storytellers born in between 1870 and 1915 across Southeast Alaska. As KCAW's Hope McKenney reports, the stories were transcribed from recordings of oral performances and include some of the oldest known recordings of these stories told in Lingít. The book is currently available through Sealaska Heritage Institute's website. Geiger says they also hope to make the original audio recordings of these stories available in the near future. 75-year-old Ḵ'ashgé Daphne Wright grew up listening to her aunt Katherine Mills tell her stories of Raven, a cultural hero, world-maker, and trickster figure among the Tlingit of Southeast Alaska. “I can just remember we’d be sitting in the kitchen, around the kitchen table, and it was maybe in the evening, with everyone just kind of sitting around and just listening, and just kind of a warm feeling. And just listening to my aunt’s voice.” Wright says reading this book, which features stories from her aunt, is like hearing her aunt's voice again. “I miss her so much, you know. And I miss my mother … And so it just means so much that there’s something here and an actual physical book that has her stories in it.” This volume has been more than four decades in the making. It is the fifth in a series of books from Sealaska Heritage Institute called the “Classics of Tlingit Oral Literature,” and is the first in the series to be exclusively focused on Raven. Will Geiger is a research specialist with the Southeast nonprofit. “The intention of this series is to present standout examples of the Tlingit oral tradition in a written form, so that people who whether you do speak Lingít or not, you’re able to appreciate the depth and the artistry and the history.” This book features a transcribed version of the original recording on the left hand page and an English translation on the right. Geiger says Raven is one of the most developed characters in the Tlingit oral tradition, with stories ranging from sacred to humorous. “Mostly, he appears in the form of a person. And he can change forms … He turns into a woman, a little hemlock needle … and a raven.” For Lgeik'i Heather Powell Mills, a Lingít language teacher in Hoonah, hearing or reading these stories in the original language leads to deeper understanding. “Hearing our language is it’s like medicine to us… to have a strong connection to the land, to understand where you come from, in order to know where you’re going.” Mills says she's grateful these stories were recorded and preserved for future generations. “We don’t have the time we used to have. I think this is a great way for us to learn. It was their dream for us.” Get National Native News delivered to your inbox daily. Sign up for our daily newsletter today. Download our NV1 Android or iOs App for breaking news alerts. Check out today’s Native America Calling episode Friday, April 10, 2026 – Money management during economic uncertainty and the rise of Buy Now Pay Later

Add $100k+ to your career earnings with tactics from my newsletter below!   https://thecareerearner.beehiiv.com/s...   Why do Gen Z and Millennials seem to use BNPL (buy now, pay later) so much? This video explores the buy now pay later model, breaking down the hidden economic pressures that seem to be emerging due to buy now, pay later and long term decisions shaping this trend of usage by Gen Z and Millennials for BNPL. This is a data driven look at what's really going on with the trap of BNPL and how young adults can be more wise with it.   Check out this page for more on gen z, gen z trends, BNPL analysis, why gen z uses buy now pay later, cost of living, personal finance, lifestyle inflation, housing crisis, student debt, financial pressure, economy and wealth building.   For partnership inquiries, please reach out to info@newmoneynate.com   This video is not legal, financial or any other type of "advice". I am not a lawyer nor a licensed advisor. This entire video is purely for educational purposes only and should not be understood as advice in any way, shape or form.

15. SMALL BUSINESS ECONOMICS AND LABOR CHALLENGES GUEST: Gene Marks Gene Marks discusses job data revisions, the rise of gas prices, and the "Buy Now, Pay Later" retail trend. He also explores the difficulties small businesses face with H-1B visas and COVID-era loan repayments. (15)AUGUST 1963

Today - Nearly every purchase we make offers the “opportunity” to pay over time. Why Clark seriously despises Pay-In-4.  Also, Clark addresses the worsening doctor shortage and a related  profession that can help fill the gap. The Pay-In-4 Trap: Segment 1 Ask Clark: Segment 2 Ask Your Pharmacist: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Buy Now, Pay Later: A Helpful Tool or a Debt Trap? How Lemon Laws Safeguard Consumers from Defective Goods What Is a C.L.U.E Report and Its Impact on Your Insurance 5 Things To Know About Amazon Pharmacy Before You Sign Up Why Does Clark Howard Wear 2 Watches? [The Washington Post] Here's a proven way to slow aging. Any volunteers? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In the 2010s, FinTech companies emerged offering a Buy Now, Pay Later service that made financing available, at a time when trust in big banks was low. But as dependence on these apps grows, consumers are starting to reassess the cost. Adam Clark Estes is a Senior Technology Correspondent for Vox — he's sharing what can happen when customers over-rely these services. Later, Annie Joy Williams, an assistant editor at The Atlantic, explains why women are becoming the biggest target demographic for Buy Now, Pay Later apps, and the consequences Gen Z consumers may face.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Klarna's popularity in the United States soars as the Covid-19 pandemic closes brick-and-mortar stores and online shopping surges. But Klarna also has a fresh wave of competitors. And as consumers find themselves sucked into vicious debt cycles, Klarna and other Buy Now, Pay Later services are forced to navigate a backlash and new government regulation. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In the early 2000s, Sebastian Siemiatkowski identified a gap in Europe's burgeoning ecommerce market — consumers were hesitant to buy products sight unseen. Siemiatkowski's new company would front the bill and give consumers 30 days to pay. The concept caught on and helped kick off the modern Buy Now, Pay Later industry. And after conquering Europe, Siemiatkowski's Klarna set its sights on the U.S., determined to disrupt the credit card industry. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.