Podcasts about lessons

We get a special hula lesson from Wendell and Miyako of Hālau O‘ Aulani, hear some great Mariota stories, and dig into Rockland's BBQ Pig. Plus, plenty more laughs, stories, and fun along the way!

Thanks to Precision Fuel & Hydration for sponsoring this video! Get 15% off your first order at http://visit.pfandh.com/extramilestshow | Can the Norwegian training method help recreational runners get faster without overtraining? I sit down with two-time Olympian and medical doctor Marius Bakken to discuss training intensity, recovery, double threshold training, lactate testing, and building sustainable habits for long-term progress.     

Thanks for listening, and please follow us on Insta @NHPTalent and www.youtube.com/thePOZcastFor all episodes, please check out www.thePOZcast.com#thePOZcast is proud to welcome Dalia as our newest partner. Dalia helps employers convert more career-site traffic into qualified applicants by giving job seekers a universal candidate profile that eliminates repetitive applications and streamlines the application process. Learn more (link below)https://www.dalia.co/audit?utm_source=posKey Topics:- Reinvention as an ongoing identity, not a one-time event- The importance of self-awareness and understanding emotional patterns- Taking intentional action to create change- The role of confidence and curiosity in reinvention- Balancing life roles and redefining identity after loss- The power of self-advocacy in career and life transitions- The significance of presence and mindfulness in daily life- How understanding human nature aids personal growth- The process of uncovering joy and living intentionally- Lessons learned from overcoming grief and traumaChapters00:00 Introduction to Stacey Schifflet's journey of reinvention01:54 Childhood influences and foundational values03:51 Lessons from multiple career reinventions06:12 Realizing the difference between rebuilding life and rebuilding oneself07:54 Understanding human nature and emotional patterns09:26 From insights to action: breaking habits and creating change13:00 The skill of reinvention and building confidence15:01 Defining identity beyond roles and titles19:48 The story behind Treasure Map to Joy21:50 Uncovering joy and living with intention25:07 The importance of self-advocacy and taking control30:04 Navigating career transitions and embracing change34:07 The one question to ask for life-changing insights36:57 Stacey's definition of success and her North Star

What if one of the clearest signs of generosity isn't simply how much we give, but how deeply we desire to participate?In 2 Corinthians 8, the apostle Paul describes a group of believers whose generosity was remarkable—not because they had abundant resources, but because they were eager to give even amid significant hardship.Their example shows us what happens when grace transforms the heart.Generosity in the Midst of HardshipPaul is writing to encourage the church in Corinth to participate in a collection for believers in Jerusalem who were experiencing severe need. To encourage them, he points to the churches of Macedonia.But the Macedonians weren't wealthy benefactors with plenty to spare. Paul writes:“We want you to know, brothers, about the grace of God that has been given among the churches of Macedonia, for in a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity on their part. For they gave according to their means, as I can testify, and beyond their means, of their own accord, begging us earnestly for the favor of taking part in the relief of the saints.” - 2 Corinthians 8:1–4Paul describes their circumstances in striking terms: severe affliction and extreme poverty. Yet alongside those circumstances was an “abundance of joy,” and somehow the combination overflowed into generosity.Perhaps the most surprising detail is that they begged to give.Paul wasn't begging them for money. They were asking Paul for the privilege of participating.From Obligation to OpportunityThat posture can feel unfamiliar. Even within the church, giving can easily begin to feel like another financial obligation—a bill to pay, a percentage to calculate, or a requirement to satisfy. The question becomes, “How much am I supposed to give?”The Macedonians appear to be asking a very different question: How can we be part of this?They knew their brothers and sisters were suffering, and they didn't want their own difficult circumstances to prevent them from participating in their care.Paul tells us where that desire came from. He begins the passage not by praising the impressive generosity of the Macedonians, but by saying, “We want you to know…about the grace of God that has been given among the churches of Macedonia.”Their generosity was evidence of God's grace at work in them. Verse 5 takes us even deeper: “They gave themselves first to the Lord.”That came before the money. Before offering their resources, they had entrusted themselves to God.Grace Changes What We TreasureWhen we understand that we belong to Christ and that everything we have ultimately comes from His hand, generosity looks different. It becomes less about losing something and more about participating in what God is doing.That doesn't mean Scripture calls Christians to give recklessly or neglect legitimate responsibilities. Paul provides important balance later in the same chapter:“For if the readiness is there, it is acceptable according to what a person has, not according to what he does not have.” - 2 Corinthians 8:12Paul continues by explaining that his goal is not for some believers to be relieved while others are left burdened. Rather, he describes a kind of mutual care in which one person's abundance can meet another person's need.So the point of the Macedonians' example is not that everyone should give beyond what they can responsibly afford. The deeper lesson is about the posture of the heart.Do I primarily see generosity as something being taken from me, or as an opportunity God may be placing before me?When I encounter someone in need, is my first instinct to protect what is mine, or am I willing to ask whether God has entrusted me with something I can share?The Macedonians' circumstances were difficult, but grace had reshaped what they valued.The Greater Example of GenerosityUltimately, Paul doesn't leave our attention on Macedonia. He points us to Jesus. 2 Corinthians 8:9 says:“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.”That is the foundation of Christian generosity. We don't give in order to earn God's favor. We give because, in Christ, we have already received grace beyond measure.And when that grace captures our hearts, generosity begins to change.It becomes more than something we have to do. It becomes something we're grateful to get to do.On Today's Program, Rob Answers Listener Questions:I have about $36,000 in student loan debt at 9%, and after decades of repayment I feel like I'm barely making progress. Would paying every two weeks help, and should I consider using home equity to pay it off?I have a whole life policy with a term rider I didn't realize was included. Should I remove the rider, keep it until it expires, or redirect that money into the whole life policy instead?I'm selling my home for less than I originally paid, but the buyer wants the contract price listed higher to cover closing costs. How would that affect my taxes, and could any gain impact my Social Security?My husband and I own our home, and I want my daughter to inherit it without unnecessary difficulty. What's the best way to structure that?Resources Mentioned:Become a FaithFi PartnerFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Episode Summary In this episode of Business Coaching Secrets, Karl Bryan and co-host Road Dog deliver an energetic, honest deep-dive into core principles for coaching business success—from the real meaning of the 80/20 rule, the power (and pitfalls) of focus, and the truth about scaling and client retention, to addressing anxiety as the price of ambition. With playful banter and actionable wisdom, Karl busts common myths, unpacks the signal-to-noise concept with lessons from Steve Jobs and Elon Musk, and shares unique rules for coaches to build stronger, longer client relationships and higher-performing businesses. Key Topics Covered The Real 80/20 Principle in Business Karl Bryan explores how Steve Jobs' return to Apple and Nike's turnaround show 80/20 thinking in action—cutting unproductive offerings to amplify the best. Examples span from Google, McDonald's, and clothing companies to coaching: focus on the assets and relationships that drive the bulk of your results (03:14–08:00). Contrarian Takes on Coaching Advice Why "do what you love and money will follow" is overrated—do what you're good at, fall in love with sales, marketing, and solving problems (09:03). Challenging the E-Myth idea of leaving a business for six months: rare in reality, context matters. The myth of "multiple streams of income": not wise until your primary business is reliably selling at high volume for an extended period (13:09). Signal vs. Noise: Working Smarter, Not Harder Inspired by Steve Jobs and Elon Musk, Karl Bryan discusses eliminating "busywork" and prioritizing the vital few actions that make the boat go faster (19:31). How to apply signal-to-noise thinking in project planning, debates, and even national economic policy. Unique, Underdiscussed Coaching Rules Nothing in life (or business) is a straight line—it's all about adapting to unpredictable curves. The formula for failure: too much time and too many distractions. The formula for success: tight deadlines and single focus. Networking and environment: strategically positioning yourself in high-value places accelerates opportunities (29:53). Client Retention, Relationship Building, and Mindset Clients stay because they like you—make business relationships more personal and long-term. Life needs to break you to wake you—how overcoming adversity can be a launching pad for bigger breakthroughs. Addressing anxiety: the hidden currency of ambition, and why planning and taking action melts anxiety (41:14). Notable Quotes "Starve the trivial many so the vital few can do their magic and compound." "Do what you're good at—that's how you make lots of money. Fall in love with selling, marketing, content creation, problem-solving… that's how you crush it." "Put all your eggs in one basket, and watch that basket really, really, really carefully." "Motion is noise; signal is the results. The ultimate measure of working smarter is a low signal-to-noise ratio." "Your greatest successes will come through other people." "Anxiety is the price of ambition… Successful people are worrying, anxious addicts." "Remember: progress equals happiness." Actionable Takeaways 1. Ruthlessly Identify & Double Down on Your 80/20 Map out what drives the majority of your revenues, client results, and business growth. Focus there; cut or minimize the distracting rest. 2. Stop Chasing Every Trend—Master Your One Main Thing Until you have a $5M+ business (or stable, strong revenue), don't split your focus into multiple streams. Place all eggs in one basket, watch it obsessively. 3. Build Relationships for the Long Term Move beyond transactional coaching—clients stay (and refer) when they genuinely like you. Invest in those relationships (even outside the boardroom). 4. Remove "Busywork"—Prioritize Like Jobs/Musk Before acting, ask: will this move me measurably closer to my goal? If not, drop it. Efficient action beats constant activity. 5. Create Momentum by Changing Your Environment Network in higher-end venues, luxury lobbies, or wherever your ideal clients are. Uplevel conversations and connections. 6. Face Anxiety by Doing the Planning and the Work Document best/worst/probable scenarios. The act of planning, not the plan itself, reduces anxiety and increases confidence. 7. Serve and Connect—Fight the Epidemic of Loneliness Facilitate connection and belonging (like Swifties and Taylor Swift); people stay for how you make them feel. Resources Mentioned - Profit Acceleration Software™: Developed by Karl Bryan, a tool for demonstrating and delivering breakthrough client value. - Focused.com: Daily coaching strategies and insights, plus Profit Acceleration Software™ demos. - Networking and Environments: Visit high-end hotel lobbies, luxury car dealerships—be where your ideal clients are found. - Tony Robbins' Planning Frameworks: Step-by-step, action-driven problem-solving (Dickens Process, business planning). - Cody Sanchez's content on buying boring businesses: (Referenced as a case-in-point for scrutinizing "guru" numbers and context.) - Daily email subscription: Get tactical coaching insights at Focused.com. Like this episode? Please subscribe and share with another coach. Leave a review to help us impact more business coaches worldwide. For more resources on attracting small business owners and closing more high-end clients, visit Focused.com and get your demo of the Profit Acceleration Software™.

Chabad Chassidus is an all-embracing world outlook and way of life which sees the Jew's central purpose as a unifying link between the Creator and His world. Written by the Alter Rebbe, the founder of Chabad, Tanya is the central text of Chabad Chassidus. It shows the reader a path to realizing their purpose and developing a deeper relationship with G-d. Choose from one of the two formats available: through Lessons in Tanya - a profound and clear explanation of the Alter Rebbe's writings, or through an audio class.

In this episode, we're joined by Victor Haghani, founder of Elm Wealth and co-author of The Missing Billionaires, for a wide-ranging conversation about how different types of investors shape financial markets. Victor explains the framework behind his forthcoming paper, Who Killed the Random Walk?, and how fundamental investors, static investors, and extrapolators interact to produce momentum, excess volatility, and other market anomalies. We explore why return chasing is different from momentum investing, how investor flows and inelastic demand can move markets, and how the Merton share connects expected returns and risk to portfolio allocation. Victor also discusses long-short direct indexing and tax-loss harvesting, his experiment giving investors tomorrow's Wall Street Journal today, how AI performed in the same trading game, the role of leverage in financial markets, and when borrowing to invest might make sense. We finish with Victor's advice to his younger self: be intentional about financial planning, build financial literacy, and make a plan. Key Points From This Episode: (0:01:20) Lessons from The Missing Billionaires—practical insights on sizing and the Kelly criterion.  (0:03:13) Who Killed the Random Walk?—persistent puzzles in stock returns: excess volatility, momentum, fat tails, booms, and busts.  (0:05:06) Victor's three investor types: fundamental value investors, static investors, and extrapolators.  (0:07:54) How static investors amplify market movements through inelastic demand.  (0:11:11) How investor types interact to shape volatility, momentum, and equilibrium.  (0:14:02) Wealth flows between investor types and how they create instability in simulations.  (0:18:15) Distinguishing extrapolative return chasing from systematic momentum strategies.  (0:20:34) How extrapolators create price trends that momentum investors exploit.  (0:23:46) The Merton share—risk premiums, volatility, and risk aversion in determining equity exposure.  (0:26:39) Combining value and momentum for higher Sharpe ratios.  (0:32:34) Long‑short direct indexing and how leverage increases tax‑loss harvesting.  (0:34:00) Why fees, complexity, and risk of direct indexing may not be worthwhile without alpha.  (0:43:21) The "crystal ball" experiment—advance information, poor sizing, and excessive leverage.  (0:49:28) The role of leverage in markets—ETFs, options, embedded leverage, and nonlinear instability. (0:52:50) Why leverage can create nonlinear interactions and amplify market instability. (0:52:55) When borrowing to invest can make sense, particularly for younger investors with substantial human capital and limited financial capital. (0:55:00) Why borrowing costs, expected equity returns, risk, and the possibility of losing a large portion of savings make leverage a difficult decision. (0:57:29) Why the risk-adjusted return from additional equity exposure matters more than the headline expected return. (0:58:42) The relationship between human capital and leverage—and why human capital is not necessarily bond-like. (1:00:01) Victor's advice to his younger self: be proactive, become financially literate, and make a lifetime financial plan. (1:02:18) Why dedicating time to financial education can meaningfully change how people approach financial decisions. Sources From Today's Episode — https://zbib.org/62e42e55fae14cb0a1aa62941d6996a2  Links From Today's Episode: Meet with PWL Capital: https://pwlcapital.com/ PWL Team — https://pwlcapital.com/our-team/ Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder on Spotify —https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=fe7f60349b584026 Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Victor's website — www.elmwealth.com  Books From Today's Episode: Get Rich Once: and Other Financial Wisdom for Our Younger Selves by Victor Haghani, James White — https://www.amazon.com/Get-Rich-Once-Financial-Younger/dp/1394479964  The Missing Billionaires by Victor Haghani, James White — https://www.amazon.com/Missing-Billionaires-Better-Financial-Decisions/dp/139430823X  Papers From Today's Episode: Who Killed the Random Walk? How Extrapolators Create Booms, Busts, Trends, and Opportunity — https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6062494    Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)  

Today Guest Host Matt Haiken is joined by Bill Solko, Dealer Principal at Automotive Avenues. In 2009, Bill's accountant told him he had lost $1.2 million, and a few weeks later he drove past an empty dealership and decided to go retail. Last month Automotive Avenues sold 1,025 used cars across two New Jersey stores, and it outsells Carvana in the New York market while making around $800 a car, compared with the $3,800 Bill says the big box players target. Bill breaks down his "wholesale to the public" model, why he retails aging cars instead of dumping them at auction, and why he throws predatory lenders out of his office. He also reveals, publicly for the first time, the private equity acquisition that timed out after a year in contract. Topics: 02:45 Dropped Out Of High School In 10th Grade. 09:45 Wholesaling Was Commodities Trading. 13:25 Accountant Said He Lost $1.2 Million. 17:25 Auction Owner Said Buy, We'll Figure It Out. 26:40 Selling 1,000 Cars With $800 Margins. 34:30 Manufacturers Create Artificial Demand. 50:35 Rejects Predatory Lender Programs. This episode is brought to you by: 1. Turn Automotive – Retail more vehicles. Buy cars right from customers' driveways. Their in-store appraisal tools help sales staff overcome trade objections and free managers to focus on desking deals. Their guaranteed offers help dealers know their exit before they own the trade, especially vehicles that don't fit their retail stocking plan. Off-Site Appraisal lets dealers appraise and buy vehicles directly from customers at home. Plus, every transaction includes their industry-leading warranty. Schedule your demo today @ here. 2. LotAgent – Stop stacking software. Agents are the way out. One problem, One Agent, only $99. Try it free now @ here. 3. CDG Circles - Your peer network without the travel. Learn more @ here. 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Feast of Tabernacles (Sukkot) dates 2026: Begins sunset Friday, September 25 Ends nightfall Friday, October 2   In this teaching from under the sukkah, Rabbi Schneider and Dustin Roberts explore Sukkot as the Feast of Rejoicing and a reminder of God's supernatural guidance in the wilderness. Discover how Sukkot points us to a Spirit-led life of trust and obedience. **** BECOME A MONTHLY PARTNER - https://djj.show/YTAPartner **** DONATE - https://djj.show/YTADonate   Visit our website at DiscoveringTheJewishJesus.com  

Stewart Heath lost 200 units in 2008 by trusting the bank. Now he buys only boring, stabilized commercial real estate.Stewart Heath is a CPA with more than 35 years of experience and a returning RealDealChat guest. Before 2008 he owned about 200 units across Nashville and Franklin, Tennessee, and he let his lenders' approval stand in for his own underwriting. Today his firm buys only stabilized medical office, suburban office, and mixed-use properties along the I-65 corridor from Nashville to Birmingham, using fixed-rate debt and a simple motto: boring is beautiful. He and Jack cover what 2008 taught him, why deals still work at 2026 rates, and why he thinks off-market deals are overrated.Questions answered in this episode:Can you trust a bank's approval as a second opinion on your deal?Do commercial real estate deals still pencil with rates near 6%?Why didn't the commercial "debt wall" create the distressed deals investors expected?Is medical office a better investment than self-storage right now?Are off-market commercial deals really better than listed ones?Stewart Heath is a CPA, commercial real estate investor, and author of the free book Don't Do What I Did. His firm buys and manages stabilized commercial properties for investors seeking tax-advantaged cash flow.

What will you leave to the next generation—and will they be prepared to steward it well?A faithful wealth transfer involves more than deciding who gets what. It means thinking carefully about the people who will receive those resources and whether they have the wisdom, maturity, and spiritual foundation to handle them faithfully.Dr. Kelly Rush, Professor of Finance, Financial Planning Program Coordinator, and Chair of Business and Technology at Mount Vernon Nazarene University, points to David and Solomon as a compelling biblical example. Rush, who also serves on the board of Kingdom Advisors, says David did more than accumulate resources for his son. He prepared Solomon for both great wealth and great responsibility.David knew Solomon would eventually build the temple in Jerusalem. So before transferring tremendous resources, David helped prepare his son for the work ahead.His example offers families four important principles for thinking about wealth transfer today.1. Pursue Unity Before Making a PlanThe first principle is unity: husbands and wives should agree on their plans for transferring wealth.We see this in 1 Kings 1. As David neared the end of his life, his son Adonijah attempted to establish himself as king. Bathsheba approached David and reminded him of the commitment concerning Solomon. David acted, and Solomon was publicly established as his successor.For families today, the circumstances are obviously very different, but the underlying principle remains valuable. Parents should work toward a shared vision for what they hope their wealth will accomplish and how it will eventually be distributed.That unity can clarify the plan for the entire family. Children and other heirs are less likely to receive conflicting messages when parents have already worked through difficult questions together.Before asking, “How much should we leave?” couples may need to begin with a more fundamental question: “Are we united about what we hope this wealth will accomplish?”2. Transfer Wisdom Before WealthAssets will eventually change hands. The larger question is whether wisdom will accompany them.David understood that Solomon needed more than resources. He needed spiritual and practical preparation.David prayed that God would give Solomon wisdom and understanding, and he personally instructed his son to know the Lord and serve Him wholeheartedly. He also gave Solomon detailed plans for the temple and prepared him for the responsibilities he would inherit.In other words, David did not simply leave Solomon a fortune and expect him to figure things out.Parents today have a similar opportunity. Children and grandchildren can be taught biblical principles of stewardship alongside practical financial skills such as budgeting, saving, giving, investing, and making wise decisions.The goal is not merely to prepare assets for heirs. It is to prepare heirs for assets.That preparation may begin long before an inheritance is in view. Younger children can learn to manage small amounts of money and decide how to give. Teenagers can take on greater financial responsibilities. Adult children can increasingly participate in conversations about family resources, generosity, and long-term plans.Wealth without wisdom can create significant challenges. But when wisdom comes first, financial resources can become another tool the next generation is prepared to steward faithfully.3. Consider Readiness, Not Just AgeDavid recognized something important about Solomon: he was “young and inexperienced” (1 Chronicles 22:5).So David prepared him gradually. He imparted wisdom. He supplied practical plans and instructions. Eventually, Solomon received the resources he needed.Families today can also think carefully about both the timing and amount of wealth they transfer.No universal age marks when someone suddenly becomes ready for significant financial responsibility. Parents should consider an heir's spiritual, emotional, and financial maturity rather than relying on age alone.Where gaps exist, they can become opportunities for further preparation.That may mean gradually increasing responsibility over time. In some situations, families may use joint accounts while younger heirs learn to manage money. For larger inheritances, trusts or trustee oversight may provide both protection and an opportunity for continued growth in stewardship.Communication is also essential. Heirs should not necessarily be surprised by a family's wealth-transfer plan after a parent dies. Appropriate conversations ahead of time can allow children to understand their parents' intentions, ask questions, seek wisdom, and prepare for future responsibility.And those plans do not have to remain static. As children mature and circumstances change, parents can revisit their plans accordingly.4. Give Wealth a Purpose Beyond YourselfDavid accumulated extraordinary resources for the temple, drawing from both Israel's treasury and his personal wealth.Yet David would never build it himself. God had given that responsibility to Solomon.David could have looked at that limitation and decided the project was no longer his concern. Instead, he prepared extensively for something another generation would complete.That offers an important perspective on stewardship. We cannot take our possessions with us when we die, but we can thoughtfully use them while we are here in ways that bless others and support work that continues beyond our lifetime.For families, that may include making generosity part of family life now rather than waiting until an estate is distributed.Parents might invite children into giving decisions, support ministries together, or develop a family mission statement that expresses the values they hope will continue into future generations. Some families may also incorporate charitable gifts or trusts into their estate plans.The specific tools will vary. The deeper goal is to cultivate a family culture in which wealth is understood as something God entrusted, not merely something to consume or accumulate.Use Financial Resources to Build Something GreaterRush has seen this principle at work in her own family. She and her husband have used financial resources to take their children on family mission trips, giving them opportunities to serve together and learn to share the gospel.Those experiences illustrate an important possibility: financial capital can sometimes develop something far more important—spiritual maturity, relationships, wisdom, and a vision for serving others.For parents, that raises a worthwhile question: How might the resources God has entrusted to us today help prepare the people who may steward them tomorrow?The answer will look different for every family. But the biblical pattern reminds us that wealth transfer is not simply an estate-planning event at the end of life. It is an ongoing process of teaching, communicating, preparing, and modeling faithful stewardship.David prepared resources for Solomon, but he also prepared Solomon for the resources. That may be one of the greatest gifts we can give the next generation.On Today's Program, Rob Answers Listener Questions:My bank is being acquired, and the new bank has limited in-network ATM access when I travel. I'm considering switching to an online bank with a larger nationwide ATM network. What should I look for?I'm 40 and have three old 401(k)s from previous employers. Some advisors suggest consolidating them into one account with expected returns around 8% to 10%, while another is proposing a hedge fund targeting 15% to 17%. How should I evaluate these options?My daughter is in her 50s and currently incarcerated. When she comes home, she'll have no income, no car, and significant credit card debt, though she owns her home outright. Should she consider bankruptcy, and what's the best way to address her debts?Resources Mentioned:Become a FaithFi PartnerNerdWallet | BankrateAdelFi Christian BankingAlly | Charles Schwab Bank | SoFi | Alliant Credit Union | AxosFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. 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Kevin Williams spent more than a decade dealing with serious concussions and then a Lyme disease diagnosis that took 10 years to find. Today he's the co-founder of Ravel Health, a virtual care platform for people with complex chronic illness like Lyme, mold toxin illness, long COVID, ME/CFS, and fibromyalgia.We talk about Kevin's simple morning routine of meditation and breathwork, why he treats his energy as finite even while running a startup, and the big lesson from launching: they learned more in the first month of their pilot than in a year and a half of research.Kevin also walks through what raising money really looks like, from friends and family to an accelerator to crowdfunding, and the pressure that comes with it. We wrap up with a great conversation on purpose and why the "meaning of life" question gets quieter when you're working on something that matters to you.Take the ideas from this show and put them to work. Grateful Go-Getters is my daily accountability community...post what you're grateful for and your #1 task each morning. $5/month or $37/year. Free trial: https://www.skool.com/grateful-go-getters-8488/about

Michael Baron of Baron Capital explains his case for AI beneficiaries beyond the biggest tech stocks, including software companies the market fears will be disrupted. He joins Matt Zeigler and Justin Carbonneau to discuss how competitive advantages, management quality, and a long investment horizon shape the firm's growth portfolios.Baron Capital's co-president and portfolio manager walks through the firm's investments in Tesla and SpaceX, from vertical integration and autonomous driving to reusable rockets, Starlink, and the potential for AI infrastructure in space. He also explains why proprietary data may strengthen some software businesses, how the firm manages positions as winners grow, and what would make him sell. The conversation closes with lessons from Ron Baron on curiosity, primary research, and building conviction.Topics covered:Finding growth opportunities across technology, financial services, real estate, and consumer businessesWhy Michael Baron believes some apparent AI losers could become beneficiariesProprietary data and the investment cases for Shopify, Guidewire, FactSet, MSCI, and GartnerTesla's evolution, energy business, and the potential economics of autonomy and softwareSpaceX's reusable rockets, Starlink, and Michael Baron's vision for AI infrastructure in spaceValuing businesses over a long horizon and assessing reliance on key leadersLessons from Ron Baron and the importance of management relationships during market stressLetting winners run while managing concentration, leverage, and portfolio correlationsDistinguishing portfolio trims from selling when a competitive advantage deterioratesWhy Michael Baron believes AI will increase the importance of investment judgmentLearn more about Baron Capital:https://www.baroncapitalgroup.com/Chapters:00:00 Michael Baron on finding growth beyond technology04:16 AI disruption and the opportunity in software10:54 Tesla, Elon Musk, and vertical integration18:33 Long-term valuation and key-person risk23:28 SpaceX, Starlink, and AI infrastructure in space34:11 Lessons from Ron Baron and the firm's future40:08 Evaluating management and competitive advantages47:11 Time as an edge and managing growing positions54:11 When to trim a position and when to sell58:11 Curiosity, primary research, and convictionLearn more about the Excess Returns podcast network:https://excessreturns.coNo information discussed in this podcast should be construed as investment advice. Securities discussed may be held by the hosts and guests, their firms or their clients.

1. FC Union Berlin defender Amber Tysiak sits down to discuss her football journey and orchestrating a backline in the Frauen-Bundesliga.Amber joins the podcast to share insider insights on her high-profile January transfer window move to Berlin, taking her game to the next level, Union Berlin's high-stakes campaign to compete at the absolute peak of German women's soccer, and entering an ambitious club at an unprecedented turning point, becoming a part of the team's climb to the pinnacle of European soccer.She shares what it meant to enter the international environment as a rising star, tracing her journey back to her earliest soccer memories and her senior Red Flames debut against the Netherlands. Given her major tournament experiences representing Belgium at 2 European Championships, she shares how she learned to navigate that elite pressure and the advice she would give to her younger self.Amber also talks about her evolution as a player, reflecting on her initial time in the Belgian domestic league with OH Leuven, navigating the tactical hurdles of razor-thin second-place finishes, before unlocking her potential in the English WSL with West Ham United, and now thriving in Germany in front of Union Berlin's jaw-dropping, record-breaking crowds of over 17,000 supporters. She takes us into the locker room to discuss the delicate balance of adjusting to the unique physical demands of the Frauen-Bundesliga and how a highly anticipated club reunion with international teammate Hannah Eurlings directly impacts her squad's on-field cohesion and defensive chemistry.Amber shares why the Union Berlin long-term project was the perfect step for her career, with the club heavily investing into world-class infrastructure, the exact mindset required to serve as a focal point in the squad, and the profound pieces of wisdom that altered how she views the game, including how a defender channels the confidence of scoring an international hat-trick on the world stage. She walks us through her 50-cap milestone with the Red Flames, detailing the evolution of her leadership role on the backline and the legacy she aims to leave behind for country and club alike.Lastly, she shares what excites her about the upcoming international playoffs and World Cup qualifiers, her short and long term goals for her personal soccer vision board, and so much more!Thank you all for listening! Remember to follow us wherever you get your podcasts, on Instagram (@the_womens_soccer_podcast) and Bluesky (@thewomenssoccerpod.bsky.social). In addition, leave a 5-star review and tell all your friends about our show!

Chabad Chassidus is an all-embracing world outlook and way of life which sees the Jew's central purpose as a unifying link between the Creator and His world. Written by the Alter Rebbe, the founder of Chabad, Tanya is the central text of Chabad Chassidus. It shows the reader a path to realizing their purpose and developing a deeper relationship with G-d. Choose from one of the two formats available: through Lessons in Tanya - a profound and clear explanation of the Alter Rebbe's writings, or through an audio class.

What happens when a vacation rental executive who has experienced the industry at virtually every level decides to go back to the basics? In this episode of The STR Data Lab, Jamie Lane sits down with Bob Milne, COO and President of First Chair Destinations, to unpack decades of lessons from building, scaling, and reshaping vacation rental management businesses. From running thousands of homes in Steamboat to navigating Wyndham and Vacasa, Bob shares why he believes vacation rentals are ultimately a hospitality and relationship business—not simply a technology business.The conversation explores the tradeoffs between scale and local operations, what can—and can't—be centralized, the challenges of proprietary technology, and what Bob learned from Vacasa's rapid growth and transition to a more localized model. He also dives into why ski destinations offer opportunities beyond the traditional winter season, how events and summer demand can reshape seasonality, the role professional managers can play in local regulation, and why First Chair is pursuing moderate, deliberate growth rather than growth for growth's sake.You don't want to miss this episode!Key TakeawaysWhy vacation rental management is fundamentally a people and hospitality business, and where technology can—and can't—replace local expertise.Which parts of a vacation rental business actually benefit from scale, from technology and marketing to operations and owner communications.What the transition from Vacasa's national model to more localized operations reveals about the importance of boots-on-the-ground teams.How ski destinations can reduce seasonality by tapping into summer travel, weddings, events, outdoor recreation, and improved air access.Why sustainable growth may require a different approach than rapid expansion, particularly when balancing owner retention, local relationships, and operational quality.Sign up for AirDNA for FREE

Glioblastoma remains one of the most aggressive and difficult-to-treat forms of brain cancer, with recurrence posing a significant challenge for patients and researchers alike. In this episode of Moving Medicine Forward, Jeremy Schrand sits down with Moya Daniels, Vice President, Head of Regulatory and QA at Optieum Biotechnologies, to discuss the company's novel CAR-T cell therapy program, OPTF01, and its potential to transform treatment for recurrent glioblastoma. Moya shares insights into the science behind targeting both tumor cells and the tumor microenvironment, the evolving landscape of cell and gene therapy, and how global collaboration is helping accelerate innovation for patients with serious diseases.  1:30 | Introducing Optieum and the science behind OPTF01 2:20 | The unmet need in glioblastoma and the challenge of recurrence 4:45 | How OPF-001 differs from other treatment approaches 6:00 | Japan's role in advancing cell and gene therapy innovation 7:20 | Global regulatory strategy and the future of regenerative medicine 8:30 | Lessons from the Asia-Pacific biotech landscape 10:30 | The importance of collaboration in early clinical development 13:00 | What successful biotech-CRO partnerships look like 16:00 | Upcoming milestones for Optieum and the future of CAR-T therapies 17:15 | Expanding cell therapy beyond oncology into broader disease areas 

Fresh off the Omar Roubi interview, Marc and Vassilis sit down for the PostPod to work through what stuck.The uncomfortable one: when the business is broken, whose job is it to stop advertising? Target Canada ran full advertising cycles, back to school, holiday, the works, while shelves sat empty and the experience fell apart. So the spend did not just fail to help. It amplified a promise the business could not keep. "Expect more, pay less" landed as "expecting more, paying more."They get into the reflex every marketer knows: use it or lose it, and the maturity it takes to hand budget back and say the problem is upstream. Plus leading versus lagging indicators, why revenue tells you far too late, and how supply chain efficiency and customer sentiment map onto physical and mental availability.They also sit with the thing that keeps pulling them back: it was not one P, it was the clock. A lease deal and government hiring timelines built a manufactured pressure that eroded the quality of every decision after it. Nordstrom entered around the same time with a slower playbook and lasted longer.No clean verdict. A much better set of questions.Enjoy the show!Chapters00:00 Doomed from day one00:38 PostPod: debriefing Target Canada00:52 A case study that keeps giving02:40 Going all in, and Nordstrom's different path04:05 Canada's geography vs three warehouses05:41 Whose job was it to say "stop advertising"?07:49 Use it or lose it: should marketing give budget back?08:14 Shared accountability and deferred blame10:56 Leading vs lagging indicators12:08 The promise to the customer13:49 Mapping mental and physical availability14:13 The price problem: priced premium, wasn't16:08 You can't isolate one P: the clock17:00 Making quality decisions under pressure19:28 Why extremes are the best teachers

Documentary narration takes more than a great voice. Veteran voice actor and coach Thom Pinto joins me to explore the voiceover techniques that turn a polished read into compelling storytelling, and the habits that can hold your performance back.With more than 30 years of documentary and docuseries narration experience, Thom shares how he approaches script analysis, emotional range, visualization, and connecting with an audience. His credits include the History Channel, Smithsonian, BBC, and the Weather Channel.We get into why your default narrator voice can work against you, how to make familiar words sound like a fresh discovery, and what it takes to bring your own perspective to an audition. Because sounding good and making someone care are two very different skills.In this conversation, you'll learn:• How to use “think visually, act vocally” in your voiceover work  • Why smooth delivery can flatten a story's tension and surprises  • How Thom's Colors of Your Voice technique develops emotional variety  • What watching documentaries can teach you about narration  • How to adapt your delivery to the audience, visuals, and subject matter  • Why distinctive choices matter more than imitating another narrator  • How to stay relevant as your voice and the industry change  Thom also shares the thinking behind his course, Primetime Narration: Mastering Documentary Storytelling, and the lessons he wants to pass on to the next generation of narrators.CHAPTERS  00:00 Meet Thom01:17 Creating Primetime Narration  07:45 Lessons from his first documentary jobs  11:22 What makes a story compelling  14:53 Think visually, act vocally  20:44 Beyond a beautiful voice  25:39 The Colors of Your Voice technique  30:33 Understanding your audience  35:13 Staying relevant in voiceover  39:51 Who Primetime Narration is for  44:04 Finding the confidence to leave your stamp  Build the business behind your voice with VO Pro:  https://vopro.proSubscribe for more conversations about voice acting, voiceover marketing, and building a sustainable VO career.What narration habit are you working to break? Tell us in the comments.#VoiceOver #DocumentaryNarration #ThomPintoLinks: (When possible, I use affiliate links and may earn a commission. See disclosure below.)▶️ Subscribe: https://vopro.pro/youtube

Jamie Siminoff built the first WiFi video doorbell in his garage, got rejected on Shark Tank, and nearly went bankrupt "at least four times" while growing Ring into one of the largest consumer hardware businesses in the world.We talk about the $1.15B sale to Amazon, coming back to lead Ring after leaving post-exit, and what he learned having a fresh set of eyes on the business.We also get into the near death stories, like Christmas the company almost died from $1M of bricked doorbells, the $175k "F you, wire it" fight for the Ring.com domain, betting millions on TV ads when the board said no, landing Shaq as an early investor and celebrity endorser, the real backstage story of three dead demo units on Shark Tank, and why Jamie thinks AI can zero out crime in neighborhoods.Thanks to this episode's sponsors:Monaco: The revenue engine for startups https://monaco.comFlex: Premium banking, 60-day credit, 0% APR https://home.flex.one/referral/bananacapitalNumeral: Sales tax on autopilot https://numeral.comAmplitude: AI analytics https://amplitude.comTimestamps:(0:00) Leaving Amazon, coming back with fresh eyes(7:49) Deleting every useless meeting(10:21) Zero-based time budgeting(15:31) Bubble, or the golden age of AI?(19:50) $480M to several billion in revenue(23:48) Lessons on obsession from MrBeast(30:17) The AI vision for Ring(34:05) The $10k feature he can't ship yet(38:50) Building apps on top of Ring(40:03) Building in his garage, the Kickstarter ban(44:45) The pre-sale, and the fear of getting copied(47:59) How he talked his way onto Shark Tank(49:24) Three dead units backstage(54:04) Threatening Shopify's CEO before air(55:23) The Christmas Ring almost died(58:59) The midnight fix that saved the company(1:01:22) Raising from True Ventures, the "ass hat" email(1:05:04) Hiring gritty “new to business” people(1:07:15) Missionaries, not mercenaries(1:10:13) Building an authentic brand people trust(1:12:49) Buying Ring.com with the last $175k of cash(1:18:11) “We were always on the verge of bankruptcy”(1:19:12) Betting $1M on TV ads when the board said no(1:22:43) Why TV ads actually work(1:25:26) Richard Branson, and doubling mid-raise(1:28:46) Closing Shaq, how to do authentic celebrity endorsements(1:33:27) Selling to Amazon for $1.15 billion(1:35:16) Being paranoid to lose people's money(1:36:38) Mentors, and never meeting your heroesReferenced:Ring: https://ring.comDyson: https://www.dyson.comTrue Ventures: https://www.trueventures.comOm Malik: https://om.coAdam D'Augelli: https://www.linkedin.com/in/adamdaugelli/Saar Gur: https://www.linkedin.com/in/saargur/Eoghan McCabe: https://www.linkedin.com/in/eoghanmccabe/Sky Dayton: https://www.skydayton.com/Tobi Lütke: https://www.linkedin.com/in/tobiaslutke/Follow JamieTwitter: https://x.com/JamieSiminoffLinkedIn: https://www.linkedin.com/in/jamiesiminoff/Follow TurnerTwitter: https://twitter.com/TurnerNovakLinkedIn: https://www.linkedin.com/in/turnernovakSubscribe to my newsletter to get every episode + the transcript in your inbox every week: https://www.thespl.it/

Show notes: What does accessibility really look like in the wedding industry?This week, I'm chatting to Charlotte Rowe, founder of The Unseen Weddings, about her experience of planning her own wedding as a disabled bride and the lack of accessibility and representation she has encountered along the way.From struggling to find genuinely accessible venues to seeing very little representation at wedding shows, Charlotte shares some of the experiences that inspired her to start The Unseen Weddings project.We talk about why simply describing somewhere as “wheelchair accessible” isn't always enough, why asking couples what they actually need is so important, and how accessibility can look completely different from person to person.And it isn't just about venues. We explore what photographers, florists, DJs, planners and other wedding professionals can do to make their businesses more inclusive; from asking better questions during consultations to thinking about sensory needs, mobility aids, photography and representation.Charlotte also shares some of the positive experiences she's had, including a wonderfully accessible engagement experience at the Sea Life Centre, and explains her plans to create a directory of wedding suppliers who are committed to learning, listening and doing better.If you're a wedding professional, I hope this episode makes you stop and think about your own business and the small changes you could make to create a more accessible experience.Unseen Weddings InstagramTime stamps:00:57 - Charlotte Rowe — Founder of Unseen Weddings08:45 - Sea Life Center: Accessibility Done Right13:31 - Directories and Accessibility: Finding Accessible Wedding Venues22:28 - When Wedding Planning Doesn't Reflect You: Realising You're Unseen26:00 - Turning Frustration into Action — Starting Unseen Weddings32:10 - Creating an Inclusive Supplier Directory and Accessible Events39:34 - Asking About Accessibility: How Suppliers Should Start the Conversation45:26 - A Word of Caution: Who Should Get Involved

Happy October!The fact that it is the holiday season is unreal. What is time. I'm back with part two of my reflections around core values, and how they are present with all the ways I am working to shape the life I want to live. I hope you listen to the end.Core Values Sheet: https://brenebrown.com/resources/dare-to-lead-list-of-values/Newsletter is relaunching January 2027! Subscribe here! https://thoughtful-builder-3718.kit.com/0b2ee7a5acSubscribe to my Youtube channel! https://www.youtube.com/@Amaka_ChineloDrop the show a follow in IG: @thelettersandlayerspodI appreciate you!

Join Kevin Diamond, Co-Founder and CEO of LumiCup, for a masterclass on how agile startups can disrupt entrenched industries without blowing through massive venture rounds. While legacy beverage and packaging conglomerates pour tens of millions of dollars into heavy manufacturing and traditional R&D to create eco-friendly alternatives, single-use plastics still dominate venues and events. Drawing on more than 20 years of technology and retail executive leadership—including Chief Digital Officer at PLBY Group, CTO at The Black Tux, and senior tech roles at Forever 21 and Nordstrom—Kevin breaks down how LumiCup engineered an ultra-lightweight, endlessly recyclable aluminum cup that outperforms heavily funded competitors, all while leveraging AI to run an ultra-lean operational stack.

Anthony Dyer, a retired Combat Special Missions Aviator, joins Chris and Amy. 'I don't think Hollywood itself could write a script like what happened,' on that plane over Saudi Arabia yesterday. He shares how cockpit safety changed since 9/11 and dealing with crews when he was in the Air Force. Dyer is the author of 'Moonchild: The Roots and Wings of a USAF Combat Special Missions Aviator'

Sam Merrill has made some big shots and missed some big shots. Through both, he's learned to focus less on what just happened and more on becoming better and preparing for what comes next. On this week's episode, Sam shares how a practice of daily repentance has influenced the way he approaches both his faith and his career in the NBA. "When you look at a team that is all in, it's every guy is doing the best that they can do to help the team win—whatever that looks like. There's a level of humility that that takes. You can have no pride, no egos, and everyone is focused on what really matters. And I think from a gospel perspective it's really similar. It's not all in on being perfect but having a constant desire to get better and to strive to be the best that you can be." 2:17- The Aggie Example of Returned Missionaries 4:32- Resilience and Dedication Learned in Nicaragua 13:18- A Temple in Cleveland! 18:20- Ready to Serve a Mission 21:16- The Support of a Spouse 23:01- Perspective Provided by Faith 25:06- Working for a Spot in the League 27:47- Donovan Mitchell and 'Money Merrill' 29:45- The Blessing of Going Home 31:31- Big Shots and Big Moments 36:44- What Does It Mean to Be All In the Gospel of Jesus Christ? Links: From the Logo with Jimmer Fredette interview: https://www.youtube.com/watch?v=eMawE8oUpE4 Sam Merrill's Big Shot at Utah State: https://www.youtube.com/watch?v=ShC02_e8UbM Donovan Mitchell in Money Merrill Jersey: https://www.youtube.com/watch?v=HcF_D9tY-Ww "Anyone who imagines that bliss is normal is going to waste a lot of time running around shouting that he has been robbed. The fact is that most putts don't drop, most beef is tough, most children grow up to be just like people, most successful marriages require a high degree of mutual toleration, and most jobs are more often dull than otherwise. Life is just like an old time rail journey ... delays, sidetracks, smoke, dust, cinders, and jolts, interspersed only occasionally by beautiful vistas and thrilling bursts of speed. The trick is to thank the Lord for letting you have the ride." ― Jenkin Lloyd Jones Brad Wilcox, "My Grace is Sufficient" - https://speeches.byu.edu/talks/brad-wilcox/his-grace-is-sufficient/

Tim Furey went from surviving the high-intensity floor trading pits of the Chicago Board of Trade to surviving a near-fatal medical emergency, ultimately building TradeView Markets into a global financial brokerage.After getting his start as Merrill Lynch's youngest commodity broker hire in nearly four decades, Tim risked everything to move to Chicago and learn the craft of floor trading. Through grueling pit battles, he learned the ultimate lesson in market survival: mastering defense and managing risk above all else. Years later, while running his firm and raising a family, Tim survived a sudden medical crisis where doctors gave him a 5% chance of living, an experience that further cemented his relentless drive, resilience, and vision as a leader.In this conversation, Tim breaks down his "hungry dogs run faster" mindset, the lost art of pit trading, why defense creates offense in the markets, and how he turned adversity into fuel to build a global financial services brand. In this episode, we explore:• Lessons learned from legendary mentor Jeff Stoutland ("Hungry dogs run faster")• Becoming Merrill Lynch's youngest commodity broker hire in nearly 40 years• Survival in the Chicago Board of Trade pits and the concept of the "power of the lean"• Why risk management and learning how to lose are the keys to long-term trading survival• Transitioning from prop trading to launching TradeView Markets• How a near-fatal medical emergency and a 5% chance of survival reshaped his life and mindset About Tim Furey:Tim Furey is the Founder and CEO of TradeView Markets, a global multi-asset brokerage serving traders worldwide. Beginning his career in Merrill Lynch's Futures Division, Tim went on to trade on the floors of the Chicago Board of Trade before transitioning to proprietary trading and entrepreneurship. Known for his resilient leadership and commitment to continuous improvement, Tim leads TradeView Markets while actively supporting amateur sports initiatives, including women's rugby in the Cayman Islands. Links + Resources:LinkedIn: https://www.linkedin.com/in/timfurey/Instagram: https://www.instagram.com/timfurey.ceo/Facebook: https://www.facebook.com/timfureyofficial/Website: https://www.tradeviewmarkets.com/en/

 Tim's Book Recommendations:How to Win Friends and Influence People by Dale Carnegie: https://www.amazon.com/dp/0671027034Reminiscences of a Stock Operator by Edwin Lefèvre: https://www.amazon.com/dp/0471059706The Magic of Thinking Big by David J. Schwartz: https://www.amazon.com/dp/0671646788Think and Grow Rich by Napoleon Hill: https://www.amazon.com/dp/1585424331The Education of a Bodybuilder by Arnold Schwarzenegger: https://www.amazon.com/dp/0671797484 Sponsor of Chat With Traders Podcast:Trade The Pool: http://www.tradethepool.com
 Time Stamps:Please note: Exact times will vary depending on current ads. 00:00 Why Defense, Not Offense, Makes You a Profitable Trader 04:10 The Mindset You Need To Have 08:06 Talking About My Mentors “Hungry Dogs Run Faster” 12:38 How Do You Stay Hungry When Your In Success16:58 Being A Trader In Chicago Board Of Trade21:11 The Power Of The Lean26:06 Defense Turn Into Offense31:23 The Trader's Gut33:48 Starting Tradeview Markets35:46 My First Ever Trade In High School41:10 What Do You See In Traders That Make Them Last?45:31 Which Markets Has The Highest Success?50:44 How Do You Identify Top Performers?55:23 Going Into A Coma01:04:03 Giving Back To People01:06:51 What's One Of Your Best Trade?01:08:45 Your Worst Trade?01:10:05 What Advice Do You Give To Traders?01:13:49 Book You Recommend To Traders01:16:26 What Lesson I've Learned In Trading01:17:29 Where Can Traders Find You? Trading Disclaimer:Trading in the financial markets involves a risk of loss. Podcast episodes and other content produced by Chat With Traders are for informational or educational purposes only and do not constitute trading or investment recommendations or advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Czabe is in Nashville and connects with Fantasy Football World's Paul Charchian.00:00 Exploring Nashville: First Impressions02:46 The Growth of Nashville: A City on the Rise06:04 Education and Racial Disparities: A Personal Reflection08:57 The Case Keenum Story: A Journey of Resilience12:12 The Drama of Sports: Male Bonding Through Competition15:06 Quarterback Carousel: The Vikings' Dilemma20:58 Kirk Cousins and the Vikings' Quarterback Dilemma25:14 The Disposable Quarterback Era30:24 The Packers' Struggles and the NFC North Shift32:45 Balding Journeys and Personal Reflections35:08 Trevor Lawrence's Controversial Kneel Down40:03 Coaching Changes and Future ProspectsOur Sponsors:* Check out Ethos and use my code ethos.com/czabe for a great deal: https://www.ethoslife.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Description:  Sigmund Bloom and Bob Harris sort through what we've learned through three weeks of the NFL regular season and how to use it to win your fantasy football league. Surprises, confirmations, disappointments and how to tell what will stick and what is temporary are discussed in this hour of fantasy football therapy.   watch on YouTube -> https://youtu.be/juQYO9Z0qo4    TIMESTAMPS   00:00 Why is volume the safest holding of fantasy value in fantasy football?   02:06 Why is Kalif Raymond still a buy even after his breakout game?   05:20 Why Trevor Lawrence iis going to join the elite fantasy quarterback tier?   09:30 Why should playcallers should be making 50 million dollars a year instead of quarterback?   15:00 Is Drake Maye going to get out of this tailspin or can it get worse?   19:30 Is the Las Vegas Raiders offense for real?   23:30 Why is Brock Bowers so valuable in fantasy football?   30:30 Is Zach Charbonnet an add in leagues without an injured reserve?   32:15 Have the Seahawks lost trust in Jadarian Price?   33:00 Are we underselling Sam Darnold in fantasy leagues?   34:22 Are underestimating CJ Stroud in fantasy leagues?   35:30 What do we think of the Giants trading for JJ McCarthy?   37:17 What feeling should we have about Puka Nacua's short term prospects?   39:54 Why could Konata Mumpfield be the answer to Nacua's absence and a key fantasy football pickup?   41:20 Should we read anything into the Eagles struggles on offense in Week 3?   44:17 Can Frank Reich and Geno Smith keep this going?   48:00 Could Chris Bell be a league winner?   48:50 Could Matthew Golden be a league winner?  

In this episode, Miles & Sofiya talk about the 90 Day Fiance S12 tell-all. All was told; Ads were sold.If you like the show Consider supporting us Click the links below! Join our livestreams on Twitchhttps://www.twitch.tv/420dayfianceJoin our Discord serverhttps://discord.gg/pr6wE9sK64Gain access to The Vault and morehttps://open.acast.com/public/patreon/fanSubscribe/6354533Buy our merch!https://www.420dayfiance.com/merch Hosted on Acast. See acast.com/privacy for more information.

This episode looks at bodybuilding before steroids became widespread, arguing that the era is far more useful (and more complicated) than the usual "pure, simple, natty golden age" story. Drs Eric Helms and Conor Heffernan break down how strength sport, judging standards, gym access, and culture shaped physiques from the 1940s through the 1950s. The big takeaway is that early bodybuilding was not a direct comparison to modern natural bodybuilding. The sport was tied to Olympic weightlifting, evaluated with very different criteria, and influenced by training tools and social norms that changed the entire game. Catch new Iron Culture episodes every Tuesday at 5:30 pm eastern time! Be sure to use code "MRR10" for 10% off your order at elitefts.com Iron Culture is proudly presented by the MASS Research Review massresearchreview.com Chapters 0:00 Intro 5:20 The "pre-steroid era" myth 13:48 Using history to break the rules 15:22 When did steroids actually arrive? 29:13 Were the silver-era physiques natural? 32:11 What the average lifter really looked like 39:33 Why old physiques look so different 43:02 Photography before Photoshop 51:37 Inside the Mr. America contest 1:05:27 Training shifts & the Weider–Hoffman rivalry 1:09:21 Equipment & accessibility 1:21:24 Why training volume was limited 1:22:41 The machine age changes everything 1:31:43 How your entry point shapes you 1:37:05 Lessons from the pre-steroid era 1:42:36 The "banned" lifts that were once normal 1:44:50 Wrap-up

Welcome to the Purple Patch Podcast. On this episode, IRONMAN Master Coach Matt Dixon shared lessons from three WinCycle performance workshops and identified practices for sustaining high performance amid rapid change. Current Headwinds High-growth organizations are operating without a stable playbook as AI accelerates innovation, changes priorities, and outpaces existing processes. New demands are being added to teams that were already operating near capacity. Leaders increasingly value people with a coaching mindset who can filter noise, apply judgment, and focus teams on what matters. Performance Approach Teams should prepare, think, and act like professional athletes: maintain high standards, build systems, and prioritize recovery. Sustainable performance depends on expanding human capacity rather than simply adding workload. Core Practices The performance foundation combines hydration, nutrition, movement, strength training, brief daily resets, and sleep. These practices work as an integrated system to support stress processing, focus, stable energy, resilience, and adaptability. Open question: How can leaders embed these practices into daily work so they become performance requirements rather than optional wellness benefits? WinCycle Context WinCycle was presented as a leadership and team performance program based on lessons from endurance sports. Three workshops were delivered for technology, legal, and private equity organizations. Participant feedback averaged 4.7 out of 5 for the experience and 4.9 out of 5 for likelihood to recommend. Organizational Headwinds Organizations are moving faster because of AI, with work timelines compressed from months to days or hours. Existing processes, priorities, and decision cycles are struggling to keep pace. Teams face increasing demands without equivalent increases in capacity. Athlete-Based Model High performers need disciplined preparation, consistent systems, recovery, and the ability to perform under pressure. Leadership should shift from management toward coaching to help teams navigate uncertainty and focus energy. Performance Foundation Six practices were emphasized: hydration, nutrition, movement, strength, strategic daily resets, and sleep. Together, they support capacity, cognitive performance, energy, physical resilience, and sustainable high performance. Purple Patch and Episode Resources Mike Moritz's Book Ausländer: https://www.simonandschuster.com/books/Auslander/Michael-Moritz/9798897101924 Check out our world-class coaching and training options: Tri Squad: https://www.purplepatchfitness.com/squad 1:1 Coaching: https://www.purplepatchfitness.com/11-coached Run Squad: https://www.purplepatchfitness/com/run-squad Strength Squad: https://www.purplepatchfitness.com/strength-1 Live & On-Demand Bike Sessions: https://www.purplepatchfitness.com/bike Explore our training options in detail: https://bit.ly/3XBo1Pi Ready to book a consultation with Purple patch? Sign up: https://www.purplepatchfitness.com/coachingconsult Live in San Francisco? Explore the Purple Patch Performance Center: https://center.purplepatchfitness.com Everything you need to know about our methodology: https://www.purplepatchfitness.com/our-methodology Amplify your approach to nutrition with Purple Patch + Fuelin https://www.fuelin.com/purplepatch Get access to our free training resources, insight-packed newsletter and more at purplepatchfitness.com

Time to hop in the way, way back machine, friends! We're sharing the good, the bad, and the, yes, ugly lessons we learned from our first copywriting clients, including how Kate missed a client meeting (that led to $100K+ in work) and how Nicki sent postcards to land her first clients. Get ready for some stories we're sharing for the first time, and some tactics you'll want to try ... and some you'll want to avoid. --------------- Get Free Copywriting Training here

P&S ModCast 468 — Defensive Display Done RightWhat separates a justified defensive firearm display from brandishing, intimidation, or an unnecessary escalation? And what happens when displaying a firearm successfully stops an attack—but the defender shoots anyway?Host Matt Landfair joins firearms instructor Steve Moses, litigation consultant Shawn Vincent, and criminal defense attorney Don West for a discussion of defensive firearm displays, sound judgment, and the legal consequences that can follow a self-defense encounter.Drawing on their training and case experience, the panel examines how an armed defender's decisions look to investigators, prosecutors, witnesses, and juries. The conversation connects firearm handling and threat assessment with the broader responsibility to avoid unnecessary conflict and recognize when a threat has changed.Topics include:• Defensive display versus brandishing, and why circumstances and state law matter.• The distinction between displaying a firearm, pointing it at someone, and firing it.• Recognizing an imminent threat and reassessing when an aggressor stops or retreats.• Breaking contact, creating distance, and avoiding a return to the confrontation.• How ego, anger, and the desire to have the last word can undermine self-defense.• Safe gun handling, muzzle direction, trigger-finger discipline, and maintaining visibility of a potential attacker's hands.• Verbal boundaries, managing unknown contacts, and preparing a response before an emergency.• Training beyond shooting drills, including decisions about when to draw—and when to stop.• OC spray and other options between verbal commands and a firearm.• The tactical risks and legal consequences of warning shots.• Calling 911, video evidence, witness accounts, and the importance of context.• Jury selection, the presentation of a self-defense claim, and the financial and personal costs of prosecution.• How social-media advice, firearm slogans, and prior statements can influence decisions and complicate a defense.Real-World Cases:Michael Drejka — The panel examines the Florida parking-lot shooting and the critical distinction between drawing a firearm to stop an assault and firing after the aggressor begins backing away.Sheri McClatchy — A laundromat attendant breaks contact after an assault, calls 911, and displays a firearm when the attacker approaches again. The panel uses this encounter to discuss resolving a threat without firing.Alexander Weiss — A Minnesota traffic incident illustrates the risks of retrieving a firearm and returning to a confrontation, along with the difficulty of using a gun to control another person's behavior.Jeffrey Smith and Arthur Kohn III — A Michigan gas-station confrontation highlights how returning to an argument and introducing a firearm can compromise a subsequent self-defense claim.Dean Keller and Jeffrey Weigle — An Indiana neighbor dispute demonstrates how displaying a firearm can cause another armed person to perceive an immediate threat, with consequences for both physical safety and criminal liability.Mark and Patricia McCloskey — The panel discusses firearm handling, defensive positioning, and the consequences of pointing weapons during the confrontation outside their Missouri home.Kyle Carruth and Chad Read — The Lubbock, Texas, shooting provides another example for discussing disengagement, retrieving a firearm, and returning to a dispute.The central theme is continual judgment: circumstances change, and a defender must respond to the threat that exists at that moment. A firearm display that ends an attack does not automatically justify a shot afterward. Avoidance, restraint, competent handling, and the ability to explain reasonable decisions all matter.Recorded September 29, 2026.Host:Matt LandfairPanel:Steve MosesShawn VincentDon WestGuest Resources:CCW Safe — The Armed Defender's Dilemma, 36 Lessons for Armed Defenders, and the InSelf Defense podcast:https://ccwsafe.com/Episode Sponsors:High Desert Cartridge Companyhttps://highdesertcartridge.com/PHLster Educational Content — practical, brand-agnostic guidance on concealment and concealed carry. Explore their YouTube channel and the PHLster Concealment Workshop onFacebook: https://www.youtube.com/@PHLsterBlue Alpha — belts and supporting equipment for concealed carry, duty, and training:https://www.bluealphabelts.com/Support Primary & Secondary:https://www.patreon.com/PrimaryandSecondaryPrimary & Secondary:Website: https://primaryandsecondary.com/Facebook: https://www.facebook.com/primaryandsecondary/Forum: https://primaryandsecondary.com/forum/Complete Audio Podcasts: https://www.spreaker.com/show/primary-secondary-podcastThis discussion provides general education. Self-defense laws vary by jurisdiction, and individual incidents require analysis of their specific facts.Become a supporter of this podcast: https://www.spreaker.com/podcast/primary-secondary-podcast--2585240/support.

Most women don't fail at building a business online, they quit before it works!!Jasmine Star is one of the OGs of online business. She walked away from a full-ride scholarship to UCLA Law School to become a photographer before she even owned a camera. She made $100,000 her first year, went on to win awards for her work, and started helping other photographers build their businesses.In 2016, she paid $25,000 to join a mastermind where her hot seat question was "what's a webinar?" Two months later, her first course did $255K in five days, all organic, and the next launch did over $1 million. Since then she's built a membership, a tech company (without knowing a line of code), and a coaching program with its own team of coaches, and she's been on more than a thousand calls with women building their businesses.Live on stage, Macy asked Jasmine what separates the women who make it from the ones who stall out. Her answer wasn't strategy, and it wasn't better content.0:00 Meet Jasmine Star, the OG0:55 "I refuse to die": staying power in business1:38 Quitting law school to become a photographer (no camera required)3:48 The $25K mastermind and "what's a webinar?"6:54 Her mom, and the question that changed everything8:50 Why she wants women to make money14:25 What sets apart the women who run with it15:00 Double your cringe17:27 Consistency vs. strategy vs. quality20:09 Attract or repel22:30 Lessons from five seasons of business25:01 Sales come from the inside, and being too close to your own magic26:54 Rapid fire: flops, wins, and the $275 watch30:11 Audience Q&A: "What do I even have to offer?"

What happens when the dream you worked so hard to build becomes the very thing burning you out? In Part Two of Luis Murcia's story, the journey continues beyond becoming a World Champion. Luis shares what happened when he opened his own cheer gym, tried to do everything himself, and learned the hard way that passion alone isn't enough to build a sustainable business. After eventually walking away from gym ownership, another unexpected challenge—COVID—forced Luis to reinvent himself again. What started as teaching himself photography and videography became LMX Digital, a growing media company now working across the cheer industry. This episode is packed with lessons for coaches, gym owners, entrepreneurs, and anyone trying to turn what they love into something that can grow beyond themselves. In this episode, you'll discover: Why trying to wear every hat in your business can lead to burnout—and the importance of building a team that allows you to focus on what you do best. How failure and unexpected setbacks can become opportunities to reinvent yourself, develop new skills, and discover your next chapter. Why scaling requires shifting from doing everything yourself to creating systems, developing people, and building something that can operate without you being everywhere at once. Hit play to hear how Luis turned some of his biggest business mistakes and setbacks into lessons that helped him build LMX Digital—and discover how you can apply those lessons to your own journey. Join our Patreon for ad free listening Buy the Jason's Book, Upside Down and Back Again ⁠ Jason's On-Demand Coaches Training Videos⁠⁠⁠⁠⁠⁠ ⁠⁠ ⁠⁠⁠⁠ Code of Points Cheatsheet FREE⁠ Join the Cheer Mom's Anonymous Facebook Group- https://www.facebook.com/share/g/1Zt7hJYgHL/?mibextid=wwXIfr Brittany's Comp Cheer Checklist- instagram.com/stories/highlights/18356656174188077 Jason's Book Recommendations- ⁠⁠⁠⁠Amazon Affiliate Link⁠⁠⁠⁠ ⁠⁠⁠⁠Follow Let's Talk Cheer on Instagram⁠⁠⁠⁠ Submit a Question of the Week Other great cheerleading podcast to check out- The Cheer Biz Podcast, The Cheer Mom Podcast, Spill the Cheer, Mat Talk Table Talk, Cheer Chats Podcast, MotUS Edge Podcast, The Cheer Dad Podcast and the Here 4 Cheer Podcast Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if your quarterly review wasn't just about the numbers? As we close out Q3, I'm doing things a little differently. Instead of looking only at what I accomplished, what I didn't, or whether I hit my goals, I've been thinking about what the last 90 days have taught me—and how those lessons can shape the next 90. On today's episode of Empowering Women in Real Estate® – The Podcast, I'm sharing five lessons I'm taking with me into Q4: • Growth and complexity don't have to be synonymous. • Participation tells you something. • You don't have to monetize everything you know. • Success can feel "meh" even when nothing is wrong. • Good ideas can still be distractions. I'm sharing the real-life experiences behind each one—from simplifying as my team continues to grow, to finally letting go of something I had built for seven years, to recognizing that sometimes the best thing you can do for your business is pay attention to what's working and resist the urge to add something new. If this quarter hasn't looked exactly the way you hoped it would, don't skip the reflection because you don't love the numbers. There is still so much you can take from the last 90 days. What got easier? What felt unnecessarily complicated? What did you enjoy? What are you ready to release? And what did you learn that could change how you approach what comes next? Listen in, then give yourself a little time to reflect on the lessons you want to carry into your next 90 days.   Click subscribe to be notified every Wednesday when our latest episode is released, and be sure to check out our group on Facebook. https://www.facebook.com/groups/empoweringwomeninrealestate We are 42,000 members strong and we want you to join us! And if you want to follow me on Instagram, that's where I'm having the most fun right now. https://www.instagram.com/karen.w.cooper/ Tickets are now available for our 6th Annual Empowering Women in Real Estate® Conference! The conference is on September 29-30 at the Crowne Plaza Hotel in Dulles, Virginia. You can get all the details and get your tickets here: https://bit.ly/EWREConference

Jacques Pépin has long found beauty in simplicity—a glass of warm milk, a freshly sliced lemon, a garden-ripe tomato—and in transmitting knowledge from one hand to the next. Now 90, the French chef, author, artist, and educator has spent nearly a century immersed in the world of food, beginning as an apprentice in France at age 13 and rising through Parisian kitchens before moving to the United States in 1959. Over the decades, Pépin has become one of the most influential culinary figures in the world, authoring more than 30 cookbooks and appearing in hundreds of cooking programs. This year marks the 50th anniversary of his landmark 1976 book, La Technique, recently reimagined as an expanded edition combining 600-plus foundational skills and 160 recipes. For this “site-specific” episode of Time Sensitive, we joined Pépin at his home in Madison, Connecticut, where he has lived for more than 50 years, to discuss the relationship between technique and speed, how he's developed what he calls his “taste memory,” and the extraordinary role of chance throughout his life.Special thanks to our Season 14 presenting partner, L'ÉCOLE, School of Jewelry Arts, supported by Van Cleef & Arpels.Show Notes: Jacques Pépin[09:19] La Technique (1976)[09:27] Jacques Pépin Complete Techniques 50th Anniversary Edition (2026)[14:28] The Apprentice: My Life in the Kitchen (2003)[11:16] Craig Claiborne[15:49] Le Répertoire de la Cuisine (1914)[15:14] Société des Cuisiniers de Paris[24:39] Charles de Gaulle[25:03] Algerian War[47:26] Julia Child[39:20] Howard Johnson[39:35] Le Pavillon[42:37] Albert Camus [42:37] Samuel Beckett [42:37] Simone de Beauvoir [43:09] Michel Foucault[46:30] Voltaire[55:30] Helen McCully[57:47] James Beard[1:09:40] A Grandfather's Lessons (2017)

Book Alan's Business Breakthrough Session. Your first 30-minute coaching call is FREE. Learn how to prioritize success and let your quality of life become the byproduct. - https://calendly.com/alanlazaros/30-minute-breakthrough-sessionFitness isn't temporary; it's a lifelong lifestyle. Get jacked and join the Next Level Strength Challenge. This group is invite-only. Reach out to Kevin or Alan on Instagram:Kevin: https://www.instagram.com/neverquitkid/Alan: https://www.instagram.com/alazaros88/_______________________What does grief reveal about you when life leaves very little room to hide? In this deeply personal follow-up, Kevin and Alan continue the conversation about what loss can bring to the surface, including anger, family dynamics, old patterns, and the pressure to keep showing up when your capacity is stretched thin. They examine the line between giving yourself grace and using difficult circumstances to avoid growth. The conversation also touches on how early experiences can shape the way we handle connection, abandonment, and responsibility, especially when life becomes unpredictable.Kevin and Alan also address the practical side of loss, including financial preparation and making decisions now that can reduce unnecessary pressure later. This is a grounded conversation about grief, self-awareness, accountability, and what it means to keep growing when life gets heavy. Listen before life hands you the exam and forgets to include the study guide._______________________NLU is more than a podcast. From the Next Level Dreamliner to Group Coaching, we provide tools and communities to help you grow with more clarity, consistency, and accountability.Visit our website and socials through the links below.

Christians often think about stewardship in terms of giving, saving, and spending. But if God owns everything He has entrusted to us, stewardship also raises another question: What about the companies we own through our investments?Harry Pearson, Founder and CEO of OneAscent, says that question became increasingly important in his own journey of faith and finance. OneAscent is a family of companies that equips advisors and investors with faith-aligned solutions for planning, investing, and giving.For Pearson, connecting biblical convictions with investing began with a broader realization: Faith should shape every part of our financial lives.Connecting Faith With the Rest of Our FinancesPearson grew up in a home where generosity was modeled well. His parents taught him to tithe from an early age. For every dollar he earned, he put a dime in the offering plate.What he had not learned, however, was how to connect his faith with the rest of his financial life.That began to change about 18 years ago when he attended his first Kingdom Advisors Conference. Pearson remembers arriving somewhat resistant, but the experience challenged him to consider what it would look like to align his work with the faith God had already planted in his heart.Colossians 3:23 became an important lens: “Whatever you do, work heartily, as for the Lord and not for men.”That principle extends beyond our occupations. If everything belongs to God, then our time, abilities, and financial resources are all things we manage on His behalf.The question becomes not simply, “What do I want to do with what I have?” but, “How can I faithfully steward what God has entrusted to me?”Passing Along Values, Not Just ValuablesThat perspective also changes the way we think about leaving a legacy.Families often devote significant attention to the valuables they hope to leave the next generation—homes, savings, investments, and other assets. Pearson believes Christians should give just as much attention to the values they are passing along.Rather than focusing only on leaving a legacy, he encourages families to think about living one.Children often learn stewardship less from formal lessons than from what they regularly observe. They see how their parents talk about money, respond to financial pressure, practice generosity, and decide what matters most.That gives parents an opportunity to invite their children into the stewardship process.Let them see generosity practiced. Allow them to participate in serving others. Talk with them about why your family chooses to support particular ministries or causes. Those conversations can help the next generation understand not merely what the family owns, but why it uses money the way it does.After all, preparing the next steward is about more than transferring assets. It is about cultivating wisdom and faithfulness in the person who may one day receive them.Do You Know What You Own?The same stewardship framework applies to investing.Many investors purchase mutual funds, exchange-traded funds, or other investments without knowing much about the individual companies they indirectly own. Pearson believes that is worth examining.If God is the ultimate owner of our resources, Christians can thoughtfully consider whether the businesses in their portfolios align with their biblical convictions.That begins with a simple question: Do you know what you own?For some investors, looking beneath the surface of a portfolio may reveal companies or business activities they would not knowingly choose to support. That realization has helped drive the growth of faith-based and values-aligned investing.At OneAscent, Pearson says the investment process includes three broad steps: eliminating companies whose activities conflict with certain biblical convictions, carefully evaluating the remaining investment opportunities, and seeking businesses that are making a positive contribution through the products and services they provide.The goal is not merely to avoid certain companies. It is to think more intentionally about what ownership means and how investment capital is being used.Can Values-Aligned Investing Be Financially Responsible?One concern surrounding faith-based investing has historically been whether applying values to a portfolio necessarily requires sacrificing investment performance.Pearson says the field has developed considerably over the past decade. There are now longer track records, more investment options, and increasingly sophisticated approaches to portfolio construction.But he has also come to appreciate that values-aligned investing is not only about selecting investments. It can also influence investor behavior.When investors consider their principles before markets become volatile, they may be better prepared to stay disciplined when uncertainty arrives. Rather than making emotional decisions in the moment, they can return to an investment philosophy they have already thoughtfully established.For Christians, that provides another opportunity to move from simply knowing what they believe to putting those beliefs into practice.Bringing Stewardship Into the PortfolioFaithful stewardship touches far more than the offering plate. It shapes how we earn, spend, save, give, plan, and prepare the next generation. And for Christians who own investments, it can also shape the way they think about the businesses represented in their portfolios.That does not mean every Christian will make identical investment decisions. But it does mean we can approach investing prayerfully and thoughtfully, remembering that the resources under our care ultimately belong to God.OneAscent helps advisors and investors explore how their financial lives and investments align with their biblical values, including through a portfolio analysis.To learn more, visit OneAscent.com/FaithFi.On Today's Program, Rob Answers Listener Questions:I'll turn 65 in January and am considering disability because my school job is becoming harder to manage. Should I use my employer's short-term disability benefit, apply for Social Security Disability, or both? And when should I start the process?My credit scores are consistently above 800, but a bank recently showed a score of 780 when evaluating me for a HELOC. Why can the scores lenders use differ so much from the scores consumers see?My husband recently passed away, and I received about $50,000 in life insurance proceeds. I'd like to keep roughly half as an emergency fund and invest the other $25,000. I'm 59, working full-time, have only a car payment and a 3.87% mortgage, and may also receive VA survivor benefits. How should I think about using and investing this money?Resources Mentioned:Become a FaithFi PartnerOneAscentWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Social Security Disability Insurance (SSDI)Christian Credit CounselorsFaithful Steward: FaithFi's Quarterly MagazineFaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob WestWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor® (CKA)FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of the Ecomm Breakthrough Podcast, host Josh Hadley interviews Michael Maher, founder of Cartology, an Amazon brand management agency. Michael shares his journey from managing a Starbucks to becoming an Amazon seller and agency owner. They discuss key strategies for scaling on Amazon, including the importance of product reviews, compelling visual content, and diversifying product offerings. Michael also recommends Gap Selling and My Utmost for His Highest, highlights Zapier as a productivity tool, and praises Brett Bohannon as a respected Amazon expert. The episode offers practical, actionable advice for e-commerce sellers looking to grow their brands.Timestamps:Introduction to the Ecomm Breakthrough Podcast (00:00:00)Host Josh Hadley introduces the podcast, his consulting service, and today's guest, Michael Maher from the agency Cartology.Michael Maher's E-commerce Journey (00:03:07)Michael shares his story of hating his job, starting with reselling on eBay, and eventually launching on Amazon.Early Challenges and Lessons on Amazon (00:06:11)Michael discusses his initial struggles on Amazon, including a near-suspension, dealing with inaccurate negative reviews, and learning by doing.Impact of Chinese Sellers and Business Failure (00:08:18)Michael explains how Chinese manufacturers entering the market led to the downfall of his first Amazon business due to competition.Actionable Takeaway 1: Product Reviews (00:09:03)Dissect customer reviews to improve your product. Fixing defective inventory is more important than short-term cash flow for long-term success.Actionable Takeaway 2: Creative Content (00:10:58)Use images to visually convey the solution your product provides. Add keyword-rich text to images for better organic ranking.Actionable Takeaway 3: Product Diversification (00:13:09)Focus on bringing new products to market to avoid dependency on a few items and ensure long-term business growth.Final Thoughts on Actionable Takeaways (00:14:28)Michael adds the importance of cutting losing products to free up cash and mental energy, and embracing controlled experimentation.Most Influential Book (00:16:10)Michael recommends "My Utmost for His Highest" for personal challenges and "Gap Selling" for improving his business sales process.Productivity Tool Recommendation (00:17:44)Michael highlights Zapier for automating tasks between different software, saving significant time on administrative work like scheduling and lead management.Respected Figure in E-commerce (00:19:37)Michael recommends following Brett Bohanon ("The Amazon Cowboy") for his practical knowledge and live learning cohort, "Amazon with Brett."How to Connect with Michael Maher (00:21:18)Michael shares the best ways to contact him, including his email, LinkedIn, and the Cartology agency website for more information.Links and Mentions:"Ecomm Breakthrough Consulting": "00:01:00"  "Ecom Balance": "00:02:00"  "Outsource School": "00:02:00"  "TierPeak": "00:05:00"  "Zapier": "00:17:54"  "ClickUp": "00:17:54"  "Calendly": "00:18:50"  "SquadCast": "00:18:50"  "Make (formerly Integromat)": "00:19:32"  "Amazon with Brett": "00:20:52"  Books  "My Utmost for His Highest": "00:16:21"  "Gap Selling": "00:16:21"  Additional Mentions  "The Longer Game Podcast": "00:02:00"Transcripts:Josh Hadley 00:00:00  Welcome to the Ecomm Breakthrough Podcast. I'm your host, Josh Hadley, where I interview the top business leaders in e-commerce. Past guests include Kevin King, Michael E Gerber, author of the Emmett and Howard Ty. Today I'm speaking with Michael Maher, the owner and visionary for Cartology, a custom done for you services agency that provides full spectrum management for brands on Amazon. And we're going to be talking a lot about the experience he has in seeing what is actually working today to help scale brands on Amazon, and we're going to dive into those specific strategies. This episode is brought to you by Ecomm Breakthrough Consulting, where I help seven figure companies grow to eight figures and beyond. Listen, Michael, I started my business back in 2015 and I grew it to an eight figure brand in seven years, but I made a lot of mistakes along the way. That made the path of getting to eight figures take a lot longer than it needed to. There were times where I had self-doubt in myself as a leader, where whether I could actually run and lead a team of people, or whether my business could actually survive on the Amazon Marketplace, or if we would have the cash flow to be able to purchase new products in order to continue to grow.Josh Hadley 00:01:11  I wish I would have had a guide along the way that would have made getting there a lot quicker and easier to help me navigate around those stumbling blocks I ran into. So to our listeners, those of you who are running into similar obstacles or you're hitting plateaus and you want to know the next steps to t...

"There is always a cost to progress"   Bob Kendrick – President of the Negro Leagues Baseball Museum – on three vital lessons we can all learn from the story of the Negro Leagues. He also points out how progress comes at a price. With integration into Major League Baseball, many Black-owned businesses suffered.   Bob explains why it's important to remember the team managers, owners, and other employees who made the Negro Leagues possible, not just the players who were heroes on the field. Their stories are an essential part of sports business history, and we urge everyone to listen to Bob's full episode for many more stories from the rich history of Negro Leagues baseball.   Listen to the full episode here: https://nvgt.com/podcast?ppplayer=1e977ebc536a4f7840f232ca6e253547&ppepisode=094dbf0f9b0124c594740b88d443a64a   For more insights, visit our LinkedIn page or learn more about Navigate at https://nvgt.com/.

Four Team-Building Lessons Students Will Actually EnjoyTeam building doesn't have to require complicated materials or hours of preparation. In this episode of Counselor Chat, Carol shares four engaging lessons that get students moving, communicating, and working together.You'll hear how to use:Pass the Pencil to build connectionsHuman Taco to strengthen communication and inclusionShipwrecked to practice problem-solving and respectful disagreement4 Corners to discover common ground and appreciate different perspectivesWant the lessonsI use? Here are the links:Pass The PencilHuman TacoShipwreckedGrab the Show Notes: Counselingessentials.org/podcastJoin Perks Counseling Club Membership and get the lessons, small group and individual counseling materials you need. Join now and get your first month free when you sign up for 3 months!Connect with Carol:TpT StoreCounseling Essentials WebsiteInstagramFacebookElementary School Counselor Exchange Facebook GroupCaught In The Middle School Counselors Facebook GroupHigh School Counselor Connection Facebook GroupMentioned in this episode:Perks Membership

The Transformation Ground Control podcast covers a number of topics important to digital and business transformation. This episode covers the following topics and interviews:   Your "Customer 360" Is Really an Order 360 Businesses Act Like It's 2006, Customers Act Like It's 2026 (Anna Falcon, MCA Connect) 67% of B2B Buyers Don't Want Your Salesperson   We also cover a number of other relevant topics related to digital and business transformation throughout the show.    

Chabad Chassidus is an all-embracing world outlook and way of life which sees the Jew's central purpose as a unifying link between the Creator and His world. Written by the Alter Rebbe, the founder of Chabad, Tanya is the central text of Chabad Chassidus. It shows the reader a path to realizing their purpose and developing a deeper relationship with G-d. Choose from one of the two formats available: through Lessons in Tanya - a profound and clear explanation of the Alter Rebbe's writings, or through an audio class.

Need financing for your next investment property? Visit: https://www.academyfund.com/ Want to join us in Tampa, FL on January 18th & 19th? Visit: https://www.10xvets.com/events ____ David Johnston is the founder of Keystone Holdings of Texas, where he's rethinking how multifamily investors evaluate opportunity. After serving in the U.S. Army and graduating from West Point, David built a growing apartment portfolio while earning his MBA at Columbia Business School before joining Nuveen's affordable housing investment team.  As David grew his portfolio, he began questioning the way landlords traditionally evaluate tenants. Rather than relying solely on credit scores and rental history, he developed an approach centered on understanding a person's circumstances, character, and future potential. That philosophy has shaped both his investment strategy and his vision for using data to identify overlooked opportunities within the rental housing market.   In this episode of the SABM podcast, Scott chats with David about: Investing in Future Potential: Why David believes traditional tenant screening overlooks people who simply need an opportunity, and how that philosophy has reshaped his investment strategy. Scaling with an Unconventional Strategy: How David grew from a single fourplex to a 90-unit portfolio by taking a different approach to serving tenants and creating long-term value. Lessons from Institutional Real Estate: David compares building his own portfolio with managing thousands of affordable housing units, and the lessons he's applying from both worlds. The Moneyball Approach to Real Estate: How David is using analytics and AI to measure future potential and rethink the way investors evaluate opportunity. Navigating What's Next: David shares the challenges shaping today's real estate market, along with his vision for scaling Keystone Holdings and his unique investment model. Timestamps: 00:51 David's Army to Real Estate Journey 02:51 Keystone Strategy Explained 05:15 Scaling with Data and Four Levers 08:05 Tenant Interviews and Screening 10:50 Coaching Tenants to Win 15:32 Future Potential vs Past Metrics 16:13 Scaling Plans and Moneyball Model 18:12 Day Job at Nuveen Affordable Housing 20:29 Rates Outlook and Buying All Cash 22:27 Columbia MBA and AI at Work 25:22 Current Challenges and Ask for Help Connect with David: LinkedIn | David Johnston david.johnston8@outlook.com  If you found value in today's episode, don't keep it to yourself—share it with a colleague or friend who could benefit. And if you're a Service Academy graduate ready to elevate your business, we'd love for you to join our community and get started today. Make sure you never miss an episode; subscribe now and help support the show: Apple Podcasts Spotify Leave us a 5-star review! A special thank you to David for joining me this week. Until next time! -Scott Mackes, USNA '01

Recent operations involving Iran have handed the US direct lessons in electromagnetic warfare, and the open question is whether the Pentagon will act on them.For today's conversation, Ken Miller sits down with John Knowles, editor-in-chief of the Journal of Electromagnetic Dominance (JED), to break down what Operation Epic Fury means for EMSO. Together, they discuss directed energy moving into production, why buying more interceptors is easier than changing organizations, and AOC's push for an EMSO combat support agency. John also argues for a dedicated DOD Commercial Solutions Opening (CSO) for spectrum and explains why Golden Dome and counter-UAS make shared spectrum an operational problem at home.We invite you to share your thoughts, questions, or suggestions for future episodes by emailing host Ken Miller at host@fromthecrowsnest.org or by visiting us on our Instagram @fromthecrowsnestpodcast.To learn more about today's topics or to stay updated on EMSO and EW developments, visit our homepage.

https://linktr.ee/thunderinglegion Book study: Men of the Word: Insights for Life from Men Who Walked with God by Nathan Busenitz Today's Episode:  9. Real Men Lead with Courage:Lessons from the Life of Nehemiah (Jonathan Rourke) Study Overview: Foreword & Preface: Real Men Walk with God (John MacArthur) // The Key to Becoming a Godly Man (Nathan Busenitz) 1. Real Men Live by Faith:Lessons from the Life of Abraham (Nathan Busenitz) 2. Real Men Find Satisfaction in God:Lessons from the Life of Solomon (Rick Holland) 3. Real Men Treasure God's Word:Lessons from the Life of Josiah (Tom Patton) 4. Real Men Pray with Boldness:Lessons from the Life of Elijah (Justin McKitterick) 5. Real Men Love to Worship:Lessons from the Hymn Writers of Israel (John Martin) 6. Real Men Flee Temptation:Lessons from the Life of Timothy (Andrew Gutierrez) 7. Real Men Repent from Sin:Lessons from the Life of David (Mark Zhakevich) 8. Real Men Refuse to Compromise:Lessons from the Life of Daniel (Kelly Wright) 9. Real Men Lead with Courage:Lessons from the Life of Nehemiah (Jonathan Rourke) 10. Real Men Love Their Wives:Lessons from the Life of Peter (Rich Gregory) 11. Real Men Shepherd Their Families:Lessons from Ephesians 5–6 (Jim Pile)' 12. Real Men Work Hard:Lessons from the Book of Proverbs (Austin Duncan) 13. Real Men Love Their Enemies:Lessons from the Life of Elisha (Jesse Johnson) 14. Real Men Share the Gospel:Lessons from the Book of Acts (Kevin Edwards)  15. Real Men Love the Church:Lessons from the Life of Paul (Brent Small) Reflect: What does this episode reveal about God's character? How does this episode cause us to see our need for a Savior?  How can we apply lessons learned from this episode to our life? Follow Christ today: ✝️ "Choose this day whom you will serve..." ‭‭Joshua‬ ‭24‬:‭15‬ ‭✝️ "If you confess with your mouth that Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved." ‭‭Romans‬ ‭10‬:‭9‬  Next steps: Share with an armed forces member Follow Instagram, Facebook, Podcast https://linktr.ee/thunderinglegion

What happens when the woman who has always been able to handle everything suddenly realizes her body won't let her operate that way anymore? In this episode, Dr. Mariza sits down with functional diagnostic nutritionist, medical exercise specialist, bestselling author, and women's health educator Jenn Pike for a deeply personal conversation about the capacity shift that can happen in perimenopause. Jenn shares the subtle signs she noticed in her late 30s: alcohol suddenly disrupting her sleep, slower workout recovery, increased soreness, less patience, and a shorter emotional fuse. Eventually, she realized she wasn't simply stressed. Her body needed her to operate differently. They unpack what happened when Jenn stopped forcing intense workouts, began respecting her changing energy, reduced her workload, asked for help, and started saying no, even when disappointing people felt uncomfortable. But this conversation goes even deeper into the identity so many high-functioning women carry: “I've got this. I don't need help.” Listen now to discover why perimenopause may be an invitation to protect your energy, trust your body, and stop treating exhaustion as the price of a full life. JENN PIKE Jenn Pike is a functional diagnostic nutritionist, medical exercise specialist, bestselling author, and women's health educator who has spent years helping women in perimenopause and menopause better understand their hormones and bodies. She is also the host of The Simplicity Sessions podcast. In this conversation, Jenn shares her own experience of entering perimenopause in her late 30s and how it forced her to rethink exercise, work, motherhood, boundaries, identity, and the belief that she always had to be the one who could handle everything. IN THIS EPISODE The subtle perimenopause signs Jenn started noticing before age 40 Why intense workouts stopped feeling good and how she changed her training What overstimulation and a shorter emotional fuse revealed about her capacity How overcommitment and constantly being needed contributed to burnout Why Jenn had to dramatically rethink how much she could put on her calendar Learning to ask for help, delegate, and disappoint people without falling apart Why perimenopause can bring your deepest patterns around productivity and self-worth back up for review How Jenn moved from being “smart” to feeling wiser, calmer, and more trusting of herself QUOTES “The nutrient is actually doing less, and figuring out how to do less better.” “I taught people to expect that of me.” “I don't have to be that person to be loved.” RESOURCES MENTIONED Order my newest book: The Perimenopause Revolution: https://drmariza.com/book Join my brand new Substack: for the woman everyone depends on who is wondering why everything feels harder in midlife >> https://drmariza.substack.com/ The Simplicity Sessions Podcast: https://jennpike.com/podcast/ Jenn Pike Website https://jennpike.com/ Jenn Pike Instagram RELATED EPISODES  776: What Changes When Your Body Can't Keep Pushing Like It Used To? With Dr. Taz Bhatia 775: Wide Awake at 3 A.M.? What's Really Disrupting Your Sleep in Midlife with Morgan Adams 774: Training for Your Grandma Self: How to Build a Body That Lasts 769: Is It Perimenopause or Something Else? How to Finally Connect the Dots with Dr. Mariza

One new course debuting this school year is AP Business with Personal Finance. It comes from the College Board, which is also behind the SAT, and is being taught in thousands of classrooms across the country. This morning, we head to one Baltimore school to learn about the impact of finance-oriented courses. But first, the pool of money for low-income energy assistance programs may be stretched thin this winter.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories from this episode: Energy assistance programs stretched thin by higher demand"Rise and grind": High schoolers take new AP business with personal finance class