Say The F Word Podcast

Feel like you're behind in life? Often times we get so lost in the timelines set before us that we forget to actually live life for ourselves. This episode breaks down the outdated timelines and generational financial curses that hold us back. Whether you're in your 30s, 40s or starting over, it's not too late to take control of your life, rewrite your story and live on your own timeline. Let's shift your mindset - and your money moves - together. I challenge you to ask yourself, whose timeline are you on?   STAY CONNECTED: Follow us on Instagram: @saythefwordpodcast for the latest updates!

"What if the only thing standing between you and financial freedom in 2025 is the mindset you're holding onto?" In this episode, we explore the limiting beliefs and behaviors that hold people back from achieving financial freedom. Learn what mindsets to leave behind - like the scarcity mindset, ignoring finances and living paycheck to paycheck - and discover actionable steps to build better habits in 2025. From strategic budgeting to starting a 3-6 month emergency fund, this episode is meant to start the conversation and encourage you to own this year and make the change you deserve. I challenge you to implement one if not all of the actionable steps suggested in this episode. Remember, nothing changes if nothing changes. LET'S GO!!! STAY CONNECTED: Follow us on Instagram @saythefwordpodcast for the latest updates!  

We've officially made 6 months!!! Let's Go!! In this episode, I share the hurdles that I had to overcome in order to launch this podcast. What was just an idea finally turned into reality. However, it took months before the podcast was finally born and the overwhelming support that came through, let me know that I had nothing to worry about. I was just in my own way.  Often times, we're too stubborn to admit that we don't know everything and that there are people out there who are experts. We tend to operate out of fear of failure or shame and that can stop us from finally getting ahead in life. When COVID hit, I realized that life is too short. Life is too short to be stubborn and life is too short to be in the same place. So, if you know anyone who is stuck, tell them to get out of their own way. LET'S GO!!! STAY CONNECTED: Follow us on Instagram @saythefwordpodcast for the latest updates!

"When you have access to people who are doing big things, who are wanting more for themselves and being able to pour into others, that's the type of people you want to be around. Because in turn it's going to uplift you and be able to make you feel capable of so much more." In this episode, I branch off of the quote from motivational speaker, Jim Rohn. However, it's not just the average 5 people that you spend the most time with but, also the people they spend time with and so on. So even people you haven't met yet will have some type of influence over you. How does this affect my finances? Well funny you ask. If you don't have a strong healthy relationship with money or a management system in place, you'll most likely pick up on their spending habits, their perspective and their beliefs. So choose wisely.  I encourage you to audit the people you spend time with, create boundaries if necessary and attract the people you aspire to be so you can accomplish so much more.  Let's GO!!! Follow us on Instagram @saythefwordpodcast to stay connected!

The parallels between your finances and your fitness journey are unmatched.  In this episode, I explore the parallels between the two in hopes of shedding light on existing habits that could contribute to your overall financial health. If we take a step back and realize that investing in your financial growth doesn't have to be as intimidating then we take back the control and actually feel motivated to do what needs to get done. There are similarities in different aspects of our life that could help encourage you take your finances more seriously. We invest so much time, money and energy into different parts of our life yet, we fail to invest the same into our finances. It's time to improve our overall financial health!  Let's GO!!! STAY CONNECTED: Follow Us On Instagram: @saythefwordpodcast

My first and longest job is being the big sister. It's the title I'll hold for the rest of my life and with that comes the pressures of being the oldest. In this episode, I get real vulnerable in sharing my thoughts on what it's like being the oldest and how it's shaped my financial decisions. I dive deep into understanding the different emotions you attach to the word finance and how it can either help or hinder your journey. If we take the time to dissect why we do what we do, we can better understand our relationship with money.  Firstborn is one of my favorite F letter words. Let's GO!!! Stay Connected Instagram: @saythefwordpodcast 

"We gotta figure out how and why our relationship with money is the way it is"   In this episode, I share the benefits of being financially self-aware so you can ultimately make better financial decisions. It's important to start the conversations within your household or with your partner/spouse and set your intentions. Becoming self-aware starts with you. It starts by knowing your relationship with money. It starts with having the hard conversations instead of turning a blind eye. It starts with making the necessary changes. Having a purpose higher than you in regards to your budgets will make all the difference and continue to motivate you past internal obstacles. I challenge you to become financially self-aware. Know what's happening in your accounts at all times so you can be proactive instead of reactive.  Summer is officially here! It's time to Say The F Word! Let's GO!!! Follow @saythefwordpodcast on Instagram for more content!

"Apparently 36% of people who plan to travel are willing to go into debt just to pay for their vacation and this debt can include carrying a balance on their credit cards, taking out personal loans, doing the buy now, pay later option. But, what I found most interesting is that a staggering 65% of U.S. adults are opting to not vacation for the summer because they can't afford. This is a great example of saying NO." Vision without action is a daydream and action without vision is a nightmare. In this episode, I share 5 steps you can take today to help not only improve your financial situation but also be able to implement action WITH a vision. It's imperative that we embody the person we need to be in order to accomplish our BHAG and that starts with taking the necessary action steps. Break each step down and be intentional in doing so.  Here are a few links to get you started: KNOW YOUR CASHFLOW  GET YOURSELF A FINANCIAL COACH And last but, not least, at the end of the day, "it really does matter where your money sits at night." -Alan Akina LET'S GO!!!

"It's this pressure that we place on ourselves depending on what birth order you're in." In this episode, I share my experience with being the firstborn and the financial pressures attached to it. I dive into a financial decision that I made and the urgency to do so as the oldest. Understanding how your birth order has an impact on your financial decisions can make all the difference in knowing why you do what you do. This topic is underdeveloped and is just the tip of the iceberg when it comes to peeling back the layers. Each family dynamic is completely different and this may not apply to everyone however, it's worth noting that to some degree this may exist. The goal, always, is to continue saying the F word and this is just one of the ways. Let's GO!!! STAY CONNNECTED: Instagram: @saythefwordpodcast

"You can't open new doors with the same keys so be willing to have the hard conversations about budgeting, be willing to make temporary sacrifices so you can build a successful life together if that means buying your first or second home, taking your first family trip or finally going on your honeymoon trip after all these years. Whatever it may be just know that having a budget can get you there." In this episode, I emphasize the importance of spending quality time on a budget. Spending time with your partner/spouse doesn't have to be expensive especially if it doesn't fit your goals. Michelle and I truly value quality time and make it a priority to budget so we can enjoy life together. Budgeting doesn't have to be an awkward conversation or an uncomfortable topic. Normalizing conversations around budgeting can empower you to make big money moves and afford the life you want to live. I challenge you to spend quality time on a budget, whatever that looks like for you. Let's GO!!! STAY CONNECTED: Instagram: @saythefwordpodcast

"My way of treating myself, I would walk down to the Zippy's. Right around the corner, Kapahulu. and I would order a mini chili chicken plate. And i think at that point it was $7.95. And that was my treat and I would stop myself from eating it all. Obviously I was starving, I wasn't eating three meals a day." In this episode, I share a snippet of my life before receiving financial education. Life wasn't always a walk in the park. I share the hardships and struggles along with sacrifices that made me appreciate where I am today. I share my opinion on how important it is to create space in your relationship to talk through the struggles you both face and how that can open up the doors to more conversations about finances. Ordering a regular chili chicken plate is a reminder to myself that all of my hardwork and sacrifices weren't for nothing. So, that's exactly what I'm having for dinner! Let's GO!!! STAY CONNECTED: @saythefwordpodcast  

"It's gonna come down to money. So at some point in your relationship you're going to have to talk about money. And if you don't know how, you have to first recognize that you need to." In this episode, I share the 5 reasons I believe we don't say the F word enough. This podcast is to shed light on all the trauma related to finances and address ways to break through the limiting beliefs that keep us in the same situations that we are in. By bringing to surface the possible reasons we don't talk about money, we give ourselves permission to take a step forward. My hope is that one if not all of these reasons resonate with you and initiate some desire to change and want more for yourself. I challenge you to break free from these reasons and start saying the F word because sometimes the change has to start with YOU.  Let's GO!!! STAY CONNECTED: @saythefwordpodcast

"Often times, we start to question ourselves because the person that influences us the most has the control and dictates what it is that we're capable of doing." In this episode, I help you figure out who influences you the most and why that's important to acknowledge. We tend to make or not make certain decisions based on the person or people that has the most influence over us. Sometimes these decisions don't quite match up with our goals. At that pooint, do we know how to seperate ourselves from that type of influence? And how does this tie into saying the F word? It all boils down to managing the type of influences that are conducive with our goals so we can give ourselves permission to what more. Once we break free, we can then build a healthy relationship with the F word. Let's GO!!! STAY CONNECTED: @saythefwordpodcast

"Everyone wants instant results but, they don't wanna put in the work."   How many of us are guilty of this? Be honest.  In this episode, I share one of my favorite C letter words. Think you know it? Listen to find out! It's so important that we understand what's preventing us from reaching our goals and then doing something about it. Hopefully this episode will bring more clarity for those that have the desire to grow but, just need an extra push to move forward. Consider this your PUSH. With each episode, the goal is to always encourage others to say the F word, build up confidence in starting the conversation so we can all do our part in being better.  Let's GO!!! STAY CONNECTED: Instagram: @saythefwordpodcast

"Once we are vulnerable with our partner about our finances, you work better together because of that vulnerability that was shared. It allows each partner to be on "even playing fields". No one is better than the other rather, we are better together." In this episode, I talk about starting the conversation with your partner/spouse on combining finances and understanding the potential benefits and resistance that can come from it. I share my personal experience with my previous relationship having our finances seperate which, led to an individualistic approach to now combining finances in my current relatioship. I also add in perspectives from other people in hopes of providing a different approach to potentially combining your finances. Creating healthy conversations around finances can possibly strengthen your relationship and get everyone comfortable in Saying The F Word. Take this opportunity to talk to your partner/spouse and reevaluate your current situation so we can all be on the same page! Let's GO!!! STAY CONNECTED: Instagram: @saythefwordpodcast

"If you don't have a healthy relationship with budgeting, it really doesn't matter how much money you make."   In this episode, I share the five misconceptions around budgeting that, in my opinion, have hindered people from having a successful financial journey. I also dive into my experiences when it comes to budgeting and how I used to view it versus now. Some misconceptions may be hard to hear but, may come as a reminder to how we view budgeting. Creating healthy conversations around the F Word, including budgeting, is always the main goal of each episode. I challenge you to rewire your relationship with budgeting and start implementing one today! Take this opportunity to talk about it with your spouse and kids so we can all start saying the F Word together! Let's GO!!! STAY CONNECTED: Instagram: @saythefwordpodcast

"If you have negative cashflow but, you have a positive mindset then we can work with that. Now, if you have negative cashflow and a negative mindset. Two negatives don't make a postive in this situation." In this episode, I help you figure out what is cashflow, how to find it and why it's important. After we discover that, I share 7 different ways to increase it. Whether you're a single person, have a partner and/or kids, every opportunity to increase your cashflow is inclusive. The goal is always to get comfortable saying the F word so we can continue to better ourselves. Often times, we are limited to what we can accomplish because we don't have the cashflow to make it happen. I challenge you to implement all 7 ways to increase your cashflow so we can all start saying the F word together.  Let's GO!!! STAY CONNECTED: Instagram: @saythefwordpodcast

"I was super violent in the actions that I was taking to get ahead financially. And what I realized was that I had to turn the volume down on all the people who didn't believe it could happen and I had to turn the volume up on all those that supported and guided me." In this episode, I take you back to my couch surfing days and the mindset shift I needed to take in order to achieve more. I attempt to break down all the things that kept me in a couch surfing mindset and what clicked for me to finally break free. The goal with each episode is to initiate the conversations around finances and encourage others to just Say The F Word. Because by doing that, comes about change. Change that we all need and deserve.  Let's GO!! STAY CONNECTED: Instagram: @saythefwordpodcast

How many of you have heard that question before?   In this episode, I share my experience with this interaction and how it challenged me to take a step back. The goal is to always bring about change, empower you to want more and be able give yourself permission to create the boundaries necessary to make that happen. Throughout this episode, I challenge you to identify those people in your life who make you downplay your successes. I encourage you to create healthy distances and motivate you to break free from this generational toxic way of living. At the end of the day, you should celebrate all of your wins exactly how you want to! Let's GO!! STAY CONNECTED: Instagram: @SayTheFWordPodcast

"Everything I was able to accomplish was for the past, present, and future. And I wanted to show my siblings that anything is possible. Even if society, even if all of your friends and family tell you that you cannot...you step up and say watch me!"  In this episode, I unpack all the reasons for starting my financial journey. I share a little of who I am and why I do what I do. I dive deep into my WHY's and how it's been able to get me through those dark times. By the end of this episode, my goal is to encourage others to understand their WHY's and build up the confidence to slowly start introducting finances within various relationships. Whether we admit it or not, finances play a big part in every aspect of our life. Now if we start to peel back these layers and understand why we do what we do, we can slowly start to heal and rebuild our views on finances. Let's GO!!   STAY CONNECTED: Instagram: @saythefwordpodcast YouTube: @SayTheFWordPodcast