Podcasts about financial decisions

In this episode of our Beyond the Paycheck series, we're focusing on Building Your Financial Foundation. If you're just starting your career or re-entering the workforce, this conversation is for you. We'll break down how to set short-, medium-, and long-term financial goals, how to balance debt with saving, and why starting now—no matter how small—can make a big difference. You'll learn how to make saving a habit, keep track of your spending, and use tools like compound interest to your advantage. Wherever you are on your journey, this episode will help you take confident steps toward a more secure financial future.

If you've been hearing rumblings about tax changes in 2026, you're not imagining things — we're heading toward one of the biggest tax shifts in decades. The Tax Cuts and Jobs Act of 2017, which shaped much of our current tax system, is set to expire unless Congress takes action.  But right now, lawmakers are locked in a high-stakes budget battle, and no one knows exactly how it'll end. This episode breaks down why that matters not just politically — but for your wallet, your financial plan, and the decisions you might want to make before the rules change.

Stephen Grootes speaks with Warren Ingram, financial advisor and Co-Founder about cutting through financial jargon and complexity to reveal simple, effective principles for building sustainable wealth and achieving financial freedom. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Some companies rise to iconic status under the vision of a strong founder—others falter under the same conditions. In the new book - The Founder Effect, investor and strategist Lawrence Lam dives deep into the mindset and mechanisms that set successful founder-led businesses apart. But what exactly is the "founder effect"? Why does it matter to investors and boardrooms alike? And how can we use it to make better strategic and financial decisions? On Wealth Tracker, Hongbin Jeong speaks to the author himself - Lawrence Lam, Author of The Founder Effect, & Founder and Managing Director of Lumenary Investment Management, to find out more.See omnystudio.com/listener for privacy information.

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In this episode of Absolute Trust Talk, host Kirsten Howe and associate attorney Jessica Colbert discuss critical estate planning considerations during divorce proceedings. They explore what happens if someone becomes incapacitated or dies while their divorce is still pending, revealing potentially unwelcome consequences if proper planning isn't in place. The discussion highlights how existing estate plans typically name a spouse as the primary decision-maker and beneficiary—a designation most divorcing individuals would want to change immediately. Without written estate plans, the situation becomes even more complicated, potentially requiring expensive and contentious conservatorship proceedings for incapacity or following intestacy laws upon death that would likely favor the soon-to-be ex-spouse. This episode, part one of a two-part series, emphasizes that you remain legally married until a judge finalizes your divorce, meaning all existing estate planning designations remain in effect unless proactively changed.   Time-stamped Show Notes: 0:00 Introduction 2:10 What happens if you become incapacitated during divorce with a written estate plan 2:52 The consequences of becoming incapacitated without a written estate plan during divorce 3:28 Brief explanation of the conservatorship process and why it should be avoided 5:03 What happens if you die before your divorce is finalized 5:12 Death without a written estate plan during divorce: intestacy and its complications 6:29 How existing written estate plans remain in effect until the divorce is finalized 6:48 The bottom line: You remain legally married until a judge says otherwise

We're back answering your questions about your important financial decisions. From a young couple considering house hacking to someone unemployed for almost a year to an in-law who might not have enough, we're covering it all in this jam-packed Q&A! ⁠Jump start your journey with our FREE financial resources⁠⁠ ⁠⁠Reach your goals faster with our products⁠⁠ ⁠⁠Take the relationship to the next level: become a client⁠⁠ ⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠ ⁠⁠Connect with us on social media for more content⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

This episode is going to get technical — so if you're not ready to get lost in the math and mechanics of debt, investments, and balance sheet risk, you've been warned. But for high earners like ER docs, these seemingly small decisions — like whether to pay down a mortgage early or redirect that cash flow into investments — can have six- or even seven-figure implications over time.   With today's higher mortgage rates and more volatile markets, the old rules don't necessarily apply, and what once was considered conservative might now be the riskiest choice of all. We're going to break down how to analyze these trade-offs, with real numbers and real behavioral considerations that go way beyond “just do what feels right.”

Motheo Khoaripe speaks with Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about understanding your personal inflation rate — what it is, how it differs from the official inflation figure, and why it plays a crucial role in managing your finances. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalk See omnystudio.com/listener for privacy information.

In Episode 232 of The Business Development Podcast, Kelly Kennedy sits down with Jeremie L'Heureux, founder and CEO of L'Heureux Auto Group, to explore how everyday financial decisions shape our future. From vehicle financing to managing debt, Jeremie shares real-world insights on the traps that quietly erode financial stability — and how better choices can unlock long-term freedom. Together, they dig into why smart money management matters now more than ever, especially in a world of rising costs and economic uncertainty.Through a conversation rooted in real experience and practical advice, Kelly and Jeremie break down common mistakes people make with auto loans, leasing, and credit, and how small shifts in thinking can lead to major breakthroughs. Whether you're building a business, buying a home, or just trying to get ahead, this episode will change how you approach your next big financial move.Key Takeaways: 1. Success in entrepreneurship comes from saying yes to the right opportunities, not just having a perfect plan.2. Most financial mistakes happen because people lead with emotion instead of logic when making big purchases.3. Keeping and paying off your vehicle long-term is one of the smartest financial moves you can make.4. Negative equity quietly compounds over time, trapping people in debt with fewer and fewer options.5. Your total vehicle costs, including payment, insurance, and fuel, should stay under 10% of your monthly income.6. Strategic refinancing can lower your loan interest and free up critical cash flow when done right.7. Leasing is rarely the best move for individuals and often creates hidden costs and restrictions.8. Shifting your mindset from “what do I want” to “what can I comfortably afford” protects your future.9. Financial literacy isn't taught early enough, but it's never too late to start learning and changing.10. Every small financial decision you make today is either building your freedom or putting it further out of reach.

Got a big purchase ahead and don't know how to go about making a decision? Chad P. Wilson has some tips for you in this episode of Money Matters.  This episode was recorded on April 22, 2025 by President Chad P. Wilson of Foundation Bank.

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network reacts to the news of former Tennessee Volunteers starting QB Nico Iamaleava leaving Knoxville for the UCLA Bruins. Pick Dundee aka (@TheColbyD) & Ryan McIntyre (@Moneyline_Mac) break down what they think of the move for both schools. Did Nico miss a golden opportunity to make more cash? Could this hurt his NFL Draft stock?What will the Tennessee Volunteers do to compensate for this loss? Did DeShaun Foster and the Bruins make out as the biggest winner here and what should we expect from UCLA in year 2 of the Foster era? We talk it all and more on this Nico Iamaleava to UCLA edition of The College Football Experience. 01:09 Nico's Transfer to UCLA 02:23 Nico's Journey and Tennessee Fallout 02:46 Co-Host Introduction and Initial Reactions 05:00 Nico's Potential and UCLA's Future 06:07 Deshaun Foster's First Year at UCLA 07:57 Nico's NFL Prospects and UCLA's Schedule 13:54 Sponsorship Messages 17:33 Nico's Representation and Financial Decisions 20:20 UCLA's Upcoming Season and Expectations 25:40 Closing Remarks and Upcoming Episodes JOIN the SGPN community #DegensOnlyExclusive Merch, Contests and Bonus Episodes ONLY on Patreon - https://sg.pn/patreonDiscuss with fellow degens on Discord - https://sg.pn/discordDownload The Free SGPN App - https://sgpn.appCheck out the Sports Gambling Podcast on YouTube - https://sg.pn/YouTubeCheck out our website - http://sportsgamblingpodcast.comSUPPORT us by supporting our partnersUnderdog Fantasy code SGPN - Up to $1000 in BONUS CASH - https://play.underdogfantasy.com/p-sgpnRithmm - Player Props and Picks - Free 7 day trial! http://sportsgamblingpodcast.com/rithmmRebet - Social sportsbook - 100% deposit match promo code SGPN in your app store! ADVERTISE with SGPNInterested in advertising? Contact sales@sgpn.io Follow The College Experience & SGPN On Social MediaTwitter - https://twitter.com/TCEonSGPNInstagram - http://www.instagram.com/TCEonSGPNTikTok - https://www.tiktok.com/@TCEonSGPNYoutube - https://www.youtube.com/@TheCollegeExperienceFollow The Hosts On Social MediaColby Dant - http://www.twitter.com/thecolbydPatty C - https://twitter.com/PattyC831NC Nick - https://twitter.com/NC__NicK Gambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network reacts to the news of former Tennessee Volunteers starting QB Nico Iamaleava leaving Knoxville for the UCLA Bruins. Pick Dundee aka (@TheColbyD) & Ryan McIntyre (@Moneyline_Mac) break down what they think of the move for both schools. Did Nico miss a golden opportunity to make more cash? Could this hurt his NFL Draft stock?What will the Tennessee Volunteers do to compensate for this loss? Did DeShaun Foster and the Bruins make out as the biggest winner here and what should we expect from UCLA in year 2 of the Foster era? We talk it all and more on this Nico Iamaleava to UCLA edition of The College Football Experience.01:09 Nico's Transfer to UCLA 02:23 Nico's Journey and Tennessee Fallout 02:46 Co-Host Introduction and Initial Reactions 05:00 Nico's Potential and UCLA's Future 06:07 Deshaun Foster's First Year at UCLA 07:57 Nico's NFL Prospects and UCLA's Schedule 13:54 Sponsorship Messages 17:33 Nico's Representation and Financial Decisions 20:20 UCLA's Upcoming Season and Expectations 25:40 Closing Remarks and Upcoming Episodes Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastFollow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcastFollow The Sports Gambling Podcast HostsSean Green - http://www.twitter.com/seantgreenRyan Kramer - http://www.twitter.com/kramercentricGambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)

The College Football Experience (@TCEonSGPN) on the Sports Gambling Podcast Network reacts to the news of former Tennessee Volunteers starting QB Nico Iamaleava leaving Knoxville for the UCLA Bruins. Pick Dundee aka (@TheColbyD) & Ryan McIntyre (@Moneyline_Mac) break down what they think of the move for both schools. Did Nico miss a golden opportunity to make more cash? Could this hurt his NFL Draft stock?What will the Tennessee Volunteers do to compensate for this loss? Did DeShaun Foster and the Bruins make out as the biggest winner here and what should we expect from UCLA in year 2 of the Foster era? We talk it all and more on this Nico Iamaleava to UCLA edition of The College Football Experience. 01:09 Nico's Transfer to UCLA 02:23 Nico's Journey and Tennessee Fallout 02:46 Co-Host Introduction and Initial Reactions 05:00 Nico's Potential and UCLA's Future 06:07 Deshaun Foster's First Year at UCLA 07:57 Nico's NFL Prospects and UCLA's Schedule 13:54 Sponsorship Messages 17:33 Nico's Representation and Financial Decisions 20:20 UCLA's Upcoming Season and Expectations 25:40 Closing Remarks and Upcoming Episodes Exclusive SGPN Bonuses And Linkshttp://linktr.ee/sportsgamblingpodcastFollow The Sports Gambling Podcast X/Twitter - https://x.com/GamblingPodcastInstagram - https://www.instagram.com/sportsgamblingpodcastTikTok - https://www.tiktok.com/@gamblingpodcastFacebook - http://www.facebook.com/sportsgamblingpodcast Gambling problem? Call 1-800-GAMBLER CO, DC, IL, IN, LA, MD, MS, NJ, OH, PA, TN, VA, WV, WY Call 877-8-HOPENY or text HOPENY (467369) (NY) Call 1-800-327-5050 (MA)21+ to wager. Please Gamble Responsibly. Call 1-800-NEXT-STEP (AZ), 1-800-522-4700 (KS, NV), 1-800 BETS-OFF (IA), 1-800-270-7117 for confidential help (MI)

Financial decisions can bring extra stress to any farming operation. Knowing key strategies for making financially sound production decisions is a must. The Helena Credit Department and ProPartnersFinancial join this “FieldLink Podcast” episode to provide valuable insights to help your farming operation succeed. (00:49) Then, Jody Lawrence returns for another commodity market update. (29:28) Follow Helena Agri on social media to stay informed:   Facebook: https://bit.ly/3pq8XVJ Instagram: https://bit.ly/347QAO8 X: https://bit.ly/3hwvWdG LinkedIn: https://bit.ly/3pwWLTh YouTube: https://bit.ly/35pLLQJ

Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about how to make the right decisions to protect and grow your money in the midst of markets and politicians behaving badly The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

After you listen:Listen to our episode "How Can You Build Your Pre-Retirement Checklist?"Read more on the topic in Rob Williams' article "The Most Important Ages of Retirement."Certain birthdays carry more financial weight than others. In this episode, Mark walks through the ages that matter most in retirement planning. From increased contribution limits to withdrawal requirements, he explains why these checkpoint dates are important and how they shape your options.Other resources mentioned in the episode: "Retirement topics—Required minimum distributions (RMDs)" from the IRS websiteSchwab Moneywise—Teaching KidsFinancial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve. Investing involves risk, including loss of principal. The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0425-HKX0

In this episode of Retire with Style, Wade Pfau and Alex Murguia dive into the current market landscape and what it means for retirement planning. They highlight the importance of staying grounded during periods of volatility and how emotions can cloud financial judgment. Alex introduces the RAIN model—a practical framework to recognize and manage emotional responses—to help investors approach market uncertainty with mindfulness. Together, Wade and Alex unpack how psychological biases influence decision-making and why having a flexible, well-structured plan is key to weathering financial storms. The conversation also explores strategies for resetting your financial plan in response to market changes, including flexible spending approaches, safe withdrawal rates, and considerations around delaying Social Security. The takeaway? Long-term goals matter most—and with the right mindset and plan, you can navigate uncertainty with confidence.   Takeaways Markets are currently down, prompting a need for better financial decisions. Emotional responses to market volatility can lead to poor decision-making. The RAIN model helps in recognizing and managing emotions during uncertainty. It's important to allow feelings of anxiety without acting on them. Investors should investigate their thoughts and biases during market downturns. Non-identification with emotions can lead to better decision-making. Market downturns can be beneficial for savers looking to buy at a discount. Resetting financial strategies is crucial during times of uncertainty. Long-term investment strategies should be prioritized over short-term reactions. Understanding one's retirement income style can impact decision-making during volatility. Maintaining flexibility in retirement spending is crucial. Market volatility can impact retirees differently based on their strategies. A diversified portfolio can help withstand market fluctuations. It's important to adapt your retirement strategy to your personal style. Delaying social security can lead to better long-term financial outcomes. Behavioral biases can hinder effective investing decisions. A financial plan provides a framework for making objective decisions. Backcasting helps in setting realistic financial goals. Understanding your future self can guide current financial decisions. Rules-based decision-making can mitigate emotional responses during market downturns.   Chapters 00:00 Market Volatility and Its Implications 05:02 Understanding Emotional Responses to Market Changes 19:06 The RAIN Model: A Framework for Decision Making 22:54 Resetting Financial Strategies During Uncertainty 23:48 Navigating Market Volatility in Retirement 27:06 Preparing for Financial Decisions in Uncertain Times 28:30 Understanding Safe Withdrawal Rates 29:49 Addressing Behavioral Biases in Investing 32:41 The Importance of Financial Planning 39:16 Strategies for Delaying Social Security   Links To continue today's conversation.. Join Retirement Researcher THIS Thursday 4/10/25 at 1PM ET for a timely webinar, hosted by Alex Murguia, Ph.D. called, "Making Smarter Financial Decisions in Volatile Markets". Register now at risaprofile.com/podcast    If you haven't already, visit risaprofile.com/style to discover your Retirement Income Style by taking our RISA® questionnaire for free!   The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/     This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips    

Welcome to the 9Innings Podcast where we Educate, Empower and Engage. ON THIS WEEKS PODCAST: In this episode of the 9innings Podcast, Kevin Thompson, founder of 9i Capital Group, and Joy Slabaugh MTax, MA, LACMH CFP®, explore the emotional and psychological dimensions of financial decision-making. Kevin shares a personal story about a client's emotional distress due to financial losses, emphasizing the importance of understanding clients' emotional experiences with money. Joy discusses her focus on the behavioral aspects of finance, highlighting how attitudes and beliefs about money impact happiness and financial decisions. The episode underscores the need for financial advisors to engage deeply with clients to foster better financial well-being. Joy's Background and Focus (00:03:34) Consumerism and Society (00:06:40) Client Case Study (00:08:29)Shifts in Client Behavior (00:11:12) Psychological Manipulation in Marketing (00:12:35) Approaching Financial Conversations (00:14:42) Emotional Responses in Decision-Making (00:16:28) Advisors' Growth Cycle (00:18:09) Importance of Emotional Relationships (00:22:02) NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page Follow Us: youtube: / @9icap Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428 facebook: https://www.facebook.com/MLB2CFP Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4 Website: http://www.9icapitalgroup.com Hit the subscribe button to get new content notifications. Corrections: Editing by http://SwoleNerdProductions.com Disclosure: https://sites.google.com/view/9idisclosure/disclosure

Stephen Grootes speaks to Andrew Davison, Head of Institutional Business at Old Mutual, about navigating pension challenges amidst economic uncertainty and market volatility. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalk See omnystudio.com/listener for privacy information.

"Can I set up a trust that incentivizes my heirs to make responsible financial decisions?" We're answering YOUR questions on this week's Get Ready For The Future Show!  Can you tell me more about indexed universal life investments? Do we need a "spousal IRA" to keep our retirement savings on track? Why shouldn't I just simply pull from my 401(k) what I need to live on above my Social Security?  And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com!  Originally aired 4/2/2025 Disclosure: GenWealth Financial Advisors and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation.

Lisa Zeiderman is Managing Partner at Miller Zeiderman LLP, based in New York. A matrimonial attorney, CFL and Certified Divorce Financial Analyst, she regularly handles complex financial and custody divorce matters, litigation, as well as pre- and post-nuptial agreements for high-net-worth individuals.Lisa has received multiple awards recognizing outstanding client service and others that require peer review. She authors “Legal Matters: Understanding Mental Health Issues as They Apply to Divorce and Child Custody,” on Psychology Today, and co-hosts the Savvy Ladies podcast “The Power of the Ask.”Ashlynn, former cohost of the top 10 podcast "The Betrayed, The Addicted & The Expert," now host of "This Is Ashlynn," shares her journey and helps others find their path to healing. After navigating a public divorce that ended a 21-year marriage and impacted her business, she transformed her personal challenges into a mission to empower women. Through online groups and in-person retreats, she guides women in reclaiming their intuition, self-love, and personal power after experiencing self & relationship betrayal or divorce.As a mother of two teenage daughters and someone who has successfully rebuilt both her life and business, Ashlynn brings authentic experience to her work. She understands firsthand the journey of rediscovering self-trust and embracing one's full potential after years of dimming her light for others' acceptance. When she's not empowering women, you can find her hiking trails, roller skating, or dancing – activities that embody the joy and freedom she helps others rediscover. Find her at www.thisisashlynn.com & IG: @this.isAshlynn 

On a scale of 1 to 10, how bad of a financial decision is it to buy a burrito with 'Buy Now, Pay Later'? In this fun episode, Art and Katie rate nine questionable financial decisions. Plus, they tackle a listener's question about whether to pay off debt before investing.Resources:8 Money MilestonesAsk a Money Question!

In this episode of the Sophisticatedly Ratchet Podcast, the Tribe dives headfirst into the tangled web of financial responsibility. Things heat up when listener Tasha writes about her financial drama, sparking a hilarious yet eye-opening debate on handling money in relationships. From breaking down whether your credit score says more about your wallet or your worth, to dissecting the eternal struggle between financial and emotional compatibility, the team leaves no stone unturned. Ever wondered if being financially savvy makes you sexier? Or if the breadwinner in a relationship should call the financial shots? These spicy conversations might just change how you see your bank account—and your boo. They don't stop there. Get ready for juicy personal stories, practical tips on navigating joint finances, and a deep dive into how gambling can wreck not just your savings but also your relationships. Add a few laugh-out-loud moments, relatable hypotheticals, and the Word of the Week segment, and you've got a packed episode full of gems. Tune in, get your money mindset right, and find out if love walks when money talks! We want to hear from you! Do you have a topic request, a question, or want to be a guest? Hit us up at SophisticatedlyRatchet(at)gmail.com LISTEN, FOLLOW, AND RATE

After you listen:Read Patrick's article, 7 Car Buying Mistakes That Could Cost YouIn this episode, Mark Riepe and Patrick Means explore the financial and behavioral aspects of car buying, including the biases that can cloud our judgment when making the decision. Their conversation covers practical advice on financing, maintenance, and the importance of research and preparation.Links mentioned in the episode: Kelley Blue BookEdmundsConsumer ReportsFinancial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision. All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed. Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.All  names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0325-C7C1

Stephen Grootes speaks to Warren Ingram, financial advisor and Co-Founder of Galileo Capital, about the pitfalls of making emotional changes to investment portfolios when markets are volatile. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

In this episode of the Personal Finance Podcast,  we're going to talk about  the seven most important financial decisions you will make in your lifetime. How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Go to joindeleteme.com/pfp20 for 20% off! Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Turn your business dream into reality! Apply now at www.oneday.org/pfp  Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Delete Me: Use Promo Code PFP for 20% off!  Links Mentioned in This Episode:  5 Personal Finance Conversations to Have Before Getting Married (And Why You Should Blow Money!) Retirement Account Loans, Strategies for Newlyweds, Accounts for Kids and More!- Rapid Fire Money Q&A The Ultimate Personal Finance Checklist for Newlyweds (and couples)! Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeannie Dougherty is a money expert and mental fitness guide who can help you rewire your money brain and make your money work for you.In today's episode of Smashing the Plateau, you will learn how to break free from stressful money cycles and harness a positive money mindset.Jeannie and I discuss:The power of believing you are more than your money [00:00:24]Understanding the emotional aspects of financial decisions [00:03:03]The concept of the "money brain" and its impact on behavior [00:07:02]Practical steps to change your financial narrative [00:09:06]The importance of taking actionable steps to improve cash flow [00:10:28]Shattering your own glass ceiling in business [00:12:55]Building a supportive community for financial success [00:18:21]Jeannie's mission with the caregiver conference [00:20:43]Learn more about Jeannie at https://globalmoneycoach.com.Thank you to our sponsor:The Smashing the Plateau Community Subscribe today for insider access to focused strategy tips from our podcast guests – take the leap towards success with a simple click!

Eric Kearney discusses the implications of recent tariffs on the economy and the stock market. They explore how these tariffs can create uncertainty, affecting consumer prices and retirement funds. The conversation emphasizes the importance of sticking to a financial plan amidst market volatility and the growing national debt, which poses a risk to Social Security and other programs. Eric highlights the need for proactive financial planning to navigate these challenges and ensure sustainable income in retirement.The episode concludes with practical advice for listeners on how to navigate their financial futures and the importance of seeking professional guidance. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Stephen Grootes speaks to Warren Ingram, financial advisor and Galileo Capital Co-Founder, about taking great steps to make the best financial decisions when you have children. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

How do you feel when it comes to the economy? On this episode, Suze responds to the fears you’ve been sharing with her and tells you what you need to do now, to prepare yourself for the future. Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

What if the worst decision you ever made wasn't actually a mistake? The way we judge success is flawed—this episode unpacks why great leaders, from Napoleon to today's top entrepreneurs, make choices based on principle, not immediate results. If you've ever doubted yourself after a setback, this will change how you think about winning (and losing) forever.Enjoy the episode and check the links below for more info & ResourcesGet an inside look at how to get involved with The Wealthy Consultanthttps://wealthyconsultant.com/Our Monthly Printed Memos - Free Trialhttps://consultingmemo.com/optin-568134011666363883437See our Portfolio of Brands https://welchequities.com/OVERVIEW:(00:55) Napoleon's Bold Decisions(01:57) The Fear of Regression(03:34) Making Quality Choices(03:48) A Personal Story of Financial Decisions(05:24) Judging Choices by Their Quality, Not Outcomes

In this episode of Soulpreneur Scaling Stories, I sit down with Samantha Eck, a bookkeeper for creatives who transformed her career from corporate accounting to running her own business. She shares her philosophy that your numbers aren't scary monsters hiding under your bed—they're actually telling you a story about your business if you're brave enough to read it.Samantha reveals how most service providers avoid looking at their finances out of fear, and how this avoidance can actually prevent business growth and lead to poor decision-making. We explore the relationship between understanding your numbers and making intentional business decisions that align with your goals and vision.During our conversation, Samantha breaks down essential bookkeeping practices that every service provider needs (even if you hate numbers), discusses the truth about all those “I made 10K this month” posts you see online, and provides practical guidance on how to set up regular money dates to remove shame and build financial confidence.If you've ever found yourself avoiding your bank statements or making business decisions based on emotion rather than facts, this episode will completely shift your perspective on bookkeeping and finances.Key Points Covered:✨ Why your revenue number isn't the most important metric in your business✨ How to track your finances in a simple way without getting overwhelmed✨ The difference between revenue and profit that many online business owners don't talk about✨ Creating intentional money dates to build a healthier relationship with your finances✨ Using financial clarity to make strategic decisions about pricing and growth✨ Why finding your unique approach to bookkeeping can transform your client experienceConnect with Samantha:WebsiteInstagramThreadsYoutube: Creative Minds, Smart Money FacebookLinkedInGet Samantha's Strategic Success Mini WorkshopSend us a textThank you for being a part of the Soulpreneur Scaling Stories community!FREE RESOURCES

Have you ever faced a challenge and wondered—"Is this just a test to make me stronger, or is the universe telling me to back off?" It's not always easy to tell whether an obstacle is a growth opportunity or Spirit's way of redirecting you. In this episode, we're diving deep into how to trust your intuition and read the signs so you know whether to push through or pivot. But we're also bringing this into your money mindset. Sometimes, financial struggles are a sign to push past limiting beliefs, while other times, they're a signal to realign your energy. If you've been feeling blocked financially, this episode will help you tune into your intuition, shift your energy, and break free from scarcity thinking. Get your name on the Spiritual Life University Waitlist here so you can be the first to know when doors open! https://forms.gle/DHsUzpi9Z7NzEZ6T6 Become part of the VENTURE Here: subscribepage.io/freefridayreading Episode Takeaways: The FREE Spiritual AF Library is here (And you'll become part of our Venture!):The Spiritual AF Library (therealheatherdanielle.com) New link to my book, Anxiety to Angel here: https://amzn.to/4aNVL39 Be sure to SUBSCRIBE to this podcast so you don't miss out! Join us for Coffee & Cards for free mini readings every Sunday at 9AM EST. All readings and discussions presented in this podcast are for entertainment purposes only. The content shared does not serve as professional advice, and any predictions or insights provided should not be interpreted as factual, legal, or medical guidance. The opinions expressed are those of the host and guests and are not intended to diagnose, treat, or advise on any personal matters. By listening to this podcast, you agree to hold Heather Danielle and any associated parties harmless from any potential consequences related to the information shared. Please visit therealheatherdanielle.com for full disclaimers and further terms of use. Keep in touch! Connect With Heather Danielle Psychic Medium Website: https://therealheatherdanielle.com Facebook Page: https://www.facebook.com/riseintoyourpower Facebook Group: https://www.facebook.com/groups/riseintoyourpower Instagram: https://www.instagram.com/spiritual_af_heatherdanielle/ Email: info@therealheatherdanielle.com

About the Guest(s):Amy IrvineAmy Irvine is a renowned financial expert and the host of "Money Roots," a podcast dedicated to demystifying personal finance. She has a background in financial planning and is the founder of Rooted Planning Group, an organization committed to helping individuals build secure financial futures. Amy's approach is warm and inviting, making complex financial topics accessible to listeners of all levels. Her passion for teaching and empowering people on their financial journeys is the beating heart of the "Money Roots" podcast.Episode Summary:In this heartfelt episode of "Money Roots," host Amy Irvine addresses the sensitive topic of dealing with the financial implications following the loss of a loved one during the month of February—a month typically associated with love due to Valentine's Day. She offers guidance on navigating the intricate financial decisions that arise after such a loss, recognizing the unique emotional and logistical challenges of this time.Listeners are guided through key aspects of managing finances amidst grief. From understanding social security and pensions to handling estate taxes and investment accounts, this episode serves as an essential guide for those who find themselves in the difficult position of managing these necessities. Amy presents two detailed checklists to help listeners through the complexities of estate and cash flow management, ensuring that important decisions are made thoughtfully and without haste.Key Takeaways:Grief can complicate financial decision-making; delaying major financial choices for at least a year after a loss is advisable.Evaluating cash flow is crucial; assess whether adjustments to social security and pension distributions are needed.Estate settlement requires attention to asset transfers, potential estate taxes, and ensuring that all accounts are properly managed.Consider digital and physical assets, including any unclaimed property, and protect against identity theft by closing the accounts of the deceased.Awareness of potential scams during vulnerable times is crucial, especially in months like February, when emotions might run high.Notable Quotes:"February is full of flowers and love, but for some, it's a painful reminder of loss.""We cannot, we do not make the best financial decisions when we are struggling with emotional feelings.""Do not make any major decisions the first year after somebody passing away, especially if it's your spouse.""If your parent was a veteran, there may be some death and burial benefits or survivor pensions that need exploring.""Be cautious and careful; this is when we also see a bunch of scams happen."Resources:Documents referred to in this episode:What Issues Should I Consider If My Parent Passed AwayWhat Issues Should I Consider If My Spouse Passed AwayRooted Planning Group - The sponsor of the show, specializing in financial planning and guidance. Find more resources on their website or follow them on social media.Facebook: Rooted Planning GroupInstagram: @rootedpgTune in to this episode of "Money Roots" for valuable insights into coping with the intersection of grief and financial responsibilities....

In this episode of the Stuff About Money podcast, Erik and Xavier kick off this episode with a slightly humorous conversation about the unique way people from New Orleans speak—because if nothing else, in The Big Easy, they have their own way of doing things. But that same tendency to do things our way extends beyond language—it also applies to how we handle money. More specifically, how we don't handle it. That's right, this episode dives into the all-too-common habit of financial procrastination and why we keep telling ourselves, “I'll take care of it tomorrow.” Why do we put off saving for retirement, getting life insurance, or investing for the future? It turns out, human nature makes it easy to prioritize today's wants over tomorrow's needs. Erik and Xavier explore the psychology behind why we delay crucial financial decisions, touching on everything from marshmallow experiments to why our future selves feel like total strangers. They also break down practical ways to stop stalling and start acting—from automation to visualization and a little bit of accountability (actually, a lot of accountability). Lean into this conversation for a fresh perspective on making smarter financial choices—or at the very least, to expand your New Orleans vocabulary. Episode Highlights: Erik and Xavier discuss common New Orleans phrases and their connection to financial habits. (02:00) Xavier shares a powerful story about a client who delayed purchasing life insurance and faced devastating consequences. (04:32) Erik explains present bias, the tendency to prioritize immediate rewards over future financial security. (09:04) Xavier emphasizes the impact of procrastination on financial planning, especially for business owners. (10:05) Erik introduces the concept of future self-continuity, explaining how people struggle to identify with their future selves. (12:01) Xavier shares a story of a client who secured life insurance just in time, ensuring financial stability for their family. (19:09) Erik breaks down the cost of delaying financial decisions, from rising life insurance premiums to missed investment growth opportunities. (21:12) Xavier stresses the emotional impact of financial procrastination and how it leads to stress, shame, and regret. (27:01) Erik and Xavier outline strategies to overcome procrastination, including visualization, automation, simplification, and accountability. (31:06) Key Quotes: “We're paying for something today, robbing ourselves from the future for something that we consumed yesterday.” - Erik Garcia, CFP®, BFA “We all understand what we need to do, what we're not doing, what we know we need to do, and we're ashamed because we're not following through.” - Xavier Angel, CFP®, ChFC, CLTC “If we can connect our present self to our future self. That's going to help us make more intentional decisions for, uh, for tomorrow.” - Erik Garcia, CFP®, BFA Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

In this episode of the Stuff About Money podcast, Erik and Xavier kick off this episode with a slightly humorous conversation about the unique way people from New Orleans speak—because if nothing else, in The Big Easy, they have their own way of doing things. But that same tendency to do things our way extends beyond language—it also applies to how we handle money. More specifically, how we don't handle it. That's right, this episode dives into the all-too-common habit of financial procrastination and why we keep telling ourselves, “I'll take care of it tomorrow.” Why do we put off saving for retirement, getting life insurance, or investing for the future? It turns out, human nature makes it easy to prioritize today's wants over tomorrow's needs. Erik and Xavier explore the psychology behind why we delay crucial financial decisions, touching on everything from marshmallow experiments to why our future selves feel like total strangers. They also break down practical ways to stop stalling and start acting—from automation to visualization and a little bit of accountability (actually, a lot of accountability). Lean into this conversation for a fresh perspective on making smarter financial choices—or at the very least, to expand your New Orleans vocabulary. Episode Highlights: Erik and Xavier discuss common New Orleans phrases and their connection to financial habits. (02:00) Xavier shares a powerful story about a client who delayed purchasing life insurance and faced devastating consequences. (04:32) Erik explains present bias, the tendency to prioritize immediate rewards over future financial security. (09:04) Xavier emphasizes the impact of procrastination on financial planning, especially for business owners. (10:05) Erik introduces the concept of future self-continuity, explaining how people struggle to identify with their future selves. (12:01) Xavier shares a story of a client who secured life insurance just in time, ensuring financial stability for their family. (19:09) Erik breaks down the cost of delaying financial decisions, from rising life insurance premiums to missed investment growth opportunities. (21:12) Xavier stresses the emotional impact of financial procrastination and how it leads to stress, shame, and regret. (27:01) Erik and Xavier outline strategies to overcome procrastination, including visualization, automation, simplification, and accountability. (31:06) Key Quotes: “We're paying for something today, robbing ourselves from the future for something that we consumed yesterday.” - Erik Garcia, CFP®, BFA “We all understand what we need to do, what we're not doing, what we know we need to do, and we're ashamed because we're not following through.” - Xavier Angel, CFP®, ChFC, CLTC “If we can connect our present self to our future self. That's going to help us make more intentional decisions for, uh, for tomorrow.” - Erik Garcia, CFP®, BFA Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

If you are in the midst of the college search and admission process, financing this college education is likely top of mind. Merit aid is an important part of many financial packages and there's no one better to talk to about the topic than Ron Lieber, financial columnist for the New York Times.  It's so important that we decided to share this episode again. Don't miss the opportunity to hear Ron talk about his Merit Aid course, a great way to get a head start on understanding how it all works.Vicki and Lynn spent this episode in conversation with Ron Lieber author of The Price You Pay for College: An Entirely New Road Map for the Biggest Financial Decision Your Family Will Ever Make. Ron helped us unpack how complicated the financial aid system is and how crucial it is to understand how it works. The Price You Pay for College examines how our feelings and our ideas about success affect the choices we make about what we are willing to pay for college. Ron also shared information about his new course for families that helps them understand and navigate college Merit Aid.Thank you for listening! Much more information for college parents can be found on our website, College Parent Central Find us on Twitter at @CollParCentral Sign up for our newsletter for ongoing information Please leave us a review at “Love the Podcast” to help others find us.

This conversation delves into the concept of behavioral finance, exploring how psychological factors influence financial decisions, particularly in the context of retirement planning. Tripp Limehouse discusses the importance of understanding emotional triggers, the impact of herd mentality, and the necessity of having a solid financial plan. They also draw parallels between military principles and effective financial strategies to mitigate risks and ensure a successful retirement. The discussion also touches on the importance of health and social factors in retirement, introducing the Green Line Principle as a safe money strategy. Listener questions provide practical insights into navigating retirement challenges. Call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.

Why This Episode Is a Must-Watch Money isn't just numbers; it's deeply emotional. Hosted by Andy Wang, this episode of Inspired Money explores the psychology behind financial decisions. We often believe we're making logical choices, but the truth is, biases, emotions, and subconscious beliefs steer our financial behavior more than we think. Understanding these elements can transform not just our financial outcomes, but our entire approach to wealth. Meet the Expert Panelists Saundra Davis MSFP, APFC®, FBS® is a US Navy veteran, financial coach, educator, and consultant, nationally recognized for her expertise in financial coaching, financial therapy, and addressing the racial wealth gap. She is the founder of Sage Financial Solutions (a training organization) and serves as the Director of Financial Planning Programs at Golden Gate University, where she develops and facilitates financial capability programs and coaching certifications to promote equitable access to high-quality financial guidance for all. Martha Menard, PhD is a behavioral scientist, financial coach, and researcher with a background in clinical psychology and behavioral medicine. As A Principal Consultant at Cascadia Financial Health and an adjunct professor at Golden Gate University, she helps people to build healthier relationships with money through coaching, education, and evidence-based financial strategies. Mariko Gordon, CFA, CFP® is CEO of Uzume LLC, where she provides financial planning and consulting services to individuals and families. She previously founded and built Daruma Capital Management into a $2.5 billion firm with a distinctive, non-traditional approach to investing. With over 30 years of experience as a small-cap stock picker, she now helps clients navigate personal finance, entrepreneurship, and life transitions, drawing from her deep expertise in business, investing, and her multicultural heritage. Key Highlights: 1. The Impact of Cognitive Biases Martha Menard discusses how stress and emotional states can lead to irrational financial decisions. She explains how automatic saving mechanisms like 401(k) plans can help manage cognitive overload. 2. Money Scripts and Financial Behavior Saundra Davis shares her personal journey, highlighting how childhood financial instability shaped her adult money scripts. She emphasizes the importance of awareness and compassion in reshaping these scripts. 3. Interplay of Emotions in Financial Decision Mariko Gordon speaks about the essential role of emotions and body wisdom in investment decisions. She draws parallels between money habits and food consumption, underscoring the complexity of personal biases. Call-to-Action Your Challenge This Week: Take one step toward improving your relationship with money. Here's how: Spend five minutes writing down your biggest financial fear or belief. Where do you think it comes from? Is it serving you, or holding you back? Awareness is the first step toward change. Let me know in the comments or send me a message—what did you discover? Find the Inspired Money channel on YouTube or listen to Inspired Money in your favorite podcast player. Andy Wang, Host/Producer of Inspired Money

Have you ever considered how your financial mindset might impact your entrepreneurial journey? In this episode of the Angel Next Door Podcast, Marcia Dawood recaps insightful conversations with guests, exploring the profound connections between money, leadership, and impact investing, and how these factors influence entrepreneurship.Marcia highlights Sally Boulter's discussion on donor advised funds (DAFs) as a means for accessible impact investing. She also revisits her conversation with Wendy Ryan, who shares her Learn Lead Lift framework, promoting leadership through clarity and collaboration and advocating for investment in diverse founders. Lastly, Marcia reflects on her dialogue with Cammie and Sandi from the Money Tales podcast, who emphasize reshaping our money beliefs.In case you missed any of this great content, you can get a recap here and also go back and listen to the full episodes: https://pod.link/1586445642 Sign up for Marcia's newsletter to receive tips and the latest on Angel Investing!Website: www.marciadawood.comLearn more about the documentary Show Her the Money: www.showherthemoneymovie.comAnd don't forget to follow us wherever you are!Apple Podcasts: https://pod.link/1586445642.appleSpotify: https://pod.link/1586445642.spotifyLinkedIn: https://www.linkedin.com/company/angel-next-door-podcast/Instagram: https://www.instagram.com/theangelnextdoorpodcast/TikTok: https://www.tiktok.com/@marciadawood

Tripp Limehouse delves into the concept of behavioral finance, exploring how psychological factors influence financial decisions, particularly in the context of retirement planning. The hosts discuss the importance of understanding emotional triggers, the impact of herd mentality, and the necessity of having a solid financial plan. They also draw parallels between military principles and effective financial strategies to mitigate risks and ensure a successful retirement. The discussion also touches on the importance of health and social factors in retirement, introducing the Green Line Principle as a safe money strategy. Listener questions provide practical insights into navigating retirement challenges. Call 800-940-6979. Visit Limehouse Financial to learn more.See omnystudio.com/listener for privacy information.

Join us as Polly shares the many ways that government can impact your finances and what you should consider moving forward! 

David Thorne from Thumbscore brings expertise in behavioral economics and financial wellness to discuss innovative approaches to reducing employee financial stress. As a leader in the employee benefits space, David focuses on helping organizations create more effective financial wellness programs by incorporating behavioral science and personalized decision support. Episode SummaryIn this episode, we explore how Thumbscore is revolutionizing the employee benefits space by applying behavioral economics principles to financial wellness programs. David shares insights on how understanding human behavior can lead to better financial decisions and improved mental health outcomes for employees. Key Topics Discussed- Integration of behavioral economics in financial wellness programs- Addressing employee financial stress through personalized insights- The connection between benefits decisions and mental health- Importance of renters insurance and emergency savings- Improving broker onboarding and customer experience- Human behavior patterns and decision-making in financial contexts- Digital transformation in the benefits space- Personal and corporate growth parallels Resources and Links(https://www.thumbscore.com) Additional Reading Materials- "Nudge: Improving Decisions About Health, Wealth, and Happiness" by Richard Thaler and Cass Sunstein- "Predictably Irrational" by Dan Ariely- "The Psychology of Money" by Morgan Housel Key Takeaways1. Financial wellness programs are more effective when they incorporate behavioral economics principles2. Understanding human behavior is crucial for developing effective financial support systems3. Digital transformation is reshaping how benefits are delivered and managed4. Personal development and corporate growth share similar behavioral patterns5. Successful change requires both understanding individual strengths and environmental factors Connect with David- LinkedIn: https://www.linkedin.com/in/davidjthorne/ Episode Quotes "The best way to help people make better financial decisions is to understand their behavioral patterns and create systems that work with, not against, human nature." "Digital transformation in benefits isn't just about technology – it's about understanding and improving human experiences."

David Thorne from Thumbscore brings expertise in behavioral economics and financial wellness to discuss innovative approaches to reducing employee financial stress. As a leader in the employee benefits space, David focuses on helping organizations create more effective financial wellness programs by incorporating behavioral science and personalized decision support. Episode SummaryIn this episode, we explore how Thumbscore is revolutionizing the employee benefits space by applying behavioral economics principles to financial wellness programs. David shares insights on how understanding human behavior can lead to better financial decisions and improved mental health outcomes for employees. Key Topics Discussed- Integration of behavioral economics in financial wellness programs- Addressing employee financial stress through personalized insights- The connection between benefits decisions and mental health- Importance of renters insurance and emergency savings- Improving broker onboarding and customer experience- Human behavior patterns and decision-making in financial contexts- Digital transformation in the benefits space- Personal and corporate growth parallels Resources and Links(https://www.thumbscore.com) Additional Reading Materials- "Nudge: Improving Decisions About Health, Wealth, and Happiness" by Richard Thaler and Cass Sunstein- "Predictably Irrational" by Dan Ariely- "The Psychology of Money" by Morgan Housel Key Takeaways1. Financial wellness programs are more effective when they incorporate behavioral economics principles2. Understanding human behavior is crucial for developing effective financial support systems3. Digital transformation is reshaping how benefits are delivered and managed4. Personal development and corporate growth share similar behavioral patterns5. Successful change requires both understanding individual strengths and environmental factors Connect with David- LinkedIn: https://www.linkedin.com/in/davidjthorne/ Episode Quotes "The best way to help people make better financial decisions is to understand their behavioral patterns and create systems that work with, not against, human nature." "Digital transformation in benefits isn't just about technology – it's about understanding and improving human experiences."Video Version: https://youtu.be/kVxBL3At1P8

On this episode of the Crazy Wisdom Podcast, host Stewart Alsop welcomes Reuben Bailon, an expert in AI training and technology innovation. Together, they explore the rapidly evolving field of AI, touching on topics like large language models, the promise and limits of general artificial intelligence, the integration of AI into industries, and the future of work in a world increasingly shaped by intelligent systems. They also discuss decentralization, the potential for personalized AI tools, and the societal shifts likely to emerge from these transformations. For more insights and to connect with Reuben, check out his LinkedIn.Check out this GPT we trained on the conversation!Timestamps00:00 Introduction to the Crazy Wisdom Podcast00:12 Exploring AI Training Methods00:54 Evaluating AI Intelligence02:04 The Future of Large Action Models02:37 AI in Financial Decisions and Crypto07:03 AI's Role in Eliminating Monotonous Work09:42 Impact of AI on Bureaucracies and Businesses16:56 AI in Management and Individual Contribution23:11 The Future of Work with AI25:22 Exploring Equity in Startups26:00 AI's Role in Equity and Investment28:22 The Future of Data Ownership29:28 Decentralized Web and Blockchain34:22 AI's Impact on Industries41:12 Personal AI and Customization46:59 Concluding Thoughts on AI and AGIKey InsightsThe Current State of AI Training and Intelligence: Reuben Bailon emphasized that while large language models are a breakthrough in AI technology, they do not represent general artificial intelligence (AGI). AGI will require the convergence of various types of intelligence, such as vision, sensory input, and probabilistic reasoning, which are still under development. Current AI efforts focus more on building domain-specific competencies rather than generalized intelligence.AI as an Augmentative Tool: The discussion highlighted that AI is primarily being developed to augment human intelligence rather than replace it. Whether through improving productivity in monotonous tasks or enabling greater precision in areas like medical imaging, AI's role is to empower individuals and organizations by enhancing existing processes and uncovering new efficiencies.The Role of Large Action Models: Large action models represent an exciting frontier in AI, moving beyond planning and recommendations to executing tasks autonomously, with human authorization. This capability holds potential to revolutionize industries by handling complex workflows end-to-end, drastically reducing manual intervention.The Future of Personal AI Assistants: Personal AI tools have the potential to act as highly capable assistants by leveraging vast amounts of contextual and personal data. However, the technology is in its early stages, and significant progress is needed to make these assistants truly seamless and impactful in day-to-day tasks like managing schedules, filling out forms, or making informed recommendations.Decentralization and Data Ownership: Reuben highlighted the importance of a decentralized web where individuals retain ownership of their data, as opposed to the centralized platforms that dominate today. This shift could empower users, reduce reliance on large tech companies, and unlock new opportunities for personalized and secure interactions online.Impact on Work and Productivity: AI is set to reshape the workforce by automating repetitive tasks, freeing up time for more creative and fulfilling work. The rise of AI-augmented roles could lead to smaller, more efficient teams in businesses, while creating new opportunities for freelancers and independent contractors to thrive in a liquid labor market.Challenges and Opportunities in Industry Disruption: Certain industries, like software, which are less regulated, are likely to experience rapid transformation due to AI. However, heavily regulated sectors, such as legal and finance, may take longer to adapt. The discussion also touched on how startups and agile companies can pressure larger organizations to adopt AI-driven solutions, ultimately redefining competitive landscapes.

Join us for an enlightening conversation with Marcia Dawood, an experienced angel investor who shares her transformative journey from being unaware of the investment world to becoming a passionate advocate for angel investing, especially for women. Listen in as Marcia demystifies the concept of angel investing, which involves using personal, after-tax dollars to invest in private companies. With the rise of equity crowdfunding platforms like Republic, Wefunder, and StartEngine, this once-exclusive realm is now more accessible than ever. Marcia breaks down common misconceptions about needing immense wealth or connections to participate, encouraging listeners to develop a focused investment strategy based on their interests and goals. We explore the empowering potential of angel investing, particularly for women entrepreneurs who are often underrepresented in receiving funding. The conversation highlights the need for more women in decision-making roles to support female-led ventures, particularly in areas like women's healthcare. Marcia emphasizes the importance of aligning investments with personal values and recognizing the potential in alternative assets like angel investing. Her journey into this field, along with her efforts to raise awareness through public speaking and writing, serve as an inspiring call to action for listeners to consider this impactful form of investing.   Connect with Marcia:Website: www.marciadawood.com Facebook: Marcia Rick Dawood Instagram: @marciadawood LinkedIn: Marcia Dawood     Let's keep the conversation going!Website: martaspirk.com Instagram: @martaspirk Facebook: Marta Spirk Want to be my next guest on The Empowered Woman Podcast?Apply here: www.martaspirk.com/podcastguest  Watch my TEDx talk: http://bit.ly/martatedx Ready to go from financial stress to financial thriving? At Money Essentials for Women, we provide coaching and resources to help you achieve your biggest financial goals with ease — whether it's early retirement, debt payoff, homeownership, career growth, or more. Learn more and set up a free consultation with one of our expert coaches today: https://www.money-essentials.com Planning for your legacy should be empowering. That's why we've partnered with Tim Gorman, Author of Tangled Legacy: Turning Estate Planning Mistakes Into Successes, your essential guide to building wealth and securing your family's future.  Invest in your legacy. Learn more about workshops, classes and 1:1 coaching at https://dgrealtyadvisors.com/  

In this episode, I talk about where our most important financial decisions come from, why our habits are dictating more of our finances than we may realize, how energy depletion works against our abundance, why our partnership dynamic either multiples or divides our income and more.CONNECT WITH ME…→ Instagram — @mattgottesman→ Text Me — 480-530-7352→ My Substack — mattgottesman.substack.com → Apparel — thenicheisyou.comRESOURCES…→ Recommended Book List — CLICK HERE→ Workshops — CLICK HERE→ Masterclass — CLICK HEREWORKSHOPS + MASTERCLASS:→ Need MORE clarity? - Here's the FREE… 6 Days to Clarity Workshop - clarity for your time, energy, money, creativity, work & play→ Write, Design, Build: Content Creator Studio & OS - Growing the niche of you, your audience, reach, voice, passion & incomeOTHER RELATED EPISODES:Creation is a Practice, Not a PerformanceApple: https://apple.co/4gFJC2QSpotify: https://spoti.fi/4gDid1A