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Have you ever wondered what makes the wealthiest families, like the Rockefellers, so successful? They don't try to maximize the return on every dollar. Instead, they build diversified portfolios with different assets serving different purposes to provide liquidity, stability, and access to capital when opportunities arise.That's why I'm excited to welcome Brock Fortner back to the podcast. Brock is a wealth strategist at Stone Century Financial and a longtime member of the Lifestyle Investor Mastermind who has become one of my most trusted resources on dividend-paying whole life insurance. I've personally used whole life policies for nearly 25 years to store cash, fund investments, and create greater flexibility with my capital.In our conversation, Brock and I challenge some of the conventional thinking around asset allocation, the traditional 60/40 portfolio, and the idea that every dollar needs to earn the highest possible return. We also talked about teaching the next generation to think differently about money and some of the costly mistakes people make when choosing and structuring life insurance.In this episode, you'll learn: ✅ The incredible benefits and flexibility of using whole life insurance in your cash and fixed-income portion of your portfolio.✅ How borrowing against your policy creates liquidity to quickly capitalize on new investment opportunities.✅ How wealthy families use whole life insurance to build a family banking system and transfer wealth for multiple generations.Show Notes: LifestyleInvestor.com/306Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, real estate expert Bill Faeth shares insights on investing during economic uncertainty, creative financing strategies, and building authentic relationships in business. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Is Airbnb DEAD? Not even close — but most investors are playing it completely wrong. 20-year real estate veteran Shawn Moore (Founder & CEO of Vodyssey - V-O-D-Y-S-S-E-Y) joins Mary Jo Irmen on Without The Bank to expose why gurus keep switching strategies, why the tax savings are TRAPPING investors, and why right now — with high prices, 7% rates, and low inventory — is actually the best time to buy if you understand underwriting. Shawn started in fix & flips in 2000, survived the 2008 crash thanks to a single A-frame cabin in Bear Lake, Utah, went all-in on short-term rentals from 2012-2014, wrote his book in 2017-2019 (pre-COVID), and built Vodyssey into one of the largest short-term rental communities in the country. Inside this episode:
Are you eager to leave your W-2 job and dive into real estate full-time? Hold on before you jump! Quitting prematurely can put unnecessary financial stress on you and your family. In this episode, Gino Barbaro breaks down the realistic, step-by-step framework to transition safely from your day job into real estate without putting your financial security at risk. Gino shares his personal journey—transitioning from working long hours at a restaurant to building a massive multifamily real estate portfolio alongside his partner, Jake. Learn how to leverage your current W-2 job as an asset, use your earned income to fund your learning and investments, and build a solid foundation that sets you up for long-term freedom. Key Takeaways: The 4 Stages of Transitioning: Learn, Earn, Build, and Transition. The Transtheoretical Model of Change: Understanding the 6 psychological steps to taking real action (Pre-contemplation to Termination). Time Management for Busy Professionals: How to find time to invest while working full-time and managing family obligations. Cash Flow vs. Equity: Why cash flow gets you out of your job, but equity keeps you out. The Financial Gap Calculation: How to determine your true monthly expenses, current cash flow, and necessary safety margin before making the leap. Stop romanticizing real estate and start building a real, sustainable business. Build a bridge to your new life before you burn the ships! We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On the Money Meets Medicine podcast, Dr. Jimmy Turner and Justin Harvey answer three listener questions. First, they discuss 457 plans and how to determine if you should be participating in yours, including the three questions to answer to figure it out in your situation. They alos discuss if doctors should have emergency funds and, if so, how large they should be. Finally, they chat about investing bonus money: invest it all in at once? Or let it trickle in through dollar-cost averaging (DCA)?Resources for this episode: Every doctor needs own-occupation disability insurance. Get a quote from Money Meets Medicine Disability Insurance, co-founded by host Dr. Jimmy Turner. Are you looking for a new accountant? Check out Gelt, the tax strategy team that Jimmy Turner personally uses. Use this link to get 10% off Gelt's services the first year you work with them. Looking to increase your financial literacy, but not sure where to start? Get a free copy of Dr. Jimmy Turner's best-selling book, The Physician Philosopher's Guide to Personal Finance. IRS guide on differences between governmental and non-governmental 457 can be found here. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Know your numbers, fix your cash flow, and build a business that works for you. Start free with myColtivar. Most business owners think financial visibility means getting an income statement every month. It does not.In this episode Steve breaks down what real financial visibility actually looks like, why the gap between what most owners see and what they need to see is costing them money every single day, and why running a business without it is not just risky but a genuine disability.If you have ever felt like you are making decisions in the dark, this one will show you exactly what you are missing._______________________________________Disclaimer:The views expressed here are those of the individual Coltivar Group, LLC (“Coltivar”) personnel quoted and are not the views of Coltivar or its affiliates. Certain information contained in here has been obtained from third-party sources. While taken from sources believed to be reliable, Coltivar has not independently verified such information and makes no representations about the enduring accuracy of the information or its appropriateness for a given situation.This content is provided for informational purposes only, and should not be relied upon as legal, business, investment, or tax advice. You should consult your own advisers as to those matters. References to any securities or digital assets are for illustrative purposes only, and do not constitute an investment recommendation or offer to provide investment advisory services. The Company is not registered or licensed by any governing body in any jurisdiction to give investing advice or provide investment recommendations. The Company is not affiliated with, nor does it receive compensation from, any specific security. Please see https://www.coltivar.com/privacy-policy-and-terms-of-use for additional important information.LinkedIn | YouTube coltivar.com
In just under six years, Bryan Field built a 100% remote real estate investment portfolio producing over $65,000 per year in cash flow. He bought properties sight unseen, chose markets that made the most money, and routinely reinvested his home equity. He started with zero real estate experience, and his first real investment went way over budget, but he bounced back and has already replaced a sizable chunk of his salary. Stuck in San Diego, Bryan knew he wanted to invest, but not in the million-dollar houses around him. The best bet? Move to a cheaper market (Arizona), buy a home, and try to invest there. A HELOC-funded house flip with a friend turned into a six-figure renovation, but they both walked away unscathed. After returning to San Diego with his newborn son, Bryan was determined to invest somewhere affordable, scalable, and profitable. Over the next few years, Bryan bought duplexes in South Dakota, seller-financed portfolios in Arkansas, and short-term rentals in Virginia. He used equity to make down payments, moved markets when he found better deals, and now makes over $5,000/month on his rentals alone, living in Southern California and investing from thousands of miles away. Priced out of your market? Feel like you're boxed out of investing? If you've got a laptop, a phone, and some starting capital, you can repeat Bryan's process! In This Episode We Cover How to use home equity (via a HELOC) to buy your first investment property Choosing a market with the best cash flow potential (and tenant pool) How to find seller-financeable rental property deals even in a market you're brand new to Buying investment properties sight unseen confidently when you're hundreds or thousands of miles away The creative investment Bryan made that is not a rental property but is in real estate And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1324. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
This week, we are diving into why so many experienced female real estate investors hit a wall after their third or fourth property—and exactly how to move past it. We talk about what happens when the numbers stop penciling, even though you know real estate works because it's already worked for you. We're breaking down the biggest reasons you're feeling stuck, including: Why not having a true buy box (with real metrics, not vibes) keeps you in analysis paralysis How “Is this a good deal?” is the wrong question—and what to ask instead The trap of trying to eliminate all risk and how that kills every deal on your spreadsheet Why waiting for a “home run” deal is keeping you from building long-term wealth How your next best deal might already be in your portfolio through refinancing, restrategizing, or selling The power of a sanity check and surrounding yourself with other women investors who get it If you're a woman on deals 4–10 who's tired of spinning your wheels alone, this episode will help you see what's really holding you back and give you practical ways to start making confident offers again. Resources: Get on the waitlist for the WIIRE Community Grab our SOP Templates Simplify how you manage your rentals with TurboTenant Make sure your name is on the list to secure your spot in The WIIRE Community Leave us a review on Apple Podcasts Leave us a review on Spotify Join our private Facebook Community Connect with us on Instagram
Send us Fan MailRama interviews Jens Nielsen, a former IT/telecom professional turned full-time commercial real estate investor and certified high performance coach who has partnered in 2,700+ apartment units and industrial assets, helped raise $10M+ in private equity, and participated in $250M+ of projects. Nielsen explains how rising interest rates, higher taxes, and surging insurance costs widened the buyer-seller pricing gap, prompting him to pause multifamily acquisitions and shift to value-add industrial/flex deals with higher cap rates (often 8–10%) in markets like Albuquerque, focusing on smaller in-city warehouses around 30–35K square feet with low vacancy. He highlights asset management as a key weakness hurting returns, stresses transparent, regular investor updates when performance falters, urges unlearning 3–4% rate assumptions and avoiding short-term bridge debt, and emphasizes conservative underwriting, long-term holds, patience, technology/AI adoption, and consistent capital raising. He also shares coaching principles, daily habits, a book on spending aligned with happiness, and directs listeners to jensnielsen.us. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2026 virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal: email: info@ushacapital.com
Send us Fan MailOn Multifamily AP360, Neal Bawa says his view has shifted: supply and interest rates now drive multifamily profits more than demographics, and inaccurate third‑party permit tracking in 2022–2023 missed about 30% extra supply that contributed to widespread negative rent growth across major growth markets. He describes using AI to scrape county permit data and to improve operations, arguing the industry underuses AI beyond underwriting. Examples include an AI “Secret Shop” system that tests lead follow-up speed and quality across owned properties and 86 competitors, and an AI-assisted camera workflow that creates timesheets and uncovered employee time theft. Bawa says the broader multifamily market isn't distressed, but syndication is shrinking sharply; pricing is fair given higher rates and weaker rents. He would buy in low-tax/low-insurance, supply-absorbed markets like Boise, avoid markets with significant incoming supply, and warns underwriting assumptions for rent growth and cap compression are often unrealistic. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2026 virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal: email: info@ushacapital.com
The State Department says it's busted a global terror network that has funded the disruptions and protests by Antifa, Twitter says it's cracked a Chinese bot farm and the FBI busts a Chinese hacking operation that tried to get into the computers at NASA. Pete Hegseth rights a 5-year wrong and gives Bronze Stars to soldiers who acted heroically during the deadly US withdrawal from Afghanistan. Good News will leave every parent with tears.
Cash flow is top of mind for real estate investors in 2026—but where can you still find it? In this episode of The Real Wealth Show, Kathy Fettke sits down with RealWealth Director of Realty Leah Collich to talk about the markets getting the most attention from investors right now. They discuss why the Midwest is standing out, with markets like Cleveland, Cincinnati, and St. Louis offering lower entry prices and stronger cash flow potential, while Oklahoma City and San Antonio may offer a different mix of income and long-term growth. Schedule a FREE real estate strategy session with one of our investment counselors at www.Realwealth.com/Schedule. DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.
True wealth is about more than money. It's about having the freedom to buy your time back and live life on your terms. But none of it matters if you don't have the health and energy to enjoy the life you've worked so hard to create. With traditional healthcare falling short in helping people prevent disease before it starts, many high-achieving entrepreneurs are looking for better ways to take control of their health.Today's guest, Dr. Ryan Williamson, is a physician, entrepreneur, former Navy lieutenant commander, and longtime member of the Lifestyle Investor Mastermind. He's also the founder of Transcend Health, where he's combining advanced diagnostics, personalized medicine, and cutting-edge technology to help people take a more proactive approach to their health.In our conversation, Ryan explains why an annual physical isn't enough, which health metrics you should be tracking today, and how simple habits can dramatically improve metabolic health. We also explore how AI and emerging medical technologies are changing healthcare, why more high performers are turning to concierge medicine, and how Ryan's entrepreneurial journey transformed his definition of wealth and success.In this episode, you'll learn: ✅ Why proactive healthcare starts long before symptoms appear and how regularly tracking your health data can uncover risks while you still have time to address them.✅ How regular blood work, wearables, blood pressure monitoring, movement, sleep can help you build a more complete picture of your health.✅ How AI, advanced diagnostics, and concierge medicine are creating a more personalized approach to health that can help entrepreneurs perform better and protect their longevity.Show Notes: LifestyleInvestor.com/305Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Infinite banking "didn't click" the first time? You're not alone. In this episode Mary Jo breaks down the exact misconceptions that hold people back — and the one question that unlocks everything. If you've met with us and walked away without starting a policy, this is for you. We cover the three things most people miss: uninterrupted compound interest (why you still earn on the FULL $20,000 even after you borrow $15,000), the "premiums forever" myth (your premium drops — and your dividends can pay it), and the difference between cash value and cash flow. The lesson? Ask the question. The shortest distance to your answer is asking. ⚡ Chapters: 0:00 The Sales Question I'll Never Ask 0:42 Why Infinite Banking "Didn't Click" 2:12 Uninterrupted Compound Interest Explained 4:15 Do You Have to Pay Premiums Forever? 6:33 Cash Flow, Not Just Cash Value 9:03 The Questions You Should Be Asking 12:28 Come Prepared (Read the Books First) 14:17 Ask the Question, Get Your Answer 15:31 Book Your Appointment & Let's Chat
Your sales aren't bad. So why does it suddenly feel like there is no money in the bank?Hi, I'm retail strategist and founder of Resilient Retail Club, Catherine Erdly.Every September and October I have the same conversation, and it is almost always with someone who is convinced they have done something wrong. You planned Christmas properly. You placed the orders. And now, right on cue, the invoices for all of that stock are landing while the Christmas sales that are supposed to pay for them are still months away. Your VAT, your wages and your rent carry on regardless. That is the Christmas cash flow pinch, and it turns up in the same fortnight every single year.What I want you to understand is that this is not a mistake you made. It is the shape of a seasonal business. Retail runs on the gap between paying for stock and selling it, and Christmas stretches that gap wider than any other point in the year. It happens at the very top of the industry too. When I worked in big corporate retail we had a standing set of meetings for exactly this problem, with a name I have never forgotten, and the thing we were protecting was not the bank balance you would assume. At Paperchase we took half our year's revenue in the fourth quarter, sometimes more. You do not survive a shape like that on optimism.So in this episode I take you through four things you can do over the next few weeks to ease the squeeze. Which stock is quietly holding your money to ransom, and how to get it out. How to build a Christmas buying budget so that every pound you spend has a job to do instead of being a hopeful just-in-case. How to reshape your delivery dates and your payment terms so the cash leaves your account later than it otherwise would. And the one thing not to do when the balance looks tight. By the end you will know exactly what to review this week, what to ask your suppliers for, and why September feeling like this is information rather than a verdict. Press play and I'll walk you through it.CHAPTERS00:00 The Christmas cash flow pinch (and why it isn't your fault)05:20 Way one: free the cash trapped in old stock07:57 Way two: buy with intention, not "just in case"09:14 Ways three and four: flow your stock in, and don't panicLINKSFree Get Set for Christmas planner: https://www.resilientretailclub.com/christmasFree cash flow planner: https://www.resilientretailclub.com/cashflowFind out more about Stock Doctor: https://stockdoctor.netAll episodes of the Resilient Retail Game Plan: https://www.resilientretailclub.com/podcast/Catherine on LinkedIn: https://uk.linkedin.com/in/catherineerdlyFaire (mentioned in this episode): https://www.faire.comMentioned in this episode:Home and Gift Association is our sponsor this monthhttps://www.homeandgiftassociation.org.uk/Capify
First up: If you've logged into your recruitment dashboard recently and noticed your LinkedIn ad campaigns look a little different, you aren't imagining it. LinkedIn officially retired its daily and 30-day "slot" campaigns and migrated everyone over to a Pay-for-Performance—or P4P—model. Here's what that actually means for your hiring budget: Instead of buying calendar airtime where you pay regardless of engagement, you now pick a fixed budget tier—either $299, $399, or $549. You only pay when a candidate clicks "Apply." Sounds great, right? But here's the catch you need to know about: Your campaign ends as soon as the budget is spent, or after 30 days—whichever comes first. That means a high-demand role could burn through a $399 budget in twelve days, leaving your listing inactive for the rest of the month if you don't keep an eye on it. Plus, unused budget operates on a "use-it-or-lose-it" rule and won't roll over. Check your account settings this week to make sure your tier matches your hiring volume—and don't forget to verify your LinkedIn Company Page to keep your free organic listings flowing. Moving on to funding news: Background screening and workforce safety platform Yardstik has raised $30 million in a Series B round led by Harbert Growth Partners, bringing their total capital raised to $65 million. Why is this important? Because traditional background checks have historically been built around a single "moment in time"—the day someone gets hired. But as Yardstik points out, workforce risk changes every single day. Yardstik is using this cash to double down on fraud prevention and continuous workforce monitoring. Instead of waiting for an annual review, their system alerts employers in real-time if a worker's driver's license lapses, insurance expires, or a regulatory exclusion occurs. With 98% account retention and clients like Gopuff and TaskRabbit, Yardstik is proving that ongoing fraud protection isn't just a premium add-on anymore—it's becoming the standard foundation for contingent and traditional workforces alike. In product news today, we have two major updates aimed at making talent acquisition smarter and faster. First, iHire released its new Hiring Market Insights dashboard. It lets recruiters compare candidate availability directly against job demand across specific metros and skills. If you're struggling to hire a specific role, it tells you whether it's a candidate shortage or an overcrowded job market—helping you tweak job titles and expectations before launching a campaign. Meanwhile, assessment provider eSkill introduced Linea, an AI-powered intelligence layer built right into their platform using Anthropic's Claude models. Here's why recruiters will love it: You can drop a job description into Linea, and in seconds, it drafts a custom skill assessment pulled from eSkill's library of 70,000 validated questions. Crucially, eSkill designed Linea with a "human-in-the-loop" approach—showing the AI's reasoning for every question so recruiters stay in full control of the final test. Finally, a brand new study from financial tech firms Branch and Stripe reveals a massive shift in how people work: Gig work is officially no longer just a "side hustle." According to their Gig Workforce Index—which surveyed over 1,000 flexible workers—56% of gig workers now rely on platform work for the majority of their household income. A few eye-opening stats from the report: The Competition is Wild: 60% of workers say they have to accept a posted gig in under two minutes before someone else snatches it up. The Multi-App Hustle: Nearly half balance three or more different apps simultaneously to keep income steady. Cash Flow is King: 78% experience weekly income fluctuations, and 72% spend their earnings within 24 hours just to cover gas, groceries, and bills. The takeaway for HR and platform leaders? Fast payouts and financial management tools are no longer perk add-ons—they are the primary driver of worker retention. https://hrtechfeed.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Financial freedom becomes possible when your income no longer depends on a paycheck. In this episode, real estate investor Dustin Heiner shares how he went from being laid off from a government job to building enough rental income to become "successfully unemployed" at 37. He explains why cash flow beats speculation, how to build your investing team before buying, and why boring rental properties can create lasting wealth. Tune in to learn how to build an income-producing real estate business that works without you. Key Takeaways To Listen For An effective way to accelerate your path to financial freedom How recycling the same capital can help investors keep acquiring properties What most investors get backward about building a rental property business The "cookie-cutter" rental property Dustin looks for in cash-flowing markets Why waiting to start may be the most expensive investing decision you make Resources/Links Mentioned In This Episode Income Builder The 4-Hour Workweek by Timothy Ferriss | Kindle, Hardcover, and Paperback The Richest Man in Babylon by George S. Clason | Kindle and Paperback Bible Free Real Estate Investing Course Text RENTAL to 33777 for Dustin's FREE investing course. About Dustin Dustin Heiner is a real estate investing expert, entrepreneur, and founder of Master Passive Income, where he helps aspiring investors build rental property businesses that generate lasting passive income and financial freedom. After becoming "successfully unemployed" at age 37 through real estate investing, Dustin made it his mission to help 1 million people invest in real estate and break their dependence on traditional employment. He is also the creator of IncomeBuilder.io, a software platform for real estate investors, and Income Building Live, an educational event that brings together investors focused on building wealth through rental properties. Through his coaching, content, and community, Dustin teaches investors—including those living in expensive markets- how to identify, acquire, and manage profitable rental properties across the country. Connect with Dustin Website: Master Passive Income Podcast: Master Passive Income LinkedIn: Dustin Heiner Facebook: Master Passive Income with Dustin Heiner Instagram: @thedustinheiner YouTube: Dustin Heiner X: @dustinheiner Connect With Us If you're looking to invest your hard-earned money into cash-flowing, value-add assets, reach out to us at https://slipstreamaii.com/. Follow Keith's social media pages LinkedIn: Keith Borie Investor Club: Secret Passive Cashflow Investors Club Facebook: Keith Borie X: @BoboLlc80554
Derek Moore is joined by Mike Snyder and Shane Skinner this week to talk about Big Oil posting its best free cash flow quarter ever, $70 billion across the top five majors, without the war-driven price spike that powered the last record. Plus, gold pushing back higher as ETF flows return, the Citi global economic surprise index at its highest since 2022, an AI capex boom that lands as an import drag on GDP, midterm year seasonality, and a housing market where buyers have gone missing while prices sit at records. All that and more this week. The top five international oil majors generated $70 billion in free cash flow last quarter. That tops the previous high set during the Russian invasion of Ukraine. Tobias Carlisle credits cost discipline, portfolio high-grading, and capital restraint. Is record oil profitability without a price spike a sign of structural improvement? Luke Kawa flags the Citi global economic surprise index at 41.6, highest since April 2022. Weakness in long-term government bonds around the world may be a good news story. Term premiums in the US, UK, Germany, and Japan have shifted since Warsh's first FOMC. Gold has climbed from the low $3,000s an ounce last August to near $5,500 today. Goldman Sachs data shows spot gold ETF flows turning positive again alongside performance. Liz Ann Sonders shows the AI capex boom driving imports while exports stay muted. Net exports remain a drag on real GDP even as fixed investment keeps growing. Seasonality shows the S&P 500's typical midterm election year path over 99 years. Schwab data breaks down which sectors have stocks at four-week and 52-week highs. The Daily Shot shows the housing buyer and seller mismatch has flipped since 2021-2022. The number of home buyers has fallen to a record low, widening the gap with sellers. Case-Shiller's national home price index hit a record 335.10 as of May 31, 2026. Charlie Bilello notes the median monthly mortgage payment went from $862 to $2,240. Mortgage rates went from 3.4% to 6.7% and median prices from $243k to $434k in a decade. Mentioned in this Episode Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag Contact Derek derek.moore@zegainvestments.com
Are you approaching retirement and wondering whether your spending, investments, taxes, insurance, estate plan, and retirement lifestyle are all working together? A retirement plan should do more than help you reach a savings goal. It should support the life you want while preparing for changing markets, rising costs, healthcare needs, and a retirement that could last 30 years. In this episode, Larry Heller, CFP®, CDFA®, shares a six-part retirement planning checklist designed to help people approaching retirement or already retired review the financial and personal decisions that can shape their future. Larry discusses: How much you may be able to spend in retirement without constantly worrying about running out of money Why taxes, insurance, and estate planning deserve regular review How purpose and lifestyle planning can be just as important as your finances How tax-efficient withdrawal strategies and Roth conversions may help reduce taxes throughout retirement Why reviewing your estate plan, insurance coverage, and life after work can help you retire with greater confidence And more! Resources: Mastering Retirement Withdrawals: Expert Tips for Smart Distribution Planning (Ep. 169) Retirement Unlocked: Managing Sequence of Returns Risk (Ep. 171) Why Taxes Often Go Up in Retirement and What Planning Ahead Can Change (Ep. 194) From Net Worth to Cash Flow, Rethinking Retirement Strategy (Ep. 197) IRMAA Explained, How Income Decisions Today Can Increase Medicare Costs Tomorrow (Ep. 199) Connect with Larry Heller: (631) 248-3600 Schedule a 20-Minute Call Heller Wealth Management LinkedIn: Larry Heller, CFP®, CDFA®, CPA YouTube: Retirement Unlocked with Larry Heller, CFP® Heller Wealth Management is now part of Savant Wealth Management. Savant is a Registered Investment Advisor. This content is provided for informational and educational purposes only and should not be construed as personalized investment advice. Effective March 31, 2026, Heller Wealth Management joined Savant Wealth Management (“Savant”). A copy of Savant's current written disclosure Brochure discussing our advisory services and fees is available at www.savantwealth.com/disclosure-brochures/
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Mike Reeves shares his entrepreneurial journey, the development of the innovative Andy app for property tax protests, and insights into leveraging technology and data for real estate success. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Send us Fan MailBonus Episode #101: If someone asked whether your business is financially healthy, could you answer without guessing? We walk through five numbers that cut through the noise and tell you what's really happening, even when sales are up and your bank account looks fine.We start with revenue, but we don't stop there. We show you how to compare revenue month over month and year over year, and why “more sales” can still mean a weaker business if it costs too much to deliver. From there, we break down gross profit margin in plain language and connect it directly to pricing, discounts, labor, materials, vendor costs, and product or service mix. The goal is simple: understand how much you keep from every dollar you sell.Next, we move to net profit margin to translate performance into a clear bottom line view, then zoom in on cash available so you can see your real short term flexibility after payroll, taxes, rent, debt payments, and vendor bills. We also explain why a rolling cash flow forecast beats relying on a bank balance snapshot. Finally, we highlight the break even point, the metric many owners skip, and the one that quickly reveals whether your sales goal is realistic or a structural problem.If you want a practical small business finance framework you can review every month, this is your scorecard. Subscribe for more, share this with a business owner who needs it, and leave a review, then tell us which of the five numbers you're going to track first.Please connect with me on:1. Instagram: stephen.mclain2. Twitter: smclainiii3. Facebook: stephenmclainconsultant4. LinkedIn: stephenjmclainiiiFor more resources, please visit Finance Leader Academy: financeleaderacademy.com.Support the showStephen is an experienced Finance Professional and Leader who offers fractional CFO services and development opportunities. Please visit his LinkedIn profile or Finance Leader Academy for more information.The views and information shared on The Finance Leader Podcast are intended solely for educational and informational purposes. They do not constitute financial, accounting, tax, legal, investment, or other professional advice. Always seek guidance from a qualified professional before making decisions related to your specific circumstances.
**In this video, Dr. Lisa Faast breaks down the new GLP-1 Bridge Program and what pharmacy owners need to understand before participating. This new program gives Medicare beneficiaries access to weight-loss GLP-1s for a flat $50 co-pay (regardless of Extra Help status) billed and paid separately from Part D. Sounds like a win for patients, and it is. But I've seen too many pharmacy owners get blindsided by what it does to their business.** **Show Notes:** 1. **Introduction** [0:00] 2. **GLP-1 Bridge Program Overview** [0:10] 3. **GLP-1 Bridge Program for Pharmacy Businesses** [1:32] 4. **Financial Consequences of the GLP-1 Bridge Program** [2:24] 5. **Rebate and GCR Implications** [4:16] 6. **Cash Flow and Business Decisions** [4:53] 7. **Resources and Support for Pharmacy Owners** [6:39] ----- #### **Becoming a Badass Pharmacy Owner Podcast is a Proud to be a part of the Pharmacy Podcast Network**
To increase sales, profit, cash flow, and personal income, understand that money is always flowing in one direction or another. In a business, it needs to flow in from the customers. It needs to flow through to the employees and to the suppliers and to everybody who is providing you with services. And there needs to be something left over at the end to take home. And when you’re able to make those things happen consistently, everybody’s just better off. David: Hi, and welcome to the podcast. In today’s episode, cohost Jay McFarland, and I will be discussing how to increase sales, profit, and personal income. Welcome Jay. Jay: Yeah. Thank you, David. I’m so excited, as usual, to talk about these topics that we discuss every podcast. I think that people often get caught up, especially small business owners, in one of these aspects, instead of having balance between all of them. And I feel like the one that they think about the most is sales. We have to increase sales. And if you’re not focusing on profitability in that regard, you could be generating all kinds of sales, but you’re not controlling your costs. And so ultimately those sales aren’t helping you. David: Yeah. Been there, done that. I think anybody, if you’ve started your own business, you’ve probably found yourself in this situation and gross sales is usually a good place for people to start. They’re thinking in terms of top line. Okay. I need to bring in as much as possible, which is true. You got to be bringing it in. But if you’re not paying attention to the rest of it, as you indicated, you could be selling a lot of stuff and losing money every day. And unless you’re keeping track of that, you’re not going to know it. I remember in the early days of my promotional products business, I would get together with my accountant once every 90 days. At the end of every quarter, actually the beginning of the following quarter, we would review the numbers for the previous quarter. And at that point, it’s too late to do anything about it. You feel like things are going well because you know, you’re selling stuff, but then you look at the expenses, the cost of goods, the cost of people, all your internal costs, your overhead costs. And you find out that you’re not making money on it. And 90 days later is too late. So once we got that in focus and we started doing it every month, reviewing what happened last month, where are our expenses too high and where are our gross sales too low? And which customers take up too much time and don’t generate enough revenue? Once we’re able to focus on the things that actually allow you to operate a profitable business, things got a lot better, a lot more quickly. And when we think in terms of these three things, how to increase sales, profit, and personal income, it’s almost like you’re starting here with the sales and then that generates whatever profit you have. And then after you’ve spent money on overhead and things, then you have some money to pay yourself, get some personal income going. But different businesses operate different ways. There are some business owners who are so focused on what am I going to bring in for myself that they may cut costs. They may short change people in terms of what they’re delivering in terms of product. They may choose less quality products. And so depending on where people’s focus is, determines where they’re going to be successful among those three things. Jay: Yeah. And I think you need balance. I mean, they’re all important. And so as you talked about looking at things monthly, I think having systems to identify and track each of these areas and have proper goals and benchmarks and reporting systems so that you can catch issues quickly. And pivot quickly is the only way you’re going to find balance in the force with these three things. David: Yeah, I agree. And I’ve operated businesses that had overhead that was too high. And that’s really hard. Because you feel like you’re trying to do everything right. And you’re trying to take care of the business and you’re trying to take care of your employees and you’re trying to take care of your customers. And if you don’t have the metrics right, it’s going to be pretty darn close to impossible to do that. And so finding the balance between the quality of product, which has to be high, the customer service, which has to be great. And the quality of client you’re interacting with, which also has to be great. When you get those three things lined up, you’re more likely to be successful, but if you’re not quite connected with some of those things, it’s a really uphill slog. Jay: Yeah. Yeah, absolutely. And we’ve kind of mentioned this in some other podcasts, but I see businesses when they need to increase their profitability. Their default is we need to increase sales or revenue. And I think that can be misguided. Because in order to make a dollar in profit, you may need to increase sales by $10. But if you focus on reducing cost, like for example, in a restaurant, if you can reduce your food cost by 1%, that immediately goes to the bottom line and increases profitability. So I find that the much faster route to profit than just to increase sales. And I don’t know that every business person understands that. David: Right. And I think it’s probably because there is a limit to how much you can cut. But theoretically, there’s not a limit in terms of how much you can generate. Now, obviously there is. If it’s a restaurant, you’ve got a certain number of seats or whatever. In a promotional products business, there’s a certain number of customers that you can visit with. Whatever your business is, there are going to be limits on the upper end. But most businesses never see that. They never get to the point where it’s like, I’m totally overwhelmed. I’m extremely profitable. I’m making a lot of money and I’m capped out. Because when you’re doing things well, when you’re doing things right, you’re generating the revenue, you’re generating the profit, which means you can hire additional people. You can add the staff, you can get the help and you can still continue to make money. But when you’re not in that situation, when you’re just sort of barely eking things out, and you’re saying, “okay, I need to increase sales. I need to generate more.” Yeah, you probably do. But as you indicated, if you are able to cut some of your overhead costs by even just a small amount, all of that drops, whereas gross sales don’t drop. Gross sales do not drop directly to your bottom line. And I can’t tell you how many people I’ve worked with who forget that. And when they think about gross sales, when they focus on gross sales, when they talk about gross sales, they’re like, “oh yeah, we’re generating all of this.” It doesn’t matter if you don’t get to drop it and keep some of it and pay everybody who needs to be paid. Jay: Yeah, absolutely. And one of the things is knowing what your cost should be. What is the ideal cost that you’re shooting for? Because you’re right. You can’t continue to reduce costs. There is a line. There’s a threshold. My experience, like in the restaurant business, we had something called a theoretical food cost versus our actual food cost. The theoretical was if we had no waste, if we had no theft, if we had no shrinkage, if we ran perfectly, what would our food cost be? And then we compared that to our actual food cost. And so the goal was constantly trying to close the gap between those. And if you’re not an industry where there’s no shrinkage or things like that, then that’s not going to be as easy. But this was a great system for us to always be trying to achieve, to close that gap between the theoretical and the actual. David: Yeah, there are also a lot of business people who, when they start talking about this or thinking about this, it feels cold. “Well, I don’t like thinking about the numbers. I want to make sure I’m taking care of my people” and all that sort of thing, which is great. You do want to take care of your people. But the only way you can take care of your people is by remaining in business. Cause if you don’t remain in business, you can’t take care of anyone anymore. Can’t take care of your customers. You can’t take care of your employees. You can’t take care of yourself or your family. So, paying attention to this and recognizing that, yeah, this is a real thing and it’s not just driving gross sales is absolutely critical. I’ve operated businesses that generated huge gross sales, but they didn’t have the profitability they needed. I’ve operated businesses that didn’t generate a huge gross amount of money, but they had really good margins. And that works well too. And I’ve also operated businesses that generated a lot of sales and had a lot of profit. That’s my favorite. That’s probably most people’s favorite. That’s what you want to stick with. But if you recognize that that’s the goal and you’re taking the actions necessary to make it happen, then you’re going to be in a much better position. Jay: Yeah, totally. And then, you know, something like a pandemic can come along and your sales drop and now you’ve got to pivot dramatically to figure out how to increase sales and stay open. And so it’s not like you can assume that the status quo is going to be the way it always is. You’ve got to be prepared to identify issues quickly and pivot quickly. David: Yeah, you should probably assume that the status quo is never going to be the status quo. Because in life and in business, things are constantly changing. And some people were able to pivot extremely well and extremely effectively during the epidemic. And some people were just like, “I don’t know what to do.” And we’ve, we see the results of that. There are a lot of businesses that are no longer around because they couldn’t do it over. Even over the past six months. I’ve still seen a lot of that fallout happening, where there’s still businesses that are sort of merging with others or they’re being acquired, or people are retiring earlier than they would’ve otherwise because they just couldn’t figure out how to do it. And I think if you recognize that there are these three primary things, what am I making from it is the third part of it because you’re not making anything if you’re not able to increase sales and if you’re not generating profit, but looking at those three things and saying, okay, where do I need to focus my attention? Do I need to focus on how to increase sales? Do I need to focus it on trying to reduce my costs without reducing the quality of the product and the service that I’m delivering. I mean, if you cut food costs by getting cheaper, less tasty ingredients, then you can save some money there it’ll drop right to the bottom line. But then your gross sales are probably going to drop too. So it’s this constant balance. It’s this constant process of looking at, where am I, where am I trying to be? And what do I need to do to get there? Jay: Yeah, it feels complicated, but I think if you have good systems, if you have key performance indicators, ways to easily capture and process this information, I think that’s critical. You know, In my experience, a lot of restaurant operators don’t even know what their theoretical food costs should be. They don’t even know what a plate of food is supposed to cost. All they know is what their sales are and what they’re spending. And that’s it. So whatever your industry is, knowing what those ideal goals are, and then having systems to identify early issues, I think it’s the only way you’re going to find balance. Otherwise it’s an emotional process instead of a tactical process. David: Right. And knowing the how is extremely important. I know I need to increase sales and bring in more customers. How do I do it? I know I need to cut my costs. How do I do it without impacting quality? I know that I need to be able to increase my personal income, to be able to maintain the standard of life that’s going to allow me to want to continue in the business. I mean, I talk to people. Particularly in the last six months where they’re just tired of doing it. They don’t feel like what they’re generating for themselves is worth it. Because they’re doing all this work and they feel like it’s benefiting their suppliers. They feel like it’s benefiting their coworkers and it’s not dripping down to them. You know, they’re paying everybody else and there’s very little left. And so recognizing that in order to maintain a healthy business, it’s got to be healthy for everybody. It’s got to be healthy for the business owner, for the employees, for the clients, and not always necessarily in that order. Jay: Yeah, such a great point. I’ve seen this happen so many times. People start a business because it’s their passion. David: Mm-hmm, Jay: It’s a product that helps people or they love to cook for people or whatever it is. And then as things tighten up, it starts to be very stressful and it starts to feel like a job, not like your own business and you become a servant to that business. And that’s a tough place to be. So,, figuring out how to make it a love instead of a job, I think if you can balance these three things, you’re probably going to be able to do that more effectively. David: Yeah. Trickle down economics was actually the term I was struggling to think of before, ties to the idea of cash flow. In other words, money’s always flowing, it’s flowing in one, direction or another. And in a business, it needs to flow in from the customers. It needs to flow through to the employees and to the suppliers and to everybody who is providing you with services. And there needs to be something left over at the end to take home. And when you’re able to make those things happen consistently, everybody’s just better off. And I think a lot of it does come down to mindset too. If we recognize that our goal is to service our customers, whether it’s the people coming into a restaurant or the business owners, we work with, whoever it is, if we’re able to provide them a good quality product, a good quality service at a reasonable price that is profitable enough to us, that we can pay our people and pay our suppliers and pay ourselves. Then that’s a real win. Jay: Yeah, I love that you brought up cash flow and you might want to make it sales, profit, cash flow and personal income. It’s that important. David: Yeah. Jay: I worked for a gentleman who had a great business. I mean, he was making money hand over fist. But he wasn’t getting paid from his clients for three to six months. And so making payroll, being able to cover all your expenses becomes very difficult if you don’t have the money. You know, you can have the sales, but you don’t have the money. That can be a very difficult situation. And so cash flow is equally as important as these other things we’ve talked about. David: very true. So it’s going to flow from sales to cash flow to profits, eventually, when you get the cash flow in, and then eventually to personal income. So it does flow. That’s the point. And sometimes it trickles and sometimes it floods, and our goal is to try to get it to move at a steady enough pace that everybody gets paid. Jay: Yeah, absolutely. How can people find out more? David: Oh, you can go to TopSecrets.com/call. If you’d like to schedule a time to talk with our team about how we can help you grow your sales and profits. If you’re an Inner Circle member, be sure to log in. We’ll be talking about that all this week. If you’re not an Inner Circle member, you can check out that service at topsecrets.com/ic for Inner Circle. That’s TopSecrets.com/ic. Yeah, thank you so much, David. I love that we’re sharing this information and hopefully just planting seeds and helping people think about things that perhaps they haven’t thought about before. So thank you for joining us and for sharing all your great insights. Thank you, Jay. Ready to Increase Sales & Profits? If so, check out the five primary ways we help promotional product distributors grow: Just Getting Started? If you (or someone on your team) is just getting started in promotional products sales, learn how we can help. Need Clients Now? If you're already grounded in the essentials of promotional product sales and just need to get clients now, click here. Want EQP/Preferential Pricing? Are you an established industry veteran doing a significant volume of sales? If so, click here to get End Quantity Pricing from many of the top supplier lines in the promo industry. Time to Hire Salespeople? If you want to hire others to grow your promo sales, click here. Ready to Dominate Your Market? If you're serious about creating top-of-mind-awareness with the very best prospects in your market, schedule a one-on-one Strategy Session here.
Building active income is great, but how do you create real enterprise value? The group analyzes how life insurance agencies are bought and sold at tech-like multiples. Featuring a deep dive into Patrick Bet-David's $250M sale of PHP to Integrity Marketing, this section breaks down how recurring renewal revenue, proprietary tech IP, and team overrides drive high 10x–15x EBITDA exit valuations.
This week we dive into why your real estate portfolio feels so stressful—and how to fix it. You'll hear the exact mindset shifts and systems we've used (and taught thousands of women) to turn a scattered rental portfolio into a streamlined, profitable business. We break down: Why “more doors” can mean more stress, especially when you're holding too many small, high-effort, low-return properties How to evaluate your rentals using cash flow and Return on Equity (ROE) so you can confidently decide what to keep, sell, or trade up The difference between being a “mom-and-pop landlord” and a real estate CEO—and the SOPs, bookkeeping, and insurance checks you actually need How systems, boundaries, and business hours with tenants protect your peace (and prevent 3:30 a.m. calls) Why most everyday investors don't know their numbers, and how that fuels anxiety and indecision The power of community, mentorship, and accountability for women real estate investors who are making big decisions alone If your portfolio looks good on paper but feels like a second full-time job, this episode will help you get clarity, reduce stress, and start running your rentals like the high-performing business they are. Resources: Get on the waitlist for the WIIRE Community Grab our SOP Templates Simplify how you manage your rentals with TurboTenant Leave us a review on Apple Podcasts Leave us a review on Spotify Join our private Facebook Community Connect with us on Instagram
Donald Brown, Founder of Beacon Business Capital, is a strong fit for your guest lineup because his expertise spans nearly the full range of lender categories. Through Beacon Business Capital, he works across SBA loans, working capital, MCA, revenue-based lending, invoice factoring, equipment leasing, commercial real estate financing, bridge loans, startup funding, and franchise financing. This makes him especially valuable as a guest because he's not limited to one niche product—he understands and structures funding across multiple capital sources, which aligns directly with the broad lender ecosystem your show covers. His 25+ years in commercial finance also gives him credibility to speak on real-world funding strategies, deal structuring, and how business owners can successfully navigate different lending options. Overall, he would bring a well-rounded, practical perspective on alternative lending and business financing that fits perfectly with your audience of business lenders and capital-seeking entrepreneurs. During the show we discuss: Why getting approved isn't the same as getting the right financing How to build a capital strategy around your business When an unsecured line of credit can make sense How to recognize problematic MCA financing Why stacking MCAs can become a financing trap How banks differ from private lenders Why the best time to establish financing relationships is when business is stable How rapid growth can affect bankability Resources: https://www.beaconbusinesscapital.com/
What happens when a busy, productive practice still can't pay its bills? In this Fail Forward episode, Dr. Rasheeda Johnson shares the hard lesson that changed how she runs Dentcare Now: never let one person hold the entire revenue cycle. After discovering delayed claims, missed billing, and broken cash flow, she and her partner rebuilt the practice around documented workflows, specialized support, and clear checks and balances. Her takeaway is simple but powerful for any business owner: people help you grow, but systems help you last.Listen now for a quick but important reminder to protect your business by building systems that can stand even when people change!Listen to Rasheeda's Other Episodes Here:From Concept to Collaboration: Starting Your Emergency Care Practice | Dr. Rasheeda Johnson | 529 – The Dental Marketer PodcastHost: Michael AriasJoin my newsletter: https://thedentalmarketer.lpages.co/newsletter/Join this podcast's Facebook Group: The Dental Marketer SocietyLove the Podcast? Follow on Your Favorite App! https://lnkfi.re/TDMPod
Episode Summary: In this episode of the Work at Home Rockstar Podcast, Tim Melanson chats with Dr. Rob Yonover, founder and CEO of Sea Rescue Corporation, who has worked from home for over 30 years inventing survival gear for military and civilian use. What started as him "screwing around with a piece of plastic" on his patio became the SeeRescueStreamer, a signaling device he says is now military-approved worldwide and has even flown on SpaceX missions. Rob gets candid about what it actually takes to make working from home sustainable: brutal self-discipline, a simple math equation for building a passion project around a day job, and a thick skin built from years of rejection, including five no's on Shark Tank. He walks through the relentless, old-school media hustle that got his product into outlets like the Miami Herald, Outside Magazine, and Playboy, and explains why he still believes trade shows and face-to-face relationships beat digital marketing for building trust. The conversation also covers how a 15-year licensing deal with guaranteed royalties gave him the cash flow to keep inventing, what's exciting him now with a new pocket desalinator project and his published books, and his strong personal views on keeping kids off phones and social media. Who is Dr. Rob Yonover? Dr. Robert Yonover is a Ph.D. geochemist/volcanologist with a history of innovative scientific contributions and technologies that have been awarded U.S. Military/DARPA funding and U.S. Patents. The military-approved/adopted SeeRescueStreamer has saved lives on land and in water. A North Shore big wave surfer and Molokai Channel rough-water fisherman, Dr. Yonover uses the ocean as his laboratory. He's the founder and CEO of Sea Rescue Corporation and has worked from home in Hawaii for over 30 years, describing himself as a third-generation work-at-home entrepreneur following his grandmother, who ran an early medical practice out of her Chicago home, and his father, who built a mail-order business in the 1960s. The SeeRescueStreamer earned Navy approval and has since been adopted across military branches, including the Canadian Air Force. He's also the author of four books, Hardcore Inventing, Caregiver's Survival Guide, Hardcore Health, and Brainstorm Islands, and is currently working on a pocket desalinator that converts saltwater to freshwater. Connect with Dr. Rob Yonover: Website: SeeRescueStreamer.com Host Contact Details: Website: https://workathomerockstar.com Facebook: https://www.facebook.com/workathomerockstar Instagram: https://www.instagram.com/workathomerockstar LinkedIn: https://www.linkedin.com/in/timmelanson YouTube: https://www.youtube.com/@WorkAtHomeRockStarPodcast X / Twitter: https://twitter.com/workathomestar Email: tim@workathomerockstar.com In this Episode: 00:00 — Welcome and Guest Intro 00:30 — From Patio Idea to Lifesaver 01:30 — Discipline for Remote Work 03:18 — Side Hustle Time Math 04:53 — Avoiding Desperation Deals 05:52 — Handling Rejection and Doubt 08:32 — Protect Ideas Before Sharing 09:29 — Finding Your First Yes 13:42 — Old School Media Hustle 16:01 — Marketing in the Internet Age 19:50 — Work Ethic Beats the Odds 20:43 — Passion and Ownership Matter 21:55 — Tools That Still Work 22:31 — Trade Shows and Niches 24:32 — Longevity and Low Overhead 25:51 — Relationships Beat Automation 27:53 — Licensing and Cash Flow 30:28 — Thick Skin and Trolls 32:10 — Phones Without Guardrails 35:16 — What Excites Him Now 35:57 — Desalinator and Storytelling 40:00 — No Electricity Grandpa 40:58 — Where to Find Rob 41:50 — Desert Island Albums General Business Advice Disclaimer The strategies and experiences shared in this episode are based on our guest's personal journey and are for inspiration and education, not a guarantee of results. What worked for them may not work the same way for everyone. Guest Claims & Product Disclaimer Any claims made about products, approvals, or outcomes in this episode reflect our guest's own statements about their business and have not been independently verified by Work at Home RockStar. Personal Opinions Disclaimer Our guests share their own opinions and life philosophies, on technology, parenting, or anything else, which don't necessarily reflect the views of this show. 45:24 — Final Thanks and Signoff
A lot of people look successful from the outside. But privately, many are carrying pressure, comparison, uncertainty, and exhaustion. In this episode of Cashflow Legendz, Nate, Brandon, and Brock talk about why income does not equal peace and why success does not always create control. The guys discuss what financial freedom really means, why high earners can still feel trapped, why making more money can add pressure if there is no clear direction, and why the percentage of money you keep and control may matter more than the amount you make. They also talk about comparison, accountability, honest money conversations, and why intentional community is such an important part of growth. Because financial freedom is not just about income. It is about clarity, control, purpose, and building the life you actually want. Join the Cashflow Legendz Inner Circle: https://www.skool.com/cashflow-legendz-inner-circle Get a free copy of What Would The Rockefellers Do? https://stonecenturyfinancial.com/book Schedule a free Cashflow Legendz clarity call with Nate https://calendly.com/chroniclesnate/cashflow-legendz-consult This show is for educational purposes only and is not financial, tax, legal, or investment advice. Consult with your professional team before making financial decisions. Money. Cashflow. Legacy. Break the rules. Build your legend.
Motheo Khoaripe speaks to Mpact CEO Bruce Strong about the packaging group's improved cash generation and lower debt levels in the first half of 2026, despite ongoing pressure from weak demand, rising input costs and a challenging global paper market. In other interviews, Naacam chief operating officer Nduduzo Chala talks about the growing pressure on South Africa’s automotive components sector, with 7 500 jobs lost and around 15 businesses closing over the past three years. With 63% of Naacam’s members cutting jobs or considering further cuts, weaker vehicle production, lower local content, rising imports and tariff uncertainty are putting the industry under strain. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape. Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa Follow us on social media 702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702 CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Alphabet (GOOGL) "owns the mine, the shovel factory," and just about everything it needs to lead the AI race, argues Tiffany McGhee. However, she says the Mag 7 giant's negative free cash flow raises a yellow flag. Stephanie Walter agrees that Alphabet's breadth is the strongest sticking point for forward momentum, though points to confusion on how it uses AI as the biggest concern.
Real Estate Investor Dad Podcast ( Investing / Investment in Canada )
What happens to Canadian real estate investors when trade uncertainty, tariffs and job losses start working their way through the economy? The answer may show up in the rental market before it shows up in property values. In today's episode of the Canadian Real Estate Investing Morning Show, Wayne and Gabby recap the sold-out Edmonton Real Estate Investing Bus Tour, share details from Wayne's latest property-hunting trip, break down a newly accepted Edmonton rental-property offer, and answer a listener question about how tariffs could affect Canadian real estate. The bigger lesson is about risk. You cannot control tariffs, unemployment, interest rates or the economy. But you can control what properties you buy, how much they cash flow, the tenants they attract and the systems you build around them.
Lens #013 - Never Trust a Skinny Chef With Your MoneyAn old expression about eating your own cooking exposes a blind spot almost every investor has.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down why "skin in the game" matters more than brand reputation.You'll learn the stat on mutual fund managers with zero personal money invested, the 30-second due diligence question that filters out bad advisors, and the mistake Justin made trusting a fund he never checked.Question of the Day
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
The money in your business bank account is not always yours to spend. In this episode, Tiffany shares how one business owner confused cash with profit—and nearly ran out of money after taking large owner draws. A hidden $68,500 tax bill and penalty left her business with a dangerously small cash cushion. You'll learn the three numbers every owner should track: total cash, committed cash, and truly available cash. Tiffany also explains how to build a tax reserve, update estimated tax payments, and review smart year-end moves. These practical tax planning and cash flow lessons can help you make better money decisions and protect your business finance. Before you transfer another dollar, listen to this episode. Your bank balance may be telling the wrong story. Next Steps:
Links & ResourcesFollow us on social media for updates: Instagram | YouTubeCheck out our recommended tool: Prop StreamThank you for listening!
In This Episode Of Business Lunch: We tackle a question every founder faces: do you build your business for cash flow now or for a big exit later, and can one company really do both? They dig into why bootstrapped owners have far more options than funded ones, how cash left sitting in a company quietly turns into bloat, and how to pay yourself regular distributions without hurting a future sale.Chapters:0:00 Cold open0:36 Welcome and where this question came from0:55 Can one business deliver both cash flow and a big exit1:57 The path VC funding locks you into3:45 Why bootstrapped owners have more flexibility9:19 How cash left in the company creates bloat11:35 The cash flow waterfall and budgeting for distributions12:34 How VC backing changes the exit itself14:06 Building reserves for refunds and emergencies16:20 Regular distributions or waiting for the big exit18:54 Wrap upListen to Business Lunch:Apple Podcasts: https://podcasts.apple.com/us/podcast/business-lunch/id1442654104Spotify: https://open.spotify.com/show/0iWSA89TaD263zhXETdSvZConnect with Roland Frasier:Instagram: https://www.instagram.com/rolandfrasier/LinkedIn: https://www.linkedin.com/in/rolandfrasier/TikTok: https://www.tiktok.com/@rolandfrasierFacebook: https://www.facebook.com/RolandFrasierPage/Everything else: https://msha.ke/rolandfrasier/Connect with Ryan Deiss:Instagram: https://www.instagram.com/ryandeiss/LinkedIn: https://www.linkedin.com/in/ryandeiss/X: https://x.com/ryandeissSite: https://www.scalable.co
A bigger paycheck isn't always the solution to financial stress. Despite rising incomes, millions of people—including high-income earners—continue living paycheck to paycheck because they never build the financial habits needed to create lasting wealth.That's why I'm excited to have Anthony O'Neal on the podcast. Anthony is a bestselling author, financial educator, and host of one of the fastest-growing personal finance platforms, The Table with AO.After overcoming homelessness and financial hardship himself, Anthony has helped millions of people eliminate debt and build healthier money habits to achieve financial freedom. His latest book, Stop Living Paycheck to Paycheck, outlines a proven framework for breaking free from financial stress and building wealth that lasts.In this conversation, we discuss why lifestyle inflation quietly keeps people trapped regardless of income, how eliminating consumer debt creates the margin needed to begin investing, and why true wealth comes from owning assets instead of keeping up with appearances. In this episode, you'll learn: ✅ Why increasing your income won't solve your financial problems if your spending grows just as quickly.✅ How getting financially stable creates the foundation for every other wealth-building decision.✅ Why Anthony believes teaching financial literacy early could change the trajectory of an entire generation.Show Notes: LifestyleInvestor.com/304Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Marcellus shares his journey from DC to Georgia, his multifaceted approach to real estate, coaching, and entrepreneurship, and his mindset for success. Discover how he leverages discipline, relationships, and innovative strategies to grow his business and empower others. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
Lovell Jones, founder of Veteran Affairs LLC, shares his journey from music to real estate and how he's helping displaced veterans find housing through innovative programs backed by government funding. Discover how his experience, passion, and strategic networking are scaling a business that benefits both landlords and veterans. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode, Jeff Estrada from Marcus and Millichap shares insights on the Los Angeles multifamily market, his approach to brokerage, and how he leverages technology and networking to succeed in real estate. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Scott Galloway explains why the solopreneur boom isn't actually distorting the jobs report, breaks down how founders can survive a brutal early cash flow crunch, and shares how he thinks about talking to his kids about complicated family relationships. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Plus, you can now call or text Scott a question at our new Office Hours hotline: (201) 472-3656. Learn more about your ad choices. Visit podcastchoices.com/adchoices
What makes manufactured housing communities an interesting opportunity for real estate investors? In this episode of the Massive Passive Cashflow Podcast, Gary Wilson talks with Ali Nasir, a longtime manufactured housing community investor and operator, about the strategies behind investing in one of America's most affordable housing asset classes. Ali shares lessons from more than four decades in the industry, including why manufactured housing can remain resilient across economic cycles, how investors can identify under-occupied communities, and how value-add and infill strategies can increase occupancy and property income. The conversation also explores vertical integration, multiple potential revenue streams, resident retention, market specialization, and creative real estate deal structures. Ali walks Gary through a real-world Orosi, California case study, explaining how a lease-with-option-to-purchase structure allowed his team to control a property with less upfront capital while locking in a future purchase opportunity. Over time, improvements to income and the property's value created a significant value-add opportunity. In this episode: Manufactured housing as an affordable housing investment Why demand can remain strong during economic downturns Infill strategies and increasing occupancy Value-add opportunities in existing communities Vertical integration and multiple revenue streams Resident retention and housing affordability Why market specialization matters Investing in California's manufactured housing market Creative real estate financing and acquisition structures Lease-with-option-to-purchase strategies The Orosi, California case study How investors can think more creatively about real estate deals Connect with Nasir Ali: Website: www.RISE360Ventures.com Email: info@rise360ventures.com LinkedIn: https://www.linkedin.com/in/joinrisecomm/ Facebook: https://www.facebook.com/Rise360Ventures Instagram: https://www.instagram.com/therise360ventures/ Youtube: https://www.youtube.com/@RISE360Ventures Attention Investors and Agents: Are you ready to scale your real estate business and connect with like-minded professionals?
Join an active community of RE investors here: https://linktr.ee/gabepetersen
Investor Fuel Real Estate Investing Mastermind - Audio Version
Ty Burbidge shares innovative financing strategies for buy and hold properties, emphasizing traditional creative financing, cross collateralization, and the importance of education and activity in real estate investing. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
John Salcedo started investing in rental properties close to home, but as property values, insurance, and taxes climbed, the numbers stopped making sense. Many of the properties he looked at would have generated little or even negative cash flow. Instead of giving up on buying rentals, John changed where he invested.On this episode, John shares how he successfully buys and self-manages rental properties from out of state. We talk about how he finds deals, evaluates properties remotely, handles renovations and turnovers remotely, and fills vacancies without being there in person.John also explains how he finances his rentals and the systems he uses to self-manage from hundreds of miles away. We break down the actual numbers on one of his deals, including the purchase price, rent, mortgage payment, and ongoing expenses. I am running a few minutes late; my previous meeting is running over.John also shares how renovating the property helped him create approximately $100,000 in equity.If you live in an expensive market where rental properties no longer work, this episode shows how looking beyond your local area can open up opportunities for better cash flow and equity growth.https://rentalincomepodcast.com/episode587Thanks To Our Sponsors:PadSplit - Earn 2.5X more rental income with PadSplit's shared housing model.Ridge Lending Group - Ask about the All-In-One loan. A first-position HELOC on rentals.Rentec Direct - Automate the day-to-day work and make property management easy. Use promo code RIP to get 10% off your first 6 months.
In this Multifamily Minutes episode, Axel breaks down why revenue management deserves far more attention than most multifamily operators give it. Using a simple 10-unit example, he shows how a single percentage point of recovered revenue — whether from reduced vacancy or lower delinquency — can boost net free cash flow by 5% or more, a magnified effect similar to how leverage amplifies returns. He also shares how his own portfolio tracks collections throughout the month, why vacancy is the lever operators actually control while rent is dictated by the market, and the practical steps his team is taking — from tenant screening to new collections technology — to keep squeezing out those last few points of revenue.Join us as we dive into:Why revenue assumptions (vacancy and delinquency) vary wildly across A, B, C, and D class deals.The leverage analogy: how small revenue changes create outsized swings in net free cash flow.What happens at the extreme: a 3% revenue increase driving 15–16%+ additional cash flow.Why this effect becomes easier to see and more important at scale, across larger portfolios or buildings.How Axel's team tracks collections by day of the month (1st–5th, 5th–12th, 12th–30th) and what "normalized" collections look like for stabilized C-class buildings.The tech and process changes being used to push collections rates higher, including third-party payment plan platforms for past-due tenants.Are you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.Connect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners
This week, I'm turning the mic over to Audrey Neff, host of True to Form, and replaying the conversation she originally shared with her audience. Audrey put me in the hot seat with the financial questions medical spa owners need to be asking as they grow. A full schedule can still produce weak cash flow, a second location can magnify problems that already exist, and a practice that depends on its owner for every decision will be difficult to scale or sell. Audrey and I connect these issues by following the money from individual treatments through to the long-term value of the business. The Metrics Behind a Financially Healthy Med Spa Free cash flow gives an owner choices. It can fund cash reserves, support a new location, reduce debt, or create an exit opportunity. Producing more of it requires a clear understanding of which treatments fill your schedule and which ones contribute meaningful margin. In this episode, we discuss: Why reviewing a P&L without interpreting it leaves owners with more numbers but very little direction How revenue per hour, margin per treatment, patient retention, and customer lifetime value influence cash flow Why injectables can bring patients through the door while leaving little room for profit when pricing, commissions, and discounts are poorly managed How "Bed Bath and Botox" discounting cuts into an already thin injectable margin The missed retail sales opportunities hiding inside treatment plans and patient conversations Why a med spa should have four to six months of cash reserves before opening a second location How to identify and reduce owner dependency by asking, "What breaks first when I leave?" What buyers examine when calculating enterprise value, including cash flow, owner dependency, customer concentration, and operational risk The Five-Part Financial Playbook Here are the exact steps we use to evaluate a practice's financial health: Core profit: Are your treatments priced to produce healthy margins? Operating profit: Can your budget support the team and infrastructure required to run the practice? Cash flow: What remains after your equipment, debt, taxes, and other obligations are paid? Customer value: Are you retaining patients and increasing the value of those relationships? Enterprise value: Can the practice continue producing reliable cash flow without depending on you? Following the steps in order helps you identify the financial constraint that deserves your attention now instead of trying to fix everything at once. Get your free Playbook here. Add "True to Form" to Your Playlist This conversation originally aired on Audrey Neff's True to Form podcast. Audrey brings candid conversations about leadership, operations, patient experience, growth, and enterprise value to the medical aesthetics industry. If you own or lead an aesthetics practice, subscribe to both shows: Subscribe to Keep What You Earn Subscribe to True to Form Get the free Financial Scaling Playbook for Aesthetics Connect with Audrey and Aviva Aesthetics: Audrey Neff brings more than a decade of experience in the medical aesthetics and wellness industries and currently serves as Chief Marketing Officer at Aviva Aesthetics. A respected marketing strategist and global speaker, she has served as a key opinion leader for several leading aesthetic brands and has taught for more than 30 medical aesthetic associations worldwide. Her thought leadership has been featured in publications such as PRIME Journal, The Aesthetic Guide, and PAN Journal. Audrey is also the host of True to Form, a globally ranked podcast exploring the people and ideas shaping the future of the aesthetics industry. Website: https://avivaaesthetics.com/ True To Form podcast: https://www.instagram.com/truetoformpodcast/ Instagram: https://www.instagram.com/audreyneff_/ LinkedIn: https://www.linkedin.com/in/audreyneff/ Follow Shannon & Keep What You Earn: Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence. She is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners. Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/ Connect with Shannon: https://www.linkedin.com/in/shannonweinstein Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn Listen on your favorite podcast app: https://pod.link/1580071347 Instagram: https://www.instagram.com/shannonkweinstein/ The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here.
People say it's just too hard to find real estate deals in 2026, but today's guest is proving them all wrong. He's already bought four rental properties that make over $6,000 in monthly cash flow, and he's been investing in real estate for just eight months. Joe Crocker is eager to trade his 70-hour workweek for financial freedom, and he's on track to replace his W-2 income with rental cash flow in the next two years. He's not finding these properties by building lists, cold calling, or sending mailers. These are regular deals right off the MLS. He buys one, adds some value, pulls his money out, and buys the next one. It's a simple investing strategy that anyone can use, yet most people don't. Meanwhile, Joe has already completed multiple deals this year and is well on his way to building a cash-flowing rental portfolio that gives him the money, time, and freedom he's always wanted. Follow his model, and there's no reason why you can't, too! In This Episode We Cover The exact strategy Joe's using to replace his income with rental cash flow Scaling to four rental properties in just eight months while working his W-2 job The simple property tax strategy that can instantly boost your cash flow How to find overlooked, undervalued real estate deals in 2026 (on the MLS!) Why you should go into every real estate deal with at least two exit strategies And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1318. Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Are the days of "go bigger, faster" in real estate over? In this episode of the Jake & Gino Podcast, Jake Stenziano and Gino Barbaro sit down with commercial real estate investor and host of Invest Beyond Multifamily, Ash Patel. Together, they pull back the curtain on why syndicators are losing tens of millions of dollars in the current market cycle, the danger of overpaying for deals based on speculative pro formas, and why cash-on-cash return—not IRR—is the ultimate metric for long-term wealth. Plus, Ash breaks down why retail and suburban office space are quietly offering massive, low-risk returns while everyone else is fighting over multifamily. Timestamps: 00:00 - Introduction: Ash Patel (Invest Beyond Multifamily) 02:18 - The Fall of "Go Bigger, Faster" & Overpaying for Deals 06:37 - Why Big Syndicators Are Losing Millions 10:13 - Red Flags to Look Out For Before Investing with a Syndicator 14:41 - The Truth About Retail: Lowest Vacancy in History 20:03 - Why Buying Blue-Collar Businesses Is Overhyped 25:05 - Cash-on-Cash Return vs. IRR
The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action
What does it really take to create cash flow in today's real estate market? In this episode, Robert Helms joins two fellow seasoned real estate investors to answer that question as they share their personal journeys and takeaways from more than 25 years of buying, building, renovating and managing residential real estate. Along the way, our guests share what they're seeing in the Indiana market, why the fundamentals make it an interesting place for rental investors, and some of the lessons they've learned from years of doing the work firsthand. Since 1997, The Real Estate Guys™ radio show features real estate investing ideas, strategies, interviews, and all kinds of valuable resources. Visit our Special Reports Library under Resources at RealEstateGuysRadio.com