Talk Money to Me

Join us as we explore a retirement option that only gets better as time goes on. With people aging longer and worrying about exhausting their retirement savings, we need another method to secure our future. In this episode, we explain how investing in annuities not only alleviates the concern of timing out our savings, but can be integrated into your financial strategy to compound your wealth further.

Tax-Efficient Donations and Inheritance: Navigating RMDs Part II How RMDs Help You Optimize Donations and Inheritance Tax Benefits for Donations and Inheritance: QCDs and the Ten-Year Rule #RMD #TaxPlanning

Join us as we delve into the complexities of managing excess money in your retirement accounts, focusing on Required Minimum Distributions (RMDs). We will explore the intricacies of RMDs, the impact on your tax liabilities, and strategies to minimize tax burdens while optimizing your retirement savings. Whether you're nearing retirement or planning for the future, this episode provides valuable insights to help you navigate the financial challenges of your golden years.

In this episode, we explore the essential aspects to consider when setting up a living trust as part of your estate planning strategy. By establishing a living trust, you can effectively avoid probate and ensure a comprehensive inheritance plan. The episode highlights five crucial factors that require careful consideration and preparation.

With the season finale, our speakers will help us highlight and understand previous historical moments in finance so that we can recognize the ways it has been mirrored in our pandemic situation.

In the second half, we discuss the relation between retirement and nursing homes, as well as how our desired retirement lifestyle affects the timeline for how we get there.

Retirement: It's the thing we all dream about. It gets brought up all the time, and it seems like there's so many paths to get there. Join us in part one of our discussion as we learn about the origins, ins, and outs. =)

As we revisit the topic of life insurance, we're now seeing the ways in which it has evolved from being a "death only" tool for someone else; it now provides you benefits even while you are alive.

In part two of our discussion, we get deeper into how we allow our options to not just be whimsical, but to be calculative and beneficial from a financial standpoint.

They say that successful people build towards a better tomorrow rather than thinking about today; let's take that idea and learn about futures and options.

You heard it said: there's strength in numbers. However, with your finances it can be cost-effective to keep things for me, myself, and I when applying it to a Solo 401k.

In the second half, we talk about why the US dollar continues to maintain its popularity, and whether or not it's possible for it to get dethroned as the de facto standard currency in the world.

The same dollar that can buy a McDonald's drink in the US can also buy you a meal in various parts of Asia; learn about how money find its value in comparison to other types of currency.

Noticing how things seem to keep getting more expensive? While nobody wants to pay more if they don't have to, sometimes it can be a good thing; you just need to keep it in balance.

As we enter the second half of our roundtable episode, take a listen to the ways that each person's life continues to be shaped and changed as finances become a bigger part of their lives.

These next two episodes look to encapsulate everything we 've learned and talked about, but with some real-life examples from the hosts and speakers. Let's see the ways finance has influenced our upbringing and our current views on life.

Some of us become parents, and whether you're new parents or have kids in the throes of adolescence, college will likely be a part of your child's journey. Learn about the current options available to help you fund the college education your child (or children) deserves.

With all the money going in and out of your accounts, do you know what makes up the number that represents your net worth?

It's easy to tell someone to "plan for retirement", but the process to do so can be as confusing as the phrase is vague. This episode helps to understand how retirement planning started, and what main options are available for you to consider for yourself.

Most people will see a W2 while working, and some will see a 1099; have you ever wondered what the differences were, or why you might want one over the other? Learn about the details in this episode.

In any place you go there will be some way for you to safely store your money somewhere; when there's so many options, how do you know which way to go? Banks are a part of our everyday lives, and this episode helps you to determine some of those differences, as well as figure out how banks make money as our financial babysitters.

You've bought something and learned how to keep it when the payments are too much; the last step for peace of mind is to learn how to protect it in case something goes wrong. Learn about how your car and home need some security in case anything happens.

You've bought your house, but now how do you keep your house while expenses pile up? Learn how you can renegotiate the terms of your loan through refinancing.

You know that fancy word that you kind of understand, but not really? Learn about what a mortgage is and why it seems like all homeowners have one in our first episode of Season 2! =D

Sometimes when you start learning something, you realize that there's a lot more to a topic than you originally thought. This bonus episode is a glimpse into just how far the rabbit hole goes when it comes to finance.

Any form of investing education comes requires knowledge of all the possible outcomes; listen to some of the risks that you might run into, and be aware of what you can do to avoid them.

You've got some idea about equity, debt, and the combination between the two; are you ready to take the next step into investing? Here's the starting line; listen to our speakers go through all of the basics. =)

A new...what? Gain some firsthand knowledge about how you can save money and have it pay out for the rest of your life!

Most people know that we buy insurance "in case something happens", but did you know that sometimes people buy it "so something happens"? See how a product meant for protection can be used for investing as well in this episode.

As with anyone starting anything, sometimes you just don't have enough to go for the big-ticket items. In that case, why not group up with other like-minded people and invest together? See how that works in our episode on mutual funds and ETFs.

Did you ever think something that sounds bad could actually be good? This episode focuses on how to have "good debt", and see why you may want to owe money.

It's time to stop using fancy words to say simple things: listen in on how equity (aka stocks) exist, and what you can do to leverage the money you spend on it.

You've learned a bit about credit, but now it's time to learn some new facets of it. Get some insight on the different types of credit that exist, and how much game you need to join in on the "credit card game".

You've heard of "extra credit" and "street cred", but what does it mean to have "credit" as an adult? How do we increase our credit, and what's the relation between "credit" and a credit card?

"Budgeting" is a thing you've heard of, but you don't actually get how it works and why it's important. What are good rules to follow, and how do you determine what to prioritize?