Podcasts about efficient

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Latest podcast episodes about efficient

Capital Allocators
Robert Boucai & James Broyer – Tax-Efficient Multifamily Real Estate at Newbrook (EP.475)

Capital Allocators

Play Episode Listen Later Dec 4, 2025 48:12


Robert Boucai and James Broyer are the Co-Founders of Newbrook Capital Properties, a multifamily real estate investment platform built to generate optimal long-duration, tax-efficient income. Robert is also the Founder of Newbrook Capital Advisors, a hedge fund he launched twenty years ago that today manages $1 billion across long-short and long-only strategies. He was born with sensorineural hearing loss and today serves on the Board of the Hearing Health Foundation, which is dedicated to preventing and finding cures for hearing loss. Our conversation covers Robert's path from real estate to hedge fund investing and back to real estate. We discuss the real estate strategy he designed with James, including alignment, market and asset selection, property improvement, and supply-demand drivers to create durable rental growth. We close with risks, synergies with Newbrook's public equity business, and plans to scale the real estate platform. Learn More Follow Ted on Twitter at @tseides or LinkedIn Subscribe to the mailing list Access Transcript with Premium Membership   Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)

Endurance Nation Podcast
Mastering Indoor Cycling: Transform Winter Rides into Efficient Workouts

Endurance Nation Podcast

Play Episode Listen Later Dec 3, 2025 9:39


Unlock the secrets to transforming your long, dreary indoor rides into dynamic, efficient workouts that keep your cycling game sharp this winter. You'll gain insights into crafting a foolproof strategy that ensures every pedal stroke counts, whether you're on Zwift, TrainerRoad, or any other platform. From selecting the perfect ride duration to mastering hydration and nutrition, we guide you through the essentials needed for a rewarding indoor cycling session. With practical advice on setting up your environment the day before, you'll learn how to prepare for the mental and physical demands of extended indoor rides. Discover tips and tricks to keep your spirits high and your motivation soaring, even during the toughest moments on the bike. We share the importance of having everything within reach, from gear to entertainment options, and the little rewards that make long rides a bit more bearable. Embrace the power of planning ahead—pre-mix your hydration, lay out your gear, and charge your devices—to ensure a seamless and successful ride. Equip yourself with the know-how to make every minute count and emerge from the winter season stronger than ever.

Group Coach Nation with Chris Williams
Inside the Machine: 3 Steps to Scaling Your Business with Systems, Numbers, and People

Group Coach Nation with Chris Williams

Play Episode Listen Later Dec 3, 2025 24:06


Ever wondered what would actually happen if you disappeared from your business for two whole weeks—or longer? Most entrepreneurs think they can't, but here's the twist: the secret to real freedom isn't hustling harder or closing more deals. It's something way less obvious (and honestly, kinda counterintuitive), and it's hiding in plain sight inside your business right now. Austin once had to call 911—twice—before he figured it out. Curious what he changed so he could finally unplug, stress-free? Stick around... the answer might surprise you.If you can turn your business into a machine, you unlock time freedom, high profits, and the ability to scale—systems are the secret sauce.—Austin NetzleyConversation Highlights:Discover how building scalable business systems can unlock new growth opportunities without burning out your resources.Learn the secrets to running mastermind groups that actually accelerate your business progress and expand your network.Understand why having solid internal systems is a game-changer for delivering consistent value to your clients.Apply a strategic approach to business growth that helps you avoid common pitfalls and scale smarter, not harder.Master your numbers to gain clear insights that drive confident decisions and boost your business's financial health.Resources:Visit Austin's website at 2x.co for more information about his services and resources.Download or access Austin's book, The Two Week Vacation Test, at 2x.co/friend.Check out Austin's other book, From Six to Seven Figures, available through his website or by searching his name.Google Austin Netzley to find more about his work, books, and contact information.Reach out to Austin directly through his website (2x.co) if you want to take your business to the next level or inquire about his programs.Strengthening internal systems is key to maintaining consistent success within a business. Efficient processes improve communication, reduce errors, and increase productivity across teams. Entrepreneurs who invest in refining their internal workflows create a strong foundation for scalable growth. – – – – – – – – – – – – –

Money Magnet Mama
From Exhausted to Efficient: The Anti-Hustle Time Freedom Blueprint for Online Entrepreneurs [Ep. 74]

Money Magnet Mama

Play Episode Listen Later Dec 2, 2025 31:54


Time freedom is the real flex — not hustle, not burnout, not the “rise and grind” culture we've all been conditioned to recreate. In this episode, I'm sharing the exact mindset shifts, systems, and personal realizations that allowed me to grow a multi–six-figure online business… while working anywhere from 5 to 20 hours a week. Inside this episode, I dive into: ✨ The moment I realized time—not money—is our most valuable currency ✨ How motherhood cracked me open and changed how I work forever ✨ Why hustle culture keeps you broke, burnt out, and chasing the wrong things ✨ How to identify the tasks that actually move the needle in your business ✨ The guilt cycle: why high-achieving women struggle to rest ✨ My 4-Step SHINE Time Visibility System (so you never need to live on social again) ✨ Why working less made me more profitable than working harder ever did If you're craving more income, more freedom, more presence with your people — without sacrificing your health, joy, or sanity — this episode is your permission slip.

The Lager Line
Rockets (13-4) silence Jazz as Kevin Durant makes efficient return

The Lager Line

Play Episode Listen Later Dec 1, 2025 30:15 Transcription Available


The Rockets closed out November with Sunday's 129-101 victory at Utah, which gives Houston (13-4) 13 wins in its last 15 games, overall.Featuring Ben DuBose and Dave Hardisty, Sunday's “ClutchFans Live” postgame show breaks down all the key takeaways. Topics include Kevin Durant's uber-efficient return; a much-improved defense; and an apparent promotion to the starting lineup for Reed Sheppard.

Sports talk with Cee
She's Efficient

Sports talk with Cee

Play Episode Listen Later Nov 30, 2025 25:41


Cees games of the week, Efficient players!

Foojay.io, the Friends Of OpenJDK!
Developing Performant, Cost Efficient, and Eco-friendly Code (#84)

Foojay.io, the Friends Of OpenJDK!

Play Episode Listen Later Nov 29, 2025 46:06


In this Foojay Podcast, we're exploring a critical topic that's becoming increasingly important in our industry: developing sustainable software that is both performant and environmentally friendly.At the Devoxx and JFall conferences, I had fascinating conversations about how we as Java developers can make a real impact on both our cloud costs and our carbon footprint. And it's interesting to learn how these two goals are often perfectly aligned: what's good for your budget is usually good for the planet too.We start with Daniel Witkowski. He published an article on Foojay that takes us on a deep dive into performance tuning. He explains why optimizing your code can have a thousand times more impact than saving 30% on cloud costs, and walks us through his journey of turning a simple integer validation challenge into a masterclass on Java performance optimization.Next, I caught up with Ko Turk, who shares his passion for sustainable engineering and space exploration. He introduces us to Kepler, a tool for monitoring the energy consumption of your applications, and explains how performance optimization naturally leads to sustainability improvements.Then Ronald Dehuysser, founder of JobRunr, reveals how his open-source job-scheduling library now enables carbon-aware job processing. He explains how JobRunr can automatically schedule non-time-critical jobs to run when renewable energy is most available.And finally, Jan Ouwens joins us to discuss practical strategies for reducing both costs and CO2 emissions in your applications. He explains why cloud spending is actually a good proxy for your carbon footprint.00:00 Introduction of topic and guests02:07 Daniel Witkowskihttps://www.linkedin.com/in/danielwitkowskihttps://foojay.io/today/the-art-of-performance-tuning-why-saving-30-in-the-cloud-means-nothing-if-your-code-wastes-1000x-more/https://foojay.io/today/foojay-podcast-83/Why Saving 30% in the Cloud Means Nothing if Your Code Wastes 1000× MorePerformance tuning is less about syntax and more about craftsmanship.29:46 Ko Turkhttps://www.linkedin.com/in/ko-turk-b271b929/https://github.com/sustainable-computing-io/keplerSustainable engineeringKubernetes Efficient Power Level Exporter (Kepler)32:46 Ronald Dehuysserhttps://www.linkedin.com/in/ronalddehuysser/https://www.jobrunr.io/en/Carbon-aware job processing with JobRunrGrowing from an open-source project to a company37:36 Jan Ouwenshttps://www.linkedin.com/in/janouwens/https://jqno.nl/Reducing the cost and CO2-emissions of your applicationPrivate cloud versus cloud providers45:14 Outro

Climate Champions with Hattie Hartman
Kirsten Haggart: Building with timber has reached a ‘tipping point'

Climate Champions with Hattie Hartman

Play Episode Listen Later Nov 26, 2025 46:26


Episode 60. AJ Climate Champions with Hattie Hartman and Joe Jack Williams.  In this episode, we take a deep dive into building with timber. Haggart shares numerous tips for practices just getting started. Early engagement with the supply chain and getting the right engineer are essential. Efficient use of timber is essential, as is designing for longevity and adaptability by getting column grids right and incorporating ‘soft spots' where connections between floors can be introduced at a later date. Managing moisture by designing out wet trades is just as critical as fire risk. Haggart also explains how engineered timber structures can be designed for circularity. She sees a future of more manufacturer take-back schemes, rather than the current fledgling approach of one-to-one reuse between a host building and a donor building.   Waugh Thistleton's Black & White Building recently won global recognition as a winner of the Built by Nature prize, recognised particularly for its efficient use of timber in both structure and facade and an informative LCA report which sets out the metrics behind the building in an engaging and accessible manner that others can learn from. Current projects in the pipeline include a twin office building for Lendlease on the Milan Expo site, a stone clad office tower in Maidenhead and collaboration with community housing practice We Can Make in Bristol. For show notes and to catch up on all AJ Climate Champions episodes, click here. Supported by Built by Nature

Housing for the Aged Action Group
Fair, efficient and affordable? Renters at VCAT

Housing for the Aged Action Group

Play Episode Listen Later Nov 26, 2025


Shane talks to Noel Lim, CEO of Anika Legal, about their recently released report 'Unrepresented: Improving VCAT and RDRV for self-represented litigants'.

Deep Tech Germany - by Startuprad.io
Camel Startups: How Capital-Efficient Founders Scale in the DACH Region

Deep Tech Germany - by Startuprad.io

Play Episode Listen Later Nov 26, 2025 19:36 Transcription Available


What if you could build a startup that survives downturns, grows profitably, and never depends on constant fundraising? That's the core of the camel startup strategy — and in this episode, STS Ventures investor Stephan Schubert breaks it down with 25+ years of operator-investor experience. From founding OnVista in the early internet era to backing some of Germany's most successful exits, Stephan has refined a model built on capital efficiency, high-margin niches, and KPI-driven execution. Our sponsor:

Mexico Business Now
“Regulation, Innovation: Two Sides of Efficient Financial Services” by Marlene Garayzar, CGO and Co-Founder, Stori (AA1842)

Mexico Business Now

Play Episode Listen Later Nov 26, 2025 3:27


The following article of the Finance & Fintech industry is: “Regulation, Innovation: Two Sides of Efficient Financial Services” by Marlene Garayzar, CGO and Co-Founder, Stori.

The Good News Podcast
Swimming in Data, Repeat

The Good News Podcast

Play Episode Listen Later Nov 25, 2025 2:47


From the archive, moving bits around the internet makes a lot of heat- enough to heat a pool apparently! ★ Support this podcast on Patreon ★

Voice of FinTech
Credit scoring fair and efficient with founder and CEO Ron Benegbi (Canada)

Voice of FinTech

Play Episode Listen Later Nov 25, 2025 35:31


Ron Benegbi, founder and CEO of Uplinq, a unique credit-scoring solution for SMEs, spoke with Rudolf Falat, founder of the Voice of FinTech podcast, about how to make credit scoring for SMEs smarter while working alongside existing solutions.Here is what they talked about in more detail:Ron's background and experienceRon's reasons for starting his businessWhat is Uplinq? What problem do they solve?What is Uplinq's unique advantage? How do they differ from other credit scoring solutions? Business modelTarget customersLocationsThe very first steps in starting this ventureWhere are you in your journey regarding product development, geographic reach, funding, and hiring? Can you share any numbers?What are your next steps for this year and beyond? Where can interested parties contact you? Uplinq site orRon Benegbi on LinkedIn 

Mortified! The Friendship Quest
Mortified! The Throwback Quest: Efficient Blood Ocean Cruising (Iron Lung)

Mortified! The Friendship Quest

Play Episode Listen Later Nov 24, 2025 57:23


We're rereleasing one of our favorite episodes: the April 2024 discussion of Iron Lung. Hope you enjoy, and we'll see you in 2 weeks for a discussion of Wicked: For Good! --- This episode, Aaron and Leyla check out the indie horror game "Iron Lung!" We discuss how playing together revealed our "proclivities," ways to incentivize exploration, and the benefits of limited scope. The Atlantic article on the OceanGate sub IGN Article Following the creature in Iron Lung Iron Lung Official Trailer Jay Dragon's- "A Dozen Fragments on Playground Theory" (Aaron got the framing of the rules as a skeleton for play from this piece) Guardian article about cognitive test --- Our theme song is "Obsolete" by Keshco, from the album "Filmmaker's Reference Kit Volume 2." Our other projects: Aaron's TTRPGs- https://aaronsxl.itch.io/ Aaron's TTRPG Reviews- https://www.youtube.com/@aavoigt https://aavoigt.com/

The MAFFEO DRINKS Podcast
112 | Winning Without Deep Pockets: Maurice Doyle on Capital-Efficient Drinks Growth

The MAFFEO DRINKS Podcast

Play Episode Listen Later Nov 24, 2025 35:36


Episode Deep-Dive Analysis Available at maffeodrinks.com Maurice Doyle returns to MAFFEO DRINKS to dissect the drinks industry's inflection point, where COVID's artificial peak has given way to a "new reality" of capital constraints and complexity.Drawing from his veteran experience across major spirits and scale-up companies, Maurice reveals how brands can achieve growth without abundant funding by focusing ruthlessly on strategy, particularly what NOT to do.The conversation explores the tension between principles and tactics, why "I don't know" might be the most powerful leadership phrase, and how misaligned expectations between bottom-up brand building and top-down objectives create systemic friction.Maurice's core insight: in a world where 95% of your target market isn't buying at any given moment, success comes from matching physical availability with mental availability while resisting the siren call of premature retail listings.Timestamps:00:00 Introduction and Industry Veterans Discussion02:30 Current State of Drinks Industry - The Inflection Point08:15 Capital Challenges and New Reality Post-COVID12:45 Strategic Focus: The Power of Saying No18:20 Principles vs Playbooks - Beyond Cookie Cutter Approaches25:10 Getting Out From Behind the Desk Philosophy32:40 Capital-Efficient Growth Strategies38:55 Balancing Long-term Strategy with Short-term Pressures If what we discussed hits home and you want support from us, get in touch at bottomup@maffeodrinks.com or check maffeodrinks.com for the key insights from this episode.

ThePrint
PureScience: Breakthrough in rare-earth magnetism promises more efficient quantum technologies

ThePrint

Play Episode Listen Later Nov 23, 2025 7:14


Scientists from Bengaluru's Jawaharlal Nehru Centre for Advanced Scientific Research have discovered a new kind of magnetism in a rare-earth compound that can be used in quantum and spintronic technologies. It envisions a new class of materials that can be tuned to design faster, more energy-efficient magnetic and quantum devices.

Supreme Being
Episode 1085: 4 Tweaks To Make Your Follow Up SUPER Effective and Efficient

Supreme Being

Play Episode Listen Later Nov 20, 2025 9:45


Grow Your B2B SaaS
S7E14 - Scaling SaaS in 2026: AI Adoption, Pricing Shifts & Efficient Growth with Romy Kotler - de Groot

Grow Your B2B SaaS

Play Episode Listen Later Nov 20, 2025 19:31


How will B2B SaaS Scaling be like in 2026, with AI Adoption, Pricing Shifts for Efficient Growth? This is quickly becoming the central focus for B2B SaaS leaders, as companies navigate rapid changes in technology, customer expectations, and competitive pressure. Recorded live at the SaaS Summit in Amsterdam, this episode of the Grow Your B2B SaaS podcast features a candid conversation with Romy de Groot, Chief of Staff at Atlassian. Drawing on her experience across startups, scale-ups, and Booking.com during the pandemic, Romy explains what will truly separate the SaaS companies that thrive in 2026 from those that fall behind, as AI transforms product development, pricing models evolve, and efficient growth becomes the new baseline for success.Key Timecodes(0:00) - How Atlassian Scales SaaS With AI: Live From SaaS Summit Amsterdam(0:51) - The Ex-Booking.com Strategist Driving Atlassian's Growth(1:09) - What Will Make or Break B2B SaaS in 2026(1:57) - The Death of Traditional SaaS Pricing?(2:17) - The Enterprise Contract Nightmare No One Talks About(2:58) - Per-Seat Pricing Is Dying—Here's What's Replacing It(3:27) - Freemium Is Broken in the AI Era—Here's Why(4:11) - VCs Are Done Funding Your Freemium Dreams(4:27) - Will AI Kill Startup Hiring? The Brutal Truth(5:33) - The 2026 Efficiency Playbook Every SaaS Founder Needs(6:26) - AI Can Now Automate Your Boring Work—But Not What You Think(7:23) - GTM Teams vs AI: The Speed War Is On(8:12) - No-Code + AI: Build Fast, Break Faster?(8:43) - Why Every B2B SaaS Needs an Affiliate Engine Now(9:28) - If You Built a GTM From Scratch in 2026—Start Here(10:36) - Do You Even Need VC Money Anymore?(11:13) - Your $500 MVP Won't Survive an $8M Pre-Seed Competitor(11:40) - The Smart Founder's Equity Strategy for 2026(12:27) - There Is No SaaS Silver Bullet—Stop Searching(12:52) - How to Make Strategy When Nothing Is Certain(13:33) - The Real 0→10K MRR Blueprint (That Actually Works)(14:41) - How to Scale From $10M to Hypergrowth—What Changes(16:58) - From $10M to a Billion? The Founder Mindset Shift(17:24) - Set Your Number: How Your Exit Target Shapes Everything(18:55) - Connect With Romy De Groot(18:56) - Subscribe or Miss the Next Big SaaS Insights

Three Lil Fishes
Hot Flashes, Hot Takes & Holiday Flicks

Three Lil Fishes

Play Episode Listen Later Nov 20, 2025 53:57


This week, the sisters are all over the place in the best way. They kick things off with dog drama, sourdough starter anxiety, and a completely unnecessary debate over whether Oliver Hudson actually needs to act in a Hallmark-style holiday movie. 'Tis the season, so naturally they dive into the first festive pick of the year: A Merry Little Xmas on Netflix — worth it for Chet alone, who apparently spends half the movie half-naked.Then they welcome menopause expert Kim Engelhardt, who breaks down what's really going on with women's hormones, why so many are dismissed by their doctors, why the medical field has failed women for decades, and why men would never be asked to “just deal with it.” Kim gives straight talk on symptoms, hormone therapy, sleep, bone health, and how to advocate for yourself. It's the conversation every woman deserves but too few ever get.Finally, Lynne brings it home with “What's for Dinner,” featuring Ina Garten's roast chicken that turns into chicken-and-dumpling soup the next night. Efficient. Cozy. Delicious.

Advanced Manufacturing Now
WEBINAR : Beyond the Labor | Understanding Robot ROI from Products to Profits

Advanced Manufacturing Now

Play Episode Listen Later Nov 20, 2025 44:41


The decision to move from a manual to an automated process has historically been a laborious, lengthy, and capital-intensive endeavor. Calculating the return on investment (ROI) of such a project is critical to the decision-making process. Companies beginning their automation journey tend to look at robots as a 1 to 1 replacement for their workforce leading to expensive over tooled and over automated processes. Focusing solely on labor replacement can lead companies to vastly undervalue some of the less obvious cost savings created by the switch to robotics. In this presentation, we will be discussing some of the best practices and common pitfalls to avoid when calculating the ROI of a robotic implementation, including: Efficient system design for a high-mix manufacturing environment Cost benefits from increased production and decreased waste Indirect cost benefits generated from increased worker satisfaction and safety Long term cost savings from greater traceability, product consistency and redeployability  By considering these concepts, we can move toward considering robots as part of an overall process improvement opportunity versus simply as a direct replacement to workers. Doing so brings into consideration improvements to the production environment, increased product quality, and enhanced company profitability. Ultimately a refocused ROI calculation will help companies pivot from mid-line labor expenses to top-line revenue and bottom-line profitability. Speakers: James Shimano: Product Manager, Epson Robots Sponsored by: EPSON Visit https://advancedmanufacturing.org/webinars for more webinars and an interactive experience with visuals.  

ThePrint
ThePrintOpinion: We blame the government for being too litigious. Data tells a different story

ThePrint

Play Episode Listen Later Nov 19, 2025 6:15


In October 2025, the Ministry of Law and Justice inaugurated the “Live Cases” dashboard under the Legal Information Management and Briefing System (LIMBS) to effectively manage and reduce government litigation. Earlier this year, the Ministry also notified the “Directive for the Efficient and Effective Management of Litigation by Government of India” to curb contractual disputes involving the State. Pavithra Manivannan, researcher at XKDR Forum & The Professeer, explains what needs to be done to reduce government litigation.----more----Read full article here: https://theprint.in/opinion/counting-on-law/we-blame-the-government-for-being-too-litigious-data-tells-a-very-different-story/2785829/

Farm and Ranch Report
Efficient Irrigation, Lower Costs

Farm and Ranch Report

Play Episode Listen Later Nov 17, 2025


In these challenging times for the farm economy, there's not a lot of funding left for capital improvements like modernizing an irrigation pivot.

Innovative Pedagogy
Leading Smarter: Educational Leadership and Efficient Spending

Innovative Pedagogy

Play Episode Listen Later Nov 17, 2025 38:03


In this episode of the Innovative Pedagogy Podcast, Chris Garcia talks with Dr. Jennette Vanderpool from CDW about what it means to lead smarter in today's schools. Jennette shares how her experience as a teacher, administrator, and board member shapes her approach to efficient spending and strategic decision-making.They break down where districts should focus when budgets are tight, how to balance innovation with responsibility, and why trends like AI, cybersecurity, and sustainability are shaping the future of Classroom Modernization 2025. Jennette also highlights how strong collaboration between school and IT leaders can turn smart investments into better learning.A practical and forward-looking conversation for anyone guiding educational decisions today.#EducationalLeadership #EdTech #InnovativePedagogy #SchoolLeadership #FutureReadySchools #CDWEducation #ClassroomModernization #AIinEducation #CybersecurityEducation #SustainableSchools #SmartSpending #EducationPodcast

Healthcare IT Today Interviews
Time Saving Features in eClinicalWorks That Help Clinicians Be More Efficient

Healthcare IT Today Interviews

Play Episode Listen Later Nov 17, 2025 17:10


In a recent interview at the eClinicalWorks National Conference, Josh Baker, Operations Manager at Orthopaedic Institute of Ohio, reports on some time-saving features offered by the eClinicalWorks EHR. A combination of mobile device support, rules engines, and AI takes administrative burdens off of clinical and support staff alike.The Orthopaedic Institute of Ohio has 12 locations in northwestern Ohio and sees about 900-1000 patients per day. They have used eClinicalWorks since 2006.Learn more about Orthopaedic Institute of Ohio: https://www.orthoohio.com/Learn more about eCW: https://www.eclinicalworks.com/Healthcare IT Community: https://www.healthcareittoday.com/

The Fine Homebuilding Podcast
#711: Training Ex-Military for Trade Work, Questioning Carbon, and Where's the Sheathing?

The Fine Homebuilding Podcast

Play Episode Listen Later Nov 14, 2025 62:58


Grant learns about military veterans joining the local construction workforce with help from the Department of Defense. Josh Salinger and Grant help Brian address listener feedback and questions. They also talk about Josh's new Fine Homebuilding course called A Homeowner's Guide to a Durable, Efficient, Comfortable Home.     Tune in to Episode 711 of the Fine Homebuilding Podcast to learn more about:  The Department of Defense's Skill Bridge Program Decarbonizing houses and the proliferation of data centers and AI Boosting the energy performance of houses without sheathing Have a question or topic you want us to talk about on the show? Email us at fhbpodcast@taunton.com   ➡️ Check Out the Full Show Notes: FHB Podcast 711 ➡️ Sign up for a Fine Homebuilding All-Access Membership ➡️ Follow Fine Homebuilding on Social Media:   Instagram • Facebook • TikTok • Pinterest • YouTube  ⭐⭐⭐⭐⭐  If you enjoy the show, please subscribe and rate us on iTunes, Spotify, YouTube Music, or wherever you prefer to listen.

The Acquirers Podcast
Running Oak's Seth Cogswell on his Efficient Growth Strategy | S07 E40

The Acquirers Podcast

Play Episode Listen Later Nov 13, 2025 61:17


Value: After Hours is a podcast about value investing, Fintwit, and all things finance and investment by investors Tobias Carlisle, and Jake Taylor. ⁠⁠⁠⁠⁠⁠Soldier of Fortune: Warren Buffett, Sun Tzu and the Ancient Art of Risk-Taking⁠⁠⁠⁠⁠⁠ (⁠⁠⁠⁠⁠⁠Kindle⁠⁠⁠⁠⁠⁠)We are live every Tuesday at 1.30pm E / 10.30am P.See our latest episodes at https://acquirersmultiple.com/podcastAbout Jake Jake's Twitter: https://twitter.com/farnamjake1Jake's book: The Rebel Allocator https://amzn.to/2sgip3lABOUT THE PODCASTHi, I'm Tobias Carlisle. I launched The Acquirers Podcast to discuss the process of finding undervalued stocks, deep value investing, hedge funds, activism, buyouts, and special situations.We uncover the tactics and strategies for finding good investments, managing risk, dealing with bad luck, and maximizing success.SEE LATEST EPISODEShttps://acquirersmultiple.com/podcast/SEE OUR FREE DEEP VALUE STOCK SCREENER https://acquirersmultiple.com/screener/FOLLOW TOBIASWebsite: https://acquirersmultiple.com/Firm: https://acquirersfunds.com/ Twitter: ttps://twitter.com/GreenbackdLinkedIn: https://www.linkedin.com/in/tobycarlisleFacebook: https://www.facebook.com/tobiascarlisleInstagram: https://www.instagram.com/tobias_carlisleABOUT TOBIAS CARLISLETobias Carlisle is the founder of The Acquirer's Multiple®, and Acquirers Funds®. He is best known as the author of the #1 new release in Amazon's Business and Finance The Acquirer's Multiple: How the Billionaire Contrarians of Deep Value Beat the Market, the Amazon best-sellers Deep Value: Why Activists Investors and Other Contrarians Battle for Control of Losing Corporations (2014) (https://amzn.to/2VwvAGF), Quantitative Value: A Practitioner's Guide to Automating Intelligent Investment and Eliminating Behavioral Errors (2012) (https://amzn.to/2SDDxrN), and Concentrated Investing: Strategies of the World's Greatest Concentrated Value Investors (2016) (https://amzn.to/2SEEjVn). He has extensive experience in investment management, business valuation, public company corporate governance, and corporate law.Prior to founding the forerunner to Acquirers Funds in 2010, Tobias was an analyst at an activist hedge fund, general counsel of a company listed on the Australian Stock Exchange, and a corporate advisory lawyer. As a lawyer specializing in mergers and acquisitions he has advised on transactions across a variety of industries in the United States, the United Kingdom, China, Australia, Singapore, Bermuda, Papua New Guinea, New Zealand, and Guam. He is a graduate of the University of Queensland in Australia with degrees in Law (2001) and Business (Management) (1999).

Let's Play Ten
Efficient Doofuses

Let's Play Ten

Play Episode Listen Later Nov 13, 2025 124:07


Ben and MP re-visit the merch table and come up with some terribly disappointing new marketing concepts. Note to bands: do NOT take our advice! Also, the boys talk about their obsessive collecting habits. This episode's playlist includes an exclusive world premiere and will con your sammy and kander your ebb.EPISODE PLAYLIST:SUDS, “Hook Me Out"goo, “Payday"Flowerbomb, “Forget My Name"The High Lines, “County Lines"Keep For Cheap, “Pennywise"Sloe Noon, “Youthless, Useless"Etta Marcus, “Girls Are God's Machines"Hannah Brewer, “Small Town Rockstar"Council Grounds, “Won't Run"Laney Jones, “We Belong Together"Bad Guru, “No Innocent"Caitlin Starr, “Take Me Down"BONUS TRACK: SUDS, “Quietly Feeling"

The Nathan Jacobs Podcast
The True Christian Philosophy | The Metaphysics of the Ecumenical Councils

The Nathan Jacobs Podcast

Play Episode Listen Later Nov 13, 2025 128:00


Join Jacobs Premium: https://www.thenathanjacobspodcast.com/membershipThe book club (use code LEWIS): https://www.thenathanjacobspodcast.com/offers/aLohje7p/checkoutThis is part two of a three-part series examining the philosophical commitments embedded in the seven ecumenical councils of early Christianity. In this episode, Dr. Jacobs explores the metaphysical foundations of Nicene and Constantinopolitan theology, including hyalomorphism, moderate realism, the doctrine of the hypostasis, and the distinction between creation and eternal generation. He'll walk through how the early church fathers developed sophisticated philosophical positions on the nature of God, creatures, causation, and the individual that were integral to Christian theology rather than later Greek additions.All the links: Substack: https://nathanajacobs.substack.com/Instagram: https://www.instagram.com/thenathanjacobspodcastWebsite: https://www.nathanajacobs.com/X: https://x.com/NathanJacobsPodSpotify: https://open.spotify.com/show/0hSskUtCwDT40uFbqTk3QSApple Podcast: https://podcasts.apple.com/us/podcast/the-nathan-jacobs-podcastFacebook: https://www.facebook.com/nathanandrewjacobsAcademia: https://vanderbilt.academia.edu/NathanAJacobs00:00:00 Intro 00:02:15 The Seven Ecumenical Councils wverview 00:04:42 No ancient divide 00:21:42 Ancient Christians saw Christianity as philosophy 00:29:39 Dispelling the progress narrative 00:38:21 The Arian disput & metaphysical commitments 00:39:16 What it means to be "created" 00:43:12 Hylomorphism: form & matter 00:52:24 Metaphysical realism and the law of contradiction 01:03:07 Are creatures material? 01:04:38 Biblical foundations for these commitments 01:09:20 From Nicaea to Constantinople 01:11:51 The doctrine of the hypostasis 01:14:00 Moderate realism: Aristotle vs Plato 01:23:10 The individual as its own reality 01:32:15 On "Not Three Gods" 01:42:32 The distinction of causes: begotten, not made 01:51:27 Efficient vs formal cause 02:00:05 Per se vs per accidens causality 02:02:39 Eternal generation & procession

Physician Family Financial Advisors Podcast
#141 How Can Doctors Save in a More Tax-Efficient Way as Tax Season Approaches?

Physician Family Financial Advisors Podcast

Play Episode Listen Later Nov 12, 2025 33:15


CAUTION: Tax season is quickly approaching. We know that it can be shocking to see a huge or unexpected tax bill, and this time of year, it seems like everyone is advertising a way to save. How can physicians like you know if these methods are legit or a good idea? Nate Reineke and Chelsea Jones break down some of the ways you may be able to save on taxes throughout the year and what accounts could offer you tax savings. We also talk about ways you could lower your “lifetime tax bill.” We also answer your colleagues' questions. A Cardiologist in Oregon says, “As I approach my retirement date, what should I be doing to optimize my taxes for the near future?” Another cardiologist in Oregon asks, “I am retiring next year, and we plan to downsize. If we have to buy the smaller house before our current house sells, should we liquidate part of our portfolio to pay for it/ have a sizable down payment?” An Orthopedic surgeon in Illinois was just reading a story that, in the future, catch-up contributions to our 401(k) will have to be put into a Roth. They are pretty sure their company does not offer a Roth. In the event that their company does not offer a Roth, can they just put those into my Betterment Roth? A Family Med doctor in California is having trouble with their CPA. They ask, “Should I just do my own taxes, or do I need a tax professional?” Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

107.7 The Bone
Best Things To Buy In November, Efficient People Never Do This & She Isn't Attracted To Me Anymore

107.7 The Bone

Play Episode Listen Later Nov 12, 2025 50:05


Chasta & Huey talk about Back To The Future returning to theaters. Plus, they review a list of the best things to buy in November. Also, they discuss another list of things most efficient people never do. Lastly, on "Huey Help" they read a listener's email asking what to do about their girlfriend who said she isn't attracted to him anymore. Connect with Chasta & Huey: Linktree: https://linktr.ee/chastaandhuey YouTube: https://www.youtube.com/@ChastaAndHuey Spotify: https://open.spotify.com/show/2kdozplGAWNhd6zehEBzW5 Facebook: https://www.facebook.com/chastaandhuey Instagram: https://www.instagram.com/chastaandhuey Twitter: https://www.twitter.com/chastaandhuey Thank you for the support.See omnystudio.com/listener for privacy information.

Farm and Ranch Report
Efficient Funding For Efficient Irrigation

Farm and Ranch Report

Play Episode Listen Later Nov 12, 2025


Joe Whitworth of Freshwater Trust says they've now made it easier for growers to access public funds through technology.

Hospitable Hosts
Efficient Automation for Short-Term Rentals with Scott Sherin by Hospitable Hosts

Hospitable Hosts

Play Episode Listen Later Nov 12, 2025 22:22


In this episode of the Hospitable Hosts Podcast, our guest is Scott Sherin, founder of Trusted Stays and a short-term rental owner. Scott shares his journey into short-term rentals, emphasizing the importance of automation and technology in streamlining hosting. He discusses how AI and tools like Zapier can save time and improve guest experiences. Scott also provides insights into becoming a superhost, managing properties remotely, and the balance between automation and personal touch in hospitality.Sleep easy, host confidently with Hospitable. Automate your guest messages, sync your calendar across booking channels, and protect yourself from bad direct booking guests.Sign up today at hospitable.com/podcast and get 25% off your bill for 3 months.

UBC News World
Savvy Home Hub: Expert Insights for Smarter, More Efficient Living

UBC News World

Play Episode Listen Later Nov 12, 2025 3:23


From smart home technology to creative design ideas, Savvy Home Hub helps you make informed choices for a modern, connected lifestyle. Watch the full video at https://www.youtube.com/@SavvyHomeHub-l4e Savvy Home Hub City: Austin Address: 11320 North FM 620 Website: https://savvyhomehub.com

BiggerPockets Money Podcast
How to Build a Tax-Efficient Portfolio (Advanced Strategies)

BiggerPockets Money Podcast

Play Episode Listen Later Nov 11, 2025 46:25


Most people think index funds are the only path to financial independence—and they'll get you there in 15-20 years. But what if you could get there faster? In this episode, Mindy Jensen and Scott Trench team up with John Bowens from Equity Trust to reveal advanced portfolio strategies that can accelerate your FIRE timeline. This episode covers: Strategic allocation across your Roth IRA, HSA, and 401(k) to maximize tax advantages How to hold alternative investments like real estate, private equity, and crypto inside tax-advantaged accounts Tax loss harvesting strategies that can save you thousands Managing physical gold within retirement accounts Balancing aggressive and conservative investments for optimal growth Advanced tactics for tax-efficient portfolio optimization Whether you're building wealth aggressively or protecting what you've already built, this episode gives you the roadmap to optimize every account for maximum tax efficiency and long-term growth. And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

The Detroit Lions Podcast
Washington Commanders in the Grey Area - Detroit Lions Podcast

The Detroit Lions Podcast

Play Episode Listen Later Nov 11, 2025 38:17


Campbell's Headset Defines the Win in Washington The Detroit Lions walked out of Washington with a road win and a clearer identity. The camera told the story before the box score did. John Morton sat in the booth. Silent. Dan Campbell wore readers, gripped a play sheet, and owned the microphone. He called the offense. He never stopped talking. That shift mattered. It set the tempo. It framed every decision in a game the Lions controlled when it counted. This was not business as usual. It was a structural change. It was visible on the broadcast and confirmed after the game. The Detroit Lions Podcast made the point that many missed in real time. Campbell took command of the operation, and the sideline reflected it. Efficient communication. Direct sequencing. A head coach imprinting the plan on every snap against the Washington Commanders. This Is Dan Campbell's Offense Strip away the noise. The Lions run Dan Campbell's offense. That has been true since his first season. He took the plays then. He shaped the language. He refined the approach. Ben Johnson learned under him, executed it, and added wrinkles. That history matters now that Campbell is back on the stick. Campbell said it again this week. He laid out how the system came together and how his coaches fit inside it. Morton is part of that structure. Johnson, previously, was part of that structure. The ideas, the core concepts, the way the run and pass fit, the way Detroit marries formations to its identity, all flow from the head coach. The Lions' win at Washington looked like that lineage. Direct. Physical. Decisive. The quarterback, Jared Goff, works inside that framework. Timing, trust, and calls delivered from the top. Numbers Over Narratives The numbers told the story more cleanly than the chatter. Efficiency on schedule. Situational calls that stacked. Detroit's offense kept the plan ahead of the sticks, and the plan kept the defense honest. That balance tracked with Campbell's voice on the headset. The Detroit Lions Podcast drilled into how those figures aligned with last year's profile when the attack clicked. The overlap is the point. Scheme is stable. Play calling sharpens it. It is November. These are the NFL weeks that separate real contenders. The Lions leaned into what they do and who they are. That is the lesson that travels. What's Next: Clarity, Accountability, Enemies List Early this week, Campbell addressed the offensive structure and his staff. He kept it clear and kept it in-house. No finger-pointing. No burying a colleague. The head coach owns the call sheet and the outcomes. That posture resonates in the locker room and on the sideline. The enemies list is updated because November exposes problems and pretenders. The teams that threaten Detroit are stepping into view. Washington was a test in communication and control. The next tests intensify. With Campbell calling plays, the Lions know what travels: clean mechanics, decisive sequencing, and a head coach setting the tone. That is the edge. That is the standard. That is Detroit Lions football heading into the heart of the NFL season. https://www.detroitlionspodcast.com/?p=592624 Learn more about your ad choices. Visit megaphone.fm/adchoices

ASGCT Podcast Network
Generating CAR T cells in vivo with lentiviral vectors with Drs. Rachael Nimmo and Kyriacos Mitrophanous

ASGCT Podcast Network

Play Episode Listen Later Nov 11, 2025 32:04


Editor-in-Chief of Molecular Therapy, Dr. Joseph Glorioso, is joined by Rachael Nimmo, PhD, former director of the Cell Technology Group at Oxford Biomedica, and Kyriacos Mitrophanous, PhD, Chief Innovation Officer at Oxford Biomedica, to discuss an article recently published in Molecular Therapy by Nimmo and colleagues titled “Efficient in vivo generation of CAR T cells using a retargeted fourth-generation lentiviral vector.” Music: 'Electric Dreams' by Scott Buckley - released under CC-BY 4.0. www.scottbuckley.com.auShow your support for ASGCT!: https://asgct.org/membership/donateSee omnystudio.com/listener for privacy information.

Monsters In The Morning
TAKING THE HATE TO THE NEXT LEVEL

Monsters In The Morning

Play Episode Listen Later Nov 11, 2025 32:50


TUESDAY HR 5 The K.O.D. - His Highness takes the challenge that he can HATE on the top 25 celebs that are unhateable. Efficient people do not do these behaviors. Monster Messages & Hot Takes.

Monsters In The Morning
TAKING THE HATE TO THE NEXT LEVEL

Monsters In The Morning

Play Episode Listen Later Nov 11, 2025 34:36 Transcription Available


TUESDAY HR 5 The K.O.D. - His Highness takes the challenge that he can HATE on the top 25 celebs that are unhateable. Efficient people do not do these behaviors. Monster Messages & Hot Takes. See omnystudio.com/listener for privacy information.

Retire With Purpose: The Retirement Podcast
532: Debunking Advice From Financial "Gurus" to Create An Efficient Retirement Income Plan with David McKnight

Retire With Purpose: The Retirement Podcast

Play Episode Listen Later Nov 10, 2025 61:25


Today, I'm speaking with David McKnight. David is a best-selling author, world-renowned tax strategist, and financial educator who challenges some of the most popular (and misleading) retirement gurus and influencers in the financial advice space. He's also a great friend, and beloved guest on the show and I'm excited to welcome him back for a 3rd time on the podcast. David is well known as the author of The Power of Zero which was made into a full-length documentary film. In his latest book, The Guru Gap, he exposes why one-size-fits-all financial guidance from so-called experts often leaves retirees underprepared and overexposed to risk. We discussed the psychological appeal of "guru" advice and how to identify when those blanket statements—like "annuities are bad" or "the 4% rule always works,"—do more harm than good. One of the things that I love about David is that he shares math-based insights into retirement income planning. We're talking about the true cost of longevity risk, and why annuities can often create more liquidity and peace of mind than traditional withdrawal strategies. David also shares his perspective on the newly extended tax cuts, how to time Roth conversions in light of the One Big Beautiful Bill, and the three critical questions everyone needs to answer before moving money from tax-deferred to tax-free accounts.  Whether you're skeptical about annuities, curious about LIRPs, or confused by conflicting advice online, this episode will help you cut through the noise and design a retirement plan that's truly tailored to you—not to the masses. GET A FREE COPY OF DAVID MCKNIGHT'S NEW BOOK, THE GURU GAP Here's how: Step 1: Subscribe to the podcast and leave an honest rating & review on iTunes. Step 2: Text the word BOOK to 888-599-4491, and we'll send you a link to claim your free copy! In this podcast interview, you'll learn: Why "one-size-fits-all" financial advice can be dangerous in retirement planning. The psychological reason Americans follow gurus—and how it can derail your goals. The real math behind annuities, the 4% rule, and the illusion of liquidity. How life insurance can serve as a volatility buffer and long-term care resource. The truth about Roth conversions and the importance of your "drop-dead date." What the new One Big Beautiful Bill means for future tax rates. Why simplicity—not complexity—is the hallmark of truly successful investors. Show Notes: HowardBailey.com/532

3 Things
XLRI: The legacy of creating efficient and empathetic leaders

3 Things

Play Episode Listen Later Nov 10, 2025 26:06 Transcription Available


Every year, thousands of ambitious students across India prepare for one of the most challenging MBA entrance exams in the country: the Xavier Aptitude Test. And at the heart of this exam is one of India's most respected Business schools-XLRI – Xavier School of Management.In our first episode in association with XLRI, we talk about XAT and how it evaluates future leaders. In this conversation, we will be joined by Professor Rahul K. Shukla, Convenor, XAT & Admissions - XLRI Jamshedpur, who has spent years guiding students through not just the exam, but also the journey that follows.Hosted by Roshun PovaiahEdited and mixed by Suresh PawarProduced by Niharika Nanda

Divorce Master Radio
The Fastest Way to Get a Divorce in Glendale | Glendale Divorce

Divorce Master Radio

Play Episode Listen Later Nov 10, 2025 1:41


Divorce Master Radio
How to Get a Fast Divorce in Lancaster | Lancaster Divorce

Divorce Master Radio

Play Episode Listen Later Nov 9, 2025 1:35


⚡ How to Get a Fast Divorce in Lancaster | Lancaster Divorce ⚡ Want to get your divorce finalized fast in Lancaster? It's absolutely possible. In this video, Tim Blankenship from Divorce661.com explains how to complete your entire Lancaster divorce quickly, efficiently, and without ever going to court.

The Water Tower Hour
Solvonis Therapeutics: Redefining Treatment for Alcohol Use Disorder Through Capital-Efficient Innovation

The Water Tower Hour

Play Episode Listen Later Nov 7, 2025 22:37


Send us a textIn this episode of WTR Small-Cap Spotlight, Anthony Tennyson, CEO and Co-Founder of Solvonis Therapeutics (LSE: SVNS | OTC: SLVNF), joins host Tim Gerdeman, Vice Chair and Co-Founder of Water Tower Research, and analyst Robert Sassoon to discuss the company's mission to transform care for addiction and mental health disorders.Tennyson shares Solvonis' journey from inception to its Phase 3 lead program for alcohol use disorder (AUD), which achieved 86% patient sobriety in prior Phase 2 trials, and details how the company's **dual R&D strategy—repurposing existing molecules and discovering new small molecules—**has allowed it to progress with exceptional capital efficiency. The discussion also covers the SVN-001 and SVN-002 programs, commercialization strategy, and Solvonis' strong financial position and runway through 2027 as it works toward redefining treatment for one of the world's most pervasive unmet medical needs.

She's Just Getting Started -  Building a business you truly love!
Ep 317: How many hours a day or week should you actually work on your business?

She's Just Getting Started - Building a business you truly love!

Play Episode Listen Later Nov 6, 2025 23:27 Transcription Available


Most new business owners assume the answer to slow growth is more hours. But more time doesn't always mean more progress - it often means more burnout, busywork, and diminishing returns. In this episode, we'll talk about how to decide how much time you really need to grow your business, how to focus on the right work, and how to build success that fits your life - not the other way around.

Concrete Logic
EP #138: Is Low Rho Concrete the Hidden Key to Cooler, More Efficient Data Centers?

Concrete Logic

Play Episode Listen Later Nov 6, 2025 35:14 Transcription Available


What if your concrete mix could cut a data center's power bill by 15%? In this episode of the Concrete Logic Podcast, host Seth Tandett talks with Frank Stankunas Sr., Frank Stankunas Jr., and James Cordeiro from Silverback Concrete about a concept most engineers haven't thought about—thermal resistivity in concrete. They explain how low rho concrete helps data centers shed heat faster, take pressure off the grid, and extend the life of buried electrical infrastructure. You'll hear how they're testing mixes that hit rho values in the 20s, why quality control is everything, and why engineers need to stop “copying and pasting” specs from old jobs. By the end, you'll see why thermal resistivity may be the next big efficiency play in the world's fastest-growing utility - data. What You'll Learn • What thermal resistivity (rho) actually measures in concrete. • How low rho concrete reduces power bills and protects the grid. • Why inconsistent mixes can cause “thermal runaway” in cables. • How soil type and aggregate selection affect heat dissipation. • What testing and verification look like for low rho concrete. • Why some engineers are still unaware of rho's importance. • How Silverback's “Game Changer” mix is redefining performance. • What collaboration between engineers and contractors could unlock next. Chapters 00:00 – Introduction to Thermal Resistivity in Concrete 01:48 – Understanding Thermal Resistivity and Its Importance 05:21 – Comparing Standard Concrete Mixes to Low Rho Concrete 09:08 – Testing and Verifying Thermal Resistivity 12:37 – Quality Control and Consistency in Concrete Mixes 16:22 – The Role of Engineers in Specifying Rho Values 20:05 – Innovative Approaches to Reducing Heat in Data Centers 23:37 – Conclusion and Future Directions for Concrete Technology Guest Info Frank Stankunas Sr. – President, Silverback Concrete fstankunas@silverbackconcrete.co Frank Stankunas Jr. – Vice President, Silverback Concrete fstankunasjr@silverbackconcrete.co James Cordeiro – Director of Strategic Development, Silverback Concrete jcordeiro@silverbackconcrete.co https://www.silverbackconcrete.co Concrete Logic Academy Earn your PDHs the logical way. Explore practical courses made for contractors, engineers, and producers. Free trial: https://www.concretelogicacademy.com Support the Podcast Support the show and be listed as a Producer for life on the episode page: https://www.concretelogicpodcast.com/support KUIU Affiliate Link: https://www.concretelogicpodcast.com/kuiu Media & Sponsorship Inquiries: seth@concretelogicpodcast.com Podcast Partners Intelligent Concrete At Intelligent Concrete, we combine lab precision with field expertise to help you understand what your concrete is telling you. Our services include mix troubleshooting, forensic and petrographic testing, performance-based specification and admixture development, and training for engineers, contractors, and producers. Whether you're chasing consistency, durability, or answers after a failure, Intelligent Concrete delivers the data and insight to solve problems and improve performance. Learn more: https://www.concretelogicpodcast.com/intelligent-concrete Credits Produced by Jodi Tandett & Concrete Logic Media Music by Mike Dunton — https://www.mdunton.com Connectivity Host: Seth Tandett Concrete Visionary | Business Development at Baker Construction | Host of the #1 Concrete Podcast LinkedIn: https://www.linkedin.com/in/sethtandett/ YouTube: https://www.youtube.com/@concretelogicpodcast Website: https://www.concretelogicpodcast.com If you learned something new, share this episode with your team and help more engineers and builders think logically about concrete. Until next time, let's keep it concrete!

Divorce Master Radio
The Fastest Way to Get a Divorce in Glendale | Glendale Divorce

Divorce Master Radio

Play Episode Listen Later Nov 5, 2025 1:37


Secure Your Retirement
Market Update and Tax Efficient Portfolio Management

Secure Your Retirement

Play Episode Listen Later Nov 3, 2025 25:13


In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today's market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning, tax strategy, and tax efficiency so you can secure your retirement with confidence.Listen in to learn about using Direct indexing with Tax loss harvesting to mirror an index while managing investment taxes, handling concentrated stock positions, and customizing holdings (think: Index replication without the positions you don't want). You'll also hear practical retirement planning strategies to stay diversified, manage risk, and plan for retirement so you're retiring comfortably with a clear retirement checklist and a resilient approach to Retirement Investing and Investment risk management.In this episode, find out:· How recent Fed moves and headlines factor into a pragmatic market update and what that means for Retirement Planning and risk management.· The core–tactical–bonds/alternatives blend that creates a Diversified portfolio beyond just stocks to smooth volatility.· What Direct indexing is, how Index replication works with 50–75 stocks, and why Tax loss harvesting can add meaningful tax alpha.· Ways to unwind a concentrated position (e.g., long-held company stock) using harvested losses and a phased Capital gains strategy.· How to tailor portfolios (even in IRAs) to exclude specific stocks while still tracking an index—supporting your personalized planning retirement goals.Tweetable Quotes:· “We're not stock-picking heroes—we're replicating the index and using tax efficiency to your advantage.” — Radon Stancil· “With Direct indexing, you can make money and harvest losses at the same time—powerful for investment taxes in non-IRA accounts.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.

Optimal Finance Daily
3339: A Surprising Contender for Tax-Efficient Retirement Saving by Darrow Kirkpatrick of Can I Retire Yet

Optimal Finance Daily

Play Episode Listen Later Nov 2, 2025 14:08


Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3339: Darrow Kirkpatrick challenges conventional retirement advice by showing how a taxable account, when optimized for capital gains and held by low-bracket retirees, can rival the performance of tax-free retirement accounts. His simulations reveal the surprising tax efficiency of these investments, emphasizing the importance of income smoothing and smart asset placement over simply following standard saving strategies. Read along with the original article(s) here: https://www.caniretireyet.com/surprising-contender-for-tax-efficient-retirement-saving/ Quotes to ponder: "One secret to successful retirement saving, in addition to getting started, is to avoid paying taxes, especially in high income tax brackets." "Owning capital-gains-generating securities as much as possible in your taxable accounts can pay off big-time over the long haul, especially if you live in the lower tax brackets." "While most taxable accounts can't outperform the average tax-free account, they do have one clear advantage: far fewer rules about what you can and can't do with your money!" Episode references: How to Access Retirement Funds Early: https://www.madfientist.com/how-to-access-retirement-funds-early/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Rational Reminder Podcast
Episode 381: Investing 101

The Rational Reminder Podcast

Play Episode Listen Later Oct 30, 2025 85:21


In this special Investing 101 episode, the Rational Reminder hosts—Ben Felix, Dan Bortolotti, and Ben Wilson—team up to revisit the fundamental concepts that every investor should understand before diving deep into portfolio construction or market theory. Drawing from Ben's original "Investing 101" presentation and years of client experience, the trio lay out why investing matters, how inflation shapes your future, what stocks and bonds really represent, and why a disciplined, evidence-based approach beats prediction and luck every time. They unpack core ideas like financial independence, risk versus volatility, global diversification, and market efficiency, then connect them to practical tools like ETFs and Vanguard's asset allocation funds. Key Points From This Episode: (0:00:24) Why this episode revisits "Investing 101"—inspired by a listener still unsure how to begin. (0:05:03) Why investing matters: inflation erodes purchasing power, investing fights back. (0:06:33) The math of compounding: how a 7% return versus 2% changes your retirement entirely. (0:10:57) Saving early and often: habit formation beats late-life catch-up. (0:11:53) The trade-off between saving more and taking more investment risk. (0:14:04) Utility theory and the psychology of saving when young. (0:16:39) Marginal utility: when more money no longer adds happiness or purpose. (0:20:47) Stocks and bonds explained: ownership versus lending and the role of each. (0:23:11) The Japan story: a cautionary tale about chasing past winners. (0:26:49) Narrative investing: why investors love stories and get burned by them. (0:30:19) Market capitalization weighting—how global prices tell you what to own. (0:33:42) The stock market is not the economy: why news headlines mislead investors. (0:37:14) The power of diversification: why most individual stocks fail—and a few drive all returns. (0:41:56) Bonds, volatility, and inflation risk—why "safe" assets aren't risk-free. (0:44:41) Building your mix: matching volatility tolerance with long-term goals. (0:45:10) The behavioral challenge: risk is only useful if you can stay invested. (0:48:08) Active management as gambling: adding unrewarded noise to your portfolio. (0:51:43) The paradox of skill: why markets punish even brilliant active managers. (0:55:51) Efficient markets and Eugene Fama: the evidence that prices already reflect all information. (1:00:20) How small fees compound into big losses over decades. (1:03:07) The behavioral hurdle of indexing: trusting a system with "no one at the wheel." (1:04:54) The real value of financial advice: behavior, discipline, and holistic planning. (1:07:24) Implementing the plan: how asset allocation ETFs simplify everything. (1:11:41) Rebalancing and emotion: why automation protects investors from themselves. (1:14:24) Paying a bit more for simplicity: why 0.10% in fees can be worth it. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder Website — https://rationalreminder.ca/ Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on X — https://x.com/RationalRemindRational Reminder on TikTok — www.tiktok.com/@rationalreminder Rational Reminder on YouTube — https://www.youtube.com/channel/ Rational Reminder Email — info@rationalreminder.caBenjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Dan Bortolotti — https://pwlcapital.com/our-team/ Dan Bortolotti on LinkedIn — https://ca.linkedin.com/in/dan-bortolotti-8a482310 Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)