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LIL #004: How the Ultra-Wealthy Actually Invest Their MoneyThe stock market isn't their strategy. It's their holding tank. Here's what the data reveals.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down how the wealthiest families in the world actually allocate their portfolios, using data from Goldman Sachs, JP Morgan, and UBS. You'll learn why the ultra-wealthy borrow against stocks instead of selling them, where real wealth is created in inefficient markets, and why the "safe" 60/40 portfolio had one of its worst years in a century.Question of the DayWhat percentage of your portfolio is currently in the stock market vs. alternative investments? Drop a number below - no judgment, just curious where everyone's starting from.Key TakeawaysThe wealthiest families hold over half their net worth in alternatives, not public equitiesBorrowing at 4-5% to invest at 12-15% is how the ultra-wealthy compound without sellingEfficient markets offer no edge for retail investors - inefficient markets are where wealth is createdOne group of Austin centi-millionaires collectively holds just 5% in stocksConcentrate to make money, diversify to keep it - not the other way aroundTimestamped Outline00:00 - Introduction - the shift from public to private markets00:28 - Why wealthy families keep money in stocks (not the reason you think)00:52 - The arbitrage game - borrowing at 4-5% to invest at 12-15%01:38 - Stacking returns - stocks, whole life policies, and compounding leverage01:57 - The stock market as a holding tank, not a strategy02:15 - Efficient markets vs. inefficient markets03:02 - Where the real opportunity lives - private businesses and real estate04:01 - What the ultra-wealthy actually invest in (family office data)05:42 - The Austin centi-millionaire group that holds just 5% in stocks06:46 - Why the 60/40 portfolio era is over07:26 - Concentration to make money, diversification to keep it09:00 - The shift from public to private - and what's coming nextLinks & ResourcesFlash Boys by Michael Lewis (recommended read on retail investor disadvantage)The Lifestyle Investor Lens (weekly newsletter) - https://lifestyleinvestor.com/newsletterConnect & CTAEnjoyed this? Subscribe and leave a review on Apple Podcasts.Every week, The Lifestyle Investor Lens breaks down what's changing in the world of wealth, what the wealthy are doing differently, and how to build passive income that funds your life today: https://lifestyleinvestor.com/newsletterCreditsHost: Justin Donald © 2026 Lifestyle Investor. All rights reserved.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
After a couple of months away from the podcast, I'm back behind the mic for a listener Q&A. In this episode, I talk about why I took a break, what I've been up to, and what's next for the podcast. I also answer questions on my return to BJJ, how my training has changed, getting great workouts in when you're short on time, and what parents can do to help maximize their kids' athletic potential without becoming overbearing sports parents. Plus, I share my thoughts on the UFC White House card and a few other topics along the way. Questions on the show: Q1: Hey Kyle, I really miss the podcast. Where have you been? I keep checking my feed, hoping for a new episode. Is the podcast done for good, or are you planning to bring it back? Q2: On one of the last podcast episodes, you mentioned getting back into BJJ. How has that changed the way you're training these days? Have you had to adjust your lifting, conditioning, or recovery? Q3: Hey Kyle, my life is busy right now, and most days I only have about 30 minutes to train. If you were in my shoes, how would you structure those workouts to get the best results possible? Q4: I recently reread your article on Long-Term Athletic Development. I don't want to be one of those over-the-top sports parents, but I do have a 10-year-old son, and I want to help him reach his potential. If you could give one or two pieces of advice to parents, what would they be? Q5: Did you watch the UFC card at the White House? If so, what did you think of the fights? Sign up for the newsletter: https://kylehuntfitness.beehiiv.com/subscribe Coaching: http://www.kylehuntfitness.com/services/ Training Programs: https://kylehuntfitness.shop/collections/programs Get 10% OFF PR Breaker Supplements: DISCOUNT CODE: "HUNT" at https://www.prbreaker.com/discount/HUNT
If your flower farm always feels one step behind, this episode is going to feel like a deep breath. Jenny sits down with Michelle Elston of Roots Cut Flower Farm in Pennsylvania, who produces nearly 30,000 supermarket bouquets a year with a part-time seasonal crew, tight systems, and a whole lot of intentional decision-making. Michelle shares how her farm uses clear weekly rhythms, crew training, time standards, staff meetings, and tiny movement-level improvements to make harvesting, bouquet making, and farm operations more efficient. Find Michelle OnlineCheck out Michelle's Website: www.rootscutflowerfarm.comFollow Michelle on Instagram: @rootsflowerfarmLearn more about the Association of Specialty Cut Flower Growers at ascfg.org Did you enjoy this episode? Please leave a review on Apple or Spotify. Get your personalized profit roadmap: www.trademarkfarmer.com/roadmap Follow Jenny on Instagram: @trademarkfarmer Find free flower business resources: www.trademarkfarmer.com/note
Silent propulsion is becoming an increasingly important part of modern yacht design, especially as efficiency, onboard comfort, underwater noise reduction, and vessel performance move higher on the agenda.In this episode of Positive Waves Media, host Jana Thomas speaks with Edwin Bonsen, Director Sales Marine Benelux at Voith Turbo B.V., about advanced maritime propulsion systems and their relevance for the superyacht and mega yacht market.The conversation explores the electric Voith Schneider Propeller, a system with nearly 100 years of history that has evolved through the integration of permanent magnet motor technology. By eliminating mechanical gears, Voith has made the system even quieter, supporting applications where silent operation, hydrodynamic performance, and onboard comfort are key priorities.Edwin also explains how the Voith Schneider Propeller can provide propulsion, steering, and roll damping, potentially reducing the need for traditional stabilizers while saving space, reducing resistance, and improving overall efficiency.The episode also looks at Voith inline thrusters, rim drive systems, swing-out azimuthing applications, and the Voith Linear Jet for faster yachts between 20 and 40 knots.Because several propulsion systems are discussed visually, the YouTube version is especially useful for seeing the technology being referenced.Watch the video version here:https://youtu.be/RVwrkl_9RCoGuest:Edwin BonsenDirector Sales Marine BeneluxVoith Turbo B.V.www.voith.comHost:Jana ThomasPositive Waves MediaIn this conversation:00:00:00 Meet Voith Marine00:00:15 Inside Voith's Global Engineering Portfolio00:00:47 Voith's Role in the Superyacht Market00:01:02 Electric Voith Schneider Propeller Explained00:02:09 Silent Propulsion for Research Vessels00:02:53 Stabilisation Without Traditional Fins00:03:27 Size, Power, and Technical Specs00:03:51 Efficiency, Noise Reduction, and Roll Damping00:04:48 Inline Thrusters, Linear Jets, and Yacht Applications00:05:47 Why Silent, Efficient Propulsion Matters
#trauma #TraumaRecovery #traumahealing #mentalhealthawareness #selflove #acceptance #selfcare #glowupjourney #enlightenment #samadhi #awakeningsouls #wakeup #moksha
ON TODAYS PROGRAM… LE CLERC MUST DO SOMETHING IN AUSTRIA OR HE WILL BE NUMBER TWO!! MCLAREN SAYS BEING A MERCEDES CUSTOMER TEAM IS A DISADVANTAGE! FORMULA ONE RULES KEEP ON EVOLVING! GASLY'S MONACO PODIUM REINSTATEMENT WAS THE RIGHT THING TO DO AND… FERNANDO LOOKING FORWARD TO THE DAKAR RALLY AND RACING AT LE MANS WITH MAX VERSTAPPEN!!!… THIS WEEK'S NASIR HAMEED CORNER WE HAVE: A MOMENT IN MOTORSPORTS HISTORY…AN INTERVIEW WITH F1 PHOTOGRAPHER PETER NYGARD AND MORE TRIVIA!!! When the rear wing has to go in your carry-on – a look into the different worlds of logistics at Audi How the logistics division of AUDI AG and the Formula 1 project benefit from each other Dieter Braun, Head of Audi Supply Chain, in discussion with his F1 colleagues Björn Brickwedde and Lars Rolack Logistics as a performance factor in motorsport and a driving force in road car production More than 20 race weekends, global supply chains, tight time windows, geopolitical tensions, and the constant pressure to get every part to the right place on time: Formula 1 is not only a high-performance technological laboratory but also an extreme test for logistics. Many of the challenges faced by Audi Revolut F1 Team on the racetrack are also familiar to Audi Supply Chain – just on a different scale. A discussion between the logistics experts reveals what both worlds can learn from each other. Dieter Braun, Head of Audi Supply Chain, sums it up: “If there's one thing we need in the company, it's speed. Not just on the racetrack, but when making decisions.” This is exactly where the key leverage lies: Formula 1 demonstrates what quick decisions, clear responsibilities, and precise preparation can achieve. Logistics as a performance factor In Formula 1, logistics directly determines on-track performance. Anything that isn't at the track on time can't be used. If transportation costs are too high, there's less left in the budget for other areas. Björn Brickwedde, Head of Logistics at Audi Revolut F1 Team in Hinwil, Switzerland, explains: “Any savings we make in logistics can be invested in development and parts.” This is especially true under Formula 1's cost cap. Efficient logistics thus becomes a performance factor. Brickwedde cites specific examples: intelligent strategies for return shipments, minimal spare parts inventory, smart route planning, and determining the most cost-effective location from which to ship update parts or components. “Every expense saved can flow into development – and then into lap times.” Audi Supply Chain, in turn, designs and manages the entire customer order process – from ordering an Audi to delivery to the customer. This complex system involves several thousand suppliers in nearly 60 countries to manage the flow of goods comprising around one million parts per day. Every optimization in this cross-divisional core process creates leeway – whether in terms of costs, capital tied up, or the CO2 footprint. “In our role as conductors, we can contribute hundreds of millions in earnings for the company,” says Braun. One example illustrates the scope: Audi Supply Chain doesn't just orchestrate – it also manages crises and, with experienced employees working as a team, overcomes short-term challenges. Braun describes a situation involving the production of the last Audi Q2 cars. A container with displays that could not be reproduced was on its way from China via Dubai to Germany when war broke out in the Middle East. “The shipping company spontaneously decided to call at a port in India and unload all the containers without consulting us,” says Braun. The goods couldn't be obtained in time via India, so Audi organized a detour via Sri Lanka and Turkey. “The parts arrived half a day before they were needed,” says Braun, “otherwise we wouldn't have been able to finish and deliver 2,000 Q2 cars.” Brickwedde's account of the Formula 1 season opener in Melbourne sounds very similar. “A supplementary shipment for the first race was supposed to fly from Zurich to Dubai – that's exactly when restrictions on global air traffic took effect,” he says, referring to canceled transport routes. Important update parts were held up, just like the freight from other teams. “We organized an alternative route with F1 Cargo and DHL and prepared new customs documents. It was a nerve-wracking ordeal for everyone involved – but the parts arrived in Melbourne on Wednesday evening, and thanks to the great teamwork on site, both cars were fully assembled in time for the first session.” In doing so, the logistics team laid the groundwork for Audi Revolut F1 Team to score its first points right off the bat in its debut in the premier class of motorsport. Speed is also a key factor in the Audi Supply Chain The racing series brings into sharp focus what often remains abstract in mass production: the impact of quick decisions. “In a race, you immediately realize when you've made a wrong strategic decision – for example, when you leave the pit lane too late,” says Braun. “From a business perspective at Audi, the impact of a decision often only becomes apparent later, but it can be just as serious. Deciding too late during a crisis is problematic – but so is doing so during planning, for example with long-term investments, which makes it particularly challenging for my team and the relevant departments.” The Formula 1 involvement provides a tangible narrative for this. Braun uses the Audi R26 as a permanent background image for his meetings – not just out of enthusiasm for motorsport, but as a signal to the organization: speed matters in the supply chain, too. Formula 1 shows that a good solution at the right time is more valuable than a perfect solution that comes too late. When the rear wing has to go in your carry-on The most exciting examples emerge where planning and improvisation meet. Brickwedde talks about the limited availability of parts during race operations: “We manage the production of parts very efficiently. This is partly because of the cost cap, but also because we only take to the racetrack what we genuinely believe we'll need. If something unexpected happens, you've got to think on your feet. This means that a team member might have to carry the necessary components in their luggage so that they're available at the track as quickly as possible. In a pinch, these could even be parts of a rear wing.” Time windows are tight on the power unit side as well. Lars Rolack, Head of Logistics at Audi Formula Racing in Neuburg an der Donau, describes the unscheduled return shipment of a high-voltage battery during the race weekend in Miami: hazardous materials, special customs and transport regulations, a short analysis window in Neuburg – and shipment back out to the next race just a few days later. “The battery arrived at our facility in Neuburg on Monday morning and was shipped out again on Wednesday evening, heading for Montreal.” Even though the processes at Audi Supply Chain are generally more predictable, the combination of foresight and flexibility remains a crucial success factor – for instance, in the face of supply bottlenecks, natural disasters, or geopolitical disruptions, which have almost become the new normal these days. Rolack used to work in the logistics division at AUDI AG himself before moving to the Formula 1 project. “My background in planning and my experience helped me, but race logistics is a very ad-hoc business – we all had to adapt our mindset extremely quickly to the pace.” While Audi's supply chain division manages several thousand different suppliers across the globe using a multitude of processes – now also with the help of complex mathematical algorithms – organizational skills and personal networks are what count in the F1 project. “If something gets stuck here, my first instinct is to pick up the phone. Thanks to lean processes and short lines of communication within the team, problems can be solved very quickly,” says Rolack. Lundgaard Charges From Last to First To Win at Road America ELKHART LAKE, Wis. (Sunday, June 21, 2026) – Christian Lundgaard asked his Arrow McLaren team over the radio what everyone else also wondered after the Dane took the checkered flag Sunday for the XPEL Grand Prix at Road America Presented by AMR. “How did we do that?” Lundgaard asked incredulously to his pit box. SEE: Race Results Lundgaard used strategy, speed and a bit of good fortune to climb from last in the 25-car field after contact on Lap 1 to earn his second victory of the season in the No. 7 Arrow McLaren Chevrolet. The race ended under caution when Graham Rahal spun into the gravel trap outside Canada Corner after contact with Will Power while dueling for third place on a one-lap restart to the checkered flag. The victory was the third of Lundgaard's NTT INDYCAR SERIES career, joining his win in May on the Indianapolis Motor Speedway road course with Arrow McLaren and in 2023 on the streets of Toronto with Rahal Letterman Lanigan Racing. “I knew we had a chance,” Lundgaard said of the probability of winning after the early contact. “I knew how this race panned out last year, and I knew it was all about just sticking in the race. I did that last year. I made a bunch of mistakes last year that spun ourselves around last year, and I just wanted to make up for that. “We've been on the struggle bus all weekend, so to turn this around, I have to thank the team for that.” David Malukas finished second in the No. 12 Verizon Team Penske Chevrolet, his third runner-up finish of the season as he seeks his first career victory. Power held on to finish third in the No. 26 TWG AI Honda, matching his best finish of his first season with Andretti Global. Kyffin Simpson finished a season-best fourth in the No. 8 Sunoco Chip Ganassi Racing Honda, with points leader and four-time series champion Alex Palou rounding out the top five in the No. 10 DHL Chip Ganassi Racing Honda. Lundgaard, who started 12th, took the lead for the second and final time on Lap 52 of the 55-lap race when the No. 66 Meyer Shank Racing w/Curb Agajanian Honda of leader Marcus Armstrong slowed with a mechanical problem. Armstrong led by 2.787 seconds with five laps to go before mechanical fate cruelly robbed him of what may have been his first career victory. Armstrong's stricken machine finally lost power in Turn 5 on Lap 53, triggering a caution period and a one-lap race to the checkered flag. Lundgaard never was challenged by Malukas on the final one-lap trip around the 14-turn, 4.014-mile road course, with most of the attention focused on the fierce duel for third between series veterans Power and Rahal. Power, holding a straight-line speed advantage, attempted to move to the outside of Rahal at the end of the back straightaway, with both cars making contact and Rahal's No. 15 MSC Industrial Supply Honda spinning into the gravel, ending the race. That was the climax to a thrilling race filled with varying tire strategies and fierce competition for nearly every position. But nothing was more exciting or improbable than Lundgaard's charge to the front. On the opening lap, Lundgaard made contact with Scott Dixon in Turn 1, damaging the left front wing on Lundgaard's car and deflating one of his Firestone Firehawk tires. He pulled into the pits on Lap 2 for tires, fuel and a new front wing, with Arrow McLaren strategists devising new tactics on the fly. Lundgaard cycled to the lead for the first time on Lap 43 when Armstrong, Malukas and Rahal made their final pit stops from the top three positions. Danish driver Lundgaard led Rosenqvist by 11.720 seconds on Lap 45 when he made his final pit stop, with the Arrow McLaren team refilling his fuel and fastening four Firestone Firehawk alternate tires in a speedy 7.1 seconds. The big cushion before the stop allowed Lundgaard to exit his final stop second behind Armstrong and just ahead of Malukas, who had hotter, stickier rubber on his wheels and passed Lundgaard for second on Lap 46. Josef Newgarden made his final stop from the lead on Lap 49 in the No. 2 PPG Team Penske Chevrolet, handing the lead back to Armstrong, who was 3.671 seconds ahead of Malukas. Meanwhile, Lundgaard passed Malukas for second on Lap 49, with Armstrong nearly three seconds up the road. Then Armstrong's bid for his first win evaporated as his power dwindled, letting Lundgaard pass for the lead on Lap 52. “It was all smooth sailing,” a deflated Armstrong said. “I came out of Turn 6, and the engine just started sputtering like it was out of fuel. But clearly it wasn't. And then it just completely died. There was no indication there was nothing wrong.” Pole sitter Palou led 13 laps, but his chances for a fourth career Road America victory vanished when he was penalized for speeding in the pits on Lap 29. Palou fell to 22nd after his drive-through penalty on one of the longest pit roads in the series, but he was appointment viewing in his charge toward the front over the closing 25 laps. Palou leads second-place Malukas by 60 points and third-place Kyle Kirkwood, who finished 10th, by 61 points in the standings. Lundgaard is fourth, 77 points behind Palou. The next NTT INDYCAR SERIES event is The Honda Indy 200 at Mid-Ohio Presented by the 2027 CR-V Hybrid on Sunday, July 5 at Mid-Ohio Sports Car Course near Columbus, Ohio.
Father Knows Best - An Efficient HouseBecome a supporter of this podcast: https://www.spreaker.com/podcast/harold-s-old-time-radio--4206392/support.
Stupid News 8am 6-18-2026 …AI is so Efficient it can Triple Your Workload …She was Overpaid, Refused to Give the Money Back and was Arrested …Turns out You did not see and Alien. You are just Possessed by Demons
Some routes will have more frequent service, while others will be discontinued or absorbed into more popular lines.
Summary:In this episode of the Smart Strength Training Podcast, I explores time-efficient strategies and advanced methods for progression, focusing on drop sets and cluster sets. I break down what drop sets actually are. Despite their popularity, the research is inconsistent and they perform on par with straight sets. I then unpack cluster training and its use. The key takeaway throughout is that straight sets should still make up around 90% of your training across the year, with these advanced methods layered selectively over the top.Chapters:01:50 – Drop sets explained: what they are and why they're the most overhyped progression method02:27 – How drop sets work: taking a load to failure, then stripping weight for more reps04:47 – The honest take: research is inconsistent and drop sets are roughly equivalent to straight sets07:10 – Practical application: exercise selection, safety, and using drop sets in the final weeks of a block08:00 – Cluster training introduced: breaking a set into mini-sets with short intra-set rest11:54 – Why clusters are the more useful tool: busting plateaus, managing fatigue, and learning push-ups and pull-upsIf you want help with your own training, check out my website to see more information about how to work with me online: andyvincentpt.com
Christian; Follower of GOD Servant of CHRIST Patreon https://bit.ly/3jcLDuZBio:Combat Veteran; U.S. Marine Corps Urban Warfare Instructor; S.R.T. Commander Active Shooter Response Team Law Enforcement Los Angeles Police (L.A.P.D.) Police Officer / Fugitive RecoveryF.B.I. Instructor N.R.A Instructor Competition Shooter; Multi Time State Rifle Pistol Champion Hunting; Life Long Hunter Professional Hunter and Guide Private Security Contractor; Several Agencies, Current.Patreon https://bit.ly/3jcLDuZBecome a supporter of this podcast: https://www.spreaker.com/podcast/gunfighter-life-survival-guns-ammo-hunting-defense-tactics--4187306/support.Have a Blessed Day
The National Cattlemen's Beef Association (NCBA) is advocating for changes to improve livestock hauling. Director of Government Affairs Zoe Wallace highlighted issues with current regulations
In early 2023, dating site Eharmony released findings from a survey of over 1000 singletons. The research found that on average they spent 55 minutes per day logged in to the dating app, with six conversations on the go at the same time. Despite that, as many as 70% of those surveyed felt heavy dating app usage had a negative impact on their mental health. Spending so much energy on dating can get overwhelming, but fear not. I'm here to tell you about a solution which could help you take back control of your love life: the zero date. The idea was invented back in 2018 by American entrepreneur Christina Wallace. What's it all about then? What's the difference between a zero date and a regular first date then? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: Why do mouth sounds drive some people crazy? Why does Ramadan start on a different date each year? How can I move house stress-free? A podcast written and realised by Joseph Chance. First Broadcast: 15/3/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices
MicroStrategy founder Michael Saylor took the Consensus mainstage to unveil what he calls the killer app for Bitcoin: digital credit. Saylor explained how his company's STRC instrument, now the biggest and most liquid preferred stock in the world after just eight months, strips yield from Bitcoin's volatility to create an 11.5% tax-deferred return with near-zero volatility. He argued that digital credit is the missing bridge between Bitcoin and crypto, TradFi and DeFi, and that it opens the door to a new generation of yield coins that could transform the $350 billion stablecoin market and beyond. - Timecodes: 00:00 - Michael Saylor at Consensus Miami 2026 01:28 - How Digital Credit Works 04:47 - Bitcoin vs MSTR vs STRC Performance 07:27 - STRC Becomes The World's Biggest Preferred Stock 12:55 - The Bridge To Digital Money And Yield 18:27 - The DeFi Opportunity For Builders 19:46 - How Yield Coins Are Replacing Stablecoins 22:34 - Building The Future Of Digital Credit
Artificial intelligence is moving faster than ever, but as AI models continue to grow in size and complexity, the challenges surrounding inference performance are becoming impossible to ignore. In this week's podcast, ElastixAI CEO Dr. Mohammad Rastegari and I chat about how we can overcome those challenges and why a different approach to AI infrastructure is necessary for the next generation of AI innovation. We also explore the key bottlenecks limiting inference performance, how ElastixAI is tackling these issues, and why FPGAs are emerging as a compelling platform for accelerating large language model inference.
How To Build a Capital-Efficient Startup Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. Investors look for capital-efficient businesses to invest in. Founders looking to raise funding should first consider building a capital-efficient startup. Here are some key steps to building a startup that is capital-efficient: Look for a business opportunity that generates good revenue from the customer. The customer will pay a high price for the product. This often comes from a good product-to-market fit. The business runs efficiently and doesn't need a great deal of money to provide the product or service. Businesses in this category are considered frugal and spend carefully. Salaries are kept low, which raises the value of the equity of the business. The startup is in a high-growth market segment generating organic growth. The startup is highly scalable and doesn't need a great deal of capital to grow. Capital-efficient businesses in the long run should do better because they don't have to raise capital as often. Investors should look for these drivers in potential startup investments. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.
The Efficient Advisor: Tactical Business Advice for Financial Planners
Efficiency is one of the most common goals financial advisors share, but very few can actually define what it means—or measure it. In this episode, Libby challenges the traditional metrics advisors often use to gauge success and introduces four simple KPIs that provide a much clearer picture of productivity, efficiency, and scalability. If you've ever wondered whether you're truly building a business that gives you more freedom, more impact, and better results without simply working longer hours, this episode will help you start tracking what really matters.In this episode, you'll learn:How to calculate your revenue per hour and why it's a more meaningful metric than revenue growth aloneThe client-facing ratio that reveals where your biggest opportunities for efficiency are hidingA simple framework for evaluating the impact of your value-add activities and client experience initiativesWhy tracking referrals can uncover the health of your client experience, service model, and planning processWhether you're a solo advisor or leading a growing team, these four KPIs can help you shift from working harder to working smarter. By focusing on the metrics you can actually influence, you'll gain clearer insight into where your time is going, what's creating the most value for clients, and how to build a more scalable practice. Be sure to download the free KPI tracker mentioned in the episode and start measuring your progress.Grab your Free KPI Download HERE! Check out The First 100 Days Course: The Advisor's Blueprint for a Remarkable Client Experience HERE!Learn more about T2MWorks HERE! Learn more about Asset-Map financial planning software HERE! Learn more about our sponsor Beemo Automation HERE! Check out the Efficient Advisor YouTube Channel HERE!Connect with Libby on LinkedIn HERE!Successful businesses don't get built alone. You need community! You need collaboration! Join us in The Efficient Advisor Community on Facebook.
Hybrid vehicles. We've all heard the term: jack of all trades, master of none (JOAT MON), but, I think hybrids are so much more than that and in this video we explore the wonderfully designed hybrid!Video I highly recommend watching after this! REALLY COOLhttps://www.youtube.com/watch?v=r2L5VOtf47Y&t=336sBulk of the video is from 5:44-12:00If you have extra time, watch from the beginning until 12:00 minutesIf you have extra extra time – watch the whole thing!Sources:https://en.wikipedia.org/wiki/Regenerative_brakinghttps://theicct.org/publication/real-world-usage-of-plug-in-hybrid-electric-vehicles-fuel-consumption-electric-driving-and-co2-emissions/https://www.youtube.com/watch?v=KnUFH5GX_fIhttps://theicct.org/publication/real-world-phev-us-dec22/https://en.wikipedia.org/wiki/Toyota_Hybrid_Systemhttps://en.wikipedia.org/wiki/Power_split_devicehttps://en.wikipedia.org/wiki/Brake-specific_fuel_consumptionhttps://en.wikipedia.org/wiki/Atkinson_cycle
Paul Skenes hasn't looked himself in his last four starts. Are Skenes' outings a cause for concern? It's a big deal that he hasn't thrown one pitch 100 mph.
Hour 1 with Joe Starkey: Brendan Sorsby has been ruled eligible by a Texas court after the NCAA deemed him illegible. The ruling was met by outrage after Sorsby admitted to betting on games. TCU and Kansas athletic directors have discussed not playing Texas Tech in football this year. Paul Skenes hasn't looked himself in his last four starts. Are Skenes' outings a cause for concern?
In 2025, Cannes Lions was dampened by controversy after three awards were withdrawn over fabrication of case studies and concerns around their legitimacy.DM9's “Efficient way to pay” was retracted after the DDB agency was caught using AI to fabricate news coverage and misleading the jury. Two others Lions were also removed from the agency. In response, Cannes Lions updated the entry process and introduced a set of "integrity standards" to ban agencies for up to three years that submit "wilfully false" campaigns.Campaign's UK editor Maisie McCabe recently spoke to Cannes Lions on the new awards process and "necessary" reset to the standards. In this episode, Campaign's editorial team discuss how the awards will be different this year, both for those that have entered and the juries that are judging them, and what the industry makes of the changes. Plus, the team reveal how the Cannes Lions is making efforts to reduce bias in the judging rooms. Hosted by tech and multimedia editor Lucy Shelley, this episode includes McCabe, creativity and culture editor Gurjit Degun and reporter Eszter Gurbicz. It was edited by Haymarket's producer Inga Marsden.Further reading:Cannes Lions retires Creative Company of the Year AwardDecade-old Sainsbury's ad used in Gut's 2024 Media Grand Prix-winning case studyCannes Lions entries rise 'reflecting strong global participation'Icaro Doria steps down as co-president and CCO of DM9 following Cannes controversyAdland's ‘New Year's' resolution should be to revive its integrity at Cannes LionsMaybe Cannes Lions isn't capable of picking all of the best work Hosted on Acast. See acast.com/privacy for more information.
Hello! This is Episode 407. This is Way #7 of the 44 Ways to Create Your Sustainable Home series, and we are continuing through Section Two: Sustainable Design Strategies. The ways in Section Two are about the bigger-picture decisions that shape a project from a strategic level, before we get into the detail of specific systems, materials, or construction. Way #7 is Creating an Efficient Structural Design, Collaboratively. [For all resources mentioned in this podcast and a free, downloadable PDF transcript, head to www.undercoverarchitect.com/407] In the last episode, we covered the importance of choosing an aligned team. This episode is about something that your aligned team needs to do together: create a structural design that is genuinely efficient. This Way #7 tends to surprise homeowners, because structural design often feels like something that happens in the background of a project and rarely gets discussed with the client directly. But the decisions made around your home’s structural design have direct consequences for cost, material use, durability and longevity, and consequently, the sustainability of your finished home. Whether those decisions are made in the most efficient way usually comes down to one thing: when and how your designer or architect and structural engineer collaborate and integrate their work. In this episode, I take you through what structural efficiency actually means, why it typically doesn’t happen by default, what collaborative structural design looks like in practice, and the questions worth raising with your own team. As always, if you'd like to access a full transcript of this episode and links to any resources I mention, head to www.undercoverarchitect.com/407. Now, let's dive in! RESOURCES MENTIONED IN THIS PODCAST: For links, images and resources mentioned in this podcast, head to >>> www.undercoverarchitect.com/407 Accessing my free '44 Ways' E-Book will simplify sustainability and help you create a healthy, low tox and sustainable home. You can download your free copy here >>> https://undercoverarchitect.com/ways Access the support and guidance you need to be confident and empowered when renovating and building your family home inside my signature online program >>> https://undercoverarchitect.com/courses/the-home-method/ Just a reminder: All content on this podcast is provided by Undercover Architect for reference purposes and as general guidance. It does not take into account specific circumstances and should not be relied on in that way. You should seek independent verification or advice before relying on this content in any circumstances, including but not limited to circumstances where loss or damage may result. The views and opinions of any guests on the podcast are solely their own. They may not reflect the views of Undercover Architect. Undercover Architect endeavours to publish content that is accurate at the time it is published, but does not accept responsibility for content that may or has become inaccurate over time.See omnystudio.com/listener for privacy information.
Henry Sokolski warns of China's fast breeder reactor program, which produces super weapons-grade plutonium capable of fueling efficient nuclear triggers. He also notes South Korea's growing interest in developing independent nuclear capabilities and submarines to counter threats from North Korea and China, despite international non-proliferation standards.LACONIA AT SPARTA320 BCE
How do you make smart financial decisions after you've already built significant wealth? In this week's episode of Allworth's Money Matters, Scott and Pat help a retired couple with an $11 million portfolio evaluate Roth conversions, estate planning, charitable giving, and strategies to improve tax efficiency. Then they speak with a 52-year-old listener navigating uncertainty in the alcohol industry while balancing retirement savings, college expenses, and cash reserves. Should he use taxable assets to maximize his 401(k) contributions? Scott and Pat weigh in. The episode also features Allworth advisor Laurie Ingwersen, who explains how investors with concentrated stock positions can reduce risk while improving tax efficiency. Laurie shares a real-world case study of a client whose portfolio was 70% invested in a single stock and the strategies used to diversify, manage taxes, and preserve long-term wealth. What You'll Learn: -Whether Roth conversions still make sense for high-net-worth retirees -How to improve tax efficiency through smarter asset location and portfolio design -When it makes sense to use taxable assets to maximize retirement savings -Strategies for reducing risk in concentrated stock positions -How to balance wealth preservation, charitable giving, and legacy planning Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.
Subscribe to C-Speak so you never miss an episode. Listen on Apple Podcasts, Spotify, YouTube or wherever you get your podcasts.In this episode of PNC C-Speak, Patrick Gilligan, president and CEO of Point32Health, discusses leading the nonprofit health and well-being organization that serves commercial, Medicare and Medicaid markets. Gilligan also touches on using AI to improve administrative efficiency and provider-plan collaboration and the need for industry stakeholders to reconnect and reduce waste to address affordability.“There is a lot of efficiency near term on AI, but I think long term it can really improve the overall experience [for the doctors and patients], and that's my goal,” Gilligan says.
I am worried about the room efficiency. I want to do unprofessional behavior. I want to try and break loose from the constraints of the hotel. Please tone it down with the professionalism. I am going as Daddy’s Little Bing … Continue reading →
The AI Breakdown: Daily Artificial Intelligence News and Discussions
As AI usage explodes inside companies, token efficiency is becoming a core business problem. NLW looks at why cost, routing, context, local inference, model selection, and “dollars per outcome” are quickly replacing raw intelligence as the metric that matters most for enterprise AI.Sign up for AI Executive Catchup: https://aiexecutivecatchup.com/Brought to you by:KPMG – Research from KPMG and the University of Texas at Austin shows the highest-impact AI users treat AI like a reasoning partner — and those skills can be taught at scale. Learn more at kpmg.com/us/SophisticatedBolt - Claim a free month of Bolt Pro - https://bolt.new/partner/aidb/Outsystems - Stop wondering how AI will change your business and start building the agents that will lead it - http://outsystems.com/Scrunch - The AI customer experience platform - https://scrunch.com/Zenflow Work - Agents for knowledge work - https://zenflow.free/Blitzy - Want to accelerate enterprise software development velocity by 5x? https://blitzy.com/AssemblyAI - The best way to build Voice AI apps - https://www.assemblyai.com/briefRobots & Pencils - Cloud-native AI solutions that power results https://robotsandpencils.com/The AI Daily Brief helps you understand the most important news and discussions in AI. Subscribe to the podcast version of The AI Daily Brief wherever you listen: https://pod.link/1680633614Our Newsletter is BACK: https://aidailybrief.beehiiv.com/Interested in sponsoring the show? sponsors@aidailybrief.ai
In this episode of On The Mark, host Mark Immelman is joined by David Bertoli (aka “Davide”) for a deep, visual-first breakdown of how the golf swing actually works in 3D—not as frozen “positions,” but as moving phases driven by what the body is doing internally. David shares how his team built a 3D system that reveals the skeleton, muscles, and fascia in motion—so golfers and coaches can stop chasing a Rory/McIlroy “look” and start optimizing their movement pattern. A major focus is David's framework: the Six Phases of the Golf Swing, built around Center of Mass (COM) movement + Anatomy Trains / fascia chains. They explore why the pelvis is the engine, how COM moves (horizontally and vertically), why maximum unweighting matters for speed, and how “carefree” phase-based movement beats “careful” position-chasing every time. In This Episode, You'll Learn: ✅ Why 3D changes everything: stop studying the club “outside,” start understanding the body “inside” ✅ The difference between positions vs phases (and why a golf swing is a “moving sculpture”) ✅ What Center of Mass actually is, where it sits, and why the pelvis is so tied to it ✅ How COM moves in an “almost infinity-sign” pattern (and why it anticipates the club) ✅ Why elite players get lower than address in transition (and how that fuels speed) ✅ What fascia is (and why the body is a “full web”) + how anatomy chains store/release energy ✅ The Six Phases: from address → shaft parallel → pelvis rotation → top → max unweighting → impact → hands chest-high ✅ A huge myth at impact: why you should not try to open shoulders as much as the ribcage, and ✅ The “eccentric load” trio: core stretch, lead-shoulder stretch, lead-wrist stretch (and why thoracic rotation matters.) Key Takeaways Stop copying positions. Many great swings look different—but the best swings move through similar phases. Pelvis movement predicts swing quality. If the pelvis (and COM) moves well, the rest organizes more naturally. Speed requires going down before going up. The best players drop lower than address, then push up fast into impact. Fascia matters. Efficient golf is stored energy → redirected forces → released energy, not “hit the ball harder.” Carefree beats careful. When golfers chase positions, they get tense; when they move through phases, they flow. After you have listened to this podcast, go to YouTube, search and subscribe to Mark Immelman and watch the show to see David's graphics and presentation of his golfswing research and how his "Phases of the Swing" work.
Eli Edwards is Head of U.S. Real Estate Equity at Fortress Investment Group. We sat down with Eli to learn about real estate investment strategies with the potential to provide portfolio diversification and tax-advantaged capital appreciation. Eli shares how the development of these strategies has evolved to meet increasing demand from RIAs, and what's driving advisors to incorporate them into client portfolios.
The manufacturing sector is in a constant staffing crisis. Efficient manufacturing workforce management, however, can help mitigate problems arising from worker shortages. You can learn more in this episode or read about it on our blog For more information about the MRPeasy software, visit our website: mrpeasy.com
Kevin Mack, the new president of Via Licensing Alliance, joins Eli for the Clause 8 season finale.Kevin talks about Via's plans to build its next patent pools around "de facto" standards — technology the market adopted on its own, with no standards body behind it — which would push collaborative licensing into territory it has never touched. Mack also takes a hard look at the royalty-free models spreading through tech and AI, from AV1 to the new Shared AI License Foundation (SAIL), argues that "free" rarely stays free, and explains why he's optimistic about where the patent system is heading.Kevin and Eli also discuss:*Via's model and the "tipping point" that turns a pool from a few licensors into thousands of licensees*"De facto" standards: pooling patents for technology no standards body ever blessed*Leadership turnover at Via, the HEVC pool's move to Access Advance, and a new strategy-and-growth group*The push into semiconductors, including a new DRAM memory program*AV1, SAIL, and why Mack thinks royalty-free rarely stays free*Whether AI patents are as "foundational" as advertised — and why "AI is not new"*Efficient infringement, patents as property rights, and why companies ultimately take a license*The mood out of Via's Rome summit and a US patent system tilting back toward ownersNotable names, companies & standardsPeople: Kevin Mack (president, Via Licensing Alliance); Heath Hoglund (former Via president); John Amster (Jamster Capital; RPX co-founder)Organizations: Via Licensing Alliance (Via LA), MPEG LA, Dolby, Access Advance, Alliance for Open Media, Shared AI License Foundation (SAIL), WIPO (PatentScope), DOJ, USPTOSAIL founders / board (public): Anthropic, Genentech, IBM, Meta, Microsoft; board observers eBay and TD Bank Group; members include Block and FigmaStandards & technologies: AAC, AVC (H.264), HEVC (H.265), AV1, MPEG-2, Qi wireless charging, DRAM memory, SEP / FRANDDisclaimer This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit www.voiceofip.com
🧭 REBEL Rundown 🔑 Key Points 🧩 Human Factors: The unseen behaviors, distractions and considerations critical in emergency medicine and the ICU, influencing patient care beyond just medical knowledge.🎯 System Design: Effective system design directly impacts team performance by creating environments that facilitate optimal decision-making. 🏥 Real-world Application: The application of human factors in healthcare leads to better team dynamics, reduced stress, and improved patient outcomes. 👷🏽️It’s Everyone’s Job: Building a culture of adaptability and openness to change can lead to better healthcare delivery, communication and interprofessional relationships🛠️ Practical Solutions: Start the conversation in departments for actionable and pragmatic changes to current healthcare environments to enhance practitioner efficiency and patient care quality. Click here for Direct Download of the Podcast. 👀Previously Covered and Related Content: REBEL EM: Titles Don’t Make LeadersREBEL MIND: Moving from Junior to Senior Leadership in Emergency CareREBEL MIND: The Dunning-Kruger EffectREBEL MIND: Growth vs Fixed Mindset 📝 Introduction Welcome back to Rebel MIND, the podcast where we sharpen the person behind the practitioner. MIND stands for Mastering Internal Negativity during Difficulty. This series emphasizes productivity, provider performance, and team optimization to ensure we are at our best during high-pressure situations. In this episode, host Dr. Mark Ramzy chats with special guests and master educators about the concept of human factors.Dr. Chris Hicks is an emergency physician and trauma team leader at St. Michael’s Hospital in Toronto, Assistant Professor in the Department of Medicine at the University of Toronto, and co-founder of Advanced Performance Healthcare Design, a physician-led simulation and design group. Dr. Andrew Petrosoniak is an emergency physician and trauma team leader at St. Michael’s Hospital, and Medical Director of the Unity Health Toronto Simulation Program. He’s an Assistant Professor at the University of Toronto where his research focuses on simulation for systems and design improvement and optimizing the care of the bleeding patient. Along with Dr. Hicks, he’s also President of Advanced Performance Healthcare Design, a consulting firm that works with high-performance teams and uses simulation to enhance and design better healthcare spaces Cognitive Question How can the integration of human factors improve decision-making and performance in emergency medicine and critical care environments? ️What are Human Factors? In the context of healthcare, human factors encompass the interplay between humans, the systems they work within, and the effectiveness of their interactions. It includes elements like communication, system design, environmental conditions, and behavioral patterns affecting individual and team decision-making processes. It’s the collective impact of individual behaviors, team dynamics, and the physical environment on performance and outcomes. The aim is to eliminate issues arising from human error by creating systems and environments that naturally guide and support optimal performance. 🏥How This Applies to the Emergency Department or ICU? Efficient integration of human factors in high-pressure settings like the Emergency Department (ED) or Intensive Care Unit (ICU) helps mitigate the risks associated with stressful and chaotic environments. By focusing on system designs that account for human behavior, healthcare professionals can reduce errors, enhance team coordination, and ultimately improve patient care. This is crucial as teams are often required to make rapid, life-saving decisions in these environmentsThe design of clinical spaces can either hinder or help efficient care. Poorly arranged equipment or cluttered workspaces increase stress and impede decision-making. Implementing structured design principles, such as dedicated equipment zones and clear visual cues, can streamline workflows and enhance team coordinationIt actually helps pave the way for more efficiency because you end up “working smarter instead of harder”.It speaks directly to the Daniel Kahneman’s theory of Type 2 Thinking – which is a slow, analytical cognitive process requiring deliberate thoughtWe’ll likely create a whole dedicated episode to this but if you want to read more ahead of time on it, check out his book Thinking, Fast and Slow ⏩Immediate Action Steps for Your Next Shift **Assess Your Environment**: Take note of any clutter, noise, or layout issues in your workspace that could hinder optimal performance. Identify problem areas that could be optimized.**Recognizable Hard-Stop** – Implement a “Stop-Point” Check for areas or issues that involve more than just patient safety (ie. workflow inefficiencies, sign-out, throughput, etc). Use predefined benchmarks during procedures to ensure clarity and efficiency.**Foster Open Communication** – Encourage an environment where every team member feels comfortable discussing their thoughts and decisions without fear of judgment.**Prototype Solutions** – Work with colleagues to identify problems and brainstorm quick, cost-effective solutions that could be tested in your department.**Role Clarity and Preparation** – Ensure roles are clearly defined and team members are prepared with necessary resources readily available during high-stakes scenarios.**Test and Refine** – Conduct quick pilot tests of new setups or processes during quieter times and gather feedback from your team. Conclusion Human factors play a critical role in shaping healthcare outcomes. Through structured system designs and attention to team dynamics, it is possible to reduce inefficiencies and enhance both patient care and provider well-being. It requires a shift in perspective from seeing design and systems as separate from human behaviors, to seeing them as intricately linked. By incorporating these principles, healthcare professionals can create environments that inherently support better, safer, and more effective patient care. 🚨 Clinical Bottom Line Incorporating human factors into healthcare isn’t just about preventing errors—it’s about creating an ecosystem where the healthcare team is empowered to perform at their best, even under the most challenging conditions. Implementing small, iterative changes can create a meaningful impact, paving the way for improved systems and processes. This starts by redesigning systems and environments with human factors in mind, which can significantly improve both the efficiency of care delivery and the safety of the healthcare environment. Further Reading Petrosoniak A, Hicks C. M&M rounds 2.0: the future of performance improvement. CJEM. Feb 2025PMID: 39979684Petrosoniak A, Hicks CDesign, build, train, excel: Using simulation to create elite trauma systems. International Anesthesiology Clinics. Publish Ahead of Print.Request the Article herePetrosoniak A, Hicks C, et al. Design Thinking-Informed Simulation: An Innovative Framework to Test, Evaluate, and Modify New Clinical Infrastructure. Simul Healthc. 2020 Jun 2020.PMID: 32039946Bleetman A, et al.Human factors and error prevention in emergency medicine. Emerg Med J. May 2012PMID: 21565880Hayden EM, et al.Human Factors and Simulation in Emergency Medicine. Acad Emerg Med. 2018 Feb 2018PMID: 28925571 Meet the Authors Mark Ramzy, DO Co-Editor-in-Chief Cardiothoracic Intensivist and EM Attending RWJBH / Rutgers Health, Newark, NJ Chris Hicks, MD, Med Co-Founder of Advanced Performance Assistant Professor of Emergency Medicine, University of Toronto, Canada Andrew Petrosoniak, MD, MSc Co-Founder and President of Advanced Performance Medical Director of Unity Health Toronto Simulation Program Showing Slide 1 of 3 The post REBEL MIND – Human Factors: The Hidden Architecture of Emergency & Critical Care Medicine appeared first on REBEL EM - Emergency Medicine Blog.
Evan's Segway: https://amzn.to/49stgck Sam's Segway: https://tr.ee/skUuORyn1b — Link to Evan's Walker's: https://amzn.to/4wTxZ0O Use code TURFNERDS for 5% off orders $600 and up at Magna-Matic! Use discount code for TURFNERDS10 for 10% off at Strauss, valid starting April 29 through May 31 Use code NERDS to save 10% on Spencer Products! Sam Johnson of KC Lawns joins Evan and Greg for a conversation that's equal parts testimony and trade talk. Sam shares how a smartphone-or-Bible moment at 23 sent him reading from Matthew to Revelation, through years of sanctification, to baptism, and how that humility led him to lawn care. Then the guys dig into the gear: Sam was one of the first pros to trim on a Segway, and he breaks down how it cut his time in half (28 lawns in a day), riding hills and uneven ground, battery strategy, and why nobody who's tried it has regretted it. Plus serving lonely elderly clients, building a team, and his Christmas light side hustle (KC Lights). Faith, falls, and finish work. Don't knock it 'til you try it. Tap Here for Turf Nerds Merch! Look! We Have A Website! Don't forget to check out Green Frog Web Design and tell them the Turf Nerds sent you. Or Greg will scalp your lawn! Use promo code TURFNERDS for 50% off Equip Expo 2026 registration! Shoot us an email! Evan@TurfNerdsPod.com Instagram Facebook TikTok Subscribe on YouTube: https://www.youtube.com/@TurfNerdsPodcast?sub_confirmation=1 #LawnCare #LawnMaintenance #Mowing #MowingGrass #LawnCareBusiness #Toro #ToroMultiforce #CubCadet #BibleStudy #Bible #Christian #Business #Entrepreneurship #Comedy #2024 #Marketing #Advertising #TipsAndTricks #Tips #Success #Yakta #YaktaMowers #YaktaOutdoor #Spring #SpringRush #FYP #Mower #NewMower #UsedMower #RouteDensity #EquipExpo #EquipExpo2024 #Echo #Stihl #RedMax #Shindaiwa #StringTrimmer #WeedWhip #GreenFrogWebDesign #WebDesign #EzraMcCarthy #Aerator #Aeration #ZAerate #Bobcat #BobcatMowers #Husqvarna #HusqvarnaGroup #HYGREENTOOL #GOMOW #ThunderLightingSupply #ChristmasLights #Christmas #Trump #DonaldTrump #PresidentTrump #ElectionDay #EZDumper #DumpInsert #StempkyNursery #Mulch #MulchInstallation #TurfNerds #Newsmax #NewsmaxTV #CarlHigbie #CharlieKirk
In case you missed it, this is a replayed moment from last year and one of the most viewed podcast episodes I've ever shared specifically for hygienists. And honestly, this topic is more important than ever because efficient perio charting in Dentrix directly impacts diagnosis, patient care, insurance documentation, and clinical consistency.
After a brief hiatus, David Brown and Producer Seana return with a wide-ranging, passionate episode covering the current state of the beef industry, Angus genetics, market volatility, ranch life, Angus Association politics, and the future direction of commercial cattle production. This episode blends personal ranch updates, industry commentary, economic concerns, and David's candid thoughts on Angus genetics, breed associations, genomics, and profitability in today's cattle market.
As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-tax-efficient-strategies-for-lasting-wealth
Java's use of memory, often chided for being excessive, is actually a strength as it trades more memory use for fewer CPU cycles. Java can only make this tradeoff due to its moving garbage collectors, something more memory efficient platforms often cannot. But what's the point in leaving available memory on the table if using it makes your program run faster? Efficient use of that resource wouldn't be to leave it untapped but to use it to speed up the program. In this "Ask the Architect" episode of the Inside Java Podcast, recorded during JavaOne 2026, Nicolai Parlog talks to Ron Pressler, Java Architect at Oracle.
As Founder of My Wealth 4 Life, Karen leads a firm dedicated to delivering comprehensive, high-level financial and estate planning designed to protect, preserve, and enhance our clients' hard-earned wealth. Their approach is both strategic and practical—focused on identifying overlooked risks, uncovering hidden opportunities, and building durable financial structures that stand the test of time.They work closely with medical professionals and entrepreneurs who operate in complex financial environments. Many are highly successful, yet still exposed to inefficiencies within their tax strategies, cash flow systems, and overall financial architecture. Their role is to bring clarity and precision—helping them eliminate waste, improve liquidity, and align their resources with long-term wealth and legacy objectives.Karen's perspective is shaped by a diverse international background in economics, business, and finance. She began my career in economic consulting with the United Nations Industrial Development Organization in Vienna, Austria, followed by a role as a marketing executive at 3M Germany. She later transitioned into financial services with Prudential in Düsseldorf, Germany, where she developed a foundation in advanced financial planning.After returning to the United States, Karen earned her Certified Financial Planner™ designation and established My Wealth 4 Life to provide a more integrated and sophisticated level of advisory services. She has since pursued advanced certifications in profit acceleration, exit and succession planning, cash flow optimization, income structuring, and capital creation, along with extensive training in estate planning and retirement income strategies.This multidisciplinary expertise allows her to approach each client's situation with a wide lens—connecting the often siloed areas of tax, business, investment, and legacy planning into one cohesive strategy. The result is not just a financial plan, but a structured path toward sustained wealth, greater control, and long-term financial confidence.Learn more: https://mywealth4life.comSecurities offered through Simplicity Group Investments, Member FINRA/SPIC, 475 Springfield Ave., Summit, N.J. 07901. Advisory Services offered through the Leaders Group Advisory, a Registered Investment Advisor. Orion Financial Associates, LLC is not affiliated with Simplicity Group Investments. CA Lic. No 0B77498.Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-karen-powell-founder-of-my-wealth-4-life-discussing-tax-efficient-strategies-for-lasting-wealth
Gunnar Morling, technologist at Confluent and Java Champion, shares his experiences with building high-performance applications in Java, especially in the data space. He shares insights from experiments with building durable execution engines, bootstrapping, and AI natively developing Apache Hardwood - a minimal dependencies Java parser for Apache Parquet. Read a transcript of this interview: https://bit.ly/49cwnoI Newsletter: Subscribe to the Software Architects' Newsletter for your monthly guide to the essential news and experience from industry peers on emerging patterns and technologies: https://www.infoq.com/software-architects-newsletter InfoQ online certification cohorts: Online cohorts for senior engineers and architects, built around QCon talks. Join a 5-week confidential peer group to validate your approach and apply practitioner frameworks to the technical challenges you face at work. Learn more: https://certification.qconferences.com/ Upcoming Events: QCon AI Boston 2026 (June 1-2, 2026) Learn how real teams are accelerating the entire software lifecycle with AI. https://boston.qcon.ai QCon San Francisco 2026 (November 16-20, 2026) https://qconsf.com/ The InfoQ Podcasts: Weekly inspiration to drive innovation and build great teams from senior software leaders. Listen to all our podcasts and read interview transcripts: - The InfoQ Podcast https://www.infoq.com/podcasts/ - Engineering Culture Podcast by InfoQ https://www.infoq.com/podcasts/#engineering_culture - Generally AI: https://www.infoq.com/generally-ai-podcast/ Follow InfoQ: - Mastodon: https://techhub.social/@infoq - X: https://x.com/InfoQ?from=@ - LinkedIn: https://www.linkedin.com/company/infoq/ - Facebook: https://www.facebook.com/InfoQdotcom# - Instagram: https://www.instagram.com/infoqdotcom/?hl=en - Youtube: https://www.youtube.com/infoq - Bluesky: https://bsky.app/profile/infoq.com Write for InfoQ: Learn and share the changes and innovations in professional software development. - Join a community of practitioners. - Increase your visibility. - Grow your career. https://www.infoq.com/write-for-infoq
What investment habits can quietly hurt your retirement plan? In this episode of Dollars & Sense, Chet and Rob break down 7 common investor behaviors that can create unnecessary risk for retirees—from holding too much cash and trying to time the market to ignoring taxes, chasing yield, skipping rebalancing, overreacting to headlines, and failing to adjust your strategy over time. If you are retired or getting close to retirement, this conversation will help you think more clearly about how your portfolio, withdrawal strategy, and long-term plan should work together. The goal is not perfection—it is discipline, clarity, and making thoughtful decisions that support your lifestyle over the long run. In this episode, we cover: • Why too much cash can create inflation risk • How market timing can hurt long-term returns • Why tax-efficient withdrawals matter in retirement • The hidden danger of chasing yield • Why rebalancing is essential • How reacting emotionally to news can backfire • Why your investment plan should evolve over time If you enjoy practical retirement planning conversations like this, be sure to like, subscribe, and share this episode with someone preparing for retirement or already living in it.
Welcome to another episode of Death Don't Do Fiction, the AIPT Movies podcast! The podcast about the enduring legacy of our favorite movies! It's May, which means it's time for the AIPT Movies podcast's “Mayhem” series! Where we cover movies that kick ass in the literal sense! In this week's episode, Alex, Tim, and guest Tony Sedani discuss John Woo's 1997 maximalist action-drama classic, Face/Off! Healing lasers! A face floating in medical grade goo! An evil-looking mustache! Troubling goth makeup! Danny Masterson getting beat up for being a creep! A heart attack-inducing evil stare! Chekhov's butterfly knife! Snazzy suits and golden guns! Reused props from the 1993 Super Mario Bros. movie! Castor Troy's box of fun! Child endangerment! Awkward use of "Somewhere Over the Rainbow!" Efficient establishment of a bitter rivalry! Lengthy explanations of illogical pseudo science! Copious melodrama! Possibly the least subtle use of mirrors you've ever seen! Random sci-fi elements! Highly quotable lines! Bold parenting strategies! Hand waterfalls! Multiple amazing action set-pieces including an opening sequence that lesser movies would save for the finale! Environmental destruction, explosions, stunts, and sparks for days! Legendary filmmaker John Woo let loose with a big Hollywood budget, delivering a dose of pure cinematic adrenaline, that despite its somewhat silly reputation is a masterclass in action filmmaking! All that plus Nicolas Cage and John Travolta perfectly matching each other's crazy in the best body swap movie ever made! Come for the overacting, stay for the over-the-top action! In addition, the gang shares their spoiler-free thoughts on Mortal Kombat II with Karl Urban, The Punisher: One Last Kill, Robert Rodriguez's Once Upon a Time In Mexico, Hokum, Ben Affleck's Live by Night, Spider-Man: Far From Home, Paul W. S. Anderson's Soldier, Donnie Yen's The Prosecutor, and the Korean action/crime drama series on Netflix, Bloodhounds! You can find Death Don't Do Fiction on Apple Podcasts, Spotify, or wherever you get your podcasts. As always, if you enjoy the podcast, be sure to leave us a positive rating, subscribe to the show, and tell your friends! The Death Don't Do Fiction podcast brings you the latest in movie news, reviews, and more! Hosted by supposed “industry vets,” Alex Harris and Tim Gardiner, the show gives you a peek behind the scenes from two filmmakers with oddly nonexistent filmographies. You can find Alex on Twitter, Bluesky, or Letterboxd @actionharris. This episode's guest, Tony Sedani, can be found on Instagram @tsedani and information on Tony and Alex's upcoming comic book can be found on Instagram @overforce_x_hellrazors. Tim can't be found on social media because he doesn't exist. If you have any questions or suggestions for the Death Don't Do Fiction crew, they can be reached at aiptmoviespod@gmail.com, or you can find them on Twitter or Instagram @aiptmoviespod. Theme song is “We Got it Goin On” by Cobra Man.
Speaker: Pastor Jose Date: 5.24.26
Tackle priority and Blake Miller's floor The Detroit Lions Podcast zeroed in on why offensive tackle felt likely going into the NFL draft. The class at tackle was top heavy. Options like Morgan Freeling and Proctor were in the mix. Detroit landed Blake Miller. Miller brings more than 50 plus starts. He shows lateral quickness for a big frame. The question is ceiling. Can he become a dominant force or is he a steady pro? The discussion leaned toward a very respectable starter. Solid baseline. Reasonable risk. Clear need met. Derek Moore's motor and rush upside Derek Moore drew differing opinions after Senior Bowl looks. The tape shows a high motor. Power at contact. Strong, active hands. He finishes when he wins early. The rush potential pops more than the all around game right now. That profile still checks Lions boxes. Effort. Physicality. Inside hands. Moore fits the rotation and can scale up if the pass rush package tightens. The bet is on juice and refinement. The value aligns with where Detroit picked. Nickel value, late finds, and roles Keith Abney was the surprise slider, landing at 157. Short, not small. Instinctive. Natural mover in coverage. Some label him a nickel only. That role matters. In today's NFL, the nickel is a twelfth starter. Detroit's corner group has battled injuries. There are questions about Branch health. The pick matches need and value. Jimmy Rolder brings Michigan production despite a short starting run. Efficient and smart. A clean GPS to the football. That helps special teams and depth right away, with room to grow on defense. Kendrick Law offers a defined path. Many of his catches came behind the line. He is a YAC threat. He did not always maximize his gifts, but the special teams prowess can track a roster spot while the route tree expands. Inside, Tyree West arrives from Tennessee at defensive tackle. The room adds a penetrator type in Skylar Gil Howard out of Texas Tech. That pairing gives the front more get off and disruption angles in sub packages. This Detroit Lions draft matched the board to the blueprint. Tackle security with Miller. Rush traits with Moore. Nickel utility with Abney. Role clarity for Law, West, and Skylar Gil Howard. A respectable class that fits how the Lions want to play. #detroitlions #lions #detroitlionspodcast #2026nfldraft #blakemiller #ericedholm #lionsdefense #ennisrakestraw #benjohnson #nfcnorth #nflpowerrankings Learn more about your ad choices. Visit megaphone.fm/adchoices
On December 5, 2022, researchers at the National Ignition Facility at Lawrence Livermore National Laboratory achieved a landmark breakthrough in Inertial Confinement Fusion (ICF), producing an energy output that exceeded the laser input for the first time. The success of an ICF experiment hinges on multi-stage lapping and polishing of fuel capsule shells to nanometer-scale finish and devoid of major surface defects. This talk presents our work with LLNL on assuring surface quality of the fuel capsule shells. Rare surface defects, such as deep pits, can severely degrade ICF performance. Exhaustive inspection across multiple finishing stages to detect these defects is both cost- and time-prohibitive. Conventional scalar surface quality quantifiers fail to capture the manifestation of rare surface pits. We investigated novel inspection strategies that substantially reduce measurement burden while retaining confidence in defect-risk estimation. Here, we impose a multivariate probabilistic bound on pit distribution estimation error to determine the minimal number of surface scans needed to guarantee a specified confidence level. This enables reliable assessment of deep pit risk using approximately 5 – 6 scans (a 5- to 10-fold reduction), thereby substantially reducing the inspection time per shell at each finishing stage. These challenges also motivate the need to move beyond reactive, post-process inspection toward proactive, process monitoring methods that can detect and mitigate the process anomalies that lead to these defects. In this context, we leverage generative machine learning methods conditioned on polishing process parameters combined with shell tracking to identify deviations from expected motion patterns that may lead to surface defects. We also introduce a deep learning model that can track the evolution of pit populations across the polishing stages, capturing rare-event manifestations that scalar surface quantifiers miss. Predictive insights from these models inform possible triaging of at-risk parts and more informed process planning decisions. Taken together, these contributions illustrate how integrating inspection efficiency, process understanding, and predictive decision support can advance manufacturing quality control in settings where rare anomalies and high-consequence requirements demand more than conventional approaches. PRESENTERS: Satish Bukkapatnam, PhD Regents Professor, Sugar and Mike Barnes Department Head Chair, Industrial & Systems Engineering Texas A&M University Shashank Galla Graduate Research Assistant, Texas A&M Engineering Experiment Station (TEES) Texas A&M University Presented by SME Technical Activities Visit https://advancedmanufacturing.org/webinars for more webinars and an interactive experience with visuals.
Ravens video reveals a Lions trade that vanished Ravens Wired captured a draft-night framework between Baltimore and the Detroit Lions. The Ravens held pick 14. Detroit explored jumping from 17 to grab their guy. In the room were Eric DeCosta and Ozzie Newsome. As the board shifted, you can hear DeCosta say, “the deal's off.” The Detroit Lions Podcast breaks down how it unraveled and why Detroit stayed put. Picks 12 and 13 scrambled the board Action accelerated at 12. Miami and Dallas swapped. Dallas took Caleb Downs. Miami slid back and selected Caden Proctor. The Rams at 13 then grabbed Ty Simpson, a move that stunned more than Baltimore. That flurry reset expectations at 14. Detroit, according to Brad Holmes' explanation, believed no one ahead would take Blake Miller. That confidence held. The Lions did not move. What Detroit kept by not moving The reported framework from Ravens Wired: the Lions would have sent 17, a fourth-rounder at 118, and a 2027 third. Earlier in the process, Detroit also discussed offering two fourths plus 17 to the Rams at 13. None of it proved necessary. Pick 17 became Blake Miller. Pick 118 became Jimmy Rolder. Baltimore, once the talks died, drafted Venga Venga Iwanee, the guard from Penn State. Would he have been there at 17? Maybe. Unclear. Rolder projects into the linebacker rotation battle. He will compete with Malcolm Rodriguez for the third or fourth linebacker snaps. Others will factor in as well. The 2027 third remains in Detroit's pocket. Next year's value in that range looks stronger, and the Lions tend to move third-rounders when the board dictates. Standing pat preserved options. Smoke, targets and positional fit There was league chatter about Detroit and Caden Proctor. The Dolphins are playing him at guard. The sense here: the Lions were not targeting a guard at 17 and certainly not trading up for one. That tracks with how Detroit operated when the board broke. One trusted voice had also relayed pre-draft that Detroit looked at moving way up for Reuben Bain. Whether that ever truly materialized is unknown. What is clear from the NFL tape on Ravens Wired and the cadence of picks at 12 and 13 is simple. Detroit held its water, landed Blake Miller at 17, kept Jimmy Rolder at 118, and retained a future third. Efficient. Calculated. Very Lions. #detroitlions #lions #detroitlionspodcast #lionsdraft #baltimoreravens #ericdecosta #bradholmes #blakemiller #drafttrades #benitojones #shanezylstra #brodricmartin #timpatrick Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you approaching retirement with $1 million or more savedand wondering how to minimize taxes on your IRA withdrawals, Social Security income, Roth conversions, brokerage accounts, and retirement income strategy?In this episode I'll break down 7 powerful retirement tax planning strategies that high-net-worth retirees can use to potentially reduce or even eliminate portions of their lifetime tax bill.You'll learn:• How some retirees can take IRA withdrawals tax-free • Why Roth conversions are often overused • How the 0% long-term capital gains bracket works • Strategies to reduce taxes on Social Security income • Roth IRA withdrawal rules and common mistakes • Qualified Charitable Distribution (QCD) strategies • HSA planning opportunities in retirement • How Net Unrealized Appreciation (NUA) works for company stock If you are over 50, nearing retirement, or already retiredwith substantial IRA, 401(k), brokerage, or Roth assets, this episode will help you better understand how retirement tax planning impacts:If you are over 50, nearing retirement, or already retired with substantial IRA, 401(k), brokerage, or Roth assets, this episode will help you better understand how retirement tax planning impacts:• lifetime income, • Medicare premiums, • RMDs, • ACA subsidies, • estate planning, • and legacy goals. Areyou interested in working with me 1 on 1? Clickthis link to fill out our Retirement Readiness QuestionnaireOr,visit my website ⛳ PFR Nation (Who This Is For)If you're over 50, have saved seven figures (or multipleseven figures), love golf and travel, and you want to make work optional while minimizing taxes… welcome to the right place.
Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy! Check out the full episode: https://greatness.lnk.to/1387DM Nick Bare explores the counterintuitive idea that slowing down can lead to greater speed and success. He delves into the importance of rest, recovery, and deliberate pacing in achieving long-term goals and peak performance. Nick shares his personal experiences and strategies for finding the right balance between pushing hard and allowing the body and mind to recharge. This episode offers valuable insights for listeners who are eager to optimize their productivity and overall well-being by recognizing the benefits of taking a step back to move forward more efficiently. Sign up for the Greatness newsletter! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
How is AI changing investment strategies? In this episode, Osman Ali, global co-head of Quantitative Investment Strategies in Goldman Sachs Asset Management, explains the impact that AI is having in the quantitative investment space. To learn more , visit the artificial intelligence insights page on GS.com. This episode was recorded on May 1, 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. Copyright 2026. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices
This podcast audio was accidentally posted yesterday, so you might want to listen to our 4/29 episode, if you've already heard this one.A listener-inspired revisit of emerging markets investing—sparked by the legacy of Mark Mobius—highlights why most investors are dramatically underexposed to this critical asset class. Don and Tom explain that while emerging markets bring higher volatility and currency risk, they also offer diversification, access to faster-growing economies, and exposure you simply can't get from U.S. multinationals alone. The conversation reinforces a core principle: proper global diversification matters more than chasing returns, and for most investors, owning a broadly diversified fund is far more practical than trying to build a perfectly balanced portfolio piece by piece. Listener questions then tackle currency risk (don't worry about it) and expose the dangers of “hodgepodge” portfolios built from random ETF ideas—ending with a strong case for simplicity, discipline, and knowing the purpose behind every dollar invested.0:05 Long-forgotten topic returns: emerging markets investing0:26 Tribute to Mark Mobius and his emerging markets legacy1:00 Why most investors have never heard of him2:02 What emerging markets actually are (and why they feel risky)2:43 Franklin Templeton era and historical performance claims3:26 Efficient market skepticism vs. boots-on-the-ground investing3:42 The real issue: investors massively underweight emerging markets4:59 Long-term returns and the case for inclusion5:57 Volatility, crises, and why diversification still wins6:53 Portfolio reviews reveal almost no EM exposure7:25 The S&P 500 problem: what you're missing globally8:29 Why all-in-one funds (AVGE, DFAW) simplify everything9:40 Listener question: currency risk in international investing11:04 “We own international… right?” portfolio reality check12:16 Currency swings explained (and why you shouldn't obsess)13:55 Japan's lost decades as a diversification lesson15:24 Why global companies ≠ true international exposure17:53 RV nostalgia and listener banter19:21 $17K “play account” turns into portfolio chaos21:55 ETF overload and CNBC-driven investing behavior23:35 Why the portfolio has no coherent strategy24:36 Simple fix: target-date or total market approach25:13 The myth of “play money” in investing26:01 Complexity makes bad portfolios worse over time26:53 Why Talking Real Money stays audio-only27:33 Growth update and listener appreciationQuestions? Comments? Click!