Podcasts about cost effective

Anton Nahman, Principal Researcher at the Council for Scientific and Industrial Research (CSIR), who led this landmark study on Marine plastic debris costing SA an estimate of R14.1 billion a year. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

I put on a small one-day conference. The cost per attendee was £50 (vs £1.2k for EAGs) and the cost per new connection was £11 (vs £130 for EAGs). intro EA North was a one-day event for the North of England. 35 people showed up on the day. In total, I spent £1765 (≈ $2.4k), including paying myself £20/h for 30h total. This money will be reimbursed by EA UK[1]. The cost per attendee was £50 and the cost per new connection was £11. These are significantly lower than for EAG events, suggesting that we should be putting on more smaller events. I am not arguing that EAGs should not exist at all. A local event will likely never let me connect with someone living on another continent in person. My main goal with this post is to encourage individuals to put on more events [...] ---Outline:(00:29) intro(01:38) why you can probably do this, too(02:26) what I spent the money on and a comparison with EAG London 2023(03:12) budget breakdown(04:48) cost per attendee per day(05:17) cost per connection(07:19) what I spent my time on(08:24) ideas for being even more cost-effective(09:27) recommendations to funders(09:49) reconsider how much resources you spend on small applications(10:44) consider providing funding upfront(11:17) thermal printers are cool and cheap(11:57) conclusionThe original text contained 7 footnotes which were omitted from this narration. --- First published: May 2nd, 2025 Source: https://forum.effectivealtruism.org/posts/m9sTFoAsE8dSnzoBt/untitled-draft-tr7p --- Narrated by TYPE III AUDIO. ---Images from the article:Apple Podcasts and Spotify do not show images in the episode description. Try Pocket Casts, or another podcast app.

Top 5 Cost-Effective Ways to Boost Rental Property Value     Are you a property investor wondering how to boost your rental income without simply raising the rent? In this episode, Todd chats with property expert Belinda about smart, cost-effective ways to add value to your investment property—by thinking like a tenant. From layout tweaks to smart appliances, they break down exactly what renters are willing to pay more for, and why those small changes can mean big returns.   Belinda explains how repurposing underused spaces can instantly increase cash flow by turning them into functional bedrooms or study spaces. These aren't high-cost renovations, but clever modifications designed with rental demand in mind. She also shares personal examples where a few subtle upgrades—like fresh paint and a neutral smell—led to stronger tenant demand and higher rental offers.   The conversation covers five key value-adds and long-term reinvestment strategies. It's not about spending tens of thousands—it's about understanding what tenants actually want and delivering that in a cost-effective, flexible way that still allows future resale adaptability.   Tune in for valuable advice that can help property investors thrive in today's market!    

Lucinda Rouse and Dami Adewale are joined by Ben Williamson, director of recruitment at the incubator organisation Charity Entrepreneurship.Ben outlines the different ways of modelling, tracking and evaluating the cost-effectiveness of direct delivery and systems change programmes.He explains why it can pay off to apply the risk appetite of a start-up entrepreneur to voluntary sector initiatives, and potential ways of communicating failure to donors.Tell us what you think of the Third Sector Podcast! Please take five minutes to let us know how we can bring you the most relevant, useful content. To fill in the survey, click here. Hosted on Acast. See acast.com/privacy for more information.

Enhancing healthcare navigation by combining technology with a human touch reduces costs, improves patient experiences, and promotes sustainable innovation. In this episode, Zane Burke, CEO of Quantum Health, talks about leveraging technology and human connection to enhance healthcare navigation. Zane discusses Quantum Health's pharmacy navigation solution, which reduces pharmacy costs, especially for specialty medications, by offering cost-effective alternatives at the point of care. This approach aims to minimize friction, improve member experiences, and enhance provider knowledge. He also talks about expanding solutions to surgery and oncology, utilizing reference-based pricing to manage costs.  Tune in to discover how Quantum Health is revolutionizing healthcare navigation with innovative technology and human touch! Resources: Connect with and follow Zane Burke on LinkedIn and X. Follow Quantum Health on LinkedIn and visit their website. 

RAPID + TCT 2025, North America's largest and most influential additive manufacturing and industrial 3D printing event, once again brought together the brightest minds in AM. In this episode of Advanced Manufacturing Now, the SME Media editorial team get together to share the most noteworthy insights they discovered on the show floor this year. 

Episode 66: In this episode, you'll get a detailed look into what "affordable housing" really means when it comes to designing and building a panelized prefab home. Steve Tuma breaks down how design simplicity, careful material choices, and smart structural planning directly impact a home's affordability. Whether you're building your personal dream home, a small duplex for rental income, or a senior co-living space, you'll discover how planning, budgeting, and understanding your "why" can make the process more meaningful and cost effective. The conversation also dives into multi-family developments, designing for Airbnb and rental use, international building challenges, and the emotional motivations behind why people take on these projects. This episode balances practicality with heartwarming stories of real families — showing that building a home isn't just about materials and money, but about creating something truly lasting.

Trying to cut down on cost?***DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/idealAny questions?*** Interested in the $10k/month passive strategy? Just sign up for our newsletter at https://bit.ly/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing Download episodes to your favorite platforms at idealinvestorshow.com Connect with us through social! We'd love to build a community of like-minded people like YOU!

Seattle civil engineer Bob Ortblad breaks down what he sees as serious flaws in the I-5 Bridge Replacement Program's financial planning and design. He warns of ballooning tolls and urges consideration of a cost-effective immersed tunnel alternative. Read the full letter at https://www.clarkcountytoday.com/opinion/letter-the-ibr-needs-a-more-cost-effective-design/ #localnews #ClarkCountyWa #IBR #tollcosts #interstatebridge #transportationfunding #Washingtonstate #urbanplanning

Financial institutions are moving beyond pilot projects to implement production-grade, explainable and cost-effective AI solutions that can meet operational and regulatory demands. AI has evolved rapidly since fintech Arteria AI was founded in 2020, Amir Hajian, chief science officer, tells Bank Automation News in this episode of “The Buzz” podcast. The company provides banks with AI-powered digital documentation services. “2020 was a very simple year where AI was classification and extraction, and now we have all the glory of AI systems that can do things for you and with you,” Hajian says.  “We realized one day in 2021 that using language alone is not enough to solve [today's] problems.” The company began using multimodal models that can not only read but search for visual cues in documents. AI budgets and strategies vary widely among FIs, Hajian says. Therefore, Arteria's approach involves reengineering large AI models to be smaller and more cost-effective, able to run in any environment without requiring massive computer resources. This allows smaller institutions to access advanced AI without extensive infrastructure. Hajian, who joined Arteria AI in 2020, is also head of the fintech's research arm, Arteria Cafe. One of Arteria Cafe's first developments since its creation in January is GraphiT — a tool for encoding graphs into text and optimizing large language model prompts for graph prediction tasks.  GraphiT enables graph-based analysis with minimal training data, ideal for compliance and financial services where data is limited and regulations shift quickly. The GraphiT solution operates at roughly one-tenth the cost of previously known methods, Hajian says. Key uses include: Regulatory compliance; Anti-money laundering; Predictive modeling; and Low-data problem solving. Arteria plans to roll out GraphiT at the ACM Web Conference 2025 in Sydney this month. 

In this episode of The Modern Facilities Management Podcast, Griffin sits down with Dr. Tim Unruh, Executive Director of the National Association of Energy Service Companies (NAESCO) and former Deputy Assistant Secretary for Renewable Power at the U.S. Department of Energy. Dr. Unruh breaks down how Energy Service Companies (ESCOs) are helping public institutions like K–12 schools, universities, and municipalities fund infrastructure improvements without upfront capital—while reducing energy costs, improving occupant comfort, and creating long-term operational resilience.If energy efficiency, capital planning, or deferred maintenance are top of mind for your organization, this is a must-listen conversation.ResourcesNational Association of Energy Service Companies (NAESCO)NAESCO ESCO MembersNAESCO Accredited MembersU.S. Department of Energy (DOE)Federal Energy Management Program (FEMP) (DOE)Energy Savings Performance Contract Campaign (SCEP, DOE)Energy Services Coalition (ESC)National Association of State Energy Officials (NASEO)

In this special episode David Yelland and Simon Lewis answer PR questions sent in by When It Hits the Fan listeners. First off, they are just two little words but they carry a lot of meaning... why 'no comment' can be both a good and bad thing to say - and what you might be able to say as an alternative.Also, they have some great tips for how to deal with a boss who's demanding national coverage despite having nothing newsworthy to report.There's advice for small charities on how to get your message out there in a very crowded marketplace. And David and Simon reveal the character traits they believe are vital for being a great PR pro.Producer: Eve Streeter Editor: Sarah Teasdale Executive Producer: William Miller Music by Eclectic Sounds A Raconteur Studios production for BBC Radio 4

Alexandre Kech, CEO, Global Legal Entity Identifier Foundation (GLEIF)Established in the wake of the global financial crisis, the Global Legal Entity Identifier Foundation (GLEIF) promotes  the implementation and use of the Legal Entity Identifier (LEI). GLEIF is a supra-national not-for-profit organisation headquartered in Basel, Switzerland. Originally aimed at the derivatives market, the use cases for the LEI have mushroomed, as Alexandre Kech, Chief Executive Officer of GLEIF explains to Robin Amlôt of IBS Intelligence.

Relebogile Mabotja speaks to Rudolph Geldenhuys a Certified Financial Planner Professional and the 2024 FPI Financial Planner of the Year about the most cost-effective bank account for your child.See omnystudio.com/listener for privacy information.

Feeling a little stuck in the early stages of your business and unsure where to spend those precious pennies? I want to give you a heart-to-heart. Business owner to business owner.Let's chat if you really need to invest in a good brand (aka. a logo, brand suite, good graphics...) in those early years of business. I'll cover the pros and cons of DIY branding versus hiring a designer, and why your brand clarity can make or break your success. I'll take you through real-life examples and share how getting this right (or wrong) can affect your growth. Plus, I'll let you in on why design isn't just about looking pretty – it's a strategic powerhouse!If you're ready to accelerate your business growth while saving time and harnessing the power of good design, this episode is just for you. Whether you're a newbie business owner or simply looking for ways to communicate your brilliance more effectively, please join me.Want support in creating your DIY brand and designs that will speed up your business growth? Check out DIY Design My Biz - my course made just for small business owners: https://www.diydesignmybiz.com/joinWATCH, READ & CONNECTWatch on YouTube: https://youtu.be/69VJEWP9oOwRead on the Blog: https://whitedeer.com.au/ep203/WORK WITH JACQUI:// DIY Design My Biz: The best course for business owners DIYing their own brand and graphics in Canva. Learn more: https://whitedeer.com.au/diy-dmb// The Co+Creation Design Club: Design WITH the help of a professional designer in this high-touch coaching space: https://whitedeer.com.au/designclub// Design Studio: If you're after fully done-for-you design services my studio team can help! https://whitedeer.com.au/designstudio

In this episode of the DrMarketingTips Show, Jennifer and Corey dive into how digital HIPAA-compliant forms can transform patient intake, reduce administrative workload, and improve the overall patient experience.From outdated paper-based processes to AI-powered automation and secure online scheduling, they discuss the biggest inefficiencies in patient intake—and how modern practices are fixing them. If your front desk is drowning in paperwork, or your patients are frustrated with repetitive forms, it's time to rethink your approach.Tune in to Discover:The Problems with Traditional Patient Intake Forms:Why outdated intake processes slow down your staff and frustrate patients.The risks of transcription errors and lost paperwork when relying on handwritten forms.How HIPAA-Compliant Forms Make Life Easier:Online forms that resize for mobile, desktop, and tablet use—allowing patients to complete paperwork anytime, anywhere.The ability to auto-populate information and pre-fill patient details for returning visitors.Secure digital submission with automated alerts for staff, reducing manual data entry.The Role of AI & Automation in Streamlining Intake:AI-powered intake solutions that collect patient info, schedule appointments, and create charts automatically.The future of voice-powered forms—where AI can fill out intake paperwork through a simple phone conversation.Cost-Effective & Practical Implementation Strategies:How affordable HIPAA-compliant form solutions can be set up in a matter of days.What to consider when integrating forms into your EHR and practice management systems.Case Study: How one practice saw an 18-patient increase in a single week just by streamlining their digital intake process.How Smarter Forms Lead to Higher Patient Satisfaction & Revenue:Online scheduling and digital forms improve reputation scores and patient experience.The link between efficient intake, better online reviews, and increased new patient appointments.Why a small investment in digital forms pays for itself in reduced paperwork and staff efficiency.

Rakhi Thejraj joins Scott Hanselman to talk about Azure Cosmos DB! Azure Cosmos DB has been constantly bringing new features to boost performance and optimize costs. Azure Cosmos DB has optimized the autoscale feature to make it more cost-effective for customers with non-uniform workloads such as highly trafficked primary region and a passive secondary region just for disaster recovery. This breakthrough feature is called Dynamic Scaling. Binary Encoding feature on the other hand has optimized the storage and query costs Chapters 00:00 - Introduction 00:38 - Dynamic scaling 08:47 - Binary encoding Recommended resources Dynamic scaling Blog Dynamic scaling Public Documentation Dynamic scaling FAQ Binary Encoding Blog Connect Scott Hanselman | Twitter/x: @SHanselman Azure Friday | Twitter/x: @AzureFriday Azure | Twitter/x: @Azure

Rakhi Thejraj joins Scott Hanselman to talk about Azure Cosmos DB! Azure Cosmos DB has been constantly bringing new features to boost performance and optimize costs. Azure Cosmos DB has optimized the autoscale feature to make it more cost-effective for customers with non-uniform workloads such as highly trafficked primary region and a passive secondary region just for disaster recovery. This breakthrough feature is called Dynamic Scaling. Binary Encoding feature on the other hand has optimized the storage and query costs Chapters 00:00 - Introduction 00:38 - Dynamic scaling 08:47 - Binary encoding Recommended resources Dynamic scaling Blog Dynamic scaling Public Documentation Dynamic scaling FAQ Binary Encoding Blog Connect Scott Hanselman | Twitter/x: @SHanselman Azure Friday | Twitter/x: @AzureFriday Azure | Twitter/x: @Azure

Ever felt overwhelmed by buying a car or managing your time? You're not alone. Today, we tackle both topics with expert insights and a few unexpected surprises along the way. Car buying decoded – Joe sits down with Phil Reed, Senior Consumer Editor at Edmunds, to break down the best strategies for buying new or used cars, leasing vs. buying, and negotiating with dealers like a pro. The ultimate time management playbook – Paula Pant, Dominique Brown, and returning guest Carrie Smith share real-world productivity hacks—whether you're self-employed, working 9-to-5, or just trying to make better use of your day. Avoiding social media missteps at work – The team dives into the do's and don'ts of posting while employed. Email overload? Phone calls running your life? – Smart strategies to take control of your inbox and stop wasting time on endless calls. Celebrity wealth secrets and entertainment picks – Because financial wisdom can come from surprising places. A roadside hawk encounter?! – An unexpected story that proves you never know what's coming next. With practical advice, engaging discussions, and a few twists you won't see coming, this episode packs in everything you need to take control of your finances and your time—without taking life too seriously. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textArtificial Intelligence (AI) is transforming industries worldwide, and biotechnology is no exception. In bioprocess development, AI is proving to be a game-changer, accelerating workflows, optimizing processes, and driving innovation. On the Smart Biotech Scientist Podcast, Reza Farahani, founder and CEO of Catalyze AI, shares his insights on how AI is reshaping biomanufacturing and the future of the industry.As AI continues to integrate into bioprocessing, the role of scientists is evolving. Farahani envisions a future where scientists collaborate with AI to enhance efficiency. One of Catalyze AI's exciting innovations is an agentic root cause analysis tool, designed to automate troubleshooting. Instead of spending hours on manual analysis, scientists will receive AI-generated reports outlining probable causes of failures—allowing them to focus on high-level decision-making.What you'll learn in this episode:Exciting Advances in AI: Farahani highlights the potential of Artificial General Intelligence (AGI)—AI that can generate ideas through analogy, much like humans do. Imagine an AI system recognizing a successful method in the petroleum industry and applying those principles to biomanufacturing. This kind of cross-disciplinary innovation could unlock groundbreaking efficiencies.Leadership Principles in AI-Driven Biotech Startups: Farahani takes an unconventional approach to leadership. Unlike corporate environments where avoiding mistakes is crucial, he encourages his team to embrace failure early on. "I want to see you make a mistake in the first month," he tells new hires. By removing the fear of failure, his team can experiment, think creatively, and drive true innovation—an essential mindset for biotech startups breaking new ground.Advice for Aspiring Biotech Entrepreneurs: Farahani's advice is simple: find a problem, develop a unique solution, and take action. He urges scientists to identify small inefficiencies that can be scaled and optimized. Equally important is being open to failure and iterating quickly to refine solutions. Success comes from starting, adapting, and continuously improving.As we stand on the brink of a biomanufacturing revolution, the real opportunity lies in combining AI with biologics. While AI often dominates the conversation, Farahani emphasizes that biologics remain underhyped. The true breakthroughs will come from leveraging AI to solve real-world challenges in biomanufacturing, leading to significant efficiencies and industry-wide advancements.For those passionate about this field, staying connected with thought leaders like Reza Farahani and keeping up with the latest innovations is key. As AI and biologics continue to converge, the future of bioprocessing holds unprecedented potential for transformation and progress.Curious about how AI is transforming bioprocessing? Discover how industry experts are driving innovation to shape the future of this field.Episodes 111 and 112: AI Meets Biology: Why Domain Expertise Still Rules in the Age of Large Language Models with Lars BrandénEpisodes 107 and 108: From 1 Billion to 100: How AI is Cracking the Enzyme Discovery Code with David SchönauerConnect with Reza FarahaniLinkedIn: https://www.linkedin.com/in/reza-farahani-/Catalyze AI: https://www.catalyzeai.com/Wondering how to develop cell and gene therapies with peace of mind? Schedule your free assessment to propel your success: https://bruehlmann-consulting.com/assessmentDevelop biotherapeutics better, faster, at a fraction of the cost with our 1:1 Strategy Call.

Send us a textThe real-world applications of AI in biomanufacturing are transformative. From reducing drug development timelines to optimizing production yields, AI is making biomanufacturing more efficient and cost-effective. This, in turn, enhances global access to life-saving therapies. As AI continues to evolve, its potential to drive even greater innovations in biologics manufacturing becomes increasingly promising.In the latest episode of the Smart Biotech Scientist Podcast, David Brühlmann speaks with Reza Farahani, founder and CEO of Catalyze AI, about the profound impact of AI on biomanufacturing. They discuss how AI is reshaping drug development, reducing costs, and simplifying complex biomanufacturing processes - bringing us closer to a future where life-saving drugs are as accessible as smartphones.Why You Should Tune In:AI's Role in Democratizing Biomanufacturing: One of the core missions of Catalyze AI is to democratize the sophisticated knowledge that currently resides mostly within top pharmaceutical companies. By leveraging AI to improve bioprocess development, Farahani aims to bridge the knowledge gap between academia and industry, thereby reducing the cost and accelerating the development of new therapeutics. This democratization of bioprocess knowledge could potentially revolutionize the accessibility and affordability of life-saving drugs.How AI Optimizes Bioprocess Development: AI has the unique ability to manage and analyze complex, convoluted data sets much more efficiently than humans. Reza explains how transformer models—similar to the ones used in natural language processing tasks by ChatGPT—can be utilized to predict and optimize various steps in the biomanufacturing process. These models can learn and make predictions based on past data, enabling a significant reduction in the time and resources required for process development.Solving the Scale-Up Challenge: Scale-up remains one of the most challenging aspects of bioprocess development, often plagued by delays and inefficiencies. AI can immensely help by leveraging data from both small and large-scale biomanufacturing processes to predict optimal conditions. However, given the complexity and high cost associated with scale-up experiments, Reza envisions a future where distributed, small-scale biomanufacturing units could replace large-scale facilities. This would not only reduce costs but also enhance flexibility and resilience against process failures.AI is not just accelerating drug development—it's reshaping the entire biomanufacturing landscape. Don't miss this insightful conversation on how AI is driving the future of biotech.As we stand at the intersection of AI and biomanufacturing, the possibilities are limitless. With continued advancements, we may soon witness a paradigm shift where drug production becomes more decentralized, efficient, and tailored to global healthcare needs. The future of biotech is being written now—are you ready to be part of it?Interested in exploring more about AI's impact on bioprocessing? Check out what other experts in the field are doing to drive innovation in this space.Episodes 119 and 120: Innovating Protein Purification Using Synthetic Organelles and AI with Haotian GuoEpisodes 115 and 116: Revolutionizing Biologics Development with Hyper Throughput Screening and AI with Jeremy AgrestiConnect with Reza FarahaniLinkedIn: https://www.linkedin.com/in/reza-farahani-/Catalyze AI: https://www.catalyzeai.com/Wondering how to develop biomanufacturing processes with peace of mind? Schedule your free assessment to propel your success:

Mastering Google Ads: Cost-Effective Strategies for Law FirmsThis episode sheds light on how legal marketers can effectively optimize their Google Ads to maximize reach and conversions without overspending. By strategically focusing on high intent keywords, geo-targeting, and timing through day parting, listeners can enhance their marketing impact and attract qualified leads. • Highlighting the importance of high intent keywords for effective targeting • Understanding the critical role of geo-targeting for location-based services • Exploring day parting strategies to optimize ad timing and budget allocation Subscription link: https://www.buzzsprout.com/965479/subscribeVisit: Legal Marketing 101 YoutubeFor more, visit rosenadvertising.comSend us a textSupport the show

Spice Up Survival: DIY Seasoning Mixes for Preppers | Episode 359 When planning for long-term survival, most people think about stockpiling food, water, and essential supplies. But have you considered how you'll keep your meals from becoming bland and boring? Spices and seasonings are a game-changer, transforming simple survival foods into delicious, comforting meals. In this episode of the Survivalpunk Podcast, we dive into making your own spice mixes to enhance your survival pantry. Why Make Your Own Spice Mixes? Long Shelf Life – Dried herbs and spices last for years when stored properly. Customizable – Adjust flavors to suit your taste and dietary needs. Cost-Effective – Buying in bulk and mixing your own is cheaper than pre-made blends. Compact & Lightweight – Takes up little storage space but adds massive flavor. Here are five must-have spice mixes for your survival kitchen: 1. Taco Seasoning 

Listen to Andrew Duckworth, Nick Clement and Mark Blythe discuss the paper 'Robotic arm-assisted medial compartment knee arthroplasty is a cost-effective intervention at ten-year follow-up' published in the January 2025 issue of The Bone & Joint Journal.Click here to read the paper.Find out as soon as the next episode is live by following us on X (Twitter), Instagram, LinkedIn, Tik Tok or Facebook!

Given New Jersey's fickle weather and wide range of architectural styles, vinyl windows are a plus. They're cost-effective, highly customizable, energy-efficient, durable, and require little maintenance. Elevated Remodeling's vinyl replacement windows offer all these benefits - call them today at 800-672-8519 or visit https://elevatedremodeling.com/windows/ Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

Sometimes paying for valet parking is cheaper than parking yourself. And then a few sports stories to stretch out the segment.

For a country that has been marketed as 100% pure, water quality has long been a concern in Aotearoa. But in Southland, they've identified one solution that is not only cost-effective but also provides natural flood protection. 

Affordable window replacements are a phone call away - dial 800-672-8519 or click https://elevatedremodeling.com/windows/ to learn about Elevated Remodeling and its vinyl window offerings in New Jersey! Elevated Remodeling City: Newark Address: 1500 Casho Mill Rd Newark Website: https://elevatedremodeling.com/

About Zane Burke:Zane Burke is the CEO of Quantum Health, where he leads efforts to revolutionize healthcare navigation through innovative solutions that combine technology with a human touch. With a background in both healthcare IT and executive leadership, Zane brings a wealth of experience to his role. Prior to joining Quantum Health, he served as CEO of Livongo Health, Inc., and as President of Cerner Corporation, where he drove significant advancements in healthcare technology. Zane is known for his commitment to improving healthcare delivery and making it more efficient and patient-centered. He holds both an undergraduate degree and an MBA from Kansas State University. Passionate about creating great healthcare experiences and addressing societal imbalances, Zane is a visionary leader dedicated to driving sustainable innovation in the healthcare industry.Things You'll Learn:The integration of advanced technology with personalized human interaction significantly enhances healthcare experiences.Quantum Health's pharmacy navigation solution helps reduce pharmacy costs, especially for specialty medications, by providing cost-effective alternatives at the point of care.Streamlining healthcare processes makes them more efficient and less cumbersome for both patients and providers.Similar navigation solutions could be applied to other areas of healthcare, such as surgery and oncology, to improve outcomes and manage costs.Quantum Health's commitment to leveraging artificial intelligence creates seamless consumer experiences and drives down healthcare costs.Resources:Connect with and follow Zane Burke on LinkedIn and X.Follow Quantum Health on LinkedIn and visit their website. 

Episode 1635 - brought to you by our incredible sponsors: DeleteMe: Get 20% off your DeleteMe plan by texting Hard Factor to 64000 Shipstation: Calm the chaos of order fulfillment with the shipping software that delivers. Go to https://shipstation.com and use code HARDFACTOR to sign up for your FREE trial. Fitbod: Get 25% off your subscription or try the app FREE for seven days at https://Fitbod.me/HARDFACTOR. Timestamps: (00:00:00) - Why do farts smell so much worse in the water? (00:04:50) - Couple finds engagement ring amid wildfire rubble, gets engaged! (00:12:02) - Costco going back to Coke products, and much more... (00:19:00) - New cost-effective Chinese Ai Deep Seek is so impressive it tanked the US tech stock market (00:28:57) - Hans Zimmer to re-work the Saudi Arabia National Anthem (00:39:10) - UK Royal Navy concluded that investigation into potential Russian spying was actually the noise of whales farting off the coast of Scotland Thank you for listening! Go to https://patreon.com/hardfactor if you want to support the show and join our community, but Most importantly: HAGFD! Learn more about your ad choices. Visit megaphone.fm/adchoices

Healthcare costs continue to be the most unpredictable expense for businesses, creating a challenging dilemma for CFOs. While healthcare benefits serve as a powerful tool for recruiting and retaining employees, the escalating costs are forcing many finance leaders to seek innovative ways to reduce expenses without compromising the quality of care or the attractiveness of their benefits packages.Anisha Sood is the Chief Financial and Strategy Officer at First Choice Health, with more than 20 years of experience across the healthcare industry. Since joining First Choice Health in 2019, she has overseen finance and strategy, focusing on offering more cost-effective solutions to employers. In this episode, Anisha talks to host Melissa Howatson about why healthcare costs are rising and how providers like First Choice Health are bringing them down without sacrificing quality care.Discover how CFOs can adopt innovative approaches to manage both healthcare costs and employee benefits expenditures effectively during challenging economic times.Discussed in This Episode:Recent trends and changes in healthcare benefits, and factors contributing to rising costsHow First Choice Health is disrupting the traditional healthcare benefits model through expanded partnerships and reduced administrative costsStrategies to mitigate healthcare costs, including how insurers can tailor benefits to an employer's unique needs, considering factors such as geography and remote workforceBalancing the CFO's need to control costs with the CHRO's goal of recruiting and retaining employeesThe growing importance of mental and behavioral health benefits in comprehensive healthcare packages

Healthcare costs continue to be the most unpredictable expense for businesses, creating a challenging dilemma for CFOs. While healthcare benefits serve as a powerful tool for recruiting and retaining employees, the escalating costs are forcing many finance leaders to seek innovative ways to reduce expenses without compromising the quality of care or the attractiveness of their benefits packages.Anisha Sood is the Chief Financial and Strategy Officer at First Choice Health, and has more than 20 years of experience across the healthcare industry. Anisha joined First Choice Health in 2019, where she oversees finance and strategy, including on the company's goal to offer more cost-effective solutions to employers. In this episode, Anisha talks to host Melissa Howatson about why healthcare costs are rising, and how providers like First Choice are bringing them down without sacrificing quality care.Discover how CFOs can seek innovative approaches to effectively manage both healthcare costs and employee benefits expenditures during challenging economic times.Discussed in This EpisodeRecent trends and changes in healthcare benefits, and factors contributing to rising costsHow First Choice Health is disrupting the traditional healthcare benefits model through expanded partnerships and reduced administrative costsStrategies to mitigate healthcare costs, including how insurers can tailor benefits to an employer's unique needs, considering factors such as geography and remote workforceBalancing the CFO's need to control costs with the CHRO's goal of recruiting and retaining employeesThe growing importance of mental and behavioral health benefits in comprehensive healthcare packages

Looking for a venue in North Carlisle with AV support for your business meeting? The Stanwix Community Association has opened up bookings for the Stanwix Community Centre. It has high-speed Internet, a smart projector, and a compact kitchen. Call 01228 275572 or visit https://stanwixcommunitycentre.org.uk/ Stanwix Community Association City: Carlisle Address: Community Buildings, Church Street Website: https://stanwixcommunitycentre.org.uk/

What's the best way to fix your roof on a budget? Apex Restoration & Roofing (303-691-5035) can work out the best plan for the lowest long-term cost and make it happen. With regular inspections and repairs, your roof could last 30+ years! Visit https://apexroofingusa.com/residential/ Apex Restoration & Roofing City: Centennial Address: 7076 S Alton Way, Centennial, Website: https://apexroofingusa.com/

In this episode of the How to Protect the Ocean podcast, host Angelo interviews Mark Zacharias, the Executive Director of Clean Energy Canada. The discussion centers around a rebuttal to an article published by the Fraser Institute, which claimed that renewable energy is going to be significantly more expensive than anticipated. Mark Zacharias addresses three main arguments presented in the Fraser Institute article: Renewable Energy Costs: The article suggests that renewable energy drives up costs and is intermittent, making electricity grids less reliable. Mark counters this by highlighting examples from jurisdictions like South Australia and Iowa, where the transition to renewable energy has led to lower electricity costs. He notes that in Alberta, recent renewable energy procurements have resulted in power bids as low as $0.05 per kilowatt hour, significantly cheaper than the retail electricity rates. Impact of Climate Policies on the Grid: The article argues that climate policies, such as EV sales mandates and natural gas bans, will overwhelm the electricity grid. Mark refutes this by explaining that EVs have a minimal impact on grid demand and can even contribute to grid stability through vehicle-to-grid technologies. He also emphasizes the efficiency of heat pumps compared to traditional heating methods, which can lead to overall energy savings. Electricity Imports and Structural Deficits: The article claims that Canada's reliance on electricity imports indicates a structural deficit. Mark clarifies that while British Columbia has imported power during droughts, this practice allows for strategic management of resources and has resulted in significant profits from power trading. He argues that imports can be beneficial and do not signify a failure of the grid. Throughout the conversation, Mark emphasizes the importance of updated information and the need to move beyond outdated narratives about renewable energy. He advocates for a future where clean energy is not only viable but also economically advantageous, countering the misconceptions perpetuated by the Fraser Institute's article. Clean Energy Canada: https://cleanenergycanada.org/ Follow a career in conservation: https://www.conservation-careers.com/online-training/ Use the code SUFB to get 33% off courses and the careers program.   Do you want to join my Ocean Community? Sign Up for Updates on the process: www.speakupforblue.com/oceanapp   Sign up for our Newsletter: http://www.speakupforblue.com/newsletter   Facebook Group: https://bit.ly/3NmYvsI Connect with Speak Up For Blue: Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube  

If you're considering installing a concrete patio, sidewalk, or driveway in your Bryan, Texas, home, Bryan Decorative Concrete ((979-658-8379) is the name to remember. Click https://bryandecorativeconcrete.com/ to learn more. Bryan Decorative Concrete City: Bryan Address: 2601 S Texas Ave Website: https://bryandecorativeconcrete.com/

If you want to save time and reduce project costs for your ground-mounted solar panel installations, Nuance Energy Group offers the innovative earth anchors - ideal for any type of terrain! Find out more at: https://nuanceenergy.com/solar-blog/structural-overview-of-earth-anchors-for-pv-ground-mounted-arrays Nuance Energy Group Inc City: Phoenix Address: 2252 North 23rd Drive Website: https://nuanceenergy.com/

In this Brand Story episode, Sean Martin and Marco Ciappelli explore how Guardz is transforming cybersecurity for Managed Service Providers (MSPs) and small to medium-sized businesses (SMBs). The discussion features insights from Sarah Lampert, Customer Success Manager, and William Barr, Account Executive at Guardz, who shed light on the company's innovative approach to simplifying and optimizing cybersecurity solutions.Bridging the Gap for SMBsSmall to medium-sized businesses often lack dedicated IT or security teams, leaving them vulnerable to cyber threats. William Barr emphasizes how Guardz fills this gap by providing MSPs with tools tailored for SMBs. These tools simplify security management, offering MSPs a unified platform that addresses complex needs without requiring a patchwork of expensive, disparate solutions.Ease of Use and FlexibilityGuardz stands out by offering a user-friendly, AI-powered platform that integrates seamlessly into MSPs' existing workflows. Sarah Lampert highlights the platform's simplicity, enabling even small MSPs to onboard quickly and manage cybersecurity effectively. The product's flexibility allows MSPs to scale their offerings, catering to clients with varying security needs while keeping costs manageable.Key features include:Unified detection and response capabilities.Customizable security controls for different client environments.User-based pricing models that eliminate device-based cost complexities.Support Beyond TechnologyGuardz doesn't stop at providing a robust platform—it empowers MSPs through comprehensive support. Sarah Lampert explains how the Customer Success team aids MSPs with onboarding, marketing materials, and strategic advice, ensuring they position Guardz as a core component of their service stack. The company also facilitates continued learning through webinars, hands-on trials, and direct communication channels.Innovative AI IntegrationAI plays a pivotal role in Guardz's ability to streamline cybersecurity. By analyzing patterns and predicting risks, the platform helps MSPs preempt threats and respond efficiently. William Barr underscores AI's potential to reduce manual effort while enhancing security accuracy, making advanced protection accessible to smaller organizations.Cyber Insurance: A Competitive EdgeGuardz takes its commitment a step further by integrating cyber insurance into its offerings. Qualified clients can access affordable coverage directly through Guardz, ensuring SMBs meet evolving security and compliance standards. This feature not only protects businesses but also equips MSPs with a unique selling point.The Future of GuardzAs Guardz continues to evolve, its focus remains on simplifying cybersecurity for MSPs while providing scalable, cost-effective solutions for SMBs. The team's proactive approach, coupled with constant feedback integration, ensures the platform stays relevant in a dynamic cybersecurity landscape.MSPs looking to streamline their operations and enhance client security are encouraged to explore how Guardz can help achieve these goals. For more information, connect with the Guardz team or visit their platform for a trial.Learn more about Guardz: https://itspm.ag/guardzrgigNote: This story contains promotional content. Learn more.Guests:Sarah Lampert, Customer Success Manager, Guardz [@GuardzCyber]On LinkedIn | https://www.linkedin.com/in/sarlampert/William Barr, Account Executive, Guardz [@GuardzCyber]On LinkedIn | https://www.linkedin.com/in/william-barr-a447541ab/ResourcesLearn more and catch more stories from Guardz: https://www.itspmagazine.com/directory/guardzFor a free 14 day trial of Guardz's platform please visit https://itspm.ag/guardzgvu3 .Learn more about ITSPmagazine Brand Story Podcasts: https://www.itspmagazine.com/purchase-programsNewsletter Archive: https://www.linkedin.com/newsletters/tune-into-the-latest-podcasts-7109347022809309184/Business Newsletter Signup: https://www.itspmagazine.com/itspmagazine-business-updates-sign-upAre you interested in telling your story?https://www.itspmagazine.com/telling-your-story

YouTube leads podcast listening in US with 31% share over Spotify's 27%; Rogers Sports & Media cuts jobs.. Sponsored by CoHost. Get in-depth insights into who your podcast audience is including income, family members, social media habits, age, and more with CoHost's Advanced Audience Demographics. Book a demo today. https://podnews.net/cc/2682 Visit https://podnews.net/update/podscribe-report for the story links in full, and to get our daily newsletter.

Researchers Have Found A New Cost-Effective Way To Test For Cancers bonus 24 Tue, 29 Oct 2024 01:28:47 +0000 VHkJvAtO2Eh1qV6iYNuytpPpnm8njE1Z news,pop culture,comedy,society & culture The Mens Room Daily Podcast news,pop culture,comedy,society & culture Researchers Have Found A New Cost-Effective Way To Test For Cancers From sinners to saints, kings to commoners, rock stars and regular folks. Everyone is here and they're sharing their stories. Sit down and grab a beer with the men of The Mens Room. 2024 © 2021 Audacy, Inc. Society & Culture False https://player.amperwavep

In this episode of Fund Friday, Craig McGrouther hosts, Travis Smith and Seth Bradley from TribeVest discussing the evolution of fund management, particularly the shift from the co-GP model to the fund of funds approach. They explore the challenges faced by capital raisers and accredited investors in accessing quality deals, the compliance benefits of the fund of funds model, and how TribeVest is streamlining the process for fund managers. The conversation highlights the importance of partnerships, technology, and efficient administration in the evolving landscape of fund management. In this conversation, Travis Smith and Seth Bradley discuss the innovative approach of TribeVest in capital raising and fund management. They emphasize the importance of providing institutional-level services to individual fund managers, streamlining the setup process to just five days, and offering cost-effective solutions that disrupt traditional models. The discussion highlights the mission of TribeVest to empower fund managers and investors, creating a community that facilitates access to lucrative real estate investments.Learn more about Lone Star Capital at www.lscre.com To apply to attend LSC Summit 2024: www.lscsummit.comGet a FREE copy of the Passive Investor Guide:https://www.lscre.com/content/passive-investor-guide Subscribe to our newsletter and receive our FREE underwriting model package:https://www.lscre.com/resource/underwriting-modelFollow Rob Beardsley:https://www.linkedin.com/in/rob-beardsley/https://www.facebook.com/RobBeardsleyLSC/Read Rob's articles:https://www.lscre.com/blog

We're big believers in the power of blogging to generate interest and business. Today we're talking to someone in the trenches who's also a believer, because it's helped him in growing his business, gaining credibility, elevating customer loyalty, and  — most importantly — generating cost-effective, exclusive leads. In this episode, Mike Foti discusses his business... The post How to Capture Cost-Effective, Exclusive Leads by Blogging with Mike Foti – [Best of PowerTips Unscripted] appeared first on PowerTips Unscripted.

This is part of our series on why I don't waste time. Today is the last part of the series, why I don't waste time on shopping carts. If you want to hear the entire series and how this series from episode 929 to the present could save you, I mean thousands of hours into the future wasting time on stuff if you would just if somebody just taught you what to do. Screw The Commute Podcast Show Notes Episode 935 How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Training Center - https://imtcva.org/ Higher Education Webinar – https://screwthecommute.com/webinars See Tom's Stuff – https://linktr.ee/antionandassociates 00:23 Tom's introduction to Why I Don't Waste Time With Shopping Carts 01:22 Using the most cost effective and powerful shopping cart 03:22 Using Sequential Autoresponders 05:26 Using Coupons and Upsell Modules Entrepreneurial Resources Mentioned in This Podcast Higher Education Webinar - https://screwthecommute.com/webinars Screw The Commute - https://screwthecommute.com/ Screw The Commute Podcast App - https://screwthecommute.com/app/ College Ripoff Quiz - https://imtcva.org/quiz Know a young person for our Youth Episode Series? Send an email to Tom! - orders@antion.com Have a Roku box? Find Tom's Public Speaking Channel there! - https://channelstore.roku.com/details/267358/the-public-speaking-channel How To Automate Your Business - https://screwthecommute.com/automatefree/ Internet Marketing Retreat and Joint Venture Program - https://greatinternetmarketingtraining.com/ KickStartCart - http://www.kickstartcart.com/ Copywriting901 - https://copywriting901.com/ Become a Great Podcast Guest - https://screwthecommute.com/greatpodcastguest Training - https://screwthecommute.com/training Disabilities Page - https://imtcva.org/disabilities/ Tom's Patreon Page - https://screwthecommute.com/patreon/ Tom on TikTok - https://tiktok.com/@digitalmultimillionaire/ Email Tom: Tom@ScrewTheCommute.com Internet Marketing Training Center - https://imtcva.org/ Related Episodes Shopping Carts - https://screwthecommute.com/10/ Why I Don't Waste My Time On AI - https://screwthecommute.com/929/ Why I Don't Waste Time Writing Books - https://screwthecommute.com/930/ Why I Don't Waste Time On Customer Service - https://screwthecommute.com/931/ Why I Don't Waste Time On Web Design - https://screwthecommute.com/932/ Why I Don't Waste Time On Social Media - https://screwthecommute.com/933/ Why I Don't Waste Time Podcasting - https://screwthecommute.com/934/ More Entrepreneurial Resources for Home Based Business, Lifestyle Business, Passive Income, Professional Speaking and Online Business I discovered a great new headline / subject line / subheading generator that will actually analyze which headlines and subject lines are best for your market. I negotiated a deal with the developer of this revolutionary and inexpensive software. Oh, and it's good on Mac and PC. Go here: http://jvz1.com/c/41743/183906 The Wordpress Ecourse. Learn how to Make World Class Websites for $20 or less. https://screwthecommute.com/wordpressecourse/ Join our Private Facebook Group! One week trial for only a buck and then $37 a month, or save a ton with one payment of $297 for a year. Click the image to see all the details and sign up or go to https://www.greatinternetmarketing.com/screwthecommute/ After you sign up, check your email for instructions on getting in the group.

Summary In this episode of the Chase and Health podcast, hosts Chase Smith and Chris Bielen discuss various aspects of simplifying fat loss, including the importance of diet breaks, strategies to quiet food noise, and how to start a health journey amidst a busy lifestyle. They also provide practical tips for cost-effective meal prep, emphasizing the need for a sustainable approach to nutrition and fitness. Chapters 00:00 Introduction to Simplifying Fat Loss 01:58 Understanding Diet Breaks 06:36 Quieting Food Noise 12:40 Starting Your Journey Amidst Busyness 20:21 Cost-Effective Meal Prep Strategies SUBMIT YOUR QUESTIONS to be answered on the show: https://forms.gle/B6bpTBDYnDcbUkeD7 How to Connect with Us:  Chase's Instagram: https://www.instagram.com/changing_chase/ Chris' Instagram: https://www.instagram.com/conquer_fitness2021/ Facebook Group: https://www.facebook.com/groups/665770984678334/ Visit our Website: https://www.conquerfitnessandnutrition.com/  Work with Conquer Fitness and Nutrition for 1:1 Coaching: https://api.leadconnectorhq.com/widget/bookings/consultation-call-with-chris  Join The Fit Fam Collective (Free 7-day Trial then $37/month): https://info.conquerfitnessandnutrition.com/fit-fam-collective

This week Zorba and Karl discuss a new replacement proposed for BMI, and they talk about the effectiveness of statins for older people. Plus, they share a healthy recipe for […]

"The brain really isn't set up to handle the number of inputs." In this conversation, Joel Evan interviews Alex Doman, founder of Vital Neuro, discussing the evolution of neurotechnology and its impact on brain health. They explore how Vital Neuro simplifies neurofeedback, making it accessible for home use, and the importance of music in brain training. Alex shares insights on the effectiveness of their technology in improving focus, relaxation, and sleep quality, supported by case studies and user experiences. The discussion emphasizes the need for tools that help individuals manage stress and optimize performance in daily life. Takeaways ✅ The technology allows for neurofeedback training in the comfort of home. ✅ Real-time feedback helps the brain self-regulate and change its state. ✅ The system is designed to be user-friendly and accessible to all ages. ✅ Music plays a crucial role in enhancing the effectiveness of brain training. ✅ Vital Neuro can help individuals manage stress and anxiety effectively. ✅ The technology is based on clinical-grade EEG and neurofeedback principles. ✅ Users can track their progress and improvements over time with the app. Chapters 00:00 Introduction and Background 02:52 The Development of Vital Neuro 07:46 Neuro Responsive Music and Real-Time Feedback 12:48 Cost-Effective and Impactful Brain Training 20:48 Shifting Brain States and Improving Well-being 28:42 The Power of Music in Optimizing Brain Performance 41:29 Improving Sleep Quality with Vital Neuro 44:44 Conclusion and Next Steps

In today's episode, I sit down with Meredith Kallaher, a boutique digital ads agency owner, to talk about How to Leverage Cost Effective Facebook and Instagram ads to Build your Brand Visibility and Increase Sales.  Meredith and her team are dedicated to constant optimization and through her depth of knowledge as a marketer, her deep understanding of paid advertising, and her ability to leverage marketing assets in a symbiotic way to help expand your reach and increase your sales, she has developed a truly unique way to take your paid advertising strategy and results to the next level. With a keen eye for data and a passion for numbers, she is able to leverage both real-time information and best practices to help drive decision-making.  Grab your pen and paper and get ready to learn from Meredith as she walks you through the campaigns she's using with her clients and how you can leverage this advertising strategy in your own business. Enjoy!    Mentioned in this episode Offer Optimization Scorecard Leave a Podcast Review Subscribe   Work/Connect with me: Offer Optimization Scorecard Book a Call   Tune in to start taking your business and life to the next level today and don't forget to subscribe or follow the podcast to make sure you don't miss any future episodes. Visit https://jessicamillercoaching.com/ to learn more. You can also follow me on Instagram (@jessicadioguardimiller) and Facebook.

Welcome to another eye-opening episode of THE WELL PODCAST! In today's episode, we're diving deep into a crucial topic that impacts our health, well-being, and overall quality of life:  **Toxicity**. From the air we breathe to the products we use, toxins are all around us, often hidden in plain sight. We'll be discussing the **biggest culprits of toxicity** that may be lurking in your daily life, including **fragrance chemicals, cleaning supplies, fake food, medicines, thoughts, and habits**. - **Fragrance Chemicals**: Discover how seemingly harmless scented products, like perfumes, air fresheners, and personal care items, can introduce harmful chemicals into your body, triggering allergic reactions, hormone disruptions, and respiratory issues. Learn how to spot and avoid toxic ingredients like phthalates and synthetic musks. - **Cleaning Supplies**: From bleach to ammonia, the cleaning products we use to keep our homes spotless might be doing more harm than good. We explore the dangers of toxic cleaning agents, how they affect your respiratory system, skin, and even your long-term health. Plus, find out how to switch to safer, non-toxic alternatives. - **Fake Food**: Processed foods are often loaded with artificial additives, preservatives, and unhealthy fats that can wreak havoc on your health. We break down the dangers of consuming "fake food" and offer tips on how to identify and eliminate these items from your diet. - **Medicines**: Not all medicines are created equal. Over-the-counter drugs and prescription medications can sometimes come with hidden risks, from side effects to long-term toxicity. We'll guide you on how to be a more informed consumer and explore natural alternatives where possible. - **Toxic Thoughts**: Your mind can be your biggest ally or your worst enemy. Negative self-talk, limiting beliefs, and chronic stress can be as toxic as any chemical. Discover strategies for detoxing your mind and cultivating a healthier, more positive mindset. - **Harmful Habits**: Finally, we address the daily habits that might be contributing to your toxic load—from poor sleep patterns to sedentary lifestyles. Learn practical tips for breaking free from these harmful habits and creating healthier routines. If you're concerned about your health and want to take proactive steps to reduce the toxic load in your life, this episode is for you. Whether you're new to the idea of toxicity or already on a journey toward a cleaner, healthier lifestyle, this episode will provide valuable insights and actionable tips to help you detox your life—physically, mentally, and emotionally. At The Well Shop we have simple tools to replace the toxicity in your home today: https://www.thewellteam.com/shopthewell and this link to the essential oil based products will change it all for you! These oils will give you the emotion and plant based medicine you need to start a non toxic lifestyle and you can diffuse oils to make the house smell great without the chemicals! https://doterra.me/-mXcMB Welcome to The Well Community! Join our FACEBOOK COMMUNITY for more support and encouragement to refill daily with faith, self care, health, wellness and essential oil education! Follow Kari on Insta Purpose Pursuit Digital Course https://thewellteam.thrivecart.com/purpose-pursuit/ Better (for you) Than Botox masterclass: www.thewellteam.com/betterthanbotox FREE morning routine guide thewellteam.com/morningroutine Essential oils- thewellteam.com/essentialoils Get my favorite top 10 doTERRA products here: https://doterra.me/n2pgTr Email hello@thewellteam.com Schedule a free wellness consult or get with Kari here: www.calendly.com/karidaviscoaching 

Welcome to this episode of Mortgage Minute with Doug Crouse! Today, we dive into BMO's Rate Modification Program, a cost-effective alternative to traditional refinancing. Learn how you can save money by modifying your loan rate without incurring the high costs of a new appraisal, title work, and lender fees. Discover the benefits of a flat fee structure and how this program can help you bypass the need for refinancing while maintaining your current loan term. Tune in to understand why BMO's rate modification might be the perfect solution for you and how it compares to other refinancing options. Plus, don't forget to reach out for a free copy of Doug's book, The Hippocratic House, by emailing doug.crouse@bmo.com. Tune in for more insightful mortgage advice! To learn more about Doug, go to  www.DougCrouse.com. 

Got a burning question? Simply subscribe to the Never Zero Newsletter, respond to any of the emails, and ask away.  Tune in every Wednesday to hear Jason Khalipa and Gabe Yanez answer your questions on Apple Podcasts & Spotify. Never Zero Newsletter Follow the Pod Follow Jason Follow Gabe Get the TRAIN HARD App NCFIT Programming For Gym Owners