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Is whole life insurance a valuable financial tool or just an expensive mistake? On this episode, Hans Toohey and Brian Moody tackle the most common myths about whole life insurance. They address the misconception that life insurance is only beneficial after death, explaining how whole life insurance, unlike term insurance, offers ongoing advantages through both death benefits and living benefits. Properly structured whole-life policies can provide earlier access to cash value than most people realize. This feature, combined with unique benefits like tax advantages and guaranteed growth, makes whole life insurance a versatile component of a comprehensive financial strategy. Hans and Brian stress the importance of long-term financial planning and highlight how whole life insurance can benefit policyholders both during their lifetime and after death. They guide listeners through the concept of becoming their own banker, encouraging a fresh perspective on financial management. Tune in to discover how whole life insurance and the Infinite Banking Concept could reshape your approach to personal finance and help you take control of your financial future. Key Takeaways: Understanding Whole Life Insurance: Recognize that whole life insurance is primarily a savings vehicle, not an investment. It offers unique benefits that differ from both traditional investments and term insurance, including guaranteed growth and robust tax advantages. Living Benefits of Whole Life Insurance: Contrary to the misconception that life insurance is only useful after death, whole life policies offer valuable living benefits. These include access to cash value, which can be used as a financial tool during your lifetime. Long-Term Financial Planning: Whole life insurance is designed as a long-term financial tool. It provides significant benefits over time, including the potential for generational wealth transfer and financial flexibility throughout your life. Cash Value and Death Benefit Relationship: Understand that the cash value and death benefit in a whole life policy are not separate entities. The cash value represents the current value of the future death benefit, growing over time as you pay premiums. Policy Structure and Growth: Properly structured whole-life policies can provide earlier access to cash value than commonly believed. This makes them more versatile and useful as a financial tool, countering the misconception that cash value growth is always slow and inaccessible. Got Questions? Reach out to us at info@remnantfinance.com Visit https://remnantfinance.com for more information FOLLOW REMNANT FINANCE Youtube: @RemnantFinance (https://www.youtube.com/@RemnantFinance) Facebook: @remnantfinance (https://www.facebook.com/profile?id=61560694316588) Twitter: @remnantfinance (https://x.com/remnantfinance) TikTok: @RemnantFinance Don't forget to hit LIKE and SUBSCRIBE
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2537: Exploring the transformative power of nature, Robin Shliakhau's article captures how intentional outdoor activities can simplify life and enhance well-being. Through a personal narrative of a camping trip with family and friends, Shliakhau reveals the profound physical and mental health benefits and the creative inspiration and simplicity nature offers, encouraging readers to embrace the outdoors more frequently. Read along with the original article(s) here: https://www.becomingminimalist.com/outdoors/ Quotes to ponder: "I went to the woods because I wished to live deliberately, to front only the essential facts of life, and to see if I could not learn what it had to teach, and not, when I came to die, discover that I had not lived." "What must be done before dark? What can wait? What is pointless? What is weighing us down? What can we live without?" Episode references: How to Raise a Wild Child: https://www.amazon.com/How-Raise-Wild-Child-Earth/dp/0544705297 Learn more about your ad choices. Visit megaphone.fm/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2537: Exploring the transformative power of nature, Robin Shliakhau's article captures how intentional outdoor activities can simplify life and enhance well-being. Through a personal narrative of a camping trip with family and friends, Shliakhau reveals the profound physical and mental health benefits and the creative inspiration and simplicity nature offers, encouraging readers to embrace the outdoors more frequently. Read along with the original article(s) here: https://www.becomingminimalist.com/outdoors/ Quotes to ponder: "I went to the woods because I wished to live deliberately, to front only the essential facts of life, and to see if I could not learn what it had to teach, and not, when I came to die, discover that I had not lived." "What must be done before dark? What can wait? What is pointless? What is weighing us down? What can we live without?" Episode references: How to Raise a Wild Child: https://www.amazon.com/How-Raise-Wild-Child-Earth/dp/0544705297 Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you prepared for the unexpected twist that could change your financial future? Michelle Perzan certainly wasn't. When she received a devastating breast cancer diagnosis, her existing financial plan proved inadequate to handle the mounting costs. It was then she discovered the hidden gem of living benefits, a provision that could have provided her with much-needed support. But what about you? Are you aware of the power of living benefits in protecting your financial well-being? Stay tuned to uncover the key steps to assessing and restructuring your existing financial plan for a more secure future. Keynotes: 1. Recognize the significance of Living Benefits in protecting against financial upheavals. 2. Uncover the potential of Tax-Free Retirement Accounts to enhance your financial security. 3. Discover the art of assessing and revamping your existing financial strategies for greater profitability. 4. Dive into the process and benefits of transitioning towards employer-supported retirement accounts. 5. Grasp the expertise required in shaping financial plans that align with your personal ambitions. The key moments in this episode are: 00:00:00 - Introduction, 00:01:10 - Michelle's Personal Journey, 00:03:18 - Understanding Living Benefits, 00:07:39 - Tax-Free Retirement Accounts, 00:09:48 - Rules and Regulations, 00:13:27 - Being Hands-On with Clients, 00:14:49 - Understanding Living Benefits, 00:16:10 - Rolling Over Retirement Accounts, 00:17:06 - The Power of Protection, 00:19:12 - Tax-Free Retirement Accounts for All Ages, 00:26:01 - Assessing and Restructuring Financial Plans, 00:26:32 - Free Consultations for Financial Plan Review, 00:27:05 - Contacting Michelle for Assistance, 00:27:47 - Michelle's Contact Information, 00:28:27 - Michelle's Passion for Helping Others Links: MichellePerzan.com Facebook: https://www.facebook.com/aaron.michelle.10 Instagram: MichellePerzan Bio: Michelle Perzan is a woman of God, a wife, a mom of three boys, and a minister of the gospel. She was diagnosed with breast cancer in 2014 and she decided early on that cancer would not define her. Her mission and passion have become to encourage, speak, and restore hope to those facing a storm with Perzan Ministries. Her marketplace ministry is helping people with tax-free retirement accounts as she learned firsthand how powerful and important living benefits are when you face a life-changing event. Michelle educates others on how to protect and preserve their retirement, and also how to start building now for their future wealth and tax-free retirement BHB2024Support the show
Cash Value Life Insurance With Living Benefits Did you know we offer Cash Value Life Insurance with Living Benefits as one of our Solveres Solutions? If not, well now you do. And it just got better! Our insurance guru Grace Chang will be doing a "deep dive" into the Solution this Saturday. We've made it super easy for you to refer your prospects and earn commissions by helping your friends, family, and contacts protect themselves and their families with these amazing benefits. Join us to get informed and get your questions answered. https://meetn.com/jackbosma https://www.solveres.com/store/jackbosma/p/1330/affiliate/ 713 See you at the training! #Solveres, #opportunity, #business, #teamwork, #networking, #leadership, #nonprofit, #learning, #businessacademy, #solveresopportunity, #solveresmarketplacesolutions, #solveresb2b, #realestate, #health, #people, #partnerships, #solarpower, #capitalfunding, #businessloans --- Send in a voice message: https://podcasters.spotify.com/pod/show/jackbosma/message
In this episode, we discuss how you can obtain lifetime income from a fixed-index annuity without annuitizing your contract, and how they are also comparable to more income dedicated options. We also discuss one of the most popular and fastest growing annuities out there- the Registered Index Linked Annuity (RILAs). We detail how RILAs are structured and how you can create more market-driven structured returns in their implementation. In conclusion, we detail why the tax characteristics of certain annuities enable you to utilize them as asset accumulation tools in addition to their insurance component. Listen now to learn more! Links Join our Retirement Income Masterclass to learn about the RISA® and how to use it and market it within your practice. Sign up here: www.risaprofile.com/advisors This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips
As we work our way through The Omny Formula this season. today's episode title is ‘Disability Insurance 101', and Peter is joined once again by Chris Cook, Senior Sales Consultant Life & Living Benefits at RBC Insurance to help answer the key questions - you probably didn't even know to ask - about Disability Insurance. See omnystudio.com/listener for privacy information.
As we work our way through The Omny Formula this season and in this episode title, it's all about Critical Illness Insurance. Peter is joined by Chris Cook, Senior Sales Consultant Life & Living Benefits at RBC Insurance to help answer the key questions - you probably didn't even know to ask - about Critical Illness Insurance.See omnystudio.com/listener for privacy information.
Join us at a Fed Pilot workshop (webinar or in-person) and not only learn about your benefits, but how to prepare for retirement. The earlier in your career, the better.
Connected health devices are driving healthy behaviors, and technology is the ‘”glue of the intersection” where those behaviors can be communicated back to life insurers, said Matt Berman, president, Foresters Financial US.
Life is full of disruptions, unplanned, and unfortunate situations. Living benefits can help with some of these disruptions. In this episode of the Moms Without Capes Podcast, I'm talking with Sharon Mooney all about living benefits, what they are, and why we need them. Join therapist, life coach, and mom Onnie Michalsky as she seeks to motivate moms to become their best selves and create lives that they love. To join the Moms Without Capes Facebook community, visit www.facebook.com/groups/momswithoutcapes Want to try your hand at journaling but not sure what to write about? Download this free list of prompts! www.momswithoutcapes.com/journaling I invite you to schedule a discovery call with me to learn more about how I can help you hang up your Super-Mom cape. www.momswithoutcapes.com/loveyourself Visit my website www.momswithoutcapes.com to learn more! To learn more about Sharon Mooney, go to www.sharonwmooney.com or follow her on social: www.facebook.com/sharonwmooney www.instagram.com/sharonwmooney www.tiktok.com/@sharonwmooney Thank you so much for tuning in and listening today. I'd love to hear what you thought of this episode and what ideas you may have for future episodes of the Moms Without Capes podcast! Email me at onnie@momswithoutcapes.com If you liked this episode, please show some love by leaving me a 5-Star review, subscribing, and sharing it with a fellow mom! Or buy me a chai latte at https://www.buymeacoffee.com/onnieM DISCLAIMER: Just because I'm a therapist, I'm not your therapist nor am I doing therapy in this podcast episode. Just saying. So enjoy Moms Without Capes for what it is- educational, entertaining, and a way to get my message out into the world!
Today I talk about the two most important tasks to complete in 2023. Also you can catch this recording on our Youtube Channel: thinkgenwealth you can subscribed, share, and follow the content.Sign up for Credit Monitoring with IdentityQhttps://www.myscoreiq.com/get-fico-max.aspx?offercode=4321317Rhttps://www.identityiq.com/sc-securepreferred.aspx?offercode=431275ZBDISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. Whileit is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your ownresearch. I am just sharing my opinion.AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.This podcast is sponsored by Amirison Financial. Our goal is to help the culture build Wealth Assets Prosperity. We appreciate you taking the time to listen to this episode and share the content if you find value.
Have you heard of the Living Benefits policy? This policy has been around for 20 years however the low number of agents that are aware of it is causing it to become the “Modern Life Insurance policy”. Join me as I talk with Samuel Howe and Vytas Skapcevicius how this important life changing policy is […] The post Episode 189: The Modern Life Insurance Policy with Vytas Skapcevicius and Samuel Howe appeared first on Unstoppable Profit Podcast | Hosted by Mike Stromsoe.
Join Kelly and her guest: Sheryl Moore, CEO of Wink and Moore Market Intelligence. Today we're talking about life insurance with living benefits and extended care protection.In this episode: Product trends and living benefits, product innovation, how hybrid LTC policies are structured, Pension Protection Act and LTC, what LTC solution is best, and roadblocks that insurance companies face in the hybrid annuity market.Find out more about Sheryl Moore:https://www.winkintel.com/Linkedin: https://www.linkedin.com/in/sheryljmoore/ For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!
"Living Benefits, Real-Life Example and Higher Expected Dividends"
Extended health benefits, critical illness and disability insurance are essential for your financial plan. Are you covered? Learn more about living benefits with the President and CEO of BioBenefits Inc, Madison McKimm. Meet Madison Madison McKimm (1:16) Do you need Disability Insurance? (3:36) Why insurance is difficult to purchase online (5:10) Disability vs. Critical Illness Insurance (7:47) Underwriting: what it means for your insurance and benefits (10:43) The beauty of group plans: lower cost and no underwriting (15:14) TEASER: How we're improving access to insurance and benefits products for you (17:09) Resources: Download the Financial ToolKit Stay up to date with the Allied Health Financial Platform Learn more about BioBenefits Learn more about the MadRock Financial Corporation Episode 42: Do I Need Disability Insurance? Episode 44: Is Critical Illness Insurance Worth It? Contact Us
We are off for the month of May but are publishing re-runs of various episodes from Season 4. We will be back with Season 5 in June!---In this episode: Wendy Vasconcellos of Living Benefits Hawaii (in partnership with National Life Group) shared that even caregivers can take advantage of flexible living benefits in relation to terminal illness, chronic illness, and injury.Evan's news segment touched upon ‘seniors helping seniors' where Florida retirees are stepping in during the caregiver shortage across the state.Savy reminded our community that Gimme a Break is offering a free seminar on May 11th focusing on dementia from a caregivers point of view.Recommended Resources:Wendy Vasconcellos - Living Benefits Specialist with National Life GroupPrediabetes Health Club - Reverse pre-diabetes naturally with balanced nutrition and fitness. Get started with our free workshop and meal plan to balance blood sugars and lose weight sustainably.Gimme A Break - Non-profit for caregivers aiming to bring back joy to caregiving, free weekly support sessions offering caregivers a chance to relax, renew, resource and revive. Register or register a caregiver for a break.Givers Guides Magazine - The complete caregiver resource guide. Get your first issue today, as 100% of all profits are donated to support Gimme A Break.Hosts:Evan Kharrazi - founder of Caregiver Health Club and certified Type 2 Diabetes Health CoachSavy Makalena - founder of Gimme a Break and Givers Guides Connect with the Caring Caregiver Show:Facebook Page: Caring Caregiver Show with Evan & SavyInstagram: caringcaregivershowWebsite: www.caringcaregivershow.comFacebook Group: Click here to join
This show was recorded on July 1, 2019.We celebrated Haiti's win with a music mixHaiti came back from a two-goal halftime deficit, shocking Canada 3-2 at NRG Stadium in Saturday evening's quarterfinal match to secure their first-ever place in the 2019 Concacaf Gold Cup semifinals.After the mix we talk about how to structure your life insurance with not only living benefits but with a variety products
In this episode: Wendy Vasconcellos of Living Benefits Hawaii (in partnership with National Life Group) shared that even caregivers can take advantage of flexible living benefits in relation to terminal illness, chronic illness, and injury.Evan's news segment touched upon ‘seniors helping seniors' where Florida retirees are stepping in during the caregiver shortage across the state.Savy reminded our community that Gimme a Break is offering a free seminar on May 11th focusing on dementia from a caregivers point of view.Recommended Resources:Wendy Vasconcellos - Living Benefits Specialist with National Life GroupPrediabetes Health Club - Reverse pre-diabetes naturally with balanced nutrition and fitness. Get started with our free workshop and meal plan to balance blood sugars and lose weight sustainably.Gimme A Break - Non-profit for caregivers aiming to bring back joy to caregiving, free weekly support sessions offering caregivers a chance to relax, renew, resource and revive. Register or register a caregiver for a break.Givers Guides Magazine - The complete caregiver resource guide. Get your first issue today, as 100% of all profits are donated to support Gimme A Break.Hosts:Evan Kharrazi - founder of Caregiver Health Club and certified Type 2 Diabetes Health CoachSavy Makalena - founder of Gimme a Break and Givers Guides Connect with the Caring Caregiver Show:Facebook Page: Caring Caregiver Show with Evan & SavyInstagram: caringcaregivershowWebsite: www.caringcaregivershow.comFacebook Group: Click here to join
Today's episode is a fun one as I recorded it while sitting at the Brisbane International airport awaiting my flight to London for a solo trip! I talk about how slow living has benefited my family and my changed perception of time since acknowledging the seasons more. I also share a bit about what it feels like taking a 2 week trip on my own while leaving the kids and husband at home. In this episode Autumn retreat reflections, living more aligned to the changing of the seasons The different meanings of ‘season' and how to apply it to aspects of your life - for example, exercise How slow and seasonal benefits our family dynamic My thoughts on travelling without my kids Get the full show notes for this episode along with links, downloads, guest recommendations and other slow living content here Want to work with me!? [Sign up for Martyr to Matriarch here] Want more slow living inspo? If you're ready for a slower life, join us on Facebook in the How To Live Slow Community Take care, Rachelle x
As we revisit the topic of life insurance, we're now seeing the ways in which it has evolved from being a "death only" tool for someone else; it now provides you benefits even while you are alive.
Airman Khan begins his second address of the year with his remarks on building economic stability on stock market and crypto investments for investors and traders of all ages, backgrounds, and experience levels. He briefed the people on the ups and downs of the volatility of the markets, with 60% of the money supply in the United States being printed out enormously in the past eleven months of 2021, thus creating inflation at levels not seen since the 1981-82 recession in our recent times. The Pilot recommended suggestions, such as expansion of high-level mentorship programs for young investors to identify key areas of the market structure and other training protocols to help them win big in their day trading ventures, without having to lose big on them, given the rapid conditions of change the market generates over time, as well as his plans on giving families the chance to generate passive income and protect life assets through Living Benefits provided in the financial services industry of America. There's more to cover throughout the year on stability and the Pilot will ensure that no family is left behind in a world America lives in.
In this episode, Ferlie Almonte talks about living benefits:Did you know you are able to accept 100% of your life insurance benefits while you are still alive, so long as you are living with a terminal illness and expected to die within 24 months?You can collect up to 2% of the face value every month for 50 months tax-free.Key takeaways:Understand your rights as a life insurance policyholder.You can't plan when life will happen to you, but it does happen.Ferlie is offering listeners of the Legacy Therapy Podcast 30 minutes of life coaching by calling 201-994-5617. Just mention Stacey and this offer will be honored! Thank you Ferlie!To purchase the Emergency Info File course, please visit:https://www.gotittogethernow.com/eifIf you are a service professional and would like to be a guest, please complete the Industry Professional Application at https://legacytherapypodcast.com/getinterviewed Ferlie's Amazon best-selling book:Empowering Transformations for Women To take advantage of Ferlie's offer to LTP listeners, please call 201-994-5617 and mention Stacey!
If you're looking for a money-back insurance plan in Canada, get in touch with Canadian Life Insurance Guides (1-888-709-1001). Learn more by visiting https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance (https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance)
People in Calgary, Alberta who need affordable money-back protection plans should get in touch with Canadian Life Insurance Guides (1-888-709-1001), which recently expanded its pool of agents. Learn more by visiting https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance?SourcePlatform=Newsfeed&AdID=12 (https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance?SourcePlatform=Newsfeed&AdID=12)
If you're looking for an affordable money-back insurance policy in Canada, check out the newly added plans from Canadian Life Insurance Guides (1-888-709-1001). Learn more at https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance?SourcePlatform=Newsfeed&AdID=12 (https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance?SourcePlatform=Newsfeed&AdID=12)
Today's guest, Lee Duncan has first-hand experience when it comes to being hit with financial devastation. Listen as we discuss how this inspired Lee's passion for Living Benefits and how we can ensure our clients are not hit with the same ruin. If you sell homeowner and car insurance, this insurance is a great addition […] The post Episode 135: You Are Leaving MONEY On the Table appeared first on Unstoppable Profit Podcast | Hosted by Mike Stromsoe.
If you're looking for an affordable money-back insurance policy in Calgary, Alberta, take a look at the options offered by Canadian Life Insurance Guides (1-888-709-1001). Learn more by visiting https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance?SourcePlatform=NewsSite&AdID=12 (https://www.lifeinsuranceguides.ca/win-with-money-back-life-insurance?SourcePlatform=NewsSite&AdID=12)
Guest Host LaWanna Bradford interviews Ferlie Almonte, Living Benefits Special – “Insurance Today— Security Today.” The 3rd Annual Women Embracing Financial Wellness Boot Camp is coming to you on the virtual stage on November 6, 2021.Don't miss out on this one! Register and apply discount code CELEBRATE and save today!bit.ly/MONEYANDWOMENThis half-day INTENSIVE interactive boot camp will show you how to SHIFT your mental game, RISE above your financial mistakes, BUILD wealth, EXERCISE money saving strategies, and SCULPT a healthy and fit financial future. Whether you are on the right path, or if you could use a little incentive and motivation, join us and get information, tips, and tactics that you can apply immediately on your journey to financial fitness.Don't miss out on this one! Register and apply discount code CELEBRATE and save today!bit.ly/MONEYANDWOMEN#celebrateyou #FinancialWellnessBootCamp #MONEYANDWOMEN #FinancialSecurity #WomenandFinances #MakingaDifferenceSource: https://businessinnovatorsradio.com/ferlie-almonte-living-benefits-special-insurance-today-security-today
Robin Shliakhau of Becoming Minimalist shares four simple living benefits from spending a little more time outdoors Episode 1503: Four Simple Living Benefits From Spending A Little More Time Outdoors by Robin Shliakhau with Becoming Minimalist Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/outdoors/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? Visit https://www.advertisecast.com/OptimalHealthDailyDietNutritionFitness Learn more about your ad choices. Visit megaphone.fm/adchoices
You don't have to die to have someone benefit from Life Insurance! There are many benefits contained in the Living Benefits of Life Insurance so make sure you it in your financial portfolio as you are on your journey in building wealth. --- Send in a voice message: https://podcasters.spotify.com/pod/show/mooremoneywithjeff/message Support this podcast: https://podcasters.spotify.com/pod/show/mooremoneywithjeff/support
Mercedes Cruz is the Creative Director at Agents of Change Inc, an independent marketing broker for financial services. She has 5+ years of experience in this industry. In this episode, we discuss her journey as an entrepreneur, the importance of Living Benefits life insurance, creating meaningful relationships, and helping clients. We also discuss self-love, self-care, and creating boundaries. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
In high school, Courtney worked in a living care facility, looking after those with physical and mental disabilities. She has taken those experiences and is committed to opening up thee conversation about Living Benefits insurance to help save those who could be in a financial bind one day because of their health. Follow Courtney: https://www.instagram.com/livelaughloveinsurance/ Get a Quote!: https://team.freedomequitygroup.com/ Follow Still Positive: https://www.instagram.com/stillpositivepodcast/ https://open.spotify.com/show/5l80JhmvXn6cnjsj7jogX6?si=oIK0zJ9WSBOIjE4pykk5ww&nd=1 https://www.youtube.com/channel/UC13NJpipstz343VhDw0nmYQ Wanna chat on Still Positive? Email: stillpositivepodcast@gmail.com Follow Dayna: https://www.instagram.com/_____DaynaMarie https://twitter.com/runnnDMC/ https://www.youtube.com/channel/UCTPh9RXQAr-5xb8IIi4fssw MUSIC: Laces Out Follow Laces Out: https://www.instagram.com/lacesOutTheBand/ https://open.spotify.com/artist/6t0pKS38SySAK9tQfKE69o?si=lTLaqgAjQv-CjhHIGOYocw https://www.youtube.com/channel/UC13NJpipstz343VhDw0nmYQ
"Does MPI® Have Living Benefits?"Yes, MPI® has the feature called Living Benefits. If you were to get sick with chronic or terminal illness, you can withdraw an advance on your life insurance to pay for qualified medical expenses. Families are protected from financial devastation stemming from health scares such as cancer, heart attack, stroke, and various other severe illnesses. To qualify for Living Benefits, a medical underwriting might be required to determine the severity of the illness.We all have a family member that comes to mind that has had a frightening medical diagnosis, me included. My wife was diagnosed with cancer in 2011 bringing to bear a very trying time, incurring mounds of medical bills in the process. Thankfully the evolution of modern medicine prevailed, and she has been cancer-free for seven years now. Though my business was producing good income making it possible to cover all the medical expenses, that is an anomaly. Most families in our country are not so blessed. That is why inside the MPI® plan, no matter your income level, if you were to an illness that met the criteria of LIVING BENEFITS , you could access this benefit to cover excessive medical bills thereby preserving your financial stability.Although LIVING BENEFITS are not discussed often, they are another layer of protection to secure your best future!Have a great week and if you'd like me to answer any questions, please email me at Curtis@MyMPI.comDon't end up poor!I'm Curtis Ray, Always Be Compounding™!Website: https://mympi.com/Schedule A Call With An MPI® Specialist: https://calendly.com/mpi---- CURTIS RAY ON SOCIAL MEDIA ----TikTok: https://www.tiktok.com/@curtisrayFacebook: http://fb.com/iamcurtisrayInstagram: http://instagram.com/iamcurtisrayPinterest: https://www.pinterest.com/iamcurtisray/_created/Reddit: https://www.reddit.com/user/iamcurtisray
In this episode we talk about the living benefits component within life insurance, how it works and how you can take full advantage of it. In addition, how this powerful product can provide your family with a peace of mind and prepare you for the unexpected! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
The basics of Term Life Insurance with Living Benefits
8/24/2020: HOSTED BY LEE SANDERS. Lee is back with his WWE RAW 8/24/2020 as Keith Lee makes his MAIN ROSTER RAW DEBUT! Sasha Banks faces Asuka in a championship title rematch! Plus the latest in headlines including SHAQ staying with Turner Sports, 76ers firing coach Brett brown and loads more!TIRED OF ALL THE ADS? CONSIDER BECOMING A PATREON MEMBER AS ALL SHOWS ARE HEARD AD-FREE, UNEDITED, AND UNINTERRUPTED! NOT TO MENTION YOU GET ACCESS TO EXCLUSIVE CONTENT! PATREON.COM/RCWRSHOWBROUGHT TO YOU IN PART BY:ALSO BROUGHT TO YOU IN PART BY: OPT.TV IF YOU'RE READY TO CUT THE CABLE THEN OPT.TV CAN HELP! LOW PRICES BEGINNING AT JUST $6 FOLKS! USE THE PROMO CODE "RCWRSHOW" TO RECEIVE 20% OFF ANY PRODUCT YOU SELECT AT CHECKOUT.GETSTARTEDWITHLIVINGBENEFITS.COM: Do you and your entire family have life insurance with LIVING BENEFITS? Will your insurance company pay you 70% - 90% of your policy's face value, if you experience a qualifying terminal, chronic or critical illness, or critical injury?This may be one of the most important decisions of your life. Request a Living Benefits* insurance quote today. www.LivingBenefitsInsuranceQuote.com or call us at 773-609-2226.DO YOU HAVE A ROACH PROBLEM? ELIMINATE THEM NOW WITH ROACH CONTROL TREATMENT FROM REDULLY! LEARN MORE AT REDULLY.COMALSO BROUGHT TO YOU IN PART BY: THEPHARMACYSAVER.COM Are you one of the millions of people struggling to pay for the high cost of Prescription medications? Do you have limited prescription coverage or is uninsured? Then we can help!! Through our free prescription discount card program we can help you, your family and pets save up to 85% off your prescription cost at local Pharmacies without any extra out pocket expenses. Yes we can help you save hundreds even thousands of dollars yearly. To learn more or to download a free saving card please www.thepharmacysaver.comScreamingBulls1, a fantastic wrestling sculptor. If you need custom figures or busts made, hit him up! This episode was made possible by our kind Patreon members as without them this content and other great content would not be possible. Special shout out to Patreon members Shawn Kenter, Geno Morgan, Justin Rebstock, Tony Bing Gaming, Michael Wolf, and John DavisJoin our DISCORD community and interact before, during, and post wrestling shows and events.JOIN OUR DISCORD! https://discord.gg/39qHaJeWE'R ON PANDORA! https://tinyurl.com/pandorarcwrshowSPOTIFY! https://tinyurl.com/y93fghx7SUPPORT THE SHOW FOR EVEN MORE GREAT, NEW, AND EXCLUSIVE CONTENT! PATREON: https://www.patreon.com/rcwrshowGOOGLE PLAY MUSIC: http://tinyurl.com/zb73e86SPREAKER: http://bit.ly/1z81cT5ITUNES: http://bit.ly/1B9Fy1E
8/23/2020: Lee Sanders of The RCWR Show is back with his FULL review and takeaways from WWE Summerslam 2020 from the THUNDERDOME as Renee Young officially leaves WWE!Seth Rollins vs Dominik Mysterio - Street FightMandy Rose vs Sonya Deville - Hair vs Hair MatchThe Street Profits (c) vs Andrade and Angel Garza - RAW Tag Team Championship MatchBayley (c) vs Asuka - SmackDown Women's Championship MatchSasha Banks (c) vs Asuka - RAW Women's Championship MatchApollo Crews (c) vs MVP - U.S. Championship MatchBraun Strowman (c) vs The Fiend - Universal Championship MatchDrew McIntyre (c) vs Randy Orton - WWE Championship MatchTIRED OF ALL THE ADS? CONSIDER BECOMING A PATREON MEMBER AS ALL SHOWS ARE HEARD AD-FREE, UNEDITED, AND UNINTERRUPTED! NOT TO MENTION YOU GET ACCESS TO EXCLUSIVE CONTENT! PATREON.COM/RCWRSHOWBROUGHT TO YOU IN PART BY:ALSO BROUGHT TO YOU IN PART BY: OPT.TV IF YOU'RE READY TO CUT THE CABLE THEN OPT.TV CAN HELP! LOW PRICES BEGINNING AT JUST $6 FOLKS! USE THE PROMO CODE "RCWRSHOW" TO RECEIVE 20% OFF ANY PRODUCT YOU SELECT AT CHECKOUT.GETSTARTEDWITHLIVINGBENEFITS.COM: Do you and your entire family have life insurance with LIVING BENEFITS? Will your insurance company pay you 70% - 90% of your policy's face value, if you experience a qualifying terminal, chronic or critical illness, or critical injury?This may be one of the most important decisions of your life. Request a Living Benefits* insurance quote today. www.LivingBenefitsInsuranceQuote.com or call us at 773-609-2226.DO YOU HAVE A ROACH PROBLEM? ELIMINATE THEM NOW WITH ROACH CONTROL TREATMENT FROM REDULLY! LEARN MORE AT REDULLY.COMALSO BROUGHT TO YOU IN PART BY: THEPHARMACYSAVER.COM Are you one of the millions of people struggling to pay for the high cost of Prescription medications? Do you have limited prescription coverage or is uninsured? Then we can help!! Through our free prescription discount card program we can help you, your family and pets save up to 85% off your prescription cost at local Pharmacies without any extra out pocket expenses. Yes we can help you save hundreds even thousands of dollars yearly. To learn more or to download a free saving card please www.thepharmacysaver.comScreamingBulls1, a fantastic wrestling sculptor. If you need custom figures or busts made, hit him up! This episode was made possible by our kind Patreon members as without them this content and other great content would not be possible. Special shout out to Patreon members Shawn Kenter, Geno Morgan, Justin Rebstock, Tony Bing Gaming, Michael Wolf, and John DavisJoin our DISCORD community and interact before, during, and post wrestling shows and events.JOIN OUR DISCORD! https://discord.gg/39qHaJeWE'R ON PANDORA! https://tinyurl.com/pandorarcwrshowSPOTIFY! https://tinyurl.com/y93fghx7SUPPORT THE SHOW FOR EVEN MORE GREAT, NEW, AND EXCLUSIVE CONTENT! PATREON: https://www.patreon.com/rcwrshowGOOGLE PLAY MUSIC: http://tinyurl.com/zb73e86SPREAKER: http://bit.ly/1z81cT5ITUNES: http://bit.ly/1B9Fy1E
HOSTED BY LEE SANDERS. 8/22/2020: The RCWR Show is back as this go-round Lee reviews the Saturday night edition of AEW Dynamite on TNT as the main event sees CODY defending his TNT championship against Mr. Brodie Lee! The AEW Women's Tag Team Cup Grand Finale, MJF puts Moxley in a bad spot, Chris Jericho wants Orange Cassidy one more time in a unique gimmick match and much more! RUNNING TIME 62 MINUTES.TIRED OF ALL THE ADS? CONSIDER BECOMING A PATREON MEMBER AS ALL SHOWS ARE HEARD AD-FREE, UNEDITED, AND UNINTERRUPTED! NOT TO MENTION YOU GET ACCESS TO EXCLUSIVE CONTENT! PATREON.COM/RCWRSHOWBROUGHT TO YOU IN PART BY:GETSTARTEDWITHLIVINGBENEFITS.COM: Do you and your entire family have life insurance with LIVING BENEFITS? Will your insurance company pay you 70% - 90% of your policy's face value, if you experience a qualifying terminal, chronic or critical illness, or critical injury?This may be one of the most important decisions of your life. Request a Living Benefits* insurance quote today. www.LivingBenefitsInsuranceQuote.com or call us at 773-609-2226.ICANTWITHOUT.COFFEE -I CAN'T Without COFFEE is life & apparel the celebrates the good feeling of a successful next step, and how COFFEE accompanies us along then way! Inspired by fellow coffee lovers and coffee connoisseurs, visit us at ICantWithout.COFFEE to shop Coffee inspired apparel for the family, home goods, bags, and more! You can also visit us on Youtube, Facebook, Instagram, Pinterest, and Twitter. I CAN'T Without COFFEE is a mood, a mantra, a affirmation, and a declaration!SEXUALELIXIR.COM Having problems in the bedroom fellas? Sexually please your partner better with natural enhancement products and supplements from SEXUALELIXR. In addition to selling male enhancement supplements, they also have a host of interesting articles related to upping your game in the bedroom. VISIT SEXUALELIXIR.COM TODAYDO YOU HAVE A ROACH PROBLEM? ELIMINATE THEM NOW WITH ROACH CONTROL TREATMENT FROM REDULLY! LEARN MORE AT REDULLY.COMALSO BROUGHT TO YOU IN PART BY: THEPHARMACYSAVER.COM Are you one of the millions of people struggling to pay for the high cost of Prescription medications? Do you have limited prescription coverage or is uninsured? Then we can help!! Through our free prescription discount card program we can help you, your family and pets save up to 85% off your prescription cost at local Pharmacies without any extra out pocket expenses. Yes we can help you save hundreds even thousands of dollars yearly. To learn more or to download a free saving card please www.thepharmacysaver.comScreamingBulls1, a fantastic wrestling sculptor. If you need custom figures or busts made, hit him up! This episode was made possible by our kind Patreon members as without them this content and other great content would not be possible. Special shout out to Patreon members Shawn Kenter, Geno Morgan, Justin Rebstock, Tony Bing Gaming, Michael Wolf, and John DavisJoin our DISCORD community and interact before, during, and post wrestling shows and events.JOIN OUR DISCORD! https://discord.gg/39qHaJeWE'R ON PANDORA! https://tinyurl.com/pandorarcwrshowSPOTIFY! https://tinyurl.com/y93fghx7SUPPORT THE SHOW FOR EVEN MORE GREAT, NEW, AND EXCLUSIVE CONTENT! PATREON: https://www.patreon.com/rcwrshowGOOGLE PLAY MUSIC: http://tinyurl.com/zb73e86SPREAKER: http://bit.ly/1z81cT5ITUNES: http://bit.ly/1B9Fy1E
HOSTED BY LEE SANDERS. 8/17/2020: Lee Sanders of The RCWR Show is back to give his keypoints and overall takeaways to this week's WWE RAW, R.I.P XAIVER, RING OF HONOR's second World Champion, Sonya Deville came close to death by a deranged stalker , NXT TAKEOVER XXX And SUMMERSLAM preview and picks, and much more! KEEPING IT HONEST, INSIGHTFUL, AND INTERACTIVE SINCE 2011.IF YOU WERE A FAN OF ROH's XAIVER and want to help out his son and family please DONATE to his GOFUNDME campaign setup by his family LINK: https://gf.me/u/yrrhrbTIRED OF ALL THE ADS? CONSIDER BECOMING A PATREON MEMBER AS ALL SHOWS ARE HEARD AD-FREE, UNEDITED, AND UNINTERRUPTED! NOT TO MENTION YOU GET ACCESS TO EXCLUSIVE CONTENT! PATREON.COM/RCWRSHOWBROUGHT TO YOU IN PART BY:GETSTARTEDWITHLIVINGBENEFITS.COM: Do you and your entire family have life insurance with LIVING BENEFITS? Will your insurance company pay you 70% - 90% of your policy's face value, if you experience a qualifying terminal, chronic or critical illness, or critical injury?This may be one of the most important decisions of your life. Request a Living Benefits* insurance quote today. www.LivingBenefitsInsuranceQuote.com or call us at773-609-2226.ALSO BROUGHT TO YOU IN PART BY: OPT.TV IF YOU'RE READY TO CUT THE CABLE THEN OPT.TV CAN HELP! LOW PRICES BEGINNING AT JUST $6 FOLKS! USE THE PROMO CODE "RCWRSHOW" TO RECEIVE 20% OFF ANY PRODUCT YOU SELECT AT CHECKOUT.DO YOU HAVE A ROACH PROBLEM? ELIMINATE THEM NOW WITH ROACH CONTROL TREATMENT FROM REDULLY! LEARN MORE AT REDULLY.COMALSO BROUGHT TO YOU IN PART BY: THEPHARMACYSAVER.COM Are you one of the millions of people struggling to pay for the high cost of Prescription medications? Do you have limited prescription coverage or is uninsured? Then we can help!! Through our free prescription discount card program we can help you, your family and pets save up to 85% off your prescription cost at local Pharmacies without any extra out pocket expenses. Yes we can help you save hundreds even thousands of dollars yearly. To learn more or to download a free saving card please www.thepharmacysaver.comScreamingBulls1, a fantastic wrestling sculptor. If you need custom figures or busts made, hit him up! This episode was made possible by our kind Patreon members as without them this content and other great content would not be possible. Special shout out to Patreon members Shawn Kenter, Geno Morgan, Justin Rebstock, Tony Bing Gaming, Michael Wolf, and John DavisJoin our DISCORD community and interact before, during, and post wrestling shows and events.Link: https://discord.gg/39qHaJeWE'RE NOW ON PANDORA! https://tinyurl.com/pandorarcwrshowSPOTIFY! https://tinyurl.com/y93fghx7#AEWDynamite #DamianLillard #SkipBaylessSUPPORT THE SHOW FOR EVEN MORE GREAT, NEW, AND EXCLUSIVE CONTENT! PATREON: https://www.patreon.com/rcwrshowGOOGLE PLAY MUSIC: http://tinyurl.com/zb73e86SPREAKER: http://bit.ly/1z81cT5ITUNES: http://bit.ly/1B9Fy1E
HOSTED BY LEE SANDERS. 8/13/2020: Lee Sanders of The RCWR Show is back to give his keypoints and overall takeaways to this week's AEW vs NXT, sports talk as Trailblazers Damian Lillard gets into it with Skip Bayless, Lee offers up his NBA 2020 Finals picks and much more! KEEPING IT HONEST, INSIGHTFUL, AND INTERACTIVE SINCE 2011.TIRED OF ALL THE ADS? CONSIDER BECOMING A PATREON MEMBER AS ALL SHOWS ARE HEARD AD-FREE, UNEDITED, AND UNINTERRUPTED! NOT TO MENTION YOU GET ACCESS TO EXCLUSIVE CONTENT! PATREON.COM/RCWRSHOWBROUGHT TO YOU IN PART BY:GETSTARTEDWITHLIVINGBENEFITS.COM: Do you and your entire family have life insurance with LIVING BENEFITS? Will your insurance company pay you 70% - 90% of your policy's face value, if you experience a qualifying terminal, chronic or critical illness, or critical injury?This may be one of the most important decisions of your life. Request a Living Benefits* insurance quote today. www.LivingBenefitsInsuranceQuote.com or call us at773-609-2226.ALSO BROUGHT TO YOU IN PART BY: OPT.TV IF YOU'RE READY TO CUT THE CABLE THEN OPT.TV CAN HELP! LOW PRICES BEGINNING AT JUST $6 FOLKS! USE THE PROMO CODE "RCWRSHOW" TO RECEIVE 20% OFF ANY PRODUCT YOU SELECT AT CHECKOUT.DO YOU HAVE A ROACH PROBLEM? ELIMINATE THEM NOW WITH ROACH CONTROL TREATMENT FROM REDULLY! LEARN MORE AT REDULLY.COMGEOBASA.COM GEO~BASA'S mission is to provide only the finest and purest ingredients.We bring you our unique artistics designs, adding beauty and a wonderful fragrance to your life and wellness. When your mission is to surprise a loved one, GEO~BASA'S mission is to give you the best gift and surprises you can give a gift. All our products are USA based, backed by fast, efficient and accurate service. ALSO BROUGHT TO YOU IN PART BY: THEPHARMACYSAVER.COM Are you one of the millions of people struggling to pay for the high cost of Prescription medications? Do you have limited prescription coverage or is uninsured? Then we can help!! Through our free prescription discount card program we can help you, your family and pets save up to 85% off your prescription cost at local Pharmacies without any extra out pocket expenses. Yes we can help you save hundreds even thousands of dollars yearly. To learn more or to download a free saving card please www.thepharmacysaver.comLILIYANAPRODUCT.COM FOR ALL YOUR YOGA, FITNESS WEAR & EQUIPMENT, LEGGINGS & ACCESSORY NEEDSScreamingBulls1, a fantastic wrestling sculptor. If you need custom figures or busts made, hit him up! This episode was made possible by our kind Patreon members as without them this content and other great content would not be possible. Special shout out to Patreon members Shawn Kenter, Geno Morgan, Justin Rebstock, Tony Bing Gaming, Michael Wolf, and John DavisJoin our DISCORD community and interact before, during, and post wrestling shows and events.Link: https://discord.gg/39qHaJeWE'RE NOW ON PANDORA! https://tinyurl.com/pandorarcwrshowSPOTIFY! https://tinyurl.com/y93fghx7#AEWDynamite #DamianLillard #SkipBaylessSUPPORT THE SHOW FOR EVEN MORE GREAT, NEW, AND EXCLUSIVE CONTENT! PATREON: https://www.patreon.com/rcwrshowGOOGLE PLAY MUSIC: http://tinyurl.com/zb73e86SPREAKER: http://bit.ly/1z81cT5ITUNES: http://bit.ly/1B9Fy1E
Lee Sanders of The RCWR Show is back sharing his COVID-19 health scare as he was out for the week, the passing of WWE Legend Kamala James Harris, WWE RAW 8/10/2020, Chris Jericho with Fozzy doing a concert during COVID pandemic and much, much more!TIRED OF ALL THE ADS? CONSIDER BECOMING A PATREON MEMBER AS ALL SHOWS ARE HEARD AD-FREE, UNEDITED, AND UNINTERRUPTED! NOT TO MENTION YOU GET ACCESS TO EXCLUSIVE CONTENT! PATREON.COM/RCWRSHOWBROUGHT TO YOU IN PART BY:GETSTARTEDWITHLIVINGBENEFITS.COM: Do you and your entire family have life insurance with LIVING BENEFITS? Will your insurance company pay you 70% - 90% of your policy's face value, if you experience a qualifying terminal, chronic or critical illness, or critical injury?This may be one of the most important decisions of your life. Request a Living Benefits* insurance quote today. www.LivingBenefitsInsuranceQuote.com or call us at 773-609-2226.ALSO BROUGHT TO YOU IN PART BY: OPT.TV IF YOU'RE READY TO CUT THE CABLE THEN OPT.TV CAN HELP! LOW PRICES BEGINNING AT JUST $6 FOLKS! USE THE PROMO CODE "RCWRSHOW" TO RECEIVE 20% OFF ANY PRODUCT YOU SELECT AT CHECKOUT.ALSO BROUGHT TO YOU IN PART BY: THEPHARMACYSAVER.COM Are you one of the millions of people struggling to pay for the high cost of Prescription medications? Do you have limited prescription coverage or is uninsured? Then we can help!! Through our free prescription discount card program we can help you, your family and pets save up to 85% off your prescription cost at local Pharmacies without any extra out pocket expenses. Yes we can help you save hundreds even thousands of dollars yearly. To learn more or to download a free saving card please www.thepharmacysaver.comScreamingBulls1, a fantastic wrestling sculptor. If you need custom figures or busts made, hit him up! This episode was made possible by our kind Patreon members as without them this content and other great content would not be possible. Special shout out to Patreon members Shawn Kenter, Geno Morgan, Justin Rebstock, Tony Bing Gaming, Michael Wolf, and John DavisJoin our DISCORD community and interact before, during, and post wrestling shows and events.Link: https://discord.gg/39qHaJeWE'RE NOW ON PANDORA! https://tinyurl.com/pandorarcwrshowSPOTIFY! https://tinyurl.com/y93fghx7SUPPORT THE SHOW FOR EVEN MORE GREAT, NEW, AND EXCLUSIVE CONTENT! PATREON: https://www.patreon.com/rcwrshowGOOGLE PLAY MUSIC: http://tinyurl.com/zb73e86SPREAKER: http://bit.ly/1z81cT5ITUNES: http://bit.ly/1B9Fy1E
Long-Term Care: The Elephant in the Room In this episode: Pre-Authorizations Are Coming to Original Medicare in 2021 Long-Term Care is the National "Elephant in the Room." I discuss Long-Term Care Insurance, Life Insurance with Living Benefits, and Annuities with Additional Income as three existing alternatives. Oh, self-insuring doesn't work. Your first call has no-obligation and is FREE https://calendly.com/justjae/30min Please subscribe and rate (5-star please) on Apple Podcasts, Spotify, wherever you listen to podcasts! Buy Maximize Your Medicare on Amazon: https://amzn.to/2HsnMBv Get your free Medicare consult: https://wp.me/P5AUnb-Vd Official website for the book: www.maximizeyourmedicare.com YouTube Channel: https://youtube.com/maximizeyourmedicare Facebook Community: https://www.facebook.com/groups/321343075192885/ Feedback, questions: jae@maximizeyourmedicare.com --- Support this podcast: https://anchor.fm/muchmorethanmedicare/support
Louis Isabella, CPA, talks with Al & Robin about the little known and often under-utilized Registered Disability Savings Plan (RDSP) and its very unique features & advantages. Learn how it could apply to your situation.
Louis Isabella, CPA, talks with Al & Robin about the little known and often under-utilized Registered Disability Savings Plan (RDSP) and its very unique features & advantages. Learn how it could apply to your situation.
Brian Gardner with No Sidebar shares his thoughts on minimalism in the real world. Episode 1396: Minimalism in the Real World: A Life without Sidebars by Brian Gardner of No Sidebar on Simple Living Benefits No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/life-without-sidebars/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Brian Gardner with No Sidebar shares his thoughts on minimalism in the real world. Episode 1396: Minimalism in the Real World: A Life without Sidebars by Brian Gardner of No Sidebar on Simple Living Benefits No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/life-without-sidebars/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Trevor Jackson talks to Dr. Justin Trosclair DC on A Doctor's Perspective Podcast. Life Insurance can be confusing. Trevor Jackson walks us through infinite banking, be your own banker, tax free retirement, as well as term, permanent, universal life, million dollar baby plans, super funding and living benefits. With a background in health insurance sales, what prompted him to begin a career in finance and why did he pick Five Rings Financial? When we talk about lunch and learns and educating the public, what makes this company and those events particularly stand out to him? What is Be Your Own Banker and Infinite Banking versus Tax Free Retirement? There are certain end goals that distinguish each as well as the life insurance vehicle that allows it to happen. The short answer: using permanent life insurance to build a cash value and you use that to buy ‘cars' instead of going to the bank (YOB or IB). The TFR is more concerned about becoming a retirement supplement which will grow tax free. LIFE INSURANCE Permanent, Universal (fixed amount when you die), Variable (tied to stock market) and Index (tracks an index but has a floor and ceiling for loses and gains). His preference is an index that allows (guarantees) no loses and caps the gains at 10.5%. Perks and drawbacks are discussed. Another type is more tied to dividends so it might only grow 4-5% a year. Index Fund compared to an Indexed Account Life plan: what are the differences to avoid confusion? How can an indexed life plan account actually guarantee no losses even if the market drops 50% one year? Hint: they use the index as an indicator instead of actually being directly invested. What's the point of building a cash value in a life insurance policy? How does that cash value fund retirement? What is a Pension Option that can be added to the Index Account? Did you know the average 401k only lasts 7 years? Could be why this pension option is something to consider as part of your total retirement plan (fixed amount every month until you die). Diversification is definitely a buzzword, but have you diversified your retirement Tax Buckets? What is a good age to start life insurance, especially permanent policies? Million Dollar Baby Plan: take a listen to learn why you would insure your child at 1 years old and keep the premium paid their entire life. BONUS: you can use the tax free retirement plan that is on the baby to actually pay for school later on and it doesn't mess with your child's ability to qualify for student loans. You can borrow cash value from your insurance at a variable 4% rate. You can pay it back or not and Trevor discusses both options. Also, he informs us about how the total value of the cash amount stays the same and grows the normal rate that it would have (minus the 4% on however much you borrowed). This part can be a little confusing so listen to it twice if needed. Who owns the policy when you insure someone else and you pay the bills? What is Family Banking? What is Super Funding the Cash Value of an account mean? When does it become a Modified Endowment Contract? What happens if you skip a payment? The answer depends on if it's a pure permanent or indexed plan. How often should you have your accounts reviewed? What are Living Benefits? He discusses just how important it is to have this as an option when buying life insurance. What happens if you do have a stroke or can't do 2 out of 6 basic activities of daily living and you need money now for the next six months and not when you are dead? It's kind of gives you long term care benefits without having an extra policy. Bankruptcy and business failures have a health sickness as the number one reason. Books: Tony Robbins: Money Master The Game, Jon Gordon The Energy Bus IG & FB: safemoneycoach trevor@fiveringsfinancial.com 303-428-5434
In this episode my business partners Al McDonald and Joe Ferreira join me on The Benefits Corner. Al speaks to us about his role at Life & Legacy Advisory Group that includes Financial Planning, Estate Planning and as well as a new tool that he's using with his clients. Joe fills us in on what Living Benefits are and why they're important. The guys also talk to us about how they've created lifetime relationships with their clients.