Podcasts about Earning

Send us a textThe TikTok Shop is wild right now. I just joined the program and dropped my second video — people are genuinely pulling in solid side hustle money. In this episode of CLIPPED, I break down how the TikTok Shop works, how creators are earning commissions on product reviews, and how you can start doing the same.

Ever find yourself caught in the trap of confusing visibility with progress? In this episode, we'll delve into why seeking attention can often feel like momentum but doesn't necessarily translate to business traction. Will Schroter shares a cautionary tale from his own experience, revealing how his focus on brand-building and networking kept him from truly building his company. We explore the fine line between personal branding and productivity, and why many founders need to prioritize the latter to achieve real success. It's a reminder that until your product and business are fully developed, every external interaction could be costing you more than it's worth.00:30 The Trap of Visibility: A Personal Story02:24 The Illusion of Popularity vs. Productivity06:21 The Modern-Day Equivalent: Social Media09:24 Balancing Publicity and Productivity11:23 Cautionary Tales and Lessons Learned12:55 The Importance of Focus and Balance14:48 Earning the Right to Brand Build15:29 The Pitfalls of Prioritizing Popularity Over Business16:07 The Honeymoon Period of Venture Funding17:40 The Dangers of Personal Branding for Founders18:47 When Personal Views Hurt Business21:39 Balancing Personal and Company Brand23:48 Focus on Building the Business First30:22 The Cost of External InteractionsResources:Startup Therapy Podcasthttps://www.startups.com/community/startup-therapyWebsitehttps://www.startups.com/beginLinkedInhttps://www.linkedin.com/company/startups-co/Join our Network of Top FoundersWil Schroterhttps://www.linkedin.com/in/wilschroter/Ryan Rutanhttps://www.linkedin.com/in/ryan-rutan/What to listen for:

Australia is going to force the streamers to make Australian content It'll focus on those with more than 1 million Australian subscribers, which means Netflix, Disney+, and Amazon Prime Video will all be included. The law will require them to spend at least 10% of their total Australian expenditure or 7.5% of their Australian revenue on new Australian drama, children's, documentary, arts, and educational programs. The bill was not introduced earlier as the Aussies first waited out the 2024 US presidential election and later feared that its winner, Donald Trump, could counterattack with tariffs. Elon Musk's trillion-dollar pay package Tesla shareholders overwhelmingly approved a pay package that could make CEO Elon Musk, already the world's richest person, the world's first trillionaire. His new deal has some rather lofty targets and if met would give him stock valued at a trillion dollars. These include: Delivering 20 million Tesla vehicles and one million robots Getting 10 million subscriptions to Tesla's Full Self-Driving feature Bringing one million self-driving Robotaxi vehicles into commercial operation Earning up to $400bn in core profit Eventually lifting Tesla's overall market value to $8.5tn, currently $1.4tn Elon is calling this not a new chapter but a "new book" for the company, really centring around autonomous projects. Optimus is designed to be an autonomous humanoid robot performing "unsafe, repetitive or boring tasks”. He's already worth around half a trillion dollars so even if only some of his goals are met, he's the closest human to reaching a net worth of a trillion dollars. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Send us a textZack Oates welcomes Arjun Sen, marketing executive, speaker, author of Unquiet Forever, and founder of ZenMango. Arjun shares how brands win by owning the feeling of each moment and wowing one more guest at a time. He breaks down first and last impressions, the “food two-minute drill” during peak hours, and why leaders must act instead of react to competition. He also explains “unquitting” as a mindset for teams and retention.Zack and Arjun discuss:How to define and deliver a brand's core feelingFirst and last impressions that drive a second visitRunning the peak-time “two-minute drill”Acting vs reacting in competitive marketsThe “unquit” mindset for leaders and teamsThanks, Arjun!Links:https://www.linkedin.com/in/zenmangoarjunsen/https://www.linkedin.com/company/zenmango/https://www.zenmango.com/about

Old supermarket trolleys have made way for large bales balanced on makeshift trolleys, hauled along by individuals sometimes wearing high-visibility vests to afford them a little extra visibility, and perhaps some credibility, when they wind their way through suburban streets. Good Morning Cape Town producer, Bruce Hong, spoke to Kelly and Nigel, two bin-rummagers who had just been collecting recyclable items in the Cape Town suburb of Bothasig. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

Avoiding feedback to "protect" trust? Bad news. You're breaking it. In this episode, Jeff Hancher hands you the playbook for turning hard talks into trust-building wins. His expectations + feedback + accountability framework takes the mystery out of feedback and replaces it with results. You'll learn why being effective beats being right and how a few smart habits can flip your culture from stressed to strong. If you want to keep your people and grow them at the same time, start here. 00:00 Cold open: Running from poverty, the military, and tin-can car floors   06:00 Being right vs. being effective. Only one wins in feedback   07:00 The nickel story: Poverty to GI Bill to first sales job   14:00 Feedback is gold… and fragile   19:00 The framework: Expectations, Feedback, Accountability   20:45 The mint role-play: Earning the right to give tough feedback   25:00 Picking the right tool: Supportive, Collaborative, or Directive   27:00 F.E.A.R. in leaders: Fallout, Emotion, Amateur moves   Website: www.jeffhancher.com Book: Firm Feedback in a Fragile World Book Release June 17, 2025 www.firmfeedbackbook.com LinkedIn: www.linkedin.com/in/jeff-hancher Facebook: www.facebook.com/thechampionforum  Instagram: www.instagram.com/jeff.hancher YouTube: www.youtube.com/@jeffhancher

Earning $100,000 a year in retirement — tax free — might sound too good to be true, but Australia's superannuation system makes it possible with the right planning. In this episode, we break down how it works, the rules you need to know, and the strategies that can get you there. We cover the superannuation pension phase, the transfer balance cap, and key ways to grow and structure your super for maximum tax-free income. If you're serious about building long-term wealth and securing a comfortable retirement, this episode is a must-listen.   Subscribe to our weekly GainingCHOICE email General advice disclaimer

Robert “Bobby” Kotzur of Poth is among four Texas State University alumni who will be inducted into the Texas State Hall of Honor as the four members for the 2025 Class; the honors were announced recently by the Texas State “T” Association. Kotzur joins Fred Evans, Cyril Friday, and Lynwood Wade in receiving this recognition. Earning the highest athletic accolade for Texas State alumni, the four were voted in by the “T” Association Board of Directors for their accomplishments based on their collegiate career, professional career, and their impact on Bobcat Athletics. The 2025 Induction Ceremony and Hall of Honor...Article Link

The Road to Goldwater: Ronald Reagan's Conservative Conversion via General Electric and His Confrontational Governorship. Max Boot discusses how Ronald Reagan found great success in television, hosting the General Electric Theater and earning substantial income while mixing with corporate leadership in the 1950s and early 1960s. Reagan transitioned politically from being an avid New Dealer and FDR supporter to supporting the early Republican conservative movement, particularly Barry Goldwater. Boot argues that Reagan changed, not the Democratic Party, as his transformation began in World War II when he resented paying income taxes at a 90% rate. His political shift was completed in the 1950s during his time as a spokesman for General Electric, where he used long train rides to read conservative literature. In 1964, Reagan's debut on the national political stage came when the Goldwater campaign bought half an hour of air time for Reagan to deliver "A Time for Choosing," which became known simply as "the speech." In 1966, Reagan decided to run for governor against incumbent Pat Brown. During his tenure, particularly the People's Park demonstrations in 1969, Reagan adopted a confrontational stance, using hardline rhetoric and giving student radicals the confrontation they desired, though this approach was politically successful. Reagan was a devoted supporter of Richard Nixon, even backing him during Watergate, though Nixon held little respect for Reagan. Reagan ran hard for the presidency in 1976 and 1980.

Imagine leaving home at 19, moving overseas, and backing yourself into a six-figure career — all without a degree. That's exactly what Ngākohu Walker did. Now, he's carving his own path to financial freedom.In this episode, Tash and Ngākohu chat about how he broke into the mining and FIFO (fly-in fly-out) industry with no prior experience, what he's learned about money and investing along the way, and how he's building a future on his own terms. Want to hear more of Ngākohu? Follow him on instagram @ngakohuwalker@tashinvests@anakresina@getrichslowclub@pearlerhqGet Rich Slow ClubPearlerYouTubeHow To Not Work ForeverDisclaimerAny advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/linksPearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guideIf you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer's website before deciding. Hosted on Acast. See acast.com/privacy for more information.

Hey all, Jess here. Sarina and I both love these episodes where we, two certified nerds, get to hang out with likeminded individuals and dish. This week, we are going to talk about one of Jess' most niggling worries: what does it mean to a publisher and an author to “earn out” a book advance and what does it mean to both if that never happens?Transcript available below, but making good ones isn't free—help support the Podcast below!Your subscription = good podcast karma.KJ Dell'AntoniaHey listeners. Did you know that we review first pages sent in by supporters every month on the pod? It's just one more reason you should be supporting Hashtag AmWriting, which is always free for listeners—and ad free, too. Please note that we will never pitch you the latest in writer supplements or comfy clothes for lap-topping. The good news is we're open for First Page submissions right now! If you've got a work-in-progress and you'd like to submit the First Page for consideration for a Booklab: First Pages episode, just hit the support button in the show note, and you'll get an email telling you all the details. Want to hear a Booklab episode? Current ones are for supporters only but roll your pod player back to September 2024 and there they'll be!Multiple SpeakersIs it recording? Now it's recording—yay. Go ahead. This is the part where I stare blankly at the microphone. I don't remember what I'm supposed to be doing. All right, let's start over. Awkward pause. I'm going to rustle some papers. Okay, now—one, two, three.Jess LaheyHey—welcome to the Hashtag AmWriting Podcast! This is a podcast about writing all the things—this is the podcast about writing short things, long things, you know. And specifically, where we're going to focus these days is on a little episode we're calling The Publishing Nerd Corner with Jess and Sarina. I'm Jess Lahey. I'm the author of The Gift of Failure and The Addiction Inoculation, and you can find my work at The Atlantic, at The New York Times, at The Washington Post, and at jesslahey.substack.com.Sarina BowenAnd I'm Sarina Bowen, the author of many contemporary novels. My new one is called Thrown for a Loop, and it drops on November 4th , and I am so excited. And today's topic actually pertains to what happens when you have a book that's publishing and everybody has all these big expectations. We're going to cover one of them, which is earning out your advance—or not—and how to frame your thinking around this.Jess LaheyYeah, first. I mean, the way this Nerd Corner works is because Sarina tends to have more of the business acumen and the nerd acumen. I let her do a lot of teaching me. But one thing I would like to state at the very beginning of this—and apologies, I didn't look up the stats; Sarina might know them—the number of books that actually earn out their advance if it's nonfiction. For example, my book that we're going to talk about today is nonfiction, and so I got a big advance based on a—and we're going to talk about that. We're going to talk numbers. It makes authors really nervous, but I think it's important. The number of authors that actually earn out is really, really low—like, much lower than you expect. . So “earning out” can mean a couple of different things, and we're going to talk about that today. But to set the scene, we're going to use my book The Gift of Failure as the example for earning out. as the example for earning out. So I've sold a lot of books—like, this book was a success by any measure. It was on The New York Times bestseller list. I had Kristen Bell go on Instagram and say, “Buy this book, it's so great,” and it sold out across the country. I am not complaining here; I am just saying that it makes me extremely nervous that technically I have not earned out my advance on The Gift of Failure. Again, to set the scene, The Gift of Failure was based originally—it came out of an article that went viral at The Atlantic on why parents need to let their children fail. There was a big auction for this book that lasted three whole days. It was very exciting, and the number kept going up and up and up. And I was freaking out, because now you've got huge expectations. I mean, I'm thrilled, but the expectations keep getting bigger and bigger. So where we ended up was Harper Books came back with the highest bid, and it was also for the editor that I was most excited to work with, Gail Winston, and it came in at $400,000, so that was wonderful. That was great. It was based on—I got five payments over five, essentially, five years, and I have not earned back that advance for my publisher. So, Sarina, what would you say to me—a writer who is stressed out because that means, you know, when they're looking at purchasing other books like The Addiction Inoculation, I was able to sell to them, even though it's a tough niche, that little—it's a tough corner, that addiction corner—and they knew that this book was not going to sell as well. But on the strength of my sales of the addiction…excuse me, of The Gift of Failure, I was able to sell that book, but I hadn't earned out. So why are they going to pay me to write another book if I hadn't earned out?Sarina BowenIt's such a great question. So the thing—the punch line of this episode—is we just want you to know that if you don't earn out, you're not a failure. And we don't mean it in a nice way, like everybody gets a ribbon. We mean, like, you might not be a financial failure for the publisher, even though on your statement it says you still haven't earned back your advance. And that's because the advance that you're paid is part of a profit-and-loss estimate that the publisher makes before they offer on a book. And just in case anybody is squishy about this—like, an advance means those royalty amounts in your contract, you're getting paid an upfront amount, and then you have to, like, earn it back with those royalty amounts in your contract.Jess LaheyAnd for those who actually are not familiar with this at all, I don't have to pay back the money if I don't earn out. That's not a thing.Sarina BowenRight. So the publisher said, “We like this book so much we are going to pay you $400,000, and we think that you will sell enough copies that we will be in the black on our P&L statement.” But they never show us the P&L statement. So let's just say that they had a P&L statement that shows that they're profitable on this book even if you only sell 70,000 copies—but you've sold over twice that amount. So when I worked on Wall Street, I was given a bonus every year, and the bonus made everybody feel like, “This is the amount of money that you're worth.” But what it really was is “This is the amount of money we have to pay you so you won't quit and go work for somebody else.” And an advance is exactly the same thing—it's how much do we have to pay you to win, but also in a way that looks okay on our profit-and-loss estimate of what this book can do. And of course, you mentioned that we don't have good data about how many books earn back their advances. And the truth is, even if you and I had done a deep dive prior to sitting down here today, we still wouldn't know, because nobody publishes these numbers. And the only time that you get a glimpse of them is when some publishing executive is on the stand in a court case about, say, whether two Big Five publishers can merge.Jess LaheyGotcha.Sarina BowenAnd then, yeah. And then they tend to say various things—like, they'll give a statistic, and then everybody in publishing will be, like, nailed to the transcript of this court case to see, like, how is everybody doing in there? Because, you know, nobody—nobody tells you. Nobody is obligated, even in a publicly traded company, to give these precise statistics about how often people earn out.So earning out has some pros and cons. Like, so you said that writing this book—because you sold it on proposal, and then you had to write it, and you had this big amount of money that you had to recoup—and that is so intimidating. And I've been in this same situation. I sold The Five Year Lie to HarperCollins two years before that book was published, and I still had to write the book, because that book was actually also sold on proposal.Jess LaheyWhich doesn't happen very often, dear listener. Do—Sarina BowenThat's rightJess Lahey—not think that you can sell your first fiction on proposal. That's not how it works.Sarina BowenRight—that will never happen. But, um, this was my, like, 50th novel, and then you can sell on proposal. But anyway, I also had to write something in a new genre with my own expectations built in, and that's scary. But the reason we need this fear—the value of this fear—is that both of our publishers were invested in our success. If I had been offered a low advance and I had taken this deal, then, um, sure, I would be less stressed out about the success of the book—but so would my publisher. The more skin they have in the game, the better they're going to see your project through.Jess LaheyRight.Sarina BowenAnd that is valuable. So a little bit of our fear—or, okay, fine, a lot of it—is actually doing things for this calculation that we need, that we require.Jess LaheyAnd to decode that—what that can often mean is marketing budget. So The Gift of Failure had, you know, the amount that they're willing to invest, including the number of hours my publicist at Harper is willing to invest in publicizing this book, comes down to how invested they are in the book. And given the number that I got, they're pretty invested in this book. And, you know, I was pretty happy with some of the publicity stuff. And also, on top of that, you know, I requested bookmarks and postcards and all that sort of stuff, and I requested to have as many as they could afford in my marketing budget shipped to me. And honestly, for The Gift of Failure I'm just now finally running out of postcards, and I use a lot of those postcards still in my marketing. And they also have been in communication since then—been really appreciative of how much I invest in the publicity. But I will say, I knew—I knew when I was old news and that they were no longer really going to invest in my publicity—when the next big thing, the next big book that was coming out from Harper with this publicist, when I started accidentally getting that author's emails about, you know—it was a total mistake, and it was very funny—but I'm like, oh, yeah, I see, I'm done now. This is—they're on to the next book. Which was fine. But again—and we've said this a million times—no one can market you better than you can market you. So that was fine with me, and I also knew that that would be a big role for me with this book. But, yeah, the marketing budget is very much factored in when you look at how much they're willing to spend on you.Sarina BowenYeah. So we should say a couple more things about [unintelligible]. One is, everybody's first statement from the publisher—whether that comes quarterly, semi-annually, or annually—is always a little bit rattling, because they're hard to read. They just are. Like, I don't know any publisher who has, you know, beautiful, easy-to-read statements. And so the befuddlement one can have on there is, you know, not to be underweighted. But also, if you—so, we have this double-edged sword. Like, we want a big advance because it reduces our risk, and it increases the publisher's risk, so they're going to invest in it. But, as you said before, then if you don't perform—like, if you dramatically underperform your advance—and this happens in publishing all the time—it will be maybe a little bit harder for you to sell the next book, and maybe you have to switch publishers, because maybe idea number two is really fantastic and more saleable. Then you have to find somebody with a clean slate—like, that they see the value of your new idea. They're not intimidated by the fact that your first book didn't sell a kajillion copies. And, you know, that editor doesn't have, like, a wound from having, you know, failed the first time. So these things happen.Jess LaheyBecause—keeping in mind that that editor has to go, you know—any editor that wants to acquire your book has to go before, you know, their peers, their colleagues, and say, “I really want to buy this book, and here's how much I think it's worth, and there's going to be an auction.” And then, you know, I could imagine that an editor might feel like a bit of a doofus if their book doesn't perform the way they've predicted in front of that room of their colleagues.Sarina BowenBecause they would. You know, it's just not fair for them to come back and say, “Yeah, we'll give you the same schlubby advance on the second one.” So, so there's emotions on either side of this. And one thing about earning out that can happen is that sometimes, if you have a two-book deal, you will have a clause in your contract that calls for joint accounting between those two books. And this is a clause that I always ask to be taken out, because that means if you didn't earn out—if you earned out the first book but not the second one—then they're going to hold on to your royalties until you've earned out enough money to cover both advances. And that's obviously unfavorable to the author.Jess LaheyYeah, you also reminded me that there were some things that happened with The Gift of Failure, where, for example, I narrated my audiobook. And I think—I think that my flat fee for narrating that audiobook went against my advance.Sarina BowenAdvance. Mmhmm.Jess LaheyYeah, I didn't get a check, like a flat-out check for that. It went against my advance. And I think the same for my Spanish edition. I think that because the Spanish edition was also part of Harper—it's Harper Español—that that went against my advance as well, as opposed to, you know, “Here's another chunk of money for the Spanish edition.”Sarina BowenWell, that was actually a really unusual scenario for you, because you sold North American rights generally on this book, right?Jess LaheyYeah. Mmhmm.Sarina BowenIn English. You sold English only? Or World English? That would mean that…Jess LaheyActually, I didn't sell World English. It was just North American, because there's the different North American short books, and there's—Sarina BowenRight. Okay.Jess Lahey—the British version.Sarina BowenSo North American rights means that your advance really only covers those books that sell in the U.S. and Canada and territories of the U.S.—and sometimes the Philippines, for reasons that nobody has ever explained to me. But if you'd sold world rights instead, you would have the entire world to help you pay down that advance and then start earning royalties. And I did have a moment last year where I asked my agent, like, “Why didn't we sell world rights on this book?” Because now we're scrambling to place the book with a U.K. editor. And she said—and it made so much sense—she said, “Because if the U.K. branch of your publisher is not fired up about the book and is not motivated, then we won't get the placement you want anyway.”Jess LaheyGot it!Sarina BowenLike, it won't work. And of course, that made lots of sense—like, they're busy acquiring titles that they feel they can sell in the U.K. to their audience, and they know best about that. So I needed to be reminded why that is. But, yeah—so lots of things can go against our advances. And the point of today's discussion was to make sure that you understand that there's an emotional load for the way that we do these things. And your publisher might be very happy with you even if you didn't earn out your advance.Jess LaheyI can tell you, though, where The Gift of Failure is concerned—I have earned out in one spot, and that is China. In China, I have earned—not only did I earn out, they decided to renew my contract early because they were so pleased with sales there. So that's good. I do get small royalty checks for my Chinese version, so yay!Sarina Bowen(Laughing)Jess LaheyGiddy up.Sarina BowenGiddy up.Jess LaheyAll right, have we covered everything we want to cover on this topic?Sarina BowenWe have, and we hope that our listeners are out there getting the best advances they can and then not worrying about them too much.Jess LaheyExcellent. I like that answer. And until next time, everyone, keep your butt in the chair and your head in the game.NarratorThe Hashtag AmWriting Podcast is produced by Andrew Perrella. Our intro music, aptly titled Unemployed Monday, was written and played by Max Cohen. Andrew and Max were paid for their time and their creative output, because everyone deserves to be paid for their work. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit amwriting.substack.com/subscribe

New Giants manager, Tony Vitello joins the show to discuss the key to building a winning culture in San Francisco, earning the trust of the veterans, & his conversations with both Dusty Baker & Bruce BochySee omnystudio.com/listener for privacy information.

New Giants manager, Tony Vitello joins the show to discuss the key to building a winning culture in San Francisco, earning the trust of the veterans, & his conversations with both Dusty Baker & Bruce BochySee omnystudio.com/listener for privacy information.

Luke O'Mahoney, Founder & Creator of Sapienˣ, joined The Modern People Leader.We talked about the three emerging models of product-led HR, Agile theater, and how an enterprise company phased its shift to product-led HR.---- Sponsor Links:

When you think of first-home buyers, you might imagine young people just starting out and nowhere near the top of the salary ladder. But data shows people able to purchase that first home are earning significantly more than your average houshold. Money correspondent Susan Edmunds spoke to Lisa Owen.

European bourses are on the backfoot; US equity futures mixed, with the NQ boosted by post-earning strength in AMZN +12.8 & AAPL +1.7%.AMZN beat and boosted on strong cloud growth; AAPL strong results and predicts holiday boom in iPhone sales.DXY remains firm post-FOMC. AUD lags post-Chinese PMI.Commodities trade muted as crude awaits OPEC+ meeting.Bonds are under modest pressure given the earnings-driven US risk tone & Meta issuance, Fed speak looms.Looking ahead, Dallas Fed (Sep), Chicago PMI (Oct), (Suspended Releases: US PCE, Employment Costs), ECB Bulletin, Speakers including Fed's Logan, Bostic, Miran & Schmid, Earnings from AbbVie, AON & Intesa Sanpaolo.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

All about the big stories this week! We discuss the best and worst ages for the gender pay gap, plus how the "usual suspects" have entered the conversation on what should have been a non-controversial discussion on supporting grieving parents. Plus, the new AFP taskforce is cracking down on online networks targeting young girls, and how Fiji is doing the work Australia still isn't when it comes to analysing gendered climate risks.Stories discussed this week include: A bill on stillbirth sees men enter the conversation to make unhinged abortion claims New AFP taskforce to crack down on networks targeting young girls Fiji is analysing gendered climate risks. Australia must learn from it Hosted on Acast. See acast.com/privacy for more information.

Tyler Robinson court rulings… Microsoft cloud issues / not hacked… Earning day for Met/Microsoft/Alphabet… Nvidia breaks five trillion… Starbucks turning around?... Francis Ford Coppala selling off his wears… Batman and Robin / Wonder Woman costumes auctioned off… Email: Chewingthefat@theblaze.com www.blazetv.com/jeffy $20 off annual plan right now ( limited time ) A look at lotto… Who Died Today:Floyd Rogers Myers Jr. 42… Not Dead Yet:U.K. man looking for good breeder… New words to use… Joke of The Day: Learn more about your ad choices. Visit megaphone.fm/adchoices

Can U.S. realtors really tap into the global real estate market and profit from it? In this episode, we have Michael Fields, an American agent thriving in international markets like Panama and Belize. Michael shares his path from the tech world to global real estate success, breaking down how agents can seize opportunities abroad through programs like Panama's Golden Visa, turnkey investments, and developer partnerships. He also reveals how realtors can earn high referral fees while helping clients find their dream properties overseas. Tune in now to learn how to unlock international real estate opportunities and expand your business beyond borders! Links: Check out James Group International  Michael's Phone/WhatsApp: (408) 649-0384  Reach out to Michael's email: mike@jgroupbelize.com  Follow Sara Denig on Instagram  Follow Christina Leavenworth on Instagram  Follow Aaron Amuchastegui on Instagram  Get Hundreds of FREE Real Estate Tools From the Toolbox  Join the 2026 Mastermind: Get your tickets HERE! 

Brendon Sedo is a serial entrepreneur and blockchain innovator whose journey began early, scaling a service company to over 100 locations by the age of 19. He went on to co-found Joist, the world's largest contractor platform, which now generates more than $18 million in annual recurring revenue and processes over $1 billion in payments each year. Driven by a passion for innovation and real-world impact, Brendon entered the cryptocurrency and blockchain space as an initial contributor to Core and Core Ventures. There, he champions user-centric development, focusing on sustainable utility and self-reliance rather than short-term hype. At Core, Brendon leads Web2 business development partnerships, oversees Core Ventures and the Core Venture Network to fund builders and accelerate ecosystem growth, and has secured key integrations with over 10 major blue-chip projects. A true global citizen with experience living in Winnipeg, Mexico City, and Lisbon, Brendon bridges the gap between sophisticated blockchain technology and everyday user needs. His work reflects a community-first mindset, blending entrepreneurial vision with a mission to make blockchain innovation both practical and accessible. During the show we discussed: Bitcoin as a lasting financial force, not a trend. Why Bitcoin outlasts other cryptocurrencies. Decentralization as Bitcoin's shield from control. Bitcoin's role as digital gold and store of value. How scarcity drives Bitcoin's long-term worth. Global adoption signaling Bitcoin's permanence. Misconceptions about Bitcoin's legitimacy. Institutional adoption validating Bitcoin's role. Key risks and why Bitcoin can endure them. Bitcoin's shift from digital gold to active capital. Earning yield, borrowing, and transacting with BTC. DeFi and Layer 2 innovations boosting Bitcoin utility. How active capital strengthens Bitcoin's ecosystem. Bitcoin's rise as a dynamic, multi-use asset. Resources: https://coredao.org/

Earning MGM Gold and Platinum Status in 2026 - Hurdy Gurdy Travel Podcast Ready to earn comped cruises, waived resort fees, dining credits, and more? Justin Vacula and returning co-host Darren break down practical paths to MGM Gold and Platinum for 2026, how the MGM credit cards fits in, and smart stacking with myVEGAS and other casino loyalty programs. Chapters 00:00 Intro to low-cost travel with points and miles 00:32 Meet the hosts and upcoming events 01:50 Chicago Seminars Heritage Edition recap 03:30 How to earn MGM status in 2026 04:34 MGM Gold benefits 08:25 MGM Platinum benefits 12:10 Tier credit earning strategies 12:31 MGM Iconic card overview 20:29 MGM Rewards MasterCard overview 23:02 Maximizing MGM credit card benefits 25:28 ZorkFest 2025 preview 25:37 Current promos and limited-time offers 26:04 Chicago Points Travel Festival 2026 27:14 CardPointers and monthly meetups 29:01 Atlantic City updates and MGM Gold 30:13 Stacking rewards and benefits 32:37 Cruise benefits and status matching 34:05 Chase Sapphire Reserve Edit Credit with Park MGM 43:26 MGM National Harbor and future plans 47:42 Wrap-up and key takeaways —

[0:00:56] Welcoming Guest Jeff HancherMatt welcomes Jeff, who just released his book “Firm Feedback in a Fragile World.”Discussion about the unique difficulties leaders face when giving firm feedback due to the desire to be liked.[0:02:29] Jeff's Passion for LeadershipJeff shares his passion for equipping future leaders, gratitude for mentorship he received, and his mission to help others reach their potential.[0:03:02] Jeff Hancher Enterprises OverviewJeff describes the evolution of his business, focusing on leadership and sales training, executive masterminds, and building leadership cultures.Mentions that the book came from their popular leadership workshop.[0:04:21] How to Connect with JeffProvides details on how listeners can find him (jeffhancher.com), contact, and participate in training/masterminds.[0:05:05] The Biggest Leadership Challenge in 2025Jeff discusses the enduring challenges of effective leadership and succession planning from his Fortune 500 background.Pinpoints hesitancy to give productive feedback as a primary issue.[0:07:54] The Feedback Gap and Leadership Blind SpotsDiscussion of leadership effectiveness vs. self-perception gaps (65% of managers think they give good feedback; 21% of subordinates agree).The role of “quiet quitting” and the importance of healthy feedback.[0:10:25] The FEAR FrameworkJeff outlines the “FEAR” acronym: Fallout, Emotion, Amateur, Retaliation – core reasons why leaders avoid giving hard feedback.[0:14:34] Mindset Shift and Personal StoryAdvice on reframing fear (“What if I DON'T have this hard conversation?”).Jeff details his story: military background, family struggles, first job at Cintas, and the huge impact of his manager Sean—tough love leading to growth and numerous promotions.[0:22:35] The Three Types of FeedbackJeff explains the feedback “toolbelt”: directive (for new/emergency situations), collaborative (for high performers), and supportive (for underperformers or those in crisis).[0:27:06] The Benefits of Feedback (Illustrative Roleplay)Roleplay illustrating relational equity in giving feedback and the difference relational deposits make (helpful feedback is a “gift” if trust is earned).[0:30:59] Engagement vs. Compliance CultureImportance of driving employee engagement, not mere compliance.Example from Chick-fil-A on culture and motivation.[0:34:58] Decision-Making and Free ResourcesMention of decision-making tools at matthewwireman.com.Discussion about setting expectations and vulnerability in leadership.[0:39:45] Handling Accountability Publicly and PrivatelyStep-by-step process for addressing tardiness in a team meeting.Breakdown of the five accountability questions used in feedback/development conversations.[0:45:24] Earning the Right to Give FeedbackJeff shares story about Brent, tying personal motivation (taking daughters to Disney) to performance.Leaders earn trust by helping connect work to personal goals.[0:50:07] Addressing Multiple Issues & Importance of Relationship EquityAdvice: Don't ignore recurring problems, but avoid “piling on.” Build trust first and address issues meaningfully.[0:53:53] Inspiring High Engagement in a Distracted WorldEffective leaders find and leverage their team's “why”—purpose-driven engagement, even in transactional jobs (e.g., selling defibrillators).[0:59:05] The Power of Mentorship (Dr. Joe Bradley Story)Jeff credits Dr. Bradley (now passed) with transformational mentorship in composure and self-awareness. The importance of gentle, direct guidance.[1:04:44] Leadership Reflection and Self-AwarenessDiscussion on journaling, reflecting on weaknesses, strengths, and blind spots.Value of honest self-reflection for growth; key questions to ask yourself.[1:11:08] Final Call to Action & ResourcesJeff's top advice: Get great at asking leadership questions. Offers a free resource of his five favorite questions (jeffhancher.com).Matthew invites listeners to leave a podcast review for a chance to get a free copy of Jeff's book.[1:14:37] Closing Prayer & Final ThanksJeff closes with a blessing for listeners to be impactful, equipped, and bold as leaders.[1:15:46] Podcast Wrap-Up Thank you for listening! If you want to find out more about Matt and how you can get coached toward your better self, visit www.matthewwireman.com and check out his LinkedIn and Instagram accounts @matt.wireman.

Earning extra income is great—but what you do with it matters more. In this episode, Miguel Gonzalez, CRC, shares smart ways to use side hustle income to build stability, grow savings, and reach your goals faster.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #sidehustle #extramoney #financialplanning #debtfreejourney #retirementplanning #emergencyfund #smartmoney #budgetingtips #investing #compoundgrowth #401k #IRA #shorttermgoals #savemoney #moneystrategy #financialfreedom #taxplanning #CortburgSpeaksRetirement #MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Savannah Mannes grew up in Bloomfield Hills, Michigan where she was a working student for Greg Crolick throughout her junior career. As a junior, she competed in the Junior Hunters, Equitation and Jumpers. Savannah then went on to attend Cazenovia College where she was captain on their IHSA equestrian team. Earning top accolades in the Open Divisions and Cacchione Cup standings, such as two Open Flat Regional Championships. After college, she turned professional and most recently worked for Back Country Farm in Greenwich, CT and Wellington, FL. She trained students in all rings and levels to top national standings and top placing at national championships. Now, she has begun her new journey as the NCEA and IHSA head coach at Sewanee. 

On today's Promoted Episode of Experiencing Data, I'm talking with Lucas Thelosen, CEO of Gravity and creator of Orion, an AI analyst transforming how data teams work. Lucas was head of PS for Looker, and eventually became Head of Product for Google's Data and AI Cloud prior to starting his own data product company. We dig into how his team built Orion, the challenge of keeping AI accurate and trustworthy when doing analytical work, and how they're thinking about the balance of human control with automation when their product acts as a force multiplier for human analysts.   In addition to talking about the product, we also talk about how Gravity arrived at specific enough use cases for this technology that a market would be willing to pay for, and how they're thinking about pricing in today's more “outcomes-based” environment.  Incidentally, one thing I didn't know when I first agreed to consider having Gravity and Lucas on my show was that Lucas has been a long-time proponent of data product management and operating with a product mindset. In this episode, he shares the “ah-hah” moment where things clicked for him around building data products in this manner. Lucas shares how pivotal this moment was for him, and how it helped accelerate his career from Looker to Google and now Gravity. If you're leading a data team, you're a forward-thinking CDO, or you're interested in commercializing your own analytics/AI product, my chat with Lucas should inspire you!     Highlights/ Skip to: Lucas's breakthrough came when he embraced a data product management mindset (02:43) How Lucas thinks about Gravity as being the instrumentalists in an orchestra, conducted by the user (4:31) Finding product-market fit by solving for a common analytics pain point (8:11) Analytics product and dashboard adoption challenges: why dashboards die and thinking of analytics as changing the business gradually (22:25) What outcome-based pricing means for AI and analytics (32:08) The challenge of defining guardrails and ethics for AI-based analytics products [just in case somebody wants to “fudge the numbers”] (46:03) Lucas' closing thoughts about what AI is unlocking for analysts and how to position your career for the future  (48:35) Special Bonus for DPLC Community Members Are you a member of the Data Product Leadership Community? After our chat, I invited Lucas to come give a talk about his journey of moving from “data” to “product” and adopting a producty mindset for analytics and AI work. He was more than happy to oblige. Watch for this in late 2025/early 2026 on our monthly webinar and group discussion calendar.   Note: today's episode is one of my rare Promoted Episodes. Please help support the show by visiting Gravity's links below: Quotes from Today's Episode “The whole point of data and analytics is to help the business evolve. When your reports make people ask new questions, that's a win. If the conversations today sound different than they did three months ago, it means you've done your job, you've helped move the business forward.” — Lucas  “Accuracy is everything. The moment you lose trust, the business, the use case, it's all over. Earning that trust back takes a long time, so we made accuracy our number one design pillar from day one.” — Lucas  “Language models have changed the game in terms of scale. Suddenly, we're facing all these new kinds of problems, not just in AI, but in the old-school software sense too. Things like privacy, scalability, and figuring out who's responsible.” — Brian “Most people building analytics products have never been analysts, and that's a huge disadvantage. If data doesn't drive action, you've missed the mark. That's why so many dashboards die quickly.” — Lucas “Re: collecting feedback so you know if your UX is good: I generally agree that qualitative feedback is the best place to start, not analytics [on your analytics!] Especially in UX, analytics measure usage aspects of the product, not the subject human experience. Experience is a collection of feelings and perceptions about how something went.” — Brian Links Gravity: https://www.bygravity.com LinkedIn: https://www.linkedin.com/in/thelosen/ Email Lucas and team: hello@bygravity.com

In this episode of the H3X Podcast, Dave Miller reflects on how an old FFA motto — “Learning to do, Doing to learn, Earning to live, Living to serve” — unexpectedly provides a framework for disciple-making and leadership development. Drawing from a recent marketplace ministry discussion, he explores the tension between training and learning, execution and essence, and how the “radical middle” bridges both worlds. Through stories of mentorship, engineering, and ministry, Dave illustrates how maturity and wisdom grow through action, reflection, and grace. Listeners will walk away with renewed clarity on how to integrate faith, work, and mission through a mindset of abundance rather than scarcity.Referenced Concepts and Tools:FFA Motto: Learning to do, Doing to learn, Earning to live, Living to serveThe “Radical Middle”: Balancing training with learning, execution with essence“Bucket and Drip” training approach — content download followed by long-term application“Practices and Principles” framework for disciple-makingMarketplace ministry tensions: mechanics vs. maturityAbundance mindset vs. scarcity mindset in leadership developmentReal-life illustrations: engineering mentorship, disciple training, and multi-city collaborationTakeaways:The harvest field is the great equalizer — practice reveals what training can't.Wisdom is earned through the doing — grace fills the gaps.Unity grows when the mission focuses outward, not on competing paradigms.

...Yesss! Ein Geniestreich des Bald-(Schon?!)-Pappas Grülli reicht, gegen eine robuste Truppe von Union Berlin und PENG! Werder steht im Stile einer Minimalistentruppe auf Platz 9, mit 11 Punkten. Zweiter Heimsieg in Folge und irgendwie... mögen Thomas und Jan gar nicht daran denken, wie es erst aussieht, wenn die Offensive ins Rollen kommt! Immerhin: Erster Startelf-Einsatz von Boniface und auch das ist ein Grund, warum Thomas und Jan mal genau hinschauen. Und am Wochenende geht es dann zu kriselnden Mainzern (gegen die Werder seit fünf (?) Spielen nicht mehr verloren hat)... Eigentlich alles wie GEMALT für einen Siegertschen Jahrhundert-Jinx. Enjoy!

In this episode, Ned challenges the destructive cultural narrative that young men need to "get it out of their system" in their twenties, sharing insights from a recent father-son gathering and introducing Adam Lane Smith's transformative framework for masculine leadership based on four areas of safety that men must provide: resource safety, protection, emotional safety, and bonding safety. This episode is essential listening for any father who wants to shape his sons into men of character and teach his daughters what to look for in a partner.(00:00:00) - Father-Son Night(00:02:00) - Challenging "Get It Out of Your System" Mentality(00:03:00) - Working It INTO Your System vs. OUT of Your System(00:05:00) - The Abundance Mindset vs. Hoarding(00:07:00) - Four Areas of Safety Men Must Provide(00:08:00) - Resource Safety and Protection(00:08:00) - Emotional Safety and Bonding Safety(00:09:00) - Teaching These Principles to Family(00:10:00) - Earning the Right to Speak Into Your Children's Lives----------Want to learn more about The Adventure of Fatherhood?https://www.adventureoffatherhood.com/https://www.rebelandcreate.com/Each week Ned sits down with a dad and asks him to open up his field notes and share with other men who find themselves on the Adventure of Fatherhood. Don't forget to subscribe and leave a review!Follow us:Instagram: https://www.instagram.com/fatherhoodfieldnotesYouTube: https://www.youtube.com/@FatherhoodfieldnotesFacebook: https://www.facebook.com/rebelandcreate

Earning God's Compassion

What do your income and your inner standards have in common? Everything.   High-earning women don't just have great strategies — they have powerful standards that shape how they price, lead, and make money.   In this episode of The Money Coach School, I'm sharing 6 inner standards that separate high-earning coaches from the ones who stay stuck. These aren't personality traits — they're choices. And the moment you raise your standard, your business shifts with it.   If you've been overgiving, undercharging, or waiting for permission to lead at a higher level — this is your wake-up call. Because your next income level isn't earned through effort. It's claimed through standards.   In this episode, I talk about:   Why high-earning coaches don't tie their income to their identity — and what they lead with instead.   How coaching becomes high-earning when you're trained to transform rather than winging it.   The exact way brave coaches raise rates and make bold offers, even with a flutter in their chest.   Why rebounding in hours (not weeks) keeps your income flowing and your confidence high.   How boundaries show up in your pricing and why discounting to feel safe blocks Overflow.   The difference between initiating from alignment versus urgency and how this shapes million-dollar decisions.   Potent coaching questions to will help you lead, price with power, and shift your income now.    ~~   For full show notes, transcript, and to check out the Courageous Coaching Certification,  click here: www.themoneycoachschoolpodcast.com/109

Jason Caron, the head pro at Mill River Club in Oyster Bay, New York, shares what his unlikely ride earning his PGA Tour Champions card has been like the past year and a half and how it feels to compete against the legends over age 50 like Ernie Els, Jim Furyk and others. Jason also shares what he's looking forward to about representing the U.S. side in December's Sketchers World Champions Cup Supporting Shriners Hospitals, & more.

In this episode of the Investor Fuel Podcast, host Michelle Kesil interviews Rebekah Taylor, a seasoned real estate investor and lender. Rebekah shares her journey in real estate, discussing her transition from a tech career to full-time investing. She elaborates on the differences between active and passive investing, the importance of having the right team, and the challenges of scaling her business. The conversation also touches on the significance of networking, relationship building, and the lessons learned from failures in the industry. Rebekah emphasizes the need for diversification in investments and shares her ambitious goals for the future of her debt fund.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us a textShe has millions of followers, lands six-figure brand deals, and lives a life of curated perfection. The only catch? She isn't real. She was entirely created by artificial intelligence.Welcome to the unsettling world of synthetic influencers.In this compelling episode of Privacy Please, we dive deep into the booming industry of AI-generated online personalities. Discover:The Technology: How advanced AI image generators, 3D modeling, and Large Language Models combine to create hyper-realistic avatars and their compelling "personalities."The Business Case: Why major brands and marketing agencies are investing millions in digital beings that offer total control, scalability, and no risk of scandal.The Privacy & Ethical Dilemmas: We explore the "uncanny valley" of trust, the impact of deception by design, the new extremes of unrealistic beauty standards, and the potential for these AI personas to be used for sophisticated scams or propaganda.The Future of Authenticity: What does the rise of the synthetic star mean for human creativity, genuine connection, and the very definition of "real" in our digital world?It's a future that's already here, shaping what we see, what we buy, and even what we believe.Key Topics Covered:What are virtual/synthetic influencers?Examples: Lil Miquela, Aitana Lopez, Shudu GramAI technologies used: image generation, 3D modeling, LLMsReasons for their rise: control, cost, scalability, data collectionEthical concerns: deception, parasocial relationships with AIImpacts: unrealistic standards, displacement of human creators, potential for malicious use (scams, propaganda)Debate around regulation and disclosure for AI-generated contentThe future of authenticity and trust onlineConnect with Privacy Please:Website: theproblemlounge.comYouTube: https://www.youtube.com/@privacypleasepodcastSocial Media:LinkedIn: https://www.linkedin.com/company/problem-lounge-networkResources & Further Reading (Sources Used / Suggested):Federal Trade Commission (FTC):Guidelines on disclosure for influencers (relevant for future AI disclosure discussions)Academic Research:Studies on parasocial relationships with media figures (can be applied to AI)Research on the ethics of AI and synthetic media.Industry Insights:Reports from marketing agencies on virtual influencer trendsArticles from tech publications (e.g., Wired, The Verge, MIT Tech Review) covering Lil Miquela and similar figures. Support the show

On this episode of Sports Talk with Bobby Hebert, Bobby and Mike wonder when the time will be right for 2nd round pick Tyler Shough to make is debut as the Saints' quarterback, Drew Brees tries to define what New Orleans' team identity is at this point in the year, and how veteran players earn their "skins on the wall."

In Today's episode of You Can Overcome Anything Podcast Show, cesarRespino.com interviews a special guest by the name of Patricia Stepler.She is the founder of Creating Top Producers, helps entrepreneurs and business leaders master their mindset, boost productivity, and gain both time and money freedom. Her journey began when her son manifested a full college scholarship—an experience that led her to study with Bob Proctor and dive deep into the Law of Attraction and universal success principles. Today, she combines decades of experience in education, leadership training, and personal development to help clients break limiting patterns, align with success, and build businesses that support the life they truly desire.Patricia Stepler's message to you is:We are in control of who we become and who we want to be. We create our own reality and self-image is key to overcome limitations that may actually be hidden deep in our subconscious mind.To connect with Patricia go to:www.facebook.com/pattysteplerwww.facebook.com/groups/millionaireabundance/https://www.linkedin.com/in/patriciastepler/https://www.instagram.com/pattystepler/https://www.youtube.com/channel/UCpjtpWLs6msy7Kf6nr2wmuAFree gift: https://patricia.creatingtopproducers.com/35kchecklisthttps://patricia.creatingtopproducers.com/stuck-to-unstoppableTo Connect with CesarRespino go to:

Schedule a Meeting with Joshua TODAY!Have you ever lost a dream project to a competitor you know cuts corners — even though your craftsmanship is miles ahead?If you're an outdoor living pro, landscaper, or hardscaper who takes pride in delivering quality, you've probably felt the sting of losing a client to a smooth-talking competitor who outsells you despite doing subpar work. This episode uncovers the real reason why confidence, not craftsmanship, wins the sale — and what you can do to flip the script in your favor.You'll discover:How to build unshakable confidence and certainty that clients can feel the moment you meet them.Why emotional connection — not just skill — drives buying decisions in outdoor living projects.Practical steps to communicate trust and clarity so clients choose you over cheaper, less talented competitors.Hit play now to learn how to project confidence, connect emotionally, and finally get paid what your craftsmanship truly deserves.Connect with Joshua at:The WebsiteThe Facebook GroupSales Master ClassesHow to work with Joshua - https://yes.express/apply/Tune into this podcast where a seasoned craftsman shares expert communication skills, strategies for overcoming stress and overwhelm, and insights on building a profitable business in landscaping and hardscaping, with tips on how to sell, close more deals, and achieve financial freedom to retire early as a successful business owner in the design/build and outdoor living industry.

In Part 2 of this conversation, Ana de la Cruz, SEO Lead at Chartis, returns to The Simple and Smart SEO Show with Crystal Waddell for a deep dive into the human side of AI.Ana unpacks how experimenting with chatbots taught her the inner workings of LLMs, what semantic triples really mean for SEO, and how the Japanese philosophy of Ikigai helps her balance learning, creativity, and life.Crystal connects it all back to entrepreneurship — discussing the “never-ending to-do list,” living an optimized life, and how technology can make us more human when we use it with intention.You'll learn:What SEOs can learn from experimenting with AI and codingWhy understanding semantic triples and language structure mattersHow to use Ikigai to prioritize time and energyHow to optimize life, not just websiteHelpful Links:

Coach Ted talks about how repetitions of the choices we make earn us our strength. (Originally aired 08-21-2024)

Business success isn’t just about buying the right company—it’s about building the right foundation. In this insight-packed episode, Jaryd Krause sits down with Brian and John, two entrepreneurs who’ve mastered the art of acquiring and scaling online businesses through mentorship, strategic planning, and sustainable growth. From their first steps into e-commerce to managing complex acquisitions, Brian and John share how having the right mentor, team, and financial structure can make or break a deal. They pull back the curtain on what it really takes to grow an online business—revealing how patience, education, and teamwork pave the way for long-term success in a fast-changing digital economy. Together, they unpack: ✔️ The role of mentorship in accelerating business growth and confidence✔️ How to build diverse revenue streams that stabilize your portfolio✔️ Financial planning fundamentals every buyer needs before acquisition✔️ Why a strong team and legal support system are non-negotiable✔️ The mindset shift from “buying a job” to “owning a business”✔️ How customer feedback fuels innovation and operational improvement✔️ Building systems that scale—and keep your business sustainable Through candid reflections and hard-won lessons, Brian and John offer a blueprint for entrepreneurs who want to expand strategically while avoiding the burnout and chaos that often follow growth. Whether you’re an aspiring buyer or already running multiple online ventures, this episode will equip you with the mindset and structure to scale with confidence.

For many people, contentment feels just out of reach—always tied to the next raise, the next purchase, or the next season of life. Yet Scripture calls us to something deeper and more lasting: a contentment that doesn't depend on circumstances but rests in Christ Himself.Psalm 23 begins with a stunning declaration:“The Lord is my shepherd; I have all that I need.” — Psalm 23:1 (NLT)David's words remind us that contentment doesn't come from acquiring more but from trusting the One who provides. Just as sheep rest securely under the care of their shepherd, we can rest in God's faithful provision.True contentment isn't about suppressing desire—it's about redirecting it. When we find sufficiency in Christ rather than in money, possessions, or achievements, we're freed from the trap of covetousness and anchored in the truth that in Him, we already have all we truly need.The Ancient Lie of DiscontentmentDiscontentment has plagued humanity from the beginning. In Eden, Adam and Eve had everything they needed, yet the serpent's lie convinced them they lacked something essential. Discontentment still whispers, “God is holding out on you—you'd be better off if you had more.”Today, that same voice is amplified through advertising, social media, and cultural comparison. We scroll through highlight reels and feel our lives don't measure up. But Hebrews 13:5 offers the antidote:“Keep your life free from love of money, and be content with what you have, for he has said, ‘I will never leave you nor forsake you.'”The cure for discontentment isn't having more—it's remembering that God is always with us.The Freedom of “Enough”Contentment is not resignation—it's liberation. It frees us from envy, overspending, and the crushing weight of comparison. Instead of striving endlessly for more, we learn to steward wisely what God has entrusted to us.Proverbs 30:8–9 captures this balanced perspective beautifully:“Give me neither poverty nor riches; feed me with the food that is needful for me…”The wise steward seeks enough—not excess. When we live this way, our financial decisions change. We spend with purpose. We give with joy. We save with peace. Contentment reorients money from being our master to being a tool for God's Kingdom.Think of the widow of Zarephath in 1 Kings 17. With only a handful of flour and a little oil left, she faced famine. Yet when Elijah asked her to make him a cake first, she trusted God's word—and He provided, not with overflowing barns, but with daily sufficiency.Or consider the Macedonian believers in 2 Corinthians 8. Paul wrote,“In a severe test of affliction, their abundance of joy and their extreme poverty have overflowed in a wealth of generosity.”Despite having little, they gave with glad hearts because their contentment was in Christ, not in their circumstances.These examples remind us that contentment and generosity often go hand in hand. When we are satisfied in Christ, we're free to bless others.Trusting the God Who ProvidesAt the heart of contentment is trust. Jesus said in Matthew 6:25–26,“Do not be anxious about your life… Look at the birds of the air: they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they?”Contentment flows from believing that God knows what we need and delights to provide for His children. As Elisabeth Elliot once wrote, “The secret is Christ in me, not me in a different set of circumstances.”When Christ becomes our treasure, everything else finds its proper place.That's why Paul could say in 1 Timothy 6:6:“Godliness with contentment is great gain.”Contentment isn't a loss—it's true gain. It's the kind of wealth no market downturn can erase and no thief can steal. Choosing contentment doesn't mean settling for less; it means resting in the sufficiency of Christ.When we stop chasing “more” and start trusting God's daily provision, we discover freedom, peace, and joy. That's the essence of faithful stewardship—not just managing money, but aligning our hearts with the One who promises, “I will never leave you nor forsake you.”On Today's Program, Rob Answers Listener Questions:I own several rental properties and would like to leave one to each of my children. I still want to collect the rental income, but I'd like to avoid probate and ensure a smooth transition when I pass away. How can I set up a trust to do that, and what's the best way to move forward?I got divorced in my mid-50s and had to start over from scratch. I'm now 66 with a little over $37,000 in my 401(k), which I'm eligible to roll over into an IRA. I'd really like to invest that money through a biblically based firm, but most of the ones I've contacted require a minimum investment of $50,000. Do you have any suggestions? And how can I build my savings over the next four years? $37,000 won't last long.I'm retired, and my husband will be retiring soon. We don't have a lot saved, but he does have a 401(k) through work. We're unsure what to do with it or how to ensure we'll have enough to live on in retirement. Can you help us think through the next steps?I work with students, and I've offered to invest $4,000, allowing them to choose some stocks to learn how investing works. Since I'll keep the money but let them make the decisions, what's the best way to buy individual stocks for this kind of project?My daughter's credit score is around 625, and she's committed to improving it. My score is over 800, and I've heard that adding her as an authorized user on my credit card could help her. Can you explain how that works and whether it could affect either of our credit scores?I feel completely lost when it comes to finances, but I want to set my family up for success. Can you recommend a reliable resource or starting point for learning the basics of managing money wisely?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Open Hands FinanceFidelity | Charles Schwab | Robinhood | Public | Stash | SoFi InvestYour Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonMaster Your Money: A Step-by-Step Plan for Experiencing Financial Contentment by Ron Blue with Michael BlueRedeeming Money: How God Reveals and Reorients Our Hearts by Paul David TrippMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome back to the Dr. Kinney Show!Book Sign-Up -- https://www.thekinneyclinic.com/bookIn this solo episode, I'm sharing what I've been up to during my podcast pause and opening up about the inspiration behind my new book. I dive into one of my core teachings, learning to earn more energy than you spend, and explain how taking time to rest, recharge, and slow down can actually help you move faster, feel better, and live more intentionally.I talk about how cortisol functions like your body's energy currency, how imbalance leads to burnout, and how training your “relaxation muscle” can transform both your health and your relationships. Through personal stories and the analogies I use in my book, I explore the connection between stress, hormones, emotional suppression, and overall vitality.In this episode, I discuss:Why I paused the podcast to focus on writing my new bookThe core message behind the book: earning more energy than you spendHow cortisol acts as the body's energy currencyThe importance of rest, recharge, and creative spaceWhat happens when the body runs low on cortisol and compensates with adrenalineHow stress and hormone imbalance can show up as fatigue, anxiety, or burnoutThe “relaxation muscle” analogy and how to strengthen itThe impact of internal vs. external stressors on energyThe role of emotional suppression in chronic health issuesWhy healing requires time in the rest and digest stateIf you've been running on empty or pushing through exhaustion, this episode is your reminder that pausing isn't weakness, it's the key to restoring your energy, creativity, and health.

This week's questions: Ways to build smarter budgets, earn extra money outside the 9-to-5, tackle those hefty annual credit card fees, and a pro tip for anyone struggling with medical debt. Hosted on Acast. See acast.com/privacy for more information.

Are you struggling to scale your online business? This one is for you. I am chatting with Dylan Jahraus, an extraordinary entrepreneur and coach who went from a side hustle on Etsy to generating millions in profit. Dylan shares her inspiring story of overcoming family tragedy and transforming her passion for e-commerce into a thriving business.  She started with a simple Etsy shop and grew it to over $1 million in profit before transitioning into coaching. Now, Dylan helps others achieve financial freedom through her coaching program, which has scaled to over $500k per month.  Dylan reveals the strategies that fueled her explosive growth. She shares how she mastered YouTube content, created an irresistible offer, and scaled her business without relying heavily on ads. If you're ready to learn how to create and scale your own business, don't miss this inspiring conversation. "If you're thinking about creating an offer, make sure you're an actual expert." ~ Dylan Jahraus In This Episode: - Dylan's upbringing and early family challenges - How she made $10k a month on Etsy - Switching from Etsy to coaching  - Early coaching struggles and lessons on sales calls - Scaling to $500K/month and creating a high-ticket offer - Training her coaching team & launch model - Dylan's YouTube strategy and content flow for success - The mindset behind her daily consistency and motivation - How Dylan's brand growth now impacts others - Final advice to aspiring creators  About Dylan Jahraus: Dylan Jahraus is a seasoned e-commerce entrepreneur with 13+ years of experience. Her e-commerce acumen fueled an Etsy venture, propelling her shop to over $1M profit within 6.5 years, followed by expansion to Amazon and Shopify. In 2022, she launched the Multi-Six-Figure Etsy Blueprint.  Swiftly, the program enrolled 4000+ students and achieved $10M+ revenue, a vibrant community of over 100,000 YouTube subscribers, and a top Etsy podcast with 550,000+ downloads. In 2024, Dylan Jahraus launched etSEO, an SEO software that served thousands of Etsy sellers within its first 60 days.  Get personalized coaching to set up and scale your online business: https://dylanjahraus.com/services  Connect With Dylan Jahraus: Website: https://dylanjahraus.com/   Instagram: https://www.instagram.com/dylanjahraus/   Facebook: https://www.facebook.com/dylanjahrausofficial  Where to find me: IG: https://www.instagram.com/jen_gottlieb/    TikTok: https://www.tiktok.com/@jen_gottlieb     Facebook: https://www.facebook.com/Jenleahgottlieb    Website: https://jengottlieb.com/    My business: https://www.superconnectormedia.com/    YouTube: https://www.youtube.com/@jen_gottlieb

Are you a talented coach who feels like the industry's best-kept secret? In this episode, "Icon Maker" Sheryl Plouffe reveals her proven framework for building a seven-figure business in two years or less. Discover the critical mistake most entrepreneurs make—selling their process instead of the tangible outcome—and learn the exact strategies to guarantee client results, achieve consistent cash flow, and finally live your own iconic life. grab your free Life Plan and review. https://go.heartrepreneur.com/quiz-my-life-plan-snapshot Join us here to deeply connect with our community:  www.heartrepreneurs.com  Subscribe to this podcast on your favorite podcast platform… Apple: https://podcasts.apple.com/us/podcast/live-well-earn-well-for-coaches-consultants/id1585895518  Spotify: https://open.spotify.com/show/5OjsOxN7MqwKio4Ae6vSMQ  Or anywhere else podcasts are found! 

Krista Lynch, SVP of ETF Capital Markets at Grayscale, Interview. We discuss Grayscale launching the first staking spot crypto etfs in the U.S.Topics: - Staking in Crypto ETFs - What happens with the staking rewards in ETFs? - ETFS vs Digital Asset Treasury companies - The outlook for the next wave of spot crypto ETFs approvals - TradFi entering crypto Brought to you by 

Which premium credit card is really worth it for your travel style and spending habits? In this episode, the Travel Mom Squad put four of the top-tier cards head-to-head. They break down the American Express Platinum Card®, Capital One Venture X, Chase Sapphire Reserve®, and the brand-new Citi Strata Elite℠, exploring the earning potential, perks, and lifestyle benefits of each to help you evaluate which one fits your wallet best.   Alex, Jess, and Pam walk you through the differences in earning power and rewards structures across all four cards. By the end of the episode, you'll have a clear framework for comparing premium cards without getting lost in the fine print. You will hear strategies for choosing the card that aligns with your spending patterns, travel goals, and home airport, plus tips for getting the most out of credits and perks so that you can make premium cards work for you.   You can find links to resources mentioned in this episode plus the transcript here: travelmomsquad.com/150   Ready to get started with NEARLY FREE travel? Click here for the exact offers we would sign up for this month: travelmomsquad.lpages.co/bestoffers/   The Travel Mom Squad is also on YouTube! You can watch this episode here: youtube.com/@travelmomsquad   Let us know what you want to hear on the podcast by sending us a DM on Instagram: instagram.com/travelmomsquad

Do you ever forget which credit card to use for a purchase — or worry you're missing out on bonus points and statement credits? It's easy to lose track when every card has different categories, offers, and perks. This episode is part of our Streamline, Stack, and Save mini-series, where we're exploring tools and strategies that simplify how you earn and redeem your points and miles. I'm joined by Emmanuel Crouvisier, creator of CardPointers, an app that helps you track your cards, bonus categories, and offers so you never miss a chance to earn or save. Emmanuel built CardPointers in 2019 to help people get more value from their credit cards without the spreadsheets, post-it notes, or constant mental math. The app automatically identifies which card to use for every purchase, keeps track of Amex, Chase, Citi, and Capital One offers, and helps you make sure your credits don't expire before you can use them. We talk about what inspired Emmanuel to create the app, the features that make it powerful — like Autopilot, offer alerts, and Apple integration — and how privacy and security are built in at every step. Emmanuel also shares how CardPointers users save an average of $750 a year and why automation can improve both your points strategy and your relationships by eliminating financial friction. Whether you manage one card or twenty, this conversation will help you simplify your wallet, maximize your rewards, and make the points game easier to play. Get full show notes and transcript:  Want to shape the show? Click here to take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here

Charlie Lewis (businessman, entrepreneur, & author) was chasing success until God interrupted his plans with a completely different blueprint for life. Through a revelation straight from the words of Jesus, he discovered a divine system that governs increase, influence, and purpose  . What he learned about the “government of God” reshaped how he saw business, calling, and success itself. His story will show you how aligning with heaven's design unlocks peace, clarity, and results the world's systems can never produce.   Podcast Episode 1902: Jesus Taught This Serial Entrepreneur the Secret to Earning Millions - Now He Feels Free to Share those Secrets with You | don't miss this! Listen to more episodes of the Lance Wallnau Show at lancewallnau.com/podcast