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Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!
Watch Us On YouTube! This week on The Miles to Go Podcast, Ed is back home (for now) and joined by Summer Hull from The Points Guy for a lively deep dive into credit cards, elite status, and travel strategy. Summer opens up about her bold move—charging $50,000 on her United card—and breaks down whether it was a smart play or a little bit crazy. We get into how that decision helped her earn United Platinum status, plus how she maximized bonus awards and upgrades along the way. Ed also shares an update on his long-running Capital One credit card drama, which (finally!) has a resolution, and reveals which premium cards he's cutting from his wallet—and why. Then Summer gives us her insider reviews of two beautiful resorts you'll want on your radar:
What if one “smelly” condo became the springboard to financial independence, luxury short-term rentals, and a reverse 1031 into a waterfront Arizona home? In this Invest2FI episode, Craig is with Maui-based investor and former firefighter Mike Neubauer about turning creative strategy into real results. You'll hear how Mike and his wife Caroline targeted hotel-zoned lockout condos on Maui, bought a $540,000 fixer that “smelled like cat urine,” DIY-renovated on a tight deadline, and optimized pricing to hit ninety-seven percent blended occupancy and 10,000–12,000 monthly revenue. Mike breaks down the numbers behind a $ 7,000 net cash flow, then explains selling that unit for $ 1.365 million and using a reverse 1031 exchange to acquire and upgrade a $ 1.0 million lakefront home in Gilbert, Arizona, with a $ 400,000 remodel. What's for you? A repeatable playbook for markets, zoning, lockouts, pricing levers, and exchanges you can apply now.PODCAST HIGHLIGHTS:[04:32] Mike's background in photography and graphic design[05:56] Earning his first passive income through Amazon book royalties.[06:42] A firefighter mentor in Maui introduces him to short-term rentals.[07:15] Mike reflects on the fire tragedy and retiring before 2021.[08:53] He discusses building an ADU to house hack their first property.[10:58] Strategy focused on Maui lockout condos with hotel zoning advantage.[13:45] He details buying a $540k condo and budgeting $40k renovation.[15:29] Handyman backed out, forcing Mike to learn DIY via YouTube.[22:41] Occupancy soared to 97%, generating $10–12k in monthly revenue.[23:19] Net profits hit $6–7k monthly after all operating expenses.[25:08] They sold the Maui condo for $1.365M, using reverse 1031.[26:42] Invested $1M in Gilbert lake house, adding $400k renovations.[36:36] A preview of a 20-unit glamping development near Zion National Park.[40:49] Mike emphasizes picking syndicators carefully, investing in operators not assets.[42:42] His future plans include Coeur d'Alene living, Caroline's Maui realtor expansion.[52:05] Advice to invest early, network hard, and stay consistent.HOSTCraig Curelop
Parents with a household income of more than 65 thousand dollars a year will soon have to support their 18 and 19-year-old children, as the government tightens access to benefits. Social Development Minister, Louise Upston spoke to Ingrid Hipkiss.
“You almost need to just have this fearlessness towards it. You can absolutely look at what each of the athletes have done and put them up on a pedestal, but you almost have to be like, ‘They've done that, but I'm going to try and do this today.'”My guest for today's episode is Jessica Hull, who just earned her second straight global medal with a bronze in the 1500m at the World Championships in Tokyo. Hull went toe-to-toe with the greatest of all time, Faith Kipyegon, hanging on until the final 200 meters before battling all the way to the line to secure her spot on the podium.Last year was obviously a dream season for Jess — an Olympic silver medal, a 2000m world record, a 3:50 personal best. This year, she didn't always hit the same highs, but she raced with consistency, courage, and adaptability, proving she's a contender in every scenario. In Tokyo, she left it all out there, fending off a charging Nelly Chepchirchir to hang on for bronze in 3:55.16. A repeat of the disastrous tie-up that happened in the Diamond League final was avoided.In this episode, we talk about how she leveled up to get to this point, we talk about the bond shared between all of the 1500m women and the reverence and respect for Faith Kipygeon, her exploration of the 800m which saw her break the Australian record in 1:57.15 in the semifinals and then reaching the final, where she ran another 1:57.Plus, you'll learn where some of her early thoughts are on her plans for 2026.____________Host: Chris Chavez | @chris_j_chavez on InstagramGuest: Jessica Hull | @jessicaahull on InstagramProduced by: Jasmine Fehr | @jasminefehr on Instagram____________SUPPORT OUR SPONSORSHOKA: We're takin' over Happy Camper Chicago (Old Town) with HOKA during the Chicago Marathon festivities. On Sunday morning, we'll be posted up as part of the HOKA cheer zone to host our alternate broadcast watchalong, where Eric Jenkins, Karen Lesiewicz, Paul Hof Mahoney and other guests will be providing their own commentary, reactions, insights and analysis live as the elite races unfold. Don't miss the HOKA Hub at the expo for a chance to demo the all-new Rocket X 3 and the up-tempo Mach X 3. RSVP to all of these events via the HOKA Eventbrite page at the link here.WAHOO: The KICKR RUN isn't just another treadmill; it's a complete rethink of indoor running. With Dynamic Pacing, it automatically adjusts to your stride—no buttons, no breaking form, just pure running freedom. Its Terrain Simulation makes the deck feel like a track or trail, while lateral tilt mimics real-world conditions so you're always prepared for race day. So whether you're chasing your first half-marathon finish, a marathon PR, or your next trail adventure, the KICKR RUN is built to help you Run Your Run. Check it all out at WahooFitness.com and use code CITIUS at checkout.OLIPOP: Straight out of Bikini Bottom, Olipop's limited edition SpongeBob cans have arrived. Pineapple Paradise features a burst of juicy pineapples and a splash of mandarin. It's on shelves now at Walmart, Target, Whole Foods, Circle K, Amazon, and select stores nationwide. You can check out all of their flavors and get 25% off your orders at DrinkOlipop.com using code CITIUS25 at checkout.
Renegade Thinkers Unite: #2 Podcast for CMOs & B2B Marketers
“How are we going to show up in LLMs?” That's the new CEO question keeping B2B CMOs on alert. As AI-powered search reshapes how buyers find answers, B2B brands need a new organic strategy—Answer Engine Optimization (AEO). In this episode, Drew Neisser brings together two AEO trailblazers: Guy Yalif (Webflow) and Omer Gottlieb (Salespeak). Together, they tackle what it really takes to earn your place in AI answers. Forget keyword stuffing—this is about understanding how LLMs ingest, rank, and cite information, and how B2B marketers can respond now. You'll learn how to earn placement in AI-generated answers by mastering the four pillars of AEO: Content: Answer real buyer questions clearly and concisely. Technical: Make your site machine-readable. Authority: Earn credibility where buyers AND models are looking. Measurement: Track share of voice across critical questions, then iterate. Also in this episode: What LLMs want—but often can't find—on B2B websites How to build a question-driven content strategy using sales calls, support tickets, and win-loss data. Why share of voice (across buyer questions) is the new metric for AI visibility. How to serve two audiences at once: humans and machines
The ability to gain major media attention can significantly impact the success of an initiative, yet some organizations consistently achieve better coverage than others. Understanding how journalists and producers at leading U.S. news networks select stories for broadcast is crucial for anyone seeking media coverage. Often, small adjustments in the approach can determine whether a media pitch hits the target or misses the mark.In this special conversation with two senior media and policy insiders who operated at the highest levels of U.S. politics, you'll discover the mindset and specific mechanisms for significantly increasing your chances of gaining major media coverage of your initiatives and priorities.MaryAlice Parks, former ABC News White House Correspondent, and Mark Bayer, former U.S. Senate Chief of Staff and faculty author of eCornell's “Media Strategy for Policy and PR” certificate program, will share proven insider approaches for earning major media coverage.What You'll Learn:What network news producers look for when deciding which stories to coverHow to package your pitch for network news coverage so it stands out from the crowdCommon mistakes to avoid if you want to earn national media coverage of your issue or priorityInsight into pitches that succeeded in earning network TV coverage----Turn powerful communication into decisive leadership. The 18-month, mostly online Executive Master of Public Administration (EMPA) equips working professionals to lead across sectors with clarity and confidence. Get EMPA details here https://publicpolicy.cornell.edu/masters/mpa/empa/
When your child starts driving, how do you handle car access? Dr. Roger Smith shares a revolutionary family tradition he learned from a friend: making teenagers financially responsible for their miles. Discover how implementing a set cost per mile and involving teens in maintenance can teach crucial life skills—like budgeting, responsibility, and decision-making—long before they buy their own car. Get a plan ready before your oldest child reaches driving age! Visit me at: https://rogersmithmd.com/ This has been a production of ThePodcastUpload.com
So many of us feel like we need to “get right with God,” but the truth is we can't earn His approval. In this message, Judah shares how Jesus has already made us right through His grace and invites us to live in that freedom. From the story of the woman caught in adultery to our own struggles with shame, this teaching reminds us that God meets us where we are. Real transformation begins when we stop striving and start receiving His love. SUBSCRIBE TODAY for Weekly Service messages, Daily Guided Prayers, & more! Download the FREE Churchome app in the Apple App store or Google Play store! https://www.churchome.org/app
For episode 610 of the BlockHash Podcast, host Brandon Zemp is joined by Austin Seiberlich, Chief Web3 Officer at Global Gold.Austin Seiberlich is a leading Web3 economy designer, specializing in building scalable, decentralized ecosystems that bridge Web2 and Web3. He has worked with over 40 companies, including Heale, Anyone (formerly ATOR), Kino, Ready Games, and Pangea (formerly Superchain), designing bespoke tokenomics, incentive structures, and ecosystem strategies. Austin's expertise lies in aligning financial and reputational value to unlock sustainable growth, mass adoption, and real-world impact. His work consistently positions companies to lead the next evolution of digital economies, making him an essential force in shaping Global Gold's vision of a fully decentralized, gold-backed financial system. ⏳ Timestamps: (0:00) Introduction(1:12) Who is Austin Seiberlich?(2:58) What is Global Gold?(9:10) Is Gold still a store-of-value?(12:00) Navigating regulations for Gold(15:26) Impact of Gold on-chain(19:20) Earning yield in the near future(21:34) Partnerships & use-cases(26:25) Vault audits(27:43) Simple UI & security for users(29:29) Global Gold roadmap(30:28) Global Gold website, socials & community
Can you earn well without compromising your values? In this powerful episode of Chink Positive, Chinkee Tan discusses the balance of money and ethics. Discover why integrity matters in earning, real-life examples of honest success, and practical ways to stay true to your values while still building wealth.For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com.#EarningWithIntegrity #ChinkPositive #MoneyMindsetPH #TrueWealth #WealthWithValues Hosted on Acast. See acast.com/privacy for more information.
Dr. Robert Hettich is a pioneer in bioanalytical mass spectrometry. In this episode of AMSEcast, he describes how microbiomes form, vary across the body, and influence digestion, immunity, and overall health. Dr. Hettich also explains metaproteomics, the study of microbial proteins, to reveal how microbes function beyond their genes as well as their applications from human health to environmental cleanup and bioenergy. Inspired by his daughter's experience with Crohn's, Robert Hettich is especially focused on microbiomes' links to inflammatory and neurological diseases, including Parkinson's and Alzheimer's. Guest Bio Dr. Robert Hettich is a corporate fellow at Oak Ridge National Laboratory and leader of its Bioanalytical Mass Spectrometry Group in the Biosciences Division. He also serves as joint faculty in the Microbiology Department at the University of Tennessee. Earning his BS from the South Dakota School of Mines and Technology and a PhD in Analytical Chemistry from Purdue University, Dr. Hettich joined ORNL in 1986 and has since become a pioneer in microbiome and mass spectrometry research. Widely published and honored with multiple awards, he is recognized for advancing our understanding of complex microbial systems and their impact on health. Show Highlights (1:45) What is a microbe? (2:57) What is a microbiome? (3:31) When microbiomes begin to develop in the body (5:42) How microbiomes differ throughout the body (7:51) The role of probiotics and prebiotics in microbiomes (10:03) The effect of anti-microbial medication on microbiomes (12:05) What metaproteomics is and what tools are required for it (16:03) The role of microbiomes in development or materials, fuel, and other resources (18:42) What Dr. Robert Hettich is most concerned about for his research Links Referenced Dr. Robert Hettich's email address: hettichrl@ornl.gov
Related to: Commonsense Good, Creative Good (and my comment); Ethical Injunctions. Epistemic status: I'm fairly sure “ethics” does useful work in building human structures that work. My current explanations of how are wordy and not maximally coherent; I hope you guys help me with that. Introduction It is intractable to write large, good software applications via spaghetti code – but it's comparatively tractable using design patterns (plus coding style, attention to good/bad codesmell, etc.). I'll argue it is similarly intractable to have predictably positive effects on large-scale human stuff if you try it via straight consequentialism – but it is comparatively tractable if you use ethical heuristics, which I'll call “ethical design patterns,” to create situations that are easier to reason about. Many of these heuristics are honed by long tradition (eg “tell the truth”; “be kind”), but sometimes people successfully craft new “ethical design patterns” fitted to a [...] ---Outline:(00:31) Introduction(01:32) Intuitions and ground truth in math, physics, coding(02:08) We revise our intuitions to match the world. Via deliberate work.(03:08) We design our built world to be intuitively accessible(04:22) Intuitions and ground truth in ethics(04:52) We revise our ethical intuitions to predict which actions we'll be glad of, long-term(06:27) Ethics helps us build navigable human contexts(09:30) We use ethical design patterns to create institutions that can stay true to a purpose(12:17) Ethics as a pattern language for aligning mesaoptimizers(13:08) Examples: several successfully crafted ethical heuristics, and several gaps(13:15) Example of a well-crafted ethical heuristic: Don't drink and drive(14:45) Example of well-crafted ethical heuristic: Earning to give(15:10) A partial example: YIMBY(16:24) A historical example of gap in folks' ethical heuristics: Handwashing and childbed fever(19:46) A contemporary example of inadequate ethical heuristics: Public discussion of group differences(25:04) Gaps in our current ethical heuristics around AI development(26:30) Existing progress(28:30) Where we still need progress(32:21) Can we just ignore the less-important heuristics, in favor of 'don't die'?(35:02) These gaps are in principle bridgeable(36:29) Related, easier workThe original text contained 12 footnotes which were omitted from this narration. --- First published: September 30th, 2025 Source: https://www.lesswrong.com/posts/E9CyhJWBjzoXritRJ/ethical-design-patterns-1 --- Narrated by TYPE III AUDIO.
Earning tenure is often treated as the finish line of an academic career—but what if it's actually the start of a whole new set of challenges? This episode is part of our Mid-Career Series, where I discuss what life really looks like post-tenure. Too often, scholars expect tenure to mean lighter workloads, more freedom, and clearer direction. In reality, many find themselves juggling even more demands with fewer guideposts for what comes next. I unpack five common myths about the post-tenure career stage and reveal what's really waiting on the other side of promotion. You'll hear why tenure can feel both more demanding and more liberating, and how to approach this stage of your career with clarity and purpose. If you're post-tenure or preparing for it, don't miss this myth-busting conversation. Listen now for a fresh perspective on shaping your next chapter in academia. For full show notes visit scholarsvoice.org/podcast. We're receiving applications for our next cohort of Navigate: Your Writing Roadmap®. Check out the program details and start your application process here. CONTINUE THE CONVERSATION: Our 12-week Navigate: Your Writing Roadmap® program helps tenure-track womxn and nonbinary professors to publish their backlog of papers so that their voice can have the impact they know is possible. Apply here! Cathy's book, Making Time to Write: How to Resist the Patriarchy and Take Control of Your Academic Career Through Writing is available in print! Learn how to build your career around your writing practice while shattering the myths of writing every day, accountability, and motivation, doing mindset work that's going to reshape your writing,and changing academic culture one womxn and nonbinary professor at a time. Get your print copy today or order it for a friend here! If you would like to hear more from Cathy for free, please subscribe to the weekly newsletter, In the Pipeline, at scholarsvoice.org. It's a newsletter that she personally writes that goes out once a week with writing and publication tips, strategies, inspiration, book reviews and more. CONNECT WITH ME: LinkedIn Facebook YouTube
The Wealthy Woman's Podcast | Save Money, Invest, Build Wealth, Manage Money, Overspending, Finances
Dr. Allison Anderson is a relationship mentor, anesthesiologist, and the founder of a luxury coaching brand for high-achieving women who want love lives as extraordinary as their careers. She's obsessed with helping ambitious women soften into their feminine energy and build deeply connected relationships—without shrinking their success. Blending evidence-based mindset tools, lived experience, and a healthy dose of fun, Allison brings both depth and levity to the conversation. Whether mentoring clients or working in the OR, she knows how to make even the heaviest topics feel light—because if we're not having fun, what's the point?Click the links below to connect further w. Allison:Sign up for her Sexy Best Friend MasterclassVisit her websiteFollow her on InstagramClick Here to book your complimentary 1:1 Financial Coaching Consultation. Want even more? Check out my Private Podcast—5 binge-worthy episodes you won't hear here. Click here to listen to this exclusive series. Follow Me on Instagram → @germainefoleycoaching
Listen alongs as we continue through the book of Acts. Notes//Quotes: Acts 15:22-41 2 Timothy 2:22 “Cheap grace is the preaching of forgiveness without requiring repentance, baptism without church discipline, Communion without confession, absolution without personal confession. Cheap grace is grace without discipleship, grace without the cross, grace without Jesus Christ, living and incarnate.” - Dietrich Bonhoeffer Grace is not opposed to effort, it is opposed to earning. Earning is an attitude. Effort is an action. Grace, you know, does not just have to do with forgiveness of sins alone. - Dallas Willard “They dwell in their own countries, but simply as sojourners. As citizens, they share in all things with others, and yet endure all things as if foreigners. Every foreign land is to them as their native country, and every land of their birth as a land of strangers. They marry, as do all; they beget children; but they do not destroy their offspring. They have a common table, but not a common bed. They are in the flesh, but they do not live after the flesh. They pass their days on earth, but they are citizens of heaven. They obey the prescribed laws, and at the same time surpass the laws by their lives. They love all men, and are persecuted by all. They are unknown and condemned; they are put to death, and restored to life. They are poor, yet make many rich; they are in lack of all things, and yet abound in all; they are dishonored, and yet in their very dishonor are glorified” Epistle to Diognetus (2nd Century) Matthew 23:1-12 The early church understood well the powers at work in the Roman Empire. There were many gods who ruled and oppressed its citizens. Among them were Aphrodite (goddess of sex), Hephaetus (god of technology), Mars (god of war), Ploutos (god of wealth), and Bacchus (god of pleasure). At the top of the ladder, and unifying them all, was political power, deified in the Caesar, and nourished by the Imperial theology and religious practice. The powers and gods were the forces that most determined and shaped their lives. The church understood the oppressive and intrusive influence of evil. They understood the comprehensive scope and spiritual power of these cosmic powers to tyrannize their lives. Perhaps we shake our heads at the primitive and childish worldview that could ever conceive of a world populated by powers. After all, science has liberated us from such nonsense. Yet when we see millions addicted to pornography, it seems the goddess of sex is not dead. When we see millions of lives trivialized and emptied of significance by addiction to technology, we observe that the god of technology still wields power. When we experience the seductive power of a consumer society that inflames us with a desire for the senseless consumption of goods and experiences, we must grant that the gods of wealth and pleasure are alive and well. And the billions of dollars spent annually on arms betray our enslavement to the gods of war and national security. Economic forces, political powers, sexual addiction, technological seduction: it seems we are helpless before these powers. All scientific attempts to control them have failed. - Mike Goheen “God is always trying to give good things to us, but our hands are too full to receive them.” Augustine
Eric Girault grew up in New York City and was selling crack by the time he was 13 years old. Hoping to save him from the streets, his parents moved the family to Atlanta — but Eric's hustle never stopped. After dropping out of college, he built a successful weed business that made him serious money… until an associate snitched, landing him in federal prison with a 12-year sentence. #DrugEmpire #AtlantaHustler #TrueCrimePodcast #KingpinStories #PrisonInterviews #DrugTrafficking #CrimeDocumentary #LockedInPodcast Thank you to EXPRESSVPN, BLUECHEW & PRIZEPICKS for sponsoring this episode: ExpressVPN: Secure your online data TODAY by visiting https://www.expressvpn.com/lockedin to find out how you can get up to four extra months. BlueChew: Visit https://bluechew.com/ and use promo code LOCKEDIN at checkout to get your first month of BlueChew FREE & pay five bucks for shipping. Prizepicks: Visit https://prizepicks.onelink.me/LME0/IANBICK and use code IANBICK and get $50 in lineups when you play your first $5 lineup! Connect with Eric Girault: Website - https://www.innoutww.com/ YouTube - https://www.youtube.com/@innoutww Spotify - https://open.spotify.com/show/5yVcjJ5JeeWBKh5ZgMxVV0 Apple Podcast - https://podcasts.apple.com/us/podcast/in-n-out-podcast-with-eric-girault/id1699916908 TikTok - https://www.tiktok.com/@innoutww Instagram - https://www.instagram.com/innoutww/ Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Presented by Tyson 2.0 & Wooooo Energy: https://tyson20.com/ https://woooooenergy.com/ Use code LOCKEDIN for 20% OFF Wooooo Energy Buy Merch: http://www.ianbick.com/shop Timestamps: 00:00 From Hustle Dreams to Federal Prison: Eric Girault's Story02:13 Growing Up in NYC: Family, Streets & Survival04:42 The Neighborhood That Shaped Him06:14 Selling Crack at 13: How It All Began11:31 Street Rules & Lessons Learned Early13:33 Fast Money, Lifestyle & Getting Caught by His Parents20:48 Moving to Atlanta: Trying to Escape the Streets23:48 High School Years: Struggling to Stay Straight28:03 Dropping Out & Starting a Weed Business in College37:46 Music Industry Dreams & Dangerous Rivalries44:41 Earning the Nickname “The Black John Gotti”53:18 Building a Full College Weed Empire01:03:38 Scaling Up: Moving Serious Weight01:16:37 Drug Trafficking Logistics & Street Strategy01:32:00 Betrayal, Indictment & The Federal Case That Changed His Life01:51:51 12 Years in Federal Prison: Survival, Growth & Redemption02:11:40 Life After Prison: Mentorship, Advocacy & Giving Back02:23:32 Changing His Story & Inspiring the Next Generation Learn more about your ad choices. Visit megaphone.fm/adchoices
Episode 83 of The Mental Game features Dr. Lennie Waite, a PhD, Olympian and sports psychologist.Dr. Waite has experienced the mental game of sports on both sides: as an elite athlete and as a psychologist.Born in Scotland, Waite came to the U.S. in the mid-2000s to attend Rice University in Houston, where she ran track and set school records in the mile, 1500m and 3000m steeplechase.She then remained in Houston to pursue a PhD in Industrial-Organizational Psychology while continuing her running career professionally and aiming to make it to the Olympic Games.Yes, she pursued a PhD and the Olympics at the same time.She completed her PhD in 2012, and her Olympic dream came true in 2016, when Waite made the British team and represented her nation at the Rio Olympics in the 3000m steeplechase.Now, Waite is a certified mental performance consultant for the Association for Applied Sport Psychology. She also serves as Chief Science Officer at HITE EQ, a cutting-edge mental performance platform designed to enhance athletes' mental health and skills.On The Mental Game, Waite…Dives deep into her multi-track journey — both to the Olympics and to the pinnacle of sports psychologyDishes out the valuable lessons she learned while becoming an OlympianExplains what makes HITE EQ the next big thing in sports psychologyAnd much, much more…The Mental Game podcast is produced by Sam Brief and music is courtesy of David Brief and Channel J. You can subscribe on Apple Podcasts, Spotify, Google Podcasts, TuneIn and Stitcher.
If you're ready to stop pretending and finally start profiting, this episode will help you shift out of hobby energy and into full CEO mode — press play now.Master the inner game of entrepreneurship inside the Spiritually Ambitious Sanctuary This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit spirituallyambitious.substack.com
Have you ever noticed how so-called “unexpected expenses” always seem to show up at the worst time? The truth is, most of these costs aren't surprises at all—we know cars will break down, homes will need repairs, and Christmas comes every year. The key is not to panic when they arrive but to prepare ahead of time. One simple tool for this is the sinking fund.Scripture has much to say about preparation. Proverbs 21:20 tells us, “Precious treasure and oil are in a wise man's dwelling, but a foolish man devours it.” In other words, wisdom means setting aside resources now instead of consuming everything immediately.We also see this principle in Genesis 41, where Joseph, warned of famine, stored one-fifth of Egypt's grain during the years of plenty. His preparation wasn't random—it was steady and systematic. That's exactly how sinking funds work: consistent contributions toward expenses we know will eventually arise.What Is a Sinking Fund?A sinking fund is money you intentionally set aside for a specific future expense. Instead of panicking at a $1,200 Christmas bill, you save $100 per month all year. Instead of reaching for a credit card when your car needs new tires, you draw from the fund you've been building.This steady, disciplined approach provides freedom from debt and peace of mind when expenses come due. It's not glamorous, but it works.Proverbs 6:6–8 points us to the ant as an example of diligence: “Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.” The ant doesn't wait until the snow falls to collect food—she steadily prepares in advance.Trusting God doesn't mean ignoring preparation. Noah trusted God, yet he still built the ark. Farmers trusted God, yet they sowed seed. Joseph trusted God, yet he stored grain. Faith and stewardship go hand in hand.Where to StartIf you're new to sinking funds, begin with one category. Break down the expense into monthly contributions:Car repairs & replacement—Tires, brakes, or even a future vehicle.Home maintenance—Roofs, furnaces, and appliances all wear out.Medical costs—Co-pays, deductibles, or out-of-pocket expenses.Gifts & holidays—Birthdays and Christmas come every year.Insurance premiums & taxes—Annual or quarterly payments made manageable.Even small amounts—like $25 per month—add up to create margin. Over time, your “storehouses” will be ready when needs arise.In 1 Corinthians 16:2, Paul urged believers to set aside money regularly in proportion to their income to meet the church's needs. This is essentially a spiritual sinking fund—planned, systematic stewardship for Kingdom purposes.The goal isn't to hoard resources. Jesus warns in Luke 12:16–21 against stockpiling for ourselves. Instead, sinking funds free us to live responsibly and bless others without fear.Faith Expressed Through StewardshipChoose one sinking fund today. Maybe start with Christmas: divide your expected costs into monthly pieces and begin saving now. Once you've built the habit, add another fund. Before long, you'll have a system that turns stress into confidence and panic into peace.Creating sinking funds is more than a budgeting trick—it's a spiritual discipline. Each small deposit is an act of faith, demonstrating that you trust God by stewarding His provision wisely. Preparation doesn't replace faith—it reflects it.So start planning today. Build sinking funds for tomorrow. Trust God with the outcome. And remember: faith isn't just believing God will provide when the bill arrives—it's also honoring Him by preparing with the resources He has already placed in your hands.On Today's Program, Rob Answers Listener Questions:I'm retired but still working a few days a week. Social Security is still being deducted from my paycheck—what happens to that money? Will I ever get it back?I'm 66 and planning to retire in 10 months. My wife is also retiring soon. Together we earn about $180,000 a year. How can we best manage our retirement resources to maintain our current lifestyle?I didn't have financial training growing up, and now I see my kids struggling with unexpected expenses and poor money habits. Are there any books that can help shift our family's attitude toward money?I've looked into faith-based investment options, but they seem to have higher fees and less diversification compared to Vanguard or Schwab. What's your perspective on that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Your Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Gen Z gets a bad rap, but what's good about them? Anna and Raven spend the break complimenting the things they like about Gen Z! A divorced man is about to go on his first date after 16+ years and asked Anna and Raven for your help! Check out his story and find out what advice people have for him! GQ put out a list of the 102 rules of the modern man! Anna asks Raven these rules to see how true they are! Chef Plum isn't feeling great so he is back with a homemade bone broth recipe that will have you wanting to snuggle up on the couch for the rest of the day! You can find more from Chef Plum on his podcast Plum Luv Foods! Are you up to date on this week's biggest news story? Anna and Raven will get you caught up on the trending news including the modern lullaby music that is being released by Rockabye Baby! Every week Anna and Raven invite a middle school student to participate in Middle Schooler News! They report the headline news and Anna and Raven comment on it! This week Lyla joins the show and Anna and Raven find out what's going on in the world! Anna says for all you do, and all you put up with this week, you've earned yourself a drink. What did you do to earn your Mommy Margarita? The Ryder Cup is back! Anna and Raven speak to Josh Barton, from https://www.betonline.ag/ , about why this golf event is different from typical expectation of golf etiquette! Find out how you can get involved with betting! Sandra believes that their son should move from public school to a private school. She thinks it's in his best interest for getting into better colleges and fostering more healthy social relationships. However, her husband, Corey, believes that going to a public school teaches their son valuable things inside and outside of the classroom. Sandra says he's been hanging with the wrong kids in the public school and to move him is important. He's in his sophomore year, what would you do? Matthew has a chance to win $400! All he has to do is answer more pop culture questions than Raven in Can't Beat Raven!
In this Tough Girl EXTRA episode, we catch up with Tiphaine Muller, the intrepid French adventurer who continues to push her boundaries through long-distance cycling and remote, high-altitude trekking. Now 31 and based in Chamonix, France, Tiphaine has spent the last decade traveling the world by bike, exploring five continents. Her latest journey saw her pedaling from the Alps to the Himalayas before tackling one of the toughest and most remote treks on earth: The Great Himalaya Trail (GHT) in Nepal. This conversation picks up from where we left off in her first Tough Girl Podcast interview (November 2021) — where she shared her early adventures and passion for slow travel. This time, we dive deep into her 2024 journey: Cycling from France to Nepal through the Balkans, Turkey, Iran, Central Asia, and the Himalayas — all while managing extreme heat, border crossings, and a strict budget of €10/day. Hiking the Great Himalaya Trail solo (West to East), over 80 days, through towering 5,000m+ passes, remote villages, and ever-changing terrain — while battling physical exhaustion, route-finding issues, and high-altitude nutrition struggles. Tiphaine candidly shares: The logistics and challenges of arranging permits for restricted zones without a guide Her coping strategies for trekking alone in high mountains Cultural highlights from cycling through Turkey and Iran How she funds her travels and balances life back home as a social worker Her future goals — including film-making and another epic cycle across South America This episode is a deep, honest reflection on the highs and lows of big adventures and what it takes — mentally, physically, and emotionally — to keep moving forward when things don't go to plan. Don't miss this inspiring update from a woman who truly lives the spirit of adventure, one pedal stroke and step at a time. New episodes of the Tough Girl Podcast drop every Tuesday at 7 AM (UK time)! Make sure to subscribe so you never miss the inspiring journeys and incredible stories of tough women pushing boundaries. Do you want to support the Tough Girl Mission to increase the amount of female role models in the media in the world of adventure and physical challenges? Support via Patreon! Join me in making a difference by signing up here: www.patreon.com/toughgirlpodcast. Your support makes a difference. Thank you x Show notes Who is Tiphaine 31 years old Living in Chamonix, France Travelling on and off for the past 10 years Going on 3 big bicycle trips 1st Tough Girl Podcast episode - November 18th 2021 2nd Big Cycle Trip - Cycling from Mexico to Alaska This episode focusing on cycling from France to Nepal and hiking the Great Himalaya Trail Thinking about the next challenge Hiking the High Route of the Pyrenees solo Joking about the Great Himalaya Trail Figuring out the visa and trying to plan for the trail Planning for 6 months and working out how to make it work with the seasons Starting in March 2024 The Route - Cycling Europe really fast in 1 month Going through the Balkan Countries, Greece then the ferry over to Turkey Across Georgia, Armenia, Iran and the Stan countries Highlights and magical moments from the cycle ride Why Turkey is one of her favourite countries Why Iran was really demanding The bike and gear setup for 6 months Dealing with extreme heat and needing to ride during the night to escape the heat Funding the trip and living off savings Living off a daily budget of 10 euro per person per day (while cycling) Earning money working as a social worker Day to day rhythm while riding on the bike Having a rest day every 10 days The Great Himalaya Trail and wanting to walk West to East Needing to go to Katmandu first to sort out all the permits Taking a rest in Katmandu for 10 days Busing to the start of the trail Having 80 days to walk the trail Why the first 2 weeks were super hard Getting lost of the trail; no signs, no gps on the phone, incorrect maps, not knowing which track was the correct one Struggling to stick to the schedule, due to the permits Not having a guide Dealing with problem after problem Walking in the high mountains Needing to have guides while walking in Nepal…. Going through a trekking agency - who will allow you to get the trekking permits without a guide The restricted areas close to the borders Mixing the high routes and the low routes Finding resupply and food on the trail The challenges of cooking at altitude Struggling to get the calories in and needing to focus more on food Needing to eat, even when not hungry Paying for food - and taking cash for 80 days… Coping with the altitude and the high passes over 5,000m Hiking without a guide Connecting with other hikers and Nepalese people What's app group for GHT preparation! Hiking or cycling?! Reaching the end of the hike in December Deciding to continue cycling for another 2 months and visiting China and Malaysia Writing another book? Focusing on film and making 2 videos - a bike film and a hike film! Plans for the future? Wanting to visit South America on the next big bike and cycle trip How to connect with Tiphaine on social media Final words of advice To do something big you need to start with something little Trust yourself Social Media Instagram @littlemisspedals
With Dan tied up in court for the start of Monday's show, 23rd district attorney George Brauchler talks to son Geoff about his imminent ascension to the prestigious rank of Eagle Scout.Also, the Trump DOJ and FBI mobilized with breathtaking speed and resources to hunt down Charlie Kirk's killer. Would the same effort have been expended if it had been a prominent left-wing activist who was assassinated?
Send us a textWhat if your errands could become your income stream?In this empowering episode of The Good Enough Mompreneur Podcast, host Angela Masciulli sits down with Mercedes Eckert, CEO of iShop, who's helped over 17,000 moms turn everyday shopping trips into sustainable income — without sacrificing family time.Whether you're a stay-at-home mom, a busy entrepreneur, or somewhere in between, this episode will show you how to shift your mindset, include your kids in “mom's work,” and create flexible income in a way that's aligned with your lifestyle.
Jeannie Fulbright and Shiela Catanzarite discuss the benefits and the beauty of a Charlotte Mason education, sharing experiences from the years of educating their own children using Charlotte Mason's model. You'll hear how it brought beauty to their homeschool days and how it prepared their children for college and career. You'll see how employing the Charlotte Mason method equips children for success in the real world. Jeannie and Shiela share the importance of deprogramming from the standardized system of education that is failing our children. By employing the methods Charlotte Mason taught, methods that research confirms effective, you will provide for your children a peaceful, joyful, quiet growing time that honors their uniqueness and gives room for them to discover their gifts and talents. The simplicity of using the Charlotte Mason model enables children to become strong thinkers, writers, communicators, and leaders in their generation. About Shiela Shiela Catanzarite is an author, speaker, editor, and communication coach. She's a 20-year Charlotte Mason veteran homeschooler and has worked as Jeannie Fulbright's editor and designer for 20 years helping develop Jeannie's award-winning Apologia science curriculum and most recently her Charlotte Mason products published through Jeannie Fulbright Press. Shiela is the author of the newly published Living Verse Language Arts in Poetry and is finishing up her second book in the series Living Verse Language Arts in Scripture, to be released spring 2024. Earning a bachelor's degree in Special Education and a master's degree in Christian Education from Dallas Theological Seminary, Shiela has been teaching language arts in some capacity for 40+ years. Her passion remains helping students understand the elements of language and how to use these elements artfully to communicate effectively. Shiela is currently a language communication coach, working one-on-one with students who have language learning and communication challenges. She also writes curriculum for her private middle and high school English language communication classes that focus on writing and speaking. Both of Shiela's and her husband Bruce's daughters attended private universities on scholarship and went on to pursue graduate studies in medicine and global business. She attributes their love for learning and academic achievement to homeschooling with Charlotte Mason's philosophy and methodology. About Jeannie Jeannie Fulbright, a 24-year veteran homeschooler, is the author of the #1 best-selling, multi award-winning Apologia Young Explorer science series: Exploring Creation with Astronomy, Chemistry and Physics, Botany, Zoology, and Anatomy & Physiology. She is also the author of the action-packed historical time travel book series Rumble Tumbles Through Time, as well as preschool science books and activity kits, the Charlotte Mason Heirloom Planner, and many high-quality Charlotte Mason based products. Jeannie and her husband Jeff became empty nesters in 2019. All four of their children all went to the University of Georgia on scholarship (homeschooling works!). For more than 20 years Jeannie has traveled around the country speaking to homeschoolers at conventions, covering a plethora of topics from Charlotte Mason to marriage and prayer. Connect Jeannie Fulbright | Website | Instagram | Facebook | Facebook Group | TikTok | Pinterest Shiela Catanzarite | Website | Instagram | Instagram Homeschooling.mom | Instagram | Website Have you joined us at one of the Great Homeschool Conventions? We hope to see you there! For more encouragement on your homeschooling journey, visit the Homeschooling.mom site. View full show notes on the blog.
More grocery stores have coin deposit boxes for shopping carts. Anna and Chef Plum want to know what is another rule that you think would improve grocery shopping! Chef Plum brought in another case of tomatoes and lemons! But don't worry, he also brought advice on what to do when you have… a whole case of tomatoes… if you ever find yourself with a truck load of tomatoes! If you are about to be a college parent, Chef Plum is here to prepare you! Anna asks Chef Plum for his advice on how it's been since it's been since his two of his daughters moved out for college! So, what do you do with those leftovers that are in the back of your fridge? (or in the back seat of your car…we don't judge). Chef Plum has all the info! Lots of students across the country are getting ready for picture day! Anna and Chef Plum talk about how school pictures have changed! Why are wallet photos still a thing? Are you up to date on this week's biggest news story? Anna and Chef Plum will get you caught up on the trending news including the National Toy Hall of Fame nominations that have been announced! You can vote now: https://www.museumofplay.org/players-choice-ballot/ Every week Anna and Raven invite a middle school student to participate in Middle Schooler News! They report the headline news and Anna and Raven comment on it! This week BryleighMaye joins the show and Anna and Chef Plum find out what's going on in the world! Food Fight Friday! Anna and Chef Plum want to know what weird food combos you love! Chef Plum used one of these food combos on the Food Network Show “Chopped!” Anna says for all you do, and all you put up with this week, you've earned yourself a drink. What did you do to earn your Mommy Margarita? There's a chef that is viral for rapping! Anna wants to know if this is a thing Chef Plum can do too! He impresses all of us! Joe found out that his wife, Sandra, has been tracking him on his iPhone for months and he had no idea. He wants to shut off the sharing option and for her to stop stalking him. He doesn't monitor every move she makes! She argues that she just checks what time he'll be home for dinner prep, and that they're married, they should have shared locations. Do you agree?
Pokimane, one of the world's biggest streamers, recently revealed the real earning power of each social platform—debunking myths about TikTok millions and spotlighting YouTube as the long-term winner. Travis and Eric break down her income tiers and explain why the biggest creator wins happen only when you treat content as the marketing engine for an actual business—not just a “viral” hustle. On this episode we talk about: Pokimane's ranking of TikTok, Instagram, Twitch, and YouTube for creator income The surprising reality behind viral fame and what most followers don't see The power (and pitfalls) of back-end monetization, from merch to high-ticket offers How creators have leveraged audience into massive buyouts (like Sour Strips) Why meme coins and get-rich-quick schemes always flop—influencer or not Top 3 Takeaways 1. Don't trust audience size as a stand-alone predictor of creator income—platform and business model matter much more.2. Creators who build real products, offers, or companies behind the scenes have the highest financial upside.3. Never bet your future on platforms' payouts—build something you own. Notable Quotes “Attention isn't income until you have a business behind it.” “If you're not selling something, you're leaving almost all the money on the table.” “Creators with back-end offers—not just views—build wealth that lasts after the hype.” Connect with Pokimane: X/Twitter: @pokimanelol Instagram: @pokimanelol Twitch: pokimane ✖️✖️✖️✖️
Trent Grisham is earning a big payday and a tough task for the Giants. The evolution of sports fandom and rooting for players over teams.
Takeaways from Utah Mammoth Media Day Mammoth Forward Barrett Hayton Utah State players are earning recognition
The Profit Pitfalls Most Business Owners Miss with Lisa Hennigar Most business owners don't lose profit because of one big mistake — it's usually a thousand tiny leaks. From not knowing your why, to ignoring customer service, to failing to track the right numbers, the truth is this: profit slips away quietly while you're busy working hard. In this episode of Profit Answer Man, I sit down with Lisa Hennigar, Vice President of Franchise Development at ERA Group and a nationally recognized franchise strategist with over 22 years in the industry. Lisa has worked with everyone from household-name brands to emerging concepts, and she knows exactly where businesses get stuck — and how to turn things around. In This Episode, You'll Learn: Why your “why” matters more than you think — and how it fuels resilience, team buy-in, and long-term success. The danger of ignoring your P&L — why most owners don't understand it, and what metrics you actually need to track. Scaling without losing profit — why growing too fast, or in the wrong way, can turn you into an employee of your own business. Customer service as a profit driver — how fast response times and the right client mix can outperform bigger competitors. The hidden costs that eat your margins — from bad leases to auto-renew contracts, to discounting that destroys profitability. Key Takeaway: Profit doesn't come from working harder — it comes from working smarter. That means knowing your numbers, understanding your why, and being intentional about both the clients you serve and the systems you build. As Lisa reminds us, “Doing simple is hard — but simple is where the money is.” About Lisa Hennigar: Lisa Hennigar is a nationally recognized franchise growth strategist with over 22 years in the franchising industry. She currently serves as Vice President of Franchise Development at ERA Group, an executive cost intelligence consulting firm, where she has been instrumental in helping ERA achieve its highest ranking in 30 years in Entrepreneur Magazine and secure the #1 Global Franchise Brand designation. Her expertise spans franchise recruitment, operations, and unit economics—bridging the gap between sales and ongoing franchisee success. She has worked with brands from iconic household names to emerging concepts, creating scalable growth strategies, improving validation, and streamlining onboarding. Lisa is known as a true change agent, keeping culture, unit economics, and KPIs at the forefront of every transformation she leads—powered by grit, resilience, and a relentless work ethic. Beyond corporate leadership, Lisa served as Chair of SCORE in Michigan, sat on the YMCA Board in Michigan where she helped drive donor fundraising, and was active in Toastmasters, contributing to membership growth. Earning a Certified Franchise Executive, with the International Franchise Association in 2011, Lisa has also been instrumental in attracting top-tier executive talent into franchising and converting independent businesses into thriving franchise locations. Links: LinkedIn: https://www.linkedin.com/in/lisahennigar/ Conclusion: Profit isn't accidental — it's the result of clarity, discipline, and intentional choices. As Lisa Hennigar reminds us, too many business owners ignore their why, overlook their numbers, or scale without strategy — and those blind spots quietly drain their wealth. The good news? Profit is always within reach when you track the right metrics, serve the right clients, and make simple, focused improvements. Remember, your business should give you both time and money. If it's not, it's time to plug the leaks and reset your strategy. #ProfitFirst #BusinessProfit #SmartScaling #EntrepreneurFinance #CashFlowFix #RevenueLeaks #BusinessClarity #OwnerPay Watch the full episode on YouTube: https://www.youtube.com/@profitanswerman Sign up to be notified when the next cohort of the Profit First Experience Course is available! Profit First Toolkit: https://lp.profitcomesfirst.com/landing-page-page Relay Bank (affiliate link): https://relayfi.com/?referralcode=profitcomesfirst Profit Answer Man Facebook group: https://www.facebook.com/groups/profitanswerman/ My podcast about living a richer more meaningful life: http://richersoul.com/ Music provided by Junan from Junan Podcast Any financial advice is for educational purposes only and you should consult with an expert for your specific needs.
What does project management really look like once you take off the uniform? In this episode, we sit down with Mike Falcho, a retired Air Force Loadmaster who used AF COOL to earn his PMP through Vets2PM before transitioning into his civilian career. Today, Mike works at the Navy Nuclear Laboratory alongside engineers and scientists, helping to make the business more effective and efficient.Mike shares his story of separating from the Air Force in 2018, why timing certifications before transition matters, and how the PMP opened doors in the civilian sector. Together, we tackle some of the biggest myths about project management, including:“You don't need a degree” — why it's often expected, and how to prepare while still in service.“Project managers do everything” — the reality of specialized roles in different industries.The hard truth about expectations when entering civilian life, and why humility and adaptability go a long way.We also dig into the tools and skills veterans should get comfortable with and why continuous learning beyond the PMP is key to long-term success.If you're considering project management as a career after the military, this episode gives you an honest look at the opportunities, challenges, and lessons learned along the way.Connect with Mike: linkedin.com/in/michael-falcho-434665135Check out Vets2PM.com/pmp for more details on how you can earn your PMP!
Changying (Z) Zheng brings calm thinking to DesignOps — showing how clarity, storytelling, and ruthless prioritisation help design teams thrive . ====== Episode Chapters: 00:00 – Why Design Needs to Prove Its Value 00:30 – Welcome and Introduction 02:30 – From Graphic Design to Design Ops Leadership 05:40 – Running a Dairy-Free Dessert Business and Learning Calm Leadership 10:00 – Leading Without Drama and Seeing Multiple Perspectives 13:00 – Design Ops as Service Design for Design Teams 16:00 – Storytelling, Outcomes, and Speaking the Language of Business 18:45 – Earning and Keeping a Seat at the Table 21:00 – Moving from Ticket Taking to Strategic Design Work 26:00 – Saying No Kindly and Introducing Office Hours 32:00 – People, Process, and Platform as Core Pillars 36:00 – Becoming the Connective Tissue Across Orgs 42:00 – Growing Into Product Ops at Cloudflare 55:00 – Communication as the Connective Tissue of Ops 1:10:00 – A Two-by-Two Framework for Career Development ====== Who is Changying (Z) Zheng? Changying (Z) Zheng is a Director of Product Operations at Cloudflare, where she's scaled the operational backbone of one of the internet's most recognisable infrastructure companies . She has: Started as a team of one and built thriving design and research operations Worked in agencies, higher education, and at companies like Akamai, VMware, and Nasdaq Founded and ran her own retail business Delivered talks at The DevOps Conference and DesignOps Summit, shaping how people understand DesignOps in technical environments ====== Find Changying (Z) Zheng here: LinkedIn → https://www.linkedin.com/in/changyingz/ Website → https://www.changyingart.com/ ====== Subscribe to Brave UX Like what you heard?
Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. Sukhinder Singh Cassidy is the CEO of Xero. Xero is a cloud-based accounting software designed for small businesses. They did $2.1 billion in revenue last year. Over the past 25 years, Sukhinder has had leadership roles at Google, Amazon, and StubHub. Notes: Key Learnings Strategic CEO Job Search Criteria – Sukhinder had four non-negotiables: macro tailwinds/good market, customer she could be passionate about, strong business model, and a role where she could "learn for miles" for 5-8 years. Only two companies met her criteria in 18 months of searching. "Sell, Interview, Sell" Hiring Process – First meeting is 50% selling the opportunity to attract top talent. Only after candidates lean in do you shift to intensive interviewing with leadership team exposure. The Virtuous Cycle Framework – Customer at the top, supported by "high purpose, high performance, high people" culture. "It's an 'and,' not an 'or'" - you don't get to choose just one element. Back-Channeling is Critical – Reference checking happens throughout the entire interview process, not just at the end. "The most important thing is not just front channel... it's all the back channel." Values Alignment Over Pure Qualifications – "Go where my values fit and my strengths are valued." Cultural fit becomes the deciding factor in close hiring calls, not competence. The Layoff Leadership Test – Six weeks after joining, Sukhinder laid off 900 people based on McKinsey benchmarking. Showed consistency between the outside-in analysis presented to the board and transparent communication to employees. Portfolio of Bets Strategy – Balance growth, profitability, and customer happiness through diversified initiatives ranging from "safe moves" to "flyers," with clear probability assessments. Consistency as Culture Foundation – "Culture means consistency of message and what's important." Authenticity through change, not resistance to change. The 10-Slide CEO Interview Deck Framework: Vision statement (destination in 2-3 years) Outside-in market analysis Competitive landscape SWOT analysis of current position Five key strategic moves Implementation approach ("the how") Estimated outcomes with probability ranges Practical Application: Job Search Strategy – Define 4-5 non-negotiable criteria upfront. Be willing to wait for roles that truly meet your standards rather than taking "the job before the job." Interview Preparation – Always build a comprehensive thesis deck even if not requested. Use it to clarify your own thinking and demonstrate strategic capability. Hiring Excellence – Spend equal time selling the opportunity and evaluating candidates. Use diverse interview panels and back-channel extensively throughout the process. Cultural Leadership – Be consistent in messaging across all stakeholders (board, investors, employees). Authenticity enables trust during periods of change. Strategic Planning – Frame initiatives as a portfolio of bets with clear probability assessments. Balance growth, profitability, and customer satisfaction rather than optimizing for one. Leadership Hiring Process: The CEO interviews top 2-3 levels even without hiring authority Diverse interviewer panels with "bar raisers" Business problem-solving presentations in the final rounds Multiple leadership team interactions before the final decision Life Lessons: Patience in Career Progression – Sometimes the right opportunity requires waiting. Sukhinder was frustrated during 18 months of searching but found the perfect fit. Preparation Separates Candidates – The depth of strategic thinking demonstrated in final presentations often determines CEO selections. Culture Survives Through Consistency – Not avoiding change, but maintaining consistent values and communication approach through inevitable changes. Leadership Requires Tough Decisions – Laying off 900 people six weeks into the role, but doing it transparently and based on clear data/analysis. Value Creation Through Alignment – Finding roles where your strengths are valued and values align creates exponentially better outcomes than pure skill matching. Systems Thinking Builds Trust – Sharing appropriate "behind the scenes" context helps teams understand difficult decisions and builds long-term credibility. Early Career Focus – "Do great work for great people." Find talented leaders to apprentice under and work exceptionally hard to maximize learning. Authenticity Enables Performance – Being genuine about challenges and changes builds stronger relationships than trying to maintain artificial stability. Strategic Communication – Frame personal asks in terms of organizational benefits. Make it about solving their problems, not your desires. The Xero Transformation: Financial Performance: $2.1B revenue, 21% YoY growth while maintaining profitability Cultural Approach: "High purpose, high performance, high people" - no choosing between them Strategic Moves: Pricing/packaging optimization, sales motion transformation, customer experience reimagining (new dashboard with 3000+ customer inputs) Leadership Philosophy: Provide a "systems view" to employees, share investor-level insights appropriately, and maintain authenticity during difficult decisions
King Charles III and Prince Harry met for tea after not seeing each other in over a year. Anna and Raven read a transcript of the conversation (with their best British accents)! Gen Z is quitting their jobs because going to the bathroom at work scares them! Anna and Raven ask Producer Julie if this is a real thing! Are you up to date on this week's biggest news story? Anna and Raven will get you caught up on the trending news including Nate Bargagatze to host the Emmy's, and the reason why your Amazon orders are in the water! Anna realized that she had been booking appointments for her 16-year-old daughter and 6-year-old daughter together. Like every appointment. Her older daughter, Hayden, told Anna it has to stop. Anna's daughter had severe nut reaction due to cross-contamination at a restaurant and it landed them in the ER all night. She's doing great now but what landed you in the ER? Will Thilly is running for a position on the Cranford Township Committee. He's gone viral for his unique form of breakdancing during town meetings! Anna and Raven want to know why he chose silent breakdancing! You can find him at https://willthilly.com/. Every week Anna and Raven invite a middle school student to participate in Middle Schooler News! They report the headline news and Anna and Raven comment on it! This week Lainey joins the show! Anna says for all you do, and all you put up with this week, you've earned yourself a drink. What did you do to earn your Mommy Margarita? Amanda's arm is in a cast, she broke her arm. She's finally going back to work next week, and she mentioned that she can't wait to get all her co-workers to sign her cast. Her husband, Harold, thinks it's ridiculous, she's an adult, it'll look dirty and unprofessional. She works in a corporate setting, not a preschool! Do you think it matters if she gets it autographed by coworkers? Vanessa and Ari have a chance to win $5900! All they have to do is answer more pop culture questions than Raven in Can't Beat Raven!
ON THIS EPISODE ➤ How to transition IT from cost center to business enabler ➤ Building stakeholder relationships through lunch and learn programs ➤ AI implementation strategy that balances innovation with security ➤ Transforming reactive “car mechanic” mindset to proactive business partner ➤ Earning executive respect through consistent value demonstration What happens when a chemical...
Ask Me How I Know: Multifamily Investor Stories of Struggle to Success
You've built success, but it still doesn't feel safe. This episode unpacks why high-capacity humans over-earn from fear — and how recalibration shifts you into enoughness, peace, and true provision.What happens when success still feels scarce — even after you've built more than enough?For many high-capacity humans, over-earning isn't about greed — it's about fear. The nervous system learned early that self-reliance equals survival, and so every season of abundance is still shadowed by an old story: collapse is coming.That's why provision without alignment becomes pressure. No number in the bank can settle the ache, because the nervous system doesn't measure dollars — it measures identity congruence. Until who you are feels secure, no income level will feel safe.In this episode of The Recalibration, Julie Holly unpacks why enoughness is an identity issue, not a net-worth issue. You'll discover:Why abundance often feels provisional — the body still living in yesterday's storyThe science of over-earning as a survival strategy, not ambitionThe language of the striving zone and provisional mindset — and why they never resolve with more zerosAndrew Carnegie's story: from poverty to over-earning, to philanthropy still shaped by pressureA five-step framework to begin recalibrating your money story into true enoughnessToday's Micro Recalibration:“Where am I still chasing security through more — when alignment would give me enough right now?”If you've ever pushed for more but never felt safe enough to rest, this episode will give you language for what you're experiencing and show you how recalibration shifts provision from pressure into peace.If this episode gave you language you've been missing, please rate and review the show so more high-capacity humans can find it. Explore Identity-Level Recalibration→ Follow Julie Holly on LinkedIn for more recalibration insights → Schedule a conversation with Julie to see if The Recalibration is a fit for you → Download the Misalignment Audit → Subscribe to the weekly newsletter → Join the waitlist for the next Recalibration cohort This isn't therapy. This isn't coaching. This is identity recalibration — and it changes everything.
The CPG Guys are joined in this episode by returning guest Nik Modi, Co-Head of Global Consumer & Retail Research at RBC Capital Markets. We actually cover 12 publicly traded company stocks and get Nik's opinion on what's working / not.Follow Nik Modi on LinkedIn at: https://www.linkedin.com/in/nik-modi-675926/Follow RBC Capital Markets on LinkedIn at: https://www.linkedin.com/company/rbc-capital-markets/Follow RBC Capital online at: https://www.rbccm.com/en/Here's who we cover : General Mills, P&G, Church & Dwight, Coca-Cola, Kenvue, Monster Energy, Brown Forman & Hershey.CPG Guys Website: http://CPGguys.comFMCG Guys Website: http://FMCGguys.comCPG Scoop Website: http://CPGscoop.comRhea Raj's Website: http://rhearaj.comLara Raj in Katseye: https://www.katseye.world/DISCLAIMER: The content in this podcast episode is provided for general informational purposes only. By listening to our episode, you understand that no information contained in this episode should be construed as advice from CPGGUYS, LLC or the individual author, hosts, or guests, nor is it intended to be a substitute for research on any subject matter. Reference to any specific product or entity does not constitute an endorsement or recommendation by CPGGUYS, LLC. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent.CPGGUYS LLC expressly disclaims any and all liability or responsibility for any direct, indirect, incidental, special, consequential or other damages arising out of any individual's use of, reference to, or inability to use this podcast or the information we presented in this podcast.
Send us a textEver feel like you're barely keeping your head above water while juggling multiple jobs? You're not alone. In this raw and relatable conversation, we dive into the real challenges of managing multiple work responsibilities in today's demanding professional landscape.The struggle is painfully familiar – you're about to leave the office when an urgent ticket comes in, forcing you to choose between extending your workday or leaving someone without help. We break down practical strategies for setting boundaries, from organizing technical bookmarks to shutting off those persistent Slack notifications that follow you home. If you've ever felt the pull between in-office demands and remote work responsibilities, this discussion offers both validation and actionable advice.We also unpack the fascinating generational divide in work perspectives. As millennials, we were told college was the only path to success, only to discover trade careers might have offered better financial prospects with less debt. The painful truth emerges: "Boomers had the money. Gen Xers knew the money was there. Millennials are like WHERE IS THE MONEY? And Gen Z doesn't give a f***." This generational breakdown resonates because it connects to broader economic realities—wages not keeping pace with inflation and the necessity of multiple income streams just to maintain stability.When work becomes overwhelming, finding effective stress relief becomes essential. We compare music (particularly lo-fi beats) with gaming as decompression tools, even ranking video games from most stressful (Dark Souls) to most relaxing (Animal Crossing). These insights offer practical suggestions for choosing entertainment based on your desired stress response—whether you need to blow off steam or find calm.Between career discussions, we share our enthusiastic reactions to the King of the Hill revival, appreciating how it maturely developed beloved characters without losing the show's essence. If you're balancing multiple responsibilities while trying to maintain your sanity, you'll find both practical wisdom and comforting camaraderie in this episode. Follow us on TikTok and Instagram as we continue growing our community of overworked, underpaid, but eternally optimistic professionals. https://www.carolinaotakus.com/
Why is your business not making the profit you expected? Your accountant will tell you it's because your expenses are too high, and yes… that's true on the surface level. But have you considered WHY expenses are high? Or earnings low? The causes are often hidden in places you least expect! For example, you could be impacted by choices in your service model or your marketing strategy …. And these can take chunks off your bottom line without you realising it! In this episode, I'm pulling back the curtain on the six most common profitability traps I see online coaches and service based business owners fall into. And yes, I've been there myself! I share real-life lessons from my own journey and those of my clients, so you can spot these traps and step right over them. If you're ready to simplify, save your sanity, and start earning what you deserve, this one's for you. Here's a taste of what you'll hear: Why diversifying your income streams is putting a strain on your earnings. The true cost of chasing shiny objects and why selecting a relevant strategy matters so much. How to avoid the common mistake of simply throwing money at problems - discover how to use outsourcing to grow profit instead. Why undercharging is hurting more than your bank account - the bigger opportunity loss and what to do about it. The tech money bucket and how to approach your tech stack the smarter way. If you're wondering which of these traps might be keeping your business under-earning, or want to hear how to move past them, press play and listen now. I promise you'll find plenty of practical wisdom, and maybe the nudge you need to make a profitable change. ..................................................... Feeling unclear about your niche? Ready to step out of 'hidden gem' haze and into your 'authority' era? Take the Niche Buster 7 Day Challenge and finally get clear on how to position your expertise so you're seen as the go-to authority in your niche! This short program takes you through the exact framework I use with my private clients, that's seen them grow monthly revenue by the thousands with a strategic shift in their positioning. Learn more and enrol here: https://jessicaosborn.com/nichechallenge ...................................................... Loving this podcast? Please drop a 5 star rating to help others find it too! If you have a spare 30 seconds we would be so grateful if you would leave a short review. Simply hit the 5 stars and add a few words of your own about your experience listening to She's The Business Podcast. You might be chosen as the review of the month and featured on an upcoming episode! .................................................... She's The Business Podcast Website: https://www.jessicaosborn.com/podcasts/she-s-the-business-podcast-with-jessica-osborn DID YOU KNOW we also publish episodes on YouTube so you can watch them? >> She's The Business on YouTube > https://www.youtube.com/@Jessica.osborn Apply to be a guest on She's The Business Podcast Do you have a story or relevant expertise to share with our global audience of female entrepreneurs? Apply to be a guest on She's The Business with Jessica Osborn here: https://jessicaosborn.com/podcast ......................................................... About your host: Jessica Osborn is a strategic business coach who helps online experts step into authority and attract premium clients with ease. Drawing on 25 years in marketing and 15 years as a successful entrepreneur, she teaches women how to design signature programs and position themselves powerfully in their niche - building profitable, sustainable businesses that deliver multiple six-figure years without sacrificing their lifestyle. Learn more & book an intro call: https://jessicaosborn.com Instagram or Threads: https://instagram.com/jessica.osborn LinkedIn: Https://linkedin.com/in/jessicaaosborn Facebook: https://facebook.com/jessicaosborn.bxcoach
This is a recording of a Viewer Questions livestream from Youtube. With Jade, Caroline & Corey in this live stream. In this stream we primality discuss viewers dating and relationship questions. But we also talk about how to improve your life, financial help and world events. If you enjoy lively conversation and want your questions answered in real time, click on this link to watch upcoming live streams and be part of the conversation: https://www.youtube.com/@CoachCoreyWayne/streams
The judgment on Rosh Hashanah is comprehensive: every single human has his or her moment of judgment before God. Even the dead are judged again each year. The judgment covers not only our behavior with respect to fulfilling our obligations to God, it also covers interpersonal matters. If we are meritorious, we will be forgiven […]
The judgment on Rosh Hashanah is comprehensive: every single human has his or her moment of judgment before God. Even the dead are judged again each year. The judgment covers not only our behavior with respect to fulfilling our obligations to God, it also covers interpersonal matters. If we are meritorious, we will be forgiven for all our sins on Yom Kippur, but that atones only sins down between man and God. For interpersonal sins, we are not forgiven until we appease our friend and elicit their forgiveness. But these two domains are not entirely separate. In this short and sweet podcast sourced from the writings of my grandfather of blessed memory, we learn how important our interpersonal behavior is vis-a-vis our status before God. Now is the time to prepare.– – – – – – – – – – – – – – – – – – – – – –DONATE: Please consider supporting the podcasts by making a donation to help fund our Jewish outreach and educational efforts at https://www.torchweb.org/support.php. Thank you!– – – – – – – – – – – – – – – – – – – – – –Email me with questions, comments, and feedback: rabbiwolbe@gmail.com– – – – – – – – – – – – – – – – – – – – – –SUBSCRIBE to my Newsletterrabbiwolbe.com/newsletter– – – – – – – – – – – – – – – – – – – – – –SUBSCRIBE to Rabbi Yaakov Wolbe's PodcastsThe Parsha PodcastThe Jewish History PodcastThe Mitzvah Podcast This Jewish LifeThe Ethics PodcastTORAH 101 ★ Support this podcast ★
On Monday's edition of the Osceola's Seminole Sidelines, Nick Carlisle and Bob Ferrante reflect on FSU's backup quarterbacks as Kevin Sperry and Brock Glenn earn playing time. We also give our thoughts on freshmen and backups on offense and defense. Seminole Sidelines is sponsored by Alumni Hall. Roll Tribe: Subscribe to the Osceola for 31 percent off in September. You'll also enjoy a gift card on Osceola merch at our new store.
(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Introduction to Mesa00:15 Meet Kelley: Co-Founder and CEO of Mesa01:13 How Mesa Makes Home Ownership Affordable03:08 Earning and Redeeming Mesa Points04:52 Logistics of Using Mesa Points07:23 Mesa's Unique Mortgage and Daycare Rewards14:37 Future Plans and Expansion19:28 Financial Advice and Home Ownership29:37 Conclusion and How to Get Started with MesaYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/ ➤ Instagram: https://www.instagram.com/geobreezetravel/ ➤ Credit card links: https://www.geobreezetravel.com/cards ➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Mesa at:➤ Website: https://www.mesamember.com/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
DeFi (Decentralized Finance) is one of the most exciting areas in crypto—but it can also feel overwhelming when you're just starting out. How does it work? Why is everyone talking about it? And how do people actually earn with DeFi?In this beginner-friendly episode of New To Crypto Podcast, I break it all down: ✅ What DeFi really is and how it works without banks or middlemen ✅ The key differences between DeFi and traditional finance ✅ Why people are so excited about DeFi (and the risks you need to know) ✅ Three simple ways you can start earning passive income with DeFi today: • Staking • Liquidity pools • Lending platformsYou'll walk away with a clear understanding of how to take your first steps in DeFi—safely and confidently.
Why wait years to see results when the right strategy can put you on the fast track today? Stop spinning your wheels start earning with focus, speed, and confidence.Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...
Jack Campbell, the Detroit Lions stud middle linebacker, joins Chris from Lions training camp and talks just straight football. This guy is a man on a mission this season. He's ready to lead the defense and prepared to help get the Lions to the Super Bowl promised land. Dan Campbell entrusted Jack with the green dot this season, the playcaller on defense and he's earned the distinction. Jack talks about growing up in Iowa, playing for the Hawkeyes, being drafted to the Detroit Lions, learning from Jared Goff and wearing camo to the Lions halloween event. A great player and a great interview, enjoy! Have some interesting takes, some codebreaks or just want to talk to the Green Light Crew? We want to hear from you. Call into the Green Light Hotline and give us your hottest takes, your biggest gripes and general thoughts. Day and night, this hotline is open. Green Light Hotline: (202) 991-0723 Also, check out our paddling partners at Appomattox River Company to get your canoes, kayaks and paddleboards so you're set to hit the river this summer. Green Light's YouTube Channel, where you can catch all the latest GL action: Green Light with Chris Long: Subscribe and enjoy weekly content including podcasts, documentaries, live chats, celebrity interviews and more including hot news items, trending discussions from the NFL, MLB, NHL, NBA, NCAA are just a small part of what we will be sharing with you.
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Marcus Sonnier. Founder of Snowie Atlanta:
Two-time Emmy and three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviewed Marcus Sonnier. Founder of Snowie Atlanta:
Kelly Beevers is the Grazing Lands Partner Strategy Lead with The Nature Conservancy, where she helps guide collaborative efforts to support ranchers, strengthen communities, and conserve some of the most threatened ecosystems in North America. Based in Montana, Kelly has built her career at the intersection of real estate, land stewardship, and community-driven conservation—first working in commercial real estate, then private equity and consulting, before finding her home at TNC. Today, she leads TNC's work that champions rancher-led, peer-to-peer learning and innovation by strengthening, connecting, and activating all varieties of rancher networks. In this conversation, Kelly and I talk about her unlikely journey from Texas A&M finance classrooms to Montana ranch kitchen tables, and how those experiences shaped her approach to building authentic partnerships. We dig into the power of peer-to-peer rancher networks, why local knowledge and community leadership are essential for durable conservation, and how initiatives like Women in Ranching are reshaping the future of stewardship. Along the way, Kelly shares lessons from her career pivots, stories of on-the-ground innovation, and the hope she draws from the people she works with every day. She also offers a ton of excellent book recommendations, so be sure the check out the episode notes for links to everything. Kelly brings a rare mix of technical expertise, strategic vision, and deep human connection to her work, and I've had the privilege of calling her a friend for many years. It's been a joy to watch her career evolve, and I know listeners will take away both inspiration and practical insight from this conversation. Enjoy! --- Kelly Beevers Regenerative Grazing Lands at TNC Full episode notes and links: https://mountainandprairie.com/kelly-beevers/ --- This episode is brought to you in partnership with the Colorado chapter of The Nature Conservancy and TNC chapters throughout the Western United States. Guided by science and grounded by decades of collaborative partnerships, The Nature Conservancy has a long-standing legacy of achieving lasting results to create a world where nature and people thrive. During the last week of every month throughout 2025, Mountain & Prairie will be delving into conversations with a wide range of The Nature Conservancy's leaders, partners, collaborators, and stakeholders, highlighting the myriad of conservation challenges, opportunities, and solutions here in the American West and beyond. To learn more about The Nature Conservancy's impactful work in the West and around the world, visit www.nature.org --- TOPICS DISCUSSED: 2:50 - Intro, Kelly's early real estate history 6:39 - Next steps after real estate 9:23 - What drew Kelly to the West 14:30 - Specializing in listening 19:49 - From a company of one to a national nonprofit 24:41 - Kelly's role at TNC 28:33 - Figuring out focus 36:23 - “All it took” 44:11 - How Kelly's work fits into the broader TNC picture 54:35 - Women in Ranching 1:00:11 - Earning hope 1:05:58 - Book recs 1:10:42 - Wrapping up --- ABOUT MOUNTAIN & PRAIRIE: Mountain & Prairie - All Episodes Mountain & Prairie Shop Mountain & Prairie on Instagram Upcoming Events About Ed Roberson Support Mountain & Prairie Leave a Review on Apple Podcasts