Podcasts about Earning

Kelly Resendez is a force of nature in the world of women's leadership and wealth building. As President of Minerva, founder of GoBundance Women, and former executive at GoodLeap (a multi-billion dollar fintech company), Kelly has spent her career not just climbing ladders—but building entirely new structures for women to thrive. In this powerful conversation, Kelly takes us from her entrepreneurial upbringing in Northern California to earning close to a million dollars by age 25, through her awakening after her mother's dementia diagnosis, and into her current mission: fixing broken systems that hold women back. You'll hear how she transformed from a "significance-aholic" chasing external validation into a conscious leader who sees money as energy and a tool for impact. This episode is a masterclass in scaling without sacrifice, building community over loneliness, and understanding that investing in women's wellbeing isn't just good for women—it's good for families, communities, and the world. Key Topics: How growing up with entrepreneurial parents shaped Kelly's abundant mindset and fierce work ethic Earning close to $1M by age 25—and why worldly success didn't equal inner fulfillment The awakening that shifted money from a measure of worth to a tool for impact Overcoming the "fear of numbers" that blocks most people from true wealth building Creating your own job description as the secret to unlocking what's next Moving from self-made success to community-driven growth through GoBundance Women The investment criteria Kelly uses: founder energy + world positive impact Why hormone replacement therapy is about longevity, not just symptom management.   Connect with Kelly online: Website: https://kellyresendez.com/ LinkedIn: https://www.linkedin.com/in/kellyresendez/ Instagram: https://www.instagram.com/kelly_resendez/?hl=en   Find more from Syama Bunten: Instagram: @syama.co, @gettingrichpod Join Syama's Substack: https://thewealthcatalystwithsyama.substack.com/ Website: https://wealthcatalyst.com Download Syama's Free Resources: https://wealthcatalyst.com/resources Wealth Catalyst Summit: https://wealthcatalyst.com/summits Speaking: https://syamabunten.com Big Delta Capital: www.bigdeltacapital.com

112 New Money, New Problems: How High Earners Build Real Wealth | Brenton Harrison   The Entreprenudist Podcast  https://entreprenudist.com Earning more money does not automatically lead to building wealth, especially for first and second generation high income earners who were never taught financial literacy. In this episode, we speak with Brenton Harrison, Founder of New Money New Problems, about the challenges high earners face and the strategies needed to turn income into lasting wealth. We discuss: -Why first and second generation earners struggle with wealth building -The financial literacy gaps that hold high earners back -Common money mistakes that prevent long-term growth Practical steps to build real, sustainable wealth This episode is for professionals and entrepreneurs who want to break financial cycles and create generational wealth with intention. ------------------------- About Brenton  Brenton Harrison has spent over a decade empowering people to take control of their money. He teaches strategies for overcoming the burden of debt, juggling family and money, and establishing a financial foothold for those who were never taught the principles of financial literacy. He has been featured in publications such as Business Insider, USA Today, CNBC and Forbes. Brenton is a Certified Financial Planner, Chartered Life Underwriter and Certified Student Loan Advisor, and is a frequent speaker and workshop facilitator for corporate and nonprofit conferences across the country ---------------  About the Host: Randolph Love III is the Founder and CEO of ShieldWolf Strongholds, where he helps Franchisors, CPAs, Attorneys, Doctors, Realtors, Contractors, and other Business Owners, Entrepreneurs, Home Owners, and Retirees, secure lasting financial legacies.    He is also a trusted franchise consultant, author of the book The Miracle Money Vehicle: How To Make Money Make Babies, and host of The Liquidity Event, a premier gathering on business growth, financial independence, and legacy planning.    As host of The Entreprenudist Podcast, ranked in the Top 10% worldwide by ListenNotes.com, Randolph shares bold, practical insights that challenge traditional thinking. A sought-after speaker, his dynamic style empowers audiences to reduce taxes legally, grow wealth strategically, and take control of their financial destiny.   Additionally, he is also the publisher of The Liquidity Journal, a dynamic publication for business owners, entrepreneurs, executives, retirees, and investors. Focused on leadership, strategy, systems, and motivation, it delivers actionable insights that empower readers to grow, lead, and innovate in today's business world

Do you ever wonder what cards other people have, how they use them, and exactly how many points they're earning each year? I'll be honest—I'm nosy when it comes to other people's points, and I love getting a peek inside someone else's points earning strategies. In this first part of a two-part year-in-review series, I've invited Dr. Andrea Mabry back to the show to break down everything that shaped our points earning in 2025. This has become one of my favorite Point Me to First Class traditions, and this year marks the third installment of this annual series. We're pulling back the curtain on the credit cards we opened, the unexpected opportunities we seized, and the total number of points we earned across all our points ecosystems, from Chase and Amex to Capital One, Citi, and beyond. Andrea and I each share our total points earned for the year, then break those numbers down by transferable versus airline-specific currencies, welcome bonuses versus organic spend, and the earning methods that delivered the most value. We talk about why this was an unusually busy year for new card acquisitions, what happened when an entire points program collapsed overnight, and what's on our radar for 2026.  Whether you're mapping out your own points strategy or just curious how two points enthusiasts approach earning at scale, this conversation offers real numbers, honest reflections, and the lessons we're taking into the new year. Get full show notes and transcript: www.pointmetofirstclass.com/2025-points-year-in-review-part-1  Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy

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Opening prayer and transition Prayer for healing of minds, emotions, and bodies in Jesus' name. Blessing over the people and light-hearted comment about “sinners/singers” saved by grace. Transition to the morning teaching and reference to the notes on fasting and prayer. Purpose of the teaching Many new people in the church do not fully understand prayer and fasting. Long-time members also need renewed direction, inspiration, and encouragement from Scripture for an effective and profitable fast. Pastor's personal struggle with coughing and mic; testimony of praying over the upcoming fast and the church. Realization: the Lord, as the Good Shepherd, cares more about the people and their fasting than the pastor does. Emphasis that believers must hear the Shepherd's voice; call to open hearts and spirits to the Word and notes. What fasting is (definition and biblical basis) Fasting described as a spiritual discipline taught in the Bible, not an afterthought or optional for Christians. Reference to Jesus' Sermon on the Mount (Matthew 5–7) and the three practices: praying, giving, fasting (“when you pray… when you give… when you fast,” not “if”). Reading/summary of Matthew 6:16–18: Do not fast to impress others; keep normal appearance; the Father sees in secret and rewards openly. Clarification: corporate fast cannot be fully secret, but the heart motive still must be God-centered, not people-centered. Cultural critique: problem of overeating and food addictions; fasting is needed, not optional. Why fast? Main reasons 1. Health and personal reset Fasting brings health benefits; warning about “digging graves with forks and spoons.” Pastor's personal testimony: fasting at the beginning of the year as a “reset” that affects months afterward and increases awareness of what is eaten. 2. Fasting gives more time for prayer Time normally used for preparing, eating, and cleaning up can be redirected to prayer. Acknowledgment of family responsibilities; encouragement to use available time for prayer. Biblical link between fasting and prayer: example from Acts 13 (worshiping, fasting, Holy Spirit speaks, Paul/Barnabas set apart). Explanation of the church's prayer schedule for the fasting week (Monday–Friday, 6:30–8:30 with personal prayer, worship, exhortation, and corporate prayer each night, plus guest ministers and special focuses). 3. Fasting shows the depth of desire in prayer Fasting demonstrates how serious and desperate a person is about a prayer need. Challenge to those struggling with addictions, family issues, or sin to get desperate enough to say no to food. Story of a former pastor who listed God's blessings and then asked, “What are you willing to do?” Scriptural support from Joel: Call a holy fast, sacred assembly; return to God with all the heart, with fasting and weeping. Teaching that fasting “turbocharges” prayer and reaches the core of one's being. 4. Fasting releases God's supernatural power Observation of revival signs: increased Bible sales, campus awakenings, baptisms, and renewed spirituality. Note that whenever God moves, the devil attacks (division, discouragement, defeat, depression, doubt). Emphasis that united prayer and fasting delivers decisive blows to the enemy. Scriptural examples: Ezra 8:23 (“we fasted and prayed… and he answered”). Isaiah 58:6 (fasting that loosens chains of injustice, breaks yokes, sets oppressed free). Testimony of church growth attributed to prayer and fasting (services, groups, leaders, missions). Warning: forward movement invites spiritual resistance, requiring vigilance and continued fasting. Importance of fasting in Scripture (examples) Often precedes major victories, miracles, and answered prayers. Examples listed: Moses fasting before receiving the Ten Commandments. Israelites fasting before miraculous victory. Daniel fasting for guidance and understanding God's plan (reading Jeremiah, receiving revelation). Personal example: pastor fasting over whom to marry and other major decisions (work, place to live, business partnerships, missions trips). Nehemiah fasting and praying before rebuilding Jerusalem's walls, completing a century-old problem in 52 days. Jesus fasting 40 days before public ministry and during temptation in the wilderness. First Christians fasting during key decision-making (Acts 13, etc.). Application: fast over important life decisions; don't rely on human wisdom alone. Precautions and heart posture in fasting Fasting is not: Earning answers or manipulating God. A hunger strike against God. Fasting is: Aligning with God's will and opening space for what God already desires to do. Health cautions: Fast only as health allows; consider partial fasts if on medication, etc. Warning against “sneaky” or superficial consecrations (e.g., trivial fasting windows that cost nothing). Encouragement to make fasting truly sacrificial and appropriate to one's work and physical capacity. Practical guidance: types and structure of fasting Types of fasts mentioned: Water fast (all food and juices abstained from; not recommended for everyone for five days). Partial fast (eliminating certain foods or meals). Juice fast (fruit or vegetable juices only). Counsel on nutrition and physical activity: Ensure nutrients; limit strenuous exercise; do not let exercise become an excuse to skip prayer/fasting. Guidance on breaking the fast: Avoid heavy foods immediately (e.g., burritos, large meals); ease back into eating with lighter foods like fruit. Corporate fasting and commitment Corporate fast provides structure, accountability, and mutual encouragement. Testimony of previous years: New believers and first-time fasters completing five days. Past 21-day fast (juice/soup only) and challenges met by the congregation. Value of structure: same as work or school schedules; helps people follow through. Mention of attendance statistics from previous years and desire to see increased participation (with the reminder that numbers represent people, not pride). Fasting as assumed biblical practice Jesus says “when you fast,” implying fasting is assumed for Christians. Note of a resurgence of fasting teaching in recent decades, including influence from African and global churches. Observation: when God prepares to move, he stirs people to prayer and fasting. Biblical reasons people fasted (summary list) Facing a crisis. Seeking God's protection and deliverance. Called to repentance and renewal. Asking God for guidance. Humbling themselves in worship. Dangers in the discipline Risk of empty ritual or fasting without meaning. Encouragement to start fasting and seek right motives as you go. Repeated call to hear the Good Shepherd's voice and recognize that God wants to speak, guide, and bless more than people often realize. Fasting as feasting on Jesus John Wesley quote: fasting must be done unto the Lord, with the eye singly fixed on Him, to glorify the Father.​ Story of an Indian orphanage that fasts every Friday and calls it “feasting on Jesus,” praying specifically for the American church. Call to fast and leadership responsibility Fasting starts with spiritual leaders and elders; leaders must model what they preach. Fasting often arises from spiritual desperation and urgency: “turn to me now while there is time.” Warning about increasing end-time deception; need for discernment and closeness to God. Fasting and inner focus Fasting is more about focus than food; more about saying yes to the Spirit than no to the body. It is an outward response to an inward cry, an expression of brokenness and need. Calls to return to God with the heart, not just external religious acts (rending hearts, not garments). Fasting as response of a broken heart; God is drawn to the weak, broken, needy. Immense responsibility and mission Believers carry the immense responsibility to be salt and light, preaching the gospel to a lost world. Fasting is a humble response to this responsibility, seeking God's help and power to fulfill the mission. Closing exhortation and prayer Pastor expresses desire to communicate God's heart and encourage participation in the fast. Emphasis that God wants to speak and move, and fasting clears space in the heart. Call to fresh consecration and commitment for individuals and families. Prayer that God will bless and strengthen everyone who takes part, and closing invitation to join nightly prayer during the fasting week.

Connect with Leanne on Social Media:    Enroll in the Collective: The mentorship space for ambitious career women who are ready to break addictive love patterns for good: leanneoaten.com/membership Watch my free 20-minute mini-class: Break the Emotional Grip of Toxic Love: leanneoaten.com/detox Instagram: www.instagram.com/awakeningwomenofficial/  Facebook: www.facebook.com/awakeningwomenofficial/ Youtube: https://www.youtube.com/theevolvedfeminine and https://www.youtube.com/@awakeningwomenofficial Website: leanneoaten.com    Leanne Oaten is a former Registered Professional Counsellor with a background in Counselling Psychology and has over 13 years of experience counselling and coaching women. This podcast is for high-achieving CEO, entrepreneurial women who refuse to settle in a life that looks successful on the outside but feels empty on the inside. If you're juggling business, career, family, and a relationship that doesn't light you up while secretly craving more freedom, more abundance, and more joy - this is the podcast for you. I help women reclaim their power, build unshakable self-trust, and create the kind of life they no longer want to escape from. We're not here to hustle harder or burn it all down, we're reinventing ourselves and our lives from power. We're no longer focused on changing men, or fixing ourselves for men,  we are building for ourselves so that we never settle again. We're here to make power moves with ease, and feminine energy that attracts everything you want without losing yourself in the process. So if you're ready to stop waiting for him to change, stop negotiating your worth, and start embodying the woman you want to be, welcome home. Let's dive in.

Send us a textlove doves, seal sleuths and puffin punks, welcome back to Barbarian Noetics! i'm back in the saddle after a lengthy hiatus, slingin thoughts, notions, ideas and even some dead reckonings. i start things off by giving an update as to why i'm just happy to be alive. tune in for the tale. next up i share some thoughts around honoring migrants, respecting the undocumented, and how immigrants build nations. finally i speak about the importance of earning respect rather than simply expecting it, especially as a person of privilege. i'm laying off the background music for a while, but the outro is me attempting to sing Baltimore by the great Nina Simone acapella. one love, lr kerkawwwwMalcolm X Scholar: Professor Kehinde AndrewsSupport the showTip me in Solana:Address: 9XPHpqH7GawTGtPgZAzfXFU6oPWTpSua1QXwRYAWVh9y Find me on IG: barbarian_noetics Direct Donate on PayPal @barbarian.noetics@proton.me Cash App@ $BarbarianRavenbuymeacoffee.com/noetics.Spread the word and tell a friend. Remember to set the BNP on Auto Download after you subscribe. I appreciate you all. Section 107 of the Copyright Act of 1976 allows for “fair use” for purposes such as criticism, comment, news reporting, teaching, education and research.

Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

The Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder: [ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]http://www.transcendcompany.com/nylenaygaRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story  https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program:  https://www.nylenaygafitness.comTimestamps:00:00:00 Intro00:01:26 Holidays & Work00:02:14 Vegas vs. California: The "Realness" Factor00:03:00 The Secret to 23-Inch Arms00:04:57 Genetics: Korean Calves & Ethnic Muscle Insertions00:06:30 The New Generation of Bodybuilders00:08:27 The Boston Lloyd Controversy: Truth vs. Harm00:13:11 Debunking the "10 Grams of Gear" Myth00:14:53 Natural Bodybuilding & Social Media Expectations00:16:47 The Limitless Mindset00:18:52 Evan's Origin Story: From Obese to Anorexic00:20:39 The "Perma-Cut" Trap: Fear of Eating00:22:46 Drugs Are Tools, Not the Foundation00:25:42 Losing Gains to Stay Lean (The Teenage Mistake)00:28:03 Winning the First Show & Turning Pro00:28:27 Starting PEDs at Age 19 (500mg Test)00:30:51 First Cycle Results & The "Cold Turkey" PCT00:32:45 Coming Off Gear: Bloodwork Reality Check00:34:28 Rebound Strategies: Staying On vs. PCT00:36:58 Testing TRT Levels & Fertility00:39:53 Host Message: Subscribe & Sponsors00:41:03 First Growth Hormone Experience (Serostim)00:41:50 The Holy Trinity: Test, Tren, & Winstrol00:44:12 Injectable Winstrol: Alpha Pharma Rexogin00:46:26 Oral Winstrol Side Effects: Gut Health & Acne00:49:02 Quitting Orals (Reflux Issues)00:51:55 Modern Coaching Lunacy: High Dose Orals00:53:26 Acute Toxicity: Why Injectables are Safer00:58:09 Finding "Real" Injectable Winstrol 101:00:55 GH Strategies: Prep vs. Off-Season01:02:13 Insulin Without GH? The Joe Palacios Anomaly01:03:11 Is Growth Hormone Overrated?01:04:26 Cycling GH: 2 Days On, 1 Day Off01:05:21 The Ronnie Coleman Standard01:06:09 The GH15 Era & Internet Rumors01:09:42 The "One Bottle of Sustanon" Pre-Stage Protocol01:13:28 GH Frequency Debate01:16:19 What Pros Actually Take: The 4-6 IU Reality01:19:02 Steroids in Japan01:20:41 Earning the Pro Card01:21:10 2009 NY Pro Win & The Oscar Ardon Era01:23:58 Passion vs. Career: The Bodybuilder's Dilemma01:28:44 Evan's Heaviest Cycle: 1,500mg Test & Suspension01:30:55 The Cytadren (Aminoglutethimide) Nightmare 201:32:43 Diuretics & Dangerous Prep Protocols01:34:26 Insulin Frequency & Diabetes Risk01:37:53 Dangerous Modern Coaching: 100mg Orals Daily01:40:15 Longevity & The "One Vice" Rule01:43:45 Essentiale Forte: The Ultimate Liver Supplement 301:45:33 Host Message: Transcend HRT01:46:20 Training Philosophy: Oscar Ardon's "Mental Torture" 401:50:38 Science-Based Op

We don't close sales, we open relationships. Join Mark as he unpacks what it truly means to sell with integrity in a rapidly changing sales landscape. Discover why traditional approaches are falling short despite the rise of new technology and AI tools. Mark explores four core elements that redefine integrity for sales professionals and challenges you to take a closer look at your pipeline and relationships.  This episode will prompt you to rethink your strategies, build deeper trust with customers, and position yourself as a standout authority in an increasingly noisy marketplace. Look out for Mark's new book: Integrity First Selling, launching in 2026!  

The Institute of Internal Auditors Presents: All Things Internal Audit In this episode, Mike Levy talks with Dan Fornelius about the skills internal auditors need in 2026 and how to deliver real advice, insight, and foresight that leaders value. They discuss earning a seat at the table, balancing advisory work with independence, aligning audit work to strategy, and how AI and analytics are transforming internal audit. The conversation highlights the shift toward strategic, insight-driven auditing and what auditors must do to stay relevant. HOST:Mike Levy, CIA, CRMA, CISSP CEO, Cherry Hill Advisory GUEST: Dan Fornelius, CIA Director & Integrated Risk Leader, CrossCountry Consulting IIA North Jersey Chapter Board Member    KEY POINTS:   Introduction and the Evolution of Internal Auditing [00:00:02–00:00:39] Defining Advice, Insight, and Foresight in Internal Audit [00:00:39–00:01:16] Earning a Seat at the Table Through Early Engagement [00:01:16–00:02:00] Aligning Audit Work With Organizational Strategy [00:02:42–00:03:33] Using Business Language to Drive Impact and Value [00:03:37–00:04:20] Balancing Advisory Services and Independence [00:04:32–00:06:40] Independence vs. Objectivity: Reframing the Debate [00:07:02–00:08:35] Providing Real-Time Guidance on Emerging Risks [00:09:12–00:10:27] Why Internal Audit's Holistic View Drives Insight [00:10:31–00:11:24] Defining and Delivering Actionable Insights [00:11:26–00:16:01] Using Data, Analytics, and Early Warning Indicators [00:12:21–00:15:27] Technology and AI as Enablers of Better Storytelling [00:16:12–00:18:33] How AI Frees Auditors to Focus on the "So What" [00:18:45–00:21:06] Skills and Attributes of the Future Auditor [00:21:22–00:23:25] Why Communication and Questioning Matter More Than Ever [00:23:25–00:25:01] Final Reflections on Value-Driven Internal Auditing [00:25:01–00:26:16] IIA RELATED CONTENT:  Interested in this topic? Visit the links below for more resources: 2026 Fraud Unmasked Virtual Conference Global Internal Audit Standards Vision 2035 Advice and Resources Knowledge Centers Artificial Intelligence All Things Internal Audit: Advisory Work: How to Consult Learning Solutions: The Advisory Engagement Visit The IIA's website or YouTube channel for related topics and more. Follow All Things Internal Audit: Apple Podcasts Spotify Libsyn Deezer

In the final episode of Search with Candour for 2025, Jack Chambers-Ward is joined by Greg Heilers to delve into the evolving landscape of digital PR. They discuss the current state and future of HARO (Help A Reporter Out), the impact of AI and LLMs on SEO and PR, and the growing influence of brand mentions in the age of global SEO.Greg also shares insights about the challenges and opportunities in the industry, particularly in the Chinese market. Join us for an engaging discussion on how to stay ahead in the ever-changing world of digital PR and SEO.Follow GregJollySEO: https://jollyseo.com/LinkedIn: https://www.linkedin.com/in/gregheilers/ Jolly SEO's TL;DR: https://www.youtube.com/playlist?list=PLL3o9O1rRBcLKq-hSgerIS8i47HWdOAiiWebsite: https://gregheilers.com/Greg's recommendationshttps://featured.com/https://www.airtable.com/ https://youtu.be/ETlOSBR92Fs?si=Syh4xBbQScA2UXYh 00:00 Introduction and Opening Remarks01:14 The Evolution of HARO and Digital PR04:09 The Role of AI and LLMs in SEO and PR07:15 Challenges and Strategies in Link Building12:38 Globalisation and Language Barriers in SEO18:18 Future Trends and Industry Insights37:36 SEO Relevancy and Authority38:52 Pitch Twisting and Reactive PR39:50 GEO Relevancy and Brand Mentions46:23 Client Communication and Expertise Sharing54:07 Weird and Wild Link Building Requests58:55 Actionable Recommendations and Tools01:02:55 Exploring Chinese Culture and Final Thoughts

You Are Firemen: Built to Lead, Built to Last This week's episode is part reflection, part celebration, and part reminder. Chris and Melissa sit down to talk about two big milestones: the recent Family Brand Blitz and the five-year anniversary of The Family Brand Podcast. And instead of just sharing highlights, they unpack the deeper lessons that emerged — about consistency, leadership, and why families are far more capable than they often realize. They reflect on the power of bringing couples together in person at the Blitz, how every family — no matter the stage — is carrying something hard, and why the work of building a strong family culture is always worth doing. They also share a big realization that came out of the event: families don't need more content or bigger programs — they need simpler, more focused tools that actually fit real life. Chris and Melissa talk honestly about the tension between doing more and doing better, and why growth often looks like subtraction instead of addition. As the new year approaches, they invite listeners to consider what needs to be simplified, not added. They also reflect on the hardest part of any meaningful work: consistency. Excitement comes easily. Staying the course when motivation fades does not. Melissa shares what it's taken to show up week after week for five years — even on the weeks she didn't feel inspired — and how consistency is what ultimately allows you to "earn the right" to lead, teach, and have a voice. The episode closes with one of the most powerful metaphors they've ever shared: you are firemen. Challenges don't mean you're failing — they mean you're exactly where you're supposed to be. You were built for the heat. You were sent your kids for a reason. And together, as a family, you are capable of far more than you think. This episode is both grounding and empowering — a reminder that leadership starts at home, consistency builds confidence, and strong families aren't perfect… they're intentional. LINKS: All Links Family Brand!  stan.store/familybrand familybrand.com/quiz familybrand.com/retreats.   Links For This Episode: https://www.youtube.com/watch?v=sq2figwIX9s&feature=youtu.be  Episode Minute By Minute: 00:00 – Holiday check-in and why this episode matters 01:00 – Introducing the Family Brand Blitz 02:00 – Why the right couples showed up 03:00 – Celebrating five years of The Family Brand Podcast 04:00 – Chris acknowledges Melissa's consistency 05:00 – "Earning the right" to have a voice 06:00 – Lessons learned from the Blitz 07:00 – Every family struggles — and that's okay 08:00 – Why families don't need bigger programs 09:30 – Simplifying instead of doing more 11:00 – Addition by subtraction in family life 12:00 – Start, stop, continue: a powerful planning exercise 13:00 – Why this season of life feels overwhelming 14:00 – Consistency vs. motivation 15:00 – What happens when the excitement wears off 16:00 – Discipline, confidence, and earning the right 17:00 – The fireman analogy: facing adversity with identity 18:00 – Why challenges mean you're exactly where you belong

On the latest edition of the Samson Strength Coach Collective, we sit down with Blaine Johnson, Assistant Athletic Director of Sports Performance at Rider University. In this episode, Blaine shares what it was like building a strength and conditioning program from the ground up, navigating limited resources, and learning how to earn buy-in across an entire athletic department.We dive into mentorship, career growth, managing massive team loads, and why preparation and boundaries matter if you want to stay in the profession long term. Blaine also closes with some fun Pokemon talk, including his all-time favorites.⸻Topics Covered:• Building a strength and conditioning program from scratch• Coaching with limited racks and barbells• Earning buy-in from athletes and sport coaches• Time management, organization, and avoiding burnout• Mentorship and building career momentum• Setting boundaries and learning when to say no• Favorite Pokemon, games, and growing up on Emerald⸻Keywords: Blaine Johnson, Rider University, sports performance, strength coach, strength and conditioning, building a program, buy-in, limited resources, mentorship, New Jersey, time management, coaching career, athlete development

In the almost six years since the beginning of the pandemic he's developed an on-line personality that's an exuberant mix of medical expert and next-door neighbor, expressed in engaging videos on TikTok, YouTube and Instagram. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Find the FULL TRANSCRIPT and more resources for coaches here.Is your coaching business sustainable?

The following guests sit down with host Justin White:•   Eric Katz, Independence Home Loans•   Michael Cain and Tracy Campagna, SD Mortgage Couple•   Craig Snell, Milestone Mortgage Solutions•   Carrie Gusmus, Aslan Home Lending•   David Kakish, Anchor Home LoansHighlights From Our 5 Most Downloaded Episodes of 2025How to nail the first 90 seconds of a sales call. Attracting real estate agents through social media. Educating clients to avoid getting rate-shopped. Equipping new loan originators with tools for sustained success. Earning business instead of asking for it. These were the topics we covered in our most popular podcast episodes of the year. You'll hear something from each of those conversations on Episode #112, Good. Better. Broker.'s Best of 2025.In this episode of the Good. Better. Broker. podcast, you'll hear clips from our most downloaded episodes of the year.In this episode, we discuss ...•   0:47 – tips for having successful sales calls•   3:54 – standing out to real estate agents on Instagram•   6:28 – providing value to borrowers through education•   8:57 – providing new LOs with tools to get business•   12:17 – how to earn business from real estate agents instead of asking for itShow Contributors:Eric KatzConnect on LinkedIn   Connect on Facebook Connect on InstagramMichael Cain and Tracy CampagnaConnect with Michael on LinkedIn   Connect with Tracy on LinkedIn   Connect on Facebook Connect onInstagramCraig SnellConnect on LinkedIn Connect on Facebook Connect on InstagramCarrie GusmusConnect on LinkedIn   Connect on Facebook Connect on InstagramDavid KakishConnect on LinkedIn   Connect on Facebook Connect on InstagramJustin White is UWM's in-house brand journalist and the host of the daily news video, Inside Pass. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   

Fresh off week 16 on this Pregame edition of the Calm Down podcast, Erin and Charissa unpack the emotions they are feeling as we enter the finale of the NFL season. With so many possible options of how the story can end, the NFC championship game outfit options are already being heavily contemplated. The talk about how it is important to earn the ability to pop off when are are in a male-dominated industry. Also hear them talk about the importance of paying attention to the action when on the sidelines and how to stay positive while trying to balance a job with finding a partner, and learn which cocktails they would cut, bench and start. Send in your Pregame questions to @calmdownpodcast on Instagram or write us an email thecalmdownpod@gmail.comSee omnystudio.com/listener for privacy information.

In this episode, we sit down with a top entrepreneur and filmmaker Stewart Cohen, an expert and business owner of nearly 20 years, to unpack how to build genuine credibility and lasting success in an age of overwhelming digital noise ("cyber noise").Stewart shares timeless principles from his entrepreneurial journey, shaped by a family legacy of business ownership, and contrasts the foundational strategies of the past with the unique challenges of today.Stewart argues that in a world where “social media lies, websites lie,” the most valuable currency is in-person credibility. He provides a masterclass in turning client relationships into your most powerful marketing engine and explains why protecting your audience's attention is the ultimate business discipline.

Johnny Mac's 'Daily Comedy News' dives into Billboard's top 10 comedy tours of 2025, highlighting the achievements of comedians like Nate Brize, Kevin Hart, Nikki Glaser, and more. Nikki Glaser earns a spot as the only woman in the top 10, while Weird Al Yankovic and Matt Rife also make notable appearances. The episode also includes a playful segment about Bert Kreischer's supposed parking habits, a profile on Marc Maron's reflective thoughts on aging, and mentions of Jimmy Carr's commitment to comedy and Chloe Fineman's quirky hotel partnerships. There's a humorous retelling of a WGA meeting anecdote by John Mulaney and Robbie Hoffman, and a mention of the 'Everybody Loves Raymond' reunion special. Finally, comedian Connor Wood shares his travel essentials.Become a supporter of this podcast: https://www.spreaker.com/podcast/daily-comedy-news-with-johnny-mac--4522158/support.Contact John at John@thesharkdeck dot com Thanks to our sponsors!Raycon EarbudsUnderdog Fantasy Promo Code DCNBlue Chew Promo Code DCNTalkspace promo code Space 80For Uninterrupted Listening, use the Apple Podcast App and click the banner that says Uninterrupted Listening.  $4.99/month John's Substack about media is free.

Run your agency with clarity, confidence, and control. Many creative and marketing agency owners are closer to real growth than they realize.In this episode, Jesse Gilmore, CEO and founder of Niche in Control, breaks down the mindset and structure shifts that agency owners must make to achieve freedom, scalability, and financial success. He shares how to move from being the doer to being the leader, why perfectionism is holding you back, and how to build a business that thrives without you working 80-hour weeks. Key takeaways:The 80/20 rule for creativity. Learn how to systemize 80% of your operations so you can focus your creativity on the 20%.How to overcome perfectionism. Perfectionism keeps agency owners trapped. Power of time audits. Discover how tracking your time for just seven days can expose hidden inefficiencies.  Value-based pricing beats hourly billing. Learn how value-based pricing helps agencies earn more while working less.How to go upmarket strategically. Agencies must move toward strategy-based offers and premium clients to stay competitive.Tune into the episode of ▶️Stop Thinking Like a Freelancer—Start Earning Like a Founder.Find more podcast episodes on our website: anderscpa.com/learn/podcasts/  Episode resources:●       Anders Virtual CFO by Anders website: anderscpa.com  ●       Love our content? Sign up for our newsletter:  https://anderscpa.com/learn/    ●       Check out the Virtual CFO Playbook Course:  https://anderscpa.com/virtual-cfo-services/vcfo-playbook/     Quotes-Jesse Gilmore: "Tracking time reveals hidden inefficiencies. Once you see where time really goes, you can start eliminating, automating, and delegating effectively."-Jamie Nau: "An outside perspective helps agencies see what truly sets them apart, what you think is your strength might not be what clients value most."Jesse Gilmore is the CEO and founder of Niche in Control, where he helps full-service creative and marketing agency owners scale their businesses while reclaiming their time and freedom. Through his Leverage for Growth program, Jesse guides agency leaders from being hands-on hustlers to confident CEOs who build scalable systems, attract high-value clients, and lead empowered teams. His proven methods have helped countless agency owners double revenue, increase profit margins, and reduce work hours all without sacrificing quality or balance.  Website: https://www.nicheincontrol.com/     FB: https://www.facebook.com/NicheInControl    LI: https://www.linkedin.com/in/jessepgilmore/https://www.linkedin.com/company/niche-in-control/     IG: https://www.instagram.com/niche.in.control/    X: https://x.com/ControlNiche  TitTok: https://www.tiktok.com/@nicheincontrol  &nb

We are multi-million-dollar CEOs specializing in sales and go to market teams in tech. We've met more millionaire sales people than you can count. This is exactly how to explode your income in our favorite career path. We are multi-million-dollar CEOs specializing in sales and go to market teams in tech. We've met more millionaire sales people than you can count. This is exactly how to explode your income in our favorite career path. Thanks for tuning in! Catch new episodes every Sunday Subscribe to Topline Newsletter. Tune into Topline Podcast, the #1 podcast for founders, operators, and investors in B2B tech. Join the free Topline Slack channel to connect with 600+ revenue leaders to keep the conversation going beyond the podcast!   Chapters: 01:46 Sales Market Trivia: Headcounts and Income Statistics 07:14 CRO Compensation Realities and OTE Attainment 11:36 Can You Make $100k in Your First Year? 15:53 Essential Personality Traits for Top Sales Performance 21:25 The Timeline to Earning $200k and $300k 30:23 Strategies for Earning $1 Million in Sales 33:10 Executive Equity and Valuation Multiples in AI 38:10 Debate: Is OpenAI Too Big to Fail? 44:06 Kyle Poyar Joins: The State of AI Growth 45:17 Why AI Implementations Are Missing Expectations 50:32 Product Market Fit and AI-Driven Disillusionment 01:05:10 The Decline of Seat-Based Pricing Models 01:09:44 Emerging Pricing Models: Credits and Pass-Through Costs 01:17:48 The $500 Billion OpenAI Investment Question  

Sermon given by Pastor Mark Donaldson on December 21, 2025 at ElmCreek Community Church in Maple Grove, MN. Scripture: Romans 6:20-23

Two hundred years ago, jobs lasted generations. Your grandfather kept the same job for 40 years. Today? You'll change jobs at least 12 times in your working life—and you're unlikely to be doing what you're doing now in just five years.The job cycle has collapsed from multi-generational stability to something almost unpredictable, and AI is accelerating this change beyond anything we've seen before. But here's the truth most people miss: AI isn't taking your job. Your outdated skills are.In this episode, we break down what employees need to do to stay relevant and how employers can manage workforce transitions without destroying their teams. You'll hear real examples from companies getting it right—Citibank trained 175,000 employees, Amazon invested $1.2 billion, and PwC created gamified learning that attracts 9,000 participants monthly.Workers now need new skills every decade, not every generation. Self-education isn't optional anymore. Companies that figure out how to retrain their people will dominate their industries. Those that don't will lose their best talent.The pace of change isn't slowing down. This episode gives you the playbook for navigating it—one Golden Hour at a time.Connect with Chris Cooper:Website - https://businessisgood.com/

This special honeymoon edition of Quick Hits comes to you from 40,000 feet in the air, as DeAndre records mid-flight on the world's longest route from JFK to Singapore. With travel in full swing, this episode focuses only on the most critical updates in points and miles, along with a brief look at the honeymoon itinerary.The biggest news of the week is the sudden and unexpected shutdown of the Mesa Homeowners Card. Once considered a breakthrough option for earning transferable points on mortgage payments, Mesa abruptly closed all cardholder accounts, deactivating cards and freezing new earning overnight. While the closure is not related to cardholder behavior, it has triggered a scramble to move or redeem remaining points. A workaround discovered by the community allows some transfers to partners, and DeAndre shares where listeners can find that information.The episode wraps with a quick travel update, including upcoming stops in Singapore, Hong Kong, and Fiji, before settling into the heart of the honeymoon. For the next few weeks, Quick Hits will remain shorter and focus only on significant news.Key takeaways: Mesa card shutdown: Mesa abruptly closed all Homeowners Card accounts without prior notice.Earning halted immediately: Cards were deactivated, and new purchases or point earning are no longer possible.No wrongdoing involved: Mesa confirmed closures were not due to customer behavior or account issues.Transfer workaround: A community-discovered method may allow transfers to Mesa partners.Statement credit fallback: Redeeming at ~0.6¢ per point remains an option, though not ideal.Trust concerns: The shutdown raises questions about Mesa's future and customer confidence.Honeymoon mode: Quick Hits episodes will be shorter and focus on only major updates.Interested in Financial Planning?Truicity Wealth ManagementResources:Mesa Workaround for Missing Points Transfer OptionsBook a Free 30-minute points & miles consultationStart here to learn how to unlock nearly free travelSign up for our newsletter!

Lauren Danis brings nearly three decades of experience to Eventbrite, where she serves as the Chief Brand & Communications Officer, overseeing the global integrated brand and communications team which includes brand marketing, creative, social media, community, brand content and global internal and external communications. Prior to Eventbrite, Lauren was the VP of Communications at Ancestry where she led all global brand and product communications, social media and influencer relations. Lauren also spent over a decade at leading global public relations firm Weber Shandwick where she worked on many of the firm's marquee accounts including Mondelēz International, Unilever, Motorola, Nestlé, Abbott, and one of the most iconic American campaigns in recent memory – “got milk?” Early in her career, Lauren held communications roles at Hyatt, travel start-up e.Gulliver.com, and Edelman after graduating from the esteemed Northwestern School of Communication and Media Studies. Currently, she brings her integrated brand-building expertise to Eventbrite in an effort to help advance the company vision and reputation amongst various stakeholders including Britelings, consumers, event organizers, brand partners and investors. In her spare time, you can find Lauren reading a good book, finding her zen on her yoga mat, taking a long walk with her husband and dog, or experimenting in the kitchen with a new recipe.

Allan Ungar started directing features at just 23 and has since evolved into a filmmaker known for his action-comedy chops and ability to elicit career-best performances from his actors. In this episode, he sits down with No Film School host, GG Hawkins, to discuss how his approach has matured from rigid control to meaningful collaboration, why psychological insight is essential for directors, and how to create an environment where actors can thrive. From early experiments with camcorders to directing viral hits and the critically acclaimed Bandit and London Calling, Ungar shares a masterclass in the art and strategy of long-term career building in film. In this episode, No Film School's GG Hawkins and guest Allan Ungar discuss... Why understanding actor psychology is key to strong performances How Ungar transitioned from controlling sets to creating collaborative environments Techniques to push actors without breaking trust The evolution of Ungar's directing style across films like Bandit and London Calling Building a career in chapters and managing “hurry up and wait” downtime Why creating your own opportunities is essential in today's film landscape The importance of casting actors who can improvise and bring ideas How to know when a joke or moment fits the tone of a scene Advice for emerging filmmakers navigating their first projects Memorable Quotes: "Directing is more than just a creative outlet. You have to be good with people." "To be a filmmaker that's in control, you have to let go of control." "I leave no stone unturned. If I don't feel like I have it, I will push until we have it." "You have to figure out how to greenlight yourself." Guest: Allan Ungar Find No Film School everywhere: On the Web: No Film School Facebook: No Film School on Facebook Twitter: No Film School on Twitter YouTube: No Film School on YouTube Instagram: No Film School on Instagram

Are you holding back your real estate growth because you're afraid to let go of control? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with the sharp and candid Sasha Tripp, founder of Story House Real Estate in Central Virginia. Sasha opens up about her journey from independent boutique brokerage owner to partnering with Real and Place to scale her operations without sacrificing her brand. With a strong emphasis on leadership, systems, and strategic partnerships, she shares how she broke through growth plateaus and found new ways to elevate both her agents and her own career. Sasha dives into the biggest roadblocks agents face when scaling: fear of hiring, delegation paralysis, and the unwillingness to systematize. She unpacks why mindset—not just skillset—is often the reason agents plateau. From firing her first assistant nine times (yes, really) to building a scalable machine supported by backend platforms like Place, this episode is a goldmine for any agent who's tired of doing it all solo and ready to make a quantum leap. Feeling stuck in your real estate business? Stop wearing every hat and start thinking like a CEO. Subscribe, leave a review, and share this episode with someone still trying to "do it all." Then ask yourself: Who do I need to hire next to level up?   Highlights: 00:00–06:15 From Boutique to Brand Powerhouse •        Sasha's journey from independent brokerage to Real •        Keeping Story House branding through private label •        Why she chose Real and Place for scale •        Saving money while gaining backend leverage •        Layering national partnerships while staying local 06:16–13:45 Hitting a Plateau and Finding Leverage •        Five years of stagnant growth despite experience •        Why doing more didn't move the needle •        Creating scalable opportunity through Place •        Building an exit plan and long-term value •        Staying relevant in a shifting market 13:46–21:12 The Hiring Mistakes Most Agents Make •        Why most agents fail at hiring help •        Delegating without systems leads to chaos •        Overcoming fear of expense and loss of control •        Creating SOPs and screen recordings for training •        Cost of turnover vs cost of staying stuck 21:13–29:30 From Pantyhose to Property Pro •        Sasha's start in staffing and sudden pivot •        Her eye-opening experience in warehouse HR •        Learning real estate out of curiosity •        Earning trust through education and networking •        The shift from focusing on homes to focusing on people 29:31–42:40 Mentorship Systems and Real Agent Growth •        Why most agents fail in their first year •        How Sasha mentors agents with structure and care •        What new agents should look for in a team •        The real impact of splits versus systems •        The role of video and authenticity in growth 42:41–58:00 Scripts Strategy and Seller Psychology •        Handling lowball offers with logic and empathy •        Sasha's 10-minute listing appointment strategy •        Getting hired by offering a clear roadmap •        How to stand out in a 3-agent interview •        Teaching agents to prep like CEOs 58:01–01:12:30 Market Shifts Buyer Broker Rules and Confidence •        The impact of NAR rule changes on buyers and sellers •        Sasha's approach to buyer broker agreements •        How it improved agent performance and professionalism •        Navigating commission conversations in today's market •        What experienced agents still get wrong 01:12:31–01:18:10 Real Talk Rapid Fire •        What Sasha stopped doing that changed everything •        Building trust through clear systems and boundaries •        Why real estate is now an authenticity economy •        Sasha's biggest leadership lesson •        How agents can prep for success in under 10 minutes   Quotes: "You're just one 'who' away from your next leveling up." – Sasha Tripp "There are no bad hires—only bad employers and bad onboarding." – Sasha Tripp "People want to trust someone. They don't need more info—they need authenticity." – Sasha Tripp "You can't grow by accident, you grow with intention." – Sasha Tripp   To contact Sasha Tripp, learn more about her business, and make her a part of your network, make sure to follow her on her Website, Instagram, and Facebook.   Connect with Sasha Tripp! Website: https://www.sashatripp.com/ Instagram: https://www.instagram.com/sashacharlottesville Facebook: https://www.facebook.com/sashafarmer   Connect with me! Website: toprealtorjacksonville.com   Website: toprealtorstaugustine.com    SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best.   #RealEstateExcellence #SashaTripp #RealBroker #PlacePlatform #RealEstateScaling #SoloToCEO #AgentLeverage #BrokerageGrowth #RealEstatePodcast #LeadershipInRealEstate #RealEstateHiring #RealEstateMentorship #SystemsOverStress #AgentBurnout #StoryHouseRealEstate #RealEstateTools #RealtorLife #NAREthics #NewAgentTips #ModernRealEstate

In Part 2, Kassandra Ruelas takes us deeper into her journey — from rediscovering her love for the game under Coach Temas, to the fate-driven path that led her to Vial/Villarreal, to leaving home for Spain as a teenager. She shares what life, training, and tempo looked like overseas, how Spanish clubs develop players through structure and intelligence, and what it felt like to finally find her rhythm abroad.This episode also uncovers the hardest chapter of her career: tearing her ACL overseas, navigating the injury alone during a national blackout, and learning her younger sister tore her ACL the same week. Kassandra opens up about her recovery, her mindset, and what she hopes players and parents take away from her story.Key Talking Points• Finding joy again at Sting and the season that rebuilt her confidence.• Earning the first-ever North Texas Player Training Week invite in Spain.• How fate connected her to Vial after a controversial point error.• The Spanish development model: daily structure, zones, rondos, and tempo.• What life looked like: gym, training, Spanish class, film, late-night sessions.• Being “the foreigner” and the pressure of integrating into a new culture.• Highest levels she reached in Spain and how licensing works for minors.• The game where her ACL tore on a routine change of direction.• No trainer onsite, calling Christian at 4 a.m. Texas time for support.• The national blackout that blocked access to her MRI results.• Learning her sister tore her ACL days later.• Returning home for surgery and beginning the long recovery.• Rebuilding mentally while rediscovering who she is beyond soccer.• Leaving the door open for Spain but embracing uncertainty.• Message to parents: support but let players own conversations.• Message to players: attitude and curiosity separate you.Quotes from Kassandra• “Coach Temas brought the love back for the game.”• “Being the first North Texas player selected — I knew I had to go back.”• “I was jumping the entire night when they announced I was going to Spain.”• “In Spain, the ball does the work. The tempo is smarter, not just faster.”• “I spoke Spanish, but I was still the foreigner. That pressure stays with you.”• “I knew the moment it happened — something was wrong with my knee.”• “I was alone in the locker room with no trainer. I just wanted my mom.”• “The blackout hit the day my MRI came in. I couldn't talk to anyone.”• “Two days later, my sister tore her ACL too. It didn't feel real.”• “Right now I'm learning who I am outside of soccer.”• “Curiosity and attitude — those two things take you farther than talent.”Connect with Kassandra

In Part 2 of this Medical Sales Podcast conversation, Samuel continues the deep dive with Rashago Kemp, a regional director in the biologics and wound care space, breaking down the real differences between W2 and 1099 medical sales. Rashago shares how he manages independent reps, why leverage and motivation work differently outside of W2 roles, and what separates average reps from elite performers in the 1099 world. They unpack earning potential, commission structures, distributor models, and how top reps scale into multimillion-dollar businesses. The conversation also explores leadership, reputation, long-term relationship building, work ethic, family responsibility, and the nonnegotiable habits required to win consistently in medical sales. This episode is a must-listen for reps deciding between W2 and 1099 paths and anyone serious about building a high-impact, high-income career in medical sales.   Connect with Rashago Kemp: LinkedIn Connect with Me: LinkedIn Love the show? Subscribe, rate, review, and share! Here's How »

Topics covered on this episode of KSL's Inside Sources include: Colorado River Crisis: Warm Winters and Water Woes Rep. Doug Fiefia Responds to Tonga Travel Ban Inside Trump’s Second Term: Susie Wiles and the ‘Junkyard Dogs’ Home Buying in 2026: Your Ultimate Checklist

The U.S. Department of Education has launched an “earning indicator” to help students make smarter financial decisions about college. Jason Swenson explains how this tool works, why some institutions—including those in Utah—are flagged, and what it means for future students aspiring to attend college. Would knowing your potential earnings have changed your college decision? Greg and Holly hear from listeners to discuss whether higher education should come with a financial warning label.

Brian Schmidt is a senior insurance executive with more than two decades of experience across primary insurance, reinsurance, data and analytics, and consulting. At Xceedance, Brian leads the Strategic Accounts division as Senior Vice President and Business Leader, overseeing global teams that deliver operational excellence across the insurance policy lifecycle. Brian holds several industry designations, including CPCU, CIC, and ASLI, and earned both his BBA in Marketing and MBA from the University of Cincinnati's Lindner College of Business. Brian has served as Chair of the Underwriting Interest Group for The Institutes CPCU Society and as University Liaison for the Cincinnati CPCU Society Chapter. In this episode of In the Know, Chris Hampshire and Brian explore the offerings of a strategic operations support firm, the effective use of data analytics in day-to-day operations, and the value of a CPCU designation in his career.   Key Takeaways Brian's professional journey from restaurants to insurance. Xceedance offerings as a strategic operations support firm. The benefits of transitioning into a partnership with Xceedance. The Pros and cons of operations support partnership. The state of AI advancements in today's insurance industry. Effective use of data analytics in day-to-day operations. Brian's decision to pursue additional training and certifications. Tools in Brian's toolbox that have added to his success. A five-year look at the future of the insurance industry. Brian's message to early-career professionals.   In the Know podcast theme music written and performed by James Jones, CPCU, and Kole Shuda of the band If-Then.   To learn more about the CPCU Society, its membership, and educational offerings, tools, and programs, please visit CPCUSociety.org.   Follow the CPCU Society on social media: X (Twitter): @CPCUSociety Facebook: @CPCUSociety LinkedIn: @The Institutes CPCU Society Instagram: @the_cpcu_society   Quotes "Understanding why you're bringing in the support can help guide the decision." "Regardless of where AI progresses to, we're still going to need the art of underwriters well into the future." "Earning my CPCU designation has been pivotal in my insurance career." "No matter what skill set you have, there is a place for you in the insurance industry."  

On this episode of Her Playbook, Madelyn Burke sits down with Victoria Jacobi, who works in sports branding and athlete communications. She talks about moving to the United States from Israel at the age of 13, how she develops business relationships with NBA players, and how she builds new brand concepts for different athletes. Presented by Kendra Scott. :00 - Becoming a “dot connector” 4:45 - Her connection with Kobe Bryant 11:45 - Earning the trust of athletes 19:30 - Being behind the scenes versus in the spotlight 23:15 - Growing her creative consulting agencySee omnystudio.com/listener for privacy information.

Waiting doesn't look reckless.It looks responsible. Mature. Sensible. And that's exactly why it's so dangerous. In this episode of The High Value Woman Playbook, Amanda Carroll breaks down The Forward Motion Play—the quiet truth about how capable, successful women lose years of their lives without realizing it. This conversation is for the woman who:Has built a full life on paperHas done the inner workHas told herself she's “being intentional”And feels a growing awareness that something important is being postponedAmanda explains why clarity doesn't come from waiting, why healing doesn't happen in stillness, and how high-value women create momentum without chaos, pressure, or impulsive decisions. You'll learn:Why waiting feels wise—but quietly erodes your futureHow forward motion rebuilds confidence and self-trustWhat “1% more brave” actually looks like in dating, career, body, and wealthHow to move your life forward without blowing it upThis episode blends strategy, humor, and honest coaching to help you stop circling decisions and start choosing yourself—calmly, clearly, and with intention.

Are you stuck believing the only way to improve your financial life is to make more money? In today's episode of The Financial Mirror, we break down why spending less matters far more than earning more, and why controlling your expenses gives you immediate, real-world financial power—no raise required.Most people think income is the problem… but the truth is, your spending is what determines your financial freedom. You can't instantly increase your income, but you can instantly change how much you spend—and that shift alone can transform your entire financial future.In this episode, we explore:

In this episode of Sales Talk for CEOs, Alice Heiman sits down with trust‑selling pioneer Ari Galper to reveal why traditional sales techniques are failing in today's climate and what CEOs, Founders, and Sales Leaders must do instead. Ari argues that trust isn't a byproduct of selling; it's the core of it.Actionable takeaways for leaders:Train your team to lead with questions, listen until they share the full context of their problem.Replace “follow up” emails with “feedback” outreach.Always end meetings by scheduling the next appointment, don't leave it to chance.Ari's insights build on a theme we've heard from several standout guests, trust isn't just part of the sales process; it is the process. If you found this episode valuable, you'll also want to hear how other CEOs and experts are scaling by leading with trust:

717 -- Showing Dogs on a Shoestring Budget Smart Strategies for Budget-Friendly Success in the Conformation Ring By Laura Reeves • Pure Dog Talk Pure Dog Talk is the voice of purebred dogs. We bring you conversations with legends of the sport and offer practical, actionable guidance for creating an extraordinary life with your purebred dog. In this episode, host Laura Reeves dives into a timely and essential topic: how to show dogs effectively without breaking the bank. Introduction: Making Dog Shows Work in Expensive Times Dog shows are more plentiful than ever—but the costs are rising. Entry fees, fuel, lodging, grooming supplies, and time away from work or family can quickly turn a joyful hobby into a financial strain. Showing on a shoestring doesn't mean cutting corners—it means strategizing, choosing wisely and investing where it matters most. As Laura says, “Your passion is our purpose.”These tips will help you maximize results while minimizing expenses. 1. Start With a Clear Goal Before entering a single show, determine exactly what you want to accomplish: Finishing a ChampionshipYou must attend shows with reliable breed entries.Earning a Grand ChampionshipPrioritize majors and competition.Ranking in Breed or Group StandingsBreed rankings require breed entries; group rankings require competitive groups. “You can't make a plan until you make a goal.” Knowing your goal drives every decision—from which shows to attend to how far you should travel. 2. Research Shows and Judges Like a Pro Not every show is equal, and not every judge appreciates the same breed style. Tools to Use InfoDog— view historical entries in your breed and regionAKC Judges Directory— review judges' assignment histories and past...

Mark Grote explained why he believes the Bears are playing sustainable football these days.

https://youtu.be/5rB45BEXQLU Edward Francis, executive coach, IBM alumnus, and doctorate holder in Management Consulting, is driven by four lifelong commitments—family, faith, the city of Atlanta, and experiential learning. That fourth commitment fuels his mission: helping leaders bridge the gap between theoretical competency and real-world performance through outcome-based, measurable coaching. We explore Edward's distinctive EMF Coaching Framework, which integrates authenticity, mindfulness, equanimity, and neuroplasticity to help leaders develop soft skills for next-level leadership. Edward explains why authenticity protects your future self, how mindfulness deepens connection and listening, why fulfillment (equanimity) must replace “I don't know,” and how managing the brain—rather than letting it run the show—creates space for vision and innovation. Edward also shares how he teaches passion for the future, why it can be acquired through practice, and how he measures intangible soft-skill growth with precision. For leaders seeking transformation, Edward describes what “serious coaching for serious clients” truly looks like. — 4 Ways to Expand Your Vision with Edward Francis Good day, dear listeners. Steve Preda here, the Founder of the Summit OS Group, and the host of this podcast. And my guest today is Edward Francis, a seasoned coach who provides soft skills for next-level leading with an outcome-based and measured approach. He’s an IBM alumni and holds a doctorate in Management Consulting, so he knows a lot. Edward, welcome to the show.  Thank you, Steve. Glad I could be here.  Yeah. Great to have you. I always ask our guests because I think it’s very important that we have a mission, a purpose in life. Because if we lean into it, then we are going to get a lot better results. So what is your personal ‘Why’, and what are you doing to manifest it? Good question, Steve. I like that. Well, my personal ‘Why’ are my commitments, and I have four of them. Oh. And those commitments are me, they make me who I am. The fourth commitment is why we are here today talking, but I’ll take a minute and touch on the first three because I think they’re worth touching on briefly. The first commitment, and not necessarily in order, is family. I’m a father, uncle, godfather, caretaker for a dog and cat — family. My second commitment of the four is faith. And obviously, I could talk a lot about that, but I won’t. But that is a big commitment that makes me who I am. The third commitment is actually to the city of Atlanta, because that’s where I am and where I have served throughout the years several boards of directors — the large ones that we all know about, some for profit, some not for profit, and some of the smaller ones that we haven’t heard about. I'm at that stage now where I end up doing on boards and doing things that nobody else wants to do, but I think it's very important.Share on X And so typically I’m raising money for this or helping to promote that, or the kinds of things that are very important. But they’re not the big boards, but I’ve served on all of them throughout the years. Done a lot with the arts community, the leadership community, the city government, some politics, but primarily community activism. But the fourth commitment, which makes me who I am and why I’m here, is to experiential learning. And that is that gap between competency and how it plays out in the real world—the bridge. Not just understanding the competency of business or the competency of consulting, but how does it really play out in the real world? I have a passion for that. And that bridge can be coaching, leadership development, mentoring, and so it is experiential learning.Share on X When I was with IBM, people would inherently come to me, especially young people. I think it’s this white hair, Steve, I don’t know. They’d come to me and we’d be talking about this and that. And I began to enjoy those sessions, but found that they really were important for the person coming as well as me, because I learned a lot as well. And then when I went on to study my doctorate and my MBA, I studied experiential learning, where I began to do research on soft skills. So what are soft skills? Earning trust. Can you teach someone how to earn trust? I prove that you can. Passion for the future. Can you teach passion for the future? Can that learn? Is that an acquired skill? Is that an acquired competency? Yes, it is. So experiential learning, I have a passion that comes into my coaching, which is why I coach at a business school, at a major university. And I have clients, private clients as well. Those are my ‘Whys’. And because that’s who I am. I am those commitments.  Yeah, that’s fascinating. So let’s talk about some of the things that you do, because I find it very interesting. But I’d like to start with the framework that you developed, which is a unique coaching framework. I’ve not seen anything like that before, and I think you call it the EMF coaching framework after your name. And it involves authenticity, mindfulness, equanimity, and neuroplasticity. Can you explain what this is, how you discovered it, why it’s important, and how do you apply it? Well, my research brought it to the forefront, but my clients have really discovered it for me. When I work with a client, I take them where they are. Typically, it’s someone with a set of outcomes that they’d like to achieve, or outcomes that they want to develop. Sometimes we don’t know outcomes change, and I also have the ability to measure their outcomes, which is fairly unique. I mean, I give them measurements. People say they want measurements, but I can do them and do them well. But the framework is a way of communicating blocks that we build on, and blocks for active listening on my part.  So what is the authenticity? How do you use authenticity in coaching?  To make sure that you are aware of it, to help you measure your authenticity, to make you value your authenticity, to get you to focus on it as an important element of what you want to do and who you are, so that at the end of your career, or when you’re changing careers because you have one behind you, you can look back on it and feel good about it. And you’re not some sad old guy or sad old lady who wishing you had paid attention to your authenticity. Because what happens when you have that sadness, you end up impacting the people that love you the most. Your wife, your children, grandchildren. So you want to protect this period of time by making sure you pay attention to authenticity. And so we spend a good bit of time working on it, identifying, but more than anything else, letting you know how important it is. And of course, authenticity, I mean, we grow, we bend, we assimilate the cultures, but there’s still an authenticity that you want to measure, promote, and understand. I attempt to drive home that meaning, but more than anything else, I listen to what's important to you about authenticity, it's about listening.Share on X I have more questions than I have answers, but I do have some good questions. And where does authenticity fit, and how do you rate your authenticity, and what does authenticity matter to you are important questions.  Okay. So there’s a lot there. We won’t be able to completely unpack authenticity. Maybe that’s what you do with your client so we don’t have to do it on this call. But let’s switch to the next one, which is mindfulness. So is it about meditation? What does it mean?  Well, mindfulness is all over the place, right? We hear it all the time. It’s almost cache. I mean, it’s all over the place. But in coaching and in my building blocks, we want to examine the benefit to you as my client in achieving your outcomes. The benefit of just understanding and listening rather than making an impression.Share on X You want to listen rather than try to impress. Your listening skills, finding out where someone is before you engage with them. The idea of being mindful of the moment of where are they.  So being present with the person?  Not only present, but giving a lead to listening. What does that mean?  It’s hard to hear them if you are talking. And this type of mindfulness, you want to make sure that you are being more listening than you are trying to impress or engage from your perspective. That type of mindfulness in that moment and in each moment. So we spend a good bit of time understanding that level of engagement, and if that engagement is even authentic to you, but the benefits of that. Can you give an example?  Sure. You go to someone and you want them to help you with something, not necessarily small talk, but find out where they are at that moment, where they are mentally, where they are socially, how’s their day? It’s more than small talk before you engage because you’ll find that them even hearing you, if you show that you care about where they are, their level of listening can be increased. So an example is finding out where the person is before you engage with them.  Okay. So let’s switch gears and let’s talk about equanimity, because that’s something I don’t hear people talk about. Mindfulness is a common topic—maybe not your brand of it—but what's equanimity, and how do you use it in coaching? Sure. Equanimity means a lot of things, but when we talk about coaching in the framework, we’re really talking about fulfillment. Equanimity can mean how you handle stress or how you handle disturbances.Share on X But equanimity in coaching can mean fulfillment, your pursuit of a fulfillment what is it that you really, really, really want? And are you clear on distinguishing that from that tools to get there? The classic one is money, Steve. We all know people with lots of money, and there’s a question even in their mind, if they are really fulfilled. So, an equanimity is understanding fulfillment and that pursuit of fulfillment, and it can change.Share on X When you get to our age, “I don't know” is not a good answer. What fulfills you? You say, “I don't know.” I'd say, Steve, you're too old to be saying “I don't know.” You need an answer. You can change it as often as you want, but the problem with “I don't know” is that it breeds “I don't know.” And if you’re saying “I don't know” at age 30, my fear is you'll be saying “I don't know” at age 45. So being able to pick a horse and ride it, have the flexibility to change whenever you want is critical. Plus, just think about it: let's say you want help. I remember plenty of times people would come to me wanting help, and if they had a target, it was much easier for me to help them if they had a target. They say, I want this, it’s going to be available. Then this is the decision-maker. Can you help me with this venture capital team to see if I can get it swayed my way? They got a target. But if you come to me and say, Edward, help me figure out what I want to be when I grow up, that’s a whole other discussion. It’s very difficult to help you. So when you have a target, when you have an answer, other than, I don’t know, we have a direction to move in. So “I don’t know” is not good for most people. Yeah. And you can honestly not know, but you going to pick something. Because when you pick something, even if you’re going the wrong way, you may see what’s the right way. But you never would see that right way if you hadn’t taken that first step, even in the wrong direction. Give the information and then you can iterate from there. Yeah, I agree. And I love it. So let’s go onto neuroplasticity, which was also a very interesting concept that you talked about.  Sure. How do you use neuroplasticity in coaching?  Sure. Well, neuroplasticity is the brain’s ability to create additional neurons, but in coaching it's also the suggestion and the consideration that you move outside of your brain — that you don't let your brain run you, you run the brain. That brain will get you in trouble if you are just running around following it. First of all, the brain’s number one job is to protect the body. That’s the number one job for the brain. So therefore, it often has a negative bias. The brain will think that things are worse than they are. That’s part of the way it protects you. You think a lion is going to jump out of the bushes and devour you when it's just a little puppy dog who's coming up to you. So if you keep going, most of the time you’ll see it’s not quite as bad as you thought it was — most of the time. So following the brain, you have to step outside of your brain and manage your brain. The front part of the brain, the prefrontal cortex, is in charge of visioning and innovation. But the funny thing about the prefrontal cortex is that it wants to be filled. It doesn’t want empty space. So wherever you are, it’s going to fill itself with something. And you going to say to your brain, no, we are not doing that. I’m not going to let you get filled up. I’m going to keep room so that I can vision. Visioning and innovation takes time and it takes room, and the brain wants to stock in as much as it can to stay filledShare on X but you going to tell that brain, no, I’m going to sit here. I’m going to eat this ice cream and think about it. And so then that leads into what’s really a coaching dynamic is the art of delegation. In order to clear out that prefrontal cortex, you going to use resources, delegation, so that when that brain is filling up, you have a way of, as we used to say at IBM, getting those monkeys off your back. You create some free space. There was a time when professors, way back in the day, had their sabbaticals. Well, that was well-meaning. That was well-meaning — having that time for visioning. Well, as we have blueprints for business, as we have goals, as we look for moving forward, it requires vision, but vision takes time.Share on X It’s just not going to drop in your lap. Your brain won’t let you do it. Now, we both know people who carry the world on their shoulders, and yet they still get a lot of things done. And it can happen, but it’s just not the best way to do it.  Yeah. And maybe they are giving themselves time. They go on a fishing trip, or a golf trip, or travel. And the best ideas come when you’re not in the office, right?  But I’m talking about more granular than that. Not just vacations or climbing a mountain, I’m talking about just sitting still and breathing. I’m talking about family time, a meal, book, listening to some good music, a walk in the woods, things that help your mind empty out those monkeys, so that you can have space to take the time for the visioning and innovation that’s critical for moving forward. A lot of times you get to where you are by keeping that mind full. You’re always having fires to put out, and that’s fine. We’re experts at putting out fires. But at some point, to take that business to that next level — that soft skill for next-level leadership — you're going to have to manage your brain to create space so that you have time for vision and innovation.Share on X  Yeah. I love that. And I often notice that I’m driving my car and I think, okay, I’m going to switch on the audio book or podcast. I say, no, I won’t do that. I just want to sit here and just daydream over the wheel and just let my mind go different places.  And actually I love that time, and I like the long drives, and I don't take in information. And I guess that’s what’s happening. I didn’t call it that, but I am emptying out my brain and giving it space.  Well, you have to manage that brain because it will get you in trouble if you just let it run the show. I mean, really, it’ll take you to some odd places. You have to say to your brain, “No. That's not what we are doing. That's not the plan.”  Okay. That’s awesome. So your coaching framework is authenticity — being aware and living an authentic life so that you can look back on it with satisfaction. Mindfulness — being present, listening, giving space for other people. Equanimity, which is fulfillment and having that feeling of fulfillment, of living with purpose. That's why I ask you about the purpose as well, so I totally relate to this. And neuroplasticity, I love that concept. I think few people talk about it, especially this way. It’s very powerful. So before we wrap up, I like to ask you about what you mentioned at the top of the conversation about teaching people passion for the future, I’m fascinated by this idea. I thought passion was more of an internally developed thing. Maybe there’s also talent for passion. Maybe it’s part of nurture, but how can you actually teach it, I’m very curious about that.  Sure. Passion for the future. That’s when you want to be passionate about capabilities and opportunities for impacting your clients, impacting the world, and you deeply believe in the quality and breadth of personal, exceptional capability. And the key with passion for the future, when you really are doing it well, then you are energizing others about unique opportunities, and you are conveying passion for the future with them. I have an exercise—several exercises—that we go through and talk about.  So, Edward, just a quick question. So does that mean that you are passionate about the potential of your own and the other people around you? So your passion is derived not from what the politics is doing, or geopolitics, and I don’t know, AI, and that stuff, but is it about the humanistic potential that you see is there and can be manifested?  Actually, Steve, it is outcomes-driven. So it is outcomes-driven, but what I see—and when it works well, you see it—it spreads. It's not that you start out saying, I want to have passion for this client, I want to have passion for this business, or passion for this opportunity. But once you grasp it—the wins or the losses, the yeses, the no's, or the maybes—you take them all. And you are still passionate about winning. You create sense of pride, you’re seeking opportunities, you confront behavior that’s contrary to the values and to reputation. So we teach this and it can be fun, but I’ve also seen tears come from it as well. It can be a tearful experience, but it’s part of what we do, and we do it well. And it’s not cookie-cutter. I take my client where they are. So this is not just some rope that I’m going to take you through. We really have to see this as an outcome that's going to benefit you and an outcome that's desired, and an outcome that you're willing to invest in.Share on X Because look, a lot of people make it, and they are not passionate about the future. So it’s a lot of work.  So you can turn a sheep into a wolf?  Yes. If there is a real support in doing it. If there is personal support in doing it, or corporate support in doing it, or if it’s passionate support in doing it, yes, we can do it. There is a price, but it can be done. A personal price. A mental price, yes.  But doesn’t the mentee or the  coachee have to be willing to pay that price, or can they get the passion without paying any price? Personally, the company will pay, but can they do it?  Sure. Well, first of all, the person needs to be coachable. And it needs to be an objective, or it needs to be an outcome that you see now, or an outcome that you developed over your period of time in working with me. So we can start out that way or it can come, but yes, you have to see that it’s worth it because it does take work. But once you get it, I see it spread, and you in fact are passionate about the future, and you weren’t there in the first place. You might’ve been pessimistic, actually.  That is amazing. I mean, if you can do that, then you can really empower other people that maybe would must be able to empower themselves or be empowered by the usual patterns and approaches.  And we measure it. I have a measurement. I can measure your progress or lack thereof. And let’s be clear, every story is not a success story. But I can measure your progress or lack thereof, and we can agree on a matrix and see how you’re tracking towards that matrix for passion for the future.  So how do I measure my passion, or how do you measure my passion?  I’ll get you to give me an analysis, and I have some questions. And I’ll get you to give me an analysis of those questions, and then I’ll ask you those same questions another way. And then we’ll do training, and then we’ll come back to that and then we’ll do an analysis of where you were and where you are now that we are at the next phase. So that’s one way we can do, we can measure it to see your progress or lack of progress. Now, I also have a role play that we can do. So there's several things we can do. There's role play, there's reading, but primarily it's me listening.Share on X It’s active listening on my part. I don’t have the answers, but I have the questions. Well, the questions are more important than the answers. Because a lot of answers can pertain to one question. That is very fascinating. So if people would like to be coached by you — and I saw on your LinkedIn page that you offer serious coaching for serious clients, so it’s not like dabblers please don’t bother applying kind of thing. So what does it look like?  Serious coaching looks like a commitment of time and resources from someone who's coachable. It starts when you contact me to schedule a chemistry session. That’s typically can be as short as 15 minutes, most of them are an hour. So it starts with a chemistry session. Then once we get out of the chemistry session, it starts when you pay me, that’s when it starts.  Okay. So if those listeners that are taking in this episode, they’d like to explore whether they have the right chemistry for you to coach them, or whether they are considered serious enough for coaching, where should they go and how can they find you? There are two places you can find me. Of course, you can find me on LinkedIn: Edward Francis. I think it’s Edward Francis, DBA (Doctor of Business Administration). So Edward Francis. Or you can go to my webpage, www.edwardmackfrancis.com.  Awesome. So if you’re listening to this and you want a serious coach with serious coaching, and specifically want to be a more authentic person can be more present for others and feel more fulfilled, and have a bigger brain capacity through neuroplasticity, leveraging neuroplasticity, or you want to be more passionate about the future, then do reach out to Edward Francis. You will not be disappointed. And if you have a company and you want to grow it, then reach out to me at the Summit OS Group. So, Edward, thank you for coming, and for those of you out there, thank you for listening. And stay tuned because we have exciting entrepreneurs and thought leaders joining every week. Important Links: Edward's LinkedIn Edward's website

Are you trying to break into medical sales but stuck deciding between Pharmaceutical and Medical Device? Or maybe you're curious about the high-growth world of Diagnostics and Genomics?Today, we discuss the differences in pay, lifestyle, and entry-level requirements for each path. Whether you want the adrenaline of the Operating Room or the stability of a $130k+ base salary in Pharma, this episode covers the 12 key distinctions you need to know before applying. IN THIS EPISODE YOU WILL LEARN:The Personality Test: Why "Engineers" love Device and "Scientists" love Pharma.The Paycheck: Real breakdown of base salaries vs. uncapped commissions.The Hidden Third Option: Why Oncology Diagnostics/Genomics might be the "Goldilocks" career path.Work-Life Balance: The reality of on-call surgical hours vs. the 9-to-5 pharma life.Success Stories: How a nurse (Sydney) and an immigrant (Kanika) broke in with $150k-$200k packages.READY TO BREAK IN? If you are struggling to get offers or don't know where to start, we help people from all backgrounds (nurses, coaches, teachers) launch their medical sales careers.Apply to Medical Sales U at medicalsalesu.com/TIMESTAMPS:00:00 - Intro: The common dilemma (O.R. vs. Samples).01:06 - The 3 Paths: Pharma, Device, and Diagnostics.02:15 - Science vs. Engineering: Which fits your brain?04:35 - Salary Reveal: Entry-level Pharma Pay ($95k-$135k base).06:10 - The "Associate" Role: Why Device base pay starts lower.07:40 - The Top 1%: Earning potential ($300k - $750k).09:15 - Diagnostics Pay: The sweet spot?10:30 - The Sales Process: Who are you actually selling to?13:50 - Lifestyle Check: Early mornings vs. Family flexibility.17:15 - Career Advancement: From Rep to Regional Director.22:15 - Student Success: From $68k to $200k total comp.ABOUT MEDICAL SALES U: Medical Sales U is the premier training program for professionals looking to break into high-paying careers in Medical Device, Pharmaceutical, and Genetic Testing sales. We turn "outsiders" into top 1% candidates.CONNECT WITH US:Learn more about coaching and career support at medicalsalesu.com/#MedicalSales #PharmaceuticalSales #MedDevice #SalesCareer #DaveSterritt #CareerAdvice #HighPayingJobs #SalesTips

What happens when old relationship patterns collide with real-time growth?Lauren and Trey start this episode with a wild night out that sparks a raw conversation about ex partner behavior, accountability, and emotional maturity. After witnessing prank calls and performative attempts to re-enter an ex's orbit while they were on a date, Lauren names the behavior clearly. At best, it's childish. At worst, it crosses into bullying and harassment.Instead of judging from a distance, Lauren invites Trey to reflect on the times he's done versions of this himself. They explore why intent does not negate impact, how none of us were taught how to be in romantic relationships, and why grace for our younger selves is essential to growth. Trey shares two candid stories from his past, while Lauren reflects on a moment when wanting to be chosen meant not choosing herself.At the 26 minute mark, the conversation shifts as they unpack a financial change in their partnership, with Lauren stepping into the role of primary breadwinner. Trey opens up about fears around contribution, masculinity, and being left behind, while Lauren names how meaningful it is that these conversations are happening at all. They revisit the origin of Sex Ed For You, the belief that fueled it, and how old money stories can resurface even in secure relationships.Lauren closes by honoring the courage it takes to seek support and growth. Trey ends with a message to straight men in particular. Seeking help is never shameful.If this conversation resonates, please like, comment, and share the episode.And if you're looking for sex and relationship coaching you're invited to request a free consult with Lauren at www.sexedforyou.com/freeconsultIdeal for couples in long-term partnerships who want deeper intimacy, more desire, and better sex.About Us: Lauren and Trey are partners living in Central Virginia where Lauren owns and operates, SEX ED FOR YOU. She provides comprehensive sexuality education and embodied coaching to individuals, partners, and parents.Through a biopsychosocial approach, Sex Ed for You works to restore positive and respectful approaches to sexuality and sexual relationships, as well as increase the possibility of having pleasurable and safe sexual experiences, free of coercion, discrimination and violence. (WHO)Sexual health is fundamental to the overall health and well-being of individuals, couples and families, and to the social and economic development of communities and countries. (WHO) When individuals are blocked from sexual health they are stunted from developing a sense of sensual play and enjoyment. • Learn more about Sex Ed for You at ⁠⁠https://www.sexedforyou.com⁠⁠• Schedule a FREE CONSULT with Lauren today: ⁠⁠https://www.sexedforyou.com/freeconsult⁠⁠• Learn more about partnered communication best practices on Sex Ed For You's Instagram Page: ⁠⁠https://www.instagram.com/sex_ed_for_you/⁠⁠• Subscribe to our YouTube channel for more videos about sex, partnership, communication, and love: ⁠⁠https://youtube.com/@thepartnershippodcast⁠⁠Reminders: This is not a "how to" podcast, but rather a "how they" podcast. Please listen to our opinions and then come to your own! Learn from our mistakes or give our techniques a try! It's all up to you. Lauren is NOT a therapist. She is a Certified Holistic Sexuality Educator and Embodied Intimacy and Relationship Coach.

Click here to learn more about the ACE (Access to College Experts) Network, where you will get expert guidance for college admissions, essays, test-prep, scholarships, and even dorm planning, for less than the price of a tank of gas! ---------- Featured Scholarships: $1000 Price Benowitz Federal Justice Reform Scholarship $1000 Umansky Law Firm Second Chance Scholarship $14.5 Million Taco Bell Live Más Scholarship "College Here I Come" Scholarship for High School Seniors "Broad Horizons" Scholarship for High School Juniors $2000 Smarter College Better Financial Future Scholarship Subscribe to the free "Your Daily Scholarship" Newsletter here: https://nodebtcollege.substack.com/ ---------- Will Hoffman is a Financial Advisor with almost 23 years of experience,  and the founder and president of Hoffman Wealth Management, a firm working with busy families and active retirees, helping them navigate the complicated scenarios of their wealth while creating the life that they desire. He's the host of the Wealth on the Move the podcast.  He is the Father of Liam, Miles and Nolan, and when he is not coaching their youth sports teams, he is an active marathon runner, completing 7 marathons all fundraising for either the Children's Tumber foundation or NFCA of Pittsburgh. Two organizations that are dedicated to curing and helping people live with neurofibromatosis ,a birth affect that his oldest son Liam lives with. In our conversation, Will and I discussed: The incredibly short time horizon that parents have to save for their kids' college, and how that compares to saving for retirement 529 Plans, Coverdale Education Accounts, and other college savings plans, including recent changes that parents need to be aware of The potential half-million dollar implication of earning just $35,000 in scholarships College savings options for parents of teens The implications of borrowing from a parent's retirement account to pay for their kids' college The implications of borrowing against your home to pay for college How to think about student loans And much more… To connect with Will, go to HoffmanWealth.com. And check out Will's podcast, Wealth on the Move. ---------- Get our FREE Scholarship Guide for Current College Students here: https://www.scholarshipgps.com/collegescholarships

What you'll learn on this episode:Discipline is the foundation of freedom—in money, time, relationships, and successWhy today's tougher market requires a firm decision and disciplined actionSuccess is built on failures and rejections—embrace them as necessary stepping stonesThe CPI communication model: build rapport, ask adept questions, and actively listenRapport isn't small talk—it's an energetic connection that creates trustHow exercise, prayer, affirmations, reading, and intentional habits shape successWhy repetition and consistency—not instant changes—create long-term transformationThe real difference between top agents and average agents: pushing forward after setbacksHow small, consistent improvements compound into massive resultsWhy committing to action and growth changes your entire business trajectory To find out more about Dan Rochon and the CPI Community, you can check these links:Website: No Broke MonthsPodcast: No Broke Months for Salespeople PodcastInstagram: @donrochonxFacebook: Dan RochonLinkedIn: Dan RochonTeach to Sell Preorder: Teach to Sell: Why Top Performers Never Sell – And What They Do Instead

Today, my good friend Colt McCoy joins me for a deep and personal discussion about his path from small-town Texas to 14 seasons in the NFL, the mentors and moments that shaped him, and the intentional process of stepping away from the game. We talk through his early years growing up on the sidelines, the day he went from being a complete unknown to over 100 Division 1 offers, and the mindset he built while earning the starting job and leading Texas to the National Championship.   Colt reflects on the physical and emotional toll of the 2009 title-game injury, the realities of NFL life, and the teammates, coaches, and owners who influenced him most. He also opens up about the year-long discernment process that led him to retire, move his family to Fort Worth, and build a new career in real estate. We discuss: • Colt's early upbringing around football and how it shaped his identity • Winning the starting job, leading Texas for four seasons, and the highs and lows along the way • The 2009 national championship injury and its lasting impact • Lessons from 14 years in the NFL, including leadership, longevity, and adapting his game • His decision to retire, prioritize family, and pursue a new path in Fort Worth real estate • The role of faith, patience, and discernment in navigating major life transitions Support our Sponsors Ramp: https://ramp.com/fort Collateral Partners: https://collateral.com/fort Links: Colt on X - https://x.com/ColtMcCoy Topics: (00:00:00) - Intro (00:02:51) - The realities of working for ESPN and calling games (00:11:15) - Colt's earliest memories of football (00:18:31) - The impact of Colt's dad (00:22:45) - Earning a scholarship to The University of Texas (00:34:34) - Colt's career at UT (00:47:32) - Colt's greatest memory at UT (00:57:43) - The state of College football (00:58:40) - The Michael Crabtree story (01:04:27) - The toughest environments to play in (01:06:24) - Colt's NFL career (01:08:58) - The biggest learning curve going from the NCAA to the NFL (01:17:35) - Who's the best athlete you've ever seen? (01:19:04) - What Colt misses the most about being in the NFL (01:20:59) - Who's the scariest player you've gone up against? (01:23:27) - What was the hardest hit you've ever taken? (01:26:11) - The decision to leave the NFL and life after football Chris on Social Media: Chris on X: https://x.com/fortworthchris Instagram: https://www.instagram.com/thefortpodcast LinkedIn: https://bit.ly/45gIkFd Watch POWERS on YouTube: https://bit.ly/3oynxNX Visit our website: https://www.powerspod.com/ Leave a review on Apple: https://bit.ly/45crFD0 Leave a review on Spotify: https://bit.ly/3Krl9j POWERS is produced by https://www.johnnypodcasts.com/

Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Co-Hosts: Ben Criddle (@criddlebenjamin)Subscribe to the Cougar Sports with Ben Criddle podcast:Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676

If you feel like you are posting nonstop and dropping links everywhere but seeing little to no traction, this episode is for you. In Stop Dropping Links! Here's What High-Earning Coaches Do Instead, we break down why link-blasting is one of the fastest ways to lose engagement and what successful coaches focus on that actually builds connection, curiosity, and conversion. You will walk away with simple shifts you can put into action today so your audience interacts with you because they want to, not because you pushed a link in front of them.Proverbs Woman Virtual Summit: https://bit.ly/proverbs-woman-virtual-summitProverbs Woman in Business Book: Link to Paperback: https://amzn.to/48KjIt5Link to Kindle: https://amzn.to/4pIDlrjJoin The Vault & Get Instant Access to 75+ Courses, Monthly Zoom Sessions, Curated Curriculum to fit your biz needs, New Courses add Each Month, and so much more!https://bit.ly/TheOfficialVault Grab your FREE copy of my book, ‘Boss It Up Babe!'https://bit.ly/BOSSItUpBabeBookHost Bio:Kimberly Olson is a self-made multi-millionaire and the creator of The Goal Digger Girl, where she serves female entrepreneurs by teaching them simple systems and online strategies in sales and marketing. Through the power of social media, they are equipped to explode their online presence and get real results in their business, genuinely and authentically. She has two PhDs in Natural Health and Holistic Nutrition, has recently been recognized as the #2 recruiter in her current network marketing company globally, is the author of four books including best-sellers, The Goal Digger and Balance is B.S., has a top 25 rated podcast in marketing and travels nationally public speaking. She is a mom of two and teaches others how to follow their dreams, crush their goals and create the life they've always wanted.Website: www.thegoaldiggergirl.comInstagram: www.instagram.com/thegoaldiggergirlFacebook: www.facebook.com/thegoaldiggergirlYoutube: www.youtube.com/c/thegoaldiggergirlGrab The Goal Digger Girl Journal: https://amzn.to/3BeCMMZCheck out my Facebook groups for those that want to build their business online through social media, in a genuine and authentic way:Goal Digging Boss Babes: http://bit.ly/GoalDiggingBossBabesFempreneurs:  https://bit.ly/FempreneursCashFlowQueensLeave a review here: Write a review for The Goal Digger Girl Podcast.Subscribing to The Podcast:If you would like to get updates of new episodes, you can give me a follow on your favorite podcast app.

This week Topher and Jeff fly solo to talk about a huge thing hockey players, and athletes alike, struggle with: confidence. Listen for the 5 things you should do every day to build your confidence and become the best athlete you can be. Thank you to our title sponsor IceHockeySystems.com, as well as Train-Heroic, Helios Hockey, and Crossbar! And thank you to our AMAZING LISTENERS; We appreciate every listen, download, comment, rating, and share on your social sites! JOIN HTTU TODAY! HTT MERCH Follow us: IG: @HockeyThinkTank X (Twitter): @HockeyThinkTank TikTok: @HockeyThinkTank Facebook: TheHockeyThinkTank Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, we break down why business often outpaces real estate when it comes to fast, scalable income. You'll hear how one investor built a nationwide portfolio... escape rooms, axe throwing, trophy shops, lending, home-services and more... using creative deals, strong partnerships, and smart acquisitions.We also cover the lending model earning 15–65% returns, why home-service companies are the next big play, and how to decide whether to build a business or buy one.Learn how to invest in real estate with the Cashflow 2.0 System! Your business in a box with 1:1 coaching, motivated seller leads, & softwares. https://www.wealthyinvestor.com/Want to work 1:1 with Ryan Pineda? Apply at ryanpineda.comJoin our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://tentmakers.us/Want to grow your business and network with elite entrepreneurs on world-class golf courses? Apply now to join Mastermind19 – Ryan Pineda's private golf mastermind for high-level founders and dealmakers. www.mastermind19.com--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generated over 1 billion views online. Starting as a minor league baseball player making less than $2,000 a month, Ryan is now worth over $100 million. He shares his experiences in building wealth and believes that anyone can change their life with real estate investing. ...

The 1920 General Election: The League and Campaign Oratory — David Pietrusza — Harding proved to be a surprisingly effective orator, earning substantial speaking fees on the Chautauqua lecture circuit despite his reputation for carefully evasive rhetoric. Following his meeting with the infirm Wilson, Cox committed unreservedly to supporting the League of Nations, a political miscalculation that proved electorally catastrophic. Wilson's documented inability to negotiate or tolerate substantive opposition represented a fundamental character flaw that prevented compromise on League ratification. Socialist Eugene Debs also mounted a presidential campaign, remarkably doing so while imprisoned for wartime anti-war advocacy. 1920 COX AND FDR