Podcasts about Equity

*Previously aired episode* Pascal Wagner interviews Russell Gray, the long-time co-host of the Real Estate Guys Radio Show and a seasoned LP investor. Russell dives deep into the critical role macroeconomics plays in investment success, sharing his personal crash-and-burn story from the 2008 mortgage crisis and the economic warning signs he missed. He breaks down the shift from Wall Street to Main Street capitalism, the flaws of financialized markets, and the need to value investments based on real income. He also outlines practical strategies LPs can use to evaluate deals through macro, demographic, and geographic lenses, and advocates for a return to real asset investing and productive capitalism. Russell Gray Founder and Host Based in: Phoenix, Arizona Say hi to them at ⁠www.RussellGray.com⁠ ⁠www.linkedin.com/in/russellwgray/⁠ ⁠x.com/RussWGray⁠ Visit bestevercrypto.com today to get started and earn up to $2,500 in bonus crypto. Try QUO for free PLUS get 20% off your first 6 months when you go to quo.com/BESTEVER Join us at Best Ever Conference 2026! Find more info at: https://www.besteverconference.com/  Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at⁠ ⁠⁠⁠www.bestevercommunity.com⁠⁠ Podcast production done by⁠ ⁠Outlier Audio⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Best of 2025 episode, we revisit Tavis Smiley's conversation with historian, professor, and UC Santa Barbara Vice Chancellor for Diversity, Equity, and Inclusion Jeffrey Stewart as he celebrates the 100th anniversary of The New Negro: An Interpretation, his new edition of that seminal anthology, and his 2019 Pulitzer Prize-winning work on editor Alain Locke.Become a supporter of this podcast: https://www.spreaker.com/podcast/tavis-smiley--6286410/support.

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this New Year's Eve Headline Brief of The Wright Report, Bryan delivers major economic updates, exposes collapsing green energy narratives, explains the White House's aggressive new asylum strategy, and revisits the explosive Somali fraud scandal in Minnesota that is now dominating national politics. He closes with a reflection on truth, power, and why elites work so hard to stop Americans from asking hard questions. Good News for Your Wallet: Pending home sales jumped 3.3 percent in November, the strongest showing in three years, driven by rising wages and lower mortgage rates. Rents are falling across most major cities, creating the most renter-friendly market in at least a decade. HUD data shows that two-thirds of rental demand came from the foreign-born, meaning deportations and self deportations are directly increasing housing supply and lowering prices for native born Americans. The Cheap Labor Myth Collapses: After more than two and a half million illegal migrants have left the country, GDP and wages are rising while rents and crime fall. Bryan argues Americans were lied to for decades by elites who claimed cheap foreign labor was necessary. The data now shows the opposite, and he calls the moment revolutionary. Green Energy Reality Check: China's renewable energy boom is largely a mirage, with many wind and solar projects never connected to the grid. Beijing is simultaneously expanding coal plants across Southeast Asia. Global wind speeds and solar efficiency are declining, and Japan is restricting solar farms for environmental and aesthetic reasons. Bryan says the global green movement is now in retreat. Trump's New Asylum Strategy: The White House is canceling large numbers of asylum claims and sending others to third countries like South Sudan or Palau while cases are reviewed. The administration says most asylum claims are fraudulent and designed to exploit loopholes. Democrats accuse Trump of abandoning human rights. DOJ Targets DEI Programs: The Justice Department is using the False Claims Act to pressure federal contractors to dismantle Diversity, Equity, and Inclusion programs. Companies must either eliminate DEI or face massive fines for defrauding the government. Universities Face a Financial Shake-Up: The Trump administration wants universities and venture capital firms to share profits from taxpayer-funded research. Commerce Secretary Howard Lutnick is pushing for equity stakes or cash returns when patents are commercialized. Elon Musk Enters the Midterm Fight: Despite past clashes with Republicans, Elon Musk says he will spend hundreds of millions of dollars to help the GOP keep Congress. He cites fears of Democrat censorship, economic control, and what he calls ideological extremism. Minnesota's Somali Fraud Scandal Explodes: Federal investigators say Somali-run nonprofits defrauded taxpayers of at least nine billion dollars through fake daycares, autism services, food programs, and Medicaid scams. Money funded luxury lifestyles, Islamist terror groups, and Democratic campaigns. Governor Tim Walz halted earlier investigations after activists accused the state of racism. A Somali academic told the New York Times that fraud is culturally encouraged, a statement Walz has avoided addressing. Bryan explains why Elon Musk now calls the governor "Traitor Tim." A New Year's Reflection: Bryan closes by urging listeners to reject elite deflections and keep demanding the truth. He argues that the real battle ahead is not left versus right, but truth versus lies, and promises that this podcast will continue to challenge power with facts, logic, and reason in the year ahead.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: pending home sales rent decline deportations, cheap labor myth wages GDP, China coal expansion fake green energy, Trump asylum third country policy, DOJ False Claims Act DEI, university patent profit sharing Lutnick, Elon Musk GOP midterms funding, Minnesota Somali fraud nine billion dollars, Tim Walz investigation, al Shabaab terror funding

Looking at a weird GDP data point. Calling BS on Russia/Ukraine peace talks. Gold and Silver – WOW! Closing out the year – a good one too! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - CTP Cup - All systems go! 9 participants! - Lots to be excited about and anxious too - Looking at a weird GDP data point - Calling BS on Russia/Ukraine peace talks Markets - Gold and Silver - WOW! - Closing out the year - a good one too! - Buyers are still hot to buy any dip - "Diet" pills coming Bitters Making Progress  - Chocolate -Dark Cherry -Infusions - https://highdesertbotanicals.com NYE Celebration - Cities across America ring in the new year by dropping unexpected objects: - Amelia Island, FL drops a giant shrimp. - Nashville drops a 400lb musical note with 28,140 LEDs. - Boise, ID, drops a glowing potato. - Key West, FL, drops an eight-foot ruby-red heel—complete with a drag queen inside! - In Spain, revelers gulp down 12 grapes—one for each midnight chime—to bring luck for each month - Denmark - Danes toss old dishes at friends' doors—large piles of broken crockery at dawn are seen as tokens of good luck. What a year! - So many themes in 12 months - AI, Tariffs, War and Trade War, Fat drugs, Deglobalization - Data centers, semiconductors, and supporting infrastructure like power and cooling systems. - Approx: DJIA +13.5%, SP500 +17%, NASDA +21%, BTCUSD -7.6%, Gold +64%, SLV +145%, $DXY -9.5%, EEM +30% - 2026 - Opportunities and Auld Lang Xiety (Tech still looks frothy in certain names) Top New Year's Resolutions - Exercise More - Eat Healthier - Save More Money/Get Out of Debt - Be Happy/Improve Mental Health - Lose Weight - Spend More Time with Family & Friends - Learn a New Skill/Hobby - Get Organized Active Management (Funds) - Same report annually - A small group of tech super stocks accounted for an outsize share of returns in 2025, extending a pattern in place for the better part of a decade. - Around $1 trillion was pulled from active equity mutual funds over the year, marking an 11th year of net outflows, while passive equity exchange-traded funds got more than $600 billion. - The concentration of gains in a few stocks made it harder for active managers to do well, with 73% of equity mutual funds trailing their benchmarks this year, the fourth most in data going back to 2007. - BUT, there are some areas that it makes sense for active management ---- Equity vs Fixed income and reasoning --- Efficient markets, boots on the ground Fat Pill - The FDA has approved the first-ever GLP-1 pill from Wegovy maker Novo Nordisk. - Novo Nordisk said the starting dose of 1.5 milligrams will be available in early January in pharmacies and via select telehealth providers with savings offers for $149 per month. - The approval gives Novo Nordisk a head start over chief rival Eli Lilly, which is racing to launch its own obesity pill. - Packaged food makers and fast-food restaurants may be forced to overhaul more of their products next year as newly approved, appetite-suppressing GLP-1 pills become available in January PowerBall - A ticket sold in Arkansas scored a $1.8 billion Powerball jackpot after Wednesday night's draw — one of the richest lottery prizes in U.S. history, landing just in time for Christmas. - The payout soared after last Monday's drawing produced no winners, with last-minute ticket sales pushing the jackpot to $1.817 billion. That makes it the second-largest U.S. lottery prize ever and the biggest Powerball of 2025, the lottery website said on Thursday. - The winning numbers — 4, 25, 31, 52, 59 and the Powerball 19 - Odds: one in 292.2 million. Silver - Amazing year! - Sunday night futures - >$83 then turned hard lower| - Down 7% on Monday - Range $83 - $71 (15%) for the day - Some rumors about a bank collapse due to wrong way position on Silver - forced liquidation and covering.... ----- Hard to believe that a bank was short that much silver - but..... SoKo Breach - South Korean online retail giant Coupang said it will offer 1.69 trillion South Korean won ($1.17 billion) in compensation to 34 million users affected by a massive data breach disclosed last month. - That is about 4% of Coupang's annual revenue - but a big chunk of their profit - $34 per user NVDA Deal - Nvidia has yet to issue a public announcement or disclosure regarding its $20 billion Groq deal that CNBC was first to cover on Wednesday. - Groq described the deal as a “non-exclusive licensing agreement,” a tool that's been used by tech giants of late in part to avoid regulatory scrutiny. - Analyst: “Antitrust would seem to be the primary risk here, though structuring the deal as a non-exclusive license may keep the fiction of competition alive,” Bernstein's Stacy Rasgon wrote in a report. - Groq will remain an independent company (?) GDP Consumption - Something is a bit off.... - With the marketplace costs increasing, this may be more than a one-off expenditure Q3 GDP Surge Russia/Ukraine - Less that an hour after the White House claimed great movement toward peace - Russian President Putin told President Trump that Russia will revise its negotiating position, raising questions over prospects for peace deal - Russian Foreign Minister Sergei Lavrov says Ukraine tried to attack Russian President Putin's residence - Does anyone even listen to the crap coming out of the White House anymore? - Did you hear Lutnick trying to explain the 600% reduction in costs for pharmaceuticals? Math wizards! - - For 2026, my wish is that they continue to work on the job at hand and just shut up Just for fun - Who is biggest drinker of spirits? - While there's no single official "heaviest drinker," legendary wrestler Andre the Giant is widely cited as having unmatched capacity, famously downing 119 beers in one sitting (or even up to 156 in other accounts) Oil - Crude oil futures down about 9.5% YTD - Much of the drop due to pick up in production (supply/demand) - Still a floor with as Russia, Nigeria, Venezuela etc - What will it take to move up? Best Auto Stock for 2025? - GM! Better than ford, Tesla and others (up 55%) - best year from coming out of bankruptcy in 2009 - Ford up 35% - Mary Barra, CEO selling into the strength - $73 M sold this year (Position down 73% from what she held last year) - - - Barra has contended for years that stock undervalued. With all of these say what does that say now? --- Would she ever say shares are overvalued? More fun stats - A peer?reviewed 2025 study estimates AI data centers (including indirect usage from electricity generation) consumed 312–765 billion liters of water annually. That's more than all bottled water consumed worldwide each year - Direct (on-site) water is used for cooling servers via systems like cooling towers or liquid loops. Indirect (off-site) water stems from electricity generation—particularly from thermal and nuclear plants, which require significant cooling resources - ??? Estimates suggest a single standard AI prompt (about 100 words) is linked to around 1.5 liters of water—accounting for the entire chain of consumption. (This is total usage from cooling powr consumption, electricity generation) - Global AI workloads consumed 50–60 terawatt-hours (TWh) in 2025—roughly the annual electricity use of a medium-sized country like Switzerland. - By 2030, AI-related electricity demand could reach 300–500 TWh annually, according to energy analysts—comparable to the entire electricity consumption of countries like France. Over to Iran - President Trump tells reporters that if Iran is building up its nuclear program, the U.S. will have to "knock them down" again --- Wait - I thought we destroyed all of their nuke aspirations??? - - - AND - Iran's currency hit a record low, triggering wave of protests, according to Bloomberg Fed News - Top Fed Chair Candidate Odds Narrow Again, With Hassett at 43% and Warsh at 35% - President Trump still angry at Powell 0threating to sue for incompetence Odd - Tesla Inc. published a series of sales estimates indicating the outlook for its vehicle deliveries may be lower than many investors were expecting. - The carmaker posted estimates showing analysts on average expect the company to deliver 422,850 cars in the fourth quarter, down 15% from a year earlier. - Tesla is on course for its second consecutive drop in annual vehicle sales, with the company compiling an average estimate for 1.6 million deliveries, down more than 8% from a year earlier. - These are estimates published by analysts - Tesla put on its own site - WHY? End of Year Stat - The U.S. national debt is climbing at a rapid pace and has shown no signs of slowing down despite the growing criticism of massive levels of government spending. - The national debt, which measures what the U.S. owes its creditors, rose to $38,386,384,190,622.68 as of Dec. 30, according to the latest numbers published by the Treasury Department. - That is an increase of about $5.8 billion daily - ~$18 per person in the US per day increase ($7,300) - or about the monthly price of leasing a small Mercedes - Each person in US owes approx $128,000 Love the Show? Then how about a Donation? THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Key Takeaways: Asset Arbitrage: Asset arbitrage is a way to increase value by using new tools like blockchain and digital tokens. These tools help assets move more easily, making them simpler to buy, sell, or use as collateral. How Money Is Changing: Money has always changed over time. In the past, people exchanged goods, then coins, then paper money. Today, financial technology is creating new ways to move and manage money faster and more efficiently. Real Estate and Blockchain: Blockchain can help real estate owners unlock cash from their properties without selling them. Tokenization allows owners to access liquidity while still collecting rent. Bitcoin as a Measuring Tool: Bitcoin can be used as a benchmark to measure value. Because it is limited in supply and not controlled by governments, many people see it as a way to protect and grow wealth over time. Rethinking Investing: Traditional investing rules don't always work in a changing world. Investors need to think differently, stay flexible, and learn new tools to keep up with the evolving financial system. Chapters: Timestamp Summary 0:00 The Era of Money Changing and Blockchain-Enabled Strategies 4:13 Real Estate, Bitcoin, and Wealth Preservation Strategies 7:37 Tokenizing Real World Assets for Blockchain Liquidity 9:06 Innovative Home Equity Strategy for Tax-Free Cash Access 13:30 Bitcoin as the Most Secure and Scarce Investment Asset 16:54 Investing in Bitcoin-Backed Securities for Reduced Volatility 18:05 Comparing Real Estate and Bitcoin Investment Strategies 22:28 Tokenization and Wealth Building Through Real Estate Equity 27:43 Bitcoin as a Neutral and Immutable Financial System 32:51 The Importance of Neutral Economic Systems and Bitcoin Powered by Stone Hill Wealth Management Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

#676: Ally:How can I optimize my asset allocation and Roth contributions now that I'm over $1 million in assets? I'm 45, single, never married, with about $1.2 million in assets. Roughly $100,000 is in stocks, which might scare some people. Here's my breakdown: Vanguard brokerage account: VTSAX $132,000, ISCV $5,000, VOO $5,000 Vanguard Rollover IRA: VTSAX $65,000, IVV $25,000, VOO $62,000 Vanguard Roth IRA: VTSAX $228,000, ISCV $6,000 Pre-tax 401(k): Active stock fund $218,000 (0.01% expense ratio), Equity dividend fund $55,000 (0.01% expense ratio) Russell 1000: $270,000 (0% expense ratio) HSA: $9,000 in the Russell 1000 and Russell 2000 ESPP: $90,000 Savings account: $12,000 I view my brokerage accounts as savings, where I can sell assets if I need cash, as well as sell my company shares. My questions: How far am I from the efficient frontier? How efficient is my asset allocation? I've mostly been a “VTSAX and chill” type. If I rebalance, what's the best way to do it without incurring taxes? Next year, I'll make more than $150,000, even after contributing $24,500 to my pre-tax 401(k) in 2026. Can I still do a backdoor Roth, given that I already have an IRA balance? I was told it could be complicated. Am I out of luck investing in a Roth next year? Also, should I roll over my 401(k) into my existing Rollover IRA to gain more investment options, even though the 401(k) fees are very low? I've reached over $1 million in assets, but I'm not confident my first million was invested efficiently. I want to correct it before reaching my next million. Emma: Can We Split a Dependent's Tax Status Midyear to Maximize Health Insurance Subsidies? We're a family of four with two adults and two children, ages 15 and 21. Our 21-year-old is a full-time university student and is expected to graduate in May 2026. The hope is that she'll secure a full-time job after graduation. Our health care broker told us that we could claim her as a dependent for half of the year and then have her claim herself for the second half. According to the broker, this would allow her to stay on our health insurance and help us qualify for a larger premium subsidy. Is it actually possible to split a dependent's tax status this way within a single year, or is this a misunderstanding? Anonymous: Is It Wise to Hold Some Investments Outside the U.S. for Geopolitical Diversification? I've always believed that “this time isn't different,” but lately I'm feeling uneasy. I'm increasingly concerned about what seems like a slow erosion of institutional trust in the U.S., especially regarding agencies and structures that support our financial system. From leadership changes at key government institutions to growing political influence over economic policy, I'm starting to wonder if it's prudent to hold a small portion of assets physically and legally outside the U.S. I'm not talking about exotic offshore schemes. I mean legitimate ways to invest in broad index funds or ETFs through a brokerage account based abroad—as a form of geopolitical diversification and personal contingency planning. I'd love to hear your perspective. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Meet Malcolm Ali a.k.a. Mr. Purchase Order GovCon Expert, Entrepreneur, #1 best selling author, AI Alchemist and motivational speakerMalcolm "Mr. Purchase Order" Ali is a nationally certified procurement expert, government contracting strategist, and business coach who helps minority-owned businesses win government contracts and scale with confidence. As the founder of ProcureForce, Inc., Malcolm has helped entrepreneurs secure millions in public sector contracts through targeted certifications, AI-powered tools, and step-by-step coaching. Links & Resources:

The Denver multifamily market just absorbed 9,400 units – about 20% higher than the annual average – while supply continues burning off through 2026. This massive supply wave is creating opportunities for Denver real estate investing 2026 strategies that most investors are missing. Chris Lopez and Richard McGirr, co-founders of Property Llama, break down their 2025 shareholder meeting covering Colorado market divergence, investment strategy shifts, and the company’s evolution into diversified debt fund platforms. With hundreds of Colorado investors served, they reveal what’s working (and what’s not) for Denver real estate investing 2026 and beyond. Market Reality: Single family homes are holding steady with slight declines expected, condos are down 10-20% in recent transactions, and multifamily is trading at 2017 prices with 9 cap returns. Denver ranks in the top 5 hardest-hit metros for rent cuts, with Class A properties offering 3-4 months of concessions that push downward pressure on all rental classes. The supply wave is longer than anticipated, but occupancy is finally trending upward through Q2 2025 data. Cash Flow Strategies for Denver Real Estate Investing 2026: The traditional playbook has fundamentally changed. A room-by-room rental strategy can increase cash flow from $12K to $48K annually on the same property, while selling a rental and investing in 21% debt funds can generate $70K annual income from a property that previously cash flowed $15K. Private lending has emerged as the dominant strategy for Colorado investors seeking 3-4X cash flow increases without tenant management. In This Episode We Cover: Why Denver condos are dropping 10-20% while single family homes hold steady (and what 2026 predictions look like) How the multifamily supply wave created 9 cap opportunities that institutions are now buying The room-by-room rental model that quadruples cash flow (and why most investors won’t do it) Why 1031 exchanges that worked in 2018 now only marginally increase cash flow in 2024 Private lending returns of 12-21% compared to traditional rental property cash flow The active to passive shift happening nationwide (and why single family landlording is ending) How Property Llama found product market fit by focusing exclusively on income funds PL Dynamo 2 fund closure at 99 investor limit and what’s launching Q1 2026 The diversified income fund model with distressed notes, Canadian lending, and commercial opportunities This presentation provides clarity for Denver real estate investing 2026 strategy – whether you’re considering portfolio rebalancing, exploring debt fund diversification, or timing multifamily market entry. Chris and Richard share real client examples, personal portfolio moves (Chris is shifting from 85/15 equity/debt to 50/50), and the due diligence process for upcoming fund launches. Timestamps 00:00 – Welcome & Introduction to Property Llama’s 2025 Event 01:55 – Colorado Single Family vs Condo Market Divergence – Denver Real Estate 2026 Price Trends 02:48 – Colorado Springs Real Estate Trends – Following Denver’s 1-3 Year Lag Pattern 03:55 – Denver Multifamily Supply Wave – Front Range Investment Opportunities Among Crisis 07:14 – Rent Concessions Reality – How Class A Properties Manipulate Colorado Rental Market Data 08:18 – 2026 Market Predictions – Audience Poll on Denver Condo Market Decline & Pricing 13:58 – Room by Room Rental Strategy – 4X Denver Cash Flow Properties Using Co-Living 16:21 – 1031 Exchange Alternatives – Reality Check Comparing 2018 to 2024 Deals 18:00 – Private Lending Real Estate Boom – Active to Passive Investing Shift from Equity to Debt Funds 21:25 – Active to Passive Investing Trend – The End of the Single Family Landlord Era 24:35 – Product Market Fit Journey – How Property Llama Found Focus on Debt Fund Investing Colorado 28:34 – Value-Added Capital Model – Real Estate Portfolio Rebalancing for Debt Funds 31:57 – PL Dynamo 2 Fund Closure – Hitting 99 Investor Limit & Denver Real Estate Investing 2026 Plans 38:00 – Diversified Income Fund Launch – Building Beyond Single Anchor Strategy for Colorado Multifamily Investing Connect with our Hosts Chris Lopez: chris@propertyllama.com Richard McGirr: richard@propertyllama.com Links in Podcast Sign up for the 2026 Portfolio Analysis Mastermind

Abby Bysshe believes the most powerful museum experiences start with fun and lead to curiosity. From hands-on exhibits to full-body interactive moments, her work centers on creating spaces where visitors of all ages can explore science, ask questions, and leave inspired to learn more long after they walk out the door.Abby is the Chief Experience and Strategy Officer at the Franklin Institute in Philadelphia, one of the nation's oldest and most visited science museums. She has spent nearly a decade at the Institute overseeing exhibitions, live science programming, and the overall visitor experience. Prior to that, she worked at the National Geographic Society and the National Gallery of Art, building a career at the intersection of design, storytelling, and cultural institutions.Abby joined the podcast to discuss designing engaging museum experiences, sparking curiosity through play, and her career path through the museum world, along with insights on lifelong learning, creative leadership, and staying open to unexpected opportunities.

Katie Novak is an internationally recognized education consultant, author, and expert in Universal Design for Learning. She teaches at the University of Pennsylvania and leads Novak Education, helping schools and districts disrupt inequitable systems and embrace inclusive practices. Katie is also a mom of four and a passionate advocate for public education.In this episode, Katie explains why UDL should be seen as a mindset rather than a checklist and how it can dismantle systemic inequities. She uses vivid analogies—like camping trips and tax filing—to illustrate flexibility and access in learning environments. Katie also shares her personal journey from being a struggling student to becoming an education leader, thanks to one teacher's high expectations. The conversation explores the nuances of inclusion versus inclusive practice, the importance of systemic support for educators, and why high expectations and hope matter most for students.Complete show notes and transcript: https://mcie.org/think-inclusive/katie-novak-on-why-udl-is-not-the-goal-but-the-tool-for-equity-1315/

There's a "tale of two cities" happening in the stock market, says Ali Meli. While he believes valuations are stretched, Ali says earnings growth offers a strong backbone for valuations to run higher. As for the Fed, he explains what he calls the committee's "negative equity" issue.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

เปิดเทคนิควิเคราะห์ด้วย ROIC หุ้นไทย-สหรัฐฯ ของดีอยู่ตรงไหน ? ลงทุนหุ้นไทย มองแค่ ROE (Return on Equity) หรือ อัตราผลตอบแทนต่อส่วนของผู้ถือหุ้นไม่เพียงพอ จำเป็นต้องนำเอา ROIC (Return on Invested Capital) หรืออัตราส่วนผลตอบแทนต่อเงินลงทุน มาวิเคราะห์ร่วมด้วย คำถามคือ จะวิเคราะห์ ROIC อย่างไร ให้เห็นศักยภาพ ที่แท้จริงของบริษัท และต้องหาข้อมูลอย่างไร ? ร่วมถอดบทเรียนของบริษัทจดทะเบียนไทย และต่างประเทศ ทั้งสหรัฐอเมริกา และญี่ปุ่น เพื่อเรียนรู้มุมมองการวิเคราะห์ศักยภาพในการบริหารจัดการทุนและหนี้ของบริษัท Talk ลงทุนแมน ชวนคุณสมพจน์ พัดสุวรรณ IP/CISA CEO บริษัท หลักทรัพย์ที่ปรึกษาการลงทุน BMK Wealth และผู้ก่อตั้งเพจ WealthGuru มาวิเคราะห์ ROIC ของตลาดหุ้นไทย พร้อมวิธีประเมินหาหุ้นที่มีศักยภาพ ผ่านตัวอย่างจริง

The American Democracy Minute Radio News Report & Podcast for Dec. 30, 2025American Democracy in 2025:   The SCOTUS Case Which May End 60 Years of Protection for Minority VotersWe're looking back at our most important stories of 2025, and what changes to expect for American democracy in 2026.  If you're a voter, it's been a tough year.   If you're a minority voter, it's been a really BAD year.Some podcasting platforms strip out our links.  To read our resources and see the whole script of today's report, please go to our website at https://AmericanDemocracyMinute.orgToday's LinksArticles & Resources:American Democracy Minute - (October)  In a Big Week for Voting Rights, U.S Supreme Court Hears More Arguments in Louisiana vs. Callais.  VRA Protections for Minority Voters are at Stake. American Democracy Minute - (March) US Supreme Court Hears Oral Arguments March 24th in Louisiana v. Callais with Protections for Minority Voters Hanging in the BalanceSCOTUS Blog - Louisiana v. CallaisBallotpedia - Majority-minority districtsNAACP Legal Defense Fund - What's at Stake in Louisiana v. Callais Brennan Center for Justice - Section 2 of the Voting Rights Act at the Supreme CourtGroups Taking Action:Lawyers Committee for Civil Rights Under Law, ACLU, Legal Defense Fund, Power Coalition for Equity and JusticeRegister or Check Your Voter Registration:U.S. Election Assistance Commission – How to Register And Vote in Your StatePlease follow us on Facebook and Bluesky Social, and SHARE! Find all of our reports at AmericanDemocracyMinute.orgWant ADM sent to your email?  Sign up here!#News #Democracy  #DemocracyNews #MajorityMinority #VRASection2 #VotingRights #RacialGerrymandering #VRA

How Christ used elements of a Trust to set the people free; William the Conqueror; Remedies; Common Law and new law (Equity) in 1066; "Fairs"; Pie-powder courts; Statutory Trusts; Separation of funds; Corporate governments; Sacred Purpose Trusts; Church separate from State; Ekklesia = called out; Golden Calf was a trust; Burnt offerings; Corporations don't die; 2 or 3 witnesses; Defining "trust"; Q from Mark: What is the Sacred Purpose?; "Sacred" = Holy = Separate; Temple Area; Trust purposes; Witness and record; Statutory Trusts; Corporation of Christ; Representative beneficiary; State churches; Living stones of the altars; Separated offerings; Christ's words on treasuries; William the conqueror; Common Law?; Robbing widows and orphans; Church Trust to feed God's sheep; "Sovereign Citizen"?; Statute of Mortmain; Obamacare?; Cloward and Piven - overburden welfare state?; Caring about the liberty of others; Falsely seeking asylum; Investing in your neighbor; Tens, Hundreds and Thousands; Trusting your minister; Early American example; Learning to be Israel; Blind guides for modern Christians; Legal Title; Use tax; Q from Aroostook Acoustic: Melchizedek having elements of a trust; Priests receiving offerings to redistribute to others; Corporation created for limiting liability?; Fundamental elements of a corporation; Family as a corporation; Law of the father; U.S. Corporation; State-formed marriages; Understanding legal vocabulary; "Corporation sole" - Passing one head of family to another; "world" = state; Your member ID from the world; Christ's system; Abimalec; Caesar; Calling no man Father; Hung up on "Trust"; Q: Trusts don't deal in real property?; Sheep offering example; For the benefit of another party; Elements of a trust; Federal Reserve notes - redemption; "Free Church Report" book; Church recognition; Saturninas; Establishment by witness; Purposes of Christ; How you've gotten into bondage; Welfare snares; Grantor - property given entirely - not a party to the trust; Christ's purpose - conforming to it; Christ's government; Parens patria; Risk?; Walk of faith; Q: Why call it a "trust"?; "Ministry"?; Setting our neighbor free; Charity; What makes The Church holy?; Care; Q: Duncan McLeod - Christmas songs?; Melchizedek's blessing to Abraham; Sons of God by adoption?; Moses: "Let MY people go"; Making God your father; Prodigal Son parable; Freeing others; Bah Humbug kid; Giving is not seasonal; Celebrate Christ by doing what He ACTUALLY said; Church "Service"; Doers of the Word; The song of Moses and of the Lamb; Church organization; Ministers = Men you "trust" - responsibility; Offerings belong to Christ; Citizens of the United States; Overseers and Protectors; Ministers separate from the world; Holy Spirit the comforter/protector; Pilate's trial of Christ; Right Reason of Christ (logos); "Religion" duty; "ex-officio"; Record keeping; Appetite for benefits; Loving other people; Who is worthy of trust?; Social safety net unspotted by the world; Strong delusion; The grace of God; Other peoples' money; Do what Christ said.

Welcome to our final weekly roundup of the year! In this episode we reflect on our 2025 predictions before deep diving into our 2026 predictions. We discuss what to expect for stablecoins, prediction markets, the equity vs token debate & more. Enjoy! -- Follow Jason: https://x.com/JasonYanowitz Follow Rob: https://x.com/HadickM Follow Santi: https://x.com/santiagoroel Follow Empire: https://twitter.com/theempirepod -- Rob's 2025 predictions: https://x.com/HadickM/status/1876642292716482868 Santi's 2025 predictions: https://x.com/santiagoroel/status/1883931926047945064 Jason's 2025 predictions: https://x.com/JasonYanowitz/status/1876701413935325275 -- This Empire episode is brought to you by VanEck. Learn more about the VanEck Onchain Economy ETF (NODE): http://vaneck.com/EmpireNODE An investment in the Fund involves a substantial risk and is not suitable for all investors. It is possible to lose your entire principal investment. The Fund may invest nearly all of its net assets in either Digital Transformation Companies and/or Digital Asset Instruments. The Fund does not invest in digital assets or commodities directly. Digital asset instruments may be subject to risks associated with investing in digital asset exchange-traded products (“ETPs”), which include the historical extreme volatility of the digital asset and cryptocurrency market, as well as less regulation and thus fewer investor protections, as these ETPs are not investment companies registered under the Investment Company Act of 1940 (“1940 Act”) or commodity pools for the purposes of the Commodity Exchange Act (“CEA”). Investing involves substantial risk and high volatility, including possible loss of principal. Visit vaneck.com to read and consider the prospectus, containing the investment objective, risks, and fees of the fund, carefully before investing. © Van Eck Securities Corporation, Distributor, a wholly owned subsidiary of Van Eck Associates Corporation. -- Uniswap's Trading API offers plug-and-play access to deep onchain and off-chain liquidity, delivering enterprise-grade crypto trading without the complexity - from one of the most trusted teams in DeFi. Click to get started with seamless, scalable access to Uniswap's powerful onchain trading infrastructure. https://hub.uniswap.org/?utm_source=blockworks&utm_medium=podcast&utm_campaign=ww_web_bw_awa_trading-api_20251117_podcast_clicks -- Timestamps: (00:00) Introduction (02:34) Rob's 2025 Predictions (10:15) Santi's 2025 Predictions (26:29) Jason's 2025 Predictions (29:31) Ads (VanEck, Uniswap) (31:13) 2026 Predictions: Will ETH Be Higher or Lower? (32:35) Stablecoins In 2026 (41:38) Return of The DeFi Mullet (51:30) Markets In 2026 (57:09) Privacy & Onchain Identity (01:01:38) Prediction Markets Will 10x (01:08:14) U.S Exchange Competition (01:17:02) Equity & Tokens Will Merge (01:19:45) Regulation in 2026 (01:21:43) Final Predictions -- Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, and our guests may hold positions in the companies, funds, or projects discussed.

In this classic episode of Supply Chain Now, Scott Luton welcomes Lushentha Naidoo, Managing Director of the European Supplier Diversity Program (ESDP), for a candid conversation on purpose-driven leadership and the business value of inclusive procurement. Drawing on a 14-year transformation career at Unilever and a personal journey from apartheid-era South Africa to global operations leadership, Lushentha shares how caring as a leadership “superpower” can fuel innovation, save jobs, and build psychologically safe teams. She explains how supplier diversity isn't charity. It's a competitive advantage that increases agility, strengthens resilience, and unlocks fresh thinking when disruption hits.She also breaks down how ESDP bridges corporates and diverse suppliers through a fast-growing database, networking events, and the Inclusive Procurement Academy, teaching pitching, storytelling, and “corporate readiness.” From real success stories (mentorship that kept a founder in the fight) to pragmatic guidance for senior leaders doubling down on DEI, this conversation offers actionable takeaways: define the why, build inclusive cultures, and widen the supplier funnel so the best partner wins.Jump into the conversation:(00:00) Intro(03:18) Lushentha's inspirational journey to Easter Island(06:50) Growing up during Apartheid(12:53) The impact of Nelson Mandela's leadership(17:40) Lushentha's professional journey at Unilever(23:45) The power of diversity and inclusion(26:01) The transition to the European Supplier Diversity Program (ESDP)(29:09) Lushentha's advice for corporate leaders(32:17) Challenges for women in the workplace(33:52) What ESDP does, its mission, and its impact(44:06) The importance of inclusivity and DEIAdditional Links & Resources:Connect with Lushentha Naidoo: https://www.linkedin.com/in/lushentha-naidoo-99730439 Learn more about ESDP: https://esdp-org.eu/ Connect with Scott Luton: https://www.linkedin.com/in/scottwindonluton/Learn more about Supply Chain Now: https://supplychainnow.com Watch and listen to more Supply Chain Now episodes here: https://supplychainnow.comSubscribe to Supply Chain Now on your favorite platform: https://supplychainnow.com/join Work with us! Download Supply Chain Now's NEW Media Kit: https://bit.ly/3XH6OVkThis episode was hosted by Scott Luton and produced by Trisha Cordes, Joshua Miranda, and Amanda Luton. For additional information, please visit our dedicated show page at: https://supplychainnow.com/equity-action-inclusion-leads-supply-chain-innovation-1483The content in this video, including all audio, visuals, and graphics, is the property of Supply Chain Now and is protected by copyright law. Unauthorized use, reproduction, distribution, modification, or re-uploading of this content in any form is strictly prohibited without explicit written permission from Supply Chain Now. For licensing inquiries or permissions, please contact us at production@supplychainnow.com © 2025 Supply Chain Now. All rights reserved.

In this episode, our host Philippa Wraithmell is in conversation with Alina Sava, a Senior Education Specialist at the World Bank, discussing Alina's journey in education and the transformative role of AI in the sector. She emphasizes the importance of equity in education, the necessity of lifelong learning, and the evolving curriculum that incorporates critical thinking. Alina highlights the need for governments to create frameworks for AI integration while ensuring that teachers remain central to the learning process. The discussion also touches on the potential digital divide in AI access and the importance of preparing students for an AI-driven world. Are you an educator or innovator interested in how technology is shaping the future of learning? Bett UK 2026 is the world's leading EdTech event, taking place from 21 to 23 January 2026 at ExCeL London. It brings together more than 35,000 educators, policymakers, education leaders, and EdTech innovators from around the world, alongside 600+ exhibitors and hundreds of expert speakers. Bett UK showcases the latest innovations in education technology, with hands-on demos, Tech User Labs, TableTalks, and the Connect @ Bett programme designed to foster meaningful collaboration between decision-makers and solution providers. With a strong focus on themes such as AI in education, inclusion, and the future of learning, Bett UK continues to be a key global platform for inspiration, insight, and transformative conversations in education. Come to Bett 2026 and listen to the full episode to explore what needs to change now and what the future of learning could look like if we get it right.

Check if your dental practice qualifies for capital allowances here >>> https://www.dentistswhoinvest.com/chris-lonergan———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————What if the fastest way to grow a dental practice is not a new scanner, but a new agreement? We sit down with Lisa, a former dental nurse who became a practice stakeholder, to unpack how equity, trust, and smart systems turn a busy clinic into a resilient, two-site business that serves patients better and performs stronger.Lisa shares the early lessons she took from running operations in a GP super centre: finance visibility, team training, and the simple truth that people remember how you make them feel. Those foundations shaped a strategy that moved a three-person team into a private-led model with an NHS arm ring-fenced in a nearby site for stability and optionality. We talk openly about when equity for a practice manager makes sense, why it should be a cherry not a carrot, and how small ownership stakes can unlock the discretionary effort owners quietly hope for but rarely earn.We dive deep on incentives that work—like sharing a slice of verified stock savings—and why owners who cling to cash starve growth. The numbers matter: monthly KPIs, white space costs, staffing ratios, and fee calibration can add six figures without longer clinical hours. And then there's the biggest lever of all: communication. Lisa breaks down the ten-second phrases that de-escalate complaints, the reception scripts that convert more enquiries into appropriate appointments, and how AI call reviews help front-of-house master tone, empathy, and listening.If you're an owner or manager who wants fuller diaries, fewer fire drills, and a team that thinks like partners, this conversation hands you the blueprint: align incentives, measure what matters, and coach the words that win trust. Subscribe, share this with your practice lead, and leave a review telling us one change you'll make this week.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

Podcasts come in a variety of sizes and formats. It means you have a lot of room to be innovative and create something you're passionate about. In today's episode, Erin Clark shares her knowledge and experience on how to begin and develop a podcast.   WHAT TO LISTEN FOR The benefits of networking to find great guests for your show XLR microphone vs. USB microphone Audio Quality The importance of Scheduling content: Hybrid vs. Timely Tips to consider in starting your podcast and becoming a better podcaster Advantages of executing a pre-interview Steps and processes in recording, editing, and publishing episodes   RESOURCES/LINKS MENTIONED Calendly   ABOUT ERIN CLARK As New Home Star's Organizational Development Coordinator, Erin Clark develops training content for sales associates nationwide and spearheads development and project efforts throughout the organization. Erin has been the main component in the creation of the Diversity, Equity, and Inclusion Committee, and serves as the producer of New Home Star's Real Estate Rockstars podcast. Additionally, she serves as the co-creator, co-host, and producer of the organization's 15 Minutes of Wellness podcast.    CONNECT WITH ERIN Website: New Home Star Podcast: 15 Minutes of Wellness Podcast | Apple Podcasts     New Home Star Real Estate Rockstars | Apple Podcasts LinkedIn: Erin Clark   CONNECT WITH US  If you are interested in getting on our show, email us at team@growyourshow.com. Thinking about creating and growing your own podcast but not sure where to start? Click here and Schedule a call with Adam A. Adams! Upgrading your podcast equipment or maybe getting your first microphone? Get Your Free Equipment Guide! Subscribe so you don't miss out on great content and if you love the show, leave an honest rating and review here!   

Today we're sharing a special rebroadcast of John Owens's appearance on The Long Term Investor with Peter Lazaroff. In this episode, John breaks down a clear, practical year-end playbook for equity compensation, including RSUs, ISOs/NQSOs, and ESPPs, and highlights the tax traps and planning opportunities clients should keep on their radar. You'll hear John and Peter discuss: How to prioritize equity comp decisions at year-end  Common RSU withholding pitfalls that lead to April surprises  ISO/AMT basics and why late-year exercises can be risky  Building a rules-based selling strategy to manage concentration  When donor-advised funds and multi-year planning make sense This episode originally aired on The Long Term Investor and is shared here with permission. To explore more of Peter's work, visit The Long Term Investor. Key Timestamps: (00:00) Introduction (03:15) A hard-won lesson: when AMT grows larger than your stock (and what to do next) (04:21) Don't start equity planning on December 15 (really) (05:19) First move: build an inventory and triage the quick wins (08:18) AMT 101 for ISO holders: the "parallel" tax you don't want to pay (10:47) RSUs: why 22% withholding often sets up an April tax bill (12:24) ESPPs: capture the discount, control concentration (14:55) Designing a rules-based sell plan to unwind concentration risk (18:11) The base rates on single stocks: why a diversification plan matters more than a "feel" (20:42) 10b5-1 plans: automate good behavior and expand your ability to sell (23:31) Charitable giving with concentrated stock: donor-advised funds and timing across 2025/2026 (26:11) Family gifting: UTMAs, kiddie tax, step-up in basis, and multi-generational choice (27:28) The year-end document checklist most people miss (29:17) When to hire help (and when not to) (31:19) Biggest year-end mistakes to avoid

In the high-stakes world of M&A, Goodwill is arguably the most important yet invisible asset on a modern balance sheet. It represents the "engine of ambition," but as history shows, it is also a significant source of financial volatility.In this episode of Corporate Finance Explained on FinPod, we unpack why companies pay billions in premiums, how that value is tracked, and what happens when those strategic promises vanish overnight.What is Goodwill? The Anatomy of a PremiumGoodwill is an intangible asset that appears only when one company acquires another. It is the accounting placeholder for the premium paid over the fair market value of a company's identifiable net assets.When a buyer pays an extra $500 million for a $1 billion company, they are buying "strategic future value" that doesn't fit into a physical ledger. This premium typically covers:Brand Equity: The power of established names like Disney or Coca-Cola. Human Capital: Specialized workforce talent and "acqui-hires." Synergies: The quantified promise that the combined businesses will unlock efficiencies neither could achieve alone. Network Effects: Market dominance and ecosystem integration.The Accounting Shield: PPA and ImpairmentBecause Goodwill is intangible, regulators use a rigid process called Purchase Price Allocation (PPA). Auditors first identify and value every "identifiable" asset (patents, inventory, debt). Only the leftover remainder is recorded as Goodwill.Unlike a factory or a machine, Goodwill is not amortized. It stays on the balance sheet indefinitely until a "Triggering Event" occurs, requiring an Impairment Test.Strategic Red Flags (Triggering Events):Persistent declining revenue or shrinking margins. Major leadership changes or failed integration. Market downturns or the loss of a key customer.If the fair value of the business unit drops below its carrying value, an Impairment Charge is mandatory. While this is a non-cash charge, the stock market reaction is often violent because it destroys management credibility.Case Studies: Strategic Success vs. FailureFacebook & Instagram (Success): Meta paid $1 billion for an app with negligible assets. The Goodwill was a bet on network effects, which now generates tens of billions. Amazon & Whole Foods (Success): The premium bought time, instantly giving Amazon a physical retail and logistics footprint. Kraft Heinz (Failure): A $15.4 billion write-down occurred because aggressive cost-cutting cannibalized the very brand equity they paid for. GE & Alstom (Failure): A $22 billion write-down triggered by misjudging the gas turbine market.The Critical Ratio: Goodwill to EquitySmart investors look past the absolute dollar amount and focus on the Goodwill-to-Equity ratio. A high ratio is a strategic warning sign; it tells you the company is heavily reliant on future promises rather than proven stability.Key Takeaway: An impairment is a lagging indicator. By the time the write-down happens, the business has been suffering for a long time. The charge is simply the officially mandated confirmation of strategic failure.

Welcome to the final episode of 2025—what a journey this year has been. Thank you for showing up, sharing the show, and choosing to rise above the noise. We can get swept into negativity, or we can stand in purpose. You've chosen purpose, and I'm grateful.To close the year, I had the honor of speaking with Dr. Sarah Jefferis—Senior Lecturer, CEO, poet, and intuitive writing coach—who helps writers and leaders heal and lead with equity through the power of words and yoga. Our focus: how to quiet the mind, because in stillness, we hear.Some episode highlights: Stillness as a skill: Why quieting the mind is not passive—it's powerful preparation for courageous action.Writing as healing: Simple practices to move emotion, access clarity, and transform fear into momentum.The body leads: How breath and gentle movement (hello, yoga) unlock voice, presence, and creative flow.Brave spaces, not perfect spaces: Equity and inclusion as daily practices that expand who gets seen, heard, and celebrated.Courage over perfection: Practical ways to start, even when self-doubt or resistance is loud.Dr. Sarah will also share some “Try-it-Now” practices you can implement immediately. Life is full of sharp turns and unexpected moments.Clarity doesn't come from doing more — it comes from getting quiet.When you return to the breath and create space, your body remembers and your voice becomes clear again.Not every thought is a fact. You get to choose what you believe — and how your next chapter unfolds.

Joining the Exchange are Jordan Osborn, Principal at Bonanza Jr/Sr High School, and Adrienne Enriquez, Director of Oregon GEAR UP WEST.

Japan is to reduce its new issuance of super-long JGBs next fiscal year to around JPY 17tln, according to Reuters sources.European equity futures are closed as Eurex observes the Christmas Eve holiday. US equity futures are very modestly lower in thin conditions.DXY is flat, JPY is very mildly stronger continuing recent advances.JGBs soft overnight but have been driven higher in recent trade, USTs flat.Crude benchmarks are incrementally firmer, with spot gold also steady.Looking ahead, highlights include US Jobless Claims (w/e 20 Dec), Supply from the US.Note: The Newsquawk desk will run until 18:05GMT/13:05EST on Wednesday, 24th December. FOMC Minutes on 30th December 2025 will be covered. Normal service will resume at 0700GMT/02:00EST on Friday 2nd of January 2026 for the beginning of the European Session. Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

In this episode, we sit down with Coach Anthony Cudjo—founder of Human Optimization 3.0 and host of the FitnessRx Show—to unpack the power of transforming your beliefs, optimizing your body and mind, and unlocking your divine intelligence. Tune in to hear how trauma became the foundation of his power and how you can reclaim yours.SHORT BIO:Founder and Head Coach at Human Optimization 3.0 (H3O), Anthony Cudjo (AKA “Coach Cudjo”), is the leading expert in performance by optimizing various aspects of life, including physical, mental, and emotional health. Boasting over three decades of experience in business consulting and executive coaching, he is widely recognized as the “Teacher of Teachers” and “Leader of Leaders” for his work empowering individuals and communities to reach their full potential by achieving harmony in spirit, mind, and body. Coach Cudjo is a graduate of Dale Carnegie and the Landmark Forum, and holds certifications as an Advanced NLP Practitioner, personal trainer, life coach, nutritionist, and metabolic specialist. A former professional athlete, he has also hosted the FitnessRX Show on ESPN radio, where he shared his expertise in health and wellness with a wide audience.Connect With Anthony: Website: https://urh3o.com/LinkedIn: https://www.linkedin.com/in/anthony-cudjo-a2928567/Facebook: Facebook.com/Humanoptimization3.0Instagram: Instagram.com/Humanoptimization3.0Youtube: Youtube.com/@Humanoptimization3.0 Credits:Host: Taryell SimmonsGuest: Coach Anthony CudjoMusic: Will MakerProduction: RISE Urban Nation   Unite. Empower. Ignite.Thank you for tuning into the RISE Urban Nation Podcast, where we go beyond conversation to fuel a movement of unity, empowerment, and transformation across the Black and Pan-African community. Each episode dives deep into the stories of entrepreneurs, innovators, and changemakers shaping culture, business, and legacy.Hosted by Taryell Simmons, a leader in Equity, Diversity, and Inclusion, the show blends storytelling with strategy to help you amplify your voice, grow your brand, and lead with purpose.Why Subscribe to RISE Urban Nation?✨ Inspiring Stories: Learn from influential Black and Pan-African leaders making an impact.

Equity crowdfunding and angel investing have changed how capital is raised - but many founders and investors still misunderstand valuation, risk, and what it really takes to build long-term wealth. In this episode of Behind The Numbers With Dave Bookbinder, Dave Bookbinder is joined by Karen Rands, President of Cougar Capital Holdings, host of The Compassionate Capitalist Show, and author of two books on angel and crowdfunding investing. Karen shares her journey from corporate leadership at IBM to building and leading a nationally recognized angel investor group, and why she's dedicated her career to democratizing access to private investing. She explains how the JOBS Act opened the door to equity crowdfunding and why that shift matters for entrepreneurs, investors, and wealth creation beyond public markets. Dave and Karen unpack the differences between traditional venture capital and what Karen calls “compassionate capitalism,” along with the valuation mistakes founders commonly make when raising capital. They explore underutilized valuation metrics, realistic financial planning, and how misaligned expectations can derail otherwise promising capital raises. The conversation also breaks down the four primary types of equity crowdfunding - Reg CF, Reg D, Reg A+, and state exemptions - with practical guidance for both founders seeking capital and everyday investors looking to build diversified private-investment portfolios. Karen shares disciplined portfolio-building strategies and actionable first steps for newcomers interested in angel or crowdfund investing. This episode is a must-listen for business owners, founders, managers, and advisors who want a clearer understanding of valuation, capital formation, and smarter ways to participate in private markets. About Our Guest: Karen Rands is a leading voice in democratization of capital from private investors funding innovation and small business expansion — empowering individuals to create wealth by investing in entrepreneurs who are changing the world. She is leading the way with The Compassionate Capitalist Movement. Karen is the author of the best-seller Inside Secrets to Angel Investing: Step-by-Step Strategies to Leverage Private Equity Investment for Passive Wealth Creation. Her latest release, 2nd in the series, debuted as a Top Release on Amazon: Inside Secrets to Crowdfund Investing. Follow Jane's Journey: See How a New Generation Builds Wealth with Purpose, Passion and Profit. She hosts a top 100 Business Podcast on Apple, The Compassionate Capitalist™ Show, where she interviews founders, investors, and thought leaders on best practices for wealth creation as a successful entrepreneur or investor in successful small businesses. Karen has spent over two decades bridging the gap between investors and innovators from her corporate days at IBM to her time spent managing a top ranked angel investor group, and now as a speaker, strategist, and educator. Click to go to Karen's LinkTree - http://bit.ly/linkCCS for links to social, free gifts, books, course, podcast, socials and to schedule a chat directly About the Host: Dave Bookbinder is known as an expert in business valuation and he is the person that business owners and entrepreneurs reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.    Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.    He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.  

In this conversation, Michael Gifford, CEO of Splitero, discusses the challenges homeowners face in accessing home equity and how Splitero offers innovative solutions. He explains the differences between traditional home equity loans and Splitero's home equity investments, emphasizing the flexibility and accessibility of their product. The discussion also touches on market trends, the impact of competition in real estate, and the importance of empowering first-time homebuyers with knowledge about equity options.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Show SummaryOn today's episode, we're featuring a conversation with Marine Corps Veteran Andy Gasper, CEO and President of Warrior Foundation Freedom Station, a nonprofit organization that has created Freedom Stations, recovery transition centers and housing facilities that provide injured Warriors with the acclimation time, guidance and resources to successfully make the transition from military service to civilian lifeProvide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestAndy Gasper is the President and CEO of Warrior Foundation Freedom Station, a nonprofit organization dedicated to supporting wounded, ill, and injured service members as they transition from military service to civilian life. Warrior Foundation Freedom Station provides transitional housing, peer support, mentorship, financial and career guidance, wellness services, and community connection through its Freedom Station residences in San Diego, helping medically retiring warriors prepare for long-term success.Under Andy's leadership, the foundation has expanded its mission to include a structured 18-month transitional housing program that offers wraparound support services designed to empower residents to pursue education, careers, and independent living. The program integrates peer-to-peer support, counseling, mentorship, and practical life guidance to foster meaningful community and improved quality of life for veterans navigating the challenges of recovery and civilian transition.A Marine Corps veteran himself, Andy brings both lived experience and professional commitment to his work, emphasizing the importance of community, dignity, and holistic support for America's warriors. Under his stewardship, Warrior Foundation Freedom Station has opened multiple transitional housing facilities and continues to scale its impact to serve more medically retiring service members and their families.Warrior Foundation Freedom Station supports service members and veterans who are seriously ill or injured, affected by post-traumatic stress or traumatic brain injury, undergoing therapy, or navigating medical retirement and reintegration into civilian life.Links Mentioned During the EpisodeWarrior Foundation WebsiteWarrior Foundation VideoPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course How to Build a Successful Transition Plan. Join General Peter Chiarelli, United States Army (Ret.), in PsychArmor's course “How to Build a Successful Transition Plan” as he discusses the importance of setting realistic expectations, goal-setting, and flexibility during your transition. You can find the resource here:  https://learn.psycharmor.org/courses/How-to-Build-a-Successful-Transition-Plan Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families.  You can find more about the work that he is doing at www.veteranmentalhealth.com  

We sit down with Mark Drabkin, founder of "Yen Loans" - a Tokyo-based start-up focused on providing real estate financing to foreigners in Japanese Yen - INCLUDING for holiday homes, short term stay properties and even non-real estate businesses - and all this without them having to setup a Japanese corporate structure, deal with Japanese banks and their pesky compliance requirements - and get it all done in English!

US President Trump said US will keep ships and oil seized near Venezuela.European bourses are mixed on either side of the unchanged mark, US equity futures are mostly incrementally firmer ahead of US data.DXY is under pressure whilst the JPY continues to strengthen; Antipodeans benefit from strength in metals prices.JGBs lead global fixed income higher after PM Takaichi rejected any "irresponsible bond issuance or tax cuts", via a Nikkei interview.Crude benchmarks trade rangebound, whilst spot gold eyes USD 4.5k/oz to the upside.Looking ahead, highlights include US Richmond Fed (Dec), Durable Goods (Oct), GDP Advance (Oct), PCE Prices (Q3), Industrial Production, Consumer Confidence, Canadian GDP, BoC Minutes (Dec Meeting), Supply from US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Language is central to healthcare, yet it's often overlooked as a driver of equity, safety, and quality of care. In this episode, we're joined by Dr. Pilar Ortega, emergency medicine physician and Vice President of Diversity, Equity, and Inclusion at the ACGME, to explore how rethinking language in medicine can transform patient outcomes. Join us to discuss why the term “language barrier” misses the real problem, how language-concordant care improves health outcomes, the promises and limitations of AI translation tools, and what systemic reforms are needed to better support multilingual clinicians and patients alike.​Dr. Pilar Ortega is an emergency medicine physician and the Vice President of Diversity, Equity, and Inclusion at the Accreditation Council for Graduate Medical Education (ACGME). A nationally recognized leader in medical Spanish education and language equity in healthcare, her work focuses on improving communication, valuing multilingualism in the medical workforce, and advancing more equitable healthcare systems through policy, education, and research.

In the complex tapestry of 2025, a subtle yet profound shift is reshaping how we speak about fundamental societal structures. We are witnessing the emergence of a "new language of denial," a sophisticated rebranding of the very concept of privilege. This isn't just about changing words; it's about navigating intense legal pressures, political backlash, and a palpable cultural fatigue that has worn down the edges of candid discussion.Across corporate corridors, the familiar acronyms of Diversity, Equity, and Inclusion—DEI—are quietly giving way. Companies, facing scrutiny and a polarized environment, are opting for more "palatable" termsBecome a supporter of this podcast: https://www.spreaker.com/podcast/racism-white-privilege-in-america--4473713/support.

Mental health is an important part of our overall health, but many people confront barriers that keep them from accessing the mental health care they need. A program in Boston aims to  address mental health disparities by disrupting traditional health care models. The Boston Emergency Services Team, or BEST, is led by Dr. David Henderson, chief of psychiatry at Boston Medical Center.  BEST brings together mental health providers, community resources, law enforcement, and the judicial system to deliver care to people in need of mental health services. Henderson says bringing mental health providers alongside police responding to calls for service for mental health needs has helped reduce the number of people with mental illness ending up in jails and prisons. “The criminal justice system has, by default, become one of the largest mental health systems … around the country as well,” Henderson says. “People with mental illness are in jails and prisons, at a percentage that they really should not be.” In a conversation that first published in 2024, Henderson speaks with Movement Is Life's Hadiya Green about what it takes to ensure people in need of mental health services get the help they need, why it's important to train providers to recognize unconscious biases, and what it means to provide trauma-informed and culturally sensitive care.

Ray Salmond believes 2026 will shape up to be a stronger year for cryptocurrencies. He offers a big picture perspective on how retail and institutional investors alike, paired with A.I. buildout led by hyperscalers, offer a lift for the space. David Siemer says his firm is positioning "pretty aggressively" in digital assets. He doesn't expect equities and commodities to run much higher and considers cryptocurrencies "underpriced." ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

In this episode of ThimbleberryU, we explore a fundamental question for professionals in tech: Which type of company is the right fit for your current stage in life and career? Whether it's a startup, a pre-IPO company, or a public corporation, each environment offers its own opportunities, challenges, and financial implications. Jag walks through the trade-offs with Amy Walls of Thimbleberry Financial, breaking down not only what to expect at each stage but also how to make a decision that aligns with our values, personality, and financial goals.We begin by examining the startup world—fast-paced, creative, and filled with uncertainty. It's a space for people who love to experiment and thrive in ambiguity. The upside can be big: ownership, impact, and equity at low initial prices. But the downsides—unpredictable income, fewer benefits, and emotional strain—are just as real. Amy shares stories of clients who initially thrived in startup life but found it incompatible with long-term needs like family time or structured days.Next, we shift to pre-IPO companies, which often represent a middle ground. These firms offer more stability than startups but still retain a sense of mission and momentum. Equity typically comes in the form of RSUs, and while there's real potential for financial gain, it hinges heavily on IPO timing—something employees can't always control. Amy emphasizes the importance of planning for delays, setting aside cash, and staying flexible when managing that equity.Public companies offer clarity and predictability—stable salaries, strong benefits, and slower but more structured growth paths. For professionals seeking balance, or with greater family or financial obligations, this environment often provides the support and stability they need. The culture tends to be more formal, but that predictability can actually empower people to do their best work.Ultimately, the conversation centers around fit—not which company is best, but which is best for us, right now. Personality, financial goals, and life stage all play a role. A startup might make sense early in a career, while a more structured setting could become the right choice later on. Amy reminds us that romanticizing a company type—or even our own preferences—can lead us astray, and encourages getting honest feedback from those who know us best.We wrap by reinforcing that job decisions should balance financial and emotional fit. Before accepting an offer, it's critical to understand the equity structure, total compensation, pace of work, and company culture. Especially in today's tight job market, doing our due diligence can prevent long-term regret and position us to thrive both professionally and personally.00:00 - Intro and Episode Setup  00:49 - Startup Culture: Opportunity vs. Chaos  03:19 - Pre-IPO Companies: Growth with Guardrails  06:08 - Public Companies: Structure and Stability  09:27 - It's About Fit: Personality and Life Stage  11:43 - Culture, Pace, and Real-Life Trade-offs  13:43 - When the Job Market is Tight  14:17 - Takeaways: Equity, Compensation, and Culture  16:44 - How to Connect with Thimbleberry Financial  16:57 - Disclaimer and Wrap-Up    To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.

APAC stocks kicked off the week with gains across the board as the region coat-tailed on the strength seen stateside. Tech outperformance continued across the region.US Coast Guard officials over the weekend tracked two oil tankers in international waters close to Venezuela, marking three tankers within the past week.Russia's Kremlin said changes made by Ukrainians and Europeans to peace proposals did not bring agreements closer or add anything positive, IFAX reported.Israeli PM Netanyahu reportedly plans to brief US President Trump on possible new Iran strikes, according to NBC News.European equity futures are indicative of a slightly softer cash open, with the Euro Stoxx 50 future down 0.2% after cash closed +0.3% on Friday.Looking ahead, highlights include Italian Producer Prices (Nov), Canadian Producer Prices (Nov), and supply from the US.Click for the Newsquawk Week Ahead.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

US Coast Guard officials over the weekend tracked two oil tankers in international waters close to Venezuela, marking three tankers within the past week.Russia's Kremlin said changes made by Ukrainians and Europeans to peace proposals did not bring agreements closer or add anything positive, IFAX reported.Israeli PM Netanyahu reportedly plans to brief US President Trump on possible new Iran strikes, according to NBC News.European bourses are broadly unchanged in quiet trade; US equity futures are firmer, with mild outperformance in the NQ.USD is slightly lower vs G10 peers; Antipodeans outperform on strength in metals prices.USTs are slightly lower but with price action contained, awaiting a 2yr auction.WTI and Brent are boosted by rising geopolitical tensions, spot gold surges to ATHs above USD 4.4k/oz.Looking ahead, highlights include Canadian Producer Prices (Nov), and supply from the US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

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Welcome to episode #1015 of Thinking With Mitch Joel (formerly Six Pixels of Separation). At a moment when scarcity shapes everything from opportunity to attention, understanding who gets what (and why) has become one of the most consequential questions in modern life. Judd Kessler is the inaugural Howard Marks Endowed Professor at the Wharton School of the University of Pennsylvania, an award-winning economist, and one of the leading thinkers in market design, public policy and behavioral economics. His research examines how rules, incentives, and institutional structures shape outcomes in environments where price alone cannot (or should not) decide allocation, from organ donation systems to education, labor markets, and beyond. Recognized early for his impact, Judd was named one of Forbes' "30 Under 30" in Law and Policy for his work on organ allocation and received the Vernon L. Smith Ascending Scholar Prize in 2021. His first (and new) book, Lucky by Design - The Hidden Economics You Need to Get More of What You Want, distills years of research into how "hidden markets" - those governed by rules rather than prices - quietly determine access to jobs, schools, tickets, healthcare, and even relationships. Judd explores the mechanics of scarcity, the strategic role of lotteries, waiting lists, and signaling, and how individuals unknowingly participate in market design every day. He also examines how AI is beginning to reshape allocation systems, why visible markets increasingly contain hidden layers, and how better design can improve both efficiency and equity. Grounded in rigorous scholarship yet deeply practical, Judd's work reframes luck not as randomness, but as something shaped by systems we can understand and sometimes redesign. Enjoy the conversation… Running time: 57:59. Hello from beautiful Montreal. Listen and subscribe over at Apple Podcasts. Listen and subscribe over at Spotify. Please visit and leave comments on the blog - Thinking With Mitch Joel. Feel free to connect to me directly on LinkedIn. Check out ThinkersOne. Here is my conversation with Judd Kessler. Lucky by Design - The Hidden Economics You Need to Get More of What You Want. Follow Judd on LinkedIn. Chapters: (00:00) - Navigating Economic Sentiments. (03:03) - Understanding Hidden Markets. (06:11) - The Dynamics of Scarcity and Value. (08:53) - The Role of Consultants in Hidden Markets. (11:48) - Market Design and Equity. (14:57) - Strategies for Market Participation. (18:11) - The Impact of Social Proof on Demand. (20:54) - Reimagining Market Structures. (31:57) - Creating Scarcity and Demand. (34:28) - Market Design and Allocation Strategies. (36:39) - The Impact of Replicas and Knockoffs. (46:44) - Hidden Markets: Positive or Negative? (49:47) - AI in Market Design. (59:01) - Becoming a Market Designer.

In this episode, I'm joined by Albert Prat, founder of B Brands and BeToken.Albert runs five profitable e-commerce brands doing ~€20M/year, and is tokenizing company equity under European regulation to raise capital, grow inventory, and expand into bigger markets like Germany. We also talk loyalty/community tokens, e-commerce growth levers, and what it takes to compete on delivery speed and supply.Key Timestamps[00:00:00] Intro: BeToken + €20M/year e-commerce brands [00:01:00] Albert's background and the five brands [00:02:00] Why tokenize equity: inventory + growth capital [00:04:00] Primary market now, secondary market coming [00:07:00] Utility token idea: community + rewards across brands [00:08:00] Lockups, liquidity pool, and investor protections [00:10:00] Onboarding: custodied wallets + KYC [00:13:00] Growth plan: stock, Germany, direct website sales [00:16:00] Marketing that works: influencers for fitness brands [00:18:00] E-commerce trends: speed, logistics, competition [00:21:00] 2026 roadmap: raise, list, expand, grow revenue [00:23:00] Targets: €35M next year, €100M longer termConnecthttps://betoken.io/https://x.com/betoken_iohttps://x.com/betoken_globalhttps://www.linkedin.com/in/albert-prat-asensio-29980b68/https://x.com/AlbertP0170DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Get featuredBe a guest on the podcast or contact us – https://www.web3pod.xyz/

Chaque jour, en quelques minutes, un résumé de l'actualité culturelle. Rapide, facile, accessible.Notre compte InstagramDES LIENS POUR EN SAVOIR PLUSACTEURS IA : BFM TV, The Guardian, Equity (syndicat)AVATAR 3 : Allociné, Le ParisienLIVRES IA : Le Figaro, LibérationYOUTUBE IA : Deadline, Le HuffPostGRADUR : Sortir à Paris, @gradurofficiel (Insta)ROLLING STONES : Franceinfo, BFM TVÉcriture : Enzo BruillotIncarnation : Léah Boukobza Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.

Watch the interview on Youtube here: https://youtu.be/eyS-eokvP-UEveryone laughed when Jesse and Emily Cole said they were going to save baseball by turning it into a circus. The traditionalists said it was a mockery. The investors said it wouldn't scale. Babe Ruth woulda blushed.But today, while the Red Sox and Yankees yawn in the dugout, the Savannah Bananas are selling out those very same stadiums… while on stilts.In this episode, we sit down with the husband-and-wife co-founders to uncover how they turned a struggling startup - with so much debt they had to sell their house - into a viral phenomenon with a waitlist of over 1 million people.We dive deep into their "Fans First" business model, why they refuse to take VCmoney, and how "burning the boring" let them create a new sport and disrupt a 100-year-old industry.They even got engaged in the middle of a (rainy) baseball game.WHAT YOU'LL LEARN:The "Anti-Business" Model: Why they refuse to take investors, sell advertising, charge for hot dogs, or collect sales taxes.Burn The Boring: How they audited every second of a baseball game to eliminate friction (goodbye, bunts and walks).The "Do The Opposite" Strategy: How a philosophy inspired by P.T. Barnum & Walt Disney helped them win in the attention economy.Metrics vs. Magic: Why Jesse and Emily ignore traditional ROI data to focus on "Return on Fan".(And why you should check the weather before proposing)TIMESTAMPS:0:00 - Intro: The "Cirque du Soleil" of Baseball2:05 - The Meet Cute: How Jesse & Emily Met5:20 - Why They Refused VC Money (Owning 100% Equity)6:48 - The Walt Disney Lesson on Control8:45 - Leaving $50 Million on the Table12:55 - Burning the Boring: Inventing Banana Ball19:00 - Failures: The "Human Pinata" Disaster24:00 - The Strategy: "Whatever is Normal, Do The Opposite"31:00 - Making Decisions on Intuition vs. Spreadsheets42:00 - The Story That Defines "Fans First"51:40 - Rapid Fire QuestionsNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Have you ever considered why the experience of being a dad can look radically different across cultures and communities?  In our 2025 holiday episode, we're honored to welcome Dr. Alvin Thomas—associate professor, mentor, thought leader, award-winning podcast host, and an internationally respected researcher in human development and family studies. Dr. Thomas has devoted his career to supporting Black fathers, families, and children, and advancing anti-racism efforts, and in our conversation he opens up about anti-racism, modern masculinity, and our responsibility as parents to raise empathetic, informed, and resilient kids.Topics include:• Exploring the broad definition of fatherhood—including mentorship, community care, and “cosmic children”—beyond biological ties.• Dr. Thomas's anti-racism work and what it means to create spaces for Black children and families to thrive authentically.• The challenges and responsibilities of teaching kids about racism, empathy, and dualities in the world, especially as white parents in predominantly white communities.• Storytelling, mentorship, and the creation of The Black Fathers' Pulse podcast as tools for sharing research, building community, and supporting fathers.• Modern masculinity, vulnerability, and the evolving expectations of men and fathers in society—and how culture and the internet can impact those roles.• The importance of supportive spaces for men, breaking generational cycles, and building resilient, healthy family ecosystems.• And more!LINKSDr. Alvin Thomas (homepage)Dr Alvin Thomas (LinkedIn)Dr. Alvin Thomas (YouTube)Dr. Alvin Thomas (Instagram)Dr. Alvin Thomas (X)The Black Fathers' Pulse Podcast (Apple)Caspar BabypantsSpencer AlbeeModern Dadhood (website)AdamFlaherty.tvStuffed Animal (Marc's kids' music)MD (Instagram)MD (Facebook)MD (YouTube)MD (TikTok) Merry Christmas and Happy Holidays, Modern Dadhood listeners! We are so grateful for you.-Adam & Marc #moderndadhood #fatherhood #parenthood #parenting #parentingpodcast #dadding #dadpodcast

In this special year-end AMA, the full PWL crew — Ben Felix, Cameron Passmore, Ben Wilson, and Dan Bortolotti — sit down together for the first time on the podcast to reflect on the roller-coaster that was 2025 and to tackle a wide range of thoughtful listener questions. The episode begins with reflections on a year that included wild market swings, an extraordinary rally few predicted, major changes within PWL, and personal milestones. From there, the team dives deep into the psychology of staying invested, the real risks of inexperienced investors going 100% equities, the complexity of asset location and pre-tax vs. after-tax allocation, and how to talk to family members who are paying too much in investment fees.   Key Points From This Episode: (0:04) Introduction — first-ever full-team recording and setup for the year-end AMA. (1:12) Why not all AMA questions could be answered — over 400 submissions and many not suited to the format. (1:48) 2024 market recap — from early-year panic to strong double-digit global equity returns. (3:59) The speed of recoveries — why missing a quick rebound can permanently derail returns. (5:34) Cameron's lessons from 2024 — unpredictability, growing adoption of evidence-based investing, joining a bigger organization, and driverless-car optimism. (7:41) Ben Wilson becomes a co-host — an unplanned evolution shaped by listener feedback. (9:51) Dan on humility in forecasting and reconnecting with theoretical research. (11:18) Ben's personal year — firm acquisition, equity value jump, and navigating his cancer diagnosis. (12:32) Talking to parents about high fees — emotional dynamics, non-confrontational questions, and the danger of implied judgment. (23:01) Should beginners hold 100% equities? Behavioral risk, volatility blindness, and why it shouldn't be the default allocation. (30:35) Pre-tax vs. after-tax asset allocation — why RRSP dollars aren't equal to TFSA dollars and how that changes true risk exposure. (36:09) Why PWL rarely optimizes asset location — complexity, low payoff, and behavioral clarity. (44:42) What PWL does (and doesn't) offer — discretionary management, integrated planning, outside specialists, and tax deductibility rules. (49:04) "I know I need index funds — but how do I actually buy them?" Robo-advisors vs. one-ticket ETFs and why placing a trade is the real barrier. (57:47) Ben's lessons as a new homeowner — maintenance costs far above expectations and the hidden burden of being your own contractor. (1:01:54) The strangest portfolios — single-stock windfalls, leverage without client awareness, bullion-only strategies, and the infamous "meatloaf portfolio." Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/   Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

What happens when lived experience, science, and nonprofit leadership collide? In this episode, I sit down with Dr. Eugene Manley, Jr. to discuss health equity, cancer care gaps, and what it truly takes to design programs that serve communities that have been overlooked for far too long. We explore how focus, intentionality, and listening to the people most impacted can turn complex equity challenges into meaningful, measurable action. Episode Highlights 02:32 Dr. Manley's Personal Journey and Inspiration 04:01 Challenges in the Hospital System 05:24 Launching the STEM and Cancer Equity Foundation 06:18 Addressing Health Disparities and Patient Advocacy 10:11 The Importance of Early Exposure to STEM 11:01 Navigating Academia and Nonprofit Work 11:57 The Lung Cancer Health Equity Summit 16:03 Fiscal Sponsorship for Nonprofits 19:46 Defining and Addressing Health Equity 22:03 Challenges in Lung Cancer Clinical Trials My guest for this episode is Dr. Eugene Manley, Jr., PhD, MS. Dr. Eugene Manley, Jr., PhD, MS, is a biomedical scientist-turned-social impact leader and the Founder & CEO of the STEMM & Cancer Health Equity (SCHEQ) Foundation. He brings 20+ years across engineering, molecular and cell biology, nonprofit strategy, and workforce development, with prior leadership at leading cancer organizations. He had worked in development at the AACR, grant system administration at LCRF, and directed national STEM and workforce initiatives and health equity initiatives at LUNGevity Foundation.   Through SCHEQ, he advances STEMM workforce diversity and patient-centered solutions across the cancer care continuum, producing health-literacy resources, convening cross-sector stakeholders, and leading the Lung Cancer Interventions Summit to drive practical, equity-focused outcomes for underserved communities. He serves on local, national, and international advisory boards advocating for Medicaid, rural, and historically marginalized patients. Dr. Manley serves on the Stony Brook Cancer Community Advisory Council, PCORI advisory panels focused on healthcare delivery and comparative clinical effectiveness, and has co-authored a perspective work with the American Cancer Society's National Lung Cancer Roundtable on compassion and stigma in lung cancer care. His lived experience, research background, outreach, and policy engagement inform a pragmatic approach to closing gaps in screening, biomarker testing, trial access, and survivorship. Connect with Dr. Eugene: https://www.linkedin.com/in/eugenemanleyjrphd https://www.linkedin.com/company/stemmcheq https://www.facebook.com/stemmcheq https://www.instagram.com/stemmcheq https://www.instagram.com/manleyeugene Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.

How can organizations make more equitable changes to their internal norms and structures, to promote fairness over merely seeking profit? What are alternate ways to tackle the difference in agreeableness that underpins many professional gaps between men and women?Cordelia Fine is a professor in the history and philosophy of science department at University of Melbourne, as well as the author of several books, including Patriarchy Inc.: What We Get Wrong About Gender Equality and Why Men Still Win at Work, Delusions of Gender: How Our Minds, Society, and Neurosexism Create Difference, and Testosterone Rex: Myths of Sex, Science, and Society.Greg and Cordelia discuss the complexities surrounding gender equality, including the contested reasons for wage differences and occupational gaps between men and women. Cordelia critiques the traditional and evolving gender norms, explains her stance on DEI (Diversity, Equity, and Inclusion) strategies, and advocates for more nuanced, context-aware approaches to addressing gender disparities. She challenges oversimplified evolutionary psychology narratives and underscores the importance of understanding the cultural evolution of gender roles. *unSILOed Podcast is produced by University FM.*Episode Quotes:Why valuing women isn't enough52:52: You can say pretty words about valuing the feminine. Oh, you know, women are great. They're so wonderful. They're so empathic and collaborative and participative, and they're really good at building people. But you can't just say that—you have to actually change your organizations so that you literally put your money where your mouth is, so that is what is actually being rewarded.Redefining patriarchy10:37: There's a sort of assumption that when we talk about patriarchy, we're just talking about the harm to girls and women. Its long been recognized, I think, in feminism that often men and certain groups of men do also face harms in that kind of system that's keeping some men on top.Why our ideas about sex differences often get it wrong20:58: I do think we have to be careful about looking at our—first of all, making assumptions about what sex differences actually are—because they're often, you know, a huge amount of overlap, contingent depending on the context and the cues. But also, to then project that back into our ancestral past without taking a kind of wider look at societies beyond the weird populations—Western, educated, industrialized, rich, democratic.Show Links:Recommended Resources:Cecilia L. RidgewayCailin O'ConnorThe Making of the Modern FamilyDavid BenatarLeonora RisseHILDA SurveyNancy FraserGuest Profile:Faculty Profile at the University of MelbourneCordelia-Fine.comWikipedia ProfileLinkedIn ProfileSocial Profile on InstagramGuest Work:Amazon Author PagePatriarchy Inc.: What We Get Wrong About Gender Equality and Why Men Still Win at WorkDelusions of Gender: How Our Minds, Society, and Neurosexism Create DifferenceTestosterone Rex: Myths of Sex, Science, and SocietyA Mind of Its Own: How Your Brain Distorts and DeceivesGoogle Scholar PageRelated Unsiloed Episode:Claudia Goldin - Understanding the Gender Wage Gap Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

About the Guest:Lisa Ascolese, known as “The Inventress,” is the CEO and founder of Inventing A to Z, LLC, a full-service invention and product development company. As the sole owner of her business, Lisa helps inventors and entrepreneurs turn mental inventions into real, market-ready products — guiding ideas from a simple napkin sketch all the way to the marketplace.With a belief that “when you think it and believe it, it can be done,” Lisa supports inventors through every phase of the process, including graphic design, engineering, prototyping, manufacturing, marketing, and licensing.Lisa is also the founder of the nonprofit AOWIE — Association of Women Inventors and Entrepreneurs, which uplifts and supports women innovators. In addition, she launched Inventors Spotlight TV, a shopping network dedicated to showcasing innovative products, and hosts The Inventress Podcast, where she highlights inventors, entrepreneurs, and their journeys. Episode Description:What does it take to bring a product from concept to QVC? In this episode of the RISE Urban Nation Podcast, host Taryell Simmons sits down with Lisa Ascolese, The Inventress — a trailblazing product developer, author, and founder of Inventing A to Z. With over 25 years of experience helping entrepreneurs launch products seen on QVC, HSN, and major retailers, Lisa shares her journey, the challenges of scaling inventions into businesses, and practical advice for turning ideas into income. Whether you're an entrepreneur, creative, or curious thinker, this episode will leave you inspired and ready to build. Resources & Mentions:

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. I'm Getting a Bad Vibe Updates on the Brown University shooting, where speculation grows about whether the attack was a politically motivated assassination targeting Ella Cook, a prominent conservative and College Republicans leader on one of the nation’s most left-wing campuses. Buck examines eyewitness reports suggesting the shooter yelled “Allahu Akbar,” raising questions about radical Islamic extremism and why authorities in Providence are withholding key details. He warns of political spin and compares this case to past incidents where officials obscured jihadist motives, such as the Pulse nightclub attack. Buck promotes his upcoming book Manufacturing Delusion, warning about the resurgence of radical Islam and the dangers of silencing truth under the guise of political correctness. Bondi Beach Police Response Buck explores the police response failures during the Bondi attack, highlighting video evidence of officers—particularly female officers—struggling to subdue armed attackers under restrictive use-of-force policies. Buck calls for an honest conversation about physical realities in law enforcement and the dangers of politically driven policing standards. Buck also investigates the attackers’ training links to jihadist networks in the southern Philippines, including ISIS affiliates like Abu Sayyaf and BIFF. He explains how these terror groups provide ideological indoctrination and tactical skills, drawing parallels to patterns seen in past plots against U.S. targets. This segment underscores the resurgence of radical Islam and the global spread of jihadist ideology. The Lost Generation In a major cultural segment, Buck highlights a Compact Magazine exposé on DEI (Diversity, Equity, and Inclusion), arguing that DEI policies have derailed a generation of professionals, lowered standards in elite institutions, and degraded quality in media, publishing, and Hollywood. He explains how diversity hiring became an explicit, racially biased practice that sidelined meritocracy, resulting in declining creativity and institutional prestige. Name that Terrorist Group Buck explores the broader terrorism threat landscape, drawing on his experience as a former CIA Counterterrorism Center analyst. He argues that radical Islam remains a unique global security challenge, contrasting it with other religions and dismantling the narrative around “Islamophobia.” This segment includes a candid discussion on why media and political elites downplay Islamist violence while exaggerating right-wing extremism. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

High-control religious groups exploit gendered social programming, effectively priming women for coercive control via enforced submission, isolation, and lack of agency. This critical discussion draws sick parallels between traditional feminine roles and cult dynamics, noting how manufactured obedience prevents critical thinking and makes escaping high-control environments virtually impossible. We expose the insidious tactics like "love bombing" and false empowerment that strip genuine agency and trap people in cycles of destructive dogma.News Source: