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Joining the Exchange are Jordan Osborn, Principal at Bonanza Jr/Sr High School, and Adrienne Enriquez, Director of Oregon GEAR UP WEST.
Japan is to reduce its new issuance of super-long JGBs next fiscal year to around JPY 17tln, according to Reuters sources.European equity futures are closed as Eurex observes the Christmas Eve holiday. US equity futures are very modestly lower in thin conditions.DXY is flat, JPY is very mildly stronger continuing recent advances.JGBs soft overnight but have been driven higher in recent trade, USTs flat.Crude benchmarks are incrementally firmer, with spot gold also steady.Looking ahead, highlights include US Jobless Claims (w/e 20 Dec), Supply from the US.Note: The Newsquawk desk will run until 18:05GMT/13:05EST on Wednesday, 24th December. FOMC Minutes on 30th December 2025 will be covered. Normal service will resume at 0700GMT/02:00EST on Friday 2nd of January 2026 for the beginning of the European Session. Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
In this episode, we sit down with Coach Anthony Cudjo—founder of Human Optimization 3.0 and host of the FitnessRx Show—to unpack the power of transforming your beliefs, optimizing your body and mind, and unlocking your divine intelligence. Tune in to hear how trauma became the foundation of his power and how you can reclaim yours.SHORT BIO:Founder and Head Coach at Human Optimization 3.0 (H3O), Anthony Cudjo (AKA “Coach Cudjo”), is the leading expert in performance by optimizing various aspects of life, including physical, mental, and emotional health. Boasting over three decades of experience in business consulting and executive coaching, he is widely recognized as the “Teacher of Teachers” and “Leader of Leaders” for his work empowering individuals and communities to reach their full potential by achieving harmony in spirit, mind, and body. Coach Cudjo is a graduate of Dale Carnegie and the Landmark Forum, and holds certifications as an Advanced NLP Practitioner, personal trainer, life coach, nutritionist, and metabolic specialist. A former professional athlete, he has also hosted the FitnessRX Show on ESPN radio, where he shared his expertise in health and wellness with a wide audience.Connect With Anthony: Website: https://urh3o.com/LinkedIn: https://www.linkedin.com/in/anthony-cudjo-a2928567/Facebook: Facebook.com/Humanoptimization3.0Instagram: Instagram.com/Humanoptimization3.0Youtube: Youtube.com/@Humanoptimization3.0 Credits:Host: Taryell SimmonsGuest: Coach Anthony CudjoMusic: Will MakerProduction: RISE Urban Nation Unite. Empower. Ignite.Thank you for tuning into the RISE Urban Nation Podcast, where we go beyond conversation to fuel a movement of unity, empowerment, and transformation across the Black and Pan-African community. Each episode dives deep into the stories of entrepreneurs, innovators, and changemakers shaping culture, business, and legacy.Hosted by Taryell Simmons, a leader in Equity, Diversity, and Inclusion, the show blends storytelling with strategy to help you amplify your voice, grow your brand, and lead with purpose.Why Subscribe to RISE Urban Nation?✨ Inspiring Stories: Learn from influential Black and Pan-African leaders making an impact.
Equity crowdfunding and angel investing have changed how capital is raised - but many founders and investors still misunderstand valuation, risk, and what it really takes to build long-term wealth. In this episode of Behind The Numbers With Dave Bookbinder, Dave Bookbinder is joined by Karen Rands, President of Cougar Capital Holdings, host of The Compassionate Capitalist Show, and author of two books on angel and crowdfunding investing. Karen shares her journey from corporate leadership at IBM to building and leading a nationally recognized angel investor group, and why she's dedicated her career to democratizing access to private investing. She explains how the JOBS Act opened the door to equity crowdfunding and why that shift matters for entrepreneurs, investors, and wealth creation beyond public markets. Dave and Karen unpack the differences between traditional venture capital and what Karen calls “compassionate capitalism,” along with the valuation mistakes founders commonly make when raising capital. They explore underutilized valuation metrics, realistic financial planning, and how misaligned expectations can derail otherwise promising capital raises. The conversation also breaks down the four primary types of equity crowdfunding - Reg CF, Reg D, Reg A+, and state exemptions - with practical guidance for both founders seeking capital and everyday investors looking to build diversified private-investment portfolios. Karen shares disciplined portfolio-building strategies and actionable first steps for newcomers interested in angel or crowdfund investing. This episode is a must-listen for business owners, founders, managers, and advisors who want a clearer understanding of valuation, capital formation, and smarter ways to participate in private markets. About Our Guest: Karen Rands is a leading voice in democratization of capital from private investors funding innovation and small business expansion — empowering individuals to create wealth by investing in entrepreneurs who are changing the world. She is leading the way with The Compassionate Capitalist Movement. Karen is the author of the best-seller Inside Secrets to Angel Investing: Step-by-Step Strategies to Leverage Private Equity Investment for Passive Wealth Creation. Her latest release, 2nd in the series, debuted as a Top Release on Amazon: Inside Secrets to Crowdfund Investing. Follow Jane's Journey: See How a New Generation Builds Wealth with Purpose, Passion and Profit. She hosts a top 100 Business Podcast on Apple, The Compassionate Capitalist™ Show, where she interviews founders, investors, and thought leaders on best practices for wealth creation as a successful entrepreneur or investor in successful small businesses. Karen has spent over two decades bridging the gap between investors and innovators from her corporate days at IBM to her time spent managing a top ranked angel investor group, and now as a speaker, strategist, and educator. Click to go to Karen's LinkTree - http://bit.ly/linkCCS for links to social, free gifts, books, course, podcast, socials and to schedule a chat directly About the Host: Dave Bookbinder is known as an expert in business valuation and he is the person that business owners and entrepreneurs reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries. Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers. He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.” Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Michael Gifford, CEO of Splitero, discusses the challenges homeowners face in accessing home equity and how Splitero offers innovative solutions. He explains the differences between traditional home equity loans and Splitero's home equity investments, emphasizing the flexibility and accessibility of their product. The discussion also touches on market trends, the impact of competition in real estate, and the importance of empowering first-time homebuyers with knowledge about equity options. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Show SummaryOn today's episode, we're featuring a conversation with Marine Corps Veteran Andy Gasper, CEO and President of Warrior Foundation Freedom Station, a nonprofit organization that has created Freedom Stations, recovery transition centers and housing facilities that provide injured Warriors with the acclimation time, guidance and resources to successfully make the transition from military service to civilian lifeProvide FeedbackAs a dedicated member of the audience, we would like to hear from you about the show. Please take a few minutes to share your thoughts about the show in this short feedback survey. By doing so, you will be entered to receive a signed copy of one of our host's three books on military and veteran mental health. About Today's GuestAndy Gasper is the President and CEO of Warrior Foundation Freedom Station, a nonprofit organization dedicated to supporting wounded, ill, and injured service members as they transition from military service to civilian life. Warrior Foundation Freedom Station provides transitional housing, peer support, mentorship, financial and career guidance, wellness services, and community connection through its Freedom Station residences in San Diego, helping medically retiring warriors prepare for long-term success.Under Andy's leadership, the foundation has expanded its mission to include a structured 18-month transitional housing program that offers wraparound support services designed to empower residents to pursue education, careers, and independent living. The program integrates peer-to-peer support, counseling, mentorship, and practical life guidance to foster meaningful community and improved quality of life for veterans navigating the challenges of recovery and civilian transition.A Marine Corps veteran himself, Andy brings both lived experience and professional commitment to his work, emphasizing the importance of community, dignity, and holistic support for America's warriors. Under his stewardship, Warrior Foundation Freedom Station has opened multiple transitional housing facilities and continues to scale its impact to serve more medically retiring service members and their families.Warrior Foundation Freedom Station supports service members and veterans who are seriously ill or injured, affected by post-traumatic stress or traumatic brain injury, undergoing therapy, or navigating medical retirement and reintegration into civilian life.Links Mentioned During the EpisodeWarrior Foundation WebsiteWarrior Foundation VideoPsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course How to Build a Successful Transition Plan. Join General Peter Chiarelli, United States Army (Ret.), in PsychArmor's course “How to Build a Successful Transition Plan” as he discusses the importance of setting realistic expectations, goal-setting, and flexibility during your transition. You can find the resource here: https://learn.psycharmor.org/courses/How-to-Build-a-Successful-Transition-Plan Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
We sit down with Mark Drabkin, founder of "Yen Loans" - a Tokyo-based start-up focused on providing real estate financing to foreigners in Japanese Yen - INCLUDING for holiday homes, short term stay properties and even non-real estate businesses - and all this without them having to setup a Japanese corporate structure, deal with Japanese banks and their pesky compliance requirements - and get it all done in English!
US President Trump said US will keep ships and oil seized near Venezuela.European bourses are mixed on either side of the unchanged mark, US equity futures are mostly incrementally firmer ahead of US data.DXY is under pressure whilst the JPY continues to strengthen; Antipodeans benefit from strength in metals prices.JGBs lead global fixed income higher after PM Takaichi rejected any "irresponsible bond issuance or tax cuts", via a Nikkei interview.Crude benchmarks trade rangebound, whilst spot gold eyes USD 4.5k/oz to the upside.Looking ahead, highlights include US Richmond Fed (Dec), Durable Goods (Oct), GDP Advance (Oct), PCE Prices (Q3), Industrial Production, Consumer Confidence, Canadian GDP, BoC Minutes (Dec Meeting), Supply from US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
Mental health is an important part of our overall health, but many people confront barriers that keep them from accessing the mental health care they need. A program in Boston aims to address mental health disparities by disrupting traditional health care models. The Boston Emergency Services Team, or BEST, is led by Dr. David Henderson, chief of psychiatry at Boston Medical Center. BEST brings together mental health providers, community resources, law enforcement, and the judicial system to deliver care to people in need of mental health services. Henderson says bringing mental health providers alongside police responding to calls for service for mental health needs has helped reduce the number of people with mental illness ending up in jails and prisons. “The criminal justice system has, by default, become one of the largest mental health systems … around the country as well,” Henderson says. “People with mental illness are in jails and prisons, at a percentage that they really should not be.” In a conversation that first published in 2024, Henderson speaks with Movement Is Life's Hadiya Green about what it takes to ensure people in need of mental health services get the help they need, why it's important to train providers to recognize unconscious biases, and what it means to provide trauma-informed and culturally sensitive care.
Ray Salmond believes 2026 will shape up to be a stronger year for cryptocurrencies. He offers a big picture perspective on how retail and institutional investors alike, paired with A.I. buildout led by hyperscalers, offer a lift for the space. David Siemer says his firm is positioning "pretty aggressively" in digital assets. He doesn't expect equities and commodities to run much higher and considers cryptocurrencies "underpriced." ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about
In this episode of ThimbleberryU, we explore a fundamental question for professionals in tech: Which type of company is the right fit for your current stage in life and career? Whether it's a startup, a pre-IPO company, or a public corporation, each environment offers its own opportunities, challenges, and financial implications. Jag walks through the trade-offs with Amy Walls of Thimbleberry Financial, breaking down not only what to expect at each stage but also how to make a decision that aligns with our values, personality, and financial goals.We begin by examining the startup world—fast-paced, creative, and filled with uncertainty. It's a space for people who love to experiment and thrive in ambiguity. The upside can be big: ownership, impact, and equity at low initial prices. But the downsides—unpredictable income, fewer benefits, and emotional strain—are just as real. Amy shares stories of clients who initially thrived in startup life but found it incompatible with long-term needs like family time or structured days.Next, we shift to pre-IPO companies, which often represent a middle ground. These firms offer more stability than startups but still retain a sense of mission and momentum. Equity typically comes in the form of RSUs, and while there's real potential for financial gain, it hinges heavily on IPO timing—something employees can't always control. Amy emphasizes the importance of planning for delays, setting aside cash, and staying flexible when managing that equity.Public companies offer clarity and predictability—stable salaries, strong benefits, and slower but more structured growth paths. For professionals seeking balance, or with greater family or financial obligations, this environment often provides the support and stability they need. The culture tends to be more formal, but that predictability can actually empower people to do their best work.Ultimately, the conversation centers around fit—not which company is best, but which is best for us, right now. Personality, financial goals, and life stage all play a role. A startup might make sense early in a career, while a more structured setting could become the right choice later on. Amy reminds us that romanticizing a company type—or even our own preferences—can lead us astray, and encourages getting honest feedback from those who know us best.We wrap by reinforcing that job decisions should balance financial and emotional fit. Before accepting an offer, it's critical to understand the equity structure, total compensation, pace of work, and company culture. Especially in today's tight job market, doing our due diligence can prevent long-term regret and position us to thrive both professionally and personally.00:00 - Intro and Episode Setup 00:49 - Startup Culture: Opportunity vs. Chaos 03:19 - Pre-IPO Companies: Growth with Guardrails 06:08 - Public Companies: Structure and Stability 09:27 - It's About Fit: Personality and Life Stage 11:43 - Culture, Pace, and Real-Life Trade-offs 13:43 - When the Job Market is Tight 14:17 - Takeaways: Equity, Compensation, and Culture 16:44 - How to Connect with Thimbleberry Financial 16:57 - Disclaimer and Wrap-Up To get in touch with Amy and her team at Thimbleberry Financial, call 503-610-6510 or visit thimbleberryfinancial.com.
APAC stocks kicked off the week with gains across the board as the region coat-tailed on the strength seen stateside. Tech outperformance continued across the region.US Coast Guard officials over the weekend tracked two oil tankers in international waters close to Venezuela, marking three tankers within the past week.Russia's Kremlin said changes made by Ukrainians and Europeans to peace proposals did not bring agreements closer or add anything positive, IFAX reported.Israeli PM Netanyahu reportedly plans to brief US President Trump on possible new Iran strikes, according to NBC News.European equity futures are indicative of a slightly softer cash open, with the Euro Stoxx 50 future down 0.2% after cash closed +0.3% on Friday.Looking ahead, highlights include Italian Producer Prices (Nov), Canadian Producer Prices (Nov), and supply from the US.Click for the Newsquawk Week Ahead.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
US Coast Guard officials over the weekend tracked two oil tankers in international waters close to Venezuela, marking three tankers within the past week.Russia's Kremlin said changes made by Ukrainians and Europeans to peace proposals did not bring agreements closer or add anything positive, IFAX reported.Israeli PM Netanyahu reportedly plans to brief US President Trump on possible new Iran strikes, according to NBC News.European bourses are broadly unchanged in quiet trade; US equity futures are firmer, with mild outperformance in the NQ.USD is slightly lower vs G10 peers; Antipodeans outperform on strength in metals prices.USTs are slightly lower but with price action contained, awaiting a 2yr auction.WTI and Brent are boosted by rising geopolitical tensions, spot gold surges to ATHs above USD 4.4k/oz.Looking ahead, highlights include Canadian Producer Prices (Nov), and supply from the US.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
In this episode, we talk to Dr. Raele Loy, a Speech and Language Therapist and research scientist at the Center for Health Disparities Research at the University of Wisconsin-Madison. We discuss a critical but often overlooked aspect of dysphagia care: health equity, or the lack thereof. Raele discusses what sparked her interest in health equity, and explains what ‘health disparities’ mean in clinical practice and research today. She discusses what is currently known about disparities in dysphagia assessment and management, and presents her conceptual framework which illustrates how disparities emerge and persist throughout the entire eating and swallowing care pathway in people with dementia.
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Welcome to episode #1015 of Thinking With Mitch Joel (formerly Six Pixels of Separation). At a moment when scarcity shapes everything from opportunity to attention, understanding who gets what (and why) has become one of the most consequential questions in modern life. Judd Kessler is the inaugural Howard Marks Endowed Professor at the Wharton School of the University of Pennsylvania, an award-winning economist, and one of the leading thinkers in market design, public policy and behavioral economics. His research examines how rules, incentives, and institutional structures shape outcomes in environments where price alone cannot (or should not) decide allocation, from organ donation systems to education, labor markets, and beyond. Recognized early for his impact, Judd was named one of Forbes' "30 Under 30" in Law and Policy for his work on organ allocation and received the Vernon L. Smith Ascending Scholar Prize in 2021. His first (and new) book, Lucky by Design - The Hidden Economics You Need to Get More of What You Want, distills years of research into how "hidden markets" - those governed by rules rather than prices - quietly determine access to jobs, schools, tickets, healthcare, and even relationships. Judd explores the mechanics of scarcity, the strategic role of lotteries, waiting lists, and signaling, and how individuals unknowingly participate in market design every day. He also examines how AI is beginning to reshape allocation systems, why visible markets increasingly contain hidden layers, and how better design can improve both efficiency and equity. Grounded in rigorous scholarship yet deeply practical, Judd's work reframes luck not as randomness, but as something shaped by systems we can understand and sometimes redesign. Enjoy the conversation… Running time: 57:59. Hello from beautiful Montreal. Listen and subscribe over at Apple Podcasts. Listen and subscribe over at Spotify. Please visit and leave comments on the blog - Thinking With Mitch Joel. Feel free to connect to me directly on LinkedIn. Check out ThinkersOne. Here is my conversation with Judd Kessler. Lucky by Design - The Hidden Economics You Need to Get More of What You Want. Follow Judd on LinkedIn. Chapters: (00:00) - Navigating Economic Sentiments. (03:03) - Understanding Hidden Markets. (06:11) - The Dynamics of Scarcity and Value. (08:53) - The Role of Consultants in Hidden Markets. (11:48) - Market Design and Equity. (14:57) - Strategies for Market Participation. (18:11) - The Impact of Social Proof on Demand. (20:54) - Reimagining Market Structures. (31:57) - Creating Scarcity and Demand. (34:28) - Market Design and Allocation Strategies. (36:39) - The Impact of Replicas and Knockoffs. (46:44) - Hidden Markets: Positive or Negative? (49:47) - AI in Market Design. (59:01) - Becoming a Market Designer.
The Smart 7 is an award winning daily podcast, in association with METRO that gives you everything you need to know in 7 minutes, at 7am, 7 days a week...With over 19 million downloads and consistently charting, including as No. 1 News Podcast on Spotify, we're a trusted source for people every day and the Sunday 7 won a Gold Award as “Best Conversation Starter” in the International Signal Podcast Awards If you're enjoying it, please follow, share, or even post a review, it all helps...Today's episode includes the following guests:Jared Isaacman - New NASA Administrator, former pilot, a Fintech billionaire, and the first non professional astronaut to complete a space walkAshley Korzun - Senior Tech Lead for Retropropulsion and Plume Surface Interaction at the NASA Langley Research CentreMajor Tim Peake CMG - Retired British astronautWIll Guyatt - The Smart 7's Tech Guru Silvia Massa - Head of the Italian Government's ENEA Agriculture Research Lab Ermannao Petricca - Director of ELThubDr Gideon Meyerowitz-Katz - Specialist in diabetes self management application and chronic disease management, he's also creator of the “Health Nerd” blogElon Musk - Former Civil servant and Founder of Neuralink Jack Bloomfield - Head of Marketing at X Ray GlassFather Jose Francisco Syquia - Director of the Archdiocese of Manila's Office on ExorcismGuillermo Del Toro - Filmmaker and Director of “Frankenstein”Joseph Gordon Levitt - Co Founder the Creative Coalition on AI Paul W Fleming - General Secretary of Equity in the UK Modar Alaoui - American venture capitalist, Entrepreneur and the founder of the Humanoid SummitContact us over @TheSmart7pod or visit www.thesmart7.com or find out more at www.metro.co.uk Presented by Ciara Revins, written by Liam Thompson, researched by Lucie Lewis and produced by Daft Doris. Hosted on Acast. See acast.com/privacy for more information.
Marxist / Socialist ideas and thinking have been on the rise in America for decades. For at least half of the country this has been puzzling. People will say to me, "It always seems that we are losing ground to the extreme left." How did we get here and how do we push back. You always must first accurately identify the problem before a solution can be worked out. Tom DiLorenzo has not only studied these things for years, he also worked side-by-side with all of the culprits.Mises Circle - Dallas, Texas 2015 - Tom DiLorenzohttps://www.youtube.com/watch?v=JS3ttzqTBqA
In this episode, I'm joined by Albert Prat, founder of B Brands and BeToken.Albert runs five profitable e-commerce brands doing ~€20M/year, and is tokenizing company equity under European regulation to raise capital, grow inventory, and expand into bigger markets like Germany. We also talk loyalty/community tokens, e-commerce growth levers, and what it takes to compete on delivery speed and supply.Key Timestamps[00:00:00] Intro: BeToken + €20M/year e-commerce brands [00:01:00] Albert's background and the five brands [00:02:00] Why tokenize equity: inventory + growth capital [00:04:00] Primary market now, secondary market coming [00:07:00] Utility token idea: community + rewards across brands [00:08:00] Lockups, liquidity pool, and investor protections [00:10:00] Onboarding: custodied wallets + KYC [00:13:00] Growth plan: stock, Germany, direct website sales [00:16:00] Marketing that works: influencers for fitness brands [00:18:00] E-commerce trends: speed, logistics, competition [00:21:00] 2026 roadmap: raise, list, expand, grow revenue [00:23:00] Targets: €35M next year, €100M longer termConnecthttps://betoken.io/https://x.com/betoken_iohttps://x.com/betoken_globalhttps://www.linkedin.com/in/albert-prat-asensio-29980b68/https://x.com/AlbertP0170DisclaimerNothing mentioned in this podcast is investment advice and please do your own research. It would mean a lot if you can leave a review of this podcast on Apple Podcasts or Spotify and share this podcast with a friend.Get featuredBe a guest on the podcast or contact us – https://www.web3pod.xyz/
Chaque jour, en quelques minutes, un résumé de l'actualité culturelle. Rapide, facile, accessible.Notre compte InstagramDES LIENS POUR EN SAVOIR PLUSACTEURS IA : BFM TV, The Guardian, Equity (syndicat)AVATAR 3 : Allociné, Le ParisienLIVRES IA : Le Figaro, LibérationYOUTUBE IA : Deadline, Le HuffPostGRADUR : Sortir à Paris, @gradurofficiel (Insta)ROLLING STONES : Franceinfo, BFM TVÉcriture : Enzo BruillotIncarnation : Léah Boukobza Hébergé par Acast. Visitez acast.com/privacy pour plus d'informations.
In the last Saturday Breakfast Show of 2025, Darren talks about how we make sure our assessments are both equitable and fair.
Watch the interview on Youtube here: https://youtu.be/eyS-eokvP-UEveryone laughed when Jesse and Emily Cole said they were going to save baseball by turning it into a circus. The traditionalists said it was a mockery. The investors said it wouldn't scale. Babe Ruth woulda blushed.But today, while the Red Sox and Yankees yawn in the dugout, the Savannah Bananas are selling out those very same stadiums… while on stilts.In this episode, we sit down with the husband-and-wife co-founders to uncover how they turned a struggling startup - with so much debt they had to sell their house - into a viral phenomenon with a waitlist of over 1 million people.We dive deep into their "Fans First" business model, why they refuse to take VCmoney, and how "burning the boring" let them create a new sport and disrupt a 100-year-old industry.They even got engaged in the middle of a (rainy) baseball game.WHAT YOU'LL LEARN:The "Anti-Business" Model: Why they refuse to take investors, sell advertising, charge for hot dogs, or collect sales taxes.Burn The Boring: How they audited every second of a baseball game to eliminate friction (goodbye, bunts and walks).The "Do The Opposite" Strategy: How a philosophy inspired by P.T. Barnum & Walt Disney helped them win in the attention economy.Metrics vs. Magic: Why Jesse and Emily ignore traditional ROI data to focus on "Return on Fan".(And why you should check the weather before proposing)TIMESTAMPS:0:00 - Intro: The "Cirque du Soleil" of Baseball2:05 - The Meet Cute: How Jesse & Emily Met5:20 - Why They Refused VC Money (Owning 100% Equity)6:48 - The Walt Disney Lesson on Control8:45 - Leaving $50 Million on the Table12:55 - Burning the Boring: Inventing Banana Ball19:00 - Failures: The "Human Pinata" Disaster24:00 - The Strategy: "Whatever is Normal, Do The Opposite"31:00 - Making Decisions on Intuition vs. Spreadsheets42:00 - The Story That Defines "Fans First"51:40 - Rapid Fire QuestionsNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Have you ever considered why the experience of being a dad can look radically different across cultures and communities? In our 2025 holiday episode, we're honored to welcome Dr. Alvin Thomas—associate professor, mentor, thought leader, award-winning podcast host, and an internationally respected researcher in human development and family studies. Dr. Thomas has devoted his career to supporting Black fathers, families, and children, and advancing anti-racism efforts, and in our conversation he opens up about anti-racism, modern masculinity, and our responsibility as parents to raise empathetic, informed, and resilient kids.Topics include:• Exploring the broad definition of fatherhood—including mentorship, community care, and “cosmic children”—beyond biological ties.• Dr. Thomas's anti-racism work and what it means to create spaces for Black children and families to thrive authentically.• The challenges and responsibilities of teaching kids about racism, empathy, and dualities in the world, especially as white parents in predominantly white communities.• Storytelling, mentorship, and the creation of The Black Fathers' Pulse podcast as tools for sharing research, building community, and supporting fathers.• Modern masculinity, vulnerability, and the evolving expectations of men and fathers in society—and how culture and the internet can impact those roles.• The importance of supportive spaces for men, breaking generational cycles, and building resilient, healthy family ecosystems.• And more!LINKSDr. Alvin Thomas (homepage)Dr Alvin Thomas (LinkedIn)Dr. Alvin Thomas (YouTube)Dr. Alvin Thomas (Instagram)Dr. Alvin Thomas (X)The Black Fathers' Pulse Podcast (Apple)Caspar BabypantsSpencer AlbeeModern Dadhood (website)AdamFlaherty.tvStuffed Animal (Marc's kids' music)MD (Instagram)MD (Facebook)MD (YouTube)MD (TikTok) Merry Christmas and Happy Holidays, Modern Dadhood listeners! We are so grateful for you.-Adam & Marc #moderndadhood #fatherhood #parenthood #parenting #parentingpodcast #dadding #dadpodcast
In this episode of the Thread Podcast, Justin Vandehey interviews Benjamin Roach, Director of Revenue Operations at Optio Incentives, to explore what it takes to build RevOps in the equity compensation and incentives space. Ben shares his “traditional” path from sales into RevOps, why he deliberately took a step back into a junior ops role, and how getting technical became a career unlock.They dig into the complexities of selling and operating in equity management—where revenue can include ARR, transactional fees, and services, and where buyers span CFOs, CHROs, legal, and finance. Ben also shares his point of view on AI: where it can help participants and admins get fast answers, and why data quality and human oversight still matter. The episode closes with career advice for aspiring RevOps leaders and how to learn the craft.Key topics coveredWhy Ben moved from sales → RevOps (and why he “took a step back” to level up)Equity compensation complexity: strike price, taxes, vesting, global complianceHow Optio's GTM motion sells “trusted partner + tech,” not just softwareMeasuring growth in equity management beyond traditional ARRAI in equity management: where it's useful today and where it's riskyCareer advice: become technical, stay curious, build a broader toolbeltMemorable moments / quotable lines“Stock options… were unknown to me. You get handed them and think, maybe one day I'll make money.”“AI is only as good as your data models.”“Don't be scared to take a step backwards.”“RevOps wears so many hats—you need a lot of tools on your toolbelt.”Chapters (suggested)00:00 – Welcome + Ben's intro 01:00 – From sales to RevOps (and why he took a step back) 02:10 – Why the equity/incentives space pulled him in 03:30 – Aligning finance, HR, and revenue metrics 04:45 – Why revenue isn't just ARR in equity management 05:30 – Simplifying a complex story for CFOs/CHROs/legal 06:55 – Global compliance + product readiness constraints 09:00 – AI in equity: what it can and can't do (yet) 11:05 – Career advice for aspiring RevOps leaders 13:45 – Plug: Optio + how to connect with Ben
This 2025 Ten Across podcast year in review takes a deep dive into the critical issues shaping the future of the Interstate 10 corridor. We've curated a series of interview clips and reflections that will examine contemporary U.S. climate, economic, and governance-related concerns as presented along this transect. From rising risks in insurance markets to the shifting responsibilities for disaster recovery, we'll examine the urgent need for proactive solutions. Some of the key questions we tackle include: Can insurance remain affordable and accessible in an era of escalating climate risks?As disaster recovery moves to state and local levels, do these agencies have the capacity to handle increasing demands?On the twentieth anniversary of Hurricane Katrina, what lesson have we learned and how are they shaping our adaptation efforts today? Tune in for a thought-provoking recap and discussion that offers valuable insights into how we can better prepare for and mitigate the impacts of climate change. Featured podcasts by order of appearance in this recording: 10X Convergence: The Region's Experts Convene to Address the Insurability Crisis The Future of Insurability: New Approaches and Mindsets Mississippi River Mayors Coalesce to Address Shared Climate RisksWhy the Ten Across Geography Needs FEMA with Dr. Samantha Montano Extreme Heat Has Only Just Begun: How Prepared is the U.S.? Katrina's 20th: Vann R. Newkirk II on What We Owe Climate Disaster Survivors Today Katrina's 20th: Jeff Hébert on Community Recovery and Resilience CreditsHost: Duke ReiterProducer and editor: Taylor GriffithResearch and support provided by: Kate Carefoot, Rae Ulrich, and Sabine Butler
APAC stocks were mostly higher as the region took impetus from the positive handover from Wall Street, where the major indices gained following softer CPI data and strong Micron earnings, while the attention overnight turned to the BoJ.USD/JPY edged higher alongside the positive risk appetite and despite the BoJ decision to hike rates, as widely expected, and with no mention of FX-related concerns.US President Trump's administration initiated a multi-agency review of NVIDIA (NVDA) H200 licenses for sales to China, according to sources cited by Reuters.US President Trump is scheduled to make an announcement at 13:00EST/18:00GMT on Friday and will deliver remarks on the economy at 21:00EST/02:00GMT.European equity futures indicate a lower cash market open with Euro Stoxx 50 futures down 0.4% after the cash market closed with gains of 1.1% on Thursday.Looking ahead, highlights include German GfK Consumer Sentiment (Jan), UK PSNB (Nov), UK Retail Sales (Nov), GfK Consumer Confidence (Dec), Canadian Retail Sales (Oct), EZ Consumer Confidence (Dec), US Employment Trends (Nov), and CBR Announcement. Speakers include BoJ's Ueda, ECB's Cipollone, Lane & Fed's Williams.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk
In this special year-end AMA, the full PWL crew — Ben Felix, Cameron Passmore, Ben Wilson, and Dan Bortolotti — sit down together for the first time on the podcast to reflect on the roller-coaster that was 2025 and to tackle a wide range of thoughtful listener questions. The episode begins with reflections on a year that included wild market swings, an extraordinary rally few predicted, major changes within PWL, and personal milestones. From there, the team dives deep into the psychology of staying invested, the real risks of inexperienced investors going 100% equities, the complexity of asset location and pre-tax vs. after-tax allocation, and how to talk to family members who are paying too much in investment fees. Key Points From This Episode: (0:04) Introduction — first-ever full-team recording and setup for the year-end AMA. (1:12) Why not all AMA questions could be answered — over 400 submissions and many not suited to the format. (1:48) 2024 market recap — from early-year panic to strong double-digit global equity returns. (3:59) The speed of recoveries — why missing a quick rebound can permanently derail returns. (5:34) Cameron's lessons from 2024 — unpredictability, growing adoption of evidence-based investing, joining a bigger organization, and driverless-car optimism. (7:41) Ben Wilson becomes a co-host — an unplanned evolution shaped by listener feedback. (9:51) Dan on humility in forecasting and reconnecting with theoretical research. (11:18) Ben's personal year — firm acquisition, equity value jump, and navigating his cancer diagnosis. (12:32) Talking to parents about high fees — emotional dynamics, non-confrontational questions, and the danger of implied judgment. (23:01) Should beginners hold 100% equities? Behavioral risk, volatility blindness, and why it shouldn't be the default allocation. (30:35) Pre-tax vs. after-tax asset allocation — why RRSP dollars aren't equal to TFSA dollars and how that changes true risk exposure. (36:09) Why PWL rarely optimizes asset location — complexity, low payoff, and behavioral clarity. (44:42) What PWL does (and doesn't) offer — discretionary management, integrated planning, outside specialists, and tax deductibility rules. (49:04) "I know I need index funds — but how do I actually buy them?" Robo-advisors vs. one-ticket ETFs and why placing a trade is the real barrier. (57:47) Ben's lessons as a new homeowner — maintenance costs far above expectations and the hidden burden of being your own contractor. (1:01:54) The strangest portfolios — single-stock windfalls, leverage without client awareness, bullion-only strategies, and the infamous "meatloaf portfolio." Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
What happens when lived experience, science, and nonprofit leadership collide? In this episode, I sit down with Dr. Eugene Manley, Jr. to discuss health equity, cancer care gaps, and what it truly takes to design programs that serve communities that have been overlooked for far too long. We explore how focus, intentionality, and listening to the people most impacted can turn complex equity challenges into meaningful, measurable action. Episode Highlights 02:32 Dr. Manley's Personal Journey and Inspiration 04:01 Challenges in the Hospital System 05:24 Launching the STEM and Cancer Equity Foundation 06:18 Addressing Health Disparities and Patient Advocacy 10:11 The Importance of Early Exposure to STEM 11:01 Navigating Academia and Nonprofit Work 11:57 The Lung Cancer Health Equity Summit 16:03 Fiscal Sponsorship for Nonprofits 19:46 Defining and Addressing Health Equity 22:03 Challenges in Lung Cancer Clinical Trials My guest for this episode is Dr. Eugene Manley, Jr., PhD, MS. Dr. Eugene Manley, Jr., PhD, MS, is a biomedical scientist-turned-social impact leader and the Founder & CEO of the STEMM & Cancer Health Equity (SCHEQ) Foundation. He brings 20+ years across engineering, molecular and cell biology, nonprofit strategy, and workforce development, with prior leadership at leading cancer organizations. He had worked in development at the AACR, grant system administration at LCRF, and directed national STEM and workforce initiatives and health equity initiatives at LUNGevity Foundation. Through SCHEQ, he advances STEMM workforce diversity and patient-centered solutions across the cancer care continuum, producing health-literacy resources, convening cross-sector stakeholders, and leading the Lung Cancer Interventions Summit to drive practical, equity-focused outcomes for underserved communities. He serves on local, national, and international advisory boards advocating for Medicaid, rural, and historically marginalized patients. Dr. Manley serves on the Stony Brook Cancer Community Advisory Council, PCORI advisory panels focused on healthcare delivery and comparative clinical effectiveness, and has co-authored a perspective work with the American Cancer Society's National Lung Cancer Roundtable on compassion and stigma in lung cancer care. His lived experience, research background, outreach, and policy engagement inform a pragmatic approach to closing gaps in screening, biomarker testing, trial access, and survivorship. Connect with Dr. Eugene: https://www.linkedin.com/in/eugenemanleyjrphd https://www.linkedin.com/company/stemmcheq https://www.facebook.com/stemmcheq https://www.instagram.com/stemmcheq https://www.instagram.com/manleyeugene Sponsored Resource Join the Inspired Nonprofit Leadership Newsletter for weekly tips and inspiration for leading your nonprofit! Access it here >> Be sure to subscribe to Inspired Nonprofit Leadership so that you don't miss a single episode, and while you're at it, won't you take a moment to write a short review and rate our show? It would be greatly appreciated! Let us know the topics or questions you would like to hear about in a future episode. You can do that and follow us on LinkedIn.
How can organizations make more equitable changes to their internal norms and structures, to promote fairness over merely seeking profit? What are alternate ways to tackle the difference in agreeableness that underpins many professional gaps between men and women?Cordelia Fine is a professor in the history and philosophy of science department at University of Melbourne, as well as the author of several books, including Patriarchy Inc.: What We Get Wrong About Gender Equality and Why Men Still Win at Work, Delusions of Gender: How Our Minds, Society, and Neurosexism Create Difference, and Testosterone Rex: Myths of Sex, Science, and Society.Greg and Cordelia discuss the complexities surrounding gender equality, including the contested reasons for wage differences and occupational gaps between men and women. Cordelia critiques the traditional and evolving gender norms, explains her stance on DEI (Diversity, Equity, and Inclusion) strategies, and advocates for more nuanced, context-aware approaches to addressing gender disparities. She challenges oversimplified evolutionary psychology narratives and underscores the importance of understanding the cultural evolution of gender roles. *unSILOed Podcast is produced by University FM.*Episode Quotes:Why valuing women isn't enough52:52: You can say pretty words about valuing the feminine. Oh, you know, women are great. They're so wonderful. They're so empathic and collaborative and participative, and they're really good at building people. But you can't just say that—you have to actually change your organizations so that you literally put your money where your mouth is, so that is what is actually being rewarded.Redefining patriarchy10:37: There's a sort of assumption that when we talk about patriarchy, we're just talking about the harm to girls and women. Its long been recognized, I think, in feminism that often men and certain groups of men do also face harms in that kind of system that's keeping some men on top.Why our ideas about sex differences often get it wrong20:58: I do think we have to be careful about looking at our—first of all, making assumptions about what sex differences actually are—because they're often, you know, a huge amount of overlap, contingent depending on the context and the cues. But also, to then project that back into our ancestral past without taking a kind of wider look at societies beyond the weird populations—Western, educated, industrialized, rich, democratic.Show Links:Recommended Resources:Cecilia L. RidgewayCailin O'ConnorThe Making of the Modern FamilyDavid BenatarLeonora RisseHILDA SurveyNancy FraserGuest Profile:Faculty Profile at the University of MelbourneCordelia-Fine.comWikipedia ProfileLinkedIn ProfileSocial Profile on InstagramGuest Work:Amazon Author PagePatriarchy Inc.: What We Get Wrong About Gender Equality and Why Men Still Win at WorkDelusions of Gender: How Our Minds, Society, and Neurosexism Create DifferenceTestosterone Rex: Myths of Sex, Science, and SocietyA Mind of Its Own: How Your Brain Distorts and DeceivesGoogle Scholar PageRelated Unsiloed Episode:Claudia Goldin - Understanding the Gender Wage Gap Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
All year long we've been sharing the immigration stories of our Assembly Democrats, stories that remind us how diverse California really is. Each journey is different, but they all speak to a shared truth. No matter where we came from, we're all Californians. As we close out 2025 Look West looks back at the immigration journeys of Assemblymembers Jose Luis Solache, Jessica Caloza, Juan Carrillo, Celeste Rodriguez, Mike Fong, Alex Lee, Al Muratsuchi, Liz Ortega and Esmeralda Soria.
In this episode of Run the Numbers, CJ Gustafson sits down with Larry Contrella, General Partner at JMI Equity, to unpack how JMI invests in software without financial engineering or roll-up strategies. Larry explains how the firm builds conviction through founder relationships, long-term partnership, and a product-and-brand-first view of durable growth. They discuss how JMI supports companies through scaling, why operating partners keep returning, and how underwriting looks different in mission-driven sectors like K–12 and nonprofit tech where customers are schools and communities, not Fortune 500s. Larry's background as a competitive runner at Penn ties the conversation together with a clear ethos: patience, discipline, and playing the long game.—SPONSORS:Mercury is business banking built for builders, giving founders and finance pros a financial stack that actually works together. From sending wires to tracking balances and approving payments, Mercury makes it simple to scale without friction. Join the 200,000+ entrepreneurs who trust Mercury and apply online in minutes at https://www.mercury.comRightRev automates the revenue recognition process from end to end, gives you real-time insights, and ensures ASC 606 / IFRS 15 compliance—all while closing books faster. For RevRec that auditors actually trust, visit https://www.rightrev.com and schedule a demo.Tipalti automates the entire payables process—from onboarding suppliers to executing global payouts—helping finance teams save time, eliminate costly errors, and scale confidently across 200+ countries and 120 currencies. More than 5,000 businesses already trust Tipalti to manage payments with built-in security and tax compliance. Visit https://www.tipalti.com/runthenumbers to learn more.Aleph automates 90% of manual, error-prone busywork, so you can focus on the strategic work you were hired to do. Minimize busywork and maximize impact with the power of a web app, the flexibility of spreadsheets, and the magic of AI. Get a personalised demo at https://www.getaleph.com/runFidelity Private Shares is the all-in-one equity management platform that keeps your cap table clean, your data room organized, and your equity story clear—so you never risk losing a fundraising round over messy records. Schedule a demo at https://www.fidelityprivateshares.com and mention Mostly Metrics to get 20% off.Sage Intacct is a cloud financial management platform that replaces spreadsheets, automates workflows, and keeps your books audit-ready as you scale. It unifies accounting, ERP, and real-time reporting for finance, retail, logistics, tech, and professional services. With payback in under six months and up to 250% ROI, and eight years as the customer-satisfaction leader, Sage Intacct helps you take control of your growth: https://bit.ly/3Kn4YHt—LINKS:Larry on LinkedIn: https://www.linkedin.com/in/larry-contrella-160a8a25/JMI Equity: https://www.jmi.com/CJ on LinkedIn: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.com—RELATED EPISODES:Is taking a company public even worth it? | Fullstory's Chad Goldhttps://youtu.be/zSD8y9dr4VgSo You're Looking for a “Strategic” CFO? Bloomerang's Steve Isom on What That Really Meanshttps://youtu.be/cgHOtvG1Ces—TIMESTAMPS:00:00:00 Preview and Intro00:02:49 Sponsors — Mercury | RightRev | Tipalti00:06:41 Joining the JMI Conversation00:07:13 College Running and Team Dynamics00:08:13 New York Marathon Story and Career Intersection00:11:04 Competitive Drive and Patience With Founders00:12:54 Building Long-Term Partnerships and Underwriting Credibility00:15:27 Growth Equity as a Long Sales Cycle00:15:48 Sponsors — Aleph | Fidelity Private Shares | Sage Intacct00:18:44 Fund Planning, Deal Pacing, and Board Commitments00:20:59 Sourcing Philosophy and Developing Investors Over Time00:22:09 Hustle as the Only Sustainable Edge in Sourcing00:24:14 Early Sourcing Tactics and Information Arbitrage00:26:06 Reputation, Experience, and Breaking Into Competitive Deals00:29:42 Organic Growth Over Roll-Ups and M&A Discipline00:32:51 Brand, Product Leadership, and Paying for the Best Businesses00:33:29 Bloomerang and Brand-Led Growth in Nonprofit Software00:34:46 Why JMI Operators Keep Coming Back00:36:28 Collaborative Leadership and Giving Constructive Advice00:38:20 Using Data Without Slowing Decisions00:39:20 Transparency, Alignment, and Knowing Where You Stand00:40:31 Why JMI Invests in K–12 and EdTech00:42:07 Mission-Driven Businesses and Talent Advantage00:43:24 Monetization Models in Nonprofit SaaS00:45:40 Conviction Bets and Product-Market Fit Stories00:48:49 Rethinking TAM and Expanding Markets Over Time00:50:40 Lightning Round: Sourcing Stories and Lessons00:52:58 Traits of Great Founders and Changing Beliefs00:54:20 Closing Thoughts and Outro#RunTheNumbersPodcast #GrowthEquity #B2BSoftware #FounderRelationships #PrivateEquity This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cjgustafson.substack.com
Are you stuck in a high-paying job you secretly hate?Do you feel successful on paper — but exhausted, trapped, and unfulfilled inside?You may be wearing Golden Handcuffs… and in this video, I show you exactly how to break free without burning your life down.In this episode, I break down:✔ What “Golden Handcuffs” really mean (and why it's not just about money)✔ Why high achievers feel trapped in successful careers✔ The hidden cost of staying too long — burnout, health, relationships & confidence✔ The Golden Handcuffs Escape Plan you can start using today✔ How to rebuild your confidence and rediscover your transferable skills✔ Real client success stories proving career freedom is possible✔ What to do when fear and responsibilities feel overwhelmingWhether you're a high-earning professional, executive, manager, or ambitious leader who feels stuck in a career that no longer fits — this episode will give you clarity, confidence, and your next right move.
Creating equity in research collaboration sounds straightforward - but it often isn't. Whilst everyone can agree that splitting the power, resources and benefits between all partners is the right thing to do, there is often difficulty in translating aspirations for “equitable partnerships” into practical action. This can be due to complex factors such as colonial legacies and structural power imbalances in research ecosystems.How can these challenges be overcome? To find out, IDS Director Peter Taylor speaks to Margarita Gómez from Southern Voice and Kaia Ambrose from IDRC.In this Between the Lines podcast they discuss why equity in research collaboration matters and talk about the challenges in achieving it, and practical steps toward action and accountability. Hosted on Acast. See acast.com/privacy for more information.
In this special holiday edition, Emmaline Aliff is joined by Equifax Advisors Tom O'Neill, Dave Sojka, Jesse Hardin, and Maria Urtubey for a “Santa Scorecard” look back at what was naughty or nice in the 2025 economy, and what may change in 2026. The group unpacks AI adoption, rate cuts, equity market resiliency, and rising consumer stress signals—from student loans to auto and mortgage delinquencies. They close with 2026 resolutions, including what they're watching most closely.Economist Shandor Whitcher from Moody's Analytics provides this episode's macroeconomic update.What are the key economic themes discussed?· AI adoption at the personal and industry level—and its economic impact· The state of inflation, growth, and consumer sentiment· Federal Reserve rate cuts and what they mean for credit, housing, and auto loans· Equity market resiliency and the role of higher-income households· Rising delinquencies in student loans, auto, and mortgages· Government shutdowns and gaps in economic data· The persistence—and possible evolution—of the K-shaped economyWhat are the biggest risks heading into 2026?The panel highlights labor market softening, affordability pressures, consumer reliance on credit, and uncertainty around policy, tariffs, and inflation.What are the key takeaways for businesses and lenders?· Consumer financial health is increasingly uneven across income tiers· Credit performance signals require closer monitoring in 2026· AI and alternative data sources are becoming essential for economic insight· Adaptability and resilience will be critical as uncertainty continuesHave feedback or want to be a guest?Contact the Equifax Advisors team at riskadvisors@equifax.com.
Today we are featuring two articles that relate to moving genetics into mainstream healthcare. In our first segment, we discuss polygenic risk scores and the transition from research to clinical use. Our second segment focuses on hypermobility Ehlers Danlos Syndrome and the triaging of clinical referrals. Segment 1: Readiness and leadership for the implementation of polygenic risk scores: Genetic healthcare providers' perspectives in the hereditary cancer context Dr Rebecca Purvis is a post-doctoral researcher, genetic counsellor, and university lecturer and coordinator at The Peter MacCallum Cancer Centre and The University of Melbourne, Melbourne, Australia. Dr Purvis focuses on health services delivery, using implementation science to design and evaluate interventions in clinical genomics, risk assessment, and cancer prevention. In this segment we discuss: - Why leadership and organizational readiness are critical to successful clinical implementation of polygenic risk scores (PRS). - How genetic counselors' communication skills position them as key leaders as PRS moves from research into practice. - Readiness factors healthcare systems should assess, including culture, resources, and implementation infrastructure. - Equity, standardization, and implementation science as essential tools for responsible and sustainable PRS adoption. Segment 2: A qualitative investigation of Ehlers-Danlos syndrome genetics triage Kaycee Carbone is a genetic counselor at Boston Children's Hospital in the Division of Genetics and Genomics as well as the Vascular Anomalies Center. Her clinical interests include connective tissue disorders, overgrowth conditions, and somatic and germline vascular anomaly conditions. She completed my M.S. in Genetic Counseling at the MGH Institute of Health Professions in 2023. The work she discusses here, "A qualitative investigation of Ehlers-Danlos syndrome genetics triage," was completed as part of a requirement for this graduate program. In this segment we discuss: - Why genetics clinics vary widely in how they triage referrals for hypermobile Ehlers-Danlos syndrome (hEDS). - How rising awareness of hEDS has increased referral volume without clear guidelines for diagnosis and care. - The ethical and emotional challenges genetic counselors face when declining hEDS referrals. - The need for national guidelines and clearer care pathways to improve access and coordination for EDS patients. Would you like to nominate a JoGC article to be featured in the show? If so, please fill out this nomination submission form here. Multiple entries are encouraged including articles where you, your colleagues, or your friends are authors. Stay tuned for the next new episode of DNA Dialogues! In the meantime, listen to all our episodes Apple Podcasts, Spotify, streaming on the website, or any other podcast player by searching, “DNA Dialogues”. For more information about this episode visit dnadialogues.podbean.com, where you can also stream all episodes of the show. Check out the Journal of Genetic Counseling here for articles featured in this episode and others. Any questions, episode ideas, guest pitches, or comments can be sent into DNADialoguesPodcast@gmail.com. DNA Dialogues' team includes Jehannine Austin, Naomi Wagner, Khalida Liaquat, Kate Wilson and DNA Today's Kira Dineen. Our logo was designed by Ashlyn Enokian. Our current intern is Stephanie Schofield.
In this episode we discuss the resilience of the current environment, the risks for a market pullback, and the opportunities ahead as AI improves productivity. View the Investment Strategy Brief slides related to this episode here Watch the video related to this episode here The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com*See omnystudio.com/listener for privacy information.
About the Guest:Lisa Ascolese, known as “The Inventress,” is the CEO and founder of Inventing A to Z, LLC, a full-service invention and product development company. As the sole owner of her business, Lisa helps inventors and entrepreneurs turn mental inventions into real, market-ready products — guiding ideas from a simple napkin sketch all the way to the marketplace.With a belief that “when you think it and believe it, it can be done,” Lisa supports inventors through every phase of the process, including graphic design, engineering, prototyping, manufacturing, marketing, and licensing.Lisa is also the founder of the nonprofit AOWIE — Association of Women Inventors and Entrepreneurs, which uplifts and supports women innovators. In addition, she launched Inventors Spotlight TV, a shopping network dedicated to showcasing innovative products, and hosts The Inventress Podcast, where she highlights inventors, entrepreneurs, and their journeys. Episode Description:What does it take to bring a product from concept to QVC? In this episode of the RISE Urban Nation Podcast, host Taryell Simmons sits down with Lisa Ascolese, The Inventress — a trailblazing product developer, author, and founder of Inventing A to Z. With over 25 years of experience helping entrepreneurs launch products seen on QVC, HSN, and major retailers, Lisa shares her journey, the challenges of scaling inventions into businesses, and practical advice for turning ideas into income. Whether you're an entrepreneur, creative, or curious thinker, this episode will leave you inspired and ready to build. Resources & Mentions:
It is an all-too-common story: a student graduates with a degree but is rejected from entry-level jobs because they lack "real-world experience." On this episode of An Educated Guest, Todd Zipper sits down with Dana Stephenson, co-founder of Riipen, to discuss how his company is dismantling this barrier.Dana shares how Riipen connects universities with a global network of employers to embed real-world projects directly into the curriculum. Instead of theoretical case studies, students work on actual business challenges, allowing them to build a portfolio and professional network before they ever leave campus.Key topics discussed:The Origin Story: How a student project at the University of Victoria turned into a global marketplace.The Ecosystem: Solving the "chicken and egg" problem for schools and companies.Equity in Access: How virtual, project-based learning opens doors for non-traditional students and those who can't afford unpaid internships.The Future of Work: Why 61% of entry-level jobs now require 3+ years of experience and how higher ed can adapt.
On today's episode, Dan Kaufman, Partner at Meridian Compensation Partners, LLC, based in Atlanta, breaks down why equity can be the biggest compensation bet a board makes and how to spot when that bet is getting too expensive.Key Takeaways:00:00 Introduction.02:33 Equity programs need board oversight because expense and dilution directly affect shareholders.04:49 Run rate tracks annual shares granted versus common shares outstanding.07:06 Share price swings can inflate run rate, so benchmark total grant value against peers, revenue or profit.10:21 Equity depth in the org and vehicle mix are major drivers of dilution.10:56 Stock options usually require more shares than full-value awards to deliver the same value.15:33 To stretch a low reserve, shift equity mix, use more cash, delay or split grants, or use inducement awards for new hires.24:23 Even if proxy advisors flag a plan, reasonable share requests typically pass with proactive shareholder outreach.This episode is brought to you by Meridian Compensation Partners, LLC. Learn more by visiting MeridianCP.com. #Compensation #Wages #SPAC
Today Cole talks with a colleague at FOCUS Investment Banking, Rob Adams. Rob helps founders fund expansion so during today's conversion the guys address private debt and capital raising as a deliberate growth strategy. Over the last few years we've watched more growth-oriented operators partner with private equity—thinking of it less as a sale and more as a strategic alliance. The question for 2026: will we see that thesis taken one step further—using private debt (the same kind of debt PE uses) to scale while retaining maximum equity and control? Today we'll break down what private debt is, when it beats bank debt or equity, what lenders actually look for, and how to structure capital so it accelerates growth without stressing the business. Let's get into it. Connect with Robert: Website: https://focusbankers.com/ Social: https://www.linkedin.com/in/robert-adams-34725725/ Email: robert.adams@focusbankers.com
In this episode of The End in Mind, Caitlin sits down with Elle George, a multi–7-figure entrepreneur, founder, and author who rebuilt her businesses after surviving toxic partnerships, hostile takeovers, and millions in legal battles.Elle shares what most founders never talk about: how quickly misaligned partnerships can destroy trust, finances, and peace — and how to protect yourself before you sign the wrong deal.This conversation explores what it really means to scale with integrity, why urgency is one of the biggest red flags in business, and how to align values before ambition. Elle introduces her Deal Readiness Framework, designed to help entrepreneurs slow down, ask better questions, and document decisions so growth doesn't come at the cost of burnout or regret.If you're navigating partnerships, investors, or major business decisions — this episode will help you lead with clarity, confidence, and discernment.Connect with Elle:- Instagram: https://www.instagram.com/the.elle.george/- Website & Book: https://www.beforeyoushakehands.com*Loved this episode?*Share it with a fellow founder, leave a review, or DM Caitlin on Instagram @meraki_media_management with your biggest takeaway! Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of the InsuranceAUM.com Podcast, host Stewart Foley, CFA is joined by Shiloh Bates, CFA, Partner and Chief Investment Officer of Flat Rock Global, for a deep dive into collateralized loan obligations and their role in insurance portfolios. Shiloh explains how CLOs function as structured credit vehicles, the problems they solve in the private credit market, and how different tranches offer distinct risk-return profiles for investors. The conversation explores current market dynamics, including elevated default rates, spread behavior, and where Shiloh sees potential opportunities across CLO equity and junior debt. Shiloh also discusses underwriting discipline, diversification benefits, rated feeder structures, and how insurers can think about CLOs relative to direct loan exposure when constructing resilient, risk-aware portfolios.
The real estate landscape is evolving rapidly, and understanding current market dynamics is essential for success in 2026. Drawing from data in the 2025 NAR Buyer Seller Report and insights from Keeping Current Matters.The Changing Face of HomebuyersOne of the most significant trends is the declining participation of first-time buyers and the rising median age of purchasers. According to the 2025 NAR Buyer Seller Report, these demographic shifts require agents to rethink their marketing strategies. Rather than using a one-size-fits-all approach, successful agents in 2026 will segment their client base and create targeted campaigns that speak directly to different buyer personas.Understanding your clients' specific needs—whether they're downsizing empty-nesters, growing families, or investors—allows you to deliver more relevant, personalized service that resonates.Two Business Models, One ChoiceThe market presents agents with two distinct paths: the transactional model focused on volume, or the relational model centered on depth and long-term client relationships. As highlighted by Keeping Current Matters, agents who choose the relational path—investing in client education, community involvement, and trusted advisor status—often build more sustainable, fulfilling businesses.Equity as Wealth-Building ToolThe 2025 NAR Buyer Seller Report reinforces that homeownership remains one of the most effective wealth-building strategies. Helping clients understand how equity accumulation works, particularly in a market with inventory challenges, positions you as a valuable financial educator, not just a transaction facilitator.December 2025 Market SnapshotCurrent market conditions show interesting dynamics heading into 2026. While inventory remains constrained in many markets, buyer demand persists. Understanding these micro-market conditions allows agents to set realistic expectations and identify the best opportunities for clients.The AI Revolution in Real EstatePerhaps no trend will impact 2026 more than artificial intelligence. AI is transforming lead generation, client communication, and market analysis. Keeping Current Matters emphasizes that agents who embrace AI tools—for personalized marketing, predictive analytics, and automated follow-up systems—will have significant competitive advantages.However, technology should enhance, not replace, the human connection. The most successful agents will use AI to handle routine tasks while dedicating more time to high-value client interactions.Selling Community and LifestyleAccording to the 2025 NAR Buyer Seller Report, today's buyers and sellers aren't just transacting properties—they're making lifestyle decisions. They want agents who understand neighborhood dynamics, school districts, community amenities, and future development plans. Position yourself as a local market expert who sells lifestyle, not just square footage.Your 2026 Action PlanTo capitalize on these trends:Segment Your Database: Create specific marketing campaigns for different client types based on NAR demographic dataEmbrace AI Tools: Implement automation for lead nurturing while maintaining personal touchpointsBecome a Market Educator: Share insights from credible sources like the NAR Report and Keeping Current Matters to build authorityFocus on Relationships: Invest in client experiences that generate referrals and repeat businessMaster Your Local Market: Position yourself as the community expert who understands hyperlocal trendsThe Bottom LineThe 2026 real estate market offers tremendous opportunity for agents willing to adapt. By leveraging data from the 2025 NAR Buyer Seller Report, staying informed through resources like Keeping Current Matters, and strategically implementing AI tools, you can build a thriving business focused on serving clients at the highest level.
Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. I'm Getting a Bad Vibe Updates on the Brown University shooting, where speculation grows about whether the attack was a politically motivated assassination targeting Ella Cook, a prominent conservative and College Republicans leader on one of the nation’s most left-wing campuses. Buck examines eyewitness reports suggesting the shooter yelled “Allahu Akbar,” raising questions about radical Islamic extremism and why authorities in Providence are withholding key details. He warns of political spin and compares this case to past incidents where officials obscured jihadist motives, such as the Pulse nightclub attack. Buck promotes his upcoming book Manufacturing Delusion, warning about the resurgence of radical Islam and the dangers of silencing truth under the guise of political correctness. Bondi Beach Police Response Buck explores the police response failures during the Bondi attack, highlighting video evidence of officers—particularly female officers—struggling to subdue armed attackers under restrictive use-of-force policies. Buck calls for an honest conversation about physical realities in law enforcement and the dangers of politically driven policing standards. Buck also investigates the attackers’ training links to jihadist networks in the southern Philippines, including ISIS affiliates like Abu Sayyaf and BIFF. He explains how these terror groups provide ideological indoctrination and tactical skills, drawing parallels to patterns seen in past plots against U.S. targets. This segment underscores the resurgence of radical Islam and the global spread of jihadist ideology. The Lost Generation In a major cultural segment, Buck highlights a Compact Magazine exposé on DEI (Diversity, Equity, and Inclusion), arguing that DEI policies have derailed a generation of professionals, lowered standards in elite institutions, and degraded quality in media, publishing, and Hollywood. He explains how diversity hiring became an explicit, racially biased practice that sidelined meritocracy, resulting in declining creativity and institutional prestige. Name that Terrorist Group Buck explores the broader terrorism threat landscape, drawing on his experience as a former CIA Counterterrorism Center analyst. He argues that radical Islam remains a unique global security challenge, contrasting it with other religions and dismantling the narrative around “Islamophobia.” This segment includes a candid discussion on why media and political elites downplay Islamist violence while exaggerating right-wing extremism. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.
High-control religious groups exploit gendered social programming, effectively priming women for coercive control via enforced submission, isolation, and lack of agency. This critical discussion draws sick parallels between traditional feminine roles and cult dynamics, noting how manufactured obedience prevents critical thinking and makes escaping high-control environments virtually impossible. We expose the insidious tactics like "love bombing" and false empowerment that strip genuine agency and trap people in cycles of destructive dogma.News Source:
Tuesday, December 16 - Here are the Headlines:Token vs Equity Crisis Goes Nuclear - Axelar, Aave, and Stream FinanceOCC Grants National Bank Charters to Ripple, Circle and OthersDeFi Saver Upgrades Smart Savings - Composable Yield Infrastructure MaturesPayPal's PYUSD Offensive - Savings Vault Launch Plus Bank License ApplicationLighter Ready for Token Launch After Raising $68M in Mixed Equity-Token Deal?QUICK BITSTrump says he'll “look at” pardoning Samourai Bitcoin wallet developers - signaling potential clemency for crypto developers prosecuted under Biden administration's enforcement approach.Bitcoin active addresses just hit one-year low raising concerns about actual blockspace demand - either all the action is on CEXs or demand isn't as strong as price action suggests.Visa launches stablecoin settlement in US via Circle's USDC on Solana - major payment infrastructure going crypto-native with actual production settlement not just pilots.******WHERE TO FIND DCNdailycryptonews.nethttps://twitter.com/DCNDailyCryptoEMAIL or FOLLOW the HostsQuileEmail: kyle@dailycryptonews.netX: @CryptoQuile——————————————————————***NOT FINANCIAL, LEGAL, OR TAX ADVICE! JUST OPINION! WE ARE NOT EXPERTS! WE DO NOT GUARANTEE A PARTICULAR OUTCOME. WE HAVE NO INSIDE KNOWLEDGE! YOU NEED TO DO YOUR OWN RESEARCH AND MAKE YOUR OWN DECISIONS! THIS IS JUST EDUCATION & ENTERTAINMENT! Hosted on Acast. See acast.com/privacy for more information.
Feminist foreign policy is a policy framework that challenges traditional understandings of foreign policy. It prioritizes peace, gender equality, human rights, and environmental integrity. Jill Montilla, Development and Communications Associate with the Feminist Foreign Policy Collaborative and Spogmay Ahmed, Senior Policy Advisor with the Feminist Foreign Policy Collaborative, sit down to talk with us about why a framework that disrupts colonial, racist, patriarchal, and male-dominated power structures is critical.Upwards of 15 global governments have formally committed to utilizing a feminist foreign policy, and many more have engaged with the topic in multilateral settings. A recent, re-occurring report from the Feminist Foreign Policy Collaboration, which analyses over 20 countries' commitment to feminist foreign policy, found that these policies have survived more elections than they have lost, that several countries have expanded their commitments, and that several countries have increased multilateral, bilateral, and regional activity. Many governments have taken up sexual and reproductive health and rights, in particular, as a priority. Some countries have stepped back from their commitments, though, amongst a troubled landscape for funding. For more information, check out Amicus with Dhalia Lithwick: https://slate.com/podcasts/amicusSupport the showFollow Us on Social: Twitter: @rePROsFightBack Instagram: @reprosfbFacebook: rePROs Fight Back Bluesky: @reprosfightback.bsky.social Buy rePROs Merch: Bonfire store Email us: jennie@reprosfightback.comRate and Review on Apple PodcastThanks for listening & keep fighting back!
This week, special guest Rich Jordan takes us inside a marketing challenge presented by his successful acquisition of home services businesses. Do you keep the legacy names of those businesses to preserve local trust—at the cost of running a fragmented, inefficient marketing operation? Do you take the strongest brand you own and roll it out everywhere, even if it may not translate from one community to the next? Or do you wipe the slate clean and create an entirely new brand to unify the whole operation—knowing that it means walking away from money you've already sunk into branding your biggest location? In a conversation with Shawn Busse and Jay Goltz, Rich walks through how he wrestled with those choices, why he ultimately made the call he did, and what he learned along the way. His takeaways included that there are still people who listen to radio, that an authentic story can compete with private equity, and that it is possible to find a marketing agency that will align its interests with yours.
In this podcast, Lord Abbett Portfolio Manager Matt DeCicco examines the factors that could influence equity market performance in the coming year.
Arianna Simpson of Andreessen Horowitz joins Nick to discuss The Crypto x AI Convergence, the Truth About Stablecoins, Tokens vs Equity, and Whether NFTs Will Make a Comeback. In this episode we cover: Stable Coins and Their Impact on Crypto Geopolitical and Regulatory Risks for Stable Coins Crypto's Role in the Financial System and Emerging Use Cases Investing in Tokens and Equity Institutional Adoption and Market Cycles Challenges and Opportunities in the Crypto Market Founders and Their Impact on Investment Decisions The Future of NFTs and Emerging Technologies Guest Links: Arianna's LinkedIn Arianna's X Andreessen Horowitz's LinkedIn Andreessen Horowitz's Website The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. We're proud to partner with Ramp, the modern finance automation platform. Book a demo and get $150—no strings attached. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.