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Latest podcast episodes about gps you

Dynamic Money
Will Inflation Make An Influential Return in 2018?

Dynamic Money

Play Episode Listen Later Jan 19, 2018 23:05


Will inflation make a return in 2018? The rate of inflation has been way below expectations for the last couple of years. For most of us, this isn’t a problem, but you should be wary. While I don’t want to waste too much of your time going over what specifically causes inflation, I know we’re all familiar with the idea that our money loses its value over time. Typically, inflation each year is estimated at 3%, but for the last few years it’s been under 2%. Most of us would never complain about this, because we like not having to pay an increased price for our goods and services. Economists have no idea why this has happened, butin December, a report came out saying we can expect an uptick in the inflation rate. If we find ourselves moving back to the normal 3% rate of inflation, you need to know what impact that will have on your savings plans. There are two groups of people I worry about when it comes to planning for inflation: those near retirement with “Lazy Money” and those who are creating retirement plans. There are two groups of people I worry about when it comes to planning for inflation: those near retirement with “Lazy Money” and those who are creating retirement plans. If you’re nearing or in retirement now, you need to be aware of how much money is what I like to call “Lazy Money.” This is money that people have sitting in cash, a saving account or CDs. Savings that I consider part of lazy money are those that are not growing with inflation. I can give you countless stories of people who ended up not having enough money for retirement because too much of their savings was lazy money instead of investments. When the inflation rate goes up, what happens to everything sitting in your savings account? You essentially end up losing money over time, because your savings are losing their value with no growth to make up for it. I understand why people are nervous about investing their savings. They’re nervous about losing everything they’ve worked for, but you need to find a way to balance out the lazy money in your portfolio. You essentially end up losing money over time, because your savings are losing their value with no growth to make up for it. If you are working on your retirement plan right now, have you factored in the effect of inflation long term? Most people forget about inflation when they make their own savings plans. They create these huge, intricate spreadsheets to plan for their future, but typically leave out the expected rate of inflation. This rate affects not only how much you should save year-to-year but also how much you’ll need to draw out of your savings once you retire. If you don’t adjust your plan for inflation, you run the risk of running out of money. This is also a big problem I see with people who have built their retirement plan with financial planners. Many financial planners will create extensive plans for their clients, give it to them with a few suggestions and send them on their way without ever speaking to them again. What’s the issue with that? This initial plan is static and just a starting point. Many financial planners will create extensive plans for their clients, give it to them with a few suggestions and send them on their way without ever speaking to them again. Think of it like this: remember before everyone’s phones had GPS? You have to use Mapquest or a real map to figure out how to get to a new destination. It was fine for road-by-road instructions to get where you were going, but if there was a traffic jam or road work, you didn’t know how to adjust your route. Unlike these new GPS apps like Waze, which adjust your route as you go to help you avoid traffic and get to your destination as quickly as possible. Your life isn’t like Mapquest. It’s like Waze and your financial plan should reflect that. If you made a plan with an advisor 5 to 10 years ago, even if they calculated for inflation, make sure you take a second look at everything and update it as things change. You need to come to terms with how unexpected things, like inflation, will impact you, whether your savings are in cash and not growing or your homemade plan hasn’t been updated recently. Planning for retirement is a moving target. It can change dramatically from year to year. You have no idea what your life will look like in six years or even six months. You want to create a plan that you constantly reevaluate and change as your life evolves. Planning for retirement is a moving target. It can change dramatically from year to year. That’s where I can help. I’m going to be a bit of nerd and brag about the software we have available for you. It is so cool! The first thing you see when you open up your account is absolutely everything in your portfolio: your savings account, your investments, your 401k, everything. It also has the most advanced program to create a retirement plan for you. We can go in at anytime and evaluate your plan based on how your financial situation looks at that exact moment. We update your plan as life happens to make sure it works best for you. Life isn’t static and your retirement plan should not’ be either.   You don’t have to live with concern or anxiety about your future. We’ll create a clear, specific savings plan that changes as your life does.   Sign Up For A Free ConsultationGet to Know More Than Money

PopFury
125: Daniel Strauss

PopFury

Play Episode Listen Later Feb 26, 2016 44:43


Second City's DANIEL STRAUSS (@danielstrauss) returns to Penthouse Studio 4W for his sixth episode of PopFury! Old Man Strauss yells and shakes his fist at the metaphorical clouds of Netflix & Chill, Damn Daniel, selfie deaths, RPX theaters, Tennessee's official state gun and the Oscars!  SHOW NOTES 0:00 Intro “Everything has to be a like a world-wide global viral HuffPo article thing.” 1:20 Sammy is confused by a Spotify ad. Daniel is very upset at the whole Netflix and Chill & “Damn Daniel” memes. 7:35 Daniel is frustrated by selfie deaths and the new Facebook reactions. 14:05 Morgan Freeman’s voice will guide you via GPS “You don’t get enough time on Earth to spend it watching these movies.” 16:05 Three Transformers movies are coming out, including a Bumblebee solo movie. Daniel rails against RPX theaters. 20:25 Daniel thought Hail, Caesar! was just FINE. 22:45 He is digging the People vs OJ Simpson and casts a theoretical TV series about the Florida Election Recount of 2000. 26:50 Tennessee now has an official state gun. Daniel gets the suggestion of Donald Trump constantly at Second City. 32:00 Please listen to our friends at Rabbit Hole & Remake! “We’re gonna get everybody in the room and pick who did Art the best? It goes against the entire spirit of why we do this work!” 33:30 Daniel, who has not seen any nominated movies, shares his Oscar predictions.  42:55 Outro Thanks for listening! If you enjoyed this episode of the PopFury Podcast, please subscribe and rate us on iTunes or Stitcher!

Law Abiding Biker | Street Biker Motorcycle Podcast
LAB-59-Harley Street Glide vs. Victory Cross Country vs. Indian Chieftain vs. Star Stratoliner vs. Kawasaki Vulcan Vaquero

Law Abiding Biker | Street Biker Motorcycle Podcast

Play Episode Listen Later Oct 28, 2014 85:10


OFFICIAL WEBSITE: http://www.lawabidingbiker.com Want to call us and get your topic on the show or leave us feedback? Listener Line: (509) 731-3548 Computer Voicemail: http://www.lawabidingbiker.com/voicemail General Contact: http://www.lawabidingbiker.com/contact PODCAST-We try to answer the question of which of the Harley-Davidson "Street Glide" class motorcycles you should buy. What are the difference and specifications? What are the difference in prices and why? Should I buy a Harley, Victory, Indian, Yamaha, or Kawasaki? We dive deep into this topic and you really have to listen in to this episode to get all the details. We call all these bikes the "Harley Street Glide" class, because the Street Glide is The Motor Company’s perennial best-seller, and the new “Special” edition is the world’s favorite bagger. It is simply a fact that Harley came up with the overall look and style of this class of bagger and the other manufacturers have been chasing it every since trying to get a piece of the pie. Harley has been developing and designing this bike for many years and the others are all fairly new to the game in comparison. Harley has had much time to perfect and test the Street Glide. Not that the others aren't good bikes, but just stating the facts. The 2014 contenders we chose to compete with the Harley Street Glidein the "cool baggers" class are Victory Cross County Indian Cheiftain Yamaha Star Stratoliner Deluxe Kawasaki Vulcan Vaquero ABS SE MSRP Indian Chieftan $22,999 Harley Street Glide is $20,599 Victory is $18,999 Kawasaki is $18,699 Star is $17,240 EFI All are fuel injected Engines Harley Street Glide is 103 CI/ 1690 CC High Output V-Twin Air Cooled Integrated oil cooler Victory is 106 CI / 1731 CC V-Twin Air CooledStar Stratoliner Deluxe 113-cubic-inch/ 1854cc air-cooled V-twin Integrated oil cooler Indian is ThunderStroke 111 CI/ 1811 CC air cooled Kawasaki is liquid-cooled V-Twin/ 1,700cc / 103.7ci Patreon DO YOU WANT TO BECOME A PATRON AND SUPPORT US? Horsepower All are around 80 HP plus or minus Torque Harley is 104.7 ft-lb @ 3,250 RPM Victory is 105.5 lbs Star is over 100 ft.-lb. from 1600 to 4400 rpm Indian is 102.8 ft-lb @ 3100 RPM Kawasaki is 108 lb-ft @ 2,750 rpm Valve Train/Misc Harley is twin cam Victory is single overhead camshafts with 4 valves per cylinder Star is 4 valves/cylinder Indian 2 valves per cyl. Kawasaki is four valve per cylinder Transmissions Harley SG is 6 speed/ wet clutch Victory is 6 speed/ wet clutch Star is 5 speed/ wet clutch Indian is a 6 speed/ wet clutch Kawasaki is 6-speed Clutch Lever Harley Davidson is a hydraulic clutch Victory is hydraulic cable clutch Star is a hydraulic clutch Indian is cable clutch Kawasaki is hydraulic clutch Primary Drive Harley is chain Victory is GEAR DRIVE Star ?? Indian is gear Kawasaki is ?? Final Drives All have a belt final drive Cruise Control All have cruise control Wheel Base Harley is 64 inches Kawasaki is 65.6 inches Victory is 65.7 Star is 67.5 Indian is 68.1 Ground clearance Harley is 5.3 in. Indian is 5.6 IN / 142 MM Kawasaki is 5.7 inches Victory is 5.8 IN / 148 MM Star is 6.1 in Seat Heights Harley is 26.1 Victor is 26.3 IN / 667 MM Star is 27.8 Indian is 26.0 IN / 660 MM Kawasaki is 28.7 in Rear Suspension Harley is manually (hand) adjustable Victory is air adjustable Star is Single shock; 4.3-in travel Indian is SINGLE SHOCK / 4.49 IN (114 MM) / PNEUMATIC ADJUSTMENT Kawasaki is Swingarm with twin air-assisted shocks Brakes Harley is dual front disc brakes w/ optional ABS-Standard on the SpecialVictory is dual front disc brakes w/ optional ABS "Reflex Linked ABS System" Star is dual front disc brakes/ ABS?? Indian is dual front disc brakes w/ ABS (comes standard) Kawasaki is dual front brakes w/ ABS Our Tech Gripper Cell Phone Motorcycle Mount Affiliate Link: Need a motorcycle cell phone or GPS mounting solution Bikaholics? That's right, the Law Abiding Biker Podcast approves of these mounts & we personally use them on our motorcycles! Great looking mounts, good prices, and fast shipping? Check out our COMPLETE REVIEW Check out these awesome cell phone mounts No additional cost to your, but we get a small commission for each sale.  Tires Harley Front: 130/60B-19 Rear: 180/65B-16 Victory Front: 130/70R-18 Rear: 180/60R-16 Star Front: 130/70-18 Rear: 190/60-17 Indian Front: 130/90B16 73H Rear: 180/60R16 80H Kawasaki Front: 130/90x16 Rear: 170/70x16 Weights Harley is 810 lbs Wet Star is 813 lbs Wet Victory is 760 lbs DRY (basically the same as others when wet) Indian is 848 wet Kawasaki is 835 lbs Fuel Capacities Harley is 6 gallons Victory is 5.8 gallons/ 22 litre Indian is 5.5 GALLONS / 20.8 LITERS Kawasaki is 5.3 gallons Star is 4.5 gallon Fuel Economy Harley is 42 mpg Victory is 42 mpg Star website says "N/A" Indian is 42 mpg Kawasaki is 36 mpg Entertainment Systems Harley-Davidson Boom!™ Boox Infotainment System Integrated GPS 6.5" touch screen model 4.3" non touch screen Learn to use the Boom!™ Box system and more! All other models have a standard stereo with no integrated GPS You will want to tune in and listen to this episode for a ton of more information that we go over. We talk about what all this data means for the rider. We answer many questions and give much guidance based on our experiences. Keep the rubber side down and the shiny side up! ________________________________________________________________ CHECK US OUT AND SUBSCRIBE:   Website: http://www.LawAbidingBiker.com   Email & Voicemail: http://www.LawAbidingBiker.com/Contact   Phone Hotline: 509-731-3548   Twitter: https://twitter.com/LawAbidingBiker   Facebook: https://www.facebook.com/lawabidingbiker        YouTube: http://www.youtube.com/scrappy587     Google Plus Page: https://plus.google.com/b/104041070580228657262/+Lawabidingbiker587   Instagram: http://instagram.com/lawabidingbiker     RSS: feed://www.LawAbidingBiker.com/feed   iTunes Direct Link to Podcast:  https://itunes.apple.com/us/podcast/law-abiding-biker-podcast/id622424087    Stitcher Radio: http://www.stitcher.com/podcast/law-abiding-biker-podcast   TuneIn Radio: http://tunein.com/radio/Law-Abiding-Biker-p562288/