Podcasts about CDS

PICTISH TRAIL and LAURA are here once again with all the LOST MAP news YOU need for your earholes. This month's episode features new music from FIRESTATIONS, a brand-new single from Cornish collective BLIND YEO, an intro to the band OWEN & THE EYEBALLS, and news of a forthcoming album from FELL. Our featured interview is a deep-dive conversation with FAITH ELIOTT and producer/multi-instrumentalist ROBYN DAWSON, chatting about the making of Faith's new album Dryas.To support what we do at Lost Map, join our membership club – PostMap Club! Get postcards each month with download codes for new music, plus a badge, newsletter, and 15% off records, CDs, tapes, and merch. Digital memberships are available too. Visit lostmap.com/club for details.NEW MEMBERS in June 2025 will receive a bumper pack of postcards and a brand-new Lost Map CD compilation, featuring our best tracks from the past year.-SOME VERY USEFUL LINKS:Join PostMap Club: lostmap.com/clubFaith Eliott - dryasFirestations - Many White Horses LPAnother Evening On The Fringe with Pictish TrailVisit Good Vibes Record Store!Bobble hats, caps and T-shirtsIf you'd like to get in touch about anything, plop us an email: club@lostmap.com-This episode of the Lost Map Podcast was presented by Pictish Trail and Laura Doherty. Editing and additional production from Joe Cormack.

Learn what a U.S. credit downgrade means for your portfolio, plus find out when it might be time to cancel your travel credit card. What does the U.S. credit rating downgrade mean for your investments? Should you cancel your travel credit card if the perks no longer justify the fee? Hosts Sean Pyles and Elizabeth Ayoola discuss the U.S. government's recent credit downgrade by Moody's and how it could impact markets, borrowing costs, and long-term economic stability. Joined by NerdWallet news writer Anna Helhoski and investing writer Sam Taube, they break down the downgrade's broader implications and offer tips on navigating bond yields, safe investment vehicles, and economic uncertainty. Then, Sean and Elizabeth are joined by credit cards Nerd Melissa Lambarena to answer a listener's question about canceling a high-fee travel credit card. They explore the pros and cons of closing accounts, how to audit whether a card's perks are still worth the fee, and alternatives like downgrading to a lower-fee card. They also cover how to track credit card value, minimize credit score impact when making changes, and optimize benefits like lounge access, rental car perks, and more. Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews: United Quest card review: https://www.nerdwallet.com/reviews/credit-cards/united-quest  United Explorer card review: https://www.nerdwallet.com/reviews/credit-cards/united-explorer   NerdWallet offers a Treasury account through a partnership with Atomic: https://www.nerdwallet.com/lp/treasury-account  What is a credit card product change and how does it work? Instead of opening a new account, you could ask to change to a different card. Here's when and how to do so: https://www.nerdwallet.com/article/credit-cards/credit-card-product-change  In their conversation, the Nerds discuss: US credit rating downgrade, Moody's downgrade 2024, what happens if US defaults, effects of US credit downgrade on investments, treasury bond yields 2024, how to evaluate credit card perks, downgrade travel credit card, how to keep a high credit score without using credit cards, short-term Treasury bills, Treasury accounts vs savings accounts, investing during economic uncertainty, Moody's credit rating explained, credit rating agencies, U.S. debt ceiling 2024, credit card points strategy, tracking credit card rewards, how to downgrade a credit card, budgeting for credit card annual fees, short-term treasuries vs CDs, best way to manage multiple credit cards, using perks to offset credit card fees, and investing during economic downturns. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

***Guest AppearanceCredits to:https://www.youtube.com/@CommercialRealEstateProNetwork "Raising Private Money with Jay Conner - CRE PN #481"https://www.youtube.com/watch?v=MrWWFWU5eGsAre you a real estate investor struggling to secure funding for your deals? Maybe the banks have gotten a little too picky with their lending criteria, or perhaps you're just tired of jumping through endless hoops for a loan. Jay Conner, affectionately known as “The Private Money Authority,” has walked this road and came out on the other side with a strategy anyone in real estate can leverage: raising private money.Jay Conner once again joined Darrin Gross on the CREPN Radio podcast, Jay shared his story, a compelling blend of humble beginnings, tough pivots, and the ability to turn problems into powerful opportunities.From Bank Roadblocks to OpportunityJay's journey in real estate began like many others: he visited the local bank, applied for funding, and went through the usual song and dance of credit checks, financial statements, and asset reviews. For several years, this status quo worked fine. But in 2009, everything changed. Without warning, his line of credit was closed, leaving him with two properties under contract and nowhere to turn. As Jay recalls, “Desperation has a smell to it. I had a problem, not an opportunity.”Faced with a true financial crisis (not just another “opportunity in disguise” quote people love to share), Jay leaned into his relationships and asked, “Who do I know that can help me solve this problem?” That question led him to a colleague who introduced him to the concept of private money and self-directed IRAs, sparking a complete transformation in his approach to deal funding.The Private Money BlueprintJay's method is refreshingly straightforward and, perhaps most importantly, approachable for both seasoned and new investors. Rather than chasing after people and desperately pitching deals, Jay puts on his “teacher hat.” He focuses on educating potential private lenders—often people in his existing network or local community—about what private money is, how it works, and why it's a win-win opportunity.He explains, “Not one of my 47 private lenders had ever heard of private money or self-directed IRAs. I simply taught them.” By presenting a clear, safe, and attractive program to would-be lenders, Jay flips the script, positioning himself not as a beggar but as a provider of opportunity.The three things lenders care about most?Attractive Return: Private lenders are often frustrated with the low interest rates on traditional vehicles like CDs. Jay offers up to 8% or 10%—well above what banks are paying.Security and Safety: Every loan is collateralized with a mortgage or deed of trust, up to 75% of after-repair value, giving substantial equity protection.No Volatility: Unlike the unpredictable stock market, lenders know exactly what their return will be for the life of the loan.The No-Sell ApproachOne point Jay hammered home was the importance of separating “raising money” from pitching specific deals. The worst time to ask for money is when you need it for a deal. By building the relationship and educating potential lenders ahead of time, when the right opportunity comes along, it's not a hard sell—it's just a “good news phone call:” “I have a deal ready for you, here's the terms, here's the timeline.” No pressure, no awkward conversations. Just a smooth transaction.Mindset MattersFor those interested in starting their journey with private money, Jay stresses the importance of mindset. See yourself not as a borrower, but as someone leading with a servant's heart, helping people get better returns safely

Looking for smart, low-risk places to grow your money in 2025? In this episode, we explore the best safe investment strategies available today, including high-yield savings accounts, money market accounts, certificates of deposit (CDs), and U.S. I Bonds.o Learn the key differences between savings and investment optionso Understand how much you can earn with a $10,000 investmento Discover which accounts are liquid, flexible, and FDIC-insuredo See how to open each account and avoid penaltieso Compare real rates from trusted banks and platformso Make informed decisions about where to park your money nextIf you're trying to protect your principal but still earn a solid return, this episode is made for you. You'll get exact math, growth examples, and a strategy to match your financial goals with the right safe investment option.Subscribe to the channel for more empowering content on personal finance, investing, and self-improvement. Don't miss out on the opportunity to unlock your true financial potential and live a life of abundance. It's time to invest in yourself and create the future you deserve!Articles to Reference:https://www.treasurydirect.gov/savings-bonds/i-bonds/i-bonds-interest-rates/https://www.forbes.com/advisor/banking/cds/best-cd-rates/https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/https://www.bankrate.com/banking/money-market/rates/**Support the Stream By Shopping at Our Store** Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop YouTube: https://www.youtube.com/@thefinancialmirrorRumble: https://rumble.com/TheFinancialMirrorFacebook: https://www.facebook.com/thefinancialmirr0rX: https://twitter.com/financialmirr0rInstagram: https://www.instagram.com/thefinancialmirror/Podcast: https://creators.spotify.com/pod/show/thefinancialmirror#lowriskinvestments #bestinvestments2025 #safeinvesting #moneytips #cdrates #highyieldsavings #ibonds #moneymarketaccount #financialplanning #growyourmoney

To the best of my knowledge, Kris Schultz is the second“merch slinger” I've met that went on to pursue a lyrical life as a troubadour in her own right.  My first experience was with Texas songwriter Kayla Ray as she first visited KC slinging merch for Jason Eady.  I love Kris' trajectory…. check this out.  Growing up in Topeka, Kansas, Kris was obsessed at an early age with the country songs of heartbreak and loss on the jukebox at a bar she visited regularly with her parents.  At an early age, she showed promise in several sports, especially the field part of track and field eventually accepted a scholarship to throw Javelin at Kansas State University, where she majored in Radio/Television Journalism.  While competing in the Texas Relays during her college career, she fell in love with Austin, TX.  And soon moved there with only a box of books & CDs, a small stereo, and a bag of clothes.  She walked into the city-ran Austin Music Network TV channel, asked for an internship, and soon was spending her days proof-checking videos of local music and taking in every note. But she still hadn't thought of playing music herself. After years assisting musicians as merch slinger, roadmanager and van driver, but never playing or singing herself, Kris eventually  acquired a guitar and began writing songs.She released her full-length album, Standard Issue Heart, inOctober 2021, has played such legendary venues as The Saxon Pub and Cactus Café in Texas, toured in the Midwest, Southwest and Southeastern US, has been featured in the live performance series “Songs In Places.”  Kris recently found herself in the Heartland and we connected to make an appearance on the Tasty Brew Music Radio Show happen.   Enjoy this performance and conversation with Austin transplant Kris Schultz.  Tasty Brew Music Radio Show "Showcasing the best of Americana/Roots Music in andfrom the Heartland!”Fridays 10 AM to Noon CST on 90.1FM KKFI Kansas CityCommunity Radio !!Since 2010, spinning a “tasty brew” of Americana/Bluegrass/Country/Roots Music… empowering the art of the song! "How can I listen?"Kansas City turn your radio dial to 90.1FM every Friday from 10 am to NoonAround the world use your cellphone or computer to go to www.kkfi.org and click the red "Live" button on the top left of the screen every Friday from 10 am til Noon Central Standard Time Missed it live? Or want to listen again? go to archive.kkfi.org to listen for up to 2 weeks from the date the episode aired! KKFI has a mobile app!? Download the app to listen live and see the current playlist, listen to replays, and see the entire show calendar including bios for each show & DJ. Tasty Brew Music with DJ Diana LinnFridays 10 am - Noon CST on90.1FM KKFI Kansas City Community Radio https://kkfi.org/program/tasty-brew/https://kkfi.org/program/tasty-brew/#tastybrewmusic #americanamusic #songwriter #rootsmusic #austinmusic

In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Investing Options, Investing Apps, Dentists and Equity Firms, Dollar Cost Averaging, Trading Earnings Reports, Investment Portfolio Percentage, Politicians Stock Trades, CDs & Taxes, Cash-Out Refinancing, Measure the Health of a Dividend, Cash into The Market, How to Begin Investing at 18?, Gold and Silver, Where to Invest After 70, Education Plans, Emerging Market, Price Support.Advertising Inquiries: https://redcircle.com/brands

This week Clint talks all things that we currently know about the upcoming Load boxset. The LPs, CDs, DVDs and extra goodies as well as listening to some of the early digital downloads and watching Kirk's unboxing video. Clint also discusses seeing AC/DC live, new M72 tour announcements, the metal tales roll call and why people hate U2 and Dave Matthews Band. Enjoy! If you think Metal Up Your Podcast has value, please consider taking a brief moment to leave a positive review and subscribe on iTunes here:https://podcasts.apple.com/us/podcast/metal-up-your-podcast-all-things-metallica/id1187775077You can further support the show by becoming a patron. All patrons of Metal Up Your Podcast at the $5 level receive volumes 1-4 of our Cover Our World Blackened EP's for free. Additionally, patrons are invited to come on the show to talk about any past Metallica show they've been to and are given access to ask our guests like Ray Burton, Halestorm, Michael Wagener, Jay Weinberg of Slipknot and members of Metallica's crew their very own questions. Be a part of what makes Metal Up Your Podcast special by becoming a PATRON here:http://www.patreon.com/metalupyourpodcastJoin the MUYP Discord Server:https://discord.gg/nBUSwR8tPurchase/Stream Lunar Satan:https://distrokid.com/hyperfollow/lunarsatan/lunar-satanPurchase/Stream VAMPIRE:https://distrokid.com/hyperfollow/clintwells/vampirePurchase/Stream our Cover Our World Blackened Volumes and Quarantine Covers:https://metalupyourpodcast.bandcamp.comFollow us on all social media platforms.Write in at:metalupyourpodcastshow@gmail.com

CDs, Vinyl... WNBA

Tunes: Me: Irish Washerwoman Send me your tunes to bagpipehistory@gmail.com Here are some ways you can support the show: You can support the Podcast by joining the Patreon page at https://www.patreon.com/wetootwaag You can also take a minute to leave a review of the podcast if you listen on Itunes! Tell your piping and history friends about the podcast! Checkout my Merch Store on Bagpipeswag: https://www.bagpipeswag.com/wetootwaag You can also support me by Buying my Albums on Bandcamp: https://jeremykingsbury.bandcamp.com/ You can now buy physical CDs of my albums using this Kunaki link: https://kunaki.com/msales.asp?PublisherId=166528&pp=1 You can just send me an email at wetootwaag@gmail.com letting me know what you thought of the episode! Listener mail keeps me going! Finally I have some other support options here: https://www.wetootwaag.com/support Thanks! Listen on Itunes/Apple Podcasts: https://podcasts.apple.com/us/podcast/wetootwaags-bagpipe-and-history-podcast/id129776677 Listen on Spotify: https://open.spotify.com/show/5QxzqrSm0pu6v8y8pLsv5j?si=QLiG0L1pT1eu7B5_FDmgGA

Welcome to another MM Q&A, taking in budgeting rules of thumb, pension tax relief and offshore worker pension contributions, and lots more besides! Shownotes: https://meaningfulmoney.tv/QA14    01:57  Question 1 Hi Pete, I've been a long-time follower of your podcast and hope to be retiring or entering my ‘renaissance' in the next five years or so. I'd like to know if you think the 50, 30, 20 rule is still a good rule of thumb, or is there a better one? About a year ago, I decided to give a presentation on pensions to the new starters at my workplace. As I prepared, I realised that while I could explain the mechanics and importance of pensions, the bigger challenge would be addressing the feeling many have that they "can't afford" to contribute due to financial pressures—especially for younger people. Reflecting on my own experiences during university and early work life, I noticed a pattern: no matter how much I earned, I always seemed to end up with zero by the end of the term or month. Earning more didn't make me happier, and I was going out less compared to when I had very little. A detailed review of my spending revealed I was wasting money on unnecessary things—like buying three CDs instead of two, upgrading to a large coffee when a medium would do, or adding extras to my car that weren't needed. It was only when I learnt to pay myself first that everything changed overnight. Recently, I've been listening to podcasts about retirement that emphasise health, purpose, and happiness. One by Dr. Chatterjee introduced the concept of core happiness versus junk happiness. Core happiness comes from meaningful, lasting fulfilment, while junk happiness provides short-term pleasure through things like sugar, smoking, alcohol, social media, or shopping. Looking back, much of my unnecessary spending was driven by junk happiness. While paying myself first helped control this, understanding the why behind it made a big difference. This led me to realise that my presentation shouldn't just focus on the mechanics of finance—it also needed to explore the psychology behind spending. Understanding why we buy the things we do is important to becoming more financially secure while staying happy. It was something in one of Nischa's videos that seemed to tie everything together at a high level: the 50-30-20 rule —50% for fundamentals, 30% for fun, and 20% for the future. So my question is ( I know I've gone around the houses so sorry about that) given today's financial turbulence, do you think this is still a good rule to follow? Kind regards, Steve 09:16  Question 2 Hi Pete and Roger, Thanks for all the content you've put our over years, it really has been so helpful. I am 54 and have a work place pension with Fidelity where my employer matches my contributions to a certain level and I make additional through my monthly pay to the tune of £2.400 p.m. This summer I am due to inherit around £130,000 and will look to add around 20k of it  into my pension fund.  My question relates specifically to tax relief. I understand that when I make the contribution in the summer I will get 20pc tax relief automatically, but how will this show itself, will my contribution of 20k actually show on my pension balance a 24k?    Also as a 40pc high rate tax payer I understand I will need to to complete a tax return to claim the additional 20%.  This being the case, would I still be able to do this if I had left my employment later in the same tax year as I may be looking to retire in Autumn 2025.  Would it be the case that as I was no longer a higher rate tax payer as at 4 April 2026 I would not be able to claim the extra 20pc  on the 20k contribution the previous summer kind regards Gary 16:09  Question 3 Hi Pete & Roger, Firstly, I am absolutely addicted to your podcast. What you're doing is nothing short of heroic and am waiting to see your names on the New Year Honours List. Sir Pete and Sir Roger has a nice ring to it, don't you think? I am 34 and work in a career that gives me the opportunity to go on expat assignments (typically 3-year stints). This results in me becoming a non-tax resident in the UK meaning I can no longer contribute to the UK DC workplace pension and no longer able to contribute to my S&S ISA. My company do have an Offshore version of the DC pension but contributions to this are made after hypothetical tax so effectively there is no tax relief and to be honest I have really struggled to understand how I would access this pension come retirement and the UK tax implications so will likely avoid contributing to it this time around. When I go on an expat assignment, although I do get significant uplifts to my income, it interrupts my flow of regular pension and ISA contributions. The income I earn on assignment just mounts up and gets eaten up by inflation until I return to the UK and continue investing again. My question is what advice would you give to people like me? Should I speak to a financial planner before I go on assignment, or can I DIY this? Should I try to max out pension contribution limits before I go on assignment and max them out on return or should I be investing in GIAs while I am on assignment? What other considerations would you recommend? Thanks, Ryan 23:23  Question 4 Dear Pete and Rog, Thanks so much for your podcast - not just for the technical tips and tricks but for educating us towards and encouraging healthy relationships with finances. Q1 can I buy you a drink when I'm next in Cornwall? Q2 I don't know if this will resonate with other listeners, but here goes.... Pete, you have sometimes made reference to your upbringing in a Christian home, particularly in relation to talking (or not!) about money.  I appreciate that it may not be something you have chosen to follow in later life, but I guess if anyone understood the moral, ethical and belief issues surrounding money and Christianity, you might. As a Christian who tries to follow Biblical principles & the teachings of Christ, on one hand I strongly believe that what ever we have, be that time, skills, talents or money, they are a gift from God and we should use them or "steward them" well.  I am an NHS consultant so am fortunate to be in both 1995 and 2015 DB NHS pension schemes, expect to get a full state pension, am building an emergency fund, don't have bad debts, have adequate insurance / income protection and am seeking to invest a little of my spare money via an ISA into a low cost, passive, globally diversified index tracker (not financial advice!)  This seems wise to me.  I would encourage my fairly grown up children in this way too. On the other hand, there is much Biblical teaching along the lines of - "don't worry about tomorrow, what you will wear etc", "build up treasures in heaven rather than on earth" and "seek first the Kingdom of God".... Have you any thoughts or insights on how I might square some of this.  Or can you point me in the direction of planners / advisors who can? Many thanks once again. Robbie 31:14  Question 5 Hi Roger and Pete Love the show, which I have recommended to so many people. I consider myself a more mature investor with long-term savings, ISA's and Pensions who has also completed the build wealth course on Meaningful Academy and coaching with Alistair. I was listening to the Making Money podcast with Damien, and he was interviewing the COO of Nest who talked about how they are offering access to Private Equity investment via Schroders Capital. So my question is, what do you think of this as an option for further diversification, and are there any good options/ funds for private investors like me to access? Thanks in advance Jamie 35:23  Question 6 Hi guys, Been listening for a couple years now. Really enjoy the show and the rapport you both have. You've made me passionate about saving regularly into my stocks and shares ISA, maximising pension contributions and building up an emergency fund. My dad is 71 and has recently been diagnosed with Alzheimer's. He is still in good shape, but we are starting to think and plan more for the future. My sister and I have recently been set up to have power of attorney so we can help with various health and financial things when the time comes. My dad is selling a property (not his main residence) and once completed will have about £250,000 in cash sitting in his bank. He receives a DB pension of just under £60k a year which he can comfortably live on. £60k of the £250k is currently in a cash ISA with a decent enough rate. Although I think this may be best sat within a stocks and shares ISA tracking a global equity index fund, as he will almost certainly not need this money any time soon. Could he transfer the £60k cash ISA to a stocks and shares one? I have suggested for him to put £50k into premium bonds and I think he would like £50k readily available in an instant access account should it ever be needed. This would leave him with about £90k that we're not sure what to do with. Do you have any tips for the remaining cash whether that be with a short term, or medium to long term view? (GIA? Fixed term income account? Gift the money? Anything else we're missing?) His pension makes him a higher rate tax payer but his estate would fall under the inheritance tax threshold. (If my question is already too long, please don't feel obliged to read this last part out!) Finally my sister and I are also concerned about potential fraud or him doing something daft. Not only because he has Alzheimer's, but it seems anyone can so easily be caught out these days. Do you have any tips for us to help combat this or what his bank might suggest. We haven't currently told his bank about his condition or that my sister and I have power of attorney. Thanks for all your great work, Steven

This is an update to let you know what's been happening in my world and to explain "wassup" with the podcast. In this episode I explain where I have been since the last episode in 2022, new things going on like my near death experience and I tell you about Jackson's senior project. Bear in mind that the sound samples I include are low-res, mono files and the actual vinyl and CDs are full bore stereo. You know how it is with podcast audio. But, I think you'll get the idea.   Music credits: Intro: Prison Walls by Randy Godwin, performed by Buddy Ashmore and Pony Express. Outro 1: The Ghoul (short sample) written and arranged by Jackson Laird. Outro 2: The Spot Reprise written and arranged by Jackson Laird. The expected release date of his album is June 2025. Look him up on Band Camp. The title of the album is "Up Time".   Podcast Note: All past, present and future GrassTalkRadio episodes are available on Podbean here: https://bradleylaird.podbean.com/   I trust that all of you are doing well, enjoying life and making good music.

During the month of May, many states host an annual event on the governor's conference on "Aging." At these conferences, older Americans may learn new ways for healthy living and lifelong learning. Some time ago, my friend Mary shared an article entitled, "Nostalgia," which I feel may be interesting to our readers as they review the changes of the century. "Over the last 50 to 60 years, we have been witnesses to many changes in our lives...Here are just a few of them: We were born before cordless phones, fax machines and ice makers. Who ever heard of organ transplants or root canals? Horsepower was something to do with a horse. Callers rang the doorbell instead of blowing their horn. The fallout problem was something kept under your hat, and when folks sat down to dinner, they counted their blessings instead of calories. Guided missiles were rolling pins and frying pans. A babysitter was called a mother. A child had more brothers and sisters than fathers, and a car didn't wear out before it was paid for. A housewife canned food instead of taking it out of cans. Being a parent required more patience than money. Baths were taken once a week, and religion every day, and the only red menace was long winter underwear. $5 worth of groceries filled two bags, and when we were in school, the hard stuff meant algebra. We did without disposable diapers, velcro and scotch tape. Instead of the internet and the information superhighway, we had the party line. In our day, television was truly a luxury, and a black and white luxury at that. Tape meant to reel to reel, not cassettes or videos... and CDs were certificates of deposits, not compact discs, and owning a "hi-fi" was all the rage, and who could forget driving a Packard or a Nash? The only millionaires in baseball were the owners. Bunnies were small rabbits and rabbits were not Volkswagens. Cars in our time met running boards, cranks, Model A Roadsters and rumble seats. A mouse was a furry little creature, not part of a computer, and the only babes politicians kissed were those in their mother's arms. We were before Hawaii and Alaska became states, Rudolph, the Red Nosed Reindeer, Snoopy, DDT, interstate highways, Holiday Inns, air conditioned cars and decaffeinated anything. We came from a time when we left our front door open. College kids swallowed goldfish, not alcohol, and in our day, songs had a tune and the words made sense. "Hippie" meant big in the hips. A trip meant travel. Bread came from bakeries, not the min. We were before microwave popcorn, child proof medicine bottles, and cars with cruise control. Streaking was what happened when you washed windows. Holidays were for getting together, not for getting away. And remember when a chick was a chicken, not the girl down the street? Tennis shoes were only worn in PE class. Bathing suits would cover your knees. And when you said, "I don't have anything to do," your parents said, "Find something to do!" In our day, we would swing and sway with Sammy K, waltz with Wayne King, dance to Guy Lombardo, and polka with Leo Greco. We have survived all of these changes and many more. What an exciting time to have lived." Warm Thought: Anyone who stops learning is old, whether at 20 or 80, anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. Henry Ford. May you have many warm thoughts! Warm Thoughts from the Little Home on the Prairie Over a Cup of Tea, written by Dr. Luetta G. Werner. Published in the Marion Record May 21st, 1998. Download the Found Photo Freebie and cherish your memories of the past.Enjoy flipping through the Vintage Photo Book on your coffee table.I hope you enjoyed this podcast episode! Please follow along on this journey by going to visualbenedictions.com or following me on Instagram, Facebook, and Pinterest. You can listen to the podcast on Apple Podcast,Spotify,Stitcher, and Overcast. And don't forget to rate and review so more people can tune in! I'd greatly appreciate it.Till next time,Trina

In this month's Smart Planning segment, a financial advisor discusses when it might make sense to scale back your 401(k) contributions. Is it safe to invest right now? Should you keep contributing to your retirement account when the economy feels uncertain? Hosts Sean Pyles and Elizabeth Ayoola discuss how to navigate turbulent financial times by focusing on long-term investing strategies and what you can control. They break down what's going on with recent stock market activity, why the dollar is weakening, and how investors can stay the course by understanding their risk tolerance and using tools like dollar-cost averaging. They also touch on emotional investing and offer practical ways to handle market anxiety without pulling back on your financial goals. Then, Elizabeth welcomes Ross Anderson, founder of Craftwork Capital and co-host of the Check Your Balances podcast, to answer a listener's question about whether to reduce 401(k) contributions due to fears about job security. They discuss how to evaluate whether you're holding too much cash, the trade-offs between contributing to retirement versus living for today, and how the FIRE (Financial Independence, Retire Early) movement can work even if you start later in life. They also cover the impact of retiring abroad, how international taxes can complicate your strategy, and why certain insurance products might not match your goals. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Learn about dollar-cost averaging as a strategy to reduce the impact of volatility by spreading out your stock or fund purchases over time so you're not buying shares at a high point for prices: https://www.nerdwallet.com/article/investing/dollar-cost-averaging-2  In their conversation, the Nerds discuss: investing during market volatility, dollar cost averaging, stock market downturn 2025, how to manage risk tolerance, emotional investing, investment risk capacity, long-term investing strategy, FIRE movement explained, barista FIRE, how to retire abroad, retiring in Portugal, retiring in Italy, buying a home in Europe, saving for early retirement, high-yield savings account vs investing, when to reduce retirement contributions, investing vs lifestyle spending, how to handle market swings, tax rules for expats, international index funds, when to use a brokerage account, what to do in a market downturn, life insurance for retirement planning, long-term capital gains tax, when to sell stocks for retirement, CDs vs savings account, risk tolerance vs risk capacity, and when to rebalance investments. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Disclaimer: This podcast is for informational and educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. Any comments posted under NerdWallet's official account videos are not reviewed or endorsed by NerdWallet or representatives of financial institutions affiliated with the reviewed products unless explicitly stated otherwise. Avoid disclosing personal or sensitive information such as bank accounts or phone numbers. NerdWallet employees do not offer personalized financial advice and will not respond to posts here.

In this episode, we discuss recordings of “Clérambault: Te Deum & Histoire de la Femme Adultère” (Château de Versailles Spectacles) by Lisandro Abadie, Guy Cutting, Samuel Namotte, Gwendoline Blondeel, A Nocte Temporis & Chœur de Chambre de Namur / Reinoud Van Mechelen, “Alexander Scriabin: Vers La Flamme” (BIS) by Yevgeny Sudbin, “Electric Fields” (Alpha) by Barbara Hannigan, Katia Labèque, Marielle Labèque & David Chalmin, “The Man I Love” (Alys Jazz) by The Gabriel Latchin Trio, “ASH” (AlfaMusic) by Alessandro Altarocca, and “Resilience” (SFÄR) by Landæus Trio.   The Adult Music Podcast is featured in: Feedspot's 100 Best Jazz Podcasts   Episode 213 Deezer Playlist   Fair use disclaimer: Music sample clips are for commentary and educational purposes. We recommend that listeners listen to the complete recordings, all of which are available on streaming services in the links provided. We also suggest that if you enjoy the music, you consider purchasing the CDs or high-quality downloads to support the artists.   “Clérambault: Te Deum & Histoire de la Femme Adultère” (Château de Versailles Spectacles) Lisandro Abadie, Guy Cutting, Samuel Namotte, Gwendoline Blondeel A Nocte Temporis, Chœur de Chambre de Namur / Reinoud Van Mechelen https://open.spotify.com/album/3kITS98BQIa4cFBjT1NSnH https://music.apple.com/us/album/clérambault-te-deum-histoire-de-la-femme-adultère/1799108129 https://music.amazon.com/albums/B0DYNNF76N   “Alexander Scriabin: Vers La Flamme” (BIS) Yevgeny Sudbin https://open.spotify.com/album/3wYDp7bi9o73xbr9ZzWLrk https://music.apple.com/us/album/scriabin-vers-la-flamme/1803174467 https://music.amazon.com/albums/B0F1Z3KHWL   “Electric Fields” (Alpha) Barbara Hannigan, Katia Labèque, Marielle Labèque, David Chalmin https://open.spotify.com/album/2ceVeuhEHhpWmonDa48miQ https://music.apple.com/us/album/electric-fields/1798627186 https://music.amazon.com/albums/B0DYVJ78KP   “The Man I Love” (Alys Jazz) The Gabriel Latchin Trio https://open.spotify.com/album/4fnnKNM1jhOzlT403JMcvv https://music.apple.com/us/album/the-man-i-love/1798555899 https://music.amazon.com/albums/B0DYGGYRYV   “ASH” (AlfaMusic) Alessandro Altarocca https://open.spotify.com/album/1HJJRRjvDuqhgWU8PbxKs7 https://music.apple.com/us/album/ash-feat-horacio-el-negro-hernandez/1811674139 https://music.amazon.com/albums/B0F6ZMQMX3   “Resilience” (SFÄR) Landæus Trio No Spotify https://music.apple.com/us/album/resilience-feat-cornelia-nilsson-johnny-åman-mathias/1807074514 https://music.amazon.com/albums/B0F3XS84WR

Tunes: Fitzmaurice: A Connaught Air, Spatter the Dew, Moggy Will you Come Again, Billy O'Rourke, I'm Asleep and Don't Wake Me, Mount the Stage, Donald Bran, Loose the Belt, Fitzmaurice's Trip to Rosline Castle, The Munster Lassie, The Lads of Fingall, Turn the Pig from the Tea Pot, Jigg, Mrs. Garden Campbell's Jigg, The Tore Retreat, Kick the World Before You, Fitzmaurice's Hornpipe, Hamilton: Berlin Waltz O'Farrell: Pay the Reckoning For my earlier playthroughs which include a lot of concordances check out: No. 1: https://www.wetootwaag.com/s5e14 No. 2: https://www.wetootwaag.com/s5e18 No. 3: https://www.wetootwaag.com/s5e30 No. 4: https://www.wetootwaag.com/s6e06 +X+X+ 1807: A Connaught Air, Spatter the Dew, Moggy Will you Come Again, Billy O'Rourke, I'm Asleep and Don't Wake Me, Mount the Stage, Donald Bran, Loose the Belt, Fitzmaurice's Trip to Rosline Castle, The Munster Lassie, The Lads of Fingall, Turn the Pig from the Tea Pot, Jigg, Mrs. Garden Campbell's Jigg, The Tore Retreat, Kick the World Before You, Fitzmaurice's Hornpipe, from Fitzmaurice's New Collection of Irish Tunes nos. 1-4 https://books.google.com/books?id=vq4Fb5TyTK4C&newbks=0&pg=PP2#v=onepage&q&f=false +X+X+ For the Trip to Rosline Castle set see Bannocks of Barley Meal: https://jeremykingsbury.bandcamp.com/track/the-berlin-waltz-fitzmaurices-trip-to-roslin-castle-pay-the-reckoning (1853) The Berlin Waltz from Hamilton's Universal Tune-Book digital.nls.uk/special-collections-of-printed-music/archive/94521216 (1805) Fitzmaurice's Trip to Roslin Castle: from Fitzmaurice's New Collection of Irish Tunes. Adapted for the Piano Forte, Union Pipe, Flute,&Violin: www.google.com/books/edition/FitzmauricesNewCollectionofIrishTu/vq4Fb5TyTK4C?hl=en&gbpv=0&kptab=overview (1806) O'Farrell's Pay the Reckoning (Bobbing for Eels/ Jackson's Bottle of Brandy) digital.nls.uk/special-collections-of-printed-music/archive/87779834 FIN Here are some ways you can support the show: You can support the Podcast by joining the Patreon page at https://www.patreon.com/wetootwaag You can also take a minute to leave a review of the podcast if you listen on Itunes! Tell your piping and history friends about the podcast! Checkout my Merch Store on Bagpipeswag: https://www.bagpipeswag.com/wetootwaag You can also support me by Buying my Albums on Bandcamp: https://jeremykingsbury.bandcamp.com/ You can now buy physical CDs of my albums using this Kunaki link: https://kunaki.com/msales.asp?PublisherId=166528&pp=1 You can just send me an email at wetootwaag@gmail.com letting me know what you thought of the episode! Listener mail keeps me going! Finally I have some other support options here: https://www.wetootwaag.com/support Thanks! Listen on Itunes/Apple Podcasts: https://podcasts.apple.com/us/podcast/wetootwaags-bagpipe-and-history-podcast/id129776677 Listen on Spotify: https://open.spotify.com/show/5QxzqrSm0pu6v8y8pLsv5j?si=QLiG0L1pT1eu7B5_FDmgGA

Asserting that no place in Pakistan remained safe for terrorists, Prime Minister Narendra Modi on Tuesday told soldiers at the Adampur air base in Punjab that India's drones, and missiles gave sleepless nights to Pakistan. His speech came a day after his first public address since India launched Operation Sindoor. PM Modi also reiterated the new 3-point doctrine he had unveiled a day earlier, including that New Delhi will no longer tolerate nuclear blackmail. During his early morning visit to Adampur, the Prime Minister hailed the Indian Air Force personnel, saying that they made every Indian proud, and had created history. Modi got briefed by the Air Force personnel on the situation, and also interacted with jawans. Meanwhile, Defence Minister Rajnath Singh held a key briefing with military chiefs on Tuesday, with the CDS, Army Chief, Navy Chief, Vice Air Chief and Defence Secretary in attendance.India's Operation Sindoor precision strikes destroyed nearly 20% of Pakistan Air Force infrastructure and multiple fighter jets, official sources said Tuesday. The strikes targeted key bases like Sargodha and Bholari, which housed F-16s and JF-17s, in retaliation to Pakistani drone and missile attacks. Over 50 people, including Squadron Leader Usman Yusuf, were killed in Bholari. India also hit ammunition depots and several other airbases across Pakistan. Satellite imagery confirmed major damage. The strikes mark a significant strategic and psychological blow to Pakistan's military capabilities.In a verdict six years in the making, the Mahila Court in Coimbatore on Tuesday convicted all nine accused in the 2019 Pollachi sexual assault case and awarded them life imprisonment. The nine men were found guilty of multiple charges, including criminal conspiracy, sexual harassment, rape, gangrape, and extortion. The incident, which came out just weeks before the 2019 general elections, led to Tamil Nadu's then ruling AIADMK getting politically cornered with allegations of inaction and links to the accused. President Droupadi Murmu has sought the Supreme Court's opinion under Article 143(1) on whether timelines can be legally imposed on the President and Governors for acting on state Bills. This comes after the Court, in April, set a three-month deadline for the President to act on Bills referred by Governors, despite no such timeline existing in Article 201 of the Constitution. The Court stated that delays beyond this period must be explained to the concerned state. The President now seeks clarity on whether these directives are justiciable.Following India's move to place the Indus Waters Treaty (IWT) in abeyance after the Pahalgam terror attack, Pakistan has shown willingness for talks for the first time. Pakistan's Water Resources Secretary Syed Ali Murtaza has reportedly responded to India's notification and offered to discuss New Delhi's specific objections. India's decision came in response to the attack, which heightened diplomatic tensions. The IWT, signed in 1960, governs water sharing between the two nations. Pakistan's response marks a rare shift, potentially opening the door to dialogue amid ongoing hostilities.

Spinney Media helps indie artists sell more albums with Rob BachSpinney Media, led by music veteran Rob Bach (Virgin Megastores, Amazon, CD Baby), helps musicians and labels sell more physical albums. Spinney Media clients sign up, subscribe, and send in their vinyl, CDs, cassettes. Spinney Media does the rest.  And musicians and labels keep 100% of their earnings!Rob has been in the music industry for most of his career.  He led reverse logistics, internal help desk, and troubleshooting teams at Amazon in its early years.  More recently, he served as COO at CD Baby.  He is now founder and CEO of Spinney Media as well as an operations and management consultant with Spinney Group LLC.In his personal life, Rob's adult daughter, Hannah, experiences significant disabilities, and Rob has advocated on her (and other families') behalf, including serving on Oregon's Medicaid Advisory Board and the Board of Directors of an in-home nursing non-profit.Rob and his wife live in Portland, Oregon with their kids, dogs, and many cats.Link:https://spinneymedia.com/Support PEG by checking out our Sponsors:Download and use Newsly for free now from www.newsly.me or from the link in the description, and use promo code “GHOST” and receive a 1-month free premium subscription.The best tool for getting podcast guests:https://podmatch.com/signup/phantomelectricghostSubscribe to our Instagram for exclusive content:https://www.instagram.com/expansive_sound_experiments/Subscribe to our YouTube https://youtube.com/@phantomelectricghost?si=rEyT56WQvDsAoRprRSShttps://anchor.fm/s/3b31908/podcast/rssSubstackhttps://substack.com/@phantomelectricghost?utm_source=edit-profile-page

In this episode of Double Tap, Steven and Shaun dive into listener feedback covering MagSafe accessibility, document scanning frustrations, and the quirks of Apple's AI. Plus, they get personal as they reveal their favorite music memories.The conversation starts with Kristi's question about MagSafe—what it is, how it works, and why it's not on every iPhone. Shaun breaks it down with a simple explanation, and both hosts highlight the feature's benefits for blind users, including improved charging alignment and secure Face ID mounting.Nicole's feedback on the Seeing AI interface sparks a deeper discussion about accessible document scanning, limitations of batch processing, and why apps like Voice Dream Scanner stand out. The episode also explores DocuScan Plus and Pneuma Solutions' accessible software ecosystem—raising questions about usability and the value of tools built by blind developers.From navigation apps like Voice Vista and Clew to braille learning later in life, the episode is packed with helpful insights. The show wraps with Grace's heartfelt question about music, taking listeners back to their favorite CDs and musical memories.Chapters0:00 – Introduction1:45 – MagSafe explained13:10 – Seeing AI interface feedback22:30 – DocuScan Plus and accessible email clients34:40 – Remote Incident Manager insights37:00 – Navigation tips: Clew and VoiceVista41:50 – Debating indoor navigation value44:20 – iOS email bug and Apple's AI50:15 – Apple Intelligence summaries54:00 – Muted crossings and accessibility56:20 – Contracted braille and learning tips59:10 – Should blind adults learn braille?1:02:30 – Favorite music and CD nostalgiaRelevant LinksMagSafe Accessories – Apple: https://www.apple.com/shop/magsafe-accessoriesVoice Dream Scanner: https://apps.apple.com/us/app/voice-dream-scanner/id1446737725Seeing AI – Microsoft: https://www.microsoft.com/en-us/ai/seeing-aiDocuScan Plus – Pneuma Solutions: https://pneumasolutions.com/docuscan/Remote Incident Manager (RIM): https://getrim.appClue App: https://apps.apple.com/us/app/clew/id1265952004VoiceVista App: https://apps.apple.com/us/app/voicevista/id6445853463Double Tap Newsletter: https://doubletaponair.com/subscribe Find Double Tap online: YouTube, Double Tap Website---Follow on:YouTube: https://www.doubletaponair.com/youtubeX (formerly Twitter): https://www.doubletaponair.com/xInstagram: https://www.doubletaponair.com/instagramTikTok: https://www.doubletaponair.com/tiktokThreads: https://www.doubletaponair.com/threadsFacebook: https://www.doubletaponair.com/facebookLinkedIn: https://www.doubletaponair.com/linkedin Subscribe to the Podcast:Apple: https://www.doubletaponair.com/appleSpotify: https://www.doubletaponair.com/spotifyRSS: https://www.doubletaponair.com/podcastiHeadRadio: https://www.doubletaponair.com/iheart About Double TapHosted by the insightful duo, Steven Scott and Shaun Preece, Double Tap is a treasure trove of information for anyone who's blind or partially sighted and has a passion for tech. Steven and Shaun not only demystify tech, but they also regularly feature interviews and welcome guests from the community, fostering an interactive and engaging environment. Tune in every day of the week, and you'll discover how technology can seamlessly integrate into your life, enhancing daily tasks and experiences, even if your sight is limited. "Double Tap" is a registered trademark of Double Tap Productions Inc.

This is the Catchup on 3 Things by The Indian Express and I'm Flora Swain.Today is the 13th of May and here are the headlines.Asserting that no place in Pakistan remained safe for terrorists, Prime Minister Narendra Modi on Tuesday told soldiers at the Adampur air base in Punjab that India's drones, and missiles gave sleepless nights to Pakistan. His speech came a day after his first public address since India launched Operation Sindoor. PM Modi also reiterated the new 3-point doctrine he had unveiled a day earlier, including that New Delhi will no longer tolerate nuclear blackmail. During his early morning visit to Adampur, the Prime Minister hailed the Indian Air Force personnel, saying that they made every Indian proud, and had created history. Modi got briefed by the Air Force personnel on the situation, and also interacted with jawans. Meanwhile, Defence Minister Rajnath Singh held a key briefing with military chiefs on Tuesday, with the CDS, Army Chief, Navy Chief, Vice Air Chief and Defence Secretary in attendance.At least three militants have been killed in the ongoing encounter in the upper reaches of Shopian in South Kashmir. Gunshots were heard Tuesday morning after which senior police officials confirmed the presence of militants in the area. In the contact, there was an exchange of fire between security forces and militants. However, with the operation ongoing, officials have refrained from divulging further details at this point.In a verdict six years in the making, the Mahila Court in Coimbatore on Tuesday convicted all nine accused in the 2019 Pollachi sexual assault case and awarded them life imprisonment. The nine men were found guilty of multiple charges, including criminal conspiracy, sexual harassment, rape, gangrape, and extortion. The incident, which came out just weeks before the 2019 general elections, led to Tamil Nadu's then ruling AIADMK getting politically cornered with allegations of inaction and links to the accused. Judge R Nandhini Devi pronounced the sentence Tuesday afternoon, following arguments from both the prosecution and the defence.The Central Board of Secondary Education (CBSE) declared the Class 12 results 2025 today (May 13). The result of Class 10 will also be announced soon. In Class 12, there is a minor increase in pass percentage as compared to the previous year. In the CBSE Class 12 examinations, a total of 17,04,367 students were registered. Out of these, 16,92,794 students appeared, and 14,96,307 students passed the exam. Students can check their results on the official websites — cbse.gov.in, cbseresults.nic.in, and results.cbse.nic.in. The CBSE Class 10 board exams were conducted by the board from February 15 to March 18, 2025, in a pen and paper format. This year, 24.12 lakh CBSE Class 10 students appeared for the exams in 84 subjects.US President Donald Trump has arrived in Saudi Arabia, in what will be the first stop of a three-day tour that will also see him visit Qatar and the United Arab Emirates. Saudi Crown Prince Mohammed bin Salman, also known as MBS, has greeted Trump upon arrival in Riyadh. US President Donald Trump was greeted by Saudi Crown Prince Mohammed bin Salman to the sounds of a 21-gun salute and trumpets. The two leaders then headed to the Royal Court where a lengthy procession of dignitaries, officials, business figures waited their turn to shake hands with them. The Saudi-US Investment Forum has also begun, with the two leaders expected to take part later today. Saudi Arabia is the first leg of Trump's regional tour that also includes stops in Qatar and the United Arab Emirates.That's all for today. This was the Catchup on 3 Things by The Indian Express.

Today's show has a bunch of The Sign Guy's pizza numbers, where we talk to customers about dandelion violations, we cause a student to miss his exit because he's distracted driving, and we alert a hospital to a biohazard on their door. We also remove the corners off of a landlord's building, and after at least 15 years, we make a surprise visit to Curtis The Superhacker. And it's all thanks to this Hobosode's sponsor, Brandi L. The opening song is by BarberShopJohn on Fiverr. The background music is Hiding In The Closet. The ending song is Play The Game by Redbox and the Chilipeppers.There's plenty more to learn about Curtis and his satanic hacker escapades. Here's some links...https://phonelosers.com/curtis/ is PLA's old page on Curtis. Sorry for some of the text. The background used to be much lighter. Hopefully all of those links still work.https://www.youtube.com/watch?v=1dMSbNZVBHE&ab_channel=trevorthepir8 here's the official music video for Play The Game by Redbox and the Chilipeppershttps://www.youtube.com/watch?v=Vqu7D988K3s&ab_channel=PhoneLosersofAmerica Once I asked Adam from Fiverr to rant about Curtis for me. I suppose he did okay.LEARN MORE ABOUT THE SHOW: To find out more about the music you hear on this show, visit our page of artists. For a bit of history and a studio tour, this is a good starting page. Request a prank call and find links related to shows at snowplowshow.com. If you're searching for a specific thing said in a show, shitbradsays.com is a great resource for that.SUPPORT THE PLA: For extra weekly shows, subscribe on Patreon, Spotify, or Apple. Get our t-shirts and stickers at our TeePublic store. Get coins, vinyl records, CDs, and more on our Bandcamp page. We also have thing in our Zazzle store in our Spreadshirt store. Buy important things for us at PLA's wishlist or Brad's wishlist, but most importantly, please tell your friends, family, and strangers about all about us.JOIN THE COMMUNITY: Add PLA on Prankcast for live shows, add PLA on Facebook, add Snow Plow Show on Facebook, add PLA on X, add PLA on Tik Tok, add PLA on Bluesky, add PLA on Tumblr, add PLA on YouTube, add Snow Plow Show on YouTube, PLA on Twitch, PLA on Instagram, join a Prank Call Discord, the PLA Reddit, add RBCP on Instagram, add RBCP on X, add RBCP on YouTube, and leave a voice message for the show at 814-422-5309.PLA FRIENDS AND STAFF: Nik Caesar from scary-art.com is the unofficial PLA artist.  Buy PLA designs from Nik's Spreadshirt store.  You might also like the cactus and PLA designs in Laugh Track Matt's store.  Clownsec does a lot of cool things for PLA so go honk the PLAnet.  Watch JIAD's Calls of Mass Confusion and listen to a few of the prank call shows over at World of Prank Calls. Joe DiVita and Vista Blue do lots of music for us, but so do lots of other people, so visit the SPS music page for a very incomplete list.GAME WITH PLA Join us Animal Crossing addicts by becoming our friends on Switch. If you're into GTA5, join the PLA Radio crew.

«Weniger ist mehr» hat sich die britische Produzentin PinkPantheress in die Hirnwindungen eingebrannt. Kein Song ihres neusten Werks «Fancy That» übersteigt die 3-Minuten-Marke, sie verzichtet auf lange Intros, opulente Soli und unnötige Bridges und kocht damit wieder mit dem viralen Hit-Rezept. PinkPantheress, Macherin von Streaming-Hits wie «Boy's A Liar Pt. 2» oder «Pain», nennt «Fancy That» zwar ein Mixtape, wir machen es trotzdem zum Album der Woche und verlosen täglich CDs.

In this episode, we discuss recordings of “J. S. Bach: Mass in B Minor, Bwv 232” (Harmonia Mundi) by Pygmalion / Raphaël Pichon, “Jewish Vienna: Zemlinsky, Korngold, Mahler, Winter, Grünfeld” (Onyx) by Chen Reiss & The Jewish Chamber Orchestra Munich / Daniel Grossmann, “Concertos: Pécou, Lazkano, Nante” (Erato) by Alexandre Tharaud, “Steep Steps” (Hobby Horse Records) by Carl Winther, Richard Andersson & Jeff “Tain” Watts, “Hammonday” (A.MA. Records) by DIL Trio, and “Root Area: In Pursuit of Happiness” (Lamento Records) by Christoph Grab, Nicole Johänntgen, Marcel Thomi & Elmar Frey.   The Adult Music Podcast is featured in: Feedspot's 100 Best Jazz Podcasts   Episode 212 Deezer Playlist   Fair use disclaimer: Music sample clips are for commentary and educational purposes. We recommend that listeners listen to the complete recordings, all of which are available on streaming services in the links provided. We also suggest that if you enjoy the music, you consider purchasing the CDs or high-quality downloads to support the artists.   “J. S. Bach: Mass in B Minor, Bwv 232” (Harmonia Mundi) Pygmalion / Raphaël Pichon https://open.spotify.com/album/36I1sHlTYnsyrTDGVdI4uY https://music.apple.com/us/album/j-s-bach-mass-in-b-minor-bwv-232/1794898888 https://music.amazon.com/albums/B0DWBGMX7L   “Jewish Vienna: Zemlinsky, Korngold, Mahler, Winter, Grünfeld” (Onyx) Chen Reiss, Jewish Chamber Orchestra Munich / Daniel Grossmann https://open.spotify.com/album/2gcbAXgG84vg4fgXnLElHL https://music.apple.com/us/album/jewish-vienna/1802585691 https://music.amazon.com/albums/B0F1N83SCC   “Concertos: Pécou, Lazkano, Nante” (Erato) Alexandre Tharaud https://open.spotify.com/album/6bI8HUotFbewV3WMYX0OV0 https://music.apple.com/us/album/pécou-lazkano-nante-piano-concertos/1806217843 https://music.amazon.com/albums/B0F3FG9KJ7   “Steep Steps” (Hobby Horse Records) Carl Winther, Richard Andersson, Jeff “Tain” Watts https://open.spotify.com/album/6mSi775nA3yYvU9Njpd7LV https://music.apple.com/us/album/steep-steps/1796891336 https://music.amazon.com/albums/B0DXFZPK8X   “Hammonday” (A.MA. Records)  DIL Trio https://open.spotify.com/album/5hgXg12oSQYvrBCfpRdC7r No Apple Music https://music.amazon.com/albums/B0F59SG2PC   “Root Area: In Pursuit of Happiness” (Lamento Records)  Christoph Grab, Nicole Johänntgen, Marcel Thomi, Elmar Frey https://open.spotify.com/album/1CiVCYyDAhm0Dz28swzDE9 https://music.apple.com/us/album/root-area-in-pursuit-of-happiness-with-nicole/1798552432 https://music.amazon.com/albums/B0DYF66DVS  

O PSD e a IL já não escondem que andam de paixoneta e, depois das eleições, a coisa pode mesmo evoluir para um relacionamento sério. Mas fica a questão: como fica o compromisso com o CDS?See omnystudio.com/listener for privacy information.

Cecil Bartholomew aka Mr. B was born in Curepe, Trinidad, attended Presentation College in Chaguanas, worked at the license office then moved to the US to study. He gained a Bachelor of Science in Electrical Engineering from the Polytechnic Institute in New York, bolstered by further studies in Artificial Intelligence at MIT as well as jazz and classical guitar. He served as an International Engineering Manager at Electronic Signature Analysis Technologies with Xerox for 30 years, in the US, South America, Europe, Middle East, Africa and Australia, innovating strategic technologies to enhance component reusability. He returned to the Caribbean in 2000 as ICT director for OECS [Organization of eastern Caribbean States] under the leadership of the then Prime Minister of Grenada, Carriacou and Petit Martinique, Dr. Keith C. Mitchell. Mr. B resides in Saint George's, Grenada.He is a world-renowned Classical/Jazz guitar/Arranger/Composer, celebrated for his unique fusion of tropical rhythms and jazz structures and performed as a backup guitarist for visiting artists while he was active in New York City and had a significant performance history during the 1980s and 1990s. Although classically trained, Jazz became the main thrust. After a solo performance Gloucestershire England other performances occurred in Holland, Germany, France, and Australia, when a classical solo album was sold worldwide. Cecil also has two CDs. With a profound passion for music, he coined the term “Kingdom-Guitar,” emphasizing his commitment to integrate music with a powerful message. Cecil's musical journey began in Trinidad and continued in Grenada, where he developed a deep appreciation for the guitar under the mentorship of jazz legends Laurindo Almeida and Kenny Burrell. His compositions often reflect the Bossa Nova rhythm blended with cheerful lyrical jazz solos, creating a vibrant musical landscape in his works. Bartholomew's style, best described as "Tropical Jazz Fusion," artfully combines rock, calypso, and jazz standards, while also incorporating original compositions. As the composer and guitarist for the band, Bartholomew leads the ensemble's exploration of tropical jazz fusion, enhancing their sound through acoustic and electric guitar arrangements. The music produced is a harmonious blend of original works and creatively rearranged covers. Cecil was leader, composer and arranger of 2 bands: Akasa in the US and Quiet Fire in Grenada. His contributions in composition and arrangement helped shape the band's unique sound. He also played the double tenor steel pan and is a dedicated music instructor at Archibald Avenue Music since 2009.Presently retired, Mr. B performs weekly at the prestigious Calabash Hotel in Grenada and at special venues, mostly as a solo artist for the Government of Grenada and at other private events, while recording, teaching and changing the minds and hearts of youths through his music.A man of deep faith and conviction, Bartholomew sees music as a spiritual passage and a vehicle for societal change. He emphasizes discipline, effort, and heartfelt communication throughout, as well as advocating for women.

Why I won't be buying Palantir technologies anytime soon When I'm out in public many times people ask me what my opinions are when it comes to investing, the markets or individual stocks. I have to say the one stock that people seem to be asking the most about recently is Palantir Technologies, their ticker symbol is PLTR. I believe I'm asked about this company because investors look at the hype of the past performance and the fact that this stock is up over 1,000% since going public in 2020. That creates excitement for investors, but is it worth buying now? The company currently trades around 60 times next year's estimated sales, and again that is sales not earnings! That makes it the most expensive stock in the S&P 500. There are signs that growth outside of the US is slowing and I don't like that they have three unnamed companies that accounted for 17% of the total revenue last year. Usually hype like this goes the same path, which ultimately results in large losses for buyers at this point in the cycle. A more recent example comes from the company Snowflake. In 2021, Snowflake hit an all-time high over $400 per share. Today that stock is down nearly 60% and trades around $167 per share. You don't hear much about it now, but I remember back in 2021 many people were asking about this company as well. I'm also not thrilled with Palantir's CEO, Alex Karp, who during an interview just a few months ago had some pretty nasty comments about analysts who don't agree with him on the stock price. He said “I love the idea of getting a drone and having light fentanyl laced urine spraying on analysts who've tried to screw us.” Maybe I'm old school, but I don't think that is anyway for the CEO of a company of any size to talk about anyone that does not agree with the CEO's position. Especially considering many times they aren't knocking the business, just the fact that this company's valuation is extremely crazy! I will also try my best to refrain from making any comments on Mr. Karp's hairstyle, but it just seems a little bit outlandish for a CEO to have that type of hairstyle. As far as the stock goes, maybe the craziness will continue and perhaps it does go higher, but if people ask me if they should buy, sell, or hold the stock, I would definitely say sell! I guess I now have to be careful of drones flying above my head that could be spraying fentanyl laced urine on me.   Good news, only 26% of big money managers are bullish A recent poll from Barron‘s magazine, which they conduct twice a year, found that only 26% of big money managers were bullish and thought stocks would go up while 74% were either neutral or bearish on stocks. They said 32% of respondents were bearish and that was the highest percent since 1997 while the 26% that were bullish marked the lowest reading since 1997. I think Barron's Magazine is a good source of information, but I was disappointed that they did not list the years of experience of the managers that were being polled. The reason for my concern is that the last big negative in the economy and the market was in 2008, which was 17 years ago. A current manager that graduated school at age 23 would now be 40 years old and they did not experience managing money through 2008. Living through and managing money through a challenge like that provided me with extremely valuable lessons that younger managers would not understand. But why is this negative report a good sign in my opinion? Their current asset allocation is only 64% in equities with 36% in other investments like fixed income and cash. They will not stay bearish forever and if they change direction in the next 6 to 12 months, they will start buying equities again, which will push up prices. If you're looking for value, the least attractive sectors were energy, real estate, and utilities. I have talked about my concerns around the Magnificent Seven and now only 10% of these managers think the Mag Seven will lead the market over the next six months. Even looking out 12 months only climbed 32% thought the group would lead the market. When asked about the strength of the US dollar going forward 12 months, 68% of the money managers said it will be weaker, which I agree with. Only 15% of the managers think it will be stronger a year from now. These surveys also provide an interesting insight into what other money managers are thinking.   Apple's stock continues to amaze me There seems to be so much negative news that continues to come out against Apple, but the stock continues to remain relatively steady given the amount of negativity. We all know about the tariffs and the delayed AI rollout, but I was definitely concerned by a couple announcements that would have large impacts on Apple's service revenue. This segment has been a bright spot for Apple, but in the most recent quarter it missed expectations and grew at just 11.6% compared to last year. The big concern I have is around Alphabet's estimated payment of around $20 billion annually to be the default search engine. There is concern if this will hold up given the ruling that Alphabet holds a monopoly and the need for remedies, but also this week Apple executive, Eddy Cue, added additional concerns. He stated the searches in Apple's Safari browser fell for the first time in April, something that has never happened in 20 years. He then added that the iPhone maker is looking at adding AI search options to the Safari browser. If they did this, would Alphabet really want to keep paying $20 billion a year for that right? I don't think so! The other major concern that seemed to get little attention was the fact that in a recent ruling a judge ordered Apple to immediately stop imposing commissions on purchases made for iPhone apps through web links inside its apps. This has enabled developers like Amazon and Spotify to update their apps to avoid Apple's commissions and direct customers to their own website for payments. This commission rate was around 27% for Apple and it could cost Apple billions of dollars annually. All this comes with the fact that Apple still trades around 25x 2026 earnings even though revenue is only estimated to grow low to mid-single digits. In my opinion, Apple really needs some good/exciting news to get this stock moving higher and at this time I don't see where that is going to come from.   Financial Planning: Breaking Down Retirement Income Taxation Retirement income varies widely in tax treatment, with some sources being far less tax-friendly than others. In order from worst to best, pension payments and traditional IRA withdrawals are among the least favorable—they're fully taxable as ordinary income at both the federal and state levels. Interest income from bonds, CDs, and savings accounts, as well as annuity earnings from non-retirement accounts, are also taxed as ordinary income at both levels and can trigger the additional 3.8% Net Investment Income Tax (NIIT) if income thresholds are exceeded. Rental income is similarly taxed but allows deductions and depreciation to offset some of the tax burden. Long-term capital gains and qualified dividends receive preferential federal tax rates—as low as 0%—but are still taxed as ordinary income in California and many other states. Social Security is partially taxed at the federal level—between 0% and 85% is included as taxable income depending on total income—but is not taxed in most states, including California, making it relatively tax-favorable. Roth IRA withdrawals are the most tax-friendly, being completely tax-free at both the federal and state levels if qualified. Understanding how each income type is taxed can help guide investment decisions during working years and inform how to structure withdrawals in retirement for optimal tax efficiency.   Companies Discussed: The Scotts Miracle-Gro Company (SMG), Block, Inc. (XYZ), Amazon, Inc. (AMZN) & McDonald's Corporation (MCD)

Call your representatives, email them, use 5calls, and fight for our freedom to get information! Support your local libraries!https://linktr.ee/tomesandtextilesBooks Mentioned:Beyond Survival: Strategies and Stories from the Transformative Justice MovementEjeris Dixon, Leah Lakshmi Piepzna-SamarasinhaFake Dates and MooncakesSher LeePart of Your WorldPart of Your World #1Abby JimenezInstagramhttp://instagram.com/thelitbaebookshop/Libro.fmhttps://libro.fm/thelitbaebookshopBookshop.orghttps://bookshop.org/shop/LitbaepodLibro.fmLibro.fm is an employee-owned social purpose corporation that shares profits from your audiobook purchases with your chosen bookstore, giving you the power to keep money within your local economy. It's also a great alternative to Audible, which is an audiobook platform owned by Amazon.If you would like to gift me an audiobook from my wishlist to support me the link is here: https://libro.fm/wishlist/1228430Referral Linkhttps://libro.fm/referral?rf_code=lfm278588The Lit bae Bookshop Homepagehttps://libro.fm/thelitbaebookshopBookshop.orgBookshop.org works to connect readers with independent booksellers all over the world.‍We believe local bookstores are essential community hubs that foster culture, curiosity, and a love of reading, and we're committed to helping them thrive.Every purchase on the site financially supports independent bookstores. Our platform gives independent bookstores tools to compete online and financial support to help them maintain their presence in local communities.If you would like to gift me a book from bookshop.org, here is the link: https://bookshop.org/wishlists/89c2b233c4293884fbe0b77cb955c86378c22f28I also have curated a shop on Bookshop.org of the books I enjoy: https://bookshop.org/shop/LitbaepodPango BooksPangoBooks is a social marketplace for readers to buy and sell books and connect with one another.Our app for iPhone and Android devices makes it super easy for anyone to list books for sale, and the process for shipping and getting paid is as simple as can be. It's like opening your own little bookshop.Here is a link to my Pango Books shop:https://pangobooks.com/bookstore/litbaepodLibby AppLibby is a free app where you can enjoy ebooks, digital audiobooks, and magazines from your public library. You can stream titles with Wi-Fi or mobile data, or download them for offline use and read anytime, anywhere. All you need to get started is a library card.Hooplahoopla is the digital service of Midwest Tape, a leading provider of entertainment media products and services: DVDs, CDs, audiobooks and shelf-ready solutions, to public libraries across North America for over a quarter of a century. Our purpose has always been to partner with libraries in delivering the best content to patrons in the most streamlined manner possible. Through the years, we've cultivated a growing passion for the evolving public library.hoopla Digital builds on that passion by providing public libraries of all sizes the ability to offer patrons an enormous selection of digital video (movies and TV shows), music, audiobooks, Ebooks and comics to their patrons. For these libraries, we've pioneered a unique model that allows patrons to borrow content immediately, removing artificial availability constraints and maximizing the power of digital content and Internet distribution. Technologically, we focus on the latest browser, phone, tablet, and TV products to deliver the best possible experience to our user – our passion – the public library patron.The StorygraphWe'll help you track your reading and choose your next book based on your mood and your favorite topics and themes. An excellent alternative to Good Reads, which is owned by Amazon. https://www.thestorygraph.com/

Is owning a home still a good investment? What are the 5 most important topics to cover when meeting with someone for financial guidance? Wes and Christa cut through the noise to explore these issues and answer listener questions, including: • Explore the pros and cons of that homeownership question, housing as a long-term investment, and why it still matters. Learn why housing may serve as forced savings, inflation protection, and a path to mortgage-free retirement. • Analyze the impact of housing market volatility and interest rates. Understand current trends in housing prices and mortgage rates, and what they could mean for your financial decisions. • Decode the use of leverage in real estate to help build wealth. Discover how a modest down payment on a home might lead to a significant long-term return compared to methods constricted by contribution limits. • Evaluate the 4% Rule of thumb. Is it still relevant? How can folks adjust withdrawal rates based on their retirement horizon? Get clarity on how long your money may last if your retirement timeline is 20 or 25 years instead of 30. • Unpack static vs. inflation-adjusted retirement withdrawals. Hear Wes explain the real-world math behind lower-risk withdrawal strategies in retirement. • Contrast investing in ETFs vs. individual stocks in a brokerage account. Weigh the pros and cons regarding diversification, tax-loss harvesting, and ease of rebalancing. • Where can you keep your down payment more protected until you're ready to buy? Learn some productive options for short-term savings, including money market funds vs. CDs, and the risks of flying too close to the sun. • What are the 5 questions you must ask any financial planner when meeting with them? Discover Wes's Five P's Framework: Planning, Portfolio, Protection, Passing It On, and Paying Yourself (and your taxes). • Why are core pursuits essential for a happy retirement? Understand how personal passions contribute to a fulfilling life after work—and how to fund them. • Is it worth moving funds from a 457(b) plan to an IRA? Explore the trade-offs between investment flexibility and creditor protection in retirement plans. • Should you sell your home before moving overseas in retirement? Delve into guidance for retirees considering international living. • Examine the most effective S&P 500 funds for your goals. Understand cost differences, tax structures, and platform integration for index fund investing. • Why do convenience, safety, and cost matter when picking a financial platform? Break down final thoughts on choosing where to house your investments and manage charitable giving.

“The prudent sees danger and hides himself, but the simple go on and suffer for it.” – Proverbs 22:3That verse reminds us that wisdom means planning ahead, especially when it comes to life's most serious emergencies. If something were to happen to you, would your family know how to manage the finances, pay the bills, or access important documents? Today, Dr. Art Rainer joins us to walk through how to create a financial emergency binder.Dr. Art Rainer is the founder of the Institute for Christian Financial Health and Christian Money Solutions. He is a regular contributor here at Faith & Finance and the author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose.Why Planning Ahead MattersLife is full of unexpected turns, and while we trust God in all things, wisdom calls us to prepare, especially when it comes to our finances and family care.Consider the questions every household should be able to answer:What happens if you or your spouse is hospitalized?Would someone know how to manage your bills and care for your children?If you were to pass away unexpectedly, would your family know where to find your vital documents?Sadly, many families are left overwhelmed and directionless in moments of crisis because these preparations were never made. Yet this kind of confusion can be avoided through a simple but powerful step: organizing essential information before it's urgently needed.The Power of an Emergency BinderAn emergency binder is a centralized location—digital and physical—where your most critical information is stored. This includes:Financial accounts and passwordsMedical records and contactsInsurance informationBill due dates and utilitiesFuneral wishesChildcare instructionsAnd more.Preparing an emergency binder may not feel urgent, but when the unexpected happens, it becomes priceless. Organizing your household's key information is a tangible expression of love, wisdom, and care. It's a simple act of stewardship that offers comfort, clarity, and care when it matters most.How to Get StartedCreating an emergency binder might sound overwhelming, but it doesn't have to be.Here's a simple approach: work on one section at a time. Set aside 30 to 60 minutes a day to focus on gathering the necessary documents for each category. This bite-sized method turns a daunting project into a doable one.And once it's complete? Print it out. A red three-ring binder is a wise choice for easy identification in an emergency. Store it in a secure, fireproof location, and ensure that your loved ones are aware of its location. It's also wise to keep a digital backup, securely stored and shared with trusted family members.If you're thinking, “I wish someone would just do this for me,” you're in luck. Art and his team have created The Essential Emergency Binder—a beautifully designed resource with over 60 pages of templates and instructions to help you get started quickly and confidently.You can find it at EssentialEmergencyBinder.com.On Today's Program, Rob Answers Listener Questions:I want to consolidate our investments. We have a pension, Social Security, Roth IRAs, a 401(k), and traditional IRAs at two different financial institutions. Is it better to have everything in one place?I'm concerned about how my church is spending its tithe money on items like a drum set and library donations, rather than traditional ministries. Is this the right way for a church to use funds?I've received a six-figure inheritance from my uncle in Florida, which includes checking, savings, a money market account, and a Lutheran annuity. I would like to confirm that there is no inheritance tax in Ohio. I'm considering investing the money in CDs through my bank's Certificate of Deposit (CD) program. Can you confirm the tax situation and advise me on this approach?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineEssential Emergency BinderWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

US sovereign CDS prices are soaring, not relenting after jumping during April. While mainstream sources will say that's this dollar-ditching stuff, neither the track record for CDS nor empirical evidence agrees. Government credit default swap premiums are set by one factor, and it has everything to do with the banking system. Eurodollar University's Money & Macro AnalysisSovereign and bank CDS spreads: two sides of the same coin?https://www.ucd.ie/geary/static/publications/workingpapers/gearywp201402.pdfMSCI The CDS Market's View on US Defaulthttps://www.msci.com/www/blog-posts/the-cds-market-s-view-on-us/03820087801Bloomberg Oaktree Co-CEO Sees Private Credit Trades as Low as 50 Centshttps://www.bloomberg.com/news/articles/2025-05-02/oaktree-s-o-leary-says-deep-discounts-arising-in-private-credithttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Rob, Ryan and Steve welcome Karen McKay and Ioana Gandrabur from the Centre for Equitable Library Access (CELA) to the show this week to discuss some of the services CELA provides that includes a huge collection of accessible books—from embossed braille to audiobooks—to people with print disabilities across Canada. They also discuss how CELA is evolving their services and navigating a shift from traditional CDs to digital platforms, the critical role of stable internet access, why boosting technology literacy is more important than ever, and CELA's creative outreach strategies to connect communities with accessible reading. Show Transcript https://atbanter.wordpress.com/wp-content/uploads/2025/05/at-banter-podcast-episode-423-karen-mckay-ioana.pdf Show Notes CELA https://celalibrary.ca/ AT Banter is brought to you by Canadian Assistive Technology, providing sales and training in Assistive Technology and Accessibility with over 30 years of knowledge and experience. Visit them online at www.canasstech.com or call toll-free 1-844-795-8324 or visit their Assistive Technology Showroom at 106 – 828 West 8th Avenue, Vancouver. Need repairs on your device? Chaos Technical Services offers service and support on almost any piece of Assistive Technology, while also providing parts and batteries. Visit them online at www.chaostechnicalservices.com or call 778-847-6840.

Vögel? Damit hat Input-Host Anna Kreidler nichts am Hut. Anders ihre Cousine Natalie (24): «Wenn ich einen seltenen Vogel sehe, ist das für mich ein Glücksmoment.» Mit dieser Faszination ist sie nicht allein. Immer mehr Junge interessieren sich für Vögel. Warum ist das so? Auch Livio Rey, Mediensprecher der Vogelwarte Sempach, beobachtet einen Anstieg bei den Vogelinteressierten in der Schweiz: «Während Corona haben wir einen Anstieg bemerkt. Die Leute riefen an, weil sie wissen wollten, was sie im Garten sehen.» Er findet es gut, dass sich heute mehr Junge und Frauen für Vögel interessieren und nicht nur ältere Herren mit Bart und Outdoorausrüstung. «Das bringt eine positive Dynamik rein.» Eine dieser jungen Beobachter:innen ist Natalie. Ihre Faszination für Vögel begann bereits im Kindesalter. Sie malte Vögel aus Fachbüchern nach und lernte ihren Gesang mit Hilfe von CDs auswendig. Heute ist sie Vogelexkursionsleiterin und zeigt Anna einen Tag lang die Welt der Vögel. Ob Anna ihre Meinung über Vögel ändert? Davon handelt diese Folge. ____________________ Habt ihr Feedback, Fragen oder Wünsche? Wir freuen uns auf eure Nachrichten an input@srf.ch – und wenn ihr euren Freund:innen und Kolleg:innen von uns erzählt. ____________________ 00:00 Intro 01:19 Birden am Bodensee 10:57 Begegnung mit Vogelfan Philipp 13:21 Natalies Faszination 14:44 Nähe und Distanz zu den Vögeln 17:45 Einordnung Vogelwarte Sempach 20:51 Hotspot Kaltbrunner Riet 26:26 Fazit mit Buchfink ____________________ In dieser Episode zu hören - Natalie Kreidler (24) - Philipp aus Österreich - Hans und Lilian aus Rapperswil - Livio Rey, Vogelwarte Sempach ____________________ - Autorin: Anna Kreidler - Publizistische Leitung: Anita Richner ____________________ Das ist «Input»: Dem Leben in der Schweiz auf der Spur – mit all seinen Widersprüchen und Fragen. Der Podcast «Input» liefert jede Woche eine Reportage zu den Themen, die euch bewegen.

Fáilte ar ais chuig eagrán nua de Ar An Lá Seo ar an 6ú lá de mí Bealtaine, liomsa Lauren Ní Loingsigh. I 1972 bhí fuadaitheoir ar eitleán I Washington an oíche roimhe agus dúirt siad leis an phíolóta chun an t- eitleán a leaindeáil agus chuir siad cheist I gcóir 115 míle punt chun 48 paisinéirí a scaoil. Ar deireadh fuair sé an t-airgead agus d'eitil sé. I 1983 bhí níos mó ná 900 duine breise ag fáil an dole agus dúradh go mbeadh níos mó ná 1,300 duine eile an mhaidin sin de bharr gur chaill a lán daoine a bpost. I 1972 bhí nach mór 50 míle duine cláraithe chun vóta a dhéanamh don reifreann nua agus bhí an rogha acu chun sea nó níl a rá. I 1983 bhí daoine ag cur cheist chun níos mó airgead a fháil do chothabháil bóthair agus bhí cúpla moladh déanta. Sin Tony Di Bart le The Real Thing – an t-amhrán is mó ar an lá seo I 1994. Ag lean ar aghaidh le nuacht cheoil ar an lá seo I 2002 tháinig sé amach go raibh Bohemian Rhapsody ó Queen an t-amhrán is cáiliúla sa Bhreatain. Tháinig John Lennon lena amhrán Imagine sa dara háit, Hey Jude ó The Beatles tar éis. Bhí Dancing Queen ó ABBA sa cheathrú háit agus Madonna le Like A Prayer sa cúigiú háit. I 2005 stop Starbucks á dhíol albam ó Bruce Springsteen Devils and Dust de bharr go raibh ábhar aosach ann. Ag an am bhí an siopa caife á dhíol CD agus dúirt siad nach mbeidís á dhíol CD ó Bruce Springsteen. Agus ar deireadh breithlá daoine cáiliúla ar an lá seo rugadh amhránaí Bob Seger I Meiriceá I 1945 agus rugadh aisteoir George Clooney I Meiriceá ar an lá seo I 1961 agus seo chuid de na rudaí a rinne sé. Beidh mé ar ais libh amárach le heagrán nua de Ar An Lá Seo. Welcome back to another edition of Ar An Lá Seo on the 6th of May, with me Lauren Ní Loingsigh 1972: a hijacker held up an airliner over washington last night and forced the pilot to land, demanded £115,000 for the release of the 48 passengers, got it and then flew away. 1983: almost 900 more people had joined the dole que and they were likely to be joined by another 1,300 this morning after the blackest day on the jobs front since the recession began. 1972: 49,192 clare voters had the opportunity of saying yes or no on the polling on the referendum. 1983: there was concern to provide more money for road maintenance that some startling proposals were made. That was Tony Di Bart with The Real Thing – the biggest song on this day in 1994 Onto music news on this day In 2002 'Bohemian Rhapsody' by Queen was voted the UK's favourite single of all time in a poll by the Guinness Hit Singles book. 'Imagine' by John Lennon was voted in at No.2 and ‘Hey Jude', The Beatles No.3, 'Dancing Queen' by ABBA was fourth and Madonna 'Like A Prayer' was in fifth place. 2005 US coffee shop chain Starbucks banned the sale of Bruce Springsteen's latest album Devils and Dust over concerns about its adult content. The retailer - which stocked CDs at its branches in the US - said it would be promoting other albums instead. And finally celebrity birthdays on this day – singer Bob Seger was born in America in 1945 and actor George Clooney was born in America on this day in 1961 and this is some of the stuff he has done. I'll be back with you tomorrow with another edition of Ar An Lá Seo.

Wenn Hamlets Geist einen Duft trüge, dann wäre es wohl «Iris Silver Mist» aus dem Hause Serge Lutens: ein trockener, stählerner, übersinnlicher Duft. Die norwegische Künstlerin Jenny Hval bedient sich für ihr neustes Album an jenem Parfümnamen und übergibt uns damit eine Übung in Sinnlichkeit. Dieses Stück Musik fand seinen Anfang im Fehlen der Musik. Jenny Hval traf die Pandemie und die damit verbundenen Einschränkungen von Kontakten, Livemusik und Intimität sehr. Auf der Suche nach sensorischen Erlebnissen entdeckte sie Düfte für sich und vermochte die Leere zu füllen, die die fehlende Livemusik hinterliess. «Iris Silver Mist» wurde ein intimes, sinnliches Album, das uns animiert, unsere Umgebung mit allen Sinnen wahrzunehmen. «Iris Silver Mist» ist das neue Sounds! Album der Woche. Wir verlosen täglich CDs und Vinyl.

Tunes: Bremner: The Carle He Came o'er the Craft, Ravenscroft's Fancy Skinner: The Cradle Song Straight and Skillern: The Morning Post Eliza Ross: Will You Take a Wife Donald, Dark Girl of the Sheep, Donald MacDonald: Tail Toddle, Keep the Country Bonny Lassie, Earl Marischal's Reel, Old Rusty Gun, The Whimsical, Jingling Johnie, The Miller's Fair Daughter, Marion & Donald, A Mulinn Dubh, Bodachan a Ghairdh Litten: Fa La La, The Nymph Check out all my Albums here: https://jeremykingsbury.bandcamp.com/ +X+X+ Please also hunt through my collection, many or most of the people in my collection have also been on the podcast and are great artists to support on bandcamp friday: https://bandcamp.com/wetootwaag Here are some ways you can support the show: You can support the Podcast by joining the Patreon page at https://www.patreon.com/wetootwaag You can also take a minute to leave a review of the podcast if you listen on Itunes! Tell your piping and history friends about the podcast! Checkout my Merch Store on Bagpipeswag: https://www.bagpipeswag.com/wetootwaag You can also support me by Buying my Albums on Bandcamp: https://jeremykingsbury.bandcamp.com/ You can now buy physical CDs of my albums using this Kunaki link: https://kunaki.com/msales.asp?PublisherId=166528&pp=1 You can just send me an email at wetootwaag@gmail.com letting me know what you thought of the episode! Listener mail keeps me going! Finally I have some other support options here: https://www.wetootwaag.com/support Thanks! Listen on Itunes/Apple Podcasts: https://podcasts.apple.com/us/podcast/wetootwaags-bagpipe-and-history-podcast/id129776677 Listen on Spotify: https://open.spotify.com/show/5QxzqrSm0pu6v8y8pLsv5j?si=QLiG0L1pT1eu7B5_FDmgGA

Supply chain disruptions are resulting as Chinese freight ship arrivals at the busiest U.S. ports have dropped significantly due to the ongoing trade war and tariffs. Today's Stocks & Topics: BTAL - AGF U.S. Market Neutral Anti-Beta Fund, META - Meta Platforms Inc, Market Wrap, LDOS - Leidos Holdings Inc, SN – Shark Ninja Inc., Stock-Bond Correlation, CDs and Taxes, AIT - Applied Industrial Technologies Inc., NVST - Envista Holdings Corp., BBY - Best Buy Co. Inc., KKR and Capital Group Launch Hybrid Funds.Advertising Inquiries: https://redcircle.com/brands

How does a label execute ambitious rerelease campaigns for its key artists, in this case Yes and Talking Heads? We talk with Rhino A&R directors Jason Jones and Steve Woolard about the Super Deluxe Editions, Record Store Day releases and other archival packages they have been assembling for these two bands. Woolard also oversaw Yes rereleases more than 20 years ago—how have the band's audience and their expectations changed since then? Why does the Yes Close to the Edge box mix CDs, a Blu-ray and an LP while the Talking Heads: 77 box is all vinyl? Where are Jones and Woolard finding the treasure trove of live recordings from both bands? Which band members do they work with? Are Tales from Topographic Oceans and More Songs About Buildings and Food the next to get the Super Deluxe treatment, with the later albums to follow?

En medio de un contexto de incertidumbre global, varias señales han aumentado la percepción de riesgo de los inversionistas sobre el manejo fiscal de Colombia. La suspensión de la Línea de Crédito Flexible del FMI y el aumento en el CDS del país —ahora el más alto entre sus comparables de la región— son solo dos de ellas. En este episodio te explico en qué consisten estas señales, por qué son importantes y qué implicaciones tienen para la economía colombiana.

The FBI has been conducting lie detector tests as part of their ongoing investigations to ensure the accuracy of testimonies. Recently, a significant power outage affected Europe, leading to disruptions in daily activities,  and not sure why it happened. Additionally, KFI radio host Michael Monks has been discussing the implications of recent labor strikes in Los Angeles, which have had a considerable impact on various industries. In a surprising turn of events, there seems to be a resurgence in the popularity of CDs and DVDs, with many consumers returning to physical media for entertainment.

Bill talks with Metal Blade Records founder Brian Slagel. The conversation starts with Brian stating that he still loves working in the music industry, emphasizing passion over it feeling like a job. He says that the music itself hasn't changed much, but mentions how the business has evolved from vinyl to cassettes, CDs, and now streaming. Brian has started a podcast discussing heavy metal history and current trends, featuring notable guests from the metal community. Metal Blade Records continues to thrive with bands playing major venues and maintaining the genre's vitality.

#cuttheclutter A week since Pahalgam terror attack that claimed 26 lives, top level huddles are underway in Delhi to calibrate India's response. PM Modi chaired a key meeting with the Defence Minister, NSA, CDS & Chiefs of the three Armed Forces on Tuesday. In Kashmir, India's security forces have reportedly ‘spotted' terrorists behind the attack. ThePrint Editor-In-Chief Shekhar Gupta discusses the key developments on this big story, with Defence Editor Snehesh Alex Philip, in Episode 1650 of #CutTheClutter. They also discuss how Pakistani terrorists, especially LeT have upped the communication battle in Jammu & Kashmir. --------------------------------------------------------------------------------------------- Produced By: Mahira Khan

Damian Kulash of OK Go discusses his evolution from punk music fan, working with Dischord records, and creating boundary-pushing music, vinyl packaging and viral videos Topics Include: New album "And The Adjacent Possible" available for streaming now. Discussion about physical media's role in OK Go's output. OK Go primarily known for videos that "live in the ether." Damian was into physical record packaging during college years. First record was Herbie Hancock's "Rockit," bought at Tower Records. Young Damian damaged the record trying to scratch like DJ. Later played with Herbie Hancock at Obama's 50th birthday party. Musical journey from hip-hop through Prince, Beatles, Led Zeppelin. DC punk scene was influential, with bands playing in cafeterias. Started Level Records at age 15,with funding from Dischord Records. Ian MacKaye lent teenager Damian money to start label. Level Records produced 7-inches and compilation CDs for friends' bands. College made running a record label difficult for Damian. Studied art semiotics at Brown University. Worked as NPR radio engineer and Photoshop retoucher after college. Indifferent to Napster's rise during OK Go's early days. Band finances operated like "roadrunner off the cliff" cartoon. Discussion about gift economy model working for the band. Belief that making things you love matters most, not success. Music sometimes gets overshadowed by video's visual impact. Videos gave OK Go longevity beyond typical radio-hit bands. New album theme explores Stuart Kaufman's "adjacent possible" concept. OK Go doesn't have unified sound; band is "like a mixtape." Treadmill video was originally made for "nerdiest fans" only. Videos aim to create real events that connect with viewers. Physical pressings of OK Go albums are costly in secondary market. New vinyl features elaborate pop-up sphere in custom packaging. Hidden track on second album deliberately blocked copy-protection software. Record label "Paracadute" means parachute in Italian. Ten-year album gap wasn't intentional; life and pandemic happened. Directed "The Beanie Bubble" film with his wife for Apple. Film directing different from making music videos; less adrenaline-driven. Video production typically takes 3-6 months from concept to completion. Some video ideas abandoned when technology made them commonplace. Order the OK Go LP "And The Adjacent Possible" on vinyl here EXTENDED, Commercial free, high resolution version of this podcast is available at: www.Patreon.com/VinylGuide Listen on Apple: https://apple.co/2Y6ORU0 Listen on Spotify: https://spoti.fi/36qhlc8

This week's installment of the show features a full house, as Chris and Ethan are joined by producer Drew McFadyen - and the trio's longtime friend Sam Kulp! Sam shares how his passion for music developed from being gifted a few CDs as a child into choosing it as his field of academic study and making music himself. This week's episode is also a reunion of sorts, as Ethan, Drew, and Sam were in a band together in high school, so listen along as they trade stories about growing up together and finding their groove as a band, as well as other tales of lore. Sometimes, four pals talking music is what it's all about. Thanks to Sam and Drew for coming on this week! Support the show on Patreon! Becoming a Patron is the most effective way to support the show: https://www.patreon.com/grunge_bible  Support the show, buy some merch! https://grungebible.creator-spring.com/   

Guy Morris has released three pulse-pounding thrillers inspired by true stories, actual technologies, global politics and history.#guymorris #ai #masonicgroup================All Episodes can be found at ⁠https://www.podpage.com/speaking-podcast/ All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠ ------------------    About my Guest Guy Morris :After a traumatized childhood, Guy pushed on to earn multiple undergraduate degrees in economics, finance with a minor in computer science, before earning an MBA. Guy was awarded a full grad school scholarship and acceptance into the Harvard MBA program by building a macro-economic model that out-performed the US Federal Reserve. Starting with IBM, Guy went on to a 36-year leadership career with Fortune 100 software, high-tech and global energy such as Burroughs, Oxy Petroleum, Oracle, and Microsoft. Known as a thought-leader and innovator of leading edge technologies that span over three decades, including early stage AI, Guy now speaks to the dangers of AI. During his career, Guy was also a published song writer for Disney Records, recorded multiple CDs, produced an award-winning webisode series that brought the FBI to his door, earned a Coast Guard charter captain license, and an adventurer /diver who fed sharks. In 2019, Guy retired to pursue his third-act career as a self-published author of award-winning thrillers, most often compared to Dan Brown. From cartel death threats in Latin America to the shark diving in Moorea; from the Board Room to a recording studio; from child homelessness to corporate jets, Guy pulls from a rich life of diverse experience to write books that thrill, educate, and inspire thoughtful dialogue on genuine issues facing humanity.Since his 2021 debut, Guy has released three pulse-pounding thrillers inspired by true stories, actual technologies, global politics and history. His Kirkus recommended books won both a Reader's Favorite Gold and Silver Award, listed on BookTrib's Favorite 25 Books of 2021, finalist for IAN Book of the Year, and semi-finalist for Screencraft's Cinematic Book. His articles have been published in SD Voyager, and Mystery & Suspense magazines.What we Discussed:  00:40 Who is Guy Morris01:20 How he became Homeless at a young age05:15 The Hardship created his success mentality08:10 Never Judge any persons job Position10:30 The Patents he created13:30 The FBI Knocking on his door  20:20 His book was ahead of his time22:15 DARPA mentioned in the book26:10 The Bilderberg Group29:00 The Illuminati and Freemasons33:00 Who is the Bad Guy Behind the Bad Guy33:35 My expereince at a Masons Event and friends in it36:00 They believe in Karma so tell us what they will do38:00 The World Economic Forum and the Great Reset39:45 How he wrote about things before they happened44:30 DNA & Cloning47:15 It was not called Artifical Intelligence before50:10 Different Ai Types53:10 What is Good with Ai56:45 Ai does not need to be politically correct1:01:15 Ai can be Biased1:04:10 Technology that was available 100+ years ago1:08:00 His 3 Books and Awards1:10:05 Could the Book become a MovieHow to Contact Guy Morrishttps://www.guymorrisbooks.com/https://x.com/guymorrisbookshttps://www.linkedin.com/in/guybmorris/https://www.instagram.com/authorguymorris/https://www.facebook.com/OfficialGuyMorrisBookshttps://www.youtube.com/channel/UCGi3JinUp6w24dJmDVq3ZKg------------------All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠ ___________________

Guy Morris has released three pulse-pounding thrillers inspired by true stories, actual technologies, global politics and history.#guymorris #ai #masonicgroup================All Episodes can be found at ⁠https://www.podpage.com/speaking-podcast/ All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠ ------------------    About my Guest Guy Morris : After a traumatized childhood, Guy pushed on to earn multiple undergraduate degrees in economics, finance with a minor in computer science, before earning an MBA. Guy was awarded a full grad school scholarship and acceptance into the Harvard MBA program by building a macro-economic model that out-performed the US Federal Reserve. Starting with IBM, Guy went on to a 36-year leadership career with Fortune 100 software, high-tech and global energy such as Burroughs, Oxy Petroleum, Oracle, and Microsoft. Known as a thought-leader and innovator of leading edge technologies that span over three decades, including early stage AI, Guy now speaks to the dangers of AI. During his career, Guy was also a published song writer for Disney Records, recorded multiple CDs, produced an award-winning webisode series that brought the FBI to his door, earned a Coast Guard charter captain license, and an adventurer /diver who fed sharks. In 2019, Guy retired to pursue his third-act career as a self-published author of award-winning thrillers, most often compared to Dan Brown. From cartel death threats in Latin America to the shark diving in Moorea; from the Board Room to a recording studio; from child homelessness to corporate jets, Guy pulls from a rich life of diverse experience to write books that thrill, educate, and inspire thoughtful dialogue on genuine issues facing humanity.Since his 2021 debut, Guy has released three pulse-pounding thrillers inspired by true stories, actual technologies, global politics and history. His Kirkus recommended books won both a Reader's Favorite Gold and Silver Award, listed on BookTrib's Favorite 25 Books of 2021, finalist for IAN Book of the Year, and semi-finalist for Screencraft's Cinematic Book. His articles have been published in SD Voyager, and Mystery & Suspense magazines.What we Discussed:  00:40 Who is Guy Morris01:20 How he became Homeless at a young age05:15 The Hardship created his success mentality08:10 Never Judge any persons job Position10:30 The Patents he created13:30 The FBI Knocking on his door  20:20 His book was ahead of his time22:15 DARPA mentioned in the book26:10 The Bilderberg Group29:00 The Illuminati and Freemasons33:00 Who is the Bad Guy Behind the Bad Guy33:35 My expereince at a Masons Event and friends in it36:00 They believe in Karma so tell us what they will do38:00 The World Economic Forum and the Great Reset39:45 How he wrote about things before they happened44:30 DNA & Cloning47:15 It was not called Artifical Intelligence before50:10 Different Ai Types53:10 What is Good with Ai56:45 Ai does not need to be politically correct1:01:15 Ai can be Biased1:04:10 Technology that was available 100+ years ago1:08:00 His 3 Books and Awards1:10:05 Could the Book become a MovieHow to Contact Guy Morrishttps://www.guymorrisbooks.com/ https://x.com/guymorrisbookshttps://www.linkedin.com/in/guybmorris/https://www.instagram.com/authorguymorris/https://www.facebook.com/OfficialGuyMorrisBookshttps://www.youtube.com/channel/UCGi3JinUp6w24dJmDVq3ZKg------------------All about Roy / Brain Gym & Virtual Assistants at ⁠https://roycoughlan.com/⁠ ___________________

Free 30 Day Trial to Go2Lister https://www.go2lister.com/mike Need 1 on 1 help? - https://app.simplymeet.me/theusedbookguy I help teach people how to make money selling books on Amazon, leveraging the platform's vast reach and the profitability of reselling used books. How to sell books on Amazon? Selling books on Amazon can be an excellent side hustle or a full-time endeavor, particularly if you enjoy thrifting through places like Goodwill for hidden treasures. How to start selling on Amazon is accessible, and with my guidance on how to sell books, DVDs, CDs, and other media, beginners can quickly learn the ropes. Utilizing Amazon FBA streamlines operations, allowing sellers to focus more on sourcing and less on logistics. As a reselling coach, I provide tutorials and guidance on navigating challenges like ungating and optimizing listings for maximum visibility and sales. Whether you're looking for a part-time side hustle or aiming to become a full-time reseller, I will teach you the ins and outs of thrifting books and selling books online and can pave the way to creating passive income streams and achieving business growth.

Listener Q&A where Andy talks about: Buffer ETFs and whether they can be used as replacements for CDs in building a ladder for upcoming years' expenses ( 4:29 )His thoughts on direct indexing and whether it's worth doing to try to make non-qualified accounts for tax-efficient ( 14:11 )Whether or not it's practical to implement a bucketing strategy ( 23:38 )Considerations to put into a will when there is a beneficiary who may be contentious or difficult to deal with ( 34:18 )Estate size exemptions and considerations for spouses splitting up accounts ( 42:55 )Annualizing income on Form 2210 when making estimated payments and income earned or recognized is lumpy or uneven throughout the year ( 48:37 )The "Kiddie Tax" and when it applies ( 54:27 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

11 plus years as a District Attorney … turned headlining comedian … author … musician … actor …. painter … to say Paul D'Angelo is a well-rounded Renaissance Man, is a vast understatement.   First things first … Yes, Paul has Dick Doherty stories (sadly, no Dick Bucks) but he has stories about the drive-in theater his family owned in Medford, moving to LA in mid 90s, his recent art show, the books he's written (which along with comedy specials & CDs, are all available on his site): PDangelo.com (Paul has some great content on his YouTube channel)   Also … chatted the cross over between being in front of a jury and a chatty audience member at a comedy show.   Super smart, super funny and a great guest.   @PDangelo on YT and IG Follow   CPP pretty much just on IG at: Carnival Personnel Podcast   Opening: Gomer by Beyond Id (on “The Stovin' Years on Spotify)   Closing Song: The Demise Of Your Favorite Bar by Bantom Woods (out on all platforms now)   Thanks To Paul for letting us use his Stand Up Clips Too

Tig and Mae talk about what CDs they're spinning and pillow pref's on a perfectly potent Pretty Little Episode!Handsome is streaming LIVE from Austin April 12! Get your tickets here.Handsome is hosted by Tig Notaro, Mae Martin, and Fortune FeimsterSubmit questions to speakpipe.com/handsomepodFollow us on social media @handsomepodMerch at handsomepod.comWatch Handsome on YouTubeThis is a Headgum podcast. Follow Headgum on Twitter, Instagram, and Tiktok. Advertise on Handsome via Gumball.fm.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.