Podcasts about CDS

My guest today is Gavin Baker, founding partner and CIO of Atreides Management. This is our seventh conversation, and just two months after Gavin's last appearance. It's about the gap between what the market is doing and what companies are seeing. It's been a tough month or so for public AI names, but there's no sign of a slowdown on the ground in Silicon Valley. We discuss the latest moves, contracted vs. spot GPU prices, the game theory of memory supply agreements, and why Claude has become the Walter Cronkite of the stock market. We close on SpaceX, orbital compute, and what Gavin sees as the single biggest risk to all of it. Please enjoy this conversation, from the famous table at Benchmark, with my friend Gavin Baker. For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at colossus.com/subscribe. ----- Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to ramp.com/invest to sign up for free and get a $250 welcome bonus. ----- Trusted by thousands of businesses, Vanta continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Invest Like the Best listeners get a special offer of $1,000 off Vanta when you go to vanta.com/invest.  ----- WorkOS is the infrastructure B2B and AI-native companies use to sell to enterprise. It covers everything enterprise security requires: SSO, SCIM, RBAC, Audit Logs, AI governance, and more. Trusted by 2,000+ fast-growing companies, including OpenAI, Anthropic, Cursor, and Vercel. ----- Rogo is the AI platform for finance. They're building agents for Wall Street that are trained to understand how bankers and investors actually do work: from diligence and modeling, to turning analysis into deliverables. To learn more, visit rogo.ai/invest. ----- Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit ridgeline.ai. ----- Editing and post-production work for this episode was provided by The Podcast Consultant. Timestamps: (00:00:00) Welcome to Invest Like The Best (00:02:35) First Question: July Was 2022 in a Month (00:04:08) The Private Companies Public Markets Can't See (00:05:06) Old GPUs Repricing Higher (00:06:53) Walking Through the Month (00:08:22) Kimi, GLM 5.2 & the Open Source Freak-Out (00:10:51) Real Yields, Spreads & CDS (00:11:54) Does the Build-Out Need Credit? (00:15:22) A Sell-Off With No Clear Villain (00:17:35) Open Source as Dark Matter (00:18:39) Nvidia's Lowest Forward PE in 10 Years (00:21:35) Claude as Walter Cronkite for the Stock Market (00:23:55) Continual Learning & Sample Efficiency (00:25:19) What Would Actually Scare Him (00:26:38) Routers & the Multi-Model Future (00:30:51) Tokens as a Percent of Comp Spend (00:33:37) The Game Theory of Breaking an LTA (00:36:41) Nvidia's Credit Wrapper & Revenue Share (00:37:45) What He'd Do If He Ran Hynix (00:41:46) Who's More Bullish than Him (00:43:28) China's DUV Machine (00:46:10) Bull Case for Software (00:48:16) The RSI Maximalist View (00:49:31) Inference Clouds Growing Without Burning Cash (00:50:35) The Biggest Risk Is Regulation (00:53:44) Telling the Story Better (00:57:15) Dark Horses (00:58:02) SpaceX in the Public Markets

Kevin finds a new sex toy he can't wrap his head around, Shuddy Boy is currently swimming in an ocean of CDs and "Nicolas Cage" clears the air about his new movie being stolen from Netflix.

On today's episode of The Therapy Crouch, Abbey and Pete are back in the UK—squatting in their own garage amidst full-blown house renovation chaos! The sun is shining, the garden veg is thriving, but Pete's weekly whine is off to a rocky start thanks to hay fever, pond-side seating, and heatwaves. Pete opens up about getting stitched up in the Hamptons when he traded doing his famous robot dance for making Abbey sing Lady Gaga's Shallow completely sober in front of 200 people! Meanwhile, the guys discuss restaurant etiquette—specifically, whether you've ever had the guts to send a bottle of wine back after a sommelier incident involving sulfur notes and raw cabbage. In this week's Weekly Whines, we hear from a listener worried he's turning "too femme" for his wife after getting the ICK for sunbathing face down, ordering a 'Pink Innocence' mocktail in a massive fishbowl, and getting heavily into yoga and meditation. Plus, Abbey and Pete kick off their epic 90s vs 2020s Nostalgia Battle! From Panda Pops vs Prime, WKD & Bacardi Breezers vs Espresso Martinis, to Gladiators vs Love Island, and buying physical CDs vs hijacking each other's Spotify accounts—we settle what was truly elite. If you want to submit an Agony Ab to the podcast - hit the link below:https://docs.google.com/forms/d/1rAKDST4HU_8al_aWpOlys3TRJrWvDV-84piVdlOOjU4/edit00:00 Introduction & Garage Life 02:55 Hamptons Karaoke Embarrassment 08:37 Sending Wine Back: Cabbage & Sewage 10:37 ChatGPT & AI Diet Plans 14:45 Weekly Whine: The "Pink Innocence" Ick 22:15 House Renovations & TV Wall Disputes 26:05 US vs UK Tipping Culture 28:07 America's Plastic Problem 31:32 90s vs 2020s: Panda Pops vs Prime 33:29 Pete's Isle of Wight Dance Competition Lie 36:54 90s vs 2020s: Breezers, WKD & 0% Lagers 43:09 Gladiators vs Love Island 45:03 CDs & Lyric Booklets vs Spotify 47:59 Abbey's Portugal "Leaking" IncidentTo contact us:Email: thetherapycrouch@gmail.comInstagram: https://www.instagram.com/thetherapycrouchpodcast/TikTok: https://www.tiktok.com/@thetherapycrouchWebsite: https://thetherapycrouch.com/For more from Peter: https://twitter.com/petercrouchFor more from Abbey: https://www.instagram.com/abbeyclancyOur clips channel: https://www.youtube.com/channel/UCZntcv96YhN8IvMAKsz4Dbg Hosted on Acast. See acast.com/privacy for more information.

Welcome back to another episode of Mazi's World! In this episode, Mazi and Skrillz celebrate coming in second place for "Best Podcast" in San Antonio, give a massive shoutout to the community, and talk about the upcoming official celebration party. They dive deep into the classic nostalgia of music—comparing physical vinyls and CDs to modern digital streaming—and debate the current state of hip-hop and the XXL Freshman class. Plus, they react to xBValentine's Latin Grammy push, give event updates for Funk Fest San Antonio featuring Zapp and Lakeside, and break down local community pull-ups like Auxtails 2 and the Connect the Dots back-to-school drive! Hit that Subscribe button, turn on notifications

ਜੇ ਤੁਸੀਂ 2000 ਦੇ ਦਹਾਕੇ ਵਿੱਚ 'ਭੱਟ ਤੇ ਭੱਟੀ' ਵੇਖ ਕੇ ਹੱਸ-ਹੱਸ ਲੋਟਪੋਟ ਹੋਏ ਸੀ, ਤਾਂ ਇਹ ਗੱਲਬਾਤ ਤੁਹਾਡੇ ਲਈ ਹੈ। ਉਸੇ ਡੱਬਿੰਗ ਦੇ ਜਾਦੂਗਰ ਸੱਜਾਦ ਜਾਨੀ ਆਪਣੇ ਹਾਲੀਆ ਆਸਟ੍ਰੇਲੀਆ ਦੌਰੇ ਦੌਰਾਨ ਸ਼ਾਗਿਰਦਾਂ ਫ਼ੈਜ਼ਲ ਰਾਮੇ ਅਤੇ ਸਾਜਿਦ ਹੁਸੈਨ ਉਰਫ਼ ਮਿੱਠਾ ਪੁਰੀਆ ਨਾਲ ਐਸ ਬੀ ਐਸ ਦੇ ਸਟੂਡੀਓ ਪਹੁੰਚੇ ਸਨ। ਇਸ ਖ਼ਾਸ ਮੁਲਾਕਾਤ ਵਿੱਚ ਸੱਜਾਦ ਜਾਨੀ ਨੇ ਦੱਸਿਆ ਕਿ "ਭੱਟ ਤੇ ਭੱਟੀ" ਦੀ ਕਾਮਯਾਬੀ ਪਿੱਛੇ ਸੀ.ਡੀ. (CDs) ਵੰਡਣ ਤੋਂ ਲੈ ਕੇ ਕ੍ਰੈਡਿਟ ਦੀ ਲੜਾਈ ਤੱਕ ਕਿਹੜੇ ਸੰਘਰਸ਼ ਸਨ, ਤੇ ਅੱਜ ਵੀ ਉਨ੍ਹਾਂ ਦੀ ਪਛਾਣ ਪਿੱਛੇ ਇਸ ਇੱਕ ਕੰਮ ਦਾ ਕਿੰਨਾ ਵੱਡਾ ਰੋਲ ਹੈ।

Everyone believes the AI bubble is mainly about stocks. That makes sense. The obvious historical comparison is the dot-com bubble. However, this one is all about credit unlike 1999. And that credit is now talking loudly through credit default swaps and other debt market signals. Companies like Oracle and SpaceX have seen their CDS prices surge recently, with big moves in July across all the big names in AI tech: Amazon, Meta, and negative cash flow for the first time Google, Alphabet, whatever the company calls itself. Nvidia is seeing higher premiums. Even BlackRock trying to sell an AI-linked bond, similar results to what we talked about with Amazon's bond.The debt problem is spreading and deepening as the debt cycle turns more and more. Eurodollar University's Money & Macro Analysis----------------------------------------------------------------------------------What if your gold could actually pay you every month… in MORE gold?That's exactly what Monetary Metals does. You still own your gold, fully insured in your name, but instead of sitting idle, it earns real yield paid in physical gold. No selling. No trading. Just more gold every month.Check it out here: https://monetary-metals.com/snider----------------------------------------------------------------------------------If you want to see The Four Economic Regimes, and How to Position Your Portfolio for Each One, sign up here https://eurodollar-university.com/home-page----------------------------------------------------------------------------------https://www.bloomberg.com/news/articles/2026-07-27/blackrock-raises-12-5-billion-of-debt-for-meta-data-centerhttps://www.tomshardware.com/tech-industry/artificial-intelligence/ai-cost-crisis-hits-tech-giants-as-employee-tokenmaxxing-backfires-agentic-ai-eats-up-to-1000x-more-tokens-than-standard-ai-sparks-corporate-pullback-at-microsoft-meta-and-amazonhttps://mashable.com/tech/ai-backlash-vibe-shifthttps://www.facebook.com/FastMoney/videos/oracle-reportedly-facing-cost-overruns/1033596599253258/https://www.wsj.com/video/lessons-from-the-dot-com-bubble/FB0BBA73-9133-4000-8C71-4A5B6C7D8AB7https://www.cnn.com/videos/tv/2018/07/26/2000s-original-series-episode-4-clip-2-technology.cnnhttps://www.youtube.com/watch?v=TfW5pWpsHAohttps://uk.finance.yahoo.com/video/spacex-sheds-600-billion-three-085352127.htmlhttps://www.youtube.com/watch?v=IW-dfyp8OkUhttps://finance.yahoo.com/video/chip-stocks-fight-to-rebound-as-semiconductors-slip-into-bear-market-135658468.htmlhttps://www.youtube.com/watch?v=pCSDhGHgDG4https://finance.yahoo.com/video/chip-sell-off-even-sk-hynixs-1242-profit-growth-couldnt-wow-investors-133907245.htmlhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDUI'll also be active on Bravais Social - a new AI-centered social network designed for professionals and knowledge workers. The platform aims to bring together a wider range of tools and functionalities tailored specifically for professional interaction, research, and knowledge exchange in one place. You can find me here: https://bravais.social/profile/edu

Join this channel to get access to perks such as Weekly Zoom Calls & Private Discord!! https://www.youtube.com/channel/UC4BqTVQA1pCwe9QaEPwD3MQ/join Free 30 Day Trial to Go2Lister https://www.go2lister.com/mike Have restricted Books, CDs or DVDs? Get a 50/50 profit split with Max! More information can be found here! https://www.getmaxxaccess.com/ I help teach people how to make money selling books on Amazon, leveraging the platform's vast reach and the profitability of reselling used books. How to sell books on Amazon? Selling books on Amazon can be an excellent side hustle or a full-time endeavor, particularly if you enjoy thrifting through places like Goodwill for hidden treasures. How to start selling on Amazon is accessible, and with my guidance on how to sell books, DVDs, CDs, and other media, beginners can quickly learn the ropes. Utilizing Amazon FBA streamlines operations, allowing sellers to focus more on sourcing and less on logistics. As a reselling coach, I provide tutorials and guidance on navigating challenges like ungating and optimizing listings for maximum visibility and sales. Whether you're looking for a part-time side hustle or aiming to become a full-time reseller, I will teach you the ins and outs of thrifting books and selling books online and can pave the way to creating passive income streams and achieving business growth. Want to support me or Deb use the links below!! Dont Work Forever Acorns Investing App - https://acorns.com/share/?shareable_code=8NP9SW5&first_name=Michael

Today's edition features a bunch of great new releases, some new (to me) CDs by my recent "discoveries" at the Vancouver and Mission Folk Festivals, a sneak peek at artists performing next weekend at The Rolls Royce Of Canadian Folk Festivals (Edmonton), and a few extra special personal favourites to celebrate my birthday (tomorrow). Also a very sad RIP to Irish singer songwriter Glen Hansard, who lost his life in a motorcycle accident last Wednesday.

PICTISH TRAIL and LAURA look ahead to this month's HOWLIN' FRINGE series at Leith Cricket Club, chatting about the latest additions to the line-up and what to expect across three Wednesday nights live music. They also introduce details of a brand new Lost Map survey, which will invite listeners to share their thoughts on how the label releases music and where it should head next. There's plenty of new music along the way, including a new single from BOTH HANDS, the return of RICK REDBEARD and a cosmic remix of ISHAAQ AARKISTRA, plus all the usual PostMap Club chat. This month's featured interview is with Lukas Clasen, aka SULKA - who talks about the making of his new album Bute. They discuss writing and recording the album between the Isle of Bute and Glasgow, embracing the warmth and immediacy of DIY recording, and the people, places and memories that shaped the record. To support what we do at Lost Map, join our membership club – PostMap Club! Get postcards each month with download codes for new music, plus a badge, newsletter, and 15% off records, CDs, tapes, and merch. Digital memberships are available too. Visit lostmap.com/club for details. NEW MEMBERS in August 2026 will receive a bumper pack of postcards and a brand-new Lost Map CD compilation, featuring our favourite tracks from the past year. - SOME VERY USEFUL LINKS: Join PostMap Club: lostmap.com/club Howlin' Fringe Sulka – Bute Ishaaq Aarkistra – Arikomban Space Both Hands - Be Like A Mountain In A Moonlit Way Sign up to the Lost Map mailing list! Visit Good Vibes Record Store! If you'd like to get in touch about anything, plop us an email: club@lostmap.com - This episode of the Lost Map Podcast was presented by Pictish Trail and Laura Doherty. Editing and additional production from Joe Cormack.

流動性與實務交易思維: 1:13 歷史最大漲點/跌點，只要流動性並未恢復都不算好事 3:36 下週一過大正價差校正，開盤下跌收斂止穩是標準且最好劇本 6:25 逢低加碼?真的還有錢嗎… 持股續抱等流動性恢復才是最實際建議 13:25 中大型股/股期標的看10MA、中小型股看5MA為判斷指標 15:47 先解套的持股反而不要出，買愈早套愈深愈要先停損 CSP財報與Beat%差值分析 16:25 先前看現金流數據，現在目光要轉向債/CDS即時報價 22:00 現金流的近似數據: 雲收入與資本支出的Beat%差值 24:12 四大CSP的Beat%計算與舉例 28:10 我最看好Google的理由1: TPU v9加速成長，逼近NVIDIA!? 30:12 理由2: LLM內捲(X)，相信Google有其他全新AI架構壓箱寶 33:48 資料庫的豐富度，舊時代且未經AI染指的資料是稀缺的 35:43 小結 相關文章與連結: BIGECON | 站在巨人的肩膀上看經濟 -- Hosting provided by SoundOn

BEST SHOW BESTS! In this classic clip, Tom gets a visit from author RICK HIGGINS! (Originally Aired on July 27, 2010)New to the Best Show? Check out Best Show Bests, the greatest hits of The Best Show! Available every Friday on your podcast app.BEST SHOW GARAGE SALE - NOW ONLINE!Shop classic Best Show merch including shirts, vinyl, CDs & DVDs, posters, stickers, and more!https://bestshowstore.comSUPPORT THE BEST SHOW ON PATREON! WEEKLY BONUS EPISODES & VIDEO EPISODES!https://www.patreon.com/TheBestShowWATCH THE BEST SHOW LIVE EVERY TUESDAY NIGHT 6PM PT ON TWITCHhttps://www.twitch.tv/bestshow4lifeFOLLOW THE BEST SHOW:https://twitter.com/bestshow4lifehttps://instagram.com/bestshow4lifehttps://tiktok.com/@bestshow4lifehttps://www.youtube.com/bestshow4lifeTHE BEST SHOW IS A FOREVER DOG PODCASThttps://thebestshow.nethttps://foreverdogpodcasts.com/podcasts/the-best-showHEARD IT ON THE BEST SHOW PLAYLISThttps://open.spotify.com/playlist/2XIpICdeecaBIC2kBLUpKL?si=07ccc339d9d84267See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As healthcare continues its transition toward value-based care, clinical decision support (CDS) is becoming an essential tool for improving appropriate utilization while reducing administrative burden. On this episode, guest hosts Dr Sandy Rolfe (Optum, WEDI Genomics Workgroup) and Julie Brown-Georgi (AMA, WEDI's Value-Based Care Workgroup) interview Rachael Hulshizer from Mayo Clinic and Elizabeth Zobel from CareSelect® Lab to discuss how EHR-integrated, point-of-order CDS is transforming laboratory and genomic test ordering through evidence-based guidance, interoperability standards, and actionable analytics. The conversation explores how structured data, FHIR-enabled exchange, and clinician-centered workflows can help advance stewardship, improve patient care, and support the future of precision medicine

Greetings, bonjour, what's happeningWelcome to Lager TimeCouple more poems this week from my first book – The Suburban – The 2100 to No Where To Nowhere and Montage as part of the ongoing recording, to make into an audio book.2100 was published in the Rhyming Thunder Anthology from Burning Eye Books back in 2011 or 12 I think. Montage I rarely performed by we shot a video for it, at my mate Steve's old gaff in Kilburn, with the mighty Peter Hayhoe and his Muddy Feet GangHope you all enjoy the cooler weatherPeas and tatersPaulLINKSThe Suburban bookMontage VideoRhyming Thunder AnthologyAdult Entertainment Poetry gig on Friday 7th August @ Café Oto – 7PM – Dalston JunctionWhat We Do When We Can't Dance @ Theatre Royal Plymouth – 11th August @ Theatre Royal Plymouth – 5pmThe 21.00 to NowhereOne of several large flat-screen TVs blinks silently, rotating an incessant stream of updating information from the world of football and a few other sports which fight like pigeons over the remaining crumbs of coverage, muted to a theme tune of songs played over the PA, mostly belonging to a decade before. Lip-syncing Sky Sports newsreaders with Snow Patrol or Oasis becomes a game in itself. The many pillars of unofficial knowledge that often populate pubs, normally stood like dusty ornaments at the bar, will tell you the breweries pay less to PRS for the older songs, like it's some grand racket that none of us are supposed to be in on.This is no normal pub. Establishments like this one, with its sports screens, high bar stools and signed shirts in frames, will rarely produce such loyal patrons, due to the nature of the clientele they serve on a daily basis, for they belong in train stations. Suspending animation between places as people revolve as fast as turnstile gates on packed match days.Located conveniently between A and B, these are the types of bars which I never remember the name of, but chances are I'll know what beers they sell, how much they charge, and I'll quietly tut when I receive my change on a shiny silver tray with a receipt including the VAT breakdown and the bartender's name, which in this case is Pascal, not that we're on a first-name basis, and it's that lack of familiarity which appeals to me.With décor and furniture normally generic enough that even the most eccentric amongst us can blend in and become anonymous, it's in here I can quietly sip my beer and disappear. In here I don't exist, trapped between time zones for when I have no place to go. This soulless sports bar is a waiting room, where reason can consult my heart and pick apart my brain, or simply sit, sip and switch off.I watch as commuters come and go for a post-work drink. Some look as if they're biding their time before the big squeeze back to the provinces, towns of the type I grew up in. Tourists browse the expensive food menus in which oven-heated ready meals appear at the blink of an eye. Groups of lads and girls break journeys, downing booze at breakneck speed before they leave to presumably go on elsewhere to drink even more.If I sit here long enough, the merry-go-round of sports updates will produce a new piece of news. I might even hear a song I once liked. The few pound coins in the tray, the residue of a £10 note used to pay for a pint, may not even see the dark cotton cushion of my pocket, and may just be popped into the slot of a fruit machine, depending on how low I sink.Today I'm sat, about three feet off the ground, on this high stool, nursing an expensive pint poured by Pascal, and I will take my time. This bar is my camo-pattern jacket hidden amongst the leaves and, when I'm ready, I'll slowly slip off my stool and go locate my train.MontageYou wake up,you walk into the bathroom,you're wondering what's happened to your mate,your best mate.What's changed?You ain't seen him in days.You look in the mirror and wonder what's happened to your face.What's changed?You ain't shaved in days.Another line in your forehead appears,the gears in your imagination begin to grind,the light in your mind flickers and the film reels begin to rotate.Cue montage.Coldplay plays,your mate and his girl,arm-in-arm walks in the park kicking up leaves,feeding ducks in the pond,trips to the sea,trips to art galleries,joint shopping trips to Gap and H&M,his and hers, hers and his,sharing friends over drinks,mates are now friends, friends are nowours, ours ain't his, ours ain't you,dinner parties, dinner parties usingrecipes taken from celebrity chefs, expensiveA4 hardback conveniently rests on the clinically cleankitchen surface, strategically placed to make it look like itwasn't placed to imply taste,Sunday afternoons in gastropubs or in Starbucks, drinkingfrom huge coffee mugs held with two hands, then taking selfies,cheesy trinkets and cutlery,amalgamating diaries,middle-ground CDs,middle-ground DVDs,middle-ground being,feeling like carpet under your feet, hiding thecold hard damp scarred floorboards underneath whereskeletons of single ex-friends lie reclusefor choosing to refuse to wear shoes in place of trainersin order to gain entry into cheesy nightclub venues,continuing to smoke weed, consume lager, watchfootball and smash kebabs,still listening to hip-hop and underground dance music,still rebelling against chart music,still laughing when farting,still openly honest about porn use,still treading water in an ocean of self-loathing where theonly humane feeling that remains is the pain fromgetting salt in the wounds,still complaining about the day-to-day pursuit of pay andfeeling unfulfilled, that grates like an itch you can neverquite reach between the shoulder blades,lacking the kind of companion that will scratch it andrelieve it, then embrace you for all your insecurities,idiosyncrasies and imperfections and tell you that it will all be OK,chuckling in your ear, stroking your hair, kissing youon the cheek, then walking away, leaving her sweetperfume in the airspace as you look in the mirror, seeyour face, think of her and think, Shit,life's alright.Instead you see your face,your muggy unshaven face,and you think of your mateand you hope the prick is happy. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit cree.substack.com

It's time to dust off your WOW compilation CDs because Erin, Evan, and Jamie are snake drafting the CCM artists! We're picking some of our favorite contemporary Christian artists and then investigating what they're up to now. You'll hear updates on Jars of Clay, Jump5, and plenty of early-2000s Christian music nostalgia.MENTIONSKaty Hudson: Original Album on YouTube | Early Career Deep Dive Jars of Clay: Spotify | Apple Music | Soccer MosesCrowder: Spotify | Apple Music | Relevant ArticleNichole Nordeman: Spotify | Apple MusicJump5: Spotify | Apple Music | 20th Anniversary Video Mark Schultz: Spotify | Apple MusicSkillet: Spotify | Apple Music | Cooper Stuff PodcastPoint of Grace: Spotify | Apple Music Stacie Orrico: Spotify | Apple Music Vicky Beeching: Website The Faith Adjacent Seminary: Support us on Patreon. Erin Moon: I've Got Questions | Substack | Instagram | WebsiteEvan Dodson: Instagram | TikTok | SubstackJamie Golden: Instagram | The Popcast with Knox and JamieSubscribe to our Newsletter: The Dish from Faith AdjacentFaith Adjacent Merch: Shop HereShop our Amazon Link: amazon.com/shop/faithadjacentFollow Faith Adjacent on Socials: Instagram See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Are investors overreacting to rising credit spreads among the largest AI hyperscalers? As companies like Amazon, Microsoft, Alphabet, Meta, and Oracle continue borrowing heavily to fund massive AI infrastructure, headlines are warning of "carnage" in hyperscaler credit markets. But does wider credit spread really signal financial trouble—or simply reflect unprecedented capital spending? Lance Roberts & Michael Lebowitz examine what credit default swaps (CDS), bond spreads, and AI capital expenditures are actually telling investors. We'll separate sensational headlines from market reality, and explore whether this is a genuine warning sign or another example of fear outrunning the fundamentals. 0:00 INTRO 1:01 - Markets Sell of as Margins Unwind 3:48 - What Happens When Moving Averages Are Broken 7:22 - Yields Respond to FOMC 9:42 - What Walsh Didn't Say... 14:01 - Four Things (he did say) 16:01 - No Support for Rate Hikes in Slowing Economy 21:26 - Momentum is the Market Driver (and it's unwinding) 23:24 - Why the 2% Inflation Target? 27:09 - Google vs Microsoft Earnings & Market Responses 30:25 - Hyperscalers & Credit Spreads 36:34 - Oracle is the Problem Child 37:42 - Market Price Narratives are not Realistic 39:42 - The Importance of Risk Management Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lsx5FwAF_mQ ------- Articles mentioned in this report: "Carnage In Hyperscaler Credit: Really?" https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "Will the Fed Meeting Matter?" https://youtube.com/live/NXuTqIZToX0 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #MomentumStocks #MarketOutlook #ArtificialIntelligence #Investing #TechStocks #PortfolioManagement

Are investors overreacting to rising credit spreads among the largest AI hyperscalers? As companies like Amazon, Microsoft, Alphabet, Meta, and Oracle continue borrowing heavily to fund massive AI infrastructure, headlines are warning of "carnage" in hyperscaler credit markets. But does wider credit spread really signal financial trouble—or simply reflect unprecedented capital spending? Lance Roberts & Michael Lebowitz examine what credit default swaps (CDS), bond spreads, and AI capital expenditures are actually telling investors. We'll separate sensational headlines from market reality, and explore whether this is a genuine warning sign or another example of fear outrunning the fundamentals. 0:00 INTRO 1:01 - Markets Sell of as Margins Unwind 3:48 - What Happens When Moving Averages Are Broken 7:22 - Yields Respond to FOMC 9:42 - What Walsh Didn't Say... 14:01 - Four Things (he did say) 16:01 - No Support for Rate Hikes in Slowing Economy 21:26 - Momentum is the Market Driver (and it's unwinding) 23:24 - Why the 2% Inflation Target? 27:09 - Google vs Microsoft Earnings & Market Responses 30:25 - Hyperscalers & Credit Spreads 36:34 - Oracle is the Problem Child 37:42 - Market Price Narratives are not Realistic 39:42 - The Importance of Risk Management Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lsx5FwAF_mQ ------- Articles mentioned in this report: "Carnage In Hyperscaler Credit: Really?" https://realinvestmentadvice.com/resources/blog/carnage-in-hyperscaler-credit-really/ -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "Will the Fed Meeting Matter?" https://youtube.com/live/NXuTqIZToX0 ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #TechnicalAnalysis #MomentumStocks #MarketOutlook #ArtificialIntelligence #Investing #TechStocks #PortfolioManagement

What should you do when a large sum of money suddenly comes your way? In this episode of Without the Bank, Mary Jo Irmen explains pratical financial strategies and how to think through a lump sum from an inheritance, business sale, real estate transaction, oil or mineral income, death benefit, or other unexpected source of money. Mary Jo compares different ways to structure and manage a lump sum, including IRAs, annuities, CDs, brokerage accounts, and properly designed life insurance. She discusses liquidity, taxes, market risk, required distributions, long-term care, future cash flow, and how your decisions may affect the money you leave to your heirs. The central question is not simply, "Where should I put the money?" It is: "What is this money supposed to accomplish, and how can I structure it around my life, cash flow, and legacy goals?" Mary Jo also shares examples involving oil income, inherited wealth, and a potential $17 million death benefit to illustrate why large sums require careful planning rather than an impulse purchase or a rushed investment decision. Chapters 00:00 Don't Blow the Windfall 00:26 Welcome and Big Money Questions 00:52 What Counts as a Lump Sum 01:27 Small Windfalls and Premium Reality 03:17 Single Premium and Tax Tradeoffs 03:51 Oil Money and Irregular Income 05:29 Where to Park Extra Cash 11:05 Spending Traps and Lottery Lessons 12:47 Skepticism on High Return Promises 17:21 Why Life Insurance Wins Long Term 18:55 Long Term Care and Legacy Goals 21:18 Key Takeaways and Next Steps

【謝晨彥分析師Line官方帳號】 https://lin.ee/se5Bh8n 【Fed決議】輝達暴雷?接下來這樣做! 2026.07.30 #華爾街見聞 謝晨彥分析師 #聯準會利率分析 #輝達CDS崩盤? #AI股這樣做! 馬上加入Line帳號! 獲取更多股票訊息! LINE搜尋ID：@gp520 https://lin.ee/se5Bh8n 也可來電免付費專線洽詢任何疑問! 0800-66-8085 獲取更多股票訊息 #摩爾投顧 #謝晨彥 #分析師 #股怪教授 #股票 #台股 #飆股 #三大法人 #漲停 #選股 #技術分析 #波段 #獲利 #飆股啟航 #大賺 #美債 #華爾街見聞 -- Hosting provided by SoundOn

The Best Show is back after a few week break. Tom addresses the recent passing of his mother with a moving tribute at the top of the show. Afterwards, Tom takes a lot of calls from listeners, many of whom also pay their respects. Otherwise, the topic is WEIRD TEACHER STORIES! What strange teachers did you have in your past, and what did they do? Listeners divulge! Plus, AP Mike updates us on his missing shutter saga, Joel discusses his parents' reaction to his teenage hardcore band, and more! BEST SHOW GARAGE SALE - NOW ONLINE!Shop classic Best Show merch including shirts, vinyl, CDs & DVDs, posters, stickers, and more!https://bestshowstore.comSUPPORT THE BEST SHOW ON PATREON! WEEKLY BONUS EPISODES & VIDEO EPISODES!https://www.patreon.com/TheBestShowWATCH THE BEST SHOW LIVE EVERY TUESDAY NIGHT 6PM PT ON TWITCHhttps://www.twitch.tv/bestshow4lifeFOLLOW THE BEST SHOW:https://twitter.com/bestshow4lifehttps://instagram.com/bestshow4lifehttps://tiktok.com/@bestshow4lifehttps://www.youtube.com/bestshow4lifeTHE BEST SHOW IS A FOREVER DOG PODCASThttps://thebestshow.nethttps://foreverdogpodcasts.com/podcasts/the-best-showHEARD IT ON THE BEST SHOW PLAYLISThttps://open.spotify.com/playlist/2XIpICdeecaBIC2kBLUpKL?si=07ccc339d9d84267See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Suggest an interview for Cheryl Lee or let us know who your favorite interviewee is so farJoin Cheryl Lee - That Radio Chick on STILL ROCKIN' IT for news, reviews, music and interviews with some of our favourite Australian musiciansTwo voices you already trust sound even bigger when they share the same stage. We're back in the Zoom room with Ian Moss and Troy Cassar-Daley to unpack what keeps their Together Alone shows feeling fresh, funny, and genuinely human, even after years of touring. From the first minute, we're talking real-life touring decisions: why more dates got added, how fans in capital cities made sure they weren't left out, and what it's like returning to venues that leave a mark. We also get into the stuff music lovers really want to know, like how they choose which songs become duets and why the best moments often happen without a master plan. Their VIP experience is built around a true “behind the scenes” pass: pre-show soundcheck, songs you won't hear later that night, and a close-up look at how two seasoned performers shape the set list in real time. If you've ever wondered how acoustic tours stay exciting, this is the answer: great songs first, then trust, then the stories that glue the whole night together. There's a major release on the horizon too: Together Alone, recorded live at the Ulumbarra Theatre, a venue with the unforgettable history of being the former Bendigo Jail. We talk about capturing that atmosphere on a live album, the return of CDs, and why vinyl is more than a trend when fans want something tangible. Plus, we preview the festival side of their year, including Deni Ute Muster and Savannah In The Round, where the acoustic vibe flips into full electric energy, and we spotlight the community fundraising that makes these events matter. If you love Australian music, hit play, share this with a mate who never misses a gig, and then subscribe and leave us a review so more listeners can find the show. What song would you want Ian and Troy to duet next?What's are Mossy and Troy up to at the moment?  Let's find outGet out when you can, support local music and I'll see you down the front!!Visit:  ThatRadioChick.com.au

Dario Amodei said Anthropic never backed an open-weights ban, pitching mandatory safety tests instead as OpenAI and Google signed on. Altman headed to Washington, Korea's KOSPI cratered 11% on AI jitters, Apple launched Klarna leasing, and shipped 194 CVE fixes. Anthropic wants tests, not bans, as OpenAI and Google back open weights (The New Stack) Source: Sam Altman will meet with senior US officials, lawmakers, and economists in Washington, DC, this week to preview OpenAI's upcoming family of AI models (CNBC) South Korea's KOSPI drops 11%+, led by chip stocks, amid concerns over China's chipmaking progress and the AI spending boom; Samsung falls 11%+ and SK Hynix 12% (Bloomberg) Credit default swap prices tied to Oracle, SpaceX, Alphabet, Amazon, Meta, Broadcom, and Nvidia hit record highs as investors turn jittery over Big Tech's data center debt; Oracle's five-year CDS reached 215bps (FT) Apple launches Apple Upgrade, a new US leasing program in partnership with Klarna that replaces the iPhone Upgrade Program, starting at $17.99/month for iPhones (MacRumors) Apple releases 26.6 updates for iOS, macOS, iPadOS, watchOS, tvOS, and visionOS with a huge number of security fixes; macOS Tahoe 26.6 alone addresses 155 CVEs (9to5Mac) Subscribe to the ad-free feed. Learn more about your ad choices. Visit megaphone.fm/adchoices

First up Adam talks about Comic Con and then Adam shares research he did in finding out why kids are collecting CDs again.

Back in the '90s, before everyone had smartphones, were things just … better? Tech-focused nostalgia has become a potent cultural force in recent years, driving sales of “dumbphones,” iPods, CDs, and other retro technology. According to a 2023 survey, 67 percent of Americans wish they could go back to a time “before everyone was ‘plugged in.'” The psychologist behind that survey, Clay Routledge, has found that this sort of nostalgia is more than just a yearning to go backwards. “We can often feel overwhelmed in the moment and in the challenges we face today. It's hard to see past them. Nostalgia can help us step outside of that moment,” Routledge explains. Nostalgia can actually teach us how we want to live now, and in the future. Learn more about your ad choices. Visit podcastchoices.com/adchoices

join us as we dissect current geopolitical tensions, the evolving landscape of entertainment, and personal insights into risk, growth, and resilience. This episode offers a blend of critical analysis, industry updates, and relatable human experiences.Main Topics:The implications of US foreign policy actions towards Cuba and the Middle EastThe dynamics behind military conflicts, regime changes, and the use of language in diplomacyThe resurgence of physical media like CDs and the future of gaming technology (PS6)The privatization of TSA functions and its potential impact on travelersEquity, diversity, and inclusion (DEI) debates, endowments to HBCUs, and social movementsPersonal traits influencing success and risk management, from perfectionism to cautious optimismFamily, friendships, and the importance of taking time to reflect and reconnectWe explore the recent US executive orders and their effects on global geopolitics, especially concerning CubaDiscussion on how war, conflicts, and government terminology shape international relationsIndustry updates on gaming systems, media formats, and airline security processesThe debate on privatizing TSA at Tampa International Airport—benefits and risks for travelersThe resurgence of CD sales among younger generations and what it signals about consumer behaviorA candid conversation about traits like perfectionism, risk aversion, and their influence on personal and professional pathwaysStories of family trips, the significance of community, and how shared experiences build bondsThe ongoing movement of endowments to HBCUs amidst political debates on DEI and social justice00:00 - Introduction and episode overview02:17 - Analysis of US executive orders on glyphosate and health policies04:00 - Will we see a war with Cuba? Discussing regime change and language framing06:14 - The US military conflict terminology and implications09:10 - Pentagon budget and military spending debates12:00 - The potential invasion of Cuba and regional support14:00 - Privatization of Tampa TSA functions: benefits and challenges16:31 - Impact on travelers and safety standards18:23 - Revival of CD sales among younger audiences19:05 - The future of PlayStation consoles and game storage22:02 - Estimated costs for PS6 and industry expectations23:09 - The state of global conflicts and ongoing wars25:10 - Reflection on family, trips, and reconnecting27:37 - Howard University enrollment issues and community reactions28:53 - The flow of endowment funds to HBCUs and social justice implications30:00 - The importance of defining DEI and advancing social equity31:36 - Traits like perfectionism and risk aversion—gifts and burdens33:24 - Personal fears shaped by childhood experiences and socioeconomic background37:24 - Overcoming hesitation: ideas, initiatives, and the fear of failure40:07 - The drive to do right and act with integrity every day42:09 - The pressure of over-preparing and avoiding risks46:10 - Balancing family stability with entrepreneurial pursuits50:05 - The effects of success and fear of going back to adversity55:17 - Sacrifices for family and the pressure to provide58:50 - Passing on risk tolerance to the next generation62:23 - The importance of community, connection, and shared experiences66:45 - The significance of sensory experiences for mental health68:29 - The impact of legislation on SNAP benefits and food security70:28 - Positive industry shifts: media, music, and entertainment updates73:24 - Personal reflections on family trips and meaningful relationships

Lords: Tyriq https://store.steampowered.com/app/3276700/Scrubbin_Trubble/ Linker https://linker.itch.io/ Topics: Favourite piece(s) of Greek mythology/history related media The accordion children of BART Esper says: "When I lived in Washington there was a guy with one who would ask for money outside the grocery store quite a bit. He'd have a full setup, accordion, speakers, sheet music, the whole deal. I saw him out there for probably two years before someone pointed out there's no such thing as an electric accordion; he was just playing CDs through the speaker and pretending to perform the whole time. Genius grift." Adult Arnold Palmer Batman's Aff His Nut by Robert Florence https://www.reddit.com/r/Poetry/comments/10hy8nv/poem_batmans_aff_his_nut_by_robert_florence/ https://sco.wikipedia.org/wiki/Frog Do animals have pareidolia particular to their own instincts? Childhood obsessions that we circled back to in adulthood Microtopics: Mym's Sword What does a dog need with a sword? Elephantasy but it's a roguelike. Whether PiCoSteveMo counts as a conference. Waiting until you've forgotten what happens to reread a book. Refusing to reconsume any media. Rereading a book now that you are a different person. Works that you can't scrute. Katabasis: the state of being katabasal. Reading a novel about Greek mythology and recognizing that boss you fought in Hades. PEBCAKing it because you forgot to PEMDAS it. Jason and the Argonauts, with those fun stop motion skeletons. The wine-dark sea. Plinth fans. Neoclassical: it's too new. Inventing columns and getting really excited about it. Making a log cabin out of Greek columns. Buskers bringing a boom box on a train and proceeding to pop and lock. A real kid-looking kid holding an accordion, ready to bust some notes. Evan the accordion-master. According squeezing patterns. Hunting and pecking on the piano. Hand and limb separation. The lute as a shitty guitar. Playing piano vs. playing around on a piano. Having a piano-shaped set of notes in your head and trying to localize it onto a guitar. Too Sparse for Buskers. Performance vs. Rigamarole. Seeing a new genre of busker. Thumbing a hundred bucks to save the clock tower. Situations where you're socially obligated to drink a glass of lemon juice. Sour Screams and other flavor sounds. Being a grownup and having to wear a suit and tie and drink horrible drinks and drive a 6000 pound death machine. The kid the DMV pays to run out in front of you when you're taking your driving test, and whether you're supposed to tip him. Learning to drive and realizing that driving is fun, and then realizing that this is terrible because nobody should do this incredibly unsafe activity for fun. Using your fidget spinner to help you focus better while driving. Do you ever look at the world and feel like it? Scots Wikipedia. Frogs biding with their long shanks. Having a good Scottish accent because you have a theater degree and watched Shrek over and over. Predators who like to go for the neck seeing necks everywhere, like humans see faces everywhere. The Hello Crow. Birds that like to make chainsaw noises. Hunters hunting things that look like the thing they they hunt. Bees that think you are an enormous flower. Wasps that can't tell you're made of meat because your shirt is covering up your meat. Re-enjoying your childhood Legos. Making the Lego/Legos distinction on purpose. Lego vs. Legoids. Growing up a K'nex kid and making the K'nex Rollercoaster. Overconsuming root beer. One of the tamed microbes. Building things with Legos with your child. Making sense out of the random pieces. You say Lego, I say let go of me, let's call the whole thing off.

This week, wanted to talk about Logan and Aurora's house for The Thirteenth Hour sequel.  I recently finished a painting of an illustration I started a few months ago.  I'm talking about the outside as well as the inside, especially all the personal touches they put in to add some element of convenience to their little sanctuary - a stone hearth, a shower area, a root cellar, and their tatami-like sleeping area.  This is a picture did a few years ago:https://13thhr.wordpress.com/2026/07/27/the-thirteenth-hour-podcast-572-thirteenth-hour-sequel-update-21-logan-and-auroras-house-illustrations/And here is the outside in the picture that I just finished.  My son thought it looked like a Hobbit house - I guess it does, since it's partially in the ground (I imagined that Logan and Aurora would have carved out a part of a hill), but probably not quite as cozy or finished since Logan and Aurora would have had to do this all by hand with only a few borrowed or bought things (like their window, the lock on the their door, and so forth).I really think I should try to make a blueprint of the floor plan, so to speak, to see how it would all be laid out, and maybe a model of the house, maybe out of clay, since it would be fun to see it in 3 dimensions. More next week!∞∞∞∞∞∞∞∞Once Upon a Dream, the second Thirteenth Hour soundtrack, is now out in digital form!   It is out on most major streaming services such as Bandcamp, Spotify, and YouTube Music.  (If you have no preference, I recommend Bandcamp since there is a bonus track there and you will eventually be able to find tapes, CDs, and special editions of the album there as well.)-Check out the pixelart music videos that are out so far from the album:-->Logan's Sunrise Workout: www.youtube.com/watch?v=K7SM1RgsLiM-->Forward: www.youtube.com/watch?v=Z9VgILr1TDc-->Nightsky Stargazing: www.youtube.com/watch?v=2S0p3jKRTBo-->Aurora's Rainy Day Mix: https://youtu.be/zwqPmypBysk∞∞∞∞∞∞∞∞ Signup for the mailing list for a free special edition podcast, a demo copy of The Thirteenth Hour, and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over at Thirteenth Hour Arts on Patreon or adding to my virtual tip jar over at Ko-fi. Join the Thirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week on Spotify,  iTunes, Stitcher, Player FM, Tunein, and Googleplay Music.Follow The Thirteenth Hour's Instagram pages: @the13thhr for your random postings on ninjas, martial arts, archery, flips, breakdancing, fantasy art and and @the13thhr.ost for more 80s music, movies, and songs from The Thirteenth Hour books and soundtrack.Listen to Long Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ or Spotify.  Join the mailing list for a digital free copy.  You can also get it on CD or tape.Website: https://13thhr.wordpress.comBook trailer: http://bit.ly/1VhJhXYInterested in reading and reviewing The Thirteenth Hour for a free book?  Just email me at writejoshuablum@gmail.com for more details!

In this episode, we discuss recordings of “The Bach Family - Flute Sonatas” (Da Vinci Classics) by Angelo Patamia, Riccardo Tiberia & Francesco Mattacchione, “Thème Varié” (Chandos) by Elena Urioste & Tom Poster, “Sebastian Fagerlund: Beneath” (BIS) by Simon Crawford-Philips, Kungsbacka Piano Trio & Ostrobothnian Chamber Orchestra / Malin Broman, “Pro Musica” (Self Release) byBen Paterson, “3Discovery, Vol. 1” (Life in Music) by Kemuel Roig, and “Between Us Three” (TRRcollective) by The Paul Carlon Trio.   The Adult Music Podcast is featured in: Feedspot's 100 Best Jazz Podcasts   Episode 268 Deezer Playlist   Fair use disclaimer: Music sample clips are for commentary and educational purposes. We recommend that listeners listen to the complete recordings, all of which are available on streaming services in the links provided. We also suggest that if you enjoy the music, you consider purchasing the CDs or high-quality downloads to support the artists.   “The Bach Family - Flute Sonatas” (Da Vinci Classics) Angelo Patamia, Riccardo Tiberia, Francesco Mattacchione https://open.spotify.com/album/5oypal9rl6znytymbafW8z https://music.apple.com/us/album/the-bach-family-flute-sonatas/6783067452 https://music.amazon.com/albums/B0H6C9CSRX   “Thème Varié” (Chandos) Elena Urioste, Tom Poster https://open.spotify.com/album/71rtiz1L50XVW2aysbZStt https://music.apple.com/us/album/thème-varié/6768923751 https://music.amazon.com/albums/B0H133DWZP   “Sebastian Fagerlund: Beneath” (BIS) Simon Crawford-Philips, Kungsbacka Piano Trio, Ostrobothnian Chamber Orchestra / Malin Broman https://open.spotify.com/album/3aIgXdXwo4c7jOJg8ZEM48 https://music.apple.com/us/album/fagerlund-beneath/1895386690 https://music.amazon.com/albums/B0GY93JW67   “Pro Musica” (Self Release)  Ben Paterson https://open.spotify.com/album/65KbcxWP4JswQppAsaIMV2 https://music.apple.com/us/album/pro-musica/6770627773 https://music.amazon.com/albums/B0H26ZHBM4   “3Discovery, Vol. 1” (Life in Music)  Kemuel Roig https://open.spotify.com/album/77764Y6uDJPXHQFW3h64Xb https://music.apple.com/us/album/3discovery-vol-1/6767493854 https://music.amazon.com/albums/B0H1173Q85   “Between Us Three” (TRRcollective)  The Paul Carlon Trio https://open.spotify.com/album/6JK0MIdzkDhFZaeIPx5143 https://music.apple.com/us/album/between-us-three/6779857552 https://music.amazon.com/albums/B0H545K4PS

Multi-year guarantee annuities (MYGAs) might be the most overlooked "bond alternative" in your retirement plan. In this episode, you'll hear a Wall Street bond veteran break down why MYGAs behave like annuity bonds, how he personally uses them, and why guarantees—not hope—should be paying your bills.    In this episode, The Annuity Man discussed:  Background in Wall Street bond management What MYGAs are and how they compare to CDs and bonds Personal portfolio strategy using MYGAs as "annuity bonds" Tax deferral, rollovers, and legacy considerations with MYGAs Why guarantees matter more than categories in retirement planning Distinction between MYGAs and indexed/variable annuities   Key Takeaways:  Multi-year guarantee annuities function like the annuity industry's version of CDs, offering a fixed rate for a specific term with no fluctuation in account value. Treating MYGAs as "annuity bonds" can provide bond-like coupons and high-quality guarantees without market volatility. Tax-deferred growth and non-taxable rollovers between MYGAs allow interest to compound over long periods, creating a powerful accumulation engine. Investment decisions should focus less on product labels and more on the strength of contractual guarantees and the financial quality of the issuing company. Indexed and variable annuities do not qualify as "annuity bonds" because their returns are not guaranteed and rely on hypothetical or projected performance.   "Stop with obsessing over the category. Obsess over the guarantees." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator

Life is full of turmoil and often, often that turmoil breads fear in our hearts. And instead of stopping, we just kind of – go with the fear. Well it's time to stop and know that God is God.   Our Refuge and Strength This week is the third message in a series of programmes that I have called "Do Not Be Afraid". Fear is an incredibly powerful force – for two reasons. Firstly it is a natural response when something happens to threaten us or our loved ones or our possessions, fear grips us. In a sense, it's a human response. But the more we go through that; the more we experience fear, the more – for many people – they learn the habit of fear. In other words, fear becomes more and more the normal response. There is an alternative of course; to learn how to deal with fear; to master fear with each new experience. But most people instead of growing through fearful experiences, actually, they go down and down and down into a bondage of fear and life is full of fear and worry. So many people spend so much of their lives worrying about this, that or the other. Do you think I am over estimating, do you? Do you think I am overstating the problem perhaps? Recently, during the global economic crisis, it was interesting to watch how it was reported – even the TV reporters and the newspaper reporters were fearful. You could see it in their faces on TV – you could hear it in voices on the radio – you could see it in the headlines on the front page of the newspaper – "THE WORST GLOBAL FINANCIAL CRISIS IN DECADES". "BANKS ON THE BRINK". "GOVERNMENTS SHORE UP BANKS". Sure, it was international; the banks were at risk, but here in Australia at least, we were blessed by a very solid banking system, but if you listen to the media and the government and the banks, oh, it was terrible and they needed to be propped up. And the more they reported fearfully, the more fearful we all became and the worse the world economy became. See, fear is a downward spiral; fear is about a loss of confidence. On the TV news, one well known crisis counselling service reported a dramatic increase in the numbers of people experiencing not only stress, but in fact, mental illness through the fear of losing their homes – up from just a handful each year to several hundred per week. Now we generally don't cope well with fear. When we are afraid we start thinking irrationally. Fear truly grips us – we see all the fearful things and let our imaginations run away with those and we forget to take stock of our assets – the things that we actually have; the things that are on our side. And so what these four programmes are about, in this series "Do Not Be Afraid", is kind of giving us an opportunity by looking at what God says in His Word, an opportunity to relearn our response to fear. So what we have to do, instead of resorting to panic, resting in the sovereignty of God. And so today, I just want to look at one Psalm, Psalm 46 which is all about that very thing. Let's read just the first few verses together: God is our refuge and strength, a very present help in trouble. Therefore we will not fear, though the earth should change; though the mountains shake in the heart of the sea; though its waters roar and foam; though the mountains tremble with its tumult. That's a good start! God is our refuge and our strength, a very present help in time of trouble. And really it's only in time of trouble that we are afraid. It's only in those disastrous times that we are gripped with fear and doom and gloom; when the world is against us; when people are against us; when the economy is against us. And now look at the picture that the Psalmist paints – I want you to understand something about the Hebrew culture which is the culture that the Psalmist was writing into – they love picture language, and this language evokes real emotion. Psalm 46, verses 2 and 3: Though the earth should change; though the mountains shake in the heart of the sea; though its waters roar and foam; though the mountains tremble with its tumult. Ever been in an earthquake? I have, just a small one, actually it was some years ago now when my wife Jacqui and I were on our honeymoon on the South Island of New Zealand – one of the most beautiful and picturesque places on the planet – truly – and we were staying at a Bed and Breakfast on a sheep farm. We were having breakfast in this old country kitchen with a few other couples in this beautiful place – big old blue and white plates on display on the sideboard and the bacon and eggs was cooking away and you looked out the window and there were green fields and white sheep and snow capped mountains in the background. It was all good – life couldn't have been better – we didn't have a care in the world. Then all of a sudden the ground shook – man did it shake – there was this immediate sense of panic. And that's the picture the Psalmist is painting here: Though the earth should change; the mountains shake in the heart of the sea; the waters roar and foam; the mountains tremble with tumult. See, the Hebrews; they weren't a seafaring nation. The notion of foaming waters and mountains falling into the ocean was absolutely horrific to them. And it's when our life gets shaken to the core like that that fear grips us. It's not until then that we have a deep need to hear God's Word in our hearts – "Do not be afraid." When we look like losing our homes in a financial crisis, we are shaken to the core. When a loved one is dying, we are shaken to the core. When we discover that the child we love is addicted to drugs or injured in an accident or ... or whatever it is – when the mountains collapse into the roaring, foaming sea and the earth beneath our very feet shakes, then … then we need something – then we need an antidote to our fear. Listen to these few verses again. Listen, let the words sink in: "There is a river", verse 4, Psalm 46: There is a river whose streams make glad the city of God, the holy habitation of the Most High. God is in the midst of that city; it shall not be moved; God will help it when the morning dawns. The nations are in uproar, the kingdoms totter; He utters His voice and the earth melts. The Lord of hosts is with us; the God of Jacob is our refuge. See, this is the solution to the problem – God is our refuge; God is our strength; God is our very present help in time of trouble. In other words, He is right here … right here when we need Him – no "ifs", no "buts" – right here. The problem is we can find that so hard to believe – it's so counter intuitive – it's so impossible. How can God possibly … possibly make a difference in the middle of my fear? Well!   Gladness in the City of God In the days when this Psalm was written, nations often invaded other nations – it's just the way it was. And of course, little has changed in this world. There are still somewhere between forty and fifty wars raging in this world today – here and now. I just had an email from one of our staff in Africa who is having difficulties getting the programme CDs through to a couple of new stations who want to air them, because of the fighting that is going on around in those areas. Back when this Psalm was written, what the people did was they fortified their cities. They built walls around them to protect them from invading armies. They built defences and towers so the cities were safe. And they were often sited strategically on hilltops or with natural obstacles around to make them much harder to attack. In fact those walls were often so strong that they were impenetrable and so armies who wanted to attack them would lay siege to them. Sieges could last weeks, months, years – the idea was to starve them out of that impenetrable citadel. We read about one such siege – if you have a Bible, open it at Second Kings in the Old Testament, chapter 6, verse 25. Let's just read about a siege for a moment. As the siege continued, famine in Samaria became so great that a donkey's head was sold for eighty shekels of silver and one forth of a kab of dove's dung for five shekels of silver. Now as the King of Israel was walking on the city wall, a woman cried out to him, "Help, my lord King!" He said, "No! Let the Lord help you. How can I help you - from the threshing floor or from the wine press?" But then the King asked her, "What is your complaint?" She answered, "This woman said to me, "Give up your son; we will eat him today and we will eat my son tomorrow." So we cooked my son and ate him. The next day I said to her, "Give up your son and we will eat him," but she has hidden her son." When the King heard the words of the woman, he tore at his clothes. Desperate stuff, isn't it? Can you imagine mothers eating their children and the King has no hope? And you see, when there is an army ready to strike you down; when we feel like we are under siege, as these people of Samaria were in their citadel, it's not enough to have a safe place to flee. We need to have food and water and joy and peace in that place. You see these Samarians were under siege – they were in a safe place but they were dying of starvation – they had no hope, no joy, no peace. So many people in fear – they retreat to what they think is a safe place; they think it is – they cut other people off, they withdraw, they build defences, they close off the rest of the world and yet this is such a miserable, fearful place. People live for years under siege of fear like that and it ruins their lives. So come the next four verses of this Psalm. We looked at them earlier; we are going to look at them again now. They tell us about a place of refuge and strength that is quite different. Have a listen again. Psalm 46, beginning at verse 4 – remember the Psalmist just talked about the mountains falling into the sea and the seas foaming and this fearful thing happening. Have a listen to his answer again. But … There is a river whose streams make glad the city of God; the holy habitation of the Most High. God is in the midst of that city and it shall not be moved. God will help it when the morning dawns. The nations are in an uproar, the kingdoms totter; He utters His voice, and the earth melts. The Lord of hosts is with us; the God of Jacob is our refuge. See, this city … this citadel, is not just safe but it is glad: "There is a river whose streams make glad the city of God." A citadel, God's protection but also God's blessing in that place. Rivers of holy water – something Jesus talked about in John chapter 7, verse 38, the Holy Spirit flowing into us and out of us. Here, God talks about His River, of His Spirit and His joy and His peace flowing into our place of refuge when we take refuge in Him. It's not only safe but glad because God Himself is in the midst of that city; in the midst of this place and it shall not be moved. It is rock solid! Psalm 46, verse 1 says: God is our refuge and our strength; a very present help in trouble. You know something? The worst time when we are afraid is night time – have you ever noticed that - the sleepless nights – tossing and turning and things churning around in our minds and descending into this dark pit of fear, deeper, deeper into the abyss of fear? And that's why, here in verse 5: God will help when the morning dawns. You know that sick feeling of fear in our stomachs; when we are petrified of what will happen to us? This isn't just for fruit cakes or losers or people who will never succeed – this is for all of us – we all go through times of fear and God wants us to hear His Words: "Do not be afraid". There is such a sharp contrasting picture here – between the mountains collapsing into a roaring fearsome sea; between the earthshaking and on the other hand this rock solid city … this city of God into which flows the river of God's gladness in which God Himself dwells with us. "The nations are in an uproar; the kingdoms are tottering but He utters His voice and the earth melts. The Lord of Hosts is with us; the God of Jacob is our refuge." The nations may well be in an uproar; there may well be wars raging; the world economic system may well be in meltdown but when God speaks the earth melts – God is with us; He is our refuge. How does God speak? Through His Word! When is God speaking? Right now! God is our refuge and strength, a very present help in trouble. Therefore we will not fear, though the earth should change, though the mountains shake in the heart of the sea, though its waters roar and foam, the mountains tremble with its tumult. There is a river whose streams make glad the city of God, the holy habitation of the Most High. God is in the midst of the city and it shall not be moved. God will help it when the morning dawns. The nations are in uproar, the kingdoms totter; He utters His voice and the earth melts. The Lord of hosts is with us; the God of Jacob is our refuge. Problem is how do we believe that? How do we get a handle of that? How do we experience that? How can we dwell in that city of safety and gladness – come on – how?   Be Still Let me ask you that same question again. The question is: how do we believe in this city of gladness? How do we get a handle on that? How do we experience that? Well, God give us the answer in the last four verses of this Psalm. Let's take a look together: Psalm 46, verses 8 to 11: Come, behold the works of the Lord; see what desolations He has brought on the earth. He makes wars to cease to the end of the earth; He breaks the bow, and shatters the spear; He burns the shields with fire. "Be still and know that I am God! I am exalted among the nations; I am exalted in the earth." The Lord of hosts is with us; the God of Jacob is our refuge When it comes to fear, we have short memories. We go through something scary and God shows up and somehow it all works out fine. Perhaps we remember to say "Thank You, God", often we don't. And then things calm down again. They go along just brilliantly for a while and then the next storm hits and it's raging and we are afraid and fearful and life's a mess and we are running around like chooks with their heads cut off and we are living through some excruciatingly debilitating, immobilising fear – fear that comes when the ground moves beneath our feet. And we forget … we forget to look back and remember all the times that God showed up and brought us through those storms before. And even if we don't have many of those to look back on; let's say, worse case, we have none of those to look back on – let's assume that you and I have just, this moment, come to faith in Jesus Christ – just this moment put our lives in His hands – we've not experienced enough to look back on where we know that He showed up, without doubt, but He stepped in and saved us. We forget to look back on the God of the Bible and see how many times He stepped in to help His people. We do! It's what He does! And that's what the Psalmist is reminding us here in these words: Psalm 46, verses 8 and 9: Come, behold the works of the Lord and see what desolations He has brought on the earth. He makes wars to cease to the end of the earth; He breaks the bow and shatters the spear and burns the shields with fire. God is saying, "Don't you realise that this is what I do? I protect My people. I make sure that it all works out. Get a handle on this!" "But God, how ... how can I get a handle on this? You don't understand; I've got all this pain happening. I've got all this fear happening. People are after me – my finances are in a mess. My loved ones are sick. My emotions are on a rollercoaster. The mountains are falling into the sea. The sea is angry and foaming and the ground is shaking and the nations are raging ... how do I get a handle on this?" Here's the answer, right here in God's Word – listen to it, remember it, let the Spirit of God write it on your heart. Psalm 46, verse 10: Be still and know that I am God! For I am exalted among the nations, I am exalted in the earth. It sounds so simple, "Be still and just know." But you know something? When we are afraid often the last thing we do is get still before God. Even when we are praying, we rant on and we don't shut up for long enough to hear Him speak - over and over and over again, I have had to learn this one. I'm like you – this doesn't come naturally. It is something I have had to learn – when I am travelling through fearful places and situations and times, more than ever, those are the times to take the time to get still before the Lord. Not just once, not just twice ... every morning; every time fear grips our hearts – just to draw away for a few minutes and just rest and say, "Lord, just speak to me – just witness Your Spirit to me. Just give me your peace. Lord, I'm here, I'm afraid, I just need to get still before You." I want to open a few simple passages … passages that God put there to write His faith into our hearts. We are going at these passages a whole bunch more next week on the programme. This particular Psalm is a favourite of mine – I come back to Psalm 46 again and again when I'm in one of those places of fear and turmoil. But listen to Philippians chapter 4, verse 13: I can do all things through Him who strengthens me. Romans chapter 8, verse 31: For if God is for us, who can be against us? Now when we just get still before God, those two verses are so short, even I can memorise them. Philippians 4:13: I can do all things through Him who strengthens me. Romans chapter 8, verse 31: If God is for us, who can be against us? When we get still before God and we let those two Scriptures ring out in our heart, watch out devil; watch out fear because they are going to go away. When we just get still and focus on God and wait, day after day, wait! Because of what Psalm 46 tells me is the reality of God's gladness and His power and His protection – that He is so far above my circumstances. What Philippians chapter 4 tells me – that I can do all things through Him who strengthens me. What Romans chapter 8, verse 31 tells me – that if God is for me, who can be against me? See, God's Word promises us this! And then, it tells me just to sit still and wait and you know what happens when I do that? I experience the confidence that I need to make it through – not self-confidence, God confidence. I get a handle of the great unseen reality – God Himself – His power flows into me and through me. His peace guards my heart and mind and all of a sudden the panic goes away. All of a sudden the fear is replaced with faith. All of a sudden I have the clarity to think through the problem and to face realities and to do what I have to do and to trust in God for the things that I can't do. Let me tell you, ten minutes later – half an hour later, half a day later – the panic wants to come back; the fear wants to come back and when they come knocking on the door of my heart, I get still with God again – I go back to Him again. I wait on Him, expecting and waiting – that's what it means to live in that city and to drink of the streams of that river that make glad the city of God. We need to drink … drink Him in; His presence; His Spirit; His Word and then a peace that surpasses all understanding, guards our hearts and minds in Christ Jesus. Be still and know that I am God.

Tunes: Nae Tune list or dots this time around. At least not for a while, but you can hear me introduce the tunes. Lots of stuff from David Young, Patrick MacDonald and Donald MacDonald. Here are some ways you can support the show: You can support the Podcast by joining the Patreon page at https://www.patreon.com/wetootwaag You can also take a minute to leave a review of the podcast if you listen on Itunes! Tell your piping and history friends about the podcast! Checkout my Merch Store on Bagpipeswag: https://www.bagpipeswag.com/wetootwaag You can also support me by Buying my Albums on Bandcamp: https://jeremykingsbury.bandcamp.com/ You can now buy physical CDs of my albums using this Kunaki link: https://kunaki.com/msales.asp?PublisherId=166528&pp=1 You can just send me an email at wetootwaag@gmail.com letting me know what you thought of the episode! Listener mail keeps me going! Finally I have some other support options here: https://www.wetootwaag.com/support Thanks! Listen on Itunes/Apple Podcasts: https://podcasts.apple.com/us/podcast/wetootwaags-bagpipe-and-history-podcast/id129776677 Listen on Spotify: https://open.spotify.com/show/5QxzqrSm0pu6v8y8pLsv5j?si=QLiG0L1pT1eu7B5_FDmgGA

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BEST SHOW BESTS! In these classic clips, Tom gets a call from the BRUSHMAN... and then gets a surprise the following week! (Originally aired on June 16th, 2009 and June 24th, 2009)New to the Best Show? Check out Best Show Bests, the greatest hits of The Best Show! Available every Friday on your podcast app.BEST SHOW GARAGE SALE - NOW ONLINE!Shop classic Best Show merch including shirts, vinyl, CDs & DVDs, posters, stickers, and more!https://bestshowstore.comSUPPORT THE BEST SHOW ON PATREON! WEEKLY BONUS EPISODES & VIDEO EPISODES!https://www.patreon.com/TheBestShowWATCH THE BEST SHOW LIVE EVERY TUESDAY NIGHT 6PM PT ON TWITCHhttps://www.twitch.tv/bestshow4lifeFOLLOW THE BEST SHOW:https://twitter.com/bestshow4lifehttps://instagram.com/bestshow4lifehttps://tiktok.com/@bestshow4lifehttps://www.youtube.com/bestshow4lifeTHE BEST SHOW IS A FOREVER DOG PODCASThttps://thebestshow.nethttps://foreverdogpodcasts.com/podcasts/the-best-showHEARD IT ON THE BEST SHOW PLAYLISThttps://open.spotify.com/playlist/2XIpICdeecaBIC2kBLUpKL?si=07ccc339d9d84267See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Bonds are supposed to be the brakes in a portfolio—but should those brakes be BND, a shorter-term fund, CDs, or a Treasury ladder? Don explains why duration, yield stability, and personal comfort make the answer more nuanced than one ticker.The Friday questions keep coming: pairing AVGE with VT, moving $5 million from real estate into a retirement portfolio, understanding an emerging-markets fund that became legally non-diversified, and building 529s for grandchildren.The final stretch is all planning: Roth conversions and IRMAA, choosing a HELOC over a 401(k) loan, and resisting the urge to let the tax tail wag the retirement dog.00:00 A full inbox of financial questions02:30 BND versus short bonds, CDs, and Treasury ladders06:45 AVGE plus VT—or unnecessary overlap?10:23 Moving $5 million from real estate into markets14:51 When an index fund becomes legally non-diversified18:18 Building 529s and Roth head starts for grandchildren22:16 Roth conversions, RMDs, and IRMAA25:23 HELOC or 401(k) loan for renovations?28:01 The tax tail and a long Roth-conversion planQuestions? Comments? Click!

The conversation goes far beyond what's spinning on the turntable in this episode of Surface Noise, the Show of Record, Talking Records.

Glamour, Marie Claire, Nestle, Prudential, LifetimeMichele Blood is a successful, multi-talented lady. Michele was a successful songwriter and rock vocalist in Australia, and after a near-fatal car accident, while in hospital with many serious injuries, she created positive Affirmation Songs, which not only helped heal her body but also took her to worldwide success.Her global work has been endorsed by Jack Canield from "Chicken Soup for the Soul" Book Series, International Business Leaders Brian Tracy & Bob ProctorThese Affirmation Songs affect both the left and right hemispheres of the brain, lyrics engaging the left hemisphere, and melody and music engaging the right, so the new, positive messages go straight to the subconscious mind. This is why millions of people worldwide have downloaded Michele's Affirmation Power Songs. These songs cover healing, success, money, joy, and confidence, and they immediately uplift the listener.In addition to creating Magnet To Success™ products and seminars worldwide, Michele's public Mystical Success Events have been held in over 26 countries. Michele has co-written and created over 80 books, music CDs, audio programs, television shows, and videos on positive thought, mind transformation, and meditation.Her apps include MagnetToMoneyApp.com, ManifestationVideoBook.com, AffirmationPowerApp.com, and her latest TruePrayerApp.com, as well as the Stop Thought Book. MicheleBlood.com© 2026 All Rights Reserved© 2026 Building Abundant Success!!Join Me on ~ iHeart Media @ https://tinyurl.com/iHeartBASSpot Me on Spotify: https://tinyurl.com/yxuy23baAmazon ~ https://tinyurl.com/AmzBASAudacy:  https://tinyurl.com/BASAud

Suzanne Porske, founder of Phoenix Financial Group, breaks down the three-speed economy and the impact of the ongoing wealth transfer from baby boomers to younger generations and women. She also discusses common investing mistakes, alternatives to CDs, and the importance of personalized retirement planning.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

When Bob Kaufman landed his dream job at Tower Records in Japan, he was just hoping to score free CDs and concert tickets. But that first international posting became the launchpad for an extraordinary global franchising career – one that has taken him from running music stores to scaling Coffee Bean & Tea Leaf and building powerhouse brands as President of International at Xponential Fitness.Tune in as we explore(00:00) Why franchisee success must come first(05:05) Universal lessons from scaling multiple franchise brands(10:06) Why franchisees lose sight of the brand(16:47) International expansion requires local adaptation, not replication(25:25) Master franchising versus direct international expansion(38:12) What ethical franchising looks like in practice(44:09) Building trust through transparency and benchmarking(49:33) Challenging sacred cows that limit franchise growth(53:32) How to choose the right franchise partners(56:13) What businesses need before franchising successfullyOn Why Passion Is Non-NegotiableBob: “Your next franchisee is probably a customer in your location right now. Passion is the common ground you need; if they don't genuinely love the brand, don't sell them the franchise. You have to want to have dinner with these people in five years.”On Learning Through HumilityBob: “Go to the market not as ‘we're here to kick butt,' but with a notebook and humility. If you're not willing to adapt, don't franchise. And if you think the secret's in the scone, you're probably going to be humbled. Fast.”On Building Trust That Survives Tough DaysBob: “Every business relationship gets tested. If you don't have goodwill and shared vision before the hard days come, you won't survive the journey together.”

Hasbro stock jumped 10% on new adults-only anti-screen Play-Doh… but the same product failed 6 years ago.The new AI leader is cheap and Chinese… And Moonshot AI kicked off a Digital Trade War.Volleyball is now the #2 sport of American women… but its future depends on Hollywood.Plus, CDs just beat Vinyl Record sales… because plastic be poppin'.$HAS $MAT $METAGrab your Tickets to the IPO Tour: Our In-Person OfferingSan Francisco 9/23: https://www.ticketmaster.com/event/1C0064AFB5F688BDBoston 10/14: https://tickets.citywinery.com/event/tboy-the-ipo-tour-in-person-offering-8cdhupSeattle 11/4 (21+): https://www.axs.com/events/1446394/the-best-one-yet-ticketsNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.

This week, while Tom is away, we are sharing a bonus episode of our Patreon Exclusive Show, S&W/Q&A! This show is a chance for all Patreon subscribers to ask Tom Scharpling and Jon Wurster about the things they've always wanted to know! If you like this episode, please consider joining the Best Show Patreon in order to hear all of the S&W/Q&A episodes, and also submit your questions to be answered by Scharpling & Wurster! BEST SHOW GARAGE SALE - NOW ONLINE!Shop classic Best Show merch including shirts, vinyl, CDs & DVDs, posters, stickers, and more!https://bestshowstore.comSUPPORT THE BEST SHOW ON PATREON! WEEKLY BONUS EPISODES & VIDEO EPISODES!https://www.patreon.com/TheBestShowWATCH THE BEST SHOW LIVE EVERY TUESDAY NIGHT 6PM PT ON TWITCHhttps://www.twitch.tv/bestshow4lifeFOLLOW THE BEST SHOW:https://twitter.com/bestshow4lifehttps://instagram.com/bestshow4lifehttps://tiktok.com/@bestshow4lifehttps://www.youtube.com/bestshow4lifeTHE BEST SHOW IS A FOREVER DOG PODCASThttps://thebestshow.nethttps://foreverdogpodcasts.com/podcasts/the-best-showHEARD IT ON THE BEST SHOW PLAYLISThttps://open.spotify.com/playlist/2XIpICdeecaBIC2kBLUpKL?si=07ccc339d9d84267See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

How do you know when it's worth optimizing your retirement plan and when it's better to keep things simple? This week, Roger answers a listener question by exploring Aristotle's concept of the "golden mean," arguing that the best retirement decisions are rarely found at either extreme. He explains why financial optimization should be measured by the life it enables rather than the dollars it saves and introduces the OODA Loop (Observe, Orient, Decide, Act) as a practical framework for evaluating trade-offs. Roger also answers listener questions about stepped-up cost basis after the death of a spouse, whether dividends can be used to fund an income floor, and when bonds versus CDs make sense in today's interest rate environment.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Roger introduces today's discussion on balancing financial optimization with simplicity, previews upcoming episodes, and shares updates on the August replay schedule and September Social Security series.RETIREMENT TOOLKIT(02:31) Finding your "golden mean" between optimizing your retirement plan and keeping it simpleWhy retirement planning often overemphasizes financial optimizationThe difference between optimizing for money and optimizing for lifeHow Aristotle's concept of the golden mean applies to retirement decisionsUsing the OODA Loop (Observe, Orient, Decide, Act) to make better decisionsRecognizing personal biases before making financial decisionsEvaluating trade-offs and second-order consequences before pursuing tax strategies, Roth conversions, and other optimization opportunitiesLISTENER QUESTIONS(36:35) Roger answers a listener's question about home cost basis. (41:02) Can dividend income be used to fill the gap in my retirement income floor?(44:55) Are bonds still a good conservative investment, or should I use CDs instead?SMART SPRINT(49:55) Practice using the OODA framework on a small, everyday decision this week to determine whether optimizing is truly worth the extra time and effort.CLOSING THOUGHTS(51:24) Roger reflects on how building a resilient retirement plan isn't just about protecting against uncertainty—it also gives you the confidence to lean into life and enjoy retirement more fullyREFERENCESSubmit a Question for RogerSign up for The NoodleNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.

Why Gen Z Is Bringing Back Old Tech | Vinyl, CDs, Flip Phones & Film Are Surging Yesterday Why Gen Z Is Bringing Back Old Tech | Vinyl, CDs, Flip Phones & Film Are Surging Why are young people embracing yesterday's technology? Vinyl records are booming, CD sales are climbing, film cameras are back, and even flip phones are making a surprising comeback. After decades of racing toward an all-digital world, are we finally experiencing digital fatigue? On today's episode, Karel explores why consumers are rediscovering physical media and analog technology. As streaming services remove content, gaming companies push toward digital-only ownership, and algorithms dominate our daily lives, more people are asking a simple question: Do we actually own anything anymore? We'll look at the data behind the resurgence of vinyl records, compact discs, film photography, and "dumb phones," why Gen Z is leading much of this movement despite never growing up with these technologies, and whether this is nostalgia—or the beginning of a cultural shift back toward tangible experiences. Are we moving backward... or simply reclaiming something we've lost? The Karel Cast is powered by viewers like you. Support independent broadcasting at Patreon.com/ReallyKarel. Please Like, Subscribe, and Share on YouTube at YouTube.com/ReallyKarel. Listen wherever you get your podcasts, including Apple Podcasts, Spotify, iHeartRadio, and Spreaker. Live Monday through Thursday at 10:30 AM Pacific, with additional content on TikTok and Instagram. Karel is a history-making broadcaster, entertainer, and commentator broadcasting from Las Vegas with his faithful service dog, Ember. #RetroTech, #VinylRecords, #CDs, #FilmPhotography, #FlipPhone, #DigitalDetox, #GenZ, #Technology, #TechNews, #Analog, #PhysicalMedia, #MusicCollectors, #Photography, #Kodak, #Sony, #Gaming, #DigitalOwnership, #Streaming, #Nostalgia, #TechTrends, #FutureOfTech, #Minimalism, #Smartphones, #DumbPhone, #Media, #Innovation, #Culture, #TheKarelCast, #ReallyKarel, #YouTube https://youtube.com/live/hp4i74zPNYw

Today's guest is special. And he has special things. Welcome Dan Cuddy to the podcast. Dan plays bass in The Special Pillow. He used to play bass in Hypnolovewheel. He's here to talk about Hypnolovewheel's new compilation, Parallel Universe. It's a great mix of their music and it has a bunch of really cool songs that are previously unreleased. And of course we talk about Dan's career. Where did he start? How did Hypnolovewheel start? What's behind the name? How did it all end and The Special Pillow begin? Also, what's so special about this pillow? But, of course we get sidetracked with Hypnolovewheel's place in the Marvel Universe, how they confused prospective drummers, some tour stories (including some strange touring matchups) and more. We also talk about cassettes vs CDs vs vinyl. It's gripping stuff. Check out Parallel Universe on Bandcamp and streaming platforms. Follow the band @hypnolovewheel & @thespecialpillow on Instagram. Follow the show @PerformanceAnx. Grab some merch at performanceanx.threadless.com or send funding to ko-fi.com/performanceanxiety. Now grab YOUR special pillow and check out Hypnolovewheel's Dan Cuddy on Performance Anxiety on the Pantheon Podcast Network.  Learn more about your ad choices. Visit megaphone.fm/adchoices

#893: Trump slaps a 50% tariff on certain Canadian goods trade discrimination. The UK welcomes Andy Burnham as its 7th prime minister in just over 10 years. The FDA retracts a test result that linked Taylor Farms lettuce supply to the outbreak of explosive diarrhea. The Paramount-Warner Bros. Discovery merger has hit another snag as a federal judge halts the deal for at least two weeks. Why are CDs becoming popular again? Finally, the Avengers: Doomsday drops its first full trailer.  Got hard questions? Head to https://www.claude.ai/mbd to answer them.  Get tickets for our trivia tournament! https://caveat.nyc/events/the-morning-brew-trivia-tournament-2026-07-30  Grab tickets to our Performance Revue show! https://www.morningbrew.com/events/brew-performance-revue-2026?utm_campaign=performance_revue_2026&utm_source=mbd Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Learn more about your ad choices. Visit megaphone.fm/adchoices

Step into the weird and wacky world of late-night talk radio with The Other Side of Midnight. In this eclectic hour, host Walter Sterling dives deep into a smoky conspiracy theory, arguing that the thick yellow haze drifting down from Canada isn't a forest fire at all, but a massive, secret chemical waste burn-off that smells like burning plastic. The midnight madness continues as Walter chats with Wyatt Sharpe about Gen Z's surprising obsession with buying CDs. Matias Boom Boom gives the latest Hollywood box office scoop on why the new Supergirl movie bombed. Also, Walter chats with a Miss New Jersey pageant hopeful.

This podcast tackles the hilarious, bizarre, and conspiratorial conversations you simply won't hear anywhere else. Whether Walter is exposing Canadian wildfire "smoke" as a massive toxic waste cover-up, mourning the tragic death of the beautiful American sedan at the hands of ugly SUVs, or chatting with his 17-year-old Gen Z correspondent about the sudden comeback of CDs, you are always in for a wild ride. 

Streaming promised unlimited music, but it also trained us to treat songs like disposable wallpaper. We sit down with Harmony Records founder and CEO David Chatfield to talk about what that shift costs artists and listeners, and why he thinks the next wave is about bringing music back to being an experience you choose, not noise that happens to you. David walks us through building a record label from the ground up, from the early 1980s world of $125,000 recording budgets and indie distribution to today's reality of home studios, cheaper lockouts, and the brutal competition of constant new releases on Spotify. We dig into what actually holds up across every era: writing better songs, crafting memorable hooks, arranging music for records, and following through on promotion when things inevitably go sideways. Then we get practical about music marketing and artist development. David explains why a million streams can still mean nothing if you do not tour, how a small base of superfans can fund a real career through merch and direct support, and why physical media like CDs and vinyl is trending again when the packaging gives people something to hold, read, and keep. We also talk legacy artists, catalog revival, cinematic music videos, radio strategy, and thinking globally about where fans still buy records. If you got value from this conversation, subscribe, share it with a friend, and leave a review so more artists and music fans can find the show. What part of today's music business do you want us to tackle next?Episode LinksDavid Chatfield: https://davidblakechatfield.org/Harmony Records: https://harmonyrecordsmusic.com/Send us Fan MailSupport the showLinksJay Franze: https://jayfranze.com/JFS Countdowns/Playlists: https://jayfranze.com/playlists/ContactContact: https://jayfranze.com/contact/SocialsInstagram: https://www.instagram.com/jayfranzeYouTube: https://youtube.com/@jayfranzeEverywhere: @jayfranzeServicesServices: https://jayfranze.com/services/BooksBooks: https://jayfranze.com/books/MerchandiseMerchandise: https://jayfranze.com/merchandise/SupportSupport: https://jayfranze.com/support/Sponsor the Show: https://jayfranze.com/sponsor/Shout OutsHigh Mountain Breezes Music: https://highmountainbreezesmusic.com/VR Knives: https://www.facebook.com/VRKnives

BEST SHOW BESTS! In these classic clips, we revisit some more of Gary The Squirrel's & Vance's first appearances on the Best Show! Including such classics as the table read for Midnight In Times Square and the premiere of The Vance & Gary Show! (Originally aired March 6th, 2012, March 20th, 2012, and March 27th, 2012)BEST SHOW GARAGE SALE - NOW ONLINE!Shop classic Best Show merch including shirts, vinyl, CDs & DVDs, posters, stickers, and more!https://bestshowstore.comSUPPORT THE BEST SHOW ON PATREON! WEEKLY BONUS EPISODES & VIDEO EPISODES!https://www.patreon.com/TheBestShowWATCH THE BEST SHOW LIVE EVERY TUESDAY NIGHT 6PM PT ON TWITCHhttps://www.twitch.tv/bestshow4lifeFOLLOW THE BEST SHOW:https://twitter.com/bestshow4lifehttps://instagram.com/bestshow4lifehttps://tiktok.com/@bestshow4lifehttps://www.youtube.com/bestshow4lifeTHE BEST SHOW IS A FOREVER DOG PODCASThttps://thebestshow.nethttps://foreverdogpodcasts.com/podcasts/the-best-showHEARD IT ON THE BEST SHOW PLAYLISThttps://open.spotify.com/playlist/2XIpICdeecaBIC2kBLUpKL?si=07ccc339d9d84267See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode the guys sit down with Nick Hexum, lead singer and co-founder of 311, just hours before a live show. Nick opens up about how the band has stayed together for 35 years, his path to sobriety in 2005-06 and how the band stuck by him through it, bringing weights on the road since 1993 and having a full gym dressing room on every tour, and why exercise was his earliest tool for managing anxiety and depression. He covers the study showing dance and exercise outperform SSRIs for depression by one and a half times, how he syncs his workouts to BPM-specific playlists, working with a vocal coach who saved his career, losing his youngest brother to an overdose and finally writing a song about it, Shaq showing up to their music video during the NBA playoffs with two left shoes and a siren on his SUV, meeting Joe Strummer of The Clash and finding a 311 sticker on his boom box, the Rick Rubin creativity principle of audience coming last, and his new Americana solo project with mandolin and fiddle. He also shares his thoughts on AI in the music industry, how the Grateful Dead touring model saved them from the Napster collapse, and why he surfed ten-foot Santa Cruz waves the day before this interview. MAPS Upper Lower: https://mapsupperlower.comCode: LAUNCH for 40% off. Includes male and female programs, workout videos, exercise demos, coaching videos and live coaching with Cole. SPONSORS Seed Daily Synbiotic: https://seed.com/mindpumpCode: 25MINDPUMP for 25% off your first month. GUEST LINKS Nick Hexum: https://www.instagram.com/nickhexum 311 Official: https://www.311.comWater Tower Band: https://www.watertowerband.com LINKS Mind Pump Store: https://mindpumpstore.comMaps Fitness Products: https://mapsfitnessproducts.com Instagram: @mindpumpmedia 0:00 - Intro 1:59 - How 311 has stayed together for 35 years — democracy, gratitude and knowing you're better together 9:06 - Nick's sobriety journey in 2005-06 and how the band helped him get there 11:17 - Bringing weights on the road since 1993 — gym dressing room on every 311 tour 13:09 - Why outliers and creative people are more drawn to self-medicating 16:32 - How the music industry changed through CDs, Napster, Spotify and now AI 20:57 - Why the Grateful Dead live touring model protected 311 from the Napster collapse 25:47 - The inspiration behind Amber and how it was written in one hour on a Saturday morning 29:58 - Writing a song about losing his youngest brother to an overdose 36:41 - Exercise 1.5x more effective than SSRIs for depression — the meta-analysis 43:16 - How Nick syncs his workouts to BPM-specific playlists for different exercises 47:17 - Breaking through fear as the key to growth — busking and surfing ten-foot waves before this interview 51:21 - How Nick warms up before a show and why working out 90 minutes before performs better 54:05 - Working with a vocal coach who saved his voice 57:42 - Three teenage daughters and the 90s resurgence making him the cool dad again 59:27 - First big purchase after getting signed: a 1969 Lincoln Continental with suicide doors that caught fire 1:01:23 - The Shaq story — two left shoes, an illegal siren through LA traffic and the NBA playoffs secret 1:04:36 - Nick's current fitness routine — F45, trail running in Topanga Canyon and tour prep  

No new Best Show this week. In lieu of a new show, we are previewing an episode of our newest Patreon exclusive show: THE MIKE & JOEL VANITY PROJECT! This episode, Mike introduces Joel to the Robert Altman Classic MCCABE & MRS. MILLER! While Joel introduces Mike to the heavy metal band MEGADETH!BEST SHOW GARAGE SALE - NOW ONLINE!Shop classic Best Show merch including shirts, vinyl, CDs & DVDs, posters, stickers, and more!https://bestshowstore.comSUPPORT THE BEST SHOW ON PATREON! WEEKLY BONUS EPISODES & VIDEO EPISODES!https://www.patreon.com/TheBestShowWATCH THE BEST SHOW LIVE EVERY TUESDAY NIGHT 6PM PT ON TWITCHhttps://www.twitch.tv/bestshow4lifeFOLLOW THE BEST SHOW:https://twitter.com/bestshow4lifehttps://instagram.com/bestshow4lifehttps://tiktok.com/@bestshow4lifehttps://www.youtube.com/bestshow4lifeTHE BEST SHOW IS A FOREVER DOG PODCASThttps://thebestshow.nethttps://foreverdogpodcasts.com/podcasts/the-best-showHEARD IT ON THE BEST SHOW PLAYLISThttps://open.spotify.com/playlist/2XIpICdeecaBIC2kBLUpKL?si=07ccc339d9d84267See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.