Podcasts about CDS

Need something calm, human, and heartfelt? We're starting the year with chill Celtic songs… gentle voices, meaningful lyrics, and music that feels like coming home, all on the Irish & Celtic Music Podcast #741  -  -  Subscribe now! Enda Reilly, The Druids Irish Folk Band, Brobdingnagian Bards, The Haar, Charlie O'Brien, Socks in the Frying Pan, Tiffany Schaefer, Whiskey Bay Rovers, Boxing Robin, Bealtaine, Goitse, Rambling Sailors, Heather Dale, Jesse Ferguson, The Gothard Sisters GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2026 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:07 - Enda Reilly "Red Is The Rose" from Whisperings 2:57 - WELCOME 5:01 - The Druids Irish Folk Band "Farewell to Bellaghy" from The Starry Plough 8:02 - Brobdingnagian Bards "I'm Coming Home" from Another Faire to Remember 12:34 - The Haar "Spancil Hill" from The Lost Day 17:34 - Charlie O'Brien "The Pampa's Fairest Child" from The Trackless Wild, Irish Song of the Pampa 21:20 - FEEDBACK 25:28 - Socks in the Frying Pan "Suffer in Silence" from Waiting for Inspiration 28:29 - Tiffany Schaefer "Si Do Mhaimeo I" from Tara's Halls 30:54 - Whiskey Bay Rovers "Away Rio" from Taverns and Tides 34:08 - Boxing Robin "One Autumn Morning" from The View From Here 37:52 - Bealtaine "Grafton Street" from Factories & Mills, Shipyards & Mines 41:59 - THANKS 45:06 - Goitse "Write Me Down" from Rosc Goitse pronounced "Go - wit - cha" 48:47 - Rambling Sailors "Hi Ho Come Roll Me Over" from Kenway's Favorites 50:27 - Heather Dale "The Morrigan" from Fairytale 53:46 - Jesse Ferguson "Yankee Whalermen" from Ten 57:15 - CLOSING 58:34 - The Gothard Sisters "See You Down the Road" from Moment in Time 1:02:29 - CREDITS Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at   www.CascadiaLawAlaska.com Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Clean energy isn't just good for the planet, it's good for your wallet. Solar and wind are now the cheapest power sources in history. But too many politicians would rather protect billionaires than help working families save on their bills. Real change starts when we stop allowing the ultra - rich to write our energy policy and run our government. Let's choose affordable, renewable power. Clean energy means lower costs, more freedom, and a planet that can actually breathe. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email the artists to let them know you heard them on the Irish & Celtic Music Podcast. These musicians are not part of some corporation. They are small indie groups that rely on people just like you to support their music so they can keep creating it. Please show your generosity. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. IRISH & CELTIC MUSIC PODFEST Today's show is brought to you by Irish & Celtic Music PodFest. Our first ever festival will feature three Celtic bands, including yours truly, Marc Gunn. It's happening Sunday, March 8, 2026 at The Lost Druid Brewery in Avondale Estates, GA. Follow our event page on Facebook for more details. Or even better, Follow us for Free on our Patreon page. While you're there, you'll also find out about the Kickstarter we're launching for an album of the Best Celtic Music of 2025. Find out how You can get involved. ALBUM PINS ARE CHANGING THE WAY WE HEAR CELTIC MUSIC I got an email from Discmakers, my CD manufacturer, saying they were forced to raise their prices because of tariffs by our president. This is a tax on Americans. So if you love CDs, remember that the prices will go up. So please support those higher priced CDs. But there is an option for those who don't want to buy CDs and for those who want a better alternative for the environment. It's the Album Pin. Album Pins are lapel pins themed to a particular album. You get a digital download of the album. Then you can wear your album. All of my latest Album Pins are wood - burned and locally produced. This makes them better for the environment. And they are fun and fashionable. If you want to learn more about Album Pins, you can read more about them on my celtfather.Substack.com or just buy one at magerecords.com THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get… Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.

I knew a searcher who was buying a job, but didn't know they were buying a job. Buying a job is a bad thing. You just need to be realistic about what you are actually buying and what your intent is with acquiring a business. Repeat, there is nothing passive about buying a business. If you want a mailbox check, buy dividend-paying stocks or CDs.     Join the How to Buy a Business Cohort  https://www.letsbuyabusiness.com/p/how-to-build-a-business-cohort-with-ryan-condie/     Sourcing List:https://www.letsbuyabusiness.com/source   SMBs are the biggest target for cyber attacks. Protect your business with Inzo Technologies.Check out....www.inzotechnologies.com, I-N-Z-O, or email Nick directly at nick@inzotechnologies.com.

Welcome to the series finale of Supernatural Music Extravaganza! In this episode, the Denim Wrapped Nightmares and In Defense of Fandom crews tackle the eternal question: "Why does my Supernatural sound different on {insert name of streaming platform}?!" Spoiler alert: blame capitalism!The hosts explain the wild world of music licensing, from the show's early "oops, we only bought DVD rights" days to the later "give us your songs FOREVER" era. Turns out those iconic needle drops cost serious upfront cash, which is why Season 1 Dean might be rocking out to "Generic Rock Song #4" instead of AC/DC. RIP original soundtrack, we hardly knew ye (unless you own the DVD).Featuring insights from Jensen Ackles on budget woes, a deep dive into why physical media matters, and heartfelt tributes to favorite Supernatural needle drops—from "Heat of the Moment" torture to Bob Seger brotherhood feels. Plus: important intel on where to snag those Radio Company vinyls before they're gone again.The moral of the story? Buy the Blu-rays. Buy the CDs. Stream responsibly. Go to the shows. And never trust a tinkerbell.Click here to learn more about music supervision and Alexandra Patsavas.Catchup on Supernatural Music Extravaganza episodes, shop, and find playlists at linktr.ee/SPN20.Thank you for taking this SPN Family musical journey with us! Please continue to follow Denim-wrapped Nightmares and In Defense of Fandom. Next up, Berly and LA will discuss the lore, the gore, and what they adore about Supernatural, season 9, while Sadie takes a comprehensive look at fandom conventions. We hope to see you in 2026!Special thanks to Steve Hein, producer of the hit podcast, Supernatural Then and Now, for permission to include part of their conversation with Phil Sgriccia. Find their full discussion at podcasts.apple.com/ec/podcast/bloody-mary-featuring-producer-director-phil-sgriccia/id1605385289?i=1000551011238.Special thanks to our "favorite needle drop" contributors: Kera Styler, Nessa Colt, Lauren from Hops Geek News, Lynn from SPN 'Verse, Jordan, Liz, Iggy, Nerdy Tavern, and Waleed from the Wally Verse.Special thanks to our music contributors: Richard Cummins (richardcummins.bandcamp.com/music), Gil McKinney (music.apple.com/us/artist/gil-mckinney/315769280), The Station Breaks (music.apple.com/us/artist/the-station-breaks/1181728798), Briana Buckmaster and Billy Moran (music.apple.com/us/album/carry-on-wayward-son-single/1487727442).Send us your review!Support the showTHANK YOU FOR LISTENING!Please rate and review Denim-Wrapped Nightmares wherever you get your podcasts! Find social channels and more on our Linktree.

Toronto's melodic punk lifers Wasting Time are back with their new single “Ripped Blue Jeans”, out December 12 via People of Punk Rock Records. It's a nostalgic rush of anthemic hooks and heart-on-sleeve energy that could've soundtracked any MTV's 120 Minutes marathon. The track captures that feeling of late 90s freedom, cracked sidewalks, stickered guitars, the smell of sweat and stale beer in community-hall venues, and long summer nights when the world still felt small enough to dream your way out of it. Formed in 2017, Wasting Time has steadily built a catalog rooted in melody and sincerity: five EPs, three full-length albums, and a streak of singles that echo the honesty and grit of Alkaline Trio, No Use for a Name, MxPx, Blink-182, and Green Day. Their latest release, Hurry Up and Wait, cemented their reputation as one of Canada's most reliable carriers of melodic punk tradition, and “Ripped Blue Jeans” only deepens that lineage. Mixed and mastered by Matt Gauthier at Arc Studios, the single offers the first taste of their upcoming full-length, Are You Out Of Your God Damn Mind?, due out in the new year. The song hums with the spirit of a simpler time, before algorithms and playlists, when discovery meant burning mix CDs or catching a new band between Tony Hawk Pro Skater soundtracks. You can almost see the baggy Dickies, chain wallets, and flannel shirts tied at the waist. It's a nod to every kid who ever scribbled lyrics in the margins of a school binder or fell asleep to Dookie playing on repeat. Wasting Time capture that pulse without imitation; it's not nostalgia for its own sake, but a reminder of why those songs mattered in the first place. Wasting Time Online INSTAGRAM | SPOTIFY | BANDCAMP | FACEBOOK | X | YOUTUBE | TIKTOK Checkout my YouTube Channel with long form interviews from the Subversives | the History of Lowest of the Low. https://www.youtube.com/playlist?list=PL9d1VSeOHYuxFWKuRdmn9j8UTW6AHwS_fAlso my Weekly Tour Vlog is up an live on the YouTubeshttps://www.youtube.com/playlist?list=PL9d1VSeOHYuwphwhc4zd0VgY66f1OUQZp Pledge monthly with Patreon https://www.patreon.com/apologueShop Apologue products at http://apologue.ca/shopCheck out new Four Square Here: https://distrokid.com/hyperfollow/foursquare/brighton-beach-ephttps://distrokid.com/hyperfollow/foursquare/seven-oh-sevenhttps://distrokid.com/hyperfollow/foursquare/industry-at-home–21st-anniversary-remix-remasteredhttps://distrokid.com/hyperfollow/foursquare/when-weeks-were-weekends

An 88-year-old forced to work after losing his pension highlights the urgent need for a real retirement income plan. In this episode, Jim Fox shares why relying on luck or outdated strategies isn’t enough—and how a written, personalized plan can help you avoid financial heartbreak. Learn how to balance annuities, CDs, dividend accounts, and market investments to create reliable income, address healthcare costs, and safe guard your family’s future. Discover why honest advice and clear options matter more than sales pitches, and why taking action now can change your retirement story. Ready to connect with Jim today? Get some Financial Straight Talk! Follow us on social media: YouTube | FacebookSee omnystudio.com/listener for privacy information.

Wall Street is pitching “fixed-maturity ETFs” as the perfect solution for retirees who want certainty, income, and peace of mind—but are they actually solving a problem that already has simpler answers? In this episode, Don and Tom break down what bonds and CDs really do, why fixed-maturity funds are being pushed so hard right now, and how fees quietly eat away at the promised benefits. Along the way, they explain the real role of bonds in a portfolio, why chasing yield is a trap, and how diversification and simplicity still beat clever packaging. Listener questions tackle fiduciary responsibility in 401(k) plans, loaded mutual funds, and how much international exposure makes sense in retirement. 0:04 New year opener, time anxiety, and refusing to acknowledge large numbers 1:05 What a bond actually is—and what it guarantees (and doesn't) 1:54 CDs vs. bonds: fixed maturity products that already work 2:37 Why Wall Street suddenly “needs” fixed-maturity ETFs 3:22 BulletShares, yields, and the quiet problem of fund expenses 4:45 Larry Swedroe's blunt answer: skip the fund, buy the bonds 5:24 Yield fixation and how investors ignore cost and complexity 6:05 When fixed-maturity ETFs might make sense—and when they don't 7:14 I-Bonds, TreasuryDirect, and Don's practical reality check 7:48 A simple solution: total bond fund plus a CD ladder 8:28 Why fixed maturity doesn't mean fixed safety 10:09 Expense ratios compared: broad bond funds vs. sliced products 10:35 The real purpose of bonds in a portfolio 12:04 Putting 2022's bond losses in proper historical context 12:58 Eugene Fama on Wall Street “innovation” 13:20 Listener question: fiduciary responsibility in a 401(k) plan 16:30 Listener question: A-shares, B-shares, loads, and advisor honesty 19:14 Why high fund expenses hurt more than exit fees 20:52 Listener question: international exposure in retirement portfolios 22:18 Practical global diversification without precision theater 23:02 Why Don is flexible on allocations—but not on insurance sales 23:22 How to send in questions and closing banter Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, I wanted to talk about a few techniques I have been experimenting with to make custom action figures.  I have, up until now, been using epoxy clay, which you can mold and sculpt until it hardens after about an hour, then sand or file it down until it is the way you want it.  It works great, but it creates a hybrid dried clay - plastic figure that while durable to an extent, is still somewhat brittle.  I have been looking for a way to create an all-plastic figure for the sake of durability (without injection molding). The last few weeks, I have been playing around with a kind of thermoplastic called Instamorph that softens into a moldable putty when heated to 150 degrees F.  While it does cure very fast, it can be heated back up again with a heat gun or a soldering iron and sculpted, just like epoxy clay.  As far as I can tell, it's safe to do this and does not release noxious gasses in the process.  It anneals directly to the plastic of the figure and, when cool, forms a solid piece, a bit like lamination.  It can also be dyed in the soft phase to potentially replace or minimize the need for painting. Speaking of which, I also experimented with applying paint while the plastic is hot, something called plastic annealing, which I think will be especially helpful with joints and other areas of frequent paint rub.There's more on this, plus some visuals, on this video I made.I also talk about some goals for 2026, some of which I talked about last week.  The major areas I want to focus on are:-Music - continuing to learn how to use DAWs to make music electronically-Writing - working on The Thirteenth Hour sequel on a consistent basis-Toymaking - continuing to use techniques like this to find new ways of making different kinds of figures more easily and with a wider range of base figures with less prep work needed-Podcasting - adding creators' corner chats and livestreaming of things adjacent to the podcast, like editing writing or making models Wishing you the best in the new year!∞∞∞∞∞∞∞Once Upon a Dream, the second Thirteenth Hour soundtrack, is now out in digital form and on CD!   It is out on most major streaming services such as Bandcamp, Spotify, and YouTube Music.  (If you have no preference, I recommend Bandcamp since there is a bonus track there and you will eventually be able to find tapes and special editions of the album there as well.)  The CDs are out now!-Check out the pixelart music videos that are out so far from the album:-->Logan's Sunrise Workout: www.youtube.com/watch?v=K7SM1RgsLiM-->Forward: www.youtube.com/watch?v=Z9VgILr1TDc-->Nightsky Stargazing: www.youtube.com/watch?v=2S0p3jKRTBo-->Aurora's Rainy Day Mix: https://youtu.be/zwqPmypBysk∞∞∞∞∞∞∞∞ Signup for the mailing list for a free special edition podcast, a demo copy of The Thirteenth Hour, and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over at Thirteenth Hour Arts on Patreon or adding to my virtual tip jar over at Ko-fi. Join the Thirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week on Spotify,  iTunes, Stitcher, Player FM, Tunein, and Googleplay Music.Follow The Thirteenth Hour's Instagram pages: @the13thhr for your random postings on ninjas, martial arts, archery, flips, breakdancing, fantasy art and and @the13thhr.ost for more 80s music, movies, and songs from The Thirteenth Hour books and soundtrack.Listen to Long Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ or Spotify.  Join the mailing list for a digital free copy.  You can also get it on CD or tape.Website: https://13thhr.wordpress.comBook trailer: http://bit.ly/1VhJhXYInterested in reading and reviewing The Thirteenth Hour for a free book?  Just email me at writejoshuablum@gmail.com for more details!

You know that uncomfortable moment when your safe assets aren't paying what they used to? That's when most investors make their biggest mistake—chasing yield right before a market downturn. We're going to show you how life insurance breaks that cycle. The business cycle has a nasty habit of pushing conservative investors into stocks at exactly the wrong time. Interest rates drop, your CDs and bonds pay less, and suddenly risker assets look appealing. Then the market drops and you're stuck watching losses pile up on money that was supposed to be safe. Life insurance products move much slower than the broader market. While your CDs react immediately to rate changes, whole life dividends barely budge. Index universal life insurance stays remarkably stable even during market chaos. This matters even more when you're taking distributions in retirement. The average investor takes 40 months to recover from a 20% market decline—nearly twice as long as the market itself. Having assets that aren't whipped around by economic cycles gives you the power to wait out downturns. We'll walk through how whole life and index universal life insurance acted as hedges during 2008 and other market disruptions. You'll see why these products let you avoid the panic that causes so many investors to lock in losses they didn't need to take. ____________________________ Want to explore how life insurance can hedge your portfolio against business cycle risks? Reach out to us—we'd be happy to discuss strategies that fit your specific situation.

Banshimoku is a 2-piece rock band formed in 2019. Even though they've onlybeen around for six years, they have plenty of music to check out. Join us as we gothrough their CDs, songs, tours, and history!Scripted & QAed by: MilesHosted by: ShannaAudio Edited & Uploaded by: JonathanSupport this podcast at — https://redcircle.com/japan-top-10-ri-ben-nototsupu10-jpop-hits/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join this channel to get access to perks such as Weekly Zoom Calls & Private Discord!! https://www.youtube.com/channel/UC4BqTVQA1pCwe9QaEPwD3MQ/join Free 30 Day Trial to Go2Lister https://www.go2lister.com/mike I help teach people how to make money selling books on Amazon, leveraging the platform's vast reach and the profitability of reselling used books. How to sell books on Amazon? Selling books on Amazon can be an excellent side hustle or a full-time endeavor, particularly if you enjoy thrifting through places like Goodwill for hidden treasures. How to start selling on Amazon is accessible, and with my guidance on how to sell books, DVDs, CDs, and other media, beginners can quickly learn the ropes. Utilizing Amazon FBA streamlines operations, allowing sellers to focus more on sourcing and less on logistics. As a reselling coach, I provide tutorials and guidance on navigating challenges like ungating and optimizing listings for maximum visibility and sales. Whether you're looking for a part-time side hustle or aiming to become a full-time reseller, I will teach you the ins and outs of thrifting books and selling books online and can pave the way to creating passive income streams and achieving business growth.

These are the songs you loved most in 2025. The votes are in. The stories are written. From powerful folk anthems to driving reels and unforgettable voices, these tracks defined the year in Irish & Celtic music. Welcome to the Top 20 Irish & Celtic Songs and Tunes of 2025 as chosen by fans, fueled by community, and celebrating Celtic culture through music on the Irish & Celtic Music Podcast #740  -  -  Subscribe now! Kinnfolk, Niamh Dunne, Natalie Padilla, Socks in the Frying Pan, Scottish Fish, Kyle Carey, The Drowsy Lads, Heather Dale, Sheridan Rúitín, The Ciderhouse Rebellion with Molly Donnery, The Gothard Sisters, Screaming Orphans, Doolin', Fialla, Jigjam, Eimear Arkins, Austral, Ed Miller, Arise & Go, Willowgreen GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:12 - Kinnfolk "The Triple Crown Set" from Star Above The Mountain 5:10 - WELCOME 10:08 - Niamh Dunne "Ballyneety's Walls" from Portraits 13:27 - Natalie Padilla "Balsamroot" from Montana Wildflower 17:25 - Socks in the Frying Pan "Irelands Struggle" from Waiting for Inspiration 21:47 - Scottish Fish "Annie's" from Currently 26:37 - FEEDBACK 30:35 - Kyle Carey "Nach Muladach, Muladach Duine Leis Fhèin" from The Last Bough 33:32 - The Drowsy Lads "Lost and Found Hooley" from Time Flies 38:56 - Heather Dale "Weaver" from The Green Knight 42:20 - Sheridan Rúitín "Dean McLeod" from Only Savage 45:52 - The Ciderhouse Rebellion with Molly Donnery "Murphy's Running Dog" from A Little Bit Slanted 50:43 - FEEDBACK 53:47 - The Gothard Sisters "Adventurer" from Moment in Time 56:56 - Screaming Orphans "This Is the Life" from Paper Daisies 59:31 - Doolin' "Mary's Jigs" from Doolin' 1:03:56 - Fialla "The Road to Drumleman" from A Rare Thing 1:08:48 - THANKS 1:11:53 - Jigjam "Red Paddy on the Ridge" from Phoenix 1:16:30 - Eimear Arkins "Téir Abhaile Riú (Song)" from Here & There 1:20:03 - Austral "Woodford Nights" from Thylacine 1:26:55 - Ed Miller "The Wide Rio Grand" from Many's The Fine Tale 1:31:26 - Arise & Go "The Dirty Bee: La Grondeuse / Mutt's Favourite / Break Yer Bass Drone / The Dirty Bee" from Meeting Place 1:36:36 - CLOSING 1:38:25 - Willowgreen "Walking on the Waves" from Sheila's Brush 1:42:40 - CREDITS Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at   www.CascadiaLawAlaska.com Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember. Clean energy isn't just good for the planet, it's good for your wallet. Solar and wind are now the cheapest power sources in history. But too many politicians would rather protect billionaires than help working families save on their bills. Real change starts when we stop allowing the ultra - rich to write our energy policy and run our government. Let's choose affordable, renewable power. Clean energy means lower costs, more freedom, and a planet that can actually breathe. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and you will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic IRISH & CELTIC MUSIC PODFEST Today's show is brought to you by Irish & Celtic Music PodFest. Our first ever festival will feature three Celtic bands, including yours truly, Marc Gunn. It's happening Sunday, March 8, 2026 at The Lost Druid Brewery in Avondale Estates, GA. Follow our event page on Facebook for more details. Or even better, Follow us for Free on our Patreon page. While you're there, you'll also find out about the Kickstarter we're launching for an album of the Best Celtic Music of 2025. And you can find out how You can get involved. ALBUM PINS ARE CHANGING THE WAY WE HEAR CELTIC MUSIC I got an email from Discmakers, my CD manufacturer, saying they were forced to raise their prices because of tariffs by our president. This is a tax on Americans. So if you love CDs, remember that the prices will go up. So please support those higher priced CDs. But there is an option for those who don't want to buy CDs and for those who want a better alternative for the environment. It's the Album Pin. Album Pins are lapel pins themed to a particular album. You get a digital download of the album. Then you can wear your album. All of my latest Album Pins are wood - burned and locally produced. This makes them better for the environment. And they are fun and fashionable. If you want to learn more about Album Pins, you can read more about them on my celtfather.Substack.com or just buy one at magerecords.com THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.

Tunes: Rebel's Minuet (Crìsdean & Johanna): Will ye go to Flanders You can hear from several stellar musicians playing at the various sessions in Dunkeld over the Collogue weekend. https://www.facebook.com/crisdean.quest.9 Here are some ways you can support the show: You can support the Podcast by joining the Patreon page at https://www.patreon.com/wetootwaag You can also take a minute to leave a review of the podcast if you listen on Itunes! Tell your piping and history friends about the podcast! Checkout my Merch Store on Bagpipeswag: https://www.bagpipeswag.com/wetootwaag You can also support me by Buying my Albums on Bandcamp: https://jeremykingsbury.bandcamp.com/ You can now buy physical CDs of my albums using this Kunaki link: https://kunaki.com/msales.asp?PublisherId=166528&pp=1 You can just send me an email at wetootwaag@gmail.com letting me know what you thought of the episode! Listener mail keeps me going! Finally I have some other support options here: https://www.wetootwaag.com/support Thanks! Listen on Itunes/Apple Podcasts: https://podcasts.apple.com/us/podcast/wetootwaags-bagpipe-and-history-podcast/id129776677 Listen on Spotify: https://open.spotify.com/show/5QxzqrSm0pu6v8y8pLsv5j?si=QLiG0L1pT1eu7B5_FDmgGA

In this episode, The Annuity Man and Terry Savage discuss:  What is "chicken money"? Considering future crises in your financial plan  Seeking trusted advisors  Building an income floor    Key Takeaways:  Your "chicken money" is money that you can't afford to lose. CDs, treasury bills, money markets, AAA municipal bonds, and MYGAs are suitable options. MYGAs and CDs are great for principal protection and tax deferral benefits. Focus on having an income floor and principal protection in retirement plans.  It's important to consider possible future financial crises and plan for them, regardless of political outcomes. Social Security is a primary source of retirement income.  Seek trusted financial advice from fiduciaries who fully disclose costs and operate on a fee-only basis. See to it personally that you are able to customize your financial plan according to your goals.  Have an income floor to protect yourself against market fluctuations and ensure financial stability. Social Security is a strong foundation for retirement income. Build on it with guaranteed products. Consider both the short-term and the long-term in your financial plan.    "Chicken money, by definition, is money you cannot afford to lose, and as such, it belongs in things like short-term CDs, treasury bills." —  Terry Savage   Connect with Terry Savage: Website: https://www.terrysavage.com/  LinkedIn: https://www.linkedin.com/in/thesavagetruth/  Facebook: https://www.facebook.com/The-Savage-Truth-190870517609983/  New Book Link: https://www.amazon.com/gp/product/1119645441/ref=pe_2313400_441222210_em_1p_0_lm   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: Stan@TheAnnuityMan.com  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator!

The “fresh, daring and incisive” (Fanfare) compositions of Amy Williams have been presented by leading international performers, including the Pittsburgh Symphony Orchestra, Buffalo Philharmonic Orchestra, JACK Quartet, Bent Frequency, Ensemble Musikfabrik, Wet Ink, International Contemporary Ensemble, Junction Trio, Orpheus, pianist Ursula Oppens, soprano Tony Arnold, and bassist Robert Black. As a member of the Bugallo-Williams Piano Duo, she has performed throughout Europe and the Americas and recorded six critically-acclaimed CDs for Wergo (works of Nancarrow, Stravinsky, Varèse/Feldman and Kurtág), as well as appearing on the Neos and Albany labels. She is a Professor of Composition at the University of Pittsburgh and Artistic Director of the New Music On The Point Festival in Vermont.On January 8, 2026, Williams will perform Morton Feldman's Triadic Memories for Other Minds at Mills College at Northeastern University in Oakland, California. She joins us to talk about her early impressions of Feldman in Buffalo, New York, his influence on 20th century music, and her upcoming performance in Oakland.Music: Triadic Memories by Morton Feldman, performed by Amy Williams (Alan Wonneberger, engineer); Piece for Four Pianos by Morton Feldman, performed by the Bugallo-Williams Piano Duo (WERGO); Piano and String Quartet by Morton Feldman, performed by Amy Williams and the JACK Quartet (live at Black Mountain College)Follow Amy Williams on Instagram.amywilliamsmusic.comFollow us on Instagram and Facebook.otherminds.orgContact us at otherminds@otherminds.org.The Other Minds Podcast is hosted and edited by Joseph Bohigian. Outro music is “Kings: Atahualpa” by Brian Baumbusch (Other Minds Records).

In this episode, we look back and pick our favorite classical and jazz recordings from 2025.   The Adult Music Podcast is featured in: Feedspot's 100 Best Jazz Podcasts   Episode 241 Deezer Playlist   Fair use disclaimer: Music sample clips are for commentary and educational purposes. We recommend that listeners listen to the complete recordings, all of which are available on streaming services in the links provided. We also suggest that if you enjoy the music, you consider purchasing the CDs or high-quality downloads to support the artists.   Russ' Classical Picks   Episode 204: “Anniversaries & Inner Journeys” 3/17/2025 “Hough: Piano Concerto, Sonatina & Partita” (Hyperion) Sir Stephen Hough, The Hallé, Sir Mark Elder https://open.spotify.com/album/6aj6j7obrqKiSJJF9GB51l https://music.apple.com/us/album/hough-piano-concerto-sonatina-partita/1790189101 https://music.amazon.com/albums/B0DSWK94H6   Episode 208: “Elegance & Fire” 4/14/2025 “Prokofiev & Shor” (Alpha) Behzod Abduraimov, Royal Philharmonic Orchestra / Vasily Petrenko https://open.spotify.com/album/6yTib2Mj4XZNvPoC7ILgqR https://music.apple.com/us/album/prokofiev-shor/1792782208 https://music.amazon.com/albums/B0DV5N35H1   Episode 210: “Fluted Grooves” 4/28/2025 “Daugherty: Blue Electra” (Naxos) Anne Akiko Meyers, Albany Symphony Orchestra / David Alan Miller https://open.spotify.com/album/7KeVVROhrOyr7hwyAMc2Od https://music.apple.com/us/album/michael-daugherty-blue-electra-last-dance-at-the-surf/1803167332 https://music.amazon.com/albums/B0DTKSWBX9   Episode 211: “Saxurated Sound” 5/5/2025 “Tales of the Jazz Age” (La Dolce Volta) Florian Noack https://open.spotify.com/album/1pgOmjL6jYB69GOA2aMNxP https://classical.music.apple.com/sg/album/1795617036 https://music.amazon.com/albums/B0DWNBXQ3M   “Ancient Modernity” (Delphian) Louise McMonagle https://open.spotify.com/album/4mYIWqAJAYTqU4ayjzJnsI https://music.apple.com/za/album/ancient-modernity/1799737575 https://music.amazon.com/albums/B0DZ31FWKW   Episode 213: “Sacred Trinity & Swingin' Trio” 5/18/2025 “Alexander Scriabin: Vers La Flamme” (BIS) Yevgeny Sudbin https://open.spotify.com/album/3wYDp7bi9o73xbr9ZzWLrk https://music.apple.com/us/album/scriabin-vers-la-flamme/1803174467 https://music.amazon.com/albums/B0F1Z3KHWL   Episode 218: “A Quarter for Your Tones” 7/7/2025 “Persia & Baroque - Classical Persian Music and European Baroque” (Christophorus) Hamburger Ratsmusik / Simone Eckert, Ulrich Wedemeier, Anke Dennert, Neoclassical Ensemble of Tehran / Arash Mohafez https://open.spotify.com/album/5owCWVmzhFYnjbqZHg4lT0 https://music.apple.com/us/album/persia-baroque-classical-persian-music-and-european/1822952513 https://music.amazon.com/albums/B0F8C7Z8D5   Episode 219: “Border Crossers” 7/14/2025 “Laurent Boutros: Apatride, An Armenian in Paris” (Da Vinci Classics) Antonino Ielo https://open.spotify.com/album/7hQ2upqq5JxHfbJ8yDlX5C https://music.apple.com/us/album/laurent-boutros-apatride-an-armenian-in-paris/1819815810 https://music.amazon.com/albums/B0FCP46QV9   Episode 229: “A Trumpet Junket” 9/29/2025 “Kevin Puts: Concerto for Orchestra, Silent Night Elegy & Virelai” (Delos) Saint Louis Symphony Orchestra / Stéphane Denève https://open.spotify.com/album/3s5T4R7QJKHjgfNHmVy6Vz https://music.apple.com/us/album/kevin-puts-concerto-for-orchestra-silent-night-elegy/1826975431 No Amazon Music   Episode 231: “Bourbon Based” 10/13/2025 “Robert Russell Bennett & Vernon Duke: Violin Concertos” (Chandos) Chloë Hanslip, Singapore Symphony Orchestra / Andrew Litton https://open.spotify.com/album/5SQS6UVFNNBMf7Itmo1JEG https://music.apple.com/us/album/bennett-duke-violin-works/1830974602 https://music.amazon.com/albums/B0FKQ8BJYV   Mike's Classical Picks   Episode 202: “The Spaces Between” 2/24/2025 “The Age of Extremes: W.F. Bach, G. Benda & C.P.E. Bach” (Arcana) Francesco Corti, Il Pomo d'Oro https://open.spotify.com/album/666rWzJgsF6pZo9KyAZ27A https://music.apple.com/gh/album/the-age-of-extremes-w-f-bach-g-benda-c-p-e-bach/1781631697 https://music.amazon.com/albums/B0DN6QFCXM   Episode 207: “Blues ‘n' Bones” 4/7/2025 “Dvořák & Price: Piano Quintets” (Hyperion) Takacs Quartet, Marc-Andre Hamelin https://open.spotify.com/album/1i8Dx19cZUT4y5TcD9bomJ https://music.apple.com/us/album/dvořák-price-piano-quintets/1791744025 https://music.amazon.com/albums/B0DTKP5X5F   Episode 209 “Women on the Open Road” 4/21/2025 “Vox Feminae” (Alpha) Les Kapsber'girls https://open.spotify.com/album/7CMohdNtQxiB83iEMqntc7 https://music.apple.com/us/album/vox-feminae/1793025660 https://music.amazon.com/albums/B0DV5PTBMJ   Episode 212: “From Bach to Boogaloo” 5/12/2025 “Concertos: Pécou, Lazkano, Nante” (Erato) Alexandre Tharaud https://open.spotify.com/album/6bI8HUotFbewV3WMYX0OV0 https://music.apple.com/us/album/pécou-lazkano-nante-piano-concertos/1806217843 https://music.amazon.com/albums/B0F3FG9KJ7   Episode 213: “Sacred Trinity & Swingin' Trio” 5/18/2025 “Clérambault: Te Deum & Histoire de la Femme Adultère” (Château de Versailles Spectacles) Lisandro Abadie, Guy Cutting, Samuel Namotte, Gwendoline Blondeel A Nocte Temporis, Chœur de Chambre de Namur / Reinoud Van Mechelen https://open.spotify.com/album/3kITS98BQIa4cFBjT1NSnH https://music.apple.com/us/album/clérambault-te-deum-histoire-de-la-femme-adultère/1799108129 https://music.amazon.com/albums/B0DYNNF76N   Episode 215 “Doorway to the Horizon” 6/7/2025 “Ni Dufay, Ni Binchois - the Works of Johannes Pullois” (Passacaille) Sollazzo Ensemble https://open.spotify.com/album/4NMrnD08oj20PzLNDHM0rL https://music.apple.com/us/album/ni-dufay-ni-binchois-the-works-of-johannes-pullois/1807330875 https://music.amazon.com/albums/B0F44CTHZL   Episode 224: “Moon Tunes” 8/18/2025 “Bach, Telemann & Albinoni: Concerti” (Alpha) Sophie Gent, Kathleen Kajioka, Ensemble Masques / Olivier Fortin https://open.spotify.com/album/4Z9606TIlzMs2YA6LXiZnP https://music.apple.com/us/album/j-s-bach-telemann-albinoni-concerti/1807001257 https://music.amazon.com/albums/B0F8NM4DPF   Episode 227: “Melodic Reflections” 9/9/2025 “Libro primo” (ECM) Rolf Lislevand https://open.spotify.com/album/3XPfRhPmgp2sTj5rLPPH2I https://music.apple.com/us/album/libro-primo/1826581965 https://music.amazon.com/albums/B0FHJ5H7JV   Episode 229: 2A Trumpet Junket” 9/29/2025 “Martinů String Quartets 2-3-5-7” (Supraphon) Pavel Haas Quartet https://open.spotify.com/album/5LhBAJvYfW3akK0G35B8wh https://music.apple.com/us/album/martinů-string-quartets-nos-2-3-5-7/1832782214 https://music.amazon.com/albums/B0FM474BZ7   Episode 234 “Found Objects & Fresh Air” 11/10/2025 “Martinu Violin Concertos 1 & 2, Stravinsky Divertimento” (Supraphon) Josef Spacek, Prague Radio Symphony Orchestra / Petr Popelka https://open.spotify.com/album/0SKhKsHvwcPZ4OYMtzGRuK https://music.apple.com/us/album/martinů-violin-concertos-1-2-stravinsky-divertimento/1846791139 https://music.amazon.com/albums/B0FTGJLNHZ   “Found Objects / Sound Objects” (Hyperion) Marc-André Hamelin https://open.spotify.com/album/2dGt6QoBUsh75ShmyWOERe https://music.apple.com/us/album/found-objects-sound-objects/1828259285 https://music.amazon.com/albums/B0FJHYS4SJ   Mike's Jazz Picks   Episode 205: “Fragmented Inspirations” 3/24/2025 “South” (Sunnyside) Randal Despommier https://open.spotify.com/album/1EcSKXQuNPs7UIzaTkLl0j https://music.apple.com/us/album/south/1797433088 https://music.amazon.com/albums/B0DTWJSFZJ   Episode 208: “Elegence and Fire” 4/14/2025 “Live at Snug Harbor” (Outside in Music) Leon Anderson https://open.spotify.com/album/34XmNuGwm09hMfwDqaiGyf https://music.apple.com/us/album/live-at-snug-harbor/1792288803 https://music.amazon.com/albums/B0DTWHYQSL   Episode 212: “From Bach to Boogaloo” 5/12/2025 “Steep Steps” (Hobby Horse Records) Carl Winther, Richard Andersson, Jeff “Tain” Watts https://open.spotify.com/album/6mSi775nA3yYvU9Njpd7LV https://music.apple.com/us/album/steep-steps/1796891336 https://music.amazon.com/albums/B0DXFZPK8X   Episode 218: “A Quarter for Your Tones” 7/7/2025 “Nico's Dream” (SteepleChase) Tony Miceli https://open.spotify.com/album/5wUvoUKyZ0mmP87LZT877P https://music.apple.com/us/album/nicos-dream/1828638176 https://music.amazon.com/albums/B0F4DSQMVV   Episode 229: “A Trumpet Junket” 9/29/2025 “Oblivity” (Origin) Shawn Purcell https://open.spotify.com/album/4BdcYHpppD4zNskoxnuP2Z https://music.apple.com/us/album/oblivity/1831093754 https://music.amazon.com/albums/B0FL4V5HPB   Episode 230: “Concertos & Ciphers” 10/6/2025 “Cipher” (PHP Records) Charlie Porter https://open.spotify.com/album/2Nf8PpF9l3pDz6FLn4V18s https://music.apple.com/us/album/cipher/1807658361 https://music.amazon.com/albums/B0F49QRDH5   Episode 233: “Origin-al Recipe” 11/3/2025 “New Outlook” (Origin) Affinity Trio, Eric Jacobson https://open.spotify.com/album/6lhUbkRZQbk93E8rqane5J https://music.apple.com/us/album/new-outlook/1841929457 https://music.amazon.com/albums/B0FSCP685Q   “In the Groove: Live at the Alluvion” (OA2) trumpet, 10/17/2025 Anthony Stanco https://open.spotify.com/album/1eTkEAn2waOoKYJTjGkRyi https://music.apple.com/us/album/in-the-groove-live-at-the-alluvion/1841931160 https://music.amazon.com/albums/B0FSCSVSY6   Episode 235: “Impressions & Connections” 11/17/2025 “Lasting Impression” (Savant/High Note) Brandon Sanders https://open.spotify.com/album/1avyPXf8rP4eqgbfGHnnQN https://music.apple.com/us/album/lasting-impression/1840695827 https://music.amazon.com/albums/B0FRNM61SQ   Episode 240: “Double Trouble” 12/22/2025 “It's On!” (Nervy Nigel Records) Nigel Price https://open.spotify.com/album/0y2Rph1r8YLaqktG90Xxeh https://music.apple.com/gb/album/its-on/1850003081 https://music.amazon.com/albums/B0FY3P1HB4   Honorable Mention   Episode 228: “Synergy, Vocals, and Vibes” 9/22/2025 “Synergy” (SteepleChase) Paul Bollenback, Boris Kozlov https://open.spotify.com/album/59j2rbwlkeEgvAwKTVZz9o https://music.apple.com/us/album/synergy/1843953911 https://music.amazon.com/albums/B0FL5GF4F1   Russ' Jazz Picks   Episode 198: “Serene Screen Time” 1/27/2025 “The Snake Charmer” (Origin) Brad Goode Polytonal Big Band https://open.spotify.com/album/3FGXtQeRDC6i5LQMDTnyDl https://music.apple.com/us/album/polytonal-big-band-the-snake-charmer/1781618413 https://music.amazon.com/albums/B0DNZ5HRRD   Episode 202: “The Spaces Between” 2/24/2025 “Table for Three” (SteepleChase) Alex Norris https://open.spotify.com/album/2l4TGcCJaluGa98MqC8Ht7 https://music.apple.com/us/album/table-for-three/1806266526 https://music.amazon.com/albums/B0DVBDCBXQ   Episode 206: “Timbre Tantrum” 3/31/2025 “LightSide” (A.MA Records) Matteo Pastorino https://open.spotify.com/album/4z1xt1yALoiVkVk4t5vgVi https://music.apple.com/us/album/lightside-feat-dario-deidda-armando-luongo-domenico-sanna/1798791324 https://music.amazon.com/albums/B0DYN9FLW8   Episode 214: “Building Characters & Light Bassoonery” 5/26/2025 “Building Characters” (Cellar Music) Charles Chen https://open.spotify.com/album/5u6CjR2OTU7MjQUU5OOJCZ https://music.apple.com/us/album/building-characters/1795037951 https://music.amazon.com/albums/B0DWG54DLB   Episode 220: “Trans-phonic” 7/21/2025 “Transverse” (Calligram Records) Chad McCullough, Gordan Spasovski, Kiril Tufekčievski, Viktor Filipovski https://open.spotify.com/album/4GsqtJEMpqYfEDF14dxPzu https://music.apple.com/us/album/transverse/1819687910 https://music.amazon.com/albums/B0FCM5H3K5   Episode 222: “Mountain Viewfinder” 8/4/2025 “Viewfinder” (Attica Records) Hugh Pascall https://open.spotify.com/album/7IBrlJsdgj0sY579JDebqT https://music.apple.com/us/album/viewfinder/1825686850 https://music.amazon.com/albums/B0FH2XKXG5   Episode 224: “Moon Tunes” 8/18/2025 “Many Moons” (Third Coast Sound) Markus Rutz https://open.spotify.com/album/4MK0b4KgkFSclrpIqbrF3b https://music.apple.com/us/album/many-moons/1810126274 https://music.amazon.com/albums/B0F61HBSNF   Episode 225: “Chromatic Dreams” 8/25/2025 “Still We Dream” (Posi-Tone) Josh Lawrence https://open.spotify.com/album/3Rybpa0B2Xs4hrB8JBG4yP https://music.apple.com/us/album/still-we-dream/1821713242 https://music.amazon.com/albums/B0FGZMSQDS   Episode 232: “A French Connection” 10/20/2025 “The Dark Forest” (Steeplechase) Chris Byars https://open.spotify.com/album/4kFItljxvnU4JdIln0Wdp4 https://music.apple.com/us/album/the-dark-forest/1844056557 https://music.amazon.com/albums/B0FSG9R8C1   Episode 234: “Found Objects & Fresh Air” 11/10/2025 “A Breath of Fresh Air” (Taylor Christian Records) Sean Mason https://open.spotify.com/album/6mS8l8ZNHCu2CWerK3iBt7 https://music.apple.com/us/album/a-breath-of-fresh-air/1836167990 https://music.amazon.com/albums/B0FP2V4FH2        

Support Night Clerk Radio on PatreonIn our last new music episode of 2025, we're checking out some recent albums with a focus on experimental electronic music. First up, we have an evocative journey through supernatural and eerie memories inspired by horror video game OSTs. Then we're diving into the latest from plunderphonics pioneer and veteran Oneohtrix Point Never, an album that offers a lush exploration of 90s commercial sample CDs set against a hazy backdrop of digital nostalgia. Shout OutsThe Signalwave Christmas Special 2025 by The Signalwave Communitynosleep by Various ArtistsChristmas on the Isles from Roge CorpROUTINE on SteamCHRISTMAS VAPORWAVE 2025 | Holiday VaporwaveRoboCop statue Albums DiscussedSecrets in Motion IV: The Ghost Writer by Halogen StarTranquilizer by Oneohtrix Point Never Additional LinksThe Signalwave Christmas Special 2025Oneohtrix Point Never - Tranquilizer (Full Album Visualiser)CreditsMusic by: 2MelloArtwork by: Patsy McDowellNight Clerk Radio on Bluesky

In today's episode, I wanted to continue what I was working on last week, trying to get resin to adhere to a base plastic figure to create an easier way to make custom action figure duplicates.  I will be experimenting with a number of methods to create snap on/ snap off molds to see what works best, but today, I'm using a kind of thermoplastic called Instamorph.  You heat the pellets in water, they become soft and squishy, allowing you to press something into it to make a mold, like I am doing here: https://13thhr.wordpress.com/2025/12/29/the-thirteenth-hour-podcast-542-and-like-a-hood-ornament-87-trying-a-new-technique-by-creating-a-new-rocketeer-figure-part-2-and-2025-reflection/When it cures, Instamorph turns white.  It is also very hard.  That can be a plus and a minus.  I did find that it was really hard to get the mold out since it didn't want to bend.  I really hard to yank on the limbs.  The torso, however, worked really well: The mold was supposed to apply on the Rocketeer's jacket bib with the buttons and a few other details, like the straps for the rocket pack on the sides and shoulders.  The torsos of these figures might be a different kind of plastic since it has different melting properties than the limbs (which I suspect are PVC), but the resin actually adhered just fine.  Getting the resin to release from the mold was difficult, but I wonder if I use some oil or some other kind of mold release, it might a different story.  I have some other mold putties to try in the coming weeks, so if this method ultimately does not work, perhaps other will.  I am also wondering if this kind of plastic can be used in place of epoxy clay.  It dries hard but could be shaped with heat ... something to think about.This project will continue into 2026, but 2025 has been a pretty good year.  I'll talk about this more next week, in the first episode of the new year, but some of the things that happened this year were:-great guests and new friends-the release of Once Upon a Dream on tape, CD, and digital streaming after many years-a fair bit of progress on The Thirteenth Hour sequel (about 70 pages)-episode 500 last March-started to learn how to use a DAW as another way to make music-Wrapping up the reading of The Rocketeer movie novelization (started 10/14/24, ended 7/7/25)Looking forward to seeing what we can do in 2026!  See you in the new year!∞∞∞∞∞∞∞Once Upon a Dream, the second Thirteenth Hour soundtrack, is now out in digital form and on CD!   It is out on most major streaming services such as Bandcamp, Spotify, and YouTube Music.  (If you have no preference, I recommend Bandcamp since there is a bonus track there and you will eventually be able to find tapes and special editions of the album there as well.)  The CDs are out now!-Check out the pixelart music videos that are out so far from the album:-->Logan's Sunrise Workout: www.youtube.com/watch?v=K7SM1RgsLiM-->Forward: www.youtube.com/watch?v=Z9VgILr1TDc-->Nightsky Stargazing: www.youtube.com/watch?v=2S0p3jKRTBo-->Aurora's Rainy Day Mix: https://youtu.be/zwqPmypBysk∞∞∞∞∞∞∞∞ Signup for the mailing list for a free special edition podcast, a demo copy of The Thirteenth Hour, and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over at Thirteenth Hour Arts on Patreon or adding to my virtual tip jar over at Ko-fi. Join the Thirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week on Spotify,  iTunes, Stitcher, Player FM, Tunein, and Googleplay Music.Listen to Long Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ or Spotify.  Join the mailing list for a digital free copy.  You can also get it on CD or tape.Website: https://13thhr.wordpress.com

Qu'est-ce que le chant grégorien ? Ce chant monodique en latin, lié à la liturgie et à la parole biblique de l'Église catholique romaine, s'est développé à l'époque médiévale autour du XIIIè et IXè siècles. Après un déclin progressif, il a été restauré au XIXè siècle, et aujourd'hui, il est porté par des chœurs qui le font vivre sur plusieurs continents. (Rediffusion) « C'est par la pratique des psaumes qu'on comprend ce chant », disait Louis-Marie Vigne, considéré comme l'un des grands maîtres contemporains du chant grégorien en France, fondateur du Chœur grégorien de Paris, il y a une cinquantaine d'années. « Ce qui m'intéresse dans le grégorien, c'est le rapport du temps à l'éternité… La modification de notre conscience du temps est une des fonctions générales de la musique, une de ses plus belles vocations. Mais le chant grégorien en fait l'expérience permanente, à travers le mélisme, c'est-à-dire une méditation sonore sur une note ». Nous partons à la rencontre de ce chœur grégorien de Paris, dont les choristes viennent de tous les continents et se produisent également en tournée à différents endroits du monde, et dont le chef de chœur d'hommes est malgache, et la cheffe de chœur de femmes est sud-coréenne.   Invités : - Pierre Loiret, auteur notamment de plusieurs livres accompagnés de CDs sur le chant grégorien (« Origine, au commencement était le verbe » (Éd. Ad Caelum 2024), « Rayonnement, comme le cèdre du Liban » (Éd Caelum 2025), « Modalité, le Seigneur est ma lumière » (Éd. Ad Caelum, 2025) - Xavier Accart, rédacteur en chef du magazine Prier, auteur de « L'âme du grégorien, entretiens avec Louis-Marie Vigne » (Éd. du Cerf, 2025).

Join this channel to get access to perks such as Weekly Zoom Calls & Private Discord!! https://www.youtube.com/channel/UC4BqTVQA1pCwe9QaEPwD3MQ/joinFree 30 Day Trial to Go2Lister https://www.go2lister.com/mike I help teach people how to make money selling books on Amazon, leveraging the platform's vast reach and the profitability of reselling used books. How to sell books on Amazon? Selling books on Amazon can be an excellent side hustle or a full-time endeavor, particularly if you enjoy thrifting through places like Goodwill for hidden treasures. How to start selling on Amazon is accessible, and with my guidance on how to sell books, DVDs, CDs, and other media, beginners can quickly learn the ropes. Utilizing Amazon FBA streamlines operations, allowing sellers to focus more on sourcing and less on logistics. As a reselling coach, I provide tutorials and guidance on navigating challenges like ungating and optimizing listings for maximum visibility and sales. Whether you're looking for a part-time side hustle or aiming to become a full-time reseller, I will teach you the ins and outs of thrifting books and selling books online and can pave the way to creating passive income streams and achieving business growth.

[O Observador está a republicar os três episódios mais ouvidos do ano em cada podcast. Este é de 6 de julho de 2025.] A discussão sobre as refeições do Conselho de Ministros. A ameaça de tareia a um magistrado. Spínola: os berros, os pontapés debaixo da mesa, as indecisões e o passaporte com o nome do Patriarca. Vasco Gonçalves: “Um bem-intencionado, um pouco avariado da cabeça”. A manifestação da maioria silenciosa e o 11 de março. A guerra com o CDS e a lista secreta dos depositantes de um banco para financiarem o Partido da Democracia Cristã. A prisão na mesma cela que dois diretores da PIDE. E a fuga para Espanha disfarçado com uma capa e cabelo pintado. Segunda parte da conversa com o coronel Sanches Osório.See omnystudio.com/listener for privacy information.

High-yield savings rates have dipped slightly since early spring, but they remain strong enough that choosing the right account right now can still be a wise move. After several quarter-point interest rate cuts by the Federal Reserve, savings yields have eased—but not disappeared. In fact, many online banks continue to offer returns well above those of most brick-and-mortar institutions.Understanding what's happening—and how to respond—can help you steward your cash with wisdom and confidence.Why Savings Still Matter in Your Financial PlanSavings and investments play very different roles. A savings account is designed for money that must remain safe, accessible, and dependable—your emergency fund, short-term needs, and dollars you'll rely on in the next few years.Savings won't deliver investment-level growth, but the interest they earn still matters. Every bit of growth helps preserve purchasing power and strengthens your financial footing over time.Over the past few years, inflation rose well above the Federal Reserve's 2% target. In response, the Fed raised short-term interest rates aggressively. As rates climbed, savings yields—especially at online banks—rose alongside them.Earlier this year, many high-yield savings accounts were paying between 4.75% and 5%, sometimes more. That gave savers an unusual opportunity to earn meaningful interest on cash that would otherwise sit idle.Since then, inflation has cooled, and the Fed has begun cutting rates. Those reductions have nudged savings yields lower, but today's rates are still historically strong—and far more generous than what traditional banks typically offer.Why Timing Still Works in Your FavorBanks rarely adjust savings rates immediately after a Fed announcement. Often, there's a window—sometimes several weeks—when higher yields remain available before they gradually drift downward.That lag creates an opportunity. While savings accounts aren't “locked in” like CDs, moving your money into a competitive high-yield account now allows you to benefit as rates slowly settle. Banks tend to move cautiously, often watching one another before making changes, which gives savers time to act.For many families, knowing their savings are earning a solid return brings peace of mind—whether preparing for an unexpected expense or setting aside resources for opportunities God may bring.Where High-Yield Savings Fit BestA strong savings strategy usually includes three key priorities:1. Your emergency fund. Keep three to six months of expenses in a high-yield savings account. The stronger the yield, the faster that cushion grows—without taking on risk or debt.2. Short- and mid-term goals. Money you'll need in the next two to five years—such as a down payment, major repair, or planned purchase—should stay protected from market volatility. High-yield savings accounts offer both safety and reasonable earnings.3. Regular comparison. Some traditional banks still pay as little as 0.01%—essentially nothing—while online banks often offer rates dozens of times higher. Comparing what you're earning with what's available elsewhere can make a meaningful difference.Exploring Your Options WiselyComparison sites like Bankrate and NerdWallet can help you evaluate current rates while also considering reliability, customer experience, and safety ratings.Money market accounts are another solid option, often offering competitive yields with added flexibility, such as check-writing privileges. Just be mindful of minimum balance requirements.Don't overlook credit unions either. As not-for-profit institutions, they often return earnings to members through stronger rates and lower fees. One example is AdelFi Christian Banking, a credit union that combines competitive yields with support for Gospel-centered ministry worldwide.You can learn more at FaithFi.com/Banking.Stewardship Is About Faithful ConsistencyChoosing where to place your savings isn't simply about chasing the highest return. It's about managing God's resources with intention and care. Saving consistently—month after month, year after year—is quiet, faithful work.A wise savings vehicle supports that journey, helping your money work a little harder while you walk forward with clarity, confidence, and trust in the Lord's provision.On Today's Program, Rob Answers Listener Questions:I'm 70 and retired, with a steady monthly income. I need a car costing about $20,000, and I still owe $27,000 on my mortgage. I'd prefer not to carry two payments—should I pay off the mortgage or buy the car, and where should the money come from?I want long-term protection through investing in gold. What's the best way to do that today?I'm retired and have about $1 million invested with Edward Jones. They're moving me to a 1.2% annual fee on my entire portfolio instead of transaction-based fees. I agreed, but I now wonder whether the fee is warranted. Is this a wise move?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Bankrate | NerdWalletAdelFi Christian BankingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What Gen Z wants for Christmas might surprise you -- it looks like the 1990s all over again. The top selling media now is CDs, and the artists are throwbacks like Pink Floyd. Gen Z also wants handmade goods. Oh, and Santa Claus is problematic now? Watch this podcast episode on YouTube and all major podcast hosts including Spotify.CLOWNFISH TV is an independent, opinionated news and commentary podcast that covers Entertainment and Tech from a consumer's point of view. We talk about Gaming, Comics, Anime, TV, Movies, Animation and more. Hosted by Kneon and Geeky Sparkles.D/REZZED News covers Pixels, Pop Culture, and the Paranormal! We're an independent, opinionated entertainment news blog covering Video Games, Tech, Comics, Movies, Anime, High Strangeness, and more. As part of Clownfish TV, we strive to be balanced, based, and apolitical. Get more news, views and reviews on Clownfish TV News - https://more.clownfishtv.com/On YouTube - https://www.youtube.com/c/ClownfishTVOn Spotify - https://open.spotify.com/show/4Tu83D1NcCmh7K1zHIedvgOn Apple Podcasts - https://podcasts.apple.com/us/podcast/clownfish-tv-audio-edition/id1726838629

Celtic Christmas is here. Carols, reels, and winter warmth from Belfast to Pittsburgh. Turn it up and deck the halls...Celtic style. Do you need a soundtrack for lights, baking, or a snowy drive? This week's Irish & Celtic Music Podcast is packed with festive favorites and fresh Celtic Christmas cheer. The Gothard Sisters, Kinnfolk, Irish Christmas in America, Ritchie Remo, The Chivalrous Crickets, Boston Blackthorne, The Shamrocks, The Rogues, Terry McDade & The McDades, Plunk Murray, Kathleen MacInnes, The Irish Rovers, Celtic Woman, Sean Griffin, Seán Heely On the Irish & Celtic Music Podcast #739  -  -  Subscribe now! GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items with what's happening with Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have until December 4 to vote for this episode. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:13 - The Gothard Sisters "Here We Come a Caroling" from A Celtic Christmas 3:27 - WELCOME 6:12 - Kinnfolk "A Wintertime Feast" from A Wintertime Feast 10:58 - Irish Christmas in America "Set Dances_Single Jig  -  An Suisin Ban, The Hunt, Clancy's" from A Long Way From Home 15:42 - Ritchie Remo "Christmas Family" from Home For Christmas 18:52 - The Chivalrous Crickets "Carol Set  -  Sussex Carol / Bring a Torch Isabella / In dulci jubilo / Ding Dong Merrily on High" from A Chivalrous Christmas 24:23 - FEEDBACK 28:41 - Boston Blackthorne "Christmas in Pittsburgh 1943" from A Celtic Christmas 33:37 - The Shamrocks "Christmas in Belfast" from Single 36:56 - The Rogues "God Rest Ye Merry Gentlemen" from Hellbound Sleigh 38:13 - Terry McDade & The McDades "Maybe This Christmas" from Winter Rose 40:44 - THANK YOU 42:59 - Plunk Murray "I Saw Three Ships" from Christmas in the Pub 45:52 - Kathleen MacInnes "Santa Take Me Home" from Single 48:48 - The Irish Rovers "Bells Over Belfast" from An Irish Christmas 51:54 - Celtic Woman, Sean Griffin "I'm in Love for Christmas" from Nollaig – A Christmas Journey 55:34 - CLOSING 57:17 - Seán Heely "Silent Night" from So Merry as We Have Been 1:02:15 - CREDITS Support for this program comes from Hank Woodward. Support for this program comes from Dr. Annie Lorkowski of Centennial Animal Hospital in Corona, California. Support for this program comes from International speaker, Joseph Dumond, teaching the ancient roots of the Gaelic people. Learn more about their origins at Sightedmoon.com Support for this program comes from Cascadia Cross Border Law Group, Creating Transparent Borders for more than twenty five years, serving Alaska and the world. Find out more at   www.CascadiaLawAlaska.com The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, as we celebrate Celtic Christmas, remember this: caring for the earth is part of the old traditions. It's stewardship. It's community. Clean energy isn't just good for the planet. It's a gift to our families and our neighbors. Solar and wind are now the cheapest power sources in history, yet too many politicians would rather toast billionaires by the fire than help working families keep their homes warm and their bills low. Real change begins when we stop letting the ultra - rich write our energy policy and run our government. Choose affordable, renewable power. Clean energy means lower costs, greater freedom, and a world that can still sing for future generations. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Pub Songs & Stories. Every song has a story, every episode is a toast to Celtic and folk songwriters. Discover the stories behind the songs from the heart of the Celtic pub scene. This podcast is for fans of all kinds of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and you will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic WANT MORE CELTIC CHRISTMAS MUSIC? I host multiple podcasts, but the other big show of the year is Celtic Christmas Music. It's a free podcast highlighting Christmas music by Celtic musicians. The show is nearly as old as this podcast. You can enjoy 6 new episodes every year, all supported by folks like you. In fact, head on over to the Celtic Christmas Music Patreon page so you can listen to the show for free and follow it as well. IRISH & CELTIC MUSIC PODFEST Today's show is brought to you by Irish & Celtic Music PodFest. Our first ever festival will feature three Celtic bands, including yours truly, Marc Gunn. It's happening Sunday, March 8, 2026 at The Lost Druid Brewery in Avondale Estates, GA. Follow our event page on Facebook for more details. Or even better, Follow us for Free on our Patreon page. While you're there, you'll also find out about the Kickstarter we're launching for an album of the Best Celtic Music of 2025. And you can find out how You can get involved. ALBUM PINS ARE CHANGING THE WAY WE HEAR CELTIC MUSIC I got an email from Discmakers, my CD manufacturer, saying they were forced to raise their prices because of tariffs by our president. This is a tax on Americans. So if you love CDs, remember that the prices will go up. So please support those higher priced CDs. But there is an option for those who don't want to buy CDs and for those who want a better alternative for the environment. It's the Album Pin. Album Pins are lapel pins themed to a particular album. You get a digital download of the album. Then you can wear your album. All of my latest Album Pins are wood - burned and locally produced. This makes them better for the environment. And they are fun and fashionable. If you want to learn more about Album Pins, you can read more about them on my celtfather.Substack.com or just buy one at magerecords.com THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.

This week on the show, comedy never takes a holiday. Jackie does a gig so tired she is fighting her own mouth on stage to get the jokes out. Laurie is a-paul-d by the money people make from fighting influencers. There is also some discussion of which characters from Hogan's Heroes can get it. Plus, Laurie would like to remind everyone that no one listenes to CDs, not even you... Subscribe to the podcast, and give it a 5-star rating and review to help the show move up the charts. Video for the episodes is on The Jackie and Laurie YouTube channel! Comic of the Week: Athena Kugblenu @athenakugblenu Become a MaxFun Member for benefits and other great pods:https://href.li/?https://maximumfun.org/donate Join our Patreon: https://www.patreon.com/JackieandLaurie Watch the episodes and subscribe here: https://www.youtube.com/@Jackie_Kashian See Laurie on tour: https://lauriekilmartin.com/tour-dates See Jackie on tour: https://jackiekashian.com/tour-dates Watch 'Lauries special “Cis Woke Grief ”Slut on YouTube:https://bit.ly/3zWwgPA Watch Laurie's special “Cis Woke Grief ”Slut on Amazon Prime: https://amzn.to/3NpHlMo Watch 'Jackies special “Looking Back” on YouTube: https://www.youtube.com/watch?v=0ZfwWvgMT70 Follow Laurie on social media: @anylaurie16 Follow Jackie on social media: @jackiekashian Recorded and Produced by Kyle Clark : @kyleclarkisrad  Become a member at maximumfun.org/join.

Remember when we used to burn CDs?A lot of music made it around the world without being properly published in those early days of file sharing. So the “Lostwave community” steps in to hunt down the origins of unidentified music. In this case, music that was made in Boston and heard in Seattle required the help of a data geek in the Middle East to figure out that the originator lives right here among us in Nashville.  This is a production of Nashville Public Radio. Host/producer: Blake Farmer Editor: Tony Gonzalez 

Corey Ledet Zydeco returns to the show to talk about his new live album Live In Alaska ! Have accordion, will travel. That's been Corey Ledet's motto for most of his three decades as a zydeco musician. During a tour of Russia, Ledet enjoyed VIP treatment with his own security detail. Fans were eager to touch his band's zydeco rubboard, a metal vest that's worn over the shoulders to scratch out a rhythm. Fascinated admirers dubbed it the “magic instrument.” With trips to Hawaii, Canada and throughout Europe also on his resume, Ledet yearned to preserve the energy of those road shows. But the time and place for a live recording never lined up. “When the Anchorage Folk Festival came up, I said this might be a good opportunity,” said Ledet, 44, a two-time Grammy nominee. “So I talked to the people over there about it. “When I got there, they had all the equipment to record. I got to thinking about Clifton Chenier, a lot of his live recordings were done away from home. It worked for the King of Zydeco. I said, ‘Let me try this'.” The result is Live in Alaska, the first live album for Corey Ledet Zydeco and his mysterious, new accordion, “Black Magic.” After sifting through three days of recording, the band settled on 11 tracks that demonstrate Ledet's title, “The Accordion Dragon.” The album features live renditions of English and Creole hits from Ledet's previous 15 CDs. “Alaska Funk,” a new track, is an impromptu, onstage jam with Ledet and his skilled, Louisiana entourage. “We created that song live on the spot,” said Ledet. “Like I told the audience ‘It's amazing when you have great musicians, you can almost create a song off the top of your head'.” Improvisation is in his Ledet's blood. Corey Ledet was born and raised in Houston, Texas, and spent his Summers with relatives in small-town Parks, where he was exposed to their Kouri-Veni language and Creole traditions. This molded and shaped Corey's world in a profound way. This culture has its roots in Louisiana, but eventually spread across the country, including into neighboring Texas. When he returned home after Summer, Corey was able to remain immersed in the Creole culture he learned to love. He learned everything he could about Creole culture – the traditions, the food, and most importantly, the music -- so that he could incorporate it into all aspects of his life. His love for Creole/Zydeco music was instant and hard to ignore. Ledet studied the originators of the music like Clifton Chenier, John Delafose, and Boozoo Chavis. His studies branched out to include any (and all) Zydeco artists.  At the age of 10, Corey started picking up shows as drummer for Houston's Wilbert Thibodeaux and the Zydeco Rascals and slowly learned his way around the main instrument of the style – accordion. He came to truly love every type of accordion: the single-note, triple-note and piano key … as well as still more exotic species! He worked at building his skills and coming to know knew each one intimately. By the time he graduated from high school, Ledet was certain that music would be the focus of his future. Eventually, he moved to Louisiana to be fully immersed in his beloved Creole culture. To this day, Corey Ledet remains true to his family and cultural roots and looks for ways to incorporate them in his musical work and style of living. He's created his own unique style out of the diverse influences of the many musicians he's studied, blending old and new styles of Zydeco, and more! https://www.facebook.com/corey.ledet.39 www.coreyledet.com https://www.instagram.com/coreyledetzydeco/  

When I describe BIGhART to folks in the U.S. theyaccuse me of making it up.What if telling a story could rewrite history, heal generational trauma, and reclaim a community's stolen legacy?In a world where the voices of marginalized communities are often silenced or distorted, this episode explores how the arts—through projects like BIGhART and the Ngapartji Ngapartji and Namatjira initiatives—can become powerful instruments of cultural justice, truth-telling, and transformation. If you've ever wondered how creativity can confront systems of power and elevate unheard voices, this story offers living proof.In this episode we:Discover how a small arts organization in Australia sparked a global movement for Indigenous rights, language preservation, and youth empowerment.Learn how performance, storytelling, and community-led creativity dismantled colonial narratives and reclaimed stolen intellectual property.Be inspired by Scott Rankin's vision of sacred, process-centered artistry that goes beyond performance to become a force for healing, justice, and deep social change.BIOScott co-founded Big hART with friend John Bakes in 1992. As CEO and Creative Director, Scott leads the overarching vision for all Big hART projects – from pilot through to legacy. A leader and teacher in the field of social and cultural innovation, Scott provides daily mentorship and knowledge transfer to all Big hART staff so that they can in turn lead our projects with confidence.An award winning writer and director in his own right, Scott's works have been included many times in major arts festivals. His reputation is built on a quarter of a century of work, creating, funding and directing large-scale projects in diverse communities with high needs, in isolated settings.Big hART is Scott's passionate contribution to the arts and society.Notable MentionsBIGhART: Authentic, high-quality art made with communities.Big hART brings virtuosic artists into communities to collaborate and create authentic stories which illuminate local injustice. We present these stories to mainstream audiences to help raise awareness. This builds public support for change and helps to protect vulnerable people.Everyone, everywhere has the right to thrive.Big hART works with communities experiencing high levels of need. Rather than focusing on the problem, our unique non-welfare projects build on community assets, strengthening vulnerable individuals, and creating long term attitudinal shifts. Our hope is for all communities to flourish.Positive, generational change begins as a cultural shift.Big hART designs and delivers transformative projects to address complex social issues. Our cultural approaches are evaluated and acknowledged as best practice. Decision makers seeking better solutions can use our award winning projects to help develop new and better policy. We aim to drive generational change.Ngapartji Ngapartji: Big hART designed the Ngapartji Ngapartji project to raise awareness of Indigenous language loss, and the lack of an national Indigenous languages policy. In order to create visibility around these issues, we launched a language and culture teaching portal, offered audiences the chance to learn Pitjantjatjara through a small teaching show, created short teaching films, as well as music and CDs with a Pitjantjatjara choir. We made a high profile...

Neoborn Caveman spins a marble-mouthed pro-humanity satire on truth, sovereignty, and tyranny, blending green tea slurp and burp with critiques of Avatar 3 as overpriced garbage versus The Promised Land series as low-budget fun, champions vinyl and CDs over streaming for control, exposes poisoned food and water amid ignored protests like Belgium farmers, questions Rep. Ashley Hinson's Iowa bill forcing fathers to pay pregnancy costs as socialist overreach demanding relationship responsibility, condemns UK silent prayer bans near abortion clinics as thought crime absurdity, and urges good people to unite in humility and accountability against parasitic elites.Key TakeawaysTruth requires personal responsibility.Sovereignty favors tangible over digital control.Globalists suppress protests while toxifying essentials.Relationships demand commitment before consequences.Government laws erode family autonomy.Silent thought faces criminalization.Good unity defeats sinister regimes.Humility exposes elite parasites.Accountability restores human freedom.You are special—one of a kind.Sound Bites"Let's slurp and burp together just to annoy Bill Gates and the globalists because we will provide some methane gases after today!""Watch The Promised Land, this is the series title, The Promised Land""CDs are back, maybe they never went away. And I think it's all about control and sovereignty.""That's not life, that's not what God designed for us.""I will be a lawmaker on a way as well to ensure father's shoulder 50% of pregnancy expenses.""Keep it in your pants or keep your pants up. That's it.""It's not only a Northern Ireland thing, it's not only an England thing, it's not a British thing, it's American...""What are you doing? You don't move your lips. What are you thinking of?""We have to take responsibility for our own lives.""You are amazing. You are special. You are one of a kind."Gather for unfiltered rambles at patreon.com/theneoborncavemanshow —free join, chats, lives.keywords: truth, sovereignty, avatar critique, promised land series, streaming control, poisoned food, belgium protests, iowa pregnancy bill, ashley hinson, relationship responsibility, silent prayer bans, uk abortion zones, humility, accountabilityHumanity centered satirical takes on the world & news + music - with a marble mouthed host.Free speech marinated in comedy.Supporting Purple Rabbits. Hosted on Acast. See acast.com/privacy for more information.

There's been a surge in demand for cassettes, CDs and portable audio devices. Matthew Davis, owner of Flying Out Record Store, is with Bryan to discuss the trend.

Two mics, one space heater, and a dream: we kick off the first week of Big Jay's Replays and tell the truth about building a local game shop from the ground up. From weather-thinned foot traffic to a rush of trade-ins—PS2 hauls, stacks of DVDs and CDs, and a shocker of vintage TMNT figures worth serious cash—we walk through the moves that matter: fair valuations, flexible appointments, and setting up play areas that make people linger. It's messy, real, and way more fun than the glossy version.Behind the counter, the numbers get interesting. We break down credit card processing fees by brand, swipe charges, percent-of-transaction rates, hardware costs, monthly support, and PCI compliance. No sugarcoating—just the actual overhead small retailers face and why some pass fees to customers. Jay doesn't. He's betting on loyalty, momentum, and the simple magic of a welcoming store. That spirit spills into neighbor relations too: clearing up a back-entrance issue, swapping a gift card for a cross-promo giveaway, and building a mini-ecosystem with the card shop next door so collectors hit both spots in one trip.Then we throw sparks with music discovery. Wolves at the Gate delivers melody and muscle, Stained With Silver brings moody cinematic textures, and Resistor's “Mutt” drops a turntablist into metal, filling a groove we didn't know we missed. We spiral into the wild world of “The John Candy,” AI-tinted visuals, and sample-packed chaos, before pivoting to EDM anthems, Eurodance nostalgia, and Little Big's “LollyBomb,” whose towering build-ups punch like a perfect breakdown. If you love retro games, underground bands, and the thrill of finding gold where the algorithm sleeps, you'll feel right at home.Stick around for holiday wishes and a promise to keep uncovering the good stuff—on shelves and in playlists. If this ride hits your frequency, follow the show, share it with a friend, and drop your favorite discovery from the episode in a review so others can find us too.Send us a text message and let us know how awesome we are! (Click the link)!Support the show'Beavis and Butt-head' Cover art created by Joe Crawford

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down one of the most confusing — yet essential — components of retirement planning: bonds. Jim and Casey explain what bonds are, how they generate income, and why they behave differently from stocks. They dig into interest rates, bond ladders, risk vs. reward, and why bonds can either stabilize a retirement portfolio or hold it back depending on how they're used. Whether you're already retired or planning ahead, this episode clarifies the role bonds should play in your long-term income plan — especially in today's evolving interest-rate environment. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why bonds matter in retirement 01:36 – What exactly is a bond? 02:58 – How bonds generate income 04:26 – Why bonds behave differently from stocks 05:58 – Interest rates and how they affect bond values 07:46 – The role bonds play in stabilizing a retirement portfolio 09:30 – When bonds can actually hurt your retirement plan 11:12 – Understanding bond duration and risk 12:58 – The pros and cons of bond ladders 14:40 – How to know if you have the right amount of bonds 16:12 – Bonds vs. CDs vs. annuities — what's the difference? 17:48 – Practical tips for building a bond strategy Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Episode 186 — Christmas at Scott's: A Mystery CD Listening PartyHappy holidays from The Conner & Smith Show!

In today's episode, I wanted to try something that, frankly, may not work.  I wanted to try using a basic figure as the "skeleton" and casting details onto the body instead of sculpting them out of epoxy clay or some other substance.  This would allow you do get a figure off the shelf and essentially "plug" it into the molds for the limbs are such and emerge with a "newly clothed" figure.  I don't know if it will work since I'm not sure how well the resin will adhere to the skeleton.   That said, I figured it's worth a try and am making the prototype today from an Iron Man figure and helmet, chest, and pack of the figure I was working on last time.  Next time, I'll see how I can make new molds or adapt the ones I already have. Picture of the prototype so far: https://13thhr.wordpress.com/2025/12/22/the-thirteenth-hour-podcast-541-and-like-a-hood-ornament-86-trying-a-new-technique-by-creating-a-new-rocketeer-figure-part-1/∞∞∞∞∞∞∞Once Upon a Dream, the second Thirteenth Hour soundtrack, is now out in digital form and on CD!   It is out on most major streaming services such as Bandcamp, Spotify, and YouTube Music.  (If you have no preference, I recommend Bandcamp since there is a bonus track there and you will eventually be able to find tapes and special editions of the album there as well.)  The CDs are out now!-Check out the pixelart music videos that are out so far from the album:-->Logan's Sunrise Workout: www.youtube.com/watch?v=K7SM1RgsLiM-->Forward: www.youtube.com/watch?v=Z9VgILr1TDc-->Nightsky Stargazing: www.youtube.com/watch?v=2S0p3jKRTBo-->Aurora's Rainy Day Mix: https://youtu.be/zwqPmypBysk∞∞∞∞∞∞∞∞ Signup for the mailing list for a free special edition podcast, a demo copy of The Thirteenth Hour, and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over at Thirteenth Hour Arts on Patreon or adding to my virtual tip jar over at Ko-fi. Join the Thirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week on Spotify,  iTunes, Stitcher, Player FM, Tunein, and Googleplay Music.Follow The Thirteenth Hour's Instagram pages: @the13thhr for your random postings on ninjas, martial arts, archery, flips, breakdancing, fantasy art and and @the13thhr.ost for more 80s music, movies, and songs from The Thirteenth Hour books and soundtrack.Listen to Long Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ or Spotify.  Join the mailing list for a digital free copy.  You can also get it on CD or tape.Website: https://13thhr.wordpress.comBook trailer: http://bit.ly/1VhJhXYInterested in reading and reviewing The Thirteenth Hour for a free book?  Just email me at writejoshuablum@gmail.com for more details!

Garry "G" Cobb (former NFL linebacker & longtime Philadelphia sports talk host) checks in while Christmas shopping with thoughts on the Eagles' 29-18 win over Washington and on an important message his mother taught Garry & his siblings for years growing up (and even now at age 91 :)). J. Jackson (lead singer & lyricist for ApologetiX) is already done his Christmas shopping and was free to drop by to chat about a handful of the several dozen Christmas parodies the band has done as part of their 850+ song catalog. You can enter to win their latest two CDs on the WFIL home page and find out more about the band at www.apologetix.com :).See omnystudio.com/listener for privacy information.

https://m.ebay.co.uk/sch/i.html?sid=tindogpodcast&_pgn=1&isRefine=true&_trksid=p4429486.m3561.l49496 This title was released in November 2025. It will be exclusively available to buy from the Big Finish website until 31 January 2026, and on general sale after this date. Martin Binns is dead. He leaves behind a pile of video tapes and a warning on the walls of his flat: "He Is Coming". Andy's boss is keen to write the death off, but Andy's been around Torchwood too long to let it go. The tapes contain the rushes of an unfinished horror film. Hidden in it is a forgotten crime and a terrible warning. He. Is. Coming. Please note: the collector's edition CDs are strictly limited to 1,000 copies each and will not be re-pressed.

Graham Cunnington & Paul Jamrozy in conversation with David Eastaugh  https://testdept.bandcamp.com/album/industrial-overture Formed in London in the early 1980s, Test Dept are regarded as one of the pioneering forces of ‘industrial music', recognised for their groundbreaking sound and powerful performances that pushed the boundaries of music, art and protest while exploring political and social issues. Centred around the founding duo of Paul Jamrozy and Gray Cunnington since resurfacing in the mid-2010s, the group recently signed to the Artoffact label and have just issued the first in a series of carefully curated box sets that will chronicle their career. ‘Industrial Overture. Studio & Live Recordings 1982-1985' consists of 42 tracks across 4 CDs and also available digitally. It includes a first ever reissue of the group's 1983 cassette-only debut album ‘Strength Of Metal In Motion', the classic ‘Ecstasy Under Duress' and ‘Atonal & Hamburg' albums (both unavailable for over three decades), plus a disc of hitherto unreleased studio recordings that incorporate two sessions recorded for the John Peel show on BBC Radio 1.

Everyone with a physical music collection - you know, stuff you can hold in your hands like albums and compact discs - has had to decide how to store it all. Organized fans often arrange their collections alphabetically and/or chronologically and/or by popularity. Less organized fans find it harder to keep up with what they have and find what they want when they want it. For veteran music journalists like Wayne Bledsoe and Chuck Campbell, who have each amassed thousands of albums and CDs over the decades, organizing their collections has been a complicated and imperfect undertaking. This week, your “How We Heard It” hosts Wayne, Chuck and producer John Baker root through sections of their collections and discover favorite recordings they forget they had as well as albums/CDs they didn't realize they had and some they didn't even know existed. And along the way, they discover they may not be the same guys they once were. When was the last time you took a good look at your music? Have you also changed over time?

Join this channel to get access to perks such as Weekly Zoom Calls & Private Discord!! https://www.youtube.com/channel/UC4BqTVQA1pCwe9QaEPwD3MQ/join Free 30 Day Trial to Go2Lister https://www.go2lister.com/mike I help teach people how to make money selling books on Amazon, leveraging the platform's vast reach and the profitability of reselling used books. How to sell books on Amazon? Selling books on Amazon can be an excellent side hustle or a full-time endeavor, particularly if you enjoy thrifting through places like Goodwill for hidden treasures. How to start selling on Amazon is accessible, and with my guidance on how to sell books, DVDs, CDs, and other media, beginners can quickly learn the ropes. Utilizing Amazon FBA streamlines operations, allowing sellers to focus more on sourcing and less on logistics. As a reselling coach, I provide tutorials and guidance on navigating challenges like ungating and optimizing listings for maximum visibility and sales. Whether you're looking for a part-time side hustle or aiming to become a full-time reseller, I will teach you the ins and outs of thrifting books and selling books online and can pave the way to creating passive income streams and achieving business growth.

Chris Panfil is a solo performer, songwriter, and multi-instrumentalist bluegrass musician. His musical palette includes vocals, mandolin, fiddle, harmonica, and various guitar styles. His passion is writing, singing, and playing his original Americana-influenced songs, but he also enjoys performing Pop/Rock and Country "chestnuts." The Panfil Brothers Chris and his brother, Mark Panfil, were inducted into the Buffalo Music Hall of Fame in 2016 as the Panfil Brothers. They continue to perform together as the Panfil Brothers, moving seamlessly between various styles, including bluegrass, folk, country, Irish, and acoustic jazz. The duo has released three CDs under this name. Creek Bend Chris is a long-time member of the award-winning bluegrass band, Creek Bend, with whom he has recorded six projects. • He first joined Creek Bend in 1985 on mandolin. • He rejoined the group in 1994, again on mandolin. • He later switched to guitar around 2005. Nashville Career A former studio musician from Nashville, Chris spent over ten years as a multi-instrumentalist in Florida and Nashville. While in Nashville, he was an in-demand musician, playing with touring acts, working as a session player, and holding a steady gig at the Stagecoach. Chris visited the Flamingo Lounge on December 3, 2025 to talk about his illustrious career and share his story.

In this holiday Friday Q&A, Don opens with a festive announcement about Season's Readings—now Apple-featured and temporarily commercial-free—before diving into listener questions on fixed annuities versus CDs, a creative (and complex) 529-to-Roth strategy tied to Georgia tax deductions, simplifying IRA management and RMDs at Schwab or Vanguard, the unavoidable tax traps of old investment clubs structured as partnerships, and the perennial question of how much U.S. large-cap exposure belongs in a diversified equity portfolio. Along the way, Don reinforces core themes: simplicity beats complexity, costs matter, taxes are inevitable, and diversification has no single “correct” allocation—only trade-offs aligned with philosophy and discipline. 0:04 Holiday welcome, Friday Q&A format, and how to submit questions 0:46 Season's Readings podcast announcement, Apple feature, and commercial-free holiday run 2:16 Fixed annuities vs CDs: safety, state guarantees, and annuity ladders 5:29 Using 529 plans as a long-term Roth pipeline with state tax deductions (Georgia example) 9:29 Moving an IRA to Schwab or Vanguard and automating RMDs 10:20 Investment clubs as partnerships: K-1s, capital gains, and tax inevitability 14:47 How much U.S. large-cap belongs in a diversified stock portfolio 18:54 Reviews, critics, Bitcoin pushback, and holiday sign-off Learn more about your ad choices. Visit megaphone.fm/adchoices

Host Graham Coath is joined by Alex and Jane from Imperial Age, broadcasting straight from London, where boxes, merch, CDs surround them, and the very real pressure of getting thousands of orders out the door in time...What follows is a wide-ranging, brutally honest, and often hilarious conversation about life in music, building something epic from the ground up, and what it really takes to survive — and thrive — as a modern independent band.Alex and Jane talk about the long road to becoming Imperial Age, the origin (and non-origin) of the band's name, growing up together, getting into trouble at school, and why independence wasn't a romantic choice — it was a necessity after years of rejection from labels, managers, and industry gatekeepers.This episode dives deep into:Running a band like a business (whether you like it or not)The myth of the “glamorous independent artist”Fans vs clients — and why real fans matterCrowdfunding, merch, burnout, and buying your time backSongwriting, creative instincts, and knowing when a song is finishedWhy honesty, resonance, and value matter more than hypeAlong the way, there are stories about Travelodge disasters, Age of Empires, Palpatine impressions, shower-written hit songs, Reddit trolls, music “gurus”, and why success isn't about pretending — it's about showing up and doing the work.As always on MyMusic, this isn't just about the music. It's about the people behind it, the thinking that drives it, and the reality of creating something meaningful in a noisy world.Imperial Age don't just make epic, cinematic metal — they live it.

GGACP celebrates the 2025 holiday season by revisiting this short but sweet mini-episode from 2018, as Gilbert gleefully opens Christmas gifts from worshipping fans — including coffee table (!) books, collectible magazines, homemade holiday CDs, hand-drawn greeting cards and other goodies. Also in this episode: Chick Tracts presents “The Death Cookie,” the music of the Johnny Gregory Orchestra, Gilbert warbles the Chock Full O' Nuts jingle and the first mention of future staffer-funster Michele Mantynen! PLUS: Rondo Hatton! Blind Lemon Raybone! “Boris Karloff's Tales of Mystery”! And “The Gilbert Gottfried Munchausen by Proxy Telethon”! Learn more about your ad choices. Visit megaphone.fm/adchoices

Volker Türk is the United Nations High Commissioner on human rights. We talk to him about the agency's continued campaign against human rights violations worldwide, despite the U.S. pulling back support.Harvard national security expert Juliette Kayyem on the latest in the Brown University shooting investigation, as detectives scramble for footage of a possible suspect. Plus her thoughts on that Susie Wiles Vanity Fair article.Step aside vinyl, CDs and DVDs are BACK — at least for Gen-Z. We talk to The Culture Show's Jared Bowen about that, plus the mythology of Hamnet and its connection to the Bard's most famous soliloquy.While State auditor Diana DiZoglio's effort to audit the legislature still hasn't happened, despite the voters' will, she's launching a new ballot question that would subject both the Legislature and the governor's office to the state public records law. She joins us.

Today Eric focuses on the concept of challenging traditional methods—or the mindset of "that's the way I've always done it"—within business, specifically contracting and the aquatic hobby. Triplet emphasizes the importance of innovation and efficiency, using examples like adopting new software (CompanyCam) to dramatically shorten the time spent on client reports, moving from burning CDs to using digital playlists, and ditching physical blueprints for digital plans. The conversation also explores the psychological traps that keep contractors stuck in outdated, less-profitable routines, highlighting that clinging to old methods can prevent necessary growth and adaptation to modern technology. Ultimately, Eric and his guests advocate for staying open-minded and ready to pivot rather than being rigidly attached to established, even if suboptimal, practices. Key Takeaways: Always keep your mind open to suggestions and new ideas for improvement. Continuously look for innovation to create efficiencies and collapse time in your processes. Stay nimble and be ready to pivot and adjust your approach when situations change. Do not blindly accept long-standing practices; verify facts and question the way things have always been done. Maintain knowledge of old methods and foundational skills in case new technology fails or is unavailable.

Get ready, because this week I'm celebrating something HUGE—my 100th episode and the Season 3 finale of The Music in Me!

This is a preview of a premium episode from the Patreon feed, TIYA After Dark! Head to patreon.com/thisisyourafterlife to hear this full episode and all the others for just $5 a month.Matt Sage, aka M. Sage and 1/4 of TIYA fave Fuubutsushi, is here to talk about a shared passion of ours: compact discs, aka CDs!!! Matt and I have become friends since his first appearance on the podcast, and it was a blast to stretch out and go super-nerd mode here. I hope you find it as fun as we did.We talk about: being physical media guys, Neanderthal behavior, the morality of collecting objects, the relative newness of recorded audio, best spots for CD shopping, overspending abroad, ekphrasis, archeology, curation, greenwashing, powerlessness vs. unmanageability, Scotland, Matt's no-streaming resolution, plastiglomerate.Support the show and get the TIYA After Dark feed on Patreon:https://www.patreon.com/thisisyourafterlifeIf you listen to the full episode, you'll get a full list of the albums we talk about.Follow Matt (who also did the TIYA & After Dark artwork):https://msage.bandcamp.com/album/tender-wadinghttps://tallgrassdispatch.substack.com/https://cached.media/https://www.instagram.com/matthewjsage/https://matthewjsage.com/Follow/contact This Is Your Afterlife:https://thisisyourafterlife.com/https://www.instagram.com/thisisyourafterlife/thisisyourafterlifepodcast@gmail.comAll music by TIYA house band Lake Mary:https://lakemary.bandcamp.com/https://www.instagram.com/chaz.prymek/

“Keeping all of your money in your bank account is actually more risky than it is safe.” Jaspreet breaks down why parking piles of cash in a bank gets eaten by inflation—especially as rates get cut—and shows exactly how much to keep in cash vs. what to move into assets. You'll learn the difference between cash vehicles (HYSA, CDs, Treasuries) and assets (stocks, real estate, gold, crypto), how to set up separate accounts for emergencies, big purchases, and investable cash, and the simple passive/active strategies to actually grow wealth. What You'll Learn The problem with low-yield savings when inflation is higher How much to keep in cash (and where to keep it) for: Emergency fund (3–12 months of expenses) Big purchases (house/car/vacation) “Dry powder” for investing Cash options vs. protection basics (bank accounts, CDs, HYSAs, Treasuries, Treasury ETFs) Asset options to outpace inflation (stocks, real estate; plus how gold/crypto/startups fit) Investing approaches: Passive: ABB: Always Be Buying (index/ETF habit) Active: research-led buys while idle cash earns interest Chapters 00:00 Hook: Why big bank balances lose you money 01:18 Cash vs. assets (and why cash isn't an “investment”) 04:05 Rates, inflation, and your real return 07:20 Where to park cash: HYSA, CDs, Treasuries, ETFs 10:42 The 3 reasons to save (emergency, big purchase, invest) 14:50 How much is enough: 3–12 months explained 18:22 Passive vs. Active investing (ABB + research) 22:10 Putting it together: your cash + investing game plan 25:30 Final word & resources Keywords: how much cash to keep, emergency fund 3 to 12 months, high yield savings vs treasury, cash vs assets, beat inflation 2025, ABB always be buying, passive vs active investing, index funds VTI SPY QQQ, treasury ETF basics, inflation and savings, Minority Mindset #personalfinance #investing #inflation #savings #wealthbuilding #MinorityMindset Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

(December 15,2025) California leaders look away as vehicle deaths skyrocket. Nearly one-quarter of Americans say the healthcare system is in crisis. How DVDs and CDs are becoming cool again in the age of streaming. See omnystudio.com/listener for privacy information.

In today's episode, I'm continuing what I started in episode 536 and 538 - where I wanted to turn a Rocketeer figurine that I found on eBay in to an articulated action figure.  In this episode, I got into finishing up the first casting and adding joints to that one and subsequent duplicates.  In the end, I accomplished my goal of seeing if I could turn a static Japanese gashapon Rocketeer figurine that I didn't want to destroy into an articulated resin action figure, giving me new ideas on different ways to make customs.Pictures: https://13thhr.wordpress.com/2025/12/15/the-thirteenth-hour-podcast-540-and-like-a-hood-ornament-85-wrapping-up-the-rocketeer-resin-casting-project-finishing-the-figures/∞∞∞∞∞∞∞Once Upon a Dream, the second Thirteenth Hour soundtrack, is now out in digital form and on CD!   It is out on most major streaming services such as Bandcamp, Spotify, and YouTube Music.  (If you have no preference, I recommend Bandcamp since there is a bonus track there and you will eventually be able to find tapes and special editions of the album there as well.)  The CDs are out now!-Check out the pixelart music videos that are out so far from the album:-->Logan's Sunrise Workout: www.youtube.com/watch?v=K7SM1RgsLiM-->Forward: www.youtube.com/watch?v=Z9VgILr1TDc-->Nightsky Stargazing: www.youtube.com/watch?v=2S0p3jKRTBo-->Aurora's Rainy Day Mix: https://youtu.be/zwqPmypBysk∞∞∞∞∞∞∞∞ Signup for the mailing list for a free special edition podcast, a demo copy of The Thirteenth Hour, and access to retro 80s soundtrack!Like what you see or hear? Consider supporting the show over at Thirteenth Hour Arts on Patreon or adding to my virtual tip jar over at Ko-fi. Join the Thirteenth Hour Arts Group over on Facebook, a growing community of creative people.Have this podcast conveniently delivered to you each week on Spotify,  iTunes, Stitcher, Player FM, Tunein, and Googleplay Music.Follow The Thirteenth Hour's Instagram pages: @the13thhr for your random postings on ninjas, martial arts, archery, flips, breakdancing, fantasy art and and @the13thhr.ost for more 80s music, movies, and songs from The Thirteenth Hour books and soundtrack.Listen to Long Ago Not So Far Away, the Thirteenth Hour soundtrack online at: https://joshuablum.bandcamp.com/ or Spotify.  Join the mailing list for a digital free copy.  You can also get it on CD or tape.Website: https://13thhr.wordpress.comBook trailer: http://bit.ly/1VhJhXYInterested in reading and reviewing The Thirteenth Hour for a free book?  Just email me at writejoshuablum@gmail.com for more details!

Don and Tom take a sharp look at Vanguard's surprising new direction, especially the decision to fold annuities into 401(k) target-date funds through lightly regulated collective trusts. They contrast Vanguard's historical simplicity with today's trend toward complexity, comparing costs, structure, and risk across major providers. Listeners call in with questions about Roth conversions, Schwab target-date funds, entering the market after a forced delay, and whether TIPS or buffered ETFs are worth owning. Throughout, Don and Tom hammer home the fundamentals: low costs matter, complexity harms investors, active management rarely pays, and your stock/bond mix—not gimmicks—drives long-term success. 0:04 Opening and setup: Vanguard's recent drift toward complex products 1:03 Vanguard's dominance in target-date funds and why simplicity used to be the point 1:58 Vanguard adding annuities into 401(k) target-date funds — is this helping anyone? 3:11 What does an annuity inside a target-date fund even mean? 4:03 The 25% annuity allocation example and the misleading “8% payout” illusion 5:03 TIAA's role and why annuity costs remain unclear 6:28 Are annuities inside retirement plans a solution in search of a problem? 7:38 The fine print: Vanguard's new collective trusts and weak disclosure requirements 8:20 Why collective investment trusts are lightly regulated and potentially concerning 9:07 Caller: Roth conversions when you're withdrawing to live on — should you stop? 11:32 When Roth conversions lose their benefit and why you need cash for taxes 12:21 Caller: Are Schwab target-date funds worth it in a Roth? (Short answer: No.) 13:31 Why Schwab's higher fees and low international allocation are a problem 14:52 Active management inside target-date funds — unnecessary and risky 16:12 Risk vs. return: Schwab's higher volatility and lower historical performance 16:41 Caller: Missed market gains while transferring funds — how to get back in 18:49 When market discomfort signals a stock/bond misalignment 20:16 Comparing Schwab vs. Vanguard target-date funds over 15 years 21:37 Why lower cost + lower volatility + better return makes Vanguard the clear win 22:02 Should you fear future gimmicks like private credit inside target-date funds? 23:29 Caller PSA: Realizing capital gains in a low-income year 24:06 ETF explosion — 908 new ETFs this year, most using leverage or derivatives 25:29 Why “ETF” doesn't mean good; junk ETFs equal junk mutual funds 26:05 Structural benefits of ETFs and why the market prefers them 27:29 Soccer vs. NFL detour, then back to phone calls 29:07 Listener question from Colorado: Should you buy a TIPS fund? 31:01 Why TIPS rarely add value in diversified portfolios 33:22 TIPS behave more like inflation bets than true inflation protection 34:34 Why simple, short/intermediate, high-quality bonds—and CDs—often do the job 36:17 Caller: What is a buffered ETF, and why does it sound like an annuity? 37:29 Buffered ETFs explained: expensive, complicated, and unnecessary 38:30 Why gimmicks dominate product launches and how they hurt investors Learn more about your ad choices. Visit megaphone.fm/adchoices