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– Brickbats and bouquets from GDP – The ABS wants to count illegal cigarettes – Are Governments finally choosing fiscal responsibility?See omnystudio.com/listener for privacy information.
Ben Lindbergh and Meg Rowley banter about the John Brebbia and Devin Williams signings (in that order, obviously), share a few follow-ups, and (31:33) assess whether each team satisfied its season preview guest’s conditions for a successful year. Then (58:18) they answer emails about the origins of the concept of the “opposite field,” the meaning of the word “whiff,” how to refer to offseasons, whether umpires practice throwing, how much stock to place in regular-season wins without an accompanying championship, and two takes on the challenge system. Audio intro: The Spaghettis, “Effectively Wild Theme” Audio outro: Beatwriter, “Effectively Wild Theme” Link to MLBTR on Brebbia Link to Brebbia on EW Link to minor league FA Link to FG post on Williams Link to present-value calc Link to Petriello on Williams Link to biggest 2025 ERA-FIP gaps Link to contracts draft Link to team SP projections Link to Canadian currency details Link to Metrodome demolition Link to preseason team goals Link to Dickson on “corner” Link to Dickson on “opposite field” Link to Dickson on “whiff” Link to FG top 50 FA Link to team wins since 2000 Link to Andrews on ABS and catchers Link to Tango on ABS and catchers Link to listener emails database Link to MLBTR on Manoah Link to MLBTR on Ponce Link to Patreon gift subs Link to Secret Santa sign-up Sponsor Us on Patreon Give a Gift Subscription Email Us: podcast@fangraphs.com Effectively Wild Subreddit Effectively Wild Wiki Apple Podcasts Feed Spotify Feed YouTube Playlist Facebook Group Bluesky Account Twitter Account Get Our Merch! var SERVER_DATA = Object.assign(SERVER_DATA || {}); Source
In this episode of the InsuranceAUM Podcast, DoubleLine's Andrew Hsu and Fifi Wong share their insights on building resilient insurance portfolios through asset-backed securities (ABS) and asset-based finance (ABF). With more than a decade of experience in structured products and a track record of navigating shifting market conditions, they offer a detailed look at underwriting discipline, deal sourcing, and how their approach has helped avoid high-profile credit pitfalls like recent subprime auto bankruptcies. From the early days of FinTech-backed student loans to today's more complex private ABF opportunities in sectors like aviation and energy infrastructure, this episode explores how DoubleLine evaluates new collateral types, maintains portfolio quality, and partners with insurance investors for long-term success. Hosted by Stewart Foley, this discussion is a must-listen for insurance asset managers, CIOs, and anyone interested in how structured credit strategies are evolving in today's uncertain environment. Listen now and subscribe to stay current on trends in insurance asset management.
Die letzte von fünf Folgen aus der Sonderreihe „Quereinstieg ins Kita-Team“ Nachdem wir uns in der ersten Folge dieser Sonderreihe mit dem „Wozu“ eines bewusst gestalteten Onboardings neuer Mitarbeiter:innen im Kita-Team und in den darauffolgenden drei Episoden mit dem „Was“ sollten wir in den verschiedenen Prozessen im Blick behalten, auseinandergesetzt haben, geht es heute um das „Wie“ gestalten wir Entwicklungsräume, in denen sich alle gesehen und sicher erleben.Iris van den Hoeven ist Autorin, Gründerin von Blickpunkt Erziehung, war viele Jahren im Kinderschutz und in derElternbildung tätig. Als Master der Erziehungs- undBildungswissenschaften, psychosoziale Beraterin, im Expert:innenpool der WKO gelistete Supervisorin arbeitet sie unter anderem im Bereich elementarpädagogischer Fortbildungen als Lehrbeauftragte an verschiedenen Pädagogischen Hochschulen. Zudem bietet sie in Verbindungmit zahlreichen Kooperationen Vorträge, Keynotes, Fortbildungen, Webinare, Inhouse-Seminare und Ausbildungslehrgänge zum Thema der gewaltfreien und liebevollen Begleitung kindlicher Entwicklung an, sowieBeratung für Eltern und Elementarpädagog:innen, Fach- undTeamsupervision für Teams im Bereich der Elementar- und Hortpädagogik sowie der Frühförderung , Lehrsupervision nach LSB-Gewerbeordnung 2006, §4 Abs.(4) 1a und 1b und den Podcast „Blickpunkt Erziehung - Kindheit liebevoll begleiten“. Auf Social Media steht sie im täglichenAustausch mit über 55.000 Abonnent:innen.Quereinstieg ins Kita-Team | Medienpaket Don Bosco VerlagKongruente Kommunikation in der Kita | Fachbuch Herder VerlagInhouse-Seminar |Trauer, Tod und TrennungErziehung als Gewaltprävention | Eintägige Fortbildung an der Pädagogischen Hochschule in Innsbruck im März 2026VeranstaltungenFortbildung Salzburg 2026 | Eintägige Fortbildung zum Thema der Kongruenten Kommunikation im Oktober 2026Download | Wut im kleinen Bauch YouTube | TROTZ der PHASEAnmeldung zum Blickpunkt Erziehung NewsletterKontakt / AnfragenÜber michwww.blickpunkt-erziehung.atFrage zur Rubrik „Hingehört & Nachgefragt“ einreichenBeratung & SupervisionBPE FacebookBPE InstagramBPE ThreadsBPE LinkedIn
Los años 80 fueron una verdadera locura en el mundo del motor, una época donde triunfaba el "más es mejor". En esta batalla definitiva por el prestigio, Porsche preparó el 959, un escaparate tecnológico sin precedentes, y Ferrari, bajo la atenta mirada del mismísimo Enzo, respondió con el F40, un auténtico coche de carreras matriculable. Hoy revivimos la batalla que definió al superdeportivo moderno. Esta guerra estalló en una década de excesos, avivada en parte por el demencial Grupo B de rallyes. Porsche vio allí la oportunidad de desarrollar el 911 del futuro, un laboratorio rodante de tracción total. Ferrari, animado por el éxito de su 288 GTO, se dio cuenta de que el mercado estaba sediento de prestaciones de competición puras. En 1986, Porsche lanzó el 959. No era un coche, era una declaración de intenciones: el vehículo más avanzado tecnológicamente jamás fabricado en serie. Su cerebro era el sistema de tracción total variable PSK, capaz de repartir el par electrónicamente en milisegundos. Su motor bóxer de 2.85 litros usaba turbos secuenciales para eliminar el "turbo-lag", entregando 450 CV con una linealidad asombrosa. Añadía suspensión hidráulica ajustable, carrocería de Kevlar y aluminio, e incluso monitorización de presión de neumáticos. Con 317 km/h, fue el coche más rápido del mundo. En Maranello, Enzo Ferrari vio la obra maestra alemana y quiso responder a su manera. El F40, nacido en 1987 para celebrar el 40º aniversario de la marca, fue el testamento de Enzo. La filosofía era "Nessun compromesso" (Sin compromisos). Era un coche analógico y puro. No tenía dirección asistida, ni servofreno, ni ABS, ni radio. La carrocería era de fibra de carbono y Kevlar, tan fina que se veía la trama. Pesaba solo 1.100 kg, 400 menos que el 959. Su V8 biturbo de 2.9 litros era brutal. No había secuencialidad; había un "lag" infame seguido de una explosión de potencia de 478 CV oficiales. El F40 rompió la barrera de las 200 mph (324 km/h), destronando al 959 en velocidad máxima. Pero eran filosofías opuestas. Conducir el 959 era sentir cómo la tecnología te hacía mejor piloto; era cómodo, eficaz y predecible. El F40 era visceral, un desafío constante que se pilotaba, no se conducía. ¿Quién ganó? El Porsche 959 ganó la batalla de la tecnología, prediciendo el futuro de los superdeportivos. El Ferrari F40 ganó la batalla del corazón, convirtiéndose en el canto de cisne de la conducción analógica pura.
Die vierte von fünf Folgen aus der Sonderreihe „Quereinstieg ins Kita-Team“ Die dritte und letzte Onboarding-Phase im Kita-Team: In der Integrationsphase nach den ersten Monaten geht es um einen konstanten, wertschätzenden Austausch, der über Organisatorisches in Teamsitzungen hinausgeht.Iris van den Hoeven ist Autorin, Gründerin von Blickpunkt Erziehung, war viele Jahren im Kinderschutz und in der Elternbildung tätig. Als Master der Erziehungs- und Bildungswissenschaften, psychosoziale Beraterin, im Expert:innenpool der WKO gelistete Supervisorin arbeitet sie unter anderem im Bereich elementarpädagogischer Fortbildungen als Lehrbeauftragte an verschiedenen Pädagogischen Hochschulen. Zudem bietet sie in Verbindungmit zahlreichen Kooperationen Vorträge, Keynotes, Fortbildungen, Webinare, Inhouse-Seminare und Ausbildungslehrgänge zum Thema der gewaltfreien und liebevollen Begleitung kindlicher Entwicklung an, sowie Beratung für Eltern und Elementarpädagog:innen, Fach- undTeamsupervision für Teams im Bereich der Elementar- und Hortpädagogik sowie der Frühförderung, Lehrsupervision nach LSB-Gewerbeordnung 2006, §4 Abs.(4) 1a und 1b und den Podcast „Blickpunkt Erziehung - Kindheit liebevoll begleiten“. Auf Social Media steht sie im täglichen Austausch mit über 55.000 Abonnent:innen.Quereinstieg ins Kita-Team | Medienpaket Don Bosco VerlagKongruente Kommunikation in der Kita | Fachbuch Herder VerlagInhouse-Seminar | Trauer, Tod und TrennungErziehung als Gewaltprävention | Eintägige Fortbildung an der Pädagogischen Hochschule in Innsbruck im März 2026VeranstaltungenFortbildung Salzburg 2026 | Eintägige Fortbildung zum Thema der Kongruenten Kommunikation im Oktober 2026Download | Wut im kleinen Bauch YouTube | TROTZ der PHASEAnmeldung zum Blickpunkt Erziehung NewsletterKontakt / AnfragenÜber michwww.blickpunkt-erziehung.atFrage zur Rubrik „Hingehört & Nachgefragt“ einreichenBeratung & SupervisionBPE FacebookBPE InstagramBPE ThreadsBPE LinkedIn
Die dritte von fünf Folgen aus der Sonderreihe „Quereinstieg ins Kita-Team“ Die Orientierungsphase – der „Check-In“ beginnt mit dem Ankommen am ersten Arbeitstag im Kita-Team und dauert einige Wochen an. In dieser Zeit wird neuen Mitarbeiter:innen ein enormes Maß an Konzentration und Aufmerksamkeit zugemutet – vieles ist neu: Aufgabenbereiche, Arbeitsabläufe, Räumlichkeiten, für uns selbstverständliche – oft unausgesprochene Regeln, dem Team geläufige Fachausdrücke, Abkürzungen u.v.m. Die sehnlich erwartete Entlastung im Team bedeutet zunächst einen zeitlichen Mehraufwand.Durch die Orientierungsphase begleiten insgesamt 14 Methoden - jeweils sieben zum Thema Teambuilding und zum Thema der pädagogischen Haltung. Humor zieht sich dabeinur scheinbar zufällig durch viele der Übungen.Iris van den Hoeven ist Autorin, Gründerin von Blickpunkt Erziehung, war viele Jahren im Kinderschutz und in derElternbildung tätig. Als Master der Erziehungs- undBildungswissenschaften, psychosoziale Beraterin, im Expert:innenpool der WKO gelistete Supervisorin arbeitet sie unter anderem im Bereich elementarpädagogischer Fortbildungen als Lehrbeauftragte an verschiedenen Pädagogischen Hochschulen. Zudem bietet sie in Verbindungmit zahlreichen Kooperationen Vorträge, Keynotes, Fortbildungen, Webinare, Inhouse-Seminare und Ausbildungslehrgänge zum Thema der gewaltfreien und liebevollen Begleitung kindlicher Entwicklung an, sowieBeratung für Eltern und Elementarpädagog:innen, Fach- undTeamsupervision für Teams im Bereich der Elementar- und Hortpädagogik sowie der Frühförderung , Lehrsupervision nach LSB-Gewerbeordnung 2006, §4 Abs.(4) 1a und 1b und den Podcast „Blickpunkt Erziehung - Kindheit liebevoll begleiten“. Auf Social Media steht sie im täglichen Austausch mit über 55.000 Abonnent:innen.Quereinstieg ins Kita-Team | Medienpaket Don Bosco VerlagKongruente Kommunikation in der Kita | Fachbuch Herder VerlagInhouse-Seminar | Trauer, Tod und TrennungErziehung als Gewaltprävention | Eintägige Fortbildung an der Pädagogischen Hochschule in Innsbruck im März 2026VeranstaltungenFortbildung Salzburg 2026 Eintägige Fortbildung zum Thema der Kongruenten Kommunikation im Oktober 2026Download | Wut im kleinen Bauch YouTube| TROTZ der PHASEAnmeldung zum Blickpunkt Erziehung NewsletterKontakt / AnfragenÜber michwww.blickpunkt-erziehung.atFrage zur Rubrik „Hingehört & Nachgefragt“ einreichenBeratung & SupervisionBPE FacebookBPE InstagramBPE ThreadsBPE LinkedIn
Ben Ennis and Daniele Franceschi kick off Friday discussing the Thanksgiving NFL slate. Are the Chiefs in playoff trouble? What could they have done differently against the Cowboys? Is Patrick Mahomes ever out of the picture? How significant is Quinnen Williams for the Cowboys' defense, and do they have a shot at the playoffs? They also ponder Lamar Jackson's regression—scheme-related or injury-related? Will Dan Campbell's fourth-down decisions backfire, and could the Lions miss the playoffs? Are the Packers any good? Later, they welcome former MLB pitcher and VSiN host Jensen Lewis (28:46) to discuss the Blue Jays' acquisition of Dylan Cease. What can fans expect from him this season? Can the Jays help him improve his strike consistency? Has Toronto's reputation changed among free agents, and how will ABS affect catchers in framing pitches?The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliate.
Hinweis: Das Urteil des BGH zum Wohnungseinbruchdiebstahl wurde am Samstag den 29.11.2025 hinzugefügt.OVG Lüneburg, Beschluss vom 19.11.2025 – 12 ME 92/25Wer die theoretische Fahrprüfung durch eine Stellvertreterin ablegen lässt, kann sich nicht auf jahrelange unfallfreie Fahrpraxis berufen. Der formelle Befähigungsnachweis ist tatbestandliche Erteilungs- und Behaltensvoraussetzung – kein bloßes Beweismittel.BVerwG, Urteil vom 13.08.2025 – 2 WD 27.24Oberfeldwebelin verbindet Krankschreibung mit DJ-Karriere als "B" (144.645 Abonnenten, Festival-Auftritte, Merchandise). Neun Befehle ignoriert, 23 öffentliche Auftritte trotz Verbots.VG Berlin, Urteil vom 26.11.2025 – VG 1 K 22/24Verbot des Mottos "From the river to the sea, you will get the hug you need" war unverhältnismäßig. Der konkrete Kontext mit dem Umarmungsangebot spreche gerade gegen Terrorismus-Nähe. Drei frühere Versammlungen derselben Veranstalterin verliefen friedlich.VG Berlin, Urteil vom 26.11.2025 – VG 1 K 187/24Polizei löste Kongress nach Abspielen einer Videobotschaft einer ausgeschlossenen Person auf und verbot Fortsetzung. VG: Jedenfalls unverhältnismäßig – mildere Mittel (Ausschluss einzelner Redner) wurden nicht ernsthaft erwogen.Thüringer Verfassungsgerichtshof, Urteil vom 26.11.2025 – VerfGH 9/25§ 8 Abs. 1 Nr. 3 ThürJAG ist mit der Thüringer Verfassung vereinbar. Wer gegen die freiheitlich-demokratische Grundordnung tätig war, kann vom juristischen Vorbereitungsdienst ausgeschlossen werden. BGH, Beschluss vom 04.11.2025 – 5 StR 483/25Wer in wohnlich eingerichtete Gartenlauben einbricht, begeht Wohnungseinbruchdiebstahl – auch wenn die Kleingartenverordnung das Übernachten verbietet und die Laube im Winter nicht genutzt wird. Entscheidend ist der Zweck der Stätte, nicht ihr tatsächlicher Gebrauch.Support the show
Die zweite von fünf Folgen aus der Sonderreihe„Quereinstieg ins Kita-Team“ Gelingendes Onboarding geht über eine herzliche Begrüßung im Team und einen kurzen Erkundungstrip in der Einrichtung hinaus. Gelingendes Onboarding beginnt auch früher - bereits vor dem ersten Arbeitstag neuer Mitarbeiter:innen. In dieser Podcastfolge geht es um die erste von drei Onboarding-Phasen: die Vorbereitungsphase vor dem ersten Arbeitstag. Iris van den Hoeven ist Autorin, Gründerin von Blickpunkt Erziehung, war viele Jahren im Kinderschutz und in derElternbildung tätig. Als Master der Erziehungs- undBildungswissenschaften, psychosoziale Beraterin, im Expert:innenpool der WKO gelistete Supervisorin arbeitet sie unter anderem im Bereich elementarpädagogischer Fortbildungen als Lehrbeauftragte an verschiedenen Pädagogischen Hochschulen. Zudem bietet sie in Verbindungmit zahlreichen Kooperationen Vorträge, Keynotes, Fortbildungen, Webinare, Inhouse-Seminare und Ausbildungslehrgänge zum Thema der gewaltfreien und liebevollen Begleitung kindlicher Entwicklung an, sowieBeratung für Eltern und Elementarpädagog:innen, Fach- undTeamsupervision für Teams im Bereich der Elementar- und Hortpädagogik sowie der Frühförderung , Lehrsupervision nach LSB-Gewerbeordnung 2006, §4 Abs.(4) 1a und 1b und den Podcast „Blickpunkt Erziehung - Kindheit liebevoll begleiten“. Auf Social Media steht sie im täglichen Austausch mit über 55.000 Abonnent:innen.Quereinstieg ins Kita-Team | Medienpaket Don Bosco VerlagKongruente Kommunikation in der Kita | Fachbuch Herder VerlagInhouse-Seminar | Trauer, Tod und TrennungErziehung als Gewaltprävention | Eintägige Fortbildung an der Pädagogischen Hochschule in Innsbruck im März 2026VeranstaltungenFortbildung Salzburg 2026 | Eintägige Fortbildung zum Thema der Kongruenten Kommunikation im Oktober 2026Download | Wut im kleinen Bauch YouTube | TROTZ der PHASEAnmeldung zum Blickpunkt Erziehung NewsletterKontakt / AnfragenÜber michwww.blickpunkt-erziehung.atFrage zur Rubrik „Hingehört & Nachgefragt“ einreichenBeratung & SupervisionBPE FacebookBPE InstagramBPE ThreadsBPE LinkedIn
Theo dữ liệu ABS năm 2023, có tới 92% phụ nữ không báo cảnh sát về lần bị bạo lực gần nhất. Một báo cáo mới kêu gọi tăng cường hiểu biết pháp lý cho nạn nhân và lực lượng tuyến đầu để giúp họ điều hướng hệ thống tư pháp phức tạp và giảm tình trạng bỏ cuộc khi tố cáo các vụ tấn công tình dục.
當澳洲統計局 (ABS) 數據顯示，腦退化症成為導致國民死亡的首要疾病，有專家在希臘「長壽島」進行的研究發現，島上幾乎沒有人罹患認知障礙，並發現島民的長壽秘訣，不僅在於地中海飲食習慣，估計亦與兩種飲品有關。
Die erste von fünf Folgen aus der Sonderreihe „Quereinstieg ins Kita-Team“ Laut einer Bertelsmann-Studie werden vermehrt beruflicheSeiteneinsteiger:innen in Kindergärten eingestellt. Ziel ist es, die personelle Notlage zu entschärfen und den laufenden Betrieb aufrechtzuerhalten. Eine vermeintlich rasche Lösung – wenn Improvisation nicht an die Stelle von Professionalität treten soll. Ziel muss ein dauerhaftes, tragfähiges Miteinander sein, ohne die Fluktuationsspirale weiter anzukurbeln und die pädagogische Qualität aus dem Blick zu verlieren. Letztlich können wir Kinder nur so gut begleiten. Wir schauen genauer hin. Iris van den Hoeven ist Autorin, Gründerin von Blickpunkt Erziehung, war viele Jahren im Kinderschutz und in der Elternbildung tätig. Als Master der Erziehungs- und Bildungswissenschaften, psychosoziale Beraterin, im Expert:innenpool der WKO gelistete Supervisorin arbeitet sie unter anderem im Bereich elementarpädagogischer Fortbildungen als Lehrbeauftragte an verschiedenen Pädagogischen Hochschulen. Zudem bietet sie in Verbindung mit zahlreichen Kooperationen Vorträge, Keynotes, Fortbildungen, Webinare, Inhouse-Seminare und Ausbildungslehrgänge zum Thema der gewaltfreien und liebevollen Begleitung kindlicher Entwicklung an, sowie Beratung für Eltern und Elementarpädagog:innen, Fach- und Teamsupervision für Teams im Bereich der Elementar- und Hortpädagogik sowie der Frühförderung , Lehrsupervision nach LSB-Gewerbeordnung 2006, §4 Abs.(4) 1a und 1b und den Podcast „Blickpunkt Erziehung - Kindheit liebevoll begleiten“. Auf Social Media steht sie im täglichen Austausch mit über 55.000 Abonnent:innen.Quereinstieg ins Kita-TeamMedienpaket Don Bosco VerlagKongruente Kommunikation in der KitaFachbuch Herder VerlagInhouse-Seminar Trauer, Tod und TrennungErziehung als GewaltpräventionEintägige Fortbildung an der Pädagogischen Hochschule in Innsbruck im März 2026VeranstaltungenFortbildung Salzburg 2026Eintägige Fortbildung zum Thema der Kongruenten Kommunikation im Oktober 2026Download: Wut im kleinen Bauch YouTube: TROTZ der PHASEAnmeldung zum Blickpunkt Erziehung NewsletterKontakt / AnfragenÜber michwww.blickpunkt-erziehung.atFrage zur Rubrik „Hingehört & Nachgefragt“ einreichenBeratung & SupervisionBPE FacebookBPE InstagramBPE ThreadsBPE LinkedIn
In unserer bereits bekannten und besonders „stiftungsversierten Runde“ besprechen wir mit Tim Maciejewski und Ruben Rehr die neuesten Entwicklungen aus Rechtsprechung und Gesetzgebung zu ausländischen Familienstiftungen. Dabei starten wir mit Aspekten der grenzüberschreitenden Mobilität von Stiftungen und den daraus resultierenden Folgen. So ging es im BFH-Urteil II R 30/22 zunächst um die Frage, ob eine Schweizer Stiftung, die ihren Ort der Geschäftsleitung (und damit Verwaltungssitz) in Deutschland hat, der Erbersatzsteuer nach § 1 Abs. 1 Nr. 4 ErbStG unterliegt – was wesentlich damit zusammenhängt, ob die Stiftung beim „Zuzug“ ihre Rechtsfähigkeit einbüßt oder nicht. Einen vergleichbaren Fall, Urteil vom 13.8.2025 – 4 K 2055/23 (Revision anhängig unter II R 41/25), hatte das FG München zu entscheiden. Allerdings nun mit EWR-Bezug. Dabei galt es zu klären, ob eine Zuwendung an eine Liechtensteiner Stiftung mit Verwaltungssitz in Deutschland letztlich als Zuwendung an ihren Stifter zu bewerten ist – was erneut an ihrer Rechtsfähigkeit hängt. Vor dem Hintergrund dieser „Zuzugsfälle“ diskutieren wir auch den umgekehrten Fall: Den Wegzug und auch die körperschaftsteuerliche Relevanz der hier erbschaftsteuerlich diskutierten Rechtsfragen. Sodann beschäftigen wir uns mit der Zurechnungsbesteuerung. Hier ist nach dem von uns bereits besprochene BFH-Urteil IX R 32/22 vom 3.12.2024 ein neuer Gesetzesentwurf in die Verbändeanhörung gebracht worden, mit dem die Zurechnungsbesteuerung des § 15 AStG grundlegend verändert werden soll. Insbesondere soll der Escape des § 15 Abs. 6 AStG entfallen und stattdessen in § 15 Abs. 3 (Entwurfsfassung) ein Entlastungsbeweis möglich sein, wenn keine künstliche Gestaltung vorliegt. Wir diskutieren, was dies praktisch bedeuten kann. Viel Spaß beim Hören! Folge direkt herunterladen
Topics on this week's episode with Greg Huss and Cubs prospect Hayden Cantrelle:An impressive college careerStarting his own sandlot league during COVIDSpending time in 4 different organizationsPlaying 6 different positions last yearsThe intricacies of switch hitting and how to trainAn impressive performance in Las VegasHis take on the ABS challenge systemWhy he started a YouTube channel and why he still does itHayden's YouTube channel: https://www.youtube.com/@5Guyy
In this episode of Cloud 9fin, distressed debt reporter Ayden Crosby and editor Rachel Butt sit down with Jamie Sprayregen, vice chairman of global strategy and growth at Hilco Global, for a grand tour through 2025's hottest topics in distressed credit and the restructuring world.We asked Jamie about his views on a number of 9fin's favorite themes, including how AI is disrupting the market, the rise of ABS deals from stressed issuers, tussles between sponsors and creditors, the impact of tariffs, and his takeaways from the rapid downfall of First Brands.
Mit dem Programm "Doge" wollte US-Präsident Donald Trump zusammen mit dem Tech-Milliardär Elon Musk die Verwaltung schlanker und günstiger machen. Jetzt wurde Doge laut Medienberichten frühzeitig beendet. Die USA-Expertin Sarah Wagner zieht Bilanz. Weitere Themen: · US-Präsident Donald Trump und sein chinesischer Amtskollege Xi Jinping haben miteinander telefoniert. Offiziell ging es um die Themen Handel, Taiwan und die Ukraine. Die zwei Staatschefs dürften aber auch über Japan gesprochen, erklärt unser China-Korrespondent Samuel Emch. · Die Gaza Humanitarian Foundation hat ihren Einsatz beendet. Die USA und Israel haben die Hilfsorganisation im Februar eingerichtet - seitdem war die Gaza Humanitarian Foundation jedoch stark umstritten. Wir haben Bettina Meier vom ARD-Studio in Tel Aviv gefragt, ob die Kritik berechtigt war. · Die französische Weinbranche schlägt Alarm, die Winzerinnen und Winzer klagen über sinkende Absätze. Sie sprechen sogar von einem Überlebenskampf und fordern Hilfe von der Regierung. Frankreich-Korrespondentin Mirjam Mathis erklärt, ob die Lage wirklich so ernst ist.
Welcome back to the Pick and Go! It's the last episode of 2025 after what has been a very long and interesting season, filled with some C-class tipping, surprising results, and a whole lot of unanswered questions. The lads kick things off by being asked the big one: what do they rate the All Blacks out of 10—and why? After what could be considered a just-above-average international season, the ABs showed flashes of what they can do, but also left fans with plenty of uncertainty and inconsistency. How do we trust them going into next year? Have they lost their aura? With the All Blacks' final game of the season now in the books, the lads dissect the 50 points they put on Wales. Were we satisfied with that? They also dive into a full review of the South Africa vs Ireland test—a match full of drama with multiple yellow cards and a red. Are Australia and Joe Schmidt under some pressure after getting beaten by France to close out their tour? To wrap up this season's podcast, the lads give out some way-too-early predictions for 2026: who's going to win Super Rugby, who takes out the NPC, and the tough question of all tough questions—how many games do they think the All Blacks will lose next year?
Weihnachtsfeiern im Unternehmen sind steuerlich komplex – wer die 110-Euro-Grenze falsch anwendet, riskiert Lohnsteuer- und Sozialversicherungspflichten. Diese Episode erklärt, wann eine Weihnachtsfeier als lohnsteuerpflichtiger Arbeitslohn gilt, wie die steuerfreie Behandlung nach § 19 Abs. 1 Nr. 1a EStG funktioniert und warum die Pauschalversteuerung nach § 40 Abs. 2 Satz 1 Nr. 2 EStG auch bei Einladungen nur an Führungskräfte zulässig ist. Zusätzlich wird besprochen, was passiert, wenn Geschäftsfreunde teilnehmen oder der Alkoholkonsum überhandnimmt – inklusive der Entscheidung des FG Berlin-Brandenburg vom 17.10.2023 (Az. 6 K 6089/20). Auch die Frage nach dem Vorsteuerabzug (BFH, V R 16/21) und Gestaltungsmöglichkeiten wie Fortbildung oder Geschenke werden praxisnah beleuchtet. Perfekt für alle, die in Lohnbuchhaltung, Steuerberatung oder HR tätig sind. Nähere Informationen zum Podcast und alle bisherigen Folgen findest Du auf unserer neuen Website: https://www.steuer-podcast.de/ Schau gern mal vorbei und stell uns Deine Frage! Das Buch zum Podcast "Sei doch nicht besteuert" von Fabian Walter, kannst du jetzt unter folgendem Link bestellen: https://amzn.eu/d/26qeFBW Hier findest Du unsere Kontaktdaten, um bei steuerberaten.de Mandant zu werden oder eine einmalige Steuerfrage zu stellen: https://www.steuerberaten.de/kontakt/ Du hast Fragen oder Anmerkungen zum Podcast? Dann schreib uns gerne eine E-Mail an: podcast@steuerversum.de Neues „Sei doch nicht besteuert“-Buch, jetzt kaufen https://amzn.eu/d/hhFdFNV
Mark Mongiardo shares the shocking truth behind years of being misunderstood, judged, and even criminally charged — all caused by a rare condition called Auto-Brewery Syndrome (ABS). Without drinking a drop of alcohol, his body would suddenly produce dangerously high blood-alcohol levels, leaving him intoxicated, confused, and fighting for his freedom and reputation.Mark opens up about losing his teaching career, facing felony prison time, and being labeled an alcoholic by coworkers and even family — all while knowing deep down that something wasn't right. His emotional diagnosis came only after two DWIs, a glucose challenge test, and relentless research by his mother and aunt. Once he finally had the truth, he began the long, painful journey of rebuilding his life from scratch.Through strict diet changes, nonstop monitoring, and unbelievable family support, Mark has become a voice for others silently suffering from ABS. His vulnerability, advocacy, and message of E + R = O — Event + Response = Outcomemake this episode one of the most gripping stories we've ever shared.00:00 – What Is Auto Brewery Syndrome?00:36 – Mark's Symptoms and Early Confusion02:00 – Blood Alcohol Spikes Without Drinking03:20 – Two DWIs While Sober05:50 – The Turning Point: Something Was Wrong07:25 – Arrested Sober… Again09:00 – Living With Constant Accusations10:15 – The Search for Answers Begins12:00 – The Glucose Challenge Test13:35 – The Emotional Diagnosis15:10 – Family Misunderstandings and Strain17:00 – Years of Being Labeled an Alcoholic19:00 – Learning to Manage Daily Flares21:00 – Fears About His Children and Genetics24:00 – Rebuilding His Life From Nothing27:00 – Losing His Career and Home29:00 – Starting Over With E+R=O30:20 – The Strict Zero-Carb, Zero-Sugar Lifestyle32:00 – Support Groups and Advocacy Work34:00 – Finding Community and Spreading Awareness ----Across the Web----
The All Blacks beat Wales in a high-scoring affair, as Sam looks back on a mixed year for the ABs. Liam Lawson apologises for Las Vegas mistake.
Live from Morgan Stanley's Asian Pacific Summit, our Chief Fixed Income Strategist Vishy Tirupattur explains why micro trends are likely to be more on focus than macro shocks next year.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist, coming to you from the Morgan Stanley Asia Pacific Summit underway in Singapore. Much of the client conversation at the summit was about the market outlook for 2026. In the last few days, you've heard from my colleagues about our outlook for the global economy, equities and cross asset markets. On today's podcast, I will focus on the outlook and key themes ahead for the global fixed income market. It's Thursday, November 20th at 10am in Singapore. Last year, the difficulty of predicting policy really complicated our task. This year brings its own challenges. But what we see is micro trends driving the markets in ways that adapt to a generally positive stance on risk. Our economists' base case sees continued disinflation and growth converging towards potential by 2027, with the possibility that the potential itself improves. Notably, they present upside scenarios exploring stronger demand and rising productivity, while the downside case remains relatively benign. The U.S. remains pivotal, and the U.S. led shocks – positive and negative – should drive outcomes for the global economy and markets in 2026, In 2025, the combination of a resilient U.S. consumer supported by healthy balance sheets and rising wealth alongside robust AI driven CapEx has underpinned growth and helped avoid recession despite the headwinds of trade policy. These same dynamics should continue to support the baseline outlook in 2026, even though the path will be likely uneven. The Fed faces a familiar conundrum softening labor markets versus solid spending. The baseline assumes cuts to neutral as unemployment rises, followed by a recovery in the second half. Outside the U.S., most economies trend towards potential growth and neutral policy rates by end of 2026, but the timing and the trajectory vary. And as in recent years, global outcomes will likely hinge on U.S.-led effects and their spillovers. Our macro strategists expect government bond yields to stay range bound, and it is really a story of two halves. A front-loaded rally as the Fed cuts 50 basis points, pushing 10-year yields lower by mid-year before drifting higher into the fourth quarter. Curve steepening remains our high conviction call, especially two stents curve. The dollar follows a similar arc, softening mid-year, and then rebounding into the year end. AI financing moves to the forefront putting credit markets in focus, a topic that has come up repeatedly in every single meeting I've had in Singapore so far. So, from unsecured to structured and securitized credit in both public markets and private markets, credit will likely play a central role in enabling the next wave of AI related investments. Our credit and securitized credit strategists see data center financing in 2026 dominated by investment rate issuance. While fundamentals in corporate and securitized credit remain solid, the very scale of issuance ahead points to spread widening investment rate and in data center related ABS. Carry remains a key driver for credit returns, but dispersion should rise. Segments relatively insulated from the AI related supply such as U.S. high yield, agency brokerage backed securities, non-agency CMBS and RMBS are poised to outperform. We favor agency MBS and senior securitized tranches over U.S. investment grade, especially as domestic bank demand for agency MBS returns post finalization of the Basel III. 2025 was a tough year to navigate, and while we are constructive on 2026, it won't be a walk in the park. The challenges ahead look different. Less about macro shocks, more about micro shifts and market nuance. More details in our outlooks published just a few days ago. Thanks for listening If you like the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
По данным нового отчёта Австралийского бюро статистики (ABS), самые высокие медианные доходы получают работники горнодобывающей отрасли, а самые низкие — сотрудники гостиничного бизнеса и общепита.
The full story behind our 2025 Grid Life Street Mod Championship season. After the struggles of 2024, we came back with a vengeance - 8 events, 5 straight wins, 7 lap records, and the most reliable car in Street Mod.In this extended season recap, Dewey, Dylan, Graham (Boosted Performance Tuning), and Forklift break down everything that happened behind the scenes: building our first sequential transmission, solving the turbo issues at Road Atlanta, the data analysis systems that changed everything, and that incredible rain-soaked victory at Pitt Race.Topics covered:Sequential transmission development and tuning challengesEvery event breakdown from CMP to Pitt RaceTechnical upgrades: suspension geometry, power steering, front diffThe criticism we faced and how we proved everyone wrongBehind-the-scenes logistics and team dynamicsOur systematic approach to data analysis and driver feedbackPlans for 2026: electronic wastegate, motorsport ABS, and morePlus: Terrible steak dinners in castles with Bucky Lasek, windshield explosions, trailer disasters, and why 38°F is the perfect temperature for Pitt Race.This isn't just about winning - it's about the work, the team, and the process that made it possible.#GridLife #TimeAttack #StreetMod #Subaru #Championship #Motorsports
호주통계청(ABS) 최신 자료에 따르면 2022–23 회계연도 업종별 중위 고용소득은 광산업이 가장 높은 것으로 나타났습니다. 반면, 숙박·음식업이 가장 낮았습니다. 주 및 테리토리 별로는 ACT가 가장 높은 것으로 집계됐습니다.
For two decades, we typically looked past Agency mortgage-backed securities (MBS) to find better relative value opportunities in the non-government sponsored credit markets. But something fundamental changed, and over the past three years these securities have claimed an increasingly significant allocation in our total return strategies. What sparked this pivot? Portfolio Manager Adam Bloch and Louis Pacilio from our Structured Credit team unpack the mechanics of the Agency MBS market, explain what shifted in the risk-reward equation, discuss the future of Fannie Mae and Freddie Mac, and explore the opportunity going forward.Related Content:Fourth Quarter 2025 Fixed-Income Sector ViewsRelative value across the fixed-income market.Read Fixed-Income Sector ViewsThe ABCs of Asset-Backed Finance Finding value in complexity: The structure, risks, and investor-friendly features of asset-backed finance.Read The ABCs of Asset-Backed FinanceMacro Markets Podcast Episode 76: Why and Where (and How) to Invest in Asset-Backed Finance Relative value opportunities in ABS, CLOs, and residential and commercial MBS, as well as insights into the process for managing these complex investments.Listen to Macro MarketsInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. No part of this article may be reproduced in any form, or referred to in any other
In this week's podcast, Head of Australian Economics Belinda Allen and Economist Harry Ottley discuss what was a very strong week of Australian economic data in what is a capacity constrained economy. The highlight was a fall in the unemployment rate to 4.3% pointing to a resilient Aussie labour market. ------ DISCLAIMER ------ Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information only and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It is not investment research and nor does it purport to make any recommendations. Where ‘CBA Data' is cited, this refers to the Bank's proprietary data that is sourced from its internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, CoreLogic and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.” Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.
One of the worst decisions the ABS made was to reduce the reporting of new lending trends from monthly to quarterly, delaying of course any reactions from regulators, or commentary from analysts. And today’s quarterly release relating to the September confirms what we had suspected, namely that the number of investment loans in the September … Continue reading "Investor Loans Go Boom!"
All Blacks forwards coach Jason Ryan expects an enhanced England to front up at Twickenham this weekend. The All Blacks met the World Number 4 three times last year, with the ABs winning twice at home in July before winning by a solitary point at Twickenham in November. Sportstalk host D'Arcy Waldegrave explained further. LISTEN ABOVESee omnystudio.com/listener for privacy information.
Hello! Welcome back to the Owning Your Sexual Self podcast! This week I am joined by the amazing Tugce Balik! Tugce is an ABS certified sexologist Authentic Tantra® practitioner, and advisor to the AI empowered intimacy concierge Arya. Tugce bridges eastern wisdom with western science in a way that makes pleasure feel accessible, exciting, and deeply human. Her belief that pleasure is medicine is contagious in the best way, and this conversation is full of those moments that remind you what becomes possible when you reconnect with your body and your desire. In this episode:How disconnection from ourselves impacts our relationshipsThe difference between authentic tantra and mainstream tantra Pleasure as a vehicle for nervous system healingSimple ways to begin reconnecting with pleasure in every day lifeHow Arya supports couples in exploring intimacy and novelty togetherReframing sex as play, curiosity, and shared experience rather than pressure or performanceWhy prioritizing pleasure is a radical act of self and relationship care Thank you so much for listening! Don't forget to share on your social media and tag me if you loved this episode! ResourcesAryaConnect with TugceInstagram: @IAmTugceBalikSupport the showConnect with Rachel!Instagram: @The_Rachel_MaineWebsite: https://linktr.ee/WellnessSexpertiseYouTube: YouTube.com/@OwningYourSexualSelfFacebook: Rachel MaineEmail: therachelmaine@gmail.com
RBA ไม่ลดดอกเบี้ย เหตุค่าเงินเฟ้อยังสูง|เอริน แพตเตอร์สัน ยื่นอุทธรณ์คดีฆาตกรรม 3 ศพกรณีเห็ดพิษ|ABS เผยรัฐบาลกลางออสเตรเลียใช้งบค่าจ้างพุ่งสูงสุดในรอบปี
Tori shares her transformative journey through pregnancy loss, anxiety, and ultimately triumph. After experiencing a missed miscarriage at 10 weeks, Tori conceived her son Sol but faced a pregnancy filled with complications including fibroids, subchorionic haematoma, and ultimately placental insufficiency requiring an emergency caesarean at 40 weeks. Her second pregnancy with daughter Juno was a complete surprise that led to the healing VBAC home water birth she'd always dreamed of. Tori's story beautifully illustrates how subsequent pregnancies can offer opportunities for healing, especially with the right support and preparation. She also shares her challenging breastfeeding journey with her first child and the EMDR therapy that helped her process the grief, ultimately leading to a successful breastfeeding relationship with her second baby.Sponsor:Today's episode is brought to you by Moonpig. Remember the excitement of finding a beautiful card in your mailbox? Moonpig has brought that special feeling back to over 4 million Aussies.As parents, we know how important it is to celebrate life's milestones. Speaking of birthdays, it's actually my son Nik's 12th birthday this week, so we've jumped on Moonpig, like we always do, to create some personalised cards for him. We've also made a beautiful mug with a family picture on it, and we really hope that he enjoys it.With over 33,000 personalised cards for every occasion, you can create something truly special from home. Add your own photos, scan in your handwriting, or even include QR codes for video messages. It's so much more than a basic supermarket card – it's a keepsake they'll treasure.Starting from just $9.99, you can create something beautiful through their website or the Moonpig app. And here's something special for our Australian Birth Stories community – enjoy 50% off your first card plus free standard shipping when you use the code ABS at checkout.Visit Moonpig.com today. Moonpig – Making life's moments magical, one card at a time. Hosted on Acast. See acast.com/privacy for more information.
On today's episode of The Agenda, James Lauderdale III joins Finn Caddie to share stories of Chicago and discuss whether he actually flicked the bean or not (00:00)...WATCH THE FULL EPISODE ON YOUTUBE HERE!Then the fellas review the ABs win over the Irish in Chicago and preview the game against the Scots in Edinburgh this Sunday (06:00). Then they discuss the Black Caps win to even the T20 Series with the West Indies last night and brainstorm how to get more fans to the grounds to watch cricket (19:55). Plus preview the Kiwis & Samoa Pacific Championship Final and the first Kiwi Derby of the A-League season (33:30)Finally, they get to your feedback in 'Yours Please' (43:20)... Did you know that we've launched a new Facebook Group called 'The Caravan' JOIN HERE! Brought to you by Export Ultra! Follow The ACC on Instagram or Facebook or TikTok Subscribe to The Agenda Podcast now on iHeartRadio, YouTube, or wherever you get your podcasts! iHeartRadio Apple Spotify YouTube THANKS MATE! See omnystudio.com/listener for privacy information.
Former MLB umpire Dale Scott joins Paul Hoynes and Joe Noga to share stories of Cleveland's umpire room manager, discuss ABS and warn about concussions. Learn more about your ad choices. Visit megaphone.fm/adchoices
Stephen Thomas and Richard Smith host the UK's number one live health Q&A, discussing various health topics and answering audience questions. The session covers iodine supplementation, fasting, ketogenic diets, and the impact of nutrition on health. They also address specific health concerns from the audience, providing insights and advice based on their expertise.Video Chapters and Timestamps00:00 – Introduction and WelcomeOpening remarks, setting context for the discussion, and ground rules.03:15 – Iodine Supplementation and TestingHow to assess iodine status, safe supplementation, and thyroid connection.11:20 – Fasting and AutophagyBenefits, stages, common experiences, and gender-specific considerations.21:45 – Bacon Nitrates and Food QualityNitrate content in processed meats, science vs. fear, and practical takeaways.27:05 – Thyroid Health and AntibodiesAnalyzing thyroid lab results, dietary effects, and addressing antibodies.34:10 – Community Engagement and EducationHow to get support, community features, courses, and Q&A opportunities.38:50 – Fasting and MenopauseSafe fasting for women, nuances for menopause, and adapting protocols.44:05 – Electrolyte Supplements and ProductsKey supplements, “cherry bomb” & “raspberry bomb,” sodium balance, and personal anecdotes.52:15 – Practical Advice and Closing RemarksFinal practical takeaways, summary of key points, and resources for further learning.
DwD 0737: Proper ABS Usage on Track We love listener questions and this week we were asked what our thoughts were on ABS usage on track. Do we just hammer the brake and let the system figure it out or try to stay just below engagement, etc. Ben had some great thoughts and Bill was there too. Did we miss something? Please let us know at GarageHeroesInTraining@gmail.com A link to the episode is: https://tinyurl.com/ABSonTrack We hope you enjoy this episode! If you would like to help grow our podcast and high-performance driving and racing: You can subscribe to our podcast on the podcast provider of your choice, including the Apple podcast app, Google music, Amazon, YouTube, etc. Also, if you could give our podcast a (5-star?) rating, that we would appreciate very much. Even better, a podcast review would help us to grow the passion and sport of high performance driving and we would appreciate it. Best regards, Vicki, Jennifer, Ben, Alan, Jeremy, and Bill Hosts of the Garage Heroes in Training Podcast and Garage Heroes in Training racing team drivers We hope you enjoy this episode! If you would like to help grow our podcast and high-performance driving and racing: You can subscribe to our podcast on the podcast provider of your choice, including the Apple podcast app, Google music, Amazon, YouTube, etc. Also, if you could give our podcast a (5-star?) rating, that we would appreciate very much. Even better, a podcast review would help us to grow the passion and sport of high performance driving and we would appreciate it. Money saving tips: 1) Enter the code GHiT 25 for $50 off the Fire Links hardware system with a 1 year membership included and/or a an extra three months if you subscribe now at https://firelaps.com/ 2) Enter code "GHIT" for a 10% discount code to all our listeners during the checkout process at https://candelaria-racing.com/ for a Sentinel system to capture and broadcast live video and telemetry. 3) Enter the code "ghitlikesapex!" when you order and Apex Pro system from https://apextrackcoach.com/ and you will receive a free Windshield Suction Cup Mount for the system, a savings of $40. 4) Need a fix of some Garage Heroes in Training swag for unknown reasons: https://garage-heroes-in-training.myspreadshop.com/ 5) Want to show you support to help keep our podcast going? Join our Patreon at: patreon.com/GarageHeroesinTraining
In this episode of the Movement Logic Podcast, Laurel Beversdorf and Dr. Sarah Court examine the enduring myths and misinformation around the aesthetic goal of “getting abs.” They analyze the anatomy and function of the abdominal muscles, the cultural evolution of ab training versus core strength and stability training, and the role mechanical tension, muscle length, and training volume play in hypertrophy (muscle growth). Additionally, they discuss how pursuing the aesthetic goal of "getting abs" is different from performance goals related to abdominal strength.The hosts unpack popular misconceptions, such as “abs are made in the kitchen,” or that body composition changes work differently for women than men, or that core stability means never moving your spine. They contrast these myths with what current research on energy balance and hypertrophy training show. They also trace how Pilates, physical therapy, and social media helped shape the modern core strength and stability narrative—one that, in some circles, shifted from building strength through movement to “protecting” the lumbar spine by avoiding it.Additionally, this episode aims to clarify all of the factors that influence the appearance of the abdominal region, and how gendered, moralized, and shame-based messaging about the midsection continues to distort public understanding of exercise and body image.CART CLOSES Nov 1st for Lift for Longevity—SIGN UPFOLLOW @MovementLogicTutorials on InstagramRESOURCESClip: Mel Robbing Podcast interview with Stacy Sims about abs67: Popular Explanations for SI Joint Pain are Wrong, Says Science78: Behemoth Knee Myths20: Pelvic Floor In-Depth with Stephanie Prendergast, MPT54: Alignment Dogma - Spine58: Alignment Dogma - Shoulders48: Alignment Dogma - Pelvis80: Posture Panic Pt. 3 with Author Dr. Beth Linker, PhD50: Bracing versus BreathingSlouch: Posture Panic in Modern America, by Beth LinkerGHD Sit-UpHodges, 2001; PMID: 11181617Kalantari, 2024; PMID: 38565979Brown, 2011; PMID: 21325932Cholewicki, 1999; PMID: 10521659
What happens when the nation's most successful law firm owners debate where the legal industry is headed next? As part of the “Road to the Summit”, a special series ramping up to the 2025 Game Changers Summit this November 12–13, we're revisiting some of the most powerful conversations ever featured at our events. In this encore episode of The Game Changing Attorney Podcast, we revisit the Law Firm of the Future panel live from the 2022 Game Changers Summit, where Michael Mogill sits down with Alexander Shunnarah, Anthony Johnson, Bob Tharp, and Eric Chaffin for an unfiltered conversation about the forces reshaping the legal industry and what it takes to lead in the next era. Here's what you'll learn: Why Wall Street's arrival in legal services could transform how firms grow and compete How to use data, KPIs, and culture to strengthen your firm's foundation before outside investors do What it takes to future-proof your business in an era of automation, consolidation, and client-driven expectations The future of law isn't waiting — it's already here. Are you ready to lead it? ---- Show Notes: 03:04 – Anthony Johnson explains why the legal industry's lag in adopting technology will soon give way to rapid automation and smarter processes. 04:44 – Alexander Shunnarah shares how private equity and ABS investment are already reshaping the legal marketplace. 05:35 – Bob Tharp urges firm owners to overcome their fear of KPIs and treat data as the foundation of every decision. 06:32 – Eric Chaffin reveals how “doing good by doing right” became his firm's rallying call and culture cornerstone. 08:19 – Anthony Johnson breaks down why data has surpassed oil in value and how information drives better firm strategy. 10:22 – Bob Tharp predicts the end of the billable hour and explains why clients will demand flat-rate pricing and cost transparency. 17:18 – Alexander Shunnarah discusses his firm's evolution from pre-litigation to a full trial practice — and why brand integrity matters. 19:58 – Eric Chaffin shares a deeply personal story of overcoming adversity, proving that humility and vulnerability are essential to leadership. ---- Links & Resources: Alexander Shunnarah Trial Attorneys Anthony Johnson Bob Tharp Eric Chaffin Rocket Lawyer ---- Do you love this podcast and want to see more game changing content? Subscribe to our YouTube channel. ---- Past guests on The Game Changing Attorney Podcast include David Goggins, John Morgan, Alex Hormozi, Randi McGinn, Kim Scott, Chris Voss, Kevin O'Leary, Laura Wasser, John Maxwell, Mark Lanier, Robert Greene, and many more. ---- If you enjoyed this episode, you may also like: 372. The Surprising ROI of Doing the Right Thing with Chaffin Luhana 204. Alexander Shunnarah — The Thin Line Between Success and Failure 57. Bob Tharp — 1% Better Every Day
In this episode, Vadim takes a deep dive into the auto finance market—from the recent headlines surrounding Tricolor's bankruptcy to the broader trends shaping credit performance and origination behavior. The conversation begins with Tricolor as a case study in data integrity and verification failures, not credit weakness, before widening to examine insights from the CFPB and Experian's State of the Auto Market Report.Vadim explores how auto originations are skewing toward older, higher-credit borrowers, why subprime lending volumes are declining even as delinquencies rise, and what performance data tells us about the difference between ABS-backed loans and balance sheet portfolios. Subscribe to our free research to stay up-to-date on the latest trends. Contact sales@dv01.co to learn how dv01 data can help you understand what's going on in the market, and to better analyze your whole loan portfolio and securitizations.
Stephen and Richard delve into various aspects of nutrition, health, and dietary choices. They discuss the importance of addressing root causes of health issues, the role of supplements, and the significance of organ meats in a balanced diet. The conversation also touches on the implications of MTHFR mutations, histamine intolerance, and the nutritional value of animal proteins. Additionally, they explore the societal concerns surrounding meat consumption and the environmental narratives associated with it, emphasizing the need for informed dietary choices and community support.Chapters00:00 Introduction to Nutrition and Health03:02 Sleep Supplements and Natural Remedies05:47 Weight Gain Strategies and Nutritional Advice09:03 The Importance of Organ Meats12:00 Histamine Intolerance and Detox Pathways15:09 MTHFR Mutation and Its Implications18:09 The Role of B Vitamins in Health20:53 Dietary Choices: Lean vs. Fatty Meats23:58 Sugar, Sweeteners, and Clean Eating27:08 The Journey of Dietary Changes29:52 Community Support and Resources33:01 Histamine Breakdown and DAO35:51 Uric Acid and Kidney Health39:04 Concerns About Meat Bans and Environmental Issues42:00 The Nutritional Value of Animal Proteins
We're back for round 3 with our girl Micaela Riley (@bebalancedbymicaela) - and this might just be our favorite conversation yet.Micaela shares her continued evolution in health, hormones, and mindset. From battling PCOS, burnout, and the “eat less, move more” mentality to rebuilding her metabolism, healing her gut, and building a strong, balanced body — this one's packed with golden takeaways.We also dive into what's really going on behind the scenes of the wellness world: copycats on social media, staying authentic through algorithm chaos, and learning to live a little while still prioritizing your health.Follow Micaela Riley on Instagram → @bebalancedbymicaelaTime Stamps:00:00 – Downtown Austin life & filming commercials04:00 – Copycats and social media burnout08:00 – Showing personality as a wellness creator13:00 – Micaela's transformation story17:00 – Overexercising, under-eating & hormone chaos24:00 – Reverse dieting & metabolism recovery33:00 – PCOS, testing, and rebuilding your body42:00 – The pro-metabolic diet myth48:00 – Tracking macros & blood sugar awareness53:00 – Abs, core training & real progress58:00 – Finding balance & peace in the processFollow the Gut Talk Girls on socials:Instagram: https://www.instagram.com/guttalkgirls/Tiktok: https://www.tiktok.com/@guttalkgirlsPodcast: https://podcasts.apple.com/us/podcast/gut-talk-with-jill-and-jenna/id1597804122
With Morgan Stanley's European Leveraged Finance Conference underway, our Head of Corporate Credit Research Andrew Sheets joins Chief Fixed Income Strategist Vishy Tirupattur to discuss private credit, M&A activity and AI infrastructure.Read more insights from Morgan Stanley.----- Transcript ----- Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Head of Corporate Credit Research at Morgan StanleyVishy Tirupattur: And I'm Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist.Andrew Sheets: Today, as we're hosting the Morgan Stanley European Leveraged Finance Conference, a discussion of three of the biggest topics on the minds of credit investors worldwide.It's Thursday, October 16th at 4pm in London.Vishy, it's so great to catch up with you here in London. I know you've been running around the world, quite literally, talking to investors about some of the biggest debates in credit – and that's exactly what we wanted to talk. We're here at Morgan Stanley's European Leveraged Finance Conference. We're talking with investors about the biggest debates, the biggest developments in credit markets, and there are really kind of three topics that stand out.There's what's going on with private credit? What's going on with the merger and acquisition, the M&A cycle? And how are we going to fund all of this AI infrastructure?And so maybe I'll throw the first question to you. We hear a lot about private credit, and so maybe just for the listener who's looking at a lot of different things. First, how do you define it? What are we really talking about when we're talking about private credit?Vishy Tirupattur: So, Andrew, when we talk about private credit, the most common understanding of private credit is lending by non-banks to small and medium sized companies. And we probably will discuss a bit later that this definition is actually expanding much beyond this narrow definition. So, when you think about private credit and spend time understanding what is the credit in private credit, what it boils down to is on average, on a leveraged basis, the credit in private credit is comparable to, say CCC to B - on a coverage basis to the public markets.So, the credits in the private credit market are weaker. But on the other hand, the quality of covenants in these deals is significantly better compared to the public credit markets. So, that's the credit in private credit.Andrew Sheets: So, Vishy, with that in mind then, what is the concern in this market? Or conversely, where do people see the opportunity?Vishy Tirupattur: So, the concern in this market comes from the opaqueness in these deals. Many of these private credit borrowers are not public filers. So not much is well known about what the underlying details are. But in a sense, a good part of the public markets, whether it's in high yield bonds or in the public, broadly syndicated leveraged loans are also not public filers. So, there is information asymmetry in those markets as well.So, the issue is not the opaqueness of private markets, but opaqueness in credit in general. But that said, when you look at the metrics of leverage, coverage, cash on balance sheet…Andrew Sheets: Because we can get some kind of high-level sense of what is in these portfolios...Vishy Tirupattur: Yeah. And we look at all those metrics, and we look at a wide range of metrics. We don't get to the conclusion that we are at a precipice of some systemic risk exposure in credit. On the other hand, there are idiosyncratic issues. And these idiosyncratic issues have always been there and will remain there. And we would expect that the default rates are sticky around these levels, which are slightly above the long-term average levels, and we expect that to remain.Andrew Sheets: So, you may see more dispersion within these portfolios. These are weaker, more cyclical, more levered companies. But overall, this is not something that we think at the moment is going to interrupt the credit cycle or the broader markets dynamic.Vishy Tirupattur: Absolutely. That is exactly where we come down to.So, Andrew, let me throw another question back at you. There's a lot of talk of growing M&A, growing LBO activity. And that could potentially lead to some challenges on the credit front. How do you look at it?Andrew Sheets: So, I'd like to actually build upon your answer from private credit, right? Because I think a lot of the questions that we're getting from investors are around this question of how far along in this always, kind of, cyclical process; ebb and flow of lending aggressiveness are we? And, you know, this is a cycle that goes back a hundred years – of lenders becoming more conservative and tighter with lending. And then as times get good, they become somewhat looser. And initially that's fine. And then eventually something, something happens.And so, I think we've seen the development of new markets like private credit that have opened up new lending opportunities and then also new questions. And I think we've also seen this question come up around M&A and corporate activity.And as we start to see headlines of very large leveraged buyouts or LBOs, as we start to see more merger and acquisition – M&A – activity coming back; something we've at Morgan Stanley been believers in. Are we really starting to see the things that we saw in the year 2000, or in the year 2007, when you saw very active capital markets actually coinciding with kind of near the peak of equity markets near the top of major market cycles.And in short, we do not think we're there yet. If we look at the actual volumes that we're seeing, we're actually a little bit below average in terms of corporate activity. There's really been a dearth of corporate activity after COVID. We're still catching up. Secondly, the big transactions that we're seeing are still more conservatively structured, which isn't usually what you see right at the end. And so, I think between these two things with still a lot of supportive factors for more corporate activity, we think we have further to go.Vishy Tirupattur: On that point, Andrew, I think if you look at the LBOs that are happening today versus the LBOs that happened in the 2007 era, the equity contribution is dramatically different. You know, equity to debt, these LBOs that are happening today [are] of a substantially higher amount of equity contribution compared to the LBOs we saw pre-Financial Crisis…Andrew Sheets: That's such a great point. And the listener may not know this, but Vishy and I were working together at Morgan Stanley prior to the Financial Crisis, and we were working in credit research when a lot of these LBOs were happening, and…Vishy Tirupattur: And I used to be tall and good looking.Andrew Sheets: (laughs) And they were just very different. We're still not there. If you go back and pull the numbers, you're looking at transactions still that are far more conservative than what we saw then. So, you know, this activity is cyclical, and I think we do have to watch deregulation, right? You saw a lot of regulations come in after the Financial Crisis that led to more conservative lending. If those regulations get rolled back, we could really move back towards more aggressive lending. But we haven't quite seen that yet.Vishy Tirupattur: Absolutely not.Andrew Sheets: And Vishy, maybe the third question that comes up a lot. We've covered private credit, which is very topical. We've covered kind of corporate aggressiveness. But maybe the icing on the cake. The biggest question is AI – and is AI spending?And it just feels like every day you come into the office and there's another headline on CNBC or Bloomberg about another mega AI funding deal. And the question is, okay, where's all that money going to come from?And maybe some of it comes from these companies themselves. They're very profitable, but credit might have to fill in some of the gaps. And you and some of our colleagues have done a lot of work on this. Where do you think kind of the lending story and the borrowing story fits into this broader AI theme?Vishy Tirupattur: Our estimate of simply data center related CapEx requirements are close to $3 trillion. You add the power required for the data centers and add another $300-400 billion. So, a lot of this CapEx will come from – roughly about half might come from the operating cash flows of the hyperscalers. But the rest, so [$]1.5 trillion plus, has to come through various channels of credit.So, unsecured corporate credit, we think will play a fairly small role in this. Of that [$]1.5 trillion plus, maybe [$]200 billion to come from unsecured credit issuance by these hyperscalers, and perhaps some of the securitized markets, such as ABS and CMBS that rely on stabilized cash flows may be another 1[$]50 billion. But a different version of private credit, what we will call ABF or asset based finance, will play a very big role. So north of [$]800 billion we think will come from that kind of a private credit version of investment grade, or a private credit markets developing. So, this market is very much in the developmental mode.So, one way or the other, for AI to go from where it is today to substantially improving productivity and the earnings of companies that has to go through CapEx; and that CapEx needs to go through credit markets.Andrew Sheets: And I think that is so fascinating because, right Vishy, so much of the spending is still ahead of us. It hasn't even really started, if you look at the numbers.Vishy Tirupattur: Absolutely. We are in the early stages of this CapEx cycle. We should expect to see a lot more CapEx and that CapEx train has to run through credit markets.Andrew Sheets: So, Vishy, there's obviously a lot of history in financial markets of larger CapEx booms, and some of them work out well, and some of them don't. I mean, if you are trying to think about some of the dynamics of this funding for AI and data centers more broadly versus some of these other CapEx cycles that investors might be familiar with. Are there some similar dynamics and some key differences that you try to keep in mind?Vishy Tirupattur: So, in terms of similarities, you know, they're big numbers, whichever way you cut it, these numbers are going to be big dollar numbers.But there are substantial differences between the most recent CapEx boom that we saw towards the end of the late 90s, early 2000s; we saw a massive telecom boom, telecom related CapEx. The big difference is that spending was done by – predominantly by companies that had put debt on their balance sheet. They were already very leveraged. They were just barely investment grade or some below investment grade companies with not much cash on their balance sheet.And you contrast that with today's world, much of this is being done by highly rated companies; the hyperscalers or between, you know, A+ to AAA rated companies, with a lot of cash on their balance sheets and with very little outstanding debt on their part.On top of that, the kind of channels that exist today, you know, data center, ABS and CMBS, asset-based finance, joint venture kind of financing. All of these channels were simply not available back then. And the fact that they all are available today means that this risk of CapEx is actually much more widely distributed.So that makes me feel a lot better about the evolution of this CapEx cycle compared to the most recent one we saw.Andrew Sheets: Private credit, a rise in M&A and a very active funding market for AI. Three big topics that are defining the credit debate today. Vishy, thanks for taking the time to talk.Vishy Tirupattur: Andrew, always fun to hang with youAndrew Sheets: And thank you for listening. If you enjoy Thoughts on the Market, please leave us review wherever you listen and tell a friend or colleague about us today.
Today's word of the day is ‘Schlitt's Creek' as in Cam Schlittler as in the Yankees as in the Red Sox as in Wild Card as in history. Schlittler pitched one of the best elimination games in the history of the sport. 8 innings. 12 strikeouts. No runs. The Yankees blanked the Red Sox to advance! (23:00) The Padres and Cubs game was a wild! ABS needs to get here now! The Padres team lost its mind after the game for a blown called strike that was a ball. (30:00) The Tigers eliminated the Guardians! So much for that 15.5-game blown lead for the division! (40:00) NPPOD. (44:00) Caitlin Clark finally spoke. She agreed with Napheesa Collier. The WNBA is in a bad spot! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Today's word of the day is ‘Schlitt's Creek' as in Cam Schlittler as in the Yankees as in the Red Sox as in Wild Card as in history. Schlittler pitched one of the best elimination games in the history of the sport. 8 innings. 12 strikeouts. No runs. The Yankees blanked the Red Sox to advance! (23:00) The Padres and Cubs game was a wild! ABS needs to get here now! The Padres team lost its mind after the game for a blown called strike that was a ball. (30:00) The Tigers eliminated the Guardians! So much for that 15.5-game blown lead for the division! (40:00) NPPOD. (44:00) Caitlin Clark finally spoke. She agreed with Napheesa Collier. The WNBA is in a bad spot! Learn more about your ad choices. Visit podcastchoices.com/adchoices
My guest is Dr. Bret Contreras, PhD, CSCS, a world-renowned expert on muscle and strength building for women and for men. Bret is known as “the glute guy” for his expertise in helping people build their ideal physique, including how to grow and/or strengthen their gluteus muscles. He explains how to resistance train to improve strength, hypertrophy and aesthetics, and to overcome genetically or injury-induced weaker body parts. We cover ideal training frequency, exercise selection, sets and repetitions and periodization. Our discussion is for women and men of any age and experience level seeking to maximize their aesthetics, performance and longevity. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman Rorra: https://rorra.com/huberman Carbon: https://joincarbon.com/huberman LMNT: https://drinklmnt.com/huberman Function: https://functionhealth.com/huberman David: https://davidprotein.com/huberman Timestamps (0:00) Bret Contreras (2:43) Resistance Training for Beginners, Tools: Training Frequency; Sets, Progressive Overload, “LULUL” (10:45) Sponsors: Rorra & Carbon (13:57) Frequency & Exercise Flexibility, Tool: Switch Exercise Focus (21:31) Individual Recovery, Women & Adjusting Variables, Tool: 4 Training Patterns (31:37) Maximum Recoverable Volume (MRV), Determine MRV, Tool: Flexing & Loadless Training (40:41) Low-Load Glute Activation; Life-Long Strength Gains, Avoiding Pain & Injury (48:52) Sponsors: AGZ by AG1 & LMNT (51:54) Tool: Brett's “Big Six” Lifts; COVID Pandemic, Competition & Exercise Variety (1:00:18) Difficult Final Reps; Tempo & Hypertrophy; Autonomy & Progressive Overload (1:11:16) Progressive Overload, Quantity & Quality, Injury (1:13:22) Gym vs Real-Life Constraints, Motivation, Tool: Individual Training Frequency (1:23:38) Exercise Enjoyment, Genetics, Long-Term Strength, Injury & NEAT (1:28:37) Tool: Realistic Consistent Schedules & 5-Year Review (1:33:00) Sponsor: Function (1:34:49) Glute Function; Abduction vs Adduction; Glute Vectors, Tool: Rule of Thirds (1:45:26) Upper vs Lower Glute Maximus Exercises, Frequency (1:49:26) Common Mistakes of Hip Thrusts (1:52:06) Exercises to Grow Glutes, Women & Men, Hypertrophy (2:02:14) Hip Thrust, Barbell, Hip Anatomy; Glute-Focused Hyperextension; Glute Medius Exercises (2:08:07) Training Lagging Muscle Groups, Maintaining Strength, Muscle Memory (2:14:23) Neck Training; Focused Training & Maintaining Strength (2:22:06) Sponsor: David (2:23:20) Periodic Training, Strength, Pain, Desire to Train; Tool: Training Layoffs (2:34:24) Tool: Rep Ranges for Lagging Body Part; Growing Calves (2:37:35) Can You Build Muscle After 40?, Perimenopause, Menopause; Pregnancy (2:40:44) Saggy Glutes; Gain Muscle & Lose Fat?, Mini-Bulks & Cuts, Recomp, Hormones (2:47:46) Lifting or Pilates for Strength?; Grow Glutes Without Legs; Hip Dips (2:51:48) Spot Reduction, Abs & Fat Loss; Wide vs Narrow Hips & Training; Grip Strength; Tool: One Set to Failure (2:57:48) Acknowledgements (3:01:32) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices
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