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Read the ESPN Manager Survey along with us: https://www.espn.com/mlb/story/_/id/47285604/2025-mlb-winter-meetings-manager-survey-rules-challenge-system-playersUse our Nike affiliate link to shop here: https://www.jdoqocy.com/click-101505473-17049705?url=https%3A%2F%2Fwww.nike.com%2Fw%2Fbest-76m50 Click the in the description and sign up for your $1 per month trial at https://shopify.com/bakers.Head to https://fabletics.com/BAKERS and sign up as a VIP and get 80 percent off everything!Download the DraftKings Casino app and use promo code JMSPORTSGambling problem? Call 1-800-GAMBLER (MI/NJ/PA/WV). Help is available for problem gambling, call (888) 789-7777 or visit ccpg.org (CT). 21+. Physically present in CT/MI/NJ/PA/WV only. Void in ONT. Eligibility restrictions apply. 1 per new customer. Opt-in req. Min. $5 in wagers req. Max. 500 Casino Spins for featured game. Spins issued as 50 Spins/day upon login for 10 days. Spins are non-withdrawable and expire 24 hours after issuance. $0.20 per Spin. Game availability may vary. Terms: casino.draftkings.com/promos. Ends 1/4/26 at 11:59 PM ET. Sponsored by DK.+++++++++++++++Timestamps:0:00 Intro2:25 Jake Rants: Do You Really Need Velocity?5:45 More Guys Should Try Going Sidearm 6:35 Mets Sign Jorge Polanco 8:55 MANAGER SURVEY 12:40 One Change You Would Make to MLB15:50 MLB Showed Me the Replay Center and Rules Committee 21:40 Shadows and Collisions24:30 ABS is Coming31:30 Great Postseason This Year 33:45 Which Hitter Do You Least Want Up At the Plate?39:00 Which Pitcher Do You Most Want on Your Team?43:00 Who is the Best Manager?46:15 Football Recap 56:55 Philip Rivers Returning for the Colts vs. Seahawks Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Zum Gewinnspiel: Hier entlangWie Ihr teilnehmt: Einfach über den Link in der Bio in den Shop gehen, Buch aussuchen, Autor:in und Buchtitel in die Kommentare posten.. Wählen könnt Ihr aus allen, im Shop verfügbaren Bänden der blauen ‚NomosLehrbuch‘-Reihe. Ihr könnt pro Folge einmal in den Lostopf kommen. Also sucht auch nach den restlichen Gewinnspielhinweisen in den nächsten Folgen! Viel Glück und schöne Vorweihnachtszeit! Folgenbeschreibung:In § 823 Abs. 1 BGB schützen die Rechtsgüter Körper und Gesundheit den Kernbereich der Persönlichkeit vor Eingriffen Dritter. Eine Körperverletzung liegt bei jedem unbefugten Eingriff in die körperliche Integrität vor – unabhängig davon, ob die äußere Körperhülle verletzt wird. Auch Eingriffe von innen, etwa durch schädliche Substanzen, sowie ärztliche Heileingriffe sind tatbestandlich Körperverletzungen und nur durch wirksame Einwilligung gerechtfertigt. Gleiches gilt für Tätowierungen, deren Einwilligung sich auf eine kunstgerechte Ausführung beschränkt.Die Gesundheitsverletzung erfasst Beeinträchtigungen der inneren Lebensvorgänge und setzt einen medizinisch diagnostizierten Krankheitswert voraus. Dazu zählen auch psychische Erkrankungen; eine organische Ursache ist nicht erforderlich. Der Schädiger muss das Opfer stets so nehmen, wie er es antrifft – Vorschädigungen oder besondere Anfälligkeiten sind haftungsrechtlich unbeachtlich.Besondere Fallgruppen bilden psychische Beeinträchtigungen und Schockschäden bei Dritten. Voraussetzung ist jeweils eine pathologisch fassbare Erkrankung; bei Schockschäden zusätzlich ein besonderes Näheverhältnis und ein angemessenes Verhältnis zwischen Anlass und Reaktion.Support the show
Justin Bieber BioSnap a weekly updated Biography.This is Biosnap AI. In the past few days Justin Bieber has been living a very public full circle, part comeback chapter, part brand expansion play, and part pure nostalgia tour. According to Geo TV and Marca, Bieber's most biographically significant move was a quiet but symbolic return to the Universal CityWalk and Lucky Strike Lanes locations where he shot the Baby video, a moment he captured in an Instagram reel showing him wandering the bowling alley in baggy shorts and a beanie, softly singing the chorus a cappella while a friend beatboxed. Both outlets frame this as the emotional centerpiece of his 2025 comeback, timed to the success of Swag, his first album in four years, which debuted at number two but delivered the biggest streaming opening of his career, signaling that his audience has not only stuck around but matured with him. Marca notes that for a star once written off as a spent teen idol after tour cancellations and health issues, this felt less like a throwback stunt and more like a public statement that he has reentered the arena on his own terms. TMZ likewise pushed the nostalgia angle, describing the bowling alley visit as a 15 years later victory lap for the hit that made him a global star. On the business side, Parade reports that Bieber's estimated 2025 net worth sits around 200 million dollars, with his combined fortune with Hailey now roughly 500 million after her Rhode beauty brand was sold to e.l.f. for about 1 billion dollars, underscoring how the Bieber name has shifted into power couple empire territory. Music Business Worldwide recently highlighted a 372 million dollar ABS transaction backed in part by his and Shakiras catalogs, an aftershock of his earlier Hipgnosis deal that shows Bieber is now as much a financial asset class as a chart act. In fashion and tech, 3D printing outlet 3Dnatives reports that Bieber just debuted his first 3D printed sneaker, the Earth Bender, created with Zellerfeld under his Skylrk label, planting his flag deeper in sneaker culture and design. Meanwhile, his image saturates the live market with Justin Bieber Night tribute and themed events popping up in cities from Honolulu to New York via ticketing platforms like SeatGeek, Vivid Seats, and Fever, proof that even on nights he is not in the building, the Bieber mythos is selling rooms.Get the best deals https://amzn.to/3ODvOtaThis content was created in partnership and with the help of Artificial Intelligence AI
Welcome to episode 309 of Grow Your Law Firm, hosted by Ken Hardison. In this episode, Ken sits down with Seth Deutsch, founder of Samson Partners Group, a seasoned operator, board member, and growth leader with deep experience in private equity, alternative business structures, and multi-market professional services. Seth has architected nine buy-and-build platforms, executed more than 70 acquisitions, and served as CEO and operating partner across public, private equity-backed, and founder-led companies. His firm advises legal organizations on the evolving ABS landscape across seven submarkets, helping practices navigate consolidation, competition, and long-term value creation. What you'll learn about in this episode: 1. Differentiation in Competitive Markets - Why "yelling louder" or copying competitors fails - How authentic brand positioning can outperform large market spenders 2. Understanding What Clients Actually Value - Extracting insights from real client sentiment - Identifying the traits that truly set your practice apart 3. Avoiding the "Gimmick Trap" - Why catchy nicknames and flashy identities rarely sustain long-term value - Ensuring your brand reflects who you really are 4. Smarter, Not Louder, Marketing - Building a media plan that generates revenue, not just impressions - Choosing channels based on audience, message, and ROI 5. Growth Through Mergers & Acquisitions - How to evaluate whether and how to merge brands - When to integrate two practices and when to keep identities separate Resources: Website: samsonpartnersgroup.com Book: a.co/d/08LZUUB LinkedIn: linkedin.com/in/sethdeutsch Additional Resources: https://www.pilmma.org/the-mastermind-effect https://www.pilmma.org/resources https://www.pilmma.org/mastermind AI for PI Expo: www.pilmma.org/ai-for-pi-expo
CBA economists Belinda Allen and Harry Ottley dissect the hawkish RBA Board meeting and analyse economic data on the labour market and consumer spending. ------ DISCLAIMER ------ Important Information This podcast is approved and distributed by Global Economic & Markets Research (“GEMR”), a business division of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (“the Bank”). Before listening to this podcast, you are advised to read the full GEMR disclaimers, which can be found at www.commbankresearch.com.au. No Reliance Information in this podcast is of a general nature only. It does not take into account your objectives, financial situation or needs and does not constitute personal financial advice. This podcast provides general market-related information only and is not to be construed as a solicitation or an offer to buy or sell any securities or other financial products. It is not investment research and nor does it purport to make any recommendations. Where ‘CBA Data' is cited, this refers to the Bank's proprietary data that is sourced from its internal systems and may include, but not be limited to, home loan data, credit card transaction data, merchant facility transaction data and applications for credit. The data used in the ‘CommBank Household Spending Insights' series is a combination of the CBA Data and publicly available ABS, Cotality and RBA data. As analysis is based on Bank customer transactions, it may not reflect all trends in the market. All customer data used or represented in this podcast is anonymised before analysis and is used, and disclosed, in accordance with the Group Privacy Statement. The Bank believes that the information in this podcast is correct, and any opinions, conclusions or recommendations made are reasonably held and are based on the information available at the time of its compilation. The Bank makes no representation or warranty, either expressed or implied, as to the accuracy, reliability or completeness of any statement made. Liability Disclaimer The Bank does not accept any liability for any loss or damage arising out of any error or omission in or from the information provided or arising out of the use of all or part of the podcast.” Usage of Artificial Intelligence To enhance efficiency, GEMR may use the Bank approved artificial intelligence (AI) tools to assist in preparing content for this podcast. These tools are used solely for drafting and structuring purposes and do not replace human judgment or oversight. All final content is reviewed and approved by GEMR analysts for accuracy and independence.
Radio TRO is brought to you in part by:Twisted Road - Motorcycle Rental in the USAVisit Twisted.TRO.bike to get a FREE riding day!Brian plays tire cop, newbie whisperer and Tiger 800 hype man while nudging everyone toward TRO's Road Rubber rankings. He shrugs at Indy's winter chaos, brags about scoring cheap Angel STs and dares tire makers to let "two gorillas" shred their products. His starter-bike gospel stays the same: finish MSF, try lots of bikes, get ABS and stop pretending you need a rocket when a 300-400 cc or mild 650 will do.Robin swoons over the Tiger's gadgets, trolls a friend about it for sport and confesses ongoing love for his current bike. He's cranking out a GSX-8R valve-check story, steering newbies toward sensible bikes from the Rebel 300 to the Z500 and lecturing them to find mentors instead of influencers. Next, he slips in a hack or two on how "nitrile gloves solve everything."Joanne hunts used boots like a thrift-store sniper, using them to roast fake insulation hype. She delivers a winter playbook of non-cotton bases, legit mids, real shells and the eternal reminder that leather is just cold skin pretending to be gear. She also ranks heated gear, some of them seven-volt toys, reminding the guys to Google materials with "motorcycle" in the mix like an adult.Jordan beams back to Daytona 1970 where handling ruled, Brits fixed their exhaust flop and everyone pretended sketchy brakes were fine. Harley bet on the XR750 and luck, privateers clogged the track and going five MPH faster meant nine extra miles of misery. Meanwhile Yamaha, Suzuki and Kawasaki screamed around at 150-plus and proved engineering beats wishful thinking every time.Speaker Entry:Brian Wringer - 00:03:46Robin Dean - 00:03:59Joanne Donn - 00:27:37Jordan Liebman - 00:42:28Episode Page: https://tro.bike/podcast/2025e34/Music by Rabid Neon and Otis McDonald
He was at the top of his game. Michael Perron was Mr. Abs of Steel as host of the fitness show with ESPN and Time Warner annual lucrative contracts. Yet, he had a horrible meth addiction. Set free by God in a moment, 22 years ago on March 7, God also told Michael to give up his ESPN and Time Warner contracts. Today, he is a life recovery pastor and is nationally recognized for mental health.Unmarried, Cristina was at the top of her game. Hers came crashing down when her boss made advances. She kicked him in the knee and was fired. Fighting the court case almost caused her to take her life. See how God guides these two from the brink to now raising their 3 children in “Life Recovery”.God will restore the years the locusts have eaten. (Joel 2:25)Addiction is unlike anything you can describe with words.I was still held fast to the snare of Satan. Because you are still holding on to something and you haven't relinquished that to Christ.It is glorious to I know I am forgiven when I admit my sin to the Lord.It is a whole other wonderful when I know I am healed. – MichaelDiscover the power of God.Your son has a brain tumor?Someone is asking you to adopt their daughter?Many know Michael and his wife, Christina, have a divine adoption story of their daughter, Michaela Joy. Their son, Grayson, was diagnosed with a brain tumor at age 8, and was miraculously healed.For shows and more subscribe at parentcompass.tv/subscribe or download the Parent Compass App.For conversation about Christ or prayer call or text 817-760-2643.Be encouraged and inspired. To support this ministry financially, visit: https://www.oneplace.com/donate/1493/29?v=20251111
Paul Hoynes is back from the winter meetings and something is different about him. Also, a look at the Rule 5 draft and how Cleveland is going to approach ABS. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this conversation, emergency medicine specialist Ankur Verma discusses the intersection of emergency medicine and metabolic health, particularly in the context of the Indian population. He challenges common myths about vegetarianism, highlights the importance of understanding cardiovascular health through data, and emphasises the role of nutrition in recovery. Verma also delves into the implications of vitamin D and B12 deficiencies, the dangers of visceral fat, and the need for informed dietary choices. Throughout the discussion, he shares personal experiences and insights from his practice, advocating for a more holistic approach to health and wellness.Chapters00:00 Introduction to Emergency Medicine and Its Challenges03:06 The Vegetarian Myth: Health Implications in India05:50 Understanding Heart Health: The Role of Diet09:01 Homocysteine and Cardiovascular Risk Factors11:50 The Lipid Hypothesis: Rethinking Heart Disease15:04 Patient Insights: Nutrition and Heart Health17:57 Vitamin D and Its Importance in Health21:00 The Impact of Visceral Fat on Health26:05 Understanding Visceral Fat and Its Implications30:10 The Role of Carbohydrates in Fat Accumulation33:39 Exploring Brain Detoxification Mechanisms35:13 The Impact of Dairy on Health39:12 Questioning Medical Guidelines and Practices43:27 The Importance of Nutritional Awareness47:21 The Role of Doctors in Patient EducationAnkur's LinksInstagram - @thecarnivore.epLinkedIn - Dr. Ankur VermaX - @ anksv25
Wir wollen uns in dieser Podcastfolge einem Phänomen von Elternschaft in einer digitalen Welt widmen. Wir betrachten, was dahintersteckt und was es kritisch zu betrachten und zu hinterfragen gilt. Schließlich biete ich fünf Denkimpulse an, die bei einem konstruktiven Umgang mit dem Teilen von Informationen über unsere Kinder helfen können.Iris van den Hoeven ist Fachbuchautorin, Gründerin von Blickpunkt Erziehung, war viele Jahren im Kinderschutz undin der Elternbildung tätig. Als Master der Erziehungs- undBildungswissenschaften, psychosoziale Beraterin, im Expert:innenpool der WKO gelistete Supervisorin arbeitet sie unter anderem im Bereich elementarpädagogischer Fortbildungen als Lehrbeauftragte an verschiedenen Pädagogischen Hochschulen. Zudem bietet sie in Verbindungmit zahlreichen Kooperationen Vorträge, Keynotes, Fortbildungen, Webinare, Inhouse-Seminare und Ausbildungslehrgänge zum Thema der gewaltfreien und liebevollen Begleitung kindlicher Entwicklung an, sowiepsychosoziale Beratung für Eltern und Elementarpädagog:innen, Einzel- und Teamsupervision u. a. im Bereich der Elementar- und Hortpädagogik sowie der Frühförderung , Lehrsupervision nach LSB-Gewerbeordnung 2006, §4 Abs.(4) 1a und 1b und den Podcast „Blickpunkt Erziehung - Kindheit liebevoll begleiten“. Auf Social Media steht sie im täglichen Austausch mit über 55.000 Abonnent:innen.Online-Vortrag | Geboren in eine Welt der Medien | am 10. September 2026Weiter Infos und Anmeldedaten folgenQuereinstieg ins Kita-Team |Medienpaket Don Bosco VerlagKongruente Kommunikation in der Kita | Fachbuch Herder VerlagInhouse-Seminar | Trauer, Tod und TrennungErziehung als Gewaltprävention | Eintägige Fortbildung an der Pädagogischen Hochschule in Innsbruck imMärz 2026VeranstaltungenFortbildung Salzburg 2026 | Eintägige Fortbildung zum Thema der Kongruenten Kommunikation imOktober 2026Download: Wut im kleinen Bauch YouTube: TROTZ der PHASEAnmeldung zum Blickpunkt Erziehung NewsletterKontakt / AnfragenÜber michwww.blickpunkt-erziehung.atFrage zur Rubrik „Hingehört & Nachgefragt“ einreichenBeratung & SupervisionBPE FacebookBPE InstagramBPE ThreadsBPE LinkedIn
We hope you'll consider joining our exclusive Guardians community of fans in our Discord, you'll get an ADDITIONAL episode per week, all for supporting the show for $5 per month at Patreon.com/SelbyIsGodcastListeners get $20 off their first ticket purchase at SEATGEEK with the promo code: SELBY.Zack Meisel and T.J. Zuppe discuss the Guardians taking a reliever in the Rule 5 Draft, Peyton Pallette, how Cleveland is planning to handle challenges in the upcoming ABS system and Zack shares weird places GMs have made a trade (https://www.nytimes.com/athletic/6874054/2025/12/09/mlb-execs-trades-signings-places/).
Stephen Thomas and Coach Raymond Nazon discuss Raymond's transformative health journey on the carnivore diet, the concept of 'priming' to improve eating habits, and the benefits of feasting and fasting. They explore the importance of quality-of-life improvements, the Chisel program, and the impact of diet on mental clarity. The discussion also touches on the experiments with carbohydrates and the misconceptions surrounding them, emphasising the need for a proper understanding of nutrition and health.Chapters00:00 Introduction and Background01:04 Raymond's Health Journey04:22 The Concept of Priming10:45 Feasting and Fasting Explained13:25 The Benefits of Fasting15:05 Understanding CAC Scores18:10 Quality of Life and Physical Activity22:38 Current Eating Habits and Lifestyle27:30 The Impact of Stress on Health28:30 Exploring the Chisel Program29:55 Understanding Rolling 48s and Non-Scale Victories32:14 The Power of Nourishment Over Weight Loss34:47 Managing Expectations with the Carnivore Diet35:46 The Transformation Through Carnivore Living39:16 Food Freedom and Nutritional Independence40:51 The Dangers of Reintroducing Carbohydrates46:06 Understanding Glycation and Blood Sugar Management49:30 Community and Support in the Carnivore JourneyJoin Raymond https://sbg-s-meat-up.mn.co/
This week Tim and Dan go through some interesting data recently released by the ABS (the Bureau) and what they mean for you business! Sponsor Offers: Here Youtube: https://www.youtube.com/@TwoDrunkAccountants Instagram: https://www.instagram.com/twodrunkaccountants/ Website: https://twodrunkaccountants.com.au Email: twodrunkpodcast@gmail.com
Regional Victoria is on the rise, and property investors are paying attention. After years of high taxes and strict real estate rules, sales activity is surging across towns like Bendigo, Geelong, Ballarat, Shepparton and the Latrobe Valley. In this episode, we break down the latest Price Predictor Index data and ABS property finance figures to reveal which markets are thriving, why investors are returning, and where home buyers are finding real value. If you're curious about the strongest regional property markets since 2021, this episode is a must-listen.
The legal industry is racing toward new business models, and Trisha Rich offers a grounded view of what that shift actually requires. As a partner at Holland & Knight and a professor at New York University School of Law, she works at the center of the conversations driving MSO growth, ABS experimentation, and rising interest from Private Equity. Firms want support, investors want a foothold, and everyone wants clarity on where the ethical lines sit. Trisha argues that the answers are far less mysterious than people think. Independence, fee structures, and client protection still define the boundaries, and decades of opinions already show how to navigate them. She also speaks to the momentum behind this moment. AI pressure, shifting talent expectations, and a clear push for stronger business models have created an environment where MSO and ABS structures feel less experimental and more inevitable. Her perspective invites firms to ask sharper questions: what kind of growth makes sense, which investments matter most, and how do you protect the heart of the profession while modernizing it? The conversation offers a clear read on a fast-evolving space and a thoughtful look at how regulation and innovation shape each other inside modern legal practice. Episode Breakdown: 00:00 The MSO and ABS Shift in the Legal Industry 04:26 How Rule 5.4 Shapes Modern Law Firm Models 11:19 Historical Precedent That Explains Today's MSO Boom 21:27 Law Firms, Business Strategy, and the Push for Scale 26:19 Why Private Equity Now Targets Legal Services Connect with Trisha Rich: Connect with Trisha on LinkedIn Trisha's Law Firm bio Connect with Howard Rosenberg: Connect with Howard on LinkedIn Howard's Company Web Profile Connect with Chris Batz: Connect with Chris on LinkedIn Follow Columbus Street on LinkedIn Columbus Street Website Podcast production and show notes provided by HiveCast.fm
A 200 year old organization does not thrive by accident. Jennifer Holloran shares how the American Bible Society is renewing its mission for a new generation, strengthening Bible engagement in the U.S. and globally, and helping people encounter Scripture in transformative ways. Her leadership journey, combined with fresh insights from the State of the Bible survey, offers a compelling look at how God is moving through one of the nation's oldest ministries.
Coach Bronson discusses his journey into ketogenic research, emphasizing the importance of understanding metabolic flexibility and the biases present in current studies. He highlights common misinterpretations in research, particularly regarding oxygen consumption and the duration of ketogenic interventions. Bronson also addresses the challenges of washout periods in studies, the significance of electrolyte balance, and the misuse of mechanisms to justify carbohydrate superiority. The discussion aims to provide listeners with a clearer understanding of ketogenic diets and the need for more rigorous research methodologies.Chapters00:00 Introduction and Background02:14 The Evolution of Ketogenic Research05:49 Identifying Biases in Nutritional Studies10:50 Misinterpretation of Oxygen Consumption14:43 Understanding Movement Economy29:36 Challenges in Defining Ketogenic Adaptation39:41 The Problem with Washout Periods44:10 The Loss of Curiosity in Nutrition Science45:55 Reanalyzing Existing Data in Nutrition49:01 Physiological Resilience and Athletic Performance52:06 The Importance of Study Duration in Research53:58 Performance Claims vs. Actual Data56:50 Misinterpretation of Ketogenic Diet Studies01:01:01 The Role of Electrolytes in Low-Carb Diets01:12:00 Mechanisms of Carbohydrate Superiority
In dieser Folge Backstage Boxengasse sprechen Peter und Ralf über die wichtigsten Themen nach dem letzten Saisonrennen: Lando Norris nach seinem ersten WM-Titel in der Formel 1 - geprägt von vielen Auf und Abs, aus denen er sich eindrucksvoll herausgekämpft hat -, die authentischen Reaktionen seiner Familie sowie Max Verstappens klare Entwicklung zum Teamleader bei Red Bull. Zudem geht es um die mögliche Nachfolge von Helmut Marko, die Bedeutung klarer Teamhierarchien bei McLarens Zukunft und die kommenden Herausforderungen für Nico Hülkenberg im Audi-Projekt.
A mistake by a listener leads to an incredible new nickname for one of the ABS crew!
Zum Jahresende 2025 können mit gezielten Maßnahmen noch erhebliche Steuervorteile genutzt werden. Wer größere Ausgaben – etwa für Zahnbehandlungen, Pflege oder Sehhilfen – bis Jahresende bündelt, kann außergewöhnliche Belastungen steuerlich geltend machen (§ 33 EStG). Kapitalanleger sollten bis spätestens 15. Dezember eine Verlustbescheinigung beantragen (§ 43a Abs. 3 Satz 4 EStG) und den Sparerpauschbetrag von 1.000 €/2.000 € durch gezielte Verkäufe ausschöpfen (§ 20 Abs. 9 EStG). Arbeitnehmer profitieren durch vorgezogene Anschaffungen wie Laptop oder Fachliteratur, wenn sie über die Werbungskostenpauschale hinausgehen (§ 9a EStG). Handwerkerleistungen, haushaltsnahe Dienste und Kinderbetreuungskosten bringen direkte Steuerersparnisse, sofern Zahlung und Rechnung noch 2025 erfolgen (§§ 35a, 10 EStG). Weitere Vorteile ergeben sich durch Heirat im Dezember (§ 26 EStG), einen rechtzeitigen Steuerklassenwechsel vor dem Elterngeldbezug (§ 2c BEEG) oder Vorauszahlungen bei der privaten Krankenversicherung (§ 10 EStG). Auch Vermieter sollten Erhaltungsaufwand noch 2025 durchführen und bei verbilligter Miete die 66 %-Grenze prüfen (§ 21 EStG). Nähere Informationen zum Podcast und alle bisherigen Folgen findest Du auf unserer neuen Website: https://www.steuer-podcast.de/ Schau gern mal vorbei und stell uns Deine Frage! Das Buch zum Podcast "Sei doch nicht besteuert" von Fabian Walter, kannst du jetzt unter folgendem Link bestellen: https://amzn.eu/d/26qeFBW Hier findest Du unsere Kontaktdaten, um bei steuerberaten.de Mandant zu werden oder eine einmalige Steuerfrage zu stellen: https://www.steuerberaten.de/kontakt/ Du hast Fragen oder Anmerkungen zum Podcast? Dann schreib uns gerne eine E-Mail an: podcast@steuerversum.de Neues „Sei doch nicht besteuert“-Buch, jetzt kaufen https://amzn.eu/d/hhFdFNV
In this episode I chat to Zan and Indie, a queer couple from Adelaide who share their remarkable journey through fertility challenges, pregnancy loss, and ultimately both carrying a pregnancy and welcoming two beautiful children. Their story encompasses home insemination, IVF, a surprise breach home birth, termination for medical reasons following a twin pregnancy, and the unique experience of a trans pregnancy. This episode offers invaluable insights into the realities of fertility treatment and the profound strength required to navigate pregnancy loss whilst building the family you've always dreamed of.Today's episode is brought to you by Moonpig. Remember the excitement of finding a beautiful card in your mailbox? Moonpig has brought that special feeling back to over 4 million Aussies.As parents, we know how important it is to celebrate life's milestones. Speaking of birthdays, it's actually my son Nik's 12th birthday this week, so we've jumped on Moonpig, like we always do, to create some personalised cards for him. We've also made a beautiful mug with a family picture on it, and we really hope that he enjoys it.With over 33,000 personalised cards for every occasion, you can create something truly special from home. Add your own photos, scan in your handwriting, or even include QR codes for video messages. It's so much more than a basic supermarket card – it's a keepsake they'll treasure.Starting from just $9.99, you can create something beautiful through their website or the Moonpig app. And here's something special for our Australian Birth Stories community – enjoy 50% off your first card plus free standard shipping when you use the code ABS at checkout.Shop Moonpig today. Hosted on Acast. See acast.com/privacy for more information.
The Michael Yardney Podcast | Property Investment, Success & Money
In this month's Big Picture Podcast, we step back from the headlines and look at what's really going on beneath the surface in our economy, our property markets, and the world of wealth creation Ken Raiss and I discuss a range of topics of importance to property investors . Lenders are changing their rules. Rates are sending mixed signals. Tax policy is tightening. The ATO is sharpening its pencils. And to top it off, the ABS has released disturbing new data showing that people with disability are far more likely to be victims of fraud. None of these issues live in a vacuum. Together, they paint a very different picture of the environment in which investors and affluent families are operating today. Takeaways · The economic landscape for property investors is shifting rapidly. · Lending restrictions are becoming more selective, impacting borrowing capacity. · Interest rates are unlikely to decrease in the near future. · The ATO is tightening regulations around tax deductions for holiday homes. · Land tax changes in New South Wales could increase financial burdens on property owners. · Investors should view land tax as a cost of doing business, not a deterrent. · Vulnerable populations, especially those with disabilities, are at higher risk of financial fraud. · Proper estate planning is crucial for protecting assets and ensuring financial security. · Using trusts can be beneficial, but they must be set up correctly to avoid complications. · Strategic planning is essential for successful property investment. Chapters 00:00 Key shifts in lending rules, tax changes and new fraud data. 01:38 Lenders restrict trusts and SMSF borrowing as risk tightens. 03:20 Why misguided "trust stacking" advice caused today's clampdown. 08:12 Fixed rates rise early as markets signal no cuts ahead. 12:40 ATO targets holiday-home deductions and tightens compliance. 17:56 NSW freezes land-tax thresholds, increasing investor exposure. Links and Resources: Answer this week's trivia question here - https://www.propertytrivia.com.au/ · Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law. · Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond. Michael Yardney Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us Ken Raiss, Director of Metropole Wealth Advisory Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people. Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.
In Folge 363 trifft Jens einen Mann, der wie kaum ein anderer den deutschen Golfsport geprägt hat – Moritz „Mo“ Lampert. Vom gefeierten Wunderkind über drei Siege auf der damaligen Challenge Tour im Jahr 2014 bis hin zum heutigen Clubmanager des Golfclubs St. Leon-Rot: Mo blickt offen, reflektiert und inspirierend zurück auf eine Karriere voller Aufs und Abs – und erklärt, warum er seinen Weg heute keinen Tag bereut. Im Gespräch geht es um: die Jahre als Profi und warum die Erinnerungen an 2014 verschwommen sind seinen bewussten Abschied vom Tourleben die emotionale Rückkehr nach St. Leon-Rot Tigers Woods' legendären Besuch – und warum der Club davon bis heute profitiert die Auswirkungen des Solheim Cups auf den Platz 400 Nachwuchstalente, 120 Mitarbeiter und die Vision eines Clubs, der mehr ist als Golf Herausforderungen im Management, neue Mitglieder, Unternehmenskultur & Leistungssport Ein tiefes, ehrliches, modernes Gespräch über Golf, das Leben danach – und die besondere Magie eines der bedeutendsten Clubs Europas.
Heute geht es um das Thema - Kündigungsfristen für Arbeitnehmer.1. Welche gesetzliche Grundkündigungsfrist gilt für Arbeitnehmer?2. Wie berechne ich meinen letzten Arbeitstag korrekt (Fristbeginn nach Zugang, 15. oder Monatsende)?3. Welche Regeln gelten während der Probezeit (2 Wochen „auf den Tag“)?4. Wann binden verlängerte Kündigungsfristen auch Arbeitnehmer (Gleichlaufklausel) und was bedeutet § 622 Abs. 6 BGB?5. Wann beginnt die Frist?6. Welche Rolle spielen Tarifverträge und Bezugnahmeklauseln – was hat Vorrang?7. Kündigung zum "nächstzulässigen Termin"?8. Wie stelle ich den Zugang der Kündigung rechtssicher sicher (Bote, Empfangsbestätigung, Einwurf-Einschreiben) und welcher Zeitpunkt zählt?9. Was ist ein Günstigkeitsvergleich?10. Kann ich bei einem neuen Jobangebot sofort fristlos kündigen?ähnliche Podcastfolgen:1. Welche Kündigungsfrist hat man als Arbeitgeber?Artikel:1. Kündigungsfristen - was man wissen sollte!2. Zugang einer Kündigung3. Kündigungsfristen -LexikonHomepage:Anwalt Arbeitsrecht in Berlin
Hoewel keiharde cijfers nog op zich laten wachten, lijken middelen zoals Ozempic en Wegovy een forse invloed te hebben op het aantal mensen met overgewicht. Wel zien we al concrete veranderingen in het gedrag van consumenten, voornamelijk in de VS. Restaurants passen het formaat van hun porties aan, kledingfabrikanten merken dat grotere maten minder hard over de toonbank gaan, en ook de verkoop van alcohol en tabak daalt. Anna legt uit welke invloed deze afslankspuitjes hebben op de economie. De enorme investeringen in AI gaan zelfs de cashflows van de grote Amerikaanse techbedrijven te boven. Grote spelers zoeken daarom naar allerlei vormen van financiering om de AI-race bij te benen. Een van de opvallendste vormen zijn zogeheten GPU’s ABS. Dit zijn obligaties (asset-backed securities) waarin chips (Graphic Processing Units) het onderpand zijn. Marijn vraagt zich echter af hoe stabiel deze financieringsvorm is in een markt waar de innovatie zo snel gaat, en waar dus een grote kans is op veroudering van het onderpand. De vragen van de week gaan over een eerdere aflevering over Argentinië. Meerdere luisteraars kwamen met aanvullingen en vragen. Toevalligerwijs sprak Marijn deze week Federico Sturzenegger in Den Haag, de Argentijnse minister van deregulering en staatshervorming. See omnystudio.com/listener for privacy information.
Hoewel keiharde cijfers nog op zich laten wachten, lijken middelen zoals Ozempic en Wegovy een forse invloed te hebben op het aantal mensen met overgewicht. Wel zien we al concrete veranderingen in het gedrag van consumenten, voornamelijk in de VS. Restaurants passen het formaat van hun porties aan, kledingfabrikanten merken dat grotere maten minder hard over de toonbank gaan, en ook de verkoop van alcohol en tabak daalt. Anna legt uit welke invloed deze afslankspuitjes hebben op de economie. De enorme investeringen in AI gaan zelfs de cashflows van de grote Amerikaanse techbedrijven te boven. Grote spelers zoeken daarom naar allerlei vormen van financiering om de AI-race bij te benen. Een van de opvallendste vormen zijn zogeheten GPU’s ABS. Dit zijn obligaties (asset-backed securities) waarin chips (Graphic Processing Units) het onderpand zijn. Marijn vraagt zich echter af hoe stabiel deze financieringsvorm is in een markt waar de innovatie zo snel gaat, en waar dus een grote kans is op veroudering van het onderpand. De vragen van de week gaan over een eerdere aflevering over Argentinië. Meerdere luisteraars kwamen met aanvullingen en vragen. Toevalligerwijs sprak Marijn deze week Federico Sturzenegger in Den Haag, de Argentijnse minister van deregulering en staatshervorming. See omnystudio.com/listener for privacy information.
– Brickbats and bouquets from GDP – The ABS wants to count illegal cigarettes – Are Governments finally choosing fiscal responsibility?See omnystudio.com/listener for privacy information.
Inflation has turned upward again, and this month's news brings a shift that economists and households alike will feel. In What's in the News, we start with the first official monthly CPI release from the ABS, which shows headline inflation rising to 3.8 percent. We walk through what's driving the move including housing costs, food prices, and the sharp jump in electricity bills. We also look at why the RBA is expected to hold rates despite the reversal in trend.In The Hand, the conversation shifts to the real pressure point behind the scenes: structurally higher energy costs that rebates have been masking for more than a year. We examine how years of policy instability have stalled long-term investment in baseload generation, why emerging technologies like hydrogen remain far from cost-effective, and how the rollback of subsidies is exposing the true cost of the system Australians rely on every day.Then in The Invisible, we turn to the widening housing shortfall, where record population growth is colliding with weak construction activity. Domenique outlines the gap between migration and dwelling supply, and Paul breaks down why the Housing Australia Future Fund has fallen dramatically behind its targets. Together, we connect these trends to the structural forces shaping inflation, affordability, and opportunity across the economy.Episode Highlights: [00:06] We open with a look at the first official monthly CPI print released by the ABS.[01:01] Listener encounters at a securitisation conference spark a conversation about academic roots and shared backgrounds.[02:09] Interest grows around the idea of a live event as the two of us gauge audience enthusiasm.[03:36] The What's in the News segment begins with a deep dive into the October CPI reading, which shows inflation rising to 3.8 percent.[04:20] Discussion turns to why Australia shifted from quarterly to monthly CPI reporting and how the ABS constructs the new series.[06:36] Key inflation drivers include housing, electricity, and food come into focus as we unpack the pressures behind the latest numbers.[08:16] The conversation revisits the RBA's rapid tightening cycle, from the 0.1 percent cash rate to the 4.35 percent peak.[10:09] Temporary electricity rebates are examined for how they distorted inflation on the way down and again on the way up.[11:09] Rising food and beverage costs are added to the broader cost-of-living picture.[12:44] Record government expenditure, now sitting at 26.5 percent of GDP, is identified as the largest underlying driver of inflation.[14:15] Health, defence, and the NDIS emerge as the categories fueling sustained fiscal pressure across government budgets.[16:30] Connections are drawn between government spending, tax receipts, and Australia's dependence on resource exports.[18:40] The question of an RBA hold or hike prompts a discussion shaped by timing, data trends, and the approaching holiday period.[19:23] This month's CPI print is framed as a turning point that signals a new phase in the economic cycle.[21:31] The Hand segment begins with an exploration of energy bill rebates and the sharp increases appearing as those supports roll off.[23:22] The political timing of the rebates is questioned, along with the broader economic logic behind them.[25:46] A recent visit to a hydrogen facility highlights the steep technological and financial challenges of emerging energy solutions.[27:35] Long-term energy planning hurdles are traced back to more than 15 years of policy instability and shifting priorities.[28:59] The realities of baseload replacement are discussed, noting why renewables still struggle to compete with ageing coal assets on cost.[30:35] Government trade-offs come into focus as electricity costs, health spending, defence needs, and tax policy collide.[32:13] The Invisible segment begins by contrasting record migration levels with Australia's slow construction output.[34:16] The scale of the housing shortage becomes clear through vacancy rates, construction gaps, and CBRE's projected 75,000-unit apartment deficit.[35:00] Attention turns to the Housing Australia Future Fund and its promise to deliver 55,000 homes for $10 billion.[37:19] Reality falls far short of the target, with just over 4,000 dwellings counted so far and fewer than 400 actually built.[38:41] Dwelling costs under the program are unpacked, showing average figures between $800,000 and more than $1 million per home.[40:15] Migration trends, construction slowdowns, and rising costs are connected to Australia's widening housing imbalance.[40:44] Structural challenges in energy, housing, and inflation are reframed as areas of opportunity for households and businesses able to adapt.[42:51] The episode wraps with a preview of next month's annual Predictions episode and a look at the political and economic forces ahead.Resources & Links Related to this EpisodeThe Invisible Hand PodcastThe Reserve Bank of Australia (RBA)Australian Bureau of Statistics – Monthly CPI IndicatorHousing Australia Future FundCBRE – Residential Market Reports
Ben Lindbergh and Meg Rowley banter about the John Brebbia and Devin Williams signings (in that order, obviously), share a few follow-ups, and (31:33) assess whether each team satisfied its season preview guest’s conditions for a successful year. Then (58:18) they answer emails about the origins of the concept of the “opposite field,” the meaning of the word “whiff,” how to refer to offseasons, whether umpires practice throwing, how much stock to place in regular-season wins without an accompanying championship, and two takes on the challenge system. Audio intro: The Spaghettis, “Effectively Wild Theme” Audio outro: Beatwriter, “Effectively Wild Theme” Link to MLBTR on Brebbia Link to Brebbia on EW Link to minor league FA Link to FG post on Williams Link to present-value calc Link to Petriello on Williams Link to biggest 2025 ERA-FIP gaps Link to contracts draft Link to team SP projections Link to Canadian currency details Link to Metrodome demolition Link to preseason team goals Link to Dickson on “corner” Link to Dickson on “opposite field” Link to Dickson on “whiff” Link to FG top 50 FA Link to team wins since 2000 Link to Andrews on ABS and catchers Link to Tango on ABS and catchers Link to listener emails database Link to MLBTR on Manoah Link to MLBTR on Ponce Link to Patreon gift subs Link to Secret Santa sign-up Sponsor Us on Patreon Give a Gift Subscription Email Us: podcast@fangraphs.com Effectively Wild Subreddit Effectively Wild Wiki Apple Podcasts Feed Spotify Feed YouTube Playlist Facebook Group Bluesky Account Twitter Account Get Our Merch! var SERVER_DATA = Object.assign(SERVER_DATA || {}); Source
Stephen and Richard discuss various aspects of the carnivore diet, including the benefits of coconut water for electrolytes, the importance of MCTs, and the impact of dietary choices on health. They address common concerns such as digestive issues, hormonal changes, and the role of different meats in a carnivore diet. The discussion also covers the effects of antibiotics on gut health, the significance of community support, and the interpretation of blood markers. Additionally, they explore dietary flexibility, including the consumption of nuts and flavourings such as garlic, and conclude with insights into glucose's role in high-intensity exercise.Chapters00:00 Introduction and Travel Experiences01:00 Electrolytes and Coconut Water Benefits06:29 Carnivore Diet and Hormonal Health15:05 Meat Recommendations and Dietary Choices23:03 Antibiotics and Gut Health Concerns28:24 Understanding HbA1c and Red Blood Cell Lifespan31:38 Cholesterol Levels and Health Implications36:54 Blood Glucose Levels: What They Mean40:28 Carnivore Diet: The Role of Nuts45:59 Vitamin B1 and the Importance of Pork49:21 Garlic, Onion, and Other Additives in Diet56:19 Glucose and High-Intensity Exercise
In this episode of the InsuranceAUM Podcast, DoubleLine's Andrew Hsu and Fifi Wong share their insights on building resilient insurance portfolios through asset-backed securities (ABS) and asset-based finance (ABF). With more than a decade of experience in structured products and a track record of navigating shifting market conditions, they offer a detailed look at underwriting discipline, deal sourcing, and how their approach has helped avoid high-profile credit pitfalls like recent subprime auto bankruptcies. From the early days of FinTech-backed student loans to today's more complex private ABF opportunities in sectors like aviation and energy infrastructure, this episode explores how DoubleLine evaluates new collateral types, maintains portfolio quality, and partners with insurance investors for long-term success. Hosted by Stewart Foley, this discussion is a must-listen for insurance asset managers, CIOs, and anyone interested in how structured credit strategies are evolving in today's uncertain environment. Listen now and subscribe to stay current on trends in insurance asset management.
Los años 80 fueron una verdadera locura en el mundo del motor, una época donde triunfaba el "más es mejor". En esta batalla definitiva por el prestigio, Porsche preparó el 959, un escaparate tecnológico sin precedentes, y Ferrari, bajo la atenta mirada del mismísimo Enzo, respondió con el F40, un auténtico coche de carreras matriculable. Hoy revivimos la batalla que definió al superdeportivo moderno. Esta guerra estalló en una década de excesos, avivada en parte por el demencial Grupo B de rallyes. Porsche vio allí la oportunidad de desarrollar el 911 del futuro, un laboratorio rodante de tracción total. Ferrari, animado por el éxito de su 288 GTO, se dio cuenta de que el mercado estaba sediento de prestaciones de competición puras. En 1986, Porsche lanzó el 959. No era un coche, era una declaración de intenciones: el vehículo más avanzado tecnológicamente jamás fabricado en serie. Su cerebro era el sistema de tracción total variable PSK, capaz de repartir el par electrónicamente en milisegundos. Su motor bóxer de 2.85 litros usaba turbos secuenciales para eliminar el "turbo-lag", entregando 450 CV con una linealidad asombrosa. Añadía suspensión hidráulica ajustable, carrocería de Kevlar y aluminio, e incluso monitorización de presión de neumáticos. Con 317 km/h, fue el coche más rápido del mundo. En Maranello, Enzo Ferrari vio la obra maestra alemana y quiso responder a su manera. El F40, nacido en 1987 para celebrar el 40º aniversario de la marca, fue el testamento de Enzo. La filosofía era "Nessun compromesso" (Sin compromisos). Era un coche analógico y puro. No tenía dirección asistida, ni servofreno, ni ABS, ni radio. La carrocería era de fibra de carbono y Kevlar, tan fina que se veía la trama. Pesaba solo 1.100 kg, 400 menos que el 959. Su V8 biturbo de 2.9 litros era brutal. No había secuencialidad; había un "lag" infame seguido de una explosión de potencia de 478 CV oficiales. El F40 rompió la barrera de las 200 mph (324 km/h), destronando al 959 en velocidad máxima. Pero eran filosofías opuestas. Conducir el 959 era sentir cómo la tecnología te hacía mejor piloto; era cómodo, eficaz y predecible. El F40 era visceral, un desafío constante que se pilotaba, no se conducía. ¿Quién ganó? El Porsche 959 ganó la batalla de la tecnología, prediciendo el futuro de los superdeportivos. El Ferrari F40 ganó la batalla del corazón, convirtiéndose en el canto de cisne de la conducción analógica pura.
Ben Ennis and Daniele Franceschi kick off Friday discussing the Thanksgiving NFL slate. Are the Chiefs in playoff trouble? What could they have done differently against the Cowboys? Is Patrick Mahomes ever out of the picture? How significant is Quinnen Williams for the Cowboys' defense, and do they have a shot at the playoffs? They also ponder Lamar Jackson's regression—scheme-related or injury-related? Will Dan Campbell's fourth-down decisions backfire, and could the Lions miss the playoffs? Are the Packers any good? Later, they welcome former MLB pitcher and VSiN host Jensen Lewis (28:46) to discuss the Blue Jays' acquisition of Dylan Cease. What can fans expect from him this season? Can the Jays help him improve his strike consistency? Has Toronto's reputation changed among free agents, and how will ABS affect catchers in framing pitches?The views and opinions expressed in this podcast are those of the hosts and guests and do not necessarily reflect the position of Rogers Sports & Media or any affiliate.
Hinweis: Das Urteil des BGH zum Wohnungseinbruchdiebstahl wurde am Samstag den 29.11.2025 hinzugefügt.OVG Lüneburg, Beschluss vom 19.11.2025 – 12 ME 92/25Wer die theoretische Fahrprüfung durch eine Stellvertreterin ablegen lässt, kann sich nicht auf jahrelange unfallfreie Fahrpraxis berufen. Der formelle Befähigungsnachweis ist tatbestandliche Erteilungs- und Behaltensvoraussetzung – kein bloßes Beweismittel.BVerwG, Urteil vom 13.08.2025 – 2 WD 27.24Oberfeldwebelin verbindet Krankschreibung mit DJ-Karriere als "B" (144.645 Abonnenten, Festival-Auftritte, Merchandise). Neun Befehle ignoriert, 23 öffentliche Auftritte trotz Verbots.VG Berlin, Urteil vom 26.11.2025 – VG 1 K 22/24Verbot des Mottos "From the river to the sea, you will get the hug you need" war unverhältnismäßig. Der konkrete Kontext mit dem Umarmungsangebot spreche gerade gegen Terrorismus-Nähe. Drei frühere Versammlungen derselben Veranstalterin verliefen friedlich.VG Berlin, Urteil vom 26.11.2025 – VG 1 K 187/24Polizei löste Kongress nach Abspielen einer Videobotschaft einer ausgeschlossenen Person auf und verbot Fortsetzung. VG: Jedenfalls unverhältnismäßig – mildere Mittel (Ausschluss einzelner Redner) wurden nicht ernsthaft erwogen.Thüringer Verfassungsgerichtshof, Urteil vom 26.11.2025 – VerfGH 9/25§ 8 Abs. 1 Nr. 3 ThürJAG ist mit der Thüringer Verfassung vereinbar. Wer gegen die freiheitlich-demokratische Grundordnung tätig war, kann vom juristischen Vorbereitungsdienst ausgeschlossen werden. BGH, Beschluss vom 04.11.2025 – 5 StR 483/25Wer in wohnlich eingerichtete Gartenlauben einbricht, begeht Wohnungseinbruchdiebstahl – auch wenn die Kleingartenverordnung das Übernachten verbietet und die Laube im Winter nicht genutzt wird. Entscheidend ist der Zweck der Stätte, nicht ihr tatsächlicher Gebrauch.Support the show
Theo dữ liệu ABS năm 2023, có tới 92% phụ nữ không báo cảnh sát về lần bị bạo lực gần nhất. Một báo cáo mới kêu gọi tăng cường hiểu biết pháp lý cho nạn nhân và lực lượng tuyến đầu để giúp họ điều hướng hệ thống tư pháp phức tạp và giảm tình trạng bỏ cuộc khi tố cáo các vụ tấn công tình dục.
當澳洲統計局 (ABS) 數據顯示,腦退化症成為導致國民死亡的首要疾病,有專家在希臘「長壽島」進行的研究發現,島上幾乎沒有人罹患認知障礙,並發現島民的長壽秘訣,不僅在於地中海飲食習慣,估計亦與兩種飲品有關。
Topics on this week's episode with Greg Huss and Cubs prospect Hayden Cantrelle:An impressive college careerStarting his own sandlot league during COVIDSpending time in 4 different organizationsPlaying 6 different positions last yearsThe intricacies of switch hitting and how to trainAn impressive performance in Las VegasHis take on the ABS challenge systemWhy he started a YouTube channel and why he still does itHayden's YouTube channel: https://www.youtube.com/@5Guyy
In this episode of Cloud 9fin, distressed debt reporter Ayden Crosby and editor Rachel Butt sit down with Jamie Sprayregen, vice chairman of global strategy and growth at Hilco Global, for a grand tour through 2025's hottest topics in distressed credit and the restructuring world.We asked Jamie about his views on a number of 9fin's favorite themes, including how AI is disrupting the market, the rise of ABS deals from stressed issuers, tussles between sponsors and creditors, the impact of tariffs, and his takeaways from the rapid downfall of First Brands.
Mit dem Programm "Doge" wollte US-Präsident Donald Trump zusammen mit dem Tech-Milliardär Elon Musk die Verwaltung schlanker und günstiger machen. Jetzt wurde Doge laut Medienberichten frühzeitig beendet. Die USA-Expertin Sarah Wagner zieht Bilanz. Weitere Themen: · US-Präsident Donald Trump und sein chinesischer Amtskollege Xi Jinping haben miteinander telefoniert. Offiziell ging es um die Themen Handel, Taiwan und die Ukraine. Die zwei Staatschefs dürften aber auch über Japan gesprochen, erklärt unser China-Korrespondent Samuel Emch. · Die Gaza Humanitarian Foundation hat ihren Einsatz beendet. Die USA und Israel haben die Hilfsorganisation im Februar eingerichtet - seitdem war die Gaza Humanitarian Foundation jedoch stark umstritten. Wir haben Bettina Meier vom ARD-Studio in Tel Aviv gefragt, ob die Kritik berechtigt war. · Die französische Weinbranche schlägt Alarm, die Winzerinnen und Winzer klagen über sinkende Absätze. Sie sprechen sogar von einem Überlebenskampf und fordern Hilfe von der Regierung. Frankreich-Korrespondentin Mirjam Mathis erklärt, ob die Lage wirklich so ernst ist.
Welcome back to the Pick and Go! It's the last episode of 2025 after what has been a very long and interesting season, filled with some C-class tipping, surprising results, and a whole lot of unanswered questions. The lads kick things off by being asked the big one: what do they rate the All Blacks out of 10—and why? After what could be considered a just-above-average international season, the ABs showed flashes of what they can do, but also left fans with plenty of uncertainty and inconsistency. How do we trust them going into next year? Have they lost their aura? With the All Blacks' final game of the season now in the books, the lads dissect the 50 points they put on Wales. Were we satisfied with that? They also dive into a full review of the South Africa vs Ireland test—a match full of drama with multiple yellow cards and a red. Are Australia and Joe Schmidt under some pressure after getting beaten by France to close out their tour? To wrap up this season's podcast, the lads give out some way-too-early predictions for 2026: who's going to win Super Rugby, who takes out the NPC, and the tough question of all tough questions—how many games do they think the All Blacks will lose next year?
Mark Mongiardo shares the shocking truth behind years of being misunderstood, judged, and even criminally charged — all caused by a rare condition called Auto-Brewery Syndrome (ABS). Without drinking a drop of alcohol, his body would suddenly produce dangerously high blood-alcohol levels, leaving him intoxicated, confused, and fighting for his freedom and reputation.Mark opens up about losing his teaching career, facing felony prison time, and being labeled an alcoholic by coworkers and even family — all while knowing deep down that something wasn't right. His emotional diagnosis came only after two DWIs, a glucose challenge test, and relentless research by his mother and aunt. Once he finally had the truth, he began the long, painful journey of rebuilding his life from scratch.Through strict diet changes, nonstop monitoring, and unbelievable family support, Mark has become a voice for others silently suffering from ABS. His vulnerability, advocacy, and message of E + R = O — Event + Response = Outcomemake this episode one of the most gripping stories we've ever shared.00:00 – What Is Auto Brewery Syndrome?00:36 – Mark's Symptoms and Early Confusion02:00 – Blood Alcohol Spikes Without Drinking03:20 – Two DWIs While Sober05:50 – The Turning Point: Something Was Wrong07:25 – Arrested Sober… Again09:00 – Living With Constant Accusations10:15 – The Search for Answers Begins12:00 – The Glucose Challenge Test13:35 – The Emotional Diagnosis15:10 – Family Misunderstandings and Strain17:00 – Years of Being Labeled an Alcoholic19:00 – Learning to Manage Daily Flares21:00 – Fears About His Children and Genetics24:00 – Rebuilding His Life From Nothing27:00 – Losing His Career and Home29:00 – Starting Over With E+R=O30:20 – The Strict Zero-Carb, Zero-Sugar Lifestyle32:00 – Support Groups and Advocacy Work34:00 – Finding Community and Spreading Awareness ----Across the Web----
The All Blacks beat Wales in a high-scoring affair, as Sam looks back on a mixed year for the ABs. Liam Lawson apologises for Las Vegas mistake.
Live from Morgan Stanley's Asian Pacific Summit, our Chief Fixed Income Strategist Vishy Tirupattur explains why micro trends are likely to be more on focus than macro shocks next year.Read more insights from Morgan Stanley.----- Transcript -----Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist, coming to you from the Morgan Stanley Asia Pacific Summit underway in Singapore. Much of the client conversation at the summit was about the market outlook for 2026. In the last few days, you've heard from my colleagues about our outlook for the global economy, equities and cross asset markets. On today's podcast, I will focus on the outlook and key themes ahead for the global fixed income market. It's Thursday, November 20th at 10am in Singapore. Last year, the difficulty of predicting policy really complicated our task. This year brings its own challenges. But what we see is micro trends driving the markets in ways that adapt to a generally positive stance on risk. Our economists' base case sees continued disinflation and growth converging towards potential by 2027, with the possibility that the potential itself improves. Notably, they present upside scenarios exploring stronger demand and rising productivity, while the downside case remains relatively benign. The U.S. remains pivotal, and the U.S. led shocks – positive and negative – should drive outcomes for the global economy and markets in 2026, In 2025, the combination of a resilient U.S. consumer supported by healthy balance sheets and rising wealth alongside robust AI driven CapEx has underpinned growth and helped avoid recession despite the headwinds of trade policy. These same dynamics should continue to support the baseline outlook in 2026, even though the path will be likely uneven. The Fed faces a familiar conundrum softening labor markets versus solid spending. The baseline assumes cuts to neutral as unemployment rises, followed by a recovery in the second half. Outside the U.S., most economies trend towards potential growth and neutral policy rates by end of 2026, but the timing and the trajectory vary. And as in recent years, global outcomes will likely hinge on U.S.-led effects and their spillovers. Our macro strategists expect government bond yields to stay range bound, and it is really a story of two halves. A front-loaded rally as the Fed cuts 50 basis points, pushing 10-year yields lower by mid-year before drifting higher into the fourth quarter. Curve steepening remains our high conviction call, especially two stents curve. The dollar follows a similar arc, softening mid-year, and then rebounding into the year end. AI financing moves to the forefront putting credit markets in focus, a topic that has come up repeatedly in every single meeting I've had in Singapore so far. So, from unsecured to structured and securitized credit in both public markets and private markets, credit will likely play a central role in enabling the next wave of AI related investments. Our credit and securitized credit strategists see data center financing in 2026 dominated by investment rate issuance. While fundamentals in corporate and securitized credit remain solid, the very scale of issuance ahead points to spread widening investment rate and in data center related ABS. Carry remains a key driver for credit returns, but dispersion should rise. Segments relatively insulated from the AI related supply such as U.S. high yield, agency brokerage backed securities, non-agency CMBS and RMBS are poised to outperform. We favor agency MBS and senior securitized tranches over U.S. investment grade, especially as domestic bank demand for agency MBS returns post finalization of the Basel III. 2025 was a tough year to navigate, and while we are constructive on 2026, it won't be a walk in the park. The challenges ahead look different. Less about macro shocks, more about micro shifts and market nuance. More details in our outlooks published just a few days ago. Thanks for listening If you like the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
По данным нового отчёта Австралийского бюро статистики (ABS), самые высокие медианные доходы получают работники горнодобывающей отрасли, а самые низкие — сотрудники гостиничного бизнеса и общепита.
호주통계청(ABS) 최신 자료에 따르면 2022–23 회계연도 업종별 중위 고용소득은 광산업이 가장 높은 것으로 나타났습니다. 반면, 숙박·음식업이 가장 낮았습니다. 주 및 테리토리 별로는 ACT가 가장 높은 것으로 집계됐습니다.
For two decades, we typically looked past Agency mortgage-backed securities (MBS) to find better relative value opportunities in the non-government sponsored credit markets. But something fundamental changed, and over the past three years these securities have claimed an increasingly significant allocation in our total return strategies. What sparked this pivot? Portfolio Manager Adam Bloch and Louis Pacilio from our Structured Credit team unpack the mechanics of the Agency MBS market, explain what shifted in the risk-reward equation, discuss the future of Fannie Mae and Freddie Mac, and explore the opportunity going forward.Related Content:Fourth Quarter 2025 Fixed-Income Sector ViewsRelative value across the fixed-income market.Read Fixed-Income Sector ViewsThe ABCs of Asset-Backed Finance Finding value in complexity: The structure, risks, and investor-friendly features of asset-backed finance.Read The ABCs of Asset-Backed FinanceMacro Markets Podcast Episode 76: Why and Where (and How) to Invest in Asset-Backed Finance Relative value opportunities in ABS, CLOs, and residential and commercial MBS, as well as insights into the process for managing these complex investments.Listen to Macro MarketsInvesting involves risk, including the possible loss of principal. In general, the value of a fixed-income security falls when interest rates rise and rises when interest rates fall. Longer term bonds are more sensitive to interest rate changes and subject to greater volatility than those with shorter maturities. High yield and unrated debt securities are at a greater risk of default than investment grade bonds and may be less liquid, which may increase volatility. Private debt investments are generally considered illiquid and not quoted on any exchange; thus they are difficult to value. The process of valuing investments for which reliable market quotations are not available is based on inherent uncertainties and may not be accurate. Further, the level of discretion used by an investment manager to value private debt securities could lead to conflicts of interest.This material is distributed for informational or educational purposes only and should not be considered a recommendation of any particular security, strategy, or investment product, or as investing advice of any kind. This material is not provided in a fiduciary capacity, may not be relied upon for or in connection with the making of investment decisions, and does not constitute a solicitation of an offer to buy or sell securities. The content contained herein is not intended to be and should not be construed as legal or tax advice and/or a legal opinion. Always consult a financial, tax and/or legal professional regarding your specific situation.This material contains opinions of the author but not necessarily those of Guggenheim Partners or its subsidiaries. The author's opinions are subject to change without notice. Forward-looking statements, estimates, and certain information contained herein are based upon proprietary and non-proprietary research and other sources. Information contained herein has been obtained from sources believed to be reliable, but are not assured as to accuracy. No part of this article may be reproduced in any form, or referred to in any other
Hello! Welcome back to the Owning Your Sexual Self podcast! This week I am joined by the amazing Tugce Balik! Tugce is an ABS certified sexologist Authentic Tantra® practitioner, and advisor to the AI empowered intimacy concierge Arya. Tugce bridges eastern wisdom with western science in a way that makes pleasure feel accessible, exciting, and deeply human. Her belief that pleasure is medicine is contagious in the best way, and this conversation is full of those moments that remind you what becomes possible when you reconnect with your body and your desire. In this episode:How disconnection from ourselves impacts our relationshipsThe difference between authentic tantra and mainstream tantra Pleasure as a vehicle for nervous system healingSimple ways to begin reconnecting with pleasure in every day lifeHow Arya supports couples in exploring intimacy and novelty togetherReframing sex as play, curiosity, and shared experience rather than pressure or performanceWhy prioritizing pleasure is a radical act of self and relationship care Thank you so much for listening! Don't forget to share on your social media and tag me if you loved this episode! ResourcesAryaConnect with TugceInstagram: @IAmTugceBalikSupport the showConnect with Rachel!Instagram: @The_Rachel_MaineWebsite: https://linktr.ee/WellnessSexpertiseYouTube: YouTube.com/@OwningYourSexualSelfFacebook: Rachel MaineEmail: therachelmaine@gmail.com
Tori shares her transformative journey through pregnancy loss, anxiety, and ultimately triumph. After experiencing a missed miscarriage at 10 weeks, Tori conceived her son Sol but faced a pregnancy filled with complications including fibroids, subchorionic haematoma, and ultimately placental insufficiency requiring an emergency caesarean at 40 weeks. Her second pregnancy with daughter Juno was a complete surprise that led to the healing VBAC home water birth she'd always dreamed of. Tori's story beautifully illustrates how subsequent pregnancies can offer opportunities for healing, especially with the right support and preparation. She also shares her challenging breastfeeding journey with her first child and the EMDR therapy that helped her process the grief, ultimately leading to a successful breastfeeding relationship with her second baby.Sponsor:Today's episode is brought to you by Moonpig. Remember the excitement of finding a beautiful card in your mailbox? Moonpig has brought that special feeling back to over 4 million Aussies.As parents, we know how important it is to celebrate life's milestones. Speaking of birthdays, it's actually my son Nik's 12th birthday this week, so we've jumped on Moonpig, like we always do, to create some personalised cards for him. We've also made a beautiful mug with a family picture on it, and we really hope that he enjoys it.With over 33,000 personalised cards for every occasion, you can create something truly special from home. Add your own photos, scan in your handwriting, or even include QR codes for video messages. It's so much more than a basic supermarket card – it's a keepsake they'll treasure.Starting from just $9.99, you can create something beautiful through their website or the Moonpig app. And here's something special for our Australian Birth Stories community – enjoy 50% off your first card plus free standard shipping when you use the code ABS at checkout.Visit Moonpig.com today. Moonpig – Making life's moments magical, one card at a time. Hosted on Acast. See acast.com/privacy for more information.