Podcasts about economists

If you've ever felt like you're riding a menstrual cycle roller coaster of cravings, exhaustion, and mood swings– this conversation is for you.  In this episode, I'm joined by leading researcher and women's hormone expert Dr. Sarah E. Hill to unpack what's really going on in your body—and your brain—during your cycle.  Dr. Hill breaks down how shifting levels of progesterone and estrogen in the second half of your cycle can impact everything from your sleep and appetite to your mood and libido.  We also talk about how this becomes even more complex—and important to understand—during perimenopause, when hormone patterns start to change unpredictably.  You'll learn why traditional health advice often fails women during this phase of life, and what to do instead to actually support your body.  It's time to rethink your period, reclaim your energy, and finally feel in sync with your hormones! Dr. Sarah Hill Dr. Sarah E. Hill is a researcher and professor at TCU, lead science advisor for 28, and the author of The Period Brain and This Is Your Brain on Birth Control. Sarah's work has resulted in more than 80 research publications, with features in The New York Times, The Washington Post, Scientific American, The Economist, and on shows like Good Morning and Today. Sarah is a well-known speaker, consultant, and media expert in women's health, hormones, and sexual psychology. IN THIS EPISODE Understanding our hormone changes over the course of a cycle  Why cycle symptoms can be different during perimenopause  How past trauma impacts PMS and your stress response  What's really happening with your hormone levels in your cycle Managing your stress response system to feel safe in your body  The negative impacts stress has on your reproductive system The critical connection between your brain and sex hormones  About Dr. Sarah Hill's newest Book: The Period Brain  QUOTES “The week– or for some women, it's even the full two weeks– of the luteal phase can be a really challenging time emotionally as their body is struggling to keep up with those wild swings and hormones. But then also as you go into perimenopause, you're going through a period of intense hormonal change, and unlike what goes on across a regular cycle, it's unpredictable.” “Women are twice as likely as men to have mental health-related illnesses. They're more than twice as likely as men to be diagnosed with anxiety. They're more likely to experience burnout in the workplace. I mean, the list goes on, and it's because there's way too much that's expected of us. And one thing that women don't recognize about it is that in addition to this being bad for things like cardiovascular health… it can also prevent you from even producing sex hormones.” “A big part of The Period Brain is first, just really giving women a roadmap to the second half of their cycle, since it's not something that's really talked about.” RESOURCES MENTIONED Preorder the Perimenopause Revolution and get your VIP ticket to the Perimenopause Solution event http://hayh.site/pr_bl_ap-snyder_a_opt Use code ENERGIZED and get 10% off on your first Troscriptions order http://troscriptions.com/ENERGIZED Order Dr. Sarah Hill's Book: The Period Brain Dr. Sarah Hill's Website Dr. Hill's Instagram Dr. Hill's Facebook RELATED EPISODES  686: Your Second Puberty Explained: What's Really Happening to Your Body in Perimenopause  #648: This Changes Everything: The Perimenopause Revolution Every Woman Needs Now #622: How to Feel Prepared for the Massive Hormone Shifts in Midlife with Dr. Taz Bhatia #510: Need to Calm The Estrogen Drama Causing Period Problems? Here's 5 Effective Ways to Do It

Dr. Ranjay Gulati discusses how to resource yourself for courageous action during times of uncertainty.— YOU'LL LEARN — 1) The critical question to ask when you're feeling fear2) The six resources of courageous people3) The simple mental shift that leads to braver actionsSubscribe or visit AwesomeAtYourJob.com/ep1100 for clickable versions of the links below. — ABOUT RANJAY — Ranjay Gulati is the Paul R. Lawrence MBA Class of 1942 Professor of Business Administration at Harvard Business School. His pioneering work focuses on unlocking organizational and individual potential—embracing courage, nurturing purpose-driven leaders, driving growth, and transforming businesses. He is the recipient of the 2024 CK Prahalad Award for Scholarly Impact on Practice and was ranked as one of the top ten most cited scholars in Economics and Business over a decade by ISI-Incite. The Economist, Financial Times, and the Economist Intelligence Unit have listed him as among the top handful of business school scholars whose work is most relevant to management practice. He is a Thinkers50 top management scholar, speaks regularly to executive audiences, and serves on the board of several entrepreneurial ventures. He holds a PhD from Harvard University and a Master's degree from MIT. He is the author of Deep Purpose (2022) and How to be Bold (2025), both published by Harper Collins. He lives in Newton, Massachusetts with his wife and two children.• Book: How to Be Bold: The Surprising Science of Everyday Courage• LinkedIn: Ranjay Gulati• Website: RanjayGulati.com— RESOURCES MENTIONED IN THE SHOW — • Book: The Power of Story: Change Your Story, Change Your Destiny in Business and in Life by Jim Loehr— THANK YOU SPONSORS! — • Strawberry.me. Claim your $50 credit and build momentum in your career with Strawberry.me/Awesome• Vanguard. Give your clients consistent results year in and year out with vanguard.com/AUDIO• Quince. Get free shipping and 365-day returns on your order with Quince.com/AwesomeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Willy sat down with renowned economist Dr. Peter Linneman for another installment of the Most Insightful Hour in CRE where they unpacked the latest insights from the Fall Linneman Letter. Peter shared his perspective on the forces shaping today's economy, including GDP growth, hidden weakness in the labor market, Fed rate cut predictions, whether deficits and government shutdowns really matter, the housing market, oil prices, and what the uneven real estate recovery means for investors across all asset classes. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this special bonus episode of On Brand: Taylor's Version, now that The Life of a Showgirl is out in the world, we're asking: what does this new era tell us about Taylor Swift? To explore, I'm joined by Joanna Weiss, editor of Harvard Magazine, journalist, and co-author of Taylor Swift: Album by Album, a deep dive into every era. Together, we'll unpack how Showgirl fits into Taylor's evolution and what this chapter reveals about her storytelling, strategy, and brand. What You'll Learn in This Episode How Life of a Showgirl fits into Taylor Swift's evolution as an artist and storyteller Why some fans are divided on this album — and what that says about the expectations Taylor sets with each new era How Taylor balances real-life inspiration with fiction and character-driven songwriting What her creative process and relentless work ethic reveal about brand storytelling and reinvention Why Taylor's storytelling genius is as much about community and connection as it is about the music Episode Chapters (00:00) Intro (00:47) Welcome Joanna Weiss (04:24) How the book Taylor Swift: Album by Album came together (07:02) Early takes on Life of a Showgirl (11:04) What makes an “era” — and how Showgirl fits in (19:18) What Taylor's saying with this album (25:23) Her creative process and work ethic (30:37) Money, power, and independence (33:20) The Taylor song that makes Joanna smile About Joanna Weiss Joanna Weiss is the editor of Harvard Magazine, a contributing writer for Politico Magazine, and a former columnist for The Boston Globe. Her work has appeared in The Atlantic, Slate, The Economist, and many other outlets. After chronicling her own Eras Tour experience for Boston's NPR affiliate WBUR, Joanna dove deeper into the Swiftiverse as co-author of Taylor Swift: Album by Album (Quarto Books), which explores each of Taylor's eras in detail. In addition to her journalism career, Joanna fronts a rock band she formed with five fellow moms — a story captured in her Boston Magazine feature “For Those Moms About to Rock,” now optioned for film by 20th Century Studios. What Taylor Era Has Made Joanna Smile Recently? When asked which Taylor song or era makes her smile, Joanna picked “Love Story.” Despite everything that has come since, she still returns to that song for its sheer emotional clarity — a bedroom-written, 20-minute burst of teenage storytelling that still captures the universal thrill of hope, love, and happily-ever-after energy that defines so much of Taylor's work. Resources & Links Connect with Joanna on LinkedIn and her website Check out her new book, Taylor Swift: Album by Album Listen and Support Watch or listen on Apple Podcasts, Spotify, YouTube, Amazon/Audible, TuneIn, and iHeart. Rate and review on Apple Podcasts and Spotify to help others find the show. Share this episode — email a friend or colleague this episode. Sign up for my free Story Strategies newsletter for branding and storytelling tips. On Brand is a part of the Marketing Podcast Network. Until next week, I'll see you on the Internet! Learn more about your ad choices. Visit megaphone.fm/adchoices

The lesson of U.S. President Donald Trump’s latest diplomatic gambit is that in Middle East deal-making, “the devil is in the details, but the most important thing is political willpower,” said Anshel Pfeffer, The Economist’s Israel correspondent and former Haaretz columnist, speaking on the Haaretz Podcast. Trump, he noted, “has supplied that political willpower in bucket loads.” Hours after Israel and Hamas agreed on a deal to end the war in Gaza and release the hostages, Pfeffer spoke with host Allison Kaplan Sommer about the long road to the deal, the obstacles that lie ahead and the joyful yet nervous mood among Israelis as they anticipate the long-awaited return of all the hostages. Pfeffer, a biographer of Prime Minister Benjamin Netanyahu, also discussed how he expects Israel’s leader to shape the narrative of the cease-fire to serve his political goals ahead of next year’s general election. “We know how hard Donald Trump had to press him to accept this plan, but he is a very pragmatic person," Pfeffer said. "The moment something is forced upon him, he immediately makes it look as if it was his idea all along.” Read more: Analysis by Anshel Pfeffer | Netanyahu's Last Stand: How Rewriting the Gaza War Will Decide the Israeli Leader's Political Destiny Israel, Hamas Reach Gaza Cease-fire Deal; Trump: Hostages Will Be Released Monday 'A Day of Joy': Hundreds of Israelis Stream to Hostage Square to Celebrate Israel-Hamas Deal With Families 'We'll Go Back Home, Rebuild Our Lives': Gaza's Palestinians Celebrate Deal to End Israel-Hamas War Turkey, Egypt and Qatar Will Help Israel and U.S. Recover Bodies of Hostages From GazaSee omnystudio.com/listener for privacy information.

A US-led peace plan has brought renewed hopes that an end to the conflict in Gaza may be in sight. But as talks in Cairo continue over the release of Israeli hostages and Palestinian prisoners, the withdrawal of Israeli troops and disarmament of Hamas, what are the prospects for a lasting peace settlement? Gavin Esler discusses the latest with Gregg Carlstrom, Middle East correspondent for The Economist. • This episode of This Is Not A Drill is supported by Incogni the service that keeps your private information safe, protects you from identity theft and keeps your data from being sold. There's a special offer for This Is Not A Drill listeners – go to https://incogni.com/notadrill  to get an exclusive 60% off your annual plan. • Support us on Patreon to keep This Is Not A Drill producing thought-provoking podcasts like this. Written and presented by Gavin Esler. Produced by Robin Leeburn. Original theme music by Paul Hartnoll – https://www.orbitalofficial.com. Executive Producer Martin Bojtos. Managing Editor Jacob Jarvis. Group Editor Andrew Harrison. This Is Not A Drill is a Podmasters production. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Economists traditionally do not worry too much about the growth impact of US government shutdowns, as the short-term loss of economic output tends to be paid back with an economic bounce when government reopens. It is still a net negative—contractors are not compensated for lost activity in a shutdown—but government workers get their back pay paid back. US President Trump has suggested that may not happen this time. If that were legally enforced, it would reduce the bounce of the bounce back.

What if global trade isn't really a fight between nations—but between classes? In the fourth episode of our Trade series, Nick and Goldy talk with economist and writer Matthew C. Klein, co-author of Trade Wars Are Class Wars: How Rising Inequality Distorts the Global Economy and Threatens International Peace. Klein argues that the real story behind trade imbalances isn't about countries “winning” or “losing”—it's about how elites hoard profits while workers everywhere pay the price. From China's suppressed wages to Wall Street's endless appetite for financial assets, this conversation exposes how the true conflict in trade is between labor and capital—and what it would take to build a more equitable global economy. Matthew Klein is an economist, writer, and co-author of Trade Wars Are Class Wars: How Rising Inequality Distorts the Global Economy and Threatens International Peace. He writes The Overshoot, a publication focused on global economics and financial markets, and his work has appeared in the Financial Times, Barron's, and The Economist. Social Media: @M_C_Klein Further reading:  Trade Wars Are Class Wars: How Rising Inequality Distorts the Global Economy and Threatens International Peace THE OVERSHOOT: Making sense of the global economy and financial markets Website: http://pitchforkeconomics.com Instagram: @pitchforkeconomics Threads: pitchforkeconomics Bluesky: @pitchforkeconomics.bsky.social TikTok: @pitchfork_econ Twitter: @PitchforkEcon, @NickHanauer, @civicaction YouTube: @pitchforkeconomics LinkedIn: Pitchfork Economics Substack: ⁠The Pitch⁠

Writing biographies is solitary and difficult -- even when the subject is way more interesting than anything you could make up. Narayani Basu joins Amit Varma in episode 428 of The Seen and the Unseen to discuss writing, friendship, hustling, ageing, intentionality and the subject of her latest book, the impossible KM Panikkar. (FOR FULL LINKED SHOW NOTES, GO TO SEENUNSEEN.IN.) Also check out: 1. Narayani Basu on Twitter, Instagram, LinkedIn and Amazon. 2. A Man For All Seasons: The Life Of KM Panikkar -- Narayani Basu. 3. VP Menon: The Unsung Architect of Modern India -- Narayani Basu. 4. Allegiance: Azaadi and the End of Empire -- Narayani Basu. 5. India's Greatest Civil Servant — Episode 167 of The Seen and the Unseen (w Narayani Basu). 6. Kavitha Rao Chases Chatto and Roy -- Episode 416 of The Seen and the Unseen. 7. When Harry Met Sally -- Rob Reiner. 8. Can men and women be just friends? — The Economist. 9. Malini Goyal is the Curious One — Ep 377 of The Seen and the Unseen. 10. Unboxing Bengaluru — Malini Goyal & Prashanth Prakash. 11. Finding Love in Modern India — Ep 401 of The Seen and the Unseen (w Sanjana Ramachandran and Samarth Bansal). 12. Inside the Hearts of Men and Women -- Episode 118 of Everything is Everything. 13. Heart Tantrums: A Feminist's Memoir of Misogyny and Marriage -- Aisha Sarwari. 14. The Life and Times of Gurcharan Das -- Episode 425 of The Seen and the Unseen. 15. Ambassador -- Narayani Basu on CB Muthamma. 16. Five Epic Stories That Must Be Films -- Episode 29 of Everything is Everything. 17. The Cripps Version: The Life of Sir Stafford Cripps 1889-1952 -- Peter Clarke. 18. Lady Doctors : The Untold Stories Of India's First Women In Medicine — Kavitha Rao. 19. Kavitha Rao and Our Lady Doctors — Episode 235 of The Seen and the Unseen. 20. The Heckman Equation — a website based on James Heckman's work. 21. The Ferment of Our Founders — Episode 272 of The Seen and the Unseen (w Shruti Kapila). 22. Gods, Guns and Missionaries: The Making of the Modern Hindu Identity — Manu Pillai. 23. The Forces That Shaped Hinduism -- Episode 405 of The Seen and the Unseen (w Manu Pillai). 24. The First Assault on Our Constitution — Episode 194 of The Seen and the Unseen (w Tripurdaman Singh). 25. The Surface Area of Serendipity -- Episode 39 of Everything is Everything. 26. Understanding India Through Its Languages — Episode 232 of The Seen and the Unseen (w Peggy Mohan). 27. Wanderers, Kings, Merchants: The Story of India through Its Languages — Peggy Mohan. 28. Impossible Germany — Wilco. 29. Coolie No 1 -- David Dhawan. 30. Anne de Courcy, Sonia Purnell and Ben Macintyre on Amazon. 31. Clementine: The Life of Mrs. Winston Churchill -- Sonia Purnell. 32. A Woman of No Importance: The Untold Story of Virginia Hall, WWII's Most Dangerous Spy -- Sonia Purnell. 33. Miss Fisher's Murder Mysteries, Bookish and Department Q. Amit Varma and Ajay Shah have launched a new course called Life Lessons, which aims to be a launchpad towards learning essential life skills all of you need. For more details, and to sign up, click here. Amit and Ajay also bring out a weekly YouTube show, Everything is Everything. Have you watched it yet? You must! And have you read Amit's newsletter? Subscribe right away to The India Uncut Newsletter! It's free! Also check out Amit's online course, The Art of Clear Writing. Episode art: ‘Solitary and Impossible' by Simahina.

Economist, and former finance minister of Greece, Yanis Varoufakis joins Aaron to discuss his most recent book Raise Your Soul: A Personal History of Resistance, a memoir about the women in Yanis' family who raised him, and gave him his political conscience. They discuss the Hegelian Master-Slave dialectic, is patriarchy harmful to the perpetrators, as […]

Much concern has been raised of late about how the economy is slowing and recession risk is rising.But is that really true?Or, could we already be through the worst of things, with the economy strengthening from here?To find out, we have the good fortune to talk today with Dr Anna Wong, Chief U.S. Economist for Bloomberg Economics. Prior to her current role, Anna also worked at the Federal Reserve Board, the White House Council of Economics Advisers, and the U.S. Treasury.In today's discussion, Anna explains why she has recently turned from being bearish (for years) to guardedly bullish.TIME'S NEARLY UP! LOCK IN THE EARLY BIRD PRICE DISCOUNT FOR THE THOUGHTFUL MONEY FALL CONFERENCE AT https://thoughtfulmoney.com/conference#bullmarket #economicrecovery #unemployment _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Joining Brendan to discuss the Sunday papers are Dr. Laura Bambrick, Social Policy Officer, ICTU; Larry Donnelly, Law Lecturer at the University of Galway; Ellen Coyne, Political Correspondent with the Irish Times and David W. Higgins, Economist.

Think Like an Economist’s Justin Wolfers examines the Trump administration’s refusal to release job statistics. MSNBC’s Jacob Soboroff details the implications of ICE indiscriminately raiding Americans’ homes.See omnystudio.com/listener for privacy information.

Here are three very popular topics that I don't think that many people are really driven by; Sell! Control! Lead! My experience however, is we all desperately want the ability to positively influence other people. We have people we care about. A world we care about. We have ideas and solutions we care about for addressing the pain and suffering in the world. We want to be able to impart value to others. This is what influence is. The definition of influence is, "The capacity to have an effect on the character, development, or behavior of someone or something." A few years ago I sat down with Zoe Chance to discuss what influence really is and how to increase our personal influence. Zoe teaches the most popular class at the Yale School of Management, titled, “Mastering Influence and Persuasion." Her research on behavioral economics, neuroscience, and psychology has been published in top academic journals and covered by the Harvard Business Review, The Economist, BBC, Time, Forbes, The Wall Street Journal, The Washington Post, and The New York Times. Zoe's TEDx talk, How to Make a Behavior Addictive, has more than 700k views. Before coming to Yale, she earned a doctorate in marketing at Harvard and managed a $200 million segment of the Barbie brand at Mattel. From Zoe's Yale course, “Mastering Influence and Persuasion,” she wrote a book that caught my attention, INFLUENCE IS YOUR SUPERPOWER: The Science of Winning Hearts, Sparking Change, and Making Good Things Happen. Following is our discussion about what influence is, and is not and how to deftly wield influence so you can have the positive impact on the world you desire. Find the book, Influence Is Your Superpower anywhere you buy books and connect with Zoe at zoechance.com Sign up for your $1/month trial period at shopify.com/kevin Go to shipstation.com and use code KEVIN to start your free trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

“Climate change has been one the greatest failures of risk management in modern history.” So states the Back to Blue Initiative, an Economist and Nippon Foundation project. A recent article entitled "Calculating Ocean Risk," additionally states: “The scientific evidence had been clear for decades, but decision-makers have failed to act in a manner consistent with the scale of the risk.” This week on World Ocean Radio we are discussing the calculation of risk to the ocean, and its impact on all aspect of the global economy. About World Ocean Radio World Ocean Radio is a weekly series of five-minute audio essays available for syndicated use at no cost by college and community radio stations worldwide. Peter Neill, Founder of the World Ocean Observatory and host of World Ocean Radio, provides coverage of a broad spectrum of ocean issues from science and education to advocacy and exemplary projects.World Ocean Radio: 5-minute weekly insights in ocean science, advocacy, education, global ocean issues, challenges, marine science, policy, and solutions. Hosted by Peter Neill, Founder of W2O. Learn more at worldoceanobservatory.org

For financial markets and economists, the main near-term challenge of the US government shutdown is a lack of data. The longer the shutdown rumbles on, the larger the potential negative economic consequences. In Europe, we are moving firmly into budget season, putting fiscal policies at the top of the agenda. In Asia, it is all about central bank meetings, with the Philippines, Thailand and New Zealand all set for rate cuts in the week ahead. Chapters: US: 02:13, Europe: 08:06, Asia: 13:34. 

Steve breaks down how the government shutdown is affecting the economy. GDP growth over the last few quarters has increased in the USA. 

Steve breaks down how the government shutdown is affecting the economy. GDP growth over the last few quarters has increased in the USA. See omnystudio.com/listener for privacy information.

Trump is nowhere to be seen after the first day of a partial federal government shutdown as his team threatens mass firings, not furloughs. Economists are warning this could be the start of a recession.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

The world's population growth tells two stories: in many countries populations are aging, while in others, populations are getting younger. Projections show most countries will likely see shrinking populations within the next 25 years due to historically low fertility rates.But the African continent is bucking this trend. It has the potential to benefit from a demographic dividend: an opportunity for rapid economic growth driven by a large, youthful population. But that is with the right combination of policies and technical support).In this episode of The Development Podcast, we get to grips with what the data tell us, and what this means for development.Join us as we hear from: Craig Hammer, Manager, Office of the Chief Statistician & Development Data Group, World Bank Group, Sarah Hague, Regional Advisor Social Policy, East and Southern Africa, UNICEF, Juyoung Yang, Economist, Department of Macroeconomic and Financial Policies, Korea Development Institute, Katia Osei, Head of Environmental Justice, The Or Foundation, Ghana.Timestamps[00:00] Welcome: From demographic dividends to sliver tsunamis [02:28] Two stories of demographic changes in Ghana and Korea[08:08] Why do we need data for development?[09:53] The demographic dividend unpacked[14:36] Missing data in development[16:27] How the World Bank Group and UNICEF are working together on data collection[17:36] What new research on childhood poverty revealsABOUT THE DEVELOPMENT PODCASTThis international development podcast brings together the data, research—and solutions—that can pave the way to a sustainable future. Through conversations focused on revealing the latest data, the best research, and cutting-edge solutions, let us introduce you to the folks working to make the world a better place. Listen and subscribe for free on your favorite platform. And rate our show! ;) Tell us what you think of our podcast here >>>. We would love to hear from you! ABOUT THE WORLD BANKThe World Bank is one of the world's largest sources of funding and knowledge for low-income countries. Its five institutions share a commitment to reducing poverty, increasing shared prosperity, and promoting sustainable development.

[AUTOPROMOCJA] Pełnej wersji podcastu posłuchasz w aplikacji Onet Audio. W świecie, gdzie wrogowie stają się sojusznikami, a ideologia miesza się z pragmatyzmem, „Raport międzynarodowy” odsłania kulisy globalnej polityki, nie stroniąc od ironii, kontrowersji i brutalnej szczerości. Zbigniew Parafianowicz i Witold Jurasz prowadzą słuchaczy przez labirynt wydarzeń – od Syrii po Mołdawię, od Nord Stream po Strefę Gazy – pokazując, że w polityce nie ma świętości - są interesy. Nord Stream, nurkowie z Jaworzna i niemiecka dyplomacja Polska stoi przed dylematem: czy wydać ukraińskiego nurka podejrzewanego o sabotaż Nord Stream Niemcom? Gospodarze podcastu nie kryją, że idealnym rozwiązaniem byłoby „zgubienie” go w szpitalu. To pokazuje napięcie między legalizmem a realpolitik – Polska nie może jawnie ignorować europejskich zobowiązań, ale też nie chce być „sługusem Berlina”. Mołdawia – europejska nadzieja bez balastu nacjonalizmu Zwycięstwo proeuropejskiej partii Mai Sandu w Mołdawii to sygnał, że kraj ten może być szybciej zintegrowany z UE niż Ukraina. Jurasz i Parafianowicz wskazują, że Mołdawia nie ma oligarchicznych układów ani nacjonalistycznych ambicji, co czyni ją idealnym kandydatem do transformacji ustrojowej. Brutalne? Może. Ale skuteczne. Rosja, drony i duńska prezydencja – wojna poniżej progu Rosyjskie drony nad Danią to nie tylko prowokacja, ale też lekcja dla europejskich elit. W tle – desantowiec zbudowany w polskiej stoczni. To przypomnienie, że wojna toczy się nie tylko na froncie. Ameryka, Izrael i zmiana nastrojów The Economist alarmuje: Izrael traci poparcie w USA. Coraz więcej Amerykanów uważa, że Izrael dopuszcza się ludobójstwa w Gazie. Argument antysemityzmu traci moc, a wsparcie finansowe dla Izraela budzi coraz więcej kontrowersji. Czy to początek końca „specjalnej relacji”? Ideologia w armii i równość płci – absurd czy postęp? Amerykańska armia wprowadza jednolite normy sprawności fizycznej dla kobiet i mężczyzn. Gospodarze spierają się, czy to krok w stronę równości, czy ideologiczna fanaberia. W tle – pytanie o granice ideologizacji instytucji bezpieczeństwa. Statystyki przemocy – kto naprawdę morduje w USA? Lewica czy prawica? Kto odpowiada za więcej aktów przemocy politycznej w USA? Jurasz prezentuje dane, Parafianowicz je kwestionuje. Spór o liczby staje się sporem o rzeczywistość – i o to, kto ją definiuje.

Notes and Links to Nathan Thrall's Work       Nathan Thrall is an American writer living in Jerusalem. In 2024, he received the Pulitzer Prize for General Nonfiction for A Day in the Life of Abed Salama. An international bestseller, it was translated into more than thirty languages, selected as a New York Times Book Review Editors' Choice, and named a best book of the year by over twenty publications, including The New Yorker, The Economist, and Time. He is also the author of The Only Language They Understand. His reporting, essays, and criticism have appeared in the London Review of Books, The Guardian, The New York Times Magazine, and The New York Review of Books. He spent a decade at the International Crisis Group, where he was director of the Arab-Israeli Project, and has taught at Bard College.  Buy A Day in the Life of Abed Salama: Anatomy of a Jerusalem Tragedy   Nathan's Website   2021 The New York Review of Books Article: “A Day in the Life of Abed Salama”   At about 1:15, Nathan recounts the experience of winning the Pulitzer Prize, and notes the wonderful ways in which the book's protagonists and others close to him have celebrated the achievement  At about 3:20, Nathan provides purchasing info and book details  At about 4:15, Nathan responds to Pete's question about the added significance of the book being published on October 3, 2023, four days before a pivotal event At about 6:30, Nathan reflects on how “nothing [much] has changed” regarding the organizations (the “gatekeepers”) who cancelled events with him and Abed Salama, with perhaps more of these organizations digging in on standing with Israel At about 9:30, Nathan notes that “organized political money” is all on one side in the “corrupt political system” At about 12:35, Pete wonders about the “tail wagging the dog” regarding the voting public and the politicians, and Nathan expands upon the reasoning and details for this “gap” At about 14:35, Pete asks Nathan about seeds for the book, and about how the book speaks to the idea that the Israeli/Palestinian conflict did not start on October 7, 2023 At about 15:35, Nathan explains the apartheid and “walled ghetto” at the center of the book, and talks about how this ghetto is a microcosm for Israeli policy At about 18:30, Nathan responds to Pete's questions about and admiration for his objective hand in writing the book At about 20:45, Pete sets the book's exposition At about 21:45, Nathan notes the “striking” fact of talking to parents with their “unwarranted” guilt since the bus accident, in response to Pete wondering about Nathan's broaching such a horrible topic with survivors At about 24:05, The two reflect on the innocence of youth as Nathan recounts the details of parents and family looking for their children and relatives after the bus accident At about 27:30, Nathan explains how just the telling of the basics of Abed's story, including his odyssey just to find his son in the hospital, was to “tell of apartheid” At about 29:00, Pete compliments the ways in which Nathan's tracing Abed's childhood and youth and Nathan expounds on how the personal stories have the reader see “the world through [the character's eyes]” At about 31:45, Nathan shares a recent experience that shows how life is micromanaged for Palestinians in Israel, revolving around a bridge crossing for Abed, his wife Haifa, and Nathan At about 34:45, Pete asks Nathan to explain the colored-permit system involving Palestinian ID cards and how the intifadas changed the processes, including for Abed At about 39:50, Pete and Nathan talk about different Palestinian cultural and political factions, as described in the book At about 40:30, Nathan explains “bypass roads” and the ways in which they represent Israeli control of Palestinians' lives; in so doing, he points out inaccuracies in the ways that democracy and Israel have often been linked  At about 47:35, Nathan expands on “fabric of life roads” and “sterile roads”-brutally racist as an official name-and “gerrymandering”-mapping-done by Dany Tirza, featured pretty prominently in the book At about 50:05, Nathan talks about schooling for Palestinians and how Israeli control is rendered in the book-he describes the "forensic analysis” of the bus accident and homes in on the forced walling-in of Palestinians  At about 53:00, Nathan further explains land use and land possession as strategies  At about 54:35, Pete remarks on the banal of the Israeli Occupation and asks Nathan's thoughts on the “reverberations” of Israel's seemingly-small and detailed actions/policy of moving the Palestinians out  At about 58:00, Nathan responds to Pete's questions about how an average Jewish Israeli lives his/her life with “informational apartheid”  At about 1:01:05, Nathan states the common narrative about Israel's history and the continued bloodshed for average Israelis At about 1:04:15, Nathan recounts an anecdote about a publishing company that has asked him multiple questions about early Israeli history  At about 1:06:05, Nathan reflects on the task of sitting with parents and relatives during the emotionally-wrenching times and listening to their stories     You can now subscribe to the podcast on Apple Podcasts, and leave me a five-star review. You can also ask for the podcast by name using Alexa, and find the pod on Stitcher, Spotify, and on Amazon Music. Follow Pete on IG, where he is @chillsatwillpodcast, or on Twitter, where he is @chillsatwillpo1. You can watch other episodes on YouTube-watch and subscribe to The Chills at Will Podcast Channel. Please subscribe to both the YouTube Channel and the podcast while you're checking out this episode.       Pete is very excited to have one or two podcast episodes per month featured on the website of Chicago Review of Books. The audio will be posted, along with a written interview culled from the audio. His conversation with Hannah Pittard, a recent guest, is up at Chicago Review.     Sign up now for The Chills at Will Podcast Patreon: it can be found at patreon.com/chillsatwillpodcastpeterriehl      Check out the page that describes the benefits of a Patreon membership, including cool swag and bonus episodes. Thanks in advance for supporting Pete's one-man show, DIY podcast and extensive reading, research, editing, and promoting to keep this independent podcast pumping out high-quality content!    This month's Patreon bonus episode features an exploration of flawed characters, protagonists who are too real in their actions, and horror and noir as being where so much good and realistic writing takes place.    Pete has added a $1 a month tier for “Well-Wishers” and Cheerleaders of the Show.     This is a passion project, a DIY operation, and Pete would love for your help in promoting what he's convinced is a unique and spirited look at an often-ignored art form.    The intro song for The Chills at Will Podcast is “Wind Down” (Instrumental Version), and the other song played on this episode was “Hoops” (Instrumental)” by Matt Weidauer, and both songs are used through ArchesAudio.com.     Please tune in for Episode 301 with Nishant Batsha, the author of the novel A Bomb Placed Close to the Heart, his 2025 novel set between California and New York at the dawn of World War I. His first novel, Mother Ocean Father Nation was a finalist for 2023 Lambda Literary Award, longlisted for a 2023 Mark Twain American Voice in Literature Award, and named one of the best books of 2022 by NPR.    This episode airs on October 7.    Please go to ceasefiretoday.org, and/or https://act.uscpr.org/a/letaidin to call your congresspeople and demand an end to the forced famine and destruction of Gaza and the Gazan people.

President Trump and lawmakers failed to reach a funding deal, causing the government to shut down Wednesday. Tens of thousands of federal workers will be told to stay home – furloughed without pay. Workers deemed essential, like air traffic controllers and the military, will stay on the job, but won't get paid for now either. Vice President JD Vance speaks to "CBS Mornings" about the ongoing shutdown battle, with health care for millions of Americans at the center of the standoff This week, Spirit Airlines will end service to nearly a dozen cities. It is laying off staff, grounding planes and slashing its flight schedule. CBS News' Kris Van Cleave explains what it means for everyone who flies. Napheesa Collier, one of the WNBA's top players and vice president of the players' union, spoke out against the league's officials and the WNBA commissioner. Her comments come after she was injured in a playoff game on a controversial play that was not called a foul. Actor and author Henry Winkler joins "CBS Mornings" to talk about "The Mystery at Emerald Pond," the latest in his "Detective Duck" series. Economist and Wharton professor Corinne Low joins "CBS Mornings" to discuss "Having It All," where she examines the data behind women's lives, gender expectations, and how to build a happier future. Matthew McConaughey sits down with "CBS Mornings" co-host Gayle King to talk about his new poetry collection "Poems & Prayers" and his latest role in "The Lost Bus." To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The US Congress failed to either change the rules or come to an agreement to avert a government shutdown. Economists now lack official economic data from the US. Private sector data is a poor substitute. Private data is like viewing the economy through a keyhole —clear, but with a narrow field of vision. Official data is like opening the door. Private data relies on official data to model the bits of the economy outside its field of vision, and that modelling becomes less accurate in the absence of official data.

There's a view the property market will continue to be in buyers' favour for some time, despite values edging up. Cotality data shows property values in New Zealand ticked up by 0.1% in September, following a cumulative 1.6% drop over the five months to August. Chief Property Economist Kelvin Davidson says regional New Zealand properties are faring better. He told Mike Hosking that 2026 is looking better, but right now things are pretty flat. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Morgan Stanley's chief economists discuss how policymakers in China, Japan and the European Union are addressing slower growth, deflation or the return of inflationary pressures. Read more insights from Morgan Stanley.----- Transcript ----- Seth Carpenter: Welcome to Thoughts on the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Well, a lot has changed since the second quarter and the last time we did one of these around the world economics roundtable. After an extended pause, the United States Federal Reserve started cutting rates again. Europe's recovery is showing, well, some mixed signals. And in Asia, there's once again increasing reliance on policy support to keep growth on track.Today for the first part of a two-part conversation, I'm going to engage with Chetan Ahya, our Chief Asia economist, and Jens Eisenschmidt, our Chief Europe economist, to really get into a conversation about what's going on in the economy around the world.It's Tuesday, September 30th at 10am in New York.Jens Eisenschmidt: And 4pm in Frankfurt.Chetan Ahya: And 10pm in HongSeth Carpenter: So, it's getting to be the end of the third quarter, and the narrative around the world is still quite murky from my perspective. The Fed has delivered on a rate cut. The ECB has decided that maybe disinflation is over. And in Asia, China's policymakers are trying to lean in and push policy to right the wrongs of deflation in that economy.I want to get into some of the real hard questions that investors around the world are asking in terms of what's going on in the economy, how it's working out, and what we should look for. So, Chetan, if I can actually start with you. One of the terms that we've heard a lot coming out of China is the anti-involution policy.Can you just lay out briefly for us, what do we mean when we say the anti-involution policy in China?Chetan Ahya: Well, the anti-evolution policy is a response to China's excess capacity and persistent deflation challenge. And in China's context, involution refers to the dynamic where producers compete excessively, resulting in aggressive price cuts and diminishing returns on capital employed. And look, at the heart of this deflation challenge is China's approach of maintaining high real GDP growth with more investment in manufacturing and infrastructure when aggregate demand slows. And in the past few years, policy makers push for investment in manufacturing and infrastructure to offset the sharp slow down in property sector.And as a result, a number of industry sectors now have large excess capacities, explaining this persistent deflationary environment. And after close to two and a half years of deflation, policy makers are recognizing that deflation is not good for the corporate sector, households and the government. And from the past experience, we know that when policymakers in China signal a clear intention, it will be followed up by an intensification of policy efforts to cut capacity in select sectors. However, we think moving economy out of deflation will be challenging. These supply reduction efforts may be helpful but will not be sufficient on their own. And this time for a sustainable solution to deflation problem, we think a pivot is needed – supporting consumption via systematic efforts to increase social welfare spending, particularly targeted towards migrant workers in urban China and rural poor. But we are not optimistic that this solution will be implemented in scale.Seth Carpenter: So that makes sense because in the past when we've been talking about the issue of deflation in China, it's essentially this mismatch between the amount of demand in the economy not being sufficient to match the supply. As you said, you and your team have been thinking that the best solution here would be to increase demand, and instead what the policymakers are doing is reducing supply.So, if you don't think this change in policy, this anti-evolution policy is sufficient to break this deflation cycle – what do you see as the most likely outcome for economic growth in China this year and next?Chetan Ahya: So, this year we expect GDP growth to be around 4.7 percent, which implies that in the back half of the year you'll see growth slowing down to around 4.5 percent because we already grew at 5.2 in the first half. And, going forward we think that, you know, you should be looking more at normal GDP growth set because as we just discussed deflation is a key challenge.So, while we have real GDP growth at 4.7 for 2025, normal GDP growth is going to be 4 percent. And next year, again, we think normal GDP growth will be in that range of 4 percent.Seth Carpenter: That whole spiral of deflation – it's sort of interesting, Japan as an economy has broken that sort of stagnation or disinflation spiral that it was in for 25 years. We've been writing for a long time about the reflation story going on in Japan. Let me ask you, our forecast has been that the reflationary dynamic is there. It's embedded, it's not going away anytime. But, on the other hand, we basically see the Bank of Japan as on hold, not just for the rest of this year, but for all of next year as well.Can you let us know a little bit about what's going on with Japan and why we don't think the Bank of Japan might raise interest rates anytime soon?Chetan Ahya: So, Seth, at the outset, we think BoJ needs still some more time to be sure that we are on that virtuous cycle of rising prices and wages. Yes, both prices and wages have gone up. But it is very clear from the data that a large part of this rise in prices can be attributed to currency depreciation and supply side factors, such as higher energy prices earlier, and food prices now. And similarly, currency depreciation has also played a role in lifting corporate profits, which then has allowed the corporate sector to increase wages.So, if you look at the drivers to rise in prices and wage growth as of now, we think that demand has not really played a big role. To just establish that point, if you look at Japan's GDP, it's just about 1 percent higher than pre-COVID on a real basis. And if you look at Japan's consumption, real consumption trend, it's still 1 percent below pre-COVID levels.So, we think BoJ still needs more time. And just to add one more point on this. BoJ is also conscious about what tariffs will do to Japan's exports, and economy; and therefore, they want to wait for some more time to see the evidence that demand also picks up before they take up a policy rate hike.Seth Carpenter: So, one economy in deflation and policy is probably not enough to prevent it. Another economy that's got reflation, but a very cautious central bank who wants to make sure it continues. Jens, let's pivot now to Europe because at the last policy meeting, President Lagarde of the ECB said pretty, pretty strongly that she thinks the disinflationary process in Europe has come to an end. And that the ECB is basically on hold at this point going forward.Do you agree with her assessment? Do you think she's got it right? You think she's got it wrong? How could she be wrong, if she's wrong? And what's your outlook for the ECB?Jens Eisenschmidt: Yeah, there a ton of questions here. I think I was also struck by the statement as you were. I think there is probably – that's at least my interpretation – a reference here to – Okay, we have come down a long way in terms of inflation in the Euro area. Rather being at 10 percent at some point in the past and now basically at target. And we think; I mean, we just got the data actually, for September in. It's more or less in line with what we had expected up again to 2.3. But that's really it. And then from here it's really down.Very good reasons to believe this will be the case. We have actually inflation below target next year, and the ECB agrees. So that's why I think she can't have made reference to what Liza had because the ECB itself is predicting that inflation from here will fall. So, I think it's really probably rather description of the way traveled. And then there may be some nuances here in the policy prescription forward.So, for now we think inflation will undershoot the target. And we think this undershoot has good chances to extend well into the medium term. So that's the famous 2027 forecast. The ECB in its last installment of the forecast in September doesn't disagree. Or it's actually, in theory at least, in agreement because it has a 1.9 here for 2027. So, it's also below target.But when asked about that at the press conference, the President said, yes, it's actually, very close to 2. So, it really cannot be really distinguished here. So, from that perspective, policy makers probably want to wait it out. In particular for the October meeting, which is not a forecast meeting, we don't expect any change.And then the focus of attention is really on the December meeting with the new forecast. What will 2028 show in their forecast for inflation? And will the 1.9 in [20]27 actually be rather 1.8? In which case I think the discussion on further cuts will heat up. We have a cut for December, and we have another one for March.Seth Carpenter: Of course, very often one of the things that drives inflation is overall economic growth and a key determinant of economic growth tends to be fiscal policy. And there we've got two big economies very much in the headlines right now. Germany, on the one hand, with plans to increase spending both on infrastructure and on defense spending. And then France, who's seen lots of instability, shall we say, with the government as they try to come up with a plan for fiscal consolidation.So, with those two economies in mind, can you walk us through what is the fiscal outlook for Germany, in particular? Is it going to be enough to stimulate overall growth in Europe? And then for France, are they going to be able to get the fiscal consolidation that they're looking for? How do you see those two economies evolving in terms of fiscal policy?Jens Eisenschmidt: Yeah, it's of course neither black or white, as you know. I think here we really look into the German case specifically, as the clear case where fiscal stimulus will happen. It may just not happen as quickly, and it's a very trade open economy. So, it's very much exposed to the current headwinds coming out of China for one. Or also U.S. tariffs. So, from that we conclude our net-net is actually, yes, there is textbook fiscal stimulus. So, basically domestic demand replacing less foreign demand.So that's fine, but just not enough. We see essentially better growth in Germany, but that's more cyclically driven. But it was; it just would not be enough for what you would normally think given the size of the fiscal stimulus, which is enormous. But it will also take some time, this fiscal stimulus to unfold.On the other side in France, as you rightly ask, how much consolidation are we going to get? I think the answer has to be very likely less than what the last – or the previous Prime Minister has had planned. So, all in all, that gets us into a situation of a country that lacks a clear economic policy structure, a clear governance structure; tries to – on a very fragile parliamentary majority – tries to consolidate the budget. Probably gets less consolidation going forward than what would be desirable. And, you know, here is sort of – not really...It's been muddling through a little bit. This is probably a good description of the approach here in France, and we actually have on the lack of a clear economic policy agenda and still some fiscal consolidation. We have actually lackluster growth in France for this year and next.Seth Carpenter: Okay, so what I'm hearing you saying is inflation seems likely to come down and probably undershoot their target causing President Lagarde and the ECB to reconsider how many cuts they're going to do. And then growth probably isn't going to be as stimulated by fiscal policy as I think lots of people in markets are hoping for.Chetan, Jens, thanks for joining us.And to the listeners, thank you for listening. Be sure to turn in tomorrow where I'm going to put Michael Gapen, Morgan Stanley's Chief U.S. Economist on the hot seat, talk about the U.S. and maybe one or two more economies around the world.And if you enjoy this show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or a colleague today.

Michael Shermer sits down with economist and Franklin descendant Dr. Mark Skousen to explore the wit, wisdom, and modern relevance of Benjamin Franklin, the man who bridged science, politics, and philosophy like no other. Shermer and Skousen discuss Franklin's contributions to science, moral philosophy, economics, and religious thought, while asking: What would Franklin make of today's America—its economy, politics, and culture? Mark Skousen holds the Doti-Spogli Chair of Free Enterprise at Chapman University. Known as “America's Economist,” he is the editor of Forecasts & Strategies, an award winning investment newsletter, and producer of FreedomFest, “the world's largest gathering of free minds.” He is the author of over 25 books, incl. his latest, The Greatest American: Benjamin Franklin, The World's Most Versatile Genius.

A government shutdown is looming in the US, with little hope of a last-minute deal to avoid it. Jared Bernstein, the former head of the White House Council of Economic Advisers, joins Bianna to discuss how we got here, and what the impact of a shutdown might be.   Also on today's show: Anshel Pfeffer, Israel correspondent for The Economist; Kori Schake, former US defense department official; Dake Kang, investigative reporter for the Associated Press  Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this Live Greatly podcast episode, Kristel Bauer sits down with Wharton economist and market designer Judd Kessler to discuss his book, LUCKY BY DESIGN: The Hidden Economics You Need to Get More of What You Want.  Tune in now!  Key Takeaways From This Episode: A look into Judd's book, LUCKY BY DESIGN: The Hidden Economics You Need to Get More of What You Want What are some examples of invisible rules Tips to try and get a reservation at a highly sought out restaurant  Going for gold versus going for silver Tips for being successful while auditioning and interviewing Suggestions when looking to apply to colleges ABOUT JUDD KESSLER: Judd B. Kessler is the inaugural Howard Marks Endowed Professor of Business Economics and Public Policy at the University of Pennsylvania's Wharton School. In 2021, Kessler was awarded the prestigious Vernon L. Smith Ascending Scholar Prize for his path breaking scholarship. For his work on the hidden market of organ allocation, Kessler was named one of the “30 under 30” in Law and Policy by Forbes. He is an award-winning teacher whose courses are popular among undergraduates, MBAs, PhD students, and executives, as well as a sought-after speaker. His research and writing have been featured in leading media, such as The New York Times, The Wall Street Journal, The Washington Post, Los Angeles Times, Scientific American, Harvard Business Review, Politico, NPR, Hidden Brain, and Freakonomics, among others. He received a bachelor's degree, MA, and PhD from Harvard University and an MPhil from the University of Cambridge. At Harvard, Kessler trained with Nobel laureate Alvin E. Roth, one of the founders of market design, the area in which he has been conducting research for the past fifteen years.  Connect with Judd Kessler Order Judd's book: https://juddbkessler.com/book  Website: https://juddbkessler.com/  Linkedin: https://www.linkedin.com/in/juddkessler/  Instagram: https://www.instagram.com/juddkessler/  About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to “Live Greatly” while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

Notes and Links to Matthew Boedy's Work        Matthew Boedy has written for many publications and authored three books. He's appeared on CNN and MSNBC and in The New York Times, The Washington Post, and other media outlets.    He has been a leader in faculty organizing since 2020 as president of the Georgia conference of the American Association of University Professors, a national higher education advocacy group.     He completed his Ph.D. in English in 2015 at the University of South Carolina where he also received in 2010 a master's in creative writing. He most prizes his bachelor's degree in journalism in 2001 from the University of Florida and his work at the campus newspaper, the Independent Florida Alligator.     He is a full professor of rhetoric at the University of North Georgia. He researches and writes about religious rhetoric, particularly in the last few years about the rise of Christian Nationalism.     Buy The Seven Mountains Mandate: Exposing the Dangerous Plan to Christianize America and Destroy Democracy     Matthew's Website   Matthew Speaks on WBUR's “Here and Now” on The Seven Mountains Mandate   Article from Mother Jones: “His Book on Charlie Kirk Was About to Come Out. Then His Subject Was Murdered.   At about 1:50, Matthew responds to Pete's question about “exercising different muscles” in writing fiction, academic, and journalism At about 3:15, Matthew gives information on his book-publisher, summary, etc. At about 5:00, Matthew gives background on the book's title and subtitle in cover in response to Pete's question about added resonance for the book since Charlie Kirk's murder At about 8:25, Matthew responds to Pete's question about what Matthew has learned about the Turning Point and Charlie Kirk's influence as seen from outside the United States   At about 10:20, Matthew discusses seeds for the book At about 11:40, Matthew talks about why he wrote two Prefaces for the book, and how the 2024 Presidential Election was a huge turning point for Turning Point At about 12:45, Pete and Matthew trace the book's opening timeline and its significance in tracing the history of the Seven Mountains Mandate  At about 13:55, Matthew summarizes the Seven Mountains Mandates and talks about Charlie Kirk's “conversion” to the philosophy   At about 17:25, Matthew reflects on whether or not Charlie Kirk's “religious fervor” was authentic and on his turn to Christian nationalism  At about 19:45, Matthew responds to Pete's musings about the connection between “grifting” and Charlie Kirk's career At about 21:00, Matthew talks about the connections between the prosperity gospel and the Seven Mountains Mandate At about 22:15, Pete lays out some of the book's early writing on Project 2025, and Matthew expands on its connection to the mandate At about 23:30, Matthew emphasizes how the book is a lot about post-January 6 and connections to the “Mountain of Government" At about 24:10, Matthew talks about Bill Bright and Loren Cunningham and some early iterations of the mandate  At about 27:25, Sara Diamond's prescient writing on the mandates is discussed  At about 29:15, Pete uses a unique analogy to ask Matthew about the ideas of mandates, and Matthew makes a key point about the Mandate as being part of a “minority movement”  At about 32:10, Matthew reflects on Trump's connection to the Mandate and the movement and mutual benefits At about 33:30, Pete and Matthew discuss a staggering stat about American's beliefs in and knowledge of the Mandate At about 34:25, Matthew responds to Pete's question about Charlie Kirk's death and its influence on religious conversion and political engagement  At about 35:20, Matthew talks about Charlie Kirk's role in fulfilling a hole for many millennials and Gen Z and young men, particularly with reradds to a religious direction and “finding [one's] purpose] At about 36:45, Pete asks Matthew about ideas of nonengagement and engagement and connections to Christian fundamentalism  At about 40:10, Matthew explains the “salt and light” metaphor often used by proponents of the Mandate At about 41:10, Matthew talks about Jimmy Carter's “falling out” with evangelicals  At about 43:00, The two discuss the naming of the mandate and tracing the history of the title/metaphor At about 44:20, Matthew talks about his personal experiences and those others who have been listed on the Professors' Watchlist At about 47:00, Matthew traces Charlie Kirk's connections and contradictions involving higher education, as well as his “origin story” At about 49:40, Matthew recounts a memorable trip to a TPUSA event at the University of GA where higher ed was ridiculed   At about 51:05, Matthew reflects on connections between state budgets and philosophies on public school and voucher programs  At about 52:40, Matthew discusses distinctions between “republic” vs. “democracy” and notes important links to the Mandate At about 56:15, Matthew reflects on the usage and meanings of “stewardship” in certain circles  At about 57:30, Matthew responds to Pete's question about Charlie Kirk's seemingly-contradictory attitude towards Israel and Jewish people   At about 1:00:05, Pete and Matthew talks about ideas of manhood and male bonding and “warrior” archetypes and TPUSA's tokenization and abuse towards minorities of all types  At about 1:02:55, Matthew discusses Erika Kirk's trapeze act of being an emboldened and powerful businesswoman and political force, as well as complementary partner/“stay in the home” woman and mother At about 1:05:15, Pete quotes a line about Charlie Kirk astutely learning how to “erase history,” and Matthew discussed particular mentors who taught him this lesson At about 1:07:30, Conspiracy theories and religious connections to the Mandate are discussed, including how The Great Reset as a conspiracy was hyped and sidelined by TPUSA  At about 1:08:50, Andrew Breitbart and Jon Root as representative of the Entertainment Mandate are discussed  At about 1:10:25, Matthew discusses Benny Johnson and the “cultural buckets” that have been repurposed through meme culture At about 1:11:55, Matthew talks about Neil Postman's book, Amusing Ourselves to Death, and its close connection to the Seven Mountains Mandate and politics as entertainment  At about 1:12:55, the two discuss the “pomp and circumstance” that pervades politics, including the proposed UFC fight at the White House At about 1:14:55, Pete asks Matthew about the idea of Charlie Kirk's possible future as a “martyr”      You can now subscribe to the podcast on Apple Podcasts, and leave me a five-star review. You can also ask for the podcast by name using Alexa, and find the pod on Stitcher, Spotify, and on Amazon Music. Follow Pete on IG, where he is @chillsatwillpodcast, or on Twitter, where he is @chillsatwillpo1. You can watch other episodes on YouTube-watch and subscribe to The Chills at Will Podcast Channel. Please subscribe to both the YouTube Channel and the podcast while you're checking out this episode.       Pete is very excited to have one or two podcast episodes per month featured on the website of Chicago Review of Books. The audio will be posted, along with a written interview culled from the audio. His conversation with Hannah Pittard, a recent guest, is up at Chicago Review.     Sign up now for The Chills at Will Podcast Patreon: it can be found at patreon.com/chillsatwillpodcastpeterriehl      Check out the page that describes the benefits of a Patreon membership, including cool swag and bonus episodes. Thanks in advance for supporting Pete's one-man show, DIY podcast and extensive reading, research, editing, and promoting to keep this independent podcast pumping out high-quality content!    This month's Patreon bonus episode features an exploration of flawed characters, protagonists who are too real in their actions, and horror and noir as being where so much good and realistic writing takes place.    Pete has added a $1 a month tier for “Well-Wishers” and Cheerleaders of the Show.     This is a passion project, a DIY operation, and Pete would love for your help in promoting what he's convinced is a unique and spirited look at an often-ignored art form.    The intro song for The Chills at Will Podcast is “Wind Down” (Instrumental Version), and the other song played on this episode was “Hoops” (Instrumental)” by Matt Weidauer, and both songs are used through ArchesAudio.com.    Please tune in for Episode 300 with Nathan Thrall, an American writer living in Jerusalem. In 2024, he received the Pulitzer Prize for General Nonfiction for A Day in the Life of Abed Salama. An international bestseller, it was translated into more than thirty languages, selected as a New York Times Book Review Editors' Choice, and named a best book of the year by over twenty publications, including The New Yorker, The Economist, and Time. He spent a decade at the International Crisis Group, where he was director of the Arab-Israeli Project, and has taught at Bard College.     The episode airs on September 30, and Pete is thrilled and stunned to make it to Episode 300. Thanks to all of those who have helped him make it to 300 episodes.    Please go to ceasefiretoday.org, and/or https://act.uscpr.org/a/letaidin to call your congresspeople and demand an end to the forced famine and destruction of Gaza and the Gazan people.

Benedetti pide que renuncien a la VISAPetro de nuevo ataca a Trump El homenaje a Petro que le hace Angie Rodríguez Petro ataca The Economist 

In the Google search case, a forced spin-off of Chrome was never gonna happen, but a court-ordered divestiture of GAM isn't beyond the pale in the ad tech case, says Geoffrey Manne, president and founder of the International Center for Law and Economics.

Hey Smarties! Today we're sharing a special bonus episode from “How We Survive.” It's a conversation between host Amy Scott, “Marketplace” host Kai Ryssdal and Pulitzer Prize winning science writer Elizabeth Kolbert. Together, they dig into how the climate crisis is triggering economic disruption. Plus, some solutions to be hopeful about.And, we get a peek into Kolbert's forthcoming book, ”Life on a Little-Known Planet: Dispatches from a Changing World.” In this collection of her most influential essays, Kolbert takes readers around the globe, telling stories about caterpillars, whale conversations and the people trying to preserve our planet.This conversation was recorded live, over Zoom, in front of an audience. You can watch the webinar here. The event is presented by Odoo with additional underwriting support from The Economist. 

What if we told you that Donald Trump is a really unpopular president? Would that surprise you? It's not something you hear much in the media. Yet in recent days new polls from the Associated Press, Gallup, Quinnipiac, Reuters, and the Economist all show Trump's approval rating in terrible shape. He's in the toilet on specific issues, too: On the economy and trade he's polling in the 30s, and he's deeply underwater on immigration, his “best” issue. Many of his most dramatic recent moments, from the failed Jimmy Kimmel ouster to the buffoonish indictment of James Comey, have flopped. We talked to Lakshya Jain, co-founder of the data firm Split Ticket and head of political data at The Argument, who's been explaining that Trump is in a weak position. We talked about what the new data really shows, why the media—and Democrats!—still reflexively assume Trump is “strong,” and what it all means for the 2026 midterms. Looking for More from the DSR Network? Click Here: https://linktr.ee/deepstateradio Learn more about your ad choices. Visit megaphone.fm/adchoices

We're dropping into your feeds today to share this special bonus episode.It's a conversation between host Amy Scott, Marketplace host Kai Ryssdal and Pulitzer Prize-winning science writer Elizabeth Kolbert. We talk about how the accelerating climate crisis is creating economic disruption. And we get into some of the solutions that are giving us hope right now.  This conversation was recorded live, over Zoom, in front of an audience. It's presented by Odoo with additional underwriting support from The Economist. 

Hey Smarties! Today we're sharing a special bonus episode from “How We Survive.” It's a conversation between host Amy Scott, “Marketplace” host Kai Ryssdal and Pulitzer Prize winning science writer Elizabeth Kolbert. Together, they dig into how the climate crisis is triggering economic disruption. Plus, some solutions to be hopeful about.And, we get a peek into Kolbert's forthcoming book, ”Life on a Little-Known Planet: Dispatches from a Changing World.” In this collection of her most influential essays, Kolbert takes readers around the globe, telling stories about caterpillars, whale conversations and the people trying to preserve our planet.This conversation was recorded live, over Zoom, in front of an audience. You can watch the webinar here. The event is presented by Odoo with additional underwriting support from The Economist. 

We're dropping into your feeds today to share this special bonus episode.It's a conversation between host Amy Scott, Marketplace host Kai Ryssdal and Pulitzer Prize-winning science writer Elizabeth Kolbert. We talk about how the accelerating climate crisis is creating economic disruption. And we get into some of the solutions that are giving us hope right now.  This conversation was recorded live, over Zoom, in front of an audience. It's presented by Odoo with additional underwriting support from The Economist. 

What if we told you that Donald Trump is a really unpopular president? Would that surprise you? It's not something you hear much in the media. Yet in recent days new polls from the Associated Press, Gallup, Quinnipiac, Reuters, and the Economist all show Trump's approval rating in terrible shape. He's in the toilet on specific issues, too: On the economy and trade he's polling in the 30s, and he's deeply underwater on immigration, his “best” issue. Many of his most dramatic recent moments, from the failed Jimmy Kimmel ouster to the buffoonish indictment of James Comey, have flopped. We talked to Lakshya Jain, co-founder of the data firm Split Ticket and head of political data at The Argument, who's been explaining that Trump is in a weak position. We talked about what the new data really shows, why the media—and Democrats!—still reflexively assume Trump is “strong,” and what it all means for the 2026 midterms. Looking for More from the DSR Network? Click Here: https://linktr.ee/deepstateradio Learn more about your ad choices. Visit megaphone.fm/adchoices

What if we told you that Donald Trump is a really unpopular president? Would that surprise you? It's not something you hear much in the media. Yet in recent days new polls from the Associated Press, Gallup, Quinnipiac, Reuters, and the Economist all show Trump's approval rating in terrible shape. He's in the toilet on specific issues, too: On the economy and trade he's polling in the 30s, and he's deeply underwater on immigration, his “best” issue. Many of his most dramatic recent moments, from the failed Jimmy Kimmel ouster to the buffoonish indictment of James Comey, have flopped. We talked to Lakshya Jain, co-founder of the data firm Split Ticket and head of political data at The Argument, who's been explaining that Trump is in a weak position. We talked about what the new data really shows, why the media—and Democrats!—still reflexively assume Trump is “strong,” and what it all means for the 2026 midterms. Looking for More from the DSR Network? Click Here: https://linktr.ee/deepstateradio Learn more about your ad choices. Visit megaphone.fm/adchoices

Economists urge smarter taxes, Celtic treasure uncovered in western Bohemia and David Kratochvil breaks world record in men's 400m freestyle at the World Para Swimming Championships

Middle East correspondent for The Economist, Gregg Carlstrom joined us to talk about what to expect from today's meeting between Trump and Netanyahu.

In this special interview episode, we sit down with economist Brett Dolter to explore the future of clean energy in Saskatchewan and beyond. From the politics of power generation to the technical challenges of renewables in extreme cold, Brett offers a candid and insightful look at what it will take to transition to a greener grid. Brett Dolter is an Associate Professor in the Department of Economics, University of Regina where he teaches courses in climate change policy, microeconomics, cost-benefit analysis, and ecological economics. Brett's research is focused on modelling the costs and consequences of climate and energy policy. Current research projects include analyzing the distributional impacts of carbon pricing in Canada; modelling the cost of decarbonizing the Canadian electricity system; and exploring public support for competing energy futures in Regina, Saskatchewan. The report on SaskPower vs fed regulations Dolter published here (PDF) We discuss why Saskatchewan, despite its world-class solar and wind resources, lags behind provinces like Alberta in renewable adoption, and how monopoly structures and regulatory frameworks have slowed progress. Brett explains how reforming electricity rate structures could accelerate electrification, make rooftop solar more attractive, and help families save money in the long run. The conversation also covers the engineering realities of renewable energy in cold climates—from wind turbines to heat pumps—and looks at innovations from around the world, including northern China, that could be adapted for the Prairies. Finally, Brett dives into the political dimensions of the energy transition, reflecting on public opinion, partisan divides, and the path forward for renewables in Saskatchewan. This is an eye-opening discussion about the intersection of policy, technology, and economics—and why the choices made today will shape our energy future for decades to come. Contact Us cleanenergyshow@gmail.com or leave us an online voicemail: http://speakpipe.com/clean Support The Clean Energy Show Join the Clean Club on our Patreon Page to receive perks for supporting the podcast and our planet! PayPal Donate offers one-time or regular donations. Store Visit The Clean Energy Show Store for T-shirts, hats, and more!. Copyright 2025 Sneeze Media.

Stocks take a breather after a huge run. Economist talking out of both sides of their mouths. Circular finance and vendor financing – all the rage. Andrew Wilkenson, Director of Trading Education at Interactive Brokers.  NEW! DOWNLOAD THIS EPISODE'S AI GENERATED SHOW NOTES (Guest Segment) Andrew Wilkenson, Director of Trading Education at Interactive Brokers. Andrew joined Interactive Brokers in 2007 with a background in interest rate and derivative trading in the city of London during the 1990s. Andrew joined IBKR to create market commentary about stocks, options, forex and bonds for the website before helping create the IBKR Campus, which covers Traders' Insight, Traders' Academy, webinars, podcasts and a variety of other financial training for investors of all levels. Andrew has an MBA from Rollins College FL. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info - https://envestology.com/ Stocks mentioned in this episode: (CRCL), (KSS), (FIOG), (WMT), ROST), (NVDA), (TSLA)

Economist, author, Adjunct Scholar at the Cato Institute, and co-host of the Words & Numbers podcast, Dr. Antony Davies joins Josh to discuss Deficit Day, the national debt, tariffs, and possible ways we can get ourselves out of this economic mess. Dr. Davies also takes time to answer questions submitted by the Fed Haters Club.   Follow Antony's show Words & Numbers: https://podcasts.apple.com/us/podcast/words-numbers/id1237781005   https://open.spotify.com/show/5MUcXpKrH4QzFisyy8Ucll?si=k4qR8W7HQ6SP6ipQb44Arg   Follow Antony on X:   https://x.com/antonydavies?s=21&t=S8JoQpY3m4n6bFrTo8tLrg  

Our Co-Head of Securitized Products Research James Egan joins our Chief Economic Strategist Ellen Zentner to discuss the recent challenges facing the U.S. housing market, and the path forward for home buyers and investors. Read more insights from Morgan Stanley.----- Transcript ----- James Egan: Welcome to Thoughts on the Market. I'm James Egan, U.S. Housing Strategist and Co-Head of Securitized Products Research for Morgan Stanley. Ellen Zentner: And I'm Ellen Zentner, Chief Economic Strategist and Global Head of Thematic and Macro Investing at Morgan Stanley Wealth Management. James Egan: And today we dive into a topic that touches nearly every American household, quite literally. The future of the U.S. housing market. It's Thursday, September 25th at 10am in New York. So, Ellen, this conversation couldn't be timelier. Last week, the Fed cut interest rates by 25 basis points, and our chief U.S. Economist, Mike Gapen expects three more consecutive 25 basis point cuts through January of next year. And that's going to be followed by two more 25 basis point cuts in April and July. But mortgage rates, they're not tied to fed funds. So even if we do get 6.25 bps cuts by the end of 2026, that in and of itself we don't think is going to be sufficient to bring down mortgage rates, though other factors could get us there.Taking all that into account, the U.S. housing market appears to be a little stuck. The big question on investors' minds is – what's next for housing and what does that mean for the broader economy? Ellen Zentner: Well, I don't like the word stuck. There's no churn in the housing market. We want to see things moving and shaking. We want to see sellers out there. We want to see buyers out there. And we've got a lot of buyers – or would be buyers, right? But not a lot of sellers. And, you know, the economy does well when things are moving and shaking because there's a lot of home related spending that goes on when we're selling and buying homes. And so that helps boost consumer spending. Housing is also a really interest rate sensitive sector, so you know, I like to say as goes housing, so goes the business cycle. And so, you don't want to think that housing is sort of on the downhill slide or heading toward a downturn [be]cause it would mean that the entire economy is headed toward a downturn. So, we want to see housing improve here. We want to see it thaw out. I don't like, again, the word stuck, you know. I want to see some more churn. James Egan: As do we, and one of the reasons that I wanted to talk to you today is that you are observing all of these pressures on the U.S. housing market from your perspective in wealth management. And that means your job is to advise retail clients who sometimes can have a longer investment time horizon. So, Ellen, when you look at the next decade, how do you estimate the need for new housing units in the United States and what happens if we fall short of these estimated targets? Ellen Zentner: Yeah, so we always like to say demographics makes the world go round and especially it makes the housing market go round. And we know that if you just look at demographic drivers in the U.S. Of those young millennials and Gen Z that are aging into their first time home buying years – whether they're able to immediately or at some point purchase a home – they will want to buy homes. And if they can't afford the homes, then they will want to maybe rent those single-family homes. But either way, if you're just looking at the sheer need for housing in any way, shape, or form that it comes, we're going to need about 18 million units to meet all of that demand through 2030. And so, when I'm talking with our clients on the wealth management side, it's – Okay, short term here or over the next couple of years, there is a housing cycle. And affordability is creating pressures there. But if we look out beyond that, there are opportunities because of the demographic drivers – single family rentals, multi-family. We think modular housing can be something big here, as well. All of those solutions that can help everyone get into a home that wants to be. James Egan: Now, you hit on something there that I think is really important, kind of the implications of affordability challenges. One of the things that we've been seeing is it's been driving a shift toward rentership over ownership. How does that specific trend affect economic multipliers and long-term wealth creation? Ellen Zentner: In terms of whether you're going to buy a single-family home or you're going to rent a single-family home, it tends to be more square footage and there's more spending that goes on with it. But, of course, then relatively speaking, if you're buying that single family home versus renting, you're also going to probably spend a lot more time and care on that home while you're there, which means more money into the economy. In terms of wealth creation, we'd love to get the single-family home ownership rate as high as possible. It's the key way that households build intergenerational wealth. And the average American, or the average household has four times the wealth in their home than they do in the stock market. And so that's why it's very important that we've always created wealth that way through housing; and we want people to own, and they want to own. And that's good news. James Egan: These affordability challenges. Another thing that you've been highlighting is that they've led to an internal migration trend. People moving from high cost to lower cost metro areas. How is this playing out and what are the economic consequences of this migration? Ellen Zentner: Well, I think, first of all, I think to the wonderful work that Mark Schmidt does on the Munis team at MS and Co. It matters a great deal, ownership rates in various regions because it can tell you something about the health of the metropolitan area where they are. Buying those homes and paying those property taxes. It can create imbalances across the U.S. where you've got excess supply maybe in some areas, but very tight housing supply in others. And eventually to balance that out, you might even have some people that, say, post-COVID or during COVID moved to some parts of the country that have now become very expensive. And so, they leave those places and then go back to either try another locale or back to the locale they had moved from. So, understanding those flows within the U.S. can help communities understand the needs of their community, the costs associated with filling those needs, and also associated revenues that might be coming in. So, Jim, I mentioned a couple of times here about single family renting, and so from your perch, given that growing number of single-family rentals, how is that going to influence housing strategy and pricing? James Egan: It is certainly another piece of the puzzle when we look at like single family home ownership, multi-unit rentership, multi-unit home ownership, and then single family rentership. Over the past 15 years, this has been the fastest growing way in which kind of U.S. households exist. And when we take a step back looking at the housing market more holistically – something you hit on earlier – supply has been low, and that's played a key role in keeping prices high and affordability under pressure. On top of that, credit availability has been constrained. It's one of the pillars that we use when evaluating home prices and housing activity that we do think gets overlooked. And so even if you can find a home to buy in these tight inventory environments, it's pretty difficult to qualify for a mortgage. Those lending standards have been tight, that's pushed the home ownership rate down to 65 percent. Now, it was a little bit lower than this, after the Great Financial Crisis, but prior to that point, this is the lowest that home ownership rates have been since 1995. And so, we do think that single family rentership, it becomes another outlet and will continue to be an important pillar for the U.S. housing market on a go forward basis. So, the economic implications of that, that you highlighted earlier, we think that's going to continue to be something that we're living with – pun only half intended – in the U.S. housing market. Ellen Zentner: Only half intended. But let me take you back to something that you said at the beginning of the podcast. And you talked about Gapen's expectation for rate cuts and that that's going to bring fed funds rate down. Those are interest rates, though that don't impact mortgage rates. So how do mortgage rates price? And then, how do you see those persistently higher mortgage rates continuing to weigh on affordability. Or, I guess, really, what we all want to know is – when are mortgage rates going to get to a point where housing does become affordable again? James Egan: In our prior podcast, my Co-Head of Securitized Products Research, Jay Bacow and myself talked about how cutting fed funds wasn't necessarily sufficient to bring down mortgage rates. But the other piece of this is going to be how much lower do mortgage rates need to go? And one of the things we highlighted there, a data point that we do think is important. Mortgage rates have come down recently, right? Like we're at our lowest point of the year, but the effective rate on the outstanding market is still below 4.25 percent. Mortgage rates are still above 6.25 percent, so the market's 200 basis points out of the money. One of the things that we've been trying to do, looking at changes to affordability historically. What we think you really need to see a sustainable growth in housing activity is about a 10 percent improvement in affordability. How do we get there? It's about a 5.5 percent mortgage rate as opposed to the 6 1/8th to 6.25 where we were when we walked into this recording studio today. We think there will be a little bit response to the move in mortgage rates we've already seen. Again, it's the lowest that rates have been this year, and there have been some… Ellen Zentner: Are those fence sitters; what we call fence sitters? People that say, ‘Oh gosh, it's coming down. Let me go ahead and jump in here.' James Egan: Absolutely. We'll see some of that. And then from just other parts of the housing infrastructure, we'll see refinance rates pick up, right? Like there are borrowers who've seen originations over the course of the past couple years whose rates are higher than this. Morgan Stanley actually publishes a truly refinanceable index that measures what percentage of the housing market has at least a 25 basis point incentive to refinance. Housing market holistically after this move? 17 percent? Mortgages originated in the last two years, 61 percent of them have that incentive. So, I think you'll see a little bit more purchase activity. Again, we need to get to 5.5 percent for us to believe that will be sustainable. But you'll also see some refinance activity as well, right? Ellen Zentner: Right, it doesn't mean you get absolutely nothing and then all of a sudden the spigot opens when you get to 5.5 percent. Anecdotal evidence, I have a 2.7 percent 30-year mortgage and I've told my husband, I'm going to die in this apartment. I'm not moving anywhere. So, I'm part of the problem, Jim. James Egan: Well, congratulations to you on the mortgage… Ellen Zentner: Thank you. I wasn't trying to brag, But yes, it feels like, you know, your point on perspective folks that are younger buyers, you know, are looking at the prevailing mortgage rate right now and saying, ‘My gosh, that's really high.' But some of us that have been around for a lot longer are saying, ‘Really, this is fine.' But it's all relative speaking. James Egan: When you have over 60 percent of the mortgage market that has a rate below 4.5 percent, below 4 percent, yes, on a long-term basis, mortgage rates don't look particularly high. They're very high relative to the past 15 years, and to your point on a 2.7 percent mortgage rate, there's no incentive for you... Or there's limited incentive for you to sell that home, pay off that 2.7 percent mortgage rate, buy a new home at higher prices, at a much higher mortgage rate. That has – I know you don't like the word stuck – but it has been what's gotten this housing market kind of mired in its current situation. Price is very protective. Activity pretty low. Ellen Zentner: Jim, we've been talking about all the affordability issues and so let's set mortgage rates aside and talk about policy proposals. Are there specific policies that could also help on the affordability front? James Egan: So, there's a number of things that we get questions about on a pretty regular basis. Things like GSE reform, first time home buyer tax credits, things that could potentially spur supply. And look, the devil is in the details here. My colleague, Jay Bacow, has done a lot of work on GSE reform and what we're really focusing on there is the nature of the guarantee as well as the future of regulation and capital charges. For instance, U.S. banks own approximately one-third of the agency mortgage-backed securities market. Any changes to regulatory capital as a result of GSE reform, that could have implications for their demand, and that's going to have implications on mortgage rates, right? First time home buyer tax credits. We have seen those before – the spring of 2008 to 2010, and if we use that as a case study, we did see a temporary rise in home sales and a pause in the pace with which home prices were falling. But the effects there were temporary. Sales and prices wouldn't hit their post housing crisis lows until after those programs expired. Ellen Zentner: Right. So, you were incentivized to buy the house. You get the credit; you buy the house. But then unbeknownst to any economist out there, housing valuations continued to fall. James Egan: You could argue that it maybe pulled some demand forward. And so, you saw a lot of it concentrated and then the absence of that demand afterwards. And then on the supply side, there are a number of different programs we have touched on, some of them in these podcasts in the past. And then some of those questions become what needs to go through Congress, what is more kind of local municipality versus federal government. But look, the devil's in the details. It's an incredibly interesting housing market. Probably one that's going to be the source of many podcasts to come. So, Ellen, given all these challenges facing the U.S. housing market. Where do you see the biggest opportunities for retail investors? Ellen Zentner: So, in our recent note Housing in the Next Decade, we took a look at single family renting; you and I have talked about how that's likely to still be in favor for some time. REITs with exposure to select U.S. rental markets; what about senior housing? That is something that you've done deep research on, as well. Senior and affordable housing providers, home construction and materials companies. What about building more sustainable homes with a good deal of the climate change that we're seeing. And financial technology firms that offer flexible financing solutions. So, these are some of the things that we think could be in play as we think about housing over the long term. James Egan: Ellen, thank you for all your insights. It's been a pleasure to have you on the podcast. And I guess there's a key takeaway for investors here. Housing isn't just about where we live, it's about where the economy is headed. Ellen Zentner: Exactly. Always a pleasure to be on the show. Thanks, Jim. James Egan: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.

Steve breaks down what to look for when you look at the Bureau of Labor Statistics report for the US economy. Georgia may be the 10th state to become income tax-free. See omnystudio.com/listener for privacy information.

Steve breaks down what to look for when you look at the Bureau of Labor Statistics report for the US economy. Georgia may be the 10th state to become income tax-free. 

In the second episode of our Trade series, Nick and Goldy talk with author Nat Dyer about his book Ricardo's Dream: How Economists Forgot the Real World and Led Us Astray. Dyer reveals how David Ricardo's famous theory of comparative advantage—long touted as proof that free trade is always a win-win—was built on unrealistic assumptions and a false history. They trace how this elegant but misleading model fueled globalization, masked exploitation, and locked nations into centuries of stagnation. From Trump's tariff tantrums to Biden's “small yard, high fence” strategy, their conversation challenges the myths of free trade and asks: when does trade strengthen societies, and when does it doom them to decline? Nat Dyer is a writer and researcher specializing in global political economy and author of the book Ricardo's Dream: How Economists Forgot the Real World and Led Us Astray. He is a Fellow of the Schumacher Institute and the Royal Society of Arts. He has worked for Global Witness and for Promoting Economic Pluralism, and his stories have been reported on by the BBC, the New York Times, and Bloomberg. Social Media: @natjdyer.bsky.social @natjdyer Further reading:  Ricardo's Dream: How Economists Forgot the Real World and Led Us Astray Escape from Model Land: How Mathematical Models Can Lead Us Astray and What We Can Do about It Website: http://pitchforkeconomics.com Instagram: @pitchforkeconomics Threads: pitchforkeconomics Bluesky: @pitchforkeconomics.bsky.social Twitter: @PitchforkEcon, @NickHanauer, @civicaction YouTube: @pitchforkeconomics LinkedIn: Pitchfork Economics Substack: ⁠The Pitch⁠