Podcasts about lazy money

In this episode of Beyond the Money, Jackie Campbell discusses the impact of market volatility on retirement planning. She emphasizes the importance of having a solid financial plan, understanding the concept of 'lazy money', and the necessity of risk management in uncertain times. The conversation also highlights the significance of a diversified portfolio and shares real-life retirement experiences to illustrate the importance of proactive financial planning. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

This week on Beyond the Money Podcast, Jackie Campbell discusses the current state of the market, the implications for retirement strategies, and the concept of 'lazy money.' She emphasizes the importance of having a proactive retirement plan to navigate market volatility and address the risks associated with stagnant investments. The conversation highlights the need for individuals to assess their financial strategies and ensure their money is working effectively for them. For more information or to schedule a consultation call 352-251-1015 or visit www.mycampbellandco.com! Follow us on social media: Facebook | YouTube | X | InstagramSee omnystudio.com/listener for privacy information.

This week, Brandon Bowen discusses the concept of 'lazy money' in retirement planning, emphasizing the importance of identifying and reallocating funds that are not actively working for individuals. He highlights the significance of having a second opinion on financial strategies and how to prioritize retirement goals to ensure a fulfilling retirement experience. Like what you hear? Get a second opinion today

What is lazy money and why do you want to not have too much of it in your retirement portfolio? Simply put, lazy money is money that isn't growing as much as it could be. Having your money grow and work for you is a key part of building a solid portfolio, so Eric breaks down some strategies to help get the most out of your money in this episode. Here's some of what we discuss in this episode: Defining the term “lazy money.” Making sure that you are getting the most out of your money. The concept of investing with your conscience or “moral investing.” How lazy money can be dangerous. Getting your money to make more money for you. Get in touch with the Peterson Financial team: https://petersonfg.com/

In today's conversation, we'll share what we're talking about when we say "lazy money."    

https://pfgwm.com/wp-content/uploads/sites/2/2024/03/Investing-Simplified-03.10.24.mp3 There are a lot of people with great intentions for their finances who are led astray by biased advice from financial advisors. There are also a lot of people who are simply operating under bad financial advice in general. That's why Price Financial Group Wealth Management decided to start a radio show called Investing Simplified®. They wanted to use the show as a simple way to educate people about the truths of finance and investing. We aim to provide investors, of a varying type or degree of experience, with an edifying experience through the information our veteran hosts and numerous guest-experts will deliver. Our Hosts: Robert (Bo) Caldwell, CFP®, ChFC® Email: bo@pricefg.com Schedule an Appointment Matt Mai, CIO Email: matt@pricefg.com Schedule an Appointment Matt Sudol, Wealth Advisor Email: mattsudol@pfgwm.com Schedule an Appointment Thank you to our callers, investingsimplifiedradio.com visitors, and listeners for your questions. You make Investing Simplified® possible! Miss an episode of Investing Simplified®? No problem! Catch all our latest shows on our website at pricefg.com.

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments.   Here's what we discuss in this episode: What are we talking about when we say, “lazy money?” The current interest rate landscape + why people end up with too much lazy money in their portfolio Addressing excess lazy money by calculating a "war chest,” understanding your income plan, and fine-tuning investments Achieving a “Goldilocks” allocation of assets that is just right for your financial goals   Want to connect with us? https://listentoscott.com/ https://elevatemyretirement.com/our-team/scott-m-dougan/ 913-393-4724

In this episode of Our 2 Cents, Steve and Gabriel discuss two interesting topics on opposite ends of the spectrum: Bitcoin and "Lazy Money." They talk about the recent approval of Bitcoin ETFs and the potential for mainstream investors to enter the Bitcoin market. Plus, they share ideas for that cash sitting idle in a savings account. Breaking Down Bitcoin ETFs:The basics: What is Bitcoin and the blockchain?The future of Bitcoin - is it a digital currency or an asset?The introduction of Bitcoin ETFsShould you consider buying Bitcoin or a Bitcoin ETF?Put Your "Lazy Money" to Work:What we mean when we say lazy money, and what makes it "lazy?"Why do people sometimes have too much money on the sidelines?What are some ideas to put that lazy money to work?

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments. We'll discuss the new dynamics of managing your funds in a world where traditional saving methods are seeing better returns. Are these options now a viable part of a savvy investment strategy, or are there still better ways to make your money work harder for you?   Show Notes & Info: Schedule A Call With Scott: talkwithscott.net Tax-Free Toolkit: https://5p7b1gdm.pages.infusionsoft.net/

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments. We'll discuss the new dynamics of managing your funds in a world where traditional saving methods are seeing better returns. Are these options now a viable part of a savvy investment strategy, or are there still better ways to make your money work harder for you?   Important Links: Website: https://www.cpweldegroup.com/ Call: 610-388-7705   Financial Planning and Advisory Services are offered through Prosperity Capital Advisors ("PCA") an SEC registered investment adviser with its principal place of business in the State of Ohio. CP Welde Group and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice. Insurance and tax services offered through CP Welde Group are not affiliated with PCA. Information received from this podcast should not be viewed as individual investment advice. Product discussions and illustrations are hypothetical in nature and will vary based on many factors including, but not limited to, age, health, product, insurance carrier and product design. You should consult the insurance carrier website and policy for detailed information. Content may have been created by a Third Party and was not written or created by a PCA affiliated advisor and does not represent the views and opinions of PCA or its subsidiaries.  For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.

On this episode we discuss a variety of questions that surround the concept of “Lazy Money” and strategies to address concerns that seem to exist around it. Glenn is available for in person and online meetings if you'd like to discuss or strategize about your personal situation. Simply give us a call at (336) 291-3535 or visit ScheduleSomeTime.com to get on his calendar. As always, please remember to click the “Share” button to share our podcast with friends, family and colleagues.   Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Adviser. Horter Investment Management does not provide legal or tax advice. Investment Adviser Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Roadmap Financial Consulting, LLC. Securities transactions for Horter Investment Management clients are placed through AXOS Advisor Services, Charles Schwab & Co. Inc., and Nationwide Advisory Solutions.

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments.   Here's some of what we discuss in this episode: What do we mean by lazy money? Why we should still be concerned about having too much lazy money. The dangers to your retirement if you're too conservative. How we help people shift their mindset and look at other investment options.   To get in touch with Mike, visit our website: http://principalpreservationservices.com

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments. We'll discuss the new dynamics of managing your funds in a world where traditional saving methods are seeing better returns. Are these options now a viable part of a savvy investment strategy, or are there still better ways to make your money work harder for you?   Important Links: Pathfinder Wealth Management: http://pathfinderadvisory.com/ Schedule A 15 Minute Consult: http://PathfinderChat.com

Is 'Lazy Money' still a concern in 2024's higher interest rate landscape? In this episode, we explore this question, examining how the recent rise in interest rates affects the money sitting in savings accounts, CDs, and conservative investments.   Here's some of what we discuss in this episode: 6:07 – What is lazy money? 7:42 – Finding the right amount for your emergency fund 10:42 – An advisor's role with lazy money 17:10 – Having a long-term perspective   For more, visit us online: http://philstaxhacks.com Watch the video podcast on YouTube: Phil's Tax Hacks and Other Retirement Facts  

Nick Hopwood is a Certified Financial Planner, Founder, and President Peak Wealth. PeakWM.com. No lazy money. Trust the plan. Market in November was the 18th best monthly return in the S&P 500 since 1950. When you have a great month like this, looking forward, the average return over the next year is up 9% and up 80% of the time.

In this 2-minute episode, Brian discusses what lazy money is and how to put it to work for you. 

The Alan Cox Show

Nick Hopwood is a Certified Financial Planner, Founder, and President Peak Wealth. PeakWM.com. 1.) Inflation coming back? 2.) No Lazy Money.

“The Week in Review”  is where we talk about current events for the everyday investor and homebuyer.Watch the Youtube videoTHIS WEEK IN REVIEW TOPICS:Topic #1: Landlords.co.nz 10th of July - Sales slowly getting back to market driven cycleTopic #2: Stuff 12th of July -'Lazy money' costing average Kiwi adult $1000 a yearTopic #3: Interest.co.nz 12thof July- More than 105,000 overseas workers have arrived in New Zealand since the beginning of the yearTopic #4: Newshub 10th of July- Cost of Living: Westpac warns 'average' Auckland mortgages could skyrocket by $1600Topic #5 Stuff 10th of July - Online tool allowing users to see properties landlords own taken downSupport the show*Nothing from this episode should be taken as individual financial advice. *Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

From initial skepticism to financial security—join me as I explain my journey and why I was astonished by the Infinite Banking system. Infinite banking can lead to an unexpected twist in your wealth growth journey, a two degree change in your financial trajectory now, that may lead to a completely different flight path. Get ready for a surprising revelation that will leave you questioning everything you thought you knew about a 150+ year old financial instrument that has survived even great depression and that was used by the wealthy of this country for 7+ generations . Welcome to Part 2 of how to make your money work hard in your own bank.In this episode, I delve deeper into the advantages of the Infinite banking system, an alternative savings strategy, for your LAZY money, solving the problem you probably didn't know you had...As someone who is passionate about helping individuals build wealth, I believe that the Infinite banking system offers a unique opportunity to maximize savings growth while providing protection and flexibility for individuals. This system provides tax-free compounded growth, contributions without limit,  high liquidity and easy access, allowing individuals to access their money for expenses, investments, education and more. Learn the Infinite Banking System, how it is structured properly in a nutshell, how to create the system, how to utilize it for different purposes most efficiently without interrupting the magic of compounding and what next steps for you to understand and implement it in your financial structure. I also share some historical evidence of individuals, such as Rockefellers, Walt Disney and JCPenney, who have utilized this system to their advantage in most trying times in their lives.  Overall, I encourage listeners to consider the Infinite banking system and utilize the available education to ensure full understanding and implementation to Grow, Preserve, Protect and Pass Generational Wealth.There is a reason why NOW is the best time to take action, listen in and learn why I say that. Wondering where to go from here? See if this is right fit strategy for you on a quick 15 minute call: bit.ly/callthinkBonus Offer:  Book a FREE 60-minute Strategy session today to understand how this can be implemented in your custom scenario. bit.ly/infinThink Outside The Stocks brings you industry experts and guests to share their knowledge and expertise. To invest with them directly, please do your own thorough partner and investment due diligence.To participate in the thoroughly vetted investments and strategic partners alongside us as our passive partners, join our Investor Inner Circle for FREE Access FREE investor education, and join our community in the members-only area.To start your journey, download Active Cashflow with Passive Real Estate Investments.Read the full description at https://thinkoutsidethestocks.com/podcastCONNECT WITH MADHAVI JAIN: LinkedIn, FB or IG Disclaimer: This podcast is for education and information purposes only, not an investment opportunity or financial advice. Please do your own due diligence and consult your tax, legal or financial advisor, etc., to invest.

Infinite Banking  is an out-of-the-box strategy, that you may have never heard of or understood completely.The goal of Infinite Banking is to use magic of compounding in your "savings" that are otherwise stagnant in a banking system.  Instead you can create your own banking system, as a source of liquidity and financing that is separate from traditional banks and financial institutions.Unless we understand our problems, it's difficult to understand the solution.In Part 1 of this segment,  I talk about the different problem areas when it comes to generational wealth. Is it growing or depleting? Is it truly safe and secure in the bank, or does it get easily affected by the banking system's volatility and fluctuating interest rates? How about the tax leakages? Have you thought of exposure and asset protection? Are the limitations of contributions, access on tax-deferred qualified or educational plans helping you or harming you? Join me to ask yourself some thought provoking questions.In the next episode, I will continue talking about how Infinite banking system can create a tax-smart vehicle, to harness uninterrupted compounding year after year, help you with your goals from investments, educational expense to retirement and finally pass generational wealth. Let's start building a solid foundation that has certainty Vs volatility.  Let's start thinking about growing, preserving,  protecting and passing generational wealth, while utilizing it during our lifetime, with Infinite BankingThink Outside The Stocks brings you industry experts and guests to share their knowledge and expertise. To invest with them directly, please do your own thorough partner and investment due diligence.To participate in the thoroughly vetted investments and strategic partners alongside us as our passive partners, join our Investor Inner Circle for FREE Access FREE investor education, and join our community in the members-only area.To start your journey, download Active Cashflow with Passive Real Estate Investments.Read the full description at https://thinkoutsidethestocks.com/podcastCONNECT WITH MADHAVI JAIN: LinkedIn, FB or IG Disclaimer: This podcast is for education and information purposes only, not an investment opportunity or financial advice. Please do your own due diligence and consult your tax, legal or financial advisor, etc., to invest.

Nick Hopwood is a Certified Financial Planner, Founder, and President Peak Wealth. Money Market.

In this 2-minute episode Brian discusses lazy money - money that is sitting in low-return investments that could be utilized in higher-paying investments. 

There is a specific creative device in advertising that involves financial brands - they ask, "Is your money lazy?". And they also ask the opposite, "Is your money working (as) hard (as you)?".  Which brands have used this idea and how does it work? Listen... to know more! Check out ad videos here:  SBI Savings Fund: https://www.youtube.com/watch?v=3PNEh-R2lPc Bestinvest, UK: https://www.youtube.com/watch?v=-HolR79DF3Q Mutual Funds Sahi Hai: https://www.youtube.com/watch?v=VdC5pPIKExw Aldermore Bank, UK: https://www.facebook.com/watch/?ref=external&v=1001509479917702 Ally, 1: https://www.youtube.com/watch?v=atxG29g2B2o Ally, 2: https://www.youtube.com/watch?v=LR4nf3otbQ0 Rabidirect: https://www.youtube.com/watch?v=_ETRDe_C0H0   Screenshots: Ibotta 1: https://image.adsoftheworld.com/q066qf6dzbujj7vci2550v6cqxf9 Ibotta 2: https://image.adsoftheworld.com/9nwmai9gpg2qhy7u30on3jfw5cmv Ibotta 3: https://image.adsoftheworld.com/jgw2dbf729yv2t01dkrst63lngda  Ibotta 4: https://image.adsoftheworld.com/yhuxe7dgvhitlzsmo4ql52wwffsl   You can follow Karthik Srinivasan on social media LinkedIn : ( https://www.linkedin.com/in/karts/ ) Twitter: ( https://twitter.com/beastoftraal ) Instagram: ( https://www.instagram.com/beastoftraal ) Blog: ( https://beastoftraal.com/)  Do follow IVM Podcasts on social media. We are @IVMPodcasts on Facebook, Twitter, & Instagram. Follow the show across platforms: Spotify, Apple Podcasts, JioSaavan, Google Podcasts, Amazon MusicSee omnystudio.com/listener for privacy information.

Too often we see people have large balances in accounts with low bank rates - In this episode, we are encouraging you to have your money work for you! We shouldn't leave our money sitting in an account doing nothing. Nick Hopwood, CFP® and Jim Pilat, CFP® discuss the topic of bank rates and how money markets work.  As a bonus, you'll hear Nick and Jim recap the Michigan vs. Michigan State Football game. (Go Blue!)  Join us to learn more about how to make your money work in your favor.  — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Kara G. worked for a large national homebuilder, moving to Colorado for a promotion in 2020. With work demands increasing through Covid, she was burning her candle at both ends and reaching a breaking point. Joining Lifestyles Unlimited, she tells Andy Webb about passively investing in her first Multifamily community, quitting her job, and buying 2 Single Family rentals!  Click to Listen Now

With the economic concerns, people want to make sure they have money available to them, and yet they're being penalized by doing it. Really, they are losing money safely. You may earn enough to buy a candy bar if that's about it. And all of those accounts, CDs, savings, and money markets, you're also being taxed on anything you do earn. That may seem irrelevant because you're not making much, but when you add in that and you add in the inflation woes, the truth is you're really losing money safely. So if you have a CD or a money market or savings account, or a brokerage account that is trying to be very conservative and you are making less than 3% then this is for you. Read the Full Article

Here are all of the questions we answer this week: - Was the GTA Trilogy remaster a lazy money grab? - Will Halo Infinite's MP launch on November 15? - Will PS5 games launch on PC day and date due to manufacturing issues? - What are your thoughts on the Elden Ring closed beta? - Which Soulsborne game should I start with? - What games needed to be longer? - How many copies must a game sell to be a success? - Have we finally solved the “lack of female inclusion in gaming” issue? - Does female inclusion lead to more women buying games? - Will gamers accept we've seen the end of big generational leaps? - Should consoles be more like PCs or have bespoke chipsets? - What will id Software do next? Thanks as always to Shawn Daley for our intro and outro music. Follow him on Soundcloud: https://soundcloud.com/shawndaley Where to find Throwdown Show: Website: https://audioboom.com/channels/5030659 Twitch: https://www.twitch.tv/throwdownshow Twitter: https://twitter.com/ThrowdownShow YouTube: https://www.youtube.com/throwdownshow Discord: https://discord.gg/fdBXWHT Twitter list: https://twitter.com/i/lists/1027719155800317953

There are a lot of people with great intentions for their finances who are led astray by biased advice from financial advisors. There are also a lot of people who are simply operating under bad financial advice in general. That's why Price Financial Group Wealth Management decided to start a radio show called Investing Simplified®. They wanted to use the show as a simple way to educate people about the truths of finance and investing. We aim to provide investors, of a varying type or degree of experience, with an edifying experience through the information our veteran hosts and numerous guest-experts will deliver. https://pfgwm.com/wp-content/uploads/sites/2/2021/11/Investing-Simplified-Nov-6-2021-EP45_tc.mp3 Our Hosts: Robert (Bo) Caldwell, CFP®, ChFC®, AAMS© Email: bo@pricefg.com Schedule an Appointment Matt Mai, CIO Email: matt@pricefg.com Schedule an Appointment Matt Sudol, Wealth Advisor Email: mattsudol@pfgwm.com Schedule an Appointment Keven Steege – http://www.baker-colson.com/ Email: KSteege@baker-colson.com Taylor Kittell – KG Law Group Email: info@kglawgroup.com Thank you to our callers, investingsimplifiedradio.com visitors, and listeners for your questions. You make Investing Simplified® possible! Miss an episode of Investing Simplified®? No problem! Catch all our latest shows on our website at pricefg.com.

Most of us can't remember the last time that we actually earned anything worth noting on our cash reserves. The days of 4%+ savings accounts are decades-old memories. However, there is one silver lining of rising inflation: I-bonds are attractive again, and it's a great option for optometrists to consider when looking to get some yield on cash that needs to be risk-free.   As a reminder, you can get all the information discussed in today's conversation by visiting our website at integratedpwm.com and clicking on the Learning Center. While there, be sure to subscribe to our newsletter and you can also set up a 20-30min Triage conversation to learn a little bit more about how we help ODs around the country reduce their tax bill, proactively manage cash flow, and make prudent investment decisions or check out any number of additional free resources like our eBooks, blog posts, and on-demand webinars.   Resources: www.treasurydirect.gov Treasury Direct information on I-Bonds Treasurydirect.gov account signup page ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify Google Podcasts Stitcher  ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!

Success is defined in many ways, but I would say for someone to be successful, one of the traits that they have to have is a good work ethic. If they're not committed and don't have a good work ethic, no matter which way you define success, you're probably not going to be successful. So how do you know if you're successful financially? If you're if your money is successful? I would say it has to have a good work ethic, but what we're seeing is too often people have lazy money. View Article

Is it time to put your lazy money to work? On today's show, we talk about what lazy money is and why you shouldn't keep too much of it lying around.   Read and get additional financial information: https://retirementelevatedpodcast.com/podcast/ep-75-lazy-money/   What we discuss:  1:00 - What is lazy money? 3:09 - Why do people have it? 4:29 - Why is having lazy money dangerous?   6:43 - How does Sean help?

We recap last weeks winners, and get into the new batch mid-show. Whips & Chains at the boarder, the far left mathematical equation has been reverse engineered - your welcome, crazy college football games of notice, the Tampa Bucs are a paper tiger, Breaux Exotic's best bit to date & Tommy Bench gets outside the box.... @THESPORTSANTIDOTE RATE/SUBSCRIBE/REVIEW --- Support this podcast: https://anchor.fm/the-sports-antidote/support

If you still think that you need to work hard to earn more money, then prepare yourself to get your mind blown. Today's guest is a firefighter for 16 years until he found himself investing in commercial multifamily real estate. Now, he advises and mentors emerging and growing commercial real estate companies.Dave Seymour takes a break from his post at Freedom Venture Investments to talk about the mindset and skills that helped the company complete $300 million in transactions. He will also share some practical tips for passive investors to maximize their return on investment. Tune in now and learn from Dave how to make your money work for you![00:01 - 06:43] Opening SegmentLet's get to know Dave SeymourDave's “biblical” story The things that impress Dave in a business [06:44 - 16:01] A Life-Defining Commercial The lesson that Dave unlearned to make more money He talks about this defining moment through a TV commercial Surrounding yourself with the right people[16:02 - 27:37] Pulling People Smarter Than You The main difference between results and no results Dave talks about his shift from single family to commercial multifamilyHow he and his partner decided to “go big” in real estate [27:38 - 38:30] The Rule of 72 The first advice Dave always shares with passive investors Dave breaks down the “Rule of 72”Why challenge the velocity of capital [38:31 - 44:52] Closing Segment Dave gives us a sneak peek about the services they offer Connect with DaveLinks belowFinal words from Dave and me Tweetable Quotes: “We're stewards of other people's capital. I enforce, reinforce, double-enforced due diligence.” - Dave Seymour“You don't have to know everything before you do something.” - Dave SeymourResources mentionedIndividuals to followJack CanfieldTony RobbinsWalter NovickiBook: Chicken Soup for the SoulJ.P. Morgan------------------------------------------------------------------------------------------Connect with Dave on LinkedIn, Facebook, and Instagram or call 7819224418. Check out Freedom Venture Investments if you want to target niche assets that are overlooked by institutional sponsors but can offer superior returns.Guest email: dave@freedomventure.com Connect with me:https://www.5tcre.com/FacebookLinkedInInstagramWatch 5T CRE on YouTubeLeave us a review and receive your free ebookEmail us --> abel@5tcre.comSupport the show (https://www.buymeacoffee.com/5Talents)

There are a lot of people with great intentions for their finances who are led astray by biased advice from financial advisors. There are also a lot of people who are simply operating under bad financial advice in general. That's why Price Financial Group Wealth Management decided to start a radio show called Investing Simplified®. They wanted to use the show as a simple way to educate people about the truths of finance and investing. We aim to provide investors, of a varying type or degree of experience, with an edifying experience through the information our veteran hosts and numerous guest-experts will deliver. https://pfgwm.com/wp-content/uploads/sites/2/2021/07/Investing-Simplified-July-10-2021_TC.mp3 Our Hosts: Robert (Bo) Caldwell, CFP®, ChFC®, AAMS© Email: bo@pricefg.com Schedule an Appointment Matt Mai, CIO Email: matt@pricefg.com Schedule an Appointment Matt Sudol, Wealth Advisor Email: mattsudol@pfgwm.com Schedule an Appointment Keven Steege – http://www.baker-colson.com/ Email: KSteege@baker-colson.com Taylor Kittell – KG Law Group Email: info@kglawgroup.com Thank you to our callers, investingsimplifiedradio.com visitors, and listeners for your questions. You make Investing Simplified® possible! Miss an episode of Investing Simplified®? No problem! Catch all our latest shows on our website at pricefg.com.

Today's episode of Wealth Coffee Chats is all about Lazy Money and why the banks get richer and you get poorer! Let's keep our money safe and put it in the bank.....our saving account.....no it's a losing account here's why!   For more great wealth content and to attend a free Property Investor Night go to https://positiverealestate.com.au/pin/  

Hello, Beautiful Beings, Thank you for tuning in. In this episode, you will hear stories from our listeners:Jersey Joe, Dr. Dana, Renee D., Coach Sherri Jones, and yours truly, Monique Gilmore Scott.All of the contributors took a moment to escape the chaos of their day to sit down, create and share their creative masterpieces using the three words:Lazy, Money, Friend. Thank you all for sharing your stories with me and the listeners.  You are appreciated!Monique Gilmore Scott#podcastlife #giveyouabreak #lifeisagiftSupport the show (https://www.buymeacoffee.com/moniquescott)

"I think what happens is people have almost information and opportunity overload in our society today, right? It's almost like shiny things: there's a squirrel, there's a squirrel; shiny thing, shiny thing! And what I learned in my own career in investing is to dial in and be exceptional at one thing, for myself and also for my investors." The "American Dream" has been redefined, and nowhere is that more evident than amongst real estate investors. One of the main reasons this commonality exist is simple: because it's one of the best and most reliable investment vehicles out there. Today, Dave Seymour and I share a perceptive exchange on how it's changed, why, and most importantly, what does it really take to achieve it? One hint is lazy money - if you're not sure what that is, this episode is one you don't want to miss! Listen along as Dave shares how to strategically achieve the goals you've set, especially retirement, by molding your mindset, maximizing your funds, and maneuvering your own exceptional investment strategy. Key Takeaway: Focus is a critical key for success. It's not enough to feel your way through; being successful in real estate investing, or any other goal for that matter, comes down to aligning your goal with clarity, dedication, and a keen strategy. Success is rarely "happened upon"; it's deliberately created. How to Contact Dave: Phone: 781.922-4418 Website: www.freedomventure.com

In this episode we discuss how we have build the Lazy Money Machine business, how we do the content and how we wrote the book. We also discuss partnerships in business. Lastly how do we measure success: The impact have on people……and we read Walter's beautiful message.“Today is the first day of my freedom of time and financial independence. Thursday I had a beautiful farewell reception at the company and yesterday it was my last day at the office. It still feels awkward and I guess it will take a while before I get used to is. In two weeks time my wife and I will be traveling to Equador, Columbia, Panama and Costa Rica for 3 months. After that I'll start looking for new goals in my life without losing the freedom of time. Thank you Erik & Graham for giving the insight for a new life-style. “

Lenka FX2freedom.com.au talks about Forex trading which is trading foreign currencies against each other, or using a instrument called CFDs. So contract for difference. I teach them how to create an income from the cash with foreign exchange, trading. Working five hours a week

As always don't forget to subscribe to the podcast, visit our website at www.outfastrealty.com, and be sure to follow us on social media: Facebook: www.facebook.com/outfastrealty IG: www.instagram.com/outfastrealty More about our guests at NuView Trust: How NuView Can Help You We have one purpose: To hold alternative assets within a retirement account. Whether you're an investment sponsor with an alternative product or a broker-dealer you've come to the right place for your alternative asset custodial solutions. As a passive administrator providing custody of alternative assets, you don't have to worry about NuView competing for your clients as we never offer advice or investment products. Our sole business is to provide the record-keeping and IRS reporting for the following types of plans: – Traditional and Roth IRA – SEP and SIMPLE IRA – Education Savings Accounts and Health Savings Accounts – Pension and Profit Sharing Plans – Record-Keeping Accounts for Qualified Plans (401k) Our Specialization is What You've Been Looking For Most IRA custodians choose not to hold alternative assets. Other custodians may hold them as an accommodation alongside traditional investment product, however, they most likely lack the speed, efficiency, and cost-effectiveness that NuView can provide. At NuView, we exclusively offer custody of alternative assets, including: – Private Limited Partnerships and LLCs – Private Stock – Non-Traded REITs – Debt Offerings – Debentures – Convertible Notes We welcome the opportunity to earn your business, and we look forward to showing you that holding alternative assets in a retirement account is easier than you may have experienced. Find out more here:https://www.nuviewtrust.com/ (https://www.nuviewtrust.com)

Do you have money sitting around without a purpose? We’ll explain the dangers of lazy money, why people have it, and how you can put it to work! Make your money work for you as you plan for retirement. Check out the full show notes for this episode and relevant links at: https://petersonfg.com/lazy-money/

How much of your cash is earning less than 2%? That's easy enough to fix!In this episode Bruce shows how just getting small increases in your interest bearing savings accounts makes big returns over not so much time.Learn how to turn your money in 0.5% CD's at the bank into something better with 2%, 2.5% or even 3.7%. Learn how to get the fees out of your savings account!Learn about the huge effect it has when you turn taxable annual interest into real tax-deferred growth with true compounding.Don't miss this most practical episode of STW Radio!

How much of your money is earning less than 2%? That's LAZY MONEY and there is no reason for it!Too many people are sitting on huge sums of cash earning practically nothing, only because they can't strategically make up their mind on how to build their portfolios for Income, Growth, and Liquidity!In this episode Bruce demonstrates that the cost of getting paltry interest rates on even your bank savings account is needless and very costly in the long run. $100,000 earning .1% in a inflationary environment of 3.5% is loosing $3,400 a year in value. Or over $18,000 in 5 years (compounded)!Bruce surveys the possibilities to find that much better rates exist for totally liquid money; 5-yr money; or long term money. But Lazy Money = Lazy Parents that just aren't bothering to find these substantially higher rates.Lazy money is also found where dividends and interest are needlessly being taxed but not taken as income. Or worse yet, they may be forcing substantially more of your Social Security check to be taxed than need be.Get that Lazy Money off the couch and get it to work! Listen to this very practical episode of Straight Talk Wealth Radio today!

Let's talk about times when our money is lazy and how we can better put it to work. We'll explain our definition of lazy money, why people have it (and maybe have too much of it), and how we can make better use of it. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/lazy-money/

Main Questions Asked: Will I have enough income to last my retirement, longer life expectancy, and outpace inflation? Am I being smart about planning my retirement while still helping my kids and looking out for my parents? Do I have lazy money that is not earning a good return?   Key Lessons Learned: The Glory Days of Retirement Planning Fewer people have pensions these days. Companies are also trying to buy out pensions. We are on our own a little bit more.   Longer life expectancies. Living longer is great, but we need more money to last longer. Many people will live past 100. We also will need to keep up with the cost of living. Taking care of parents and kids. It is harder for the sandwich generation and there is an emotional component. There can be a high cost with long-term care and kids in college. More takers than contributors to Social Security. Working people pay in now for those who take it out now. There will be a shortfall when more baby boomers retire. Have extra savings to offset the possibility Social Security could get cut. Retirement planning is more difficult with 1% interest rates. Lower expectations and don’t reach for risk to make up the returns. No one has been hurt, but it will change.   Lazy Money That’s Not Earning a Good Rate of Return What is lazy money? It’s money either earning a very low return or money that is just sitting around in cash. This excludes emergency fund money. How to help people who have too much lazy money? Help find investments that limit the downside and use different products to get a higher rate of return safely. The instinct not to have money exposed to the market is correct. But if you are not earning enough to keep up with inflation, you are going backwards. You need a solid plan. Only emergency money should be at the bank.   Links To Resources Mentioned Money Map Retirement Review 1-800-757-0436 The Lump Sum Pension Payment Guide: 7 Crucial Factors of Your Decision to Take Monthly Payments or Rollover a Lump Sum Thank you for listening!

“It is important that your children learn what they can do with money early in life so they will apply the lessons learned at home as they face the real world in future years.” According to American Century, 88% of high school students learned what they know about money from their parents. They don’t teach this kind of stuff in school, so it is up to us - the parents and grand parents to teach the proper lessons about money - that goes for saving, investing, and debt. You are the CFP (chief financial parent). Take a listen to find out how Nick is teaching his kids.  Peak Wealth Management is a full-service Registered Investment Advisor located in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions putting them on a path toward fulfillment and their own definition of true wealth.

Will inflation make a return in 2018? The rate of inflation has been way below expectations for the last couple of years. For most of us, this isn’t a problem, but you should be wary. While I don’t want to waste too much of your time going over what specifically causes inflation, I know we’re all familiar with the idea that our money loses its value over time. Typically, inflation each year is estimated at 3%, but for the last few years it’s been under 2%. Most of us would never complain about this, because we like not having to pay an increased price for our goods and services. Economists have no idea why this has happened, butin December, a report came out saying we can expect an uptick in the inflation rate. If we find ourselves moving back to the normal 3% rate of inflation, you need to know what impact that will have on your savings plans. There are two groups of people I worry about when it comes to planning for inflation: those near retirement with “Lazy Money” and those who are creating retirement plans. There are two groups of people I worry about when it comes to planning for inflation: those near retirement with “Lazy Money” and those who are creating retirement plans. If you’re nearing or in retirement now, you need to be aware of how much money is what I like to call “Lazy Money.” This is money that people have sitting in cash, a saving account or CDs. Savings that I consider part of lazy money are those that are not growing with inflation. I can give you countless stories of people who ended up not having enough money for retirement because too much of their savings was lazy money instead of investments. When the inflation rate goes up, what happens to everything sitting in your savings account? You essentially end up losing money over time, because your savings are losing their value with no growth to make up for it. I understand why people are nervous about investing their savings. They’re nervous about losing everything they’ve worked for, but you need to find a way to balance out the lazy money in your portfolio. You essentially end up losing money over time, because your savings are losing their value with no growth to make up for it. If you are working on your retirement plan right now, have you factored in the effect of inflation long term? Most people forget about inflation when they make their own savings plans. They create these huge, intricate spreadsheets to plan for their future, but typically leave out the expected rate of inflation. This rate affects not only how much you should save year-to-year but also how much you’ll need to draw out of your savings once you retire. If you don’t adjust your plan for inflation, you run the risk of running out of money. This is also a big problem I see with people who have built their retirement plan with financial planners. Many financial planners will create extensive plans for their clients, give it to them with a few suggestions and send them on their way without ever speaking to them again. What’s the issue with that? This initial plan is static and just a starting point. Many financial planners will create extensive plans for their clients, give it to them with a few suggestions and send them on their way without ever speaking to them again. Think of it like this: remember before everyone’s phones had GPS? You have to use Mapquest or a real map to figure out how to get to a new destination. It was fine for road-by-road instructions to get where you were going, but if there was a traffic jam or road work, you didn’t know how to adjust your route. Unlike these new GPS apps like Waze, which adjust your route as you go to help you avoid traffic and get to your destination as quickly as possible. Your life isn’t like Mapquest. It’s like Waze and your financial plan should reflect that. If you made a plan with an advisor 5 to 10 years ago, even if they calculated for inflation, make sure you take a second look at everything and update it as things change. You need to come to terms with how unexpected things, like inflation, will impact you, whether your savings are in cash and not growing or your homemade plan hasn’t been updated recently. Planning for retirement is a moving target. It can change dramatically from year to year. You have no idea what your life will look like in six years or even six months. You want to create a plan that you constantly reevaluate and change as your life evolves. Planning for retirement is a moving target. It can change dramatically from year to year. That’s where I can help. I’m going to be a bit of nerd and brag about the software we have available for you. It is so cool! The first thing you see when you open up your account is absolutely everything in your portfolio: your savings account, your investments, your 401k, everything. It also has the most advanced program to create a retirement plan for you. We can go in at anytime and evaluate your plan based on how your financial situation looks at that exact moment. We update your plan as life happens to make sure it works best for you. Life isn’t static and your retirement plan should not’ be either.   You don’t have to live with concern or anxiety about your future. We’ll create a clear, specific savings plan that changes as your life does.   Sign Up For A Free ConsultationGet to Know More Than Money

A lot of people have had a lot of money sitting on the sidelines for years. They want to keep money safe but, might be looking for some opportunity to make a little more return as well. Brian Quaranta discusses the options available to put your money to work based on your risk tolerance. Advisory services offered through Foundations Investment Advisors, an SEC Registered Investment Adviser

When it comes to retirement planning, there can be several elephants in the room. We'll talk about how a good financial plan addresses these elephants. We'll also discuss the "glory days" of retirement planning and why things are much harder these days. Plus, do you have "Lazy Money" in your portfolio? We'll identify what lazy money looks like and how you can put it to work.

We'll talk about how a good financial plan addresses some of the important topics that are really like "elephants in the room." We'll also look back at the "glory days" of retirement planning and consider why things are harder these days. And, do you have lazy money in your portfolio? We'll identify what that looks like and tell you how you can get that money back to work.

We want to make sure you're putting your money to work. We'll also talk about the dangers of having what we call "Lazy Money." 

Do you have "Lazy Money" in your portfolio? We'll identify what Lazy Money looks like and how you can put it to work. We'll also discuss some important questions that you should ask an adviser in order to become more finanically fit.

Jason Hartman gets nervous when homes in his neighborhood start making dramatic leaps in price. Why, you ask? It’s because equity makes him nervous. Should a natural disaster come along, the homeowner is in trouble. It’s a lot of responsibility. If you’ve got an employee working for you and he or she is lazy, you’ll likely fire them. Treat your money the same way—get rid of the lazy money, or put it to work. Consider refinancing and buy more rental properties with the money you make. Refi additional loans too. Get a fixed rate mortgage. Don’t get scared or worried if you have your property evaluated and notice that it fluctuates in value—the cost of improvement and the cost of land both go up. But the most significant risk is in areas of high land value, where dramatic appreciation can happen. There is high risk in high land value. As an investor, you simply avoid markets where this is the case. Think of it this way—Jason purchased a home in Georgia for $159,000 and the insurance company said that they’re insure the house for $135,000. The improvement is the only thing insured because the land will always be there. Cost of house minus insurance equals only $24,000—which is the value of the land. If the land goes down in value, even by half, only $12,000 is lost. So when you’re choosing your investment markets, look at the cost of land in this way. We’ve said it once and we’ll say it again—the world is growing and all of these people are going to need a place to live. And we’re making more people but we’re certainly not getting any more land. Find areas with cheap land now and build houses. It’s the best job security you’ll ever have. Of course, if you’re looking for more information, Jason Hartman offers a wealth of free resources to help you make money and develop a great investment portfolio. He’s got a bunch of free podcasts where he answers questions and offers advice, but also interviews industry experts. He’s got his blog, his list of free tools right here on the website. You can even shop for properties online! Of course, if you’re more of a one on one, in person kind of person, contact him directly or attend one of his events held throughout the year!