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In this episode, Bradley and Scott sit down with Landon Bentham from Callahan and Rice Insurance to talk about how they built their niches and the structure of their agency.
Welcome back everybody to the Self Storage Income Podcast! This is your host AJ Osborne! I'm a huge proponent of protecting my investments with the best and most ironclad solutions available. One such solution is insurance. If I can insure something… I get the absolute most and the absolute best. But how do you know what the best is? That's why I'm bringing in the expert himself - Gary Kelley with Rice Insurance. Gary shares why and how the self storage industry differs from others in regard to the type of insurance you need and what you need to be looking for, he shares the key pieces that a lot of self storage owner/operators miss, and how the overall insurance solutions fits into and works with your business model of self storage. You can get in touch with Gary via email: Gary@riceinsurance.com Or you can check out the Rice Insurance website: https://www.riceinsurance.com/ Thanks for listening everybody, AJ You can also find the AJ Osborne Podcast on: iTunes: https://podcasts.apple.com/us/podcast/aj-osborne-podcast/id1466437301 Spotify: https://open.spotify.com/show/6Py4hxvj5Yh1rRpat7mkro?si=5cd7f293c3fd416c Stitcher: https://www.stitcher.com/show/cash-flow-2-freedom Be sure to keep up with me on the AJ Osborne website: https://ajosborne.com/ You can also follow and keep up with me on social media: Instagram: https://www.instagram.com/ajosborne/ Interested in Self Storage Investing? Then check out my website Self Storage Income and listen to the Self Storage Income Podcast: https://www.selfstorageincome.com/
Welcome back everybody to the Self Storage Income Podcast! This is your host AJ Osborne! I'm a huge proponent of protecting my investments with the best and most ironclad solutions available. One such solution is insurance. If I can insure something… I get the absolute most and the absolute best. But how do you know what the best is? That's why I'm bringing in the expert himself - Gary Kelley with Rice Insurance. Gary shares why and how the self storage industry differs from others in regard to the type of insurance you need and what you need to be looking for, he shares the key pieces that a lot of self storage owner/operators miss, and how the overall insurance solutions fits into and works with your business model of self storage. You can get in touch with Gary via email: Gary@riceinaurance.com Or you can check out the Rice Insurance website: https://www.riceinsurance.com/ Thanks for listening everybody, AJ You can also find the AJ Osborne Podcast on: iTunes: https://podcasts.apple.com/us/podcast/aj-osborne-podcast/id1466437301 Spotify: https://open.spotify.com/show/6Py4hxvj5Yh1rRpat7mkro?si=5cd7f293c3fd416c Stitcher: https://www.stitcher.com/show/cash-flow-2-freedom Be sure to keep up with me on the AJ Osborne website: https://ajosborne.com/ You can also follow and keep up with me on social media: Instagram: https://www.instagram.com/ajosborne/ Interested in Self Storage Investing? Then check out my website Self Storage Income and listen to the Self Storage Income Podcast: https://www.selfstorageincome.com/
In this segment of Food & Facilities on CentralValleyTalk.com, Ross Rice discusses the customizability and cost savings of group insurance plans. https://goenroll123.com/rossrice Watch every Saturday on Central Valley Talk and subscribe to our channel and to West Coast Industrial Solutions Magazine at wcismag.com/subscribe for more quality, industry experts contributing agribusiness safety and compliance news. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/wcismag/message Support this podcast: https://anchor.fm/wcismag/support
In this segment of Food & Facilities on CentralValleyTalk.com, Ross Rice discusses pre-planning your legacy, and how it has changed during the pandemic. Watch every Saturday on Central Valley Talk and subscribe to our channel and to West Coast Industrial Solutions Magazine at wcismag.com/subscribe for more quality, industry experts contributing agribusiness safety and compliance news. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/wcismag/message Support this podcast: https://anchor.fm/wcismag/support
Keith Wallace with Rice Insurance in Bellingham joins us with a comprehensive health insurance in Washington, what's driving costs up or down, and what options might be right for you!
Call in 323-642-1586 Insurance vs Bon
December 15, 2019 Call in with your questions and comments 323 642 1586 push #1
I love offering listeners fantastic benefits, such as some great discounts for products, with new offers coming all the time! You can see a complete list at Property Management Mastermind. For all of these offers, use the discount code “Brad” to secure your discount. Be sure to grab a seat for our Pulling Back the Curtain Conference in August in Denver, Colorado. Find out more information on our website. Jay Gossage is an insurance agent with Rice Insurance in Washington state. He has been in the realty business for almost three decades and has seen many examples of realtors being underinsured or uninsured for different types of liabilities. He is currently an insurance agent and specializes in selling Errors and Omissions insurance, which most who work in the realty business currently have for coverage. We’ll learn today about Errors and Omissions insurance from the E & O expert, Jay Gossage. Find out why you should carry Errors and Omissions insurance, what is the typical base policy for this type of insurance and how to customize your policy to fit your needs. Cyber liability should be an additional policy, not wrapped into your E & O policy. You can’t rely on general liability and E & O insurance for your social liability, there are specific policies and riders which augment your insurance coverage to cover these situations. Show Notes [03:17] Jay talks about his background in real estate and how he morphed into the E & O department at Rice Insurance. [05:28] Jay tells us what Errors and Omissions insurance is and why it is so important to hold this insurance in the real estate field. [06:31] How professional liability insurance correlates to E & O insurance. [07:38] Why to put your carrier on notice ASAP if you think you will put in a claim. [09:21] Standard coverage in a typical E & O policy. [10:33] Is cyber liability insurance covered under an Errors and Omissions Policy? [12:00] Employee theft and what types of insurance covers this type of fault. [14:48] Social liability example which Jay dealt with which included a $100,000 phishing email and wire request which was not covered under the business’s current insurance. [16:46] Common environmental concerns a property manager sees on a regular basis. [18:35] HUD, service animals and rental clients in relation to E & O insurance. [20:00] Coverage and exclusions differ from carrier to carrier, make sure you know what is included in your insurance policy and what is covered. [20:37] How much coverage do you need for your business? [21:30] Price range for different business insurance coverages, check your carrier for specific policy pricing. [23:20] Process of applying for Error and Omissions insurance. [25:40] The ease of the application process for E & O insurance. [26:55] How to contact Jay Gossage for more information or to purchase E & O insurance from Jay. Links and Resources: Property Management Mastermind Property Management Mastermind Group on Facebook adisarro@sccombank.com (619) 988-6708 (Allison DiSarro from Seacoast Commerce Bank) Seacoast Commerce Bank Insurance Management Group (918) 728 8992 (Derek Scott with Insurance Management Group) zInspector FilterEasy Property Meld V12 Kigo jay@riceinsurance.com Jay Gossage: 363-603-4343 About Rice Insurance Rice Insurance Company
Derek Dickerson works for a firm by the name of Rice Insurance and specializes in insuring multifamily properties. Derek writes all lines of insurance for multifamily investors/property owners: from property and general/excess liability, to professional policies such as employment practices liability, tenant discrimination, directors & officers, etc. He loves to compete and earn clients’ business by providing competitive pricing, coverage, and state-of-the-art service. By working solely in the multifamily space, he believes it’s given him a competitive advantage that your traditional broker may not have. Currently, Derek insures north of 30,000 units in 15 different states. In his spare time, he enjoys shooting hoops, laying on a beach, and hanging with his wife, Santana, and daughter, Margo.Connect with Derek(360) 603-4320derek@riceinsurance.comwww.riceinsurance.comLinkedIn – Derek DickersonFor today’s show notes, including audio and links to all the resources mentioned, visit www.limitless-estates.com/podcasts. For today’s video feed, visit our YouTube channel.To get access to our free Passive Investors Guide and monthly newsletters sign up at www.limitless-estates.comSchedule a free call with Kyle or Lalita hereTo find out more about partnering or investing in a multifamily deal email info@limitless-estates.com Local to Southern California? Attend our monthly meetup focused on Out of State Apartment investing. View our schedule at https://www.limitless-estates.com/events/meetupsJoin our Facebook Group - Passive Income through Multifamily Real EstateHave a question you would like answered on the show? Email us at info@limitless-estates.com.
Agency Nation Radio - Insurance Marketing, Sales and Technology
It's hard to say, but there's a good chance that's not the only thing causing problems. Just because you say you have a niche doesn't mean all your insurance troubles decide to go elsewhere. In fact, it actually just enhances them and exposes all the glaring weakness currently present in your operation. The change will be anything but sudden, however, if committed to can have the potential to change your insurance game forever. That's what I talk to Landon Bentham, of Callahan and Rice Insurance, about as he tries to figure out his. P.S. We talk about a lot about niches and solving problems here.
Agency Nation Radio - Insurance Marketing, Sales and Technology
It's hard to say, but there's a good chance that's not the only thing causing problems. Just because you say you have a niche doesn't mean all your insurance troubles decide to go elsewhere. In fact, it actually just enhances them and exposes all the glaring weakness currently present in your operation. The change will be anything but sudden, however, if committed to can have the potential to change your insurance game forever. That's what I talk to Landon Bentham, of Callahan and Rice Insurance, about as he tries to figure out his. P.S. We talk about a lot about niches and solving problems here.
It's hard to say, but there's a good chance that's not the only thing causing problems. Just because you say you have a niche doesn't mean all your insurance troubles decide to go elsewhere. In fact, it actually just enhances them and exposes all the glaring weakness currently present in your operation. The change will be anything but sudden, however, if committed to can have the potential to change your insurance game forever. That's what I talk to Landon Bentham, of Callahan and Rice Insurance, about as he tries to figure out his. P.S. We talk about a lot about niches and solving problems here.
Agency Nation Radio - Insurance Marketing, Sales and Technology
Early in your insurance career, you're faced with a difficult challenge. There's usually an opportunity you want to pursue and another that seems to be working faster. In those lean moments of desperation, it's hard to walk away from business that's moving faster. Of course, this decision is not mutually exclusive, instead, it's a challenge of finding the right balance. That's what I talk to Landon Benthem, of Callahan and Rice Insurance, about as he tried to figure out his. P.S. There's only one opportunity worth taking here.
Early in your insurance career, you're faced with a difficult challenge. There's usually an opportunity you want to pursue and another that seems to be working faster. In those lean moments of desperation, it's hard to walk away from business that's moving faster. Of course, this decision is not mutually exclusive, instead, it's a challenge of finding the right balance. That's what I talk to Landon Benthem, of Callahan and Rice Insurance, about as he tried to figure out his. P.S. There's only one opportunity worth taking here.
Agency Nation Radio - Insurance Marketing, Sales and Technology
Early in your insurance career, you're faced with a difficult challenge. There's usually an opportunity you want to pursue and another that seems to be working faster. In those lean moments of desperation, it's hard to walk away from business that's moving faster. Of course, this decision is not mutually exclusive, instead, it's a challenge of finding the right balance. That's what I talk to Landon Benthem, of Callahan and Rice Insurance, about as he tried to figure out his. P.S. There's only one opportunity worth taking here.
Agency Nation Radio - Insurance Marketing, Sales and Technology
Sometimes it's good to know if you're keeping up with the best of the best. But, just because you are now doesn't mean it's going to stay that way forever. Because there comes a time during every agency's growth where the potential is challenged. It's how that potential is handled and transitioned that has a good chance to separate you from the pack. That's what I talk to Landon Bentham, of Callahan and Rice Insurance, about as he questions the longevity of his growth. P.S. The Agency Nation newsletter can certainly extend the growth you're looking for.
Sometimes it's good to know if you're keeping up with the best of the best. But, just because you are now doesn't mean it's going to stay that way forever. Because there comes a time during every agency's growth where the potential is challenged. It's how that potential is handled and transitioned that has a good chance to separate you from the pack. That's what I talk to Landon Bentham, of Callahan and Rice Insurance, about as he questions the longevity of his growth. P.S. The Agency Nation newsletter can certainly extend the growth you're looking for.
Agency Nation Radio - Insurance Marketing, Sales and Technology
Sometimes it's good to know if you're keeping up with the best of the best. But, just because you are now doesn't mean it's going to stay that way forever. Because there comes a time during every agency's growth where the potential is challenged. It's how that potential is handled and transitioned that has a good chance to separate you from the pack. That's what I talk to Landon Bentham, of Callahan and Rice Insurance, about as he questions the longevity of his growth. P.S. The Agency Nation newsletter can certainly extend the growth you're looking for.
Agency Nation Radio - Insurance Marketing, Sales and Technology
It's easy to get caught up with what you think an agency your size should be doing. When in reality, there's very few limits you can/should put on it from a marketing position. You'll never be able to identify the growth opportunities you currently have. That's what I talk to Landon Bentham, of Callaghan and Rice Insurance got things moving just enough. P.S. There's plenty of growth happening on the Agency Nation newsletter.
It's easy to get caught up with what you think an agency your size should be doing. When in reality, there's very few limits you can/should put on it from a marketing position. You'll never be able to identify the growth opportunities you currently have. That's what I talk to Landon Bentham, of Callaghan and Rice Insurance got things moving just enough. P.S. There's plenty of growth happening on the Agency Nation newsletter.
Agency Nation Radio - Insurance Marketing, Sales and Technology
It's easy to get caught up with what you think an agency your size should be doing. When in reality, there's very few limits you can/should put on it from a marketing position. You'll never be able to identify the growth opportunities you currently have. That's what I talk to Landon Bentham, of Callaghan and Rice Insurance got things moving just enough. P.S. There's plenty of growth happening on the Agency Nation newsletter.