Podcasts about opportunities

Watch the YouTube version of this episode HEREAre you a law firm owner looking to change how you run your business? In this episode of the Maximum Lawyer Podcast, Mathew Kerbis, a lawyer and founder of Subscription Attorney discusses how AI is transforming legal work and why the traditional billable hour model is becoming obsolete. Mathew talks about the framework for using AI effectively within the legal space. It is important to remember that AI tools, like ChatGPT, are not calculators. They have biases and are reinforced by the humans who designed them. They are also not perfect and should be used as an aid. For the legal space, AI should be used to give you all the information before giving you an answer.Mathew delves into the topic of the billable hour model and why firms should move to subscription based models. The billable hour includes doing a bunch of tasks for a client within a set time frame for a price. If a client only pays you for one hour, you are only working for that hour. But switching to a subscription based model with AI in mind means you can scale your business better. You can develop better relationships with clients because there is predictable revenue.Listen in to learn more!4:38 The Latent Legal Market Opportunity9:11 Framework for Using AI Effectively13:25 Retrieval Augmented Generation & Tool Selection16:07 AI in Legal Practice19:10 The End of the Billable Hour & Subscription BenefitsTune in to today's episode and checkout the full show notes here. Connect with Mathew:Website  Linkedin Youtube

A new year offers a God-given invitation to renewal, hope, and spiritual refreshment rooted in His design for seasons and fresh starts. Anchored in Romans 15:13, this devotional reminds us that God weaves renewal into creation itself—daily, weekly, and yearly—so we can release the past, trust His mercy, and move forward with joy, peace, and confident hope through the Holy Spirit. Highlights God designed rhythms of renewal through days, weeks, and seasons for our good. Fresh starts are woven into creation, pointing us toward spiritual restoration. The cross of Christ stands as the ultimate picture of death giving way to new life. God removes our sin completely, offering freedom from past failures. His mercies are new every morning, inviting renewed hope each day and year. The turning of the calendar is an opportunity to trust God with what’s ahead. God is still writing your story—renewal is not behind you, it’s ongoing. Do you want to listen ad-free? When you join Crosswalk Plus, you gain access to exclusive, in-depth Bible study guides, devotionals, sound biblical advice, and daily encouragement from trusted pastors and authors—resources designed to strengthen your faith and equip you to live it out boldly. PLUS ad free podcasts! Sign Up Today! Full Transcript Below: Seizing the Opportunity to Refresh This New YearBy Megan J. Conner Bible Reading:“May the God of hope fill you with all joy and peace as you trust in him, so that you may overflow with hope by the power of the Holy Spirit.” - Romans 15:13 (NIV) All of the hustle and bustle of the holidays has come to a close. Decorations have been stored away, regular schedules have resumed, and the inevitable and likely necessary (at least for me) annual recommitment to diet and exercise has been enacted. Another new year is upon us. For some, the reset of the calendar feels like a fresh start, a blank slate. For others, it might draw out feelings of uncertainty about the unknown ahead. How do you view the renewal of another twelve months? Do you greet a new year with apprehension or anticipation? If we look closely, the framework of refreshing and renewal through time and seasons is evident throughout the Word of God. From the very beginning, we learn that God made day and night. Within each 24-hour period, there is a time for work and time to rest before the cycle begins again. The Lord also established weekly sequences with days assigned to toil and a call to reset on the Sabbath. Monthly and yearly periods are connected to new moons and seasons of sowing and harvesting. The list goes on and on… We can also observe the ultimate example of death and rebirth, exemplified through the cross of our Lord, Jesus Christ, reflected every year as the world goes dormant in winter. During those dark, bare days, we question whether life is present beneath the frozen tundra, yet each year, spring bursts forth with its radiant buds, reminding us all that warmth and light are on the way. With so many opportunities for refreshing and renewal organically embedded into creation, it is clear our Maker sees this process as “good” (Genesis 1:4). There is something cleansing, almost freeing, about a fresh start. How many situations or circumstances have you encountered this last year, or even this past month, that you wish you could put behind you and start again? There are several that come to mind. The Lord understands how these disappointments or personal failures can become a burden too heavy to bear. Which is why both spiritually and physically, He has embedded marker-point moments for us to begin again with a clean slate. “For as high as the heavens are above the earth, so great is his love for those who fear him; as far as the east is from the west, so far has he removed our transgressions from us,” (Psalm 103:12, NIV). While we may struggle with the concept of freedom from current or past circumstances and sin, the Lord’s mercies are new every morning (Lamentations 3:22-23). There are opportunities for new days, new years, and renewed hope. For “… there is a time for everything, and a season for every activity under the heavens, (Ecclesiastes 3:1, NIV). Wherever you find yourself this new year, I encourage you to seize this opportunity to refresh. Whatever has passed, let it be put away and look forward to a new beginning. God, the great author, is still writing your story. Let’s commit together to hand Him the pen and trust that the narrative He has planned will be full of abundant blessings this new year. Intersecting Faith & Life: How do you view the turn of the annual calendar? Do you feel inspired or intimidated? Why? Take some time today to prayerfully consider the highs and lows you experienced last year. Note next to each one how you saw God’s presence and provision in every example. Next, jot down some hopes or dreams for this new year. If possible, list aspirations in both the physical and spiritual. Are there relationships you would like to see founded, mended, or renewed? Or perhaps a new pursuit in health, education, or career. Write down anything you feel tugs on your heartstrings. Once completed, take some time to consider how you would like to see your relationship with the Lord grow this year. Is there a particular study you would like to join? Or perhaps a prayer group, or a commitment to daily individual prayer? Whatever feels like the Lord is prompting, make note of it, then release it to Him. I encourage you to keep this list somewhere safe. This time next year, bring it back out and see how God met you in any or all of these circumstances and desires. Further Reading:Ecclesiastes 3Revelation 21:1-6 Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

If your year feels scattered, it's not because you lack discipline — it's because you're missing direction. One word can change that. In this episode of PivotMe, April dives into the transformative power of choosing a Word of Intention for a specific season of life and aligning it with your 4 Rocks. Instead of chasing yearly resolutions that fade by February, April makes the case for planning life in 12-week blocks — a system that creates clarity, focus, and momentum. Through personal stories and real-world examples, she shows how a single word can act as a filter for decisions, energy, and priorities — helping you live with intention instead of reacting on autopilot. Key Takeaways Words shape behavior, identity, and outcomes more than we realize. Choosing one Word of Intention aligned with your 4 Rocks increases focus and follow-through. Planning life in 12-week seasons is more effective than annual goal-setting. A defined "season" for your word keeps motivation high and prevents drift. Examples of powerful words include: Energy, Connection, Joy, Growth, Fearless, Strength. Visibility matters — writing your word where you'll see it daily reinforces action. How to Use Your Word of Intention April walks listeners through simple, actionable steps: Choose a word aligned with your current season and priorities. Define what that word looks like in action. Anchor it to a 12-week timeframe. Paint your world with it — notes, screens, journals, reminders. Make daily decisions that reflect that word. She closes by challenging listeners to imagine how their next 12 weeks would look if they truly lived their word, sharing examples like Fearless, Enthusiasm, Present, and Joy. Want help choosing and implementing your Word of Intention? ----------------

This episode challenges listeners to stop hesitating, take ownership of their actions, and lead — on the mat, in conversations, and in life. Tim and Steve break down a powerful idea that applies far beyond self-defense: whoever acts first controls the outcome. Drawing from a real-world drill, they show how being even a split second late puts you at a serious disadvantage. In self-defense, that delay can cost you the encounter. In life, it can cost you opportunities. Through a hands-on demonstration, they explain why awareness and distance matter. Let someone get too close and move first, and you're already behind. The same principle shows up in arguments, negotiations, and everyday interactions — when someone else sets the frame, you're forced to react instead of lead. Create space before responding, just as Abraham Lincoln would write letters and wait before sending them. That pause created clarity, control, and better outcomes. The core message is simple and direct: don't live in reaction mode. Take the step. Say the thing. Make the move. Waiting for the perfect moment often means missing it entirely. Life rewards those who lead, not those who hesitate.

Not shrinking, but expanding!

Send us a textAs we move into a new year, I found myself sitting with a question I don't hear talked about very often—at least not in a way that feels honest or useful. We spend a lot of time planning what we want more of, what we're willing to work for, and what we think things will “cost” us. But this week, I wanted to slow that conversation down and look at what quietly gets traded away in the background of our choices. In this episode, I explore a lens that has changed how I look at my health, my work, my relationships, and even how I decide what deserves my energy. It's not about doing more or trying harder— noticing what we may be giving up without ever meaning to. If you're heading into the year with goals, questions, or a sense that something important deserves more care, this is a conversation I'd love to have with you.Quote of the Week: “The price of anything is the amount of life you exchange for it.” — Henry David ThoreauLet's go, let's get it done. Get more information at: http://projectweightloss.org

Take a few minutes to assess the lessons and blessings of 2025. Then, look forward - and in all, All Glory, and Honor and Power to God. This is a good one!

Our 2026 Crossover Service was charged with faith, clarity, and prophetic direction as our Senior Pastor, Pastor Femi Paul, unveiled God's Word for the year: “2026 - Our Year of Great & Amazing Opportunities!” Drawing from Revelation 3:7–8, we were reminded that God is the One who opens doors no man can shut and shuts doors no man can open. The message affirmed that God has deliberately set before us a wide-open door, not because of our strength, but because of our obedience, faithfulness to His Word, and refusal to deny His name even in challenging seasons. Heaven has taken note of our walk, and God has responded by orchestrating opportunities that are divinely authorised and unstoppable. PFP emphasised that God is more the God of great & amazing opportunities than ready-made blessings. Opportunities are the gateways through which destiny advances, levels change, and testimonies are born. In 2026, these opportunities represent God's great chance for His people to recover all, change status, maximise potential, and begin to enjoy the good life prepared for them. Backed by apostolic declarations and covenant assurances, we crossed into the new year assured of divine help, angelic assistance, favour, prosperity, victories, celebrations, and daily progress by help from on high. Truly, a door has been opened - and 2026 will not be business as usual. Confession: Father, I receive 2026 as my year of great and amazing opportunities. Every door set before me will open fully, and no power shall shut it. I step into this year with the winner's anointing, welcomed by goodness and mercy, sustained by favour and prosperity. I will maximise every opportunity, make quantum progress, and enjoy daily help from on high. Victories, celebrations, and angelic assistance are my portion all through 2026. And so it is, in Jesus' mighty name. Amen.

Singer and former The Voice Kids Australia contestant Trinity Young enters 2026 amid significant personal and career change, with her family relocating from New South Wales to Queensland. First captivating audiences at just nine years old with her powerful voice, Trinity continues to evolve as an artist. With her debut self-written single on the way, she remains optimistic about new opportunities and deeply committed to inspiring young creatives. - Singer at dating The Voice Kids Australia contestant na si Trinity Young sinabayan ang Bagong Taon ng malaking pagbabago sa kanyang personal na buhay at karera, habang lumipat ang kanyang pamilya mula New South Wales patungong Queensland. Nakatakdang ilabas ng dalaga ang kanyang debut single na siya mismo ang sumulat, na hangad niya patuloy na magbigay-inspirasyon sa mga kabataang creatives.

How does knowing about life before birth change how we see our life?  Dr. Phil Allred explores Abraham 3 and Moses 1, teaching that God is both all-powerful and deeply personal, and that mortality is a divinely chosen “proving ground” to help us grow, remember our covenants, and seek our own witness of eternal truth.YOUTUBE: https://youtu.be/jxZwraUIkVIALL EPISODES/SHOW NOTESfollowHIM website: https://www.followHIM.coFREE PDF DOWNLOADS OF followHIM QUOTE BOOKSNew Testament: https://tinyurl.com/PodcastNTBookOld Testament: https://tinyurl.com/PodcastOTBookBook of Mormon: https://tinyurl.com/PodcastBMBook  WEEKLY NEWSLETTER https://tinyurl.com/followHIMnewsletter  SOCIAL MEDIA Instagram: https://www.instagram.com/followHIMpodcast Facebook: https://www.facebook.com/followhimpodcastTIMECODE00:00 Part 1 - Dr. Phllip Allred04:41 Phil Allred's bio06:28 Come, Follow Me Manual08:49 Theological dynamite10:37 Abraham's traumatic background13:17 Hurrying to get to Abraham17:55 A cosmic perspective20:49 Jesus calls us “friends”25:52 Opportunity and deliverance29:05 Necessary torture devices32:43 No forced sealings36:40 Unique setting to become39:40 It's a battle43:53 Premortal life45:51 Hie to what?49:42 Customized curriculum and full court basketball54:01 Elder Packer's “The Play and the Plan”58:36 Why all the shouting?1:01:58 Excitement over our Second Estate1:05:55 “Here am I, send me”1:09:35 The purpose of suffering1:16:02  End of Part 1 - Dr. Philip AllredThanks to the followHIM team:Steve & Shannon Sorensen: Cofounder, Executive Producer, SponsorDavid & Verla Sorensen: SponsorsDr. Hank Smith: Co-hostJohn Bytheway: Co-hostDavid Perry: ProducerKyle Nelson: Marketing, SponsorLisa Spice: Client Relations, Editor, Show NotesWill Stoughton: Video EditorKrystal Roberts: Translation Team, English & French Transcripts, WebsiteAriel Cuadra: Spanish TranscriptsAmelia Kabwika: Portuguese TranscriptsHeather Barlow: Communications DirectorSydney Smith: Social Media, Graphic Design "Let Zion in Her Beauty Rise" by Marshall McDonaldhttps://www.marshallmcdonaldmusic.com

Eight Deployments, One Mission: Chad Robichaux and the Call to Never Quit What an incredible guest we have on this week's Team Never Quit Podcast. Marcus engages in a compelling discussion with former Force Recon Marine, Chad Robichaux. With eight deployments to Afghanistan as part of a Joint Special Operations Command (JSOC) Task Force, Chad overcame his personal battles with PTSD after nearly becoming a veteran suicide statistic. Chad is the founder of the Mighty Oaks Foundation, serving the active duty, military veteran and first responder communities around the world with highly successful faith-based combat trauma and resiliency programs. He has spoken to over 450,000 active-duty troops and led life-saving programs for over 4,600 active military and veterans at four Mighty Oaks Ranches around the U.S. He has served as an advisor to former President Trump, Congress, the VA, and the Department of Defense. Another one of Chad's personal endeavors, Save Our Allies, is focused on the evacuation and recovery of Americans, our allies and vulnerable people still trapped in Afghanistan. His original mission was to rescue his long-time friend and Afghanistan interpreter, but the mission quickly evolved because of Chad's compassion for people and his servant heart. Since its inception, Save Our Allies has safely evacuated over 17,000 people that were trapped in Afghanistan and he is now helping in Ukraine. As if that weren't enough, Chad is a lifelong martial artist. He holds a 4th degree Brazilian Jiu-Jitsu Black Belt and is a former Professional Mixed Martial Arts Champion having competed at the highest levels of the sport. In this episode you will hear: • My family has 84 years of military service. (11:27) • I was raised in a very dysfunctional home because my father never recovered from Vietnam. (13:15) • Our operation was compromised and I ended up being abducted. (26:53) • On the surface, everything seemed fine. Then I crashed, had an affair, filed for divorce, and attempted to take my life. The some amazing people came around me and helped us to restore my family and my faith. (30:38) • I tried to build the courage to take my life and I had my Glock 40 caliber pistol, but I was interrupted, and it was enough to pump the brakes. (31:18) • My wife asked me: “How can you do all you did in the military, but when it comes to your family, you'll quit?” (32:23) • You're gonna deal with anxiety, depression, and anger, but you could respond to it in a better way that could lead you to a better place. (35:35) • God's like a centerpiece solution, because a lot of what we deal with are spiritual wounds. (36:29) • President Bush signed the Opportunity for Faith Mission in 2001, then in 2009, President Obama signed a policy to override that, and take funding away from faith-based programs. (49:47) • In Afghanistan, people couldn't go in to help, but in Ukraine you could drive a bus across the border to do mass evacs. (52:07) • I've been getting a lot of heat like: Why are you going over there to help – the governments is corrupt. None of that matters. These people didn't ask for any of this. They're being invaded by a super power. (54:48) • Glen Beck (Radio Show Host) raised 21 million dollars to support our mission. (72:41) • The White House said there were 100 Americans left [in Afghanistan] but without debate there were thousands of Americans still there. (75:27) • You don't leave Americans behind. The White even promised that they wouldn't but they did. (76:34)

Are you looking for investment opportunities in 2026? So are we and we covered three stocks we love going into the year.Travis Hoium, Lou Whiteman, and Rachel Warren discuss: - Why space is worth watching in 2026- Opportunities in healthcare- How Hims & Hers is disrupting the healthcare industryCompanies discussed: Rocket Lab (RKLB), TransMedics (TMDX), Hims & Hers (HIMS). Host: Travis HoiumGuests: Lou Whiteman, Rachel WarrenEngineer: Bart Shannon Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Looking at a weird GDP data point. Calling BS on Russia/Ukraine peace talks. Gold and Silver – WOW! Closing out the year – a good one too! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - CTP Cup - All systems go! 9 participants! - Lots to be excited about and anxious too - Looking at a weird GDP data point - Calling BS on Russia/Ukraine peace talks Markets - Gold and Silver - WOW! - Closing out the year - a good one too! - Buyers are still hot to buy any dip - "Diet" pills coming Bitters Making Progress  - Chocolate -Dark Cherry -Infusions - https://highdesertbotanicals.com NYE Celebration - Cities across America ring in the new year by dropping unexpected objects: - Amelia Island, FL drops a giant shrimp. - Nashville drops a 400lb musical note with 28,140 LEDs. - Boise, ID, drops a glowing potato. - Key West, FL, drops an eight-foot ruby-red heel—complete with a drag queen inside! - In Spain, revelers gulp down 12 grapes—one for each midnight chime—to bring luck for each month - Denmark - Danes toss old dishes at friends' doors—large piles of broken crockery at dawn are seen as tokens of good luck. What a year! - So many themes in 12 months - AI, Tariffs, War and Trade War, Fat drugs, Deglobalization - Data centers, semiconductors, and supporting infrastructure like power and cooling systems. - Approx: DJIA +13.5%, SP500 +17%, NASDA +21%, BTCUSD -7.6%, Gold +64%, SLV +145%, $DXY -9.5%, EEM +30% - 2026 - Opportunities and Auld Lang Xiety (Tech still looks frothy in certain names) Top New Year's Resolutions - Exercise More - Eat Healthier - Save More Money/Get Out of Debt - Be Happy/Improve Mental Health - Lose Weight - Spend More Time with Family & Friends - Learn a New Skill/Hobby - Get Organized Active Management (Funds) - Same report annually - A small group of tech super stocks accounted for an outsize share of returns in 2025, extending a pattern in place for the better part of a decade. - Around $1 trillion was pulled from active equity mutual funds over the year, marking an 11th year of net outflows, while passive equity exchange-traded funds got more than $600 billion. - The concentration of gains in a few stocks made it harder for active managers to do well, with 73% of equity mutual funds trailing their benchmarks this year, the fourth most in data going back to 2007. - BUT, there are some areas that it makes sense for active management ---- Equity vs Fixed income and reasoning --- Efficient markets, boots on the ground Fat Pill - The FDA has approved the first-ever GLP-1 pill from Wegovy maker Novo Nordisk. - Novo Nordisk said the starting dose of 1.5 milligrams will be available in early January in pharmacies and via select telehealth providers with savings offers for $149 per month. - The approval gives Novo Nordisk a head start over chief rival Eli Lilly, which is racing to launch its own obesity pill. - Packaged food makers and fast-food restaurants may be forced to overhaul more of their products next year as newly approved, appetite-suppressing GLP-1 pills become available in January PowerBall - A ticket sold in Arkansas scored a $1.8 billion Powerball jackpot after Wednesday night's draw — one of the richest lottery prizes in U.S. history, landing just in time for Christmas. - The payout soared after last Monday's drawing produced no winners, with last-minute ticket sales pushing the jackpot to $1.817 billion. That makes it the second-largest U.S. lottery prize ever and the biggest Powerball of 2025, the lottery website said on Thursday. - The winning numbers — 4, 25, 31, 52, 59 and the Powerball 19 - Odds: one in 292.2 million. Silver - Amazing year! - Sunday night futures - >$83 then turned hard lower| - Down 7% on Monday - Range $83 - $71 (15%) for the day - Some rumors about a bank collapse due to wrong way position on Silver - forced liquidation and covering.... ----- Hard to believe that a bank was short that much silver - but..... SoKo Breach - South Korean online retail giant Coupang said it will offer 1.69 trillion South Korean won ($1.17 billion) in compensation to 34 million users affected by a massive data breach disclosed last month. - That is about 4% of Coupang's annual revenue - but a big chunk of their profit - $34 per user NVDA Deal - Nvidia has yet to issue a public announcement or disclosure regarding its $20 billion Groq deal that CNBC was first to cover on Wednesday. - Groq described the deal as a “non-exclusive licensing agreement,” a tool that's been used by tech giants of late in part to avoid regulatory scrutiny. - Analyst: “Antitrust would seem to be the primary risk here, though structuring the deal as a non-exclusive license may keep the fiction of competition alive,” Bernstein's Stacy Rasgon wrote in a report. - Groq will remain an independent company (?) GDP Consumption - Something is a bit off.... - With the marketplace costs increasing, this may be more than a one-off expenditure Q3 GDP Surge Russia/Ukraine - Less that an hour after the White House claimed great movement toward peace - Russian President Putin told President Trump that Russia will revise its negotiating position, raising questions over prospects for peace deal - Russian Foreign Minister Sergei Lavrov says Ukraine tried to attack Russian President Putin's residence - Does anyone even listen to the crap coming out of the White House anymore? - Did you hear Lutnick trying to explain the 600% reduction in costs for pharmaceuticals? Math wizards! - - For 2026, my wish is that they continue to work on the job at hand and just shut up Just for fun - Who is biggest drinker of spirits? - While there's no single official "heaviest drinker," legendary wrestler Andre the Giant is widely cited as having unmatched capacity, famously downing 119 beers in one sitting (or even up to 156 in other accounts) Oil - Crude oil futures down about 9.5% YTD - Much of the drop due to pick up in production (supply/demand) - Still a floor with as Russia, Nigeria, Venezuela etc - What will it take to move up? Best Auto Stock for 2025? - GM! Better than ford, Tesla and others (up 55%) - best year from coming out of bankruptcy in 2009 - Ford up 35% - Mary Barra, CEO selling into the strength - $73 M sold this year (Position down 73% from what she held last year) - - - Barra has contended for years that stock undervalued. With all of these say what does that say now? --- Would she ever say shares are overvalued? More fun stats - A peer?reviewed 2025 study estimates AI data centers (including indirect usage from electricity generation) consumed 312–765 billion liters of water annually. That's more than all bottled water consumed worldwide each year - Direct (on-site) water is used for cooling servers via systems like cooling towers or liquid loops. Indirect (off-site) water stems from electricity generation—particularly from thermal and nuclear plants, which require significant cooling resources - ??? Estimates suggest a single standard AI prompt (about 100 words) is linked to around 1.5 liters of water—accounting for the entire chain of consumption. (This is total usage from cooling powr consumption, electricity generation) - Global AI workloads consumed 50–60 terawatt-hours (TWh) in 2025—roughly the annual electricity use of a medium-sized country like Switzerland. - By 2030, AI-related electricity demand could reach 300–500 TWh annually, according to energy analysts—comparable to the entire electricity consumption of countries like France. Over to Iran - President Trump tells reporters that if Iran is building up its nuclear program, the U.S. will have to "knock them down" again --- Wait - I thought we destroyed all of their nuke aspirations??? - - - AND - Iran's currency hit a record low, triggering wave of protests, according to Bloomberg Fed News - Top Fed Chair Candidate Odds Narrow Again, With Hassett at 43% and Warsh at 35% - President Trump still angry at Powell 0threating to sue for incompetence Odd - Tesla Inc. published a series of sales estimates indicating the outlook for its vehicle deliveries may be lower than many investors were expecting. - The carmaker posted estimates showing analysts on average expect the company to deliver 422,850 cars in the fourth quarter, down 15% from a year earlier. - Tesla is on course for its second consecutive drop in annual vehicle sales, with the company compiling an average estimate for 1.6 million deliveries, down more than 8% from a year earlier. - These are estimates published by analysts - Tesla put on its own site - WHY? End of Year Stat - The U.S. national debt is climbing at a rapid pace and has shown no signs of slowing down despite the growing criticism of massive levels of government spending. - The national debt, which measures what the U.S. owes its creditors, rose to $38,386,384,190,622.68 as of Dec. 30, according to the latest numbers published by the Treasury Department. - That is an increase of about $5.8 billion daily - ~$18 per person in the US per day increase ($7,300) - or about the monthly price of leasing a small Mercedes - Each person in US owes approx $128,000 Love the Show? Then how about a Donation? THE CLOSEST TO THE PIN 2025 Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt! CTP CUP 2025 Participants: Jim Beaver Mike Kazmierczak Joe Metzger Ken Degel David Martin Dean Wormell Neil Larion Mary Lou Schwarzer Eric Harvey (2024 Winner) FED AND CRYPTO LIMERICKS See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Jaguars Quarterback Trevor Lawrence speaks with the media after practice on Wednesday ahead of the matchup against the Tennessee Titans in Week 18 of the 2025 Season.See omnystudio.com/listener for privacy information.

If a person is going through difficulties, the natural reaction is to ask, "Why me? What did I do to deserve this?" He then feels bad about the situation and remains in that state until it goes away. However, if he reacts that way, he is losing out on a golden opportunity. The purpose of this world is to utilize every circumstance that Hashem places a person into to its fullest, and thereby gain eternal life. The Chafetz Chaim writes that the main goodness a person will receive in the future depends on how he reacts to the ways Hashem dealt with him here. If he internalizes that Hashem is always doing the absolute best for him, even though it does not appear that way, he will rise to the greatest levels, and his table in the future will be overflowing with good. The Orchot Tzaddikim writes that if a person performs a mitzvah with joy, his reward is a thousand times greater than if he were to do it as a chore. That joy will give him the merit to have success in his endeavors and to rise in levels of spirituality, to the point that Hashem will reveal secrets to him from above. The joy a person experiences while doing a mitzvah is itself a mitzvah. If a person is experiencing difficulty, he has a mitzvah to accept that Hashem is doing this for his benefit, as stated in the Shulchan Aruch. If he fulfills that mitzvah with joy, it will earn him a thousand times more reward and elevate him tremendously. The Baal Shem Tov writes that when a person is in a state of joy and happiness, he can bring about great salvations. Being depressed and complaining accomplishes nothing, whereas being accepting and joyful can give a person everything. Rabbeinu Yonah writes in Mishlei (perek gimel, pasuk yud alef) that if a person gives much charity and is exceedingly careful in the performance of all the mitzvot, yet is unsuccessful in business and has great difficulty earning parnassah, or experiences other forms of suffering despite being so good, he must strengthen himself in bitachon and accept the way Hashem is dealing with him with love. He must understand that what is happening to him is truly for the best. He says, what the person is experiencing in his life is better than all the wealth, tranquility, and success this world has to offer, because all of that passes in a fleeting moment. This world is so temporary in comparison to the next world, and one moment of pleasure there is better than all the pleasure that can ever be experienced in this world combined. A person does not know what is truly good for him; only Hashem does. Sometimes tranquility is good, and sometimes difficulty is good. Therefore, a person should never be upset with Hashem. Rabbeinu Yonah adds that this attitude is a wondrous level to reach in bitachon, and the reward for it is incomprehensible. I once read a story of a man who was diagnosed with a serious illness. He went through years of treatments, hospital visits, pain, and uncertainty. His livelihood was affected and all of his plans were dissolved, yet no one could believe the attitude he maintained throughout the experience. When people visited him, they expected frustration and anger, but instead they were met with a smile and words of emunah. One day a friend could not hold back any longer and asked him directly, "How do you keep saying Baruch Hashem? You are in so much pain, you have lost so much—don't you feel broken?" He answered, "Yes, it hurts. But pain does not mean Hashem does not love me. It means He trusts me." The doctors and nurses were in awe of his demeanor, and he made a tremendous Kiddush Hashem. Baruch Hashem, he recovered and continues to live his life with joy and emunah. The levels he reached through his acceptance during those few years are levels people often do not reach in decades when everything is going smoothly. We do not ask for difficulties, but if they ever come, we do not want to waste the opportunity. The greatest thing we can do is accept them with love and emunah.

Before we close out 2025, take a moment and reflect on what you accomplished this year. During this final walk of 2025, Dave puts in perspective how much you actually walked this year.Download the free blueprint for My Year Of Getting StrongerCheck out the Walking Friends Community on PatreonGet the free weekly Walking is Fitness email. It's a three-minute dose of walking inspiration delivered to your inbox every Thursday morningSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this compelling episode, we explore the unorthodox journey of Dr. Sheldon Greaves, author of 'The Gorrilla Scholar's Handbook'. Dr. Greaves discusses his unconventional career path, from earning a PhD in Ancient Near Eastern Studies to founding a university and developing a space-lift capable rocket. He shares his passion for independent learning, the importance of elite thinkers in society, and offers practical tips for research outside traditional academia. Touching on the state of public education, the impact of technology on learning, and the value of honest dialogue, this discussion emphasizes the need to foster critical thinking and independent scholarship in today's challenging times. 00:00 Introduction: Awakening Hearts and Breaking Chains 00:45 Meet Dr. Sheldon Greaves: A Journey of Unconventional Scholarship 03:08 The Inspiration Behind The Gorrilla Scholars Handbook 08:14 The Importance of Reading and Physical Books 16:17 Challenges and Opportunities in Modern Education 28:26 The Role of Honest Dialogue in Bridging Divides 42:52 Accessing Reliable Information in a Misinformed World 53:51 Conclusion: The Joy of Learning and Final Thoughts Website https://guerrillascholar.substack.com/ Social media links https://www.facebook.com/sheldon.greaves/ https://guerrillascholar.substack.com https://bsky.app/profile/guerrillascholar.bsky.social https://www.linkedin.com/in/sheldongreaves/

This week on Swimming with Allocators, Earnest wraps up the “Best of” moments of the year for the podcast. These moments feature insightful conversations with leading voices in venture capital and fund management. Topics include the challenges LPs face in today's market, strategies for selecting and supporting emerging fund managers, evolving industry trends in fintech, crypto, and AI, and the critical importance of transparency, humility, and strong client relationships. Key takeaways highlight the necessity for a compelling thesis, expert communication, and adaptability in a hyper-competitive market, providing actionable lessons for both established players and new entrants in the venture ecosystem. Don't miss the top moments from the show this year!  Highlights from this week's conversation include: Season Highlights and the Best Of Countdown (0:34) Reflections on Venture Capital Lessons and Year-End Energy (3:45) Laura Thompson and Her Impact on LP Transparency (7:37) Challenges of Fund Underwriting and the Importance of Reference Work (11:21) Trends in Fintech, AI, Crypto, and Their Effect on Manager Selection (15:12) How to Approach Reserves and Portfolio Construction (18:55) The Difficulties and Opportunities for Emerging Managers Today (22:41) Capital Formation Insights With Guest Megan Reynolds (26:25) Why Client Experience Is as Important as Fund Performance (30:10) Industry Institutionalization, Reporting, and Relationship Trends (33:57) The Evolving Retail LP Market and the Future of Venture Access (37:41) What Makes Great Emerging Managers and Fund Builders Stand Out (41:25) Lessons Learned, Teamwork in Investing, and Season Wrap-Up (45:12) Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only. Learn more about your ad choices. Visit megaphone.fm/adchoices

Matt speaks with Randy Hicks (CEO of the Georgia Center for Opportunity) about why jobs and social capital matter, how government programs can stabilize but often fail to help people escape poverty, and what reforms might better support work and self-sufficiency. They also discuss the benefits cliff, UBI, the role of civil society (including faith-based organizations), Utah's “one door” model, and the minimum wage. References The Georgia Center for Opportunity: https://foropportunity.org/  Alliance for Opportunity: https://allianceforopportunity.com/  The "One-Door Path": https://allianceforopportunity.com/focus/safety-nets/one-door-2/  “Benefits cliff”: https://freopp.org/whitepapers/fixing-the-broken-incentives-in-the-u-s-welfare-system/  Milton Friedman and the Negative Income Tax proposal: https://www.econlib.org/library/Enc/NegativeIncomeTax.html  Mike Rowe's Dirty Jobs and the dignity/value of work: https://www.youtube.com/watch?v=x17ip3ZwG0Q  --- Thanks to our patrons, including Kris Rondolo, Amy Willis, and Christopher McDonald. To support The Curious Task, visit: https://patreon.com/curioustask 

Steve Koenig goes inside out on the software sector, highlighting growing job opportunities and picking some favorite stocks. He likes Autodesk (ADSK), Zscaler (ZS), and Datadog (DDOG), giving each of them Outperform ratings. George Tsilis brings an example options trade for Datadog. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

Jeff Weniger and Kevin Nicholson discuss the Fed's path in 2026. Kevin thinks the Fed will be on hold for “the first couple of meetings” next year because they “need to actually see the data.” His base case for 2026 is 8%-12% growth in the SPX and international growth between 0%-10%. Jeff weighs in on “trepidation” around the Mag 7 and shares some of his theses for next year, including in Japanese equities. However, he's “not sure” what would “upset the apple cart” just yet.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

A spokesperson says the Chinese mainland will help Taiwan businesses and enterprises seize development opportunities created in implementing the 15th Five-Year Plan for Economic and Social Development.

Online dating has become a hugely popular multibillion-dollar industry, including in Australia. However, behind its ease, the trend holds a range of challenges ranging from security concerns to emotional burdens. - Kencan daring telah menjadi industri bernilai miliaran dolar yang sangat populer, termasuk di Australia. Namun, di balik kemudahannya, tren ini menyimpan berbagai tantangan mulai dari masalah keamanan hingga beban emosional.

Ira Goldberg, MD - The Expanding Treatment Landscape for Familial Chylomicronemia Syndrome: Exploring New Options and Opportunities

Ira Goldberg, MD - The Expanding Treatment Landscape for Familial Chylomicronemia Syndrome: Exploring New Options and Opportunities

In this episode, Linda McKissack and Dana Gentry explore what it means to recognize "next natural doors" when they open, and how to have the courage to walk through them. Sparked by growing interest in Linda's story from 10X Is Easier Than 2X, the discussion centers on confirmation, timing, and the responsibility that comes with experience: going back to help others accomplish what you've already achieved. Linda shares why she's launching her first week-long 10X challenge, how paying attention to energy, alignment, and repeated nudges has clarified her next step, and why real growth requires discomfort, focus, and action-takers—not convincing. Along the way, they unpack intentional planning, saying no, surrounding yourself with the right people, and building a life and business that supports long-term impact rather than burnout. 

In this solo episode of Pillars of Wealth Creation, Todd looks ahead to what real estate investing may look like in 2026 and what investors should be paying attention to as the new year unfolds. He discusses expectations around interest rates potentially trending down and cap rates beginning to compress, noting that deals will only truly move forward if interest rates, pricing, or a combination of both adjust. Todd breaks down rent trends across the U.S., explaining that most markets may continue to see negative or minimal rent growth early in the year, with modest improvement possibly appearing in Q2 and Q3 before leveling off. He also touches on inflation staying near 3%, uncertainty in multifamily pricing due to a murky economic outlook, and flat conditions in single-family housing driven by affordability challenges. The episode also covers commercial sectors, concerns around government data transparency, and why assisted living and memory care may continue to lead returns for those who understand how to operate them effectively. YouTube: www.youtube.com/c/PillarsOfWealthCreation Interested in coaching? Schedule a call with Todd at www.coachwithdex.com Listen to the audio version on your favorite podcast host: SoundCloud: https://soundcloud.com/user-650270376 Apple Podcasts: https://podcasts.apple.com/.../pillars-of.../id1296372835... Google Podcasts: https://podcasts.google.com/.../aHR0cHM6Ly9mZWVkcy5zb3VuZ... iHeart Radio: https://www.iheart.com/.../pillars-of-wealth-creation.../ CastBox: https://castbox.fm/.../Pillars-Of-Wealth-Creation... Spotify: https://open.spotify.com/show/0FmGSJe9fzSOhQiFROc2O0 Pandora: https://pandora.app.link/YUP21NxF3kb Amazon/Audible: https://music.amazon.com/.../f6cf3e11-3ffa-450b-ac8c...

A Falun Dafa practitioner in Japan shares his cultivation journey, highlighting challenges he faced after moving from China. He reflects on overcoming negative work environments, eliminating attachments, and finding new opportunities in musical instrument repair. He also recounts a difficult customer situation, emphasizing the importance of looking inward, considering others, and upholding the principles of Falun Dafa when confronted with conflicts. This and other experience-sharing from the Minghui website. Original Articles:1. [Fahui] Escaping the Quagmire and Walking the Final Stretch Well2. [Fahui] New Practitioner in Japan: Cherishing the Opportunity and Progressing in Cultivation3. [Fahui] My Journey of Looking Inward and Cultivating Myself To provide feedback on this podcast, please email us at feedback@minghuiradio.org

Summary  Kick off 2026 with a bang! Gary's Gulch welcomes Glenn Yaney, host of Capitalize Your Life Podcast. Explore the power of Infinite Banking and personal finance, as Glenn shares his journey to financial freedom and helping others gain control of their lives. Learn how to capitalize on your life for a prosperous future! #FinancialFreedom #GarysGulch #Podcast.   Episode Highlights 00:00:09 - Optimism for 2026: A Unique Year 00:01:09 - Glenn Yaney's Career Shift: Finding a Fitting Path 00:03:03 - Rebranding: Capitalize Your Life Podcast 00:05:11 - Personal Growth: From Military to Faith 00:10:00 - Financial Certainty Fuels Growth 00:13:46 - Infinite Banking: Securing Human Life Value 00:15:00 - Navigating Economic Challenges: Lessons from 2008 00:16:57 - SIPA Certification: Strategic Business Exit Plans 00:19:58 - The Importance of Preparedness: Luck and Opportunity 00:22:06 - Empowerment Through Financial Education 00:23:50 - Surrounding Yourself with Optimism: The Importance of Mentorship   Episode Resources https://www.youtube.com/watch?v=Z7NHaSJpxeI https://podcasts.apple.com/us/podcast/the-capitalizing-your-life-podcast/id1728886342 Connect with Gary Pinkerton https://www.paradigmlife.net/  gpinkerton@paradigmlife.net https://garypinkerton.com/  https://clientportal.paradigmlife.net/WealthView360     Keywords Gary's Gulch   Infinite Banking   Personal Finance   Conservative Optimism   America's Roots   Millionaire Journey Podcast   Capitalize Your Life Podcast   Financial Independence   Business Strategy   Exit Planning   Victim Frankl   Entrepreneurship   Agency and Control   Mindset   Legacy Planning   Unique Genius   Financial Capability   Tier One Capital   Hierarchy of Wealth   Cash Flow   Business Growth   Real Estate Investment   Zig Ziglar   Jim Rohn   Self-Improvement   Empowerment   Startup Mode   Business Networking   Liquidity   Self-Betting  

A physician's expertise can extend beyond the exam room and into the courtroom. In this episode of BackTable OBGYN, Dr. Elizabeth Moore, a general OBGYN and founder of MooreExperts, joins host Dr. Mark Hoffman to share her expertise on the intricacies of medical-legal work. --- SYNPOSIS They cover Dr. Moore's journey into expert witness work, including how the pandemic shifted her career focus and ultimately led to the creation of a platform to assist OBGYNs in navigating legal cases. They discuss the challenges of managing extensive medical records, the importance of adhering to the standard of care, and the unique nature of obstetrics cases. They also emphasize the need for precise, evidence-based report writing to avoid unnecessary trials and address the emotional and financial toll legal processes can take on physicians. Finally, the episode explores the need for better systems to protect both patients and healthcare providers while offering insight into future challenges, including AI and private equity involvement in legal cases. --- TIMESTAMPS 00:00 - Introduction05:08 - First Experiences in Medical-Legal Work08:57 - The Role of Education in Legal Cases11:37 - Challenges and Rewards of Medical-Legal Work13:58 - Understanding Standard of Care and Malpractice15:59 - The Importance of Detailed Reports and Depositions20:02 - The Jury System and Its Challenges25:45 - Balancing Professional and Personal Life29:43 - Getting Started in Medical-Legal Work32:07 - Recognizing Patterns in Medical Litigation33:51 - Educating Attorneys for Fair Trials36:33 - Concerns and Improvement of Medical Expert Testimonies45:54 - The Role of Systems in Reducing Medical Errors51:52 - Future Challenges and Opportunities in Medical Legal Work56:07 - Final Thoughts --- RESOURCES ACOG Technical Bulletin 365: Seeking and Giving Consultationhttps://www.acog.org/clinical/clinical-guidance/committee-opinion/articles/2007/05/seeking-and-giving-consultation MooreExperts OBGYN Consulting Medical Legal Expert Witness Masterclasshttps://www.mooreexperts.com/ Bless This Mess: A Picture Story of Healthcare by Dr. Stephen Klaskohttps://www.amazon.ae/Bless-This-Mess-Picture-Healthcare/dp/1483479625

An interview with Paige Denison, Director of Health, Wellness and Project Enhance at Sound Generations.Here's the thing about falls that makes me so passionate about it. I mean, they don't have to happen, right? For a lot of things they cause, the human cost, the healthcare cost, the cost to our communities, to families, to caregivers, and preventing them is very, very doable. So I think we need, and we have been working steadily on changing the narrative around falls not being inevitable, because people have felt like they're an inevitable part of aging.Paige Denison Inspiration for focus on healthy agingBridging the gap between research and practicePreventing fallsDefining evidence-based exercise programmingDescribing EnhanceFitnessDefining healthy agingTips for fitness professionals working with older adultshttps://www.movetolivemore.com/https://www.movetolivemore.com/bookhttps://www.linkedin.com/company/move-to-live-more@MovetoLiveMore 

Semyon Dukach, the Founding Partner at One Way Ventures, serial entrepreneur, and former leader of the famed MIT Blackjack team, joins me to share his extraordinary journey from arriving in the U.S. as a Soviet refugee to becoming one of New England's top venture capitalists. We discuss his path from leading the MIT Blackjack team to startup founder to prolific investor. One Way Ventures invests only in immigrant founders and we discussed how he developed that thesis. We also talk about personal growth, overcoming imposter syndrome, and what it really takes to become an exceptional founder and leader.Where to find Semyon:XLinkedInOne Way VenturesTimestamps:(00:00) From Pacman to Blackjack: A Unique Journey(02:58) Lessons from the MIT Blackjack Team(05:54) Transitioning from Operator to Investor(08:52) The Immigrant Experience and Entrepreneurship(11:46) Building Trust in High-Stakes Environments(14:36) The Power of Immigrant Founders(17:44) Branding and Recognition in Venture Capital(28:18) Building a Strong Network for Deal Flow(31:39) Recognizing Undervalued Immigrant Founders(34:19) Traits of Extraordinary Founders(37:07) The Importance of Customer Focus(38:53) Growth Through Partnership and Experience(42:23) Navigating the Challenges of Venture Capital(44:56) Turning Disappointments into Opportunities(46:19) Dealing with Imposter Syndrome(47:32) Lessons Learned on the Entrepreneurial Journey(51:03) The Inner Drive of EntrepreneurshipConnect with Alisa! Follow Alisa Cohn on Instagram: @alisacohn Twitter: @alisacohn Facebook: facebook.com/alisa.cohn LinkedIn: https://www.linkedin.com/in/alisacohn/ Website: http://www.alisacohn.com Download her 5 scripts for delicate conversations (and 1 to make your life better) Grab a copy of From Start-Up to Grown-Up by Alisa Cohn from Amazon

Ephesians 5:16

Part 2 of 2025's end-of-year special features Jonathan Bouaziz (Kardinal), Peter Balfour (imageHOLDERS), Clemens Beckman (Greenplan), and Amanda Martinez (HubBox). Jonathan Bouaziz, co-CEO at Kardinal, discusses the e-commerce boom and being prepared for a volatile 2026: Emerging trends in cross-border fees, especially in Europe How consumers might perceive the €3 fee How Chinese marketplaces might adapt to changes Opportunity to reinvent delivery Fast, free delivery, or green delivery? The attitude-behaviour gap in green delivery Why can some last mile operators better adapt to shifts in the operating environment? Taking control instead of being reactive Peter Balfour, VP Postal Sales at imageHOLDERS, covers helping customers adopt self-service in the post office: Getting the customer journey right Educate customers on self-service solutions Accessibility Importance of easy-to-use software Customising self-service for each post office network Clemens Beckmann, CEO at Greenplan, discusses route optimisation: Planning and execution of planned routes Incorporating time windows into route management Real-time updating of stop sequences Helping the driver Avoiding time violations Amanda Martinez, Network Partner Director at HubBox, on out-of-home delivery and the checkout experience: Offering OOH delivery at checkout in various markets Improving the user experience when selecting delivery locations Best practice in dynamic delivery selection Remembering customer delivery preferences  

Nokukhanya Mntambo speaks to Arthur Goldstuck, Author & Journalist, about what the latest SMME data reveals on where small businesses across South Africa are growing, where they are failing, and why the sector remains both a national priority and a persistent struggle. In other interviews, Jordan Hertz, Chief Commercial Officer of Sourcefin, discusses the launch of TenderCentral and whether access to public-sector opportunities is enough for SMMEs facing funding and late-payment challenges; entrepreneurs Surprise Mankge of Silverspoon and Kabelo Kungwane of Kasiflavour10 share insights into building sustainable businesses in hospitality and township fashion; while Dr Angela Deh, Clinical Psychologist, and Themba Ndubane, Managing Director at Horizon Seven, unpack emerging risks around AI-driven mental-health tools and the security of personal documents stored in the cloud. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Memphis is a city worthy of championing! In today's conversation, we chat with fellow city champions John Carroll of City Leadership and David French of Memphis Brand to discuss why it's valuable, important, and necessary for there to be multiple organizations working toward a shared goal. Resources mentioned in this episode include: City Leadership City Leadership's campaigns: Choose901 , Teach901 , Choose901 Alumni , Choose901 merch , Give901 , and Serve901 Memphis Brand We Are Memphis S5E24 A Responsibility and Opportunity to Honor, Educate, and Enhance S5E17 The Power of Partnership to Secure the Cleveland Street Corridor TIF Memphis Travel WREG's Bright Spot Subscribe for the New Memphis "Meanwhile in Memphis" newsletter , Choose901 newsletter The Daily Memphian City of Memphis emails I Love Memphis Blog Hyde Family Foundation National Civil Rights Museum This episode is made possible in partnership with Independent Bank.

Michael's journey from hardship to graduation shows how God's plans bring hope, a future, and the potential to make a lasting difference. -------- Thank you for listening! Your support of Joni and Friends helps make this show possible.     Joni and Friends envisions a world where every person with a disability finds hope, dignity, and their place in the body of Christ. Become part of the global movement today at www.joniandfriends.org   Find more encouragement on Instagram, TikTok, Facebook, and YouTube.

The era of the high street is over. As physical storefronts crumble under soaring rates and ghost-town foot traffic, a new breed of entrepreneur is seizing the wreckage.  Rob breaks down the brutal reality of the 2026 economic landscape, revealing why your local gym is failing, why AI is the ultimate "get rich" side hustle, and how you can buy a multi-million dollar bank for pennies on the pound. This is the blueprint for surviving the death of social media and the birth of the high-ticket human connection BEST MOMENTS "No one's really going to the town centre like they used to anymore." "Implementation is a scarce resource... information is a commodity. You could be an AI agency where you could coach and mentor people on how to use AI well." “The problem equals the opportunity." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School →⁠ ⁠⁠https://money.school⁠   And if you'd like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  →⁠ ⁠⁠https://robmoore.live/mms⁠ 

I messed up on these episodes .I am putting out this episode without cuts. The AI, I used has been cutting things off. I apologize. Hopefully, someone else will learn from my mistake. Welcome to the DMF! I'm Justin Younts, and today we're spotlighting the wisdom and creative spirit of Christine La Monte, who reminds us of the power of one simple word: yes. For Christine, saying yes has opened doors throughout her life and career — from directing plays to embracing unexpected film projects. One such opportunity is tied to her husband's book, Justice Deferred, which was once optioned by Warner Brothers and has now returned to her control. With screenwriter Laura Curran attached, Christine is actively pushing forward to bring it to life as a feature or series.Christine speaks openly about embracing challenges with purpose. She often reflects on the book The Journey of the Everyday Hero, a philosophy she lives by — that every challenge carries the seed of growth. She believes deeply that experiences, both good and difficult, shape who we are meant to become.Her commitment to self-care and spirituality also fuels her creative work. Through walking meditation, saying the rosary, and carving out moments of quiet connection, Christine finds balance amid a whirlwind of meetings, screenings, and creative responsibilities.Books remain a core source of joy and expansion for her — she belongs to two book clubs and loves the way literature broadens perspective and sparks conversation.Whether you're an aspiring filmmaker, a writer, or someone simply looking for motivation, Christine's journey is a reminder to say yes, lean into challenge, and trust that your path is unfolding as it should.Thank you for joining us on this episode of the DMF. Don't forget to like, share, and subscribe for more inspiring conversations!00:00:00 - Introduction00:00:09 - Justice Deferred and Future Projects00:00:57 - The Power of Saying Yes00:02:01 - The Journey of the Everyday Hero00:02:56 - Personal Beliefs and Practices00:03:58 - Daily Routine00:05:07 - Film and Television Preferences00:06:18 - Professional Associations and Experiences00:08:25 - Meditation Practices00:10:55 - Physical Activities00:11:54 - Current Reads00:15:23 - Influence of Filmmakers00:16:13 - Working with David Lynch00:16:34 - Lessons from Masters00:16:59 - Music Preferences00:20:02 - Work Ethic00:20:35 - The Role of Producers00:21:34 - Current Watchlist00:22:33 - Contact Information

What does real success look like when your journey starts with nothing and every win must be carved from grit, risk, and self-belief?On today's episode, Nicole McMackin has an unfiltered conversation with tech leader Dan Van Tran, whose immigrant story, relentless drive, and radical authenticity reveal surprising lessons behind true career elevation. From teaching himself to read at age three, to becoming the parent-advocate for his family, to building a thriving tech career against the odds, his experiences illuminate why optimism and resourcefulness matter more than pedigree.You'll learn exclusive, actionable strategies for conquering imposter syndrome, transforming adversity into innovation, and amplifying your impact, plus the urgent truths about why asking the right questions unlocks opportunity. Listen right now to avoid the pain of stagnation and unlock the rare playbook for lasting career growth. This episode delivers exclusive mindset breakthroughs you won't find anywhere else.Timestamped Highlights[00:00] – A three-year-old “prodigy,” a cassette player, and the secret power of early self-advocacy[00:04:26] – Stolen wealth, refugee escapes, and meeting the founder of Sriracha—how a family survival story shapes resilience[00:08:43] – Why three strangers in Long Island became “family” and the real value behind radical generosity[00:12:02] – Becoming a parent in childhood, first-gen pressure, and the unspoken rules for immigrant success[00:14:30] – Growth mindsets, invention-from-necessity, and the unique freedom to fail forward[00:23:10] – From aspiring garbage man to tech innovator: How childhood dreams evolve and ignite professional ambition[00:31:27] – Grit, late-night buses, and work ethic: What really separates successful risk-takers from those who only “want to”[00:40:38] – Conquering imposter syndrome at the top—proven reframes and the toolkit for thriving under pressureAbout The GuestDan Van Tran is a senior technology leader and executive known for his resilience-driven mindset and impactful career in software, fintech, and health tech. From immigrant roots and firsthand leadership as a first-generation American, he's built his reputation on empowering teams, fostering innovation, and giving back. Dan Van Tran is deeply committed to social mission work and is recognized for championing mentorship and authentic professional growth in the tech industry.

Start your the 2026 New Year by aligning with your dreams and goals by repeating these New Year positive affirmations. Affirmations like these have the power to reprogram your mind, remove limiting beliefs, and nurture a positive mindset. Repeat these affirmations daily for 21 days to make this your best year yet! #affirmations #manifestation #meditation #newyear #2026 Check out the Wake Me Up Positivity Coach app: ⁠⁠⁠⁠⁠⁠⁠http://studio.com/wakemeup⁠⁠⁠⁠⁠⁠⁠. You get: Full Access to the WMU catalog; a personal growth plan based on my guidance and coaching; simple, daily tasks (5-10 minutes a day) to guide you through your own personal transformation; your plan evolves with you as you and your life change. It's the most effective way to digest the content in Wake Me Up for creating personal change! Get ad-free access to the entire WMU catalog + bonus content by joining the WMU Premium Feed. Grab a 7-day free trial of Wake Me Up premium: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://goodpeoplestuff.supercast.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ About Wake Me Up Wake Me Up is the # 1 guided morning routine podcast. Our guided morning wake ups offer affirmations, mindfulness, meditation, yoga, and motivation specifically designed to help you get out of bed and start your day with a positive mindset. Stop pressing the snooze button all morning long, and turn on an episode of Wake Me Up instead. You will be happier and more successful at everything in life because of it! Try out our different kinds of episodes to see what you like. And add it into your morning routine every day. Each day, you will be happier than the day before :)   Check out my sleep meditation podcast, Sleep Escape on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Music⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠   I make this channel to serve you. Part of that is creating tools like journals and courses to dive deeper into certain topics, all of which you can find here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://stan.store/goodpplstuff⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Wake Me Up on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ -  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Spotify⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podchaser⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Say hi or request an episode at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wakemeuppodcast.com/contact⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. See visual guides for the yoga and stretches in WMU episodes at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wakemeuppodcast.com/stretches⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. **Only partake in the physical movements suggested in Wake Me Up episodes if you are physically able and in safe surroundings. All movements are done at the individual's own risk. Be safe, and always consult a doctor if you have any questions or concerns.** Have a wonderful day

More syndications are going sideways. Capital calls have become common. Tensions are rising between operators and investors…but not for all deals. If you had talked to today's guest before forming your real estate syndication, there's a good chance you'd already have a battle plan for every potential challenge. Thankfully, today, CRE's go-to legal advisor is sharing his take for free. Richard Crouch has worked on eight figure commercial real estate deals for over two decades, helping advise on disputes, defaults, and structuring. He's the one who sets up your failsafes before a deal goes sideways and advises you on the right way to resolve it once the damage has been done. Today, we're getting into the nitty-gritty that not only sponsors but also passive investors need to know. We'll talk about the “gotcha” clauses lenders can use to extract fees from you or worse…take your entire property, the right way to handle a capital call so your exit strategy doesn't fall apart, and what to do in the unfortunate event that a guarantor passes away mid-deal.  Insights from today's episode: Your lender is not your friend: the “gotchas” put in place that you must navigate around  How to handle capital calls so your investors don't feel neglected and unsettled  One thing you need to include in every single operating agreement you sign  A crucial event that can “trigger” if a guarantor passes away during a deal cycle  Opportunity for buyers: Is now the time to invest in distressed debt amid inexperienced syndicators' struggles — Connect with Richard on LinkedIn Richard's Email: richard.crouch@woodsrogers.com  Richard's Phone Number: 757-353-0969 Recommended Resources: Accredited Investors, you're invited to Join the Cashflow Investor Club to learn how you can partner with Kevin Bupp on current and upcoming opportunities to create passive cash flow and build wealth. Join the Club! If you're a high net worth investor with capital to deploy in the next 12 months and you want to build passive income and wealth with a trusted partner, go to InvestWithKB.com for opportunities to invest in real estate projects alongside Kevin and his team.  Looking for the ultimate guide to passive investing? Grab a copy of my latest book, The Cash Flow Investor at KevinBupp.com.  Tap into a wealth of free information on Commercial Real Estate Investing by listening to past podcast episodes at KevinBupp.com/Podcast.

It's A Monday Morning Show -- Ken gets ready for his week, looks back on his past week, and we all try to figure it out together.Get Ken's Comedy Album ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IN MY DAY⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Purchase Ken's book ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Why We Love Stars: The Great Moments That Built A Galaxy Far, Far Away.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Enjoy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Moonagers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠kennapzok.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

It is the quiet week between Christmas and New Year's. The guests have gone home, the adrenaline has worn off, and you are likely left with a heavy realization: The holidays didn't fix it. If you are currently Googling "how to get a divorce" or secretly looking up attorneys while your spouse is in the other room, you are not alone. Next Monday, January 5th, is known in the legal industry as "Divorce Day," where inquiries skyrocket by 25%. But before you make a call that you cannot unmake, Susan Guthrie has a message for you: Stop. Just breathe. In this urgent and deeply practical solo episode, Susan reveals why the "smartest people" wait until March to file, and exactly what they do in January instead. Drawing on 35 years of practice, she breaks down the "Broken Promise" theory, the danger of the "New Year's Resolution Bomb," and why urgency is the enemy of a good divorce. If you are feeling the pressure to act, this episode is your permission slip to pause, plan, and protect your future before you ever step foot in a courtroom. IN THIS EPISODE, YOU WILL LEARN: The "Broken Promise" Theory: Why the holidays amplify marital cracks rather than fixing them. The January vs. March Strategy: Why amateurs rush to file in January, while strategists use the month for "vetting and verification". The 3 Critical Questions: What you must ask yourself before you hire a professional (hint: do you know the "business reality" of your marriage?). The "First Responder" Rule: Why your first call should almost never be to a lawyer—and who you should call instead. The Financial Reality Check: The sobering statistic about the 41% drop in household income for women post-divorce and how to prevent it. Mistakes to Avoid: Why hiring a "shark" out of fear is the fastest way to burn through $30,000+.   FEATURED RESOURCES & DOWNLOADS: FREE DOWNLOAD: The "January Strategy Calendar" Don't spin your wheels this month. Susan has created a free 4-week "Pre-Season" planner to help you audit your emotions, gather financial documents, and vet professionals before you file.

As we move through the final days of the year, uncertainty has a way of getting louder. Whether you're reflecting on a year that didn't go as planned or wondering how you'll recreate (or top) one that went incredibly well, this in-between space can feel heavy, pressured, and mentally exhausting.  In this episode, Nicole explores why this time of transition can be so uncomfortable—and how it can actually become one of the most powerful moments for clarity and expansion. Using Human Design as the lens,  Nicole breaks down what's really happening beneath the surface when fear, anxiety, or urgency start to creep in. You'll learn why clarity isn't something you "think" your way into, how over-relying on the mind keeps you stuck, and what it looks like to shift out of mental pressure and back into alignment with your body and energy. Nicole also walks through three core insights that help transform uncertainty into opportunity, including the role of your inner authority, why timing matters so much depending on your design, and how certain themes in your chart can pull you into doubt—or guide you back to trust—during moments of transition. Rather than offering generic mindset advice, this is a grounded, practical exploration of how your unique design influences the way clarity actually arrives for you. If you've been feeling pressure to have answers, to figure out the next move, or to "get it right" before the new year begins, this episode offers a different way forward—one rooted in self-trust, spaciousness, and alignment. Listen now! Learn more about your Human Design and get your full chart for free at https://www.nicolelaino.com/chart To download your copy of the Unshakeable Year Planning Guide click the link: https://nicolelaino.com/newyear or DM Nicole "New Year 2026" on Instagram at https://www.instagram.com/nicolelainoofficial/   To download the Secret Podcast on how to Build & Scale Your Business with Human Design click here: nicolelaino.com/secretpodcast    Be sure to visit nicolelaino.com/podcastlinks for all of the current links to events, freebies, and more!    If you enjoyed this week's episode, I'd so appreciate you doing a few things for me:  Please subscribe to the podcast on Apple Podcasts, Spotify, or wherever you listen! Rate and review the podcast on Apple Podcasts.  Tag me @nicolelainoofficial on your IG stories with a story of you listening to the podcast and I'll make sure to share your post!  Interested in learning more about working with me? Click here to learn more about how we can work together. 

Nearly half of U.S. households are living paycheck to paycheck, yet millions of financially capable people are denied access to affordable credit. That is not a consumer failure. It is a system failure. I recently spoke at the Hope Global Forums in Atlanta, where the focus is on economic opportunity. I challenged the banking industry to address a blind spot. We rely on outdated credit models that look backward, not at real cash flow, real behavior, or real potential. When credit is denied, education alone does not work, mobility stalls, and banks lose the growth they say they want. Serving the underserved is no longer optional. It is the strategy gap holding this industry back.

This Week's Panel - KooshMoose, wildwest08   Show Discussion - KooshMoose and wildwest08 are back and recording a few days before Christmas. Put down that figgy pudding, grab your champagne, and get ready for some Xbox achievement talk as we discuss the latest TA contest and what we've been playing for the past two weeks. You won't believe your eyes as wildwest returns to Assassin's Creed Mirage for some DLC before diving into the Games With Gold hit, SpongeBob's Truth or Square. Then KooshMoose drills in to why he thinks fans of the recent Roguelites will want to check out Dome Keeper. Hope you all had a Merry Christmas and are ready for a Happy New Year of Xbox achievement hunting!   Games Mentioned: wildwest08 - Assassin's Creed Mirage Valley of Memory DLC, SpongeBob's Truth or Square KooshMoose - Dome Keeper   ----- AH101 Podcast Show Links - https://tinyurl.com/AH101Links Intro music provided by Exe the Hero. Check out his band Window of Opportunity on Facebook and YouTube 

In this solo recap episode, Beauty School Bobbi reflects on the transformative year of 2025, highlighting significant growth in both her personal life and the Beauty School Bobbi podcast. She discusses the evolution of the podcast from a casual hobby to a more structured and consistent show, the challenges and joys of balancing family life with travel for work, and her personal journey of self-discovery, including her recent ADHD diagnosis. Bobbi emphasizes the importance of being rooted in oneself and the value of taking time to respond thoughtfully to life's challenges. Bobbi Powell reflects on her personal growth and emotional resilience over the past year, emphasizing the importance of processing experiences and maintaining composure in challenging situations. She discusses her leadership style and its impact on her team dynamics, highlighting the need for stability in leadership roles. Bobbi also addresses the evolving landscape of beauty education, advocating for a student-centered approach amidst changing industry standards. She shares insights on navigating beauty school experiences, encouraging students to maintain a positive attitude and build supportive relationships. Finally, she emphasizes the significance of finding joy and purpose in life as she looks forward to the opportunities that 2026 will bring.   Takeaways This year has been an insane year of growth. The podcast has evolved from a hobby to a consistent show. We hit 28,000 downloads, marking significant audience growth. Traveling for work has become easier as the kids grow older. Personal growth includes navigating ADHD and self-discovery. Consistency in scheduling has reduced pressure on content creation. The importance of highlighting genuine people in the industry. Exploring new formats for the podcast is a future goal. Learning to respond thoughtfully rather than react immediately. The balance of family and work is a continuous journey. Understanding the importance of processing experiences. Growth often comes from challenging situations. Leadership stability positively impacts team dynamics. Beauty education is evolving and needs to prioritize students. Navigating beauty school requires a positive mindset. Building a supportive circle is crucial for success. Finding joy in small moments is essential. Opportunities arise when you commit to your path. It's important to adapt to changing relationships. The journey in beauty school is just the beginning.   Chapters 00:00 Reflecting on 2025: A Year of Growth 10:12 Podcast Evolution: From Hobby to Consistency 20:19 Travel Adventures: Balancing Family and Work 23:08 Personal Growth: Navigating Change and Self-Discovery 27:35 Personal Growth and Emotional Resilience 31:37 Leadership and Team Dynamics 34:59 The Future of Beauty Education 39:16 Navigating Beauty School Experiences 46:34 Building Supportive Relationships 49:50 Finding Joy and Purpose in Life   www.beautyschoolbobbi.com www.beautyandstylenetwork.com   Follow Beauty and Style Network: @beautystylenet Beauty School Bobbi: @beautyschoolbobbi