Podcasts about secured

This lecture provides a comprehensive overview of secured transactions under the Uniform Commercial Code (UCC), particularly focusing on Article 9. It explain how a security interest in a debtor's personal property is created (attachment) and how a creditor protects that interest against the claims of others (perfection). Various methods of perfection, such as filing a financing statement or taking possession or control of the collateral, are discussed. The texts also address recent amendments to Article 9, specifically the 2022 UCC Amendments, which introduce rules for using digital assets as collateral and clarify the definition of money. Finally, the sources touch upon the secured party's rights and procedures upon the debtor's default, including repossession, disposition of collateral, and pursuing deficiency judgments.The primary purpose is to give the creditor a legal right to specific property (collateral) of the debtor, which they can pursue to satisfy the debt if the debtor defaults, providing a significant advantage over unsecured creditors.The three requirements for attachment are: the secured party must give value, the debtor must have rights in the collateral, and there must be a binding security agreement.Filing a financing statement serves as public notice to the world that the secured party has a security interest in the debtor's collateral, which is crucial for establishing priority over other potential creditors.The four main categories of goods under Article 9 are consumer goods, inventory, equipment, and farm products.A security interest in a gold necklace used as collateral for a loan could be perfected by the pawnbroker taking physical possession of the necklace, which serves as notice to others of their interest.The general rule for priority between competing perfected security interests in the same collateral is that the first party to either file a financing statement or perfect their interest has priority.Under the 2022 amendments, the definition of "money" is limited to government-backed currencies, meaning cryptocurrencies like Bitcoin are not considered "money" under the UCC.A PMSI arises when a loan finances the purchase of specific goods used as collateral. It can have super priority over an earlier security interest if the secured party meets specific perfection requirements, such as timely filing (especially for non-inventory).A secured party undertaking self-help repossession must do so without breaching the peace, meaning they cannot use physical force, threats, or other actions likely to provoke a confrontation with the debtor.Disposing of collateral in a commercially reasonable manner means the secured party must conduct the sale or other disposition fairly, taking into account factors like the method, time, place, and terms of the sale to maximize the value recovered.

This lecture, the third in a series on Secured Transactions, focuses on the final stage of the process: default, remedies, and enforcement under Article 9 of the Uniform Commercial Code (U.C.C.). It explains that while the U.C.C. allows parties to define default, common examples include failing to make payments or maintain collateral. Upon default, secured parties have several options, including repossession (often without judicial process if peaceable), selling the collateral in a commercially reasonable manner to potentially seek a deficiency judgment, or retaining it through strict foreclosure, though this is limited for consumer goods. The lecture emphasizes that secured parties must adhere to notice requirements and the debtor retains redemption rights until the collateral is disposed of, with courts playing a role in ensuring compliance and balancing creditor and debtor rights."Default" is largely defined by the security agreement between the parties, commonly including failure to make timely payments or breaches of covenants like maintaining collateral or unauthorized transfer.The most significant self-help remedy is repossession of the collateral without judicial process, provided it can be done without breaching the peace."Without breach of the peace" means repossession must not involve physical force, threats, breaking and entering, or actions likely to provoke violence.Replevin is a judicial process to recover collateral, used when self-help is too risky or likely to cause conflict, offering a court-backed recovery method.The two main options are selling or disposing of the collateral (public or private sale) or retaining it in full or partial satisfaction of the debt (strict foreclosure).The central requirement is conducting the sale or disposition in a commercially reasonable manner, considering factors like method, manner, time, place, and terms.Sale proceeds are applied to expenses, then the debt, then junior interests. Surplus goes to the debtor; deficiency allows a deficiency judgment.Strict foreclosure is retaining collateral for the debt. A key requirement is sending an authenticated proposal to the debtor and others for their potential objection.Strict foreclosure is prohibited in consumer-goods transactions if the debtor paid 60% or more of the cash price.The debtor (or secondary obligor) can redeem collateral by paying the full debt plus expenses before disposition or strict foreclosure is completed.

This lecture explores the critical phase of default, remedies, and enforcement in secure transactions under Article 9 of the UCC. It covers the definition of default, the rights of secured parties upon default, the process of repossession, and the importance of commercial reasonableness in the disposition of collateral. The lecture also discusses the procedural safeguards in place to protect debtor rights and the implications of noncompliance with UCC requirements.TakeawaysDefault is largely defined by the parties' agreement.Secured parties have powerful rights upon default.Repossession can occur without judicial process if done peacefully.Commercial reasonableness is crucial in the sale of collateral.Failure to provide notice can lead to loss of deficiency rights.Debtors have redemption rights before collateral is disposed of.Judicial remedies can be pursued when self-help is risky.Procedural safeguards ensure fairness in enforcement.Noncompliance with UCC can result in sanctions.Understanding these principles is vital for commercial law practice.secure transactions, default, remedies, UCC, collateral, enforcement, commercial law, debtor rights, repossession, judicial remedies

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shaan Patel, founder and CEO of Prep Expert, a leading online test prep company. The conversation explores Patel’s journey from struggling test-taker to perfect SAT scorer, bestselling author, and successful entrepreneur. He shares how his personal experience inspired a mission to help students unlock scholarship opportunities and academic success.

This lecture introduces key concepts in Secured Transactions under the Uniform Commercial Code, focusing on perfection and priority. It explains that perfection, achieved through methods like filing, possession, control, or automatic perfection, establishes a secured party's rights against third parties, while attachment merely validates the interest between the debtor and secured party. The lecture then discusses priority rules, primarily the first-to-file-or-perfect principle, and examines exceptions like purchase-money security interests and buyers in the ordinary course of business, emphasizing the importance of timely action for secured parties.To establish the secured party's rights against the claims of third parties.Filing a financing statement, possession of the collateral, control over the collateral, and automatic perfection.The first perfected secured party to either file a financing statement or otherwise perfect its security interest has priority.A PMSI is a security interest taken by the seller or lender to finance the purchase of specific collateral. A perfected PMSI can gain super-priority over earlier interests if specific requirements (like timely filing) are met.The secured party takes physical custody of the collateral. It is typically used for tangible chattel paper, negotiable instruments, and certificated securities.Debtor's name, secured party's name, and an indication of the collateral.For a purchase-money security interest (PMSI) in consumer goods.They take the goods free of the security interest, even if it is perfected.It emphasized that errors in the debtor's name on a financing statement can render the filing ineffective if the errors are seriously misleading.It lapses and becomes unperfected. Its effectiveness can be extended by filing a continuation statement within six months prior to the five-year expiration.

This lecture introduces key concepts in Secured Transactions under the Uniform Commercial Code, focusing on perfection and priority. It explains that perfection, achieved through methods like filing, possession, control, or automatic perfection, establishes a secured party's rights against third parties, while attachment merely validates the interest between the debtor and secured party. The lecture then discusses priority rules, primarily the first-to-file-or-perfect principle, and examines exceptions like purchase-money security interests and buyers in the ordinary course of business, emphasizing the importance of timely action for secured parties.To establish the secured party's rights against the claims of third parties.Filing a financing statement, possession of the collateral, control over the collateral, and automatic perfection.The first perfected secured party to either file a financing statement or otherwise perfect its security interest has priority.A PMSI is a security interest taken by the seller or lender to finance the purchase of specific collateral. A perfected PMSI can gain super-priority over earlier interests if specific requirements (like timely filing) are met.The secured party takes physical custody of the collateral. It is typically used for tangible chattel paper, negotiable instruments, and certificated securities.Debtor's name, secured party's name, and an indication of the collateral.For a purchase-money security interest (PMSI) in consumer goods.They take the goods free of the security interest, even if it is perfected.It emphasized that errors in the debtor's name on a financing statement can render the filing ineffective if the errors are seriously misleading.It lapses and becomes unperfected. Its effectiveness can be extended by filing a continuation statement within six months prior to the five-year expiration.

This lecture, the first in a series on secured transactions, focuses on the nature and creation of security interests under Article 9 of the U.C.C. It defines a secured transaction as a credit arrangement where a debtor grants a creditor an interest in personal property or fixtures as collateral to secure an obligation. The discussion outlines how Article 9 defines a security interest, identifies the parties involved, categorizes the types of property that can serve as collateral (including goods, intangibles and semi-intangibles), and explains the three essential elements for attachment (creation) of a security interest: value, debtor's rights in collateral, and a sufficient security agreement. Key concepts like after-acquired property, future advances, and proceeds are also examined, along with common issues in creating security interests and the policy goals of Article 9.A secured creditor has a property interest in specific collateral that they can proceed against to satisfy the obligation, giving them a significant advantage over unsecured creditors who only have a contractual claim.Article 9 governs security interests in personal property and fixtures.The four subdivisions of goods are Consumer goods, Inventory, Equipment, and Farm products.The three essential elements for attachment are: the secured party must give value, the debtor must have rights in the collateral (or the power to transfer rights), and there must be a security agreement that satisfies the statute of frauds (usually an authenticated record).The U.C.C. requires the collateral description to be reasonably identifiable.An after-acquired property clause allows a security interest to cover property acquired by the debtor after the security agreement is executed; it is especially common in inventory and accounts receivable financing.Future advances refer to securing future loans or advances under the same security agreement; U.C.C. Section 9-204 explicitly authorizes this arrangement.A secured party's interest generally continues in the proceeds when the collateral is sold or otherwise disposed of, as long as the proceeds are identifiable.For certain types of collateral like negotiable instruments, the secured party can perfect its interest simply by taking possession of the collateral (a pledge).One common pitfall is the improper description of collateral in the security agreement; the case of In re Bollinger Corporation was referenced as an illustration of an insufficiently specific description.

Lecture One focuses on the foundation of secured transactions under Article 9 of the Uniform Commercial Code, exploring what a security interest is and how it is created. A secured transaction is a credit arrangement where the debtor provides collateral to secure repayment of a loan or performance of an obligation. The security interest gives the secured party an enforceable property right in the collateral, setting them apart from unsecured creditors.To create a valid and enforceable security interest, three essential elements must be met under U.C.C. Section one dash two zero one, b, thirty-five and Section nine dash two zero three. First, the secured party must give value, which can include loans, extensions of credit, or other forms of consideration. Second, the debtor must have rights in the collateral or the ability to transfer rights. Third, there must be a security agreement that meets the statute of frauds, which typically requires an authenticated record describing the collateral, or, alternatively, possession or control by the secured party.Collateral types are broadly categorized as goods (consumer goods, inventory, equipment, or farm products), instruments, accounts, chattel paper, deposit accounts, investment property, and general intangibles. The agreement may also cover after-acquired property and future advances, provided these are explicitly stated. Additionally, the security interest extends to identifiable proceeds from the collateral's sale or transfer.The lecture also emphasizes common pitfalls, such as vague collateral descriptions and unauthorized security grants, and reviews key cases like In re Bollinger Corp., which highlights the need for precision. Understanding these foundational concepts is essential for grasping later topics like perfection, priority, and enforcement.Key TakeawaysA security interest gives a creditor enforceable rights in collateral.Attachment requires value, debtor rights, and a valid security agreement.Collateral can include both tangible and intangible assets.After-acquired property and future advances can be secured if specified.Security interests extend to identifiable proceeds.Precision in describing collateral is critical.Article 9 focuses on personal property, not real estate.

June 8, 2025   —   This Morning Senior Pastor Rob Ginter preached a sermon “Spirit Secured Sufferers Part 2” John 16: 12-15 

Interview with Rana Vig, Director & CEO of Blue Lagoon ResourcesOur previous interview: https://www.cruxinvestor.com/posts/blue-lagoon-resources-bllg-gold-producer-focused-on-being-explorer-1079Recording date: 5 May 2025Blue Lagoon Resources (CSE: BLLG, OTCQB: BLAGF) is set to commence gold production on July 9, 2025, marking the culmination of a five-year permitting process that CEO Rana Vig initially expected to take just 18 months. The company's high-grade British Columbia property near Smithers represents a significant milestone in today's challenging regulatory environment, where typical mining permits can extend to 20 years.The 22,000-hectare property contains 15 known high-grade veins averaging 9 grams per ton, with current measured and indicated resources of 218,000 ounces concentrated on a single vein. Management projects a clear path to over one million ounces based on extensive drilling programs totaling more than 50,000 meters. Recent drilling 150 meters below known resources has yielded intercepts exceeding 18 grams per ton across multiple hits, with increasing copper grades suggesting proximity to the mineralization source.Blue Lagoon's strategic approach emphasizes cash flow generation over traditional equity financing. "I could have raised more money for this company a couple of years ago, but everybody was depressed," Vig explained. "Why dilute at that level? I'd be at 700-800 million-900 million shares." Instead, management plans to use production cash flow as an "ATM" to fund exploration and expansion activities.The company has invested approximately $40 million in infrastructure and assembled an experienced operational team, including Cobra Mining contractors familiar with the historical Noranda operations at the same site. A validated toll processing partnership with Nicola Mining confirmed 90-95% recovery rates through previous test shipments.Cash flow generation is projected for fall 2025, with free cash flow expected by year-end. The timing coincides favorably with gold prices exceeding $3,300, well above the company's $2,600 base case assumptions. This positions Blue Lagoon uniquely among junior miners as it transitions from exploration to immediate revenue generation in a sector dominated by speculative plays.Learn more: https://www.cruxinvestor.com/companies/blue-lagoon-resourcesSign up for Crux Investor: https://cruxinvestor.com

June 1, 2025   —   This Morning Senior Pastor Rob Ginter Preached a sermon “Spirit Secured Sufferers (Part 1)” John 16: 1-11  

How can a believer have a secure mind in the midst of trials and tribulations? It takes faith in God who has directed these trials in our lives. He leads us through trials to sanctify us for His glory.

In this week's episode we re-live a fantastic day down the Gate when the Bears secured their first play off berth in four years with a resounding 52-26 victory over Quins. The Bears Way was on display in its full roller-coaster splendour although to be fair they weathered a small storm in the second half and then powered to the finish line, much to the frenzied delight of the majority of the 20,000 fans in the stadium (minus the Quins supporters who, to be fair, seemed very gracious in defeat).The prize? Another visit to one of our happier hunting grounds just down the road.Banana skin? Target on their back? All the pressure on them? The cliches are rolling off our tongues but the bottom line is we have nothing to lose, have a pack that might just cause them a few things to think about and if we get front foot ball then we know we have the weapons to win the battle and propel us further east to the promised land of a first Premiership final.Finally, we run through a bit of AOB which includes questions around the number of season ticket renewals, a debate on whether the the hoops on the home shorts are the in the correct order for middle aged men who drop food down their front, and then a quick sprint to the finish line with a run through of the end of season award winners from the ceremony that took place after the game on Saturday.Running order:0.00 - 6.20: Introduction6.20 - 12.10: Post match soundbites12.10 - 38.54 : Review of the game38.54 - 45.13: Listener contributions45.13 - 53.54: Bath preview53.54 - end: AOBLet us know what you think!

How is it that Christ eternally secured our salvation? The biblical answer is that he did it with his own blood. Learn the importance of this in this section of our study of the Book of Hebrews. To support this ministry financially, visit: https://www.oneplace.com/donate/1388/29

How is it that Christ eternally secured our salvation? The biblical answer is that he did it with his own blood. Learn the importance of this in this section of our study of the Book of Hebrews. To support this ministry financially, visit: https://www.oneplace.com/donate/1388/29

Laney Crowell is the founder & CEO of Saie, a clean beauty brand dedicated to making high-performing products that are elevated, effortless, and always easy to use.Laney's path to entrepreneurship was anything but traditional. The daughter of a diplomat, Laney spent her childhood bouncing between continents, learning to adapt before she even knew the word for it. She began her career in entertainment, pivoted into editorial at ELLE and Lucky, and eventually found herself leading digital strategy at Estée Lauder – just as social media was transforming the beauty industry. But even with a dream job and a coveted title, something felt off.While pregnant with her first daughter, Laney stepped away from corporate life to start a wellness blog called The Moment. She didn't have a master plan – just a desire to create space for more real & honest conversations around beauty and wellbeing. That blog would spark an incredible community and eventually give birth to Saie, the clean beauty brand that's now backed by Gwyneth Paltrow and Unilever Ventures, and leading a new wave of what beauty can look and feel like.In today's episode, Laney opens up about the real journey behind the brand: how she built Saie without industry connections or startup experience, the moments she almost gave up, and why learning to trust her gut was the best business strategy she never planned. We talk about persistence, resilience, the unglamorous side of fundraising, and the unexpected ways motherhood reshaped her leadership—and her mission. If you've ever felt like the outsider in the room, or you're dreaming of building something meaningful on your own terms, this episode is for you.In this episode, we'll talk to Laney about:* What “perfectionism” looks like for Laney. [02:26]* How Laney's childhood shaped her comfort with discomfort. [04:37]* Struggling to fit into corporate culture. [06:40]* Breaking into the editorial world. [08:37]* Working at Estée Lauder and finding expanders. [11:11]* Launching her blog and building community. [13:19]* The inspiration behind founding Saie. [14:28]* How past work experience prepared her for Saie. [17:09]* Laney's first experience with motherhood. [18:13]* Early days of creating Saie. [19:09]* Biggest lessons from fundraising. [20:40]* Secured key investors including Unilever and Gwyneth Paltrow. [25:00]* Developing Saie's first product. [28:00]* How building Saie changed Laney as a person. [31:07]* How motherhood made her a stronger businesswoman. [35:40]* Awareness as a key driver of Saie's growth. [39:30]* The power of trusting her team to lead and grow. [43:09]This episode is brought to you by beeya: * Learn more about beeya's seed cycling bundle at https://beeyawellness.com/free to find out how to tackle hormonal imbalances. * Get $10 off your order by using promo code BEHINDHEREMPIRE10Follow Yasmin: * Instagram: https://www.instagram.com/yasminknouri/* Stay updated & subscribe to our newsletter: https://www.behindherempire.com/Follow Laney: * Instagram: https://www.instagram.com/laney/* Instagram: https://www.instagram.com/saiebeauty/* Website: https://saiehello.com/ Hosted on Acast. See acast.com/privacy for more information.

Gm! This week we're joined by Tyler Evans & Josh Solesbury to discuss the Bitcoin treasury playbook. We deep dive into Michael's Saylor's Bitcoin strategy, NAV/premium, how to structure a treasury company, is this a BTC only strategy or do other assets work as well & more. Enjoy! -- Start your day with crypto news, analysis and data from Katherine Ross. Subscribe to the Empire newsletter: https://blockworks.co/newsletter/empire?utm_source=podcasts Follow Tyler: https://x.com/tylev Follow Josh: https://x.com/joshsolesbury Follow Jason: https://x.com/JasonYanowitz Follow Empire: https://twitter.com/theempirepod Join the Empire Telegram: https://t.me/+CaCYvTOB4Eg1OWJh -- Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- Grab your tickets to Permissionless IV. Use code EMPIRE10 for 10% off: https://blockworks.co/event/permissionless-iv -- ZKsync is the pioneering zero-knowledge technology powering the next generation of builders with limitless scale. Secured by math and designed for native interoperability, ZKsync enables an elastic, ever-expanding network of customizable chains. Deeply rooted in its mission to advance personal freedom for all, the ZKsync technology makes digital self-ownership universally available. To learn more about ZKsync, visit http://www.zksync.io -- Marinade Labs develops staking technologies that strengthen Solana. In 2021, our protocol was the first to bring liquid staking to the network; today, our sophisticated, high-performance staking delegation platform brings billions in liquidity and security to the SOL market. We have solutions for both DeFi and TradFi, including liquid and native staking, as well as direct enterprise integrations. Our best-in-market features include user downside protection (through protected staking rewards) and optimized delegation (via our automated auction marketplace). Cryptoasset investors worldwide, from individual traders to global institutions, use Marinade to earn rewards on their SOL treasuries and holdings. We are headquartered in New York, with offices in the European Union, including Prague. To learn more about Marinade, visit marinade.finance. -- Crypto never sleeps. So we built an Al analyst that never blinks. Meet Focal by FalconX: a GenAI insights engine built for institutional crypto. Already used by 80+ funds managing $10B+ in AUM.

Sunday Morning May 25, 2025

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shaan Patel, founder and CEO of Prep Expert, a leading online test prep company. The conversation explores Patel’s journey from struggling test-taker to perfect SAT scorer, bestselling author, and successful entrepreneur. He shares how his personal experience inspired a mission to help students unlock scholarship opportunities and academic success.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shaan Patel, founder and CEO of Prep Expert, a leading online test prep company. The conversation explores Patel’s journey from struggling test-taker to perfect SAT scorer, bestselling author, and successful entrepreneur. He shares how his personal experience inspired a mission to help students unlock scholarship opportunities and academic success.

Kaiser Chiefs bassist Simon Rix joins us to talk a summer of celebration!

They freaking did it!!!!!! With their 3-0 win over Holstein Kiel, Dortmund have secured a spot in the Champions League. END OF YEAR SURVEYhttps://docs.google.com/forms/d/e/1FAIpQLSfqZoCj3f8tryJTxPNskf8DUfSziZzIAR2WV9psWZ4t1La0ng/viewformCONNECT

The guys chat about the recent games v Liverpool and Newcastle which led to our third straight Champions League qualification. Socials:Twitter:NAAP: https://twitter.com/NAARSENALPODChris: https://twitter.com/WestSuburbanAFCKelly: https://twitter.com/SouthMetroAFCMike: https://twitter.com/MikeHerzFCInstagram:https://t.co/KHDZ6QmEtm?amp=1Youtube:https://www.youtube.com/@NotAnotherArsenalPodcastAudioheads:itunes: https://podcasts.apple.com/us/podcast/not-another-arsenal-podcast/id1548621102Spotify: https://open.spotify.com/show/4XAp9cmuKb787pJviayghZ

Brian, Pedro, and Ali discuss the win against Holstein Kiel in our last Bundesliga match of the 2024-25 season.

Gm! This week we're joined by Tom Dunleavy & Ryan Berckmans to discuss the bull case for Ethereum. We deep dive into Ethereum's big pivot, how to value the L1, should L2 tokens exist, the role of Etherealize, what's next for ETH & more. Enjoy! -- Start your day with crypto news, analysis and data from Katherine Ross. Subscribe to the Empire newsletter: https://blockworks.co/newsletter/empire?utm_source=podcasts Follow Ryan: https://x.com/ryanberckmans Follow Tom: https://x.com/dunleavy89 Follow Jason: https://x.com/JasonYanowitz Follow Santi: https://x.com/santiagoroel Follow Empire: https://twitter.com/theempirepod Join the Empire Telegram: https://t.me/+CaCYvTOB4Eg1OWJh -- Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- Grab your tickets to Permissionless IV. Use code EMPIRE10 for 10% off: https://blockworks.co/event/permissionless-iv -- ZKsync is the pioneering zero-knowledge technology powering the next generation of builders with limitless scale. Secured by math and designed for native interoperability, ZKsync enables an elastic, ever-expanding network of customizable chains. Deeply rooted in its mission to advance personal freedom for all, the ZKsync technology makes digital self-ownership universally available. To learn more about ZKsync, visit http://www.zksync.io -- Zenrock is a permissionless, decentralized custody network backed by 1RoundTable Partners, 10T, Maven11, and Spartan. Live on Jupiter, $ROCK is the native token for transactions within the Zenrock ecosystem and secures Zenrock's decentralized custody network. The first application launching on Zenrock is zenBTC – yield-bearing Bitcoin on Solana. zenBTC will be live in April 2025. -- Crypto never sleeps. So we built an Al analyst that never blinks. Meet Focal by FalconX: a GenAI insights engine built for institutional crypto. Already used by 80+ funds managing $10B+ in AUM.

Main Point: Subdue Sin in Your Soul Be the Guarantee of God's GraceText: Romans 6:12–14Outline:A. Alternate allegiance (vv. 12–13)B. Secured subjugation (v. 14)

Today's episode is a special sample from Why Play the Audiobook now available on Audible.Book: Soul GAME  https://tinyurl.com/yckcvnv9Book: Every Word https://www.soulreno.com/every-wordBook: Why Play https://www.soulreno.com/Why-PlayBook Digital Soul: https://www.soulreno.com/Digital-SoulVideo Course: HOW TO PLAY:  https://www.soulreno.com/How-to-play-life-is-a-gameInstagram: https://www.instagram.com/soulrenovation/

Trapped by Saul's assassins in Psalm 59, David turns panic into praise as he discovers that God's steadfast love goes before him. Believers can find an anchor in Jesus when troubles close in on every side. Devotionables #788 - Surrounded, Secured, and Sheltered Psalm 59 The PsalmsDevotionables is a ministry of The Ninth & O Baptist Church in Louisville, KY.  naobc.org

On this week‘s episode Nat and Kate head to The Emirates for the last game of the WSL against Man United. Co host Sally is joined by guest host Lewis. What a game in the blazing sun to take the win, the three points securing second and building confidence ahead of the Champions League Final! Hosted on Acast. See acast.com/privacy for more information.

Gm! This week we're joined by Christine Moy, Carlos Domingo & Tarun Chitra to discuss the launch of crypto largest onchain credit fund. We deep dive into what is private credit, the future of tokenization, onchain vs tradfi risk management, finding product market fit & more. Enjoy! -- Start your day with crypto news, analysis and data from Katherine Ross. Subscribe to the Empire newsletter: https://blockworks.co/newsletter/empire?utm_source=podcasts Follow Christine: https://x.com/cmoyall Follow Tarun: https://x.com/tarunchitra Follow Carlos: https://x.com/carlosdomingo Follow Jason: https://x.com/JasonYanowitz Follow Empire: https://twitter.com/theempirepod Join the Empire Telegram: https://t.me/+CaCYvTOB4Eg1OWJh -- Get top market insights and the latest in crypto news. Subscribe to Blockworks Daily Newsletter: https://blockworks.co/newsletter/ -- Grab your tickets to Permissionless IV. Use code EMPIRE10 for 10% off: https://blockworks.co/event/permissionless-iv -- ZKsync is the pioneering zero-knowledge technology powering the next generation of builders with limitless scale. Secured by math and designed for native interoperability, ZKsync enables an elastic, ever-expanding network of customizable chains. Deeply rooted in its mission to advance personal freedom for all, the ZKsync technology makes digital self-ownership universally available. To learn more about ZKsync, visit http://www.zksync.io -- Zenrock is a permissionless, decentralized custody network backed by 1RoundTable Partners, 10T, Maven11, and Spartan. Live on Jupiter, $ROCK is the native token for transactions within the Zenrock ecosystem and secures Zenrock's decentralized custody network. The first application launching on Zenrock is zenBTC – yield-bearing Bitcoin on Solana. zenBTC will be live in April 2025. -- Crypto never sleeps. So we built an Al analyst that never blinks. Meet Focal by FalconX: a GenAI insights engine built for institutional crypto. Already used by 80+ funds managing $10B+ in AUM. :small_blue_diamond: Screen, chart, and analyze 1300+ tokens :small_blue_diamond: Summarize market-moving news instantly :small_blue_diamond: Integrates data from CoinGecko, Kaito, Token Terminal, Tokenomist, The Tie Get started today: https://askfocal.com -- AO Mainnet is LIVE! Experience the future of decentralized computing: infinite parallel processing, secure TEE-powered computations, and LLMs in smart contracts. Built on Arweave, AO's modular design shatters scalability limits. 100% of tokens are distributed to Arweave holders and bridge depositors, with a fixed supply and halving. Explore AO today: https://ao.arweave.dev -- Token.com is a social-first crypto platform transforming how people discover and trade through crypto content. The revolutionary in-feed trading turns complex crypto into intuitive investments, while content creators earn from every trade and projects amplify their stories through native tokens - creating a new era of social media-powered crypto discovery. Just scroll to watch and tap to invest. Download the app! -- Timestamps: (00:00) Intro (02:02) What Is Private Credit? (06:32) The ACRED Levered RWA Strategy (09:29) How To Bring TradFi Onchain? (20:51) Ads (ZKSync, Zenrock) (22:30) How Does the Levered RWA Strategy Function? (32:14) A New Era For Tokenization (36:32) Ads (ZKSync, Zenrock) (38:11) Onchain vs TradFi Risk Management (42:47) How To Avoid Leverage Unwinds (49:36) Ads (Falcon x,Arweave, Token.com) (51:50) Finding Product Market Fit (01:04:57) The Future Of Tokenization — Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, and our guests may hold positions in the companies, funds, or projects discussed.

Beşiktaş dominate Adana Demirspor with a stunning 4-1 home victory! Goals from Rafa Silva, Milot Rashica, Ciro Immobile, and João Mário seal the win, pushing the Black Eagles above Samsunspor into third place in the Super Lig standings! With Başakşehir losing to Fenerbahçe and Eyüpspor falling to Kasımpaşa, Beşiktaş now hold an 7-point lead over 5th and 8 over 6th, making European qualification for next season almost certain. Depending on the Turkish Cup outcome, a UEFA Europa League ticket could be secured!

We talk to Michael Blessing Kamwana , founder of the Wealth Transfer Token (WTT) project, about his plans. See more about it here. Business Showcase : Wealth Transfer Token (WTT) What is your Elevator Pitch? "Turning Speculation into Empowerment" Introduction: A Movement Disguised as a Token In a world where meme coins dominate headlines and speculation fuels market frenzies, Wealth Transfer Token (WTT) stands out by doing something rare: making crypto meaningful. WTT is a blockchain-powered initiative with a bold mission - to bridge the global digital divide by delivering affordable internet access, financial education, and digital learning tools to underserved children around the world. While many tokens promise moonshots, WTT promises measurable change. Here, investors don't just chase gains - they change lives. The Vision We believe in a world where your ZIP code doesn't determine your future. Right now, millions of children with raw potential live disconnected from opportunity. They lack access to the internet, basic digital skills, and the kind of mentorship that transforms lives. Yet the tools to bridge that gap already exist. How are you different? WTT is the access. We're creating a token economy where the act of buying, staking, or holding a digital asset fuels: Internet infrastructure projects Financial literacy for kids Gamified learning platforms Mentorship networks Scholarships funded by token rewards The Problem: The Global Digital Divide * Over 2.7 billion people still lack internet access. * In Sub-Saharan Africa, only 1 in 5 children has access to a connected device. * Most underfunded schools don't have Wi-Fi, let alone modern edtech. * The result? Lost potential, broken dreams, and perpetuated poverty. Why will you do well? 1. Social Impact Investing Is Exploding Impact-focused investments hit $1.2 trillion in 2023. Investors are hungry for purpose. WTT gives them an on-chain way to see their money create measurable, lasting change. 2. Meme Coin Culture Meets Meaning Retail investors have shown they'll rally around hype - imagine when that hype is backed by humanity. WTT offers all the memetic energy of SHIB or PEPE, but with a mission that builds schools instead of just buzz. 3. Decentralization for Social Good WTT introduces *"DeSocFi"* - decentralized social finance. We connect blockchain tools with grassroots change. This isn't charity - it's community-powered economic transformation. And also, # 1. Blockchain for Education We leverage blockchain to create transparent, decentralized funding models that route resources directly to communities and schools in need. # 2. Crypto with a Conscience WTT behaves like a meme coin in terms of market appeal - but its utility is deeply humanitarian. As the token grows in value, its social footprint grows with it. # 3. Real-World Deliverables * Wi-Fi-enabled learning hubs in rural schools * Child-friendly digital wallets for savings and rewards * Interactive dApps with offline functionality * On-chain governance so token holders help decide project focus areas Where are you based? The CEO and Founder is based in Tralee, County Kerry in the Republic of Ireland where he's been living for the past 11 years. The other two team members originally from Zimbabwe are based in Johannesburg, South Africa . When was the Company Launched? The Token is yet to be launched, we are still in the presale phase so that we can be able to raise funds for marketing and liquidity for the token. What are your biggest wins to date? * Token development completed and audited * Strategic partnerships forming with African ISPs, NGOs, and edtech firms * Educational dApp prototype in development * Built core team across Ireland, South Africa. * Secured advisory input from blockchain, nonprofit, and finance experts. Who Are You Trying to Attract? *Crypto Speculators* - seeking a token that might moon, but won't disappear the next day *Impact Investors* - seeking ESG exposure with on-chain trans...

Nottingham Forest failed to beat Leicester City at The City Ground which could spell the end of their Champions League dreams.

Interview with Justin Reid, President & CEO of Troilus Gold Corp.Our previous interview: https://www.cruxinvestor.com/posts/troilus-gold-tsxtlg-700m-debt-secured-for-quebec-gold-copper-mine-6856Recording date: 6th May 2025Troilus Gold stands at the forefront of copper-gold development in Canada, with the company making remarkable strides toward production at its flagship project in Quebec. The company has secured a game-changing $700 million US debt package backed by export credit agencies and led by SOCGEN, KFW, and Export Development Canada. This financing structure, relatively rare for junior miners, leverages Troilus Gold's strategic position as the only near-term copper concentrate producer in Eastern Canada at a time when global smelters face severe supply constraints following the closure of major operations like Cobre Panama.Recent high-grade drill results have enhanced confidence in the project's first five years of production, with CEO Justin Reid noting that "the higher grade is larger than we thought," providing greater certainty for both lenders and shareholders. The company is progressing through Quebec's permitting process with anticipated approval by mid-2026, targeting construction by early 2027. Significantly, Troilus isn't waiting for final permits, having already begun early works under existing exploration permits to de-risk the timeline and reduce future capital expenditures.The project benefits from its history as a previously producing mine with 14 years of successful operation, substantially reducing technical risk. This historical performance provides valuable data on metallurgy, processing, and geotechnical aspects that new developments typically lack. The company has assembled an exceptional leadership team, including VP Operations Andy Fortin, who worked at the original Troilus operation and built major Quebec mines including Meadowbank, and construction leader Denis Rivard, who recently completed Montreal's REM rail project on time and on budget.Troilus Gold has established strong partnerships with the Cree Nation, whose traditional territory hosts the project. With 25% of the current workforce from Cree communities and three major contracts with Cree partners already in place, the company has built a genuine relationship that goes beyond mere consultation. This partnership represents a significant advantage in a time when indigenous relationships are increasingly recognized as essential to successful mine development in Canada.From a market perspective, Troilus offers investors exposure to both copper and gold – combining industrial demand from electrification trends with monetary hedge characteristics. The company's market capitalization has grown to approximately $250 million, aligning with historical valuations of other major Quebec gold developments at similar stages. With copper fundamentals particularly strong due to global supply constraints and multiple near-term catalysts including offtake agreement finalization and environmental assessment filing, Troilus Gold presents a compelling opportunity for investors seeking exposure to critical minerals in a tier-one jurisdiction with a clear path to production.—View Troilus Gold's company profile: https://www.cruxinvestor.com/companies/troilus-goldSign up for Crux Investor: https://cruxinvestor.com

In Federalist 51, the author asserts that the legislative branch is always the strongest branch in a republic. Why, and is this true? The founders wanted a government that helped people enjoy their liberty, but has the definition of liberty changed? … More American Liberty: How Is It Secured? (Federalist 51 Part 2)

Edward Liebig is a cybersecurity executive with a field-tested background and a mission-oriented mindset. From coordinating cybersecurity for Super Bowl 50 to leading M&A integrations across critical infrastructure sectors, he's built a career around solving the hard problems—especially where IT and OT collide. As CEO of Yoink Industries LLC (with DBAs The Lellie Group and OT SOC Options), he works at the intersection of operational resilience, emerging tech, and business risk. Listen NOW to discover, “Cybersecurity Secrets From The Man Who Secured Super Bowl 50”

Press XJoin the Press X Discord: https://discord.gg/MAXtvmv2rw Topics:Press X wins at Switch 2 preordersNintendo Switch System Update Ver. 20.0.0 adds Virtual Game Card & System Transfer to Switch 2 https://en-americas-support.nintendo.com/app/answers/detail/a_id/22525/~/nintendo-switch-system-update-information#currentVirtual Game Card stops the same game from being played online on two Switch consoles https://www.videogameschronicle.com/news/switchs-new-virtual-game-card-system-stops-the-same-game-being-played-online-on-two-switch-consoles/Default Switch profile icons were updated https://x.com/OatmealDome/status/1917391209967821073eShop Best Sellers list reorganized https://kotaku.com/slop-nintendo-switch-eshop-best-seller-firmware-update-1851778523Survey of around 60,000 Japanese respondents shows Switch 2 drawing success rates (scroll down)Toyo Securities analyst Hideki Yasuda: Switch 2 launch sales in Japan likely between 800K-1M units, which "can be translated to around 5 million in the first week globally. That speed is unprecedented." https://archive.md/1QKclBorderlands 4 now launches September 12 and received a PlayStation State of Play https://blog.playstation.com/2025/04/30/borderlands-4-revealing-vault-hunter-skills-new-planet-kairos-and-more/EA Lays Off 300-400 Employees, Including About 100 at Respawn; Incubated Titanfall Project Canceled - Bloomberg Jeff Grubb's take https://x.com/JeffGrubb/status/1917273189001974166GOG adds Breath of Fire IV and many Star Wars games to its GOG Preservation Program https://www.gog.com/en/gog-preservation-programSquare, Capcom, Taito, & Sega Promising To Preserve Their Past A "Fabrication" Claims GPS https://www.timeextension.com/news/2025/04/claims-that-square-capcom-taito-and-sega-are-promising-to-preserve-their-past-a-fabrication-claims-gps Questions from Discord: 

Tim LaComb joined DJ & PK for his weekly visit to talk about the NBA Playoffs, Utah Jazz plans and what he's learned in the college game from Utah and BYU.

Preview: Colleague Liz Peek Comments on the Excellence of BYD EV Vehicles — Except the PRC Hasn't Secured Enough Copper After June. More Later 1952

For episode 513, Brandon Zemp is joined by Clayton Menzel, the Head of Business Development at Babylon, an ecosystem of developers, finality providers, and technology providers committed to building native use-cases for Bitcoin.  Previously, he was Head of Strategy at Rio Foundation, where he led strategic initiatives before the organization was acquired by Eigen Labs, where he drove growth. Clayton also led protocol strategy, business development, and investments at Figment and Figment Capital, contributing to the development of blockchain integrations and institutional support of staking. 

For the first time in 21 years Bath secure top spot in the Premiership - Gabriel and Tom break down the latest win over Newcastle and take a look at the most likely Semi Final opposition. The boys then turn their attention to Europe and the Semi Final v Edinburgh. @bathrugbyplug on socials #ThickandThin

Dan and Nick go LIVE on YT to recap Day 2 of the Giants draft, everything to know about Darius Alexander, what they want to happen on Day 3 at pick 105 and beyond and also discuss what other teams did on Day 2 of the draft including the draft slide for Shedeur Sanders.

Timestamps: 00:00 Start 03:21 Raleigh 12:36 Blast 3 21:13 PGL invests more in Dota 31:15 Mailbag 40:47 Relic Arena update Learn more about your ad choices. Visit megaphone.fm/adchoices

Interview with John Cash, CEO of Ur-Energy Inc.Our previous interview: https://www.cruxinvestor.com/posts/ur-energy-nyseurg-uranium-producer-targeting-22mlb-output-in-us-6676Recording date: 23rd April 2025Ur-Energy, one of North America's few active uranium producers, is making significant operational progress at its Lost Creek facility in Wyoming while preparing to launch its second mine, Shirley Basin, by early 2026. After facing production challenges throughout 2024, the company reported substantial improvements in Q1 2025, now consistently producing at around 400,000 pounds annualized.CEO John Cash indicates the company has secured seven contracts worth approximately 5.84 million pounds over the next few years, primarily with US utilities. These contracts include inflation escalation provisions, offering protection against rising costs. For 2025, Ur-Energy's contract commitments total 440,000 pounds, increasing to over 1.2 million pounds in 2026.The company estimates production costs of approximately $45/lb at Lost Creek and $50/lb at Shirley Basin as they achieve economies of scale, well below the current long-term uranium price of $80/lb. This provides healthy margins despite recent operational challenges that resulted in losses of $6.19 per pound in 2024, compared to a profit of nearly $31/lb in 2023.Development at Shirley Basin appears on schedule, with significant construction already completed. The company has made progress staffing the new operation and plans to hire approximately 40-50 more hourly staff by late summer to ensure proper training before production begins.As a US-based producer selling primarily to US utilities, Ur-Energy is largely insulated from potential tariffs and trade restrictions. The company could benefit from the recent Section 232 investigation into critical minerals, which explicitly includes uranium and might yield supportive measures for domestic producers.Cash believes the uranium market remains in a supply deficit, with many promised projects unlikely to materialize. He suggests prices might need to increase by another $10-20/lb to incentivize sufficient new production, highlighting the disconnect between projected and realistic uranium supply in the coming years.View Ur-Energy's company profile: https://www.cruxinvestor.com/companies/ur-energy-incSign up for Crux Investor: https://cruxinvestor.com

Christian Osgood is a real estate investor, educator, and host of the Multifamily Strategy podcast and YouTube channel. After starting his career in sales and acquiring a few rentals using the Dave Ramsey method, he made a strategic leap into multifamily through creative financing. Today, Christian owns over 300 units, operates a property management company, and helps others achieve financial independence through value-driven, relationship-based investing.     Make sure to download our free guide, 7 Questions Every Apartment Investor Should Ask, here. Key Takeaways: Christian scaled from owning duplexes to 300+ units in under five years by mastering creative finance. He focuses on building authentic relationships with property owners rather than cold prospecting or marketing. His strategy centers on two questions: “How do I buy it?” and “How do I never lose it?” Raising capital becomes simple when you bring a strong deal, a smart structure, and clear alignment with investor interests. JV deals and seller financing often offer more flexibility and alignment than traditional syndications.     Topics: From Dave Ramsey to Real Estate Freedom Started with a goal to retire his wife, transitioned from two duplexes to over 300 units. Emphasized holding properties long-term by ensuring they cash flow from day one. Avoids dependence on future sales for profitability. How a 38-Unit Seller-Financed Deal Changed Everything Acquired a distressed property listed for 12 years by offering a six-month no-payment period. Secured seller financing at 4% with a $300K down payment, raised from new connections. Repaired collections and operations, appraised at $4.1M within 11 months. Used refinance to cash out investors and retain full ownership. Deal, Debt, Equity: A Simple Capital-Raising Framework Christian emphasizes a “deal-first” approach: find the opportunity, secure the financing, then raise the remaining equity. Capital is easier to raise when you're solving problems for both the seller and investor. Transparent communication and downside protection build trust and drive investment. Joint Ventures vs. Syndication Joint ventures allow for more creative structures, faster execution, and clear alignment of roles. Syndication is not wrong—just often unnecessary for small to midsize deals with fewer partners. The Power of Relationships in Real Estate Christian meets with owners weekly for coffee instead of cold calling. His best deals and investor connections come from these low-pressure conversations. Many owners eventually offer to finance their entire portfolios after seeing his track record and integrity. Lessons from a $4.5M “Shiny Object” Mistake Bought a resort early in his journey that didn't align with his strengths or goals. Learned the importance of sticking to your lane and clarifying your business identity.    

Stassi's feeling under the weather, but that won't stop her from raving about her latest obsession: With Love, Megan. She's watched every episode and has a message for the haters—this show brings her joy, inspiration, and a newfound love for rainbow fruit salads and flower arranging. The real excitement? Stassi and Beau are heading to Vegas for Beau's 45th birthday—their first 24-hour getaway since becoming parents of two! They're skipping the clubs for gourmet dinners, Vegas shows, and most likely some early bedtimes (#adulting). Stassi and Beau are planning a much-needed escape, and we're here for all of it. Happy Birthday, Beau! This episode is sponsored by: OUAI - Go to THEOUAI.com and use code STASSI for 15% off any product. Progressive - Visit Progressive.com to see if you could save on car insurance. Thrive Causemetics - Get an exclusive 20% off your first order at thrivecausemetics.com/STASSI. Get $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter promo code STASSI. Visit Carawayhome.com/STASSI10 you can take an additional 10% off your next purchase. Chime - Take steps toward your financial goals with Chime's Secured...

Border Security Secured the border: Border crossings down by over 95%. Lake and Riley Act: Legislation to protect Americans from crimes by illegal immigrants. Deportation of criminals: Mass deportation of illegal immigrant killers, rapists, and drug dealers. Fentanyl crisis: Addressing the fentanyl crisis. Closed parole loophole: Ending the abuse of the illegal immigrant parole scheme. Border wall construction: Resumed construction, adding to the existing 400 miles. Economy Tariffs: Leveling the playing field for American workers. US investments: Secured billions in new investments, creating high-paying jobs. Manufacturing: Bringing manufacturing jobs back to America. Affordable goods: Ensuring competitive pricing for basic goods and services. Cryptocurrency: Ending the war on cryptocurrency. Stopped penny production: Halted production of pennies due to cost inefficiency. Small business support: Suspended burdensome reporting requirements. America First Policies Arrest of terrorists: Secured the arrest of international terrorists. Ended weaponization of government: Stopped bureaucrats from attacking citizens. Reversed lawfare: Protecting citizens from government overreach. Official language: Designated English as the official language. Panama Canal: Seeking return of the Panama Canal to US ownership. Paper straws: Rolled back mandates for paper straws. Cut government waste: Addressing waste, fraud, and abuse. Reformed bureaucracy: Making the federal government more efficient. Cut red tape: Streamlined government processes. Defunded UNRWA: Stopped funding a UN agency linked to Hamas. Government transparency: Increased transparency in government spending. Diplomacy and Military Rescued hostages: Freed American citizens held abroad. Pressure on Iran: Restored maximum pressure on Iran. World peace: Pursuing peace and ending wars. Reinstated service members: Reinstated military personnel discharged over vaccine mandates. Record recruitment: Achieved high military recruitment numbers. Energy Unleashed American energy: Expanded drilling and exploration. Ended LNG export ban: Lifted ban on liquefied natural gas exports. Repealed job-killing regulations: Removed anti-American energy regulations. Terminated EV mandate: Ended electric vehicle mandates. Women and Families Protecting children: Signed an order against chemical and surgical mutilation. Fair sports competition: Ended practice of forcing women to compete against men. Official policy on sexes: Declared there are only two sexes. Expanded IVF access: Increased insurance coverage for in vitro fertilization. Education Ended indoctrination: Removed radical programs from schools. Reformed education: Improved standards and parental involvement. Combated anti-Semitism: Pulled funding from universities promoting anti-Semitism. Law and Order Raised law enforcement standards: Improved standards for law enforcement. Restored law and order: Ensured federal laws are applied appropriately. Cracked down on sanctuary cities: Targeted cities protecting illegal immigrants. State and Local Issues Reformed disaster response: Improved federal disaster response. Terminated congestion pricing: Stopped New York City's congestion pricing scheme. Cleaned up DC: Addressed homeless encampments in Washington, DC. Wokeness Ended DEI initiatives: Removed diversity, equity, and inclusion initiatives. Merit-based hiring: Returned to hiring based on merit. Health and Faith Make America Healthy Again Commission: Focused on promoting health. Office of Faith: Established an office to protect religious liberties. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the Ben Ferguson Show Podcast and Verdict with Ted Cruz Wherever You get You're Podcasts. Thanks for Listening #maga #presidenttrump #47 #the47morningupdate #donaldtrump #trump #news #trumpnews #Benferguson #breaking #breakingnews #morningupdateYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.