Podcasts about bonds

Knowledge is being aware of your situation. Wisdom is knowing when and how to act. — Thom Goolsby Monday's Trade Execution Summary Grid: Every day you can receive our Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Use All the Charts, All the Time to Stay Out of Trouble." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

In this episode of The Jason Cavness Experience, Jason sits down with Tierrá Bonds, Founder & CEO of Take Charge Credit Consulting. To dig into the financial realities so many people quietly struggle with  credit, debt, generational trauma, and why the racial wealth gap continues to grow in the U.S. Tierrá breaks down her journey from her early struggles with credit to becoming one of the leading trauma-informed financial coaches working with individuals, nonprofits, and government agencies across Washington State. She shares how childhood experiences shape our relationship with money, why credit systems are designed the way they are, and the truth behind predatory lending, payday loans, rent reporting, and how the system keeps people stuck.  The conversation dives deep into motherhood, entrepreneurship, financial trauma, the psychology of money, the realities of poverty vs. "American poverty," building wealth later in life, and how Tierrá helps people repair credit, rebuild confidence, and create generational change. If you've ever dealt with financial stress, avoided looking at your credit report, or felt like you were "behind," this episode will hit home. Topics Discussed: • Motherhood, entrepreneurship, and finding life balance • Travel stories, cultural experiences, and exploring the world • Trauma-informed financial coaching and why money triggers people • Generational wealth gaps and the racial credit gap • Credit myths, credit utilization, and how the system really works • Payday loans and predatory financial structures • Rent vs. homeownership and the importance of education • Why many families avoid talking about money • Business credit vs personal credit and TikTok myths • Working with nonprofits, cities, and the Department of Commerce • Why many entrepreneurs aren't ready to be business owners • Funding disparities for Black women founders • Mental health, financial shame, and asking for help • Tierrá's long-term vision: entrepreneurship, investment, and social impact • Advice for anyone trying to finally get their financial life in order Support CavnessHR  Help Fix HR for Small Businesses CavnessHR is building an AI-native HR system for small businesses with 49 or fewer employees. Automation + a dedicated HR Business Partner  built to save small businesses time, money, and stress.  Here's how you can support the mission:  

Andrew, Ben, and Tom discuss the sell-off, GAP earnings, and the week ahead. Song: Hash Pipe - WeezerFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Knowledge is being aware of your situation. Wisdom is knowing when and how to act. — Thom Goolsby Monday's Trade Execution Summary Grid: Every day you can receive our Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Use All the Charts, All the Time to Stay Out of Trouble." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Fluent Fiction - Hungarian: From Memories to Promises: Healing Bonds in Krisztinaváros Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-11-21-08-38-20-hu Story Transcript:Hu: Az őszi nap alacsonyan sütött le a krisztinavárosi virágoskertben.En: The autumn sun shone low in the Krisztinavárosi flower garden.Hu: A fák levelei arany, piros és barnás színekben pompáztak, mintha valaki festett volna könyvet a kertről.En: The leaves of the trees were adorned in gold, red, and brownish colors, as if someone had painted a book about the garden.Hu: Ez volt az a hely, ahol Balázs és Lívia sok évvel ezelőtt játszottak gyerekként.En: This was the place where Balázs and Lívia played as children many years ago.Hu: Most felnőttek voltak, de a kert még mindig őrzi az emlékeiket.En: Now they were adults, but the garden still held their memories.Hu: Balázs nézte a sétányon lépdelő testvérét.En: Balázs watched his sibling walking along the path.Hu: Lívia kissé lehajtott fejjel, kezét zsebre dugva menekült a csípős őszi szél elől.En: Lívia, with her head slightly bowed and hands in her pockets, was escaping from the biting autumn wind.Hu: Balázs érezte, hogy most valamit tennie kell.En: Balázs felt that he needed to do something now.Hu: Rég nem találkoztak, és azóta sok minden megváltozott.En: They hadn't seen each other in a long time, and much had changed since then.Hu: Ő a munkája miatt távol élt, míg Lívia Budapesten maradt a szüleikkel.En: He lived far away due to his work, while Lívia stayed in Budapest with their parents.Hu: „Emlékszel, amikor itt lehullottak a levelek?En: "Do you remember when the leaves fell here?"Hu: ” kérdezte Balázs, halk hangon.En: asked Balázs in a soft voice.Hu: Lívia bólintott.En: Lívia nodded.Hu: „Igen, mindig versenyeztünk, ki talál több pirosat.En: "Yes, we always competed to see who could find more red ones."Hu: ”Egy pillanatra csend állt be közöttük, majd Balázs mély lélegzetet vett.En: There was a moment of silence between them, then Balázs took a deep breath.Hu: „Sajnálom, hogy ilyen sokáig távol voltam.En: "I'm sorry I've been away for so long."Hu: ”Lívia mosolygott, de az arca fátyolos maradt.En: Lívia smiled, but her face remained veiled.Hu: „Nem könnyű egyedül lenni.En: "It's not easy being alone."Hu: ”Balázs annak reményében jött ide, hogy enyhíthet a testvérére nehezedő terheken.En: Balázs came here hoping to lighten the burdens weighing on his sister.Hu: Talán most itt a megfelelő pillanat.En: Perhaps now is the right moment.Hu: „Lívia, szeretnék többet segíteni.En: "Lívia, I want to help more.Hu: Gyakrabban fogok látogatni, és lehetnék támogatásod.En: I'll visit more often and be your support."Hu: ”A lány sokáig hallgatott.En: The girl remained silent for a long time.Hu: A szél egy narancssárga levelet pördített el előttük, mintha táncolna.En: The wind spun an orange leaf in front of them, as if it were dancing.Hu: „De mit jelent ez?En: "But what does that mean?"Hu: ” kérdezte végül Lívia.En: Lívia finally asked.Hu: „Azt, hogy jelen akarok lenni.En: "It means I want to be present.Hu: Segíteni mindenben, amiben tudok,” mondta Balázs meggyőződéssel.En: To help in any way I can," said Balázs with conviction.Hu: „Akár a szüleinkkel, akár mással is.En: "Whether it's with our parents or anything else."Hu: ”A vita forrósodott.En: The conversation heated up.Hu: Lívia először dühös volt, a felgyülemlett feszültség utat tört magának.En: Lívia was angry at first, the pent-up tension breaking free.Hu: „Mindig csak igérgetsz!En: "You always just promise!"Hu: ”De Balázs nem hátrált meg.En: But Balázs did not back down.Hu: Őszintén beszélt, érvelve és ígérve egy új kezdetet.En: He spoke sincerely, arguing and promising a new beginning.Hu: Végre, Lívia arca enyhült.En: Finally, Lívia's face softened.Hu: Elfogadta, hogy testvére próbálkozik, és valóban változtatni akar.En: She accepted that her brother was trying and truly wanted to change.Hu: „Rendben,” mondta kicsit lágyabban.En: "Okay," she said a bit more gently.Hu: „De nem csak szavakat szeretnék hallani.En: "But I don't just want to hear words.Hu: Tettekre is szükség van.En: Actions are needed too."Hu: ”A nap lassan eltűnt a horizonton, és a kert árnyékba borult.En: The sun slowly disappeared beyond the horizon, and the garden was cast into shadow.Hu: De valami más világosodott meg Balázs és Lívia között.En: But something else was enlightened between Balázs and Lívia.Hu: Félreértések még hátravoltak, de az első lépést együtt tették meg.En: Misunderstandings still remained, but they took the first step together.Hu: Ahogy a kertet elhagyták, Balázs és Lívia újra testvérként találtak egymásra.En: As they left the garden, Balázs and Lívia found each other as siblings once again.Hu: Az ősz nyugalma és a levelek susogása kísérte őket az úton.En: The peace of autumn and the rustling of the leaves accompanied them on their way.Hu: Most már nem csak a múlt emlékeivel, hanem a jövő ígéreteivel is.En: Now, not only with memories of the past but with promises of the future as well. Vocabulary Words:adorned: pompáztakbiting: csípősveiled: fátyolosconviction: meggyőződéspath: sétányapologize: sajnálomhorizon: horizontescape: menekültbowed: lehajtottsupport: támogatássilence: csendcompete: versenyeztünkburdens: terhekenweighed: nehezedőfreed: utatmemories: emlékeikgarden: kertactions: tettekreshadow: árnyékbrother: testvérspun: pördítettdance: táncolnapent-up: felgyülemlettarguing: érvelvegently: lágyabbanmisunderstandings: félreértésekpeace: nyugalmapromises: ígéreteivelrustling: susogásaaccompanied: kísérte

In this Huberman Lab Essentials episode, I discuss the science of social connection and how we form meaningful bonds with others. I explore the neural basis for "social homeostasis"—our drive for a certain amount of social interaction—which explains why we feel lonely, seek connection and how we navigate social hierarchies. I also explain how the brain and neurochemicals, such as oxytocin and dopamine, shape our relationships from infancy through adulthood and underlie traits like introversion and extroversion. The episode also offers practical insights into forming deeper connections and how shared experiences with others enhance social bonding. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman LMNT: https://drinklmnt.com/huberman David: https://davidprotein.com/huberman Timestamps 0:00 Social Connection 1:10 Social Bonds, Social Isolation & Stress Hormones 3:09 Sponsor: LMNT 4:42 Brain & Social Homeostasis; Social Hierarchies & Flexibility 9:14 Dopamine & Pro-Social Behaviors; Chronic Social Isolation & Introversion 11:04 Introverts vs Extroverts, Dopamine & Social Homeostasis; Context 13:08 Loneliness, Dorsal Raphe Nucleus & Social Hunger 14:18 Key Takeaway: Introvert vs Extrovert & Dopamine 15:23 Social Bonds & Physiological Synchrony, Tool: Shared Experiences 18:19 Sponsor: AGZ by AG1 19:48 Right- vs Left-Brained Attachment, Parent & Child, Unconscious Mind 24:30 Friends & Romantic Partners, Emotional & Cognitive Empathy 27:52 Sponsor: David 29:09 Oxytocin & Social Connection 31:39 Tool: Emotional & Cognitive Empathy 32:54 Introverts, Extroverts & Social Interaction 33:48 Break-Ups; Key Takeaways Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices

Markets rise and fall—but not all cycles tell the same story. What do those ups and downs really mean for your investments?Scripture reminds us in Ecclesiastes 3:1, “To everything there is a season, a time for every purpose under heaven.” Just as God designed natural cycles—the sun, the tides, the seasons—financial markets also move through cycles. While less predictable, these patterns help us understand where we are in the investing journey and how to prepare wisely for what's ahead.According to Mark Biller, Executive Editor at Sound Mind Investing (SMI), the two most common market cycles are known as bull markets (when prices rise) and bear markets (when prices fall). But within those categories lie two distinct types of trends: cyclical and secular.Cyclical vs. Secular: What's the Difference?“The terms might sound fancy,” says Biller, “but they really describe short-term versus long-term cycles.”Cyclical markets are the short-term ups and downs—periods that might last a few months to a few years.Secular markets are the broader, long-term trends that can span decades—often between 10 and 40 years.Think of it like waves on the ocean. Cyclical markets are the smaller waves that move in and out, while secular markets are the larger tides that shape the shoreline over time.Learning from History: Market ExamplesFrom 1968 to 1982, the S&P 500 was essentially flat—a 15-year stretch where inflation eroded nearly 60% of investors' purchasing power. That's what economists call a secular bear market—a long-term period of little to no progress.Yet within that broader season, there were multiple shorter-term bull and bear cycles. Investors who recognized those patterns could navigate the market with more perspective and less panic.The same was true from 2000 to 2009, another decade of overall stagnation in U.S. stocks. “But even then,” Biller notes, “we saw two cyclical bear markets with a five-year bull market sandwiched between them.”The takeaway? Even in long-term downturns, some shorter-term opportunities and recoveries keep markets moving forward over time.Why It Matters—Especially for Bond InvestorsUnderstanding these cycles isn't just an academic exercise. “It's actually more helpful when it comes to bonds than stocks,” Biller explains.That's because bond markets move in much longer secular cycles. From 1982 to 2021, the U.S. enjoyed a 40-year secular bull market in bonds as interest rates steadily declined from 15% to near zero. But since 2020, that trend has reversed. “Interest rates have been rising again,” Biller says, “and that's led to negative returns for many bond investors over the last five years.”This shift could signal the beginning of a secular bear market for bonds—a long period in which rising interest rates make it harder for bonds to perform well.Rethinking the Classic 60/40 PortfolioFor decades, the “60/40” portfolio—60% stocks and 40% bonds—was the gold standard for balanced investing. But in today's environment, that mix may need to evolve.“At Sound Mind Investing (SMI), we've reduced our bond allocation to around 30%,” Biller explains. “We haven't abandoned bonds altogether, but we're diversifying beyond them.”That diversification includes strategies like:Dynamic asset allocation—adjusting investments as market conditions shiftGold and commodities—as hedges against inflationReal estate and energy stocks—for long-term growth potentialAlternative assets like Bitcoin (in small doses), to add further varietyBuilding a Portfolio That Endures Every SeasonWhether markets are bullish or bearish, cyclical or secular, the goal remains the same: build a portfolio that's resilient and rooted in wisdom.Biller's encouragement for long-term investors is simple:“We're not advocating for dramatic changes, but rather thoughtful diversification. The goal is to build portfolios you can stick with through every kind of market season.”That perspective echoes a deeper truth for believers: our ultimate security isn't found in market trends but in God's unchanging character. Markets may rise and fall, but His promises endure forever.Faith, Patience, and PerspectiveUnderstanding both short- and long-term market cycles helps us invest with patience, discipline, and faith—trusting that God is sovereign over every season, financial or otherwise.As Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”In every bull and bear market, we're called to plan wisely, give generously, and trust deeply—knowing that the One who holds the future also holds us.For more practical investing insights and biblical wisdom, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm nearing retirement with no debt and some investment savings, but I don't have a pension. Would it make sense to use part of my investments to buy an annuity for guaranteed monthly income in addition to Social Security?I'm in my 70s, retired, and divorced, and much of my income goes toward alimony. How can I balance saving for emergencies while still giving more to the Lord's work, which I see as the greater reward?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bulls and Bears, Cyclical and Secular (SMI Article by Mark Biller and Joseph Slife)SMI Dynamic Asset Allocation Model StrategyWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this conversation, Gary Eastman discusses the current state of the real estate market, emphasizing the importance of relationships and understanding global changes. He highlights the need for businesses to adapt to market conditions, the significance of building strong networks, and the impact of geopolitical shifts on future opportunities. The discussion underscores the value of integrity and the role of people in driving business success.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

GDP Script/ Top Stories for November 20th Publish Date: November 20th PRE-ROLL: SUGAR HILL ICE SKATING From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Thursday, November 20th and Happy birthday to Bobby Kennedy I’m Peyton Spurlock and here are your top stories presented by KIA Mall of Georgia. Lawmakers consider paring tax credits and exemptions to offset income tax cuts Piedmont Eastside and Piedmont Oncology welcome medical oncologist Sami Ali Gwinnett commissioners to issue bonds for Gas South Arena renovations Plus, Leah McGrath from Ingles Markets on rice All of this and more is coming up on the Gwinnett Daily Post podcast, and if you are looking for community news, we encourage you to listen daily and subscribe! Break 1: STRAND THEATRE STORY 1: Lawmakers consider paring tax credits and exemptions to offset income tax cuts  Georgia lawmakers are seriously considering wiping out the state income tax—$16 billion in revenue—and replacing it by slashing $30 billion in tax credits and exemptions. “It’s not if, it’s when,” said Sen. Blake Tillery, who’s leading the charge. He called it a move for “competitiveness.” Supporters like economist Arthur Laffer praised states like Tennessee for thriving without income taxes, calling it “really cool” not to file returns. But critics, like Sen. Nan Orrock, warned it could hit low-income families and retirees hardest, especially if sales taxes rise. The debate? Far from settled. STORY 2: Piedmont Eastside and Piedmont Oncology welcome medical oncologist Sami Ali  Piedmont Eastside Medical Center and Piedmont Oncology are thrilled to welcome Dr. Sami Ali to their team. Dr. Ali, a board-certified hematologist and oncologist, brings years of experience treating patients with lung cancer, colorectal cancer, blood disorders, and more. Before joining Piedmont, Dr. Ali spent eight years at The Oncology Institute in Los Angeles, where he provided personalized care, led treatment plans, and contributed to clinical research. “We’re excited to have him,” said Larry Ebert, Piedmont Eastside’s CEO. “His expertise will help us expand cancer care in Gwinnett County.” Dr. Ali is now accepting new patients. For appointments, visit Piedmont.org or call 678-639-3950. STORY 3: Gwinnett commissioners to issue bonds for Gas South Arena renovations   Gwinnett County commissioners took a big step Tuesday toward funding a major facelift for the 23-year-old Gas South Arena. The plan? Revenue bonds—up to $172 million worth—to cover renovations like new seating, upgraded security, better concessions, and even a shiny new parking deck. The total cost? Somewhere between $170 and $176 million. The county might chip in $40 million to ease the debt load, according to Financial Services Director Russell Royal. What’s changing? Think premium seating, revamped suites, modernized restrooms, grab-and-go food, and a high-tech security plaza. Oh, and the roof, HVAC, and electrical systems? All getting replaced. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: 07.14.22 KIA MOG STORY 4: Georgia Gwinnett College celebrates International Education Week   Georgia Gwinnett College turned International Education Week into a colorful, culture-packed celebration that brought the world to campus. From Nov. 10, students and staff dove into 14 events—everything from global traditions to study-abroad opportunities. The highlight? A visit from Lithuania’s Consul General, DOH-vee-dahs Dovydas shpo-KOW-skas Špokauskas, who spoke on diplomacy and security, thanks to professor DOH-vee-leh Dovilė boo-DREE-teh Budryte. Korean culture stole the show at Seoul Connections, with K-Pop, snacks, and games filling the room. And the International Thanksgiving? A feast of global flavors, live music, and a cultural fashion show. The week wrapped with poetry, music, and a reminder: the world’s waiting—go explore it. STORY 5: Gwinnett waiving tax penalties for residents impacted by government shutdown Gwinnett County is throwing a lifeline to residents hit hard by the recent federal shutdown. On Tuesday, commissioners gave Tax Commissioner Denise Mitchell the green light to waive penalties and interest on late ad valorem taxes for those furloughed or who lost SNAP benefits during the chaos. “Georgia law lets me waive penalties for reasonable cause,” Mitchell explained. “And over the past few weeks, I’ve heard from residents struggling to pay their bills because of the shutdown.” This doesn’t erase the taxes—just the late fees. To qualify, folks need proof of furlough or lost benefits, and the waiver only covers bills due during or shortly after the shutdown. We’ll be right back. Break 3: THE SUGAR HILL HOLIDAY And now here is Leah McGrath from Ingles Markets on rice Break 4: BUFORD HOLIDAY FESTIVAL We’ll have closing comments after this Break 5: Ingles Markets 8 Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. 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Success is nothing more than a few simple disciplines, practiced every day. — Jim Rohn Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Mastering Heiken-Ashi Candlesticks: Enhancing Stock Charting Techniques." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

A new pet bond scheme starts soon - will it make it easier for renters to have a pet? Who pays for the damage? And can landlords say no? 

In this deeply moving episode of the Authors on Mission podcast, host Danielle Hutchinson sits down with psychic medium and author Tammy Young to discuss her book Afterlife Bonds—a hybrid memoir and teaching guide born from a psychic prediction, a profound relationship, and a journey through grief and spiritual awakening.Tammy shares how her real-time writing process captured raw emotion, how she structured the book using the Hero's Journey, and how evidential spirit communication shaped both her healing and her message. This episode is a heartfelt exploration of love beyond the veil, courage in storytelling, and the power of synchronicity.

Highlights include:(3:30) A look back on 2025(6:00 Are we in a new "bond" era?(9:50) What is driving yield?(15:05) How shifting priorities are reshaping markets across regions For a full transcript in English and French, please visit the TD Asset Management Podcast page: https://www.td.com/ca/en/asset-management/insights/podcast Email any questions or ideas for future episodes to: td.tdamtalks@td.comPlease follow "TD Asset Management" on LinkedIn: https://ca.linkedin.com/showcase/tdassetmanagement/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Korean: Rekindling Bonds at Seoul's Autumn Festival Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ko/episode/2025-11-20-23-34-02-ko Story Transcript:Ko: 서울숲의 가을은 참 아름다웠습니다.En: Autumn in Seoul Forest was truly beautiful.Ko: 온통 주황빛 낙엽이 바람에 흩날리고 공원 곳곳에서 축제의 소리가 들려왔습니다.En: Orange leaves fluttered in the wind, and the sounds of festivals could be heard throughout the park.Ko: 진수는 축제에 오기로 한 자신을 의아해했습니다.En: Jinsu wondered why he had decided to come to the festival.Ko: 그는 친구들과의 관계가 예전 같지 않았지만, 다시 이어질 수 있다는 희망을 품고 있었습니다.En: His relationships with friends weren't as they used to be, but he held hope that they could rekindle.Ko: 진수는 사무실에서 열심히 일하는 사람이었습니다.En: Jinsu was someone who worked hard in the office.Ko: 그는 하루가 끝나면 피곤함에 집으로 곧장 향하는 경우가 많았습니다.En: Often, he would head straight home from work, exhausted.Ko: 때문에 친구들과의 만남이 점점 줄어들었습니다.En: As a result, his meetings with friends became less frequent.Ko: 그리고 오늘, 그는 그 감정의 거리감을 좁히고 싶어 서울숲의 가을 축제를 찾아왔습니다.En: Today, he wanted to close the emotional distance and came to the autumn festival at Seoul Forest.Ko: 처음에는 혼자 걷기만 했습니다.En: At first, he just walked alone.Ko: 사람들은 커다란 호박을 나르거나, 향긋한 군밤을 먹으며 즐거워했습니다.En: People were happily carrying large pumpkins and eating fragrant roasted chestnuts.Ko: 진수는 이런 분위기가 어색했습니다.En: Jinsu felt awkward in this atmosphere.Ko: 하지만 그는 그곳에 오는 사람들을 바라보며 친구들이 올 수 있길 희망했습니다.En: But as he watched the people coming to the festival, he hoped his friends would show up.Ko: 갑자기 무리 사이에서 낯익은 얼굴들이 보였습니다.En: Suddenly, he saw familiar faces in the crowd.Ko: 민지와 태연이었습니다.En: It was Minji and Taeyeon.Ko: 진수는 멀리서 그들을 보며 망설였습니다.En: Jinsu hesitated as he watched them from a distance.Ko: ‘혹시 나를 반가워하지 않으면 어쩌지?'En: 'What if they're not happy to see me?'Ko: 그의 마음은 가능성과 두려움 사이에서 갈팡질팡했습니다.En: His mind wavered between possibilities and fear.Ko: 그러나 곧 그는 스스로에게 용기를 냈습니다.En: However, he soon gathered courage.Ko: 오랜만에 만나는 친구들에게 다가가 보자고 마음먹었습니다.En: He decided to approach his long-time friends.Ko: 진수는 천천히 그들 쪽으로 걸어갔습니다.En: Jinsu walked slowly towards them.Ko: 그때, 민지가 먼저 그를 발견하고 환하게 웃으며 손을 흔들었습니다.En: At that moment, Minji spotted him first, smiling brightly and waving.Ko: "진수야, 여기야!"En: "Hey, Jinsu! Over here!"Ko: 친구들과의 다정한 인사는 마치 시간이 흐르지 않았던 것처럼 자연스러웠습니다.En: The warm greeting with friends felt as natural as if no time had passed.Ko: 그들은 함께 공원의 여러 활동을 즐겼고, 낙엽을 밟으며 옛 추억을 이야기했습니다.En: They enjoyed various activities in the park together, and as they walked over the fallen leaves, they reminisced about old memories.Ko: 진수는 이러한 따뜻함이 오랫동안 그리웠음을 느꼈습니다.En: Jinsu realized how much he had missed this warmth.Ko: 그날 밤, 진수는 미소를 띠며 집으로 돌아갔습니다.En: That night, Jinsu returned home with a smile.Ko: 그는 친구들과의 관계를 다시 이어갈 수 있다는 확신을 얻었습니다.En: He felt assured that he could reconnect with his friends.Ko: 그리고 그 순간, 그는 관계의 소중함과 이니셔티브의 힘을 알게 되었습니다.En: In that moment, he understood the value of relationships and the power of initiative.Ko: 혼자서 공원에 올 결정을 했던 자신이 자랑스러웠습니다.En: He was proud of himself for deciding to come to the park alone.Ko: 서울숲의 가을은 끝나가고 있었지만, 진수의 마음엔 새롭게 시작된 따뜻한 우정의 계절이 찾아왔습니다.En: Though autumn was ending in Seoul Forest, Jinsu's heart welcomed a new season of warm friendship. Vocabulary Words:fluttered: 흩날리고rekindle: 다시 이어질exhausted: 피곤함frequency: 빈도emotional distance: 감정의 거리감fragrant: 향긋한awkward: 어색hesitated: 망설였습니다wavered: 갈팡질팡했습니다initiative: 이니셔티브value: 소중함approach: 다가가familiar: 낯익은gathered courage: 스스로에게 용기를 냈습니다crowd: 무리reminisce: 추억을 이야기했습니다assured: 확신을 얻었습니다welcomed: 찾아왔습니다greeting: 인사relationships: 관계spotted: 발견하고wavering: 갈팡질팡carrying: 나르거나realized: 느꼈습니다reconnect: 다시 이어갈hesitate: 망설였습니다profound: 깊은ensued: 이어졌다emphasize: 강조하다approached: 다가갔습니다

In this heartwarming and hilarious episode, I sit down with my 9-year-old son Colton for a spontaneous and deeply connective conversation. Using our brand-new Questions for the Car resource, we explore everything from nightmares and Dog Man books to space rides and secret lemonade recipes. It's a candid glimpse into father-son bonding, full of laughter, surprises, and those unscripted moments that truly matter.   Whether you're a dad looking for creative ways to connect with your kids or just need a smile today, this episode is a reminder of the magic that happens when we slow down, ask meaningful questions, and just listen. Colton brings the energy and honesty only a 9-year-old can, and the stories he shares will absolutely make your day.     Episode Highlights [0:00] - Introduction [1:10] - Introducing Colton and the new "Questions for the Car" resource [3:35] - The big move from Facebook to our private Dad Edge Alliance platform [5:00] - Colton shares his outfit of the day and his excitement for Black Friday merch [6:00] - Colton's wild dream involving spooky gray eyes and… Mr. Doo Doo? [8:45] - Talking books: Colton breaks down his latest Dog Man read (spoiler alert!) [11:00] - Reflecting on romance, weddings, and seeing parents show love [13:10] - Favorite family memory: Disney World and the magic of Space Mountain [15:45] - If he had a magic wand… Colton's Paris dreams and golden chocolate [17:03] - What makes a good friend, and Colton's trampoline generosity [18:00] - Why asking fun questions builds better conversations and memories [20:00] - The best lemonade in the world (and the secret ingredient Colton won't tell!)     5 Key Takeaways   Ask Better Questions – Engaging your kids with meaningful questions opens the door to unforgettable conversations. Connection Over Perfection – Conversations with younger kids might "squirrel," but the real gift is in the connection. Create Fun Family Rituals – Resources like Questions for the Car can turn everyday drives into bonding moments. Celebrate the Small Things – From dreams to books to lemonade, everything is an opportunity to connect. Lead by Example – Showing love, presence, and intention as a father shapes your child's inner world.       Links & Resources   Questions for the Car: thedadedge.com/kidquestions       Closing Thoughts   Even the shortest chats with our kids can leave lasting impressions. Whether you're talking about books, dreams, or lemonade recipes, remember—it's not about the topic, it's about the connection. If this episode inspired you, made you laugh, or gave you new ideas to connect with your kids, please rate and review the show, and don't forget to share it with another dad who might need it.   Stay legendary.

On today's episode, we welcome back market veteran and Chartered Market Technician Scott McCormick, CMT for a deep dive into the four pillars driving today's financial landscape: Bonds, Equities, Currencies, and Commodities. Scott brings decades of professional trading experience and a razor-sharp macro lens. Together, we'll break down:

I have learned, that if one advances confidently in the direction of his dreams, and endeavors to live the life he has imagined, he will meet with a success unexpected in common hours. — Henry David Thoreau Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Unveiling Investor Psychology: VPA & Candlesticks." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Nvidia results loom after the longest S&P 500 losing streak since August. Crypto rebounded late Tuesday but mega caps sank. Lowes, Target, and Fed minutes also are on tap today.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0130-1125) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Catalan: Weekend Escape: Inspiration & Bonds in the Vineyards Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2025-11-19-23-34-02-ca Story Transcript:Ca: El sol del matí il·luminava els camps de vinyes a l'entorn de les masies, pintant els paisatges amb colors càlids i vibrants de la tardor.En: The morning sun illuminated the vineyards around the masies, painting the landscapes with warm and vibrant autumn colors.Ca: Marçal conduïa el cotxe pel camí de terra, amb la Bruna asseguda al seient del darrere, parlant emocionada sobre els seus projectes de medi ambient.En: Marçal drove the car along the dirt path, with Bruna seated in the back, excitedly talking about her environmental projects.Ca: Elena, al seu costat, mirava amb curiositat les fulles groguenques que semblaven ballar al vent.En: Elena, at his side, curiously watched the yellowing leaves that seemed to dance in the wind.Ca: "Necessitem aire pur," va dir Marçal, sentint-se alleujat de deixar enrere el bullici de la ciutat.En: "We need fresh air," said Marçal, relieved to leave the city's hustle and bustle behind.Ca: La seva feina com a arquitecte li havia esgotat la creativitat, i aquest cap de setmana volia trobar una direcció nova.En: His work as an architect had exhausted his creativity, and this weekend he wanted to find a new direction.Ca: Les masies, amb les seves parets de pedra i teulades vermelles, els donaven la benvinguda.En: The masies, with their stone walls and red roofs, welcomed them.Ca: Elena va proposar de fer un dinar típic per connectar amb les seves arrels, i Marçal va acceptar amb gratitud.En: Elena suggested having a typical meal to connect with their roots, and Marçal accepted gratefully.Ca: El foc de la llar va començar a cremar lentament, evocant una sensació de calidesa i hogar.En: The fireplace began to burn slowly, evoking a sense of warmth and home.Ca: Però entre la quietud hi havia tensió.En: But amidst the quiet, there was tension.Ca: Marçal i Bruna no havien parlat molt des d'un malentès antic.En: Marçal and Bruna hadn't talked much since an old misunderstanding.Ca: Ell volia resoldre les coses, així que va decidir ser sincer.En: He wanted to resolve things, so he decided to be honest.Ca: "Bruna," va dir Marçal una vegada asseguts al menjador de la masia, "estic frustrat amb la meva feina. Necessito canvis."En: "Bruna," Marçal said once seated in the masia's dining room, "I'm frustrated with my work. I need changes."Ca: Va mirar Elena per suport, i ella va somriure i va assentir.En: He looked at Elena for support, and she smiled and nodded.Ca: Bruna, amb la seva aura positiva, li va respondre: "Marçal, trobaràs la teva resposta aquí.En: Bruna, with her positive aura, responded: "Marçal, you'll find your answer here.Ca: Mira aquesta casa, pensa en la manera com podem renovar-la respectant el medi ambient."En: Look at this house, think about how we can renovate it while respecting the environment."Ca: Durant tot el cap de setmana, van explorar les altres masies, comentant idees, i poc a poc, les tensions van desaparèixer.En: Throughout the weekend, they explored the other masies, discussing ideas, and gradually, the tensions disappeared.Ca: Elena va preparar plats tradicionals com l'escudella i el torró, mentre la Bruna parlava de projectes sostenibles que havia vist arreu del món.En: Elena prepared traditional dishes like escudella and torró, while Bruna talked about sustainable projects she had seen around the world.Ca: El darrer dia, caminant per un camp, van somiar junts.En: On the last day, walking through a field, they dreamed together.Ca: Bruna va mencionar la seva visió d'unir tradició amb modernitat.En: Bruna mentioned her vision of uniting tradition with modernity.Ca: Marçal, inspirat, va exclamar: "Podríem crear cases que hi combinessin!En: Marçal, inspired, exclaimed, "We could create houses that blend the two!Ca: Fer arquitectura que honri la història però que cuidés el planeta també."En: Make architecture that honors history but also cares for the planet."Ca: Aquella epifania va canviar-ho tot per a ell.En: That epiphany changed everything for him.Ca: Va veure un camí clar davant, un projecte que uniria la seva passió amb els seus valors.En: He saw a clear path ahead, a project that would combine his passion with his values.Ca: Quan va arribar l'hora de marxar, la ciutat els reclamava, però Marçal se sentia renovat.En: When the time came to leave, the city called them back, but Marçal felt rejuvenated.Ca: Va prometre a Bruna i Elena que emprenderia aquest viatge nou, i elles li van oferir suport incondicional.En: He promised Bruna and Elena that he would embark on this new journey, and they offered him unconditional support.Ca: Aquell cap de setmana va ser més que una escapada.En: That weekend was more than an escape.Ca: Marçal havia trobat més que inspiració; havia recuperat la seva il·lusió, reforçat els seus lligams i trobat una nova manera de mirar el món.En: Marçal found more than inspiration; he regained his enthusiasm, strengthened his bonds, and found a new way of looking at the world.Ca: Els vincles d'amistat i família eren més forts, i ara estava preparat per compartir la seva visió amb el món.En: The ties of friendship and family were stronger, and he was now ready to share his vision with the world. Vocabulary Words:vineyards: les vinyesmasies: les masiesdirt path: el camí de terrawarm: càlidsvibrant: vibrantsenvironmental projects: projectes de medi ambientyellowing leaves: les fulles groguenqueshustle and bustle: el bullicistone walls: les parets de pedrared roofs: teulades vermellestypical meal: un dinar típichearth: el foc de la llartension: la tensiómisunderstanding: un malentèsfrustrated: frustrataura: l'aurarenovate: renovarsustainable projects: projectes sosteniblesepiphany: l'epifaniasupport: el suportenthusiasm: la il·lusióbonds: els lligamsfriendship: l'amistatfamily: la famíliavision: la visiódreamed: van somiarunite tradition with modernity: unir tradició amb modernitatexploration: exploraciófields: els campsautumn colors: els colors de la tardor

Curious about how offshore bonds really work, and whether they’re worth it? In this week’s Merryn Talks Your Money, Merryn Somerset Webb sits down with veteran financial adviser Paula Steele, director at John Lamb Hill Oldridge, to unpack the truth behind this often-misunderstood investment wrapper. From hidden tax traps to smart long-term planning strategies, this episode will inform how you think about where (and how) to grow your wealth.See omnystudio.com/listener for privacy information.

The Trump administration has been secretly working in consultation with Russia to draft a new plan to end the war in Ukraine, according to Axios sources; Politico reported that US officials are close to unveiling a major new peace agreement with Russia to end the Ukraine conflict.The White House confirmed that US President Trump is set to speak at the US-Saudi investment forum on Wednesday at 12:00 EST (17:00 GMT) in Washington.US Treasury Secretary Bessent said US President Trump may announce the next Fed Chair before Christmas, via Fox News.European bourses are trading on either side of the unchanged mark, whilst US equity futures gain ahead of NVIDIA.USD is modestly firmer into FOMC Minutes, USD/JPY rises above 156.00 after Finance Minister Katayama said there were no specific discussions on FX with BoJ Governor Ueda.Bonds initially bid by a subdued risk tone, but now hold a downward bias sentiment improves; Gilts briefly boosted by CPI, but then come under marked pressured.Crude complex is modestly lower with Zelensky's delegation in Turkey, XAU returns above USD 4100/oz.Looking ahead, US International Trade (Aug), FOMC Minutes, Fed's Williams, Logan, Barkin, Miran; BoE's Dhingra, supply from the US. Earnings from NVIDIA.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

We typically only hear about bonds when we experience spikes in interest rates or inflation, but understanding how bonds work helps us to better understand how the economy functions. Nathan takes us through 10 things you should know about bonds. Also on MoneyTalk, how different business entities function, and choosing your investment vehicles. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 11/14/2025; Original Air Dates: 1/26/2024 & 4/26/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In this KE Report Daily Editorial, we speak with Mike Larson, Editor-in-Chief at MoneyShow, about what generalist investors are focused on heading into 2026, the themes shaping the upcoming Sarasota Masters Symposium (Dec 1–3), and the setup for the MoneyShow Las Vegas event in February. Key Discussion Highlights: Year-End Positioning: Investors reassessing portfolios after a strong but volatile 2025. AI: Boom vs. Bubble: Massive real-world investment (data centers, power, capex); still early - not a 1999 moment. Fed & Missing Data: The prolonged shutdown and lack of October jobs report add uncertainty; may delay rate cuts. Gold & Silver Consolidation: After a major run, metals are digesting gains; long-term drivers remain intact. Crypto & Bitcoin Weakness: BTC tied closely to tech sentiment; leveraged washouts still impacting the sector. Alternative Assets Trend: The 60/20/20 allocation shift continues - alts like gold and crypto retain structural demand. Bond Market Watchpoints: AI capex spilling into corporate credit; some widening spreads, but not crisis-level. Click here to find out about the upcoming MoneyShow conferences   ------------ For more market commentary & interview summaries, subscribe to our Substacks: The KE Report: https://kereport.substack.com/ Shad's resource market commentary: https://excelsiorprosperity.substack.com/ Investment disclaimer: This content is for informational and educational purposes only and does not constitute investment advice, an offer, or a solicitation to buy or sell any security. Investing in equities and commodities involves risk, including the possible loss of principal. Do your own research and consult a licensed financial advisor before making any investment decisions. Guests and hosts may own shares in companies mentioned.

Perseverance is failing 19 times and succeeding the 20th — Julie Andrews Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Back Away to Really See What's Happening." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Resurgent credit worries along with AI caution and falling rate cut odds stalk the market ahead of Home Depot today and Nvidia tomorrow. Stocks hit a one-month low Monday.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0130-1125) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It's the biggest (and most overwhelming) shopping month of the year. This week, Chelsea Hui and Lucinda Pikkat are letting us in on their complete survival guide to the November sales. Chelsea admits she's a reformed impulse shopper who used to buy "on the vibe," while Lucinda is our Type A friend that relies on the sales for more practical purchases. They're sharing their non-negotiable rules for shopping Black Friday without the buyer's remorse, from doing a full "inventory check" of your current wardrobe to why you should use the sales to stock up on the "boring" basics (like Bonds and activewear) and all the gifts for the entire year ahead. EVERYTHING MENTIONED: Chelsea's Boujie: Jil Sander Embellished draped wool & cashmere-blend sweater $3828 down to $2297 Lucinda's Boujie: Camilla & Marc Seidler Coat $950 down to $570 Chelsea's Budget: Meshki Rian strapless knit mini dress - cream $109 down to $87 Lucinda's Budget: Cotton On Body Relax Short Sleeve Sleep Set $69.99 down to $41.99 GET YOUR FASHION FIX: There's so much fashion on sale right now. Here are my 20 best picks under I $150. I worked at a major Aussie retailer. These are the Black Friday hacks they don't want you to know about. Watch us on Youtube this episode goes live at 8pm tonight! Follow us on Instagram Want to shop the pod? Sign up to the Nothing To Wear Newsletter to see all the products mentioned plus more, delivered straight to your inbox after every episode. GET YOUR FASHION FIX: Watch us on Youtube this episode goes live at 8pm tonight! Follow us on Instagram Want to shop the pod? Sign up to the Nothing To Wear Newsletter to see all the products mentioned plus more, delivered straight to your inbox after every episode. Feedback? We’re listening! email us at podcast@mamamia.com.au Discover more Mamamia Podcasts here CREDITS: Hosts: Chelsea Hui & Lucinda Pikkat Producer: Ella Maitland Audio Producer: Tina Matolov Video Producer: Artemi Kokkaris Just so you know — some of the product links in these notes are affiliate links, which means we might earn a small commission if you buy through them. It doesn’t cost you anything extra, and it helps support the show. Happy shopping! Mamamia acknowledges the Traditional Owners of the Land we have recorded this podcast on, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present, and extend that respect to all Aboriginal and Torres Strait Islander cultures.Become a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

Fluent Fiction - Hungarian: Autumn Bonds: Imre's Sweet Connection with Neighbors Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-11-18-08-38-20-hu Story Transcript:Hu: Imre a szombat reggelt szerette.En: Imre loved Saturday mornings.Hu: Az őszi levegő friss volt, a fák színei élénken ragyogtak a napsütésben.En: The autumn air was fresh, and the colors of the trees shone vividly in the sunlight.Hu: Imre a konyhában sürgölődött, éppen egy gesztenyés desszertet készített.En: Imre was bustling in the kitchen, making a chestnut dessert.Hu: Márton-nap volt, és a környékbeli szomszédok összegyűltek, hogy közösen gereblyézzék össze a hulló faleveleket.En: It was Márton-nap, and the local neighbors gathered to rake up the fallen leaves together.Hu: Imre izgatott volt, mert ez lehetőség volt közel kerülni a szomszédokhoz, akikkel még nem barátkozott össze igazán.En: Imre was excited because this was an opportunity to get closer to the neighbors with whom he had not really made friends yet.Hu: A csendes, fás utcában már gyülekeztek az emberek.En: In the quiet, tree-lined street, people were already gathering.Hu: Károly, a történelemtanár és Zsófia, aki egy kulturális múzeumban dolgozott, is ott voltak.En: Károly, the history teacher, and Zsófia, who worked at a cultural museum, were also there.Hu: A levegőben enyhe füstszag terjengett, és színes sálak és sapkák díszítették a munkálkodókat.En: A faint smell of smoke wafted in the air, and colorful scarves and hats adorned the workers.Hu: Imre kissé félénken közeledett hozzájuk, a tálcával a kezében.En: Imre approached them somewhat shyly, with the tray in his hand.Hu: – Sziasztok!En: "Hi, everyone!"Hu: – köszönt Imre zavart mosollyal.En: greeted Imre with an awkward smile.Hu: – Hoztam egy kis gesztenyés finomságot.En: "I brought some chestnut treats."Hu: Zsófia érdeklődve fordult felé.En: Zsófia turned to him with interest.Hu: – Szia, Imre!En: "Hi, Imre!Hu: Köszönjük, nagyon kedves tőled.En: Thank you, that's very kind of you.Hu: Nagyon szeretem a gesztenyét.En: I really love chestnuts."Hu: Imre lassan felengedett a kedves fogadtatás láttán.En: Imre gradually relaxed upon seeing the warm reception.Hu: Leültek egy padra, és a desszert megosztásával kezdődött a beszélgetés.En: They sat down on a bench, and sharing the dessert started the conversation.Hu: Károly érdeklődött a desszert receptje iránt, ami végül a közös beszélgetésük első témája lett.En: Károly was interested in the dessert's recipe, which eventually became the first topic of their group discussion.Hu: – Imre, ha jól tudom, te építész vagy, igaz?En: "Imre, if I'm not mistaken, you're an architect, right?"Hu: – kérdezte Károly.En: asked Károly.Hu: – Igen, az vagyok.En: "Yes, I am.Hu: Nagyon érdekel a régi építészet története is – válaszolta Imre.En: I'm very interested in the history of old architecture too," replied Imre.Hu: Zsófia mosolyogva közbeszólt.En: Zsófia interjected with a smile.Hu: – A múzeumban, ahol dolgozom, épp most nyílt egy kiállítás a budapesti régi építészetről.En: "At the museum where I work, there is a new exhibition about old architecture in Budapest.Hu: Biztosan tetszene!En: You would surely like it!"Hu: Sokáig ültek ott, beszélgettek a múzeum kiállításairól, a történelemről, és arról, mennyi érték rejlik Budapest épületeiben.En: They sat there for a long time, talking about the museum's exhibitions, history, and the hidden value in Budapest's buildings.Hu: Imre úgy érezte, mintha mélyebb kapcsolatok kezdeményei szövődnének közte, Károly és Zsófia között.En: Imre felt as if the seeds of deeper connections were being sown between him, Károly, and Zsófia.Hu: Ahogy a nap lemenőben volt, és a levelek lassan kupacokba összehúzódtak, Imre megtalálta a hangját a közösségben.En: As the sun was setting and the leaves slowly gathered into piles, Imre found his voice in the community.Hu: Miután elköszöntek, telefonszámot cseréltek, és megbeszélték, hogy a következő héten elmennek együtt a kiállításra.En: After they said goodbye, they exchanged phone numbers and agreed to visit the exhibition together the following week.Hu: Az őszi nap vége felé közeledett, de Imre szívében új tavasz köszöntött.En: The autumn day was drawing to a close, but in Imre's heart, a new spring began.Hu: Megértette, hogy a közös érdeklődés híd lehet, ami összeköti az embereket.En: He understood that shared interests could be a bridge that connects people.Hu: Így, Márton-nap estéjén, Imre már nem volt annyira távolságtartó.En: So, on Márton-nap evening, Imre was no longer so distant.Hu: Megtalált valamit, amire nem is számított: barátokat.En: He found something he hadn't even expected: friends. Vocabulary Words:bustling: sürgölődöttopportunity: lehetőséggathered: összegyűltekrake: gereblyézzékfaint: enyhewafted: terjengettapproached: közeledettawkward: zavartgradually: lassanreception: fogadtatásarchitect: építészinterested: érdeklődöttexhibition: kiállításhidden: rejlőconnections: kapcsolatokpiles: kupacokbacommunity: közösségexchanged: cseréltekfollowing: következődrawing: közeledettspring: tavaszunderstood: megértettebridge: híddistant: távolságtartófound: megtaláltexpected: számítottchestnut: gesztenyésrelaxed: felengedettbench: padrarecipe: receptje

On today's podcast:1) Global markets extended a broad selloff, with US stock futures signaling a fourth day of losses and Bitcoin briefly slipping below $90,000 as traders pulled away from speculative assets. S&P 500 futures fell 0.3% after the benchmark closed below its 50-day moving average in the previous session, a sign of scope for further losses. Bitcoin slid more than 1%. European stocks declined for a fourth day. Stock gauges across Asia were in the red, with Japan’s Nikkei 225 posting its worst day since April. Bonds were the biggest beneficiaries as investors sought havens, with the yield on 10-year US Treasuries dropping four basis points to 4.10%. The dollar held steady as gold fell closer to $4,000 an ounce. The cross-asset moves underscored continued unease over interest rates and tech earnings, with Nvidia Corp.’s report on Wednesday poised to test investor nerves over lofty valuations in the artificial-intelligence sector. Focus will then turn to the delayed September jobs report due Thursday, a key gauge for the Federal Reserve’s policy outlook.2) Federal Reserve Governor Christopher Waller repeated his view that the central bank should again lower interest rates when policymakers meet in December, citing a weak labor market and monetary policy that is hurting low- and middle-income consumers. In a speech titled ‘The Case for Continuing Rate Cuts’ delivered in London, Waller said another rate cut would represent good “risk management” by the rate-setting Federal Open Market Committee. He said he isn’t concerned about inflation accelerating or inflation expectations rising significantly given clear signs of softening demand for workers.3) Saudi Arabia’s Crown Prince Mohammed bin Salman will likely be greeted with great fanfare by President Trump during his visit to the White House on Tuesday. The crown prince hopes to secure an executive order from Trump to bolster Saudi Arabia’s security and potentially pave the way for a stronger defense treaty. The two are also expected to reach an agreement that would allow the kingdom to purchase F-35 stealth planes, despite Israel wanting to keep a monopoly on access. Discussions on the future of Gaza and the thorny issue of relations with Israel are on the agenda as well. There also remains tension over access to AI chips and nuclear technology.See omnystudio.com/listener for privacy information.

US jobless claims at 232k in the October 18th week, via DOL; continuing claims 1.957mln.European bourses are entirely in the red, US equity futures are modestly lower.USD is choppy amidst early release of weekly jobless claims, JPY digests more verbal intervention.Bonds are benefiting from the risk tone, with some modest price action seen on a surprise jobless claims release.Crude and Copper continue to be dragged by equity selloff as XAU bounces at USD 4k/oz.Looking ahead, US ADP Weekly Estimate, US Factory Orders (Aug), US Durable Goods (Aug), and Japanese Trade Balance. Speakers include BoE's Pill, Dhingra; Fed's Barr, Barkin.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Fluent Fiction - Japanese: Autumn Bonds: Family and Festivals in Yokohama's Suburbs Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ja/episode/2025-11-18-08-38-20-ja Story Transcript:Ja: 横浜の静かな郊外には、赤やオレンジの葉が美しく舞う秋が訪れた。En: In the quiet suburbs of Yokohama, autumn arrived with beautifully dancing red and orange leaves.Ja: 家の前の街路樹に吊るされた伝統的な提灯が、そよ風に揺れている。En: Traditional lanterns hung on the street trees in front of the houses swayed in the gentle breeze.Ja: この季節、近所では冬の祭りが計画されている。En: In this season, the neighborhood was planning a winter festival.Ja: 祭りの準備に追われる中、はるかさんは家族のことも考えなければならない立場にあった。En: Amid the hectic preparations for the festival, Haruka found herself in a position where she also had to think about her family.Ja: はるかさんは、この祭りの委員会の委員長を務めていた。En: Haruka served as the chairperson of the festival committee.Ja: 彼女は熱心で、誰よりもこのイベントを成功させたかった。En: She was enthusiastic and wanted this event to be a success more than anyone else.Ja: しかし、七五三の準備もあって、心の中には大きなプレッシャーがのしかかっていた。En: However, with preparations for Shichi-Go-San, a significant pressure weighed on her heart.Ja: その一方で、さとしさんは仕事で忙しく、夜遅くまで会社にいることが多くなっていた。En: Meanwhile, Satoshi was busy with work, often staying late at the office.Ja: 彼もまた、家族のために時間を取りたいと願っていたが、なかなか実現できないでいた。En: He too wished to find time for his family but found it hard to realize this desire.Ja: そして、元気で活発な七歳の娘、ゆきちゃん。En: Then there was their lively and energetic seven-year-old daughter, Yuki-chan.Ja: 彼女の七五三の到来に胸を膨らませていた。En: She was filled with excitement for her upcoming Shichi-Go-San.Ja: 可愛い着物を着て、神社でお祓いを受けるのを心待ちにしている。En: She eagerly looked forward to wearing a cute kimono and receiving the blessing at the shrine.Ja: しかし、最近、両親が忙しいせいで少し寂しい思いをしていた。En: However, lately, she felt a bit lonely because her parents were busy.Ja: ある日曜日の朝、はるかさんはリビングで祭りの会議資料を広げて座っていた。En: One Sunday morning, Haruka sat in the living room with festival meeting materials spread out before her.Ja: さとしさんは目の下に少しクマができるほど、仕事で疲れていたが、今日は家にいる日だった。En: Satoshi was tired from work, with slight shadows under his eyes, but today, he was at home.Ja: 「おはよう、はるか。今日は手伝えることある？」と優しく声をかけた。En: "Good morning, Haruka. Is there anything I can help with today?" he gently asked.Ja: しかし、はるかさんの顔には緊張が浮かんでいた。En: However, tension was visible on Haruka's face.Ja: 「この資料、どうしよう…まだ終わらなくて…」彼女はため息をつく。En: "What should I do with these materials... I'm not done yet..." she sighed.Ja: ゆきちゃんは、自分の大切な日が近づいているというのに、なかなか話題に上らないことに不満げだった。「お母さん、私のお祝いもちゃんとやるよね？」と、少し不安げに問いかけた。En: Yuki-chan, feeling upset that no one brought up her special day despite it approaching, asked a bit anxiously, "Mom, you'll properly celebrate my event, right?"Ja: その瞬間、はるかさんは大切なことに気づいた。En: At that moment, Haruka realized something important.Ja: 「ごめんね、家族が一番大事よね。」彼女は、ふっと微笑んでゆきちゃんの髪を撫でた。En: "I'm sorry; family is the most important, right?" She smiled softly and stroked Yuki-chan's hair.Ja: 大会前日、町内会の友人たちが手伝いに訪れた。En: The day before the event, friends from the neighborhood association came to help.Ja: 「大変でしょう、はるかさん。任せて」と、彼らは温かく協力を申し出た。En: "It's tough, isn't it, Haruka-san? Leave it to us," they warmly offered their cooperation.Ja: 祭りの朝、最後の準備が整っていなかったが、すべての人が協力して動き出した。En: On the morning of the festival, the final preparations weren't complete, but everyone began to work together.Ja: はるかさんは感謝の気持ちで胸がいっぱいだった。En: Haruka was filled with gratitude.Ja: その一方、さとしさんも会社に休みを申し出、「今日は大事な日だから、ゆきのそばにいるよ」と心から言った。En: Meanwhile, Satoshi also requested leave from his company, sincerely saying, "Today's an important day, so I'll be by Yuki's side."Ja: その言葉に、はるかさんは安心した。En: Those words reassured Haruka.Ja: 祭りが始まり、みんなの力でスムーズに進んだ。En: The festival began and proceeded smoothly thanks to everyone's efforts.Ja: 夕方、七五三の神社での式典には、両親だけでなく、近所のみんなが集まった。En: In the evening, not only the parents but also the whole neighborhood gathered for the Shichi-Go-San ceremony at the shrine.Ja: ゆきちゃんはにっこり笑って、嬉しそうにお祓いを受けた。En: Yuki-chan smiled brightly and happily received the blessing.Ja: はるかさんは、隣に立つさとしさんに微笑んだ。En: Haruka smiled at Satoshi who stood next to her.Ja: 「みんなのおかげで、この日が最高になったわね。」En: "Thanks to everyone, this day turned out to be the best."Ja: 祭りが終わり、夜空にはたくさんの星が輝いていた。En: As the festival ended, the night sky was filled with countless stars.Ja: はるかさんは、これからはもっと人に頼ること、そして家族の大切さを忘れず、毎日を過ごすことを心に誓った。En: Haruka vowed in her heart to rely more on others and never forget the importance of family as she went about her daily life.Ja: さとしさんもまた、新しい一歩を家族と共に歩む決心をしたのだった。En: Satoshi, too, decided to take new steps forward together with his family.Ja: 成功した祭りと家族の絆の再確認、そんな心温まる秋の一日が終わった。En: The festival's success and the reaffirmation of family bonds marked the end of such a heartwarming autumn day. Vocabulary Words:suburbs: 郊外autumn: 秋lanterns: 提灯breeze: そよ風festival: 祭りhectic: 追われるenthusiastic: 熱心significant: 大きなpressure: プレッシャーsincere: 心からblessing: お祓いpreparations: 準備shrine: 神社reassured: 安心したgratitude: 感謝cooperation: 協力energetic: 活発vow: 誓ったreaffirmation: 再確認heartwarming: 心温まるcommittee: 委員会success: 成功realize: 気づいたupset: 不満げneighborhood: 近所tradition: 伝統的なanticipation: 心待ちにmaterial: 資料lively: 元気rely: 頼る

Asian equities were mixed, while European equity markets are weaker. US equity futures are firmer with S&P up 0.5%. Bonds are firmer. US 10-year yield down 2 bps at 4.1%. Dollar firmer versus euro, Japanese yen and Aussie. Sterling little changed. Oil down, gold lower. Industrial metals weaker. Sentiment is still somewhat negative in Europe after Friday's selloff on rising uncertainty in AI complex and rotation out of high-multiple equities. In addition, hawkish Fedspeak keeping December rate cut at 50/50 odds. Markets have also been assessing rising friction between Japan and China over PM Takaichi's comments on Taiwan. Beijing urged citizens to avoid travel and study in Japan. China's Coast Guard also sent armed ships through disputed waters near Senkaku Islands. Companies Mentioned: Goldman Sachs, Affinity Equity Partners, Airbus SE, Pratt & Whitney, Flydubai, Grindr

Let me tell you the secret that has led to my goal. My strength lies solely in my tenacity. — Louis Pasteur Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Incoming Tide Floats All Boats (and Stocks Too!)." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

A busy week includes Nvidia earnings Wednesday, September jobs data Thursday, and a full shopping cart of retail earnings reports. Rate cut odds are down, and yields up.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0130-1125) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textWeek 9 of the 2025 NFL season delivered major results and shake-ups at the trade deadline that could define the back half of the year.Here's what we're breaking down:⭐ Impactful trades made before the deadline and how teams look now

Fluent Fiction - Hebrew: Balancing Books and Bonds: A Thanksgiving Tale of Friendship Find the full episode transcript, vocabulary words, and more:fluentfiction.com/he/episode/2025-11-17-23-34-02-he Story Transcript:He: העלים מחוץ לדלת של לוי ותמר רחשו בכבוד לאוטום שבחוץ.En: The leaves outside Levi and Tamar's door rustled in deference to the autumn weather outside.He: השניים ישבו בחדר המגורים הקטן שלהם, מביטים סביב בחדר מעוטר בצבעי הסתיו, עם קישוטים פשוטים.En: The two of them sat in their small living room, looking around at the room adorned in autumn colors, with simple decorations.He: על השולחן הקטן שבמרכז החדר היה מונח סידור פרחים קטן שהפיץ חמימות ורוגע.En: On the small table at the center of the room was a small flower arrangement that exuded warmth and calm.He: לוי היה תלמיד חרוץ.En: Levi was a diligent student.He: הוריו תמיד הציבו לו מטרות גבוהות בלימודים.En: His parents always set high academic goals for him.He: אבל הפעם הוא הרגיש את הלחץ יותר מתמיד.En: But this time, he felt the pressure more than ever.He: לוי ידע שעליו להכין את המסמכים לאוניברסיטה, אבל החג התקרב ותמר, שותפתו לחדר, החלה להיערך ליום ההודיה.En: Levi knew he had to prepare his university applications, but the holiday was approaching, and Tamar, his roommate, began preparing for Thanksgiving.He: "תראה," אמרה תמר, מתחילה לסדר את החדר.En: "Look," Tamar said, starting to tidy up the room.He: "אני יודעת שאתה רוצה ללמוד, אבל אנחנו יכולים לקחת קצת זמן להרגע.En: "I know you want to study, but we can take some time to relax.He: גם לך מגיע."En: You deserve it too."He: לוי היסס לרגע, מביט בעודו מהרהר בשולחן מלא המסמכים לידו.En: Levi hesitated for a moment, looking thoughtfully at the table full of documents beside him.He: "אני לא יודע," אמר בקול ספקני.En: "I don't know," he said skeptically.He: "אולי אסתדר לבד."En: "Maybe I'll manage on my own."He: תמר חייכה אליו בחום.En: Tamar smiled at him warmly.He: "בוא נעשה עסק.En: "Let's make a deal.He: אני אארגן משהו קטן כאן, אתה תעזור לי קצת – ונוכל להרגיש כמו בבית."En: I'll organize something small here, you help me a little – and we can feel at home."He: הימים עברו ותמר התחילה לארגן את הכל.En: The days passed, and Tamar started organizing everything.He: היא הזמינה חברים נוספים שלא יכלו ללכת הביתה.En: She invited other friends who couldn't go home.He: לוי התחיל לראות איך דאגה לכולם וניסה לעזור קצת.En: Levi began to see how she cared for everyone and tried to help a bit.He: הם תכננו ארוחה עם מאכלים פשוטים ונעימים.En: They planned a meal with simple and pleasant dishes.He: בערב יום ההודיה, החדר הקטן היה מלא בצחוק ושמחה.En: On the evening of Thanksgiving, the small room was full of laughter and joy.He: לוי ישב והביט סביב, מרגיש איך הלחץ מתמוסס לאט.En: Levi sat and looked around, feeling the pressure slowly dissolve.He: הוא הבין עד כמה חשוב לעצור לרגע, ליהנות מהרגעים הפשוטים עם חברים טובים.En: He realized how important it is to pause for a moment, to enjoy simple moments with good friends.He: בסיום הערב לוי חשפת את ליבו בפני תמר, "תודה לך, תמר.En: At the end of the evening, Levi opened up to Tamar, “Thank you, Tamar.He: אני מרגיש הרבה יותר טוב עכשיו."En: I feel much better now.”He: תמר חייכה אליו בהבנה, "אני כאן בשבילך תמיד.En: Tamar smiled at him understandingly, “I'm here for you always.He: תזכור, אפשר להצליח גם כשלוקחים הפסקות."En: Remember, you can succeed even when taking breaks.”He: לאחר מכן, לוי חזר ללימודים בתחושת חידוש ואנרגיה רבה, ותמר הייתה מרוצה שיכלה ליצור תחושת בית לכל הסובבים.En: Afterward, Levi returned to his studies feeling renewed and full of energy, and Tamar was pleased she could create a sense of home for everyone around.He: לוי הבין שעליו ליצור איזון בין הצלחה אישית למסורות המשפחתיות, ותמר זכתה להבין את החשיבות של גמישות בתוכניותיה כדי שכולם ירגישו שייכים.En: Levi understood he needed to balance personal success with family traditions, and Tamar learned the importance of flexibility in her plans so that everyone would feel included.He: כך החג הסתיים, ולוי ותמר, בחדר המעוטר, הבינו יותר על החשיבות של איזון בין עבודה לפנאי והרמוניה חברותית.En: Thus, the holiday ended, and Levi and Tamar, in their adorned room, gained a greater understanding of the importance of balancing work with leisure and social harmony. Vocabulary Words:rustled: רחשוdeference: בכבודadorned: מעוטרexuded: הפיץdiligent: חרוץacademic: בלימודיםskeptically: ספקניhesitated: היססtidy: לסדרdocuments: מסמכיםorganizing: לארגןincluded: שייכיםsimple: פשוטיםcalm: רוגעrenewed: חידושtraditions: מסורותflexibility: גמישותharmony: הרמוניהsocial: חברותיתpressure: לחץunderstandingly: באהבהsuccess: הצלחהpause: לעצורbalance: איזוןenjoy: ליהנותwarmly: בחוםpleasant: נעימיםapproaching: מתקרבroommate: שותפתו לחדרincluded: שייכיםBecome a supporter of this podcast: https://www.spreaker.com/podcast/fluent-fiction-hebrew--5818690/support.

Fluent Fiction - Mandarin Chinese: Rekindling Old Bonds: A Tea House Reunion Find the full episode transcript, vocabulary words, and more:fluentfiction.com/zh/episode/2025-11-17-23-34-02-zh Story Transcript:Zh: 杭州市的一个秋日早晨，空气中弥漫着淡淡的桂花香。En: On an autumn morning in Hangzhou, the air was filled with a faint scent of osmanthus.Zh: 知浩走进一个古色古香的茶馆，名叫“竹韵茶舍”。En: Zhi Hao walked into a tea house with an ancient charm, named "Zhuyun Teahouse".Zh: 茶馆里，阳光透过大窗洒进来，为地板铺上了一层金色的光辉。En: Inside the teahouse, sunlight streamed through the large windows, laying a golden sheen on the floor.Zh: 四周是精美的木雕和挂在墙上的山水画，透露着浓浓的江南韵味。En: Around were exquisite wood carvings and landscape paintings hanging on the walls, exuding a strong Jiangnan style.Zh: 今天是光棍节，知浩约了梅秀和春桃见面。En: Today was Singles' Day, and Zhi Hao arranged to meet with Mei Xiu and Chun Tao.Zh: 他有些紧张，因为他已经很久没有见到他们了。En: He was a bit nervous because he hadn't seen them in a long time.Zh: 知浩是一名成功的商业分析师，但他总觉得自己生活中缺少一些东西。En: Zhi Hao was a successful business analyst, but he always felt that something was missing in his life.Zh: 工作占据了他的大部分时间，让他失去了与朋友们的联络。En: Work occupied most of his time, causing him to lose contact with his friends.Zh: 梅秀是一个热爱自由、追求艺术灵感的画家。En: Mei Xiu was a painter who loved freedom and pursued artistic inspiration.Zh: 她坐在窗边，一边喝茶，一边观察窗外五彩缤纷的秋叶。En: She sat by the window, sipping tea and observing the colorful autumn leaves outside.Zh: 春桃则是个务实的老师，忙于事业，也期待着个人生活的安定。En: Chun Tao, on the other hand, was a pragmatic teacher, busy with her career but also yearning for stability in her personal life.Zh: 三个人在大学时是无话不谈的好友，但自从毕业后，联系便少了。En: The three were inseparable friends in college, but since graduation, they had drifted apart.Zh: 知浩走到他们的桌边坐下，目光扫过两位老友，心中有些许不安。En: Zhi Hao sat down at their table, his eyes sweeping over his two old friends, feeling a bit uneasy.Zh: 他开口道：“好久不见，你们最近怎么样？En: He began, "Long time no see, how have you two been lately?"Zh: ”梅秀微笑着说：“我最近画了很多画，有些找到了买家，还不错。En: Mei Xiu smiled and said, "I've painted a lot recently, and some have even found buyers, which is great."Zh: ”春桃点点头，补充道：“而我，总觉得时光飞逝，工作很忙，但生活还是要有朋友陪伴的。En: Chun Tao nodded and added, "I often feel time flies; work is busy, but life needs friends to share it with."Zh: ”茶香四溢，话题渐渐展开。En: The aroma of tea filled the air, and their conversation gradually unfolded.Zh: 知浩倾诉了他内心的想法，谈到他的孤独和想要重新建立友谊的愿望。En: Zhi Hao poured out his thoughts, discussing his loneliness and his desire to rebuild their friendship.Zh: 起初，他担心这会不会让大家感到突兀，但他要面对自己的恐惧。En: Initially, he was worried this might seem abrupt, but he wanted to face his fears.Zh: 梅秀拍拍知浩的肩膀，温柔说道：“我们都是朋友，不管多久不见，都是老朋友。En: Mei Xiu gently patted Zhi Hao's shoulder and said warmly, "We are friends, no matter how long we haven't seen each other, we're always old friends."Zh: ”春桃也露出理解的微笑：“对，我们应该多聚聚，这样彼此的生活都会更有趣。En: Chun Tao also gave a knowing smile, "Yes, we should meet more often; it will make our lives much more interesting."Zh: ”在这个喧嚣的城市里，他们在茶香中找到了那份久违的宁静和真诚。En: In this bustling city, they found a long-lost tranquility and sincerity in the aroma of tea.Zh: 不知不觉，太阳快要落山，金黄的阳光透过玻璃窗洒在他们身上。En: Unknowingly, the sun was about to set, and the golden sunlight spilled through the glass onto them.Zh: 知浩心里的重担卸下，仿佛阳光抚平他的忧虑。En: The burden in Zhi Hao's heart was lifted, as if the sunlight had smoothed his worries.Zh: 最终，他们约定以后每个光棍节都要聚在一起，无论多忙，都要为对方而停下脚步。En: In the end, they agreed to reunite every Singles' Day from now on, no matter how busy they were, to stop for each other.Zh: 知浩的心中仿佛燃起了新的希望。En: Zhi Hao's heart ignited with new hope.Zh: 他意识到，工作固然重要，但温暖的友情才是他心中不可或缺的一部分。En: He realized that while work is important, warm friendships are an indispensable part of his heart.Zh: 这样一个温馨的午后，他们在茶馆中彼此依偎，重续旧日的情谊，又为未来的相聚埋下了伏笔。En: On such a warm afternoon, they nestled together in the teahouse, renewing their past friendships and laying the groundwork for future gatherings.Zh: 知浩微笑着望向窗外，秋叶如金，飘然不动，仿佛这个友情的新开始。En: Zhi Hao smiled as he looked out the window, the autumn leaves golden and motionless, like a new beginning for this friendship. Vocabulary Words:faint: 淡淡osmanthus: 桂花ancient: 古色古香charm: 韵味uneasy: 不安exquisite: 精美carvings: 木雕landscape: 山水pragmatic: 务实inseparable: 无话不谈intricate: 精致insecurities: 不安全感pursued: 追求inspiration: 灵感drifted: 漂流aroma: 香气abrupt: 突兀sincerity: 真诚tranquility: 宁静yearning: 期待enchanted: 着迷unfolded: 展开bustling: 喧嚣indispensable: 不可或缺scent: 香味streamed: 洒进来illuminated: 照亮surplus: 富余harmonious: 和谐tinge: 色调

European bourses initially opened flat, but have since slipped into the red; US equity futures are mixed.DXY is slightly firmer, whilst Antipodeans slip as the risk tone deteriorates a touch.Bonds are firmer amid the softer European tone but largely awaiting a packed speakers docket, and data later this week.Crude complex started the session in the red, but has since reversed on geopolitical updates; XAU marginally subdued.Looking ahead, highlights include US NY Fed Manufacturing, Construction Spending, Canadian CPI. Speakers include Fed's Williams, Jefferson, Kashkari, Waller; ECB's Cipollone; BoE's Mann; BoC's Kozicki.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

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Fluent Fiction - Hungarian: Rekindling Bonds: A Family Reunion at Hősök tere Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-11-16-23-34-02-hu Story Transcript:Hu: A Hősök terén az őszi napfény finoman szűrődött át a lombkoronán.En: At Hősök tere, the autumn sunlight gently filtered through the canopy.Hu: A levelek aranyszínű táncot jártak a szélben, és az emberek, akik körülöttük sétáltak, csodálattal nézték a történelem emlékeit.En: The leaves danced a golden dance in the wind, and the people walking around them looked at the memories of history with admiration.Hu: Tizenegy órakor Dániel a tér közepén állt, izgalommal vegyes szorongással a gyomrában.En: At eleven o'clock, Dániel stood in the middle of the square, with a mixture of excitement and anxiety in his stomach.Hu: Ő volt a legidősebb testvér, és bár sok minden másképp alakult, mint ahogy eltervezte, hitt a család erejében.En: He was the oldest sibling, and although many things turned out differently than planned, he believed in the strength of family.Hu: Zsuzsa kicsit félénken közeledett.En: Zsuzsa approached a bit shyly.Hu: Sokat gondolkodott mielőtt eljött ide.En: She had thought a lot before coming here.Hu: A hosszú évek alatt megkeményedett a szíve, de most enyhe reménye ébredt arra, hogy talán újra összetartozhatnak mint rég.En: Over the long years, her heart had hardened, but now a slight hope arose that they might belong together again as before.Hu: Ahogy meglátta Dániel ismerős alakját a szobrok előtt, halvány mosolyra húzta a száját.En: As she saw Dániel's familiar figure in front of the statues, a faint smile appeared on her face.Hu: Gergely lemaradt mögöttük.En: Gergely lagged behind them.Hu: Kezében egy notesz, megannyi régi történettel és keserűséggel.En: In his hand, a notebook with numerous old stories and bitterness.Hu: Nem akart idejönni, de valami mégis hajtotta.En: He didn't want to come here, but something still drove him.Hu: Az időjárás tökéletes őszi napot varázsolt köréjük, de belül még mindig a sérelmek másfél évtizedes árnyaira koncentrált.En: The weather conjured a perfect autumn day around them, but inside he still focused on the shadows of grievances from fifteen years past.Hu: Ahogy körülvette őket a Hősök tere szépsége, Dániel összeszedte a bátorságát.En: As the beauty of Hősök tere surrounded them, Dániel gathered his courage.Hu: “Örülök, hogy mind eljöttetek.En: "I'm glad you all came.Hu: Tudom, hogy nehéz volt mindenkinek,” kezdte el, Zsuzsára és Gergelyre nézve felváltva.En: I know it was hard for everyone," he began, looking alternately at Zsuzsa and Gergely.Hu: Zsuzsa bólintott, míg Gergely csak hallgatott.En: Zsuzsa nodded, while Gergely just listened.Hu: “Mind kihagytunk annyi évet egymás életéből.En: "We've missed so many years of each other's lives.Hu: Annyi mindent félreértettünk.En: We misunderstood so much."Hu: ” Dániel hangja halk volt, de határozott.En: Dániel's voice was quiet but firm.Hu: A múltra célzottan nézett, majd közös képeket vett elő.En: He looked pointedly at the past and then brought out some shared pictures.Hu: “Nézzétek meg, mennyire boldogok voltunk!En: "Look at how happy we were!"Hu: ” mutatott egy régi fotóra.En: he said, showing an old photo.Hu: Zsuzsa közelebb ment, megérintette a képet.En: Zsuzsa moved closer and touched the picture.Hu: Egy könnycsepp jelent meg szeme sarkában.En: A tear appeared at the corner of her eye.Hu: Gergely némán figyelt.En: Gergely silently watched.Hu: Mintha ő is látta volna, mennyi mindent elveszítettek az időben.En: As if he, too, could see how much they had lost over time.Hu: De a dacot még nem adta fel.En: But he had not yet given up the defiance.Hu: “Miért kellett ennek így lennie?En: "Why did it have to be this way?"Hu: ” kérdezte hirtelen.En: he suddenly asked.Hu: Dániel mélyen sóhajtott.En: Dániel sighed deeply.Hu: “Mind hibáztunk.En: "We all made mistakes.Hu: De most itt vagyunk, és ez számít,” felelte őszintén.En: But now we're here, and that's what matters," he replied honestly.Hu: Az őszinte szavak, a hely varázsa, és a kinti hideg frissítő levegő mind hozzájárultak ahhoz, hogy a feszültség lassan oldódni kezdett.En: The sincere words, the magic of the place, and the refreshing cold outside air all contributed to the tension slowly beginning to dissolve.Hu: Igen, sokáig tartott, de a beszélgetés nyomán felülemelkedtek a régi sérelmeken.En: Yes, it took a long time, but through conversation, they rose above old grievances.Hu: Lépésről-lépésre építkeztek újra.En: Step by step, they rebuilt.Hu: Délután, amikor elbúcsúztak egymástól, a szívük könnyebb volt.En: In the afternoon, when they said goodbye to each other, their hearts were lighter.Hu: Dániel és Zsuzsa abban az ígéretben egyeztek meg, hogy találkozni fognak Gergellyel is, hogy a jövőben több időt töltsenek együtt.En: Dániel and Zsuzsa agreed on the promise to meet with Gergely too, to spend more time together in the future.Hu: Bár az első találkozás nem hozta azonnali megváltást, a családi kötelék újra megcsillant reménnyel.En: Although the first meeting did not bring immediate redemption, the family bond glimmered anew with hope.Hu: Dániel hitte, hogy a jövőben lesz idejük jobbá tenni mindent, amit az idő szétszakított.En: Dániel believed that in the future, they would have time to make everything better that time had torn apart. Vocabulary Words:canopy: lombkoronaadmiration: csodálatexcitement: izgalomanxiety: szorongáshardened: megkeményedettfamiliar: ismerősbitterness: keserűséggrievances: sérelmekconjured: varázsoltdefiance: dacsigh: sóhajtsincere: őszintemagic: varázstension: feszültségdissolve: oldódikredemption: megváltásglimmered: megszillanttear apart: szétszakíthistory: történelemsiblings: testvérekfigure: alakshadows: árnyakcourage: bátorságpointedly: célzottanpicture: képtear: könnycseppalternately: felváltvaheart: szívpromise: ígéretbelonged: összetartozott

In this season of giving thanks, let us focus on the deliverance that Hod has given us. Why invite people to share in your thanksgiving tif they bring disruption and worry and fear? God desires for you to be looses from the bonds that bind you. Let us give thanks for that.

From the 1720s to the 1940s, parents in the kingdom and later colony of Dahomey (now the Republic of Benin) developed and sustained the common practice of girl fostering, or "entrusting." Transferring their daughters at a young age into foster homes, Dahomeans created complex relationships of mutual obligation, kinship, and caregiving that also exploited girls' labor for the economic benefit of the women who acted as their social mothers. Drawing upon oral tradition, historic images, and collective memories, Jessica Reuther pieces together the fragmentary glimpses of girls' lives contained in colonial archives within the framework of traditional understandings about entrustment. Placing these girls and their social mothers at the center of history brings to light their core contributions to local and global political economies, even as the Dahomean monarchy, global trade, and colonial courts reshaped girlhood norms and fostering practices. In The Bonds of Kinship in Dahomey: Portraits of West African Girlhood, 1720–1940 (Indiana UP, 2025) Reuther reveals that the social, economic, and political changes wrought by the expansion of Dahomey in the eighteenth century, the shift to "legitimate" trade in agricultural products in the nineteenth century, and the imposition of French colonialism in the twentieth all fundamentally altered—and were altered by—the intimate practice of entrusting female children between households. Dahomeans also valorized this process as a crucial component of being "well-raised"—a sentiment that continues into the present, despite widespread Beninese opposition to modern-day forms of child labor. Dr. Jessica Reuther is an associate professor of African and world history at Ball State University in Muncie, Indiana, USA. She came to Ball State after earning her PhD in African History from Emory University in Atlanta, GA, in 2016. Dr. Reuther is a historian of Africa, specializing in Atlantic West Africa and French West Africa from the 16th century to the present. She has conducted archival and oral history research in Benin, Senegal, France, Switzerland, and the United States. You can learn more about her work here. Afua Baafi Quarshie is a Ph.D. candidate in history at the Johns Hopkins University. Her research focuses on mothering and childhood in post-independence Ghana. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

From the 1720s to the 1940s, parents in the kingdom and later colony of Dahomey (now the Republic of Benin) developed and sustained the common practice of girl fostering, or "entrusting." Transferring their daughters at a young age into foster homes, Dahomeans created complex relationships of mutual obligation, kinship, and caregiving that also exploited girls' labor for the economic benefit of the women who acted as their social mothers. Drawing upon oral tradition, historic images, and collective memories, Jessica Reuther pieces together the fragmentary glimpses of girls' lives contained in colonial archives within the framework of traditional understandings about entrustment. Placing these girls and their social mothers at the center of history brings to light their core contributions to local and global political economies, even as the Dahomean monarchy, global trade, and colonial courts reshaped girlhood norms and fostering practices. In The Bonds of Kinship in Dahomey: Portraits of West African Girlhood, 1720–1940 (Indiana UP, 2025) Reuther reveals that the social, economic, and political changes wrought by the expansion of Dahomey in the eighteenth century, the shift to "legitimate" trade in agricultural products in the nineteenth century, and the imposition of French colonialism in the twentieth all fundamentally altered—and were altered by—the intimate practice of entrusting female children between households. Dahomeans also valorized this process as a crucial component of being "well-raised"—a sentiment that continues into the present, despite widespread Beninese opposition to modern-day forms of child labor. Dr. Jessica Reuther is an associate professor of African and world history at Ball State University in Muncie, Indiana, USA. She came to Ball State after earning her PhD in African History from Emory University in Atlanta, GA, in 2016. Dr. Reuther is a historian of Africa, specializing in Atlantic West Africa and French West Africa from the 16th century to the present. She has conducted archival and oral history research in Benin, Senegal, France, Switzerland, and the United States. You can learn more about her work here. Afua Baafi Quarshie is a Ph.D. candidate in history at the Johns Hopkins University. Her research focuses on mothering and childhood in post-independence Ghana. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

From the 1720s to the 1940s, parents in the kingdom and later colony of Dahomey (now the Republic of Benin) developed and sustained the common practice of girl fostering, or "entrusting." Transferring their daughters at a young age into foster homes, Dahomeans created complex relationships of mutual obligation, kinship, and caregiving that also exploited girls' labor for the economic benefit of the women who acted as their social mothers. Drawing upon oral tradition, historic images, and collective memories, Jessica Reuther pieces together the fragmentary glimpses of girls' lives contained in colonial archives within the framework of traditional understandings about entrustment. Placing these girls and their social mothers at the center of history brings to light their core contributions to local and global political economies, even as the Dahomean monarchy, global trade, and colonial courts reshaped girlhood norms and fostering practices. In The Bonds of Kinship in Dahomey: Portraits of West African Girlhood, 1720–1940 (Indiana UP, 2025) Reuther reveals that the social, economic, and political changes wrought by the expansion of Dahomey in the eighteenth century, the shift to "legitimate" trade in agricultural products in the nineteenth century, and the imposition of French colonialism in the twentieth all fundamentally altered—and were altered by—the intimate practice of entrusting female children between households. Dahomeans also valorized this process as a crucial component of being "well-raised"—a sentiment that continues into the present, despite widespread Beninese opposition to modern-day forms of child labor. Dr. Jessica Reuther is an associate professor of African and world history at Ball State University in Muncie, Indiana, USA. She came to Ball State after earning her PhD in African History from Emory University in Atlanta, GA, in 2016. Dr. Reuther is a historian of Africa, specializing in Atlantic West Africa and French West Africa from the 16th century to the present. She has conducted archival and oral history research in Benin, Senegal, France, Switzerland, and the United States. You can learn more about her work here. Afua Baafi Quarshie is a Ph.D. candidate in history at the Johns Hopkins University. Her research focuses on mothering and childhood in post-independence Ghana. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/gender-studies

Bio: Jenny - Co-Host Podcast (er):I am Jenny! (She/Her) MACP, LMHCI am a Licensed Mental Health Counselor, Somatic Experiencing® Practitioner, Certified Yoga Teacher, and an Approved Supervisor in the state of Washington.I have spent over a decade researching the ways in which the body can heal from trauma through movement and connection. I have come to see that our bodies know what they need. By approaching our body with curiosity we can begin to listen to the innate wisdom our body has to teach us. And that is where the magic happens!I was raised within fundamentalist Christianity. I have been, and am still on my own journey of healing from religious trauma and religious sexual shame (as well as consistently engaging my entanglement with white saviorism). I am a white, straight, able-bodied, cis woman. I recognize the power and privilege this affords me socially, and I am committed to understanding my bias' and privilege in the work that I do. I am LGBTQIA+ affirming and actively engage critical race theory and consultation to see a better way forward that honors all bodies of various sizes, races, ability, religion, gender, and sexuality.I am immensely grateful for the teachers, healers, therapists, and friends (and of course my husband and dog!) for the healing I have been offered. I strive to pay it forward with my clients and students. Few things make me happier than seeing people live freely in their bodies from the inside out!Danielle (00:10):Welcome to the Arise Podcast with my colleague Jenny McGrath and I today Jenny's going to read a part of a presentation she's giving in a week, and I hope you really listen in The political times are heavy and the news about Epstein has been triggering for so many, including Jenny and myself. I hope as you listen, you find yourself somewhere in the conversation and if you don't, I hope that you can find yourself with someone else in your close sphere of influence. These conversations aren't perfect. We can't resolve it at the end. We don't often know what we need, so I hope as you listen along that you join us, you join us and you reach out for connection in your community with friends, people that you trust, people that you know can hold your story. And if you don't have any of those people that maybe you can find the energy and the time and the internal resources to reach out. You also may find yourself activated during this conversation. You may find yourself triggered and so this is a notice that if you feel that that is a possibility and you need to take a break and not listen to this episode, that's okay. Be gentle and kind with yourself and if you feel like you want to keep listening, have some self-care and some ways of connecting with others in place, go ahead and listen in. Hey Jenny, I'd love to hear a bit about your presentation if you don't even mind giving us what you got.Jenny (01:41):Yeah, absolutely. I am very honored. I am going to be on a panel entitled Beyond Abstinence Only Purity Culture in Today's Political Moment, and this is for the American Academy of Religion. And so I am talking about, well, yeah, I think I'll just read a very rough draft version of my remarks. I will give a disclaimer, I've only gone over it once so far, maybe twice, so it will shift before I present it, but I'm actually looking forward to talking about it with you because I think that will help me figure out how I want to change it. I think it'll probably just be a three to five minute read if that evenOkay. Alright. I to look at the current political moment in the US and try to extract meaning and orientation from purity culture is essential, but if we only focus on purity culture in the us, we are naval gazing and missing a vital aspect of the project that is purity culture. It is no doubt an imperialist project. White women serving as missionaries have been foot soldiers for since Manifest Destiny and the creation of residential schools in North America and even before this, yet the wave of white women as a force of white Christian nationalism reached its white cap in the early two thousands manifest by the power of purity culture. In the early 1990s, a generation of young white women were groomed to be agents of empire unwittingly. We were told that our value and worth was in our good pure motives and responsibility to others.(03:31):We were trained that our racial and gender roles were pivotal in upholding the white, straight, heteronormative, capitalistic family that God designed and we understood that this would come at us martyring our own body. White women therefore learned to transmute the healthy erotic vitality that comes from an awakening body into forms of service. The transnational cast of white Christian supremacy taught us that there were none more deserving more in need than black and brown bodies in the global south pay no attention to black and brown bodies suffering within the us. We were told they could pull themselves up by their bootstraps, but not in the bodies of color. Outside the membrane of the US white women believed ourselves to be called and furthermore trusted that God would qualify us for the professional roles of philanthropists, medical service providers, nonprofit starters and adoptive mothers of black and brown children in the global south.(04:30):We did not blanc that often. We did not actually have the proper training, much less accountability for such tasks and neither did our white Christian communities. We were taking on roles of power we would have never been given in white spaces in the US and in doing so we were remaining compliant to our racial and gendered expectations. This meant among many other things, giving tacit approval to international states that were being used as pawns by the US Christian. Right among these states, the most prominent could arguably be Uganda. Uganda was in the zeitgeist of white Christian youth, the same white Christian youth that experienced life altering commitments given in emotionally evocative abstinence rituals. We were primed for the documentary style film turned organization invisible Children, which found its way into colleges, youth groups, and worship services all over the country. Many young white women watched these erotically charged films, felt a compulsion to do something without recognizing that compulsion came from the same tendrils of expectations, purity, culture placed on our bodies.(05:43):Invisible children's film was first released in 2004 and in their release of Kony 2012 reached an audience of a hundred million in its first week of release. Within these same eight years, Ugandan President Veni who had a long entangled relationship with the US Christian right signed into law a bill that made homosexuality the death penalty in certain cases, which was later overturned. He also had been responsible for the forced removal of primarily acho people in Northern Uganda from their lands and placed them into internally displaced people's camps where their death T tolls far exceeded those lost by Coney who musevini claimed to be fighting against as justification for the violent displacement of Acho people. Muny Musevini also changed the Ugandan constitution to get reelected despite concerns that these elections were not truly democratic and has remained president of Uganda for the last 39 years. Uganda was the Petri dish of American conservative laboratory of Christo fascism where whiteness and heteronormative racialized systems of purity culture were embalmed. On November 5th, 2, 20, 24, we experienced what am termed the boomerang of imperialism. Those who have had an eye on purity cultures influence in countries like Uganda are not surprised by this political moment. In fact, this political moment is not new. The only thing new about it is that perhaps for the first time the effects are starting to come more thoroughly to white bodies and white communities. The snake has begun to eat its own tail.Scary. Okay. It feels like poking an already very angry hornet's nest and speaking to things that are very alive and well in our country right now. So I feel that and I also feel a sense of resolve, you might say that I feel like because of that it feels imperative to speak to my experience and my research and this current political moment. Do you mind if I ask what it was like to hear it?Danielle (08:30):It is interesting. Right before I hopped on this call, I was doing mobility at my gym and at the end when my dear friend and I were looking at our DNA, and so I guess I'm thinking of it through the context of my body, so I was thinking about that as you're reading it, Jenny, you said poking the bear and before we shift too fast to what I think, what's the bear you believe you're poking?Jenny (09:08):I see it as the far right Christian nationalist ideology and talking about these things in the way that I'm talking about them, I am stepping out of my gender and racial expectations as a white cis woman where I am meant to be demure and compliant and submissive and not calling out abuse of power. And so I see that as concerning and how the religious right, the alt religious right Christian, religious right in the US and thankfully it was not taken on, but even this week was the potential of the Supreme Court seeing a case that would overturn the legalization of gay marriage federally and that comes out of the nuclear focus of the family that James stops and heralded was supposed to be the family. It's one man and it's one woman and you have very specific roles that you're supposed to play in those families.Danielle (10:35):Yeah, I mean my mind is just going a thousand miles a minute. I keep thinking of the frame. It's interesting, the frame of the election was built on economy, but after that it feels like there are a few other things like the border, which I'm including immigration and migrants and thoughts about how to work with that issue, not issue, I don't want to say it's an issue, but with that part of the picture of what makes up our country. The second thing that comes to mind after those two things is there was a huge push by MAGA podcasters and church leaders across the country, and I know I've read Cat Armas and a bunch of other people, I've heard you talking about it. There's this juxtaposition of these people talking about returning to some purity, the fantasy of purity, which you're saying you're talking about past and present in your talk while also saying, Hey, let's release the Epstein files while voting for this particular person, Donald Trump, and I am caught. If you look at the statistics, the amount of folks perpetrating violent crime that are so-called migrants or immigrants is so low compared to white men.(12:16):I am caught in all those swirling things and I'm also aware that there's been so many things that have happened in the last presidency. There was January 6th and now we have, we've watched ICE in some cases they've killed people in detention centers and I keep thinking, is sexual purity or the idea of the fantasy that this is actually a value of the Christian? Right? Is that going to be something that moves people? I don't know. What do you think?Jenny (12:54):I think it's a fair question. I think it is what moved bodies like mine to be complicit in the systems of white supremacy without knowing that's what I was doing. And at the same time that I myself went to Uganda as a missionary and spent the better part of four years there while saying and hearing very hateful and derogatory things about migrants and the fact that signs in Walmart were in Spanish in Colorado, and these things that I was taught like, no, we need to remain pure IE white and heteronormative in here, and then we take our good deeds to other countries. People from Mexico shouldn't be coming up here. We should go on Christmas break and build houses for them there, which I did and it's this weird, we talk a lot about reality. It is this weird pseudo reality where it's like everything is upside down and makes sense within its own system.(14:13):I had a therapist at one point say, it's like you had the opposite of a psychotic break when I decided to step out of these worlds and do a lot of work to come into reality because it is hard to explain how does talking about sexual purity lead to what we're seeing with ice and what we're seeing with detention. And I think in reality part of that is the ideology that the body of the US is supposed to primarily be white, straight Christian heteronormative. And so if we have other bodies coming in, you don't see that cry of immigrants in the same way for people that came over from Ukraine. And I don't mean that anything disparagingly about people that needed to come over from Ukraine, but you see that it's a very different mindset from white bodies entering the US than it is black and brown bodies within this ideological framework of what the family or the body of individuals and the country is supposed to look like.I've been pretty dissociated lately. I think yesterday was very tough as we're seeing just trickles of emails from Epstein and that world and confirmation of what any of us who listened to and believed any of the women that came forward already knew. But it just exposes the falseness that it's actually about protecting anyone because these are stories of young children, of youth being sexually exploited and yet the machine keeps powering on and just keeps trying to ignore that the man they elected to fight the rapists that were coming into our country or the liberals that were sex child trafficking. It turns out every accusation was just a confession.Danielle (16:43):Oh man. Every accusation was a confession. In psychological terms, I think of it as projection, like the bad parts I hate about me, the story that criminals are just entering our country nonstop. Well, the truth is we elected criminals. Why are we surprised that by the behavior of our government when we voted for criminality and I say we because I'm a participant in this democracy or what I like to think of as a democracy and I'm a participant in the political system and capitalism and I'm a participant here. How do you participate then from that abstinence, from that purity aspect that you see? The thread just goes all the way through? Yeah,Jenny (17:48):I see it as a lifelong untangling. I don't think I'm ever going to be untangled unfortunately from purity culture and white supremacy and heteronormative supremacy and the ways in which these doctrines have formed the way that I have seen the world and that I'm constantly needing to try to unlearn and relearn and underwrite and rewrite these ways that I have internalized. And I think what's hard is I, a lot of times I think even in good intentions to undo these things in activist spaces, we tend to recreate whiteness and we tend to go, okay, I've got it now I'm going to charge ahead and everyone follow me. And part of what I think we need to deconstruct is this idea of a savior or even that an idea is going to save us. How do we actually slow down even when things are so perilous and so immediate? How do we kind of disentangle the way whiteness and capitalism have taught us to just constantly be churning and going and get clearer and clearer about how we got here and where we are now so that hopefully we can figure out how to leave less people behind as we move towards whatever it looks like to move out of this whiteness thing that I don't even honestly have yet an imagination for.(19:26):I have a hope for it, but I can't say this is what I think it's going to look like.Danielle (20:10):I'm just really struck by, well, maybe it was just after you spoke, I can't remember if it was part of your talk or part of your elaboration on it, but you were talking about Well, I think it was afterwards it was about Mexicans can't come here, but we can take this to Mexico.Yeah. And I wonder if that, do you feel like that was the same for Uganda?Jenny (20:45):Absolutely. Yeah. Which I think it allows that cast to remain in place. One of the professors that I've been deeply influenced by is Ose Manji, and he's a Kenyan professor who lives in Canada who's spent many years researching development work. And he challenges the idea that saviors need victims and the privilege that I had to live in communities where I could fundraise thousands of dollars for a two week or a two month trip is not separate from a world where I'm stepping into communities that have been exploited because of the privileges that I have,(21:33):But I can launder my conscience by going and saying I helped people that needed it rather than how are the things that I am benefiting from causing the oppression and how is the government that I'm a part of that has been meddling with countries in Central America and Africa and all over the globe creating a refugee crisis? And how do I deal with that and figure out how to look up, not that I want to ignore people that are suffering or struggling, but I don't want to get tunnel vision on all these little projects I could do at some point. I think we need to look up and say, well, why are these people struggling?Speaker 1 (22:26):Yeah, I don't know. I don't have fully formed thoughts. So just in the back, I was thinking, what if you reversed that and you said, well, why is the American church struggling?(22:55):I was just thinking about what if you reversed it and I think why is the American church struggling? And we have to look up, we have to look at what are the causes? What systems have we put in place? What corruption have we traded in? How have we laundered our own conscience? I mean, dude, I don't know what's going on with my internet. I need a portable one. I just dunno. I think that comment about laundering your own conscience is really beautiful and brilliant. And I mean, it was no secret that Epstein had done this. It's not a secret. I mean, they're release the list, but they know. And clearly those senators that are releasing those emails drip by drip, they've already seen them. So why did they hang onto them?Jenny (24:04):Yeah. Yeah. I am sad, I can't remember who this was. Sean was having me listen to a podcast the other day, just a part of it talking about billionaires. But I think it could be the same for politicians or presidents or the people that are at the top of these systems we've created. That's like in any other sphere, if we look at someone that has an unsatiable need for something, we would probably call that an addiction and say that that person needs help. And actually we need to tend to that and not just keep feeding it. And I think that's been a helpful framework for me to think about these people that are addicted to power that will do anything to try to keep climbing that ladder or get the next ring that's just like, that is an unwell person. That's a very unwell person.Speaker DanielleI mean, I'm not surprised, I think, did you say you felt very dissociated this past week? I think I've felt the same way because there's no way to take in that someone, this person is one of the kings of human trafficking. The all time, I mean great at their job. And we're hearing Ghislaine Maxwell is at this minimum security prison and trading for favors and all of these details that are just really gross. And then to hear the Republican senator or the speaker of the house say, well, we haven't done this because we're thinking of the victims. And literally the victims are putting out statements saying, get the damn files out. So the gaslighting is so intense to stay present to all of that gaslighting to stay present to not just the first harm that's happened, but to stay present to the constant gaslighting of victims in real time is just, it is a level of madness. I don't think we can rightfully stay present in all of it.(26:47):I don't know. I don't know what we can do, but Well, if anybody's seen the Handmaid's Tale, she is like, I can't remember how you say it in Latin, but she always says, don't let the bastards grind you down. I keep thinking of that line. I think of it all the time. I think connecting to people in your community keep speaking truth, it matters. Keep telling the truth, keep affirming that it is a real thing. Whether it was something at church or like you talked about, it was a missionary experience or abstinence experience, or whether you've been on the end of conversion therapy or you've been a witness to that and the harm it's done in your community. All of that truth telling matters, even if you're not saying Epstein's name, it all matters because there's been such an environment created in our country where we've normalized all of this harm. I mean, for Pete's sake, this man made it all the way to the presidency of the United States, and he's the effing best friend of Epstein. It's like, that was okay. That was okay. And even getting out the emails. So we have to find some way to just keep telling truth in our own communities. That's my opinion. What about yours?Jenny (28:17):Yeah, I love that telling The truth matters. I feel that, and I think trying to stay committed to being a safe person for others to tell the truth too, because I think the level, as you use the word gaslighting, the level of gaslighting and denial and dismissal is so huge. And I think, I can't speak for every survivor, but I think I take a guess to say at least most survivors know what it's like to not be believed, to be minimized, to be dismissed. And so I get it when people are like, I'm not going to tell the truth because I'm not going to be believed, or I'm just going to get gaslit again and I can respect that. And so I think for me, it's also how do I keep trying to posture myself as someone that listens and believes people when they tell of the harm that they've experienced? How do I grow my capacity to believe myself for the harm that I've experienced? And who are the people that are safe for me to go to say, do you think I'm crazy? And they say, no, you're not. I need those checkpoints still.First, I would just want to validate how shit that is and unfortunately how common that is. I think that it's actually, in my experience, both personally and professionally, it is way more rare to have safe places to go than not. And so I would just say, yeah, that makes sense for me. Memoirs have been a safe place. Even though I'm not putting something in the memoir, if I read someone sharing their story, that helps me feel empowered to be like, I believe what they went through. And so maybe that can help me believe what I've gone through. And then don't give up looking, even if that's an online community, even if that's a community you see once a month, it's worth investing in people that you can trust and that can trust you.Danielle (30:59):I agree. A thousand percent don't give up because I think a lot of us go through the experience of when we first talk about it, we get alienated from friends or family or people that we thought were close to us, and if that's happened to you, you didn't do anything wrong. That sadly is something very common when you start telling the truth. So just one to know that that's common. It doesn't make it any less painful. And two, to not give up, to keep searching, keep trying, keep trying to connect, and it is not a perfect path. Anyway. Jenny, if we want to hear your talk when you give it, how could we hear it or how could we access it?Jenny (31:52):That's a great question. I dunno, I'm not sure if it's live streamed or not. I think it's just in person. So if you can come to Boston next week, it's at the American Academy of Religion. If not, you basically heard it. I will be tweaking things. But this is essentially what I'm talking about is that I think in order to understand what's going on in this current political moment, it is so essential that we understand the socialization of young white women in purity culture and what we're talking about with Epstein, it pulls back the veil that it's really never about purity. It's about using white women as tropes for Empire. And that doesn't mean, and we weren't given immense privilege and power in this world because of our proximity to white men, but it also means that we were harmed. We did both. We were harmed and we caused harm in our own complicity to these systems. I think it is just as important to hold and grow responsibility for how we caused harm as it is to work on the healing of the harm that was caused to us.   Kitsap County & Washington State Crisis and Mental Health ResourcesIf you or someone else is in immediate danger, please call 911.This resource list provides crisis and mental health contacts for Kitsap County and across Washington State.Kitsap County / Local ResourcesResourceContact InfoWhat They OfferSalish Regional Crisis Line / Kitsap Mental Health 24/7 Crisis Call LinePhone: 1‑888‑910‑0416Website: https://www.kitsapmentalhealth.org/crisis-24-7-services/24/7 emotional support for suicide or mental health crises; mobile crisis outreach; connection to services.KMHS Youth Mobile Crisis Outreach TeamEmergencies via Salish Crisis Line: 1‑888‑910‑0416Website: https://sync.salishbehavioralhealth.org/youth-mobile-crisis-outreach-team/Crisis outreach for minors and youth experiencing behavioral health emergencies.Kitsap Mental Health Services (KMHS)Main: 360‑373‑5031; Toll‑free: 888‑816‑0488; TDD: 360‑478‑2715Website: https://www.kitsapmentalhealth.org/crisis-24-7-services/Outpatient, inpatient, crisis triage, substance use treatment, stabilization, behavioral health services.Kitsap County Suicide Prevention / “Need Help Now”Call the Salish Regional Crisis Line at 1‑888‑910‑0416Website: https://www.kitsap.gov/hs/Pages/Suicide-Prevention-Website.aspx24/7/365 emotional support; connects people to resources; suicide prevention assistance.Crisis Clinic of the PeninsulasPhone: 360‑479‑3033 or 1‑800‑843‑4793Website: https://www.bainbridgewa.gov/607/Mental-Health-ResourcesLocal crisis intervention services, referrals, and emotional support.NAMI Kitsap CountyWebsite: https://namikitsap.org/Peer support groups, education, and resources for individuals and families affected by mental illness.Statewide & National Crisis ResourcesResourceContact InfoWhat They Offer988 Suicide & Crisis Lifeline (WA‑988)Call or text 988; Website: https://wa988.org/Free, 24/7 support for suicidal thoughts, emotional distress, relationship problems, and substance concerns.Washington Recovery Help Line1‑866‑789‑1511Website: https://doh.wa.gov/you-and-your-family/injury-and-violence-prevention/suicide-prevention/hotline-text-and-chat-resourcesHelp for mental health, substance use, and problem gambling; 24/7 statewide support.WA Warm Line877‑500‑9276Website: https://www.crisisconnections.org/wa-warm-line/Peer-support line for emotional or mental health distress; support outside of crisis moments.Native & Strong Crisis LifelineDial 988 then press 4Website: https://doh.wa.gov/you-and-your-family/injury-and-violence-prevention/suicide-prevention/hotline-text-and-chat-resourcesCulturally relevant crisis counseling by Indigenous counselors.Additional Helpful Tools & Tips• Behavioral Health Services Access: Request assessments and access to outpatient, residential, or inpatient care through the Salish Behavioral Health Organization. Website: https://www.kitsap.gov/hs/Pages/SBHO-Get-Behaviroal-Health-Services.aspx• Deaf / Hard of Hearing: Use your preferred relay service (for example dial 711 then the appropriate number) to access crisis services.• Warning Signs & Risk Factors: If someone is talking about harming themselves, giving away possessions, expressing hopelessness, or showing extreme behavior changes, contact crisis resources immediately.Well, first I guess I would have to believe that there was or is an actual political dialogue taking place that I could potentially be a part of. And honestly, I'm not sure that I believe that.Well, first I guess I would have to believe that there was or is an actual political dialogue taking place that I could potentially be a part of. And honestly, I'm not sure that I believe that. Well, first I guess I would have to believe that there was or is an actual political dialogue taking place that I could potentially be a part of. And honestly, I'm not sure that I believe that.

From the 1720s to the 1940s, parents in the kingdom and later colony of Dahomey (now the Republic of Benin) developed and sustained the common practice of girl fostering, or "entrusting." Transferring their daughters at a young age into foster homes, Dahomeans created complex relationships of mutual obligation, kinship, and caregiving that also exploited girls' labor for the economic benefit of the women who acted as their social mothers. Drawing upon oral tradition, historic images, and collective memories, Jessica Reuther pieces together the fragmentary glimpses of girls' lives contained in colonial archives within the framework of traditional understandings about entrustment. Placing these girls and their social mothers at the center of history brings to light their core contributions to local and global political economies, even as the Dahomean monarchy, global trade, and colonial courts reshaped girlhood norms and fostering practices. In The Bonds of Kinship in Dahomey: Portraits of West African Girlhood, 1720–1940 (Indiana UP, 2025) Reuther reveals that the social, economic, and political changes wrought by the expansion of Dahomey in the eighteenth century, the shift to "legitimate" trade in agricultural products in the nineteenth century, and the imposition of French colonialism in the twentieth all fundamentally altered—and were altered by—the intimate practice of entrusting female children between households. Dahomeans also valorized this process as a crucial component of being "well-raised"—a sentiment that continues into the present, despite widespread Beninese opposition to modern-day forms of child labor. Dr. Jessica Reuther is an associate professor of African and world history at Ball State University in Muncie, Indiana, USA. She came to Ball State after earning her PhD in African History from Emory University in Atlanta, GA, in 2016. Dr. Reuther is a historian of Africa, specializing in Atlantic West Africa and French West Africa from the 16th century to the present. She has conducted archival and oral history research in Benin, Senegal, France, Switzerland, and the United States. You can learn more about her work here. Afua Baafi Quarshie is a Ph.D. candidate in history at the Johns Hopkins University. Her research focuses on mothering and childhood in post-independence Ghana. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/african-studies

TakeawaysCreating epic experiences is essential for building relationships.Having an invitation ready can facilitate connections.Being a convener allows for exponential relationship growth.Shared experiences create a sense of belonging.Hosting dinners can lead to incredible relationships.Invite people to events to foster community.The act of inviting can lead to unforeseen opportunities.Relationships often develop from casual gatherings.Showing care through invitations enhances social bonds.Creating experiences is a valuable investment of time.Sound Bites"Always have an invitation in your back pocket.""You don't do it for transactional value.""Show up and show that you care." Michael Trainer has spent 30 years learning from Nobel laureates, neuroscientists, and wisdom keepers worldwide. He's the author of RESONANCE: The Art and Science of Human Connection (March 31, 2026), co-creator of Global Citizen and the Global Citizen Festival, and host of the RESONANCE podcast.Featured in Forbes, Inc, Good Morning America. Follow on YouTube

Stock market trends are in sharp focus as central banks pivot, earnings broaden beyond mega-cap leaders, and AI-driven CapEx reshapes corporate priorities. In this AMA edition of The Bid, host Oscar Pulido sits down with BlackRock's Gargi Pal Chaudhuri, Chief Investment and Portfolio Strategist for the Americas in the Investment Portfolios Solutions team. Together they field listener questions on rate cuts, market breadth, ETF flows, and how AI adoption could influence equity leadership over time.Gargi brings a cross-asset lens to what's driving global growth and volatility. Fresh off a busy earnings season and recent policy moves, she shares what she's hearing most from investors and how she thinks about portfolio positioning in the present market environment.Key moments in this episode:02:00 Parallels between running and investing - run your own race, what are your risk parameters04:32 Where policy's heading: The Fed's first rate cut marks a shift toward easing. December isn't guaranteed, but the big picture is that rates are starting to move toward more normal levels.07:52 Earnings season check-in: Big tech is still leading, but other companies are finally joining in with stronger results. That's helping the market feel a little more balanced.11:29 AI spending boom: Companies are pouring money into data centers and infrastructure to keep up with AI demand—funded by healthy cash flows and long-term plans.12: 25 Shoppers are split: Higher-income consumers are still spending on travel and tech, while others are trading down to save. GLP-1 medicines (like weight-loss drugs) are showing up as a big talking point for companies.13:40 Money on the move: Investors are starting to put cash to work again. ETF flows hit over $1 trillion this year, with interest across bonds, stocks, and even gold.16:37 Bonds and gold today: Many people are looking at bonds for income and keeping an eye on gold as markets shift.Check out this Spotify playlist for more content on alternative investing: https://open.spotify.com/playlist/4Fe8VwKyG5FPYekFFSksbI

Andrew, Ben, and Tom discuss what happened in yesterday's market, the bidding war for Warner Bros, portable mortgages, and the week ahead. Song: Kokomo - The Beach BoysFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Short-term bonds are drawing unusually strong inflows as investors seek stability and income amid economic uncertainty. Portfolio manager Vince Gonzalez explains why this overlooked corner of the fixed income markets is suddenly in demand. He shares insights on Federal Reserve policy, bond markets and how active management can unlock opportunities. Key Topics: What's driving investor interest in short-term bonds How Fed rate cuts are reshaping fixed income strategies Credit outlook and sector diversification Why active management matters in short-duration investing #CapGroupGlobal For full disclosures go to capitalgroup.com/global-disclosures For our latest insights, practice management ideas and more, subscribe to Capital Ideas at getcapitalideas.com. If you're based outside of the U.S., visit capitalgroup.com for Capital Group insights. Watch our latest podcast, Conversations with Mike Gitlin, on YouTube: https://www.youtube.com/playlist?list=PLbKcvAV87057bIfkbTAp-dgqaLEwa9GHi This content is published by Capital Client Group, Inc. U.K. investors can view a glossary of technical terms here: https://www.capitalgroup.com/individual-investors/gb/en/resources/how-to-invest/glossary.html To stay informed, follow us LinkedIn: https://www.linkedin.com/company/capital-group/posts/?feedView=all YouTube: https://www.youtube.com/@CapitalGroup/videos Follow Mike Gitlin: https://www.linkedin.com/in/mikegitlin/ About Capital Group Capital Group was established in 1931 in Los Angeles, California, with the mission to improve people's lives through successful investing. With our clients at the core of everything we do, we offer carefully researched products and services to help them achieve their financial goals. Learn more: capitalgroup.com Join us: capitalgroup.com/about-us/careers.html Copyright ©2025 Capital Group

Today marks the 1400th episode of the Dad Edge Podcast, and I couldn't be more excited to celebrate it with one of the most important people in my life—my 9-year-old son, Colton. In this fun, heartfelt, and candid father-son conversation, we dive into some of the powerful questions from my free resource, Questions for the Car, to model what intentional connection looks like between a dad and his kid.   Colton opens up about everything from his love of dodgeball and tacos to what makes him feel proud, loved, and connected to our family. We laugh, share stories, and flip the script as Colton even asks me a question or two. This episode is a reminder that our kids are always listening—and when we ask the right questions, they start to open up in ways that shape our relationship forever.     EPISODE HIGHLIGHTS   [0:00] – Introduction [1:01] – Why this episode is so personal and meaningful [2:45] – Introducing the Questions for the Car PDF [4:05] – Colton jumps on the mic for the first time! [5:26] – What 4th grade is like from a kid's perspective [6:47] – Dodgeball, gym class, and why Colton loves competition [9:53] – The game-winning catch that boosted his confidence [10:47] – Colton's proudest sports moment and how it made him feel [11:21] – What makes hiking with Dad so special [12:44] – Colton defines love in his own words [14:17] – Why spending time as a family matters to kids [15:37] – His favorite family meals (hint: tacos and wings!) [16:22] – The superpowers he'd love to have [18:51] – Colton flips the script and interviews me [19:56] – Favorite books, stories, and why we love reading together [21:23] – How to grab the Questions for the Car PDF to connect with your own kids     5 KEY TAKEAWAYS   Kids Just Want Time with You: Colton said it best—kids feel love when parents spend time with them. It's not about big moments, but consistent presence. Ask Better Questions, Get Better Connection: Our Questions for the Car tool helps dads go beyond "How was your day?" and into deeper, more meaningful conversations. Celebrate the Small Wins: Confidence grows from moments like a dodgeball victory or a hike with Dad—highlight them and talk about them. Let Them See You as Human: When Colton asked me a question, it reminded me how valuable it is to let our kids learn about us, too. Legacy Is Built One Conversation at a Time: Every car ride, bedtime chat, or dinner table question is a chance to connect, shape, and influence our kids for life.     LINKS & RESOURCES Questions for the Car (Free PDF): http://thedadedge.com/kidquestions Podcast Shownotes: thedadedge.com/1400     If this episode brought you joy—or gave you a new way to connect with your kids—please take 30 seconds to rate, review, and share it. And if you mention Colton in your review, I promise I'll read it to him!   Live legendary.