Podcasts about bonds

What if small decisions — just a half-percent here or an extra year there — could change your financial future by millions?In this episode, we continue our annual Boot Camp series by tackling one of the biggest forks in the road investors face: stocks and bonds. Drawing on nearly a century of academic research and data, we break down what the math actually tells us about compounding, risk, diversification, and long-term returns.You'll hear why:Tiny differences in returns can mean millions over a lifetimeBonds are designed for safety — not wealth creationEquity asset classes behave very differently from year to yearDiversification across asset classes smooths volatility and improves outcomesTrying to “pick winners” is a losing game — and why owning the whole market worksThis episode is educational, not personal advice — think of it as a roadmap that helps you ask better questions and make more informed decisions. Important: The tables and charts referenced in this episode are available in the PDF. Watching the companion video will make these concepts even clearer.If you care about making smarter long-term decisions for yourself and your family — this is one to share.

It's what if Wednesday on Mundo in the Morning. John dives into three thought-provoking scenarios. First, what if the Kansas City Council actually cared about resident feedback on the proposed practice facility at K10 and Ridgeview. Would it have made a difference in the unanimous vote? Next, he and Pete explore what if the Kansas STAR bond district pays off 15 years early, and how that would impact the state's revenue. Finally, the guys consider what if the KCMO Talk Radio audience is booming in Slater, Missouri, and how that might change the conversation. These "what ifs" lead to interesting discussions about decision-making and the potential consequences of different outcomes.See omnystudio.com/listener for privacy information.

For episode 674 of the BlockHash Podcast, host Brandon Zemp is joined by Les Borsai, a Los Angeles-based serial technology entrepreneur, former music promoter and manager, and advisor in the cryptocurrency, blockchain and music-technology industries. He is the Co-founder of Wave Digital Assets.Sitting at the cross-section of entertainment and economics his entire career, Borsai recognized that crypto was the next big cultural and financial revolution early on, taking on an advisor role to Ripple Labs in 2013, and becoming one of the earliest investors in Ethereum, XRP, Tezos, and NFTs. In 2018, he became a Co-Founder at Wave Digital Assets, a digital asset management firm where he leads strategic initiatives across the crypto and digital asset ecosystem. Borsai previously managed artists such as Wynonna Judd and Jason Mraz. Borsai is an author at Spin Magazine, and has been featured in a variety of top-tier global publications including The Wall Street Journal, The New York Times, Bloomberg, Forbes, CNBC, TechCrunch, CNN, and The Hollywood Reporter. 

In this episode of Excess Returns, we sit down with Kevin Muir, author of The Macro Tourist, for a wide-ranging conversation on market sentiment, asset rotation, and the growing signals of stress beneath the surface of global markets. Kevin explains why extreme bullishness can be dangerous, why gold and commodities may be flashing warning signs, and how shifts in currencies, energy, and global capital flows could reshape portfolios in the years ahead. From hedging strategies to volatility, from AI-driven concentration to international diversification, this discussion focuses on how investors can think clearly in an environment where traditional relationships are breaking down.Topics covered:Why extreme bullish sentiment can be a warning sign for marketsThe meaning of “buying straw hats in the winter” and how to think about hedgingMarket breadth, small caps, and whether rotations are healthy or late cycleGold, silver, and what precious metals signal about financial stressCross-asset volatility and why correlations are changingEnergy markets, commodities, and the long-term impact of underinvestmentGlobal capital flows, foreign ownership of US assets, and currency riskThe US dollar, trade deficits, and implications for international investorsPortfolio construction lessons from bonds, commodities, and FXHow macro regime shifts can change risk management and diversificationTimestamps:00:00 Introduction and market sentiment overview03:00 Buying protection and the straw hat analogy07:00 Sentiment indicators and market confirmation12:00 Market rotations, small caps, and late-cycle risks18:00 Gold, silver, and precious metals as warning signals23:00 Bonds, currencies, and broken correlations29:00 Energy markets and commodity underinvestment37:00 Global capital flows and foreign ownership of US assets44:00 The US dollar, trade deficits, and FX volatility52:00 Macro regime shifts and portfolio construction lessons

The Church, not the government, holds the real answer to helping those in need. On today's edition of Family Talk, Dr. James Dobson continues his conversation with Star Parker about her book, Uncle Sam's Plantation. She explains why welfare programs have devastated black families, and how Christians can become the true safety net for struggling families. Learn more on Dr. James Dobson's Family Talk, right here at __________ on __________. To support this ministry financially, visit: https://www.oneplace.com/donate/707/29?v=20251111

HOUR 3 - Ross Tucker breaks down the 49ers’ injury‑filled rollercoaster season. Giants CEO Larry Baer discusses the Barry Bonds statue and whether the Dodgers are good for baseball. Plus, Sam Amick analyzes the biggest NBA stories ahead of the trade deadline.See omnystudio.com/listener for privacy information.

HOUR 3 - Ross Tucker breaks down the 49ers’ injury‑filled rollercoaster season. Giants CEO Larry Baer discusses the Barry Bonds statue and whether the Dodgers are good for baseball. Plus, Sam Amick analyzes the biggest NBA stories ahead of the trade deadline.See omnystudio.com/listener for privacy information.

Streaming live Mondays at 6pm ET on The Jack Mallers Show YouTube channel.

Are welfare programs really helping our citizens? On today's edition of Family Talk, Dr. James Dobson welcomes Star Parker, who shares her remarkable journey from living off government assistance to becoming a voice for personal responsibility. She discusses the devastating impact of welfare policies on families, and how faith in Christ transformed her life. That's today on Dr. James Dobson's Family Talk, right here at __________ on __________. To support this ministry financially, visit: https://www.oneplace.com/donate/707/29?v=20251111

In this episode of Talking Real Money, Don and Tom take aim at “magical” high-yield investments, focusing on why junk bond funds often behave more like risky stocks than stable bonds. Drawing on research from Larry Swedroe, they explain how high fees, high turnover, and economic sensitivity undermine the appeal of high-yield funds—especially during recessions. They reinforce the core principle that higher returns always mean higher risk and argue that investors are usually better served taking risk in equities and safety in high-quality bonds. Listener questions cover HSAs in retirement, Roth IRAs for young investors, backdoor Roth conversions, and the Vanguard Star Fund. The episode closes with discussion of RetireMeet 2026 and the importance of long-term, disciplined investing. 0:04 Opening: Wanting high returns with no risk 1:02 Introduction to “magical” high-yield investments 1:10 Larry Swedroe's research on junk bond funds 2:20 Investment-grade vs. high-yield bonds explained 4:29 Bankruptcy risk and bondholder losses 5:49 Returns, volatility, and stock-like behavior 6:36 Risk-adjusted returns and Sharpe ratios 7:47 Why passive beats active in junk bonds 8:35 2008 losses in high-yield funds 9:36 “Yield is for farmers” and risk perspective 10:42 Why higher yield always means higher risk 11:08 Bonds as portfolio ballast 12:17 Why equities are better for risk-taking 12:27 HSA investing for medical expenses 13:56 Roth IRA for grandson with long time horizon 15:18 Backdoor Roth conversion tax question 17:57 Vanguard Star Fund discussion 19:03 Active vs. index fund comparisons Learn more about your ad choices. Visit megaphone.fm/adchoices

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Gary Eastman ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Sibling RIVALRY - need I say more?  Today, we're diving into a topic that many parents of teenagers can relate to: building strong, healthy bonds between your teenage daughter and her siblings. It's no secret that the teen years can bring some distance and tension between siblings, and as parents, it can be tough to navigate. But I'm here to share some insights and practical steps to help foster those connections. Are you looking for ways to communicate with your girl so she can start opening up to you? Do you want to understand why is it so hard to approach your girl? Are you stuck on how to approach your teenage daughter in conversation without her freaking out?   SIGN UP FOR TALK TO YOUR TEEN GIRL FRAMEWORK!!  A 6-WEEK JOURNEY TO SHIFT HOW YOU COMMUNICATE SO SHE CAN COME TO YOU!   You'll walk away with a deeper understanding the changes happening to your girl, Equipped in your new role as COACH in this teen stage, and establish better communication pathways to connect and grow closer with your daughter   Imagine if you and your daughter can finally have conversations at a level where she doesn't need to hide anything from you! Plus, you'll get to meet other mamas who are all in the same boat.... SIGN UP HERE!      You can find me here: Work with me: www.talktoyourteengirl.com Connect: hello@jeanniebaldomero.com Instagram:   https://www.instagram.com/raisingherconfidently Free mom support community: www.raisingherconfidently.com  

In this powerful episode of RISE Urban Nation Podcast, host Taryell Simmons sits down with Constance “Serenity Sage” English, founder of the UnYes Movement and Siblings United Visitations, to explore how she transformed foster care trauma into a faith-rooted national reform movement. Serenity shares her journey from being silenced and separated from siblings to becoming a bold advocate for family preservation, sibling restoration, and healing-centered systems change. Drawing on her lived experience, spiritual grounding, and visionary leadership, she introduces the UnYes Movement as a reversal of every harmful label placed on foster youth—a resounding YES to identity, belonging, faith, and justice. This conversation is a call to action for leaders, advocates, and changemakers to move beyond awareness into restoration, and to help build communities where children are seen, heard, and never alone again. Links & Resources:

US equity futures is under pressure with S&P lower. Bonds firmer, which sees US 10-year yield down 4 bps at 4.2%. Dollar is easier versus yen, firmer elsewhere with biggest move against Aussie. Gold is selling off sharply, leaving it 20% below Thursday's record high level. Oil down more than 5%. Industrial metals broadly lower. Bitcoin is weaker. Commodity volatility is the big market-moving story as gold and silver tumble, extending Friday's plunge, where gold experienced its biggest daily drop in decades and silver suffered record decline. Dollar's rebound on Kevin Warsh's nomination as Fed chair is mentioned as downside catalyst though magnitude of selloff has brought more focus on very crowded longs and speculative froth being fueled in part by Chinese traders. Moves being made to curb frenzy with CME sharply raising gold and silver margins while some Chinese banks hiked minimum investment amount for gold accumulation services.Companies Mentioned: NCC, Nvidia, Ford Motor, Xiaomi

Fluent Fiction - Dutch: A Flash Mob of Friendship: Rekindling Bonds at Carnival Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2026-01-31-08-38-20-nl Story Transcript:Nl: De lucht boven Amsterdam was helder en ijzig koud.En: The sky above Amsterdam was clear and icy cold.Nl: Dam Square was vol leven en kleur.En: Dam Square was full of life and color.Nl: Mensen in kostuums dansten op de muziek.En: People in costumes danced to the music.Nl: Sanne stond midden op het plein, haar hart vol verwachting.En: Sanne stood in the middle of the square, her heart full of anticipation.Nl: Ze hield van Carnival.En: She loved Carnival.Nl: Het was haar favoriete tijd van het jaar, een moment om samen te komen en te vieren.En: It was her favorite time of the year, a moment to come together and celebrate.Nl: Joris en Anouk stonden bij haar, maar hun gedachten waren ver weg.En: Joris and Anouk stood with her, but their thoughts were far away.Nl: Joris keek nerveus op zijn telefoon.En: Joris nervously looked at his phone.Nl: Hij maakte zich zorgen over zijn baan.En: He was worried about his job.Nl: Anouk hield haar schetsboek stevig vast.En: Anouk held her sketchbook tightly.Nl: Haar gedachten waren bij haar aanstaande kunsttentoonstelling.En: Her thoughts were on her upcoming art exhibition.Nl: Sanne voelde de afstand tussen hen.En: Sanne felt the distance between them.Nl: Ze miste hun vriendschap, de manier waarop ze vroeger samen lachten en plezier hadden.En: She missed their friendship, the way they used to laugh and have fun together.Nl: Ze wist dat ze iets speciaals moest doen.En: She knew she had to do something special.Nl: Iets om hen in de humeur van Carnival te krijgen.En: Something to get them in the mood for Carnival.Nl: En dus had Sanne een idee.En: And so Sanne had an idea.Nl: Een spontaan kostuum flash-mob.En: A spontaneous costume flash mob.Nl: Ze had contact opgenomen met enkele leden van de lokale dansschool.En: She had contacted some members of the local dance school.Nl: Ze hadden alles voorbereid.En: They had everything prepared.Nl: Verstopte kostuumstukken lagen in de buurt van het plein.En: Hidden costume pieces were scattered around the square.Nl: Nu was het tijd voor actie.En: Now it was time for action.Nl: Met een fluistering tot haar vrienden, liep Sanne naar een groep dansers aan de rand van de menigte.En: With a whisper to her friends, Sanne walked over to a group of dancers at the edge of the crowd.Nl: De muziek veranderde, en de dans begon.En: The music changed, and the dance began.Nl: Eén voor één verschenen de kostuums.En: One by one, the costumes appeared.Nl: De dansers trokken snel kleurrijke maskers en capes aan.En: The dancers quickly put on colorful masks and capes.Nl: Anouk's ogen lichtten op van verrassing.En: Anouk's eyes lit up with surprise.Nl: Joris glimlachte voor het eerst die dag.En: Joris smiled for the first time that day.Nl: De menigte werd meegesleurd door de energie en vreugde.En: The crowd was swept away by the energy and joy.Nl: Anouk en Joris konden niet anders dan meedoen.En: Anouk and Joris couldn't help but join in.Nl: Hun zorgen verdwenen in de lucht samen met de muziek.En: Their worries vanished into the air along with the music.Nl: Ze dansten, lachten, en gaven zich over aan de spontaniteit van het moment.En: They danced, laughed, and surrendered to the spontaneity of the moment.Nl: Na de dans vielen ze lachend in elkaars armen.En: After the dance, they fell into each other's arms, laughing.Nl: Hun gezichten rood van de kou en opwinding.En: Their faces were red from the cold and excitement.Nl: “Waarom doen we dit niet vaker?En: "Why don't we do this more often?"Nl: ” vroeg Joris terwijl hij zijn ademhaling onder controle probeerde te krijgen.En: Joris asked as he tried to catch his breath.Nl: "We zouden meer tijd moeten maken voor zulke dingen," zei Anouk nadenkend.En: "We should make more time for things like this," Anouk said thoughtfully.Nl: Sanne lachte, blij dat haar plan was gelukt.En: Sanne laughed, glad that her plan had worked.Nl: Ze voelde de oude camaraderie weer opbloeien.En: She felt the old camaraderie rekindling.Nl: Op dat moment besefte Sanne dat om de vriendschap te behouden, zij soms degene moest zijn die de eerste stap maakte.En: At that moment, Sanne realized that to keep the friendship alive, she sometimes had to be the one to take the first step.Nl: Joris en Anouk herkenden het belang van aanwezig zijn in het moment.En: Joris and Anouk recognized the importance of being present in the moment.Nl: Het was een les die ze mee zouden nemen, zelfs als het Carnival weer voorbij was.En: It was a lesson they would take with them, even once Carnival was over.Nl: Nog één keer keken de drie vrienden om zich heen.En: The three friends looked around one last time.Nl: Dam Square was nog steeds druk, vol leven en muziek.En: Dam Square was still busy, full of life and music.Nl: De wereld leek even vol mogelijkheden.En: The world seemed full of possibilities.Nl: Samen liepen ze de winteravond tegemoet, hun vriendschap sterker en levendiger dan ooit.En: Together, they walked into the winter evening, their friendship stronger and more vibrant than ever. Vocabulary Words:anticipation: verwachtingnervously: nerveusjob: baanart exhibition: kunsttentoonstellingdistance: afstandspontaneous: spontaanflash mob: flash-mobprepared: voorbereidwhisper: fluisteringcrowd: menigteenergy: energiejoy: vreugdesurrendered: gaven zich overmoment: momentlaughter: gelachrekindling: opbloeienkeep alive: behoudenrecognize: herkennenlesson: lespossibilities: mogelijkhedenwinter: wintervibrant: levendigcostumes: kostuumsmasks: maskerscaps: capescaught breath: ademhaling onder controlecamaraderie: camaraderiethoughtfully: nadenkendimportance: belangpresent: aanwezig

America Out Loud PULSE with Dr. Clayton J. Baker – The GENIUS Act was already passed into law on July 18, 2025. Digitization of your cash is imminent. All payment stablecoins now fall under Federal Reserve oversight. The CLARITY ACT is even worse. It digitizes all assets. Food. Fuel. Stocks. Bonds. Retirement accounts. Property. Communist China is the model...

To get live links to the music we play and resources we offer, visit www.WOSPodcast.comThis show includes the following songs:Oil & Whiskey - Jealous FOLLOW ON SPOTIFYBeth Beighey - Wild FOLLOW ON SPOTIFYJess Goodman - Starting Tonight FOLLOW ON SPOTIFYHeather Leveau - I'll Go To The Moon With You FOLLOW ON SPOTIFYGirlband! - Not Like The Rest FOLLOW ON SPOTIFYNatalie Bonds - Till I Meet Her FOLLOW ON SPOTIFYCat Outwin - I'm Not The Woman You Want FOLLOW ON SPOTIFYFellowship Of Earthlings - Green FOLLOW ON SPOTIFYCarla Patullo - Undercurrent FOLLOW ON SPOTIFYJackie Hird - Wild Like The Geese Cosmo Cloudy - Deja Vu FOLLOW ON SPOTIFYWALKING ILLUSION - Crazy FOLLOW ON SPOTIFYSCARLEN - Secret Baby FOLLOW ON SPOTIFYLaura Suarez - Stronger Than FOLLOW ON SPOTIFYKutie - Dirt-N-Root (Radio Edit) FOLLOW ON SPOTIFYFor Music Biz Resources Visit www.FEMusician.com and www.ProfitableMusician.comVisit our Sponsor Susie Maddocks at susiemaddocks.comVisit our Sponsor Michelle McIntosh at open.spotify.com/artist/7Chvc6lb6L3tCvl6UtOy4Z?si=IjCLrZmIQWOqWfVzx9xh6QVisit our Sponsor 39 Streams of Income at profitablemusician.com/incomeVisit our Sponsor Profitable Musician Newsletter at profitablemusician.com/joinVisit www.wosradio.com for more details and to submit music to our review board for consideration.Visit our resources for Indie Artists: https://www.wosradio.com/resources

On this episode of KCMO Talk Radio, host Pete Mundo discusses the latest news and current events. Emmanuel Cleaver's call to impeach DHS Secretary Kristi Noem sparks debate, with the host questioning the congressman's motives. The conversation also touches on the American Royal barbecue's new home in Wyandotte County, the Chiefs' stadium deal, and the Winter Olympics' lack of diversity among European teams. Additionally, the host shares his thoughts on the arrest of CNN's Don Lemon and the upcoming Super Bowl halftime show. The discussion is a lively and thought-provoking exploration of the day's top stories.See omnystudio.com/listener for privacy information.

First, Liz Ann Sonders and Kathy Jones discuss the current state of the markets, focusing on the recent Federal Reserve meeting, the reaction of the bond market, and insights from the ongoing earnings season. Then, Kathy Jones is joined by Jack Schwager, author of the bestselling book Market Wizards: Interviews with Top Traders. Jack then discusses a few of the most important lessons he has learned from interviewing elite traders: risk and money management outweigh methodology; flexibility is essential; and understanding how markets have evolved. He and Kathy also discuss the rarity of exceptional performance and the clear distinction between trading and investing.Jack Schwager's latest book, Market Wizards: The Next Generation, will be published in June 2026.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThe comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab.This material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Currency trading is speculative, very volatile and not suitable for all investors.Short selling is an advanced trading strategy involving potentially unlimited risks, and must be done in a margin account. Margin trading increases your level of market risk. For more information please refer to your account agreement and the Margin Risk Disclosure Statement.Futures and futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.The books Complete Guide to Futures, Market Wizards, Market Wizards: Interviews With Top Traders, and Market Wizards: The Next Generation, Market Sense and Nonsense, are not affiliated with, sponsored by, or endorsed by Charles Schwab & Co., Inc. (CS&Co.). Charles Schwab & Co., Inc. (CS&Co.) has not reviewed the books and makes no representations about their content.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions(0126-4MFP)  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Progress seemed possible to keep a government shutdown relatively short, and investors await wholesale price data. They also mull Apple results and check the tank on oil earnings.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see ​schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Danish: From Icy Waters to Unbreakable Bonds at Roskilde Kostskole Find the full episode transcript, vocabulary words, and more:fluentfiction.com/da/episode/2026-01-30-08-38-20-da Story Transcript:Da: Sneen glitrede som diamanter på de gamle egegrene ved Roskilde Kostskole.En: The snow glistened like diamonds on the old oak branches at Roskilde Kostskole.Da: Mikkel betragtede landskabet udenfor, mens han pillede ved kanten af sit skoleuniform.En: Mikkel gazed at the landscape outside while fiddling with the edge of his school uniform.Da: Han savnede sit gamle hjem.En: He missed his old home.Da: Alt her føltes fremmed, særligt efter hans forældres skilsmisse.En: Everything here felt foreign, especially after his parents' divorce.Da: Søren var Mikkels værelseskammerat.En: Søren was Mikkel's roommate.Da: Han var skolens stjernesvømmer og altid omgivet af venner.En: He was the school's star swimmer and always surrounded by friends.Da: Søren smilede altid og havde en smittende energi.En: Søren always smiled and had an infectious energy.Da: "Hej, Mikkel!En: "Hey, Mikkel!Da: Kom med til svømmetræning efter skole," foreslog Søren en dag.En: Come to swimming practice after school," Søren suggested one day.Da: Mikkel tøvede.En: Mikkel hesitated.Da: Han havde aldrig været vild med svømning, især ikke om vinteren.En: He had never been keen on swimming, especially not in winter.Da: Skolens sø var frossen, og de modige elever trænede stadig i isvand.En: The school's lake was frozen, yet the brave students still trained in the icy water.Da: "Jeg ved ikke..." mumlede Mikkel.En: "I don't know..." mumbled Mikkel.Da: Men han tænkte over det.En: But he thought about it.Da: At gå med kunne være en mulighed for at opbygge nye venskaber.En: Joining could be an opportunity to build new friendships.Da: Lise var en venlig klassekammerat, der elskede at stille spørgsmål.En: Lise was a friendly classmate who loved asking questions.Da: Hun var nysgerrig overfor Mikkels stille natur.En: She was curious about Mikkel's quiet nature.Da: "Hej Mikkel, vil du ikke prøve svømning?"En: "Hey Mikkel, why don't you try swimming?"Da: spurgte hun.En: she asked.Da: "Det er sjovt, og vi har te efter træning."En: "It's fun, and we have tea after practice."Da: Ugen efter tog Mikkel en beslutning.En: The week after, Mikkel made a decision.Da: Med banken fra Søren og den kærlige overtalelse fra Lise, trådte han ind i skolens svømmeklub.En: With encouragement from Søren and the loving persuasion from Lise, he joined the school's swimming club.Da: Vandet var koldt, næsten ubarmhjertigt mod hans hud.En: The water was cold, almost unmerciful against his skin.Da: Han kæmpede med at slappe af, hans tanker på forældrenes uenigheder.En: He struggled to relax, his thoughts on his parents' disagreements.Da: En eftermiddag dalede sneen tæt, og himlen var grå.En: One afternoon, the snow fell densely, and the sky was gray.Da: Mikkel synkede ned i vandet, men panik greb ham.En: Mikkel sank into the water, but panic seized him.Da: Han kæmpede for at holde sig oppe.En: He struggled to stay afloat.Da: Søren observerede ham og sprang hurtigt i for at hjælpe.En: Søren observed him and quickly jumped in to help.Da: "Mikkel!En: "Mikkel!Da: Tag fat i min hånd!"En: Grab my hand!"Da: råbte han.En: he shouted.Da: Da de var oppe igen, klaprede Mikkels tænder.En: Once they were up again, Mikkel's teeth chattered.Da: "Tak, Søren," sagde han stille og følte en blanding af skam og lettelse.En: "Thanks, Søren," he said quietly, feeling a mix of shame and relief.Da: Efter den episode blev Mikkel og Søren tættere.En: After that episode, Mikkel and Søren grew closer.Da: De delte nu historier, latter og endda bekymringer.En: They now shared stories, laughter, and even worries.Da: Lise sluttede sig tit til dem i samtalerne over varm kakao efter træning.En: Lise often joined them in conversations over hot cocoa after practice.Da: Med tiden voksede Mikkel.En: Over time Mikkel grew.Da: Han startede med at gå til flere skoleaktiviteter og deltog ivrigt.En: He started attending more school activities and participating eagerly.Da: Langsomt lærte han at værdsætte tilstedeværelsen af venner ved sin side.En: Slowly he learned to appreciate the presence of friends by his side.Da: Vinter gik, og foråret bragte ny optimisme.En: Winter passed, and spring brought new optimism.Da: Mikkel følte sig nu som en del af Roskilde Kostskole.En: Mikkel now felt like a part of Roskilde Kostskole.Da: Ændringerne derhjemme gjorde mindre ondt med venskaberne han havde vundet.En: The changes at home hurt less with the friendships he had gained.Da: Han vidste, at uanset hvad der skete, var han ikke alene.En: He knew that no matter what happened, he was not alone. Vocabulary Words:glistened: glitredediamonds: diamanteroak: egegrenefiddling: pilledeuniform: skoleuniformforeign: fremmeddivorce: skilsmisseroommate: værelseskammeratinfectious: smittendesuggested: foresloghesitated: tøvedebrave: modigeicy: isvandopportunity: mulighedpersuasion: overtalelsemerciless: ubarmhjertigtdisagreements: uenighederdense: tætpanic: panikshame: skamepisode: episodeworries: bekymringerencouragement: bankenappreciate: værdsættepresence: tilstedeværelsenseized: grebchattered: klapredeoptimism: optimismeattending: deltogunmerciful: næsten ubarmhjertigt

Success is nothing more than a few simple disciplines, practiced every day. — Jim Rohn Prior Session's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Do Not Allow the Complexity of Charting to Scare You Away." https://youtu.be/fznHSCq38lw If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

The markets paused along with the Fed yesterday but focus today is on earnings released late Wednesday by three mega-caps. Apple reports later. Meta and Tesla rose after results.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

After Greenland, the rupture in the Transatlantic Alliance was made visible at the WEF conference in Davos.Mark Carney said the quiet bit aloud. But the real implications are beginning to be felt in the deep financial plumbing that undergirds the global economy. Now, a Japanese bond market sell-off is unsettling larger forces. If Japanese interest rate then rocket, they may need to liquify their massive US Treasury bond holdings. Beyond the geopolitics, this is going to turn nasty – economic levels of nasty. We'll be exploring the full low road prospectus in this bumper-length members-only show. This is our monthly paywalled episode. To get it, simply go to Patreon, type in Multipolarity, and sign up - you can cancel any time.

A new ETF allows individuals to earn income by insuring against natural disasters through investing in catastrophe bonds. We break down the historical returns, risk, fees, and structure of this intriguing investment opportunity.Topics covered include:What types of natural disasters are increasingHow insurance companies use reinsurance and cat bonds to protect against extreme lossesWhy home insurance premium increases should be lower in 2026How cat bonds are structured and what makes them a unique fixed income securityWhat to consider in deciding to invest in cat bonds.SponsorsGelt - Taxes Done RightDelete Me – Use code David20 to get 20% offInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusInvestments MentionedBrookmont Catastrophic Bond ETF (ILS)Stone Ridge High Yield Reinsurance Risk Premium Fund (SHRIX and SHRMX)Show NotesMiami Is Entering a State of Unreality by Mario Alejandro Ariza—The AtlanticHistorical Hurricane Tracks—NOAALA fires dominated insured losses of $127bn in 2025, says Aon by Eva Xiao and Lee Harris—The Financial Times2026 Climate and Catastrophe Insight—AONBERKSHIRE HATHAWAY INC. 2002 ANNUAL REPORT—Berkshire HathawayWhen, Where and How Often Insurers Fail—PACICCClimate change presses on: Devastating wildfires and intense thunderstorms exacerbate losses for insurers—Munich REReinsurance buyers experience market softening as reinsurers grow capital following strong returns—Guy CarpenterCatastrophe bond sales hit record as insurers offload climate risks by Lee Harris and Ian Smith—The Financial TimesSwiss Re Global Cat Bond Performance Index returns 11.40% for 2025—ArtemisCatastrophe Bonds by Alexander Braun and Carolyn Kousky—WhartonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sometimes the best moments are the unexpected ones. This week brought one of those moments when Daryl Bahls delivered an extraordinary surprise: access to every table used across our entire investing Boot Camp Series — months of work, ready ahead of schedule.That gift makes it possible to move forward faster, including setting up pages for the upcoming Series and potentially releasing the tables before all the podcasts and articles are complete.The White Coat Investor: 150+ Portfolios That WorkWe revisit the White Coat Investor article “150 Portfolios Better Than Yours” (now over 200 portfolios), originally published in 2014.The key lesson:There is no single “best” portfolio — most of the portfolios are legitimate and effective. What matters most is:Choosing a sound portfolioUnderstanding why it worksStaying the course over decadesEarly success can be misleading, but the portfolio you choose in the beginning can mean millions of dollars more in the long-term.Why Portfolio Design Matters So MuchUsing historical data going back to 1970, we explore how different strategies produce dramatically different outcomes over time:S&P 500 only vs. globally diversified portfoliosMulti–asset-class investingValue-focused portfolios (U.S. and international)Even small starting amounts can lead to large differences over a lifetime.What We Do — and What We Don't Do To Help Investors We are:Focused on educationDedicated to do-it-yourself investorsGrounded in academic research and evidence-based investingWe are not:Financial plannersEstate plannersTax advisorsOur goal is to help investors build portfolios they can trust through good markets and bad — with the potential to land in the top 5–10% of long-term outcomes.Preview: The 10-Part Boot Camp SeriesOver the coming weeks, we'll release a comprehensive boot camp covering:Stocks vs. Bonds — why this decision alone can be a $10 million differenceEquity Asset Class Selection — based on academic research, not trendsSimple Sound Investing Portfolios — small, powerful, manageableAdding Bonds Intelligently — controlling risk without killing returnsLong-Term Contributions — what steady investing really looks likeFixed Withdrawal Strategies — taking distributions when you retire with only "enough"Flexible Withdrawal Strategies — especially for those who've oversavedTarget-Date Funds & Glide Paths — with added diversification insightsETF Selection — why DFA and Avantis may help investors stay the courseInvesting for Children & Newborns — including new retirement account considerationsEach topic will eventually include:A podcast episodeA written articleSupporting data tablesDaryl has now produced 247 educational tables, all designed to support smarter portfolio decisions.  You will see all of them during the 10 week series.

Giving Up the Ghost is a memoir about traumatic loss, identity, and the slow work of letting go, not just of people, but of the versions of ourselves we thought we would be. In this episode, I talk with author Samantha Rose about the transformations that accompanied the loss of her mother to su!c!de. Samantha shares insights from her lived experience, including what kind of support made a difference and how things shifted as she opened up a conversation with her mother through dreams and writing. Part practical, part mystical, this conversation made me eager to hear more from this longtime ghostwriter who brings her own voice forward in her first personal memoir.For more information on Best Life Best Death please visit our website at ⁠⁠www.bestlifebestdeath.com⁠⁠Follow us on our social channels to receive pertinent and helpful resources on death, grieving, and more at:Facebook: ⁠⁠www.facebook.com/bestlifebestdeath⁠⁠Instagram: ⁠⁠www.instagram.com/bestlifebestdeath⁠⁠

In this episode of Shelf Addiction, hosts Tamara and Casey dive into the fantasy novel "Vicious Bonds" by Shannora Williams, exploring its intricate plot and character dynamics. The story follows a mortal woman who unexpectedly finds herself in a darker universe, forming a bond with a brooding ruler. As they discuss the book, they share their thoughts on the cliffhanger ending, character motivations, and the world-building elements that shape the narrative. The conversation also explores the characters' relationships, particularly the protagonist's struggles with her past and her connection to her missing twin brother. Tamara and Casey express their excitement for the series while critiquing certain aspects of the story, such as character development and the balance of magic within the plot, among other things.Ep 559Pick up a copy of today's book! Find all the essential links in one spot and follow Tamara!Connect with Tamara:Instagram| https://www.instagram.com/shelfaddiction/TikTok | https://www.tiktok.com/@shelfaddictionX | https://x.com/ShelfAddictionConnect with Casey:Instagram| https://www.instagram.com/Casey_heartfullofinkTikTok| https://www.tiktok.com/@heartfullofinkX | https://x.com/DustMiteBunnyCheck out our sponsors and deals!

Your little choices become habits that affect the bigger decisions you make in life. — Elizabeth George Prior Session's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "How to Master the Charts." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Send us a text2025 was a successful year for investors, even with a heightened degree of uncertainty. On this episode, some of the topics I covered include: Performance across various asset classes in 2025The outlook for 2026The state of the economy including data on employment, inflation, and interest ratesThe debate about if we are in a “bubble” and how AI and technology figure into our thinkingThe impact of the bull market on financial plans and how/if asset allocations should be adjusted in responseThis episode is a replay of a client webinar from January 2026.  With any questions or comments, or to discuss your own financial situation, I can be reached at marc.penziner@bernstein.com or 212-969-6655.The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation for the purchase or sale of any financial instrument, product or service sponsored by AllianceBernstein.

After a relatively quiet start to the calendar today, things get crowded starting with the Fed's 2 p.m. rate decision and then three mega-cap earnings reports after the close.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Norwegian: Snowstorm Bonds: The Hansen Family's Cozy Night In Find the full episode transcript, vocabulary words, and more:fluentfiction.com/no/episode/2026-01-28-23-34-02-no Story Transcript:No: Snøen falt tett ned over den store familiegården til familien Hansen.En: The snow was falling heavily over the large family farm of the Hansen family.No: Det var vinter, og det lille samfunnet var dekket av et hvitt teppe.En: It was winter, and the small community was covered by a white blanket.No: Inne var huset varmt og koselig, pyntet med levende lys og vinterdekorasjoner.En: Inside, the house was warm and cozy, decorated with candles and winter decorations.No: Det luktet av kanel og pepperkaker.En: It smelled of cinnamon and gingerbread cookies.No: Husets tre barn, Lars, Sigrid og Petter, satt rundt det store trebordet i stuen.En: The house's three children, Lars, Sigrid, and Petter, sat around the large wooden table in the living room.No: De var midt i en opphetet turnering i brettspill.En: They were in the middle of an intense board game tournament.No: Ute hadde en uventet snøstorm begynt å rase, og familien var fanget inne.En: Outside, an unexpected snowstorm had begun to rage, and the family was trapped indoors.No: Dette var en perfekt tid for spill.En: This was a perfect time for games.No: Lars, den eldste, var ivrig etter å vinne.En: Lars, the eldest, was eager to win.No: Han ønsket å vise seg for familien, men også å få deres godkjenning.En: He wanted to prove himself to the family, but also to gain their approval.No: Sigrid, med sitt kloke sinn, forsøkte å holde roen blant sine søsken.En: Sigrid, with her wise mind, tried to keep calm among her siblings.No: Hennes mål var å sørge for at alle hadde det hyggelig, til tross for spillets spenninger.En: Her goal was to ensure everyone was having a good time, despite the tensions of the game.No: Petter, den yngste, hadde en glemt gnist for moro og elsket å skape litt kaos.En: Petter, the youngest, had a forgotten spark for fun and loved to create a bit of chaos.No: De lo og diskuterte, mens snøen bygde seg opp mot vinduene.En: They laughed and debated as the snow piled up against the windows.No: Lars rykket til som om han skulle jukse, men Sigrids vennlige blikk stoppet ham.En: Lars jerked as if he were about to cheat, but Sigrid's friendly look stopped him.No: Likevel, konkurranseinstinktene deres gjorde sitt for å holde spenningen oppe.En: Nevertheless, their competitive instincts kept the excitement alive.No: Plutselig blafret lysene i taket, og så var det mørkt.En: Suddenly, the ceiling lights flickered, and then it was dark.No: Stormen hadde kuttet strømmen.En: The storm had cut the power.No: I det svake lyset av stearinlys så de på hverandre, undrende, før de pakket seg inn nærmere bordet.En: In the dim light of the candles, they looked at each other, curious, before huddling closer to the table.No: Det var tid for et nattlig holdt av brettspillturneringen.En: It was time for a nighttime continuation of the board game tournament.No: "Greit," sa Sigrid med et lurt smil.En: "Alright," said Sigrid with a sly smile.No: "La oss se hva vi kan få til uten strøm.En: "Let's see what we can do without power."No: " Hun tente flere lys og fordelte dem rundt bordet, noe som skapte en nesten magisk stemning i rommet.En: She lit more candles and distributed them around the table, creating an almost magical atmosphere in the room.No: Lars følte seg under press.En: Lars felt the pressure.No: Han hadde sjansen til å vinne, men visste også at det var urimelig å jukse.En: He had the chance to win, but he also knew it was unfair to cheat.No: Alle tre søsken lente seg frem, Lyset danset over brettet, mens de fortsatte å spille med ny iver.En: All three siblings leaned in, the light dancing over the board as they continued to play with renewed enthusiasm.No: Hver tur ble tatt med stor presisjon og humor.En: Each turn was taken with great precision and humor.No: Under spillet begynte Petter å lage narr og kaste lystige bemerkninger som fikk alle til å bryte ut i latter.En: During the game, Petter began to mock and throw cheerful remarks that made everyone burst into laughter.No: Selv Lars kunne ikke holde seg alvorlig.En: Even Lars couldn't keep a straight face.No: Spillet utviklet seg til mindre om å vinne, og mer om å nyte hverandres selskap.En: The game became less about winning and more about enjoying each other's company.No: Da turneringen nærmet seg slutten, slappet Lars av.En: As the tournament neared its end, Lars relaxed.No: "Kanskje å vinne ikke er det viktigste," tenkte han.En: "Maybe winning isn't the most important thing," he thought.No: "Det å være sammen er.En: "Being together is."No: " Han så på søsknene sine og satte pris på dette øyeblikket som ville være et minne for alltid.En: He looked at his siblings and appreciated this moment that would be a memory forever.No: Mørket kunne ikke ta bort varmen som fylte stuen.En: The darkness couldn't take away the warmth that filled the living room.No: Da familien samlet seg rundt peisen, delte de historier og drakk gode kopper med varm kakao.En: As the family gathered around the fireplace, they shared stories and enjoyed warm cups of cocoa.No: Latteren fylte rommet, drev ut all frustrasjon fra spillet.En: Laughter filled the room, driving away any frustration from the game.No: I det øyeblikket, foran de glødende vedkubbene, lærte Lars en viktig lekse.En: In that moment, in front of the glowing firewood, Lars learned an important lesson.No: Familiesamholdet var det som virkelig betydde noe.En: Family unity was what truly mattered.No: Ikke pokalene eller seieren, men kjærlighet og latter med de du er glad i.En: Not the trophies or the victory, but love and laughter with those you care about.No: Og mens stormen fortsatte ute i kulden, ble avstanden mellom dem bare mindre der de satt samlet i hjertets varme.En: And while the storm continued out in the cold, the distance between them only grew smaller as they sat gathered in the warmth of the heart. Vocabulary Words:blanket: teppecozy: koseligcinnamon: kanelgingerbread: pepperkakertournament: turneringsnowstorm: snøstormeager: ivrigapproval: godkjenningwise: klokespark: gnistchaos: kaosflickered: blafretcurious: undrendehuddling: pakketatmosphere: stemningprecision: presisjonmock: lage narrremarks: bemerkningerburst: bryte utstraight face: alvorligtrophies: pokalenevictory: seierendarkness: mørketfireplace: peisenfrustration: frustrasjonglowing: glødendedistance: avstandgathered: samletunity: samholdetlaughter: latter

Why do we instantly “click” with some coworkers and struggle with others? Journalist and bestselling author Kate Murphy discusses the emerging science of interpersonal synchrony—how our brains, bodies, and behavior subconsciously sync with the people around us.You'll learn: • What interpersonal synchrony is and why it matters for your career • How technology is changing the way we connect, collaborate, and build trust • Practical strategies to create stronger relationships and more cohesive teams at workShow NotesWeekly Newsletter Sign-Up: http://bit.ly/37hqtQW Guest Resources:Book: https://www.amazon.com/Why-We-Click-Interpersonal-Synchrony/dp/1250352452Website: https://www.journalistkatemurphy.com/Career Contessa ResourcesBook 1:1 career coaching session: https://www.careercontessa.com/hire-a-mentor/ Take an online course: https://www.careercontessa.com/education/ Get your personalized salary report: https://www.careercontessa.com/the-salary-project/ SponsorStop waiting and start selling with Shopify. Sign up for your one-dollar-per-month trial and start selling today at shopify.com/careercontessa.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

A relationship that has never been stress-tested does not qualify as stable. It qualifies as unverified. Absence of visible rupture does not equal strength. It equals absence of data. Tonight's episode challenges the cultural reflex that treats raised voices, anger, and fierce disagreement as automatic indicators of toxicity. That reflex confuses discomfort with danger and quiet with health. Constructive conflict operates as a load test. Not to glorify chaos. Not to normalize cruelty. Not to excuse disrespect. A real load test asks one question: Can this bond bend without snapping? When two people enter a heated, non-violent confrontation and later return with intact respect, restored access, and altered behavior, something measurable occurs. The bond acquires memory. Not memory of pain. Memory of survivability. Memory that disappointment does not equal abandonment. Remember that anger does not equal exile. Memory that rupture does not end belonging. That memory changes the future nervous-system response.

Greatness is not in where we stand, but in what direction we are moving. We must sail sometimes with the wind and sometimes against it – but sail we must and not drift, nor lie at anchor. — Oliver Wendell Holmes Prior Session's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Back Away to Really See What's Happening." https://youtu.be/0sU-vJ-xnWg If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

A Fed meeting starts today with little chance seen of a rate move. Meanwhile, 90 S&P 500 companies line up to report this week including Boeing and General Motors this morning.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Hungarian: Mystical Balaton: Ghostly Visions and Unexpected Bonds Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2026-01-27-08-38-20-hu Story Transcript:Hu: A Balaton télen különösen csendes.En: The Balaton is especially quiet in the winter.Hu: A tó vize hűvös ködbe burkolózik, a fák ágai kopárak.En: The water of the lake is shrouded in a cool mist, and the branches of the trees are bare.Hu: A nap lassan eltűnik a horizont mögött, az ég narancssárgába és lilába borul.En: The sun slowly disappears behind the horizon, and the sky turns orange and purple.Hu: Ágnes szereti ezt a magányos szépséget.En: Ágnes loves this solitary beauty.Hu: Sok történetet hallott már a tó körüli kísértetekről, de most egy különleges látomás tartja izgalomban a helyieket.En: She has heard many stories about ghosts around the lake, but now a particular vision is keeping the locals intrigued.Hu: László, a budapesti turista, csak véletlenül érkezett a Balatonhoz.En: László, a tourist from Budapest, arrived at Balaton by chance.Hu: A barátai azt mondták neki, hogy próbálja meg lebuktatni a mendemondákat.En: His friends told him he should try to debunk the rumors.Hu: Nem hisz a szellemekben vagy a varázslatban, de kíváncsi.En: He doesn't believe in ghosts or magic, but he's curious.Hu: A hidegben kabátjába burkolózva találkozik Ágnessel a parton.En: Wrapped in his coat against the cold, he meets Ágnes on the shore.Hu: Őt nem zavarja a hideg; izgalom csillog a szemében.En: The cold doesn't bother her; excitement shines in her eyes.Hu: "Ha látjuk a kísértetet, megtudjuk az igazságot," mondja Ágnes határozottan.En: "If we see the ghost, we'll know the truth," Ágnes says decisively.Hu: Bár fél, a kíváncsisága erősebb.En: Though she is scared, her curiosity is stronger.Hu: László bólint, nem szeretne vitatkozni.En: László nods, not wanting to argue.Hu: Ahogy haladnak a part mentén, lábuk alatt ropog a hó.En: As they walk along the shore, the snow crunches under their feet.Hu: A víz csendes, csak néha hallani, ahogy a jég a kövekre csattan.En: The water is quiet, only occasionally interrupted by the sound of ice clashing against rocks.Hu: Az egész táj különös, mégis békés hangulatot áraszt.En: The entire landscape emanates a strange yet peaceful vibe.Hu: László néha megjegyzi, hogy mindez csupán természetes fénytörés.En: László occasionally comments that this is merely natural refraction.Hu: Ágnes hallgatja, de szeme a tóra szegeződik.En: Ágnes listens, but her eyes are fixed on the lake.Hu: A nap teljesen eltűnik.En: The sun disappears completely.Hu: Az ég sötétkék és a csillagok hidegen ragyognak.En: The sky turns dark blue, and the stars shine coldly.Hu: Ekkor látják meg.En: Then they see it.Hu: A tó fölött halvány, fénylő alak lebeg.En: Above the lake, a faint, glowing figure floats.Hu: Olyan, mintha a köd maga formálta volna.En: It looks as if the mist itself has formed it.Hu: Ágnes megbabonázva nézi, szíve gyorsan ver.En: Ágnes watches, mesmerized, her heart beating fast.Hu: László az apparíciót fotózza, hogy bizonyítékot gyűjtsön.En: László takes pictures of the apparition to gather evidence.Hu: De ahogy a fény alakja lassan eltűnik, mindketten érzik, hogy valami mitikust láttak.En: But as the light figure slowly vanishes, both of them feel they've witnessed something mythical.Hu: Ágnes már nem retteg úgy, mint korábban.En: Ágnes is no longer as terrified as before.Hu: László csöndesen áll mellette, szeme tágra nyílt az ámulattól.En: László stands silently beside her, his eyes wide with wonder.Hu: Amikor visszafordulnak a part felé, Ágnes megszólal: "Talán nem minden rejtély megoldható."En: As they turn back toward the shore, Ágnes speaks up: "Maybe not every mystery can be solved."Hu: László elmosolyodik, alig észrevehetően bólint: "Talán igazad van. De próbáljuk meg tovább kutatni. Ki tudja, mit találhatunk még?"En: László smiles, nodding almost imperceptibly: "Maybe you're right. But let's keep searching. Who knows what else we might find?"Hu: A hideg ellenszeletől nem zavartatva eltökélten térnek vissza a faluba.En: Unaffected by the cold headwind, they return to the village with determination.Hu: A titok szépsége összekötötte őket.En: The beauty of the mystery has bonded them.Hu: A Balaton varázsa ezután már nem csak mendemonda számukra, hanem egy közösen megélt élmény is.En: The magic of Balaton is now not just a rumor for them, but also a shared experience.Hu: Ágnes bátrabb lett, László pedig talán egy kicsit nyitottabb a csodákra.En: Ágnes has become braver, and László perhaps a bit more open to wonders.Hu: És ez mindkettőjük számára gazdagabbá tette a világot.En: And this has enriched the world for both of them. Vocabulary Words:shrouded: burkolózikbare: kopárakhorizon: horizontsolitary: magányosghosts: kísértetekintrigued: izgalombandebunk: lábuktatnirumors: mendemondákatcuriosity: kíváncsiságadecisively: határozottanshore: partemanates: árasztrefraction: fénytörésmesmerized: megbabonázvaapparition: apparíciótvanishes: eltűnikmythical: mitikustimperceptibly: alig észrevehetőenheadwind: ellenszeletőldetermination: eltökéltenbonded: összekötötteenriched: gazdagabbá tettevision: látomásexcited: izgalomcrunches: ropogclashing: csattanlandscape: tájgather: gyűjtsönwonders: csodákrabeauty: szépsége

Don and Tom tackle fears about U.S. national debt by breaking down who actually owns it (mostly Americans), why “China owns us” is wildly overstated, and why rising interest costs matter more than sensational headlines. They explain why government debt isn't a looming foreclosure scenario, how interest payments circulate back to investors, and why politics often distorts financial decision-making. The show also covers 60/40 portfolio resilience, the real role of bonds, listener questions on AVGE and DFAW, investing simplicity, and a nostalgic detour into Spam keys and Mad Men—ending with encouragement for disciplined, long-term investing. 0:05 National debt fears and the “Mr. Potter foreclosing America” analogy 0:27 Holiday movies, Home Alone sequels, and It's a Wonderful Life 1:13 Who really owns U.S. debt and why it matters 2:50 Japan, UK, and China holdings explained 4:02 Why foreign selling wouldn't crash the economy 5:13 Most U.S. debt is owned domestically 5:31 Interest payments now exceeding military spending 6:18 What debt interest really costs households 7:19 Why investors shouldn't panic over government debt 8:15 Politics vs. rational investing decisions 9:55 Debt, taxes, and what society is willing to give up 11:28 Historical tax rates and Mad Men economics 12:37 Military spending and post-WWII budgets 13:22 60/40 portfolios and market downturn protection 14:43 Worst historical declines for balanced portfolios 16:37 Long-term resilience of diversified investing 17:51 Bonds: income vs. volatility control 19:08 Spam keys, Hormel, and changing industries 20:52 AVGE, DFAW, and Apella portfolio structure 22:29 Simplicity vs. complexity in investing 23:47 Podcast longevity and download estimates Learn more about your ad choices. Visit megaphone.fm/adchoices

Work with Jimmy & the Vreeland Capital Team to build a 20-Unit Portfolio that will get you the equivalent of a retirement account 3X faster with a third of the capital. Visit https://tinyurl.com/mainstreetpatriot... In this episode of The Real Estate Fast Pass, hosts Jimmy Vreeland and Susie Vreeland break down a headline making the rounds in the mortgage world and use it as a springboard to explain what actually moves 30-year mortgage rates. Jimmy unpacks how Fannie Mae and Freddie Mac support lending liquidity through mortgage-backed securities, why mortgage rates tend to track the 10-year Treasury, and what happens when big institutional buyers step in (or step out) of the bond market. From there, they zoom out to the bigger truth: even if rates dip, affordability doesn't magically fix itself when the real constraint is housing supply—lower rates can just pour gasoline on demand and push prices higher. If you're trying to build long-term wealth, this conversation will help you tune out the noise, understand the system, and focus on the repeatable move: lock in smart, stable assets, use leverage responsibly, and keep stacking 30-year fixed “boats in the water” while everyone else is chasing headlines. About Jimmy Vreeland Jimmy graduated from the United States Military Academy at West Point, spent 5 years as an Army Ranger, and deployed three times twice to Iraq and once to Afghanistan. On his last deployment, he read Rich Dad Poor Dad by Robert Kiyosaki which led him down the path of real estate investing. As his own portfolio grew, eventually he started a real estate investing business.  Since 2018 his team at Vreeland Capital has supplied over 100 houses a year to high performing, passive investors who want to work with his team and his team is now managing over 800 houses. Get in touch with Jimmy and his team at www.jimmyvreeland.com/getstartedinrealestate More about Jimmy Website: www.jimmyvreeland.com Linkedin: www.linkedin.com/in/jimmy-vreeland Instagram: www.instagram.com/jimmyvreeland Facebook: www.facebook.com/JimmyVreeland Youtube: www.youtube.com/@JimmyVreelandC >>>>>>Get free access to the private Ranger Real Estate facebook group

Ghislaine Maxwell's long relationship with the Clintons is one of those elite-class scandals that survives precisely because powerful people insist it's “no big deal.” Maxwell wasn't some distant acquaintance who wandered into a photo op by accident — she was openly welcomed into Clinton world for years. She attended Clinton Global Initiative events, mingled freely with donors and insiders, and was publicly praised for her so-called environmental and philanthropic work long after Epstein's predatory behavior was an open secret in elite circles. This wasn't ignorance; it was willful comfort. The Clintons were happy to share stages, cocktail hours, and institutional legitimacy with Epstein's closest lieutenant, even as allegations against Epstein had already been reported, settled, and whispered about in the same social strata the Clintons inhabited.What makes the Clintons' posture especially galling is how aggressively they've worked to minimize, dismiss, and stonewall once scrutiny intensified. Bill Clinton's repeated insistence that he “knew nothing” about Epstein's crimes rings hollow when paired with Maxwell's deep integration into Clinton-aligned spaces and institutions. Hillary Clinton's refusal to meaningfully engage congressional inquiries only deepens the impression of an elite family operating under a different set of rules — where proximity to abuse is excused as networking, and accountability is treated as harassment. The Clintons didn't just cross paths with Ghislaine Maxwell; they normalized her, elevated her, and only distanced themselves when public exposure made continued association politically radioactive. That's not coincidence — it's a pattern of power protecting itself, then pretending the record doesn't exist.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Do you really think you'll learn and grow and achieve without failing? — Maxime Lagacé Prior Session's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Volume: Understanding Jesse Livermore's Theories and More." https://bit.ly/3P4FbTP If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Send us a text a comprehensive study guide for the Series 7 exam, focusing on the technical and regulatory nuances of debt securities. They contrast the structures of corporate, municipal, and government bonds, detailing how interest is calculated and how secondary market transactions are settled. Specific attention is given to accrued interest methodologies, such as the 30/360 and actual/365 systems, which determine the payments owed between buyers and sellers. The documents also outline the legal protections and tax implications unique to general obligation and revenue bonds, including the role of trust indentures and bond covenants. Additionally, the sources clarify the characteristics of Treasury bills, notes, and bonds, emphasizing their varying maturities and safety profiles for investors. By providing mnemonics and formulas, these resources serve to equip candidates with the essential knowledge required to manage fixed-income portfolios and navigate federal securities laws.

After a wild week of geopolitical volatility, investors track mega-cap earnings and a Fed meeting in days ahead, with no rate move seen. Four of the Magnificent 7 report this week.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Derek Moore is joined by Shane Skinner and Mike Snyder to talk about how it seems every metal is surging including Gold, Silver, Platinum, Palladium, and what else? Plus, Shane reports on the options conference and record option volumes. Oh, and did the market and volatility overreact to Greenland? It lasted all of one day. Oh, we have a big earnings week coming so what is the options market predicting for earnings moves?   Big earnings week Implied volatility of most of the Mag 7 pre-earnings Record options contract volumes Greenland market event that lasted all of one day Volatility goes up and comes right back down Palladium, Copper, Gold, Platinum, and Silver all moving Bonds vs Gold     Mentioned in this Episode   Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com       

Fluent Fiction - Norwegian: Rekindling Bonds: A Snowy Transformation in Vigelandsparken Find the full episode transcript, vocabulary words, and more:fluentfiction.com/no/episode/2026-01-26-23-34-02-no Story Transcript:No: Det var en stille vinterdag i Vigelandsparken.En: It was a quiet winter day in Vigelandsparken.No: Snøen lå som et teppe over den berømte skulpturparken, og de kalde temperaturene fikk snøfnuggene til å glitre som små stjerner.En: The snow lay like a blanket over the famous sculpture park, and the cold temperatures made the snowflakes sparkle like little stars.No: Ingrid, Eirik, og Sondre trasket gjennom parken, pakket godt inn i varme klær.En: Ingrid, Eirik, and Sondre trudged through the park, well wrapped in warm clothes.No: Ingrid så seg rundt, beundret de majestetiske statuene dekker av snø.En: Ingrid looked around, admiring the majestic statues covered in snow.No: Hun smilte forsiktig til seg selv og håpet at denne dagen kunne bringe familien nærmere.En: She smiled gently to herself and hoped that this day could bring the family closer.No: Det var en stund siden hun hadde følt seg virkelig forbundet med Eirik, som nå var en tenåring dypt opptatt av verden inni mobiltelefonen sin.En: It had been a while since she felt truly connected with Eirik, who was now a teenager deeply engrossed in the world within his mobile phone.No: "Eirik, se på denne statuen," sa Ingrid idet de passerte Sinnataggen.En: "Eirik, look at this statue," said Ingrid as they passed Sinnataggen.No: "Den er så kraftfull, ikke sant?En: "It's so powerful, isn't it?"No: " Eirik svarte ikke.En: Eirik didn't respond.No: Han var konsentrert om skjermen sin, noe som fikk Ingrid til å kjenne en stikk av frustrasjon.En: He was focused on his screen, which made Ingrid feel a pang of frustration.No: Sondre, som alltid var full av liv, gjorde et lite hopp og lo.En: Sondre, who was always full of life, did a little jump and laughed.No: "Kom igjen, Eirik.En: "Come on, Eirik.No: Mamma prøver å vise deg noe kult," sa Sondre muntert.En: Mom is trying to show you something cool," said Sondre cheerfully.No: Men Eirik trakk bare på skuldrene og mumlet noe uforståelig.En: But Eirik just shrugged and mumbled something incomprehensible.No: Ingrid tok et dypt pust.En: Ingrid took a deep breath.No: Skulle hun konfrontere Eirik om dette?En: Should she confront Eirik about this?No: Hun ville ikke ødelegge dagen.En: She didn't want to ruin the day.No: Plutselig fikk hun en idé.En: Suddenly, she got an idea.No: "Kanskje vi skal ha en snøballkrig?En: "Maybe we should have a snowball fight?"No: " foreslo hun med et lurt smil.En: she suggested with a sly smile.No: Det var som om tiden sto stille et øyeblikk.En: It was as if time stood still for a moment.No: Så, til Ingrids overraskelse, så Eirik opp, med et smil som danset i øynene hans.En: Then, to Ingrid's surprise, Eirik looked up, with a smile dancing in his eyes.No: "Seriøst?En: "Seriously?No: Er du klar for det?En: Are you ready for that?"No: " utfordret han.En: he challenged.No: Og med det begynte de.En: And with that, they began.No: Snøballene fløy mellom statuene, latteren deres fylte luften.En: Snowballs flew between the statues, their laughter filled the air.No: Eirik kastet en snøball mot Ingrid, som elegant dukket unna, mens Sondre kastet seg inn i leken uten et øyeblikks nøling.En: Eirik threw a snowball at Ingrid, who elegantly dodged it, while Sondre dove into the game without a moment's hesitation.No: Etterhvert endte de opp liggende i snøen, pustende og leende.En: Eventually, they ended up lying in the snow, breathing and laughing.No: Den kalde luften fylt med dampen av pusten deres og varmen fra øyeblikket de delte.En: The cold air filled with the steam of their breath and the warmth of the moment they shared.No: Ingrid så på Eirik, som så skeptisk ut tidligere, men nå sprudlet av glede.En: Ingrid looked at Eirik, who seemed skeptical earlier, but now brimmed with joy.No: "Jeg visste ikke at du hadde det i seg," lo Eirik mens han børstet snøen av jakken sin.En: "I didn't know you had it in you," laughed Eirik as he brushed the snow off his jacket.No: Ingrid rakte ut hånden, rufset håret hans med kjærlighet.En: Ingrid reached out her hand, ruffled his hair with love.No: "Det er mye du ikke vet," svarte hun ertende.En: "There's a lot you don't know," she replied teasingly.No: For første gang på lenge følte hun at de hadde knyttet et sterkt bånd igjen.En: For the first time in a long while, she felt they had formed a strong bond again.No: De fortsatte å gå gjennom parken, nå med en lettere stemning mellom dem.En: They continued to walk through the park, now with a lighter atmosphere between them.No: Ingrid skjønte at noen ganger kunne spontanitet skape de beste øyeblikkene.En: Ingrid realized that sometimes spontaneity could create the best moments.No: Og Eirik, han følte seg igjen som en del av familien, varmere og mer til stede enn han hadde følt på lenge.En: And Eirik, he felt like part of the family again, warmer and more present than he had felt in a long time.No: Da dagen gikk mot slutten, visste de at de ville ta med seg minnene fra den snødekte parken.En: As the day came to an end, they knew they would carry the memories of the snow-covered park with them.No: En enkel dag ute hadde gitt dem noe uventet og verdifullt.En: A simple day out had given them something unexpected and valuable.No: Sammen marsjerte de hjemover, arm i arm, klare for flere eventyr sammen.En: Together they marched home, arm in arm, ready for more adventures together. Vocabulary Words:quiet: stilletrudge: traskmajestic: majestetisksculpture: skulpturtemperatures: temperaturenesparkle: glitreadmire: beundrepangs: stikkfrustration: frustrasjoncheerful: muntertincomprehensible: uforståeligconfront: konfronteresly: lurtdodge: dukket unnahesitation: nølingbreathe: pustendeskeptical: skeptiskjoy: glederuffle: rufsetteasingly: ertendebond: båndspontaneity: spontanitetcarry: ta med segunexpected: uventetvaluable: verdifulladventures: eventyrblanket: teppeengrossed: opptattchallenge: utfordretvibrant: sprudlet

Fluent Fiction - Italian: Rekindling Bonds Under Rome's Winter Sun Find the full episode transcript, vocabulary words, and more:fluentfiction.com/it/episode/2026-01-25-23-34-02-it Story Transcript:It: Il sole invernale splende sul Colosseo a Roma.En: The winter sun shines on the Colosseo in Roma.It: La luce calda gioca con le architetture antiche.En: The warm light plays with the ancient architecture.It: Marco cammina lentamente.En: Marco walks slowly.It: Intorno a lui, turisti scattano foto.En: Around him, tourists take photos.It: È un giorno speciale per Marco.En: It's a special day for Marco.It: Vuole ritrovare vecchi amici, ma ha paura di essere cambiato troppo.En: He wants to reconnect with old friends, but he's afraid he has changed too much.It: Mentre cammina, vede Giulia e Alessandro in lontananza.En: As he walks, he sees Giulia and Alessandro in the distance.It: Non li vede da anni.En: He hasn't seen them in years.It: Giulia ride con Alessandro accanto a un venditore di gelato.En: Giulia laughs with Alessandro next to a gelato vendor.It: Marco si ferma, esitante.En: Marco stops, hesitant.It: Fissa il suolo e respira.En: He stares at the ground and breathes.It: La vita li ha separati.En: Life has separated them.It: Lui teme il confronto.En: He fears the confrontation.It: Il cuore di Marco batte forte.En: Marco's heart beats strongly.It: Vuole avvicinarsi, ma i dubbi lo bloccano.En: He wants to approach, but doubts block him.It: "E se non mi riconoscono?"En: "What if they don't recognize me?"It: pensa Marco.En: Marco thinks.It: Rimane immobile, un po' nascosto tra la folla.En: He remains still, somewhat hidden among the crowd.It: Poi un bambino passa correndo e urta Marco.En: Then a child runs past and bumps into Marco.It: Il suo cappotto cade, rivelando un poster del Colosseo.En: His coat falls, revealing a poster of the Colosseo.It: Giulia lo vede.En: Giulia sees him.It: "Marco!"En: "Marco!"It: grida.En: she yells.It: La sua voce è piena di emozione.En: Her voice is full of emotion.It: Marco solleva lo sguardo.En: Marco lifts his gaze.It: Giulia e Alessandro lo salutano, sorridendo.En: Giulia and Alessandro greet him, smiling.It: Marco si avvicina, lentamente all'inizio, ma poi più deciso.En: Marco approaches, slowly at first, but then more decisively.It: "Ciao, amici," dice.En: "Hi, friends," he says.It: Il suo tono è incerto, ma sincero.En: His tone is uncertain, but sincere.It: Parlano a lungo.En: They talk for a long time.It: Ricordano momenti felici e condividono notizie.En: They remember happy moments and share news.It: Alessandro racconta di un viaggio, Giulia di un nuovo lavoro.En: Alessandro talks about a trip, Giulia about a new job.It: Marco ascolta, felice di essere lì con loro.En: Marco listens, happy to be there with them.It: Il tempo passa velocemente.En: Time flies by.It: I tre amici si accorgono del freddo solo quando il sole comincia a tramontare.En: The three friends only notice the cold when the sun begins to set.It: Decidono di incontrarsi di nuovo presto.En: They decide to meet again soon.It: Si promettono di non perdersi più di vista.En: They promise not to lose touch again.It: Marco, tornando verso casa, prova una gioia nuova.En: Marco, on his way back home, feels a new joy.It: Ha ritrovato una parte di sé e capisce quanto siano preziose le relazioni.En: He has found a part of himself and realizes how precious relationships are.It: Il Colosseo, testimone di questo incontro, sembra sorvegliare approvando.En: The Colosseo, witness to this meeting, seems to watch over approvingly.It: Il legame tra Marco, Giulia e Alessandro è stato riscoperto.En: The bond between Marco, Giulia, and Alessandro has been rediscovered.It: Hanno superato la paura del cambiamento e hanno accolto l'importanza della connessione.En: They have overcome the fear of change and embraced the importance of connection.It: Mentre si allontana, Marco sorride, sapendo che non sarà più solo.En: As he walks away, Marco smiles, knowing he won't be alone anymore. Vocabulary Words:the winter sun: il sole invernalethe architecture: le architetturethe tourist: il turistathe photo: la fototo reconnect: ritrovarethe distance: la lontananzato stare: fissarethe ground: il suoloto breathe: respirarethe confrontation: il confrontoto fear: temerethe doubt: il dubbioto block: bloccareto remain still: rimanere immobilethe crowd: la follato bump: urtarethe coat: il cappottoto reveal: rivelarethe emotion: l'emozioneto greet: salutaresincere: sinceroto share: condividerethe news: le notizieto listen: ascoltareto notice: accorgersito promise: promettereprecious: preziosothe witness: il testimoneto watch over: sorvegliarethe bond: il legame

In this episode, Niels hosts Yoav Git to explore inflation risk, bond fragility, and the changing role of trend following in a world defined by supply shocks and declining trust. Drawing on recent research and market behavior, the conversation examines why traditional bond allocations struggle during inflationary regimes and how commodity trend strategies may offer structural resilience. The discussion spans geopolitics, deglobalization, energy markets, fixed income autocorrelation, and the limits of forecasting macro outcomes. Rather than predicting inflation's path, the episode focuses on portfolio construction that can endure multiple regimes. What emerges is a disciplined argument for robustness over precision in an increasingly unstable global system.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Yoav on LinkedIn.Episode TimeStamps:00:00 - Introduction and series context01:08 - Inflation back on the radar02:38 - Recent podcast influences and inflation narratives06:56 - Geopolitics, trust, and market fragmentation08:52 - Commodities, volatility, and supply driven moves10:48 - Trend performance and early 2026 conditions11:30 - Fixed income, FX, and emerging market trends17:26 - The all weather portfolio problem18:18 - Bonds, inflation regimes, and correlation breakdowns22:39 - Commodity trend as a defensive building block27:01 - Are markets signaling higher inflation ahead30:04 - What...

In this conversation, Liz Ann Sonders and Kathy Jones discuss the current state of the markets, focusing on the implications of tariffs, global economic influences, and the dynamics of the bond market. They explore evergreen strategies for navigating market volatility, emphasizing the importance of disciplined investment approaches. The discussion also touches on inflation expectations, the Federal Reserve's policies, and insights into the potential risks and opportunities for investors.You can read Kathy and Collin's article about the fixed income markets here: "The Bond Market in 2026: What Could Go Wrong?"On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.Currency trading is speculative, very volatile and not suitable for all investors.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Diversification, asset allocation, and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Rebalancing may cause investors to incur transaction costs and, when a non-retirement account is rebalanced, taxable events may be created that may affect your tax liability.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions(0126-1900) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

It takes as much energy to wish as it does to plan. — Eleanor Roosevelt Prior Session's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Using Trend Lines to Visualize Price Movement." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Gold and silver just posted historic record highs, and Wall Street is still asleep.In this week's Schiff Gold Friday Market Wrap, Peter Schiff breaks down the biggest one-day dollar rally in gold history, silver's surge above $90 an ounce, and why recent volatility is consolidation at extreme highs — not a top.Peter explains why:Gold and silver are flashing early warnings of a coming U.S. dollar and Treasury bond crisisMining stocks remain dramatically undervalued despite exploding metal pricesInflation is accelerating again while the Fed talks about rate cutsRising Japanese bond yields threaten global bond marketsTrump-era policies are unintentionally pushing the world away from the dollar and into goldCPI headlines are misleading while producer inflation is surgingThis moment mirrors subprime in 2007 — an early signal before a much larger crisisGold is reacting first. Silver followed. Bonds and the dollar are next.Peter also explains why waiting for pullbacks is a mistake, why physical silver supplies may tighten sharply, and why this bull market is just getting started.⭐️ Sign up for Peter's most valuable insights at https://schiffsovereign.com