Podcasts about bonds

Andrew and Ben discuss Meta's latest acquisition plans and the Dallas Fed survey. Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

In this episode, Tara is joined by Dr. Kim Van Dusen, a marriage and family therapist, founder of The Parentologist, podcaster, and author of Parenting through Play: Creative Strategies for Building Better Behavior, Deeper Connection, and Positive Communication, who specializes in play therapy, for a conversation that feels equal parts validating and practical. They explore why play isn't just “extra” in parenting. It's essential. As parents, we tend to reach for conversation to connect, but kids speak a different language, and that language is play. Kim shares how breaking down our own barriers to play (time, guilt, exhaustion, the belief that we're “bad at it”) can completely shift the parent–child relationship and create real connection, even in short, simple moments. Tara and Kim also talk about how play evolves as kids grow, and how it can be used strategically, even for things like behavior challenges, homework battles, and chore resistance. Kim explains how understanding what's happening emotionally for our kids can dramatically improve behavior, and how playful approaches can reduce power struggles while lowering stress for everyone involved. The big takeaway? Play doesn't have to be complicated to create connection. Sometimes the simplest activities have the biggest impact. Links: https://theparentologist.com/ https://www.instagram.com/theparentologist/ https://www.barnesandnoble.com/w/parenting-through-play-kim-van-dusen-psyd/1148218068 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fed minutes tomorrow highlight another holiday-shortened week where volume could be light. No major earnings or data are due, and trading is shortened Wednesday and shut Thursday.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Watch the full podcast: https://youtu.be/oyba2seRnOQ  

What is a surety bond in real estate, and why is it NOT insurance? Most people misunderstand how surety bonds actually work and that confusion can lead to costly mistakes in real estate deals. In this video, we break down surety bonds in real estate in simple terms. You'll learn how surety bonds work, who they protect, and why they're required for real estate developers, property managers, and licensed professionals. We also explain the key difference between surety bonds vs insurance, a distinction most people get wrong. If you've ever wondered how property owners stay protected when a developer walks away from a project or why states require surety bonds for real estate licensing, this video will give you clarity.  What You'll Learn in This Video What a surety bond is in real estate Why surety bonds are not insurance The 3 parties in a surety bond (principal, obligee, surety) How surety bonds protect property owners and government agencies Common real estate surety bonds (performance, licensing, property management) What happens when a surety bond is claimed Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/  

In San Francisco, advocates for transgender people are trying to beef up protections for their community, in the face of anti-trans policies from the Trump administration. This work isn't just about legal threats, but also fears of physical violence. Reporter: Bianca Taylor, KQED A new analysis warns the Colorado River could fall to dangerously low levels next year. The river supplies water to cities and farms across San Diego and Imperial counties. Reporter: Kori Suzuki, KPBS A UC Davis study found 85% of elementary schools in California experienced some loss of trees between 2018 and 2022. Reporter: Manola Secaira, CapRadio Learn more about your ad choices. Visit megaphone.fm/adchoices

Successful traders always follow the line of least resistance — follow the trend — the trend is your friend. — Jesse Livermore Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Revolutionize Your Trading! Basics of the Three Waves Technique." https://youtu.be/Ga1YDvNKpF0 If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Successful traders always follow the line of least resistance — follow the trend — the trend is your friend. — Jesse Livermore Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Revolutionize Your Trading! Basics of the Three Waves Technique." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

In this episode, Brian and Ryan break down the LPL Research 2026 Outlook and translate Wall Street research into plain-English takeaways for investors.The big theme for 2026: markets are being driven less by traditional fundamentals and more by policy decisions, momentum, and investor behavior. Brian and Ryan discuss what that means for the economy, stock market expectations, and fixed income—and how investors should think about positioning portfolios heading into the year.Rather than reacting to headlines, this conversation focuses on staying disciplined, patient, and aligned with long-term goals in what is likely to be a more volatile, policy-sensitive market environment.The Economy: Slower First, Stronger LaterExpectations for a modest economic slowdown early in 2026Why AI investment and fiscal spending may help prevent a recessionCooling labor markets, easing inflation pressures, and what that means for Federal Reserve policyWhy rate cuts are expected to be gradual, not aggressive  Stocks: Bull Market, But With More BumpsWhy the bull market may extend into 2026—but with more tempered gainsElevated valuations and the likelihood of increased volatility in a mid-cycle yearThe role of AI enthusiasm in supporting equity marketsWhy patience and selective opportunities matter more than chasing headlinesLPL Research's S&P 500 fair value range of 7,300–7,400 for 2026  Bonds and Cash: Income Over Price AppreciationWhy bonds are again offering meaningful income opportunitiesExpectations for 10-year Treasury yields in the 3.75%–4.25% rangeWhy returns on cash are likely to decline as rates fallThe case for high-quality, intermediate-term bonds for long-term investors  Markets may be noisier and more policy-driven in 2026—but discipline, diversification, and patience remain the most reliable tools investors have. This episode helps cut through the noise and focus on what actually matters.Check out LPL Research's Outlook: CLICK HERE**Connect with Us:**- Share your stories or questions:  info@FordFG.com- Find us on the Web: FordFG.comThe opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results.There is no assurance that the views or strategies discussed are suitable for all investors. To determine which investment(s) may be appropriate for you, consult your financial professional prior to investing. Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk. Indexes are unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance of any investment and do not reflect fees, expenses, or sales charges. The economic forecasts set forth in this material may not develop as predicted.The advisors of Ford Financial Group are Registered Representatives with and securities are offered through LPL Financial member FINRA/SIPC. Investment advice offered through Perennial Investment Advisors, a registered investment advisor. Ford Financial Group and Perennial Investment Advisors are separate entities from LPL Financial. Ford Financial Group, Perennial Investment Advisors, and LPL Financial do not provide tax advice or services.Send in your questions!

Your loved one is diagnosed with dementia. While you focus on symptoms, tasks and decisions, a long-standing pattern from your childhood is being triggered. That pattern will shape your caregiving style.  That childhood pattern is also being triggered in your loved one. Understanding the pattern can help you understand your loved one's behavior. Understanding can lead to compassion for your loved one and for yourself. From her book, Dementia, Caregiving & Personal History: How to Help, Cope, Connect, and Heal, author Tami Anastasia writes: "Our earliest relationships influence how we connect with others: our need for closeness, our ability to trust, and how we respond to life cirumstanes."  In this first of several interviews, Tami talks about the bonds we formed with the people who cared for us when we were children and how those deep-rooted attachment styles influence our relationships as adults, especially in times of stress or crisis. She sheds light on these four attachment styles:  Secure Attachment: Living with Confidence Anxious Attachment: Seeking Validation Through Caregiving Avoidant Attachment: Struggling with Emotional Closeness Disorganized Attachment: Being Caught Between Love and Fear Tami Anastasia holds a masters in counseling with more than 30 years of experience supporting family and professional caregivers. To learn more about Tami and her book, please go to her website

Fluent Fiction - Catalan: A Christmas Reunion: Healing Bonds Atop Montjuïc Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2025-12-25-08-38-20-ca Story Transcript:Ca: Montjuïc brillava amb una claror especial aquell matí d'hivern.En: Montjuïc shone with a special brightness that winter morning.Ca: Les fulles dels arbres tremolaven lleugerament amb la brisa freda i el sol d'hivern il·luminava suaument Barcelona.En: The leaves of the trees trembled slightly with the cold breeze, and the winter sun gently illuminated Barcelona.Ca: Els carrers de la ciutat estaven decorats amb llums de Nadal, recordant a tothom l'esperit festiu de l'època.En: The streets of the city were decorated with Christmas lights, reminding everyone of the festive spirit of the season.Ca: Martí havia decidit que aquell seria el moment perfecte per a un pícnic.En: Martí had decided that this would be the perfect moment for a picnic.Ca: Amb el cor ple d'incertesa, va pujar la muntanya, esperant que el seu gest portés reconciliació entre ell i els seus germans, Elena i Sergi.En: With a heart full of uncertainty, he climbed the mountain, hoping that his gesture would bring reconciliation between him and his siblings, Elena and Sergi.Ca: La discussió recent sobre el futur de la seva família pesava en la seva consciència, i la distància emocional s'havia fet més gran del que volia admetre.En: The recent argument about the future of their family weighed on his conscience, and the emotional distance had become greater than he wanted to admit.Ca: El pícnic estava preparat senzillament: entrepans, una mica de vi calent i unes quantes llaminadures nadalenques.En: The picnic was prepared simply: sandwiches, some mulled wine, and a few Christmas treats.Ca: Martí esperava que aquests detalls senzills servissin com a catalitzador per al retrobament i l'harmonia.En: Martí hoped that these simple details would serve as a catalyst for reunion and harmony.Ca: Quan Elena i Sergi van arribar, el paisatge els va sorprendre.En: When Elena and Sergi arrived, the landscape surprised them.Ca: L'escena els va portar records d'infància, d'altres Nadal passats, plens de rialles i complicitat al mateix indret.En: The scene brought back childhood memories of past Christmases, full of laughter and companionship in the same place.Ca: Els tres germans es van asseure en una manta, el silenci inicial només trencat pel soroll de les branques al vent i el murmuri llunyà de la ciutat.En: The three siblings sat on a blanket, the initial silence only broken by the noise of the branches in the wind and the distant murmur of the city.Ca: Al principi, van parlar de banalitats.En: At first, they talked about trivialities.Ca: El clima, les decoracions nadalenques de les Rambles, anècdotes de la feina.En: The weather, the Christmas decorations on Les Rambles, anecdotes from work.Ca: Però, com Martí temia, la discussió passada va tornar a l'ambient, com un núvol inesperat.En: But as Martí feared, the past argument returned to the air like an unexpected cloud.Ca: Sergi va remenar-se inquiet, mentre Elena evitava la mirada del seu germà.En: Sergi fidgeted uneasily, while Elena avoided her brother's gaze.Ca: Martí va sentir un nus a l'estómac.En: Martí felt a knot in his stomach.Ca: El seu orgull el va voler frenar, però el desig de recuperar els seus vincles era més fort.En: His pride wanted to hold him back, but the desire to restore his bonds was stronger.Ca: Va inspirar profundament i, amb la veu mig tremolosa, va dir: "Ho sento.En: He took a deep breath and, with a slightly trembling voice, said, "I'm sorry.Ca: Sé que la meva obstinació ens ha fet mal.En: I know my stubbornness has hurt us.Ca: No vull perdre els meus germans per això.En: I don't want to lose my siblings over this.Ca: Us he preparat aquest pícnic perquè recordem que som família.En: I prepared this picnic for us to remember that we are family."Ca: "El silenci va seguir la seva confessió, però Martí ja no sentia pes al cor.En: Silence followed his confession, but Martí no longer felt a weight on his heart.Ca: Havien passat uns segons, quan Elena va trencar el gel amb un somriure suau.En: A few seconds passed before Elena broke the ice with a gentle smile.Ca: "Jo també ho sento, Martí.En: "I'm sorry too, Martí.Ca: Trobava a faltar aquestes trobades.En: I missed these gatherings."Ca: "Sergi va assentir, encara emocionat.En: Sergi nodded, still emotional.Ca: "Realment, això és el que importa.En: "Really, this is what matters.Ca: Estar junts, sense que les diferències ens separin.En: Being together, without letting differences separate us."Ca: "Van seguir parlant, primer amb cautela, després amb la calidesa i l'espontaneïtat que només la família pot tenir.En: They continued talking, first with caution, then with the warmth and spontaneity that only family can have.Ca: Rient, compartint records i fent plans de futures trobades, van prometre no deixar que res els separés de nou.En: Laughing, sharing memories, and making plans for future meetings, they promised not to let anything separate them again.Ca: La tarda va acabar amb una abraçada col·lectiva, mentre el sol començava a baixar lentament.En: The afternoon ended with a group hug, as the sun slowly began to set.Ca: Martí va comprendre aleshores el poder de la vulnerabilitat i la importància de demanar disculpes sincerament.En: Martí then understood the power of vulnerability and the importance of sincerely apologizing.Ca: Havien començat un nou camí junts, i aquest Nadal seria recordat pel seu significat especial: la reconciliació i el retorn de l'amor familiar.En: They had begun a new path together, and this Christmas would be remembered for its special meaning: reconciliation and the return of family love. Vocabulary Words:brightness: la clarortrembled: tremolavenbreeze: la brisailluminated: il·luminavadecorated: decoratsheart: el coruncertainty: la incertesagesture: el gestreconciliation: la reconciliaciósiblings: els germansargument: la discussióconscience: la consciènciacatalyst: el catalitzadorchildhood: la infànciacompanionship: la complicitatblanket: la mantatrivialities: les banalitatsstubbornness: l'obstinacióknives: els ganivetsgaze: la miradapride: l'orgullvulnerability: la vulnerabilitatapologizing: demanar disculpesspontaneity: l'espontaneïtatfuture: el futurmeeting: la trobadadistance: la distànciaemotion: l'emocióembrace: la abraçadasunset: la posta de sol

The Federal Reserve is entering a pivotal phase, and the decisions it makes now will define the next era of monetary policy. Lance Roberts and The Fed Guy, Joseph Wang, examine the structural forces putting the Fed at a crossroads—from rate cuts and shifting labor-market dynamics to the long-term impact of AI, tariff-driven inflation, and changes in the Fed's balance-sheet strategy. We explore why markets appear bullish on economic growth despite weakening employment data, how tariff inflation may be a one-time impulse, and what a redesigned policy framework could look like as banks, regulators, and political leaders debate the Fed's future role. If you want a grounded assessment of where monetary policy is heading and how structural changes could reshape markets, this episode provides the context investors need. 0:00 - INTRO 1:07 - Fed Rate Cuts & Commentary 5:37 - Markets Are Bullish About Economic Growth vs Employment Data; Tariff Inflation? One-Time Impact 7:59 - Labor Market Commentary 8:56 - Impact of AI? Double-checking the bot; building data centers; 11:25 - How will the Fed respond to AI impact on labor market? 12:47 - The Shift in Fed Policy - Ben Bernanke: Boosting asset prices to improve consumer mood 15:28 - The Fed is at a crossroads in its role - a smaller Fed balance sheet? 18:00 - Fed to de-regulate commercial banks (supplementary leverage ratio) so they can take over Fed's role? 20:16 - Is the Fox in the henhouse? 21:42 - How to unwind Fed balance sheet? 23:27 - Fed to Purchase $40-B in Bonds - not QE? 24:55 - QE vs Reserve Management Purchase 27:13 - Never Going back to Zero Interest Rates? 28:48 - Government Bond Rollover coming - will banks manage? 31:54 - Administrative make up of the future Fed - Kevin Hassett? - How Low will Rates Go; would low rates help with affordability; will the Fed Become more Trump-dominated? 38:34 - What is the risk from lower rates? 41:09 - Changes in the way we operate - the past is not the future. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Joseph Wang, CIO, The Fed Guy Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/uv88L9zT4Ok?feature=share ------- Our Previous show, "Dollar Power, AI, & The New Financial Order," is here: https://youtube.com/live/QYUME1I-SDg?feature=share ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FederalReserve #MonetaryPolicy #InterestRates #MarketOutlook #AIEconomy #JosephWang #TheFedGuy

One thousand days of lessons for discipline; ten thousand days of lessons for mastery. — Miyamoto Musashi Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Using Indicators to Interpret Crowd Sentiment." https://youtu.be/cA7Ppa7VjMI If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Investors have a thin slate of earnings and economic data to monitor today, leaving the focus on the stronger-than-expected third-quarter GDP report with stocks at a record high.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Catalan: Rekindling Sibling Bonds: A Christmas Miracle at Montserrat Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2025-12-24-08-38-20-ca Story Transcript:Ca: Montse ja era envoltada d'una bellesa freda i tranquil·la.En: Montse was already surrounded by a cold and tranquil beauty.Ca: La neu cobria els camins i el Monestir de Montserrat brillava amb la llum suau de les espelmes.En: The snow covered the paths, and the Monestir de Montserrat shone with the soft light of candles.Ca: Martí respirava l'aire fresc, ple de records i emocions.En: Martí breathed in the fresh air, full of memories and emotions.Ca: Havia convidat la seva germana Laia a aquest lloc sagrat, amb l'esperança de reconciliar-se.En: He had invited his sister Laia to this sacred place, hoping to reconcile.Ca: Després de molts anys de silencis i allunyament, Martí sabia que el moment havia arribat.En: After many years of silence and distance, Martí knew the moment had come.Ca: Laia va arribar mentre les campanes anunciaven el capvespre.En: Laia arrived as the bells announced the evening.Ca: El seu rostre era serè, però Martí va notar una llambregada de dolçor en els seus ulls que li va donar força.En: Her face was serene, but Martí noticed a glimmer of sweetness in her eyes that gave him strength.Ca: —Gràcies per venir, Laia —va dir Martí amb veu serena.En: “Thank you for coming, Laia,” Martí said with a calm voice.Ca: —De res, Martí. Sabia que aquest lloc tindria importància per a nosaltres —va respondre Laia, mantenint el seu to pragmàtic.En: “You're welcome, Martí. I knew this place would be important for us,” Laia responded, maintaining her pragmatic tone.Ca: Van caminar junts pels senderons emblanquinats, els seus passos ressonant suaus entre el murmuri de les muntanyes.En: They walked together along the snow-laden paths, their steps softly echoing among the murmurs of the mountains.Ca: Havia nevant recentment, deixant un paisatge digne d'un quadre.En: It had snowed recently, leaving a landscape fit for a painting.Ca: Finalment, van arribar a la capella del monestir, un lloc on moltes famílies cercaven pau i reflexió, i on els records dels seus pares eren més vius que mai.En: Finally, they reached the chapel of the monastery, a place where many families sought peace and reflection, and where the memories of their parents were more alive than ever.Ca: —Recordes com ens portaven aquí cada Nadal? —va mencionar Martí, amb els ulls brillants de nostàlgia.En: “Do you remember how they brought us here every Christmas?” Martí mentioned, his eyes shining with nostalgia.Ca: —Sí, ho recordo bé. Els pares sempre deien que Montserrat era un lloc especial, un lloc de miracles —va respondre Laia, deixant caure qualsevol escut emocional.En: “Yes, I remember it well. Our parents always said that Montserrat was a special place, a place of miracles,” Laia replied, letting go of any emotional shield.Ca: Un silenci càlid es va establir entre els dos.En: A warm silence settled between the two.Ca: La capella era plena de figures de pessebre, la llum d'espelmes dansava en les ombres.En: The chapel was full of nativity figures, the candlelight dancing in the shadows.Ca: De sobte, les velles ferides van emergir en la conversa.En: Suddenly, old wounds emerged in the conversation.Ca: Martí va parlar de la seva tristesa per la seva llunyania; Laia va expressar els seus sentiments de pèrdua per la família desunida.En: Martí spoke of his sadness over their distance; Laia expressed her feelings of loss for the fractured family.Ca: Era un moment tens, marcat per barreres emocionals que semblaven impossibles de traspassar.En: It was a tense moment, marked by emotional barriers that seemed impossible to cross.Ca: Però aleshores, de manera inesperada, una imatge del passat va aparèixer vividament en les seves ments: una excursió amb els seus pares a la muntanya, la calidesa d'aquells moments preciosos.En: But then, unexpectedly, an image from the past vividly appeared in their minds: a hike with their parents on the mountain, the warmth of those precious moments.Ca: Sense saber com, una comprensió mútua nació.En: Without knowing how, a mutual understanding was born.Ca: Les màscares es van caure i, amb elles, les tensions.En: The masks fell away, and with them, the tensions.Ca: Lentament, les seves converses van començar a fluir lliure de recriminacions, plenes de promeses i esperances de futur.En: Slowly, their conversations began to flow free of recriminations, full of promises and hopes for the future.Ca: —Vull que ens veiem més sovint —va dir Martí, amb un somriure autèntic.En: “I want us to see each other more often,” Martí said with an authentic smile.Ca: —Jo també. No podem deixar que el passat dicti el nostre futur —va respondre Laia, disposada a reconstruir el vincle trencat.En: “So do I. We can't let the past dictate our future,” Laia replied, ready to rebuild the broken bond.Ca: Quan la nit va caure sobre Montserrat, les campanes del monestir van ressonar novament, com un senyal de renovació i esperança.En: As night fell over Montserrat, the bells of the monastery rang again, like a sign of renewal and hope.Ca: Martí i Laia es van quedar una estona més, disfrutant la tranquil·litat i la bellesa del moment, amb la promesa de conservar el seu llegat familiar i construir nous records junts.En: Martí and Laia stayed a while longer, enjoying the tranquility and beauty of the moment, with the promise to preserve their family legacy and create new memories together.Ca: Va ser en aquell lloc sagrat, envoltats de la lenta caiguda de la neu, on Martí i Laia van trobar una nova oportunitat per ser germans, per ser una família de nou.En: It was in that sacred place, surrounded by the slow falling snow, where Martí and Laia found a new opportunity to be siblings, to be a family again.Ca: Per Nadal, la màgia de Montserrat havia fet un altre miracle.En: For Christmas, the magic of Montserrat had performed another miracle.Ca: I amb l'esperit renovat, van deixar enrere la distància i les malinterpretacions.En: And with renewed spirit, they left behind the distance and misunderstandings.Ca: L'amor fraternal va brillar una vegada més, fent d'aquella Nit de Nadal una que mai oblidarien.En: Brotherly love shone once more, making that Christmas Eve one they would never forget. Vocabulary Words:the chapel: la capellathe candles: les espelmesto reconcile: reconciliar-sethe glimmer: la llambregadathe echoes: els ressonsthe murmurs: els murmurispragmatic: pragmàticemotional barrier: barrera emocionalthe nativity figures: les figures de pessebreauthentic: autènticfractured: trencatto rebuild: reconstruirthe misunderstanding: el malenterèsthe renewal: la renovacióserene: serèthe paths: els caminsthe silence: el silencito emerge: emergirthe landscape: el paisatgeto dictate: dictartense: tensthe mask: la màscarathe distance: la distànciabrotherly love: l'amor fraternalto preserve: conservarthe nostalgia: la nostàlgiato resonate: ressonarthe mountain: la muntanyato perform: ferthe emotion: l'emoció

In this podcast, Lord Abbett Portfolio Managers Rob Lee and Steve Rocco explore the factors that could influence the performance of taxable fixed income investments in 2026.

Many of life's failures are people who did not realize how close they were to success when they gave up. — Thomas Edison Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Using Indicators to Interpret Crowd Sentiment." https://youtu.be/-SyM5x0KYkY If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Investors will be monitoring the GDP and Consumer Confidence reports with earnings season in hibernation during a shortened holiday week.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Get ready to end the struggle and find the balance in your tech-driven family life! Digital Daze is every parent's essential guide to creating a productive relationship with screen time and stronger family bonds. We welcome Martial Peter, founder of Neuro-Synchronology™—a pioneer in harmonizing the conscious and subconscious mind—to discuss his vital new book. Martial explains that technology isn't the problem, but rather the bad use of it, and shares practical, bite-sized strategies on how to create "tech-free zones" like the dining table, how to detox your own phone addiction to model the right behavior, and how to replace screen time with engaging, fun activities. Plus, learn about his essential "get out of jail free card" concept for building a safe zone and a foundation of trust with your children to navigate the dangers of the digital world.Love the show? Subscribe, rate, review, and share! https://superbrandpublishing.com/podcast/

Fluent Fiction - Spanish: Rekindled Bonds: A Festive Reunion in Madrid's Heart Find the full episode transcript, vocabulary words, and more:fluentfiction.com/es/episode/2025-12-23-23-34-02-es Story Transcript:Es: La Plaza Mayor de Madrid es un lugar mágico durante la Navidad.En: La Plaza Mayor de Madrid is a magical place during Christmas.Es: Luces brillantes cuelgan entre los edificios, y las tiendas del mercado navideño están llenas de joyas, juguetes y postres tradicionales.En: Bright lights hang between the buildings, and the Christmas market stalls are filled with trinkets, toys, and traditional desserts.Es: El aire es frío, pero huele deliciosamente a castañas asadas y chocolate caliente.En: The air is cold but smells delightfully of roasted chestnuts and hot chocolate.Es: La gente ríe, canta villancicos, y todo parece casi perfecto.En: People laugh, sing carols, and everything seems almost perfect.Es: Esteban camina por la plaza, sintiendo una mezcla de nostalgia y timidez.En: Esteban walks through the plaza, feeling a mix of nostalgia and shyness.Es: Hace años que no vive en Madrid, y ahora que ha regresado, todo le resulta familiar y extraño a la vez.En: It has been years since he lived in Madrid, and now that he's returned, everything feels both familiar and strange at the same time.Es: Recuerda muchas tardes pasadas aquí con sus amigos de infancia, Lucía y Mateo.En: He remembers many afternoons spent here with his childhood friends, Lucía and Mateo.Es: Hoy se han vuelto a reunir, y Esteban espera que el ambiente festivo les ayude a reconectar.En: Today, they have reunited, and Esteban hopes that the festive atmosphere will help them reconnect.Es: "Parece que todo sigue igual, pero todo ha cambiado," piensa Esteban mientras sus ojos buscan a sus amigos entre la multitud.En: "It seems like everything is the same, but everything has changed," thinks Esteban as his eyes search for his friends among the crowd.Es: De repente, ve a Lucía, que se acerca con una sonrisa, aunque sus ojos reflejan preocupación.En: Suddenly, he sees Lucía, who approaches with a smile, although her eyes reflect concern.Es: Mateo aparece poco después, saludándolos con su típica energía, aunque Esteban nota una sombra de inquietud detrás de su sonrisa.En: Mateo appears shortly after, greeting them with his typical energy, though Esteban notices a shadow of unease behind his smile.Es: Sentados en una terraza, rodeados del bullicio navideño, recuerdan viejas historias y anécdotas de la infancia.En: Sitting on a terrace, surrounded by the Christmas bustle, they remember old stories and childhood anecdotes.Es: Al principio, las risas fluyen fácilmente, pero Esteban siente una barrera invisible.En: At first, the laughter flows easily, but Esteban feels an invisible barrier.Es: Los años y las experiencias diferentes los han separado, y el tiempo parece haber creado distancias.En: The years and different experiences have separated them, and time seems to have created distances.Es: Finalmente, Esteban respira hondo y decide hablar.En: Finally, Esteban takes a deep breath and decides to speak.Es: "He vuelto, pero a veces siento que no encajo en ningún lado," confiesa.En: "I've come back, but sometimes I feel like I don't fit in anywhere," he confesses.Es: La plaza sigue viva a su alrededor, pero en ese momento, solo existe el círculo íntimo que forman los tres amigos.En: The plaza remains lively around them, but in that moment, only the intimate circle of the three friends exists.Es: Lucía baja la mirada, diciendo, "Mi familia quiere que siga sus pasos, pero no sé si es lo que realmente quiero."En: Lucía lowers her gaze, saying, "My family wants me to follow in their footsteps, but I don't know if that's what I really want."Es: Su confesión es espontánea, producto de compartir, tal vez, un alivio por no estar sola enfrentando dudas.En: Her confession is spontaneous, perhaps a relief from not facing doubts alone.Es: Mateo toma aire antes de hablar.En: Mateo takes a breath before speaking.Es: "Barcelona es genial, pero me siento perdido, como si no estuviera logrando nada."En: "Barcelona is great, but I feel lost, as if I'm not achieving anything."Es: Aunque esas palabras duelen, es un alivio decirlas.En: Although those words hurt, it is a relief to say them.Es: Los tres amigos se miran, sus problemas y temores flotando en el aire como las decoraciones que cuelgan arriba.En: The three friends look at each other, their problems and fears floating in the air like the decorations hanging above.Es: En ese instante, la conexión que Esteban buscaba renace.En: In that instant, the connection Esteban was seeking is reborn.Es: No porque hayan resuelto cada problema, sino porque comparten algo mucho más importante: la comprensión y el compromiso de apoyarse mutuamente.En: Not because they have solved every problem, but because they share something much more important: understanding and the commitment to support each other.Es: Deciden brindar por nuevas oportunidades y prometer que, pase lo que pase, se escucharán y estarán unidos a pesar de las distancias.En: They decide to toast to new opportunities and promise that, no matter what happens, they will listen and stay united despite the distances.Es: La noche llega y la plaza continúa su fiesta interminable.En: Night falls and the plaza continues its endless celebration.Es: Esteban siente un calor nuevo en su pecho.En: Esteban feels a new warmth in his chest.Es: La inseguridad ha dado paso a la confianza y sabe que, sin importar dónde esté, siempre encontrará un hogar en la amistad verdadera.En: The insecurity has given way to confidence, and he knows that no matter where he is, he will always find a home in true friendship.Es: Así, bajo un cielo invernal lleno de estrellas, Esteban, Lucía y Mateo se levantan de la mesa.En: Thus, under a winter sky full of stars, Esteban, Lucía, and Mateo rise from the table.Es: Caminan, dejan que sus pasos se pierdan entre la gente, sabiendo que ahora están más cerca que nunca.En: They walk, letting their steps blend into the crowd, knowing they are now closer than ever.Es: Contrario al frío que rodea, la sensación de pertenencia los abriga, prometiéndoles calor incluso en los días más fríos.En: Contrary to the surrounding cold, the feeling of belonging keeps them warm, promising them warmth even on the coldest days. Vocabulary Words:the square: la plazanostalgia: la nostalgiashyness: la timidezconcern: la preocupaciónshadow: la sombraunease: la inquietudterrace: la terrazahustle: el bullicioinvisible: invisiblebarrier: la barreraunderstanding: la comprensióncommitment: el compromisoconfidence: la confianzabelonging: la pertenenciafriendship: la amistadchildhood: la infanciastars: las estrellasmarket stalls: las tiendas del mercadotrinkets: las joyaschestnuts: las castañasdesserts: los postresreturn: el regresolaughter: las risascircle: el círculoopportunities: las oportunidadesdistance: las distanciasconfession: la confesióndoubts: las dudasrelief: el aliviochocolate: el chocolate

Andrew, Ben, and Tom discuss Apollo pulling back on risk, Chicago shifting property taxes away from commercial properties, and Beth Hammack urging a pause in rate cuts.Song: Mele Kalikimaka - Jimmy BuffettFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down one of the most confusing — yet essential — components of retirement planning: bonds. Jim and Casey explain what bonds are, how they generate income, and why they behave differently from stocks. They dig into interest rates, bond ladders, risk vs. reward, and why bonds can either stabilize a retirement portfolio or hold it back depending on how they're used. Whether you're already retired or planning ahead, this episode clarifies the role bonds should play in your long-term income plan — especially in today's evolving interest-rate environment. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why bonds matter in retirement 01:36 – What exactly is a bond? 02:58 – How bonds generate income 04:26 – Why bonds behave differently from stocks 05:58 – Interest rates and how they affect bond values 07:46 – The role bonds play in stabilizing a retirement portfolio 09:30 – When bonds can actually hurt your retirement plan 11:12 – Understanding bond duration and risk 12:58 – The pros and cons of bond ladders 14:40 – How to know if you have the right amount of bonds 16:12 – Bonds vs. CDs vs. annuities — what's the difference? 17:48 – Practical tips for building a bond strategy Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties' informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

There is a beauty and clarity that comes from simplicity that we sometimes do not appreciate in our thirst for intricate solutions.  — Dieter F. Uchtdorf Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Stop Analysis-Paralysis: Limit Your Indicators." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Improving investor sentiment around AI helped stocks claw back late last week, while trading could be light in coming days ahead of holiday closures. GDP data is due tomorrow.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We're closing out 2025 by finally getting to the Manga Mavericks Books releases! We're only 5 months late! We examine Senpai no Kohai, ALTERNATIVE, The Murderer and Her Runaway Desire! We also discuss Neighborhood Craftsmen: Stories from Kanda's Gokura-chou, We are connected, Avatar: Fire and Ash, and more!!! Check out Manga Mavericks Books! https://store.mangamavericks.com/  Send us emails! mangamachinations@gmail.com  Follow us on Social Media! @mangamacpodcast Check out our website! https://mangamachinations.com Support us on Ko-fi! https://ko-fi.com/mangamac  Check out our YouTube channel! https://www.youtube.com/mangamactv Check out our new gaming channel! https://www.youtube.com/@NakayoshiGaming/  Timestamps: Intro - 00:00:00 Listener Email - 00:04:01 Neighborhood Craftsmen: Stories from Kanda's Gokura-chou - 00:11:55 We are connected - 00:18:34 Sangaku Chojin Matsuoka - 00:22:41 Fallout - 00:26:45 Avatar: Fire and Ash - 00:27:45 Eternity - 00:35:43 Next Episode Preview - 00:39:58 (Content Warning: Sexual Assault, Psychological Torture) The Murderer and her Runaway Desire - 00:43:14 ALTERNATIVE - 01:07:04 Senpai no Kohai - 01:20:13 BONDS - 01:40:35 Our Rankings - 01:46:25 Outro - 01:48:32 Song Credits: "Hopscotch" by Louis Adrien "Jiggin the Jig" by Bless & the Professionals "Green Light" by Emily Lewis "Tasty Bites" by ZISO

Fluent Fiction - Hungarian: Blizzards & Bonds: Áron's Winter Journey of Friendship Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-12-21-23-34-02-hu Story Transcript:Hu: A téli szél süvített a mezők felett, hófúvást kavarva az áramlatokba.En: The winter wind howled over the fields, stirring snow drifts into the currents.Hu: Áron a kis családi farmon Budapest mellett keményen dolgozott.En: Áron worked hard on the small family farm near Budapest.Hu: A földet hó borította, de Áron lelki szemei előtt már a tavaszi vetés élt.En: The ground was covered in snow, but in Áron's mind's eye, the spring sowing was already alive.Hu: A karácsony közeledett, és Áron abban reménykedett, hogy a barátaival ünnepelheti, de előbb be kellett fejeznie a munkát.En: As Christmas approached, Áron hoped to celebrate with his friends, but first, he had to finish his work.Hu: Áron édesapja emlékére oldotta meg a farm ügyes-bajos dolgait.En: In memory of his father, Áron took care of the farm's various affairs.Hu: Az édesanyja gyakran mondta: „Légy türelmes és kitartó.En: His mother often said, "Be patient and persistent."Hu: ” De most extra kihívások előtt állt.En: But now, he faced extra challenges.Hu: A meteorológusok havazást jósoltak, és az előttük álló munka nehezedett a vállára.En: Meteorologists predicted snowfall, and the work ahead weighed heavily on his shoulders.Hu: A kis Lilla, Áron húga, ott ugrándozott körülötte a hóesésben.En: Little Lilla, Áron's sister, was hopping around him in the snowfall.Hu: „Segíthetek?En: "Can I help?"Hu: ” kérdezte mosolyogva, kis arca pirosló a hidegtől.En: she asked with a smile, her little face reddened by the cold.Hu: Lilla mindig jókedvű és segítőkész volt.En: Lilla was always cheerful and helpful.Hu: Áron hálás volt a húgáért, aki mosolyt tudott csalni az arcára még a nehezebb napokon is.En: Áron was grateful for his sister, who could bring a smile to his face even on the tougher days.Hu: Ebben a vidékies csendeségben váratlanul megjelent Bálint, Áron legjobb barátja.En: In this rural quiet, Bálint, Áron's best friend, unexpectedly appeared.Hu: „Áron, gyere, csináljunk egy jó nagy hóembert!En: "Áron, come on, let's make a big snowman!"Hu: ” kiáltotta Bálint, az arca izgatottságtól ragyogott.En: shouted Bálint, his face shining with excitement.Hu: Áron sóhajtott, tudta, hogy a baráti alkalmak ezekben a nehéz időkben mennyire lényegesek, de a hóvihar híre jelentőséggel bírt.En: Áron sighed; he knew how important these friendly moments were in hard times, but the news of the snowstorm held significance.Hu: „Lehet, hogy segítened kell nekünk,” mondta csöndesen.En: "You might need to help us," he said quietly.Hu: Bálint, bár kissé csalódott, egy bólogatással jelezte, hogy készen áll.En: Although slightly disappointed, Bálint nodded to show he was ready.Hu: Ahogy visszatértek a gazdaság épületéhez, a szél erősebb lett.En: As they returned to the farm building, the wind grew stronger.Hu: A hó már vastag réteggel fedte a felszíneket.En: The snow was already covering the surfaces with a thick layer.Hu: Áron, Lilla és Bálint gyorsan nekifogtak a munkának.En: Áron, Lilla, and Bálint quickly set to work.Hu: Az ólak előtti részt tisztították, a szénát összehordták, s közben Lilla néha nevetve hópelyheket kapott el a nyelvével.En: They cleared the area in front of the sheds, gathered hay, and meanwhile, Lilla occasionally caught snowflakes on her tongue with laughter.Hu: A vihar csak fokozódott, és Áronnak döntést kellett hoznia.En: The storm only intensified, and Áron had to make a decision.Hu: Rendesen a családi farm, vagy a barátok vártak segítségére, de most az első helyen a farm védelme állt.En: Usually, the family farm or his friends awaited his help, but now protecting the farm took precedence.Hu: "Álljunk meg egy pillanatra," mondta Áron.En: "Let's pause for a moment," said Áron.Hu: "Csoportosítsunk, ki mit csinál.En: "Let's regroup, so we know who does what.Hu: Így hamarabb végzünk.En: That way, we'll finish faster."Hu: "Lilla és Bálint bólintottak, és így is tettek.En: Lilla and Bálint nodded and did just that.Hu: Az összefogás ereje csodákat művelt.En: The power of teamwork worked wonders.Hu: Órák múltán a feladatok végezve voltak.En: Hours later, the tasks were completed.Hu: A nap már alábukott, de a három fiatal a munkájával egy meleg ház várta vissza őket.En: The sun had already set, but the three young people were awaited by a warm house for their work.Hu: Karácsony estéjén a kandalló melege körül az Illés család boldogan ülte körül az asztalt.En: On Christmas Eve, around the warmth of the fireplace, the Illés family happily gathered around the table.Hu: Áron hálásan tekintett Lillára és Bálintra, akik nélkül most nem tudna élvezni a kikapcsolódást.En: Áron looked gratefully at Lilla and Bálint, without whom he wouldn't be able to enjoy the relaxation.Hu: Az asztalon a sült tök illata keveredett a fenyőágéval.En: On the table, the smell of roasted pumpkin mingled with that of pine branches.Hu: Áron megértette, hogy a család és barátság az, ami igazán számít.En: Áron understood that family and friendship are what truly matter.Hu: Felelősség és kötelesség, de a szeretet ereje kíséri útján.En: With responsibility and duty, the power of love accompanies him on his journey.Hu: A hóesésen túl, az egymásba fonódó kezek ereje átmelegítette a téli estét.En: Beyond the snowfall, the strength of interlocked hands warmed the winter evening.Hu: A karácsonyi csillogás kötette őket össze, mindenkire emlékeztette az ünnep valódi értékét.En: The sparkle of Christmas bound them together, reminding everyone of the true value of the holiday. Vocabulary Words:howled: süvítettstirring: kavarvacurrents: áramlatoksowing: vetésaffairs: ügyes-bajospersistent: kitartóchallenges: kihívásokpredicted: jósoltakweighed: nehezedetthopping: ugrandozottreddened: piroslócheerful: jókedvűrural: vidékiesquiet: csendeségunexpectedly: váratlanulsignificance: jelentőséggeldisappointed: csalódottmeanwhile: közbencatch: kapott eldecision: döntéstprecedence: első helyenregroup: csoportosítsunkwonder: csodákatgathered: összehordtákintensified: fokozódottduty: kötelességinterlocked: egymásba fonódósparkle: csillogásmingle: keveredettgratefully: hálásan

Many of life's failures are people who did not realize how close they were to success when they gave up. — Thomas Edison Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Fractional Shares: The Next Step After Paper Trading." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Many of life's failures are people who did not realize how close they were to success when they gave up. — Thomas Edison Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Fractional Shares: The Next Step After Paper Trading." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Fluent Fiction - Hungarian: Rekindling Bonds: A Heartwarming Holiday Sibling Reunion Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hu/episode/2025-12-20-23-34-02-hu Story Transcript:Hu: A Városligeti Műjégpálya fényei ragyogtak a sötét téli égbolt alatt.En: The lights of the Városligeti Műjégpálya shone brightly under the dark winter sky.Hu: A karácsonyi díszek és a forralt bor illata meghitt hangulatot teremtett.En: The Christmas decorations and the scent of mulled wine created a cozy atmosphere.Hu: A zene vidáman szólt, és a jégkarcolás nesze elvegyült az emberek nevetésével.En: Music played merrily, and the sound of skates scraping mixed with the laughter of people.Hu: Gábor idegesen állt a jég szélén, a korcsolyája fűzőjét igazgatva.En: Gábor stood nervously at the edge of the ice, adjusting his skate laces.Hu: Régóta nem volt Magyarországon, és a visszatérés nehezebbnek bizonyult, mint gondolta.En: He had not been in Hungary for a long time, and returning proved more difficult than he had imagined.Hu: Katalin előbukkant a tömegből, arca ragyogott a hideg ellenére is.En: Katalin emerged from the crowd, her face shining despite the cold.Hu: „Gábor!” – kiáltotta lelkesen, és az öccse felé integetett.En: "Gábor!" she called out enthusiastically, waving to her brother.Hu: Gábor mosolyogni próbált.En: Gábor tried to smile.Hu: Noha távol élt, Katalin mindig emlékeztette őt az otthon melegére.En: Even though he lived far away, Katalin always reminded him of the warmth of home.Hu: „Szia, Kati” – válaszolta, miközben a jégre lépett.En: "Hi, Kati," he replied as he stepped onto the ice.Hu: Gyermekként sokszor korcsolyáztak együtt; ez volt az egyik kedvenc emlékük.En: As kids, they often skated together; it was one of their favorite memories.Hu: Most azonban minden másnak tűnt.En: Now, however, everything seemed different.Hu: Katalin könnyedén suhant a jégen, míg Gábor óvatosan próbált belelendülni.En: Katalin glided effortlessly on the ice, while Gábor cautiously tried to get into the rhythm.Hu: „Milyen az élet Berlinben?” – kérdezte Katalin, remélve, hogy ettől oldottabbá válik a beszélgetés.En: "How is life in Berlin?" Katalin asked, hoping to make the conversation more relaxed.Hu: Gábor vállat vont.En: Gábor shrugged.Hu: „Rendben van. Csak... magányos néha.”En: "It's fine. Just... lonely sometimes."Hu: A szavak ott lebegtek köztük, mígnem Katalin megállt és a szemébe nézett.En: The words hung between them until Katalin stopped and looked into his eyes.Hu: „Miért nem jössz haza gyakrabban?” – kérdezte halkan, fájdalom csendült a hangjában.En: "Why don't you come home more often?" she asked softly, with a hint of pain in her voice.Hu: Gábor mélyet sóhajtott.En: Gábor sighed deeply.Hu: „Azt hittem, már nem számítok... hogy mire visszatalálok, késő lesz.”En: "I thought I didn't matter anymore... that by the time I found my way back, it would be too late."Hu: Ebben a pillanatban mindkettőjük szívében valami megváltozott.En: In that moment, something changed in both their hearts.Hu: Rájöttek, hogy a távolság nem csupán kilométerekben mérhető.En: They realized that distance is not just measured in kilometers.Hu: Gábor bűntudatos volt, míg Katalin dühös.En: Gábor felt guilty, while Katalin was angry.Hu: Most azonban csak a szeretet és a megértés maradt.En: But now, only love and understanding remained.Hu: Katalin megfogta az öccse kezét.En: Katalin took her brother's hand.Hu: „Hiányoztál, Gábor” – mondta melegen.En: "I've missed you, Gábor," she said warmly.Hu: Gábor legyűrte a könnyeit.En: Gábor fought back tears.Hu: „Te is nekem, Kati.”En: "I've missed you too, Kati."Hu: A jégpálya kivilágított világában a testvéri szeretet újra fellángolt.En: In the illuminated world of the ice rink, their sibling love rekindled.Hu: Ahogy köröztek a jégen, a korábbi félreértések és fájdalmak lassan elpárologtak.En: As they skated in circles on the ice, past misunderstandings and pain slowly evaporated.Hu: Mindketten ígéretet tettek, hogy többet dolgoznak kapcsolatukon, hogy többé ne váljanak el egymástól ilyen hosszú időre.En: They both promised to work harder on their relationship, so they wouldn't be apart for such a long time again.Hu: A jégtől távozva Katalin és Gábor az új kezdet reményével sétáltak vissza a város forgatagába.En: Leaving the ice, Katalin and Gábor walked back into the bustle of the city with the hope of a new beginning.Hu: Az éjszaka hidege már nem tűnt olyan ridegnek.En: The night's cold no longer seemed so harsh.Hu: Gábor megértette, hogy a család mindig befogadja, bárhol is éljen a világban.En: Gábor understood that family always welcomes you, no matter where you live in the world.Hu: Talán nem mindig lesz könnyű, de most már tudta, hogy az újra megtalált kötelék megéri minden erőfeszítést.En: It may not always be easy, but now he knew that the re-discovered bond was worth every effort.Hu: És ahogy a karácsonyi díszek fénye gyengéden ringott a szélben, testvérük összefonódott szívvel indultak tovább a közös úton.En: And as the lights of the Christmas decorations gently swayed in the wind, the siblings set out on their shared path with intertwined hearts. Vocabulary Words:shone: ragyogtakscent: illatamulled wine: forralt borcozy: meghittscraping: jégkarcolásnervously: idegesenedge: szélénadjusting: igazgatvaemerged: előbukkantenthusiastically: lelkesenglided: suhantcautiously: óvatosanshrugged: vállat vontlonely: magányoshint: csendültkilometers: kilométerekbenguilty: bűntudatosre-discovered: újra megtaláltrekindled: újra fellángoltevaporated: elapárologtakbustle: forgatagharsh: ridegnekwelcomes: befogadjaeffort: erőfeszítéstilluminated: kivilágítottintertwined: összefonódottpath: útondecorations: díszekfought back: legyűrtesoftly: halkan

Market volatility has left its imprint in 2025. Turbulence from tariffs, tech, and more have shaken investors' confidence at times. Many folks looked for safety during those down periods. Yet, the US stock market overall has delivered a strong performance. So, who are the leaders and laggards as this year comes closer to wrapping up? And what should you watch with 2026 fast-approaching? Morningstar Indexes strategist and columnist Dan Lefkovitz has examined this year's investment performance.5 Investing Surprises From 2025On this episode:00:00:00 Welcome00:02:10 Market volatility ebbed and flowed in 2025. How volatile was the US stock market this year compared to recent years? 00:03:10 What has driven the volatility this year? 00:04:42 During these down periods, where did investors hide or seek safety? 00:05:39 Let's zoom in on the investment leaders and laggards this year. What areas are outperforming, and which ones are underperforming? 00:06:43 You research the performance of investment factors which can drive risk and return. What has been the leading factor this year, and why?00:07:21 Leadership changed throughout the year. What caused those changes? 00:08:26 Q4 will end in a few weeks. What areas should investors watch as we head into 2026? 00:10:12 We've discussed market volatility in 2025. What takeaways can we bring with us into the new year?  Watch more from Morningstar:Why Betting Against Nvidia in the AI Arms Race Could Be a MistakeHere's What Your Retirement Spending Rate Should Be in 2026How ETFs Help You Cut Your Tax Bill Follow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Andrew, Ben, and Tom discuss Nike's earnings, FedEx's earnings, and the weakening yen.Song: Wonderful Christmastime - Paul McCartneyFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

In this final episode of 2025, Liz Ann Sonders and Kathy Jones reflect on a year marked by uncertainty and volatility in the markets. They discuss the ping-pong nature of policy changes, the resilience of the economy, and the impact of retail traders on market sentiment. Their analysis also touches on the speculation surrounding the next Fed chair and the mixed signals from recent job data. On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Currency trading is speculative, very volatile and not suitable for all investors.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly.  For more information on indexes, please see schwab.com/indexdefinitions The book 4000 Weeks: Time Management for Mortals by Oliver Burkeman is not affiliated with, sponsored by, or endorsed by Charles Schwab & Co., Inc. (CS&Co.). Charles Schwab & Co., Inc. (CS&Co.) has not reviewed the book and makes no representations about its content.(1225-MVBY) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

How should investors think about fixed income going into 2026 – and what's the outlook for the jobs market and Fed policy? Lindsay Rosner, Head of Multi-Sector Investing in Goldman Sachs Asset Management, discusses with Chris Hussey. Recorded on December 17, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products.  This material may contain forward-looking statements.  Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose.  Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs.  A transcript is provided for convenience and may differ from the original video or audio content.  Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs.    © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Success is not the absence of failure; it's the persistence through failure. — Aisha Tyler Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Use All the Charts, All the Time to Stay Out of Trouble." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

After Thursday's comeback driven by CPI data and Micron, investors contemplate a BOJ rate decision and earnings from Nike and FedEx. Consumer sentiment data is due after the open.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see ​schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Quadruple Witching Day - sounds scary - and it can be. Here's a good look at some opportunities through the Peter Lynch Screener and Seeking Alhpa. THESE SALES END SOON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TRENDSPIDER HOLIDAY SALE - Get 52 trainings for the next year at 68% off. Become a Trendspider master! ⁠⁠⁠⁠⁠⁠⁠⁠SEEKING ALPHA BUNDLE - Save over $100 and get Premium and Alpha Picks together ⁠⁠⁠⁠⁠⁠⁠⁠ALPHA PICKS - Want to Beat the S&P? Save $50 ⁠⁠⁠⁠⁠⁠⁠⁠Seeking Alpha Premium - FREE 7 DAY TRIAL ⁠⁠⁠⁠⁠⁠⁠⁠SEEKING ALPHA PRO - TRY IT FOR A MONTH ⁠⁠⁠⁠EPISODE SUMMARY⚡ Quad Witching Volatility – Why today's options expiry could kick off a Santa rally and violent intraday swings.​₿ Crypto On Shaky CPI Ground – Bitcoin's spike on soft inflation, Ethereum losing trend support, and what a faulty CPI print could mean next.​

Andrew, Ben, and Tom discuss this morning's CPI data, Micron's earnings, and Trump's address to the nation.Song: YMCA (Christmas Version) - Furnace and the FundamentalsFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

For decades, the 60/40 portfolio—stocks and bonds—served as the foundation of balanced investing. Lance Roberts and Michael Lebowitz examine the growing global forces reshaping markets. While Wall Street has remained fixated on AI hyperscalers, major developments abroad are increasingly driving returns and risk. 0:00 - INTRO 0:19 - Inflation Report Preview - Where's the Fed's Soft Landing? 3:05 - Markets working Through the Chop 9:56 - Top 10 Christmas Movies 13:24 - Inflation Expectations (Preview) 14:35 - The Fed Ends QT 20:35 - JP Morgan's Liquidity Crunch 22:53 - Is the Economy Slowing More than They Think? 24:03 - Is the 60/40 Portfolio Model Dead? 26:07 - CAPE-10 Predictions 27:05 - The All-weather Portfolio - Why to Own Bonds 31:31 - Double Digit Environment is Unsustainable 32:33 - How Are Bonds Not Safe?? 34:42 - BitCoin Does Not Belong in Your "Safe" Bucket 37:29 - Safe Money Bucket Composition 42:43 - Why Central Banks Hold Gold 48:15 - Bonds vs Real Estate 51:23 - Diversification Matters 52:01 - A note about REIT's Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=5XBlkxO7lfI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Markets Oversold After Key Support Break," is here: https://www.youtube.com/watch?v=_ITeHTYtt1Q&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Q&A Wednesday: Live Market Questions & Investor Insights," here: https://www.youtube.com/watch?v=yJV-vnHx4Eg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketVolatility #TechnicalAnalysis #OversoldMarkets #PortfolioManagement #SectorRotation #GlobalMarkets #PortfolioRisk #AssetAllocation #BondMarkets #MacroOutlook

It's the most wonderful time of the year, when asset managers release their prognostications for the next 12 months, and investors hope that a Santa rally delivers a late-December boost to their portfolios. In our last episode of 2025, Brian Levitt explains why he wanted to name Invesco's 2026 outlook “K-Pop,” but decided on “Resilience and Rebalancing” instead. (Invesco Distributors, Inc.)

For decades, the 60/40 portfolio—stocks and bonds—served as the foundation of balanced investing. Lance Roberts and Michael Lebowitz examine the growing global forces reshaping markets. While Wall Street has remained fixated on AI hyperscalers, major developments abroad are increasingly driving returns and risk. 0:00 - INTRO 0:19 - Inflation Report Preview - Where's the Fed's Soft Landing? 3:05 - Markets working Through the Chop 9:56 - Top 10 Christmas Movies 13:24 - Inflation Expectations (Preview) 14:35 - The Fed Ends QT 20:35 - JP Morgan's Liquidity Crunch 22:53 - Is the Economy Slowing More than They Think? 24:03 - Is the 60/40 Portfolio Model Dead? 26:07 - CAPE-10 Predictions 27:05 - The All-weather Portfolio - Why to Own Bonds 31:31 - Double Digit Environment is Unsustainable 32:33 - How Are Bonds Not Safe?? 34:42 - BitCoin Does Not Belong in Your "Safe" Bucket 37:29 - Safe Money Bucket Composition 42:43 - Why Central Banks Hold Gold 48:15 - Bonds vs Real Estate 51:23 - Diversification Matters 52:01 - A note about REIT's Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=5XBlkxO7lfI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Markets Oversold After Key Support Break," is here: https://www.youtube.com/watch?v=_ITeHTYtt1Q&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Q&A Wednesday: Live Market Questions & Investor Insights," here: https://www.youtube.com/watch?v=yJV-vnHx4Eg&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketVolatility #TechnicalAnalysis #OversoldMarkets #PortfolioManagement #SectorRotation #GlobalMarkets #PortfolioRisk #AssetAllocation #BondMarkets #MacroOutlook

The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack in will. — Vince Lombardi Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Use All the Charts, All the Time to Stay Out of Trouble." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Scott Kaufman discusses leading The Dividend Kings, and focusing on dividend growth and value investing (0:25). Key metrics for evaluating dividend stocks (5:00). Digging deeper into LyondellBasell, Dow, and Eastman Chemical Company (8:50). Dividend cut implications (11:40). Baby bonds and preferred securities (15:00). Market sentiment and interest rates (19:20).Show Notes:Realty Income: Undervalued, Underappreciated, And UnlovedRegions Financial: 4.31% Yield With Big Dividend GrowthRead Our TranscriptsFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

The S&P 500 starts today on a four-day losing streak ahead of an ECB rate decision and U.S. CPI. Analysts expect a 0.3% headline inflation rise. FedEx and Nike report later today.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today on Your Money, Your Wealth® podcast 560, Joe Anderson, CFP® and Big Al Clopine, CPA spitball business development company (BDC) funds for Edward in Illinois before diving into buckets of cash, T-bills, decumulation, and Roth conversion timing for Pebbles and Bam Bam. Plus, the fellas help 34 year old Keith in Connecticut figure out if he's actually on track, whether he's taking too much risk, or just worrying too much. They also spitball on the six-figure annuity gain that Gus in Philly's 95 year old dad has amassed. Finally, why yelling "never pay an advisor" on the internet doesn't necessarily magically turn MYGAs into the perfect investment for everyone. (While Joe and Big Al enjoy a little seasonal downtime and Andi recovers from surgery, enjoy this encore presentation of these questions from a January 2025 episode.) Free Financial Resources in This Episode: https://bit.ly/ymyw-560 (full show notes & episode transcript) 10 Steps to Improve Investing Success - free download Tax-Smart Charitable Giving Guide 6 Secrets to Bigger Tax Deductions from Your Non-Profit Donations - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This week on the YMYW Podcast 01:03 - What's the Risk With Business Company Development (BDC) Funds? (Edward, IL) 03:58 - T-Bills, Decumulation, IRAs, and Investing Strategies (Pebbles & Bam Bam, Kentuckystone) 12:02 - I'm 34. Are My Investments Appropriate for My Time Horizon? (Keith, CT) 17:59 - MYGA Retirement Withdrawal Strategy for Dad (Gus in Philly) 23:00 - Just Buy Multi-Year Guaranteed Annuities (MYGAs) and Bonds (comment from Ken, YouTube) 28:04 - YouTube comments: State Taxes, Pro-Rated Sale of Primary Residence, Bonds vs. Pension, and PERMA 35:27 - YMYW Podcast Outro

While much of Wall Street's focus over past recent years has been on the AI hyperscalers, there are an increasing number of seismic developments happening internationally investors need to be aware of.For example, as a basket, emerging market stocks have outperformed the S&P 500 this year.And to name just a few others:1) Japanese bond yields have surged to the highest levels in 20 years, threatening to put an end to the carry trade2) A US-driven regime change in Venezuela looks imminent3) China continues to fire its monetary and fiscal bazookas with gusto in attempt to pull itself out of its deep balance sheet recession4) And in the wake of negotiating a tenuous peace between Isreal and Palestine, renewed efforts are underway to bring an end to the Russia/Ukraine warWhich international trends are the most important for investors to track? What are the biggest risks? And where are the biggest opportunities?To better understand the situation from a non-US perspective, we're fortunate to welcome back to the program Louis Gave, Founding Partner and CEO at Gavekal.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#emergingmarkets #inflationhedge #bonds _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Episode 249 of Simply The Best Sports Take with Sean Bingham:00:00 Intro + where to follow STB SportsStakes00:31 Mahomes ACL injury + Chiefs miss playoffs04:12 Eric Bieniemy impact + Mahomes stats drop-off post-Bieniemy05:33 Philip Rivers returns at 4410:03 OKC Thunder dominance + chasing the wins record12:50 Steph Curry passes Michael Jordan in 35+/40+ games after 3014:52 College Football Playoff + ESPN bracket challenge cash giveaway15:20 Sherrone Moore / Michigan controversy and fallout17:47 MLB Hall of Fame rant: Bonds, Clemens, Pete Rose left out18:59 Outro + subscribe/follow remindersView & Subscribe on YouTube: @stbsportstake⁩ https://www.youtube.com/@stbsportstakeTikTok: https://www.tiktok.com/@stb.sports.takeInstagram: https://www.instagram.com/stbsportstake/ Spotify, Apple Podcasts, and more: https://linktr.ee/stbsportstake Facebook: https://www.facebook.com/STBSportsTake/ X (Twitter) https://twitter.com/stbsportstake Why STB Sports Take?Simply The BestbySean Thomas BinghamCopyright © STB Inc.

James Bond doesn't just have a License to Kill—he's got a License to Survive. In this episode of Cracking the Code of Spy Movies, hosts Dan and Tom take you on a thrilling journey through the 25 Eon Productions James Bond films to uncover the countless times 007 has stared death in the face and walked away unscathed. From the iconic laser scene in Goldfinger to the crocodile run in Live and Let Die, the ski jump in The Spy Who Loved Me, and even a space station shootout in Moonraker, Bond's death-defying escapes are legendary. We'll explore the concept of plot armor, the gadgets from Q Branch that save Bond's life, and the sheer audacity of stunts that changed cinema forever. How does Bond survive avalanches, sharks, and explosions without a scratch? Is it skill, luck, or just great writing? And why did his streak finally end in No Time to Die? Packed with humor, insider trivia, and a chronological countdown of Bond's greatest escapes, this episode is perfect for spy movie fans, action lovers, and anyone fascinated by the art of cinematic survival. Whether you're a lifelong Bond enthusiast or new to the franchise, you'll discover why James Bond remains the ultimate escapist hero. Join us as we decode the thrills, the near misses, and the moments that made audiences gasp. Subscribe now so you never miss an episode of Cracking the Code of Spy Movies. Tell us what you think about how James Bond's Licence to Survive What's your favorite James Bond's cheating death scene?  Drop us a note and let us know. Let us know your thoughts, ideas for future episodes, and what you think of this episode. Just drop us a note at info@spymovienavigator.com.  The more we hear from you, the better the show will surely be!  We'll give you a shout-out in a future episode!   You can check out all our CRACKING THE CODE OF SPY MOVIES podcast episodes on your favorite podcast app or our website. In addition, you can check out our YouTube channel as well.   Episode Webpage:  https://bit.ly/4al2dRs

Our CIO and Chief U.S. Equity Strategist Mike Wilson explains the significance of the Fed's decision to resume buying $40 billion of Treasury bills monthly. Read more insights from Morgan Stanley.----- Transcript -----Welcome to Thoughts on the Market. I'm Mike Wilson, Morgan Stanley's CIO and Chief U.S. Equity Strategist.Today on the podcast I'll be discussing the Fed's decision last week and what it means for stocks.It's Monday, December 15th at 11:30am in New York. So, let's get after it.Last week's Fed meeting provided incremental support for our positive 2026 outlook on equities. The Fed delivered on its expected hawkish rate cut but also indicated it would do more if the labor market continues to soften. More important than the rate cut was the Fed's decision to restart asset purchases. More specifically, the Fed intends to immediately begin buying $40 billion of T-Bills per month to ensure the smooth operation of financial markets. Based on our conversations with investors prior to the announcement, this amount and timing of bill buying exceeded both consensus, and my own expectations. It also confirms a key insight I have been discussing for months and highlighted in our Year Ahead Outlook. First, the Fed is not independent of markets, and market stability often plays a dominant role in Fed policy beyond the stated dual mandate of full employment and price stability.Second, given the size of the debt and deficit, the Fed has an additional responsibility to assist Treasury in funding the government, and will likely continue to work more closely with Treasury in this regard.Finally, the decision to intervene in funding markets sooner and more aggressively than expected may not be ‘Quantitative Easing' as defined by the Fed. However, it is a form of debt monetization that directly helps to reduce the crowding out from the still growing Treasury issuance, especially as Treasury issues more Bills over Bonds.At the Fed's October meeting, it indicated some concern about tightening liquidity which I have discussed on this podcast as the single biggest risk to the bull market in stocks. Evidence of this tightness can be seen in the performance of asset prices most sensitive to liquidity, including crypto currencies and profitless growth stocks.While the Fed probably isn't too concerned about the performance of these asset classes, it does care about financial stability in the bond, credit and funding markets. This is what likely prompted it to restart asset purchases sooner and in a more significant way than most expected.We view this as a form of debt monetization as I mentioned, given the Treasury's objective to issue more bills going forward. More importantly, these purchases provide additional liquidity for markets, and in combination with rate cuts, suggest the Fed is likely less worried about missing its inflation target. This is very much in line with our run it hot thesis dating back to early 2021. As a reminder, accelerating inflation is positive for asset prices as long as it doesn't force the Fed's hand to take the punch bowl away like in 2022. Ironically, the risk in the near-term is that this larger than expected asset purchase program may be insufficient if the Fed has materially underestimated the level of reserves necessary for markets to operate smoothly. This is what happened in 2019 and why the Fed created the Standing Repo Facility in the first place. However, this is more of a tool that is used on an as-needed basis. What the markets may want or need is a larger buffer if the Fed has underestimated the level of reserves required for smoothly functioning financial markets.To be clear, I don't know what that level is, but I do believe markets will tell us if the Fed has done enough with this latest provision. Liquidity-sensitive asset classes and areas of the equity market will be important to watch in this regard, particularly given how weak they traded last Friday and this morning.Bottom line, the Fed has reacted to the markets' tremors over the past few months. Should markets wobble again, we are highly confident the Fed will once again react until things calm down. Last week's FOMC meeting only increases our conviction in that case and keeps us bullish over the next 6-12 months, and our 7800 price target on the S&P 500. We would welcome a correction in the short term as a buying opportunity. Thanks for tuning in; I hope you found it informative and useful. Let us know what you think by leaving us a review. And if you find Thoughts on the Market worthwhile, tell a friend or colleague to try it out!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3388: Robert Farrington outlines how international bonds can offer valuable diversification to a portfolio, especially when U.S. markets falter. While foreign bonds bring potential for growth and currency advantage, they also carry unique risks, making thoughtful allocation and rebalancing essential for long-term investors. Read along with the original article(s) here: https://thecollegeinvestor.com/33391/international-bonds/ Quotes to ponder: "Rather than buying the bonds of some country directly, which can be complex, you can invest in foreign bonds through mutual funds and ETFs." "The global bond market is far larger and more liquid than the global stock market." "Foreign bonds denominated in the issuing country's currency (i.e., U.K. bonds in British pounds) will have an inverse correlation with the dollar." Episode references: Total International Bond ETF (BNDX): https://investor.vanguard.com/investment-products/etfs/profile/bndx LearnBonds: https://www.learnbonds.com Total World Bond ETF (BNDW): https://investor.vanguard.com/investment-products/etfs/profile/bndw Learn more about your ad choices. Visit megaphone.fm/adchoices

In an episode so top secret, we’ve disguised the voices of our sisters. We’re tearing down the walls of this long standing mysterious ritual. This is our riskiest episode to date. We take you inside INITIATION.See omnystudio.com/listener for privacy information.