Podcasts about bonds

This show today is a continuation of our mission/margin series because I wanted to drag into my investigation here what clinical organizations are up to, especially ones that have brought in professional capital, as they say. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. Before I kick in here, let me just remind everyone of a few themes that we have been poking in the eyeballs in the past few months over here at Relentless Health Value. First, patients cannot afford care. Listen to the show with Mark Cuban and Cora Opsahl (EP488) mentioning middle-class wage stagnation. Listen to the show with Merrill Goozner (EP388). Listen to the show with Wayne Jenkins, MD (EP358). It is a crapshoot to get medical care these days. Roll the dice and hope you don't get a bankrupting bill at the end. There's no transparency (or very little) for patients. No accountability or interest from many. Not all but many take no responsibility for their financial impact on their patients or members. And look, I am in no way speaking for the vast majority of doctors or nurses or pharmacists or PAs or even really good administrators or anybody else involved in clinical care. In fact, if you listen to the show with Komal Bajaj, MD (EP458) about how many clinicians do not actually trust their leadership will do right by patients or even the clinicians themselves, then yeah. This is undeniably the broad stroke of this industry we all work in. Many take no responsibility for their financial impact on their patients or members. That is the first theme. Here's the second theme. It's this motto: If you can take it, take as much as you can get. And throwing no shade, but let's just get real about that. Right now, healthcare is an industry just like any other industry. And when I say industry, I mean the tax-exempt so-called nonprofits as much as anybody else. Said another way, corporate healthcare leaders, just like any other business leaders, have every incentive to see prices go up. That is just the way commerce works. Listen to the show with Jonathan Baran (EP483, Part 1), the ones with Kevin Lyons (EP487, Part 1 and Part 2). But what is different than most other commerce endeavors when it comes to healthcare, and Shane Cerone from Kada says this in an upcoming episode, he says, “We don't have a broken healthcare market. In many parts of the country, there is no healthcare market. The market does not exist.” And thus prices can go up like rocket ships, because self-insured employers—and also public plan sponsors a lot of times, like state health plans—are, on the whole, just such unsophisticated buyers, price elasticity is, like, nonexistent. No matter how high the price, plan sponsors still contract for who's ever in the network; and they and their members ante up and pay the price. Many good and maybe not-so-good reasons for this (not getting into them), but net net, the result is a nonmarket. Anyone who wants to debate my corporate healthcare entities or big consolidated healthcare entities act just like any other corporate entity, read the recent Substack by Preston Alexander. It's about hospitals raising capital with bonds. Preston Alexander wrote, “The financial design of the system has turned what should be a largely altruistic service, one designed for public good and societal benefit, and forced it to act like a financial institution.” And so, with those bonds, welcome Wall Street. What do Wall Street bankers think about patient care and access and community health? Oh, they don't think about those things at all. Municipal bond returns, baby. That's it. Bonds are an investment where people who invest in them, returns are expected, just like shareholders who want their dividends. Preston Alexander wrote, “Most larger health systems carry billions (that was a ‘b' back there) in bond liabilities.” It costs money to build buildings and add beds and consolidate, yo; but now they are subject to the same pressures as publicly traded companies. So then I got my hands on Dan Greenleaf, CEO of Duly, a multispecialty group in Chicago. I was absolutely intrigued from the starting gate because Dan told me that mission can actually beget margin in his view, and he even, at Duly, has private equity investors. So, yeah, I was all ears. Dan Greenleaf, who is my guest today, by the way, if you haven't figured that out, told me that because of, but not limited to, the trends above wildly high prices, high premiums, high deductibles, more consolidation, fewer options, scared, confused, and maybe outraged patients—listen to the show with Peter Hayes (EP475)—Dan said that, given this backdrop, actually focusing on mission is a huge competitive advantage. Justina Lehman (EP414) actually also said this in a show from a few years ago. Dan told me, Dan Greenleaf, when you succeed at mission, you can get yourself decent margin these days. So, in this first episode, we will talk about this mission of which Dan Greenleaf speaks; and then in part 2 coming at you next week, we'll get into how that all spells margin. Here's what I thought was super important about this whole mission/margin conversation, and Mick Connors, MD, in a show coming up, also touches on this: To achieve mission, you really have to define what mission means. Ben Schwartz, MD, MBA (EP481) said this, too, in so many words in the show from last summer. And that doesn't mean just have a gloriously well-written Web page, and you just can't have spreadsheets of random quality metrics either. You have to treat the mission like you treat any strategic imperative. You gotta break it down and figure out how you're gonna measure what you're actually doing. Rik Renard (EP427) talked about this one, too. At Duly, which Dan Greenleaf talks about in this episode, the focus is on four quadrants of mission: (1) affordability, (2) access, (3) consumer experience, and (4) quality. In this conversation, Dan emphasizes that achieving these four quadrants reduces friction for patients and clinicians and leads to better care outcomes and financial stability. To be noted with one big fat fluorescent highlighter marker is this: A big part of this mission, in almost each of these quadrants, is about making prices reasonable and predictable and transparent for patients. In today's world, that's what customer experience must include—not just, like, lemon water in the waiting room. That struck me the most. And all this focus on affordability really adds up across the community. In Chicago, lower-cost alternatives to hospital services can save up to $2 billion. That is also with a “b.” And the communities are also healthier. Crazy. Hey, make sure patients and members can afford and have access to quality healthcare, and the community gets healthier. Who would've thought? Dan Greenleaf, CEO of Duly, my guest today, has been in healthcare for 30 years. This podcast is sponsored by Aventria Health Group, but I do just wanna mention that Duly so kindly offered Relentless Health Value some financial support, which we truly, truly appreciate. So, call this episode also sponsored with an assist by Duly. Here's my conversation with Dan Greenleaf, and do come back next week for part 2 like I said earlier. Today we talk mission. Next week we talk margin. Also mentioned in this episode are Duly Health and Care; Merrill Goozner; Wayne Jenkins, MD; Komal Bajaj, MD; Jonathan Baran; Kevin Lyons; Shane Cerone; Kada Health; Preston Alexander; Peter Hayes; Justina Lehman; Vivian Ho, PhD; Mick Connors, MD; Benjamin Schwartz, MD, MBA; Rik Renard; Mark Cuban; Dave Chase; Patrick Moore; Sam Flanders, MD; and Tom Nash. You can learn more at Duly Health and Care and follow Dan on LinkedIn. You can also email Dan at dan.greenleaf@duly.com.   Daniel E. Greenleaf is the chief executive officer of Duly Health and Care, one of the largest independent, multispecialty medical groups in the nation. Duly employs more than 1700 clinicians while serving 1.5 million patients in over 190 locations in the greater Chicago area and across the Midwest. The Duly Health and Care brand encompasses four entities—DuPage Medical Group, Quincy Medical Group, The South Bend Clinic, and a value-based care organization. Its scaled ancillary services include 6 Ambulatory Surgery Centers, 30 lab sites, 16 imaging sites, 39 physical therapy locations, and 100 infusion chairs. Its value-based care service line provides integrated care for 290,000 partial-risk and 100,000 full-risk lives (Medicare Advantage and ACO Reach). Dan has nearly 30 years of experience leading healthcare services organizations. He is a six-time healthcare CEO, including prior roles as president and CEO of Modivcare; president and CEO of BioScrip, Inc.; chairman and CEO of Home Solutions Infusion Services; and president and CEO of Coram Specialty Services. Dan graduated from Denison University with a bachelor of arts degree in economics (where he received the Alumni Citation—the highest honor bestowed upon a Denisonian) and holds an MBA in health administration from the University of Miami. A military veteran, he was a captain and navigator in the United States Air Force and served in Operation Desert Storm.   08:32 What should mission be in multispecialty? 08:54 Are mission and margin mutually exclusive? 10:47 What are the four “vectors” of Dan's mission? 11:32 Why does affordability matter? 12:11 EP466 with Vivian Ho, PhD. 12:40 EP488 with Mark Cuban and Cora Opsahl. 13:32 Who are the three payers in the marketplace? 17:31 EP388 with Merrill Goozner. 19:19 How does access play into mission? 20:28 EP464 with Al Lewis. 21:07 EP467 with Stacey. 22:56 Why price transparency is important to consumer experience. 24:16 LinkedIn post from Patrick Moore. 29:06 EP481 with Benjamin Schwartz, MD, MBA.   You can learn more at Duly Health and Care and follow Dan on LinkedIn. You can also email Dan at dan.greenleaf@duly.com.   @d_greenleaf of @dulyhealth_care discusses #mission and #margin in #multispecialtycare on our #healthcarepodcast. #healthcare #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation   Recent past interviews: Click a guest's name for their latest RHV episode! Mark Cuban and Cora Opsahl, Kevin Lyons (Part 2), Kevin Lyons (Part 1), Dr Stan Schwartz (EP486), Dr Cristin Dickerson, Elizabeth Mitchell (Take Two: EP436), Dave Chase, Jonathan Baran (Part 2), Jonathan Baran (Part 1), Jonathan Baran (Bonus Episode), Dr Stan Schwartz (Summer Shorts)

David McKnight explains why he has chosen to avoid bonds entirely and why you might want to rethink how you protect your portfolio as you approach retirement. David kicks things off by illustrating the so-called sequence of returns risk. According to conventional wisdom, bonds tend to be less volatile, so they help smooth out the rough years in the stock market.  However, bonds aren't the safety net they used to be. And over long periods of time, bonds tend to underperform stocks by a wide margin. David warns against “stuffing your portfolio with bonds just to be safe.”  The reason for that is that you're not only capping your upside, you're also taking on risks of your own: inflation risk, interest rate risk, and the risk of simply not having enough growth to fund a long-term retirement. Instead of watering down his stock portfolio with bonds, David uses a volatility buffer. He keeps 3-5 years' worth of living expenses in a separate, safe, and productive account – his go-to option is Indexed Universal Life Insurance (IUL). An IUL gives you safety from market downturns because it's linked to an index but has a floor that protects you from losses.  In other words, an IUL has potential for reasonable growth without the full downside risk of stocks. David discusses a scenario in which he's retired and living off his investments when the market suddenly drops by 30%... The approach David relies on enables him to have peace of mind – something that really helps because, as he puts it, “The more you can take emotion out of the equation, the better your investment returns.”  David goes over what to consider and do to get started with a volatility buffer.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com

The government shutdown may or may not be over by the time this hits the airwaves, but the negotiations process on appropriations bills promises to last for several weeks. Global Head of Public Policy Jennifer Flitton tells us why she believes we'll get a final appropriations bill by the end of this year. We also explore what's driven the strong price of gold over the past few years. And we discuss which verb tense is best to use when describing the US economy: “is weakening” or “has weakened.” (Invesco Distributors, Inc.)

Though the government remained closed as of this recording, the coming week features plenty of action including Treasury auctions and earnings from Delta and Applied Digital.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Hebrew: Rekindling Bonds: An Unexpected Reunion During Sukkot Find the full episode transcript, vocabulary words, and more:fluentfiction.com/he/episode/2025-10-06-07-38-20-he Story Transcript:He: ארי הלך לאיטו לאורך השבילים של פארק סנטרל.En: Ari walked slowly along the paths of Central Park.He: הרוח הקרירה של סתיו נשבה בין העצים, עלי שלכת הזהב חיפו את האדמה כמו שטיח צבעוני.En: The cool autumn breeze blew between the trees, and golden autumn leaves carpeted the ground like a colorful rug.He: סלסולים של מוזיקה חגיגית נשמעו מרחוק, והקריאות העליזות של הילדים מילאו את האוויר.En: Twirls of festive music could be heard from afar, and the cheerful calls of children filled the air.He: זה היה חג סוכות, זמן של שמחה וזכרונות ילדות.En: It was Sukkot, a time of joy and childhood memories.He: ארי עצר ליד סוכה קטנה, קישוטי נייר ובדים צבעוניים עיטרו אותה.En: Ari stopped by a small sukkah, adorned with paper decorations and colorful fabrics.He: זכרונות חזרו אליו מימי החג שחגג פעם עם חבריו הטובים, רינה ולוי.En: Memories came back to him from the times he once celebrated the holiday with his good friends, Rina and Levi.He: הם היו חבורה בלתי נפרדת.En: They were an inseparable group.He: אך הזמן עבר, וכל אחד הלך בדרכו.En: But time passed, and each went their own way.He: ארי חש געגוע עמוק בלבו לשוב ולחוות את החיבור ההוא.En: Ari felt a deep longing in his heart to experience that connection again.He: אם רק הוא היה בטוח שהם ירצו לפגוש אותו.En: If only he was sure they would want to meet him.He: אולי רינה עסוקה בחייה החדשים?En: Perhaps Rina was busy with her new life?He: אולי לוי שקוע במסורתיו ולא יראה בו חלק מהעולם שלו עוד?En: Maybe Levi was engrossed in his traditions and wouldn't see Ari as a part of his world anymore?He: אבל משהו בתוכו דחף אותו להישאר.En: But something inside him urged him to stay.He: מתוך ההמון הססגוני, ראה ארי פתאום את רינה צוחקת עם לוי ליד שולחן קטן.En: Out of the colorful crowd, Ari suddenly saw Rina laughing with Levi by a small table.He: היא נראתה בדיוק כמו שזכר, חיונית ומלאת שמחת חיים.En: She looked just as he remembered, vibrant and full of life.He: לוי, עם מבטו השקט, נראה מסורתי מתמיד.En: Levi, with his quiet gaze, seemed more traditional than ever.He: הלב של ארי פעם בחוזקה.En: Ari's heart pounded strongly.He: האם זה יהיה נכון פשוט לגשת?En: Should he just walk up to them?He: או שמא עדיף להסתובב וללכת?En: Or would it be better to turn and leave?He: אבל געגוע כמעט מוחשי חילף בו.En: But the almost palpable longing surged within him.He: הוא ידע שעליו להחליט - עכשיו או לעולם לא.En: He knew he had to decide - now or never.He: בצעד איטי אך בטוח, הוא התקדם לעבר שולחנם.En: With a slow but confident step, he moved toward their table.He: "רינה, לוי," קרא בקול קצת רועד.En: "Rina, Levi," he called out in a slightly trembling voice.He: שני הראשים הפנו אליו את מבטם, לרגע המום ואז היכרה חמה נפרשה על הפנים.En: Two heads turned to look at him, momentarily stunned before warm recognition spread across their faces.He: "ארי!En: "Ari!"He: " קראה רינה וקפצה עליו בחיבוק נלהב.En: Rina exclaimed and jumped on him with an enthusiastic hug.He: לוי חייך חיוך רחב ומצטרף לחיבוק.En: Levi smiled broadly and joined in the embrace.He: "כל כך התגעגענו," אמר הקול השקט של לוי.En: "We missed you so much," Levi's quiet voice said.He: הרגע היה מלא בשמחה ובדמעות של אושר.En: The moment was filled with joy and tears of happiness.He: ארי הרגיש את לבו מתרחב, כאילו חזר הביתה סוף סוף.En: Ari felt his heart expand, as if he had finally returned home.He: הם ישבו יחד, צחקו ונזכרו בימים ההם כשעוד היו חבורה חזקה.En: They sat together, laughed, and reminisced about those days when they were still a strong group.He: בהבטחה הדדית לשמור על קשר, ארי הבין שלמרות השינויים והזמן שחלף, החברות האמיתית איתנה.En: With a mutual promise to keep in touch, Ari realized that despite the changes and the time that had passed, true friendship stands firm.He: הוא ידע שחזר למצוא את שורשיו.En: He knew he had found his roots again.He: עם רינה ולוי שוב לצידו, הוא היה בטוח שגם העתיד יהיה מלא בזיכרונות משותפים ויפים.En: With Rina and Levi by his side once more, he was sure the future would also be filled with shared and beautiful memories. Vocabulary Words:carpeted: חיפוvibrant: חיוניתadorned: עיטרוpalpable: מוחשיexpand: מתרחבbreeze: רוחcheerful: עליזותlonging: געגועengrossed: שקועurged: דחףrecognition: היכרהstunned: המוםtrembling: רועדembrace: חיבוקmutual: הדדיתmemories: זכרונותchildhood: ילדותinseparable: בלתי נפרדתurge: דחףfestive: חגיגיתstunned: המוםtraditional: מסורתיoverwhelmed: הצפהhesitated: היסוסconfident: בטוחreminded: נזכרexpand: מתרחבroots: שורשיוfirm: איתנהurge: דחףBecome a supporter of this podcast: https://www.spreaker.com/podcast/fluent-fiction-hebrew--5818690/support.

Welcome to this rejuvenating meditation, as we enter into the twilight stage, those intimate moments before sleep. During this serene time, you'll effortlessly set intentions, visualize, and cultivate a deep connection and understanding with your partner. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠ Spotify: ⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠ Spotify: ⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to this rejuvenating meditation, as we enter into the twilight stage, those intimate moments before sleep. During this serene time, you'll effortlessly set intentions, visualize, and cultivate a deep connection and understanding with your partner. Unwind now with our positive sleep affirmations podcast. Our soothing affirmations relax the mind and prepare the body for rest. Hit play, and drift into Good Sleep... Listen to more positive sleep affirmations by subscribing to the audio podcast in your favorite podcast app:  Apple Podcasts: ⁠⁠https://podcasts.apple.com/us/podcast/good-sleep-positive-affirmations/id1704608129⁠⁠ Spotify: ⁠⁠https://open.spotify.com/show/3OuJvYoprqh7nPK44ZsdKE⁠⁠ And start your morning with Optimal Living Daily! Apple Podcasts: ⁠⁠https://podcasts.apple.com/us/podcast/optimal-living-daily-mental-health-motivation/id1067688314⁠⁠ Spotify: ⁠⁠https://open.spotify.com/show/1hygb4nGhNhlLn4pBnN00j?si=ca60dcfd758b44b4 Learn more about your ad choices. Visit megaphone.fm/adchoices

Fluent Fiction - Hebrew: Rekindling Bonds Amidst Jerusalem's Vibrant Market Find the full episode transcript, vocabulary words, and more:fluentfiction.com/he/episode/2025-10-04-07-38-20-he Story Transcript:He: בשוק מחנה יהודה בירושלים, הסתיו נמצא באוויר.En: In the Mahane Yehuda market in Jerusalem, autumn is in the air.He: הריחות של הפירות הטריים והלחם הטרי ממלאים את האוויר.En: The scents of fresh fruits and freshly baked bread fill the atmosphere.He: הקישוטים של סוכות תלויים מכל צד והאנשים ממהרים בין הדוכנים.En: The Sukkot decorations hang from every side, and people hurry between the stalls.He: זהו מקום שבו כל חמשת החושים מתעוררים.En: It is a place where all five senses are awakened.He: בין כל האנשים, יעל מסתובבת.En: Amid all the people, Yael is wandering.He: היא מחפשת את החברים הישנים שלה, אורן ושירה.En: She is searching for her old friends, Oren and Shira.He: יעל מחייכת לעצמה, נזכרת בזמנים שבהם שלושתם בילו יחד - צחוק בלתי פוסק ושיחות עד השעות הקטנות של הלילה.En: Yael smiles to herself, reminiscing about the times when the three of them spent time together—endless laughter and conversations that lasted until the wee hours of the night.He: המצב מסובך.En: The situation is complicated.He: השוק רועש ומלא, קשה לשמוע ולהתמקד.En: The market is noisy and crowded, making it hard to hear and focus.He: אי אפשר למצוא מישהו בין כל ההמולה הזאת.En: It's impossible to find anyone among such commotion.He: בלבה, היא יודעת שיש ביניהם דברים לא פתורים מהעבר, דברים שכדאי לדבר עליהם.En: In her heart, she knows there are unresolved matters between them from the past, things worth discussing.He: אבל יעל נחושה.En: But Yael is determined.He: היא מרגישה את רוח הסוכות ורוצה לשחזר את רגעי החברות החמימים.En: She feels the spirit of Sukkot and wants to rekindle those warm moments of friendship.He: היא יודעת שאורן ושירה הם חלק חשוב מהזיכרונות שלה ושל חייה.En: She knows that Oren and Shira are an important part of her memories and her life.He: לפתע, היא רואה אותם.En: Suddenly, she sees them.He: אורן ושירה עומדים ליד סוכה רגועה ומיוחדת.En: Oren and Shira are standing beside a calm and special sukkah.He: הלב של יעל פועם מהר.En: Yael's heart beats quickly.He: היא מתקרבת אליהם, כל כך הרבה זיכרונות עולים בראשה.En: She approaches them, and so many memories flood her mind.He: באותו רגע, כל המתחים מהעבר נראים קטנים מאוד.En: In that moment, all the past tensions seem very small.He: הם מתחבקים וצוחקים, כאילו כל השנים לא הפרידו ביניהם.En: They hug and laugh, as if all the years hadn't separated them.He: הם נכנסים לסוכה, והצבעים והקישוטים סביבה יוצרים אווירה קסומה ומשפחתית.En: They enter the sukkah, and the colors and decorations around them create a magical and familial atmosphere.He: הם מתחילים לשתף חוויות ולספר סיפורים.En: They begin sharing experiences and telling stories.He: הסוכה מלאת צחוק ושמחה.En: The sukkah is filled with laughter and joy.He: הם מדברים על החיים, מפרקים קונפליקטים ישנים ומסכימים להתראות לעיתים קרובות יותר.En: They talk about life, resolve old conflicts, and agree to meet more often.He: יעל מבינה, בזמן שהם יושבים בסוכה, שהחברות האמיתית לא נעלמת.En: Yael realizes, while they sit in the sukkah, that true friendship never disappears.He: היא אולי משתנה, אבל הבסיס נשאר חזק כפי שהיה.En: It may change, but the foundation remains as strong as it was.He: אפילו בשוק ההומה וברעש החג, התחושה הזו של חיבור אמיתי לא הולכת לאיבוד.En: Even in the bustling market and the noise of the holiday, this feeling of true connection isn't lost. Vocabulary Words:autumn: סתיוscents: ריחותatmosphere: אווירawakened: מתעורריםwandering: מסתובבתreminiscing: נזכרתcompanions: חבריםlaughter: צחוקwee hours: שעות קטנותcomplicated: מסובךcommotion: המולהunresolved: לא פתוריםdetermined: נחושהrekindle: לשחזרmemories: זיכרונותcalm: רגועהflood: עוליםtensions: מתחיםfamiliar: משפחתיתresolve: מפרקיםconflicts: קונפליקטיםfrequent: לעיתים קרובותgenuine: אמיתיתconnection: חיבורbustling: הומהdisappears: נעלמתfoundation: בסיסremains: נשארsimplify: לפשטcomplicated: מסובךBecome a supporter of this podcast: https://www.spreaker.com/podcast/fluent-fiction-hebrew--5818690/support.

Andrew and Tom discuss yesterday's CFA meeting and the week ahead. Song: My Own Prison - CreedFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

In this episode, Liz Ann Sonders and Kathy Jones begin by discussing the implications of the government shutdown on employment data and the Federal Reserve's dual mandate. They analyze the challenges posed by the potential lack of government data and the reliance on private sector indicators like ADP. Then, Kathy Jones speaks with Joel Levington, who has more than 25 years' experience in corporate credit research. Kathy and Joel discuss the overall current state of the credit markets, focusing on corporate credit health, the auto industry's challenges, and some of the impacts of economic disparities on consumer credit. They explore the significance of credit ratings, the rise of private credit, and the implications of inflation and government policies on the economic outlook.Finally, Kathy and Liz Ann discuss upcoming economic data and how earnings season could shape market expectations.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.The comments, views, and opinions expressed in the presentation are those of the speakers and do not necessarily represent the views of Charles Schwab. All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(1025-NWPB) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Host Brian Walsh takes up ImpactAlpha's top stories with editors David Bank and Amy Cortese. Up this week: At Neighborhood Economics in Chicago, entrepreneurship through acquisition and other promising ideas are filling out the playbook for shared prosperity; How ExxonMobil's new voting program for retail investors aims to change the balance of power in corporate governance. And, how reinsurer GreenieRE is bringing the concept of surety bonds to help scale climate tech investments.Story links:“Expanding ‘entrepreneurship through acquisition' for inclusive wealth creation in the US and Canada,”“Investors who refuse to take a loyalty oath to ExxonMobil should decline to join its ‘retail voting program,'” by As You Sow's Andrew Behar“GreenieRe sees ‘impact insurance' surety bonds as the key to scaling climate tech,” by Amy Cortese

Connect with Onramp // Onramp Terminal // Tyler Neville on X // Forward GuidanceThe Last Trade: a weekly, bitcoin-native podcast covering the intersection of bitcoin, tech, & finance on a macro scale. Hosted by Jackson Mikalic, Michael Tanguma, & Brian Cubellis. Join us as we dive into what bitcoin means for how individuals & institutions save, invest, & propagate their purchasing power through time. It's not just another asset...in the digital age, it's The Last Trade that investors will ever need to make.00:00 — Introduction to Tyler Neville03:56 — Wartime Finance: Acronym Rescue Playbook12:17 — 60/40's Sunset: A Generational Shift21:29 — Saving vs. Investing in a Debasing World31:45 — Future of Money: Bitcoin vs. Fiat Rails35:42 — Bitcoin as SoV; Treasury Cos—Bridge or Blowup?42:35 — ETFs & Access: Gatekeepers, Flows, Plumbing01:02:20 — Gold & Bitcoin Gain Share in Reserves01:07:54 — Reserve Flip: Gold vs. U.S. Treasuries01:13:56 — Sound Assets & Resilience01:23:44 — Wrap-Up, Disclaimer, & OutroPlease subscribe to Onramp Media channels and sign up for weekly Research & Analysis to get access to the best content in the ecosystem weekly.

Simplicity is prerequisite for reliability. — Edsger Dijkstra Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: “The Magic of the Weekly Vertical Crossover.” If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!” and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text “chartingwealth” to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

With September's nonfarm payrolls data delayed, investors will be closely watching developments in Washington for insights into how long the government shutdown could last.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Host Brian Walsh takes up ImpactAlpha's top stories with editors David Bank and Amy Cortese. Up this week: At Neighborhood Economics in Chicago, entrepreneurship through acquisition and other promising ideas are filling out the playbook for shared prosperity; How ExxonMobil's new voting program for retail investors aims to change the balance of power in corporate governance. And, how reinsurer GreenieRE is bringing the concept of surety bonds to help scale climate tech investments.Story links:“⁠Expanding ‘entrepreneurship through acquisition' for inclusive wealth creation in the US and Canada⁠,”“⁠Investors who refuse to take a loyalty oath to ExxonMobil should decline to join its ‘retail voting program,'⁠” by As You Sow's Andrew Behar“⁠GreenieRe sees ‘impact insurance' surety bonds as the key to scaling climate tech⁠,” by Amy Cortese

The Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, we are discussing if you can replace bonds by covered call ETFs at retirement. Are CC ETFs less volatile? Can they supply income like bonds? Don't know why a stock is or Up or Down? Avoid price confusion! A simple framework to judge if you should sell, hold or buy! Register my free webinar to get rid of paralysis by analysis: https://moosemarkets.com/webinar It's all about dividend growth investing! Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap Download the Rockstar list here: https://moosemarkets.com/rockstars *This show is for information & entertainment purposes only. I'm not your financial advisor or investment broker. I don't provide financial advice or buy/sell recommendations. It's not because I like a stock that you should buy it (far from it!). Please do your due diligence and seek professional advice before making any financial decisions. 

Fluent Fiction - Danish: Rekindling Sibling Bonds Amidst Autumn's Embrace Find the full episode transcript, vocabulary words, and more:fluentfiction.com/da/episode/2025-10-03-22-34-02-da Story Transcript:Da: I de gyldne efterårsfarver af Frederiksborg Slotshave gik Emil langs den snoede sti.En: In the golden autumn colors of Frederiksborg Castle Gardens, Emil walked along the winding path.Da: Bladene knitrede under hans fødder.En: The leaves crackled under his feet.Da: Han trak vejret dybt ind, og den friske luft fyldte hans lunger.En: He took a deep breath, and the fresh air filled his lungs.Da: "Er jeg klar til dette?"En: "Am I ready for this?"Da: tænkte han.En: he thought.Da: Det var længe siden, han havde set sin søster, Karin.En: It had been a long time since he had seen his sister, Karin.Da: Langt derfra stod Karin ved søens kant.En: Far away, Karin stood by the edge of the lake.Da: Hun kastede små sten i vandet og så ringene sprede sig.En: She was throwing small stones into the water and watched the ripples spread.Da: "Jeg må gøre noget," sagde hun til sig selv.En: "I must do something," she said to herself.Da: Hun ønskede at rette op på de gamle sten i deres forhold, men vidste ikke, hvor hun skulle begynde.En: She wanted to mend the old stones in their relationship, but didn't know where to start.Da: Da Emil nærmede sig hende, følte han en oldtid indeni.En: As Emil approached her, he felt an ancient feeling inside.Da: "Hej Karin," sagde han stille.En: "Hi Karin," he said quietly.Da: Hun vendte sig og smilede lidt.En: She turned and smiled slightly.Da: "Hej Emil.En: "Hi Emil.Da: Tak fordi du kom."En: Thanks for coming."Da: De begyndte at gå langs søen.En: They began walking along the lake.Da: Solens svage stråler spejlede sig i vandet.En: The faint rays of the sun reflected on the water.Da: Emil følte sig tung i sindet, men kuriositeten trak i ham.En: Emil felt heavy in spirit, but curiosity pulled at him.Da: Hvad havde Karin at sige?En: What did Karin have to say?Da: "Emil," begyndte Karin, "jeg har tænkt meget på os, på familien.En: "Emil," Karin began, "I've been thinking a lot about us, about the family.Da: Jeg ved, fortiden har bygget en mur imellem os."En: I know the past has built a wall between us."Da: Emil nikkede, hans blik rettet mod jorden.En: Emil nodded, his gaze directed towards the ground.Da: "Det har ikke været nemt," svarede han.En: "It hasn't been easy," he replied.Da: Karin stoppede og så ham i øjnene.En: Karin stopped and looked him in the eyes.Da: "Jeg forstår.En: "I understand.Da: Men der er noget, du ikke ved.En: But there's something you don't know.Da: En hemmelighed, som vores forældre aldrig fortalte os."En: A secret our parents never told us."Da: Overrasket kiggede Emil op.En: Surprised, Emil looked up.Da: "Hvad mener du?"En: "What do you mean?"Da: Karin tog en dyb indånding.En: Karin took a deep breath.Da: "Da vi var børn, kæmpede far og mor meget med penge.En: "When we were children, mom and dad struggled a lot with money.Da: Mange af de beslutninger, de tog, var for at beskytte os, selvom det ikke altid virkede sådan."En: Many of the decisions they made were to protect us, even though it didn't always seem that way."Da: Emil stod stille.En: Emil stood still.Da: Ordene ramte ham som bølger af fornyet indsigt.En: The words hit him like waves of renewed insight.Da: "Så alle de valg, vi blev vrede over, handlede om det?"En: "So all the choices we got angry about were about that?"Da: Karin nikkede.En: Karin nodded.Da: "De gjorde deres bedste, Emil."En: "They did their best, Emil."Da: Han lod dette synke ind.En: He let this sink in.Da: Bitre minder svejede rundt i hans sind, men nu med et nyt lys.En: Bitter memories swirled in his mind, but now with a new light.Da: "Jeg vidste ikke det," mumlede han.En: "I didn't know that," he mumbled.Da: De gik videre og talte om minder, både de gode og de udfordrende.En: They walked on and talked about memories, both the good and the challenging ones.Da: Langsomt, med hvert skridt på den knasende sti, følte Emil noget ændre sig indeni.En: Slowly, with each step on the crunchy path, Emil felt something change inside.Da: Han så på sin søster og mærkede en ny begyndelse bryde frem under den falmende efterårssol.En: He looked at his sister and sensed a new beginning breaking through under the fading autumn sun.Da: "Jeg vil prøve," sagde han pludselig.En: "I'll try," he suddenly said.Da: "Jeg vil gerne starte forfra."En: "I want to start anew."Da: Karin smilte bredt, tårer glitrende i hendes øjne.En: Karin smiled broadly, tears glistening in her eyes.Da: "Det er alt, jeg ønskede, Emil," svarede hun.En: "That's all I wanted, Emil," she replied.Da: De fortsatte gennem haven, omgivet af den stille skønhed af efteråret ved Frederiksborg Slot.En: They continued through the garden, surrounded by the quiet beauty of autumn at Frederiksborg Castle.Da: For første gang i lang tid følte Emil, at han endelig kunne lægge fortiden bag sig, parat til at møde fremtiden med sin søster ved sin side.En: For the first time in a long while, Emil felt he could finally leave the past behind, ready to face the future with his sister by his side. Vocabulary Words:autumn: efterårwinding: snoedecrackled: knitredelungs: lungerfar away: langt derfraripples: ringemend: rette opancient: oldtidfaint: svagesecret: hemmelighedprotect: beskyttewaves: bølgerrenewed: fornyetinsight: indsigtmemories: minderglistening: glitrendechoice: valgnodded: nikkedegaze: blikcuriosity: kuriositetenchallenging: udfordrendepath: stichange: ændresensed: mærkedebeginning: begyndelsefading: falmendefuture: fremtidquiet: stillebeauty: skønhedleave: lægge

Andrew, Ben, and Tom discuss the government shutdown and yesterday's ISM manufacturing report.Song: Closing Time - SemisonicFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Simplicity is prerequisite for reliability. — Edsger Dijkstra Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: “Maximize Success with ATR.” If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!” and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text “chartingwealth” to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

With initial weekly jobless claims likely delayed by the shutdown, investors await a private job cuts report. Wall Street hit records yesterday despite the D.C. closure.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dr. Corinna Tucker joins host Dr. Edith Bracho-Sanchez to talk about sibling rivalry. They explore what healthy conflict looks like, how birth order and age gaps shape sibling interactions, and the often-overlooked issue of sibling abuse and its long-term effects on mental health and relationships. They also provide practical tips for preventing conflict and defusing tense moments. 

  Hosts: Lalo Solorzano & Andy Shiles Guest: Colleen Clarke, Vice President, Roanoke Insurance Group Published: October 1, 2025 Length: ~25 minutes Presented by: Global Training Center

Think fixed income and bonds aren't for you? Today's fund manager wants you to think again. Today we speak to Adam Bowe, executive vice president and head of Australia portfolio management at PIMCO. PIMCO manages trillions of dollars globally for some of the world's largest institutions, endowments and companies, and they are now making their products more available to Australian investors with 4 listed Active ETFs.In our conversation we cover:Why more Australian investors are thinking about fixed income What the data says about active v passive management in fixed income The different options for passive income for Aussie investors What PIMCO's view on rate cuts in Australia and the US is from here—------This episode has been sponsored by PIMCO. Support from partners like PIMCO help us keep all our content free. If you want to learn more about PIMCO's new range of Active ETFs head to: https://www.pimco.com/au/en—------Sign up to our daily news email to get the news moving markets delivered to your inbox at 6am every weekday morning. Short, sharp, to the point, it'll get you up to speed in less than 5 minutes.—------Want more Equity Mates?Listen to our basics-of-investing podcast: Get Started Investing (Apple | Spotify)Watch Equity Mates on YouTubePick up our books: Get Started Investing and Don't Stress, Just InvestFollow us on social media: Instagram, TikTok, & LinkedIn—------In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. —------Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

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We all want a trusting relationship between us and our dogs, but we are human and sometimes we make mistakes. In this episode we explore some of the ways trust can degrade and how we can rebuild that relationship when it does!Important Links from this episode:1. Join my upcoming workshop supporting the parents of environmentally sensitive dogs here: https://www.pawsupdogs.com/triggered/--------------If you'd like my support on your journey with your dog, please visit www.pawsupdogs.comI offer:- Self-paced online courses and a membership for dog guardians and trainers-  Digital 1:1 Trauma informed dog assessments for dog guardians and business assessments for dog trainers- Higher level mentorship for dog guardians and trainers3. To Join Canine Connection (my training and support membership for BOTH ends of the lead, please click here4. I love answering your listener questions so if you have a question for me, please click here to submit it and I might just answer it on the podcast!------------------------------------------------------------------------Here are some other resources available for you and your dog:1. To register for one of our behavioural workshops (for in depth support on everything from reactivity, recall, separation anxiety, leash walking, car travel, vet visits, puppies and more) please click here2. To join our free facebook group click here3. Are you a dog professional? Check out our podcast for pet pros here** Come and see us at www.pawsupdogs.com** Join our private facebook group. Click here** Follow us on instagram @pawsupdogstraining

In this week's episode of The Hog Pod, we sit down with Dwight Stewart, a cornerstone of Arkansas basketball's golden era. Stewart opens up about his journey from Memphis to Fayetteville, the bonds that carried the Razorbacks to the 1994 national championship, and the lessons he learned playing under Coach Nolan Richardson. Known as a versatile role player who could stretch the floor, Stewart shares behind-the-scenes stories about nearly transferring, late-night workouts with teammates, and the unforgettable moments that defined his career. Now inducted into the Razorback Hall of Honor, he reflects on what the recognition means to him and why the relationships built during those years remain so strong today. ----- The full video version of this episode is available exclusively on HogsPlus.com Follow us on social media! Twitter Facebook Instagram This episode of The Hog Pod is brought to you by South by Northwest Hospitality 

David McKnight addresses something Dave Ramsey has been saying for years: “You should NEVER own bonds in retirement!” David points out that the tool that actually solves the problem Ramsey has been trying to avoid is the same one he spent years mocking on his call-in show: the Fixed-Indexed Annuity. Ramsey's argument is that stocks outperform bonds over time – hence, bonds should be avoided as they're “slow, underperforming, and risky.” David indicates what Ramsey is half right about, as well as something he's missing the mark on… David discusses how bonds can act as a sort of volatility buffer, despite what Ramsey preaches.  The irony is that the best alternative to bonds is something that Ramsey has derided for years (the Fixed-Indexed Annuity). David goes through the key differences between a Fixed-Indexed Annuity and a bond. In years when your stock portfolio is down, you can draw from your annuity – this gives your stock time to recover before you start taking further distributions. That act alone can increase your sustainable withdrawal rate on the stock portion of your portfolio from 4% to as high as 8% with a 95% success rate.  David's disagreement with Dave Ramsey isn't so much with the suggestion of getting rid of bonds, something David actually agrees with, but it's missing the most important part: what you replace bonds with matters. Remember: there's no better bond alternative in the retirement space than the Fixed-Indexed Annuity.     Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey

The fools in life want things fast and easy — money, success, attention. — Robert Greene Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: “If You Win, Win. If You Lose, Learn!” If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!” and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text “chartingwealth” to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Investors seem to be shaking off worries about troubles in Washington, and may focus on jobs and manufacturing data due today and tomorrow. Stocks are near record highs.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1025) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Beth McDonough lost her career, her reputation, and her freedom. After two DUIs and being exposed by her own news station, this former television personality hit rock bottom. But that's not where her story ends. In this powerful episode, Beth shares the raw, honest truth from her new memoir, Standby. Learn exactly how she faced down addiction and completely rebuilt her life. Get her personal, proven advice on how to raise yourself up from your own moments of desperation and loss. This isn't just a story of survival—it's a masterclass in resilience. You can't afford to miss it. HELP SUPPORT OUR FIGHT AGAINST ADDICTION. DONATE HERE: https://www.patreon.com/theaddictionpodcast   PART OF THE GOOD NEWS PODCAST NETWORK. AUDIO VERSIONS OF ALL OUR EPISODES: https://theaddictionpodcast.com CONTACT US: The Addiction Podcast - Point of No Return theaddictionpodcast@yahoo.com Intro and Outro music by: Decisions by Kevin MacLeod is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100756 Artist: http://incompetech.com/

The U.S. government just hit the shutdown switch. The debt spiral is accelerating. Gold is pumping. Bonds are dying. So… why is Bitcoin still lagging? And what does that mean heading into Q4? In today's episode, Jay sits down with macro expert and former Wall Street CFO Trajan King to unpack one of the most important setups in crypto right now.~~~~~

Fluent Fiction - French: Rediscovering Family Bonds in the Heart of Paris Find the full episode transcript, vocabulary words, and more:fluentfiction.com/fr/episode/2025-10-01-22-34-02-fr Story Transcript:Fr: Les feuilles d'automne dansaient doucement autour d'Élise alors qu'elle traversait les Jardins du Luxembourg.En: The autumn leaves danced gently around Élise as she walked through the Jardins du Luxembourg.Fr: Le vent frais caressait son visage, rappelant des souvenirs d'enfance.En: The crisp wind caressed her face, reminding her of childhood memories.Fr: Elle serrait son manteau autour d'elle, observant les promenades familières, pourtant si différentes après tant d'années loin de Paris.En: She wrapped her coat around herself, observing the familiar paths, yet so different after being away from Paris for so many years.Fr: Sa mère, Camille, avait choisi cet endroit pour leur pique-nique.En: Her mother, Camille, had chosen this place for their picnic.Fr: Elle espérait que cet espace calme et accueillant aiderait Élise à retrouver des racines familières.En: She hoped this calm and welcoming space would help Élise rediscover familiar roots.Fr: Camille avait étalé une couverture près de la fontaine, ses yeux pétillants d'anticipation.En: Camille had spread a blanket near the fountain, her eyes sparkling with anticipation.Fr: Non loin de là, Thibaut jonglait maladroitement avec quelques pommes, un sourire amusé sur le visage.En: Not far away, Thibaut was clumsily juggling a few apples, an amused smile on his face.Fr: En voyant Élise s'approcher, Camille l'accueillit avec une étreinte chaleureuse.En: Seeing Élise approach, Camille greeted her with a warm embrace.Fr: "Je suis tellement heureuse que tu sois de retour, ma chérie," dit-elle en disposant les sandwiches et le fromage sur la nappe.En: "I am so happy you're back, my dear," she said, arranging the sandwiches and cheese on the cloth.Fr: Thibaut offrit à sa sœur une pomme avec un clin d'œil espiègle.En: Thibaut offered his sister an apple with a mischievous wink.Fr: "Bon retour parmi nous, Élise," plaisanta-t-il, cachant derrière ses mots une pointe de nostalgie.En: "Welcome back among us, Élise," he joked, hiding behind his words a hint of nostalgia.Fr: Élise sourit timidement, reconnaissant dans les gestes de Thibaut l'adolescent qu'elle avait quitté jadis, mais aussi l'homme qu'il devenait.En: Élise smiled shyly, recognizing in Thibaut's gestures the teenager she had left behind, but also the man he was becoming.Fr: Ils s'installèrent côte à côte, le bruissement des feuilles et le murmure des fontaines berçant doucement la conversation.En: They settled next to each other, the rustle of leaves and the murmur of fountains gently cradling the conversation.Fr: Camille encouragea la discussion, posant des questions sur la vie d'Élise à l'étranger, sa carrière et ses découvertes.En: Camille encouraged the discussion, asking questions about Élise's life abroad, her career, and her discoveries.Fr: Élise, qui se sentait souvent comme une étrangère lors de ses visites, hésitait au début.En: Élise, who often felt like a stranger during her visits, hesitated at first.Fr: Mais elle trouvait peu à peu ses mots, racontant des anecdotes sur ses voyages et parlant avec tendresse des petits bonheurs qu'elle avait vécus.En: But she gradually found her words, sharing anecdotes about her travels and speaking fondly of the little joys she had experienced.Fr: "Je t'entends parler, et ça me fascine, Élise," avoua finalement Thibaut.En: "I hear you talking, and it fascinates me, Élise," Thibaut finally admitted.Fr: "Mais souvent, je n'ai pas l'impression de vraiment te connaître."En: "But often, I don't feel like I really know you."Fr: Élise le regarda, touchée par sa sincérité.En: Élise looked at him, touched by his sincerity.Fr: Elle réalisa que Thibaut avait grandi en son absence, forgeant sa propre histoire.En: She realized that Thibaut had grown in her absence, forging his own story.Fr: Camille, sentant le moment propice, prétexta une promenade jusqu'à la fontaine, laissant ses enfants à un dialogue plus profond.En: Sensing the moment was right, Camille excused herself for a walk to the fountain, leaving her children to a deeper dialogue.Fr: Élise prit une profonde inspiration, décidant d'abattre les murs invisibles qu'elle percevait entre elle et Thibaut.En: Élise took a deep breath, deciding to break down the invisible walls she perceived between her and Thibaut.Fr: "Tu sais, partir n'a pas été facile," commença-t-elle.En: "You know, leaving wasn't easy," she began.Fr: "J'ai toujours eu peur de perdre le lien entre nous."En: "I've always been afraid of losing the connection between us."Fr: Thibaut hocha la tête, et sous les arbres jaunissants, un échange chargé d'émotions se déroula.En: Thibaut nodded, and under the yellowing trees, a conversation charged with emotions unfolded.Fr: Élise écouta attentivement Thibaut partager ses ambitions, ses inquiétudes à l'université, et son désir d'une relation plus proche avec elle.En: Élise listened carefully as Thibaut shared his ambitions, his concerns at university, and his desire for a closer relationship with her.Fr: C'était un moment de lâcher-prise, d'acceptation, de connexion.En: It was a moment of letting go, acceptance, and connection.Fr: Lorsque Camille revint, elle trouva ses enfants plus proches que jamais.En: When Camille returned, she found her children closer than ever.Fr: Ils riaient, échangeaient des souvenirs, et paraissaient plus unis.En: They laughed, shared memories, and seemed more united.Fr: "C'était un bon pique-nique," pensa Camille en souriant, rassurée de voir sa famille enfin réconciliée.En: "It was a good picnic," Camille thought with a smile, reassured to see her family finally reconciled.Fr: Élise se sentait plus légère, le poids de la distance disparaissait peu à peu.En: Élise felt lighter, the weight of the distance gradually disappearing.Fr: Elle comprit que bien que les voyages l'aient éloignée physiquement, rien ne pourrait jamais rompre les liens familiaux.En: She understood that although the travels had physically distanced her, nothing could ever break the family ties.Fr: Le retour à Paris était imprégné de renouement et de chaleur.En: Returning to Paris was imbued with renewal and warmth.Fr: Les lumières du crépuscule teintaient les jardins d'une lueur dorée alors qu'Élise, Thibaut et Camille quittaient le parc, le cœur empli d'espoir et de réconfort.En: The twilight lights painted the gardens with a golden glow as Élise, Thibaut, and Camille left the park, their hearts filled with hope and comfort. Vocabulary Words:autumn: l'automneleaf: la feuillewind: le ventface: le visageblanket: la couverturefountain: la fontaineapple: la pommesmile: le souriregesture: le gesterustle: le bruissementmurmur: le murmurecareer: la carrièreanecdote: l'anecdotenostalgia: la nostalgiesincerity: la sincéritéconnection: la connexionambition: l'ambitionconcern: l'inquiétuderelationship: la relationdialogue: le dialogueemotion: l'émotionacceptance: l'acceptationcomfort: le réconforttwilight: le crépusculelight: la lumièregarden: le jardinhope: l'espoirjoy: le bonheurpicnic: le pique-niquedistance: la distance

Send us a textStarted too late, desk on the terrace, sound may dip, mind awake.Welcome to the quiet safe macro room.Seekers of clear stories.Turning noise into knowledge.The economy is a machine.Complicated, not mystical.I round to whole moves.Neutral.Call it mauve.I hate decimal points.They pretend at precision.Jobs talk is the usual racket.Hiring, but careful.Never mind the bollocks.Friday has become a freakin freak show.Heads should roll.Pros do not trade payrolls.Building paused.Housing stalled.Gimme Shelter.We crave refuge when money bites.Texas flickered from gloom toward less gloom.Short bills steady.Shutdown drama hums.One game of egos here, another game of catastrophe over there.You can decide which is which.Crypto jumped.A quiver in the black mirror.The scoreboard ended in a pause.Stocks flat.Bonds flat.Dollar flat.Gold climbing toward a big round promise.Oil heavy and sulking.Electronic Arts, giant all cash take private at a full price.Dopamine factories earn a premium.Scarcity meets leverage.Big money wants in.Another platform could crash the party.I would buy the pure play dopamine makers, not advice, just a tired man thinking aloud.The orange can.Pay me now, or pay me later.First Brands chose later.Bankruptcy.A stress flare in private credit when spreads look paper thin.Stories like this haunt turning points.My brothers and sisters, I am watching you.See what you do.Never mind the bollocks, mind the breakouts.Mauve day, not mayday.The risk mirror blinked.Dopamine factories get full price.Pay me now, or pay me later.Breathe like a human.Think like an owner.Act only when the odds are kind.This was Acid Breath.See you tomorrow.Support the show⬇️ Subscribe on Patreon or Substack for full episodes ⬇️https://www.patreon.com/HughHendryhttps://hughhendry.substack.comhttps://www.instagram.com/hughhendryofficialhttps://blancbleustbarts.comhttps://www.instagram.com/blancbleuofficial⭐⭐⭐⭐⭐ Leave a five star review and comment on Apple Podcasts!

Streaming live Mondays at 6pm ET on The Jack Mallers Show YouTube channel.

Perseverance is the key to success in the stock market, just as it is the key to success in life. Without it, even the most brilliant trading strategy will fail. — Napoleon Hill Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: “The Trend Is Your Friend.” If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!” and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text “chartingwealth” to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

This week, I talk with C.I. Jerez about her emotional and empowering novel At the Island's Edge. We dive into the inspiration for the story, how she explored PTSD, and why she chose to write about a single mom who served in the army.At the Island's Edge SynopsisAn Iraq War veteran returns to Puerto Rico to reconnect with―and confront―the past in a heart-wrenching novel about duty, motherhood, and the healing power of home. As a combat medic, Lina LaSalle went to Iraq to save the lives of fellow soldiers. But when her convoy is attacked, she must set aside her identity as a healer and take a life herself.Although she is honored as a hero when she returns to the US, Lina cannot find her footing. She is stricken with PTSD and unsure of how to support her young son, Teó, a little boy with Tourette's. As her attempts to self-medicate become harder to hide, Lina realizes she must do the toughest thing yet: ask for help.She retreats to her parents' house in Puerto Rico, where Teó thrives under her family's care. Lina finds kinship, too―with a cousin whose dreams were also shattered by the war and with a handsome and caring veteran who sought refuge on the island and runs a neighborhood bar.But amid the magic of the island are secrets and years of misunderstandings that could erode the very stability she's fighting for. Hope lies on the horizon, but can she keep her gaze steady? Get Bookwild MerchCheck Out My Stories Are My Religion SubstackCheck Out Author Social Media PackagesCheck out the Bookwild Community on PatreonCheck out the Imposter Hour Podcast with Liz and GregFollow @imbookwild on InstagramOther Co-hosts On Instagram:Gare Billings @gareindeedreadsSteph Lauer @books.in.badgerlandHalley Sutton @halleysutton25Brian Watson @readingwithbrian

As Washington faces a midnight deadline to keep the government open, investors worry that key jobs data due later this week could be delayed, with a possible impact on Fed policy.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0130-0925) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your teen is bright, capable—and completely content to coast. Your partner’s in the kitchen… but lost behind EarPods. In this candid Q&A, Dr Justin Coulson shares calm, practical steps to spark a teen’s inner drive without pressure, and to bring a distracted spouse back into the family circle. Expect practical scripts, mindset shifts, and gentle strategies that keep relationships strong without force or guilt. KEY POINTS Force Creates Resistance: Pushing teens to “aim higher” backfires. Upside/Downside Chat: Explore pros and cons of choices together to inspire self-motivation. Model What Matters: Your habits and purpose speak louder than lectures. Chores Are Connection: Kitchen time is about relationship, not just clean counters. Collaborative Talk: Choose a neutral moment, use “I” statements, focus on positives. Set Clear Boundaries: Compromise on EarPod use or agree to device-free family tasks. QUOTE OF THE EPISODE “The task is the vehicle to connection—it’s not the purpose of the ride.” RESOURCES Ask your question here: happyfamilies.com.au/podcast #754 Why Doing Their Best Might Not Be the Best [Podcast] The Biggest Relationship Mistakes We All Make [Article] Subscribe to the Happy Families newsletter ACTION STEPS FOR PARENTS Invite a relaxed “milkshake chat” with your teen to explore upside and downside of their choices. Model curiosity and drive in your own life—kids notice consistency more than pep talks. Pick a calm moment to tell your partner, “I feel disconnected when we wear EarPods during chores—I miss our casual chats.” Propose a short nightly “all-in” kitchen clean-up with devices away to nurture effortless conversation. Revisit boundaries if disengagement persists, and consider professional support if communication stalls. See omnystudio.com/listener for privacy information.

Welcome back to Dial Emma! Each week, I'll be answering your dilemmas with honesty, empathy, and a few therapeutic truth bombs to help you make sense of life's stickiest moments. If you've ever wished you had a therapist in your back pocket, Dial Emma is here to help.What happens when a friendship fades without explanation, or ends in a way that feels like a betrayal?This week, I'm exploring the fragile bonds of friendship, and the lack of rituals for closure, clear endings, or language to help us process when they unravel. Our first dilemma involves a friendship that has been slowly, quietly drifting away with no explanation, leaving our listener wondering if they're asking for too much; the second sees a childhood promise broken in a very public way, creating a rupture in a 25-year friendship that is proving difficult to move past.This episode is a reminder that friendships don't have to be constant to be real - but they do have to be mutual. When they no longer are, the grief of their loss is both real and valid. By acknowledging it, we create the space for new connections that choose us back, in the here and now.If you have a dilemma for Emma, please fill out this form. ---Dial Emma is hosted by Emma Reed Turrell, produced by Lauren Brook.---Social media:Emma Reed Turrell @emmareedturrellDial Emma @dialemmapodcastEmail: contact@dial-emma.uk

US equity futures are higher with S&P going up. European and Asian equity markets both higher. Hang Seng outperforms amid tech gains. Bonds firmer, which sees US 10-year yield off 4 bps at 4.1%. Dollar softer, oil down, gold up. Industrial metals are mostly firmer. After global pharma shares came under pressure last Friday from President Trump's announcement of a 100% tariff on branded drugs, Europe and Japan officials expressed confidence that their levies will be capped at the 15% stipulated in their respective trade agreements with US, according to press. White House official said UK faces 100% levy given there was no specific stipulation for pharmas in their US deal. Sources indicated British government set to concede UK should pay more for some medicines and Starmer chief business adviser Chandra will travel to Washington next week to convey such overtures.Companies Mentioned: TotalEnergies, Occidental Petroleum, Merus, Genmab

Good things can come to those who wait, but better things will be gained by those who go out and get them. — Thom Goolsby Yesterday's today's Trade Execution Summary Grid: Receive today's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin, as well as our Trade Execution Instructions by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: “Buying & Selling on Good or Bad News.” https://youtu.be/PNPFQmxwAq0 If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!” and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text “chartingwealth” to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Jobs data, Fed speakers, Nike earnings and D.C. events are all on investors' minds heading into the new week. Though rate cut odds and stocks rose Friday, so did Treasury yields.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0130-0925) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Danish: Autumn Reunion: Rebuilding Bonds at Egeskov Slot Find the full episode transcript, vocabulary words, and more:fluentfiction.com/da/episode/2025-09-29-22-34-02-da Story Transcript:Da: Egeskov Slot strålede i morgendisens bløde omfavnelse, mens de gyldne efterårsblade dansede i en let brise.En: Egeskov Slot gleamed in the soft embrace of the morning mist, while the golden autumn leaves danced in a light breeze.Da: Det gamle slot havde set meget gennem tiderne, og denne dag skulle tilføje endnu en fortælling til sine mure.En: The old castle had witnessed much through the ages, and this day was to add yet another story to its walls.Da: Mikkel stod ved indgangen og så op mod det slot, der bar på så mange barndomsminder.En: Mikkel stood at the entrance, looking up at the castle that held so many childhood memories.Da: Ved siden af ham stod Kirsten, altid smilende og fuld af liv, med hendes lyse hår, der fangede solens glimt.En: Next to him stood Kirsten, always smiling and full of life, with her bright hair catching the glints of the sun.Da: På den anden side stod Lars, som rastløst skimtede mod horisonten.En: On the other side stood Lars, who restlessly peered towards the horizon.Da: Han var tydeligvis mere interesseret i fremtiden end i nutiden.En: He was clearly more interested in the future than the present.Da: "Jeg tænkte," sagde Mikkel stille, "at vi kunne tage en tur rundt i haven.En: "I was thinking," said Mikkel quietly, "that we could take a tour around the garden.Da: Måske kan det hjælpe med at bringe os lidt tættere sammen igen?"En: Maybe it could help bring us a bit closer again?"Da: Han så på sine to venner, håbende på deres samtykke.En: He looked at his two friends, hoping for their agreement.Da: Kirsten nikkede ivrigt.En: Kirsten nodded eagerly.Da: "Det lyder som en god idé, Mikkel!En: "That sounds like a good idea, Mikkel!Da: Haven er smuk på denne tid af året."En: The garden is beautiful this time of year."Da: Lars trak på skuldrene.En: Lars shrugged.Da: "Jo, lad os gøre det."En: "Sure, let's do it."Da: Hans stemme bar en let utålmodighed, men han fulgte trøstig med.En: His voice carried a hint of impatience, but he followed willingly.Da: De gik gennem de snoede stier, omfavnet af træernes orange og røde pragt.En: They walked through the winding paths, embraced by the trees' orange and red splendor.Da: Mikkel forsøgte at finde de rigtige ord til at bryde isen, men stilheden var tung, nærmest trykkende med uforløste følelser.En: Mikkel tried to find the right words to break the ice, but the silence was heavy, almost oppressive with unresolved emotions.Da: Pludselig, næsten som om himlen ønskede det, begyndte regnen at falde.En: Suddenly, almost as if the sky willed it, the rain began to fall.Da: De søgte hastigt tilflugt under en gammel pavillon, der havde været der længere, end nogen af dem kunne huske.En: They hastily sought refuge under an old pavilion that had been there longer than any of them could remember.Da: Vands dråber trommede rytmisk mod taget, og der, som om lyden fra regnen havde en magisk virkning, lettede stemningen.En: The raindrops drummed rhythmically against the roof, and there, as if the sound of the rain had a magical effect, the mood lightened.Da: Kirsten brød stilheden.En: Kirsten broke the silence.Da: "Kan I huske den gang, vi næsten gik vild herude, fordi vi var så optaget af at finde den hemmelige sti?"En: "Do you remember the time we almost got lost out here because we were so caught up in finding the secret path?"Da: Hun grinede, og den lysnede atmosfæren betydeligt.En: She laughed, brightening the atmosphere significantly.Da: "Ja," tilføjede Lars, hans stemme blødere nu.En: "Yes," added Lars, his voice softer now.Da: "Og hvordan vi skændtes over, hvem der havde ret omkring vejen tilbage."En: "And how we argued over who was right about the way back."Da: Mikkel tog en dyb indånding.En: Mikkel took a deep breath.Da: "Jeg har længtes efter at tale om det.En: "I've been longing to talk about it.Da: Jeg savner vores venskab, og jeg ønsker virkelig, vi får det godt igen.En: I miss our friendship, and I really want us to be okay again.Da: Jeg indser nu, at det var dumme småting, der kom imellem os."En: I realize now it was silly little things that came between us."Da: En stille pause fulgte hans ord, så så Kirsten på Lars og derefter på Mikkel.En: A quiet pause followed his words, then Kirsten looked at Lars and then at Mikkel.Da: "Jeg også.En: "Me too.Da: Livet er for kort til at bære nag over ingenting."En: Life is too short to hold grudges over nothing."Da: Lars nikkede, et smil formede sig på hans læber.En: Lars nodded, a smile forming on his lips.Da: "Lad os ikke gentage de samme fejl.En: "Let's not repeat the same mistakes.Da: Fremtiden er vigtig, men nutiden er det, vi altid skal værdsætte."En: The future is important, but the present is what we must always cherish."Da: Sammen hørte de regnen falde, mens latter og minder fyldte luften.En: Together, they listened to the rain falling, while laughter and memories filled the air.Da: Da regnen endelig stoppede, gik de tre venner væk fra Egeskov Slot, tættere end før, med nye bånd forseglet af tidligere misforståelser og ny forståelse.En: When the rain finally stopped, the three friends walked away from Egeskov Slot, closer than before, with new bonds sealed by past misunderstandings and new understanding.Da: Mikkel førte an, med en nyvunden vilje til at tage initiativ og sætte ord på sine følelser.En: Mikkel led the way, with a newfound willingness to take initiative and express his feelings.Da: Efterårens kulde var ingenting mod varmen af genvundne venskaber.En: The autumn's chill was nothing against the warmth of recovered friendships. Vocabulary Words:gleamed: stråledeembrace: omfavnelsewitnessed: sethorizon: horisontentour: turagreement: samtykkeshrugged: trak på skuldreneimpatience: utålmodighedwinding: snoedeoppressive: trykkendeunresolved: uforløsterefuge: tilflugtpavilion: pavillonraindrops: vands dråberrhythmically: rytmiskmood: stemningenlightened: lettedesignificantly: betydeligtsoftened: bløderelonging: længtesgrudges: naghedge: hækkencherish: værdsætteinitiative: initiativsplendor: pragtbonds: båndmisunderstandings: misforståelserunderstanding: forståelsechill: kuldewillingness: vilje

Fluent Fiction - Norwegian: Breathless Roads to Unbreakable Bonds: Gudbrandsdalen Journey Find the full episode transcript, vocabulary words, and more:fluentfiction.com/no/episode/2025-09-29-07-38-20-no Story Transcript:No: Veien i Gudbrandsdalen var som et bånd som slynget seg gjennom det gyldne landskapet.En: The road in Gudbrandsdalen was like a ribbon winding through the golden landscape.No: Trærne lyste i alle nyanser av gult og oransje.En: The trees shone in all shades of yellow and orange.No: Lars, Astrid og Jens kjørte med vinduene nede, og kjentlufta var kjølig og frisk.En: Lars, Astrid, and Jens drove with the windows down, and the familiar air was cool and fresh.No: Lars satt bak rattet.En: Lars was behind the wheel.No: Han likte følelsen av frihet, vinden som rusket i håret og utsikten over de rullende åsene.En: He liked the feeling of freedom, the wind messing with his hair, and the view of the rolling hills.No: Ved siden av seg hadde han kameratene Jens og Astrid.En: Beside him were his friends Jens and Astrid.No: Jens kikket opp fra kameraet sitt, alltid på jakt etter det perfekte bildet.En: Jens glanced up from his camera, always on the hunt for the perfect shot.No: "Se den utsikten, da!En: "Just look at that view!"No: " utbrøt Jens, og knipset et bilde av de fjerne fjellene.En: exclaimed Jens, snapping a picture of the distant mountains.No: Astrid smilte og pakket tepper utover setene.En: Astrid smiled and spread blankets over the seats.No: Hun var alltid forberedt, alltid med en løsning på lur.En: She was always prepared, always with a solution up her sleeve.No: Lars prøvde å skjule sin svake pusting.En: Lars tried to hide his shallow breathing.No: Han hadde ikke fortalt vennene sine om at han hadde brukt opp alle medisinene sine.En: He hadn't told his friends that he'd run out of all his medication.No: Han ville ikke bekymre dem eller virke svak.En: He didn't want to worry them or appear weak.No: Men etter hvert som veien klatret høyere, kjente Lars brystet stramme til.En: But as the road climbed higher, Lars felt his chest tighten.No: Han pustet tyngre nå.En: He was breathing heavier now.No: Valget var enkelt i hans hode: festen skulle ikke stoppes.En: The choice was simple in his mind: the party should not stop.No: Men Astrid hadde allerede merket endringen i ansiktet hans.En: But Astrid had already noticed the change in his face.No: "Lars, går det bra med deg?En: "Lars, are you okay?"No: " spurte hun bekymret.En: she asked concernedly.No: Lars lo avvisende, "Ja, ja, jeg er bare litt sliten.En: Lars laughed dismissively, "Yeah, yeah, I'm just a little tired."No: " Astrid nølte, men bestemte seg for å stole på ham.En: Astrid hesitated but decided to trust him.No: Da de fortsatte videre, ble lufta i bilen anspent.En: As they continued on, the air in the car became tense.No: Lars slet med å skjule sin vanskelige pust.En: Lars struggled to conceal his labored breathing.No: Hver krapp sving var en kamp, men han insisterte på å fortsette.En: Every sharp turn was a battle, but he insisted on continuing.No: Astrid, som hadde kjent ham lenge, så rett gjennom fasaden hans.En: Astrid, who had known him for a long time, saw right through his facade.No: "Vi må finne en lege," sa hun bestemt.En: "We need to find a doctor," she said firmly.No: "Nei, jeg vil ikke ødelegge turen," protesterte Lars svak.En: "No, I don't want to ruin the trip," protested Lars weakly.No: "Din helse kommer først," sa Astrid bestemt.En: "Your health comes first," Astrid said decisively.No: "Vi vil hellere miste en dag enn å miste deg.En: "We'd rather lose a day than lose you."No: "Med Jens som støttet Astrid, snudde de bilen.En: With Jens supporting Astrid, they turned the car around.No: Veien tilbake føltes som evighet for Lars, som nå kjempet mot panikk.En: The way back felt like an eternity for Lars, who was now fighting panic.No: De kom til slutt til en liten klinikk i en fjellbygd.En: They eventually arrived at a small clinic in a mountain village.No: Legene tok Lars inn med en gang.En: The doctors took Lars in immediately.No: Han fikk behandling og kunne endelig puste lett igjen.En: He received treatment and could finally breathe easily again.No: Etterpå satt de tre vennene sammen utenfor klinikken.En: Afterwards, the three friends sat together outside the clinic.No: Lars, lettet men flau, takket dem.En: Lars, relieved but embarrassed, thanked them.No: Jens lo og slo ham på ryggen.En: Jens laughed and patted him on the back.No: "Ingen tur uten bittelitt drama, hva?En: "No trip without a tiny bit of drama, huh?"No: " spøkte han.En: he joked.No: Astrid smilte varmt.En: Astrid smiled warmly.No: "Neste gang sier du ifra med en gang, så vi slipper å bekymre oss sånn.En: "Next time, let us know right away, so we don't have to worry so much."No: "Lars nikket, takknemlig for vennene sine.En: Lars nodded, grateful for his friends.No: Han innså at det å være sterk betyr også å kunne be om hjelp.En: He realized that being strong also means being able to ask for help.No: Sammen vendte de tilbake på veien, klar for nye eventyr, nå en erfaring rikere.En: Together, they returned to the road, ready for new adventures, now one experience richer.No: Gudbrandsdalen lå fortsatt vidstrakt foran dem, og vennskapet deres føltes sterkere enn noen gang.En: Gudbrandsdalen still lay vast ahead of them, and their friendship felt stronger than ever. Vocabulary Words:ribbon: båndwinding: slyngetgolden: gyldneshone: lysteshades: nyanserrolling hills: rullende åseneglanced: kikkethunt: jaktexclaimed: utbrøtdistant: fjernespreading: pakketblankets: tepperprepared: forberedtsolution: løsningconceal: skjulelabored: vanskeligfacade: fasadenchoice: valgtense: anspentbattle: kampeternity: evighetrelieved: lettetembarrassed: flaudrama: dramawarmly: varmtadventures: eventyrvast: vidstraktfriendship: vennskapstronger: sterkeretrust: stole

This week we talk about how Power-Rangers-meets-isekai in The Red Ranger Becomes an Adventurer in Another World, where the MC Togo “dies” but wakes in a fantasy world, we laugh about the stat sheet and how his lists punch and kick separately and some subtle gags and the classic Power Ranger trope where enemies randomly explode on defeat. We note a teased “silver” ranger, bandage/bond visual puns like “adhesion squad” and “bond breakers” with a late-season tone shift that suddenly goes dark.The Red Ranger Becomes an Adventurer in Another World mashes heroics and isekai comedy. Togo, the red leader of the Kizuna Five, dies(?) during a last stand against his nemesis and wakes up in a fantasy world where magic users can't make sense of his techy ranger gear. In the new world he keeps doing hero work as Kizuna Red, while he eventually teams up with the headstrong mage Yihdra Arvoln, princess Teltina, and knightly bodyguard Lowji to take on the forces of “evil”.Next Week's Pick: "Chivalry of a Failed Knight"Have you had the chance to watch Red Ranger becomes an adventure in another world or any of our previous selections? We'd love to hear your thoughts and recommendations for future picks!Check out CJ's PodcastAnime AnonymousDeals for You:Supporting your anime binge sessions is what we do best! Here are some exclusive deals that'll make your anime-watching experience even better.Crunchyroll Affiliate Offers: Get 15% off your first anime merch order here. Stream your favorite anime with Crunchyroll. Start Your Free TrialTokyoTreat Special: Use code "FEATUREDANIME" for $5 off your first box through this TokyoTreat link.Looking for some podcast merch? We've got you covered: Main Store Alternative ShopSupport Our PodcastLove what we do? Support the podcast through Patreon! You can get access to ad-free episodes, bonus content, and more.Support us on PatreonStay Connected With UsDon't miss out on our latest episodes or discussions! Join us across our social channels and be part of the community: Contact Us Anime List: Check out our anime list on MyAnimeList. Twitch: Watch us live on twitch.tv/featuredanimepodcast Email: info@featuredanimepodcast.com X (Twitter): @ThoseAnimeGuys Facebook: Featured Anime Podcast Discord: Join our DiscordAnime Info and Our Ratings: Producers: Square Enix, Nippon Columbia, AT-X, Tokyo MX, SUN TV, BS11, TV Aichi, KBS Kyoto Studio: Satelight Source: Manga Genres: Comedy, Isekai, Action, Fantasy Aired: January 2025 - March 2025 Number of Episodes: 12Our Scores: Jack's Score: 8 / 10 Rick's Score: 8 / 10

Bonus Episode #54 of BGMania: A Video Game Music Podcast. The storm is far from over. Kaelen and Torren's desperate flight from the massive Cindercloak airship leads them deeper into the treacherous Stormweave Isles, where floating islands spin in perpetual tempest and the very air crackles with corrupted magic. As they seek refuge among storm-wracked ruins and forgotten shrines, uncomfortable questions begin to surface about allies, enemies, and the true cost of the choices that shattered the Starbinder Order generations ago. In this second installment of our four-part radio drama, the foundations of trust begin to crack under the weight of hidden histories and painful revelations. The past refuses to stay buried, and some secrets carry a price that echoes through the present. New allies emerge from unexpected places, while familiar bonds are tested by forces beyond anyone's control. As our heroes navigate both physical dangers and the treacherous landscape of shifting loyalties, they edge closer to truths that will reshape everything they thought they knew about their world. Content Note: This fantasy adventure contains themes of betrayal, magical violence, and family conflict. Email the show at bgmaniapodcast@gmail.com with requests for upcoming episodes, questions, feedback, comments, concerns, or any other thoughts you'd like to share! Special thanks to our Executive Producers: Jexak, Xancu, Jeff, & Mike. EPISODE PLAYLIST AND CREDITS Divine Beast Vah Medoh from The Legend of Zelda: Breath of the Wild [Yasuaki Iwata, 2017] Echoes of Atlantis from Conan Exiles [Knut Avenstroup Haugen, 2018] From Past to Present from The Elder Scrolls V: Skyrim [Jeremy Soule, 2011] In Hushed Whispers from Dragon Age: Inquisition [Trevor Morris, 2014] Ezio's Family from Assassin's Creed II [Jesper Kyd, 2009] Unbroken from The Last of Us Part II [Gustavo Santaolalla, 2020] The 13th Struggle from Kingdom Hearts HD II.5 ReMIX [Yoko Shimomura, 2014] Moonlit Melody from Bloodborne [Yuka Kitamura, 2015] Never Fade Away from Cyberpunk 2077 [P.T. Adamczyk, Marcin Przybyłowicz & Paul Leonard-Morgan, 2020] Suicide Mission from Mass Effect 2 [Jack Wall, 2010] VOICE CAST Narrator - Bryan Clutter Kaelen - Bryan Clutter Torren - Kyle Vaughn Elyndra - Lindsey Vaughn Whispers - Brian Booth Varn - Bryan Clutter Brenn - Kyle Vaughn Cindercloak Scout - Brian Booth Additional Voices Provided by AI LINKS Patreon: https://patreon.com/bgmania Website: https://bgmania.podbean.com/ Discord: https://discord.gg/cC73Heu Facebook: BGManiaPodcast X: BGManiaPodcast Instagram: BGManiaPodcast TikTok: BGManiaPodcast YouTube: BGManiaPodcast Twitch: BGManiaPodcast PODCAST NETWORK Very Good Music: A VGM Podcast Listening Religiously

This is a Grave Talks CLASSIC EPISODE! Can the living haunt themselves? It's a question few dare to ask — but paranormal investigator Bill Vockroth steps directly into the unsettling possibility. Tonight's episode takes listeners deep into the mystery of spirits, trauma, and the afterlife through a chilling case: a family that did not fall apart in death but remained together, intact and active, in the realm beyond. On a multi-acre homestead, love and family bonds grew strong — so strong, perhaps, that even death could not sever them. Witnesses reported seeing the family together as though nothing had changed. A little girl laughing with her friend down the road, both full of joy and childhood energy. But here's the catch: both children, and the family itself, were long dead. What does it mean when bonds of love and trauma echo so powerfully they remain on the other side? Can people project their essence after tragedy without dying, leaving behind a living residual imprint? In this interview, Bill Vockroth explores the fragile boundary between the living and the dead, where grief, memory, and energy converge. Are we only haunted by the dead — or can we, in some way, haunt ourselves? #TrueGhostStory #RealHaunting #Paranormal #Afterlife #Hauntings #ResidualEnergy #Spirits #GhostStories #ParanormalPodcast #BillVockroth #Supernatural #FamilyBeyondDeath Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

This is a Grave Talks CLASSIC EPISODE! Can the living haunt themselves? It's a question few dare to ask — but paranormal investigator Bill Vockroth steps directly into the unsettling possibility. Tonight's episode takes listeners deep into the mystery of spirits, trauma, and the afterlife through a chilling case: a family that did not fall apart in death but remained together, intact and active, in the realm beyond. On a multi-acre homestead, love and family bonds grew strong — so strong, perhaps, that even death could not sever them. Witnesses reported seeing the family together as though nothing had changed. A little girl laughing with her friend down the road, both full of joy and childhood energy. But here's the catch: both children, and the family itself, were long dead. What does it mean when bonds of love and trauma echo so powerfully they remain on the other side? Can people project their essence after tragedy without dying, leaving behind a living residual imprint? In this interview, Bill Vockroth explores the fragile boundary between the living and the dead, where grief, memory, and energy converge. Are we only haunted by the dead — or can we, in some way, haunt ourselves? This is Part Two of our conversation. #TrueGhostStory #RealHaunting #Paranormal #Afterlife #Hauntings #ResidualEnergy #Spirits #GhostStories #ParanormalPodcast #BillVockroth #Supernatural #FamilyBeyondDeath Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

In this solo episode of the Dad Edge Podcast, I dive into the valuable life lessons we as fathers can teach our kids through sports—lessons that go far beyond winning or losing. Whether it's about praising effort over outcomes, sharing personal stories of hard work, or simply playing together with no agenda, I explore how to build stronger bonds and greater resilience in our kids through these moments. This episode is a call to reframe how we show up on the sidelines and in life. Sports can be more than competition—they can be a platform for presence, growth, and connection. If you want to raise grounded, hardworking kids who aren't afraid of putting in the reps, this episode is for you. TIMELINE SUMMARY [0:00] - Kicking off the episode with intention and a mission for fatherhood [1:02] - The busy fall season: sports, school, and parenting chaos [2:22] - Why we must praise effort—not just outcomes—with our kids [3:46] - Childhood memories and the impact of working hard without reward [5:02] - Growth mindset: effort over results builds long-term confidence [6:29] - Combating entitlement by teaching consistent hard work [7:27] - Celebrating preparation, not just game-day performance [8:07] - Sharing real stories of hard work from our own lives with our kids [9:18] - Why credibility with your kids is built through relatable stories [9:38] - The power of play: connecting with our kids through shared activity [10:21] - Taekwondo with my son and football with another—just having fun [11:12] - Why the end result matters less than the connection [11:49] - A practical call to action: ask your kids what they learned from sports this week [12:26] - Don't let your kids off the hook—push for real answers [13:04] - Reflecting on the last quarter of the year and what's ahead [13:39] - A warning for business owners: don't build an empire and lose your family [14:19] - Links to join The Alliance or Business Boardroom [14:42] - Final recap and reminder to praise effort, share stories, and play together 5 KEY TAKEAWAYS 1. Praise Effort, Not Just Results When we focus on our kids' preparation, persistence, and grit rather than wins or trophies, we help them develop a growth mindset that builds confidence and resilience. 2. Real-Life Stories Create Connection Sharing your own stories of hard work, sacrifice, and struggle makes your guidance more credible and relatable—and shows your kids you've been in their shoes. 3. Play Without a Purpose Connection often happens in the unstructured moments. Whether it's football or taekwondo, playing with your kids for the sake of fun builds trust and memories. 4. Ask Better Questions Instead of asking “How was practice?”, ask “What did you learn this week from sports?” Push them to reflect and communicate their growth and insights. 5. Lead Without Losing What Matters Whether you're a career man or building a business, don't trade connection with your wife or kids for productivity. Build both—intentionally. LINKS & RESOURCES Show notes for this episode: https://www.thedadedge.com/1380 thedadedge.com/mastermind Join The Dad Edge Alliance (for career-driven men): https://www.thedadedge.com/alliance Join The Dad Edge Business Boardroom (for entrepreneurs): https://www.thedadedge.com/boardroom 25 Questions to Spark Connection With Your Partner: https://www.thedadedge.com/25questions If this episode gave you a new way to think about parenting through sports and everyday moments, do me a favor—follow, rate, review, and share the podcast. Let's keep equipping men to lead with intention and live legendary.