Podcasts about bonds

Send us a textSarah Kapnick literally trained under John Nash at Princeton, went from structuring catastrophe bonds at Goldman during Hurricane Katrina, to serving as Chief Scientist at NOAA, and is now Global Head of Climate Advisory at JPMorgan. She's part mathematician, part climate scientist, part Wall Street insider – and the godmother of The Wall Street Skinny, the person who first convinced Jen to go into finance. This interview has been two and a half years in the making, and it's easily one of the most full-circle, “how is this one person real?” conversations we've ever had.We get into the math of predicting the future: how fluid dynamics and game theory show up in Black-Scholes, what “1-in-100 year events” actually mean over a 30-year mortgage, and why climate risk isn't a political side quest but a massive driver of returns, insurance pricing, and portfolio construction. Sarah explains cat bonds in plain English, walks through physical vs. transition risk, and connects wildfires, hurricanes, nuclear, fusion, and geothermal to the way capital is being allocated right now. If you care about making or losing money over the next few decades, this is not optional listening.We also talk mentorship, careers, and what it looks like to build a non-linear, insanely high-impact path across science, government, and Wall Street while raising a young family. Sarah shares how she decides when to leave a prestigious job, what she tells the next generation of math and science nerds curious about finance, and how she translates hardcore climate science for CEOs, investors, and ultra-high-net-worth clients. Even if you think “climate isn't for me,” this episode will change how you think about risk, opportunity, and the future.Learn more about 9fin HERE Shop our Self Paced Courses: Investment Banking & Private Equity Fundamentals HEREFixed Income Sales & Trading HERE Wealthfront.com/wss. This is a paid endorsement for Wealthfront. May not reflect others' experiences. Similar outcomes not guaranteed. Wealthfront Brokerage is not a bank. Rate subject to change. Promo terms apply. If eligible for the boosted rate of 4.15% offered in connection with this promo, the boosted rate is also subject to change if base rate decreases during the 3 month promo period.The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of 11/7/25, is representative, requires no minimum, and may change at any time. The APY reflects the weighted average of deposit balances at participating Program Banks, which are not allocated equally. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Sources HERE.

Fluent Fiction - Catalan: A Catalan Christmas: Where Art Ignites Unexpected Bonds Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2025-12-08-08-38-20-ca Story Transcript:Ca: La llum de Nadal brillava a través dels carrerons de Barcelona, arrossegant la gent cap al mercat de Nadal al peu de la imponent Sagrada Família.En: The Christmas lights shone through the alleyways of Barcelona, drawing people to the Christmas market at the foot of the imposing Sagrada Família.Ca: Les petites llums penjades xiscaven amb el vent d'hivern, barrejant-se amb l'olor dolç dels castanyes torrades i el caliu dels paradistes.En: The small lights swayed in the winter wind, mingling with the sweet smell of roasted chestnuts and the warmth of the vendors.Ca: Era un lloc màgic, on la història es barrejava amb la tradició.En: It was a magical place, where history blended with tradition.Ca: Gemma caminava amb passos vacil·lants.En: Gemma walked with hesitant steps.Ca: Era estudiant d'història de l'art, fascinada per la cultura catalana, i buscava inspiració per a la seva tesi.En: She was an art history student, fascinated by Catalan culture, seeking inspiration for her thesis.Ca: Però a l'inici, el bullici del mercat li feia mandra.En: But initially, the hustle and bustle of the market made her feel a bit sluggish.Ca: Caminava entre les paradetes, fascinada pels colors i les formes, però sense atrevir-se a parlar amb ningú.En: She walked among the stalls, fascinated by the colors and shapes, yet not daring to speak to anyone.Ca: A la distància, el somriure de Jordi brillava.En: In the distance, Jordi's smile was shining.Ca: Era artesà local, orgullós de la seva feina.En: He was a local craftsman, proud of his work.Ca: Venia figuretes de pessebre, cadascuna feta a mà, cada detall cuidat amb amor i paciència.En: He sold nativity figurines, each one handmade, every detail crafted with love and patience.Ca: La seva parada era petita comparada amb altres plenes de llums i ornaments brillants, però tenia una cosa especial: el caliu autèntic d'un cor dedicat a l'art.En: His stall was small compared to others full of lights and shiny ornaments, but it had something special: the authentic warmth of a heart dedicated to art.Ca: Gemma va veure les figures úniques a la parada de Jordi.En: Gemma saw the unique figures at Jordi's stall.Ca: Els seus ulls es van obrir de bat a bat davant la bellesa de les peces.En: Her eyes widened at the beauty of the pieces.Ca: Va respirar profundament i es va apropar.En: She took a deep breath and approached.Ca: "Hola... són increïbles", va dir, assenyalant una figura d'un pastor amb una ovella.En: "Hello... they're incredible," she said, pointing at a figure of a shepherd with a sheep.Ca: Jordi va aixecar la mirada, sorprès i feliç de veure interès sincer.En: Jordi looked up, surprised and happy to see genuine interest.Ca: "Gràcies", va respondre, “cada figura té la seva pròpia història.En: "Thank you," he responded, “each figure has its own story.Ca: Aquesta representa la tradició i el treball de la mà de l'home amb la natura".En: This one represents the tradition and the work of man's hand with nature."Ca: A mesura que parlaven, la neu va començar a caure suaument.En: As they talked, snow began to fall gently.Ca: Els flocs brillaven com petites estrelles, afegint un toc màgic a l'escena.En: The snowflakes glowed like little stars, adding a magical touch to the scene.Ca: La gent corria a buscar refugi, però Gemma i Jordi van quedar-se sota un petit sostre compartit entre una parada i una petita plaça.En: People rushed to find shelter, but Gemma and Jordi stayed under a small roof shared between a stall and a small plaza.Ca: Gemma va riure en veure com la neu transformava el mercat.En: Gemma laughed, seeing how the snow transformed the market.Ca: "És com un conte de Nadal", va dir, girant-se cap a Jordi.En: "It's like a Christmas tale," she said, turning to Jordi.Ca: "Com vas començar amb aquest art?"En: "How did you start with this art?"Ca: Jordi va compartir la història de la seva família, com el seu avi li havia ensenyat a treballar la fusta, a respectar cada peça que creaven junts.En: Jordi shared his family's story, how his grandfather taught him to work with wood, to respect each piece they created together.Ca: Parlant així, el temps va passar volant.En: Talking like this, time flew by.Ca: Escoltar Jordi va obrir una porta dins de Gemma.En: Listening to Jordi opened a door within Gemma.Ca: El que al principi semblava un simple projecte universitari es transformava en una connexió real amb les persones i les tradicions que la fascinaven.En: What initially seemed like a simple university project transformed into a real connection with the people and traditions that fascinated her.Ca: Va demanar permís a Jordi per incloure les seves històries al seu treball, un privilegi que ell li va concedir amb entusiasme.En: She asked Jordi for permission to include his stories in her work, a privilege he granted her enthusiastically.Ca: Quan el sol va començar a caure, Gemma i Jordi van acordar trobar-se de nou durant les vacances.En: As the sun began to set, Gemma and Jordi agreed to meet again during the holidays.Ca: Les espurnes d'una nova amistat, i potser alguna cosa més, van il·luminar les seves mirades.En: The sparks of a new friendship, and perhaps something more, illuminated their eyes.Ca: El mercat havia canviat per ells.En: The market had changed for them.Ca: La neu, brillant a sota del cel ennuvolat, va ser el teló de fons perfecte per a un començament inesperat.En: The snow, shining under the cloudy sky, was the perfect backdrop for an unexpected beginning.Ca: Gemma va marxar amb el cor ple, mentre que Jordi es va sentir més segur sobre el valor del seu art.En: Gemma left with a full heart, while Jordi felt more confident about the value of his art.Ca: La Sagrada Família, amb les seves ombres protectores, es mantenia vigilant un nou capítol de les seves vides.En: The Sagrada Família, with its protective shadows, stood watch over a new chapter in their lives. Vocabulary Words:the alleyways: els carreronsthe imposing: la imponentthe vendors: els paradisteshesitant: vacil·lantsthe hustle and bustle: el bullicisluggish: mandrathe stalls: les paradetesthe craftsman: l'artesàproud: orgullósthe nativity figurines: les figuretes de pessebrehandmade: feta a màthe warmth: el caliuthe heart: el cordedicated: dedicatapproached: es va aproparthe shepherd: el pastorthe sheep: l'ovellagenuine interest: interès sincerthe storyline: la històriathe snowflakes: els flocsshelter: refugithe roof: el sostrethe plaza: la plaçathe Christmas tale: el conte de Nadalshared: compartirto respect: respectarflew by: va passar volantto request permission: demanar permísenthusiastically: amb entusiasmethe sparks: les espurnes

Fluent Fiction - Norwegian: Rekindling Sibling Bonds in the Winter of Oslo Find the full episode transcript, vocabulary words, and more:fluentfiction.com/no/episode/2025-12-08-08-38-20-no Story Transcript:No: Vigelandparken lå stille under snøens lune teppe.En: Vigelandparken lay still under the cozy blanket of snow.No: Det var dagen før jul, og det store familietreffet skulle finne sted.En: It was the day before Christmas, and the big family gathering was about to take place.No: Elsa sto ved inngangen og trakk pusten dypt.En: Elsa stood at the entrance and took a deep breath.No: Hun hadde ikke sett familien på mange år.En: She hadn't seen her family in many years.No: Vinden bet i dekket hennes kinn, men nervene var den virkelig bitende følelsen.En: The wind bit at her covered cheeks, but the nerves were the real biting sensation.No: Sindre var allerede der.En: Sindre was already there.No: Han hadde alltid vært den ansvarlige, den som ble igjen da Elsa forlot hjemmet for å følge drømmen om å bli kunstner.En: He had always been the responsible one, the one who stayed behind when Elsa left home to follow her dream of becoming an artist.No: Han snudde seg mot Elsa da hun nærmet seg.En: He turned toward Elsa as she approached.No: Ansiktet hans var stramt, og Elsa kjente på skyldfølelsen.En: His face was tight, and Elsa felt a pang of guilt.No: "Hei, Sindre," sa hun forsiktig.En: "Hi, Sindre," she said cautiously.No: "Hei," svarte han kort.En: "Hi," he answered briefly.No: Blikkene deres møttes kort, før han så bort.En: Their gazes met briefly before he looked away.No: Det var så mye usagt mellom dem.En: There was so much unsaid between them.No: De begynte å gå langs den snødekte stien.En: They began to walk along the snow-covered path.No: Skulpturene rundt dem sto som tause vitner til familiens historie.En: The sculptures around them stood as silent witnesses to the family's history.No: Elsa visste at hun måtte si noe, før stillheten mellom dem ble uutholdelig.En: Elsa knew she had to say something before the silence between them became unbearable.No: "Jeg vet at jeg forlot deg med mye ansvar," sa Elsa endelig.En: "I know I left you with a lot of responsibility," Elsa said finally.No: "Men det var noe jeg måtte gjøre.En: "But it was something I had to do."No: "Sindre stanset og så rett på henne.En: Sindre stopped and looked directly at her.No: "Det føltes ikke slik da.En: "It didn't feel that way then.No: Jeg følte meg forlatt.En: I felt abandoned."No: "Elsa svelget tungt.En: Elsa swallowed thickly.No: "Jeg skjønner det.En: "I understand.No: Jeg tenkte ikke hvordan det ville være for deg.En: I didn't think about how it would be for you."No: "Sindre så ut i parken, pusten hans skyet i vinterkulda.En: Sindre looked out into the park, his breath clouding in the winter cold.No: "Det var ensomt," innrømmet han.En: "It was lonely," he admitted.No: "Jeg savnet hvordan vi pleide å være.En: "I missed how we used to be."No: "Elsa visste at dette var hennes sjanse.En: Elsa knew this was her chance.No: "Jeg også," sa hun.En: "I did too," she said.No: "Jeg savner å ha en bror som jeg kan stole på.En: "I miss having a brother I can rely on."No: "De sto der en stund, bare lyden av vind som rustet i trærne.En: They stood there for a while, only the sound of the wind rustling in the trees.No: Elsa følte en ro, blandet med angst over tiden som hadde gått tapt.En: Elsa felt a calmness mixed with anxiety over the time that had been lost.No: "Kan vi starte på nytt?En: "Can we start over?"No: " spurte hun forsiktig.En: she asked cautiously.No: Sindre nikket sakte.En: Sindre nodded slowly.No: "Vi kan prøve," sa han.En: "We can try," he said.No: "Tilgi meg for å ha vært bitter.En: "Forgive me for being bitter."No: "Elsa smilte svakt.En: Elsa smiled faintly.No: "Jeg vil gjerne prøve å forstå deg.En: "I'd like to try to understand you."No: "De begynte å gå igjen, side om side.En: They began walking again, side by side.No: Vigelandparkens ro omfavnet dem, akkurat som den friske snøen.En: The tranquility of Vigelandparken embraced them, just like the fresh snow.No: Julen var en tid for forsoning, og selv under den kalde, mørke vinteren i Oslo, føltes det som om noe nytt våknet mellom dem.En: Christmas was a time for reconciliation, and even during the cold, dark winter in Oslo, it felt like something new was awakening between them. Vocabulary Words:cozy: luneblanket: teppegathering: familiietreffetbreath: pustennerves: nerveneapproached: nærmettight: stramtguilty: skyldfølelsebriefly: kortunsaid: usagtwitnesses: vitnerbearable: utholdeligresponsibility: ansvarabandoned: forlattswallowed: svelgetclouding: skyetlonely: ensomtmiss: savnetrely: stolerustling: rustetcalmness: roanxiety: angstforgiveness: tilgifaintly: svakttranquility: roembraced: omfavnetreconciliation: forsoningawakening: våknetbitten: bitendestruggle: kamp

Fluent Fiction - Italian: Rekindling Bonds: A Christmas Homecoming in Venezia Find the full episode transcript, vocabulary words, and more:fluentfiction.com/it/episode/2025-12-08-08-38-20-it Story Transcript:It: Alessandro camminava per la piazza San Marco, un po' nervoso ma determinato.En: Alessandro walked through piazza San Marco, a bit nervous but determined.It: Il freddo invernale pungeva, ma la bellezza della Basilica di San Marco era mozzafiato.En: The winter cold was biting, but the beauty of the Basilica di San Marco was breathtaking.It: Le luci natalizie brillavano, avvolgendo la cattedrale in un calore accogliente.En: The Christmas lights shone, enveloping the cathedral in a welcoming warmth.It: Era il cuore di Venezia, e Alessandro era lì per un motivo speciale.En: It was the heart of Venezia, and Alessandro was there for a special reason.It: Dopo anni all'estero, aveva deciso di tornare per Natale.En: After years abroad, he had decided to return for Christmas.It: La lontananza gli aveva fatto temere di perdere il contatto con la sua famiglia.En: The distance had made him fear losing touch with his family.It: Era preoccupato che il tempo e la distanza avessero cambiato tutto.En: He was worried that time and distance had changed everything.It: Ma questa volta, la volontà di riconnettersi era più forte del timore.En: But this time, the desire to reconnect was stronger than the fear.It: Entrò nella Basilica.En: He entered the Basilica.It: Il profumo delle candele e degli incensi riempiva l'aria.En: The scent of candles and incense filled the air.It: I mosaici dorati brillavano alla luce delle fiammelle, creando un'atmosfera magica.En: The golden mosaics glowed in the light of the flames, creating a magical atmosphere.It: La chiesa era piena di persone che aspettavano la messa di Natale.En: The church was full of people waiting for the Christmas mass.It: Cercò con lo sguardo e finalmente li vide: Giulia e Matteo, i suoi fratelli.En: He searched with his eyes and finally saw them: Giulia and Matteo, his siblings.It: Giulia, con indosso una sciarpa colorata, salutò Alessandro con un grande sorriso.En: Giulia, wearing a colorful scarf, greeted Alessandro with a big smile.It: Matteo lo abbracciò forte, quasi sollevandolo da terra.En: Matteo hugged him tightly, almost lifting him off the ground.It: “Siamo così felici che sei qui,” disse Giulia.En: “We are so happy you're here,” said Giulia.It: Alessandro sentì un calore nuovo nel cuore, ma l'ansia non era ancora scomparsa del tutto.En: Alessandro felt a new warmth in his heart, but the anxiety hadn't completely disappeared.It: La messa iniziò, e Alessandro si trovò sommerso da pensieri contrastanti.En: The mass began, and Alessandro found himself overwhelmed by conflicting thoughts.It: Quando il coro iniziò a cantare “Adeste Fideles,” non riuscì più a trattenere le emozioni.En: When the choir started singing “Adeste Fideles,” he could no longer hold back his emotions.It: Durante il sermone, si girò verso i suoi fratelli e improvvisamente parlò.En: During the sermon, he turned to his siblings and suddenly spoke.It: “Scusatemi se sono stato lontano così a lungo.En: “I'm sorry for being away for so long.It: Mi sono sempre sentito un po' perso senza di voi.En: I've always felt a bit lost without you.It: Voglio far parte delle nostre tradizioni di nuovo.En: I want to be part of our traditions again.It: Mi siete mancati.” Giulia gli sorrise con calore, e Matteo mise una mano sulla sua spalla.En: I missed you.” Giulia smiled at him warmly, and Matteo placed a hand on his shoulder.It: “Alessandro, sei sempre stato parte di noi.En: “Alessandro, you have always been part of us.It: Niente può cambiare questo,” disse Matteo con voce ferma.En: Nothing can change that,” said Matteo with a firm voice.It: L'ansia che aveva tenuto Alessandro nella sua morsa svanì.En: The anxiety that had gripped Alessandro vanished.It: La famiglia era lì, più forte che mai.En: The family was there, stronger than ever.It: Dopo la messa, uscirono nella piazza, ora coperta da un sottile strato di neve che rendeva tutto più incantato.En: After the mass, they went out into the square, now covered by a thin layer of snow that made everything more enchanting.It: “È tempo di festeggiare!” esclamò Giulia.En: “It's time to celebrate!” exclaimed Giulia.It: Tenendosi tutti per mano, andarono verso casa, pronti a condividere la cena di Natale.En: Holding hands, they headed home, ready to share the Christmas dinner.It: Alessandro sentì una profonda tranquillità e una felicità autentica.En: Alessandro felt a deep calm and genuine happiness.It: La paura e l'isolamento lasciarono spazio alla gioia del momento.En: Fear and isolation gave way to the joy of the moment.It: In quella magica serata, Alessandro capì una cosa importante: le radici della famiglia erano profonde e indistruttibili.En: In that magical evening, Alessandro understood something important: the roots of family were deep and indestructible.It: Si sentiva finalmente a casa.En: He finally felt at home.It: E con il cuore pieno di speranza e amore, si unì al coro delle risate e dei canti natalizi, sicuro che non avrebbe mai più perso il loro legame.En: And with his heart full of hope and love, he joined the chorus of laughter and Christmas carols, certain that he would never lose their bond again. Vocabulary Words:the anxiety: l'ansiathe sibling: il fratello/la sorellathe distance: la lontananzathe flame: la fiammellathe mosaic: il mosaicothe choir: il corothe sermon: il sermonethe emotion: l'emozionethe fear: il timorethe bond: il legamethe isolation: l'isolamentothe warmth: il calorethe calm: la tranquillitàthe determination: la determinazionethe atmosphere: l'atmosferathe distance: la distanzathe will: la volontàthe fear: la paurathe root: la radicethe incense: l'incensothe beauty: la bellezzathe layer: lo stratothe scarf: la sciarpathe tradition: la tradizionethe joy: la gioiathe hope: la speranzathe candle: la candelathe reason: il motivoenchanted: incantatoto envelop: avvolgere

In this episode we answer emails from Adam, Cha Cha, and TJ.  We discuss how cash and short-term bonds affect safe withdrawal rates, why the Golden Butterfly's allocation is a preference not a rule, and how to build a growth-first plan when you're starting late.  And we wish Happy Birthday to Mick the Mugga Mugga.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterMany Happy Returns Podcast Featuring Tyler:  How to Pick Your Perfect Portfolio, with Tyler from Portfolio ChartsCatching Up To FI Podcast:  Financial Independence - Catching up to FIExcess Returns Podcast:  Excess Returns Podcast | Excess Returns Podcasts - Helping Make You a Better InvestorSwedroe Factor Investing Book:  Book Review: Your Complete Guide to Factor-Based Investing | CFA Institute Enterprising InvestorBreathless AI-Bot Summary:Worried your portfolio is heavy on cash but light on purpose? We unpack the real trade-offs behind short-term bonds, money markets, and the Golden Butterfly's famous “comfort cushion,” then show how a few precise tweaks can lift safe withdrawal rates without blowing up your sleep. Listener questions drive the heart of the episode: how much cash is too much, whether VTIP truly hedges better than VGSH, and why cash management rarely changes outcomes even though it feels reassuring.From there we shift to a late-starter's dilemma: chasing 8–10% average returns over a decade without gambling. We get practical about the only two ways to beat the market, why stock-picking “wins” often just mirror factor exposure, and how to use a simple, research-backed pairing—large-cap growth with small-cap value—to seek higher expected returns. We also cover when international tilts help, how currency drives comparisons more than people think, and where bonds, gold, and REITs fit as you move closer to financial independence.Our take is direct and usable: minimize inert cash, diversify for shallower drawdowns, and reserve complexity for places that pay. Build growth while the gap to FI is wide, then add ballast on purpose as you near the goal. If you want a sturdier plan and a quieter mind, this conversation clears the noise and spotlights the levers that matter.Enjoy the show? Follow, rate, and share it with a friend. Send your questions to Frank at RiskParityRadio.com, and if it helped, leave a quick review so more DIY investors can find it.Support the show

Fluent Fiction - Dutch: Bonds by the Hearth: A Warm Winter Tale of Friendship Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2025-12-07-08-38-20-nl Story Transcript:Nl: De sneeuw viel zachtjes op het dak van de knusse blokhut, een stille deken in het schilderachtige winterlandschap.En: The snow fell gently on the roof of the cozy cabin, a silent blanket in the picturesque winter landscape.Nl: Binnenin was de sfeer warm en uitnodigend.En: Inside, the atmosphere was warm and inviting.Nl: Flikkerend kaarslicht bescheen de houten tafel waar Jasper, Femke en Sven zaten.En: Flickering candlelight illuminated the wooden table where Jasper, Femke, and Sven sat.Nl: Papier, boeken en laptops lagen verspreid, klaar voor hun schoolproject.En: Papers, books, and laptops were spread out, ready for their school project.Nl: Jasper zat rechtop, aandachtig kijkend naar zijn notities.En: Jasper sat upright, attentively looking at his notes.Nl: Zijn hart klopte snel.En: His heart was beating fast.Nl: Hij was altijd de beste leerling geweest, en hij voelde de druk om dat zo te houden.En: He had always been the best student, and he felt the pressure to maintain that.Nl: Maar diep vanbinnen wilde hij meer dan alleen goede cijfers.En: But deep down, he wanted more than just good grades.Nl: Hij wilde vrienden maken, maar hij was bang dat het hem onserieus zou maken.En: He wanted to make friends, but he was afraid it would make him seem unserious.Nl: Femke, met fonkelende ogen, was de eerste die sprak.En: Femke, with sparkling eyes, was the first to speak.Nl: "Ik denk dat we het onderwerp kunnen opsplitsen zodat iedereen een deel kan doen," zei ze enthousiast.En: "I think we can split the topic so that everyone can do a part," she said enthusiastically.Nl: Sven knikte instemmend.En: Sven nodded in agreement.Nl: "Goed idee, laten we de taken verdelen."En: "Good idea, let's divide the tasks."Nl: Jasper slikte.En: Jasper swallowed.Nl: Zou hij de leiding nemen en alles controleren, of zou hij zijn klasgenoten vertrouwen?En: Should he take the lead and control everything, or should he trust his classmates?Nl: Hij kon zich een fout niet veroorloven.En: He couldn't afford to make a mistake.Nl: Toch, iets in de warme gloed van de open haard moedigde hem aan om het te proberen.En: Yet, something in the warm glow of the fireplace encouraged him to try.Nl: "Dus," begon Jasper langzaam, "misschien kunnen we luisteren naar ieders ideeën en dan beslissen hoe we verder gaan?"En: "So," Jasper began slowly, "maybe we can listen to everyone's ideas and then decide how to proceed?"Nl: De anderen keken op.En: The others looked up.Nl: Er was een moment stilte, maar toen begonnen Femke en Sven te glimlachen.En: There was a moment of silence, but then Femke and Sven began to smile.Nl: "Ja, dat werkt," zei Femke, en de spanning in de kamer leek te verdwijnen.En: "Yes, that works," said Femke, and the tension in the room seemed to vanish.Nl: Het project verliep voorspoedig.En: The project went smoothly.Nl: Totdat er een meningsverschil ontstond.En: Until a disagreement arose.Nl: Femke en Sven discussieerden over de beste aanpak voor een deel van het project.En: Femke and Sven argued about the best approach for a part of the project.Nl: Jasper voelde de druk stijgen.En: Jasper felt the pressure rising.Nl: Hij kon alles nu vastgrijpen en leiden om chaos te voorkomen.En: He could seize control and lead to prevent chaos.Nl: Maar in plaats daarvan zei hij: "Laten we pauzeren en luisteren naar elkaar."En: But instead, he said, "Let's take a break and listen to each other."Nl: Hij zette warme chocolademelk op tafel, de heerlijke geur vulde de hut.En: He placed hot chocolate on the table, the delicious aroma filling the cabin.Nl: Dit hielp de spanning te verlichten.En: This helped to ease the tension.Nl: Ze praatten, lachten en vonden samen een oplossing.En: They talked, laughed, and together found a solution.Nl: Uiteindelijk voltooiden ze het project.En: In the end, they completed the project.Nl: Maar belangrijker nog, ze werden vrienden.En: But more importantly, they became friends.Nl: Terwijl de sneeuw bleef vallen, zaten ze bij de open haard met mokken warme chocolademelk in hun handen.En: While the snow continued to fall, they sat by the fireplace with mugs of hot chocolate in their hands.Nl: Jasper voelde een nieuw soort tevredenheid.En: Jasper felt a new kind of satisfaction.Nl: Perfectie was niet alles.En: Perfection wasn't everything.Nl: Samenwerken en vriendschappen opbouwen konden net zo bevredigend zijn.En: Collaborating and building friendships could be just as satisfying.Nl: Terwijl de kaarsen flakkerden en hun schaduwen op de muren dansten, wist Jasper dat deze winteravond in de hut iets bijzonders had gebracht.En: As the candles flickered and their shadows danced on the walls, Jasper knew that this winter night in the cabin had brought something special.Nl: Een les die hij nooit zou vergeten.En: A lesson he would never forget. Vocabulary Words:gently: zachtjescozy: knusseblanket: dekenpicturesque: schilderachtigeilluminated: bescheenattentively: aandachtigpressure: druksparkling: fonkelendeenthusiastically: enthousiastagreement: instemmendswallowed: sliktefireplace: open haardapproach: aanpakaroma: geureased: verlichtendance: danstentension: spanningsolution: oplossingcompleted: voltooidensatisfaction: tevredenheidcollaborating: samenwerkenbuilding: opbouwenflickering: flikkerendspread: verspreidupright: rechtopvanish: verdwijnensmoothly: voorspoedigdisagreement: meningsverschilchaos: chaosencouraged: moedigde

The above video and audio were created based on a blog post I wrote a number of years ago. The post read:We can all make friends. It's a talent we've had since we were little children. Use it. Take time out today to make some new friends — not just acquaintances, but real friends. You can start with your social networks and eventually branch out to creating professional relationships that are made up of real friends.LyricsHere are the lyrics to the song (sung by Amy Walker):In my circle, I weave connections tight,From my social media, I find my delight.LinkedIn's where I meet new faces,Networking's how we build our bases.Coffee shops are where I start to grow,Chatting with colleagues, sharing a dough.We laugh, we learn, we grow together,Friendship's what we sow, and it blossoms sweeter.Building bonds, let's start today,In every corner, a friend is waiting to play.Through ups and downs, we'll stick together,With every handshake, we're stronger together.Building bonds, let's not delay,Reach out, extend your hand, say good day!In every heart, a friend can find,Let's make these connections shine.A smile can open doors wide,A kind word can change someone's tide.In every face, a story lies,Let's listen, let's embrace, let's build ties.At work, at play, we share the scene,In every moment, a friend is seen.From the small talk to the big deal,Our friendships grow, are always real.Life's a journey, full of twists and turns,But with a friend, we can always learn.Together we face life's every test,Hand in hand, we'll never rest.Building bonds, let's start today,In every corner, a friend is waiting to play.Through ups and downs, we'll stick together,With every handshake, we're stronger together.Building bonds, let's not delay,Reach out, extend your hand, say good day.In every heart, a friend can find,Let's make these connections shine.Source: https://bookmarketingbestsellers.com/the-essence-of-book-marketing-making-real-friendsBook Marketing Success is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit bookmarketing.substack.com/subscribe

If an illness or death befell your parents, spouse, kids, or any other close relative, would you be able to access their financial information and handle their affairs? If something happened to you, would your spouse and family know what to do and where to find everything? If the answer is no – as it is for most people – then Beth Pinsker has a roadmap for you. Beth is a Certified Financial Planner, a columnist for MarketWatch, and the author of My Mother's Money: A Guide to Financial Caregiving. Host Robert Brokamp and Beth discuss the documents you need and where to put them. Also in this episode:-Somber news on the employment front-Bonds are having one of their best years of the past two decades-As rates on cash decline, money market funds still offer compelling yields – and, in some cases, tax benefits-Use tax-loss harvesting to reduce your tax bill and rebalance your portfolio Host: Robert BrokampGuest: Beth PinskerEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Do individuals or broader forces shape history? In the 2025 Reith lectures on BBC Radio 4, Rutger Bregman argues that small groups of individuals can have an outsize influence and he looks to examples in history from suffragism to the ending of slavery. In the Free Thinking studio for Radio 4's round-table discussion about the history of ideas, Matthew Sweet is joined by:Anne Applebaum, Pulitzer prize winning historian and author of Autocracy Inc, which looks at the networks linking powerful people in our world Jake Subryan Richards, New Generation Thinker on the scheme run by the BBC and AHRC which puts research on radio. His new book is The Bonds of Freedom: Liberated Africans and the End of the Slave Trade Selina Todd, historian and author of The People: The Rise and Fall of the Working Class Clare Jackson, historian of seventeenth century Britain, whose latest book is Mirror of Great Britain: A Life of James VI & I Rupert Read, philosopher, climate advocate and co author of Transformative Adaptation and The Climate Majority ProjectProducer: Eliane Glaser

Andrew, Ben, and Tom discuss the Warner Bros. and Netflix deal talks, Meta scaling back the Metaverse, and Scheinbaum's first meeting with Trump. Song: Drops of Jupiter (Tell Me) - TrainFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Jeff Kent sits down with Jay Horwitz for an honest, funny and emotional conversation about his entire baseball journey – from chaotic days with the early-90s Mets to becoming an MVP with the Giants. Kent opens up about playing on “the worst team money could buy,” his memories of Bobby Bonilla and the New York media, getting traded for David Cone, and how his career took off once he landed in San Francisco. He also gives a rare inside look at Barry Bonds as a teammate, why they butted heads, and what he really thinks about Bonds and the Hall of Fame. Jeff and Jay revisit the 2000 Mets–Giants NLDS, Bobby Jones' one-hit shutout, and what it was like playing at Shea Stadium in October. Kent also shares personal stories: losing a family dog during a season in New York, giving back to women's sports at Cal, watching his son Caden play in the Yankees system, and running a working Wagyu ranch in Texas. If you love 90s and 2000s baseball, Mets history, or just great storytelling, this is an Amazin' conversation you don't want to miss. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week Liz Ann Sonders and Kathy Jones discuss the implications of a possible announcement of the next Federal Reserve chair nominee and market reactions to potential interest rate cuts. They also look at the dynamics of global central banks and explore the current state of the stock market, highlighting trends and dispersion among stocks. The discussion also covers upcoming economic data and the significance of next week's Fed meeting, emphasizing the complexities of managing interest rates in a changing economic landscape.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned are not suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Past performance is no guarantee of future results.Investing involves risk, including loss of principal. Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(1225-HB56) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Through perseverance many people win success out of what seemed destined to be certain failure. – Benjamin Disraeli Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Magical Insights: Coupling the Heiken-Ashi Doji with Volume." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Volatility could rise at 10 a.m. ET with the release of PCE data, but earnings news is slim. The S&P 500 and Nasdaq are on three-day win streaks before next week's Fed decision.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Through perseverance many people win success out of what seemed destined to be certain failure. – Benjamin Disraeli Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Magical Insights: Coupling the Heiken-Ashi Doji with Volume." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

In der heutigen Folge sprechen die Finanzjournalisten Anja Ettel und Holger Zschäpitz über einen Lobbyerfolg für Nvidia, den unverhofften Höhenflug einer Schnäppchenjäger-Aktie und eine Berechnung des Grauens für fleißige ETF-Anleger. Außerdem geht es um Nvidia, Intel, Dollar General, Kroger, BMW, VW, Mercedes-Benz, Porsche AG, GE Vernova, Ulta Beauty, Schaeffler und KRC Cat Bond ETF (WKN: A41QAN). Die aktuelle "Alles auf Aktien"-Umfrage findet Ihr unter: https://www.umfrageonline.com/c/mh9uebwm Wir freuen uns an Feedback über aaa@welt.de. Noch mehr "Alles auf Aktien" findet Ihr bei WELTplus und Apple Podcasts – inklusive aller Artikel der Hosts und AAA-Newsletter.[ Hier bei WELT.](https://www.welt.de/podcasts/alles-auf-aktien/plus247399208/Boersen-Podcast-AAA-Bonus-Folgen-Jede-Woche-noch-mehr-Antworten-auf-Eure-Boersen-Fragen.html.) [Hier] (https://open.spotify.com/playlist/6zxjyJpTMunyYCY6F7vHK1?si=8f6cTnkEQnmSrlMU8Vo6uQ) findest Du die Samstagsfolgen Klassiker-Playlist auf Spotify! Disclaimer: Die im Podcast besprochenen Aktien und Fonds stellen keine spezifischen Kauf- oder Anlage-Empfehlungen dar. Die Moderatoren und der Verlag haften nicht für etwaige Verluste, die aufgrund der Umsetzung der Gedanken oder Ideen entstehen. Hörtipps: Für alle, die noch mehr wissen wollen: Holger Zschäpitz können Sie jede Woche im Finanz- und Wirtschaftspodcast "Deffner&Zschäpitz" hören. +++ Werbung +++ Du möchtest mehr über unsere Werbepartner erfahren? [**Hier findest du alle Infos & Rabatte!**](https://linktr.ee/alles_auf_aktien) Impressum: https://www.welt.de/services/article7893735/Impressum.html Datenschutz: https://www.welt.de/services/article157550705/Datenschutzerklaerung-WELT-DIGITAL.html

Russia's Financial Desperation: Failed Bond Issues and Discounted Oil — Michael Bernstam — Bernstamdocuments Russia's systematic struggle to finance its expanding budget deficit and war costs through issuance of "Panda bonds" denominated in Chinese renminbi, efforts that have largely failed as Chinese investors regard Russian sovereign debt as excessively risky. Bernstam documents that Russia's oil revenue is severely constrained by Western sanctions enforcement, forcing Moscow to sell crude petroleum at approximately $40 per barrel compared to global market prices exceeding $60, while the European Union remains gridlocked regarding authorization to utilize frozen Russian assets for Ukrainian defense funding. 1906 NORTHSIDE PEKING

From shocking immigration loopholes to the college degree dilemma, Michael Berry dives into the stories shaping America today. Plus, heartwarming tales of lifelong friendships and reunions that stand the test of time.See omnystudio.com/listener for privacy information.

 U.S. Senator Cory Booker (D, NJ) talks about the health care subsidies fight in Congress, the leadership of Sec. Hegseth, and compares his "baby bonds" proposal to Pres. Trump's version.

Andrew, Ben, and Tom discuss Trump's announcements yesterday and bond investors' concerns about Kevin Hassett. Song: Colder Weather - Zac Brown BandFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Dive into the complexity of Thorin Oakenshield, a character whose layers unravel to reveal unexpected dimensions. We'll uncover the differences between Men and Elves, examining how their contrasting natures shape their choices and actions. And as our adventure continues, we'll trace the fulfillment of themes planted in the very first chapter of The Hobbit.Save 15% at uncommongoods.com/lotrpodShare this episode using this link:ringspodcast.com/240Who are you?Please tell me a little about you: ringspodcast.com/surveyWander Farther: A Free Reading GuideDownload my FREE guide for reading Tolkien's Silmarillion: https://ringspodcast.kit.com/a982347493Want to sponsor the Lore of the Rings?Sponsor rates, details, and inquires hereSupport Lore of the Rings with a donationAbout the Lore of the Rings PodcastContact the show, donate, and find past episodes: ringspodcast.comEmbark on an immersive journey through the captivating realms of J.R.R. Tolkien's Middle-earth, where the epic sagas of the Lord of the Rings, the Hobbit, the Silmarillion, and Unfinished Tales, and more come to life. Join us as we delve into the rich tapestry of Tolkien's masterful storytelling, drawing intriguing comparisons between his literary works and the cinematic adaptations crafted by Peter Jackson. Be at the forefront of the latest developments as we explore the highly anticipated Rings of Power series from Amazon. Prepare to be enthralled as we uncover hidden connections, untold tales, and delve into the depths of Middle-earth lore. Tune in now and become part of our fellowship on this extraordinary journey!This podcast is not affiliated with the Tolkien Estate.Our Sponsors:* Check out Uncommon Goods: https://uncommongoods.com/lotrpodSupport this podcast at — https://redcircle.com/ringspodcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

You are where you are right now because of the decisions, good and bad, you made in the past. Decide now what your future is to be. — Thom Goolsby Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Using Trend Lines to Visualize Price Movement." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Initial jobless claims and Challenger layoff data come ahead of the open after ADP's weak report yesterday raised rate cut odds. Salesforce and Snowflake results are also in focus.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Dive into the complexity of Thorin Oakenshield, a character whose layers unravel to reveal unexpected dimensions. We'll uncover the differences between Men and Elves, examining how their contrasting natures shape their choices and actions. And as our adventure continues, we'll trace the fulfillment of themes planted in the very first chapter of The Hobbit.Save 15% at uncommongoods.com/lotrpodShare this episode using this link:ringspodcast.com/240Who are you?Please tell me a little about you: ringspodcast.com/surveyWander Farther: A Free Reading GuideDownload my FREE guide for reading Tolkien's Silmarillion: https://ringspodcast.kit.com/a982347493Want to sponsor the Lore of the Rings?Sponsor rates, details, and inquires hereSupport Lore of the Rings with a donationAbout the Lore of the Rings PodcastContact the show, donate, and find past episodes: ringspodcast.comEmbark on an immersive journey through the captivating realms of J.R.R. Tolkien's Middle-earth, where the epic sagas of the Lord of the Rings, the Hobbit, the Silmarillion, and Unfinished Tales, and more come to life. Join us as we delve into the rich tapestry of Tolkien's masterful storytelling, drawing intriguing comparisons between his literary works and the cinematic adaptations crafted by Peter Jackson. Be at the forefront of the latest developments as we explore the highly anticipated Rings of Power series from Amazon. Prepare to be enthralled as we uncover hidden connections, untold tales, and delve into the depths of Middle-earth lore. Tune in now and become part of our fellowship on this extraordinary journey!This podcast is not affiliated with the Tolkien Estate.Our Sponsors:* Check out Uncommon Goods: https://uncommongoods.com/lotrpodSupport this podcast at — https://redcircle.com/ringspodcast/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In an effort to reduce visa overstays and improve immigration compliance, the U.S. Department of State introduced a pilot program requiring visa bonds for certain countries where visa overstays are common. As of 2025, foreign nationals from Malawi and Zambia applying for B-1 (business) or B-2 (tourist) visas may be required to post a refundable bond as part of their visa application process.   

- Japan's Bond Market and the Carry Trade (0:10) - Impact on US Treasury Rates and Trump's Debt Refinancing Plan (5:46) - China's Gold Purchases and US Treasury Debt (8:16) - Challenges in Building Microchip Factories in the US (11:51) - Education and Health Reforms in the US (19:13) - The Role of Big Tech and Government Favoritism (28:38) - The Decline of US Innovation and Competitiveness (32:52) - The Importance of Health and Nutrition (39:43) - The Role of Brighteon and Health Ranger Store (40:07) - Updates on Brighteon and Health Ranger Store (46:15) For more updates, visit: http://www.brighteon.com/channel/hrreport  NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Peter Grosskopf — former CEO of Sprott and co-founder of Argo — joins Scarce Assets to unpack why gold has been the runaway winner of 2025 and what that says about debt, inflation, and the end of “risk-free” bonds.Argo // SCP Resource FinanceConnect with Onramp // Onramp Institutional // ⁠Jackson Mikalic on X⁠WHAT WE COVER:- How gold became 2025's top-performing major asset while “nothing was really wrong”- Central bank de-dollarization: SWIFT sanctions, exploding US deficits, and reserve rebalancing- Why gold is quietly replacing Treasuries as the global “safe asset”- The debasement trade: protecting purchasing power when CPI underreports reality- Peter's personal allocation: ~50% in gold, silver, Argo balances, and miners- Liquidity, QT's end, and why the Fed's balance sheet likely has to grow again- Inside Argo: 24/7 direct-to-vault gold, outside the financial system, at ETF-beating costs- Tokenized gold (Tether, Pax) and why custody, vaults, and bankruptcy remoteness matterKEY INSIGHTS:- Gold's 2025 move isn't about a single crisis — it's decades of debasement risk finally being priced in- Central banks aren't just “adding diversification”; they're hedging both sanctions and US fiscal decay- For Peter, gold is no longer a hedge against dollars — it's the base unit of savings- Official inflation at 2–3% doesn't match lived experience; the real erosion feels closer to 5–7% with violent spikes- Treasuries are losing their status as the default safe haven; gold is stepping into that role- Bitcoin is still digesting leverage and maturing from a speculative tech trade into a long-horizon macro asset- Direct-to-vault and tokenized gold will sit at the core of the next monetary plumbing stackPETER'S THESIS: “Gold isn't just a crisis hedge anymore. It's the base case. The real experiment is trying to run this level of debt on fiat and calling it ‘risk-free.'”WHO IS PETER GROSSKOPF?- Co-Founder — Argo, a digital platform for direct-to-vault physical gold- Former CEO — Sprott (2010–2022), leading one of the world's premier precious metals firms- Managing Partner — SCP Resource Finance, focused on mining and real asset finance- 35+ Years in Financial Services — spanning trading, asset management, and capital markets- Lifelong precious metals investor now bridging vaulted gold with modern digital railsCHAPTERS:00:00 - Gold's Shock 2025 Rally & Peter's Background07:25 - Why Central Banks Are Rebuilding Gold Reserves14:20 - From 60/40 to Gold: Institutional Reallocation20:06 - Gold as the New “Safe Asset” Replacing Treasuries29:45 - Bitcoin vs Gold in 2025: Cycles, Leverage & Liquidity41:48 - Inside Argo: Direct-to-Vault Gold in the Digital Era50:04 - Tokenized Gold vs Direct Vault Ownership & Custody Risks54:40 - Key Takeaways, Where to Learn More & OutroScarce Assets: a biweekly podcast presented by Onramp which delves into the emergent role of bitcoin in finance professionals' strategies and outlooks. Hosted by Jackson Mikalic, Scarce Assets provides invaluable insights for wealth managers aiming to outperform their peers in the decades ahead. Finance professionals everywhere know about stocks and bonds, but the macroeconomic outlook requires that serious investors pay close attention to another category: Scarce Assets.Please subscribe to Onramp Media channels and sign up for weekly Research & Analysis to get access to the best content in the ecosystem weekly.

Understanding reduces the greatest to simplicity, and lack of its causes the least to take on the magnitude. — Raymond Holliwell Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Radically Improve Your Trading with Volume Analysis." https://youtu.be/r4xmJKAG4T8 If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

The Winter Meetings The Vote- Era committee decideds on Bonds, Rocket, Kent, Donnie Baseball ... see where Bob stands

Crypto turned around yesterday but Marvell Technology earnings appeared to disappoint. Today brings Salesforce results and ADP jobs data, along with Macy's and Snowflake.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Digital bonds: hype, hope or the future of capital markets? Listen to our podcast examining just how far - or not - the bond market has progressed towards a digital future with host Mushtaq Kapasi, Chief Representative of ICMA for Asia Pacific in conversation with Ankur Prakash, Head of Digital and Strategic Initiatives, Global Banking at Standard Chartered and Yam Ki Chan, Vice President at US fintech Circle, one of the world's major issuers of stablecoins. This is the first of a special series of podcasts examining some of the leading trends of the day, co-produced by Resonate Global Advisors.

Fluent Fiction - Japanese: Rekindling Bonds: A Winter Reunion Beneath Mount Fuji Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ja/episode/2025-12-03-23-34-02-ja Story Transcript:Ja: 静かな冬の日、川口湖のそばにある雪に覆われた富士山がその雄大さを誇示していました。En: On a quiet winter day, Mount Fuji, covered in snow, was displaying its grandeur beside Lake Kawaguchi.Ja: 秋田市から移住して東京で働く中年男性、アキラは久々に故郷に戻ってきました。En: Akita City native Akira, a middle-aged man who had moved to work in Tokyo, returned to his hometown for the first time in a long while.Ja: 彼は都会の生活に追われ、家族と過ごす時間がめっきり減ってしまっていました。En: Chased by the bustle of city life, he had significantly less time to spend with his family.Ja: 今日、彼は特別な贈り物を手に、長い間会っていなかった妹のユキに会うため、一歩一歩家に近づいていきます。En: Today, with a special gift in hand, he is taking steps towards home to meet his younger sister, Yuki, whom he hasn't seen in quite some time.Ja: ドアを開けると、温かみのある木の香りとともにユキの声が聞こえました。En: When he opened the door, the warm scent of wood accompanied Yuki's voice welcoming him.Ja: 「アキラ、お帰りなさい。En: "Welcome back, Akira."Ja: 」少しの無言の後、二人はお互いの顔を見つめ、微笑みます。En: After a brief moment of silence, they looked at each other's faces and smiled.Ja: そこには言葉にならない安心感と、微かな緊張が交錯していました。En: There was an indescribable sense of relief mixed with a faint tension.Ja: アキラは週末を生かして、家族みんなと特別な夕食を計画していました。En: Akira used the weekend to plan a special dinner with the whole family.Ja: このプランは、普段忙しい彼の生活から一瞬抜け出し、家族の絆を再び深めるためのものです。En: This plan was a way for him to momentarily escape his normally busy life and rekindle the family bonds.Ja: 夕飯の準備中、アキラはユキと話しました。En: During dinner preparations, Akira spoke with Yuki.Ja: 「ユキ、全部一人でやらせてごめんね。En: "Sorry for making you do everything by yourself, Yuki.Ja: 都会での生活が忙しくて…」ユキは静かに笑いましたが、その言葉の裏には少しの苦しみも隠されていました。En: Life in the city has kept me busy..." Yuki quietly laughed, but there was a hint of pain hidden behind her words.Ja: 「アキラ、お兄ちゃんの仕事や夢は大切だとわかってる。En: "I understand that Akira, your work and dreams are important.Ja: でも、たまには顔を見せてほしいの。En: But sometimes, I want you to show your face.Ja: 両親も寂しいし、私も…」その晩、夕飯を囲んで親しい会話が続きました。En: Our parents feel lonely, and so do I..." That evening, intimate conversations continued around the dinner table.Ja: アキラは東京の話をし、ユキは田舎の生活の苦労を語り合いました。En: Akira talked about life in Tokyo, while Yuki shared the hardships of rural life.Ja: 暖かな灯りの下で、心の壁が少しずつ崩れていきました。En: Under the warm light, the emotional walls between them slowly began to crumble.Ja: 食後、ユキはアキラに話しかけました。En: After the meal, Yuki spoke to Akira.Ja: 「たまには私も東京に行ってみたいわ。En: "I would like to visit Tokyo sometimes.Ja: お兄ちゃんの生活を見て、直接話し合えたらいいわね。En: It would be nice to see your life, and we could discuss things directly."Ja: 」その瞬間、アキラは彼女を見つめる目が優しく、頼もしいものとなりました。En: In that instant, Akira's gaze turned gentle and reassuring.Ja: 「もちろんだよ、ユキ。En: "Of course, Yuki.Ja: これからはもっと頻繁に来るし、君も東京に遊びに来るといい。En: I will come more often, and you should visit Tokyo as well."Ja: 」二人は久しぶりの和解と再会の喜びで、心が満たされました。En: Their hearts were filled with the joy of reconciliation and reunion after such a long time.Ja: 外には雪が静かに降り続き、穏やかな冬の夜が二人を優しく包み込んでいました。En: Outside, snow continued to fall quietly, enveloping the two gently on a peaceful winter night.Ja: アキラとユキはそれぞれの道を歩みながらも、いつでも家族という繋がりが心の中に強く残っていることを感じたのでした。En: Akira and Yuki felt a strong sense of their family connection remaining in their hearts as they each continued on their respective paths. Vocabulary Words:grandeur: 雄大さnative: 出身bustle: 生活に追われindescribable: 言葉にならないrekindle: 再び深めるaccompanied: とともにindescribable: 言葉にならないintimate: 親しいreconciliation: 和解reunion: 再会enveloped: 包み込むgaze: 見つめるrelief: 安心感tension: 緊張reassuring: 頼もしいfaint: 微かなbonds: 絆hint: 裏lonely: 寂しいhardships: 苦労dreams: 夢displaying: 誇示してsolace: 安堵momentarily: 一瞬frequent: 頻繁reassuring: 心が頼もしいcrumble: 崩れてwelcoming: 迎え入れるunderstanding: 分かってpain: 苦しみ

Fluent Fiction - Hindi: Bonds and Ashes: A Family Journey by the Ganga Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2025-12-03-23-34-02-hi Story Transcript:Hi: गंगा नदी के किनारे, वाराणसी में, सूरज की किरणें सुनहरे रंग में बिखरी हुई थीं।En: On the banks of the Ganga River, in Varanasi, the rays of the sun were scattered in a golden hue.Hi: पतझड़ का मौसम था।En: It was the season of autumn.Hi: गंगा का जल मंदिरों और घाटों के बीच शांति से बह रहा था।En: The waters of the Ganga flowed peacefully between the temples and the ghats.Hi: अनाया, राजीव और तारा एक साथ वहाँ पहुँचे थे।En: Anaya, Rajeev, and Tara had arrived there together.Hi: उन्हें अपनी दादी के अंतिम संस्कार की राख गंगा में बहानी थी।En: They needed to immerse the ashes of their grandmother's last rites into the Ganga.Hi: अनाया वहाँ खड़ी थी, ध्यान से नदी के पानी की ओर देख रही थी।En: Anaya stood there, gazing intently at the river's water.Hi: उसकी आँखों में आंसू थे।En: Tears were in her eyes.Hi: उसकी दादी उसके दिल के बहुत करीब थीं।En: Her grandmother was very close to her heart.Hi: वह जानती थी कि यह पल उसके लिए कितना महत्वपूर्ण था।En: She knew how significant this moment was for her.Hi: राजीव, उसका भाई, उसके पास खड़ा था।En: Rajeev, her brother, stood beside her.Hi: वह जानता था कि उसे अब परिवार की जिम्मेदारी उठानी होगी।En: He understood that he now had to take up the responsibility of the family.Hi: तारा, उनकी चचेरा बहन, हमेशा की तरह उत्साह और समझदारी के साथ उनके साथ थी।En: Tara, their cousin, as always, was with them with enthusiasm and understanding.Hi: अनाया की मन में एक उथल-पुथल चल रही थी।En: There was a turmoil inside Anaya's mind.Hi: क्या यह पूजा उसे शांति देगी?En: Would this ritual give her peace?Hi: क्या यह उसकी दादी के प्रति सही श्रद्धांजलि होगी?En: Would this be the right tribute to her grandmother?Hi: राजीव चाहता था कि वे परंपराओं के अनुसार करें, जबकि तारा का मानना था कि भावनाओं को सबसे पहले रखा जाना चाहिए।En: Rajeev wanted them to follow traditions, while Tara believed that emotions should be prioritized.Hi: आखिरकार, तीनों ने नदी के किनारे की ओर कदम बढ़ाया।En: Finally, the three of them stepped towards the riverbank.Hi: अनाया ने राख का पात्र उठाया।En: Anaya picked up the urn of ashes.Hi: उसके हाथ कांप रहे थे।En: Her hands were trembling.Hi: उसने राजीव और तारा की ओर देखा, दोनों ने उसे साहस दिया।En: She looked at Rajeev and Tara, who both gave her courage.Hi: उसने एक गहरी सांस ली, और धीरे से राख को गंगा के निर्मल जल में बहा दिया।En: She took a deep breath and gently released the ashes into the pure waters of the Ganga.Hi: उसी समय, उसने अपने आंसुओं को भी बहा दिया, अपनी अंदरूनी भावनाओं को छोड़ दिया।En: At that moment, she also let her tears flow, releasing her inner emotions.Hi: नदी के पानी ने उसकी सभी शंकाओं को अपने बहाव में बहा दिया।En: The river's water washed away all her doubts in its flow.Hi: अनाया के चेहरे पर अब एक शांत मुस्कान थी।En: A tranquil smile now adorned Anaya's face.Hi: उसकी दादी की यादें, उसकी शिक्षाएँ, और उसका प्यार सब उसके साथ थे।En: Her grandmother's memories, teachings, and love were all with her.Hi: उसने अपनी दादी के जीवन की खुशियों और दुखों को स्वीकार किया।En: She accepted the joys and sorrows of her grandmother's life.Hi: तीनों भाई-बहन वहाँ बैठकर अपनी दादी के बारे में बातें करने लगे।En: The three siblings sat there, talking about their grandmother.Hi: उन्होंने किस्से सुनाए, हंसी-मजाक किया और अपनी यादों को ताजा किया।En: They shared stories, joked, and refreshed their memories.Hi: सूरज जब आसमान में डूबने लगा, तो वह पल अनाया के दिल में हमेशा के लिए बस गया।En: As the sun began to set in the sky, that moment was etched forever in Anaya's heart.Hi: वह समझ चुकी थी कि उसकी दादी की विरासत न केवल उसकी यादों में बल्कि उसकी आत्मा में भी थी।En: She had realized that her grandmother's legacy was not only in her memories but also in her soul.Hi: गंगा के किनारे उस शाम, अनाया ने न केवल अपने दिल को हल्का महसूस किया बल्कि उसके और राजीव और तारा के बीच का बंधन भी और मजबूत हो गया।En: That evening on the banks of the Ganga, Anaya felt not only her heart lighten but also the bond between her and Rajeev and Tara strengthen.Hi: तीनों ने महसूस किया कि परिवार का प्यार सबसे बड़ी ताकत होती है, जो हर मुश्किल समय में सहारा देता है।En: They all realized that the love of family is the greatest strength, providing support in every difficult time. Vocabulary Words:banks: किनारेscattered: बिखरीhue: रंगautumn: पतझड़temples: मंदिरोंghats: घाटोंimmersed: बहानीintently: ध्यान सेsignificant: महत्वपूर्णresponsibility: जिम्मेदारीenthusiasm: उत्साहturmoil: उथल-पुथलritual: पूजाtribute: श्रद्धांजलिurn: पात्रtrembling: कांप रहेcourage: साहसpure: निर्मलdoubts: शंकाओंtranquil: शांतadorned: सजीteachings: शिक्षाएँsorrows: दुखोंrefreshed: ताजाetched: बस गयाlegacy: विरासतrealized: समझ चुकीlighten: हल्काstrengthen: मजबूतsupport: सहारा

It’s time to look ahead and make bold predictions for Asia in 2026. After a standout year, Asian equities are on track to beat the S&P 500 by the widest margin in eight years. Can the rally continue, and which markets will lead? Are investors overlooking US funding stress, potential QE, and the risks behind multi-decade tight credit spreads? And what’s next for Asian currencies and gold? Asia Centric convenes Bloomberg Intelligence strategists for a forward-looking discussion. Host John Lee is joined by Senior Equity Strategist Marvin Chen, Chief Asia FX Strategist Stephen Chiu and Senior Credit Strategist Timothy Tan as they unpack AI-driven growth, shifting currency dynamics, structural liquidity risks, and the potential repatriation of trillions in global capital back to Asia.See omnystudio.com/listener for privacy information.

Ben discusses Apple's AI chief stepping down, OpenAI's 'code red' warning, Signet's earnings, and ISM Manufacturing data.Song: A Long December - Counting CrowsFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Mature economies such as France, the UK and the US are spending more than they take in. They make up the rest in borrowing. But how long can that last? Today on the show, Katie Martin speaks with Ian Smith, the FT's senior markets correspondent, about the UK's latest Budget and bond sales, and what it means for governments around the globe. Also they go long chocolate and short cats. For a free 30-day trial to the Unhedged newsletter go to: https://www.ft.com/unhedgedoffer.You can email Robert Armstrong and Katie Martin at unhedged@ft.com.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

Champions keep playing until they get it right. — Billie Jean King Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "The Always Winning Strategy." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Marvell Technology and CrowdStrike results following the close will be watched for AI and tech demand trends, while crypto could again play a role after denting sentiment Monday.This material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textOn this Episode Tom and Bert introduce 2 more "Reel Dealz" Hall of Fame inductees (These are our next performers with more to follow in the future)Today's Podcast will cover 2 artists that have been "overlooked"  by many "so called" Music experts over the years.Their Music speaks for itself and Tom and Bert will give you their take and tell you why you must not dismiss these outstanding Performers.We introduce you all to these 2 artists who sold Millions of  Records Worldwide, had many top hits on Billboards Top 100 Lists, and were pioneers in the Music business with their own unique sound and singing style........This Artist is someone who has been credited by many Music historians with saving Rock n Roll in the early 1960's. His music, songs and sound were replicated by artists and recording studios in the USA and Abroad..........welcome Gary "U.S." Bonds Our next artist had an amazing career with 9 Top 10 hits on the Billboard Hot 100 and 17 total records in the Top 40 from 1964 thru 1977. He has sold over 30 Million Records worldwide and is a singer, songwriter, guitarist, Producer and a Label Owner..........welcome Johnny RiversListen in as we go through their early beginnings and their outstanding talented careers.CHAPTER HIGHLIGHTS:(2:13) Intro Part 1 - Here is Gary "U.S." Bonds(4:18) The early years in Norfolk, Virginia(10:33) Frank Guida's Sound and  the 1st hit Record..."New Orleans" (17:22) "Quarter to Three" hits #1(24:03) Bonds and The Boss, Bruce Springsteen!(28:30) Gary's impact and how it changed Music, His Top Hits and that's a wrap!_____________________________________________________________________________________________(34:30) Intro Part 2 - Here is Johnny Rivers(35:55) The early years in NYC and Baton Rouge Louisiana(41:21) Back to NY in 1957 , a meeting with Alan Freed kicks off his career(47:17) Johnny  "Live" at "The Whiskey a Go Go in LA and "Memphis" hits #2(55:46) "Secret Agent Man" and "Poor Side of Town" skyrocket Johnny's Profile(1 Hour 2 Min) "Rocking Pneumonia" and "Swayin' To the Music" Top off his Hits and  Johnny's  final tour ends  in 2023 and It's a Wrap!Enjoy the Show!You can email us at reeldealzmoviesandmusic@gmail.com or visit our Facebook page, Reel Dealz Podcast: Movies & Music Thru The Decades to leave comments and/or TEXT us at 843-855-1704 as well

European bourses started the morning flat/modestly firmer, but have since sauntered to session highs; US equity futures also modestly firmer.OpenAI CEO Altman declares a code red to combat threats to ChatGPT and plans to delay other initiatives such as advertising, according to The Information.DXY is modestly firmer, AUD initially outperformed after ANZ scaled back rate cut bets for 2026, but is now flat amidst USD-strength, USD/JPY rises back towards 156.00.Bonds are flat/modestly lower, Bunds little moved to EZ HICP whilst Gilts lag.Crude essentially flat in rangebound trade, XAU slips below USD 4.2k/oz.Looking ahead, highlights include US RCM/TIPP Economic Optimism, Earnings from Marvell & CrowdStrike.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Fluent Fiction - Hindi: Journey to Kutch: Hidden Secrets and Unbreakable Bonds Find the full episode transcript, vocabulary words, and more:fluentfiction.com/hi/episode/2025-12-02-23-34-02-hi Story Transcript:Hi: सर्दियों की ठंडी सुबह में, रण के कच्छ के विस्तृत सफेद रेगिस्तान पर सूरज की किरणें रेशमी धागे सी बिछी हुई थीं।En: On a cold winter morning, the vast white desert of कच्छ रण के expanse lay covered with sun rays like silky threads.Hi: तीन साहसी यात्री—अर्जुन, मीरा और रोहन—उस खामोश पर रहस्यमयी रण के बीच में छिपे प्राचीन मंदिर की ओर चल पड़े।En: Three brave travelers—अर्जुन, मीरा, and रोहन—set out towards the ancient temple hidden within that silent yet mysterious रण.Hi: उनके दिल में उत्सुकता और आँखों में उम्मीद का उजाला था।En: Their hearts were filled with curiosity and their eyes with the light of hope.Hi: अर्जुन एक प्रख्यात पुरातत्वविद् था।En: अर्जुन was a renowned archaeologist.Hi: उसे अपने परिवार की विरासत से अधिक बड़ा कुछ कर दिखाने की चाह थी।En: He aspired to achieve something greater than his family's legacy.Hi: उसका सपना था की वह उस अफवाह वाले प्राचीन अवशेष को खोज निकाले, पर कहीं न कहीं उसके मन में संदेह भी था—क्या ऐसा कुछ वहाँ सचमुच में है?En: His dream was to discover the rumored ancient relic, but somewhere in his mind, there was doubt—was there truly something there?Hi: मीरा, पेशे से एक फोटोग्राफर थी। वह इस यात्रा को चित्रित कर रही थी, पर उसका दिल एक विशेष उद्देशय लेकर इस सफर में था।En: मीरा, a photographer by profession, was capturing this journey, but she had a special purpose for this trip.Hi: मंदिर के उस स्थान पर उसका अतीत छुपा था जो उसे सुकून देना चाहता था।En: Her past was hidden at the site of the temple, a past that sought to bring her peace.Hi: रोहन, उनकी टीम का स्थानीय गाइड था जो पैसों के लिए वहाँ था।En: रोहन, their local guide, was there for the money.Hi: उसके पास मंदिर के बारे में छुपा हुआ ज्ञान था, पर उसे साझा करने में वह हिचकिचा रहा था।En: He possessed hidden knowledge about the temple but hesitated to share it.Hi: वह नहीं चाहता था की मंदिर की गुप्त बातें सभी को पता चलें।En: He didn't want the temple's secrets to be known by all.Hi: साथ ही, उसे अपने परिवार की जरूरतें पूरी करनी थीं।En: At the same time, he needed to fulfill his family's needs.Hi: जब वे मंदिर की ओर चले, अर्जुन को रास्ते में कुछ अस्पष्ट संकेत मिले।En: As they moved towards the temple, अर्जुन found some vague signs along the way.Hi: वह उलझन में था लेकिन उसने निर्णय लिया कि वह खोज जारी रखेगा।En: He was confused but decided to continue the search.Hi: मीरा लगातार अपनी यादों से लड़ रही थी, उसे उस विशेष वेदी की तलाश थी जो उसके अतीत की पीड़ा से उसे मुक्त कर सके।En: मीरा was constantly battling with her memories, seeking a specific altar that could free her from the pain of her past.Hi: और रोहन, अंततः, यह सोचकर कि क्या वह सभी को सुरक्षित रख सकता है, उस गुप्त मार्ग की जानकारी साझा करने का निर्णय लेता है।En: And रोहन, eventually, deciding whether he could keep everyone safe, chose to share the knowledge of the secret path.Hi: अचानक, एक भीषण रेतीला तूफान उठने लगा।En: Suddenly, a fierce sandstorm began to rise.Hi: अर्जुन को मंदिर का एक छुपा हुआ कमरा खोजने के संकेत मिले।En: अर्जुन received indications of a hidden chamber in the temple.Hi: मीरा और रोहन को इस भयंकर तूफान में आगे बढ़ने पर असहमति थी।En: मीरा and रोहन disagreed on moving forward in this terrible storm.Hi: अंत में, उन्होंने एक साथ निर्णय किया कि वे तब तक प्रतीक्षा करेंगे जब तक तूफान न थम जाए।En: In the end, they together decided to wait until the storm calmed.Hi: उन्होंने एक सुरक्षित स्थान पर शरण ली।En: They took refuge in a safe place.Hi: इस यात्रा की असल खज़ाना वे सबक थे जो उन्होंने आपस में मिलकर सीखे।En: The true treasure of this journey was the lessons they learned together.Hi: अर्जुन ने समझा कि असल मूल्यांकन उसके साथियों की स्वीकृति में है, न कि पुरस्कार में।En: अर्जुन realized that true appreciation was in his companions' acceptance, not in any reward.Hi: मीरा को उसके अतीत के साथ शांति मिली।En: मीरा found peace with her past.Hi: और रोहन ने अपनी निष्ठा से अर्जुन और मीरा का विश्वास जीत लिया।En: And रोहन earned the trust of अर्जुन and मीरा with his sincerity.Hi: जब तूफान थमा, उन्होंने महसूस किया कि उनका असली खजाना वह अटूट मित्रता थी जो उन्होंने इस यात्रा में विकसित की थी।En: When the storm subsided, they realized their true treasure was the unbreakable friendship they had developed during this journey.Hi: उन्होंने उस मंदिर को पीछे छोड़ दिया, लेकिन उनके दिलों में एक नई शुरुआत की कहानी लिखना तय कर लिया।En: They left the temple behind but decided to write a new beginning in their hearts.Hi: रण के विस्तृत रेगिस्तान की धरोहर के साथ, उनका हर कदम अब संयोजन और साहस की ओर था।En: With the heritage of रण के vast desert, every step they took now was towards unity and courage. Vocabulary Words:vast: विस्तृतexpanse: आकाशcuriosity: उत्सुकताrenowned: प्रख्यातarchaeologist: पुरातत्वविद्legacy: विरासतrelic: अवशेषhesitated: हिचकिचाvague: अस्पष्टaltars: वेदीfierce: भीषणsandstorm: रेतीला तूफानclamor: शोरrefuge: शरणtreasure: खज़ानाappreciation: मूल्यांकनunbreakable: अटूटheritage: धरोहरancient: प्राचीनsilent: खामोशmysterious: रहस्यमयीspecific: विशेषpath: मार्गindications: संकेतchamber: कमराcompanions: साथियोंsincerity: निष्ठाmisplaced: गुमconviction: आस्थाunity: संयोजन

Ben and Tom discuss Black Friday sales, central bank rate cuts, and slowing auto sales.Song: December - Collective SoulFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure

Imperial (Defaulted) Chinese Bonds (Again) Yes, one of us might have sworn up and down that we would never do another episode about defaulted Imperial Chinese bonds. But a brand new case out of the DC federal courts has changed our minds. The case got the back of the hand from the district judge, but the arguments being made were not as weak as a quick glance at the opinion might suggest. Dare we hope for the entertainment value provided by an amicus brief filed by the Trump administration in support of the plaintiffs? Producer: Leanna Doty

You are what you repeatedly do. Excellence is not an event. It is a habit. — Aristotle Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Cutting Losses Is the KEY to Winning." https://youtu.be/8l0bWuREQ1k If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Data this week touch on manufacturing, inflation, and jobs. The Fed is quiet ahead of next week's meeting, and stocks had a mixed November highlighted by strong late-month gains.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

US and Ukraine negotiations on Sunday focused on where the de facto border with Russia would be drawn under a peace deal, while the five-hour meeting was said to be difficult and intense, but productive, according to two Ukrainian officials cited by Axios.European and US equity futures are broadly on the backfoot, following on from a cautious mood in APAC trade.DXY is pressured by the stronger JPY following jawboning from Japanese officials and after BoJ Governor Ueda hinted at a December rate hike.Bonds were initially pressured following on from JGB downside, and then took a leg lower alongside Gilt underperformance soon after the European cash open.Crude futures benefit after OPEC+ holds output steady through Q1'26 and in reaction to further Ukrainian strikes in Russian oil refineries; 3M LME Copper surges to fresh ATHs above USD 11.2k/t, but has since scaled back given the risk tone and downbeat Chinese PMI figures.Looking ahead, highlights include US Manufacturing PMI Final (Nov), US ISM Manufacturing PMI (Nov), Saudi-Russia Business Forum, EU Supply. Speak from Fed Chair Powell (Fed Blackout) and BoE's Dhingra.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

RB Jalen Bonds joins the pregame show before the Cardinals take on Miami in the Red Bird Rivalry.

Bobby Bonds and the coulda, shoulda, woulda: Weigandt and Rarick find the long-lost Pro Circuit Kawasaki rider to discuss his best race ever, the 2001 Hangtown National. It was Bobby's second-ever pro motocross race...and the 16-year-old almost won! A day of battling for the lead with Grant Langston in both motos ended with a vicious take out by Langston that put Bonds on the ground and off the podium. By then, injuries were already starting to pile up for the rookie, and they only got worse from this point. This was Bobby's best race, it just happened at the very start of his career. Weigandt and Rarick discuss the day and then talk to Bobby about his racing then and his life now.

In today's Five Question Friday (FQF) video, we look at these five topics:1. 10% yield on bonds2. Where to hold bonds3. Co-signing a mortgage4. Paying taxes on a Roth conversion5. Asset allocation of real estate investmentsBonus: Cost of long-term care calculatorResources:https://www.carescout.com/cost-of-careJoin the Newsletter. It's Free:https://robberger.com/newsletter/?utm...