Podcasts about bonds

Myths Pushed Around the Chiefs + STAR Bonds That You Can't Miss | Mundo Clip 1-7-26See omnystudio.com/listener for privacy information.

Andrew, Ben, and Tom discuss ADP Employment, Rubio's push to buy Greenland, and Mobileye acquiring Mentee. Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

The state of Kansas is luring the Kansas City Chiefs across the state line with funding from STAR Bonds, a unique kind of tax incentive. The team plans to build a $3 billion stadium in Wyandotte County and a practice facility worth hundreds of millions of dollars in Olathe.

US equity futures mixed with S&P down 0.1%, following Tuesday's gains, which saw new ATH for Dow and S&P logged its first fresh record close since 24-Dec. Bonds firmer. US 10-year yields down, 2-year flat. Dollar is little changed. Oil down. Gold lower. Industrial metals mixed. Bitcoin is softer. Elsewhere, European equity markets are mostly firmer and Asia's are mixed. Sentiment remains bullish. More sell-side commentary are on Tuesday talking up valuation argument for European stocks. In addition, underlying resilience in macro backdrop another supportive factor. AI-narrative into the new year has focused on the positives rather than the risks. Geopolitical environment is febrile, yet implications for equity markets appear limited for now. President Trump said on social media that Venezuela will send 30-50M barrels of oil to US at market prices and proceeds to be controlled by Trump.Companies mentioned: Lukoil, Mobileye Global, Meta Platforms, Chevron

We kick off 2026 by auditing our own 2025 portfolio performance, where Jeff confesses to trailing the market by 3% and Jason explains why his 401(k) only returned 9% (and why he is perfectly okay with that). We also discuss why Jason's "boring" dividend portfolio outperformed the AI-driven market, and explore the dangers of "investing echo chambers".01:32 Reflecting on 2025: Portfolio Performance04:30 Jeff's Personal Investment Breakdown14:22 Jason's Investment Strategy and Performance23:25 Transitioning Investments to Bonds and Cash24:21 Building a High-Yield Dividend Portfolio26:13 Reflecting on Investment Performance28:41 The Importance of Long-Term Investment Perspective31:13 Analyzing Stock Picking Strategies34:44 Echo Chambers in Stock PickingCompanies mentioned: BEP, BIP, BRK.B, CTRE, GOOGL, KNSL, MELI, NOW, NTB, PSX, PYPL, RKLB, S, SPG, TFSL, TSM, TTDFind where to listen & subscribe,  portfolio contests, and contact information at https://investingunscripted.com*****************************************To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscriptedListen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube*****************************************Join our PatreonSubscribe to our portfolio on Savvy Trader

P.M. Edition for Jan. 6. Many investors sold off their Venezuelan bonds years ago. WSJ's Matt Wirz says a long-awaited payout could be in store for those who held on to the distressed assets. Plus, President Trump wants U.S. oil companies to invest in Venezuela. But as Journal reporter Collin Eaton discusses, there's a lot at risk for the industry. And the president's renewed push for a U.S. takeover of Greenland is alarming some members of Congress and European allies. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today on the podcast we welcome back Cullen Roche. He has a new book out called Your Perfect Portfolio: The Ultimate Guide to Using the World's Most Powerful Investment Strategies. Cullen is also the founder and chief investment officer of Discipline Funds, and he heads up Orcam Group, a registered investment advisory firm he established in 2012. Cullen started his career as an advisor at Merrill Lynch and worked at an event-driven hedge fund before starting his RIA firm. He received his bachelor's degree in finance from Georgetown University's McDonough School of Business. Cullen, welcome back to The Long View.BackgroundBioDiscipline FundsYour Perfect Portfolio: The Ultimate Guide to Using the World's Most Powerful Investment StrategiesPragmatic Capitalism: What Every Investor Needs to Know About Money and FinanceArtificial Intelligence, Bubbles, Bonds, and Rate Cuts“Three Things—Weekend Reading,” by Cullen Roche, disciplinefunds.com, Oct. 11, 2025.“Three Things—Bubbles, Paradoxes & QE,” by Cullen Roche, disciplinefunds.com, Dec. 12, 2025.“Three Things—Gold, Cuts and Divorces,” by Cullen Roche, disciplinefunds.com, Sept. 19, 2025.“Three Things—Where Did the Integrity Go?” by Cullen Roche, disciplinefunds.com, Aug. 21, 2025.“Bonds: It's Still Time to Chill (For a Little Longer Though),” by Cullen Roche, disciplinefunds.com, May 22, 2025.OtherDiscipline Funds' Tariff Tracker“Cullen Roche: What Tariffs Mean for Your Portfolio,” The Long View podcast, Morningstar.com, April 22, 2025.Bill BernsteinTaylor Larimore“The Case for a ‘Good Enough' Portfolio,” by Christine Benz, Morningstar.com, Oct. 27, 2025. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Those of us facing the common challenges of blending often feel frustrated, overwhelmed, or discouraged. It's easy to drift into survival mode and settle for “not that bad.”In this episode, we'll share a clear plan to move forward in a simple way that's not about the pressure of big, dramatic New Year's resolutions.  Here's the truth: transformation doesn't happen overnight, and there are no easy fixes to the complex dynamics stepfamilies face. But change can happen with small, faithful shifts practiced over time. You'll Discover:The difference between information vs. transformation and why “insight without action” keeps couples stuck How to set process goals (not vague intentions), and capture the “gold nuggets” you want to apply to your family's current struggles How to “work your plan” and experience real WINS in 2026!Resources from this Episode:CLICK HERE to schedule your FREE coaching call with usCLICK HERE to learn more about the Blending Together CommunityFind your Focus & Choose your Path:Bonding:For specific episodes on building healthy Bonds, CLICK HEREBuilding Love Together in Blended Families by Ron Deal & Gary ChapmanUnderstanding Kids' Perspectives:For specific episodes to gain insight & support your kids, CLICK HEREIn Their Shoes: Helping Parents Better Understand and Connect with Children of Divorce by Lauren ReitsemaSafeguarding your Relationship / Marriage:For specific episodes to grow a deeper connection and reduce conflict, CLICK HERESaving Your Second Marriage Before It Starts: Nine Questions to Ask Before -- and After -- You Remarry by Drs. Les & Leslie ParrotParenting  & Stepparenting:For specific episodes to develop your parenting partnership and align family expectations, CLICK HEREStepparenting:  Keeping It Sane by Dr. Charles FayParenting Under Fire: How to Communicate with Your Hurt, Angry, Rejecting, Distant Child by Dr. Amy J.L. BakerEffective Co-Parenting:For specific episodes to discover best practices and improve cooperation between homes, CLICK HERECoParenting Works!  Helping Your Children Thrive After Divorce By Tammy Daughtry

In this episode of Around the Desk, Sean Emory, Founder and CIO of Avory & Co., sits down with Alex Morris of TSOH Investment Research to unpack investing philosophy, portfolio construction, and the real fundamentals behind dollar store economics.Alex shares his path into finance, the influence of Warren Buffett, and why transparency and process matter in research. The conversation then dives deep into Dollar General (DG) and Dollar Tree (DLTR), covering store traffic, margin pressure, capital allocation, and how these businesses are adapting amid competitive and operational challenges.A grounded, fundamentals-first discussion on how mature retailers evolve, where risks remain, and what ultimately drives long-term value.Chapters00:00 Intro & Guest Welcome01:16 Alex's Background & Investing Roots03:51 Research Process & Transparency05:07 Core Investment Philosophy07:05 Baseball Analogies & Decision-Making10:13 Portfolio Construction & Concentration12:11 Dollar General Overview14:19 Competitive Landscape (Walmart, Amazon)16:40 Pandemic Impact & E-commerce18:21 Margin Pressure & Execution Risks21:39 Store Growth & Home Depot Analogy44:15 Dollar Tree vs. Dollar General52:31 Capital Allocation & Valuation60:26 Key Takeaways62:40 Where to Find Alex & OutroFind his book: Buffett and Munger Unscripted: - https://www.amazon.com/Buffett-Munger-Unscripted-Investment-Shareholder/dp/1804091413DisclaimerAvory is an investor in Block.Avory & Co. is a Registered Investment Adviser. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Avory & Co. and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Avory & Co. unless a client service agreement is in place.Listeners and viewers are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.“Likes” are not intended to be endorsements of our firm, our advisors, or our services. While we monitor comments and “likes,” we do not endorse or necessarily share the opinions expressed by site users. Any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please limit posts to industry-related educational information and comments.Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.Please reach out to Houston Hess, our Head of Compliance and Operations, for any further details.

Wall Street responded positively Monday to weekend U.S. strikes on Venezuela. Focus could stay on developments there and in oil today before jobs data start rolling in tomorrow.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Kansas lawmakers are offering billions in tax incentives to build a new domed stadium and convince the Chiefs to leave Missouri. University of Kansas associate professor Zachary Mohr joined KCUR's Up To Date to discuss how STAR bonds work, and what risks and benefits come with using them.

Fluent Fiction - Dutch: Mending Bonds: A Winter's Tale of Family and Forgiveness Find the full episode transcript, vocabulary words, and more:fluentfiction.com/nl/episode/2026-01-06-23-34-02-nl Story Transcript:Nl: De geur van versgemalen koffie vulde de lucht van het gezellige koffiehuis.En: The scent of freshly ground coffee filled the air of the cozy koffiehuis.Nl: Het was een koude winterdag in Amsterdam en sneeuwvlokken dwarrelden zachtjes buiten neer, boven het kabbelende water van de gracht.En: It was a cold winter's day in Amsterdam and snowflakes gently drifted down outside, above the rippling water of the canal.Nl: Binnen was het warm en knus, vol van het zachte geroezemoes van gesprekken en het rustige geklingel van kopjes.En: Inside, it was warm and snug, filled with the soft murmur of conversations and the gentle clinking of cups.Nl: Bram zat met zijn handen om een kop warme koffie geklemd.En: Bram sat with his hands clasped around a cup of warm coffee.Nl: Hij staarde uit het raam, naar de gracht.En: He stared out the window at the canal.Nl: Zijn gedachten dwaalden af naar zijn familie.En: His thoughts wandered to his family.Nl: Te midden van de vrolijke herrie van het Driekoningenfeest had hij een gemis gevoeld.En: Amidst the cheerful noise of the Driekoningenfeest, he had felt a sense of loss.Nl: Hij miste het contact met Renske, zijn nicht die hij al te lang niet meer echt gesproken had door een oude ruzie.En: He missed the contact with Renske, his cousin whom he hadn't really spoken to for far too long due to an old quarrel.Nl: Renske zat tegenover hem, haar ogen glinsterden van verwachting.En: Renske sat across from him, her eyes sparkling with anticipation.Nl: "Een nieuw jaar, nieuwe kansen," zei ze vrolijk.En: "A new year, new opportunities," she said cheerfully.Nl: Sander zat naast haar, rustig roerend in zijn koffie.En: Sander sat next to her, quietly stirring his coffee.Nl: Hij had altijd een nuchtere kijk op de dingen.En: He always had a grounded view on things.Nl: "Het is belangrijk om vooruit te kijken," zei hij.En: "It's important to look forward," he said.Nl: Bram voelde zich een beetje zenuwachtig.En: Bram felt a bit nervous.Nl: Hij wist dat hij het onderwerp moest aankaarten.En: He knew he had to bring up the subject.Nl: "Renske," begon hij, "ik wilde met je praten over ons...En: "Renske," he began, "I wanted to talk to you about us...Nl: De laatste tijd denk ik veel na over onze familie, en ik voel dat ik het wil goedmaken."En: Lately, I've been thinking a lot about our family, and I feel that I want to make amends."Nl: Renske keek hem nieuwsgierig aan.En: Renske looked at him curiously.Nl: "Ik ben blij dat je dat zegt, Bram," zei ze zacht.En: "I'm glad you say that, Bram," she said softly.Nl: "Ik heb je gemist."En: "I've missed you."Nl: Bram voelde de spanning van zich afglijden.En: Bram felt the tension slide away.Nl: "Ik ook," gaf hij toe.En: "I have too," he admitted.Nl: "Kunnen we proberen dingen recht te zetten?"En: "Can we try to set things right?"Nl: Renkse knikte.En: Renske nodded.Nl: "Ja, laten we dat doen.En: "Yes, let's do that.Nl: Het voelt alsof er een kans is om opnieuw te beginnen."En: It feels like there's a chance to start over."Nl: En zo, tussen de warmte van de koffie en de winterse kou buiten, begonnen ze opnieuw.En: And so, between the warmth of the coffee and the wintry cold outside, they began anew.Nl: Bram leerde dat eerlijkheid echt de sleutel was.En: Bram learned that honesty was truly the key.Nl: De vriendschap met zijn nicht werd hersteld, en een nieuwe start gaf hen beiden hoop.En: The friendship with his cousin was restored, and a fresh start gave both of them hope.Nl: De koffie was al lang op toen ze de koffiebar verlieten.En: The coffee had long been finished by the time they left the koffiebar.Nl: De gracht weerspiegelde de sterretjes van de kerstverlichting.En: The canal reflected the little stars of the Christmas lights.Nl: Bram voelde zich lichter.En: Bram felt lighter.Nl: Hij wist dat de band met Renske sterker was dan ooit tevoren.En: He knew that the bond with Renske was stronger than ever before.Nl: Samen liepen ze door de sneeuw, samen naar de toekomst.En: Together they walked through the snow, together into the future. Vocabulary Words:scent: geurcozy: gezelligesnowflakes: sneeuwvlokkendrifted: dwarreldenrippling: kabbelendesnug: knusmurmur: geroezemoesclinking: geklingelclasped: geklemdwandered: dwaaldenquarrel: ruzieanticipation: verwachtingcheerfully: vrolijkgrounded: nuchtereamends: goedmakencuriously: nieuwsgierigsoftly: zachttension: spanningright: rechtnodded: knikteanew: opnieuwhonesty: eerlijkheidrestored: hersteldcanal: grachtreflected: weerspiegeldebond: bandknows: wistsnows: sneeuwfuture: toekomst

Fluent Fiction - Catalan: Rekindling Bonds: A Warm Reunion in Barcelona's Winter Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2026-01-06-08-38-20-ca Story Transcript:Ca: El vent fred de l'hivern bufava suaument pels estrets carrers del Barri Gòtic de Barcelona.En: The cold winter wind softly blew through the narrow streets of the Barri Gòtic in Barcelona.Ca: Tot i el fred exterior, la teteria "El Raconet de Te" irradiava calor i caliu.En: Despite the outside chill, the tea shop "El Raconet de Te" radiated warmth and coziness.Ca: Els clients seiem còmodament al voltant de les petites taules de fusta, gaudint de la dolçor dels pastissos i de l'aroma de tes variats.En: Customers sat comfortably around the small wooden tables, enjoying the sweetness of the cakes and the aroma of various teas.Ca: En un racó, es trobava una nena amb ulls brillants de record i nerviosisme: la Marina.En: In a corner, there was a girl with bright eyes full of memories and nervousness: Marina.Ca: Marina havia tornat de Londres després de mesos de viure a l'estranger.En: Marina had returned from London after months of living abroad.Ca: La ciutat havia canviat poc, però les seves relacions familiars, potser sí.En: The city had changed little, but her family relationships, perhaps they had.Ca: Pau, el seu germà, estava assegut davant seu, bevent poc-a-poc una tassa de te de canyella.En: Pau, her brother, sat across from her, slowly drinking a cup of cinnamon tea.Ca: Portava el pes de les responsabilitats familiars i, a vegades, es notava en el seu rostre.En: He carried the weight of family responsibilities, and sometimes it showed on his face.Ca: Al seu costat, Laia, la seva cosina, s'esforçava per mantenir un ambient agradable.En: Beside him, Laia, their cousin, was trying to keep a pleasant atmosphere.Ca: Laia volia que la família estigués unida i feliç, sobretot aquest dia de Reis.En: Laia wanted the family to be united and happy, especially on this Day of the Three Kings.Ca: La Marina mirava al seu voltant, recordant els moments passats amb la seva família, però un sentiment de distància li ennuvolava el cor.En: Marina looked around, remembering the moments spent with her family, but a feeling of distance clouded her heart.Ca: Volia recuperar el vincle amb en Pau, però no sabia com.En: She wanted to reconnect with Pau, but didn't know how.Ca: L'oportunitat arribà quan en Pau comentà, amb una veu una mica aspra, "Marina, vas marxar quan més et necessitàvem."En: The opportunity came when Pau commented, with a somewhat rough voice, "Marina, you left when we needed you most."Ca: Aquelles paraules punxaven com agulles, però eren necessàries.En: Those words stung like needles, but they were necessary.Ca: "Ho sé, Pau," respongué la Marina amb veu suau, "i em sap greu. Estava confusa, buscava alguna cosa més... però us vaig deixar."En: "I know, Pau," Marina replied softly, "and I'm sorry. I was confused, looking for something more... but I left you."Ca: En Pau abaixà la vista cap a la seva tassa, remenant lentament.En: Pau lowered his gaze to his cup, stirring slowly.Ca: "Han estat mesos difícils. Els nostres pares... la seva salut... i jo estava aquí."En: "They have been difficult months. Our parents... their health... and I was here."Ca: La Marina va sentir una onada de culpa i tristesa.En: Marina felt a wave of guilt and sadness.Ca: "No volia fer-te càrrec de tot, Pau. Tinc por que res sigui com abans."En: "I didn't want to leave you with everything, Pau. I'm afraid nothing will be like before."Ca: Laia s'interposà, col·locant una mà a l'espatlla de cadascun.En: Laia intervened, placing a hand on each of their shoulders.Ca: "Aquestes festes són de nous inicis. Parlem-ho, recomencem."En: "These holidays are for new beginnings. Let's talk, let's start again."Ca: Després d'un moment de silenci, en Pau somrigué bruscament.En: After a moment of silence, Pau suddenly smiled.Ca: "Potser podríem començar amb unes xocolatines de Reis."En: "Maybe we could start with some Three Kings chocolates."Ca: La seva veu era suau, com si hagués deixat pas a l'entesa.En: His voice was gentle, as if understanding had taken over.Ca: La Marina respirà profunda, alliberant-se del pes.En: Marina took a deep breath, freeing herself from the weight.Ca: "Sí. Ho vull de veritat."En: "Yes. I really want to."Ca: L'alegria de la reconciliació omplí la teteria, barrejant-se amb l'olor de les infusions.En: The joy of reconciliation filled the tea shop, mixing with the scent of the infusions.Ca: Més tard, el trio es dirigí als carrers plens per veure la cavalcada dels Reis.En: Later, the trio headed to the crowded streets to watch the Three Kings parade.Ca: Allà, mentre les carrosses passaven i la llum dels fanals titil·lava sobre les cares alegres dels infants, el vincle entre Marina, Pau i Laia era més fort que mai.En: There, while the floats passed by and the streetlights' glow flickered over the joyful faces of the children, the bond between Marina, Pau, and Laia was stronger than ever.Ca: La nit freda es transformà en una càlida promesa de nous inicis.En: The cold night transformed into a warm promise of new beginnings. Vocabulary Words:the chill: el fredthe warmth: la calorthe coziness: el caliuthe aroma: l'aromathe memories: els recordsthe nervousness: el nerviosismethe responsibilities: les responsabilitatsthe cousin: la cosinathe Three Kings: els Reisthe feeling: el sentimentthe opportunity: l'oportunitatthe voice: la veuthe needles: les agullesthe guilt: la culpathe sadness: la tristesathe holidays: les festesthe forgiveness: l'entesathe breath: la respiracióthe weight: el pesthe reconciliation: la reconciliacióthe scent: la olorthe infusions: les infusionsthe parade: la cavalcadathe floats: les carrossesthe streetlights: els fanalsthe glow: el titil·leigthe bond: el vinclethe night: la nitthe promise: la promesathe new beginnings: els nous inicis

US President Trump is scheduled to deliver remarks at a GOP member retreat at 10:00EST/15:00GMT on Tuesday and will participate in a meeting at 14.30EST/19:30GMT on Tuesday.China Commerce Ministry imposes export controls on dual-use items to Japan, effective immediately.European bourses are mostly firmer; US equity futures are mixed, with the RTY under slight pressure.Mostly uneventful trade across G10s but EUR subdued post-PMI & German State CPI.Bonds initially pressured before EGBs benefitting from German State CPIs ahead of the 13:00GMT mainland print.Crude initially lower but now a touch in the green; XAU extends on Monday's gains as Copper reaches another ATH.Looking ahead, German CPI (Dec), US S&P PMI Final (Dec), Speakers including Fed's Barkin, US President Trump, Fed Discount Rate Minutes.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Success is achieved and maintained by those who try and keep trying. — W. Clement Stone Prior Session's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Stop Analysis-Paralysis: Limit Your Indicators." https://youtu.be/80diaF-MdhA If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Ahead of Friday's jobs report, investors might focus on the U.S. action against Venezuela and a tech industry meeting featuring Nvidia's CEO. Manufacturing data are due today, but earnings are sparse.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Guest hosting Mundo in the Morning on KCMO Talk Radio, Patrick Tuohey speaks with Thomas Friestad of the Kansas City Business Journal about how Kansas STAR bonds work and what they mean for a proposed Kansas City Chiefs stadium.

Permanence, perseverance, and persistence in spite of all obstacles, discouragements and impossibilities: It is this, that in all things distinguishes the strong soul from the weak. — Thomas Carlyle Previous Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Seek Consistency & Reliability, Not Complexity & Quantity." https://youtu.be/JY6nzyIWyQM If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Permanence, perseverance, and persistence in spite of all obstacles, discouragements and impossibilities: It is this, that in all things distinguishes the strong soul from the weak. — Thomas Carlyle Previous Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Seek Consistency & Reliability, Not Complexity & Quantity." https://youtu.be/JY6nzyIWyQM If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Stocks start 2026 on a four-day skid after another drop Wednesday amid little news. Trading could be light between the holiday and the weekend. No major data or earnings are due.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-0126) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fluent Fiction - Catalan: Rekindling Bonds: A Sibling Reunion Under Barcelona's Stars Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2026-01-02-08-38-20-ca Story Transcript:Ca: El sol de gener il·lumina Barcelona amb una llum clara però freda.En: The January sun illuminates Barcelona with a clear but cold light.Ca: La ciutat està immersa en les festes de Reis, una època plena de màgia i tradicions.En: The city is immersed in the Reis festivities, a time full of magic and traditions.Ca: A l'ombra de les Rambles, el Mercat de la Boqueria batega amb el bullici de venedors i compradors.En: In the shadow of les Rambles, the Mercat de la Boqueria pulses with the bustle of vendors and buyers.Ca: La barreja de colors vius i sabors intensos atreuen a tothom qui passa.En: The mix of vibrant colors and intense flavors attracts everyone who passes by.Ca: Oriol, jove i decidit, camina entre les parades.En: Oriol, young and determined, walks between the stalls.Ca: Té una missió.En: He has a mission.Ca: Cal preparar el sopar d'Epifania per a la família.En: He needs to prepare the Epifania dinner for the family.Ca: Vol impressionar-los i, secretament, espera que aquesta ocasió pugui apropar-lo a la seva germana, Gemma.En: He wants to impress them and secretly hopes that this occasion can bring him closer to his sister, Gemma.Ca: Fa massa temps que la relació amb ella és tensa.En: It's been too long since their relationship has been tense.Ca: De sobte, una veu familiar el desafia.En: Suddenly, a familiar voice challenges him.Ca: "Oriol!En: "Oriol!"Ca: " És Laia, la seva cosina aventurera.En: It's Laia, his adventurous cousin.Ca: Sempre porta un somriure i un comentari enginyós.En: She always carries a smile and a witty comment.Ca: "Busques alguna cosa en especial?En: "Are you looking for something special?"Ca: " pregunta, veient l'expressió concentrada d'Oriol.En: she asks, seeing Oriol's focused expression.Ca: "Sí, però necessito ajuda," admet Oriol, mirant al voltant.En: "Yes, but I need help," Oriol admits, looking around.Ca: Els aromes de marisc fresc, herbes i espècies omplen l'aire.En: The aromas of fresh seafood, herbs, and spices fill the air.Ca: El mercat és un caos agradable, però aclaparador.En: The market is a pleasant but overwhelming chaos.Ca: "Potser Gemma podria ajudar-te amb això," suggereix Laia, amb un to amable però sincer.En: "Maybe Gemma could help you with that," suggests Laia, in a kind but sincere tone.Ca: Gemma, la seva germana, és una chef d'èxit.En: Gemma, his sister, is a successful chef.Ca: Tanmateix, Oriol sent un pes al cor cada vegada que pensa en ella.En: However, Oriol feels a weight on his heart every time he thinks of her.Ca: Decidit, Oriol truca a Gemma.En: Determined, Oriol calls Gemma.Ca: "Necessito el teu consell," diu, deixant de banda el seu orgull.En: "I need your advice," he says, putting aside his pride.Ca: Gemma accepta trobar-se amb ells ràpidament al mercat.En: Gemma agrees to meet them at the market quickly.Ca: Quan arriba, l'ambient és una barreja de sorolls i colors.En: When she arrives, the atmosphere is a mix of sounds and colors.Ca: Els carrers de la Boqueria bullen de vida, igual que les emocions a dins d'Oriol.En: The streets of la Boqueria buzz with life, just like the emotions inside Oriol.Ca: Junts recorren les parades, Gemma assenyalant els tomàquets més madurs, les olives més delicioses.En: Together they go through the stalls, Gemma pointing out the ripest tomatoes, the tastiest olives.Ca: Gairebé sense adonar-se'n, es troben parlant d'un tema delicat.En: Almost without realizing it, they find themselves talking about a delicate topic.Ca: "Per què ens hem distanciat?En: "Why have we grown apart?"Ca: " pregunta Oriol, amb una sinceritat dolorosa.En: Oriol asks with painful sincerity.Ca: Gemma es para un moment i el mira als ulls.En: Gemma stops for a moment and looks him in the eyes.Ca: "Suposo que he estat molt centrada en la feina," admet ella, amb certa tristor.En: "I suppose I've been very focused on work," she admits, with some sadness.Ca: La relació sempre ha estat complicada, i ara sembla un camí inexplorat.En: The relationship has always been complicated, and now it seems like an unexplored path.Ca: Laia, que observa tot això amb silenci, fa un comentari divertit sobre una anècdota infantil dels dos germans.En: Laia, who observes all this in silence, makes a funny comment about a childhood anecdote of the two siblings.Ca: Oriol i Gemma riuen, recordant les seves trapelleries.En: Oriol and Gemma laugh, reminiscing about their mischievous antics.Ca: Finalment, el gel es trenca.En: Finally, the ice is broken.Ca: Amb el suport silenciós de Laia, Oriol i Gemma acaben la seva compra.En: With Laia's silent support, Oriol and Gemma finish their shopping.Ca: Tornen a casa amb cistelles plenes i un pes menys al cor.En: They return home with baskets full and a lighter heart.Ca: Riuen plegats, recuperant una connexió gairebé perduda.En: They laugh together, regaining an almost lost connection.Ca: Al famós sopar de Reis, la màgia ja no és només pels més petits.En: At the famous Reis dinner, the magic is no longer just for the little ones.Ca: Oriol serveix els plats amb orgull i, quan la nit es fa més íntima, Gemma suggereix noves receptes per l'any vinent.En: Oriol serves the dishes with pride, and as the night becomes more intimate, Gemma suggests new recipes for the coming year.Ca: Al final, mentre els estels brillen sobre Barcelona, Oriol comprèn que l'obertura i la comunicació són els ingredients clau per mantenir-se units.En: In the end, as the stars shine over Barcelona, Oriol understands that openness and communication are the key ingredients to staying together.Ca: Una abraçada inesperada segella el seu nou començament.En: An unexpected hug seals their new beginning.Ca: La nit de Reis brilla amb esperança renovada per a tota la família.En: The Reis night shines with renewed hope for the whole family. Vocabulary Words:the sun: el solilluminates: il·luminaimmersed: immersafestivities: festesbustle: bullicivendors: venedorsbuyers: compradorsstalls: paradesmission: missiódinner: soparimpress: impressionarrelationship: relaciótense: tensaadventurous: aventurerasmile: somriurewitty comment: comentari enginyósfocused: concentradaaromas: aromesoverwhelming: aclaparadorsuccessful: d'èxitpride: orgullthe atmosphere: l'ambientripest: més madurstastiest: més deliciosestopic: temaexplored: inexploratchildhood: infantilanecdote: anècdotamischievous antics: trapelleriesintimate: íntima

Some moments stay with you not because they were frightening—but because they felt certain. In the quiet hours of the night, when the world is supposed to be asleep, something familiar appears at the foot of an eight-year-old girl's bed. It looks like her grandfather. It sounds like her grandfather. And it speaks with the kind of calm authority that only someone you trust completely could have. There's comfort in the visit, but also urgency—words delivered as if they matter more than anyone realizes yet. What she doesn't know is that far away, hundreds of kilometers from that bedroom, something irreversible has already happened. And she isn't the only one receiving a message that night. Another child. Another room. Another moment that will quietly reshape an entire family's understanding of life, loss, and connection. This isn't a story about fear. It's about timing. About knowing something before you're supposed to. And about the thin, fragile line between goodbye and hello. #RealGhostStories #AfterDeathCommunication #VisitationStory #ParanormalExperience #TrueParanormal #FamilyConnections #SpiritualEncounters #LifeAfterDeath #UnexplainedMoments Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

In Season 4, Episode 4 'The Battle at the Wall' of the Changing Earth Audio Drama, Dexter reunites with family in tent-city turmoil as Erika, Vince, and Kyle breach federal defenses in a fiery siege—trenches cleared, big guns silenced—while TJ and Mr. Lee weave counterplots amid heartbreaking loss. Bonds mend, barriers crumble in a whirlwind of battle, betrayal, and redemption. This episode is based on Sara F. Hathaway's thrilling Changing Earth novel series, including 'Battle for the South.' Dive deeper into the post-quake world with the full novels and grab exclusive Changing Earth merch at ChangingEarthSeries.com. #PostApocalyptic #AudioDramaGet Prepared with Our Incredible Sponsors! Survival Bags, kits, gear www.limatangosurvival.comEMP Proof Shipping Containers www.fardaycontainers.comThe Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilyPack Fresh USA www.packfreshusa.comSupport PBN with a Donation https://bit.ly/3SICxEq

This episode dismantles the idea that successful investing comes from finding the next hot thing. Instead, Don and Tom argue that good portfolios are built by eliminating what doesn't belong: actively managed funds, sector ETFs, alternatives, high-yield bonds, gold, and other distractions that add complexity without purpose. Drawing on a Morningstar column by Amy Arnott, they reinforce that most investing mistakes come from chasing performance rather than embracing simplicity and discipline. The show also tackles listener questions on retirement “bucket” strategies, rebalancing timing, Dimensional fund structure, and annuities—emphasizing that bonds exist for stability, cash should be limited and intentional, and any strategy must be personal, rules-based, and boring enough to actually work. 0:04 Opening banter, Apple censoring Tom's name, and the beige pudding world 1:12 Bitcoin critics, one-star reviews, and a bad 2025 for crypto 2:03 Core idea: good investing is about elimination, not prediction 2:56 Amy Arnott and the case against active management 4:07 Why past winners usually become future losers 5:28 REITs, once useful, now mostly redundant 6:01 Sector funds as performance-chasing traps 8:19 Alternatives, I Bonds, and junk bonds—complexity without payoff 10:04 Bonds explained properly: stability, not income or excitement 11:14 Gold (and Bitcoin) as non-productive speculation 13:21 Simplify first and portfolios become easier—and calmer 15:05 Retirement bucket strategy: where it helps and where it hurts 18:48 Cash as an emergency tool, not a long-term holding 21:04 MYGA annuities, safety trade-offs, and insurer risk 29:04 Insurance failures as cautionary history 31:04 DFAW explained: Core Equity 1 vs Core Equity 2 35:53 Rebalancing discipline: timing beats tinkering 39:11 Final reminder: stop watching your portfolio so much Learn more about your ad choices. Visit megaphone.fm/adchoices

You don't have time to sift through endless financial content. That's why I do it for you. Get my top 5 must-read articles every week in a quick, easy-to-digest email. Sign up for my newsletter. -----  In this Talking Shop episode, I sit down with Ashby Daniels for an unscripted, behind-the-scenes conversation about investing, markets, and the behavioral mistakes that quietly derail long-term results. We move freely—from why simplicity keeps winning, to how investors misread risk, to what actually matters when markets feel noisy—without a single hot take in sight. If you've ever wondered how two investment professionals talk when there's no agenda and no sales pitch, this is it.   Listen now and learn: ► Why "beating the game" in investing rarely looks like working harder or knowing more ► How narratives—not numbers—drive most investor mistakes during market downturns ► What gets misunderstood about bonds, diversification, and "playing it safe" ► How experienced investors think differently about wealth, risk, and time   Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.   [04:15] – Nick Murray's Lasting Influence on Long-Term Investing and Market Thinking [05:45] – Why Investing Education Should Be Short, Simple, and Actionable [08:00] – Challenging Conventional Market Wisdom: Why Time Beats Tactics [09:45] – The Dave & Buster's Investing Lesson: How to "Beat the Game" [15:30] – Everybody Ought to Be Rich: The Power of Long-Term Stock Market Returns [18:30] – The Market Portfolio Explained: Stocks, Bonds, and Investor Distractions [21:15] – Market Corrections and Bear Markets: Why Trees Don't Grow to the Sky [24:30] – All-Stock Portfolios and Risk: When Equities Make Sense [29:45] – Investor Panic Isn't About Volatility—It's About Stories and Expectations [32:45] – Bond Investing, "Safety," and the Hidden Risk to Purchasing Power [35:45] – Private Equity, Gold, and Crypto: What Investors Get Wrong [41:30] – The $100 Million Thought Experiment: Getting Wealthy vs Staying Wealthy [46:00] – Why Timeless Investing Principles Still Win Over Time Editing and post-production work for this episode was provided by The Podcast Consultant (⁠https://thepodcastconsultant.com⁠)     Disclosure: This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this "post" (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Plancorp LLC employees providing such comments, and should not be regarded the views of Plancorp LLC. or its respective affiliates or as a description of advisory services provided by Plancorp LLC or performance returns of any Plancorp LLC client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.

When you get into a tight place and everything goes against you… never give up then, for that is just the place and time that the tide will turn. — Harriet Beecher Stowe Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Stop Analysis-Paralysis: Limit Your Indicators." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

The S&P 500 index is down three straight days but up 17% for the year. Jobless claims are the only data on tap but today is a full trading session before tomorrow's holiday.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Guest hosting Mundo in the Morning on KCMO Talk Radio 95.7 FM and 710 AM on December 30, 2025, Patrick Tuohey of the Show-Me Institute breaks down the math behind Kansas STAR bonds proposed for a Kansas City Chiefs stadium, explaining why the revenue projections may not add up and why taxpayers could be more exposed than advertised. Listen to Full Episodes of Mundo in the Morning: https://www.kcmotalkradio.com/shows/mundo-in-the-morning-2/

Andrew and Ben discuss Meta's latest acquisition plans and the Dallas Fed survey. Join our live YouTube stream Monday through Friday at 8:30 AM EST:http://www.youtube.com/@TheMorningMarketBriefingPlease see disclosures:https://www.narwhal.com/disclosure

Dave Helling, formerly of the KC Star, joined The Drive to breakdown all the details on how Kansas used STAR Bonds to attract the Chiefs.

In this episode, Tara is joined by Dr. Kim Van Dusen, a marriage and family therapist, founder of The Parentologist, podcaster, and author of Parenting through Play: Creative Strategies for Building Better Behavior, Deeper Connection, and Positive Communication, who specializes in play therapy, for a conversation that feels equal parts validating and practical. They explore why play isn't just “extra” in parenting. It's essential. As parents, we tend to reach for conversation to connect, but kids speak a different language, and that language is play. Kim shares how breaking down our own barriers to play (time, guilt, exhaustion, the belief that we're “bad at it”) can completely shift the parent–child relationship and create real connection, even in short, simple moments. Tara and Kim also talk about how play evolves as kids grow, and how it can be used strategically, even for things like behavior challenges, homework battles, and chore resistance. Kim explains how understanding what's happening emotionally for our kids can dramatically improve behavior, and how playful approaches can reduce power struggles while lowering stress for everyone involved. The big takeaway? Play doesn't have to be complicated to create connection. Sometimes the simplest activities have the biggest impact. Links: https://theparentologist.com/ https://www.instagram.com/theparentologist/ https://www.barnesandnoble.com/w/parenting-through-play-kim-van-dusen-psyd/1148218068 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this podcast, Lord Abbett Portfolio Manager Dan Solender examines the factors likely to drive municipal-bond market performance in the year ahead.

Crisis of Bonds Not Structures... fr Hector Homily for Holy Family Sunday by padre Hector

Courage and perseverance have a magical talisman before which difficulties disappear and obstacles vanish into air. — John Quincy Adams Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Unveiling Investor Psychology: VPA & Candlesticks." https://bit.ly/3K4OLGt If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

In an otherwise slow holiday week, one highlight is Fed minutes due at 2 p.m. ET. Thin volume has made trends tough to track, and stocks fell Monday amid tech and metals weakness.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A failure is not always a mistake. It may simply be the best one can do under the circumstances. The real mistake is to stop trying. — B. F. Skinner Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Every Indicator Can Fail." https://youtu.be/q0_TJthiC-U If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

This episode of In The Telling (Season 5, Episode 37) is about family, memory, and the places where we once felt safest without fully understanding why. Through memories of roller-coaster rides shared with her father and extended family, writer Lyzette Wanzer revisits a childhood shaped by laughter, ritual, and belonging—moments that helped define what family felt like at its best.Lyzette Wanzer is a San Francisco writer, editor, and writing workshop instructor. Her work appears in over thirty literary journals, magazines, books, and newspapers. Library Journal named her book, TRAUMA, TRESSES, & TRUTH: Untangling Our Hair Through Personal Narratives … a Top 10 Best Social Sciences Book. Her articles have appeared in Essay Daily, The Naked Truth, and the San Francisco University High School Journal. Her research interests include professional development for creative writers, Black feminism, critical race theory, and the lyrical essay form. Lyzette is a contributor to LYRIC ESSAY AS RESISTANCE: Truth from the Margins and THE CHALK CIRCLE: Intercultural Prizewinning Essays. You can learn more about Lyzette and her work by visiting her website: www.lyzettewanzermfa.com

Fed minutes tomorrow highlight another holiday-shortened week where volume could be light. No major earnings or data are due, and trading is shortened Wednesday and shut Thursday.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Watch the full podcast: https://youtu.be/oyba2seRnOQ  

What is a surety bond in real estate, and why is it NOT insurance? Most people misunderstand how surety bonds actually work and that confusion can lead to costly mistakes in real estate deals. In this video, we break down surety bonds in real estate in simple terms. You'll learn how surety bonds work, who they protect, and why they're required for real estate developers, property managers, and licensed professionals. We also explain the key difference between surety bonds vs insurance, a distinction most people get wrong. If you've ever wondered how property owners stay protected when a developer walks away from a project or why states require surety bonds for real estate licensing, this video will give you clarity.  What You'll Learn in This Video What a surety bond is in real estate Why surety bonds are not insurance The 3 parties in a surety bond (principal, obligee, surety) How surety bonds protect property owners and government agencies Common real estate surety bonds (performance, licensing, property management) What happens when a surety bond is claimed Connect with the Global Investors Show, Charles Carillo and Harborside Partners: ◾ Setup a FREE 30 Minute Strategy Call with Charles: http://ScheduleCharles.com ◾ Learn How To Invest In Real Estate: https://www.SyndicationSuperstars.com/  ◾ FREE Passive Investing Guide: http://www.HSPguide.com ◾ Join Our Weekly Email Newsletter: http://www.HSPsignup.com ◾ Passively Invest in Real Estate: http://www.InvestHSP.com ◾ Global Investors Web Page: http://GlobalInvestorsPodcast.com/  

Cousin Brucie speaks with rock and roll icon Gary U.S. Bonds to reflect on his vibrant career and upcoming performances.

In San Francisco, advocates for transgender people are trying to beef up protections for their community, in the face of anti-trans policies from the Trump administration. This work isn't just about legal threats, but also fears of physical violence. Reporter: Bianca Taylor, KQED A new analysis warns the Colorado River could fall to dangerously low levels next year. The river supplies water to cities and farms across San Diego and Imperial counties. Reporter: Kori Suzuki, KPBS A UC Davis study found 85% of elementary schools in California experienced some loss of trees between 2018 and 2022. Reporter: Manola Secaira, CapRadio Learn more about your ad choices. Visit megaphone.fm/adchoices

Successful traders always follow the line of least resistance — follow the trend — the trend is your friend. — Jesse Livermore Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Revolutionize Your Trading! Basics of the Three Waves Technique." https://youtu.be/Ga1YDvNKpF0 If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Successful traders always follow the line of least resistance — follow the trend — the trend is your friend. — Jesse Livermore Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Revolutionize Your Trading! Basics of the Three Waves Technique." If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Your loved one is diagnosed with dementia. While you focus on symptoms, tasks and decisions, a long-standing pattern from your childhood is being triggered. That pattern will shape your caregiving style.  That childhood pattern is also being triggered in your loved one. Understanding the pattern can help you understand your loved one's behavior. Understanding can lead to compassion for your loved one and for yourself. From her book, Dementia, Caregiving & Personal History: How to Help, Cope, Connect, and Heal, author Tami Anastasia writes: "Our earliest relationships influence how we connect with others: our need for closeness, our ability to trust, and how we respond to life cirumstanes."  In this first of several interviews, Tami talks about the bonds we formed with the people who cared for us when we were children and how those deep-rooted attachment styles influence our relationships as adults, especially in times of stress or crisis. She sheds light on these four attachment styles:  Secure Attachment: Living with Confidence Anxious Attachment: Seeking Validation Through Caregiving Avoidant Attachment: Struggling with Emotional Closeness Disorganized Attachment: Being Caught Between Love and Fear Tami Anastasia holds a masters in counseling with more than 30 years of experience supporting family and professional caregivers. To learn more about Tami and her book, please go to her website

Fluent Fiction - Catalan: A Christmas Reunion: Healing Bonds Atop Montjuïc Find the full episode transcript, vocabulary words, and more:fluentfiction.com/ca/episode/2025-12-25-08-38-20-ca Story Transcript:Ca: Montjuïc brillava amb una claror especial aquell matí d'hivern.En: Montjuïc shone with a special brightness that winter morning.Ca: Les fulles dels arbres tremolaven lleugerament amb la brisa freda i el sol d'hivern il·luminava suaument Barcelona.En: The leaves of the trees trembled slightly with the cold breeze, and the winter sun gently illuminated Barcelona.Ca: Els carrers de la ciutat estaven decorats amb llums de Nadal, recordant a tothom l'esperit festiu de l'època.En: The streets of the city were decorated with Christmas lights, reminding everyone of the festive spirit of the season.Ca: Martí havia decidit que aquell seria el moment perfecte per a un pícnic.En: Martí had decided that this would be the perfect moment for a picnic.Ca: Amb el cor ple d'incertesa, va pujar la muntanya, esperant que el seu gest portés reconciliació entre ell i els seus germans, Elena i Sergi.En: With a heart full of uncertainty, he climbed the mountain, hoping that his gesture would bring reconciliation between him and his siblings, Elena and Sergi.Ca: La discussió recent sobre el futur de la seva família pesava en la seva consciència, i la distància emocional s'havia fet més gran del que volia admetre.En: The recent argument about the future of their family weighed on his conscience, and the emotional distance had become greater than he wanted to admit.Ca: El pícnic estava preparat senzillament: entrepans, una mica de vi calent i unes quantes llaminadures nadalenques.En: The picnic was prepared simply: sandwiches, some mulled wine, and a few Christmas treats.Ca: Martí esperava que aquests detalls senzills servissin com a catalitzador per al retrobament i l'harmonia.En: Martí hoped that these simple details would serve as a catalyst for reunion and harmony.Ca: Quan Elena i Sergi van arribar, el paisatge els va sorprendre.En: When Elena and Sergi arrived, the landscape surprised them.Ca: L'escena els va portar records d'infància, d'altres Nadal passats, plens de rialles i complicitat al mateix indret.En: The scene brought back childhood memories of past Christmases, full of laughter and companionship in the same place.Ca: Els tres germans es van asseure en una manta, el silenci inicial només trencat pel soroll de les branques al vent i el murmuri llunyà de la ciutat.En: The three siblings sat on a blanket, the initial silence only broken by the noise of the branches in the wind and the distant murmur of the city.Ca: Al principi, van parlar de banalitats.En: At first, they talked about trivialities.Ca: El clima, les decoracions nadalenques de les Rambles, anècdotes de la feina.En: The weather, the Christmas decorations on Les Rambles, anecdotes from work.Ca: Però, com Martí temia, la discussió passada va tornar a l'ambient, com un núvol inesperat.En: But as Martí feared, the past argument returned to the air like an unexpected cloud.Ca: Sergi va remenar-se inquiet, mentre Elena evitava la mirada del seu germà.En: Sergi fidgeted uneasily, while Elena avoided her brother's gaze.Ca: Martí va sentir un nus a l'estómac.En: Martí felt a knot in his stomach.Ca: El seu orgull el va voler frenar, però el desig de recuperar els seus vincles era més fort.En: His pride wanted to hold him back, but the desire to restore his bonds was stronger.Ca: Va inspirar profundament i, amb la veu mig tremolosa, va dir: "Ho sento.En: He took a deep breath and, with a slightly trembling voice, said, "I'm sorry.Ca: Sé que la meva obstinació ens ha fet mal.En: I know my stubbornness has hurt us.Ca: No vull perdre els meus germans per això.En: I don't want to lose my siblings over this.Ca: Us he preparat aquest pícnic perquè recordem que som família.En: I prepared this picnic for us to remember that we are family."Ca: "El silenci va seguir la seva confessió, però Martí ja no sentia pes al cor.En: Silence followed his confession, but Martí no longer felt a weight on his heart.Ca: Havien passat uns segons, quan Elena va trencar el gel amb un somriure suau.En: A few seconds passed before Elena broke the ice with a gentle smile.Ca: "Jo també ho sento, Martí.En: "I'm sorry too, Martí.Ca: Trobava a faltar aquestes trobades.En: I missed these gatherings."Ca: "Sergi va assentir, encara emocionat.En: Sergi nodded, still emotional.Ca: "Realment, això és el que importa.En: "Really, this is what matters.Ca: Estar junts, sense que les diferències ens separin.En: Being together, without letting differences separate us."Ca: "Van seguir parlant, primer amb cautela, després amb la calidesa i l'espontaneïtat que només la família pot tenir.En: They continued talking, first with caution, then with the warmth and spontaneity that only family can have.Ca: Rient, compartint records i fent plans de futures trobades, van prometre no deixar que res els separés de nou.En: Laughing, sharing memories, and making plans for future meetings, they promised not to let anything separate them again.Ca: La tarda va acabar amb una abraçada col·lectiva, mentre el sol començava a baixar lentament.En: The afternoon ended with a group hug, as the sun slowly began to set.Ca: Martí va comprendre aleshores el poder de la vulnerabilitat i la importància de demanar disculpes sincerament.En: Martí then understood the power of vulnerability and the importance of sincerely apologizing.Ca: Havien començat un nou camí junts, i aquest Nadal seria recordat pel seu significat especial: la reconciliació i el retorn de l'amor familiar.En: They had begun a new path together, and this Christmas would be remembered for its special meaning: reconciliation and the return of family love. Vocabulary Words:brightness: la clarortrembled: tremolavenbreeze: la brisailluminated: il·luminavadecorated: decoratsheart: el coruncertainty: la incertesagesture: el gestreconciliation: la reconciliaciósiblings: els germansargument: la discussióconscience: la consciènciacatalyst: el catalitzadorchildhood: la infànciacompanionship: la complicitatblanket: la mantatrivialities: les banalitatsstubbornness: l'obstinacióknives: els ganivetsgaze: la miradapride: l'orgullvulnerability: la vulnerabilitatapologizing: demanar disculpesspontaneity: l'espontaneïtatfuture: el futurmeeting: la trobadadistance: la distànciaemotion: l'emocióembrace: la abraçadasunset: la posta de sol

The Federal Reserve is entering a pivotal phase, and the decisions it makes now will define the next era of monetary policy. Lance Roberts and The Fed Guy, Joseph Wang, examine the structural forces putting the Fed at a crossroads—from rate cuts and shifting labor-market dynamics to the long-term impact of AI, tariff-driven inflation, and changes in the Fed's balance-sheet strategy. We explore why markets appear bullish on economic growth despite weakening employment data, how tariff inflation may be a one-time impulse, and what a redesigned policy framework could look like as banks, regulators, and political leaders debate the Fed's future role. If you want a grounded assessment of where monetary policy is heading and how structural changes could reshape markets, this episode provides the context investors need. 0:00 - INTRO 1:07 - Fed Rate Cuts & Commentary 5:37 - Markets Are Bullish About Economic Growth vs Employment Data; Tariff Inflation? One-Time Impact 7:59 - Labor Market Commentary 8:56 - Impact of AI? Double-checking the bot; building data centers; 11:25 - How will the Fed respond to AI impact on labor market? 12:47 - The Shift in Fed Policy - Ben Bernanke: Boosting asset prices to improve consumer mood 15:28 - The Fed is at a crossroads in its role - a smaller Fed balance sheet? 18:00 - Fed to de-regulate commercial banks (supplementary leverage ratio) so they can take over Fed's role? 20:16 - Is the Fox in the henhouse? 21:42 - How to unwind Fed balance sheet? 23:27 - Fed to Purchase $40-B in Bonds - not QE? 24:55 - QE vs Reserve Management Purchase 27:13 - Never Going back to Zero Interest Rates? 28:48 - Government Bond Rollover coming - will banks manage? 31:54 - Administrative make up of the future Fed - Kevin Hassett? - How Low will Rates Go; would low rates help with affordability; will the Fed Become more Trump-dominated? 38:34 - What is the risk from lower rates? 41:09 - Changes in the way we operate - the past is not the future. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Joseph Wang, CIO, The Fed Guy Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/uv88L9zT4Ok?feature=share ------- Our Previous show, "Dollar Power, AI, & The New Financial Order," is here: https://youtube.com/live/QYUME1I-SDg?feature=share ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FederalReserve #MonetaryPolicy #InterestRates #MarketOutlook #AIEconomy #JosephWang #TheFedGuy

One thousand days of lessons for discipline; ten thousand days of lessons for mastery. — Miyamoto Musashi Yesterday's Trade Execution Summary Grid: Receive TODAY's Trade Execution Summary Grid, our Complete Analysis & Predictions of Stocks, Bonds, Gold & Bitcoin by becoming a Patreon Member at any of our three levels of support: https://bit.ly/CWPatreonSupport Sign up at Trading View access my platform and charts: https://www.tradingview.com/?aff_id=136493 How to Set Up Our Three Time Frame Chart on TradingView: https://youtu.be/wLwTnrtAOTA I have opened my page to sharing. Find me on TradingView at Thom Goolsby. Here at Charting Wealth, we focus on the reality of price movement by following trends. We teach you a simple and effective method to read stock, ETF and crypto charts, keep your emotions in check and learn when to buy and when to sell. Charting is your road map to the market and the riches it can offer. Forget the hype you see and hear in the financial news media. They are selling products in print ads and commercials. Focus on what is real, no matter how hard it can be to believe! Otherwise, you become a sucker or worse, a slave, to the delusion someone else wants you to believe. Use the lessons we teach every day to accurately chart any stock, commodity, ETF and cryptocurrencies. We give you daily, real life lessons with the five ETFs we track: S&P 500, NASDAQ 100, 20-Year Treasury Bonds, Gold and Bitcoin. We have all the tools you need to learn how to trade. For subscribers, we have a GREAT TRAINING to SUPERCHARGE your practice trading: "Using Indicators to Interpret Crowd Sentiment." https://youtu.be/cA7Ppa7VjMI If you are not a subscriber, become one! Subscribe for FREE to our daily market reviews & training at http://www.ChartingWealth.com We urge you to "Follow the charts, NOT the noise!" and want to help you follow the market and improve your knowledge of stock and ETF movements. Support our work at PATREON and receive GREAT benefits (training, gifts, etc...): https://www.patreon.com/user?u=14138154 Receive our STOCK ALERTS via TEXT when WEEKLY VERTICAL CROSSOVERS occur. Very valuable information! Less than 8 texts a month. Text "chartingwealth" to 33222 on your cell phone. At ChartingWealth.com, http://chartingwealth.com every day the market is open, we chart the S&P 500, NASDAQ 100, Gold & Bonds. In just a few short minutes, we give you a valuable training update and quickly review the trends we see taking place in the market. At the end of every week, we give you an overview of what happened over the last five days and what's on the calendar for the next trading week. DISCLAIMER: We offer NO advice and make NO claims to expertise of any kind. This site is dedicated to knowledge and education through our stock chart training, reviews and other information -- nothing more.

Investors have a thin slate of earnings and economic data to monitor today, leaving the focus on the stronger-than-expected third-quarter GDP report with stocks at a record high.Important DisclosuresThis material is intended for general informational purposes only. This should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decisions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security. Supporting documentation for any claims or statistical information is available upon request.Past performance is no guarantee of future results.Diversification and rebalancing strategies do not ensure a profit and do not protect against losses in declining markets.Indexes are unmanaged, do not incur management fees, costs, and expenses and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions. Data contained herein from third party providers is obtained from what are considered reliable sources. However, its accuracy, completeness or reliability cannot be guaranteed.Investing involves risk, including loss of principal, and for some products and strategies, loss of more than your initial investment.Digital currencies [such as bitcoin] are highly volatile and not backed by any central bank or government. Digital currencies lack many of the regulations and consumer protections that legal-tender currencies and regulated securities have. Due to the high level of risk, investors should view digital currencies as a purely speculative instrument.Cryptocurrency-related products carry a substantial level of risk and are not suitable for all investors. Investments in cryptocurrencies are relatively new, highly speculative, and may be subject to extreme price volatility, illiquidity, and increased risk of loss, including your entire investment in the fund. Spot markets on which cryptocurrencies trade are relatively new and largely unregulated, and therefore, may be more exposed to fraud and security breaches than established, regulated exchanges for other financial assets or instruments. Some cryptocurrency-related products use futures contracts to attempt to duplicate the performance of an investment in cryptocurrency, which may result in unpredictable pricing, higher transaction costs, and performance that fails to track the price of the reference cryptocurrency as intended. Please read more about risks of trading cryptocurrency futures here.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.Apple Podcasts and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.Google Podcasts and the Google Podcasts logo are trademarks of Google LLC.Spotify and the Spotify logo are registered trademarks of Spotify AB.(0131-1225) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Andrew, Ben, and Tom discuss Apollo pulling back on risk, Chicago shifting property taxes away from commercial properties, and Beth Hammack urging a pause in rate cuts.Song: Mele Kalikimaka - Jimmy BuffettFor information on how to join the Zoom calls live each morning at 8:30 EST, visit:https://www.narwhal.com/blog/daily-market-briefingsPlease see disclosures:https://www.narwhal.com/disclosure