Podcasts about Hud

In the United States, there are three types of “animals” that a tenant can have:  a pet, a service animal, and an emotional support animal.  But each one is defined differently, each one may or may not have additional rent, a damage deposit, or require verification as a tenant applies for one of your units.  Additionally, a landlord may have some questions about what “reasonable accommodation” regarding that animal.  Where do we start?  Krista Reuther returns to My Life As A Landlord, to help us figure out the ABCs of ESAs. 

Keith digs into what's really going on with apartments now that values in many markets have dropped 20–40%. You'll hear why larger multifamily properties have been hit so much harder than one-to-four unit rentals, and what that means for both current owners and new buyers. "The Apartment King," Brad Sumrok, joins the conversation to share how recent economic shifts, financing structures, and market forces have reshaped the apartment landscape—and why he believes we may be near a key turning point in the cycle. You'll also learn how investors are approaching deals differently today, what makes certain markets and property types more attractive right now.  Resources: Learn more about Brad here. Episode Page: GetRichEducation.com/594 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold us. Apartment Building values have fallen 2030, even, 40% over the past few years. Investors lost millions. What are all the reasons that it happened? And when will apartments turn around? I'm joined by the apartment king today on get rich education.   Corey Coates  0:26   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold, writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:09   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com you   Corey Coates  1:40   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:59   Welcome to GRE from Monterrey, California to Monterrey, Mexico and across 188 nations worldwide. America's favorite shaved mammal on a microphone has got his slack. John, act back on track for another wealth building week with you. I'm Keith Weinhold. This is get rich education, and I'm still not wearing a pair of Dockers. We all know that the one to four unit space single family homes, up to four plexes have held under their values despite soured affordability, but five plus unit apartment buildings are a drastically different story. We're going to talk about just how much value they've lost recently, and the reasons why it's about more than just the interest rates doubling and tripling that began in 2022 Today's guest is an apartment educator. His students have had both losses and wins over time. I'll ask about both, because adversity is where you get the lessons now today, you might buy an apartment building at a steep discount compared to what it sold for five years ago. And who might you buy an apartment from today, it might not be the type of seller that you're thinking about because of owners defaulting you might now be buying it from a bank that had to basically repossess it. Yeah, you might try to buy it from a lender at 60% of the loan amount. Well, a lender doesn't want to do a 40% write down, so they're going to try to get more and see. That's how this could practically look today for an apartment owner that survived the crisis and is still standing today. They're asking themselves, now, why would I sell at a discount if I don't have to? So they're probably going to try to hold on. And then, of course, the tenants in these apartments don't know that any of this is going on now. I own a lot of single family rental homes myself, also apartment buildings in the one to one and a half million dollar range is where I've played, and often that ends up being eight to 12 units, because in that space, I don't need partners to invest in assets of that size. One to $2 million is also small enough so that you're not competing with institutional money and other players. Today, I'll tell you what I did with some of those buildings myself when interest rates reset about four years ago, and before you and I wrap up the show today, I've got something to tell you about what's coming in future. GRE episodes here stuff that's really unexpected as the apartment King waits in the wings. One last thing to tell you about, like I mentioned to you recently, investors say that they want an opportunity, but what they really want is certainty. Once certainty arrives, the opportunity. Is gone.    Keith Weinhold  5:01   Our GRE live event last Thursday was a success. It is about how central Florida is the most compelling housing market right now, with the builder offering rate buy downs as low as 3.75% and, you know, I just ran the numbers on something, and I can hardly believe this. All right, right. Now owner occupied mortgage rates are near 6% this means investment property rates are almost 7% with the rate by down to 4% here's how your cash flow looks with a 30 year fixed rate mortgage on a 300k loan with a 7% rate, your p and i payment is 1996 at a 4% rate. It's just 1432, this is a reduction of $564 per month, a whopping payment difference. That's really the difference between treading water and stacking cash flow on these brand new build properties that we're talking about here in Central Florida. So talking about opportunity and certainty, that is a big measure of both. Yeah, before I ran the numbers, I didn't realize that the spread was this wide. With high demand for these properties, the builder does have some more available, a long term fixed rate of around 4% it should be up for you now you can see the limited time replay of GRE, freshest live event at grewebinars.com, in case you want to look into This again, grewebinars.com let's discuss the apartment market. Foreign apartment building values have fallen at 20% 30% even 40% over the past few years, depending on the market that they're in today, we're going to learn how bad it is, why it happened, and if that actually creates an opportunity here in the late 2020s, decade, our guest is known as the apartment king. He is the number one nationally known educator and mentor for apartment investing. He started with a bang in 2002 by making his first ever real estate investment, not a four Plex like I did, but a 32 unit apartment building, and he's now owned and invested in over 11,000 units and over 1 billion in assets under management. He's received awards like the naa independent owner of the year, and he's the star of the massively popular in person events that he puts on, which you'll learn about soon. Hey, it's been several years. Welcome back to the show. Brad sumrock,   Brad Sumrok  7:46   hey, Keith. It's really good to be on again. Nice to be here.   Keith Weinhold  7:50   Brad and I were together in person last month, and we also talked physical fitness. Then Brad is one of the fittest guys you'll ever meet in person. He just looks fantastic. We want to hear about your apartment forecast shortly. Brad, let's talk about the hard stuff. First, you've endured adversity since we last had you here several years ago. Tell us about that.   Brad Sumrok  8:14    Well, look, I mean, I think anyone that's been serious about investing in apartments over the last five years. And I'll also say it this way, anyone who did a deal and say 21 the middle of 21 till probably the end of 2022 it's very likely that that property is worth less today than than it was when we bought it. So that, in itself, has created, you know, adversity, because I got into the business in 2002 and the market went up until 2008 and we went through a downturn in 2008 nine and 10, as is, I'm sure you're aware. And then the market went up again until around 2021, mid year. And then, due to so many reasons, and I could go into those reasons, but let me just just cut to the chase. That you alluded to is we had another downturn, and so the downturn, you know, impacts property values, it impacts confidence, it impacts investor appetite to do deals. It impacts just about everything related to the business, on the investment side, and the other business that I'm in, which is the seminars, the events and the mentoring. So it's been a big downturn, and we could go into those, you know, into the reasons why, and I'm sure you'd like to know my take on that. But now is a great time, because things are recovering, and one of the things Tony Robbins teaches Keith is pattern recognition. It's like I've been through two downturns, and I could see the patterns, and it occurs to me that we're at or near the bottom of a cycle. So like it's also a good time to be gearing up.   Keith Weinhold  9:50   Now, many realize but for those uninitiated on this, the one to four unit space really didn't feel much pain starting in 2022 so much of that is time. Two people get long term fixed interest rate debt on the one to four unit property, but it's shorter term debt on five plus unit apartment buildings. So when interest rates went up, people soon had to pay those higher rates. They were underwater. That's really the genesis of so much of the apartment building pain.   Brad Sumrok  10:19   Well, and I would say, look, it was, I'm going to throw a bunch of things at you here. So we had the pandemic, right? And during the pandemic, people got paid to stay home from work, right? The government printed, what, $5 trillion worth of money, right? And so that kicked off what became a period of, like, very high inflation. And you know, the published number was 9% but I think a lot of people experience certain items that were a lot more than 9% like, for example, for sure, in 2022 when we bought a 286 unit property, you know, we were able to replace all the appliances inside of a unit in The kitchen, you know, for $1,800 and even today it's like $3,200 so that's a little bit more than 9% and so we had that. So we had the printing of money, we had inflation, we had variable rate debt. Why did people do variable rate debt? The first thing I'll say is there is a place for variable rate debt. But what happened in 2021 and 2022 is the fixed rate lenders, which are typically the government sponsored agencies Fannie and Freddie. They were still lending money, but because of their criteria for lending, if you would go with one of those loans, you would get like 50% leverage the shorter term lenders that would give you the three year loans, you can still get like 75 to 80% leverage. So the vast amount of people that were buying anything in 2021 and 2022 I mean, I'm not just talking about myself. I'm talking about people with 2030, 4050, 70,000 doors all over the country, they were buying with short term debt. And historically, short term debt performs at or better than long term debt. I mean, think about it, when you get a long term, 10 year fixed rate loan and multifamily you have prepayment penalties. You know, when the market's constantly going up like it did, from 2012 to 2022 you could get that fixed term loan. You could pay it off early, you could pay the seven figure prepayment penalty, and you could still make lots and lots of money, and that's what people were doing. So when you bake in the prepayment penalties on long term debt, you know short term debt is oftentimes the better option. Well, nobody saw the Fed raising rate 16 times in 12 months. And look, I don't care what anybody says, Nobody predicted it. If they had predicted it, they would be probably the richest person in the world right now, right nobody saw a comment like, there may have been some people that said, hey, yeah, this is going to happen, or this is going to happen. But what actually happened with the Fed rates over a very short period of time was unprecedented. Unprecedented means it never happened before. So it's not something you could anticipate or something anyone can model. Okay? And so what that did is most of us had what's called an interest rate cap, which is an insurance policy that if the rates go up too much, that yours is capped. But the problem with those rate caps is they're only good for like, two years, right? So we're buying these deals in 2021 and we're getting short term debt, which is a three year debt. And in two years, in 2023 the rate cap expires, and now the rates are 9% instead of 3% and when we bought the deal, the rate cap insurance was $40,000 and now it's a million dollars. And so you're in a very awkward, unfriendly financial situation. And it wasn't just that. So it wasn't just inflation, it wasn't just interest rates. And many of us sung belt markets, specifically Texas and Florida, which historically have been some of the best markets to invest in, because of migration and no taxes, and then landlord and business friendly environments. Well, these states also suffered a lot of named storms, with, you know, hurricanes and wind storms and hail storms and so in these markets, at the same time, we had rising rates. At the same time, we had massive inflation. Now we also have insurance rates doubling or even tripling in some occasions. And then the final thing was, during the pandemic, a lot of the multifamily projects that were in the middle of being built, these development projects, they all slowed down. People couldn't work. And so back in 2020, or after we're fully recovered from the pandemic, some of these markets, like Nashville and Austin and Dallas and Houston and Phoenix, they got deluged Keith with new supply coming on, like a disproportionate amount of new supply. So there's like five. Five things that contributed to multifamily being really tough in the last few years. And so it wasn't just people with short term debt that had challenges. It was probably just about anybody that bought a deal within an 18 month timeframe that I outlined before that just really experienced challenges, and some of those people are still in deals, right? And so let's just take a deal that's, you know, a $10 million deal with a $7 million loan. Well, that deal right now might be only worth 7 million, yeah, and that's the opportunity. So the owner that has that deal may get punched in the face, so to speak, you know, by the market, and they may lose their equity in that deal, but the borrower coming in, or the buyer coming in, like one of my mentees right now, had a deal that was listed at 11 million, and he's picking it up for seven, which is, like, at or below the current loan value. So one buyer group's loss is the new buyer group's opportunity, if that makes sense   Keith Weinhold  16:03    right? 100% there's nothing unusual at all about the mortgage rate levels that began to go higher about four years ago. The unusual part, and Brad has touched on it, is the rate of increase, with mortgage rates doubling or tripling in a short period of time, within about a year or so, but yeah, it's a great point. It's about more than the mortgage rates. It's about increasing insurance costs and increasing expenses of all types, like you talked about with the appliances there, and then, even if you were able to weather all that as an apartment building owner, with all of the supply coming on to the market, when supply exceeds demand, we know what happens to price, and we also know that you can't raise rents very much with all of this supply coming on the market, but the supply of new apartment buildings, that inflow, that wave, is beginning to die down, because builders got the memo quite a while ago that they need to stop building at such a fast pace in places like Florida and Texas and you know, Brad, there are a lot of asset classes that have been beaten up lately. We can always point to a few. You can look at Bitcoin or nfts or even commercial office space. Now those assets might bounce back, but they don't have to, because no human needs those things. But I expect apartments to bounce back because having a place to live is a primordial Maslow and human need. It's almost inevitable. In fact, shelter is at the base of Maslow's hierarchy of needs. So a bounce back has almost got to happen. Yeah.   Brad Sumrok  17:46   Look, it's becoming the big word right now in politics. Right is affordability. And so when you look at affordability, if you take a median priced home in this country of say, $400,000 I don't know if that's the actual median, but maybe it's around 400 420,000 100, $420,000 yes, to buy that home. And who's going to buy a $420,000 home? It's going to be a working class family making 60 to 70,000 a year, right? They could rent a median priced apartment unit for $1,800 a month, or they could pay a 20% or a 10% down payment on a $400,000 homes, and they need 40 to 80,000 down right, or maybe less, but they still need a down payment and that p i, t i, the principal, interest, tax and insurance is going to be around $3,100 okay, so there's a $1,300 per month gap, and that's a big, big gap for that working class family. And so where are they going to live? Like we're becoming more and more of a renter nation? Keith, and the statistics that I read say that only 27% of American families can even qualify to get a mortgage, yeah, on a $400,000 home. So we're becoming more and more and more of a nation of renters by necessity. And so the demographics like look, all markets are not equal. You got to know what's going on in your market. But there are markets, ie locations, geographies that have even a higher affordability gap. You know, some markets have a 2000 a month or a $2,500 a month affordability gap. So you're going to find more and more people renting in these markets.   Keith Weinhold  19:37   Yes, there is a premium to ownership opening up that gap, and that's why we have this wave of renters that's really already begun. In about the last year, the American homeownership rate has fallen from 66% to 65% 1% doesn't sound like much, but that already means that we have 1.3 million new renters. We're going to talk to Brad some more, including about. His apartment market forecast you're listening to get rich education. Our guest is apartment King. Brad sumrock, more when we come back, I'm your host. Keith Weinhold,    Keith Weinhold  20:09   flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE. That's f, l, O, C, K, homes.com/gre,   Keith Weinhold  20:45   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products. They've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep. Text their freedom. Coach, directly. Again. 1-937-795-8989,   Hal Elrod  21:58   this is Hal Elrod, author of The Miracle Morning, and listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  22:13   Welcome back to get rich Education. I'm your host, Keith Weinhold. We're talking about a sector we have not talked about very much lately because it's been in rather moribund condition, but we are beginning to turn the corner where there are more opportunities in apartment building investing, because it's been beaten down an awful lot. And Brad, that plays right in to your apartment forecast. So tell us about some of the highlights of your apartment forecast.   Brad Sumrok  22:38   Yeah, sure. And one of the things that I want to share with you, Keith, is that, you know, back in the peak of the market, the market peaked, say, at the end of 21 early 22 there were so many investors that were in multifamily or that wanted to be in multifamily. And the other thing that caused this so called, you know, downturn that I didn't mention before is, let's take this $10 million deal. If a property was listed at $10 million you'd literally have 30 to 40 buyer groups pursuing that deal, bidding up the price. Yeah. And so a $10 million Listing would sell for 11 and a half million Okay, now what I'm seeing is that same $10 million deal might sell for a seven to 8 million and you might be the only buyer going after the deal. Wow. And how do I know? Because you said, like, I run a an investor community and and I have active multifamily buyers, and I coach them, and I look at their deals, and this is what's happening. And the other reason I know is I sold two of my deals personally in 2025 and both of the deals that I sold, I bought in 2015 where we had 10 year fixed rate debt. So we didn't sell because we had a three year loan. We needed to sell because we had a 10 year loan due. And look, first thing I'll say is I made money, because over that 10 year period, values did go up. They peaked in 2022 and they came back down that because I bought it so long ago. That's the one lesson that I think people also want to understand, is over the long term, the values always tend to go up, but there are short term ups and downs that one would need to be aware of. But when I sold these two deals like I didn't have many buyers one deal in particular. I mean, I had eight buyers going after the deal, but only one was anywhere close to what I wanted. So I was negotiating with myself, you know, telling the buyer and his broker, hey, you know the other guys are here, and you got to come up on price and you got to come up on terms. But truthfully, I was bluffing, because I didn't have anybody that was coming up on price or coming up on terms. And so part of why I'm answering this way is when you look at the forecast, one thing that that I want people to know is that those. Of us that are in the business now and that have our pencils up, and we're underwriting deals, and we're making offers, like I used to teach Keith, don't make lowball offers, because you'll develop a reputation of being that guy or that borrower or that buyer that submits lowball offers, right? And word will get around in that market? Well, right now, like low ball offers are expected, and I would encourage people, let's just say you make an offer that whatever the deal pencils out to. So if you know how to underwrite deals correctly, and they're offering 10 million as a listing price, and you're coming up at seven or 7.5 don't be bashful to make the offer, and you may be the only buyer in the game. So that's one thing is like the competition that I'm seeing right now on the buyer side is not a lot of competition, and that's definitely shifted to a buyer's market. So people need to know that. The other thing I would say, on the macro level, is there's still a lot of uncertainty out there, and the uncertainty is kind of becoming like what I would call a new normal. You know? I'll speak for myself. When Trump was elected and at the end of 2024 I thought it was going to be amazingly well for all of us real estate investors, right? And there are some things that have been like the big, beautiful bill that restores 100% bonus depreciation like this is a really good thing, but you know, the tariffs, the immigration policies, some of the things that he's doing, you know, they have mixed impact for us and our in the economy and in real estate and in multifamily. And the thing is, when he first started doing that again, like lenders, they didn't know how to price debt, like, what's going to happen with tariffs, what's going to happen with ice what's going to happen with immigration, you know? But now that we're a year in to his second term, I can tell you a couple things. Debt is back. Lenders are lending. They're confident. Lenders are issuing debt like you can get 70 to 75% of your acquisition funded by a commercial lender. The government agencies are lending. Freddie Mac is lending. Fannie Mae is lending, and they have a mandate to lend 20% more money in 2026 than they did in 2025 so that bodes well for people that want to get, you know, affordable workforce housing, which is my specialty, also known as Class B and Class C housing. So the lenders are lending like, there's a lot of debt out there. One of the challenges is the equity. There's a lot of institutional equity. But if you're going to the retail investor who got into the business three to five years ago. They don't want to hear about your next deal right now, they're wondering about, hey, what about the deals that I'm in? Right? So one of the things that I'm doing, Keith is, and I think, you know, this is like, you know, I build up a huge investor community from 2012 to 2022 and I did it by traveling the country, speaking at conferences, sponsoring trade shows, talking about the benefits of investing in apartment buildings, how it changed my life, how it enabled me to retire from a six figure income in just three years, and how I've helped many, many other people Do the same, and also just sharing experience today, every asset class, every 10 to 15 years is going to go through a correction. And so where we're at now. And I wasn't the only one on the forecast. I brought in John Chang who is the senior intelligence officer at Marcus and millichep, one of the biggest commercial real estate firms in the country, and he presented about 20 or 30 slides that by and large were very bullish on where we're at in the market cycle. Why now is a great time to be looking at apartment buildings, a lot of the same things that I've been talking about. Prices are down. It's a buyer's market. We have a huge affordability issue. More and more people are becoming renters, and so what I'm committed to do, Keith and I don't know if I shared with you my travel schedule, like when we met each other last month, but I'm on the road every single week going to another city, talking about where I see us right now in the market, and why people should be looking at deals and making offers right now. Because to me, you know, Warren Buffett said it best. He's like, you want to be fearful when everybody else is being greedy, and you want to be greedy when everybody's being fearful. And right now, people are on the sidelines. They're waiting for some green light, like for the Wall Street Journal to come out and say, Hey, now's a good time, you know? I mean, look, Trump, just the point of the new Fed chair, right? And so we know interest rates are going to go down like that's one of his goals, and the guy that he appointed is going to lower rates. So we're looking at a future, a very near future, where we have lower rates, and lower rates is going to create more demand, again, for people that want to buy. I invest in apartments now, look, if you wait another year, I still think it's going to be a good time, but I think we have a better time right now.   Keith Weinhold  30:10   I sold one apartment building in 2022 for about $1 million and I sold another one of my apartment buildings in 2023 for about $1 million I had bought those in 2013 with 10 year balloon loans, so I was enjoying that nice fixed rate as late and as long as I could, until 2022, nine years and 2023, 10 years before the rate went up on me. But of course, my new buyer had to pay that rate, so it limited the amount that they could offer for it. However, to your point about investing for a long time horizon, I still had profits on those nine and 10 year holds, but yeah, to your point, Brad about the looser lending, this is huge. I read a summary of the latest national Multifamily Housing Council meeting, and one of the biggest takeaways that came out of that meeting is that there is abundant debt available. It's in increasingly attractive terms. And a lot of people think about mortgages, and they just think about the rates, and you should that's certainly important, but they don't think as much about the propensity for others to lend. How loose, or how tight are those standards? They're loose, yeah.   Brad Sumrok  31:25   And, I mean, look, the first deal I did in 2002 the interest rate was 6.35% the rates right now are less than that, you know, as of the date of this recording. So, you know, I always talk about a base case of a $10 million deal. It may seem large to you or to people listening, but like in my world of syndication, where we're not just looking at the real estate piece, but learning how to raise money to buy real estate so we could have a bigger property that's professionally managed and become a true business owner like Robert Kiyosaki talks about, do you want to be self employed? I tell my students, buy a six Plex. Do you want to own an apartment business by 60 units and hire a management company? So when I'm talking about this $10 million deal, you know, you can get a $7 million loan right now for probably in the mid 5% and it would be non recourse, and you could probably get three years of interest only, meaning for the first three years, you're going to have a higher cash flow. So like, this is a really good loan compared to 2021 when we could get 3% debt. It's not but remember that 3% loan was a short term loan. You know, it wasn't a 10 year fixed rate loan, it was a short term loan, and we all saw what happened with that when they raised rates so many times in such a short period. So the fixed rate debt is very competitive based on, like, the long term, 20 year average, and it's lower than it was when I started.   Keith Weinhold  32:55   Well, we've been talking about elements of your apartment market forecast, and of course, that's going to inform your Buy Box. Brad, you mentor students constantly and oftentimes we think about a Buy Box. We think about then in terms of geographic market, but as we look for an opportunity, we also might think about some other things in your Buy Box, for example, new build versus vintage build. So with all of this traveling you do, and you're in the markets, and you're informing students, and you're looking at students prospective deals as well. But tell us more about what a good buy box is for the near term in apartment buildings.   Brad Sumrok  33:36   Yeah. So look like what is in the buy box, right? So one is going to be your location. And so, you know, how do I select a good location? Just some tips and strategies around that is, I look for landlord and business friendly environments. In other words, if the tenant doesn't pay, do they get to stay or not, you know, so I like to be in market so that they don't pay, that we could legally, you know, not have them consume our product for a long period of time. So I also look at things like job growth and population growth, affordability gap. New supply is a percentage of inventory, you know, the new supply coming online in a diversified economy. So, like, you want to get your geographies nailed down. Like, where you buy matters, like, there's no substitute to I would rather pay more for a property in a location that meets that criteria than less for a property that doesn't. Yeah. So geography is important. You want to pick your property size, like, how many units, or what's the price point. Okay? And this is huge, because if you're gonna buy your own deal with your own money, which is another reason I prefer syndication. Let's say you have pick a number, 100,000 to invest. Like you can only buy a $300,000 property, two units somewhere, three units somewhere, you know. Or zero units somewhere, right, right? So if you have expanded your you know, your mind and your skill set to do a syndication 100,000 doesn't limit you to your own money, you know. And then I would say, Well, what is a great size for a first time syndicator is I would target somewhere around 60 to 80 units, and at 100,000 a unit, which is a ballpark price for maybe a nice B class property or high C Class property, and a market that meets the criteria that I outlined earlier. You know, you're looking at, say, a six to $8 million property. And so what you could do from there, Keith is, you could say, Okay, well, you know, this is why, like in my educational course, I use a $10 million property, because the numbers are easy. But even just say, Well, I'm going to do an $8 million property, you'd say, Okay, I need two to 3 million down, depending on the debt, right? And then I'm going to get a the balance in a loan, you know, because you could get a 70 to 75% loan. So then you ask, Well, where am I going to get to 2 million, right? If I have 100 I need $1.9 million and so then you got to start thinking about like, do I have access to people or work or in the neighborhood or at the community or at the church, you know, or do I go to masterminds and conferences and meetup groups like, where I saw you Keith last month, like, there's a lot of investors there with a lot of money, right? And some of them are looking to be passive investors. And so, you know, there's a whole nother conversation around, you know, raising capital. And if you can't raise capital, then you may want to bring in some people on your GP team that could help you raise capital, as long as you're following, like the SEC compliance and again, that's another discussion. That's the importance of having the buy box so you have your geography, your property size, your property class. You know, again, if you just want the new construction stuff. There's some people out there, like big name, famous people, that are highlighting their 800 unit a class deals that they're buying. And of course, like you or I that are just getting started, can't go buy that deal. And so why? You know the institutions are going after the large A class properties in the best areas. And so where I've made my niche Keith, and what I would recommend most people start is start with the older vintage properties, start with the 1970s properties, and then maybe work your way up to the 1980s and 1990s properties. And why is this is because the institutions don't want those properties, and they're still able to be professionally managed. Like, if you go and buy 100 unit C Class property, as long as it's not in a bad neighborhood with, like, high crime or whatever like that. Like, these are very honest, hard working, working class people that need a clean, safe and functional place to live, and you'll be able to get better returns on a C or A B class, also known as like the cap rate. And again, that's another discussion, but you'll be able to get a better return on an older vintage property than you would on a vintage property. And you're not competing with the institutions, but you're also not competing with the mom and pops, because the mom and pops are going to take that 100,000 they have and go buy a duplex. You know, they're not going to want to syndicate a deal. They're not going to want to have partners. They're not going to want to deal with the so called complexities of buying a company. And that's what buying an apartment community is, Keith, it's buying a company. You're buying a business that has an income stream already being generated those customers, they're called residents. They're called tenants, you know, but if you just go upstream from buying real estate or buying an apartment building, we're buying a cash flow producing business that's existing, that's in place, and then our job is to figure out how to run it better and more efficiently. You the   Keith Weinhold  39:04   You the listener, you might have access to, say, 500k in equity that's sitting in your existing properties. And some of these numbers that Brad and I are throwing around are rather large, $10 billion but one of the biggest epiphanies that I think your students have is that doesn't need to be much of your own money. We're talking about what's called the capital stack to take down a $10 million apartment building. Maybe you borrow seven and a half million of that. Maybe you raise 2 million of that from your other investors in the syndication, and then you put your 500k into the deal, and there you have $10 million in order to make that purchase. But yes, that does involve a learning curve and the SEC rules and all that. But the big takeaway here is you don't need much of your own money. You can leverage other people's money, even for the down payment. And Brad, you're also an expert at showing people how to pay almost. Zero tax, which is another discussion unto itself, but some of your students start with zero experience, and within a few short years, I mean, you've had hundreds of people that have either retired early or increased their net worth by over a million dollars. A lot of success stories,   Brad Sumrok  40:17   yeah, look, I mean, I started with no previous real estate investing experience. My experience was going to college, studying hard, getting decent grades, becoming an engineer, you know, being fired once, being laid off once, and reading Robert Kiyosaki books that motivated me to to go out and seek specialized education. And I think it was Jim Rohn that said formal education, like degree could get you a job, and specialized education like you can get in a conference or a mastermind or a mentorship program. And that's also how I started. I went to a weekend workshop back in 2001 and I bought the mentorship program. And boy, I'm glad I did, because, you know, that's how I got into my first 62 units. So you don't need to have experience. What you need to have is a powerful reason, a powerful why? Why do I want to be financially free? Like apartments is just a vehicle. I didn't choose apartments because I love departments. I choose departments because they cash flow, they go up in value, and you have amazing depreciation benefits.   Keith Weinhold  41:23   Yeah, I'm the same. I don't love apartments in a way. I don't love real estate. I love what these things do for me    Brad Sumrok  41:30   exactly. Yeah? So, like, you don't have to have experience. In the other category, of people that have come into my community that don't have apartment experience, a lot of them have real estate experience, Keith, that are doing, like, single family homes, short term rentals, or maybe smaller, multi unit deals. And they listen to a show like this, and they're like, huh, I want to transition from doing these smaller types of assets with my own money and self managing to scaling into a syndication.   Keith Weinhold  42:03   Brad has taken countless people from get rich education to got rich education. His core values are faith, finance, fitness, family and fulfillment. He is committed to helping people experience not just financial success, but personal fulfillment, purpose, contribution, freedom and Brad and his investor community have contributed over $1 million to charity. Is really the person you want to learn from if you want to think about going bigger with multifamily apartment buildings. This has been great, Brad. Let our audience know how they can connect with you and learn more?   Brad Sumrok  42:42   Yeah, sure. So I would say this is where I should just be very clear here, okay, but I'm gonna give a couple options, because that's what I'm so of course, there's a website which is my first and last name.com, B, R, A, D, S, U, M, R, O, k, for those of you on social media, I respond to my own social so you'll find me again. B, R, A, D, S, U, M, R, O, K, on LinkedIn, Instagram and Facebook.   Keith Weinhold  43:13   Brad, it's been so valuable. It seems like American apartment buildings are in for redemption story here. It's been great having you back on the show.   Keith Weinhold  43:29   Brad and I both emphasize physical fitness, and we chatted about that a good bit when we were together last month. I think he looks better than me. To summarize, the reasons for this historic collapse in apartment building values. It was the combination of soaring interest rates, massive inflation, spiking insurance costs, construction soared, and it created an oversupply, and that oversupply still is not absorbed. In fact, according to the outlet apartment list, the National multifamily vacancy rate recently hit 7.2% that's the highest in the history of the index, which dates back to 2017 and that's chiefly due to apartment oversupply. Have apartments really hit the bottom? Brad just said, we're at or near the bottom, and it's a good time to be gearing up as far as what's coming. To give you an idea of new apartment supply, what takes about two years from construction start to completion. And now you can't just have all US apartment construction come to a complete stop. You have to keep people working. And there are almost 400 MSAs in the United States, so you couldn't coordinate a complete ceasing of construction across every area. So how about the level of new construction starts in apartment units today, and the way that HUD counts it is the number of units started in buildings of five plus units the recent peak. Was about 600,000 annually in 2023 and today it's closer to 400,000 there it is that slowing pace of new apartment construction. If you jump into multifam, be careful of properties with deferred maintenance, because understand that you have a lot of underfunded owners Now Brad can tell you specifically what to look out for his rat race to retirement event is March 28 and 29th in Dallas. It's a two day hands on workshop. You'll learn how to find apartment deals, how to underwrite deals, how to raise capital management and your exit. Discover how you can retire in five years or less by owning apartments again. His website is Brad sumrock.com    Keith Weinhold  45:49   coming up on future episodes here on the get rich education podcast. We're about to go on a run. The next stretch of GRE is loaded. We've got fresh topics with some game changing monolog content that I'm going to share with you new guests, distinguished experts, we're going to break down an innovative way to sell properties that could completely change how you think about your exit strategy of the 50 US states. I'm going to discuss some awful states to invest in, including ones with population loss. On another episode, a distinguished subject matter expert and I are going to dive deep on does America really have a housing shortage, not in apartments which are oversupplied, but is there a shortage in the one to four unit space? That's our topic, because you probably heard contradictory information in the media about whether there's a shortage or not, and then some outlets say there's a housing shortage of 2 million units. Others, 10 million. They're all over the place. We're going to sort it out on an upcoming episode. Does America really have a housing shortage? Then the youngest guest to ever appear on the show will be with us. He's a 19 year old college student that has a real estate investing related major, and since last year, he and I have befriended each other. He was born in about 2006 so it'll be interesting to see how he views the investing world and what they teach him about real estate investing in college today, he is probably the most impressive teenager that I've ever met in my life. Then six weeks from now, we will have an epic get rich education podcast episode 600 on a subject as paradoxical and complete with a GRE contrarianism That builds real wealth, debt is the American dream will be episode 600 if you're serious about building wealth, be sure to follow or subscribe to the show. We are going on a run. If you know someone in your life who needs to think differently. If you know one investor who's still waiting for perfect conditions. This will help them tap the Share button and tell them about the show until next week. I'm your host. Keith Weinhold, don't quit your daydream.   Unknown Speaker  48:14   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  48:42   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

1. nedeľa pôstna – Invocavit (Keď Ma bude vzývať, odpoviem mu. Žalm 91,15) Boží Syn sa zjavil nato, aby maril diablove skutky. 1.Jána 3,8b Matúš 4,1-11 1 Nato Duch viedol Ježiša na púšť, aby ho tam diabol pokúšal. 2 Ježiš sa postil štyridsať dní a štyridsať nocí, až napokon celkom vyhladol. 3 Prišiel k nemu pokušiteľ a povedal: „Ak si Boží Syn, rozkáž, aby sa z týchto kameňov stali chleby.“ 4 On mu však odpovedal: „Je napísané: Človek bude žiť nielen z chleba, ale z každého slova, ktoré vychádza z Božích úst.“ 5 Diabol ho potom vzal do svätého mesta, postavil ho na chrámové cimburie 6 a povedal mu: „Ak si Boží Syn, vrhni sa dolu. Veď je napísané: Svojim anjelom prikáže o tebe, a vezmú ťa na ruky, aby si si neudrel nohu o kameň.“ 7 Ježiš mu odpovedal: „Napísané je však aj: Nebudeš pokúšať Pána, svojho Boha.“ 8 Nato ho diabol vzal na veľmi vysoký vrch, ukázal mu všetky kráľovstvá sveta a ich slávu 9 a povedal mu: „Toto všetko ti dám, ak padneš predo mnou a budeš sa mi klaňať.“ 10 Vtedy mu Ježiš odpovedal: „Odíď, satan! Lebo je napísané: Pánovi, svojmu Bohu sa budeš klaňať a jedine jemu budeš slúžiť.“ 11 Tu ho diabol opustil a vtom prišli anjeli, ktorí mu slúžili. Rozpoznať a odolať. Čomu? Nuž, pokušeniu. Kto by dnes pokladal premenenie kameňov na chlieb za pokušenie? Možno ešte tak skok zo strechy chrámu, ale ani poklonu diablovi na vysokom vrchu by mnohí nepokladali za pokušenie, zvlášť, keby za to bola taká „dobrá výmena“. Väčšina ľudí dnes nechce odolávať lákadlám pre telo. Mnohí chcú využívať najrozličnejšie spôsoby, ako získať slávu, a sú ochotní urobiť všetko pre to, aby mali moc, peniaze a vplyv. A, čuduj sa svete, nie sú to len tí na vplyvných miestach! Vo väčšej, či menšej miere patríme medzi nich aj my. Veď rozpoznať pokušenie nie je ľahké. Vyzerá lákavo a sľubuje dobrý výsledok. Nemôžeme sa spoliehať, že nás pokušenie obíde. Ak si diabol trúfol na Pána Ježiša, o čo skôr zvádza nás. Je ťažké odolať mu. Priťahuje nás ako magnet. Žiada si to vnútornú silu ducha, aby sme mu odolali. Znamená to zápas so sebou samým. Víťazstvo nebýva dané „za drobnú mincu, lacno, bez boja“. Pokúšanie Pána Ježiša nám dáva návod, ako pokušenie rozpoznať a ako mu odolať. Boží zákon nás učí rozpoznať ho a evanjelium nám dáva silu odolávať mu. Pán Ježiš (ktorý je Božím slovom) vybojoval víťazstvo aj pre nás. On nás v tomto boji nenechá samých. Využime pôstny čas a cvičme sa v používaní duchovného meča, aby sme pokušenie rozpoznávali a z moci Kristovej mu odolávali! Modlitba: Vďaka Ti, Pane Ježišu Kriste, že si pre nás vybojoval víťazstvo nad pokušiteľom. Chráň nás a pomáhaj nám, aby sme pokušenie rozpoznali, a daj nám silu, aby sme mu odolali. Veď nás v tomto pôstnom čase, aby sme z Tvojho slova čerpali múdrosť a silu dôverovať Ti celým srdcom. Amen. Pieseň: ES 311 Autor: Katarína Hudáková Ponížení sa opäť budú radovať v Hospodinovi a najbiednejší z ľudí budú plesať vo Svätom Izraela. Izaiáš 29,19 Poznáte milosť nášho Pána Ježiša Krista, že hoci bol bohatý, stal sa pre vás chudobným, aby ste vy Jeho chudobou zbohatli. 2.Korinťanom 8,9 Hebrejom 4,14-16 • 1.Mojžišova 3,1-19(20-24) • Žalm 91 •   Modlíme sa za: Slovenské evanjelizačné stredisko Otázky na rozjímanie: Ako dnes rozpoznávam pokušenia diabla, ktoré vyzerajú lákavo, a odpovedám Božím slovom ako Ježiš na púšti? Čo pre mňa znamená veriť, že Pán Ježiš už vybojoval víťazstvo nad pokušiteľom aj pre môj každodenný boj? Ako môžem v pôstnom čase cvičiť používanie duchovného meča – Písma – aby som odolával pokušeniam z Kristovej moci? Dnes som vďačný za tieto 3 veci: _________________________________ _________________________________ _________________________________ Viac o vďačnosti, čo to je, prečo je dôležité byť vďačný, ako praktizovať vďačnosť nájdeš na blogu

Stay connected with us at americangroundradio.com, on Facebook, and Instagram. You're listening to American Ground Radio with Stephen Parr and Louis R. Avallone. This is the full show for February 18, 2026. 0:30 A headline from the Washington Times claims ICE use-of-force incidents jumped 353% after President Trump returned to office — and the media is running with it. But is this a scandal… or a statistics game? As immigration enforcement ramps up and arrests surge, we dig into what those explosive percentages really mean — and what key context is being left out. And we raise a bigger question: why aren’t we hearing as much about the spike in violent attacks against ICE officers? This segment takes on media framing, immigration enforcement, use-of-force data, and the political narrative shaping the debate — asking whether Americans are getting facts, or just headlines designed to provoke outrage. 9:30 Plus, we cover the Top 3 Things You Need to Know. The first Domestic Terrorism case against members of ANTIFA was quickly declared a mistrial this week. Leftist Environmental groups have filed a lawsuit to stop the Trump administration from undoing a costly and ineffective set of policies at the EPA. Republican Congressman Tony Gonzales is being accused of having an illicit affair with a staffer who later committed suicide. 12:30 Get Prodovite Plus from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 13:00 A reporter from CBS asked Karoline Leavitt when President Trump had ever been falsely accused of racism — and the question itself left us wondering: was that supposed to be serious? We break down the exchange, the long-running “racism” narrative surrounding President Trump, and how media framing often assumes the conclusion before asking the question. From “very fine people” to “Jim Crow 2.0” claims from Chuck Schumer, we examine how accusations become headlines — and headlines become accepted truth. 16:00 American Mamas Teri Netterville and Kimberly Burelson tackle a question that hits deeper than it sounds: would you rather be wealthy with no friends… or poor with true friends? We explore what really matters — money, status, and success, or loyalty, faith, and authentic relationships. From small-town perspective shifts to the pressures of elite culture, we talk about the difference between having everything… and having your people. In a world obsessed with fame, fortune, and influence, we ask what’s actually worth holding onto — and what might cost more than it’s worth. If you'd like to ask our American Mamas a question, go to our website, AmericanGroundRadio.com/mamas and click on the Ask the Mamas button. 23:00 The Federal Bureau of Investigation and the United States Department of Justice executed a search warrant and seized 650 boxes of 2020 election records from Fulton County, Georgia — and now county officials are suing to get them back. We examine the legal fight over those ballots, the claims of irregularities in the 2020 election, and why local officials are challenging a federally approved search tied to a federal race. If this was the “most secure election in American history,” as we were told, why the rush to reclaim the evidence? 26:30 When Elon Musk bought Twitter — now X — many argued it was a major win for free speech. But we ask whether his AI platform, Grok, could be even more important to the future of humanity. We break down viral AI test questions that are exposing sharp ideological divides between platforms like OpenAI’s ChatGPT, Google’s Gemini, Anthropic’s Claude, and Grok — and what those answers reveal about bias, free speech, and the values being programmed into artificial intelligence. If AI is shaping the next generation of information, culture, and decision-making, who controls it matters. We're tackling AI bias, “woke” algorithms, free expression, and why the battle over artificial intelligence may be the most important fight yet. 32:00 Get TrimROX from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 32:30 After our discussion on AI bias, one listener offered a solution: if artificial intelligence leans left, why not push back and help correct it? We explore whether everyday users can influence platforms like ChatGPT, Claude, Gemini, or Grok by calling out biased framing, adding missing context, and steering conversations toward neutral or conservative perspectives. Can users “de-woke” AI in real time — or does the real power still rest with the programmers behind the curtain? And remember, you can join the conversation by calling or texting 866-AGR-1776. The best Hotline number anywhere in the business. 35:00 Homelessness is a crisis in America’s largest cities, and leftist policies only make it worse. In New York, 19 people died last winter on the streets after Mayor Zoran Mamdani halted homeless sweeps — a decision that left vulnerable residents exposed to freezing temperatures and untreated mental illness and substance abuse. We break down the deadly consequences of those policies, why simply building more housing isn’t the solution, and why recent reversals signal a necessary, if overdue, course correction. This segment tackles homelessness, public safety, and the human cost of political ideology in left-run cities — and asks whether compassion sometimes requires tough action. 39:30 We discuss reports of a 90% chance the U.S. may take military action against Iran in the coming weeks, the buildup of fighter jets, and the serious risks involved — a sobering look at global stakes. Then we shift to a brighter note, celebrating Michael Mastrangelo, a Publix cashier whose positivity and dedication raised over $31,000 for the Special Olympics in just six days. Thank you for listening! May your pursuit of happiness bring you joy. Articles Judge declares mistrial in Prairieland ICE shooting trial over lawyer's 'politically charged' shirt Public health, green groups sue EPA over repeal of rule supporting climate protections Married MAGA candidate’s grim election odds amid bombshell affair and suicide GOP Lawmaker Accused Of Affair With Aide Who Later Set Herself On Fire Report: Aide to Republican Rep. Tony Gonzales Admitted to Affair with Boss Before Suicide Texas GOP Rep Tony Gonzales allegedly had affair with aide who committed suicide: news report @elonmusk X Post: "The other AIs would STILL rather nuke Earth than misgender Caitlyn Jenner" @BasedMikeLee X Post: "I now know which AI to use—and which *not* to use" ‘That’s The First Time I Saw A Coach Do It’: Tom Izzo Responds After UCLA Coach Ejects His Own Player Mamdani’s Homelessness Crisis: Urgent Course Correction Needed Mamdani brings back homeless encampment sweeps — turning on promise after backlash over cold weather deaths Mamdani wants to end homeless encampment sweeps to focus on housing. HUD funding chaos will complicate his plans Pro-Life Group: Abortion Pill Reversal Saved 8,000 Babies See omnystudio.com/listener for privacy information.

Trump sought $163 billion in cuts, including slashing the EPA by 54 percent, HUD by 44 percent, and the CDC by 41 percent, but even his most loyal House allies let the effort stall under the cover of the budget process. A separate bipartisan attempt to shore up Obamacare subsidies for 24 million Americans also fizzled, with Rep. Brian Fitzpatrick warning that letting them lapse would be bad policy and worse politics. The throughline is inertia: Congress will not enact maximalist right-wing cuts, but it will not pass incremental fixes either. Plus, a handoff to the debut of How To!: "How to Be a DJ, Not a Playlist," featuring the DJ with hooks for hands, Tom Nash, on craft, resilience, and commanding a room. Produced by Corey Wara Video and Social Media by Geoff Craig Do you have questions or comments, or just want to say hello? Email us at ⁠⁠⁠⁠thegist@mikepesca.com For full Pesca content and updates, check out our website at https://www.mikepesca.com/ ⁠For ad-free content or to become a Pesca Plus subscriber, check out ⁠⁠⁠⁠https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media:⁠⁠⁠⁠ YouTube https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist

Surah Hud is the 11th chapter of the Qur'an and teaches believers about faith, patience, and remaining steadfast upon the truth. The surah recounts the stories of the prophets Nuh (عليه السلام), Hud (عليه السلام), Salih (عليه السلام), Ibrahim (عليه السلام), Lut (عليه السلام), and Musa (عليه السلام), describing how they called their people to worship Allah alone and to abandon wrongdoing. It highlights the mercy of Allah toward those who believe and repent, and the consequences faced by those who persist in disbelief and arrogance. Surah Hud reminds Muslims to remain firm in obedience, trust in Allah's wisdom, and have certainty that justice and guidance come from Him alone. This video series is a curated collection of reflections and summaries drawn from the 30 Days with the Qur'an series, where each Juz was explored over the month of Ramadan. While not a full tafsir, these concise and heartfelt talks aim to highlight key themes and insights from each Surah to inspire a deeper connection with the Qur'an. In this series, we've taken those reflections and focused them surah by surah, offering a dedicated video for each chapter of the Qur'an. The goal is to spark curiosity, build motivation, and encourage further study of the Qur'an in a manageable, engaging format. Whether you're revisiting familiar Surahs or exploring new ones, these summaries are here to help you pause, reflect, and fall in love with the Qur'an all over again.

Get my new book: https://bronsonequity.com/fireyourselfDownload my new special report - How to Use Inflation to Your Advantage - www.bronsonequity.com/inflationJoin Bronson Hill on the Mailbox Money Show for a replay of the "Creative Real Estate Financing" webinar, diving deep into today's challenging market and the innovative strategies operators are using to scale, fund, and thrive despite liquidity crunches, maturing debt, and shifting sentiment. Panel:Cody DavisYoungest operator owning hundreds of units; shares his journey from zero-down seller-financed multifamily to scaling via owner relationships, 1031 exchanges into Class B/A assets, and current townhome development projects.Patrick GrimesFormer engineer turned alternative investing educator; discusses lessons from the subprime crash, non-correlated recession-resilient plays (private credit, small-balance commercial, healthcare/legal funding), and building a diversified, AI-insulated portfolio.Dallon SchultzCapital-raising expert and community builder; highlights trust-building via live property tours, assisted living cash-flow potential ($20–40K/month per home), business acquisitions amid the “silver tsunami,” and leveraging AI tools for scalable content and outreach.From seller-financed structures and HUD loans to debt funds, data-center equipment, assisted living, and AI-powered education systems, this session delivers actionable ideas for raising capital, protecting downside, and finding opportunity in distress. Perfect for both active operators and passive investors seeking creative paths to mailbox money in uncertain times.TIMESTAMPS0:39 - Welcome!1:44 - Introduction & Event Overview2:38 - Panelist Intros: Cody Davis, Patrick Grimes, Dallon Schultz4:48 - Current Real Estate Market: Liquidity Crunch & Pain Points5:12 - Cody Davis: Note Discounts, Tech Layoffs, Hotel Cash Flow Issues6:42 - Patrick Grimes: Bridge Debt Explosion, $1.2T Maturing Debt in 2026, Negative Equity8:50 - Dallon Schultz: Capital Calls, HUD Refi Strategy, Trust-Building via Live Tours11:40 - Cody Davis Origin Story: Seller-Financed First Deal, Scaling via Owner Outreach15:03 - 38-Unit Negative Cap Rate Deal & Refi Success17:01 - Patrick Grimes 1.0 to 2.0: Subprime Crash Lessons, Non-Correlated Alternatives19:13 - Dallon Schultz: ADU Flips, Live Property Tours (50% Conversion)22:48 - Patrick Grimes: Recession-Resilient & AI-Insulated Plays (Healthcare, Legal, Small-Balance CRE)25:28 - Cody Davis Current Strategy: 1031s into Class B/A, Townhome Development27:26 - Bronson: Modular/Manufactured Homes for Fire Recovery Areas29:51 - Dallon Schultz: Assisted Living Cash Flow & Business Acquisitions Opportunity32:26 - Patrick Grimes: Economic Warning Signs, Private Credit Focus36:08 - AI Disruption & Industry Impact Discussion37:51 - Dallon: AI for Content Scaling & Copywriting in Capital Raising39:52 - Bronson: ChatGPT for Grant Applications & Modular Homes42:37 - Q&A: Education Resources for New Passive Investors43:05 - Cody: Deals on Wheels Book Recommendation44:37 - Patrick: Passive Investing Mastery Series46:14 - Dallon: Cashflow Quadrant Book49:53 - Alternative Assets: Debt Funds, Data Centers, Oil & Gas51:04 - Cody: Asset Participation Agreements via ChatGPT52:27 - Patrick: Portfolio Pie Chart & Active Learning Advice55:42 - Connect with the PanelistsJoint the Wealth Forum: bronsonequity.com/wealthConnect with the Guests:Cody Davis:Youtube: https://www.youtube.com/@doingcodythingsyoutube/videosInstagram: https://www.instagram.com/doingcodythings/?hl=enDallon Schultz:Linkedin: https://www.linkedin.com/in/dallon-schultz/Copywriter GPT: Text "Chat" to 623-624-1190Patrick Grimes:Website: https://passiveinvestingmastery.com/Book: https://passiveinvestingmastery.com/bookEmail: info@passiveinvestingmastery.com#CreativeFinancing#RealEstateInvesting#CapitalRaising#SellerFinancing#AlternativeAssets#PassiveIncome#MarketOpportunities

Enjoyed this episode or the podcast in general? Send me a text message:A cargo jet that doesn't dogfight, doesn't sneak, and rarely breaks the speed of sound reshaped modern power by doing one thing better than anyone else: showing up with the right cargo, at the right place, right on time. We dig into the C‑17 Globemaster's improbable rise from near‑cancellation to cornerstone of air mobility, and why professionals talk logistics when the stakes are highest.We take you from the Cold War gap that demanded a new kind of airlifter to the audacious requirements that forced a revolution in design. Externally blown flaps, a full HUD, and a protective fly‑by‑wire system let a 585,000‑pound jet land on 3,500‑foot strips and turn quickly with minimal support. Inside, the cargo bay becomes a shape‑shifter—moving an M1 Abrams, 18 pallets, or over a hundred paratroopers with minutes of reconfiguration—collapsing the distance between plan and presence. Along the way, we unpack how Boeing's merger stabilized production, turning early turbulence into a platform nine nations rely on.From Iraq and Afghanistan to the 2004 tsunami and the 2010 Haiti earthquake, the C‑17 proved that logistics is strategy. We revisit REACH 871's extraordinary Kabul evacuation of 823 civilians, a moment that showed both the aircraft's capacity and the crew's courage. Then we go low and quiet with CDS airdrops and special operations missions, and far and cold to blue ice runways in Antarctica. Viewer stories round it out with firsthand details: green‑lit cabins, short‑field landings that feel like magic, and the odd wrong‑airport arrival that still ends safely. With service projected to 2075, the Moose continues to blend strategic reach with tactical nerve.If this story moved you, follow and subscribe, share it with a friend who loves aviation, and leave a review with your biggest C‑17 question or memory. Your support helps us bring more deep, human stories of airpower to life.Support the showTo help support this podcast and become a PilotPhotog ProCast member: https://www.buzzsprout.com/1555784/supportIf you enjoy this episode, subscribe to this podcast, you can find links to most podcast streaming services here: PilotPhotog Podcast (buzzsprout.com) Sign up for the free weekly newsletter Hangar Flyingwith Tog here: https://hangarflyingwithtog.com You can check out my YouTube channel for many videos on fighter planes here: https://youtube.com/c/PilotPhotog If you'd like to support this podcast via Patreon: https://www.patreon.com/PilotPhotog And finally, you can follow me on Twitter here: https://twitter.com/pilotphotog

Predpôstna nedeľa – ESTOMIHI (Buď mi opevnenou skalou. Žalm 31,3) Vtedy si vzal so Sebou Dvanástich a povedal im: „Hľa, vystupujeme do Jeruzalema a vyplní sa o Synovi človeka všetko, čo napísali proroci.“ Lukáš 18,31 Lukáš 18,31-43 31 Vtedy si vzal so sebou Dvanástich a povedal im: „Hľa, vystupujeme do Jeruzalema a vyplní sa o Synovi človeka všetko, čo napísali proroci. 32 Vydajú ho pohanom, vysmejú ho, potupia a opľujú. 33 Zbičujú ho a zabijú, ale on na tretí deň vstane z mŕtvych.“ 34 Lenže oni ničomu z toho nerozumeli a zmysel týchto slov im zostal skrytý a nechápali, čo povedal. 35 Keď sa Ježiš blížil k Jerichu, pri ceste sedel akýsi slepec a žobral. 36 Keď počul, že tadiaľ prechádza zástup, vypytoval sa, čo je to. 37 Povedali mu, že prichádza Ježiš Nazaretský. 38 Tu vykríkol: „Ježiš, Syn Dávidov, zmiluj sa nado mnou!“ 39 Tí, čo šli vpredu, mu dohovárali, aby mlčal, ale on kričal ešte hlasnejšie: „Syn Dávidov, zmiluj sa nado mnou!“ 40 Vtom Ježiš zastal a rozkázal, aby ho priviedli. Keď sa priblížil, opýtal sa ho: 41 „Čo chceš, aby som ti urobil?“ On odpovedal: „Pane, aby som videl!“ 42 A Ježiš mu povedal: „Pozeraj! Tvoja viera ťa zachránila.“ 43 Hneď začal vidieť, nasledoval ho a oslavoval Boha. Všetok ľud, ktorý to videl, vzdával Bohu chválu. Sú slepí a „slepí“. Jedni majú oči, no nevidia, druhí majú nevidiace oči. Aj my sme „slepí“. Sami nedokážeme vidieť a pochopiť, že Pán Ježiš kráčal na kríž, nechal sa odsúdiť, potupiť, vysmiať, dovolil, aby na Neho dopadli sliny zlých ľudí. My sa všemožne usilujeme vyhnúť všetkému, čo nás zraňuje, bolí, uráža a potupuje, ale On išiel v ústrety potupnej smrti s istotou, že na tretí deň vstane z mŕtvych a urobí ten najväčší zázrak lásky – zachráni hriešnych ľudí z večnej smrti. Sami od seba to nechápali ani učeníci, sám od seba to nemôže vidieť nikto z ľudí. Ani my. Je to hriech, ktorý nám v tom bráni a ktorý spôsobuje túto „slepotu“. Môžeme a máme volať, ako volal slepec pri Jerichu: „Syn Dávidov, zmiluj sa nado mnou!“ Pane Ježišu Kriste, zmiluj sa nad nami! Otvor naše oči, naše srdcia, aby sme videli, rozumeli a prijali Tvoju lásku! Pán Ježiš na volanie odpovedá. Svojím slovom otvára oči „slepých“. Duch Svätý Kristovým slovom ako kľúčom otvára rozum aj srdce. Toto slovo aj dnes znie v našich chrámoch. Znie pre teba, pre mňa, pre každého, kto chce vidieť očami viery. Ono dáva pravú radosť zo života. Potrebujeme Ježišovo slovo, lebo iba ono nám dovolí vidieť Ho raz tvárou v tvár a večne Ho oslavovať. Modlitba: Pane Ježišu, aj dnes ku mne mocne prehovor! Tvoje slovo je vzácne, otvára moje oči, aby som Ťa poznal/a ako Spasiteľa a Darcu večného života. Dotýkaj sa môjho srdca, nech vidím Tvoju lásku. Napĺňaj ma ňou, nech ju rozdávam a Ťa ňou oslavujem. Amen. Pieseň: ES 119 Autor: Katarína Hudáková Bratia Jozefovi povedali: „Odpusť teda, prosím, služobníkom Boha tvojho otca to prestúpenie.“ 1.Možišova 50,17 Buďte k sebe dobrí, milosrdní, odpúšťajte si navzájom, ako aj vám Boh odpustil v Kristovi. Efežanom 4,32 Marek 8,31-38 • 1.Korinťanom 13,1-13 • Amos 5,21-24 • Žalm 31 •  Modlíme sa za: Rómsku misiu Otázky na rozjímanie: Ako dnes volám „Ježiš, Syn Dávidov, zmiluj sa nado mnou!“, aby som videl Pánovu cestu na kríž? Čo pre mňa znamená viera Bartimea, ktorá kričí hlasnejšie napriek dohováraniu okolnosti? Ako môžem dnes nasledovať uzdraveného Ježiša a oslavovať Boha pred celým ľudom? Dnes som vďačný za tieto 3 veci: _________________________________ _________________________________ _________________________________ Viac o vďačnosti, čo to je, prečo je dôležité byť vďačný, ako praktizovať vďačnosť nájdeš na blogu

In this conversation, Molly Shepard, a loan officer trainer and real estate investor, shares her journey in the real estate market, focusing on her experiences with HUD, VASH, and TIP programs, flipping houses, and the importance of financial education. She discusses the dynamics of the St. Louis market, her strategies for making offers, and the role of a loan officer in helping clients achieve financial stability. Molly emphasizes the significance of budgeting and credit repair in the path to homeownership and shares her excitement about upcoming projects in real estate investment management.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The NIC Spring Conference is heading to Nashville, Tennessee, and this episode of Bridge the Gap offers a deep dive into what you can expect on the conference floor. Josh and Lucas welcome back Amy Peters of NIC to break down the biggest themes driving senior housing today, and how NIC is addressing them. Amy shares how NIC is discussing unprecedented demand, new HUD financing strategies, and scalable solutions that meet both resident and family needs.We DiscussAffordability challenges and the rise of small-home senior living modelsHUD financing and scalable residential care solutionsNavigating state-by-state regulations and Medicaid waiver modelsCMS innovation initiatives and what they mean for senior housingLabor strategies for recruiting, incentivizing, and retaining leadersMeet the Hosts:Josh CrispLucas McCurdyConnect with Our GuestAmy PetersRegister for NIChttps://springconference.nic.org Produced by Grit and Gravel Marketing.Become a sponsor of Bridge the Gap.Connect with BTG on social media:YouTubeInstagramFacebookTwitterLinkedInTikTok

Priatelia! Máme tu výjazdový špeciál, v ktorom sa vám hlásime z Bardejova. Príjemnú zábavu!Ako to vyzerá, keď nás nebavia naše materiály? Prečo nevie byť Hudák v Bardejove bez prúseru? Aký bol roast, ktorý ešte len bude? Toto a mnoho ďalšieho sa dozviete v našom podcaste.Či už ste si niekedy zabuchli kľúče v aute, či sa hádate so svojím autom, alebo či tiež vyzeráte inak ako na svojom vodičáku, nám posielajte na podhumorom@gmail.comComedy slovníkhttp://downloads.bbc.co.uk/learning/comedyclassroom/Secondary_Glossary.pdf Lístky na naše vystúpenia https://silnereci.sk/vystupenia Raz ten Slovák odídehttps://silnereci.sk/gulo Amerikánihttps://www.martinus.sk/3304907-amerikani/kniha

Kauza dvojmiliardového záchrankového tendra, pre ktorý už raz ministrovi Šaškovi pohrozil premiér Fico odvolaním, pokračuje.Minister pôvodný tender zrušil, načo podal Generálny prokurátor 32 správnych žalôb. Teraz chce Kamil Šaško systém úplne prekopať. Po novom majú záchrankové stanice spravovať nemocnice, ktoré majú urgent. Záchranári s tým nesúhlasia a spísali petíciu. Opozícia sa pokúša ministra zdravotníctva odvolať v parlamente a hovorí o skrytej privatizácii.Čo teda vlastne navrhuje minister Šaško a prečo pre to záchranári podpisujú petíciu a hovoria o výpovediach? Prečo podľa generálneho prokurátora minister zrušil pôvodný tender protizákonne? Kto z toho celého profituje a príde k nám sanitka včas, keď to budeme potrebovať? Prečo štát takto hazarduje s pacientami?Braňo Závodský sa rozprával s poslancom Národnej rady a členom zdravotníckeho výboru parlamentu za KDH Františkom Majerským, záchranárom a hlavným odborníkom MZ pre záchranárstvo Mariánom Hudákom a predsedom zdravotníckeho výboru parlamentu za Smer – SD Vladimírom Balážom.

In this episode of 1st Talk Compliance, Kevin Chmura is joined by Robyn Johns, as they discuss recent updates to their November live webinar, Compliance Cliffs: Navigating Telehealth Waivers and Reimbursement Changes. Learn how the policy landscape has shifted in recent months—especially around telehealth flexibilities, controlled substance prescribing, and the 2026 CMS payment rules.   Kevin Chmura Welcome to 1st Talk Compliance. I’m Kevin Chmura, CEO of Panacea Healthcare Solutions. Today we’re bringing you a timely update on our November live webinar, Compliance Cliffs: Navigating Telehealth Waivers and Reimbursement Changes. Since that webinar, several policy changes have moved quickly, especially in telehealth flexibilities. Controlled substance prescribing and 2026 CMS payment rules. Before we jump in, just a quick note. 1st Talk Compliance is brought to you by 1st Healthcare Compliance, a part of Panacea Healthcare Solutions. We help healthcare organizations strengthen their compliance programs with practical education tools and compliance management support. So teams can reduce risk, keep pace with regulatory change and operate with confidence. Now I’m pleased to welcome back Robyn Johns from Med USA. Robyn, thanks for coming back. Robyn Johns Thanks, Kevin. I’m happy to be here. Kevin Chmura  Great. So, let’s jump in. So, in November on the webinar, we spent a lot of time on what people were calling the telehealth cliff, which was creating a tremendous amount of uncertainty on whether flexibilities would expire. Can you catch us up on what the status is now? Robyn Johns  Yeah. The major update is that the spending package released on January 20th includes extensions of the telehealth flexibilities all the way through December 31st of 2027. Kevin Chmura So that’s a pretty meaningful runway. That’s great, but I guess doesn’t eliminate compliance obligations, but it is reducing near-term uncertainty which give everybody some time to standardize workflows. So, it’s in the news, but maybe you could tell. So, what’s in the spending package at a high level and what should healthcare leaders like us be paying attention to? Robyn Johns   Right. So, it was the one from the 20th was a $1.2 trillion spending package released by the House Appropriations Committee and it was just passed yesterday on the 22nd in two separate votes by the full House. So, those bills included the remaining six of the twelve appropriations necessary to avert a government shutdown. So that’s good news for everyone. If we can get them across the finish line, they funded many of the federal government agencies such as HHS, Labor, Defense, HUD, and also Homeland Security. That was a contentious one. That’s why they had to do two separate votes. It funds them through fiscal year 2026, which ends on September 30th of this year. Kevin Chmura  So, OK, so we have a funding package with multiple healthcare policy riders. Not, I guess not too surprising in today’s day and age. So, besides the telehealth through 2027, what else is included in there that compliance and operational leaders should know about? Robyn Johns   So the writers also include PBM reform and it extends hospital at home actually through 2030, which is another one that hit a lot of facilities hard with the government shutdown. It extends Medicare dependent hospital and low volume hospital programs, which is really beneficial for our rural providers and it delays the Medicaid disproportionate share cut again until fiscal year 2028. Notably, for a lot of people, it does not include an extension of the ACA subsidies, which were such a sticking point in the government shutdown last fall. Kevin Chmura  Yeah, that that that last point is operationally really important and coverage instability often turns into eligibility churn and puts real pair mix pressures on the you know same patients, different coverage, right.? And that’s just you know probably increases downstream compliance and documentation stress. Yeah that’s a that’s a tough one. So what’s the timing of congressional action now? Robyn Johns So with the House passing all of the bills, they now send the full appropriations package to the Senate. The Senate will take all of that up when they return from recess on Monday the 26th, and will hopefully pass them all ahead of the January 30th deadline. And hopefully without any significant changes which might require them to go back to the house because the house will be on recess next week. Kevin Chmura  Wow. So split schedule, it’s why we should keep ourselves in a monitoring posture. I guess we should always be monitoring, but things are moving pretty quickly right now and you sort of get into that world of what is expected is not what’s in effect. Which is always, always a tough place to operate, but hey, that’s healthcare, isn’t it? So, given the extension to 2027, in your opinion, what should compliance teams be doing now? Like what’s some practical next steps? Robyn Johns First, you’ll want to make sure that your internal policies and educational materials reflect what’s currently in effect. No major changes since most of those telehealth things were extended, but it’s always good to double check because lots of things change around the beginning of the year. Also validate your payer specific rules. Medicare policy direction is influential, but commercial payers and state laws differ. So, you got to make sure that you are matching up with those differences. And then third, we should we talk about strengthening your auditing of documentation, the modifiers, your place of service, medical necessity, all of those things that can vary depending on the payer and the specific situation of the patient. Kevin Chmura  Yeah, that that payer variation point is where a lot of organizations end up being exposed, I guess, right? Telehealth’s not really governed by one rule. You’ve got federal policy, state overlays, and then you have commercial policy updates really coming at you a number of different ways. So, I guess a good controls to maintain maybe a payer policy matrix and try to align it into your documentation and coding guidance. Probably a solid piece of advice. Robyn Johns   Absolutely. Kevin Chmura   Yeah. So, let’s move on to probably one of the highest risk areas that we covered in the webinar, and that’s controlled substance prescribing via telehealth. What’s the latest there? Robyn Johns   Good news there as well. At the end of the year, DEA and HHS extended the telehealth flexibilities for prescribing controlled substances through this year, December 31st of 2026. There are a few rules that can apply, but because they extended the flexibilities, it’s pretty much status quo until they change it again at the end of the year. Kevin Chmura   Cool, so that’s a critical compliance area because of the high risk profile and it that really includes some regulatory scrutiny and enforcement, not really just a reimbursement issue. Robyn Johns   Yes, it’s highly watched. Kevin Chmura   Yeah. And I guess as well, it should be. So given that, what control should organizations prioritize right now to reduce risk in that area? Robyn Johns  Definitely you’ll want to have clear prescribing policies, good documentation standards, and role-based training. Also, usually they want to include identity verification and required checks when they’re applicable, and consistent auditing to ensure that your process is followed, not just written down. This is another area where state regulations can vary, so you would want to make sure that you are compliant in every state where you see patients. Kevin Chmura   Yes and you’re the expert, not me. But I guess I’d add if you expand health to if you expand the telehealth quickly, take time now to ensure your governance is mature. And I’m thinking credentialing, supervision, documentation and audit trails always the basics that can help you pulled up under scrutiny. Robyn Johns   Definitely. When you expand quickly, sometimes you sacrifice certain things for speed. So, you have a minute now to go back now that you’re sure that those policies aren’t changing anytime soon to just go back and make sure that everything’s in place, all of those areas. Kevin Chmura  Yeah, I mean like any business runs better and with certainty, but at healthcare we rarely have that. So, great. So, moving on to the 2026 CMS updates that that we talked about a little bit. So, there’s been some changes in payment policy that are driving operational changes and it’s where those operational changes come in, where we introduce compliance risks if teams can’t keep pace and often they can’t. So, what are the 2026 physician fee schedule highlights? Robyn Johns   Yeah. So, we talked about these back in November and of course they went into place at the beginning of this year. So, a little bit of good news there with the conversion factor. It included the 2.5% increase that had been mandated by Congress. It also included a .75% increase for clinicians in advanced APMs or a .25% increase for clinicians who participate in MIPS or who are exempt. And then there was also a .49 budget neutrality increase. Kevin Chmura So, so the real impact varies by payer mix, site of service and quality of participation. What about RVU related changes? Robyn Johns   So that’s kind of the devil in the details there. It also implemented a -2.5% efficiency adjustment on certain non-time based services to the physician work RVU and there is also a + or -50% practice expense RVU adjustment for facility based services. So, it’s -50% if it’s facility based services or a +50% for non-facility based services. Kevin Chmura   Wow. So site of service is increasingly strategic and it’s where we see compliance issues often arise, right? You get inconsistent documentation, coding and policy adoptions across different departments and locations. Certainly not easy. Robyn Johns   No. Something you definitely need to watch closely because it is different depending on where you are and what services you’re providing. Kevin Chmura   Yeah. So, one other hotspot or another hotspot that that we often see is incident to. What's going on there? Robyn Johns  So the physician fee schedule in that they updated the definition of direct supervision for incident to billing to permanently allow supervision through real-time audio video communication except for services that have a 10 or a 90-day global surgery period. So, the supervising physician no longer has to be physically present in the office suite, they just have to be immediately available through real time audio video communication. Kevin Chmura   OK, so that’s operationally pretty significant, right? But I guess the compliance take away is relatively simple. If you’re using remote supervision, your incident to workflows must be precise. I guess who supervises, how it’s documented, and where the exceptions apply as precise as you can make all of those, huh? Robyn Johns   Yes, absolutely. Because you are relying on remote supervision, you’ll want to make sure that that is documented very effectively. Kevin Chmura   Yeah, cool. So, what about the OPPS and ASC final rule highlights for 2026? Robyn Johns Yeah. For those that these apply to, there was a 2.6% increase as well in the payment rates. They also expanded hospital price transparency requirements and we’re seeing a lot more attention and probably enforcement in that as well. There was a three-year phase out of the inpatient only list. Site neutral payments were expanded to include Drug Administration Services and the ASC covered procedures list is expanded much in relation to the inpatient only list Phase out. Kevin Chmura Yeah, that that that that’s an interesting one. So the phase out of the inpatient only list is a real operational shift and it’s one of those opportunities for providers to move volume to better cost locations, but really your compliance needs to follow those patients, right and where you’re having them. And so, when your volume moves, audits and education have to move with it, which is probably a challenge and what we know and we at our parent company, at Panacea, price transparency just remains a compliance and reputational priority because failures lead to penalties, but bad data also leads to a lot of scrutiny. So, good that there’s some, you know some guidance there, but it’s clear that those are going to be things that really need to be paid attention to from a compliance perspective. Robyn Johns Yes, for sure. Kevin Chmura So it was hard to watch the news over the last, I don’t know, six to twelve months without talking about the One Big Beautiful Bill Act. So, we’ve been tracking it. I know you’ve been tracking it. So, what’s the timing on practice impacts that you expect? Robyn Johns So most of those One Big Beautiful Bill Act Medicaid requirements that are likely to impact practices, they don’t actually begin until January of 2027. So, practices still have some time to continue their assessment and preparation for those. The immigrant eligibility changes do take effect on October 1st of this year, 2026. So that’s a little bit shorter period of time, but you do have a little bit of time to continue to figure out how that may affect your practice if you have a high number of Medicaid patients, and prepare for the ways that you can offset those eligibility changes and payment requirements. Kevin Chmura Yeah, that clarity on the effective dates really can help teams allocate resources correctly and that’s often a challenge especially when you’re tracking proposed rules versus final rules and not sure when things will go into effect. So that’s good. So, as you’re looking out on the landscape in 2026, what are some of your top compliance priorities that you’re advising organizations to focus on? Robyn Johns Yeah, we’re currently focused on probably five or so top priorities for 2026, not in any specific order, but we are watching data privacy and security. Part of that is because HIPAA updates are underway to both the privacy and security rules, though timelines are unclear. We’re not sure when or i f we’ll see any final rules on those, but we do know that healthcare remains a prime target of cyber-attacks, so we have to constantly be vigilant to that and related to that, but also separately, is AI and other emerging technologies. AI is changing the landscape for the types of attacks we receive, but also the way we have to respond to them. It also is changing the landscape of healthcare generally, both in the provider office and at the payers and at the government. Those other emerging technologies like digital tools, those can increase the compliance risk in your environment, and we need to remember that both government and commercial payers are using AI to identify outlier claims faster and increase their auditing. Then we also have the fraud, waste and abuse enforcement. CMS we know has currently been focused a lot on Medicare Advantage, but that scrutiny can shift oversight over to providers as well because that’s where so much of the data that the Medicare Advantage plans use comes from. The OID also continues to focus on telehealth. There are other focuses are drug device and biologics and program integrity areas such as DME, Hospice and Drug Administration. So, want to make sure that you’re watching all of those if you practice there. Fourth one we have is vendor and third-party oversight. Many of the largest breaches that have we’ve seen have originated with third parties. So, organizations really need to make sure that you have careful oversight and maintain good monitoring on your third-party vendors and others who may have access to your systems and data. And finally, we know we’re going to continue to see those rapid regulatory updates. Federal and state changes often conflict. We have lots of states that are currently in their legislative period. So that will bring out some changes. And then in addition to that, commercial payers are tightening their policies and auditing in response to the pressures that are being put on that on them, whether from the government or just from a financial perspective. Kevin Chmura Yeah, it is something the pace of acceleration of some of the advances in technology and how they how they’re going to impact us. But I guess you know that’s really the reality of 2026 and beyond. You’re going to see an uptick in in in speed to policy changes, faster detection, which will be something and probably more third-party exposure as we rely on more and more vendors and others to help us do what we need to do every day, but I’m sure you know the advice I’ve heard you give many times and we have to agree with it. A strong compliance program has to be built to adapt. That means clear governance, repeatable monitoring and targeted auditing tied to the current risk with an eye on the future and where everything’s going. Robyn Johns Yeah, definitely. It’s an exciting time, lots of opportunities for improving our programs and really tightening things up to make sure that we’re protecting ourselves and all the information that we are responsible for. Kevin Chmura Yeah, great. So, Robyn, thank you for the update and for helping our listeners translate policy movement into practical compliance actions. To everyone listening, if you want the full context and deeper discussion, you can access the webinar on demand at 1st Healthcare Compliance’s website. It’s called Compliance Cliffs: Navigating Telehealth Waivers and Reimbursement Changes. Thank you for listening to 1st Talk Compliance and we’ll see you next time. Thanks, Robyn. Robyn Johns Thanks, Kevin.

Feb. 4, 2026 In this urgent NARPM podcast episode, host Pete Neubig sits down with NARPM Government Affairs Director Tyler Craddock and national property management counsel, Monica Gilroy, Esq., to break down President Trump's new executive order targeting institutional single-family rental purchases and a recent HUD directive impacting assisted housing. They explain what's actually in these policies, what's still undefined and what third-party property managers need to watch closely as guidance continues to unfold.

PODCAST LAS NOTICIAS CON CALLE DE 2 FEBRERO DE 2026 - 15 días sin agua por bomba de agua averiada en Carraízo, culpan bajó de voltaje  - WUNO - Irán advierte que si USA entra en su contra solo desatará una guerra regional peor en la región - Bloomberg Víctimas de violencia doméstica podrían tener armas por 5 años en vez de 90 en enmienda de ley - El Nuevo Día Manifestantes en contra de usar a PR para la guerra, pero apoyan intervención en Venezuela - El Nuevo DíaAAA declara emergencia por problemas en Carraízo y planta Sergio Cuevas - El Vocero Educación alega en PR se gasta entre 2151 a 4947 por estudiante lo cual es muy por debajo que otros estados - El Vocero Nydia Velázquez pide investiguen a los administradores de HUD en PR - El Nuevo Día Alega Educación saldrá pronto de la sindicatura - El Vocero PNP bajará la edad del voto adelantado a los 50 años - El Nuevo Día Gobernadora nombró portavoces que nunca han aparecido en los medios - El Vocero Proyecto de cambiar la zona marítimo terrestre es apoyado por constructores, no por grupos ambientalistas - El Vocero Legislatura aprobaría hoy proyecto para enviarle cheques a la gente por el gobierno haber logrado ahorros - El VoceroDicen que ya puedes conseguir hipotecas de hasta 4.75% - El Vocero Hoy se decide si aprueban o no que Lindor y otros jueguen por Puerto Rico - Primera Hora Convertirían cuidadores en posibles herederos - Primera HoraHoy celebran la misa de la Virgen de la Candelaria en Toa Baja - Primera Hora Propuesta de aumentar el costo e la luz pasa ahora a comentario ciudadano - El Nuevo Día Llega hoy a PR la Miss Universe - El Nuevo Día PR ganan en México en la novena viniendo de atrás de 4-0 a ganar 5 a 4 - WAPA Comisionado de Baseball interviene para que PR juegue - El Nuevo Día Adelanta intento de prohibir el floururo en el agua de acueductos federal adelanta un poco más - Axios Aumento de edad promedio sube a 79 años de expectativa de vida - Axios San Juan declara emergencia por agua Proponen control a ingresos de menores influencers - El Nuevo DíaOficial, aumentaron los apagones y son imparables las placas - El Nuevo Día UPR no quiere a la presidenta y casi la sacan en votación interna - El Nuevo Día Cossec subasta propiedades en subasta pública y vienen más - El Nuevo Día Empieza el año Fit y Saludable con Martin's BBQ Pide tu Combo Fit1/4 de pollo, tu vianda o verdura favorita con botella de agua Martin's BBQCocinando diariamente comida  saludable, fresca y sabrosa....mmmm esto si es criollo... Entregando con Uber Eats y Doordash Sabroso y Fit!Hoy Voy Pa Martins BBQAsado, Jugoso, Sabroso.Incluye auspicio 

In this episode of the Massive Passive Cashflow Podcast, host Gary Wilson sits down with Robert Howell, affordable housing investor and founder of Howell & Sons, to unpack one of the most overlooked—but impactful—real estate niches today: mobile home parks and land-home package investing. Robert shares how he pivoted from global event marketing during COVID into real estate investing, starting with affordable housing and eventually scaling into mobile home parks and HUD-certified land-home developments. What began as a necessity quickly evolved into a mission-driven business focused on profitability, scalability, and expanding homeownership opportunities across the U.S. This conversation dives deep into how investors can generate long-term passive income while solving the affordable housing crisis—without sacrificing returns.    

In this special year-end episode of BuzzHouse, Don Bernards and Garrick Gibson reflect on the most memorable conversations of 2025 and look ahead at what's on the horizon in 2026. From innovative financing tools to workforce development and public housing repositioning, Don and Garrick revisit the guests and insights that shaped the year. They also explore what's happening legislatively, from HUD updates to new proposals like the Affordable Housing Credit Improvement Act and the BOOM Act and how these policies could impact housing outcomes in the year ahead.Tune in for practical takeaways, thoughtful reflections and an insider's look at what to watch in the multifamily housing space this year.Follow UsTwitter @BakerTillyUSFacebook @BakerTillyUSInstagram @bakertillyusPresented by Baker Tillywww.bakertilly.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Volunteers and staff members from multiple local agencies and nonprofits will count families and individuals currently experiencing homelessness. The annual count is used to qualify for HUD funds.Readers with niche tastes will again be able to request books that the Library doesn't own, though the book must be available through Amazon.

2. Minneapolis Situation & ICE Confrontations A. Escalating Conflict Recent fatal confrontations between civilians and ICE agents in Minneapolis. Two individuals (not known to be violent criminals) have been killed during encounters. Host urges toning down rhetoric from both political sides to prevent further escalation. B. Comparison Between Texas and Minnesota Texas sees far more ICE arrests but fewer violent confrontations. Reasons suggested: Texas law enforcement cooperates with ICE. Minnesota politicians (governor/mayor) allegedly encourage public confrontation with ICE. C. Violent Protest Structure Minneapolis protests are organized, funded, and oper­ated similarly to military groups. Reports mentioned: Surveillance operations against law enforcement Protesters allegedly sabotaging vehicles and physically attacking officers Autonomous‑zone style barricades forming in some areas 3. Responsibility & Advice Regarding Police Encounters Do not escalate encounters with law enforcement. Entering a protest with a firearm greatly increases danger for everyone involved. Legal principles discussed: Lethal force is justified if officers reasonably believe there is a threat. Officers cannot shoot fleeing suspects unless they pose serious immediate danger. 4. Media Narratives & Political Messaging A. Suburban Women as Target Audience Democrats viewed as shaping narratives (e.g., “ICE shoots mother of three,” “ICE detains 5‑year‑old”) to emotionally influence suburban voters. Hosts argue some widely publicized stories were misleading or false. B. Claims of Political Motives Democrats are using these incidents to distract from: A major Minnesota fraud scandal involving billions of dollars. Each new confrontation diverts media attention from that scandal. 5. Anticipated Government Shutdown A. Democrat Position Multiple Democratic leaders publicly oppose funding DHS/ICE at current levels. Statements from Senators (Schumer, Warren, Murphy) emphasize refusal to pass DHS funding bill without ICE restrictions. B. Hosts’ Conclusion They expect a government shutdown, driven by attempts to: Defund or weaken ICE Appeal to progressive voters Control political narrative ahead of elections Shutdown would affect agencies not yet funded (e.g., Defense, Labor, Education, HHS, HUD, DHS). Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Top headlines for Friday, January 23, 2026In this episode, we dive into Virginia's push for four new progressive constitutional amendments, the Justice Department's arrest of two Minnesota activists accused of orchestrating a disruptive protest at Cities Church, and the sudden class cancellations at Dallas Baptist University following an unspecified campus threat ahead of a scheduled speech by Trump's former HUD secretary.00:11 4 constitutional amendments approved by Virginia Legislature01:03 Cities Church anti-ICE protesters arrested, charged by DOJ01:53 DBU evacuated amid threats ahead of speech by Scott Turner02:42 Potential Democrat 2028 contender agrees that men can't be women03:36 US citizen accuses ICE of unlawfully detaining him in underwear04:26 James Talarico: All religions have 'same truth' as Christianity05:15 Dearborn pastor who clashed with Muslim mayor isn't backing downSubscribe to this PodcastApple PodcastsSpotifyOvercastFollow Us on Social Media@ChristianPost on XChristian Post on Facebook@ChristianPostIntl on InstagramSubscribe on YouTubeGet the Edifi AppDownload for iPhoneDownload for AndroidSubscribe to Our NewsletterSubscribe to the Freedom Post, delivered every Monday and ThursdayClick here to get the top headlines delivered to your inbox every morning!Links to the News4 constitutional amendments approved by Virginia Legislature | PoliticsCities Church anti-ICE protesters arrested, charged by DOJ | PoliticsDBU evacuated amid threats ahead of speech by Scott Turner | U.S.Potential Democrat 2028 contender agrees that men can't be women | PoliticsUS citizen accuses ICE of unlawfully detaining him in underwear | U.S.James Talarico: All religions have 'same truth' as Christianity | PodcastDearborn pastor who clashed with Muslim mayor isn't backing down

Marty has Pastor James Hogan (James Bridge Community Church) on the show to discuss a letter to HUD secretary and Allegheny Housing Authority concerning proposed low income housing in McKees Rocks.

Sydney Hughes is the Founder and CEO of Senior Proof™, creator of the nation's first Aging-in-Place Platform and Support System. Her mission began the day she picked her father upoff the floor after a fall, a moment that revealed a critical gap in how families protect aging loved ones at home. With 18 years of construction experience, Sydney has led the installation of more than 10,000 safety measures and home modifications nationwide, helping prevent falls and make aging at home safer and more dignified. Senior Proof™ combines clinician-led evaluations, ADA-compliant solutions, ongoing Peace-of-Mind Check-Ins, and connected technology to support families across every stage of aging. Senior Proof™ operates in five states and is scaling nationwide through a strategic partnership with 248 Lowe's stores, and is trusted by partners including UnitedHealthcare, the Department of Elder Affairs, HUD and the Parkinson's Foundation. Sydney is a nationally recognized thought leader, CAPS-certified professional, winner of the BankUnited Small Business Big Dreams Challenge, and a speaker on global strategy for aging in place and fall prevention at the United Nations and the Silver Economy Forum. Sydney Hughes is building the future of aging in place, focused on preventing falls and saving lives.

The U.S. House has passed the Affordable HOMES Act in a bipartisan vote, a move supporters say could lower the cost of manufactured homes by as much as $10,000 per unit. In this episode of Real Estate News for Investors, Kathy Fettke breaks down what the bill does, why manufactured housing is central to the plan, and how restoring HUD's authority over energy standards could reduce regulatory costs and speed up housing production. We'll also look at what this legislation could mean for housing supply, affordability, and real estate investors — and why the bill's next stop in the Senate will be critical for determining its real-world impact.

In this conversation, Megan Harris, founder and CEO of Empora Title, discusses the evolution of title services in the real estate industry, emphasizing the importance of digital transformation and investor-focused solutions. She shares her journey in the title business, the challenges faced in the industry, and how technology is reshaping the closing process. The discussion highlights the significance of transparency, the innovative live HUD feature, and the future of digital closings for real estate investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

MDJ Script/ Top Stories for January 14th Publish Date:  January 14th Commercial: From the BG Ad Group Studio, Welcome to the Marietta Daily Journal Podcast.    Today is Wednesday, January 14th and Happy Birthday to Dave Grohl I’m Keith Ippolito and here are the stories Cobb is talking about, presented by Times Journal East Cobb protest calls to end ICE after deadly shooting Interstate lane closure advisory for the I-285/I-20 West Interchange project ‘Ready to work for it’: Miss Cobb County 2026 looks toward Miss Georgia competition All of this and more is coming up on the Marietta Daily Journal Podcast, and if you are looking for community news, we encourage you to listen and subscribe!  BREAK: INGLES 5 STORY 1: East Cobb protest calls to end ICE after deadly shooting The intersection of Johnson Ferry and Roswell roads buzzed with energy Sunday afternoon as over 150 protesters gathered for the “ICE Out for Good” rally, part of a nationwide movement calling for the abolition of ICE. Chants of “No ICE, no fear, immigrants are welcome here” echoed across the streets, accompanied by honking horns and waves from passing cars. Protesters held handmade signs with messages like “Melt ICE,” “Justice for Renee,” and “Keep Orwell fiction.” The rally followed the recent fatal shooting of Renee Good, a Minneapolis woman, by an ICE agent during an immigration operation. Protesters, led by Indivisible Cobb, called out what they described as ICE’s unchecked violence. “This is about justice,” said Susan Lopez of Smyrna. “ICE is overstepping, and it’s time to hold them accountable.” Not everyone agreed. Terry Frost, a lone counter-protester, stood silently with a Trump campaign flag, voicing his support for ICE. “I can’t stand with people defending criminals,” he said. The protest remained peaceful, with no arrests reported. STORY 2: Interstate lane closure advisory for the I-285/I-20 West Interchange project  Heads up, drivers: weather permitting, GDOT contractors will be closing lanes around the I-285/I-20 West Interchange for a major reconstruction project. Expect delays, lane shifts, and some frustration—so plan ahead. The project? Widening ramps, adding collector-distributor lanes, and improving traffic flow. But first, the closures: I-285 Northbound: Cascade to Bolton, nightly Jan. 12-16. Single-lane closures start at 9 p.m., double-lane closures at 11 p.m. I-285 Southbound: Hollowell to MLK Jr. Drive, same deal. I-20 Westbound: Anderson to Riverside, 9 p.m. to 5 a.m. I-20 Eastbound: Riverside to I-285, alternating lane closures. Flagging operations and pacing will also hit nearby roads. Check 511ga.org for updates, and drive safe! STORY 3: ‘Ready to work for it’: Miss Cobb County 2026 looks toward Miss Georgia competition   For Dominique Verville, crowned Miss Cobb County 2026 last August, life’s best moments often sit just past fear. “Fear shows up when something matters,” the 23-year-old from Kennesaw told the Kiwanis Club of Marietta on Thursday. “It doesn’t mean you’re unprepared—it means you’re standing at the edge of growth.” A graduate of Auburn University with degrees in aviation management and finance, Verville is a classically trained dancer, a licensed pilot, and now an aviation insurance underwriter. But her heart? It’s in service. Through her nonprofit, Hearts for Heroes, she supports veterans transitioning to civilian life, delivering supplies and reading her children’s book, Dear Soldier, to students. “The crown isn’t about me,” she said. “It’s about serving others.” We have opportunities for sponsors to get great engagement on these shows. Call 770.799.6810 for more info.  We’ll be right back. Break: INGLES 5 STORY 4: Mableton swears in new councilmembers, elects mayor pro tem The Mableton City Council kicked off the year with a packed agenda—and a little drama. New council members Cassandra Brown and Michael McNeely were sworn in, while Debora Herndon, reelected unopposed, will take her oath later this month. Then came the vote for mayor pro tem. After a 3-3 tie between Ron Davis and Keisha Jeffcoat, McNeely flipped his vote in a second round, giving Davis the role with a 4-2 majority. “Big shoes to fill,” Davis said, “but I’m ready to make this city the best it can be.” The council also approved Mableton’s participation in HUD’s Community Development Block Grant program, partnering with Cobb County to fund affordable housing, infrastructure upgrades, and economic development. STORY 5: Wood you believe it? New art exhibits open in Marietta   Two fresh exhibitions are taking over the Marietta-Cobb Museum of Art and they couldn’t be more different. Downstairs, “Georgia Wood Artists” showcases 50 stunning woodworks from 39 Georgia artists—everything from bowls to mandolins to abstract sculptures. Upstairs? Lawrenceville painter Maya Perez-Lugones makes her solo debut with a series of bold, surreal bathroom scenes. “It’s like night and day,” said museum director Sally Macaulay. “Every piece evokes something different. I love hearing what people feel.” Perez-Lugones’ work, inspired by light bouncing off bathroom surfaces, explores ego and compulsion. Meanwhile, the wood exhibit highlights craftsmanship, from whittling to woodturning. Tickets are $10; kids under 6 get in free. Break: STORY 6: Braves re-sign reliever Tyler Kinley    The Braves are keeping their bullpen busy this offseason, signing right-hander Tyler Kinley to a $3 million deal for 2026, with a $5.5 million club option for 2027 (or a $1.25 million buyout). Kinley, 34, was lights-out last season—5-0 with a ridiculous 0.72 ERA in just 25 innings after being traded from Colorado in July. Not bad, right? This move follows Atlanta’s other bullpen splashes: a $45 million deal for Robert Suarez and a $16 million re-signing of closer Raisel Iglesias. STORY 7: Health inspection follow-up brings big change for Hoboken Cafe  The Hoboken Café on Whitlock Avenue, a local favorite for Italian eats, bounced back this week after a rough health inspection in December. The follow-up? A shiny 97 out of 100—an “A” for food safety excellence. Back in December, though, things weren’t so great. The café scored a 69, just one point above a failing grade. Violations included raw meat stored above ready-to-eat foods, cooling and reheating issues, and sanitizer buckets with way too much solution. The last inspection found just one issue—improper cooling for stuffed peppers, which was fixed on the spot. Management says everything’s been addressed. We’ll have closing comments after this. Break: INGLES 5 Signoff-   Thanks again for hanging out with us on today’s Marietta Daily Journal Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger Podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.mdjonline.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com See omnystudio.com/listener for privacy information.

As the country hurtles toward the 2026 midterms, Chuck Todd breaks down why winning in this moment may be more about margins than movements—and why messaging is about to get brutally hard. With a fragmented, exhausted electorate and a president acting emboldened despite weak political standing, Democrats face a defining choice: run as resistance to Donald Trump or position themselves as problem-solvers ready to turn the page. History suggests forward-looking messages work best, especially with independents who vote in self-interest and are tired of constant political warfare, even as Trump continues to dominate GOP primaries and sideline Congress. The conversation also looks at why Republicans’ razor-thin majority leaves them unable to govern, how Trump’s grip on the party could backfire in a general election, and why Democrats are increasingly optimistic about putting the Senate in play—with strong recruiting wins and favorable midterm math. New polling on the Renee Good shooting and ICE shows Trump-aligned tactics playing poorly outside the MAGA base, particularly with independents and women, underscoring just how volatile—and opportunity-rich—the political landscape could be heading into 2026. Then, Jon Slavet, a tech entrepreneur and Republican candidate for California governor, joins the Chuck ToddCast to discuss why he's entering one of the nation's most challenging political races. Slavet argues that while national politics dominates headlines, state and local governance has far more impact on people's daily lives—yet California's local politics receives inadequate attention despite intense interest from outsiders. He advocates for radical transparency in government, criticizing the use of NDAs in taxpayer-funded projects and calling out the influence of union spending. Addressing his controversial pursuit of Trump's endorsement despite never voting for him, Slavet positions himself as someone who sees Trump as an effective disrupter but not a builder, and he aligns with the administration on housing policy, particularly prioritizing temporary shelter over California's $1 million-per-unit permanent housing approach. Running as a Republican in deep-blue California, Slavet believes the state's pleasant weather has masked serious problems affecting middle and lower-income residents while the wealthy thrive. He proposes declaring an "affordability emergency" on day one, scrapping the high-speed rail project, and using AI to root out the billions lost to waste and fraud in California's healthcare system. Slavet defends his decision to run as a Republican rather than an independent, arguing that party identification remains essential for effectiveness despite his moderate positions on social issues like same-sex marriage and abortion. He contends that polls show half of Californians would support the "right kind" of Republican, and he's betting his business success and willingness to challenge both parties' orthodoxies will resonate with voters frustrated by the state's affordability crisis and regulatory burdens on small businesses. Finally, Chuck gives his ToddCast Top 5 championship winning Miami Hurricanes football teams & answers listeners’ questions in the “Ask Chuck” segment. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 03:45 Messaging will be incredibly difficult in this political environment 04:15 If Dems only win house, it will be considered a partial rebuke of Trump 05:15 Trump is weak politically but acting like he has a ton of capital 06:00 Trump feels emboldened to play “Risk” with the world 06:45 Administration will likely back off investigation into Jay Powell 08:00 Talking to a fragmented and exhausted electorate will be tough 09:15 Elections are always won on the margins, not just by the base 10:30 Analysts project their preferences onto the electorate & swing voters 11:30 What is the most effective way to win elections in 2026? 12:30 Democrats will have to balance accountability vs. forward facing 14:15 “Would you work with Donald Trump?” a defining question for Dems 16:15 Dems have to decide whether they are resistance or problem solvers 18:00 History suggests forward looking messages are more effective 19:00 Most voters vote in self-interest, not for the greater good 19:45 After 10 years of Trump, the public is exhausted by politics 20:45 "Turn the page” messaging may appeal to independents 22:30 GOP primaries will be all about Trump, but cause problem in general 24:00 Trump can break ideological rules other Republicans can’t 25:00 GOP majority is so narrow they can’t really govern 25:45 Trump is increasingly uninterested in working with congress 27:15 “Vote GOP to stop impeachment” isn’t enough to woo swing voters 28:00 Growing number of R’s uncomfortable with Trump’s actions 28:45 Dems got a huge recruiting victory in Alaska with Mary Peltola 30:30 Peltola puts Alaska in play, making senate control more possible 31:45 Sherrod Brown has won in midterm years in Ohio 33:15 Democrats much further along in putting senate in play 34:30 Historically the party out of power picks up 4 seats, Dems need 4 36:30 Majority of Americans say Renee Good shooting not justified 37:15 Majority of independents & women say it was unjustified 38:15 82% of respondents were aware of the Renee Good shooting 39:15 57% disapprove of ICE 40:30 ICE + Minneapolis not playing well outside MAGA base 41:30 Kristi Noem is an easy scapegoat, could get dumped 49:00 Jon Slavet joins the Chuck ToddCast 50:45 Why enter politics and run for governor of California? 52:30 It’s fraught & dangerous to run for office in this political climate 53:15 National politics get attention, state & local more impactful 54:45 Serious lack of attention to local politics in California 56:00 There’s a ton of interest in California from people outside it 57:15 NDA’s should not be allowed in taxpayer funded projects 58:45 Major government discussions need more transparency in CA 59:15 Unions raise $1B in CA and spend $300 on political donations 1:00:00 Why seek Trump’s endorsement after not voting for him 3x? 1:01:15 Trump is good as a disrupter but not as a builder 1:02:00 Where do you agree with Trump on policy? 1:02:30 HUD’s new policy prioritizes temporary, not permanent housing 1:03:30 Permanent housing for homeless costs $1M per unit in CA 1:05:00 The priority should be getting homeless into temp housing ASAP 1:06:00 Could you have been as successful in a state other than CA? 1:07:15 California’s great weather masks many of its problems 1:08:30 Tech doesn’t suffer from regulatory issues like other industries 1:09:15 Middle & lower income Californians are suffering, rich doing great 1:11:30 Half of California’s work for small businesses that are overtaxed 1:14:00 Where will you find the money to fund your proposals? 1:14:30 California should scrap the high speed rail to nowhere 1:15:30 Jon would declare an affordability emergency on day 1 1:17:00 California’s healthcare costs $160B, Medicare fraud is 10–15% 1:18:30 AI can be used to root out waste, fraud and abuse in state budget 1:20:00 Californians pay huge taxes on fuel & energy 1:21:30 Why run as a Republican and not an independent? 1:23:00 We should be way beyond the same-sex marriage debate 1:24:00 Abortion is settled law in California 1:25:30 Why Jon was against Prop 50 in California 1:26:30 Gerrymandering is terrible for democracy 1:28:15 Running as independent isn’t effective, people identify w/ parties 1:29:45 The race will be a Trump referendum, how does a Republican win? 1:31:30 Polls show half of CA will vote for the “right kind” of Republican 1:32:45 CA has had plenty of billionaires run & fail to win elections 1:35:00 Has Silicon Valley been regulated enough? 1:36:15 AI boom has been critical for San Francisco’s comeback 1:37:45 Would you ban social media for kids under 16? 1:39:30 Would you ban phones in schools? 1:40:15 How do you convince CA voters the wealth tax is a bad idea? 1:42:15 How would you work in a bipartisan manner with Dem state house? 1:45:00 Chuck’s thoughts on interview with Jon Slavet 1:45:30 There’s a lack of star power in CA governor race 1:46:15 ToddCast Top 5 Miami Hurricanes football teams if ’25 team wins title 1:49:00 #1 2001 1:51:00 #2 1987 1:52:30 #3 1993 1:54:00 #4 1983 1:55:00 #5 2025 1:58:30 Ask Chuck 1:58:45 In today’s climate would it benefit a candidate to avoid negative ads? 2:02:15 Are traditional Republicans missing a chance to push back on Trump? 2:09:15 Did Biden cater too much to the far left & hurt appeal with swing voters? 2:11:15 How is public media likely to continue on? 2:13:45 Can Democrats make Mississippi competitive? 2:19:30 Are we still capable of recognizing normalization of democratic collapse?See omnystudio.com/listener for privacy information.

Jon Slavet, a tech entrepreneur and Republican candidate for California governor, joins the Chuck ToddCast to discuss why he's entering one of the nation's most challenging political races. Slavet argues that while national politics dominates headlines, state and local governance has far more impact on people's daily lives—yet California's local politics receives inadequate attention despite intense interest from outsiders. He advocates for radical transparency in government, criticizing the use of NDAs in taxpayer-funded projects and calling out the influence of union spending. Addressing his controversial pursuit of Trump's endorsement despite never voting for him, Slavet positions himself as someone who sees Trump as an effective disrupter but not a builder, and he aligns with the administration on housing policy, particularly prioritizing temporary shelter over California's $1 million-per-unit permanent housing approach. Running as a Republican in deep-blue California, Slavet believes the state's pleasant weather has masked serious problems affecting middle and lower-income residents while the wealthy thrive. He proposes declaring an "affordability emergency" on day one, scrapping the high-speed rail project, and using AI to root out the billions lost to waste and fraud in California's healthcare system. Slavet defends his decision to run as a Republican rather than an independent, arguing that party identification remains essential for effectiveness despite his moderate positions on social issues like same-sex marriage and abortion. He contends that polls show half of Californians would support the "right kind" of Republican, and he's betting his business success and willingness to challenge both parties' orthodoxies will resonate with voters frustrated by the state's affordability crisis and regulatory burdens on small businesses. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Timeline: (Timestamps may vary based on advertisements) 00:00 Jon Slavet joins the Chuck ToddCast 01:45 Why enter politics and run for governor of California? 03:30 It’s fraught & dangerous to run for office in this political climate 04:15 National politics get attention, state & local more impactful 05:45 Serious lack of attention to local politics in California 07:00 There’s a ton of interest in California from people outside it 08:15 NDA’s should not be allowed in taxpayer funded projects 09:45 Major government discussions need more transparency in CA 10:15 Unions raise $1B in CA and spend $300 on political donations 11:00 Why seek Trump’s endorsement after not voting for him 3x? 12:15 Trump is good as a disrupter but not as a builder 13:00 Where do you agree with Trump on policy? 13:30 HUD’s new policy prioritizes temporary, not permanent housing 14:30 Permanent housing for homeless costs $1M per unit in CA 16:00 The priority should be getting homeless into temp housing ASAP 17:00 Could you have been as successful in a state other than CA? 18:15 California’s great weather masks many of its problems 19:30 Tech doesn’t suffer from regulatory issues like other industries 20:15 Middle & lower income California’s are suffering, rich doing great 22:30 Half of California’s work for small businesses that are overtaxed 25:00 Where will you find the money to fund your proposals? 25:30 California should scrap the high speed rail to nowhere 26:30 Jon would declare an affordability emergency on day 1 28:00 California’s healthcare costs $160B, Medicare fraud is 10-15% 29:30 AI can be used to root out waste, fraud and abuse in state budget 31:00 Californians pay huge taxes on fuel & energy 32:30 Why run as a Republican and not an independent? 34:00 We should be way beyond the same-sex marriage debate 35:00 Abortion is settled law in California 36:30 Why Jon was against Prop 50 in California 37:30 Gerrymandering is terrible for democracy 39:15 Running as independent isn’t effective, people identify w/parties 40:45 The race will be a Trump referendum, how does a Republican win? 42:30 Polls show half of CA will vote for the “right kind” of Republican 43:45 CA has had plenty of billionaires run & fail to win elections 46:00 Has Silicon Valley been regulated enough? 47:15 AI boom has been critical for San Francisco’s comeback 48:45 Would you ban social media for kids under 16? 50:30 Would you ban phones in schools? 51:15 How do you convince CA voters the wealth tax is a bad idea? 53:15 How would you work in a bipartisan manner with Dem state house?See omnystudio.com/listener for privacy information.

We begin by addressing Trump's order to ban corporate purchase of residential homes. While I agree with reversing this odious trend, we must not forget that it is a mere symptom of the broader problem of high prices created by government debt, Federal Reserve policies, and HUD policies. Trump is treating the symptom while supporting all the governmental policies that caused high prices. Next, we're joined by Tim Estes, an AI entrepreneur, who passionately makes the case that our government is working with the wrong companies and the wrong strategy on perfecting AI. The AI path we are on is supplanting human dignity, unnaturally drawing investment away from more promising aspects of the technology, and will actually result in losing to China. Estes has an app he is developing to help parents harness technology to make the internet experience human-led and to combat all of the mental, cognitive, and social ills this technology has wrought in recent years.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Public housing authorities (PHAs) are increasingly finding that common funding opportunities such as U.S. Department of Housing and Urban Development (HUD) financing is not meeting their operational or capital needs. With recent policy changes on the horizon that will further drain PHA resources, many are turning to programs such as Rental Assistance Demonstration (RAD). On this episode of the Tax Credit Tuesday podcast, Michael Novogradac, CPA, and Novogradac partner Rich Larsen, CPA, give a crash course on the RAD program and discuss how PHAs can utilize RAD to support their public housing developments. The pair also discuss how to most effectively utilize tax credit equity, such as low-income housing tax credit (LIHTC) equity, in RAD transactions.

Amy Ginger joins ChangeMakers with Katie Goar for a grounded conversation on what works in affordable housing and what slows progress.Drawing on more than 25 years across HUD, local government, and national leadership, Amy explains why Housing Choice Vouchers matter, why utilization dropped after the pandemic, and what housing authorities do every day to keep people housed. Amy shares practical lessons from Fairfax County, including longer search times, market aligned payment standards, and geography based strategies.She also breaks down how Moving to Work flexibility fuels housing production, employer partnerships, and faster development. The discussion covers funding stability, regulatory friction, and why housing policy drives economic stability for entire communities.As President of the National Leased Housing Association, Amy offers a clear view of national priorities, bipartisan reform efforts, and the future of voucher and subsidy programs.The episode closes with direct myth busting around housing authorities and voucher participants, grounded in data and lived experience.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCanada is having problems, they are following the green new scam, since Trump placed tariffs on Canada they are desperately trying to find trading partners.Trump shows how windmills kill birds, where are all the environmentalist. The EU is now pushing the CBDC, Trump’s economy will overshadow the rest of the world. The people of this country and others must see the criminal syndicate. Without seeing it they people would have never believed there was a criminal syndicate. Trump has the leverage, more is coming in 2026 and after the midterms Trump is going to unleash hell on the [DS]. Every crime, scam and violation of the Constitution will be exposed. Justice is coming. Economy Canada Trying to Find Trade Partners   Prime Minister Mark Carney reflects a particular reality of the problem their economy will face in 2026. It appears that Canadian government officials have finally recognized the Trump administration plans to dissolve the USMCA or what Canada calls CUSMA next year.  With that reality they have a big problem. Mexico has been working throughout the year to initiate economic policies in alignment with the United States.  However, structurally and politically this is an alignment that is impossible for Canada to do.  Like many contracting European countries, the economic policies of Canada are centered around their climate change agenda and green energy goals. In order for Canada to position their economy to be in alignment with the rest of North America (USA and Mexico), Carney would have to reverse years of legislated rules and regulations.  That is not going to happen, and Canada will always be at a disadvantage because of it.   With three quarters of their economic production tied to exports into the USA, and with the USMCA likely to be dissolved in favor of a bilateral trade agreement, Canada now has to find other markets for its products or lower all the trade barriers currently in place.  Prime Minister Mark Carney is trying to find alternative markets. Carney has looked toward Europe, but that is a closed trade bloc difficult to engage.  Carney has looked to southeast Asia, but that is an export driven market with limited capabilities to import costly western products.  Carney has looked to Japan and China, but on scale there's little to be gained. The question is, where can Canada send its products if not to the USA.   The brutally honest answer is nowhere.  There just isn't any other market, or combination of markets, who could replace the consumer base of the USA.  Canada is refusing to admit this reality and 2026 is going to be a harsh awakening for the Canadian people. Source: theconservativetreehouse.com  https://twitter.com/DC_Draino/status/2006140340068291046?s=20  – A 2025 Trump administration initiative aims to enforce $1 million fines per bald eagle death. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Initial Jobless Claims End 2025 Near Record Lows The number of Americans filing for jobless claims for the first time plummeted last week to 199k – the lowest since the Thanksgiving week plunge and pretty much the lowest since Source: zerohedge.com https://twitter.com/amuse/status/2006392860006846799?s=20   to give them a shot at winning the midterms. https://twitter.com/CynicalPublius/status/2006141249045291038?s=20   went to the liquor store again and tried to buy €100 worth of booze using the government-run digital currency on your iPhone, but your transaction gets rejected. Why? Because some Eurotrash EU bureaucrat decided that it’s unhealthy for you to buy so much liquor in such a short period of time, so you gets nothing. And you have no recourse, because you have become a serf whose life is at the discretion of the government. (As an aside, single-payer, government-funded healthcare will work in synchronicity with this, deciding what is best for you health-wise, because after all it’s not fair that other citizens must pay for your cirrhosis and bad judgment.) You have been warned, Europe. Political/Rights https://twitter.com/SecDuffy/status/2006203195165462545?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006203195165462545%7Ctwgr%5Ebc322e2414802c704b50bc3c2955bae6d38269c1%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F31%2Fgavin-newsom-tries-to-keep-illegals-on-the-road-a-little-longer-sean-duffy-immediately-cuts-him-off-n2197630 including cutting nearly $160 million in federal funding. https://twitter.com/nicksortor/status/2006168699502215508?s=20   The Attorney General or the Deputy Attorney General can get involved in any DOJ matter they choose. It'a not a judge's job to get in the middle of those internal deliberations. That's a serious violation of the separation of powers. The American voters want violent illegals out of our country. Waverly D. Crenshaw Jr., a Nashville Obama judge, needs to get back in his lane. https://twitter.com/HansMahncke/status/2006046386190422054?s=20   on taxpayers, should not exploit welfare systems built by the native population, should speak the language, assimilate into the host society, respect its laws and norms, and should not receive special carve-outs like separate schools, parallel institutions or different rules. If even these minimal basics can no longer gain agreement, then there is no realistic path to fixing the system at all. DOGE Geopolitical https://twitter.com/FBIDirectorKash/status/2005795643126595959?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005795643126595959%7Ctwgr%5E813dbbc99cf3dee762087820edf11e55af9622ca%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fjenniferoo%2F2025%2F12%2F30%2Fisis-in-texas-fbi-arrests-man-who-helped-fund-global-terrorist-organizations-n2197594   propaganda, sent cryptocurrency believing it would fund terrorist activity, and attempted to deliver materials intended for explosive devices. This is radical Islamic terrorism, and it was identified and stopped. Great work by our FBI teams @FBIDallas and great law enforcement partners. https://twitter.com/visegrad24/status/2006157155666182556?s=20 https://twitter.com/AAbsaroka/status/2005723457997484150?s=20 https://twitter.com/WarClandestine/status/2006176939854196897?s=20 https://twitter.com/Osint613/status/2005961263419883887?s=20 https://twitter.com/Osint613/status/2006095673423179995?s=20 https://twitter.com/USABehFarsi/status/2005874044319436965?s=20 Courage if it were a picture…This is a black-and-white aerial photo depicting a scene from protests in Iran (likely Tehran, based on the post’s hashtags). It shows a lone individual standing defiantly in the street, holding a long pole or banner horizontally, facing a group of about a dozen uniformed security forces or riot police on motorcycles. The image symbolizes courage in the context of human rights and anti-regime demonstrations. War/Peace https://twitter.com/visegrad24/status/2006367551878844863?s=20 https://twitter.com/MyLordBebo/status/2006295058492882982?s=20 https://twitter.com/visegrad24/status/2006107978504524105?s=20 Zelenskyy Urges Trump to Visit Ukraine to Seal Russia Peace Deal Ukrainian President Volodymyr Zelenskyy suggested that President Donald Trump should visit Ukraine to help close a peace deal with Russia. Zelenskyy specifically urged Trump to travel directly into Ukraine rather than entering through Poland, arguing that such a visit would demonstrate confidence that a ceasefire is within reach. Source: newsmax.com Medical/False Flags [DS] Agenda Biden Housing Scandal EXPLODES: HUD Report Reveals Over $5 Billion in Questionable Rental Aid, Including Payments to Dead People and Non-Citizens  A bombshell federal report has blown the lid off yet another massive Biden-era taxpayer scandal — this time inside the U.S. Department of Housing and Urban Development. According to HUD's own Fiscal Year 2025 Agency Financial Report, more than $5 billion in rental assistance payments during the final year of the Biden regime were flagged as “questionable” or improper, exposing systemic failures, nonexistent oversight, and breathtaking incompetence at the federal level. Among the most jaw-dropping revelations: tens of thousands of payments were made to people who were already DEAD, and thousands more went to recipients who may not have even been eligible to receive taxpayer-funded housing assistance at all, the New York Post first reported. Buried in the HUD report is a stunning admission that federal systems failed to stop payments to 30,054 deceased individuals who were either still listed as active tenants or continued receiving rental assistance after their deaths. HUD officials acknowledged that only after cross-checking Treasury databases did they finally identify the scope of the problem — meaning for years, taxpayers were unknowingly footing the bill for people who no longer exist. “[Over] 30,000 dead people receiving housing isn't an accident — it was systematic fraud by Biden and the left. HUD will hold those who defrauded the American taxpayers accountable,” HUD Secretary Scott Turner wrote on X. According to the report:   “large concentration” of these questionable rental assistance funds flowed to Democrat-run strongholds, including: New York California Washington, D.C. Yet payments to deceased recipients were found in all 50 states, proving the rot was nationwide. Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2006068825272508679?s=20   to U.S. citizens. See 8 U.S.C. § 1623(a). There are no exceptions. Virginia violates it nonetheless. This court should put an end to this and permanently enjoin the enforcement of provisions of the Virginia Education Code that directly conflict with federal immigration law. Virginia Code §§ 23.1-502 and 23.505.1 explicitly classify illegal aliens as Virginia residents based on certain conditions. That classification makes illegal aliens eligible for reduced in-state tuition and state-administered financial assistance for public state colleges and universities while U.S. citizens from other states are ineligible for the reduced tuition and must pay higher out-of-state tuition rates. This is not only wrong but illegal. The challenged act's discriminatory treatment in favor of illegal aliens over U.S. citizens is squarely prohibited and preempted by federal law, which provides that “an alien who is not lawfully present in the United States shall not be eligible on the basis of residence within a State . . . for any postsecondary education benefit unless a citizen or national of the United States is eligible for such a benefit . . . without regard to whether the citizen or national is such a resident.” 8 U.S.C. § 1623(a) (emphasis added). The challenged act, as applied to illegal aliens, is thus unconstitutional under the Supremacy Clause of the United States Constitution. This Court should declare Virginia's law, as applied to illegal aliens, preempted and permanently enjoin its enforcement.” https://twitter.com/jonesville/status/2006273719602475506?s=20 https://twitter.com/thehoffather/status/2006240702213099815?s=20 https://twitter.com/libsoftiktok/status/2006327355166589007?s=20 https://twitter.com/MZHemingway/status/2006031707724546400?s=20 https://twitter.com/EndWokeness/status/2006038706893836481?s=20 https://twitter.com/HansMahncke/status/2006393802714439774?s=20 https://twitter.com/amuse/status/2006028437899862286?s=20  Patronage System here in America AND help them successfully assimilate. https://twitter.com/HHS_Jim/status/2006136004294664464?s=20  against the blatant fraud that appears to be rampant in Minnesota and across the country: 1. I have activated our defend the spend system for all ACF payments. Starting today, all ACF payments across America will require a justification and a receipt or photo evidence before we send money to a state. 2. Alex Adams and I have identified the individuals in @nickshirleyy ‘s excellent work. I have demanded from @GovTimWalz a comprehensive audit of these centers. This includes attendance records, licenses, complaints, investigations, and inspections. 3. We have launched a dedicated fraud-reporting hotline and email address at https://childcare.gov Whether you are a parent, provider, or member of the general public, we want to hear from you. We have turned off the money spigot and we are finding the fraud. @ACFHHS @HHSGov https://twitter.com/DOGE_HHS/status/2006145075315929532?s=20 will expand the system to support itemized receipts and photographic evidence, and make all data/receipts, where possible, available to the public. https://twitter.com/CynicalPublius/status/2006120694497857977?s=20   move to another state that is honest. Make sense? https://twitter.com/C__Herridge/status/2006091693259636775?s=20  alleges the probes were “buried” because it potentially implicated Biden Administration allies •Between late May 2025 and December 2025 FBI had 16 open investigations into approximately 32 healthcare and homecare providers accused of fraud •Described as massive, joint investigations including HHS Inspector General, Medicaid Fraud Unit, IRS, Postal Inspectors, MN Attorney General, MN Department of Education,  and others Probes Now Expanding In Minnesota, Investigators Are Exploring Nation-wide Fraud Schemes •FBI Surging forensic accountants and data analytics teams to MN •Identifying fraud, then “following the money” to see the “entire web” •Investigating potential links to elected officials and terrorist financing •Potential criminal violations include public corruption, fraud, cyber fraud, healthcare fraud, homecare fraud, money-laundering Investigations Include Federal Nutrition Programs •These investigations including day care facilities are exploring links to alleged fraud involving federal nutrition programs •The Feeding our Future probe exposed an alleged $250m fraud scheme that obtained federal funding during COVID for nutrition programs but almost NO meals were provided to children •It's alleged the monies were laundered through multiple entities to enrich the participants •78 have been indicted, 57 convicted, two found not guilty among the group. Just a heads up that Patel and Trump's FBI have been all over the Minnesota fraud thing for months, 78 people have already been indicted, and Kash is openly admitting that this was buried by the Biden admin. That’s not how FBI & DOJ work. Criminal investigations take months. Trials take years. No one knows yet if Bondi & Kash will measure up. It’s too early to tell. WATCH: Karoline Leavitt Says Trump “Not Afraid to Use Denaturalization” Against Somali Fraudsters — Search Warrants Being Executed and “People Will be in Handcuffs” Denaturalization, also known as revocation of naturalization, is the legal process by which the U.S. government revokes the citizenship of a naturalized U.S. citizen, effectively stripping them of their citizenship status. This is not a process that private individuals can initiate or “do” themselves; it is exclusively handled by the federal government through judicial proceedings in U.S. district court. It cannot be done administratively by U.S. Citizenship and Immigration Services (USCIS) alone, following a court ruling in 2000 that limited such authority. Grounds for DenaturalizationUnder the Immigration and Nationality Act (INA), denaturalization can only occur based on specific legal grounds. These include: The individual did not meet statutory requirements for naturalization at the time, such as lawful permanent residence, good moral character, required periods of residence or physical presence, or attachment to the principles of the U.S. Constitution (INA 316 and INA 340(a)).  The person hid key information or lied during the naturalization process (e.g., on Form N-400 or in interviews), and this directly led to approval. The fact must be “material,” meaning it could have influenced the decision (INA 340(a); see Supreme Court case Kungys v. United States, 485 U.S. 759 (1988)). Within five years after naturalization, the person joins or affiliates with the Communist Party, a totalitarian party, or a terrorist organization, which is seen as evidence of lacking attachment to the U.S. Constitution (INA 313, INA 340(c), and INA 316(a)(3)). For those who naturalized based on U.S. military service, revocation can occur if they receive a discharge under other-than-honorable conditions before completing at least five years of honorable service (INA 328(f) and INA 329(c)). These grounds apply only to naturalized citizens (those who went through the full process, including application, interview, approval, and oath). U.S.-born citizens cannot be denaturalized under these provisions. The process is initiated and pursued by the government, not individuals. Here’s a high-level overview:  USCIS or other agencies (like the Department of Homeland Security) identify potential cases through audits, investigations, or tips about fraud or ineligibility. If there’s sufficient evidence, USCIS refers the case to the Department of Justice (DOJ) via the U.S. Attorney’s Office. Coordination happens through USCIS’s Office of the Chief Counsel. Judicial Proceedings: The DOJ files a complaint in federal district court under INA 340(a). The government must prove its case by “clear, convincing, and unequivocal evidence” that leaves no doubt. This is a high standard, and the process can take years. Criminal Revocation: If the case involves fraud, the DOJ may pursue criminal charges under 18 U.S.C. 1425 (unlawful procurement of citizenship). A conviction automatically revokes naturalization under INA 340(e), with proof required beyond a reasonable doubt. If the court rules in favor of revocation, it issues an order canceling the Certificate of Naturalization, which the person must surrender. Citizenship is revoked retroactively to the original naturalization date, reverting the individual to their prior immigration status (often lawful permanent resident, but this could lead to deportation proceedings under INA 237). USCIS updates records and notifies the Department of State. Denaturalization is rare—historically, around 22,000 cases occurred in the 20th century, often tied to wartime or political contexts—but it has been used more in recent years for fraud cases. https://twitter.com/EricLDaugh/status/2006013185355112758?s=20   fraud in a ginormous scale. Minnesota also lets one person vouch for 8 migrant voters’ eligibility to vote WITHOUT them having to prove it! Minnesota needs to clean house, NOW. https://twitter.com/StephenM/status/2006079447922008292?s=20 President Trump's Plan  https://twitter.com/FBIDDBongino/status/2006087308404314365?s=20   disrupted (210% increase) -2,000+ kilos of Fentanyl seized (up 31%), enough to kill 130 million Americans -Nihilistic Violent Extremism arrests up 490% -Over 6,000 child victims located (up 22%) -Historic drop in U.S. murder rate. Please read the post from Director Patel for more details on the progress that has been made, and is ongoing. https://twitter.com/WarClandestine/status/2006091717074903047?s=20 https://twitter.com/Kimberlyrja8/status/2006193599365423586?s=20 LISTEN  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this New Year's Eve Headline Brief of The Wright Report, Bryan delivers major economic updates, exposes collapsing green energy narratives, explains the White House's aggressive new asylum strategy, and revisits the explosive Somali fraud scandal in Minnesota that is now dominating national politics. He closes with a reflection on truth, power, and why elites work so hard to stop Americans from asking hard questions. Good News for Your Wallet: Pending home sales jumped 3.3 percent in November, the strongest showing in three years, driven by rising wages and lower mortgage rates. Rents are falling across most major cities, creating the most renter-friendly market in at least a decade. HUD data shows that two-thirds of rental demand came from the foreign-born, meaning deportations and self deportations are directly increasing housing supply and lowering prices for native born Americans. The Cheap Labor Myth Collapses: After more than two and a half million illegal migrants have left the country, GDP and wages are rising while rents and crime fall. Bryan argues Americans were lied to for decades by elites who claimed cheap foreign labor was necessary. The data now shows the opposite, and he calls the moment revolutionary. Green Energy Reality Check: China's renewable energy boom is largely a mirage, with many wind and solar projects never connected to the grid. Beijing is simultaneously expanding coal plants across Southeast Asia. Global wind speeds and solar efficiency are declining, and Japan is restricting solar farms for environmental and aesthetic reasons. Bryan says the global green movement is now in retreat. Trump's New Asylum Strategy: The White House is canceling large numbers of asylum claims and sending others to third countries like South Sudan or Palau while cases are reviewed. The administration says most asylum claims are fraudulent and designed to exploit loopholes. Democrats accuse Trump of abandoning human rights. DOJ Targets DEI Programs: The Justice Department is using the False Claims Act to pressure federal contractors to dismantle Diversity, Equity, and Inclusion programs. Companies must either eliminate DEI or face massive fines for defrauding the government. Universities Face a Financial Shake-Up: The Trump administration wants universities and venture capital firms to share profits from taxpayer-funded research. Commerce Secretary Howard Lutnick is pushing for equity stakes or cash returns when patents are commercialized. Elon Musk Enters the Midterm Fight: Despite past clashes with Republicans, Elon Musk says he will spend hundreds of millions of dollars to help the GOP keep Congress. He cites fears of Democrat censorship, economic control, and what he calls ideological extremism. Minnesota's Somali Fraud Scandal Explodes: Federal investigators say Somali-run nonprofits defrauded taxpayers of at least nine billion dollars through fake daycares, autism services, food programs, and Medicaid scams. Money funded luxury lifestyles, Islamist terror groups, and Democratic campaigns. Governor Tim Walz halted earlier investigations after activists accused the state of racism. A Somali academic told the New York Times that fraud is culturally encouraged, a statement Walz has avoided addressing. Bryan explains why Elon Musk now calls the governor "Traitor Tim." A New Year's Reflection: Bryan closes by urging listeners to reject elite deflections and keep demanding the truth. He argues that the real battle ahead is not left versus right, but truth versus lies, and promises that this podcast will continue to challenge power with facts, logic, and reason in the year ahead.   "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: pending home sales rent decline deportations, cheap labor myth wages GDP, China coal expansion fake green energy, Trump asylum third country policy, DOJ False Claims Act DEI, university patent profit sharing Lutnick, Elon Musk GOP midterms funding, Minnesota Somali fraud nine billion dollars, Tim Walz investigation, al Shabaab terror funding

Joey fills in for Mike as the show zeroes in on the massive and growing fraud scandal in Minnesota, with billions in taxpayer dollars allegedly siphoned through daycare, medical transport, housing, and welfare programs. Senator John Fetterman breaks ranks with Democrats, blasting reckless rhetoric against Trump and admitting the party has lost touch with voters. The episode also covers new court rulings exposing illegal immigrants receiving Medicaid and HUD benefits, raising fresh questions about accountability and enforcement.See omnystudio.com/listener for privacy information.

You're listening to American Ground Radio with Louis R. Avallone and Stephen Parr. This is the full show for December 30, 2025. 0:30 We kick off today’s show with a major legal showdown as the U.S. Department of Justice takes aim at the state of Virginia over immigration and college tuition policy. We break down how Virginia law allows students without legal immigration status to qualify for discounted tuition if they attended Virginia schools, even as law-abiding U.S. citizens from states like West Virginia or North Carolina are forced to pay more. These benefits directly violate federal law, which prohibits states from offering post-secondary education benefits to illegal immigrants unless those same benefits are provided to all U.S. citizens on identical terms. It's a test of the Supremacy Clause and federal authority over immigration, and these policies normalize lawlessness one benefit at a time. 10:00 Plus, we cover the Top 3 Things You Need to Know. US Attorney General Pam Bondi said this week that the DOJ has already indicted 98 people with fraud in Minnesota this year. A federal judge has ruled that the Trump Administration does not have the authority to block funding to the Consumer Financial Protection Bureau. President Trump will become the first non-Israeli to be awarded the Israel Prize. 12:30 Get Prodovite Plus from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 13:00 We dig into the unraveling scandal surrounding fraudulent daycare operations in Minnesota. As scrutiny intensifies, the focus turns to empty daycare centers—previously exposed by independent reporting— that are now suddenly filled with children, raising serious questions about timing and credibility. 16:00 The American Mamas Teri Netterville and Kimberly Burleson don’t hold back on this one. They take on the question of why it suddenly feels like everyone has a disability—and whether it’s about real need or working the system. While acknowledging legitimate conditions that truly require accommodations, they zero in on what they see as a disturbing trend: elite college students claiming disability status for special treatment, extra time, exemptions, and advantages. This isn’t about compassion anymore—it’s about entitlement. A culture that rewards victimhood, hands out loopholes, and teaches young people that being “broken” is a badge of honor. Comparing today’s mindset to the grit and pride of earlier generations, the Mamas warn that intelligence without ethics is dangerous, and a society that incentivizes weakness shouldn’t be surprised when responsibility, character, and resilience disappear. If you'd like to ask our American Mamas a question, go to our website, AmericanGroundRadio.com/mamas and click on the Ask the Mamas button. 23:00 Protests are breaking out across multiple cities in Iran as the country's economy spirals. The national currency has collapsed to record lows against the U.S. dollar, inflation has surged past 40 percent, and everyday life is becoming increasingly unlivable for ordinary Iranians. 24:30 Plus, we give director and actor Steven Grayhm a call. His film Sheepdog, is set to release nationwide on January 16, centered on the unseen battles of PTSD and the long-term cost of military service. Grayhm spent years traveling the country, listening to veterans, Gold Star families, and mental-health professionals, determined to tell their stories without political spin or Hollywood gloss. The result, he says, is a “love letter” to those who wore the uniform and the families who carried the burden alongside them. 32:00 Get TrimROX from Victory Nutrition International for 20% off. Go to vni.life/agr and use the promo code AGR20. 32:30 According to newly revealed information, more than $5 billion in HUD rental assistance payments during the final year of the Biden administration were flagged as questionable or improper—an eye-popping figure that immediately raises red flags. According to newly revealed information, more than $5 billion in HUD rental assistance payments during the final year of the Biden administration were flagged as questionable or improper—an eye-popping figure that immediately raises red flags. The most jaw-dropping detail: over 30,000 of those payments allegedly went to people who were already deceased. 35:30 New data shows Bible sales in the United States are booming, with double-digit growth two years in a row, and that's a Bright Spot. The resurgence isn’t limited to Bible sales alone. Church attendance is rising, especially among young people, with Catholic parishes seeing growth even in major cities like New York—places long declared spiritually dead by the secular elite. Add in the historic election of the first American pope, and the signs of a broader faith revival are hard to miss. 39:30 Here’s something that stopped us in our tracks: Charlie Kirk was the most searched name in the world in 2025. Not just in the United States—globally. More than any other news story, more than any other headline, Charlie Kirk topped Google search inquiries worldwide. 41:00 And we finish off today's episode with the most popular New Year's resolutions. Follow us: americangroundradio.com Facebook: facebook.com / AmericanGroundRadio Instagram: instagram.com/americangroundradio See omnystudio.com/listener for privacy information.

America's housing affordability crisis has led to a sharp increase in homelessness. And, according to the latest count by the US Department of Housing and Urban Development, or HUD, children under the age of 18 have seen the largest jump. There are nearly 1.4 million homeless students nationwide, according to the National Center for Homeless Education. USA TODAY Breaking News Reporter Christopher Cann joins The Excerpt to discuss this rapidly growing population of students and the long-term implications for society. Have feedback on the show? Please send us an email at podcasts@usatoday.com. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On this episode of Zen and the Art of Real Estate Investing, Jonathan Greene sits down with Steve Afra, a nationally recognized real estate finance expert, private lender, and co-founder of Nvestor Funding. Steve shares how growing up in New York's old-school real estate world shaped his approach to lending, underwriting, and relationships, starting with working alongside his father rehabbing HUD homes and later moving into mortgage lending at a young age. The conversation dives deep into the realities of private lending, including why defaults are rarely about fraud, how life events impact borrowers, and why the goal is always to work deals out—not take properties back. Steve explains what experienced lenders actually look for in borrowers, why presentation and honesty matter more than perfect credit, and how emotional decision-making and best-case-scenario underwriting derail otherwise viable projects. Listeners will walk away with practical insights on evaluating deals conservatively, sourcing opportunities the old-school way, building trust through relationships, and why patience, persistence, and empathy remain the most underrated advantages in real estate investing today. In this episode, you will hear: How Steve got started in real estate and lending at a young age in New York Why private lenders are not "loan-to-own" and actively avoid foreclosures What lenders really look for beyond credit scores and financials Why presentation, track record, and worst-case underwriting matter The dangers of emotional investing and best-case-scenario comps How old-school relationship building still beats technology-only strategies Follow and Review If you enjoy the show, please follow Zen and the Art of Real Estate Investing on Apple Podcasts and leave a rating and review. It helps other listeners discover these conversations and supports the show's growth. Supporting Resources Connect with Steve Website: https://thesteveafra.com/  Youtube: https://www.youtube.com/@afrasteve  Facebook: https://www.facebook.com/steve.afra.18  Instagram: https://www.instagram.com/thesteveafra  LinkedIn: https://www.linkedin.com/in/steveafra/  Website: https://nvestorfunding.com/  TikTok: https://www.tiktok.com/@afrasteve  Connect with Jonathan: Website - www.streamlined.properties  YouTube - www.youtube.com/c/JonathanGreeneRE/videos  Instagram - www.instagram.com/trustgreene  Instagram - www.instagram.com/streamlinedproperties    Zillow - www.zillow.com/profile/streamlinen​j Bigger Pockets -  www.biggerpockets.com/users/jonathangreene Facebook - www.facebook.com/streamlinedproperties  Email - info@streamlined.properties   This episode was produced by Outlier Audio.

Netradiční hostia a zaujímavé rozhovory pokračujú aj počas zimnej prestávky. Braňo Závodský v prvej časti Zimného podcastu privítal stand up komika a scenáristu Tomáša Hudáka.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe [CB][WEF] is struggling, Trump and team has designated the offshore wind projects as a national security risk. They have been paused. The people are still struggling with the [CB] system, soon the people will get their buying power back. The [CB] will try to stop Trump’s new economic system, it will fail. The [DS] is feeling the pain every step of the way. The criminal syndicate money laundering system is being exposed is the blue states. The people are waking up to the real system that has been hidden from them. The [DS] continues to tax the people for the money laundering system. Trump is continually countering the [DS], he is using Emissaries to negotiate the peace deals. The [DS] is blind to the conversation. Economy Trump Administration Announces Change to Offshore Wind Construction  President Donald Trump's Department of the Interior is pausing offshore wind project construction due to “national security risks.” “Due to national security concerns identified by the Department of War, Interior is PAUSING leases for 5 expensive, unreliable, heavily subsidized offshore wind farms!” Interior Secretary Doug Burgum wrote on X. “ONE natural gas pipeline supplies as much energy as these 5 projects COMBINED,” Burgum added. “POTUS is bringing common sense back to energy policy & putting security FIRST!” Leases with Vineyard Wind1, Revolution Wind, CVOW, Sunrise Wind, and Empire Wind will be paused. Source: dailysignal.com https://twitter.com/elonmusk/status/2002605302932517339?s=20 Gas is About to Get Expensive . . . A gallon of gas costs about twice as much in California as it does pretty much anywhere else in the United States. The reason why, of course, is that California makes it cost about twice as much – by reducing supply and by adding costs, chiefly for “environmental” reasons. This includes a new requirement – going into effect very soon (Dec. 31) that all gas stations must either replace single-walled underground storage tanks or permanently close them – no matter whether the tanks are actually leaking and no matter how much it costs to replace them. It is estimated that about 473 gas stations in California are going to close – because the owners cannot afford the mandatory underground storage tank upgrade costs or the $5,000 per day fines for non-compliance. At the same time, the state's regulatory bureaucracy has essentially shut down supply by denying 97 percent of permits for new refineries to supply the extra-special (and extra-expensive) gasoline formulations that all gas stations in California are required to sell. If this hypothetical scenario ends up becoming the actual scenario it could result in the collapse of California as a state. Source:  ericpetersautos.com  https://twitter.com/KobeissiLetter/status/2003104230945464505?s=20  As a % of total employment, multiple jobholders rose to 5.8%, nearly matching the 2 previous highs seen over the last 25 years. At the same time, Americans working primary full-time and secondary part-time jobs jumped to 5.3 million, the 2nd-highest in history. As a % of employment, this metric now stands at 3.4%, the 2nd-highest since 2000. The cost of living crisis is real.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/2003109247232655382?s=20 Political/Rights Teary-Eyed Bus Driver Speaks Out After Getting FIRED for Posting a ‘Racially Insensitive' Sign on School Bus Window In Response to Unruly Spanish-Speaking Kid – DOJ to Launch Investigation (VIDEO) An elderly bus driver terminated earlier this year for posting a so-called ‘racially insensitive' sign toward a Spanish-speaking kid has broken her silence and the DOJ is launching an investigation. The note on the window read, “Out of respect to English-only students, there will be no speaking Spanish on this bus.” Crawford, who had served the school district as a bus driver for more than 30 years, was promptly suspended and later lost her job posting the note.  https://twitter.com/_johnnymaga/status/2002937980013650119?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002937980013650119%7Ctwgr%5E9387ff3c86f279c9837393510bf08034917fc6bd%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fteary-eyed-bus-driver-speaks-after-getting-fired%2F https://twitter.com/AAGDhillon/status/2002952621032677759?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002952621032677759%7Ctwgr%5E9387ff3c86f279c9837393510bf08034917fc6bd%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fteary-eyed-bus-driver-speaks-after-getting-fired%2F Source: thegatewaypundit.com https://twitter.com/EndWokeness/status/2002782448191693130?s=20 https://twitter.com/C_3C_3/status/2002906389560414648?s=20 SEATTLE https://twitter.com/KeenanPeachy/status/2002902633439445012?s=20 https://twitter.com/PressSec/status/2003099681778499980?s=20 https://twitter.com/FBIDirectorKash/status/2002822669507379549?s=20   This is part of a year long effort FBI has undertaken with state and local law enforcement all across the country to crack down on child abusers and take them off the street. That work has seen historic results. -6,000 children located or reduced – up 22% from 2024 -Nearly 2,000 child predators arrested – up 10% -300+ human traffickers arrested – up 15% Lives being saved. We're not letting up. DOGE Geopolitical https://twitter.com/elonmusk/status/2002602838149697684?s=20 https://twitter.com/AlboMP/status/2002974532475490578?s=20 https://twitter.com/visegrad24/status/2003101218076545039?s=20 Cyberattack disrupts France’s postal service, banking during Christmas rush A suspected cyberattack has knocked France's national postal service and its banking arm offline during the busy Christmas season The postal service, called La Poste, said in a statement that a distributed denial of service incident, or DDoS, “rendered its online services inaccessible.” It said the incident had no impact on customer data, but disrupted package and mail delivery. There was no immediate claim of responsibility.   France and other European allies of Ukraine allege that Russia is waging “hybrid warfare” against them, using sabotage, assassinations, cyberattacks, disinformation and other hostile acts that are often hard to quickly trace back to Moscow. Source:  tribdem.com  War/Peace Kushner and Witkoff Reportedly Draft $112B Plan to Turn Gaza Into ‘Smart City' With Beach Resorts, High-Speed Rail, and AI Grids — U.S. Pushes Back on Claims It Would Foot $60B    Project Sunrise,” envisions a decade-long, $112.1 billion redevelopment effort featuring beachside luxury resorts, high-speed rail, and AI-optimized infrastructure. The draft proposal was developed by a team led by Jared Kushner, President Trump's son-in-law, and U.S. special envoy Steve Witkoff, along with senior White House aide Josh Gruenbaum and other administration officials. The plan is being presented to prospective donor governments via a 32-slide PowerPoint labeled “sensitive but unclassified,” U.S. officials told the Journal. According to the presentation, Project Sunrise would convert Gaza's devastated landscape into a modern coastal metropolis. New Rafah (Credit: Wall Street Journal) Smart City (Credit: Wall Street Journal) However, the proposal does not specify which governments or private entities would ultimately finance the project, nor does it detail where Gaza's roughly two million displaced residents would live during reconstruction, according to WSJ. The draft estimates total costs at $112.1 billion over 10 years, including humanitarian relief, infrastructure rebuilding, and public-sector payrolls. https://twitter.com/StateDept_NEA/status/2002545412729942278?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002545412729942278%7Ctwgr%5Ef3310cb42b34b4ad502fd5957962a1d8fbe38397%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fkushner-witkoff-reportedly-draft-112b-plan-turn-gaza%2F The proposal also assumes that Gaza could begin to self-fund portions of the development in later years, eventually paying down debt as economic activity expands. Source: thegatewaypundit.com https://twitter.com/disclosetv/status/2003088356876677484?s=20 Macron Seeks New Talks With Putin, Forcing ‘Alternative’ Path To Stalled US Negotiations Suddenly French President Emmanuel Macron is deciding to revive his diplomacy with Moscow and is     Macron wants to step in to force France’s say in any future outcome or settlement, rather than wait on the diplomatic sidelines. Arming Kiev to the teeth has done nothing but prolong the needless killing, and perhaps at least some European capitals are beginning to realize this. Source: zerohedge.com https://twitter.com/BRICSinfo/status/2003114957060137421?s=20   to be killed in a bombing this year.” Russian General Killed By Car Bomb In Moscow, Marks 3rd Top Officer Assassinated In A Year This adds to a growing list of high profile assassinations related to the Ukraine war. To review: —Darya Dugina was killed in a car bombing in 2022 which was likely meant for her father, prominent political thinker and often dubbed “Putin ally” Aleksandr Dugin. —Gen Igor Kirillov died in December 2024 outside of his residence when a bomb planted in a nearby scooter detonated. —Gen Yaroslav Moskalik, who served as deputy head of the Main Operations Directorate of the General Staff of the Russian Armed Forces, was killed in a car bomb attack last April. A “homemade” explosive device detonated under his Volkswagen Golf in a residential neighborhood. Throughout the course of the war there’s been a string of these high profile assassinations on Russian soil involving car and even cafe bombs. America’s CIA or Britain’s MI6 has long been suspected of being involved in these targeted killings, or at least assisting in such brazen Ukrainian-linked operations, but ultimately little has been uncovered or proven in terms of a potential Western hidden hand in this ongoing ‘dirty war’. Source: zerohedge.com https://twitter.com/LeadingReport/status/2002809124674035943?s=20  Medical/False Flags [DS] Agenda DOJ Charges California Food Stamp Official for Sending Benefits to Dead People – Then Spending Them Federal prosecutors have charged a longtime California welfare worker with carrying out a multi-year fraud scheme involving food assistance benefits and dead people. The U.S. Department of Justice announced the arrest of former Madera County benefits eligibility worker Leticia Mariscal, 55, of Madera. Prosecutors alleged that Mariscal stole tens of thousands of dollars in CalFresh benefits by exploiting her access to county databases. CalFresh is California's version of the Supplemental Nutrition Assistance Program. According to the Justice Department, the alleged scheme took place between December 2020 and April 2025. https://twitter.com/FBISacramento/status/1999625371268886611?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1999625371268886611%7Ctwgr%5Ee26f93739a10984d47aeb35b0088270daeb01aef%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fdoj-charges-california-food-stamp-official-sending-benefits%2F Source: thegatewaypundit.com https://twitter.com/KevinKileyCA/status/2002791344566411594?s=20   “high-risk.” This means they exhibit serious “waste, fraud, abuse, or mismanagement,” costing taxpayers billions. The number has doubled during Newsom’s tenure. I bet you California fraud is 10 times worse than Minnesota. https://twitter.com/EricLDaugh/status/2002457150904238280?s=20   taxpayer dollars, per NYP. A HUD audit found that at least 221 deceased people received grants. MORE FRAUD! Expose it all! (VIDEO) Thomas Massie and Ro Khanna Announce Plans to Bring Inherent Contempt Charges Against Attorney General Pam Bondi Over Epstein Files – “We're Building a Bipartisan Coalition”  Reps. Thomas Massie (R-KY) and Ro Khanna (D-CA), the authors of the Epstein Files Transparency Act, signed into law by President Trump last month, announced their intention to bring charges for inherent contempt against Attorney General Pam Bondi.  Under the rarely used congressional power, “the House or Senate has its Sergeant-At-Arms, or deputy, take a person into custody for proceedings to be held in Congress,” according to the National Constitution Center. However, it is unclear how effective this would be in the face of legal challenges and the executive branch's power. This is the latest in an escalating saga of threats, with Massie and Khanna claiming the DOJ has not complied fully with the law due to redactions in the files and not releasing every document available. Deputy Attorney General Todd Blanche appeared on NBC's Meet the Press this morning, where he dared Massie and Khanna to “bring it on,” maintaining that the DOJ is simply following the law and taking the necessary time to make redactions before releasing all of the files. Blanche told NBC's Kristen Welker that ensuring victim information is redacted “very much Trumps some deadline in the statute,” and he dared Khanna and Massie to file Articles of Impeachment. “We are complying with the statute, we will continue to comply with the statute, and if by complying with the statute, we don't produce everything on Friday, we produce things next week, and the week after, that's still compliance with the statute,” Blanche added. Source: thegatewaypundit.com Trump is ‘bored, tired and running on fumes’ — and he’s given up the fight: analyst A year into his second term, Donald Trump has undergone a major change in “tactics” as he deflects questions about his policies — and it’s an indication that he is now “just running on fumes,” an analyst wrote Monday. Salon's Amanda Marcotte pointed out that the president has developed an over-reliance on deflecting questions while claiming he is not up to speed on the topic or person he is being asked about, and that often begins with, “I don't know…” That is a change from his previous deflections, where he promised everything would sort itself out in “two weeks.”  Source: rawstory.com President Trump's Plan https://twitter.com/amuse/status/2002836773236306381?s=20   polygraph which they claim he failed to justify keeping their activities secret from Trump’s team. Scott isn’t blocking Plankey because he’s unqualified, he’s blocking him until Trump restores a Coast Guard shipbuilding contract for one of his major political donors Brian D'Isernia – he’s the CEO of Eastern Shipbuilding Group. Scott's hold has blocked Plankey from being included in the bipartisan nominations package the Senate GOP leadership is advancing before year-end. Because the Senate is winding down for the session, that procedural blockage likely means Plankey's nomination will expire unless resubmitted in the next Congress. Career staff at CISA repeatedly denied Acting Director Madhu Gottumukkala access to intelligence programs and urged him not to ask questions. After arranging an illegal polygraph, they used a claimed failure to freeze him out and leak to reporters. DHS acting security chief Michael Boyajian suspended at least six officials for misleading leadership and blocking classified access needed to run the agency. Trump to replace nearly 30 career diplomats in ambassadorial positions with ‘America First' allies The U.S. chiefs of mission in at least 29 countries were informed last week that their tenures would end in January 2026; all of them had taken up their posts in the Biden administration The Trump administration is recalling nearly 30 career diplomats from ambassadorial and other senior embassy posts as it moves to reshape the U.S. diplomatic posture abroad with personnel deemed fully supportive of President Donald Trump's “America First” priorities. All of them had taken up their posts in the Joe Biden administration but had survived an initial purge in the early months of Mr. Trump's second term that targeted mainly political appointees. That changed on Wednesday (December 17, 2025) when they began to receive notices from officials in Washington about their imminent departures.  How Trump shifted America's policy in a week Ambassadors serve at the pleasure of the President, although they typically remain at their posts for three to four years. Those affected by the shake-up are not losing their foreign service jobs but will be returning to Washington for other assignments should they wish to take them, the officials said. Africa is the continent most affected by the removals, with ambassadors from 13 countries being removed: Burundi, Cameroon, Cape Verde, Gabon, Ivory Coast, Madagascar, Mauritius, Niger, Nigeria, Rwanda, Senegal, Somalia and Uganda. Second is Asia, with ambassadorial changes coming to six countries: Fiji, Laos, the Marshall Islands, Papua New Guinea, the Philippines and Vietnam affected. Four countries in Europe (Armenia, Macedonia, Montenegro and Slovakia) are affected; as are two each in the Middle East (Algeria and Egypt); South and Central Asia (Nepal and Sri Lanka); and the Western Hemisphere (Guatemala and Suriname). Source: thehindu.com  Denmark Furious After Trump Names Special Envoy To Greenland Following Landry’s appointment, Rasmussen told Reuters in an emailed statement, “The appointment confirms the continued American interest in Greenland. However, we insist that everyone—including the U.S.—must show respect for the territorial integrity of the Kingdom of Denmark.” This prompted Denmark to summon the U.S. ambassador. Danish officials also summoned the U.S. ambassador in August after a report that at least three people with connections to Trump carried out covert influence operations in Greenland. Source: zerohedge.com Deep State Apoplectic with Trump's Use of Emissaries to Deliver Results President Trump is ducking and weaving through some of the deepest Machiavellian constructs, while maintaining forward progress. To put context to it, these creeps have had four years to strategize how to control Trump and manipulate policy with their retention of all sorts of government agencies in alignment with the status quo.  Yet, remarkably President Trump is dancing through their deep state minefield while keeping dozens of plates spinning on sticks.  The use of non-traditional emissaries is really making them angry.  , the use of emissaries outside the govt framework of traditional policy was going to be a key facet in any America-First agenda. The Deep State does not like President Trump's use of emissaries to conduct foreign policy.  In fact, they oppose it strongly; they hate it. The “emissary” is the person who carries the word of President Trump to any person identified by President Trump.  The emissary is very much like a tape recording of President Trump in human form.  The emissary travels to a location, meets a particular person or group, and then recites the opinion of the President.  The words spoken by the emissary, are the words of President Trump. The IC cannot inject themselves into this dynamic; that is why it is so valuable. The emissary then hears the response from the intended person or group, repeats it back to them to ensure he/she will return with clarity of intent as expressed, and then returns to the office of the presidency and repeats the reply for the President.  The emissary recites back exactly what he was /is told. This process is critical when you understand how thoroughly compromised the full Executive Branch is.  More importantly, this process becomes even more critical when you accept the Intelligence Community will lie to the office of the President to retain their power and position. (read more) Source: theconservativetreehouse.com https://twitter.com/TheStormRedux/status/2002736237996646560?s=20   signature on the absentee ballot he didn't even ask for. It was clearly forged. @GaSecofState please explain how this is a “clerical error.” https://twitter.com/CynicalPublius/status/2002795573490143432?s=20   3. The Congress of the United States shall determine the type and nature of documents that qualify as valid proof of citizenship for purposes of voting in federal elections. 4. Any federal, state or local official who knowingly allows any person to vote in federal elections without such proof of citizenship being validly presented shall be subject to such criminal penalties as the Congress of the United States may prescribe. 5. In the event of any conflict between this Amendment and Article 1, Section 4, the terms of this Amendment shall control. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture The [CB] is losing control of the economy, they wanted a crash instead Trump has turned it around and the economy is growing very quickly. The D’s are trying to convince the people that the economy is worse than what Trump is letting on, this will fail.Watch gold, silver and Bitcoin. The [DS] tried to gain control the military by having the seditious 6 tell the military not to obey, Trump gives them a dividend check to show he cares about them. The Epstein files were released, it all points to the Clinton’s and the D’s. The entire plan backfired on the [DS], boomerang. Every step of the way they are feeling the pain. The [DS] wants war and Trump is fighting against those countries who are suppose to be our allies. He will get peace in the end. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Treasury Secretary Scott Bessent BODIES Elizabeth “Pocahontas” Warren with a Devastating Reminder After She Claims Trump is Setting the Stage for the Next Economic Crash  Senator Elizabeth “Pocahontas” Warren (D-MA) made a poor decision trying to school Treasury Secretary Scott Bessent earlier this week, and it spectacularly backfired. https://twitter.com/atrupar/status/2000915011154112623?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2000915011154112623%7Ctwgr%5E4c8d9bec902c32b0cd01ee05619255f6315a3493%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftreasury-secretary-scott-bessent-bodies-elizabeth-pocahontas-warren%2F  substantial increase in private credit which is outside of the regulated banking system — that tells me that the regulated system is too constrained.” https://twitter.com/SenWarren/status/2001375798947885283?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2001375798947885283%7Ctwgr%5E4c8d9bec902c32b0cd01ee05619255f6315a3493%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftreasury-secretary-scott-bessent-bodies-elizabeth-pocahontas-warren%2F https://twitter.com/SecScottBessent/status/2002138930410324028?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002138930410324028%7Ctwgr%5E4c8d9bec902c32b0cd01ee05619255f6315a3493%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Ftreasury-secretary-scott-bessent-bodies-elizabeth-pocahontas-warren%2F  Administration. Over-regulation is not the solution to what ails the American banking system. Rigorous, responsible supervision is. The initial report on the 2023 debacle by former Vice Chairman for Supervision, Michael Barr, was an exercise in obfuscation and sophistry. The American people deserve supervisors who are not asleep at the wheel, and the incoming Chairman of the Federal Reserve should undertake a thorough investigation of the systemic and oversight failures that led to that disaster. Source: thegaetwaypundit.com Trump announces that they've sold $1.3 BILLION worth of Gold Cards within Days Political/Rights https://twitter.com/RepJamesComer/status/2002011743254380602?s=20 More than a dozen politically exposed people and government officials’ names appear in the hundreds of thousands of pages of Jeffrey Epstein files made public Friday, sources said. And Deputy Attorney General Todd Blanche said the DOJ discovered more than 1,200 victims and their families during the exhaustive review, explaining the process behind determining which files could be released in a letter to Congress exclusively obtained by Fox News Digital. https://twitter.com/Badhombre/status/2002388917618610413?s=20   home in New York to solicit money for her campaign and the DCCC. FBI was warned that Jeffrey Epstein was into child porn — but ignored it for 10 years, docs show   A former employee of late sex predator Jeffrey Epstein alerted the FBI that he was interested in “child pornography” and that he threatened to “burn her house down” decades before Epstein became an international fixation — but feds apparently did nothing. Source: nypost.com   If there was every anything about Trump, it would have been released before he reached the bottom of the escalator in 2015, the Comey FBI would have leaked it, and the Dems would have brought it up at some point while Biden was in office. But none of that happened. Why? Because Epstein leads to the Dems, and people like myself have been trying to warn the world about it for 10+ years.  https://twitter.com/WarClandestine/status/2002408563193368834?s=20  and it worked brilliantly. Could you imagine if in Trump's first term he released all this stuff about Epstein? The public would not have believed it, and the Dems/MSM would have claimed it was all politically motivated and fabricated by Trump. The only way this Epstein disclosure was going to work, was to get the public to beg for it. So that's what Trump did. https://twitter.com/MikeBenzCyber/status/2002450017647301084?s=20 https://twitter.com/WarClandestine/status/2002530633394934144?s=20   partner with Wolfe via the TerraMar project, which is also connected to the Clintons and the Clinton Foundation. What is Nathan Wolfe known for? Searching for bat coronaviruses in Ukraine via USAID Project PREDICT, via his biolab company, Metabiota, which was funded via Rosemont Seneca, which is partially owned by Hunter Biden. Russia accused Wolfe and his biolab company of creating genome-specific biological weapons in Ukraine. This situation has been addressed by RFK Jr. and Tulsi multiple times, and has been a major topic at the UN for over 3 years now. So Epstein had an interest in eugenics and he had financial/social connections to virologists who were making genome-specific biological weapons via USAID grants in Ukraine. Nathan Wolfe even directly thanked Epstein in his 2011 book “The Viral Storm: The Dawn of the New Pandemic Age” where Wolfe predicted the COVID pandemic 8 years before it happened… So what am I getting at? I think Epstein had plans to engage in ethnic cleansing/population control/genocide via biological weapon, and I think he had something to do with Covid. Epstein is at the epicenter of the Deep State empire. He was essentially a real life James Bond villain. The timing could not be worse. He and Hillary are in the middle of trying to fight subpoenas to testify in person to the House Oversight Committee on the Epstein matter and what they might know. They want to submit sworn statements. Republican Committee Chair James Comer (KY-1) wants to be able to question and cross-examine them in person.  DOGE Geopolitical U.S. Snatches Venezuela Oil Tanker in Dark‑Hour Strike on Narco‑Terror Funding In a stealth operation carried out before dawn on Dec. 20, the U.S. Coast Guard—working alongside the Department of War—seized an oil tanker last seen in the terrorist state of Venezuela. The United States accused the ship's operators of moving sanctioned crude to fuel narco‑terror activity. Officials issued a stark warning to traffickers: “We will find you, and we will stop you. https://twitter.com/Sec_Noem/status/2002481990755627050?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002481990755627050%7Ctwgr%5E0acb5b51ea0ddfb03f7a0e25a375c9245159ce68%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html2002481990755627050 https://twitter.com/PeteHegseth/status/2002504193924342003?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002504193924342003%7Ctwgr%5E1410e2476c70f24b31810862ee2f8e034c77bc3e%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html2002504193924342003  conduct maritime interdiction operations — through OPERATION SOUTHERN SPEAR — to dismantle illicit criminal networks. Violence, drugs, and chaos will not control the Western Hemisphere. Source: breitbart.com U.S. imposes sanctions on family and associates of Venezuela’s Maduro and his wife The United States on Friday imposed sanctions on family members and associates of Nicolás Maduro and his wife, as Washington ratchets up pressure on the Venezuelan president. The U.S. Treasury Department said in a statement that it had imposed sanctions on seven people it said were tied to Maduro and his wife. U.S. Treasury Secretary Scott Bessent accused them of “propping up Nicolás Maduro’s rogue narcostate.” “ Source: cbc.ca War/Peace Zelenskyy Announces Eastern Ukraine Citizens Will Not Be Allowed to Vote in Elections Ukraine President Volodymyr Zelenskyy has agreed to hold elections if there is a ceasefire.  However, eastern Ukraine citizens, those currently living in the Donbas region, who are supportive of Russia, will not be permitted to vote. This creates a rather bizarre official hypocrisy within the Zelenskyy regime.  The official position of Zelenskyy is that Eastern Ukraine will never be accepted as a part of the Russian federation. Zelenskyy has recently noted, with EU leadership support, that his government will never recognize Eastern Ukraine as part of the Russian federation.  However, this same region, approximately 20% of Ukraine, will not be permitted to participate in his controlled election. Essentially, any Ukraine resident who does not support Zelenskyy will not be permitted to vote in any election, if any election is ever permitted.  Additionally, Zelenskyy notes that “there is the practice of voting abroad,” however, any region not controlled by Zelenskyy cannot submit votes. Source: zerohedge.com A Lie And Propaganda’: Gabbard Fact-Checks Reuters’ Russia Scaremongering In Real Time    Reuters posted an anonymously-sourced story pushing the idea that Russia is bent on reconstituting the Soviet Union. Before the metaphorical ink had dried, Director of National Intelligence Tulsi Gabbard pounced, condemning the story as “a lie and propaganda” on behalf of “warmongers” seeking to derail President Trump’s drive to end the long and bloody Ukraine war.   Reuters vaguely attributed the purported US intelligence conclusions about Russia to “six sources familiar with US intelligence.”    https://twitter.com/DNIGabbard/status/2002484806978834862?s=20  narrative to block President Trump's peace effort, and fomenting hysteria and fear among the people to get them to support the escalation of war, which is what NATO and the EU really want in order to pull the United States military directly into war with Russia. The truth is the US intelligence community has briefed policymakers, including the Democrat HPSCI member quoted by Reuters, that US Intelligence assesses that Russia seeks to avoid a larger war with NATO. It also assesses that, as the last few years have shown, Russia's battlefield performance indicates it does not currently have the capability to conquer and occupy all of Ukraine, let alone Europe. https://twitter.com/TulsiGabbard/status/2002503405156151648?s=20   invade/conquer Europe (in order to gin up support for their pro-war policies). The truth is that ‘US intelligence' assesses that Russia does not even have the capability to conquer and occupy Ukraine, what to speak of ‘invading and occupying' Europe.   Source: zerohedge.com WATCH: US CENTCOM Releases Footage from Operation Hawkeye Strikes Against 70+ ISIS Targets  US Central Command released footage from Operation Hawkeye strikes against ISIS militants and facilities on Friday night. “Tonight, U.S. and Jordanian forces struck 70+ ISIS targets in Syria with 100+ precision munitions. Peace through strength,” CENTCOM said on X. This is one of 10 operations conducted in Syria and Iraq since the December 13 ambush in Syria, which left multiple American service members injured and two soldiers and a civilian interpreter killed. Twenty-three terrorist operatives have been killed or detained, according to CENTCOM. “We will continue to relentlessly pursue terrorists who seek to harm Americans and our partners across the region,” CENTCOM Commander Admiral Brad Cooper said. TAMPA, Fla.- Following the attack on U.S. and partner forces last Saturday, U.S. Central Command (CENTCOM) commenced Operation Hawkeye Strike at 4 pm ET against ISIS in Syria, Dec. 19, at the Commander in Chief's direction. Source: thegatewaypundit.com   of Syria, led by a man who is working very hard to bring Greatness back to Syria, and is fully in support. All terrorists who are evil enough to attack Americans are hereby warned — YOU WILL BE HIT HARDER THAN YOU HAVE EVER BEEN HIT BEFORE IF YOU, IN ANY WAY, ATTACK OR THREATEN THE U.S.A. DONALD J. TRUMP PRESIDENT OF THE UNITED STATES OF AMERICA Medical/False Flags [DS] Agenda https://twitter.com/ElectionWiz/status/2002717078722052256?s=20  reclassify serious crimes as less severe “intermediate offenses” that are not publicly reported. https://twitter.com/EndWokeness/status/2002421989886075083?s=20 BREAKING: HUD Sec. Scott Turner CONFIRMS major investigation into Boston for anti-white public housing discrimination“They were using discriminatory housing policies in their city! We found a quote on their website that said they will integrate ‘racial equity at every level of city government.'”“They put race above reality. They put race above merit and need. Our job at HUD is to enforce and uphold the fair housing – and they were evading and encouraging landlords and property owners to evade the Fair Housing Act!”“They have been put on NOTICE. We uphold and enforce this law.” https://twitter.com/EricLDaugh/status/2002091915819253766?s=20  weaponized against Minnesota!” GOOD. IT’S CALLED ACCOUNTABILITY, TIM. “They’re threatening us with this. And this is what happens when you have a floundering presidency, and it is about those ballrooms and everything else. Now we’re back on transgender folks. And these are healthcare providers providing the best guidance to parents and children to get their care.” “It’s on every front! It’s CDLs, it’s transportation money, it’s money across the board that they have weaponized!” He should be worried. https://twitter.com/AAGDhillon/status/2002596210620969230?s=20 https://twitter.com/ScottAdamsSays/status/2002531244131991931?s=20 https://twitter.com/cb_doge/status/2001646253655097726?s=20 https://twitter.com/RapidResponse47/status/2002203857955549464?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002203857955549464%7Ctwgr%5E7d1378774cdcbdfe43552d1c5b5ef213bd4f721f%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.breitbart.com%2Ft%2Fassets%2Fhtml%2Ftweet-5.html2002203857955549464 President Trump's Plan Democrats Have Devised a Plan to Compete With Turning Point USA for Young Voters and it's Going to be a Disaster Democrats have decided that they need to have their own version of Turning Point USA in order to appeal to young voters and what they have come up with is the most Democrat thing ever. It's going to be a total disaster. It's called the ‘DNC National Youth Coordinated Table'. It's not a grassroots group, it's completely fabricated. And you can just imagine how meetings of this group are going to go, with mini-groups within the group fighting for dominance and power. Newsweek reported on this: Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2002577300802711720?s=20 DOJ Appeals Controversial Ruling That Disqualified Trump-Appointed U.S. Attorney Lindsey Halligan, Resulting in the Dismissal of Charges Against Letitia James and James Comey The Department of Justice has formally appealed a controversial ruling that disqualified Interim U.S. Attorney Lindsey Halligan, a decision that directly led to the dismissal of federal charges against James Comey and Letitia James. According to a Notice of Appeal filed on December 19, the Trump-led DOJ is asking the U.S. Court of Appeals for the Fourth Circuit to overturn a lower-court ruling that declared Halligan's appointment unconstitutional and voided every prosecutorial action she took while in office. Source: thegatewaypundit.com JUST IN: DOJ Wins Motion to Unseal Documents on Investigation into Trump Shooter Thomas Crooks The Department of Justice announced that it successfully moved to unseal documents related to the investigation into would-be Trump assassin Thomas Crooks.  “The Department of Justice received court approval to disclose to Congress documents gathered as part of the FBI's investigation of Thomas Crooks and his attempt to assassinate President Trump,” the Western District of Pennsylvania announced on X. A copy of the motion and order can be found here. Source: thegatewaypundit.com https://twitter.com/AAGDhillon/status/2002596363138445539?s=20 Justice Department Sues Four States Including Georgia After Secretary of State Brad Raffensperger Sides With Democrats in Failure to Produce Voter Rolls https://twitter.com/AAGDhillon/status/2001775020566286614?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2001775020566286614%7Ctwgr%5Ee92dad24c2453e3b35c6a465ec1523cafbc35499%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fjustice-department-sues-four-states-including-georgia-after%2F Source: thegatewaypundit.com https://twitter.com/MAGAVoice/status/2001992915850260516?s=20 https://twitter.com/MarkPaoletta/status/2002483634251461079?s=20   memorial to President John F. Kennedy and now additionally honors President Donald J. Trump, who has brought America back and saved the Trump-Kennedy Center. The Board's action is permissible under the statute and no legislation is necessary. The Board’s action does nothing to change the statutory title. Instead, the Board has–in line with longstanding Executive Branch practice–designated a new name. For example, The Office of the Federal Chief Information Officer, within the Office of Management & Budget, is designated by statute as the “Office of Electronic Government.” But it's long gone by the name “Office of the Federal Chief Information Officer” in official, public, and internal communications. Similarly, the Consumer Financial Protection Bureau is designated by statute as the “Bureau of Consumer Financial Protection.” But since the beginning, the agency has long gone by the name Consumer Financial Protection Bureau or CFPB in all official communications, correspondence with the Hill, titles and signage on its buildings. The “United States Institute of Peace” was established by statute but was renamed by the Department of State as the “Donald J. Trump United States Institute of Peace.” The Department of War was established as the “Department of Defense” by statute in 1947. Earlier this year, President Trump authorized the use of the name “Department of War” and the name is now etched on the Pentagon's building and in official correspondence and public communications. It is entirely fitting for the Board of Trustees to vote to add President Trump to the title so that this Center is now named The Donald J. Trump And The John F. Kennedy Memorial Center for the Performing Arts. President Trump has provided superb leadership at every level to save the Kennedy Center from financial ruin and wokeness, and to bring our national treasure to new heights! Thank you, @kencen Board of Trustees for honoring President Trump. I have been going to the Kennedy Center for decades and have never seen such energy and excitement as I did at the Christmas tree lighting and Noel performance. The Golden Age is here!   AND ORDER. As your next Governor, Bruce will continue to fight hard to Grow the Economy, Cut Taxes, and Regulations, Promote MADE IN THE U.S.A., Champion American Energy DOMINANCE, Strengthen our Military/Veterans, Advance Election Integrity, and Protect our always under siege Second Amendment!   Bruce Blakeman is a FANTASTIC guy, will win the big November Election and, without hesitation, has my Complete and Total Endorsement for Governor of the ONCE GREAT STATE OF NEW YORK (IT CAN BE GREAT AGAIN!). BRUCE BLAKEMAN WILL NEVER LET YOU DOWN!  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe Tren De Aragua gang tried to insert malwar into the ATM system to steal millions. Was this the first stage of the [CB] trying to hurt the economy? Trump’s economy is accelerating, the job numbers don’t reflect it because of the manipulation calculation and the jobs that he is removing from Gov. Trump is winning against the [CB]. The [DS] agenda is failing. The D party is on the wrong side of history and everyday that passes the people are waking up to this fact. The only way out is a war and this is why the [DS] is continually pushing back on Trump’s peace plan. Putin has agreed to it, [DS] is fighting it. Trump’s message is clear, we are taking back the country and in the end the D’s and the [DS] will cease to exist. Economy (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Tren De Aragua Members and Leaders Indicted in Multi-Million Dollar ATM Jackpotting Scheme  December 18, 2025 – United States Attorney Lesley A. Woods announced that a federal grand jury in the District of Nebraska has returned two indictments charging 54 individuals for their roles in a large conspiracy to deploy malware and steal millions of dollars from ATMs in the United States, a crime commonly referred to as “ATM jackpotting.” An indictment returned on December 9, 2025, charges 22 defendants with offenses corresponding to their role in the conspiracy, including conspiracy to provide material support to terrorists, conspiracy to commit bank fraud, conspiracy to commit bank burglary and fraud and related activity in connection with computers, and conspiracy to commit money laundering. The indictment also alleges that Tren de Aragua (“TdA”) has used jackpotting to steal millions of dollars in the United States and then transferred the proceeds among its members and associates to conceal the illegally obtained cash.   Source: .justice.gov  https://twitter.com/DC_Draino/status/2001781948465746206?s=20 https://twitter.com/profstonge/status/2001993417291960468?s=20   Political/Rights Soros DA Ignores ICE Detainer, Releases El Salvadorian Illegal Who Allegedly Commits Murder the Next Day  Marvin Morales-Ortez, 23, an illegal from El Salvador, was released from custody after the Fairfax County Commonwealth's Attorney's Office, led by Soros-backed Attorney Steve Descano, dropped a case against him for charges of allegedly brandishing a gun and assaulting and injuring someone. Fox News' Bill Melugin notes he was released back onto the streets after an ICE detainer was ignored. The next day, it is alleged he is responsible for the murder of a man found dead in a home in Reston, Va., according to the Fairfax County Police Department. Before the latest incident, Morales-Ortez already had a lengthy criminal record. WJLA News reports, “court records indicate that since 2020, Morales-Ortez had been charged with at least seven crimes in Fairfax County.” Per WJLA: Source: thegatewaypundit.com BREAKING: Milwaukee Judge Hannah Dugan Found GUILTY of Obstruction For Helping Illegal Alien Evade ICE Agents – Faces 5 Years in Prison Milwaukee Judge Hannah Dugan on  evening was found guilty of obstruction for helping an illegal alien evade ICE agents. Dugan was acquitted of count 1 – the misdemeanor but she was found guilty on count 2 – the felony obstruction. She is facing five years in prison. AP reported: Source: thegatewaypundit.com https://twitter.com/FBIDirectorKash/status/2001976516876681590?s=20 https://twitter.com/Brooketaylortv/status/2001867929940574469?s=20   help crack this case since there was no clear image of the shooter entering the building. The suspected shooter was found dead six days after he opened fire at Brown University and killed two students and critically wounded nine. The shooter has been identified as 48-year-old Claudio Neves-Valente. He was a Brown University student and a Portuguese national. https://twitter.com/JohnDePetroshow/status/2002000197124075699?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002000197124075699%7Ctwgr%5E4fa4b47b64971deb3c6bff71f8f137f50b1c8efc%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Frevealed-here-is-how-homeless-man-blew-brown%2F https://twitter.com/libsoftiktok/status/2001937671115923906?s=20   TARGETED https://twitter.com/nicksortor/status/2001808961906016366?s=20 https://twitter.com/AutismCapital/status/2001865134214647920?s=20  the apartment building in Brookline, Massachusetts, where MIT professor Nuno F. Gomes Loureiro lived and was fatally shot has security cameras. Surveillance footage from the building was used in the investigation, including video showing the suspect entering the premises   authorities have not publicly released the security camera footage from the Brookline apartment building where MIT professor Nuno F. Gomes Loureiro was shot.   https://twitter.com/ColonelTowner/status/2001995157093200088?s=20   his actual storage unit never gets unlocked, and he's found dead in the one next door. I noticed last night that the DOJ AAG was very careful to say he was found dead. Then the following news reports all said he committed suicide. Those are not the same thing. Someone needs to ask about the possibility of him being murdered after his mission was completed. Keep your eyes and ears open No Leads, No Leads, No Leads finally a lead from a homeless man and reddit So the shooter lived in Miami, flew to Providence, waited for Ella, knew her schedule, then drove to Massachusetts, to shoot the professor that he knew in Portugal, then drove back to his storage unit that was in New Hampshire  . He had a foreign phone that couldn’t be pinged and tracked.  So what was the motive https://twitter.com/nicksortor/status/2001878709385728416?s=20   including the NYC ISIS truck ramming terrorist. Our ENTIRE immigration system needs to be SCRAPPED and REBUILT at this point. ENOUGH! https://twitter.com/MarioNawfal/status/2001724267906691531?s=20   Texas and Arizona. Total spending on border construction: $8 billion so far. The full plan: 1,418 miles of “Primary Smart Wall,” 536 miles of waterborne barriers, and 708 miles of secondary barriers. Funded through Trump’s “One Big Beautiful Bill Act” passed in July – $46.5 billion allocated specifically for border wall completion through 2029. The “Smart Wall” isn’t just rebranded concrete. It’s steel bollards combined with patrol roads, cameras, lighting, advanced detection sensors, and in some locations waterborne or secondary barriers. CBP calls it an integrated border security system – not just a physical barrier but surveillance infrastructure covering gaps where terrain makes construction impractical. Here’s the funding story: Biden canceled wall contracts when he took office in 2021. The appropriated money – FY2021 funds – never expired. Trump returned in January 2025 and immediately restarted construction using those leftover billions. Then Congress passed his budget package allocating $46.5 billion more for multi-year construction. DHS Secretary Kristi Noem issued nine waivers since October to fast-track construction by bypassing environmental review requirements. The contracts are moving – $4.5 billion awarded in September, $3.3 billion now, with more queued through 2029. The system includes 536 miles where physical barriers won’t be built due to terrain – those sections get detection technology instead. Another 549 miles will add tech to barriers Biden left incomplete. Trump built 455 miles in his first term, mostly replacing existing fencing. This time the scale is bigger and the tech integration is real. Whether it achieves the enforcement outcomes CBP Commissioner Rodney Scott is promising remains to be seen, but the construction is happening and the funding is locked in.  https://twitter.com/EndWokeness/status/2001837612487840164?s=20 Import IsIamists. Disarm Australians. What could possibly go wrong? https://twitter.com/Patri0tContr0l/status/2001745373052936625?s=20 https://twitter.com/ShadowofEzra/status/2001719516422676556?s=20 DOGE Geopolitical Tren De Aragua Members and Leaders Indicted in Multi-Million Dollar ATM Jackpotting Scheme  December 18, 2025 – United States Attorney Lesley A. Woods announced that a federal grand jury in the District of Nebraska has returned two indictments charging 54 individuals for their roles in a large conspiracy to deploy malware and steal millions of dollars from ATMs in the United States, a crime commonly referred to as “ATM jackpotting.” An indictment returned on December 9, 2025, charges 22 defendants with offenses corresponding to their role in the conspiracy, including conspiracy to provide material support to terrorists, conspiracy to commit bank fraud, conspiracy to commit bank burglary and fraud and related activity in connection with computers, and conspiracy to commit money laundering. The indictment also alleges that Tren de Aragua (“TdA”) has used jackpotting to steal millions of dollars in the United States and then transferred the proceeds among its members and associates to conceal the illegally obtained cash. One of the individuals named in the Indictment is Jimena Romina Araya Navarro, an alleged Tren De Aragua leader and Venezuelan entertainer who was sanctioned by the U.S. Department of the Treasury's Office of Foreign Assets Control (OFAC).  OFAC's press release alleged that Araya Navarro reportedly helped the notorious head of TdA, Hector Rusthenford Guerrero Flores (a.k.a. “Niño Guerrero”) escape from the Tocorón prison in Venezuela in 2012, and others in this network have laundered money for TdA leaders.  Jimena Romina Araya Navarro was indicted by the grand jury for the District of Nebraska for material support to Tren De Aragua for factual allegations stemming from TdA's nationwide ATM jackpotting scheme that included burglaries of many ATMs located in Nebraska. Jimena Romina Araya Navarro has been publicly photographed at parties and social events with the alleged head of TdA Nino Guerrero. Source: .justice.gov  https://twitter.com/BasilTheGreat/status/2001917147963101255?s=20 https://twitter.com/elonmusk/status/2002018167611408489?s=20 Foreign Office has been hacked – ministers ‘fairly confident’ individual data not at risk Foreign Office data has been compromised by hackers, a minister has confirmed to Sky News, but he said the government is “fairly confident” that no individual data has been accessed. Trade minister Sir Chris Bryant told Sky’s Mornings with Jones and Melbourne that the government first became aware of the hack in October, and was now “on top of it”. Sky News understands that the data stolen was on systems operated on the Home Office’s behalf by the Foreign Office, which detected the breach. The Sun reported last night that a Chinese groups of hackers known as Storm 1949 targeted Foreign Office servers and had accessed information relating to visa details, with “thousands” of confidential documents and data stolen. But the minister told Sky News that it is “not entirely clear” who is responsible for the hack, and he could share “remarkably little detail”. Source: skynews.com Denmark blames Russia for destructive cyberattack on water utility Danish intelligence officials blamed Russia for orchestrating cyberattacks against Denmark’s critical infrastructure, as part of Moscow’s hybrid attacks against Western nations. In a Thursday statement, the Danish Defence Intelligence Service (DDIS) identified two groups operating on behalf of the Russian state: Z-Pentest, linked to the destructive water-utility attack, and NoName057(16), flagged as responsible for the DDoS assaults ahead of November’s local elections in Denmark before the 2025 elections. Source: bleepingnews.com War/Peace https://twitter.com/WallStreetMav/status/2001727675950383572?s=20 https://twitter.com/MyLordBebo/status/2001987088586354804?s=20 https://twitter.com/MyLordBebo/status/2001987615856476213?s=20 https://twitter.com/MarioNawfal/status/2001804678045274293?s=20   holding Russia financially accountable for the destruction. Zelensky: “Basically, as of today, now Ukraine must close this problem and have the money, that’s number one. About the prospects, the most right form is reparation loan, so that we all understand, so that Russia understands that it’s guilty and that it will have to pay reparations.” This push ties into the crunch EU summit over a $105B package funded partly by profits from frozen Russian assets, even as legal concerns and U.S. warnings hover. Zelensky says it's moral, fair, and the pressure tool needed to make Putin back down. https://twitter.com/clashreport/status/2001953679491109013?s=20 https://twitter.com/aleksbrz11/status/2001656372220301547?s=20 https://twitter.com/philippilk/status/2001918505957134742?s=20 https://twitter.com/MarioNawfal/status/2001973600405049683?s=20 ”  some offers and they invited us to certain compromises.’ And with that in Anchorage, back in Anchorage, I said that this would be difficult decisions for us. But we agree to the compromises that are being proposed to us. So it’s incorrect to say that we are refusing something.””So that’s completely incorrect. So the ball is totally on the side of our Western opponents, of the head of the Kiev regime and its European sponsors. https://twitter.com/CynicalPublius/status/2001773196727713853?s=20   other EU countries rattling their sabers and demanding that their native populations gear up to fight Russia in a war that would rival WWI in terms of exterminating a generation of young European men, is it possible that this is part of a New World Order scheme to eliminate native Europeans in favor of their migrant replacements? After all, that would be the ultimate expression of the guilt-ridden, cultural suicide Western Europe has been hellbent on achieving for the past thirty years. Conspiracy theory? YES. Reflective of current sentiments? YES. Take it for what it is worth. Medical/False Flags https://twitter.com/Rasmussen_Poll/status/2001457867614798265?s=20 [DS] Agenda https://twitter.com/GuntherEagleman/status/2001766583757394263?s=20 https://twitter.com/JoeLang51440671/status/2001871246141567421?s=20 Trump HUD Hunts Down Fraud in Colorado: 221 Dead People Were Getting Housing  That’s right. 221 dead people, out of almost 3,000 people in Colorado who were improperly receiving benefits from HUD. The Department of Housing and Urban Development (HUD) is investigating whether Colorado providers helped nearly 3,000 people swindle taxpayer money from Uncle Sam, The Post has learned. The investigation comes after an internal HUD audit found that benefits were granted to 221 dead people, while another 87 were otherwise ineligible. The department also said that another 2,519 beneficiaries will need to undergo additional verification. Here’s the question: Were these just mistakes, the results of bad record-keeping, or deliberate fraud? Not that either is exactly a comfortable finding; when the answer is either criminality or gross incompetence, the taxpayers take a bath either way. And HUD is calling this apparent fraud. Source: redstate.com https://twitter.com/elonmusk/status/2002067526977720452?s=20 https://twitter.com/EricLDaugh/status/2002054582202200131?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2002054582202200131%7Ctwgr%5E9511fa92be723c1b11f9bd872529227569dc1dd9%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2025%2F12%2Fsecretary-state-rubio-confirms-ending-ngo-foreign-aid%2F President Trump's Plan https://twitter.com/FBIDirectorKash/status/2001794199046287594?s=20  the American people. These will be changes that you may not have read about in the media over this last year – but they're just as important for the new FBI. December 18: The FBI reporting structure. When Deputy Bongino and I arrived, FBI leadership was constructed to have all 50+ field offices report to one office in Washington D.C. This created inefficiencies and bureaucracy through no fault of the agents working hard in the field. When we got here, we sent personnel out to the field and then broke down the reporting structure giving a team of Operations Directors regional authority over each office. This allowed us to much more effectively manage each field office and get them the resources they need to do the job and protect the American people. The results speak for themselves: 100% increase in violent crime arrests, 35% increase in espionage arrests, 31% increase in fentanyl seizures, 500% increase in NVE arrests, and more. Making FBI leadership more responsive to the field allowed for the field to be more responsive to the American people – who we work for. https://twitter.com/KanekoaTheGreat/status/2001754813034533328?s=20 https://twitter.com/Rasmussen_Poll/status/2001699622553592254?s=20 https://twitter.com/Peoples_Pundit/status/2001817750952440044?s=20 https://twitter.com/EricLDaugh/status/2001837345113542864?s=20 https://twitter.com/KariLake/status/2001723271771726246?s=20  the center is not officially renamed solely based on the board’s vote. The John F. Kennedy Center for the Performing Arts was established and named by an act of Congress (Public Law 88-260 in 1964, codified in 20 U.S.C. § 76h et seq.), making its official name part of federal statute. While the Board of Trustees can vote to recommend or propose a name change—as they did unanimously on December 18, 2025, to add “Trump” to the name—the actual renaming requires legislative action to amend the law.The Process: Board Proposal: The Kennedy Center’s Board of Trustees (which includes presidential appointees, congressional ex officio members, and others) can discuss and vote on a proposed name change. In this case, the Trump-appointed board voted to rename it the “Donald J. Trump and John F. Kennedy Memorial Center for the Performing Arts,” citing Trump’s contributions to renovations and fundraising. Congressional Legislation: To make the change official, Congress must pass a bill amending the relevant statutes. For example: Legislation has already been introduced in the House by Rep. Bob Onder (R-Mo.) to codify the rename. The bill would need to pass both the House and Senate, then be signed into law by the President (or overridden if vetoed). Potential Challenges and Approval: Ex officio board members (e.g., congressional Democrats like Rep. Joyce Beatty, Senate Leader Chuck Schumer, and House Leader Hakeem Jeffries) have stated that federal law prohibits name changes without congressional action, calling the board’s move unauthorized or illegal. reuters.com They dispute the “unanimous” vote claim, noting some were muted or unable to oppose. Kennedy family members, such as grandnephew Joe Kennedy, have opposed it, arguing the board lacks authority. reuters.com If passed, the change could face legal challenges, but congressional approval would make it binding. Until Congress acts, the center retains its current name, though the White House has begun referring to it as the “Trump-Kennedy Center” in announcements.  https://twitter.com/OpenSourceZone/status/2001373638654841181?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2001373638654841181%7Ctwgr%5E686532e3ba9f23547c3b85b453c29e8ca105954e%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fbobhoge%2F2025%2F12%2F18%2Fschizophrenia-dem-approval-rating-falls-off-a-cliff-but-voters-still-want-them-to-retake-the-house-n2197259 Trump announces ‘Patriot Games,' with 2 high school athletes from each state President Trump   announced plans for a “Patriot Games” next year that will pit top high school athletes from across the country against one another as part of a series of events to mark 250 years since the nation's founding. Trump announced the launch of Freedom 250, an organization that will lead the administration's efforts to celebrate the country's 250th birthday in 2026. One of the events that will be featured as part of the festivities will be what Trump called the “first-ever Patriot Games, an unprecedented four-day athletic event featuring the greatest high school athletes — one young man and one young woman from each state and territory.” The event is slated for next fall. Source: thehill.com https://twitter.com/BehizyTweets/status/2001758550067155179?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

1. Foiled Terror Attack in Los Angeles Incident: FBI arrested five suspects allegedly planning coordinated New Year’s Eve bombings in Los Angeles. Group: Identified as the Turtle Island Liberation Front, described as a radical pro-Palestinian, anti-American extremist group. Details: Planned attacks using improvised explosive devices (IEDs) at five locations. Four suspects arrested in Lucerne Valley while testing bomb components; a fifth arrested in New Orleans. Materials included potassium nitrate, PVC pipes, sulfur powder, and charcoal. Ideology: Anti-U.S., pro-Palestinian, anti-law enforcement; Instagram posts included “Death to America” and “Free Palestine.” 2. DOJ and FBI Emails on Mar-a-Lago Raid Revelation: Internal FBI emails show agents doubted probable cause for the August 2022 raid on Trump’s residence. Concerns: Evidence was “single source, uncorroborated, and possibly outdated.” FBI suggested less intrusive alternatives, like negotiating with Trump’s attorneys. DOJ officials allegedly dismissed optics concerns, saying they “didn’t give a damn.” Implications: The raid was politically motivated, intended to damage Trump’s chances of reelection. 3. Housing, Immigration, and Economic Policy Housing Crisis: Attributes skyrocketing rents and home prices to Biden-era immigration policies, citing a HUD report linking immigration to housing demand. Trump’s Deportation Policy: Claims mass deportations have lowered rents by 1.1% year-over-year and 5.2% since 2022. Economic Measures: Highlights upcoming tax reforms for 2026: No tax on tips. No tax on overtime. No tax on Social Security for seniors. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Top Stories for December 13th Publish Date: December 13th PRE-ROLL: SUGAR HILL ICE SKATING From the BG AD Group Studio Welcome to the Gwinnett Daily Post Podcast. Today is Saturday, December 13th and Happy Birthday to Ted Nugent I’m Peyton Spurlock and here are your top stories presented by Gwinnett KIA Mall of Georgia. Suwanee recognizes Eagle Scout projects Suspect arrested after road rage incident leads to stabbing on I-85 in Gwinnett Peachtree Corners Town Center's movie theater is third major closure of 2025 Plus, Leah McGrath from Ingles Markets on milk Break 1: THE STRAND HOLIDAY STORY 1: Suwanee recognizes Eagle Scout projects At November’s City Council meeting, Suwanee took a moment to shine a spotlight on three incredible Eagle Scouts who poured their time, energy, and heart into projects that made the community a little brighter. “Thank you to these young leaders for their creativity and dedication,” the city shared. Here’s what they accomplished: Jocelyn Carsley (Troop 5109) transformed the barn at White Street Park with a kids’ activity area and a colorful mural. Meredith Carsley (Troop 5109) built observation decks for better views at city events. Colin Kenney (Troop 608) revamped the landscaping around the “Mommy” sculpture at PlayTown Suwanee. Amazing work, all around! STORY 2: Suspect arrested after road rage incident leads to stabbing on I-85 in Gwinnett A man accused of stabbing another driver in a road rage clash last month has been arrested, Gwinnett County police announced. The incident happened on Nov. 13 along I-85 South. Peter Chai, the victim, told officers he got into a heated exchange with a white van. Things escalated fast. According to police, the van’s driver, Yoandry Rincon, got out, approached Chai’s window, and stabbed him in the chest. Chai fought back—grabbing a bat from his car—which sent Rincon running back to his van. Chai was hospitalized but has since recovered. Rincon? He’s now in Gwinnett County Jail, facing aggravated assault charges. STORY 3: Peachtree Corners Town Center's movie theater is third major closure of 2025 It’s been a tough year for Peachtree Corners Town Center, and now there’s more bad news to close out 2025—CMX Cinebistro has shut its doors. The theater, which opened in March 2019, quietly disappeared from the CMX website, though it was still being hyped on social media just a few months ago as the go-to spot for date nights and family outings. This marks the third big closure in six months. Lazy Dog left in July, blaming parking headaches, and Uncle Jack’s Meat House followed in August. For a six-year-old development, it’s starting to feel like a rough patch. We have opportunities for sponsors to get great engagement on these shows. Call 770.874.3200 for more info. We’ll be right back Break 2: Ingles Markets - DTL HOLIDAY STORY 4: Housing Matters: HUD pauses changes to housing grants after lawsuit The cost of living is crushing, and it’s forcing people into impossible situations—cramped hotel rooms, shelters, or worse, the streets. Here’s the latest on housing and homelessness: HUD’s Homeless Aid Shake-Up Hits Pause The Trump administration’s plan to cap grants for permanent housing and programs like those supporting transgender communities has been put on hold after a lawsuit. Critics say the changes would displace 170,000 people. HUD now promises a revised policy by January. Atlanta Food Bank’s Big Push With demand up 70%, the Atlanta Community Food Bank is racing to collect 10 million meals by year’s end. A $100,000 match doubles every donation. Housing Market Stalls New home listings dropped 1.7%—the sharpest decline in two years. Buyers and sellers are waiting, unsure of what 2026 will bring. STORY 5: Kim Peeples makes a lifelong impact on Brookwood’s theater family For Kim Peeples, music isn’t just a career—it’s her heartbeat. She retired from Brookwood High in 2019, but let’s be honest, she never really left. This year, she hit a milestone: her 100th musical production, “String,” which won the region one-act competition. Peeples’ journey with Brookwood started in the early ’80s, when she was fresh out of college and working under her middle school chorus teacher, Lori Ziecker. “Lori was everything,” Peeples said, her voice catching. “She passed in May, but her influence is everywhere.” Over the years, Peeples became a cornerstone of Brookwood’s theater and choral programs, working alongside the Lindahl family—first Ken and Patty, and now their daughter, Laura. And family is exactly what Brookwood has been to Peeples. From directing “Evita” in 1990 to the award-winning “1940s Radio Hour” in 1998, and more recent productions like “Ragtime” and “Bright Star,” her passion has left an indelible mark. We’ll be right back. Break 3: Kia Mall of Georgia And now here is Leah McGrath from Ingles Markets on milk - Interview - We’ll have closing comments after this Break 4: VILLA RICA WONDERLAND TRAIN- GCPS Hiring Signoff – Thanks again for hanging out with us on today’s Gwinnett Daily Post Podcast. If you enjoy these shows, we encourage you to check out our other offerings, like the Cherokee Tribune Ledger podcast, the Marietta Daily Journal, or the Community Podcast for Rockdale Newton and Morgan Counties. Read more about all our stories and get other great content at www.gwinnettdailypost.com Did you know over 50% of Americans listen to podcasts weekly? Giving you important news about our community and telling great stories are what we do. Make sure you join us for our next episode and be sure to share this podcast on social media with your friends and family. Add us to your Alexa Flash Briefing or your Google Home Briefing and be sure to like, follow, and subscribe wherever you get your podcasts. Produced by the BG Podcast Network Show Sponsors: www.ingles-markets.com www.kiamallofga.com Ice Rink – Downtown Sugar Hill Team GCPS NewsPodcast, CurrentEvents, TopHeadlines, BreakingNews, PodcastDiscussion, PodcastNews, InDepthAnalysis, NewsAnalysis, PodcastTrending, WorldNews, LocalNews, GlobalNews, PodcastInsights, NewsBrief, PodcastUpdate, NewsRoundup, WeeklyNews, DailyNews, PodcastInterviews, HotTopics, PodcastOpinions, InvestigativeJournalism, BehindTheHeadlines, PodcastMedia, NewsStories, PodcastReports, JournalismMatters, PodcastPerspectives, NewsCommentary, PodcastListeners, NewsPodcastCommunity, NewsSource, PodcastCuration, WorldAffairs, PodcastUpdates, AudioNews, PodcastJournalism, EmergingStories, NewsFlash, PodcastConversations See omnystudio.com/listener for privacy information.

Mike Crawford of the Young Jurks joins the show to discuss Mayor Wu's latest run in with HUD. Then, Gavin Newsom brags about giving illegals healthcare and Woke or Joke.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

As the Coast Guard seizes an oil tanker off the coast of Venezuela, President Trump's moves in the Caribbean become more clear. He's stopping the flow of drugs by destroying the cartels' cash flow. Pay attention to the pushback and ask: Why? HUD terminates Biden-era public housing policies that unfairly favored Afghan refugees as we remember the Senate vote that okayed billions in emergency "resettlement" money. Why did so many RINOs go along with it?

The housing crisis isn't a mystery — it's a political disaster. This episode dives into:

Get ad-free, early access to new 10 Percent True videos: https://www.10percenttrue.com/pricing-plans/list0:00 Support the channel0:33 welcome back Buck and episode outline2:59 an appeal and a thank you 5:28 AMA (Jim's) question - division of labour among crew 10:43 Maintaining SA once engaged 13:20 journey to the Air Force and route to the Gunship17:10 route to AFSOC20:08 any lack of fulfilment having missed out on fighters?24:00 getting into AC-130 and history of the aircraft 26:31 getting mission qualified 30:43 explaining the orbit (and the finer details thereof) and managing the gun platform 35:51 details up front, HUD (geeks rejoice!)43:20 H model51:23 funny story time!53:23 returning to description including sensors, countermeasures, removal of M61s, getting “shovel qualified” and the smell of ‘Murica!1:01:36 Black Crow sensor1:03:28 40mm1:04:18 APQ-45 1:05:33 U model differences1:08:08 refuelling port and some refuelling tales and tanker bros1:11:53 shooting the guns - in detail1:19:44 aircraft movement from recoil?1:21:03 stories for perspective 1:26:08 Responsibility of satisfying ROE1:27:13 weapon effects, weapon selection etc1:29:43 shooting a Phantom story1:32:38 returning to the “crowd pleaser” (105) and teasing the “smiley face”1:35:43 permissive vs non permissive environments 1:41:45 theatre tasking/focus/knowledge?1:44:38 massive teaser and reminder for air to air story!1:45:45 handling qualities and eng fire tale1:52:45 no notice checkrides1:53:58 2 engines out on one side?2:00:21 the mission and the dangers2:01:48 returning to double engine failures2:04:03 130H instruments and elective engine shutdowns2:06:08 gear feather flap debriefing and debriefing in general2:10:05 wrap up

Hey, investors! Scott Carson here, and I've got a juicy deal that's hotter than a Texas summer! If your lazy assets (and maybe your self-directed IRA) are sitting idle, this is your chance to put them to work on a prime piece of Georgetown, Texas real estate. This isn't some long-haul, snail-paced investment – we're talking a six-month or less turnaround, with conservative numbers figuring in a year!This beauty is one of 48 reverse mortgages we snagged from a hedge fund. The borrower's already passed, HUD's got it cleaned out, and we're looking at a clean, well-maintained property needing just a little lipstick and a fresh coat of paint. Texas foreclosures are fast, and we've got the team ready to rock and roll. This is a potential 10% (or more!) return on your money, secured with a first lien.Here's the breakdown on this Georgetown Goldmine:The Deceased HUD Gem: A clean, 3-bed, 2-bath, 1,348 sq ft home in Georgetown's hot 78628 ZIP code. Borrower deceased, heirs not fighting, property in good shape (interior inspection available!), needs cosmetic updates only – no structural nightmares.The Numbers Make Sense: Current legal balance: $185K. Conservative Fair Market Value: $297K. We're picking up the note for just $170K. Add back taxes and foreclosure costs, and we need $176K in funding. That's over $112K in built-in equity!Exit Strategy 1: Quick Auction Cash! With a 90-day Texas foreclosure and a $191K legal balance (after taxes), a quick auction sale is likely. You get a guaranteed 10% return on your $176K, paid out even if it sells faster than 90 days. We're talking $4,400+ interest in under three months!Exit Strategy 2: REO Flip for Bigger Bucks! If it doesn't sell at auction (our preferred scenario!), we take it back as an REO. An additional $20K for rehab (total $196K invested) for light cosmetic work. Potential net profit of $52K+ with ROI up to 20% if we're doing a one-year prepayment penalty.Due Diligence & Timeline: Full collateral file, realtor CMAs, title update, HUD interior inspection, and exterior video are all available. We're aiming for mid-December funding to kick off a February foreclosure and a March/June sale. Fast, efficient, and profitable!This isn't just another podcast episode; it's a real-time opportunity. We're looking for funding in December, so if you've got an IRA or some passive investment cash ($176K) burning a hole in your pocket, and you want 10% or more, let's talk!For the full due diligence package, comps, and all the nitty-gritty details, reach out directly! Book a call with me at talkwithscottcarson.com or text (512) 585-3810. Let's make some money together before 2026 hits!Watch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

-- On the Show: -- Attorney General Pam Bondi refuses to answer questions on what the next steps for releasing the Epstein files will be, leaving the process uncertain -- Trump is losing control over Republicans as his efforts to stop the release of Epstein files fail and MAGA lawmakers ignore his pleas -- A PBS/NPR/Marist poll shows Democrats leading Republicans by 14 points with independents strongly favoring Democrats -- Rep. James Comer admits that if an Epstein list does not exist, Congress may need to construct one to investigate potential law violations -- HUD Secretary Scott Turner falsely claims undocumented immigrants can get mortgages while ignoring that federal law requires legal identification and residency for mortgages -- Trump consistently reacts with anger, insults, and intimidation when challenged by female reporters, reflecting insecurity and childhood influence -- Marjorie Taylor Greene publicly criticizes Trump for fighting the release of Epstein files, arguing he is tearing apart the MAGA movement -- Trump makes exaggerated and incoherent claims about Jerome Powell, jobs, inflation, and Walmart Thanksgiving meals while speaking to the public -- White House Press Secretary Karoline Leavitt calls the Epstein story a "classic Washington hoax" and gives awkward responses to personal questions -- On the Bonus Show: Zohran Mamdani to meet with Trump at the White House, the DOJ is directed to sue states that pass AI regulations, the FHFA is considering three new mortgage options, and much more...