Podcasts about Hud

Navigating the real estate landscape can be incredibly lucrative, but it is a dangerous jungle if you don't understand the paperwork. In this episode, professional investor Kris Krohn shares his real estate survival guide by breaking down the top ten critical documents you must comprehend to safely buy or sell property. From the initial purchase contract down to the final HUD settlement statement that ties the entire transaction together, Kris equips you with the fundamental legal maps required to make a pile of money while keeping yourself protected from being taken advantage of.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about mortgage rates after the peace deal and in the midst of Fed week. Related to this episode: How much will mortgage rates fall with the Iran deal and Fed week? HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire The Top 5: HUD would permit multi-story manufactured homes without a permanent chassisoy Advisors says How much will mortgage rates fall with the Iran deal and Fed week? Why housing demand is up and inventory is down in 2026 UWM fails to submit revised bid for Two Harbors, seller says Google listing ads raise questions about IDX licensing The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

**The 43,000-Vote Flip: Ballot Harvesting and the War Over Voter Rolls** In this hard-hitting segment, the hosts dissect the dramatic reversal in the Los Angeles mayoral primary race, where candidate Spencer Pratt's initial 40,000-vote lead over progressive Nithya Raman completely evaporated into a 43,000-vote swing days after election night. The commentary levels a critical gaze at California's highly opaque voting system, highlighting how a week-long mail-in ballot extension window and zero mandatory chain of custody over collected ballots open the door to widespread harvesting vulnerabilities within vulnerable populations. The monologue connects these localized election results to broader systemic clashes. Pointing to Judicial Watch's legal battle to scrub over 870,000 dead or relocated individuals from California's universal mail-in registry, the host details a multi-layered counteroffensive from the executive branch. This includes the White House Fraud Task Force stripping $250 million from the Los Angeles Homeless Services Authority for flagrant mismanagement, alongside a high-stakes legislative battle surrounding the SAVE Act to force comprehensive, federal-level voter roll compliance. Spencer Pratt, Nithya Raman, Karen Bass, Los Angeles election, Voter rolls, Ballot harvesting, Voter fraud, Judicial Watch, SAVE Act, LAHSA, HUD funding, Political commentary

We're talking about whether DC is in for a tax hike, we're talking about what's missing in some of the Trump administration's park makeovers, and we'll try to read the tea leaves about where DC candidates are planning their election night parties. Plus, in a members-only fourth segment, we'll get into the proposal to bring a giant homeless shelter to the HUD building.  Want some more DC news? Then make sure to sign up for our morning newsletter City Cast DC. You can text us or leave a voicemail at: (202) 642-2654. You can also become a member, with ad-free listening, for as little as $10 a month.  Learn more about the sponsors of this June 12th episode: Folger Shakespeare Library Mugsy Interested in advertising with City Cast? Find more info HERE.

Host Tara and co-host Lee react to a breaking Truth Social post from President Donald Trump announcing that the United States intends to take control of Iran's Kharg Island tonight. They debate the strategic choice behind broadcasting a military operation in advance, questioning if it serves as a piece of deception or tactical supremacy over the Strait of Hormuz. Turning to the home front, Tara highlights major domestic victories that are being overshadowed by Middle Eastern developments, detailing a massive systemic dismantling of illegal immigration and welfare systems, including the removal of four million people from SNAP benefits and a HUD housing audit uncovering widespread documentation loopholes. Kharg Island military operation, Trump foreign policy, Strait of Hormuz conflict, SNAP benefit fraud purge, HUD public housing audit, China proxy warfare, independent political commentary

Letieť do vesmíru je len polovica úspechu. Skutočnou výzvou je vrátiť sa bezpečne späť. Pri rýchlosti 28 000 km/h sa trením o atmosféru vytvára plazma, ktorá dokáže roztaviť akýkoľvek známy kov. Extrémne drahé a zložité tepelné štíty sú dnes hlavným dôvodom, prečo nie sú lety do kozmu lacnou a každodennou rutinou.Prečo vesmírne lode pri návrate jednoducho nespomalia svojimi motormi? Aké nevýhody skrývali slávne čierno-biele kachličky amerických raketoplánov a prečo sa moderné lode Orion vracajú k jednorazovým riešeniam? O vývoji tepelných štítov, testovaní v plazmových komorách a inovatívnom hybridnom dizajne, na ktorom pracuje aj slovenský projektový tím HARTS, sa v podcaste SHARE rozpráva Maroš Žofčin s konštruktérom Lukášom Hudáčkom.Pripravte sa na budúcnosť s knihou od redaktorov Živé.sk „Umelá inteligencia: Pripravte sa na budúcnosť“. Teraz ju máme v elektronickej verzii. Nájdete ju na obchod.aktuality.sk.TIP: https://zive.aktuality.sk/clanok/0RfdZVW/nahliadnite-do-buducnosti-vydavame-knihu-o-umelej-inteligencii/V podcaste sa dozviete aj o týchto témach:Prečo vesmírne lode využívajú na spomalenie zničujúce trenie o atmosféru namiesto raketových motorov.Ako fungujú ablatívne štíty (napríklad materiál PICA-X), ktoré počas letu cielene zhoria, a prečo predražujú opakované lety.Prečo bola údržba a kontrola 11 500 unikátnych keramických kachličiek na raketoplánoch taká extrémne drahá a zdĺhavá.Ako fungujú potrubné a pórovité systémy, ktoré na ochranu povrchu využívajú tekuté hélium či dusík.Aké výhody prináša hybridný tepelný štít, ktorý kombinuje aktívne chladenie s ablatívnou vrstvou uhlíkového kompozitu.Prečo je výstavba 10 000 km dlhého vesmírneho výťahu na Zemi zatiaľ nemožná a prečo budeme lode budúcnosti zrejme stavať rovno na Mesiaci.Podcast SHARE pripravuje magazín Živé.sk.

At Summer Game Fest 2026 I went hands-on with Annapurna's lineup, and there's a lot to be excited about — starting with my most anticipated of the show, Silent Hill: Townfall.Townfall makes a bold move from third-person to first-person horror on Unreal Engine 5, with one-to-one scale, a CRT-style signal device, and a no-HUD design where your character's thoughts surface as on-screen text — and it looks gorgeous. Then The Lost Wild from Giant Ape flips the script on dinosaur games with an “anti-kill,” stealth-survival approach that treats dinosaurs as creatures rather than enemies, plus a supernatural twist. And Demi rounds it out as a cute, casual, Zelda-esque dungeon crawler.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and the jump in first-time homebuyers. Related to this episode: Existing home sales beat estimates, what it signals for 2026 HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire The Top 5: HousingWire acquires Keeping Current Matters to deepen local data for agents Existing home sales beat estimates, what it signals for 2026 UWM sanctioned after judge orders Ishbia deposition Mortgage and real estate battle for the top of the funnel HUD pilots robotics-built housing and automated permitting The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Former Republican State Representative, JOE MITCHELL, won his primary race and will now face off against current Democratic State Representative, LINDSAY JAMES, in this November's general election for Iowa's 2nd Congressional District. SIMON and JOE discuss how his past experience as the youngest legislator ever in the Iowa House, as a regional director for HUD and as Chief of Staff at Federal Housing Financial Agency will help him if he wins & goes to Washington, DC. joemitchell.com

In this comprehensive lecture, Ustaz Dr Abdulfattah Adeyemi explores the Islamic philosophy of enough — the forgotten virtue of qanā'ah (contentment) that liberates the soul from the endless chase of more. Through the metaphor of salt — which seasons the soup perfectly but ruins it when excess is added — we discover the divine wisdom of sufficiency. WHAT YOU WILL LEARN: 10 FOUNDATIONS OF ENOUGH:The Crisis of More — Why the modern soul never feels satisfiedThe Divine Definition of Enough — What Allah says is sufficientQanā'ah: The Richest Poverty — Contentment as the greatest wealthThe Threshold of Enough — The taste test of the soulEnough in Provision (Rizq) — When wealth is sufficientEnough in Ambition — Striving without burning outEnough in Self-Talk — When self-criticism becomes harmfulEnough in Relationships — Giving without losing yourselfThe Courage of Enough — Standing against the tide of moreThe Enough That Leads to Jannah — Eternal sufficiency  KEY TOPICS COVERED:• The Islamic philosophy of contentment (qanā'ah) • Why more never satisfies — the hadith of the valley of gold • How to distinguish healthy ambition from toxic chasing • The difference between poverty (faqr) and contentment (qanā'ah) • Setting boundaries in relationships without guilt • The courage to say "no" to good opportunities • How comparison steals contentment (and what to do about it) • The barakah (blessing) of enough — why less can be more • Signs that you have reached your threshold of enough • How contentment in this world prepares you for Jannah • Practical daily practices to cultivate enough SOURCES REFERENCED:• Qur'an: Surah Al-Baqarah, Aal-Imran, An-Nisa, Al-Ma'idah, Yunus, Hud, Yusuf, Al-Kahf, Maryam, Ta Ha, Al-Furqan, Ya-Sin, Sad, Al-Hujurat, Qaf, Al-Hadid, Al-Hashr, Al-Mulk, Al-Insan,Al-Fajr, etc. • Sahih Bukhari & Sahih Muslim • Sunan Abi Dawud, Tirmidhi,Ibn Majah, Ahmad • Classical scholarship on qanā'ah and zuhd KEY TAKEAWAYS:1. The crisis of more is a spiritual disease, not an economic reality2. Qanā'ah is not poverty — it is richness of the soul3. Enough is relative — what suffices for one may not sufficefor another4. The taste test of the soul is sakīnah (tranquility)5. Wealth is sufficient when it meets needs, doesn't distractfrom Allah, and enables generosity6. Extravagance and stinginess are both enemies of enough7. In relationships, enough means giving without losingyourself8. Saying "enough" requires courage — to defy comparison,set boundaries, and trust Allah9. Contentment in this world prepares the soul for thesatisfaction of Jannah10. The ultimate "enough" is the vision of Allah SUBSCRIBE for more Islamic reflections on psychology, spirituality, and living a meaningful life! Share this with someone who needs clarity and peace today. Book for Counselling/Therapy session here:https://calendly.com/abdulfattahadeyemi/counseling-therapy Download the Adeyemi App from Google Play: https://play.google.com/store/apps/details?id=com.kwickapp.panel.android665e0fb9ed2fa Visit: www.adeyemi.ng⁠ Join AbdulfattahAdeyemi's Community: https://t.me/+Gz7wGuTsRLRmNzU0⁠ FOLLOW ME ON: Podcast: https://open.spotify.com/show/1Ve9GDn0C01bVIffD9D8sS?si=-4hvd8wRQRGuX3uWsuiwQA Instagram:@dr.abdulfattahadeyemiFacebook:@dr.abdulfattahadeyemiTikTok:@dr.abdulfattahadeyemiYouTube:www.youtube.com/@dr.abdulfattahadeyemi #Contentment #Qanah#IslamicPhilosophy #Enough #Satisfaction #IslamicPsychology #Minimalism#IslamicReminder #QuranReflection #Gratitude #Dhikr #Tawakkul #IslamicWisdom#MentalHealthInIslam #StopChasingMore #ContentmentIsWealth #IslamicLifestyle#MuslimMindfulness #Barakah #SimpleLiving #IslamicSelfHelp #QuranicGuidance#PropheticWisdom

Greg Roberts has the Outdoor Report from Rogue Weather, Homelessness Expert Michelle Steeb explains the HUD homeless survey, down most places, still up in Oregon.

I denne podcasten snakker vi om nevroplastiske plager, symptomer og plager som kan oppstå når hjernen og nervesystemet står i stress og alarm over tid. Det fine er at hjernen er formbar, og at det finnes håp om bedring og et friskere liv.I dagens episode har jeg med meg Ann Kristin Stokke, hudterapeut med over 30 års erfaring og aktuell med en ny bok om huden som allerede ligger på topplistene.Vi snakker om huden som et helhetlig speil på hvordan vi har det inni oss:✨ hvordan stress og nervesystemet påvirker huden✨ sammenhengen mellom tarm, inflammasjon og hud✨ hvorfor hudplager virker mer utbredt i dag✨ hvordan egenomsorg, trygghet, fysisk kontakt og mindfulness kan påvirke huden positivt✨ og om huden kanskje prøver å kommunisere noe til oss En utrolig spennende og lærerik samtale om hud, helse og nervesystem.Les mer om boken "Hud for livet" av Ann-Kristin Stokke her:https://www.norli.no/boker/dokumentar-og-fakta/familie-og-helse/medisin-og-sykdom/hud-for-livet-9788230369876Ønsker du mer kunnskap om nevroplastistisk jobbing, bestill boken min:https://www.norli.no/boker/dokumentar-og-fakta/familie-og-helse/medisin-og-sykdom/hjernens-hemmelige-sprak-9788269410204Ønsker du praktiske verktøy i app-form:Last ned Balansert app i appstore eller googlestore. Eller bruk appen i Web-versjon: https://balansert.appFølg meg gjerne påDoktor Laila Five (@doktorfive) • Instagram-bilder og -videoerhttps://www.doktorfive.no/lailafive (@doktorfive) | TikTokmail: post@doktorfive.noDisclamer: innholdet i podcasten er ment som generell helseopplysning og erstatter ikke medisinske råd eller behandling. Har du spørsmål om din medisinske tilstand må du kontakte egen lege. Selv om mange alvorlige symptomer som deles i denne podcasten er nevroplastiske, så bør annen fysisk sykdom alltid utelukkes av lege, før legen din kan vurdere om tilstanden er nevroplastisk. Hosted on Acast. See acast.com/privacy for more information.

Sec. Scott Turner, former NFL player, former Texas State Rep, and Secretary of Housing and Urban Development, joined us on the Guy Benson Show today to discuss the record of failures from the Department of Housing and Urban Development to prevent homelessness and what he and the Trump administration are doing to bring results to the issue. Sec. Turner discussed why HUD is moving to a "merit based" system for providing funding, and why this system is meant to provide results to the homelessness issue. Listen to the full interview below! Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Lady Landlords founder, Becky Nova…breaks down new HUD guidance regarding Emotional Support Animals (ESAs) and what it could mean for landlords. She also discusses how this may impact landlord discretion around fees and deposits, and how to protect your rental business. Connect with Lady Landlords here to learn more about how we can help scale your portfolio: https://lady-landlords.com/pd-chat-with-becky===

Chuck Todd opens with the latest from the Iran war's increasingly costly stalemate, arguing Trump doesn't actually want a deal — he wants the ability to declare an accomplishment without ever looking like he capitulated, the same trick he ran with NAFTA and the JCPOA where he ripped up agreements only to sign nearly identical ones under new names. June, Chuck warns, is when the energy shock will start showing up in domestic prices, every day Hormuz stays closed exponentially increases the damage, consumers may begin behaving irrationally and hoarding, and a single bad natural disaster on top of all this could trigger a genuine crisis. But the heart of the episode is Chuck’s meditation on a single phrase: character is destiny in politics. It's not whether character flaws exist — everyone has them — but when those flaws become public and start affecting the people you were elected to serve. Trump's character problems were on display long before he ever became president, but his defenders now include the exact same Rubios and Grahams who used to blast him as morally unfit. And the most uncomfortable part of Chuck argument for the Democratic base: the same progressives who mocked Trump supporters for excusing his behavior are now using essentially identical defenses for Maine's Graham Platner — who has been accused of sexting in 2023, behavior that isn't youthful indiscretion and isn't going away. Chuck argues political parties used to function as imperfect but real vetting organizations, that once voters become emotionally invested in a candidate they will defend literally anything, that running for office sometimes becomes a substitute for therapy rather than a vehicle for service, and that democracy itself depends on elected officials being able to separate their personal motivations from their public obligations — something Biden failed at when his family obligations led to those preemptive pardons. He notes the Bidens were genuinely beloved before the election but Biden's ambition did real harm to his party, his family, and his own legacy. Todd points to Pope Leo as a potential moral leader Americans seem desperate for at exactly the moment when neither party seems remotely interested in finding the best possible actors. He observes that Platner vs. Collins is starting to feel like a rerun of Trump vs. Clinton in 2016 — two candidates voters genuinely don't want to choose between — and closes with quick hits on Jill Biden's forthcoming memoir, the California gubernatorial primary (where Xavier Becerra and Tom Steyer could finish in the top two), and the increasingly strange Los Angeles mayoral race in which Karen Bass appears to be deliberately ignoring Spencer Pratt because she would much rather face him in a general election than the genuinely formidable Nithya Raman. Then, Colorado Springs Mayor Yemi Mobolade — the independent who won a culturally conservative city by running as a true centrist who refuses to be boxed into either party — joins the Chuck Toddcast to make the case that quality-of-life governance still beats partisanship when voters are actually given the chance to choose it. Mobolade, who adapted his governing principles from Abraham Lincoln, argues that there's a genuine and growing appetite for leadership that isn't red or blue — but warns that working for unity is incredibly hard and tiring work that few politicians want to do anymore. He walks through Colorado Springs' fight to retain Space Command after Trump and Biden moved the headquarters back and forth between Colorado Springs and Huntsville, Alabama, and explains why he ultimately chose not to sue over the relocation (the decision was within the president's purview, and burning that bridge would have cost the city more than it gained). Mobolade describes hiring his own mayoral opponent Wayne Williams after the campaign — a move he calls part of his "radical collaboration" approach — and argues that mayors don't have the luxury of partisan posturing because their job is fundamentally about producing deliverables for actual residents who want safer streets, better services, and a higher quality of life. The conversation moves into the practical challenges facing every American mayor in 2026, with data centers emerging as the political pain point in nearly every community across the country. Mobolade describes calling an emergency meeting to develop a data center strategy for Colorado Springs, walks through the balanced-but-responsible-growth framework his team has settled on, and explains the tradeoffs honestly: residents are worried about quality-of-life impacts, but the tax revenue from data centers is exactly what cities need to fund essential services. Larger data centers in his city are now forced to pay impact fees to offset their costs, some are being placed on military bases for security purposes, and Mobolade is candid with residents that they cannot have the services they demand without the revenue base to pay for them. The conversation turns to Colorado Springs' housing shortage — the city has been named one of the best places for young people, but only if young people can actually afford to live there — and Mobolade discusses his work with HUD to expand supply, his belief that the country needs genuine innovation in finding cheaper ways to build, and his frustration with a Colorado political landscape that he says no longer has room for center-left and center-right voices the way it used to. His closing argument is the one that ties the whole episode together: the country needs more independent leadership, not because partisanship is bad in theory, but because the current version of it is incapable of delivering the basics that voters actually care about. Finally, Chuck hops into the ToddCast Time Machine to revisit two stories that occurred on the same day… the Tiananmen square massacre, and Poland’s first post-soviet elections. He also answers listeners’ questions in the “Ask Chuck” segment. Predict the action all the way through the finals. Sign up now for your twenty-five dollar bonus on https://fanduel.com/predicts Link in bio or go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 05:30 Iran war/ceasefire has settled into a costly stalemate 06:45 Trump doesn’t want a deal, just ability to declare an accomplishment 07:30 Trump doesn’t want to look like he capitulated 08:00 Trump ripped up other deals, then got same deals with new names 09:15 June will be when the impacts of energy shock show up domestically 10:30 Every day Hormuz remains closed exponentially increases the damage 11:30 Consumers may begin to behave irrationally, start hoarding 12:30 If a natural disaster hits during energy shock, it could be major crisis 13:45 Pulling out of WHO has exacerbated Ebola outbreak 15:00 We can’t foresee all negative impacts, we just know they’re coming 16:15 Character is always destiny in politics, it’s a matter of when people see it 18:00 Everybody has their own motivation for voting, character isn’t always important 18:45 People defending character flaws are a huge part of the problem 20:00 Rubio & Graham used to blast Trump’s character, now defend it 20:30 People criticizing Trump’s behavior are now defending Graham Platner’s 22:00 People run for office for a variety of reasons, and sometimes not good ones 23:15 Sometimes entering politics become a substitute for therapy 24:30 Character matters because it’s predictive 25:30 Trump’s character flaws did not stay private, they became public 26:30 Biden ran for office when his kids were in crisis 27:30 Biden’s family obligations competed with public ones, gave preemptive pardons 28:15 Democracy depends on elected officials separating personal & public 29:15 Political parties used to be vetting organizations, even if imperfect 30:00 Once people become emotionally invested in a candidate, they defend them 30:45 Character flaws don’t just disappear, they show up… and affect us all 33:00 Democrats in a difficult spot having to defend Graham Platner 33:45 Plater accused of sexting in 2023, these aren’t youthful indiscretions 34:45 Eric Swalwell’s indiscretions were ignored until they became too much to ignore 37:15 Platner can still win, Susan Collins has worn out her welcome 38:00 Progressives may have put blinders on for Platner 38:45 People who mocked support for Trump using same defenses for Platner 40:00 At some point credibility will matter to a majority of voters 42:30 Trump’s bad behavior has alienated 1/3rd of Republican voters 44:30 Trump is politicizing celebrating America 250…making it hard to celebrate 45:45 Trump’s character flaws were on display well before he became president 46:30 The Pope may become the moral leader Americans are desperate for 48:30 Parties don’t seem to be worried about finding the best possible actors 49:30 Platner vs. Collins feels like a rerun of Trump vs. Clinton in 2016 51:15 Jill Biden to release new memoir - Bidens seem insulated from public opinion 52:15 Before election, the Biden family was fairly beloved by most 52:45 Biden’s ambition did real harm to the party, family and their legacy 53:30 The Bidens are good people and people were willing to overlook their flaws 54:30 Xavier Becerra & Tom Steyer could finish in Top 2 spots in CA gov primary 56:30 Karen Bass has mostly ignored Spencer Pratt in LA mayoral race 57:00 Bass wants to face Pratt rather than Nithya Raman 1:07:00 Mayor Yemi Mobolade joins the Chuck ToddCast 1:08:30 The people care more about quality of life than partisanship 1:09:45 Adapted governing principles from Abraham Lincoln 1:10:45 Colorado Springs is culturally conservative, yet elected an independent 1:12:30 Ran as a true centrist, hard to box in his politics 1:13:45 There’s an appetite for leadership that isn’t red or blue 1:14:30 Trump & Biden moved space command back and forth from Co. Springs 1:15:45 The city fought hard to keep space command 1:16:30 Worked with the mayor of Huntsville to ensure smooth transition 1:17:30 Why did you decide not to sue over relocation of space command? 1:18:15 The decision was within the president’s purview 1:19:30 The city is safer now than when he took office 1:20:45 A mayor’s job is to produce deliverables for the people 1:22:45 There’s a lack of competition of ideas in Colorado politics 1:23:45 Have a good relationship with the governor and statehouse 1:24:30 People get too stuck in their partisan lanes 1:25:00 Working for unity is incredibly hard and tiring 1:27:15 There used to be room for center-left and center-right in Colorado 1:28:15 Hired his mayoral opponent Wayne Williams 1:28:45 Wayne ran a more traditional campaign, Yemi ran on different leadership 1:30:00 The goal was radical collaboration and the community embraced it 1:30:45 Data centers are a political pain point of every local community 1:31:30 Called an emergency meeting to discuss data center strategy 1:32:15 The sweet spot of data center policy is balanced but responsible growth 1:33:00 Residents are worried data centers will lower their quality of life 1:34:30 Data centers being placed on military bases for security 1:36:30 Larger data centers are forced to pay a fee to offset impact 1:40:00 Data centers bring in much needed tax dollars 1:41:00 The city budget needs the revenue to provide essential services 1:41:30 Residents want services but no data centers… can’t have it both ways 1:43:30 Colorado Springs also struggling with a housing shortage 1:45:30 Working with HUD to try to increase housing supply 1:46:15 Colorado Springs named one of the best cities for young people 1:47:45 Need innovation in housing construction, find cheaper ways to build 1:49:30 The country needs more independent leadership 1:50:30 ToddCast Time Machine - June 4th, 1989 - Tiananmen Square massacre 1:51:00 The image of a man standing in front of a tank is iconic 1:52:00 On the same day, Polish citizens were casting ballots in a post soviet election 1:52:30 One communist system responded with elections, another responded with force 1:53:30 The Chinese students protesting were easy to empathize with 1:54:15 At the time it felt like freedom was advancing and communism was retreating 1:55:15 The elections in Poland humiliated the communist government 1:56:00 Chinese leaders closely watched events in Europe 1:56:45 Protest movement in China was one of the largest in their history 1:58:15 Chinese government cracked down on reformers and protest movement 1:59:00 Martial law was declared and troops moved into Beijing 1:59:45 We don’t have an accounting of the total death toll of protestors 2:00:15 The image we all remember is “tank man” 2:00:45 The incorrect assumption was that China’s middle class would demand rights 2:02:00 China proved that their model could survive and remain durable 2:04:00 Tiananmen ultimately was the birth of the current bipolar world 2:05:00 Poland chose the ballot box, China chose the tank 2:05:30 Ask Chuck 2:05:45 Would you ever consider running for president? Colbert as a running mate? 2:09:00 Do you think Paxton heads into the general overconfident? 2:15:45 Could the “Wyoming Rule” be a more realistic step than expanding house? 2:18:45 Any lesser known founding fathers that deserve more credit? 2:23:45 Thoughts on the Catholic church as a source of moral authority? 2:27:45 Any advice for people needing to step back from news while staying informed?See omnystudio.com/listener for privacy information.

Colorado Springs Mayor Yemi Mobolade — the independent who won a culturally conservative city by running as a true centrist who refuses to be boxed into either party — joins the Chuck Toddcast to make the case that quality-of-life governance still beats partisanship when voters are actually given the chance to choose it. Mobolade, who adapted his governing principles from Abraham Lincoln, argues that there's a genuine and growing appetite for leadership that isn't red or blue — but warns that working for unity is incredibly hard and tiring work that few politicians want to do anymore. He walks through Colorado Springs' fight to retain Space Command after Trump and Biden moved the headquarters back and forth between Colorado Springs and Huntsville, Alabama, and explains why he ultimately chose not to sue over the relocation (the decision was within the president's purview, and burning that bridge would have cost the city more than it gained). Mobolade describes hiring his own mayoral opponent Wayne Williams after the campaign — a move he calls part of his "radical collaboration" approach — and argues that mayors don't have the luxury of partisan posturing because their job is fundamentally about producing deliverables for actual residents who want safer streets, better services, and a higher quality of life. The conversation moves into the practical challenges facing every American mayor in 2026, with data centers emerging as the political pain point in nearly every community across the country. Mobolade describes calling an emergency meeting to develop a data center strategy for Colorado Springs, walks through the balanced-but-responsible-growth framework his team has settled on, and explains the tradeoffs honestly: residents are worried about quality-of-life impacts, but the tax revenue from data centers is exactly what cities need to fund essential services. Larger data centers in his city are now forced to pay impact fees to offset their costs, some are being placed on military bases for security purposes, and Mobolade is candid with residents that they cannot have the services they demand without the revenue base to pay for them. The conversation turns to Colorado Springs' housing shortage — the city has been named one of the best places for young people, but only if young people can actually afford to live there — and Mobolade discusses his work with HUD to expand supply, his belief that the country needs genuine innovation in finding cheaper ways to build, and his frustration with a Colorado political landscape that he says no longer has room for center-left and center-right voices the way it used to. His closing argument is the one that ties the whole episode together: the country needs more independent leadership, not because partisanship is bad in theory, but because the current version of it is incapable of delivering the basics that voters actually care about. Link in bio or go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Timeline: (Timestamps may vary based on advertisements) 00:00 Mayor Yemi Mobolade joins the Chuck ToddCast 01:30 The people care more about quality of life than partisanship 02:45 Adapted governing principles from Abraham Lincoln 03:45 Colorado Springs is culturally conservative, yet elected an independent 05:30 Ran as a true centrist, hard to box in his politics 06:45 There’s an appetite for leadership that isn’t red or blue 7:30 Trump & Biden moved space command back and forth from Co. Springs 08:45 The city fought hard to keep space command 09:30 Worked with the mayor of Huntsville to ensure smooth transition 10:30 Why did you decide not to sue over relocation of space command? 11:15 The decision was within the president’s purview 12:30 The city is safer now than when he took office 13:45 A mayor’s job is to produce deliverables for the people 15:45 There’s a lack of competition of ideas in Colorado politics 16:45 Have a good relationship with the governor and statehouse 17:30 People get too stuck in their partisan lanes 18:00 Working for unity is incredibly hard and tiring 20:15 There used to be room for center-left and center-right in Colorado 21:15 Hired his mayoral opponent Wayne Williams 21:45 Wayne ran a more traditional campaign, Yemi ran on different leadership 23:00 The goal was radical collaboration and the community embraced it 23:45 Data centers are a political pain point of every local community 24:30 Called an emergency meeting to discuss data center strategy 25:15 The sweet spot of data center policy is balanced but responsible growth 26:00 Residents are worried data centers will lower their quality of life 27:30 Data centers being placed on military bases for security 29:30 Larger data centers are forced to pay a fee to offset impact 33:00 Data centers bring in much needed tax dollars 34:00 The city budget needs the revenue to provide essential services 34:30 Residents want services but no data centers… can’t have it both ways 36:30 Colorado Springs also struggling with a housing shortage 38:30 Working with HUD to try to increase housing supply 39:15 Colorado Springs named one of the best cities for young people 40:45 Need innovation in housing construction, find cheaper ways to build 42:30 The country needs more independent leadershipSee omnystudio.com/listener for privacy information.

This week, Jackie and Dunlap yell about: Trump's 250th USAnniversary Concert: We hope our old friend Young MC is doing okay. Plus Morris Day and the Time, Purple Rain, The Commodores, Vanilla Ice, Martina McBride, C&C Music Factory, Freedom Williams, and Milli Vanilli. Trump's White House Money Pit: the UFC stage, the billion-dollar ballroom, the arch, the corrupt and inept reflecting pool job. Trump's face to appear on new $250 bill Trump sics DOJ on E. Jean Carroll, election workers in Georgia, anyone who criticizes ICE on Reddit. Ken Paxton beats John Cornyn in Texas Ken Paxton is corrupt, barely beat impeachment, and is a pdffiles best bud. No wonder Trump likes him! John Cornyn is a spineless weasel. Ted Cruz also.  Stephen Miller is an ugly f*ck Stephen Miller mocks James Tallarico, the Democrats social media mocks Stephen Miller, Katie Miller pretends to take offense.  Plus cyanide bombs, new HUD policies weaken protections for disabled tenants who rely on service animals, SNAP cuts, munitions waste in Iran. Do we have a peace deal yet? Ain't we had like eight? You can help us out and get 20 Extra Minutes with Jackie and Dunlap plus a thank-you-kindly over at http://www.patreon.com/redstateupdate Art by Yoni Limor Photos by Robyn von Swank Music by William Sherry Jr. Follow us on Instagram, TikTok, Facebook, YouTube, BlueSky  

Jonathan De La Garza, known as "The HUD King," shares how he transitioned from waiter to real estate broker and HUD home specialist. He scaled his fix-and-flip business by focusing on HUD properties, leveraging virtual tours (nearly 2,000 filmed) and a streamlined digital-first approach. He emphasizes simplicity in HUD bidding, patience with limited inventory, and finding deep value in price-reduced government listings. He is now expanding into new construction while continuing HUD investing.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Kevin Jacobsen is the CEO of Foxen, a proptech company modernizing multifamily operations with value-add compliance and financial wellness solutions. A former investment banker and private equity professional, Kevin built his career working on technology M&A transactions, IPOs, and capital allocation before moving into operating roles at high-growth SaaS companies. He previously served as CEO of LogicGate and CFO at Kapow. At Foxen, Kevin leads a platform that has served approximately 3 million residential units across the country, offering renters insurance compliance, resident rent reporting, and pet compliance solutions to multifamily owners and operators.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Around 40% of residents required to carry renters insurance don't have active coverage, creating real exposure for operators Without resident coverage, a claim defaults to the property policy, which can carry a $50,000 to $100,000+ deductible Renters pay 25 to 35% of after-tax income on rent but receive no credit benefit from on-time payments 85% of renters say they want rent reporting; only about 10% currently have access to it Proptech companies thrive by staying specialized rather than spreading thin across too many solutions When evaluating a deal or operator, trust is the primary filter: if something feels too good to be true, dig harder     Topics From Investment Banking to Multifamily Proptech Kevin started in investment banking after college, working on technology M&A, IPOs, and capital allocation He moved into private equity before finding his footing as an operator of high-growth technology companies He joined Foxen as CEO four years ago and has been focused on building the company's presence across the multifamily industry The Three Core Solutions Foxen Offers Renters insurance compliance ensures all residents maintain active coverage as required by their lease Rent reporting (branded as Rent Street) reports on-time rent payments to credit agencies so residents can build a credit profile Pet compliance manages documentation collection, emotional support animal verification, and HUD-related regulatory requirements The Renters Insurance Compliance Problem Roughly 40% of residents who are required to carry coverage do not have an active policy, either due to lapsed payments or intentional cancellation Property management teams have historically had no scalable way to track and enforce this in real time Foxen tracks compliance and gives residents a choice: maintain their own policy or enroll in a waiver program with no deductible exposure The Financial Wellness Gap in Rental Housing Mortgage payments are automatically reported to credit agencies; rent payments are not, leaving a major gap in the financial reporting ecosystem Renters pay a significant share of their income on rent and build no credit history from it California recently passed a law requiring property management companies to offer rent reporting; other states are evaluating similar legislation How Foxen Thinks About Product Growth There are approximately 50 million rental units in the US; Foxen has served roughly 3 million, signaling significant runway The company focuses on specialized, complex functions that property managers do not want to own in-house Clients increasingly want fewer vendors, not more, which creates a clear opportunity for companies that can deliver multiple services reliably through a single integration    

Quran Chapter 26, Ash-Shu'ara (“The Poets”), emphasizes the message of divine guidance and the repeated rejection of prophets by their people. The surah recounts the stories of prophets such as Moses, Abraham, Noah, Hud, Salih, Lot, and Shu'ayb, highlighting themes of faith, perseverance, and the consequences of denying truth. It concludes by affirming the authenticity of the Quran and distinguishing true divine revelation from the words of misguided poets. This video series is a curated collection of reflections and summaries drawn from the 30 Days with the Qur'an series, where each Juz was explored over the month of Ramadan. While not a full tafsir, these concise and heartfelt talks aim to highlight key themes and insights from each Surah to inspire a deeper connection with the Qur'an. In this series, we've taken those reflections and focused them surah by surah, offering a dedicated video for each chapter of the Qur'an. The goal is to spark curiosity, build motivation, and encourage further study of the Qur'an in a manageable, engaging format. Whether you're revisiting familiar Surahs or exploring new ones, these summaries are here to help you pause, reflect, and fall in love with the Qur'an all over again. Link to donate - https://www.whitethread.org/whitethread-centre/

Front Row Classics is taking a look at one of the greatest entries in Paul Newman's filmography. Brandon and Emmett Stanton take a look at 1963's Hud. The movie provided Paul Newman with one of his most complex character portrayals. Brandon and Emmett also tackle how the movie was one of the eulogies of the classic Westerns moviegoers has come to know. The performances of Patricia Neal, Melvyn Douglas and Brandon DeWilde are also praised. 

Welcome to It's A Wonderful Podcast!A scintillating series on the Main Show in May as Morgan and Jeannine take a look at an incredible selection of highlights from the career of one of the defining actors of a shifting Hollywood, the immortal PAUL NEWMAN!The series goes from strength to strength as Morgan and Jeannine dive into the multi Oscar winning, bittersweet moral tale of father/son generational divide, complex masculinity, and the relentlessness of a changing world in Martin Ritt's outstanding contemporary Western, HUD (1963) starring Paul alongside Melvyn Douglas, Patricia Neal & Brandon DeWilde!Our YouTube Channel for all our video content: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠(17748) It's A Wonderful Podcast - YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The It's A Wonderful Podcast Theme by David B. Music.Donate: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.buymeacoffee.com/ItsAWonderful1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join our Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/ItsAWonderful1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠IT'S A WONDERFUL PODCAST STORE: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.teepublic.com/user/g9design⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sub to the feed and download now on all major podcast platforms and be sure to rate, review and SHARE AROUND!!Keep up with us on (X) Twitter:Podcast:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://twitter.com/ItsAWonderful1⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Morgan: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/Th3PurpleDon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jeannine: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/JeannineDaBean⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠_Keep being wonderful!!

Chris Holman welcomes Tim Klont, Chief Operating Officer, MSHDA, Lansing, MI. Welcome Tim. Remind the Michigan business community about MSHDA? You're the head of the planning committee for a big event MSHDA is hosting soon. Tell us about it? So, the 2026 Building Michigan Communities Conference (BMCC), features networking, educational sessions, and policy discussions. What's a highlight for this year? We've visited this before, and Cinnaire often plays a big role. Speak about their commitment to community housing? » Visit MBN website: www.michiganbusinessnetwork.com/ » Watch MBN's YouTube: www.youtube.com/@MichiganbusinessnetworkMBN » Like MBN: www.facebook.com/mibiznetwork » Follow MBN: twitter.com/MIBizNetwork/ » MBN Instagram: www.instagram.com/mibiznetwork/ A Must-Attend Second Plenary Added BMCC is thrilled to announce a fresh new take on the typical plenary experience: Building SHP 2.0 Together: A Statewide Working Session Get an inside look at the progress of Michigan's Statewide Housing Plan and help shape what comes next. This won't be a typical plenary. After a quick update on what's working (and what we've learned), we'll roll up our sleeves for a hands-on session where your voice matters. Using a mix of interactive techniques that mirror the engagement strategies of the broader SHP 2.0 process, attendees will: Share challenges and regional differences across Michigan's housing landscape Contribute insights drawn from experience See their input reflected in real time and connected to emerging statewide strategies This is your chance to directly influence SHP 2.0 and be part of building an action-focused, responsive, and implementation-ready SHP 2.0 housing blueprint for Michigan. The plenary will be hosted by: Kyle Smith headshot Kyle Smith is a national subject matter expert in housing supply, local housing planning, and zoning reforms. For ICF, he leads teams developing innovative housing solutions for regions, states, and cities, and has provided technical assistance for HUD, FHWA, the Chicago-area Metropolitan Mayors Caucus, and other organizations. For five years, he served as director of the Chicago-area Homes for a Changing Region program, which provided technical assistance to municipalities to produce local housing policy plans, and he provided technical assistance on housing and transportation affordability strategies at the Center for Neighborhood Technology. He serves as Project Manager for Michigan's Statewide Housing Plan 2.0. Courtney Barthle headshot Courtney Barthle is a senior people and project leader, published author, expert facilitator, and recognized speaker and coach. She leads project teams working to develop equitable solutions for dismantling systems that limit economic mobility and self-determination for marginalized families. A research-to-practice expert with decades of experience in human-centered design and multimodal stakeholder engagement, she leads ICF's Poverty Solutions practice and advises across multisector equity-focused program offerings. She is honored to be leading the community engagement elements of Michigan's Statewide Housing Plan 2.0 effort. Explore Tracks BMCC features 80+ sessions across five learning tracks plus two bonus tracks, offering practical tools and new perspectives you can bring back to your community. Asset Management Community & Economic Development Homeownership Finance & Development Preventing & Ending Homelessness Rental Finance & Development CHECK OUT SESSIONS

The COC board convenes with staff updates, a point-in-time count announcement, and a consent calendar item pulled for discussion about data sharing. City and county leaders present a framework to merge COC functions with local jurisdictions under a single governing body and ask the board to join a planning task force. Board members, service providers, and people with lived experience voice concerns about shifting decision-making power to a majority of elected officials, HUD compliance, community representation, and funding commitments. After public comment and debate the board votes to participate in the planning process with follow-up on task force representation and next steps.

The U.S. Department of Housing and Urban Development (HUD) released income limits May 1 for fiscal year (FY) 2026. On this week's episode of Tax Credit Tuesday, Michael Novogradac, CPA, and Thomas Stagg, CPA, discuss the new income limits and how they are used to determine eligibility and calculate rent limits for HUD-assisted programs and low-income housing tax credit (LIHTC) properties. Novogradac and Stagg give an overview of the new income limits and review the factors that determine them. The two then discuss the potential impact that income limits will have on year-over-year income growth, as well as factors that various stakeholders should consider. They close the episode with an overview of various Novogradac resources to understand income limits, including the upcoming Novogradac 2026 HUD Rent and Income Limits and Outlook for 2027 Webinar.

If you ask Office of Personnel Management Director Scott Kupor how he thinks about the role of AI in his agency's mission, he'll tell you he sees two different prevailing perspectives: one with a “big OPM” mission and another for “little OPM.” At least that's how he described it to me recently at UiPath's Fusion conference in Washington, DC. During our interview, Kupor shared about juxtaposition, emerging AI use cases that OPM is driving forward, and much more. The Department of Homeland Security intends to continue its work with Cellebrite, a provider of digital forensics hardware and software tools, according to forecast documents released last week. Immigration and Customs Enforcement, as well as the department's Homeland Security Investigations unit, plan to award a five-year, indefinite delivery, indefinite quantity contract with a $100 million ceiling to the vendor later this year. Cellebrite's products enable the agency to access data from cellphones, tablets and — more recently — unmanned aerial vehicles. The Israeli firm's data extraction capabilities are “the most widely utilized and deployed computer forensic tool” within HSI, per the document. Cellebrite has been deployed across DHS, including its reported use within the Secret Service to break into the phone of the man who shot President Donald Trump at a campaign rally in Butler, Pa., in 2024. DOGE's playbook for using artificial intelligence to eliminate regulations was on full display at the Department of Housing and Urban Development last summer with the introduction of an AI tool built for the “extermination” of federal housing rules. Documents obtained by Democracy Forward via Freedom of Information Act requests reveal a PowerPoint presentation delivered at HUD on SweetREX, a tool named for DOGE associate Christopher Sweet, according to Wired reporting last August. The new documents, shared with FedScoop, laid out a multistep process in which all HUD regulations would be analyzed by the AI. The tool would then provide recommendations to “keep, delete, or partial delete” each rule, per the presentation. Attorneys would review the suggestions and agency staffers would make the final decision. HUD regulations cover everything from the prohibition of discrimination on the basis of sex in mortgage assistance to providing legal aid for foreclosure-related issues. The Daily Scoop Podcast is available every Monday-Friday afternoon. If you want to hear more of the latest from Washington, subscribe to The Daily Scoop Podcast  on Apple Podcasts, Soundcloud, Spotify and YouTube.

In the Electrek Podcast, we discuss the most popular news in the world of sustainable transport and energy. In this week's episode, we discuss Tesla Semi, the 4680 battery cell, BMW iX3 price, Rivian R2 pickup, and more. Today's episode is sponsored by GM Energy. If you want to experience more resilience and control over your home energy, the GM Energy Home System adds stationary battery power for always-ready backup energy for your home, and the GM Energy PowerBank takes in energy from the grid and stores it for when you need it most. Learn more at gmenergy.gm.com We are also sponsored by NeuroHUD: Check out the NeuroHUD PRO featuring a true Tesla-focused HUD experience with navigation, blind-spot alerts, Autopilot status, and freely switchable display modes now on Kickstarter or Trantor Vision.com The show is live every Friday at 4 p.m. ET on Electrek's YouTube channel. As a reminder, we'll have an accompanying post, like this one, on the site with an embedded link to the live stream. Head to the YouTube channel to get your questions and comments in. After the show ends at around 5 p.m. ET, the video will be archived on YouTube and the audio on all your favorite podcast apps: Apple Podcasts Spotify Overcast Pocket Casts Castro RSS We now have a Patreon if you want to help us avoid more ads and invest more in our content. We have some awesome gifts for our Patreons and more coming. Here are a few of the articles that we will discuss during the podcast: Tesla's 4680 battery cells are underperforming and frustrating buyers Tesla Semi battery sizes confirmed: 822 kWh and 548 kWh officially revealed Tesla files new Roadster trademarks with unique badge ahead of launch Rivian (RIVN) CEO hints at R2 pickup and R2X variants as production ramps BMW opens 2027 iX3 preorders starting at $61,500 with up to 434 miles of range The Lexus TZ is a 3-row luxury EV SUV with 300 mi range, but it's missing something [Images] The new Chevy Bolt EV delivers nearly 300 miles of real-world range for under $30,000 Porsche Taycan Turbo GT with Manthey Kit sets 6:55 Nürburgring EV record BYD's flagship electric SUV secures 100,000+ orders in 2 weeks, and it costs under $40K Here's the live stream for today's episode starting at 4:00 p.m. ET (or the video after 5 p.m. ET: https://www.youtube.com/live/NfEmmAoaY0Y

Are you ready to take your note investing to the streets?Welcome to another Money Monday! This week, we are diving deep into the world of "Roadshows" and a specific niche that is seeing a massive surge in inventory: Reverse Mortgages (HECMs). Whether you are a seasoned note buyer or just starting to look at distressed debt, understanding how to navigate these assets can be a total game-changer for your portfolio. In this episode, Scott Carson discusses a unique "divine intervention" moment—a trip to Tulsa, Oklahoma, that perfectly coincided with a fresh tape of over 35 reverse mortgage assets in that exact market. We break down what exactly a Home Equity Conversion Mortgage (HECM) is, why families often walk away from them, and how you can step in to create massive equity through foreclosure or REO plays. We also talk about the reality of "engineer-designed" platforms versus real-world note trading, the importance of product over platform, and why the "Tulsa Note Roadshow" is just the beginning of a new way for our students and investors to partner on big deals.

The Pentagon releases new UFO footage… but the bigger explosion might be cultural, not aerial.

Episode 359: Is the MLS Becoming the Market of Last Resort? The private listing war just got louder. This week on tWiRE: This Week in Real Estate, we're breaking down one of the biggest questions facing the real estate industry right now: who controls access to listings, and what happens if the MLS is no longer the center of the housing market? Gary Keller is warning that private listings could turn the MLS into a "market of last resort", Zillow and Realtor.com are teaming up to share pre-market listings, MLS competition and consolidation may be heating up nationwide, and the Real Brokerage acquisition of RE/MAX is looking less like a surprise and more like the result of years of pressure on the old brokerage model. And that's just the industry side. We're also digging into what buyers and agents need to know as mortgage rates hit their highest level in a month, first-time buyers start pulling back again, down payment help becomes a major part of the 2026 housing market, remodeling growth slows, and homeowners begin pushing back on AI data centers in their neighborhoods. This is a loaded week in real estate, and we're cutting through the headlines to talk about what actually matters for agents, buyers, sellers, brokers, and investors. This week, we're talking about:

In this episode of The Building Bigger Lives Podcast, Michael Regan and Kathryn Pedersen discuss their reflections on the HousingWire Gathering in Austin, Texas. They highlight key takeaways from various speakers, including Jason Mitchell from the top independent real estate group, who emphasized the importance of bringing value to agents to retain talent. Kathryn and Michael also discuss insights from Scott Turner, Secretary of HUD, who addressed regulatory costs impacting home purchases, and Ron Leonard, CEO of CCM, who stressed the strategic importance of managing a balance sheet. They note the industry's aging agent demographic, with 71% of agents selling zero homes last year, and discuss how AI and technology are creating efficiencies rather than replacing human roles. The event's focus on networking and relationship-building was praised, with the next gathering scheduled for April in Frisco, Texas. Building Bigger Lives Podcast https://www.instagram.com/buildingbiggerlives Contact Coach Michael Regan- www.facebook.com/CoachMichaelRegan www.instagram.com/coachmichaelregan/ www.linkedin.com/in/mregan/ Contact Kathryn Pedersen- http://www.instagram.com/steamboatmortgage

Jonny and Heather dive into a series of headaches for the LGBTQ+ community, starting with the DOJ's investigation of 36 school districts in Illinois for teaching gender ideology. Connecting that story to many others in the news lately, they pursue the authoritarian tactic of manufacturing problems so that the supreme leader can provide solutions tat serve to consolidate power. They examine a host of recent stories impacting LGBTQ+ communities that are examples of unnecessary solutions for made up problems. 

She wasn't catfished. She wasn't delusional. She fell in love... with an AI! And when that digital companion suddenly disappeared, the grief was real enough to take to a Buddhist temple for a memorial. This week, we dig into one of the strangest and most revealing stories yet about artificial intelligence, loneliness, and what happens when technology stops being a tool and starts feeling like a person. Beyond that, there's a packed slate of stories, from anti-trans policy changes at HUD and a historic Vatican meeting with the first female Archbishop of Canterbury, to slipping support for Trump among Utah's religious voters. We also cover a controversial school tracking system, a major Catholic abuse verdict, listener reactions to that deadly baptism story, and a final segment on the LDS Church suing the Mormon Stories podcast.

Some moves in HUD and some news in healthcare fraud.   

HECM World Weekly has a new home on Fridays and a new host in Gabrielle Hayen. This week we dig into what the latest retirement confidence research means for reverse mortgage professionals, why Gen X is heading into the HECM demographic under serious financial pressure, and why Boomers are sitting on a massive amount of equity with no plans to move. We also cover the February 2026 TPO-Broker Report now that HUD has finally released the data. A lot to unpack this week.

In this episode of BuzzHouse, Don Bernards and Garrick Gibson break down the most important legislation, policy updates and research shaping the affordable housing industry in early 2026. They walk through HUD updates, including 2026 OCAF adjustments and new funding timelines for RAD for PRAC conversions, highlighting what owners and developers need to act on now. They also dig into new research on resident services, financial outcomes and property performance, along with insights from Harvard's latest rental housing report showing rising cost burdens and slowing development. The episode wraps with a look at emerging QAP trends across states, including deeper income targeting, preservation priorities, sustainability requirements and tighter underwriting standards developers should be tracking closely. Tune in to hear what these updates mean and how they could shape your next move in affordable housing. Follow Us Twitter @BakerTillyUS Facebook @BakerTillyUS Instagram @bakertillyus Presented by Baker Tilly www.bakertilly.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On today's episode, HousingWire CEO Clayton Collins interviews HUD Secretary Scott Turner about HUD's rescission of the energy-efficiency requirements for loans backed by the FHA and USDA. Related to this episode: HUD rescinds FHA, USDA energy efficiency rule for new homes HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Real Brokerage is buying RE/MAX in an $880 million deal, and the real estate industry may never look quite the same. This week on This Week in Real Estate, we're breaking down one of the biggest brokerage stories in years: Real Brokerage's planned acquisition of RE/MAX. Is this a brilliant consolidation play? A tech-forward brokerage swallowing one of the most recognizable legacy brands in real estate? Or a sign that scale is becoming the only way to survive the next chapter of the housing market? Real CEO Tamir Poleg called the RE/MAX acquisition "the perfect match," but the industry reaction has been anything but quiet. Agents, brokers, franchise owners, and industry veterans are already debating what this means for agent splits, franchise models, revenue share, tech platforms, global brokerage scale, and the future of traditional real estate brands. And that is just where today's show starts. We're also digging into the private listing fight that refuses to go away. Compass is back in the spotlight as questions swirl around private exclusives, while MRED expands its Private Listing Network nationwide with Compass as the first major brokerage to join. The industry keeps saying it wants transparency, but more and more companies are building systems around controlled access, private inventory, and strategic exposure. Then we shift into the housing market, where the spring season is sending some seriously mixed signals. Home price growth appears to be stalling nationally, more sellers are putting homes on the market, mortgage rates are rising again, the Fed is expected to hold rates steady, and buyers are somehow still trickling back into the market. So what is really happening? Are we watching a healthier spring market take shape, or are buyers and sellers just trying to adjust to a high-rate, high-cost, low-affordability environment? We'll also cover HUD's rollback of fair housing guidance around crime stats and school ratings, and why agents need to understand the difference between providing information and creating risk. Today we're talking about:

2026 Colorado landlord laws introduced more housing-related bills than any year in recent memory — and landlords nearly paid a steep price. One proposal would have let tenants halt evictions mid-process with claims as vague as “transportation issues.” Another would have required landlords to attach a full lease to every demand notice. Neither passed — but the margin was closer than most investors realize. Chris Lopez sits down with Brandon Scholten, owner of Keyrenter Denver and a deeply active voice in Colorado landlord advocacy. Brandon manages over 1,100 doors across the metro area and has held a personal rental portfolio since 2012. He’s been tracking Colorado’s housing legislation for years and came to this conversation with his most detailed briefing yet. If you own rentals in Colorado, understanding Colorado landlord laws in 2026 is no longer optional. This episode covers every bill that moved through the session — what passed, what was killed, and what’s quietly still working its way through the process. Brandon breaks down real case studies from his own managed properties, including a mold remediation on Laden Street that triggered the new habitability law’s full alternate housing requirements, and a domestic violence case where both spouses filed simultaneously. In This Episode We Cover: The eviction bill that nearly passed — and the 80 people who showed up to stop it Colorado’s new utility billing clarification: how to allocate shared utilities without sub-metering (which was running $9,000+ per building) What the warranty of habitability expansion actually requires when a tenant reports mold — 72-hour containment, alternate housing, and a daily per diem The 30-day notice rule now baked into Colorado law for federally backed properties How the domestic violence bill plays out when both parties in a lease file simultaneously The fee disclosure law in effect since January 2026 — and why Zillow compliance is still inconsistent New security deposit rules: 10-year useful life on carpet, itemized receipts required, and walkthrough rights The direction of Colorado landlord laws in 2026 is clear — and the investors who stay informed are the ones who stay protected. Watch the Youtube Video https://youtu.be/jpAKFjgDDc8 Timestamps 00:00 — Welcome & Overview01:43 — Brandon Scholten Introduction — 1,100 doors managed, investing since 201203:26 — 2026 Legislative Session — Record number of housing bills; most never signed06:26 — HB 26-1106 — Most problematic bill of the session; eviction cap with vague delay provisions; killed after massive public opposition12:05 — HB 26-1045 — Disabilities housing protections; Colorado codifying emotional support animal rules as HUD guidance shifts16:08 — HB 26-1013 — Utility billing fix signed into law; landlords can now allocate shared utilities without sub-metering20:20 — HP 26-1047 — Would have required full lease attached to every demand notice; lobbying effort killed it22:16 — HB 26-1036 — Vacant property tax; empowering local governments; died over implementation problems27:29 — SB 24-094 — Warranty of habitability expanded; 72-hour containment, alternate housing required; Laden Street mold case study34:26 — HB 25-1240 — Housing subsidy protections; 30-day notice now required statewide for federally backed properties36:35 — HB 25-1168 — Domestic violence bill; self-attestation now accepted; case study with both spouses filing simultaneously40:20 — HP 25-1090 — Mandatory fee disclosure in effect January 2026; Zillow compliance still inconsistent47:39 — HB 25-1249 — Security deposit rules; 10-year useful life on carpet; itemized receipts required51:56 — How to Get Involved — Colorado Housing Coalition; ~$25/month for small landlords Bills Referenced in This Episode HB 26-1106 — Eviction protections for tenants (did not pass) HB 26-1047 — Protections for residential tenants (did not pass) HB 26-1036 — Local taxes on vacant residential property (did not pass) SB 24-094 — Warranty of habitability HB 25-1240 — Protections for tenants with housing subsidies HB 25-1168 — Domestic violence tenant protections HP 25-1090 — Fee disclosure / deceptive pricing practices HB 25-1249 — Security deposit rules Links in Podcast Brandon Scholten: brandon@keyrenterdenver.com Website: https://keyrenterdenver.com/ The Denver Landlord’s Digest— Brandon’s monthly newsletter covering legislation updates and day-to-day landlord resources Colorado General Assembly Bill Tracker — Search all active housing bills by session Colorado Housing Coalition — Landlord advocacy organization focused on small and independent rental property owners. Membership starts at ~$25/month Keyrenter Denver — Full-service property management for the Denver metro area. Monthly management at 7.5–9% depending on portfolio size; half a month’s rent for tenant placement Webinar Replays Colorado Habitability Law UpdatesColorado Rental Law Changes Affecting Your Properties (2025)New Colorado Rental Laws: What Changed On Jan 1st, 2026 and What You Need to Do Now.Security Deposit Disputes in Colorado Who is Keyrenter? Keyrenter Property Management Denver provides rental solutions for homeowners and real estate investors in the metro area who are interested in transforming their properties into passive income. It offers various services, from property marketing and thorough applicant screening to tenant placement and 24/7 maintenance services. Keyrenter Denver's team of experts can take the clients' burden of managing their rental off their hands so they can get back to what matters to them.

In this enlightening episode of John Solomon Reports, we continue our crucial discussion on the housing crisis that threatens the American dream. Kicking off the show, Congressman Marlon Stutzman joins us to explore the potential re-privatization of Feeney Mae and Freddie Mac, as well as other significant housing reforms that may be on the horizon. With mortgage rates poised to drop, we discuss how these changes could revitalize homeownership for younger generations, who are facing unprecedented challenges in the housing market.In the middle segment, we hear from former Fire Chief John Casale, who shares his poignant experiences about the struggles firefighters face in securing stable employment and housing in their communities. His insights highlight the broader impact of skyrocketing housing prices on essential workers who serve our communities.To conclude our episode, we welcome John Gibbs, former deputy HUD secretary under President Trump, who offers critical perspectives on the privatization of housing entities like Feeney and Freddie. Gibbs emphasizes the importance of a careful approach to ensure that reforms do not lead to unintended negative consequences.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Anders talks about his favorite Sopranos episode (the one with the HUD scam) "Watching Too Much Television", the 1967 Newark uprising, which it touches on, and what it says about race and capitalism in America. For the full episode check out our bonus feed at Patreon.com/poddamnamerica

Story of the Week (DR):Apple names John Ternus as CEO to replace Tim Cook, who will become chairmanApple CEO Tim Cook is stepping downMeet John Ternus, the 51-year-old former swimming champ who will succeed Tim Cook as Apple CEOTim Cook to step down as Apple CEO. In letter, describes 15 years of emailsTim Cook's exit is part of a CEO reckoning sweeping Corporate AmericaAre internal CEOs the way to go?Best Buy taps insider Jason Bonfig as new CEO, Corie Barry steps downShe's actually leaving the boardLululemon names former Nike exec Heidi O'Neill as CEO MMLululemon CEO Pick Heidi O'Neill Faces Skeptical Wall Street AND Lululemon shares dive on new CEO pick — as investors fear she may not have chops to save struggling companyO'Neill brings more than 30 years of experience in performance apparel, footwear, and sports, including over 25 years at Nike, where she was credited with transforming their women's business from a side-project into a global juggernaut. Her leadership spanned product creation, brand strategy, marketing, and global operations, making her one of the most influential executives in the company's modern era. Most recently, she served as President, Consumer, Product & Brand, overseeing Nike's global consumer and product engineGolden hello: $7M equity, $2M cashRoughly 75% of Lululemon's customers are womenLululemon board: 7 of 11 FChair Martha MorfittCommittees:Audit: 2 of 3 F, including chairNomination: 3 of 5Pay: 3 of 5 F, including chairAlso: CFO, Chief Merchandising Officer, Chief People & Culture Officer, Chief Legal and Compliance Officer, Chief Brand & Product Activation OfficerNow we get why Chip is so mad: Chip Wilson, Lululemon's founder, largest shareholder and chief agitator, has not weighed in on the pick yet, although he previously advocated for waiting to name a new CEO until the board could be resetBest Buy taps insider Jason Bonfig as new CEO, Corie Barry steps downBest Buy taps insider Bonfig to succeed veteran Barry as CEO amid demand slowdownOil giant BP suffers shareholder revolt over climate transparency at tense AGM“BP suffered a shareholder revolt at its AGM over the election of a new chair and resolutions that included dropping some climate disclosure obligations”BP failed to get majority shareholder approval on two highly anticipated motions, which would have permitted online-only AGMs and retired two company-specific climate disclosure obligations. Each resolution received around 47% support, far short of the required 75% required to pass.Ahead of the AGM, BP's board blocked a motion tabled by Follow This that would have required the company to share plans on creating value for shareholders under future scenarios of falling oil and gas demand.Resolution 1: Annual Report and Accounts – 98% For / 2% AgainstResolution 2: Directors' remuneration report – 95% For / 5% AgainstResolution 3: Directors' remuneration policy – 95% For / 5% AgainstResolution 4: To elect Albert Manifold as a director – 82% For / 18% AgainstSome activist investors had said even a 5% vote against Manifold, who has only been in post as chair since October, would represent a severe reprimand, particularly after a historic 24% vote against outgoing chair Helge Lund last year.Resolution 5: To elect Meg O'Neill as a director – 97% For / 3% AgainstResolution 6: To re-elect Kate Thomson as a director – 96% For / 4% AgainstResolution 7: To re-elect Dame Amanda Blanc as a director – 95% For / 5% AgainstResolution 8: To re-elect Tushar Morzaria as a director – 96% For / 4% AgainstResolution 9: To re-elect Ian Tyler as a director – 96% For / 4% AgainstResolution 10: To re-elect Satish Pai as a director – 92% For / 8% AgainstResolution 11: To re-elect Dr Johannes Teyssen as a director – 89% For / 11% AgainstResolution 12: To re-elect Hina Nagarajan as a director – 96% For / 4% AgainstResolution 13: To elect Dave Hager as a director – 97% For / 3% AgainstResolution 14: Reappointment of auditor – 100% For / 0% AgainstResolution 15: Remuneration of auditor – 100% For / 0% AgainstResolution 16: Political donations and political expenditure – 98% For / 2% AgainstResolution 17: Directors' authority to allot shares – 96% For / 4% AgainstResolution 18: Special resolution: Authority for disapplication of pre-emption rights – 99% For / 1% AgainstResolution 19: Special resolution: Additional authority for disapplication of pre-emption rights – 99% For / 1% AgainstResolution 20: Special resolution: Share buyback – 100% For / 0% AgainstResolution 21: Special resolution: Notice of general meetings – 94% For / 6% AgainstResolution 22: Special resolution: New Articles of Association – 47% For / 53% AgainstResolution 23: Special resolution: Revocation of previous 2015 and 2019 resolutions – 47% For / 53% AgainstResolution 24: Special resolution: ACCR shareholder resolution – 26% For / 74% AgainstNetflix authorizes $25 billion share buyback after stock dropPopulist Math Time:Employees: As of 2026, Netflix employs roughly 16,000 people. If you took that $25 billion and distributed it directly to the workforce = $1,562,500 per employeeAlternatively: They could fund a $100,000 annual salary for 250,000 new people for an entire year.Customers: Netflix has roughly 325 million subscribers globally. If they decided to use that money to subsidize the service instead of buying back stock: $77 per person.Netflix could give every subscriber on the planet roughly 4 to 5 months of service for free.Or, they could lower the price of every subscription by about $6.40 per month for a full year.Social impact:Various estimates (including from HUD) suggest that ending homelessness in the US would cost roughly $20 billion to $30 billion.It could provide a full four-year scholarship (at an average cost of $100k total) to 250,000 students.It could fund the eradication of several neglected tropical diseases or provide clean water infrastructure for tens of millions of people globally.For perspective, the entire annual budget for NASA in 2025 was around $25 billion. Netflix is essentially spending one "National Space Program" worth of cash just to tweak its stock price.Shareholders:If Netflix successfully retires that 6.4% of shares and the market maintains its current valuation, the stock price should mathematically rise by about 7% to compensate for the reduced supply.If the price jumps 7% (from $93 to roughly $99.50), here is the wealth jump:Vanguard: $2.5BBlackRock: $2.1BFidelity: $1.4BReed Hastings: $138MGoodliest of the Week (MM/DR):DR: Lufthansa Cuts 20,000 Flights to Save Fuel Amid Iran War Price SurgeMM: The Onion Says It Has Again Struck a Deal to Take Over InfowarsMM: Texas Capital stays incorporated in Delaware after shareholders reject 'Dexit' voteAre investors waking up??? They rejected TEXAS CAPITAL redomestication to TEXAS!Assholiest of the Week (MM):White guy victimhood DR‘The disfavored groups, No. 1, obviously, would be white males': Ron DeSantis is still signing anti-DEI legislationWhite males are…70% of governors70% of congress60% of US corporate boards31% of US populationWhat percentage of DEI programs for companies were designed by white male CEOs? 90% of CEOs in Fortune 500 are white guys - so ALL OF THEMSo when we read: White House study says DEI policies cost US economy by promoting unqualified managers…Even if the premise and math and methodology and concepts are literally all make believe, we SHOULD take away that “white men pretending to do DEI are bad for the economy” right?Federal Job Cuts Hit Black Women Hard—a Year Later, Unemployment Is UpDonald Trump 'Honours' UGA Women's Tennis Champions With Bizarre Photo Featuring Only Men In The ForegroundThe anti DEI, white male victimhood movement should entirely OWN DEI itself - this is the great blame transfer - somehow manage to blame black women and gays for the fact that white men running the world instituted shitty policies not meant to distribute equal opportunity, just meant for press releases - anti DEI is actually anti white male leaders. Make every company CEO a black woman and then see what DEI looks likeWhite guy manifestosPalantir published a mini manifesto calling some cultures ‘harmful' and ‘middling' and said Silicon Valley has ‘a moral debt' to the U.S.Why are tech bros so insistent we listen to everything they think? Were you not listened to as a child? Did no one ever validate you? Is this just about sex? Could you not get laid, and now because you have money you need to get everything you ever thought off your chest?Here are snippets of what Alex Karp, man who couldn't get laid, thought so important that we know:The postwar neutering of Germany and Japan must be undone.The culture almost snickers at Musk's interest in grand narrative, as if billionaires ought to simply stay in their lane of enriching themselves . . . . Any curiosity or genuine interest in the value of what he has created is essentially dismissed, or perhaps lurks from beneath a thinly veiled scorn.The ruthless exposure of the private lives of public figures drives far too much talent away from government service.Man who exposes private lives as a business model says it's badWe, in America and more broadly the West, have for the past half century resisted defining national cultures in the name of inclusivity.All very important points from a man we should clearly listen to about everything - the lane I want you to stay in is “shut the fuck up” lane where, BECAUSE you have billions, I'm not forced to listen to you as if you matterWhite guy philanthropyJeff Bezos and Lauren Sánchez Bezos Donate $34 Million in Fashion GrantsMacKenzie Scott's latest donation takes her HBCU giving to well over $1 billionMacKenzie Scott has donated more than $26 billion—but it's barely made a dent in her net worth because of the power of Amazon sharesHeadliniest of the WeekDR: The blowhards:Sam Altman opens up about the Molotov cocktail attack on his home: 'The way Anthropic talks about OpenAI doesn't help'Nvidia CEO says that AI agents will make workers busier than ever—they'll ‘harass' and ‘micromanage' you, instead of take your jobMcDonald's boss on abuse claims: 'I don't want to talk about the past'Nvidia CEO Jensen Huang says you won't lose your job to AI—you'll lose it to your coworker who uses it‘I think it's a mistake': Delta CEO Ed Bastian refuses to call it ‘artificial intelligence' because it scares peopleAI will boost productivity so ServiceNow won't have to backfill open jobs, CEO saysDR: The Nutter Chutter Butter Double: Morgan Stanley biotech banker Jessica Chutter joins Tectonic board AND Tectonic Therapeutic Appoints Jessica Chutter to Board of DirectorsI screwed up: blanked and thought that was two different companies. But then I did 3 seconds of research and found that she had joined a second board: PTC Therapeutics on March 24, 2026.MM: Apple's New CEO Needs to Be a ‘Cowboy' — But Can He With Tim Cook Still There?MM: SEC Imposes Strict Nine-Year Cap on Independent DirectorsPhillipinesWho Won the Week?DR: Jessica ChutterMM: The Philippines, whose corporate boards will no longer be allowed to have Edward Sylvester of WestAmerica Bancorp, born in 1938 and on the board for 47 yearsPredictionsDR: Nobody ever talks about Jason BonfigMM: Edward Sylvester steps down as Lead Independent Director of WestAmerica Bancorp to take the role of Non Executive Advisor to the Lead Independent Director Emeritus of WestAmerica Bancorp, says the rise of AI calls fresh blood on the board

12 - We have more video and commentary on Allante McAuley's ejection from City Hall yesterday. Why is Dom so upset with the city police? 1210 - Side - associated with New Jersey 1215 - Continuing on Allante. These California Democrats show why they're out of touch and putting citizens lives in danger. 1220 - Your calls. 1230 - Congressman Jeff Van Drew is here and he has thoughts on the Southern Poverty Law Center. What does he think about scenarios that were possibly staged and funded by SPLC? What are the current issues that are affecting Republicans before the midterms? 1230 - Congressman Jeff Van Drew is here and he has thoughts on the Southern Poverty Law Center. What does he think about scenarios that were possibly staged and funded by SPLC? What are the current issues that are affecting Republicans before the midterms? 1250 - The Friday Five: Greatest Players in NFL History 1 - PA Senator and GOP Chairman Greg Rothman joins us. Is Hasan Piker on his radar screen? Are Democrats okay with semitism? With a state congressional vote taking place on protecting women's sports, is there no way to get it to the House? What does the PIAA think of the bill? Is there anything being done about political violence and security in PA? 120 - Why is Dom up in arms about Allante McAuley being filmed by PPD? Your calls. 135 - Secretary of Housing and Urban Development Scott Turner joins us today. As a former 7th round draft pick in the NFL, what does this weekend mean to him? What are the alternatives that HUD is presenting in order to get people into homes for the first time? What is Scott doing in Pennsylvania this week? 150 - Dom Giordano Presents: Progressive Women Gone Wild! 155 - What happened at the Jughandle Inn yesterday? Your calls. What's wrong with New Jersey's development projects? 2 - Why is Dom upset with Rep. Brian Fitzpatrick again? Returning to why filming Allante at City Hall by the police is so egregious. 210 - Your calls. 215 - Dom's Money Melody! 225 - There's more that Dom is angry about from Fitzpatrick's latest interview. Your calls. 235 - What will the Correspondents' Dinner be like? Your calls. 250 - The Lightning Round!

1 - PA Senator and GOP Chairman Greg Rothman joins us. Is Hasan Piker on his radar screen? Are Democrats okay with semitism? With a state congressional vote taking place on protecting women's sports, is there no way to get it to the House? What does the PIAA think of the bill? Is there anything being done about political violence and security in PA? 120 - Why is Dom up in arms about Allante McAuley being filmed by PPD? Your calls. 135 - Secretary of Housing and Urban Development Scott Turner joins us today. As a former 7th round draft pick in the NFL, what does this weekend mean to him? What are the alternatives that HUD is presenting in order to get people into homes for the first time? What is Scott doing in Pennsylvania this week? 150 - Dom Giordano Presents: Progressive Women Gone Wild! 155 - What happened at the Jughandle Inn yesterday? Your calls. What's wrong with New Jersey's development projects?

On Today's Episode –Mark and Donna start off talking about President Trump's latest victories, and the differences between The President and the Democrats. It becomes glaringly clear that The Left makes policy for policy's sake, and how Trump makes things happen.We jump into Earth Day – 1970 founded, celebrated in 90 countries around the world – lets look at some predictions. Mass starvation by 1980 and overpopulation. World headed for new Ice Age. Entire nations will be under water by rising tides. I mean come on, where is the accountability for the quacks making these predictions.Donna then gets into HUD, and homes and how President Trump has been helping new home buyers.Tune in for all the Funhttps://www.cfact.org/ Donna Jackson, CFACT policy analyst, is a seasoned businesswoman with public and private sector experience and has spent decades as a pro-energy advocate for the minority population, through her advocacy work with Congressional leaders and ministry leaders. She is a sought-after speaker, who has frequently testified before Congressional leaders on the plight of debilitating energy policies on minorities and low-income populations. Her media appearances include Newsmax, One America News Network, NTD TV, BEK TV, and national radio network shows. Her op-eds have appeared online and in print in national publications such as the Washington Times, Daily Caller, Inside Sources, FOX News, the Detroit News, Sacramento Observer, Las Vegas Review-Journal, the Federalist and the Washington Examiner. Donna earned a Bachelor of Accountancy (cum laude) from the California State University San Marcos. She has worked in accounting, auditing, tax and management roles with major companies such as Ernst Young, Cardinal Health and Marriott International in the private sector before serving in the public sector as the vice president and deputy controller for the Export-Import Bank of the United States. She is a member of the National Association of Black Accountants. Prior to her career in accounting, Donna was a political operative in the state of Arkansas, having worked on the successful campaigns of former Governor Mike Huckabee, Senator Tim Hutchinson and Representative (later Governor) Asa Hutchinson. She played a vital role during the Huckabee governorship in recruiting black candidates for executive-appointed boards and commissions in addition to helping create job-training programs at a local community college and the Arkansas Office of Workforce Development. She currently serves as an advisory board member for the Independent Women's Forum (IWF) Center for Energy and Conservation, an advisory board member of the 2025 Project, a member of the Board of Directors of The Conservative Caucus, Membership Director of the black leadership group, Proj. 21, a member of the Heritage Foundation African American Advisory Council, and a member of the Board of Advisors of Our America. She is a former divinity graduate of Charles H. Mason Theological Seminary in Memphis, Tennessee. It was there that she was taught the gift of administration as a vital part of the Christian ministry. Donna is a firm believer in free markets and entrepreneurship, rather than government, as a means of lifting people out of poverty.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

12 - Why is the case against Southern Poverty Law Center emblematic of the actual state of racism in the US, and not like the fake instances they've allegedly put together? 1210 - Side - all time endings 1215 - Who is this Bucks County man going up against the dictatorial county commissioners? 1220 - Your calls. 1230 - Tiffany Justice, Founder of Moms for Liberty joins us today. What was it like being designated as a hate group by the SPLC and having your picture next to the KKK? What does Tiffany think of the allegations that the SPLC were using funds to fund the hate groups that they prosecute against? What does Tiffany want us to know about mail-in voting? What is the message for Republicans in the mid-terms? 1250 - Mike Foti, a Bucks County resident that went viral for his tirade against Bucks County Commissioners, joins us. How old was the video in question? Was that his first time speaking out at one of those meetings? How does Mike liken his stance on politics and his rant to a movie he recently saw? 1 - Has Papa John's gone too far with the messaging on their boxes? 110 - Your liberal calls. 120 - Why does Dom want Republicans to match the Democrats' intensity? Your calls. 140 - Your calls. 150 - Dom Giordano Presents: Progressive Women Gone Wild! 155 - HUD has a new way to get people into homes. Your calls. 2 - Senator Dave McCormick joins us this afternoon. How does Dave work with colleagues like Elizabeth Warren? What is Dave's endorsement of the new Fed chair? Why is this job so important to do well at? Why does Dave think we are at “a fork in the road” with negotiations in Iran? What does Dave have to say about school choice in Pennsylvania? 215 - Dom's Money Melody! 220 - Why do they dim the lights too low at restaurants? Your calls. 225 - What other damage has SPLC done to our schools? 235 - LA schools have done something right? And are first to do it? 240 - Your calls. 250 - The Lightning Round!

1 - Has Papa John's gone too far with the messaging on their boxes? 110 - Your liberal calls. 120 - Why does Dom want Republicans to match the Democrats' intensity? Your calls. 140 - Your calls. 150 - Dom Giordano Presents: Progressive Women Gone Wild! 155 - HUD has a new way to get people into homes. Your calls.

From Gangster to Child of God with Brian Butler (Episode 290)   Disclaimer: This episode contains thematic material. Listener discretion advised.   2 Corinthians 1:4 NLT “He comforts us in all our troubles so that we can comfort others. When they are troubled, we will be able to give them the same comfort God has given us.”   *Transcription Below*   Brian Butler married his wife Pam in 2011. They have four children and eight grandchildren. Brian received his Bachelor of Science degree from Indiana State University in 2009. Arriving in Peoria, Illinois in 2009 Brian began his career working with the impoverished in his community as a Safety Net Monitor at The Salvation Army. He was afforded the opportunity to work with individuals in the community for four years providing case management assisting people to learn the value of work through work therapy and securing income and eventually housing. Brian was called to Peoria Rescue Ministries in 2014 and began his career there as the Assistant Director of the Rescue Mission. In 2018 Brian became the Program Director and in 2021 became the Director of Residential Ministries. In 2024 Peoria Rescue Ministries became Pathway Ministries. Coming from a former lifestyle of drug and alcohol addiction Brian has been able to transform programs at Pathway Ministries that address the needs of the impoverished community he serves to create pathways out of poverty through Jesus with his neighbors in need. Pathway Ministries provides emergency shelter, residential programs, and community services with a focus on counseling, education, and work to help the men and women they serve make transformative changes in their lives. Pathway Ministries is a social enterprise organization and has a partnership with Caterpillar – they reclaim discarded wood and turn it into pallets, mulch for industrial and commercial use, and home décor. Their residents are employed in these businesses while participating in their program.    Pathway Ministries Website   Thank you to our sponsor for today's episode: Midwest Food Bank   Topics We Cover: Growing up in an abusive home Lifestyle choices leading to prison God's miraculous redemption and restoration   Related Savvy Sauce Episode: 143 Prodigal Story: Sexuality, Drugs, and Scripture with Dr. Christopher Yuan   Connect with The Savvy Sauce on Facebook or Instagram or Our Website   Gospel Scripture: (all NIV) Romans 3:23 “for all have sinned and fall short of the glory of God,”   Romans 3:24 “and are justified freely by his grace through the redemption that came by Christ Jesus.”   Romans 3:25 (a) “God presented him as a sacrifice of atonement, through faith in his blood.”    Hebrews 9:22 (b) “without the shedding of blood there is no forgiveness.”    Romans 5:8 “But God demonstrates his own love for us in this: While we were still sinners, Christ died for us.”    Romans 5:11 “Not only is this so, but we also rejoice in God through our Lord Jesus Christ, through whom we have now received reconciliation.”    John 3:16 “For God so loved the world that he gave his one and only Son, that whoever believes in him shall not perish but have eternal life.”   Romans 10:9 “That if you confess with your mouth, “Jesus is Lord,” and believe in your heart that God raised him from the dead, you will be saved.”    Luke 15:10 says “In the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.”   Romans 8:1 “Therefore, there is now no condemnation for those who are in Christ Jesus”   Ephesians 1:13–14 “And you also were included in Christ when you heard the word of truth, the gospel of your salvation. Having believed, you were marked in him with a seal, the promised Holy Spirit, who is a deposit guaranteeing our inheritance until the redemption of those who are God's possession- to the praise of his glory.”   Ephesians 1:15–23 “For this reason, ever since I heard about your faith in the Lord Jesus and your love for all the saints, I have not stopped giving thanks for you, remembering you in my prayers. I keep asking that the God of our Lord Jesus Christ, the glorious Father, may give you the spirit of wisdom and revelation, so that you may know him better. I pray also that the eyes of your heart may be enlightened in order that you may know the hope to which he has called you, the riches of his glorious inheritance in the saints, and his incomparably great power for us who believe. That power is like the working of his mighty strength, which he exerted in Christ when he raised him from the dead and seated him at his right hand in the heavenly realms, far above all rule and authority, power and dominion, and every title that can be given, not only in the present age but also in the one to come. And God placed all things under his feet and appointed him to be head over everything for the church, which is his body, the fullness of him who fills everything in every way.”   Ephesians 2:8–10 “For it is by grace you have been saved, through faith – and this not from yourselves, it is the gift of God – not by works, so that no one can boast. For we are God‘s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do.“   Ephesians 2:13 “But now in Christ Jesus you who once were far away have been brought near through the blood of Christ.“   Philippians 1:6 “being confident of this, that he who began a good work in you will carry it on to completion until the day of Christ Jesus.”   *Transcription*   Music: (0:00 – 0:08)   Laura Dugger: (0:09 - 3:30) Hey friends! Thank you so much for joining us today. If you're watching this, you may notice that there's a unique screen that's going to pop up periodically.   So, here's the backstory. We delight in getting to do this work, and we do believe it's what God has called our team to do. And yet, we have a very present and active enemy.   And Satan has tried to thwart the progress of these podcast episodes in so many ways.  It's almost uncanny what will happen before a podcast recording. There's almost always something, yet it's different every time.   So, the way it showed up with this episode, first of all, when Brian and I tried to connect, somebody was working in our yard, and they accidentally cut our line for internet.  And so, we had to cancel that and reschedule. And then, when we got the episode rescheduled, Brian and I were chatting, and we haven't recorded.   We were just talking for a little while before the official interview began, and everything was great. And then, as soon as I said, “Welcome to The Savvy Sauce.” The screen went a little wavy, and something happened, and my audio quality was completely distorted. So, sorry for the lengthy explanation, but I wanted you to know how much work has gone into this episode.   So, if you ever have somebody that you want to thank, it should be Natalie, our editor, who had to go back and replace everything that I said to cover up the very convoluted form that was originally recorded. So, I hope it doesn't interrupt this episode or make it difficult for you to listen to, because Brian's story is so powerful, and I believe God has you here listening to this right now for a reason. So, please continue.   Welcome to The Savvy Sauce, where we have practical chats for intentional living.  I'm your host, Laura Dugger, and I'm so glad you're here.   Today's episode includes some thematic material. I want you to be aware before you listen in the presence of little ears.   Thank you to an anonymous donor to Midwest Food Bank who paid the sponsorship fee in hopes of spreading awareness. Learn more about this non-profit organization at MidwestFoodBank.org.   Brian Butler is my outstanding guest for today, and he's going to take us on a very real journey with him from an extremely abusive childhood to a life of addictions and eventually to redemption and restoration all because of Jesus Christ. Brian's humility is so Christ-like, and I think that you're going to leave this conversation as a changed person. Here's our chat.   Welcome to The Savvy Sauce, Brian.   Brian Butler: (3:31 - 3:33) Thank you so much for having me here. I appreciate it.   Laura Dugger: (3:34 - 3:42) Well, I would just love to start backwards. Where did you grow up, and what was childhood like for you?   Brian Butler: (3:43 - 9:46) I grew up all over the place, really. I'd spent several years in Danville as a child, Hartsburg, Illinois, eventually settled down in southern Illinois in a little town called Bridgeport. My dad was a professor at a local college, and he ended up being a high school teacher.   Where I went to school, my mom and dad were continually in chaos with their marriage.  My dad had some severe mental health issues. He was a pretty rough guy to be around.    He was a chronic alcoholic. He was abusive, and I'll just say for this podcast, in every kind of way you can imagine how a little boy might be abused by his daddy, that was my dad. Yet, that was just our normal.   I didn't know if it was bad, if it was wrong, whatever. He was very verbally abusive to the whole family, him and my mom. I think my mother, the whole time growing up, was just trying to salvage her marriage and to save face with her family, so on and so forth.   It was a pretty rough childhood, but I want to say that in those moments, it was just the way it was.  We didn't know good from bad. That was still my dad.   I believe that in some weird way that he loved us and cared for us, but there were so many mental health and substance abuse issues with him and the perversion that he had in his life that just leaked over to my little brother and me.  It was a different relationship with my little brother. He was very abusive to my little brother.   My little brother had a lot of behavioral issues and rebellion issues.  I was more of the compliant, the good kid in school. I made the good grades.    I wanted to please my dad, and yet I hated him from the inside. I just couldn't stand him. I rebelled against him.    There were a lot of drugs and alcohol my parents were. My mother was not an abuser by any means. My mother was not an alcoholic by any means, but my mother went along with my dad.   My whole childhood evolved around parties. My dad was a pretty social guy. He was into politics and those kinds of things.   I was exposed to a lot of stuff at an early age. I can remember being seven, eight years old, going around in parties and just sipping whatever it was out of unknown glasses and enjoying the effect that it had on me as a little kid. I was a big fan of Billy Bear.   I didn't even know what Billy Bear was, but I was drinking Billy Bear. That's a Jimmy Carter beer, so that takes you back in the day. All the music that we listened to back in those days all evolved around afternoon delight and getting high in some kind of form or fashion.   That was just what I clung to as a little boy and as a young man.  I was a full-fledged blackout alcoholic by the time I was a sophomore in high school. I was drinking regularly.   I was able to fly under the radar pretty good because mom and dad were always in the middle of crisis. As long as I wasn't in a lot of trouble, that was easily hidden, even though it was really out in the light, if that makes any kind of sense. It was pretty rough.    Looking back on it, it was rough. In today's standards, we would have been taken away from our homes, and those kinds of things would have been exposed. We just didn't know.   That's just kind of the way it was, but it did lead me into a lifestyle.  I don't want to say they led me into it. I really chose to and clung to a lifestyle.   When I was a little boy, Laura, I grew up Catholic.  We went to parochial schools until I was in fourth grade. I can remember even now.    I loved God. I loved God. He was my refuge.    I didn't know what a refuge meant. I can just say it by language now. I can remember having my crucifix above my bed and I would pray.    I wanted to be a priest. I really did. By the time I got to about 10, 11, 12 years old, the things that had happened and the things that had occurred in my life and my behavior as well just led me to believe that if God was even real because I cried out to him a lot and it didn't seem like he was there.   If he was real, then he really didn't want anything to do with me anyway.  I became kind of anti-God, anti-rebellious. I was just a very rebellious young man.    I went to high school. I mean, I'm getting pretty good grades in high school. My dad was a high school teacher in the same high school I went to.    It was very tumultuous. You can imagine our house. There were split-ups and break-ups, this and that. My dad was a party guy. All the students loved him. I hated him for that.    He was separated from my mom. He was a cheater and a liar. There were a lot of things that bothered me.   After I graduated high school, I had a partial scholarship to go to Eastern Illinois University, but I showed my dad. I got in my little car and drove to Wyoming. That just became my lifestyle, drinking, drugging, roaming all around the country as a young man.    Then I eventually got married to a gal I met down in Kentucky. We had three children really fast. I would say that we got along about three times. That was Emily, Amy, and Mark. We were divorced after five years. Then I was just as a young man and a young adult, just wild and crazy.   Laura Dugger: (9:48 - 10:05) Wow. Brian, thank you for sharing a glimpse of your childhood and even into adulthood. Just for clarification then, when you did get divorced, did you stay in the same state or how did all of that work with your children?   Brian Butler: (10:08 - 16:52) Yeah. No. Like I said, when I was 18, I was out in California for a while.  I was in Wyoming for a while. I landed in Kentucky and met my first wife. We had three kids really fast, divorced after five years.   Then I always wanted to be in a relationship with my children. I don't know if there's anybody out there listening, but I was really stuck in an addictive lifestyle. I was alcohol and drugs, just crazy in it.    I still loved my kids. Now, people on the outside looking in would say, oh, he doesn't love his kids by his lifestyle, but I still love my kids. I paid child support, crying out loud.   I really did. My relationship with my ex-wife was so volatile that she would prevent me from seeing the kids. After several years, I just gave up.   I just didn't give up on the visits and so on and so forth.  I was in Tennessee for a few years. I was all around the country.   Eventually, in the late 90s, I did actually get temporary custody of my kids because my ex-wife had went off the rails bad.  I had my kids for about a year that they lived with me. That was a sweet time.   Once again, my alcoholism and drug addiction and the mom came back into play.  There were just so many issues there. That's when I really got into it.   After the kids went back to their mom, I got into hard drugs, really hard drugs.  I started manufacturing methamphetamine, so on and so forth. There was a time, I'll back this up.   With my childhood and everything that happened there with my dad, before I got divorced from my ex-wife, one of the pivotal moments, I believe, looking back on my life and what led me into just this trajectory of anger and malice and hating God and anything that was good was the moment that my dad called us all together for a family meeting because him and my mom were officially going to get divorced. I was like 21 years old, something like that.   My dad came to tell us that he was a homosexual and that he had been living a homosexual lie for his whole life and that this was the lifestyle that he was choosing. For me, at that age, everything prior to that moment in my life just became a lie. I can't begin to even put into words what that did to me inside because of the perversion that I've experienced with my dad.   My father had made several comments along the way that I was gay, that I was going to be a little queer, a little this and that. I wasn't, but the things that he had done, then you've wrestled with all that stuff. I just became so angry and so fueled with resentment that I really started on this trajectory with my drug and alcohol use that even though I still liked it, I don't want to remove that from it.    I liked being high. I liked being drunk. I enjoyed all the aspects of that lifestyle at the time.   I went at it in a much different way because I didn't really care anymore.  That's just from a looking back perspective. In the moment, I think I cared a lot about everything, but I just had really taken this perspective on in my personal life that nothing matters as much as it did.    It just really didn't matter. I was just going to keep moving forward and doing the things that I to the extreme. I was very extreme on everything.   If it was drinking, I'm going to drink more than you are. If it was smoking something, I'm going to smoke more than you are. If it was snorting, look at the schmoz.    That's just the way I lived my lifestyle. It really took on that trajectory in my adult life until the law started becoming an issue when I was in my 30s. After I'd had the kids for all my life, I tell folks, in those times, I was like a functioning zombie.   I was still getting high, still drinking, but golly, I was the dad that got up and had breakfast for the kids.  I was a strict disciplinarian. I was over the top on so many things.   I was abusive in some ways like my dad was, the way that I spoke to the kids, the way that I treated my children. I didn't certainly know sexual abuse or anything like that with my own children, but I was a really strict disciplinarian. I regret that now.   It's one of my biggest regrets ever, the way that I treated those kids. I tried to make a good life for about a year. Then when they went back to their mom, it just really, really flew apart my life.   It was me doing it. I was flying it apart. I just destroyed everything around me.   If you've cared about me, then that would make me hate you even more. Anyone that cared about me, I would get you to care about me, and then I would hate you for caring about me. It's crazy making stuff, but that's the way that I live my life.    I eventually was introduced to a fellow that knew how to manufacture methamphetamine. He taught me the method. Of course, being the extreme person that I am, I went all in.   I became a methamphetamine manufacturer and dealer and lived that lifestyle for quite some time. It's not like it is now where you're driving around in cornfields with a five-gallon bucket making methamphetamine or Mexican methamphetamine. I had a lab down in Southern Illinois, and I sold a lot of methamphetamines, which is disastrous to me now, but I really became an in-my-own-mind gangster kind of person.    It was a very violent lifestyle. It was very awful, certainly nothing that you would want to glorify, but that's just who I became. And I lived my life for a number of years, and it was disastrous.   Laura Dugger: (16:53 - 19:27) And now a brief message from our sponsor.   Midwest Food Bank exists to provide industry-leading food relief to those in need while feeding them spiritually. They are a food charity with a desire to demonstrate God's love by providing help to those in need.   Unlike other parts of the world where there's not enough food, in America, the resources actually do exist. That's why food pantries and food banks like Midwest Food Bank are so important. The goods that they deliver to their agency partners help to supplement the food supply for families and individuals across our country, aiding those whose resources are beyond stretched.   Midwest Food Bank also supports people globally through their locations in Haiti and East Africa, which are some of the areas hardest hit by hunger arising from poverty. This ministry reaches millions of people every year, and thanks to the Lord's provision, 99% of every donation goes directly toward providing food to people in need. The remaining 1% of income is used for fundraising, costs of leadership, oversight, and other administrative expenses.   Donations, volunteers, and prayers are always appreciated for Midwest Food Bank. To learn more, visit midwestfoodbank.org or listen to episode 83 of The Savvy Sauce, where the founder, David Kieser, shares miracles of God that he's witnessed through this nonprofit organization. I hope you check them out today.   Well, I'm hearing all of this for the first time, and it's unimaginable what you were endured growing up, and my heart just aches to hear what happened and then hear the choices that were produced out of that and see where that lifestyle was leading you. But Brian, I just appreciate you for so many reasons, and one of those is for being transparent and vulnerable but also sharing the truth that there was some pleasure in it. You were enjoying it for a while, and the Bible does talk about pleasures of sin for a season, but we all know that that trajectory leads to death, even if it's death of relationships.   So, looking at your relationships at that time, were you still in contact with your mom or your brother or your dad throughout all of this?   Brian Butler: (19:28 - 21:37) No, not really. My brother, it's an interesting story. My brother had married a gal right out of high school.    He got born again. He became a Christian. So poor guy, I just tortured him my whole adult life.   I just made fun of him, and I called him weak, and he was a crutch, and we got in even physical fights over it a couple times, but we didn't have much of a relationship as you can imagine. I think that there were several times that we tried to reach out and be in contact, but it just didn't work due to my addictions and my alcoholism and his pride and all those other kinds of things. My mom held on to me for years.   I put my mother through, I tortured her. I was arrested seven times for driving under the influence. I had five DUI convictions.   I was in and out of trouble. I was always in the forefront of her mind, and I've experienced this with my own children after I came to Christ, continually worried that she wouldn't get the phone call that her son was dead, basically. The last two or three years of my being out there, I had no contact with my mom because she finally said, you're dead to me.   I'm done. You're not my son. I don't want to hear from you, and I was like, cool.   I don't care. You've been dead to me for 40 years, right? I blamed her for allowing things to happen.   It just wasn't true, right? I mean, it wasn't her fault at all of any of my childhood, and she was just trying to be a good mom and save her marriage, and she was being abused mentally and stuff that whole time. But you know how we are as sinful creatures.   I didn't want to take the blame on me because it wasn't my fault, so I was blaming everybody else around me. So, I didn't really have any solid relationships as far as family, anything like that goes while I was out there in my addiction. It all changed when I was arrested in 2003.   So that's a story.   Laura Dugger: (21:38 - 21:43) Are you willing to take us back to 2003 and share that story?   Brian Butler: (21:45 - 38:08) Yeah, yeah. So I was, like I said, I had become, you know, I was living a gangster life, so I was in the drug world, and I don't know if anybody knows anything about the drug world, but it's not like the movies. It's worse.    It's worse than they depict in movies. So, I was living that lifestyle for several years. I had a lot of money. I had a lot of guns. I had a lot of property. I had all the methamphetamine I could possibly use because I was manufacturing it.    I was selling more than I could possibly imagine. I was using more than that. I was king of the world is what I thought while everything around me was burning.    I was the king, if that makes any sense. And so that was the lifestyle that had led up to 2003. I'll never forget one time I had married another gal after my first wife and I had divorced several years later, and that was just a relationship based on lies and substance abuse.   So, it really wasn't a marriage at all, but I had been arrested in Vincennes, Indiana for dealing narcotics, and I had some other arrests down in Kentucky for dealing narcotics, and I made bail and all this. And so, what happened was in 2002, I went on the run. I still had my meth lab, and I was still selling lots of methamphetamine, but I had these warrants, and I was king of the world in my mind, and nobody was going to catch me, and I was going out like a gangster.    They were never going to take me alive, this fact. So, she went with me, which is great. She was crazy.    And we went on the run, and we just lived from casino to casino. I would make methamphetamine. I would sell $20,000 worth, and then we just kind of traveled around and lived that kind of lifestyle.    And I'll never forget one time down at the Casino Queen in St. Louis, Missouri. There's a casino down there. I just done a pretty big dope deal, and the casino was hot, and the air conditioning was down, and it was like 5 o'clock in the morning, and I just had to get out of there.   I just had to get away, and I got in my van and took a spin down in Belleville, Illinois, and I ended up in a cemetery on top of this cemetery, and it was looking down this great big hill. And I haven't been there since, but people from that area are like, yeah, I know that cemetery. I'm like, yeah, well, that's where I really had my Lieutenant Dan moment with God almost.    I sat on top of that. I was so, I can't explain it. I had lived my life in that addiction, loving that addiction, and loving getting high, loving drinking.   At that point in my life, I was still doing it. I hated myself, and I wanted to die, and I didn't like it so much anymore. I just wanted it to be over, and I kind of had it out with God.   I was drinking a fifth of whiskey, and I'm smoking methamphetamine. I'm a nine-millimeter pistol, and I'm putting it in my mouth. I was too much of a coward to pull the trigger, so that made me even more angry, and I thought for a moment that God might be real, and that there might be something worth living, but it was just a moment, and I kind of gathered myself together, and I went back to the casino, and just like as if nothing had happened, and just a few weeks later, I was arrested in Washington, Indiana.    I had made arrangements to see my kids. I had my kids for the weekend, which is crazy to think that I was in any kind of shape to be around my kids, but I was. I was always a functioning guy, and I was a gangster, so we had the kids for a weekend, and when the kids left the location I was at, my ex-wife called the police and told them where I was, and so that led into a great big chase, and there was all kinds of SWAT teams and all kinds of things.   I was holed up in a house at one point, and police were banging on the windows and trying to get in the house, and eventually they called on the telephone, and it just kept ringing and kept ringing and kept ringing.  I'm stuck in this house. I didn't have my guns.    I didn't have any drugs. I didn't have a cigarette, right, and the crazy thing about that whole thing is, I'll just back to the subject, so I'm in this chase, right, on foot from the police. I tried to pull a guy out of his pickup truck.   Of all things, God put this guy in the pickup truck. He was an off-duty police officer, and so I'm trying to carjack an off-duty police officer. He's having none of it.    I get away from him. I get in this. I'm running through a residential neighborhood trying to get any door open that I possibly could to get away from the police who were chasing me, and I made it to an open door, and I opened up that door, and it was an insurance company, and there were a bunch of little ladies sitting around computers in this room, and I was just like, hey, can I get a glass of water, and out there I am sweating profusely just in 10 o'clock in the morning with Harley Davidson boots, Hawaiian t-shirt, obviously in distress, and I scared these ladies to death, and I'm hearing them call the police anyway, and I just grabbed a glass of water and went out on that front porch, and some fella drove up in a pickup truck and got out of the truck to come in to do business with the insurance company, and I went and stole his truck, and I was able to get away and get to a safe spot.   I think it's safe because I'm only there for about three or four minutes, and the police show up all the way around that house, and so they're calling.  They're banging on the windows. We know it's you in there.   You need to come out, and eventually after about an hour or so of that, I did answer the phone, and the police officer said, I had a fake ID, and they were like, we know you're not Bill Berkshire.  We know that you're Brian Butler. You need to come out of that house.   You need to come out of there now, or we're going to come and get you, and I said, well, try it, because I'll kill the first three of you through the door. Now, they had already confiscated my fan and guns and all that kind of stuff, but they didn't know what I had. I didn't have anything.   There was a six-foot decorative simmer I swore on the wall that couldn't cut butter that I was arming myself with, and it took about another hour or two, and the SWAT team showed up, and they eventually got me out of that house. I was arrested and facing 120 years in the 20th century. I had multiple carjacking, dealing, manufacturing, every possible imaginable that you could possibly imagine of illegal substances.   I had those on me in my van and the property, and so there was the chase and all that happened, so they were unwilling to run any of those charges concurrent. They took four major charges and said, we're going to run a consecutive, and I was facing 120 years in prison. Honestly, when I was in jail, it was kind of like a relief in a way.    I was so angry. I was delusional. I really thought that the people who owed me money were going to break me out.    That's how delusional I was. They didn't, but that's where I had a moment, and I come back to my mom. I'd been in jail about a month, and what had happened was my mom came to the jail, and she didn't come there for a visit.   She came on a Saturday morning, and the police let her in, and she wanted to know if I would sign papers because I still had temporary custody of my children on paper and if my brother could have legal custody over my kids while all this was going on. Because my children, I'll back that up, my children were in Kentucky with their mom, my youngest daughter at that time. I was 14 years old, and she was using methamphetamine.    She was into alcohol. She wasn't being supervised. She was in abusive relationships with her mother's friends.   She was cutting herself because her daddy was going away forever. That was my daughter, and I loved her, and I was just taken aback that my brother would go down and rescue her. The whole story of how I came to Christ is all involved in this.   I'm kind of all over the place, but the Friday night prior to my mom showing up at the jail, back in those days in jail, there was no overcrowding in Indiana, and there were 16 of us in a six-man cell, and I had been in that jail for, like I said, three or four weeks, and on Friday nights, they would have the Gideons come in. Now, the only thing I knew about a Gideon was those Bibles that they put in hotels, and I was none too interested in any God talk. I didn't believe in that.   I just didn't want anything to do with that. As a matter of fact, I was mad about it, but after three or four weeks of being in there smelling nothing but feet and urine, I was willing to do anything for 15 minutes to get out of that cell, and so I agreed to go, and me and two other guys went up to a visitation booth, and there was a little fella in there, and he was very nice, but I couldn't tell you anything he said for the 15 minutes, nothing.    I wasn't paying attention. I was just sitting there looking around, just glad to be out of that cell, but at the end of that 15 minutes, he knocked on the window, and he pointed at me. He said, can I pray for you, and I said, hell no, you can't pray for me.   I don't want your prayers. I'm not here for your prayer, and whatever language it was, I was very vile. I said, but if you want to pray for something, you think that God of yours is listening, you pray for my daughter, and I kind of told her a little bit about what's going on with my kid.   I said, and so you pray for her, and he did, and I can't tell you what he prayed because I really wasn't listening, but it was nice, and I remember that night going back to my cell, and with my Catholic upbringing and everything that had happened, I think I probably said a little prayer myself that night to this God that I didn't believe in, and then a week later, my mom shows up telling me that my brother in Cleveland, Ohio, born again Christian, that the very night that this guy was praying, my brother and his wife decided to come down to Vincent's, Indiana, and they got my mom, and they drove to Owensburg, Kentucky, and literally kidnapped my daughter and took her back to live with them, and I wasn't, I was just kind of in a haze.   I wasn't putting all that together in the moment, and like I said, mom wasn't there for a visit, and I was just like Mark, would you do that for me?  He went and got Amy. I just couldn't believe it, and she's like, yes, I just need you to sign the paper so I can get out of here, and so I did, and that night, I was back in that jail cell, and all those lights were off, and man, the Holy Spirit of God fell on me, and he told me he was real, and to the best of my ability, I confessed my sins.    I repented for my sins. I was just, I just spent the whole night as a 40-year-old gangster, blubber, and idiot in a jail cell just crying about everything, just about my dad, about my lifestyle. I missed my kids.   It just came crashing down on me, and I believe that that was the night that I was truly born again. I believe that God had his hand on me before the foundation of the world. He knew me, and that he loved me, and he chose me, and that I loved him as a little boy, and for whatever happened in my life that I chose to ignore him and run away from him and hate him, but through his mercy and grace and through even facing 120 years in the penitentiary that he saved me, and I believe that night that I got saved, and I just told him, I know we're not supposed to make a deal with God, but it was just kind of like, man, I believe you're real. I don't know anything about you.   I don't know what, you know, my Catholic brother, I don't know if Mary has anything to do with this. I don't know nothing about you, but I believe you're real, and I'll do anything you tell me for the rest of my life if you just take this taste out of my mouth. I just don't want this addiction. I don't want all this crap anymore, and in that moment, he did.   I really believe that he took that away from me, and I've been following him kind of ever since. The next morning when they opened up the cell, we went out to the day room.  I'll never forget. There was a Bible there. Now, that Bible's been there the whole time, but it's the first time I see the Bible, and I kind of, you know, I'm still struggling.   I've been up all night, and I'm kind of wiped out anyway, drinking instant coffee and, you know, having a God experience, and there's a Bible, and I pick up this Bible, and it was in Romans chapter five. I'll never get it, and I'll just paraphrase, but I remember reading the verses that having been justified by faith, and it just kind of hit me that I wish I really believed God was real, and I don't know what that means, and I don't know anything about it, but I went on to read that I was no longer his enemy and that I could have peace with him and that he was going to give me good character and that I could persevere. It didn't matter what I had in front of me, so it was just God speaking to me in those moments that I'm going to be with you through all this, and it was just a wonderful, life-changing experience. It didn't, you know, sanctification takes a long time.   I still was sentenced to 15 years in prison, which was a miracle, right? I was facing 120, and there it was nothing that I had done prior to my conversion. I had been in front of a judge, and I had a $1 million full cash bond.   I was in front of the judge, and I'm like, I want a bond reduction. The judge is like; you're telling me you're going to pay $100,000 to get out of jail. I said, angrily, you could reduce my bond, and he said, denied.   We're not going to do that, and that was the last time I really talked to a judge or an attorney, and I sat in jail for six or seven months, and this attorney that was appointed to me after the one that I fired, he came to me one time and said, hey, they're willing to give you a 15-year sentence in prison if that's what you want to do, and I said, okay.  I wasn't concerned about prison. I wasn't concerned.   I just wanted to do what the Lord wanted me to, and that's been my whole life since.  People will ask me about prison. It was horrible, as you can imagine.    I was in the state of Indiana. There were no separation of offenders at that time. I was in a medium-max facility, so I was doing time with guys who were doing life, which were the best guys to do it with because they were just doing life, and then little gangbangers from Indianapolis.   It was a terrible affair. Every kind of drug possible, every kind of perversion possible was there, but it's where I met Jesus, and it's where I learned to follow Christ, and I had a godly man come alongside of me in the prison, Pastor Woodcocks, who just assigned my guy, and he helped me to work through so many things and to be a man of truth and integrity and all the different things that he taught me, so while I look back at that, and I say, yeah, prison sucked.   It was awful, and I never want to go back again in that capacity, but it's where I learned to follow Christ, and I wouldn't trade it for anything.  I wouldn't trade that time for anything. I needed every ounce of that time to become closer to him and to be less about me, and then I got out of prison in 2009.   It was a shock probation here to Peoria, Illinois, where my oldest daughter was at that time, and I moved in with her.  She's been following Jesus ever since. It's not been an easy road, right?   It's not been being a convicted felon and having all those things, but God does, if he is for us, who can be against us, right?  He has really, really, really been by my side. There's been so many things that have happened.   I could go on for hours and hours and hours, but that's how I came to Jesus and where I got to know Jesus and where I really solidified my relationship with, I believe, and he's saved.   Laura Dugger: (38:10 - 38:55) What an incredible journey he took you on.   Did you know you could receive a free email with monthly encouragement, practical tips, and plenty of questions to ask to take your conversation a level deeper, whether that's in parenting or on date nights? Make sure you access all of this at thesavvysauce.com by clicking the button that says join our email list so that you can follow the prompts and begin receiving these emails at the beginning of each month.  Enjoy.   So, then Brian, as a freed man at that point, once you were out of prison, how did you eventually find your way to what is now Pathway Ministries?   Brian Butler: (38:57 - 45:56) It's been a wild ride. I got out of prison thinking I was going to be a prison minister and there was going to be all kinds of things that were going to happen. You kind of buy into that prosperity stuff while I was locked up.   I really thought that there were big things in store. After I was out of prison for about three months, it was 2009, and so the economy in Peoria was really bad. The cap shut down.    Places weren't hiring. I couldn't find a job anywhere. I remember going to Kroger in Madison Park.   If anybody remembers Madison Park Kroger in Peoria, it was a really rough part of town.  They were banging out in the parking lot. I'm here.   I called the manager and he said set up a time for an interview.  I went to the interview, and I took him my resume. They taught us in the penitentiary and in classes.   I got a bachelor's degree in prison, by the way. I filled out my resume, and I filled the time up in my resume with the prison ministry I was involved in. Just so you don't have that slack of time.   The manager said, oh, I see that you were in a prison ministry. Man, that's amazing. Did they let you in there every day?    Well, I lived there. I was in prison at that time. This is what I was doing while I was in prison.   His words to me shook me to the core because he handed me back that resume and he said, “We don't hire your kind here.” I'm telling you, after all the disappointment I have for two or three months of not being able to find a job and rejection after rejection, I walked out in the parking lot. My daughter took me back to her house and I remember sitting on the end of her bed.   I'm not a crier, really, but at that time I think I might have been crying a little bit. She was bawling and I was just like, “Just take me down to the shelter. I don't want to be any more of a burden to this family. Please, I got to go.”   She's like, “Don't give up, dad, don't give up.” I'm like, “I'll give it up, oh God, I just don't want to be a burden.”    She said, “Just wait, just wait, just give it a little more time.” I agreed to do that. That week, through the grapevine, one of the friends of a guy that she went to church with, John McCormick, at McCormick Auto Place in Belleville, Illinois, called and said, “Hey, I heard through the grapevine you're having a hard time getting a job. I need somebody washing cars.”   That was a far cry from, you know, I'm a 46-year-old man and I'd walk around with briefcases full of money. It was a humbling experience, but I went to work for John, and he ended up, you know, as a Christian, he was just a Christ follower.    He accepted me into his family. I went from 10 hours a week to part-time. I eventually got a part-time job at the Salvation Army.    They called me. It was one of the first places I put in a resume. Paul Cousin called me from the Salvation Army.   He's like, “Hey, I don't know why we never saw your resume before, but we need help. Would you like to come to work at the safety net working with homeless guys?” I'm thinking, well, you know, I've been homeless, so sure.   And I went down there and I started working there.  And so eventually that turned into a full-time job at the Salvation Army. And I stayed working washing cars.    I washed cars for 12 years with John. He's just so great. He's one of the greatest Christian dudes you ever met.    He just, he was so vital in my Christian walk in my life. But I was at the Salvation Army. I was running, believe it or not, the lead case manager of Drop-In Center for the Homeless.    And I had conversations with Peoria Rescue Mission at that time, Peoria Rescue Ministries. Now, I'd never been there. I thought they were religious zealots.    You know, it was everything. It was so religious that the guys couldn't be there. But I did know that they did not allow drugs or alcohol.   And so, when I would meet a man that was struggling with addiction and they wanted to get out of them, I would call and talk to Lee and say, “Hey, listen, I got a guy I think would be good for your fit. Can I send him down there?” And so, we kind of built this bond.    Lee and I had this relationship over the phone. I'd never met the guy ever. Back in those days, Lee was really into sending those funny little emails.   You know, they always have a little cartoon or a little message. You know, the email knows that when you're really busy at work, you kind of start deleting after a while. And one day he sent me an email, and it said, “Are you interested?”    And for some reason, I opened it. And I know the reason is God. And he said that they had a position as the assistant director of the rescue mission, but I'd be interested in coming down and applying for the job.    And I went down and met with Lee. And one thing led to another. My wife, Pam, who I'm married to now, I consider my wife.   I can't believe that I'm married to somebody who loves God. Now, I know we're supposed to stay the way that we are, biblically a single and all these things scripturally as we come to Christ to stay that way. But this is my first marriage.    This is my marriage. In Christ, we're in marriage. She is the most wonderful. She's my gift that God just kind of gave me to care for and to nurture and to love her the way that I should.  But she really encouraged me. At the time of the Salvation Army, we were HUD funded.    I couldn't openly share my faith. I always had to take back doors to it. And she's like, this is what you've always prayed for.    They'll let you do that there, take the job. And so, I did. And that's how I came on at Peoria Rescue Ministries.    Eventually it became Pathway Ministries. I just kind of worked as Mr. Rokey, came on board in 2016. And then in 2018, we're really trying to do some things back there.   And from the way we used to do them, meeting people in crisis, I had a lot of good ideas.  And John had a lot of great ideas. And we're on the same page.    And he asked me to be program director. And I'm like, well, I'd love to, if I can write a program. And so, he just gave me free reign.   And then now I'm the director of residential ministries at Pathway Ministries. Just being able to allow God to blow that whole thing up. And he has to meet people just like me, just like so many other sons and daughters out there that need to have a God block put in front of them while they're in their crisis.    And so, it's just been a beautiful thing. And I just praise God for all the leadership and just what we've been able to do. And that's how I came to Pathway Ministries.    Just being able to do God's work there. It's incredible. It's crazy.   Putting it in a nutshell is really hard because there's been so many things that the Lord has done personally and through the ministry. It has just been incredible, the path that he's had me.   Laura Dugger: (45:57 - 46:35) You do such an amazing work there, and it is a worthy ministry to support. We'll definitely put links in the show notes for today's episode for Pathway Ministries. And that's a whole other conversation to talk about the miracles witnessed there.   But just to go back and close a few loops, I'm sorry, I'm going to throw a few things at you.  So, when did Pam come into the picture? And what's a current snapshot of your life with your children now?   And what did forgiveness look like with your family of origin?   Brian Butler: (46:37 - 52:04) Yeah, so my father passed away while I was in prison. It was an amazing story with my dad. He met me in prison and wanted to meet with me.   And I hadn't seen my father in years, and he came to the prison lot. I had worked through the forgiveness of my dad, I think, before we met, but he came to ask my forgiveness. And I'll never forget, he said, Brian, I made the wrong choice.    My whole life, I've made the wrong choices. And I'm just really sorry. And so, it was a sweet moment with me and him.   I'm not saying that we had a, you know, it wasn't like we're father, son kind of stuff.  But when he passed away, there's no false guilt. There's no guilt.    There's nothing I'm trusting. He even actually became a minister of the Catholic Church in the place that he lived. And I believe that he came to faith in Christ and Christ alone.   So, it was really something to see that transformation in my dad, even though he was, you know, he saw a lot of stuff. But I truly believe that the father entered his heart. My mom, shortly after I was incarcerated, after that experience at the jail, started to come around a little bit and supported me.   You know, and I think the biggest thing that helped me in or helped our relationship in the prison was I didn't ask for things. When I was able to talk to my mother, I was able to say, how are you? And just kind of relieve her of the burden.   It was bad enough that her son was in prison. It was bad enough that she had to see her son on the evening news and everything that I put her through. I just wanted to mend that and just to comfort my mom and just love my mom the best possible.    So, our relationship really grew through those days. And it's so amazing. So, here's a woman that said, you're dead to me, and I don't want around anymore.    In 2019, my mom and stepdad have been since Indiana, and they're aging now. They're in their early 80s. But in 2019, we had a family conversation, and she wanted to move to Peoria, Illinois, so that my wife and I could take care of her and him in their old age.    So, they lived two miles away from us, and we were able to meet my mom. It's crazy. And just to be able to be in a relationship with her and to be able to care for her, getting ready to take a trip down to Kentucky to see her sister, and all that entails.   So, it's just been a wonderful blessing for a relationship. My mom knows God's real because he's changed me and my children. While I didn't beat them over the head with the Bible, they know that God is real because they've seen him work in me.   They've all struggled with addiction and all those kinds of things. But I'm happy to say that all three of them are clean and sober. Right now, my son followed in my footsteps.    Unfortunately, he grew up, even though I wasn't there. I was divorced from his mother when he was two years old. But he always looked to me, and he always saw the tough guy and the gangster.   And I think that's what he really wanted to be. He ended up getting a prison sentence, and he spent 13 years in prison. And he is getting out in February.    So that's encouraging. But all three of them are clean and sober, and those relationships have been restored. Pam and I, you can imagine, Pam had no idea about addiction or lifestyle or gangsters.   So I am completely off the rails, foreign to her.  But she tells me all the time, she doesn't know that old guy. All she knows is me.   And she can hear stories, and she can hear testimonies. And of course, my mom is very open to share anything at a family dinner about Brian, which I'm like, please, mom, don't talk. But she hears those stories, and she just says, I don't know that man.    I don't know who that was. This is the man I'm married to. And so, it's just, we have a wonderful relationship.    She's my biggest supporter, my biggest fan. We pray together. We love the Lord together.  It's really something. I'm not saying that we haven't had a lot of hurt because my kids have been in addiction. I'm saying it hasn't been really, really hard.   But through those sufferings, that's how Jesus makes it more like him, through those sufferings and through those hard times.  And he's given me an avenue personally to be able to help others. So, I love that scripture.    It gives us this comfort. We needed the comfort so that one day you can comfort others with that same kind of comfort. So, he's enabled me to be in a position where I can comfort other folks in addiction and build great teams here at Pathway that are ministering to the folks that we serve in a meaningful way for the Lord.    And then I've been able to serve my wife. I've been able to serve her and that's what I want to do.   Laura Dugger: (52:05 - 52:31) Oh, it is evident to see you two at church and see you two holding hands and just your gentle way of interacting with each other is even a testimony. So how incredible that God has restored so much that was broken. And even going back to your brother Mark, was he rejoicing to hear you were now walking with Jesus as your Lord and Savior?   Brian Butler: (52:32 - 54:07) Yeah, well, at first it was kind of like the prodigal son story, and he was the big brother rather than me. I think at first there was a lot of, and rightfully so, I was no good. And so, I had the hearing officer tell me one time in Springfield Illinois when I was trying to get my driver's license back, which was another God story.    And I have a driver's license after five DUIs. I had that hearing officer tell me, even though I had been clean and sober for seven years, he said, you know, talk is cheap. He said, walking it is different.   So, you come back and see me in a year and when you've walked it, then we'll have a talk about giving you a driver's license. And I've always kind of stored that in my heart with my relationship with my brother. And now after my brother has seen me walk it, we have a pretty good relationship.    We're in cahoots because I'm taking care of mom. And so, we have a pretty good relationship there. Yeah, so it's been really a miracle.    Miracles of what has happened in relationships. Now some relationships that I've had, even with family members, you know, hey, that Brian Butler is still nothing but a no-good dope dealing maniac. And we're, you know, we're done.    And that's okay. That's God's job. My job is to keep walking the walk and talking the talk and sticking close to him and not letting anything get in the way of that and doing whatever I can to restore relationships and then let God do the rest.    And so, it's been, it's hard, but good. Yeah.   Laura Dugger: (54:08 - 54:22) You are a new creation. And Brian, I know you could continue teaching us so many things. Is there any encouragement you want to share before our conversation comes to a close?   Brian Butler: (54:23 - 56:46) Yeah, I would just say if you're, I had some, when I was going through it with my daughter, I had a lot of good counselors around me.  And then I got some advice that I didn't follow. And I'm so glad that I didn't.   I certainly think that if when we meet people that are in living destructive lifestyles, or you have a child in addiction and alcoholism, and they are just burning everything down around you, absolutely to set up boundaries and to limit communication to where they're draining you to death.  But if they're still breathing, then there's still hope. And we should never forget that there's hope and that God is so much bigger, and we can trust him with them more than what we can do with them.   I struggled for years with my daughter in addiction and being up in the middle of the night, just waiting on a phone call and praying and pleading and even thinking, Lord, it would be better if she was just gone.  If you just took her, would you? It's so harrowing.   But I never cut off communication completely because when she came out of the pig pen, I'm going to run. Now there were several runs that I made that, you know, she wasn't really out of the pig pen, but I don't regret that. And my daughter will say to a lot of folks, even though inside I kind of gave up in certain times, but I didn't make the life to end.    And she'll say, my dad never gave up on me. My dad was always there for me. And so, I just want to encourage people, if they're breathing, there's still hope and you can still put up boundaries and be strong and not give in and not give money and not do all those things, but there's still hope and our hope was in Christ.   And then we can hope that he does that work and that he'll do that work in us as we're hoping him to do it in others. So that's what I would just leave with folks that are really going through it because I've been through it. I've put people through it.   It's a tangled web and there's a whole lot, but you need to be around people that are going to love you and care for you and come around to you. You need to tell the truth to other people so that you don't hide it because it will destroy you.   Laura Dugger: (56:47 - 57:22) That's so good, Brian. How special to have her daddy never give up on her. And it reflects that greater truth that our heavenly father never gives up on any of us.  And he died for us even while we were still sinners. Thank you for sharing that.   And you may be familiar that we are called The Savvy Sauce because savvy is synonymous with practical knowledge. And so, as my final question for you today, Brian, what is your savvy sauce?   Brian Butler: (57:24 - 58:36) I would say my savvy sauce is living in a daytight compartment, living this life one moment at a time, one day at a time, certainly making plans for the future, certainly living that life out. But I'm going to do what the Lord wants me to do right now. And then what he wants me to do next and what he wants me to do after that.    But just really staying in that daytight compartment. You know, I teach our students all the time at Pathway Ministries, really when we come to faith, this is really simplistic, but after we come to faith in the Lord Jesus, it really is about doing the next little right thing. And then the next little right thing after that, and the next little right thing after that.   And no one does the next little right thing all the time. But when you don't do the next little right thing, you get up and do the next little right thing. Understanding that sometimes doing the next little right thing might be the hardest thing you've ever done in your life.   And so, if we stay in that daytime compartment with Jesus, he'll help us through that next little right thing.  And so that's my savvy. So, I was just staying in the moment and doing the next little right thing.   Laura Dugger: (58:37 - 59:08) Oh, I love that so much. Ryan, you are an admirable man who walks the walk, and God has gifted you with such passion and such a compelling story. So, thank you for continuing to faithfully obey him.   You are certainly shining in our community and faithfully serving our Lord and Savior, Jesus Christ. So, thank you for being my guest.   Brian Butler: (59:09 - 59:11) Thank you so much, Laura Dugger. We love you.   Laura Dugger: (59:11 - 1:02:28) We love you, too.   One more thing before you go, have you heard the term gospel before? It simply means good news. And I want to share the best news with you, but it starts with the bad news.    Every single one of us were born sinners, but Christ desires to rescue us from our sin, which is something we cannot do for ourselves. This means there's absolutely no chance we can make it to heaven on our own. So, for you and for me, it means we deserve death, and we can never pay back the sacrifice we owe to be saved.    We need a savior, but God loved us so much. He made a way for his only son to willingly die in our place as the perfect substitute. This gives us hope of life forever in right relationship with him.    That is good news. Jesus lived the perfect life. We could never live and died in our place for our sin.    This was God's plan to make a way to reconcile with us so that God can look at us and see Jesus. We can be covered and justified through the work Jesus finished. If we choose to receive what he has done for us, Romans 10:9 says, “that if you confess with your mouth, Jesus is Lord and believe in your heart that God raised him from the dead, you will be saved.”    So, you pray with me now. Heavenly father, thank you for sending Jesus to take our place. I pray someone today right now is touched and chooses to turn their life over to you.    Will you clearly guide them and help them take their next step in faith to declare you as Lord of their life? We trust you to work and change lives now for eternity. In Jesus name we pray.   Amen. If you prayed that prayer, you are declaring him for me. So, me for him, you get the opportunity to live your life for him.    And at this podcast, we're called The Savvy Sauce for a reason. We want to give you practical tools to implement the knowledge you have learned. So, you're ready to get started.    First, tell someone, say it out loud, get a Bible. The first day I made this decision, my parents took me to Barnes and Noble and let me choose my own Bible. I selected the Quest NIV Bible and I love it.    You can start by reading the book of John. Also get connected locally, which just means tell someone who's a part of a church in your community that you made a decision to follow Christ. I'm assuming they will be thrilled to talk with you about further steps such as going to church and getting connected to other believers to encourage you.    We want to celebrate with you too. So, feel free to leave a comment for us here. If you did make a decision to follow Christ, we also have show notes included where you can read scripture that describes this process.    And finally, be encouraged. Luke 15:10 says, “in the same way, I tell you, there is rejoicing in the presence of the angels of God over one sinner who repents.” The heavens are praising with you for your decision today.    And if you've already received this good news, I pray you have someone to share it with. You are loved and I look forward to meeting you here next time.