Podcasts about Hud

After over 10 years in the hospitality industry, Therese was ready for a change. Therese started the second phase of her career in 2011 when she became a Realtor. Therese is proficient in aiding buyers but short sales, HUD homes, Fannie Mae and Freddie Mac properties and other REO properties. In 2014, Therese became a broker and opened up her own company MOVING THE MITTEN REAL ESTATE GROUP. Therese is leading the way for all real estate in the metro Detroit area and we are so excited to discuss how she is being the solution!In this episode, Therese and Maria discuss exactly what it means to move the mitten!

Shortly after taking office as secretary of the U.S. Department of Housing and Urban Development, Dr. Ben Carson recruited a retired finance and strategy expert to become the agency's chief financial officer.Irving Dennis, appointed by President Donald Trump in late 2017, stepped into the job and quickly discovered the mess he inherited. Dennis spent 37 years at Ernst & Young, a major accounting firm. He would use that private-sector experience to fix HUD.In a new book, “Transforming a Federal Agency: Management Lessons from HUD's Financial Reconstruction,” Dennis recounts the roadblocks he faced at HUD and the bureaucratic barriers he overcame to set the agency on a better course. His story shows there's an alternative to the financial mismanagement that plagues federal agencies—and how he fixed one of them.Dennis spoke to The Daily Signal about his experience. Read a lightly edited transcript on DailySignal.com or listen to the interview on “The Daily Signal Podcast.” See acast.com/privacy for privacy and opt-out information.

“Create strong, sustainable, inclusive communities and quality affordable homes for all” is part of the US Department of Housing and Urban Development's (HUD) mission statement and is the goal for most people. The premise seems simple enough but we still have yet to get there. L. Joy brings Eugene Jones to the front of the class to give us the primer we need on one of the most important things in society, housing humans. 

Ley's tenth FILMIC episode on THE CINEMATIC SOUND RADIO PODCAST is a belated holiday program with music from Christmas themed scores like HOME SWEET HOME ALONE, A CHRISTMAS HORROR STORY and ON HER MAJESTY'S SECRET SERVICE. THE GREEN KNIGHT, NO TIME TO DIE, JUST ANOTHER DREAM, THE LAST DUEL, and SPIRIT UNTAMED highlight some of the 2021 scores featured on the show. Elmer Bernstein's HUD and THE TIN STAR are Ley's vintage soundtrack selections. You'll also hear some seductive music by Jerry Goldsmith, childlike wonder from John Williams along with many other great selections for your listening pleasure. Check out the playlist below for the full rundown! NOTE - We experienced some technical difficulties with this episode so you might hear some audio inconsistent during the course of the program. Enjoy! Intro promo provided by For The Vinyl Score Special thanks to our Patreon supporters: Matt DeWater, David Ballantyne, Mindtrickzz, Joe Wiles, Rich Alves, Maxime, William Welch, Tim Burden, Alan Rogers, Dave Williams, Max Hamulyák, Jeffrey Graebner, Douglas Lacey, Don Mase, Victor Field, Jochen Stolz, Emily Mason, Eric Skroch, Alexander Schiebel, Alphonse Brown, John Link, Andreas Wennmyr, Matt Berretta, Eldaly Morningstar, Elizabeth, Glenn McDorman, Chris Malone, Steve Karpicz & Deniz Çağlar. —— Cinematic Sound Radio is fully licensed to play music by SOCAN. Support us on Patreon https://www.patreon.com/cinematicsoundradio Check out our NEW Cinematic Sound Radio TeePublic Store! https://www.teepublic.com/stores/cinematic-sound-radio Cinematic Sound Radio Web: http://www.cinematicsound.net Twitter: http://www.twitter.com/cinsoundradio Facebook: http://www.facebook.com/cinematicsound Cinematic Sound Radio Fanfare and Theme by David Coscina https://soundcloud.com/user-970634922 Bumper voice artist: Tim Burden http://www.timburden.com

Dr. Ben Carson, joined WMAL's "O'Connor and Company" radio program on Friday to share his faith on Christmas Eve, react to the Biden admin's handling of COVID and discussed his new children's book "Why America Matters." Carson is the founder of American Cornerstone Institute, author of new children's book “Why America Matter”, retired neurosurgeon, former member of Donald Trump's Cabinet and coronavirus task force and former Secretary of Housing and Urban Development from 2017 to 2021 (HUD). His new book: "Why America Matters" https://www.amazon.com/Why-America-Matters-Ben-Carson/dp/1737868415 For more coverage on the issues that matter to you, visit www.WMAL.com, download the WMAL app or tune in live on WMAL-FM 105.9 FM from 5-9 AM ET. To join the conversation, check us out on Twitter: @WMALDC, @LarryOConnor and @amber_athey. Show website: https://www.wmal.com/oconnor-company/   See omnystudio.com/listener for privacy information.

Today is the longest day of the year, but we are now past the astronomical point of the year known in the northern hemisphere as the Winter Solstice. There are now 182 days of increasing amounts of light until the summer when the yo-yo parabolas back to where we are today. Between now and then, Charlottesville Community Engagement will be here to document some of what happens along the way. I’m your host, Sean Tubbs. This is the 298th edition of Charlottesville Community Engagement. To receive #299 and many more, sign-up for free and decide later whether to help cover the costs! On today’s show:City Councilor Heather Hill and Mayor Nikuyah Walker say goodbye to public officeGovernor-elect Youngkin appoints an entrepreneur as Commerce SecretaryCharlottesville’s public housing body has a public hearing on the annual planBills to reduce some restrictions on firearms are filed in the General Assembly Some portions of Virginia are now on drought watchIn today’s first Patreon-fueled shout-out:Algorithms know how to put songs and artists together based on genre or beats per minute. But only people can make connections that engage your mind and warm your heart. The music on WTJU 91.1 FM is chosen by dozens and dozens of volunteer hosts -- music lovers like you who live right here in the Charlottesville area. Listener donations keep WTJU alive and thriving. In this era of algorithm-driven everything, go against the grain. Support freeform community radio on WTJU. Consider a donation at wtju.net/donate.Pandemic updateThe Virginia Department of Health reports the largest one-day total of new COVID-19 cases since early February, when the 2020 holiday surge was beginning to recede. That’s 4,437 cases reported, bringing the seven-day average to 3,575. The seven-day percent positivity is 9.6 percent today, continuing an upwards trend. These numbers are also consistent with where Virginia was in the middle of September. Seventy-eight of those new cases are in the Blue Ridge Health District where the percent positivity is 6.9 percent today. Every Friday, the VDH reports case rates by vaccination status. The latest report with data through December 11 shows that “unvaccinated people developed COVID-19 at a rate 4.2 times that of fully vaccinated people and 2.2 times that of partially vaccinated people.” Put another way: As of December 11, 5.65 million Virginians were fully vaccinated, and 1.3 percent of that number have developed COVID-19 and 0.0163 percent died. As of this past Friday, 1.8 million Virginians have received a booster or third dose.Council hires the Robert Bobb Group to run the cityNear the end of last night’s City Council meeting, Council voted 4-0 to hire the Robert Bobb Group of Washington D.C. to fulfill a contract to provide emergency management services. More details on that in a future newsletter. Mayor Nikuyah Walker abstained from the vote. Two firms applied and the city attorney is still working on the contract for ratification, according to City Council Clerk Kyna Thomas. Youngkin appoints Commerce SecretaryGovernor-elect Glenn Youngkin has appointed an entrepreneur to serve as his Secretary of Commerce and Trade. Caren Merrick is is the chief executive officer of the Virginia Ready Initiative, an workforce development firm formed in the spring of 2020 that seeks to “rapidly reskill Virginians for in-demand jobs.” In a statement, Youngkin said he intends to preside over an administration that adds 400,000 jobs and launch 10,000 start-ups. “Virginia’s jobs machine has stalled out, and Caren is going to play a pivotal role on the team that will jumpstart our economy and reinvigorate job growth here in the Commonwealth,” Youngkin said.According to the statement, Merrick has over 25 years of experience in business. The Virginia Ready Initiative sought to train people using “accelerated credential courses for in-demand skills in technology, healthcare, manufacturing and skilled trades.” Over 3,500 people have been through the process and a third have jobs, according to the release. Read through their annual report to find out more.More pre-filed General Assembly billsThe Virginia General Assembly meets in less than three weeks, and a steady stream of bills are being pre-filed. Here’s the latest:Incoming Delegate Tim Anderson (R-Virginia Beach) filed a bill that would allow school security officers to perform other duties if so assigned (HB8)Delegate Lee Ware (R-Powhatan) filed a bill giving school boards the option of extending probationary periods for new teachers (HB9)Anderson filed another bill prohibiting localities from charging registration fees for concealed handgun permits (HB10)Anderson’s third bill pre-filed on December 17 would reduce penalties for breaking concealed gun laws (HB11)Anderson’s fourth bill would limit the number of public entrances to public schools (HB12)Anderson’s first bill filed on December 20 would remove a prohibition under state law limiting citizens from purchasing more than one handgun a month (HB14)Ware also filed a bill on December 20 that would allow electoral boards more leeway in responding to Freedom of Information requests in certain situations (HB15)Public hearing for CRHA annual plan The city’s public housing agency held a public hearing last night on a federally-mandated document. “It’s for our policies, programs, operations, and strategies,” said Kathleen Glenn-Matthews, the deputy director of the Charlottesville Redevelopment and Housing Authority. “They’re all put together in one place.” (See also: CRHA preparing annual plan review, November 18, 2021 Glenn-Matthews said the annual plan is a prerequisite for receiving capital funding from the U.S. Department of Housing and Urban Development. “We talk about what residents’ concerns are,” Glenn-Matthews said. “It’s an opportunity for residents to get involved. We ask what individuals like and don’t like about their communities and it is a chance for us all to try to change and improve the rules. Most of all it’s an opportunity to set goals for the future.” Glenn-Matthews said the report explains how the CRHA is studying the possibility of issuing its own bonds to fund further redevelopment, as well as establishing a division in the agency that can manage various redevelopment and modernization projects. They can do so in part because of an infusion in direct investment from Charlottesville taxpayers. “The city will be providing about $15 million to CRHA for redevelopment and rental assistance in the next five years which will help to leverage funds, federal and non-federal, to maximize outcomes for redevelopment activities,” Glenn-Matthews said. CHRA must submit the plan to HUD by January 15. The Board of Commissioners will hold a work session on January 13, a meeting which will include a new representative from City Council. The CRHA fiscal year runs from April 1 to March 31. The only speaker at the public hearing was Shelby Marie Edwards, the executive director of the Public Housing Association of Residents. This year, a decision was made to end security patrols of public housing sites. “We know that CRHA has adopted a camera policy and that they are being installed at some of the sites,” Edwards said. “However our hope is that we can have future conversations about reestablishing an in-person security service included but not limited to a door person over at Crescent Hall once the building is open.”  Glenn-Matthews said she received no written comments about the plan. Drought Watch in some parts of VirginiaThe Virginia Department of Environmental Quality has issued a drought watch advisory for portions of southern Virginia and the Eastern Shore. This is the first step in the process that could result in water restrictions being imposed by localities.“DEQ is notifying local governments, public water works and individual water users in the affected areas to minimize nonessential water use, review or develop local water conservation and drought contingency plans, and take actions consistent with those plans,” reads a release sent out this morning. This advisory does not apply to the Charlottesville area. The determination was made by the Virginia Drought Monitoring Task Force on December 17. “Significant portions of the Roanoke, Chowan, Middle James, Southeast Virginia and Eastern Shore drought evaluation regions have received less than fifty percent of normal precipitation over the last 60 days,” reads a portion of the 36-page report. The Task Force next meets on January 6. Time for a second Patreon-fueled shout-out:Winter is here, and now is the time to think about keeping your family warm through the cold Virginia months. Make sure you are getting the most out of your home with help from your local energy nonprofit, LEAP. LEAP wants you and yours to keep comfortable all year round, and offers FREE home weatherization to income- and age-qualifying residents. If you’re age 60 or older, or have an annual household income of less than $74,950, you may qualify for a free energy assessment and home energy improvements such as insulation and air sealing. Sign up today to lower your energy bills, increase comfort, and reduce energy waste at home!Last Council meeting for Hill, Walker Another era of Charlottesville City Council has concluded with a long meeting last night with lots of votes and decisions. It may take a few newsletters to get through it all. Council met for nearly three hours in closed session before beginning the public session. They began by getting the public acknowledgment of the end of two terms. Vice Mayor Sena Magill introduced a resolution to honor outgoing Councilor Heather Hill and Mayor Nikuyah Walker. “Mayor Walker, you ran on a platform of unmasking the illusion, [and] being there for those who have not had a voice in many spaces,” Magill said. “I would like to thank you for being that voice for many others.” Magill lauded Walker for creating the Home to Hope program to assist people returning from incarceration. Magill also thanked Hill. “Thank you for the time that you have spent in these past four years connecting people in our community, for answering almost every email that has come through, and for often keeping many of us on track when we start going sideways down sporadic paths and trying to figure out exactly where we’re supposed to be or what we’re supposed to be doing exactly in that time.” Hill said she had mixed emotions about coming to the end of her term. She announced early in the year she would not seek a second. “The last four years have been uniquely challenging for Charlottesville,” Hill said. “This small city has carried a lot on its shoulders and I believe that these challenges have impacted the work that Council and staff have been able to accomplish. I acknowledge that there have been missteps and I’ve been part of some of those and take ownership of that. This will all weigh heavily on me. There was much more I was hoping that we could have made strides on before the end of this Council’s term that I would have had the opportunity to be part of.” Hill lamented a lack of collaboration between leaders and the community, but noted that this Council increased funding for affordable housing projects. For her introductory remarks, Walker quoted from the late bell hooks. “She says in this chapter that ‘progressive visionary leaders have always known that any action which liberates and renews oppressed exploited and Black people strengthens the nation as a whole,’” Walker said. “‘Not only do these actions provide a model for ending racism. They provide strategies for the overall healing of America.”Walker continued quoting from hooks including a passage about how personal attacks on visionary leaders take away from the wisdom those individuals offer. “Visionary leaders abound in our society,’” Walker continued quoting. “‘Many of them are women. Patriarchal thinking blocks recognition of the power of female wisdom and our words.” In other comments, Walker recalled being asked to run for office by former Councilor Holly Edwards, who was elected to one term in November 2007. She died in January 2017 and Walker decided to run after months of contemplation. “It was a commitment to her work and her vision for this community,” Walker said. “Holly used to say, and it wasn’t a joke, she was very serious. She used to say that we would get t-shirts made with our percentage of the population on it because of her concern that we would no longer exist here.” Walker said she almost quit last December, and decided not to run earlier this year after Police Chief Rashall Brackney was fired. (September 8, 2021 CCE)“I make no apologies for fighting for us to understand that there are people who suffer every day,” Walker said. Walker said she will continue to fight to dismantle what she calls systems of oppression. Three newcomers elected to the Charlottesville BARAfter the goodbyes were said, Council still had another five and a half hours of business. First up, they reappointed Cheri Lewis to the Board of Architectural Review and appointed Hunter Smith, Clayton Strange, and David Timmerman. Smith served briefly on the city Planning Commission in 2018 before resigning. More from City Council in a future newsletter. Support the program!Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP! The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

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What closing costs and credits can I expect on my HUD statement? Connect with Mark and Tom: StraightUpChicagoInvestor.com Email the Show: StraightUpChicagoInvestor@gmail.com Guest: Perry Farella of Prime Lending | Perry's Blog ----------------- Production House: Flint Stone Media Copyright of Straight Up Chicago Investor 2021.

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Today's podcast is with Wayne Shipman a returning guest in podcast # 64 and 65 on Resources for homeless after Wayne shared his story of homelessness to buying his first home this year and wants to share a message of hope for homeless through the Holidays.   I enjoyed our podcast together on Homelessness Resources and I wanted to share more for the Holidays. Wayne described a deep shame or soul pain he felt being homeless on the Holidays. A Dread and a victim mentality. What can I do?  Mirror exercise, look inward for what you can do for yourself. Wayne has the real sense giving at Christmas time and have described resources available and facts on homelessness. USfact.org. HUD.gov To contact wayne at:Acrossthemiles.org Fb-wayneshipman This is by no means a replacement for therapy of any medical attention if you need it.  Always reach out and take care of yourself or if you are feeling like you want to hurt yourself, there is always someone standing by at 1800-273-8255 or call 911. Remember to Share the Love of the Season Esaevaluation16  FB page at Joanne Williams AnxietySimplified.net Podcast videos to feel more in control of your life. ESA Pros.com for an emotional support animal or a Psychiatric Service Dog to go with you everywhere you go

وَلَوْ أَنَّ أَهْلَ الْقُرَى آمَنُواْ وَاتَّقَواْ لَفَتَحْنَا عَلَيْهِم بَرَكَاتٍ مِّنَ السَّمَاء وَالأَرْضِ وَلَكِن كَذَّبُواْ فَأَخَذْنَاهُم بِمَا كَانُواْ يَكْسِبُونَ “O ülkelerin halkı inansalar ve günahtan sakınsalardı, elbette onların üstüne gökten ve yerden nice bereket kapıları açardık. Fakat yalanladılar; biz de ettikleri yüzünden onları yakalayıverdik.” A'rafْ96 Ekonomi nasıl düzelir? / Kerem Önder : : : https://www.youtube.com/watch?v=T34FPMF4vns Oْeskiْkavimler,ْpeygamberlerininْdavetiniْveْAllah'ınْtürlüْikazlarınıْyeterinceْdeğerlendirip iman etseler ve kötülüklerdenْsakınsalardıْyüceْAllahْ“elbetteْonlarınْüzerineْgöktenْveْyerdenْniceْbereketْkapıları”ْaçacaktı.ْ Şu halde iman ve takvânın sonu berekettir, bolluktur; mutluluk ve esenliktir. Bazı tefsirlerde “gökten gelen bereketler” yağmur, “yerden gelen bereket” de ziraî mahsuller ve hayvansal ürünlerdeki bolluk diye açıklanmışsa da buradaki “bereketler”in her türlü maddî ve mânevî hayırları kapsadığını düşünmek âyetin maksadına daha uygun düşer (Râzî,ْXIV,ْ185;ْŞevkânî,ْII,ْ260). Zemahşerî âyetteki “açma” anlamına gelen feth kavramının “kolaylaştırma” mânasında da kullanıldığını belirtmektedir. Buna göre söz konusu ifade “... Onlar için bütün iyilik ve güzellikleri elde etme yollarını kolaylaştırırdık” anlamına gelir (II, 77). “Bil ki Allahü Teâlâ, önceki ayetinde, isyan edip diretenleri ansızın yakaladığını beyan edince, bu ayette de, itaat etmeleri halinde onlara hayırların kapılarım muhakkak açacağını beyan ederek şöyle demiştir: "Şayet memleketler ahalisi, Allah'a, meleklerine, kitaplarına, peygamberlerine ve ahiret gününe inansalar ve Allah'ın nehyettiği ve haram kıldığı şeylerden sakınsalardı, onlara yağmur vasıtasıyla semanın bereketlerini; bitkiler, meyveler, sürüler ve hayvanların çokluğu; emniyet ve esenliğin bulunması sebebiyle yerin bereket kapılarını onlara açardık." Bu böyledir, çünkü sema, baba; yer de anne demektir. İşte bu her ikisinden, Allah'ın yaratması ve tedbiri ile bütün faydalar ve menfaatler meydana gelir. O, "Ancak ne var ki, onlar peygamberleri yalanladılar da küfür ve isyan hususunda işledikleri şeyler sebebiyle biz onları kıtlık ve darlıkla yakaladık" buyurmuştur.” Razi Ziraْkimiْzamanْmü'minlerْgeçimْdarlığıْileْimtihanْolunabilirler.ْVeْbuْonlarınْgünahları için bir keffaret olur. Nitekim Hazret-iْNûh'unْkavmineْşöyleْdediğiْbizeْbildirilmiştir: "Nuh dedi ki: Rabbinizden mağfiret isteyin. Çünkü O, çok mağfiret edicidir. Böylece üzerinize semâyı bol bol salıverir," (Nûh, 71/10-11) Hazret-i Hud'dan da şöyleْdediğiniْhaberْvermektedir: "Ey kavmim, Rabbinizden mağfiret dileyin, sonra O'na tevbe edin ki, üstünüze gökten bol bol (yağmur) göndersin" (Hûd, 11/52). İbnْEbîْŞeybe'ninْbildirdiğineْgöreْHasan-ıْBasrîْderْki: “Âyette bahsedilen kentin halkına Yüce Allah o kadar bolluk vermişti ki ekmekle istinca ediyorlardı. Bunun üzerine Yüce Allah onlara açlık gönderdi ve üzerine oturdukları şeyi bile yemeye başladılar." Resûlullah'ınْ(sallallahüْaleyhiْveْsellem):ْ«Ekmeğe hürmet gösteriniz. Çünkü Yüce Allah onu gökyüzünün bereketlerinden indirmiş, yeryüzünün bereketlerini de onun hizmetine vermiştir. Sofradan düşeni alıp kaldırıp yiyen kişinin de günahları bağışlanır» İhtikar,ْşiddetliْihtiyaçْolduğuْbirْzamandaْgıdaْmaddesiniْsatınْalıpْkıymetiْdahaْfazlaْartsınْdiyeْonuْ hapsetmektir.ْŞer`anْharamdır.ْAllah`ınْResulüْonunْhakkındaْşöyleْbuyuruyor:ْ “Kırk gece kadar insanların yiyeceğini hapsedip ihtikar eden kimse Allah`tan (onun rahmetinden) uzaktır. Allah da ondan beridir. Bir mahalle halkı içinde az bir kimse bulunsa Allah`ın zimmeti o mahalleden beri olur.” (Hakim)

Welcome to day 342 of the year 2021. There are 23 days until the final day of the year. How many more years are left? Results will vary. How many more installments of Charlottesville Community Engagement will there be? The virtual magic eight-ball reports: Better Not Tell You Now. In either case, this is the installment for December 8, 2021, which is the 290th edition of the show so far. Charlottesville Community Engagement is a reader-supported publication. To receive new posts, sign-up below for free updates. To support my work, consider becoming a paid subscriber! On today’s show:An update on finances and redevelopment at Charlottesville’s public housing authorityThere’s a few new bills pre-filed for the 2022 General Assembly Governor Northam releases a master plan to prepare for increased flooding along Virginia’s coast Albemarle’s Natural Heritage Committee is briefed on climate action efforts Let’s begin today with a subscriber-supported shout-out for another community event. Filmmaker Lorenzo Dickerson has traced the 100 year history of the libraries in the Charlottesville area, including a time when Black patrons were restricted from full privileges. The film Free and Open to the Public explores the history of library service from the Jim Crow-era until now. If you missed the premiere in November, there’s an online screening followed by a Q&A with Dickerson this Thursday at 7 p.m. Register at the Jefferson Madison Regional Library site to participate in this free event that’s being run with coordination from the Albemarle Charlottesville Historical Society. Visit jmrl.org now to sign up! COVID updateBefore the rest of the show, a quick update on COVID numbers, which continue to rise slightly as we move through the holiday season. The Virginia Department of Health reports another 2,850 new cases today, bringing the seven-day average for new cases to 2,374. The seven-day average for new positive test results is at 7.7 percent, up from 7.2 percent on Friday. There are 79 new cases in the Blue Ridge Health District, which has a percent positivity of 7.5 percent. Speaking of the Jefferson Madison Regional Library, a pilot project with the Virginia Department of Health has now distributed 1,086 home COVID-19 tests. These are rapid antigen at-home tests where people can use their smartphone to get results within 15 minutes. Visit the VDH’s website to learn more about the Supporting Testing Access through Community Collaboration program. Coastal resilienceThe Commonwealth now has a plan in place to address sea rise and other hydrological issues caused by a changing global climate. Yesterday outgoing Governor Ralph Northam was on hand in Hampton for the release of the Virginia Coastal Resilience Master Plan. “Climate change, rising sea levels, sinking land, and storms that are more frequent and more extreme are really causing increased problems in coastal communities,” Northam said. “What we call nuisance flooding is now a regular occurrence.”The master plan looks ahead as far as the year 2080 and concludes that the number of homes and roadways that will be exposed to extreme coastal flooding will drastically increase between now and then. The plan offers suggestions for what infrastructure is needed to withstand flooding as the geology of the coast changes in the presence of more water. The plan will be updated with additional data. “This plan has some seriously alarming data,” Northam said. “According to the science, over the next 60 years there will be places in Virginia that will no longer be habitable or accessible. They’ll be flooded temporarily or permanently. And while there are things we can do to protect our communities the plan also shows us that in some places we’re going to have to focus on moving people and structures out of harm’s way.” Rear Admiral Ann Phillips coordinated the plan in her capacity as the special assistant to Governor Ralph Northam for coastal adaptation. She was one of the speakers at this year’s Resilient Virginia conference and hers is one of several voices in a September 10, 2021 edition of Charlottesville Community Engagement. Take a look or a listen!The website devoted to the plan contains a database that allows people to look at threats as well as mitigation projects. (Virginia Coastal Resilience Web Explorer) Albemarle Climate ActionLast week, the Albemarle Natural Heritage Committee got an update on the county’s efforts to address climate change. The Natural Heritage Committee developed the county’s Biodiversity Action Plan, which became part of the Comprehensive Plan in July 2019. The Board of Supervisors adopted a Climate Action Plan in October 2020. (watch the meeting)Gabe Dayley, Albemarle’s climate protection program manager, said there are a lot of areas of overlap between the two plans. “We have actions in the Climate Action Plan around promoting conservation easements, around outreach and education, as well as incentives to the general public as well as incentives to the general public as well as to landowners,” Dayley said. Other overlapping goals are to minimize fragmentation of land to preserve areas for wildlife that also can serve as carbon sinks. “You know a lot of the overlap here is between strategies for mitigation,” Dayley said. “In other words, reducing our impact or our contribution to global climate change but the county is also beginning a process to do climate resilience planning. That’s more preparing our community to hopefully be resilient and stay strong in the face of some of the climate changes that we know are coming no matter how swiftly the world acts at this point.”Dayley specifically pointed out goal 9 of the plan which is “develop strategies for biodiversity conservation during climate change.” He also briefed the NHC on the county’s 2018 Greenhouse Gas Inventory. Take a look at a story from September 10 for more information. Dayley told the Natural Heritage Committee that development of the inventory included a new tool that analyzed forest cover in Albemarle. “We found that somewhat to our surprise that there’s actually a lot of carbon sequestration in trees and forests across the county,” Dayley said. “So there’s an important takeaway there which is the critical importance of maintaining forest and tree cover that we have in the county which I think is something that’s expressed as being important in multiple ways in the Biodiversity Action Plan.” To watch the rest of the conversation, take a look at the full meeting of the group. I’ll have information about Charlottesville’s tree canopy in the next installment of Charlottesville Community Engagement. More pre-filed billsBefore the break, a few more bills have been filed in advance of the next General Assembly session. Delegate Scott Wyatt (R-Mechanicsvile) has filed a bill requiring school principals to report potential criminal acts by student to law enforcement. (HB4)Senator Chap Petersen (D-Fairfax) has filed a bill to make Virginia’s standard deduction for income taxes equal to the federal deduction. (SB7)Senator Petersen also filed a bill to permit hunting on Sundays (SB8)Senator Peterson also filed a bill related to eminent domain (SB9)Delegate James Morefield (R-North Tazewell) filed a bill to alter the portion of proceeds from the Regional Greenhouse Gas Initiative that go to the Community Flood Preparedness Fund (HB5)The General Assembly convenes on January 12, 2022. That’s the 12th day of next year. You’re reading Charlottesville Community Engagement. Let’s continue today with two Patreon-fueled shout-outs. The first comes a long-time supporter who wants you to know:"Today is a great day to spread good cheer: reach out to an old friend, compliment a stranger, or pause for a moment of gratitude to savor a delight."The second comes from a more recent supporter who wants you to go out and read a local news story written by a local journalist. Whether it be the Daily Progress, Charlottesville Tomorrow, C-Ville Weekly, NBC29, CBS19, WINA, or some other place I’ve not mentioned - the community depends on a network of people writing about the community. Go learn about this place today!Public housing updateThe Charlottesville Redevelopment and Housing Authority’s Board of Commissioners will have a work session Thursday night. They last met at a regular meeting on November 22 and got a series of updates. One was on the CRHA budget from Mary Lou Hoffman, the agency’s finance director. CRHA’s fiscal year runs from April to March 30. (financial statements through October 31, 2021) (watch the meeting)“We’re $517,000 ahead of budgeted at this point but that includes $644,000 worth of for all intent and purposes non-recurring money,” Hoffman said. That includes shortfall funding the CRHA was awarded in each of the past two fiscal years. Hoffman said one piece of good news is that the CRHA’s Paycheck Protection Program loan received near the beginning of the pandemic has been forgiven and won’t need to be paid back. The number of public housing units has been temporarily reduced from 376 to 324 units due to the renovation of Crescent Halls, which is also affecting the way the financial statements look. “It basically is shifting some of the costs that we had budgeted for Crescent Halls to the other properties and between now and the end of the year we will see an effect from that,” Hoffman said. A piece of bad news is an unexpected $17,567 payment in October to the Internal Revenue Service related to unpaid bills that were not known to CRHA staff until recently.“That was an IRS tax penalty that I was previously and totally unaware of,” Hoffman said. “It was assessed against CRHA for failing to timely file 1099s for the tax year of 2017.” Hoffman said these 1099s were related to the payment of vouchers to landlords and other vendors, and they were eventually paid.“I believe the minimum penalty was assessed which is $50 per 1099, so it’s around 340 or 350 1099’s,” Hoffman said. “It’s not only for our vendors but most of our landlords have to get a rent 1099.” Hoffman said part of the confusion stemmed from the CRHA having multiple mailing addresses including a one-time stay in City Hall. Headquarters have moved around a lot in recent years. After Hoffman’s presentation, executive director John Sales put the current year’s budget in a different light. Soon after the fiscal year began, there was a massive water leak at Crescent Halls that has affected the near-term. “Crescent Halls threw a curveball,” Sales said. “The changing of Crescent Halls, the redevelopment plan, drastically changed revenues for the housing authority. The plan included keeping Crescent Halls at least partially filled with adding voucher units which added an additional revenue for the housing authority.”But the damage at Crescent Halls has meant moving all of the residents out while the renovation continues. Those shortfall funds have helped make up the difference for now. As of November 22, Sales said tenants owed $92,000 in unpaid rent. That’s attracted the notice of the U.S. Department of Housing and Urban Development.“They ask us about it every other week,” Sales said. “We are currently working through the rent relief program to get funding and asking other sources as well to assist families that are delinquent.” Brandon Collins is the new redevelopment coordinator for CRHA and gave an update on planning for the second phase of redevelopment at South First Street. According to the CRHA website, the plan is to redevelop 58 existing public housing units into 113 new townhouse units and apartments. Collins said the CHRA has filed an application to change the financing structure.“The demo-disposition application and mixed-finance application have gone in,” Collins said. “It took a lot of doing to figure out the mixed-finance application but what we’ve landed on is phase two will have 20 public housing units, 38 project-based vouchers and 55 non-subsidized units.” Collins said CRHA is looking to see how they can get the rent for those 55 units to be as low as possible. “It appears we can get those units down pretty low,” Collins said.  A site plan has been submitted for the first phase of redevelopment at Sixth Street.“Building A is going to be there along Monticello and wrapping around the corner onto Monticello onto Sixth Street,” Collins said. “It will be four stories with 50 homes. It will have an elevator and parking underneath.” A master plan for the full site is being developed. Collins said some of the units will be set aside for homeownership. The Westhaven site will be the next future location of redevelopment with the intent to apply for Low-Income Housing Tax Credits in March of 2024. Resident planning initiatives will begin in earnest soon. As all of these developments continue, Collins said CRHA has to strike a balance to ensure it follows federal rules to limit the number of public housing units on site. “For those who don’t know there was a law passed that you can’t have any more public housing than you already had since October 1, 1999,” Collins said. The future of all CRHA properties will include a balance of multiple types of funding sources to keep rents low. Sales explained further about regulations of the U.S. Department of Urban Housing. “HUD will allow us to add more subsidized units to the site if we’re removing them from our housing-choice voucher portfolio,” Sales said. There’s a lot of complexity. If you’re interested, I recommend watching the meeting for a fuller explanation. The CRHA will take up their annual plan at their meeting on December 20. I wrote about the process in the November 18, 2021 edition of the show. You can read it on the archive site. Thursday’s work session begins at 5 p.m. Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP! The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

A HUD foreclosed home is a property owned by the US Department of Housing and Urban Development…In other words, the federal government. They foreclosed on a homeowner and took back the property and these Government-owned homes can be great deals for you to wholesale or flip but you need to understand how to do it. So in today's podcast, I'm going to break down everything you need to know about how to buy HUD foreclosures cheap!ALL-IN-ONE HOUSE FLIPPING SOFTWARE - FLIPSTERhttps://flippingmastery.com/flipsterpod-----------------------------------------This podcast was originally released on YouTube. Check out Jerry Norton's YouTube channel, with over 750 videos on all things wholesaling and flipping! https://www.youtube.com/c/FlippingMasteryTV About Jerry Norton Jerry Norton went from digging holes for minimum wage in his mid 20's to becoming a millionaire by the age of 30. Today he's the nation's leading expert on flipping houses and has taught thousands of people how to live their dream lifestyle through real estate. **NOTE: To Download any of Jerry's FREE training, tools, or resources… Click on the link provided and enter your email. The download is automatically emailed to you. If you don't see it, check your junk/spam folder, in case your email provider put it there. If you still don't see it, contact our support at: support@flippingmastery.com or 888) 958-3028. Wholesaling & House Flipping Software:https://flippingmastery.com/flipsterpodMake $10,000 Finding Deals:   https://flippingmastery.com/10kpod Get 100% funding for your deals! https://flippingmastery.com/fspod Mentoring Program: https://flippingmastery.com/ftpod FREE 8 Week Training Program https://flippingmastery.com/8wpod Get Paid $8700 To Find Vacant Lots For Jerry: https://flippingmastery.com/lfpod FREE 30 Day Quickstart Kit https://flippingmastery.com/qkpodFREE Virtual Wholesaling Kit:https://flippingmastery.com/vfpod FREE On-Market Deal Finder Tool: https://flippingmastery.com/dcpod FREE Wholesaler Contracts: https://flippingmastery.com/wcpodFREE Comp Tool:https://flippingmastery.com/compod FREE Funding Kit: https://flippingmastery.com/fkpod FREE Agent Offer Sheet & Scripts: https://flippingmastery.com/aspod FREE Cash Buyer Scripts: https://flippingmastery.com/cbspodFREE Best Selling Wholesaling Ebook:https://flippingmastery.com/ebookpodFREE Best Selling Fix and Flip Ebook:https://flippingmastery.com/ebpod FREE Rehab Checklist:https://flippingmastery.com/rehabpod LET'S CONNECT...! FACEBOOK: http://www.Facebook.com/flippingmastery INSTAGRAM: http://www.instagram.com/flippingmas

Tom Burns is an entrepreneur and an orthopedic surgeon in Austin, Texas. He is currently a physician for the United States Ski Team and travels worldwide with them. He has over 25 years of real estate experience with multiple asset types. In addition to co-founding and managing a free-standing full-service hospital, he has acquired and developed $400 million of real estate locally and internationally. He is also the author of Why Doctors Don't Get Rich. Tyler and Tom discussed why doctors (and many high-income earners) don't get rich, Tom's path to passive income, what it takes to be wealthy-minded, HUD loans and more. Highlights include: Tom's trajectory of learning and pursuing real estate investing while working as a physician Tom's experience of buying the first-ever purchased Rich Dad, Poor Dad book, and his meeting with Robert Kiyosaki Why doctors don't get rich trading time for money The simple, yet hard-to-execute traits of the wealthy-minded Acknowledging that off-market deals aren't necessarily great deals The nuances, benefits and downsides of FHA HUD loans, including 223(f) and 221(d)(4)  How Tom's team structures private equity  Why Tom's team likes the build-to-rent space Why you need to surround yourself with people who are smarter than you   Connect with Tom:   Website: http://www.richdoctor.com LinkedIn: https://www.linkedin.com/in/tom-burns-9744304/ Facebook: https://www.facebook.com/tomburnsmd The following books were mentioned in the show: 7 Steps to Creating Wealth on a Busy Schedule Why Doctor's Don't Get Rich by Tom Burns Rich Dad, Poor Dad by Robert Kiyosaki Cashflow Quadrant by Robert Kiyosaki Who Not How by Dan Sullivan and Dr. Benjamin Hardy Atomic Habits by James Clear Goals by Brian Tracy The Gap and the Game by Dan Sullivan and Dr. Benjamin Hardy The Obstacle is the Way by Ryan Holiday Happiness Advantage by Shawn Achor Are you a real estate investor looking to elevate your income, freedom & lifestyle? If so, optimize your daily performance by downloading our free guide, Raising the Bar - 5 Steps to Elevate Your Habits, at elevatepod.com.  In this guide, created by your host Tyler Chesser, you'll learn why you do what you do, how to easily institute cues in your environment to trigger desired behavior, directly applicable steps to create a fulfilling future and much more. Get your free copy at elevatepod.com and kick-start your new habits today. Your future self will thank you! This episode of Elevate is brought to you by CF Capital, a national real estate investment firm. CF Capital's mission is to provide property investment and asset management solutions to help investors like you maximize their returns by investing in high-value multifamily communities. If you are looking for risk-adjusted alternative investments in quality apartment communities, and are seeking tax optimized cash flow with appreciation upside without all the hassle of management, you might benefit from learning more about investing alongside our team.   You're invited to reach out and learn how you can invest with us by visiting cfcapllc.com. We're also currently offering a free ebook called The Bottom Line - 10 Ways to Increase Cash Flow in an Apartment Complex. Whether you're a new or an experienced investor, we're confident you'll find massive value in this resource. Get your free copy today at cfcapllc.com.

Is there a name for the day before Thanksgiving? Feast’s Eve? Blackout Wednesday? Drinksgiving? Food Prepageddon? What about "I hope I didn't forget anything at the store because I'm not going back Day?” In any case, even though it is a holiday week, there’s still time for Charlottesville Community Engagement. I’m your host, Sean Tubbs. On today’s program:A jury has found that the organizers of the Unite the Right rally guilty of a civil conspiracy and awarded damages, but did not reach a verdict on other claims Governor Northam and the Virginia Service Commission honor two area churches for their COVID testing work since the pandemic began Former City Manager Tarron Richardson is suing the city Albemarle County will revisit its 21 year old policy on cell tower placementAlbemarle says goodbye to long-time budget chief, and a Dean at the UVA School of Architecture takes a new jobSines v. Kessler verdict After a month-long trial, a jury has awarded more than $25 million in damages to the plaintiffs of a civil lawsuit against organizers and participants of the Unite the Right Rally in August 2017. The jury in Sines v. Kessler held that plaintiffs proved their civil conspiracy case under Virginia law as well as their claim that the defendants engaged in racial, religious, or ethnic harassment. Under the conspiracy count, twelve defendants must pay $500,000 each in damages and five organizations must pay a million each. On the harassment count, five individuals must $250,000 each to two plaintiffs $250,000 in compensatory damages. However, the jury did not reach a verdict on a count claiming the defendants “engaged in a conspiracy to commit racially motivated violence in violation” of federal code. (42 U.S. Code § 1985 - Conspiracy to interfere with civil rights) They also deadlocked on a second count on the defendants failure to prevent the conspiracy. The jury also found that James F. Fields owes damages for an assault and battery claim to specific victims of his deliberate decision to drive into a crowd of people on 4th Street SE on August 12, 2017, as well as another count for intentional infliction of emotional distress. Fields is currently serving time for a criminal conviction on those charges. Read the full verdict on Court Listener. Former City Manager sues CharlottesvilleAnother former Charlottesville official is seeking legal action against the City of Charlottesville. The Daily Progress reports that Dr. Tarron Richardson has filed a federal lawsuit against City Council and four individuals for entering into an agreement that prevented his ability to publicly critique the city after he left his position as City Manager in September 2020. “The First Amendment expressly forbids government bodies — including city councils — from engaging in viewpoint discrimination and retaliating against people based on the content of their speech,” reads the Nature of the Case section of the suit. Richardson wants a jury trial. The civil rights suit seeks damages as well as a declaration that a non-disparagement clause in his severance agreement is not enforceable. The suit also individually names City Councilors Heather Hill and Nikuyah Walker as well as City Attorney Lisa Robertson and former interim City Manager John Blair. The suit revisits Richardson’s tenure as city manager including his enactment of a policy to regulate use of city-issued credit cards and claims some Councilors sought to usurp his authority. “Because of ridiculous demands and the ongoing chicanery and obstructionism from Walker and Hill that would eventually prevent him from adequately performing his job, Dr. Richardson was constructively terminated,” the suit continues. The narrative claims that Councilors did not hold up their end of the severance agreement and disparaged him in social media posts and one interview that was later removed from a local media outlet. This past January, Dr. Richardson asked to publish an op-ed in the Daily Progress on race-relations in Charlottesville, but Robertson said the city would keep open the option of suing to compel Richardson to return the severance payment of $205,000. In all, the suit has four counts including violation of the First Amendment and breach of contract. He’s represented by the Haley Law Firm of Greenville, South Carolina, Keith B. French Law of Pearland, Texas, and Brand Law of Dallas. Earlier this month, former Police Chief RaShall Brackney announced she was filing a wrongful termination claim with the U.S. Equal Employment Opportunity Commission. That’s the first step toward a potential lawsuit. After Richardson left, Council appointed John Blair to serve as interim city manager before naming Chip Boyles this past January. Boyles resigned in October, six weeks after firing Brackney. Marc E. Woolley will become the next interim city manager on December 1. (view the suit on Court Listener)Richmond HUD awardThe agency that owns and operates public housing in Richmond has been awarded a planning grant for the revitalization of a property in Historic Jackson Word. The U.S. Department of Housing and Urban Development awarded $450,000 to the Richmond Redevelopment and Housing Authority for revitalization of Gilpin Court as part of HUD’s Choice Neighborhoods Initiative. “Known as “the Harlem of the South," the neighborhood’s once vibrant main street was filled with thriving theaters, stores, and medical practices,” reads a description in a HUD press release. “The historical heart of the neighborhood was all but destroyed by its bifurcation for the construction of Interstate 95/64.” The intent is for the process to be led by residents, a process already underway at the Charlottesville Redevelopment and Housing Authority. The CRHA had applied for a planning grant in 2010 but was not selected. The agency has not applied since. (list of 2010 applicants)Outgoing budget chief The government of Albemarle County is in transition with many long-time staffers having already retired or about to do so. One of them is Lori Allshouse, who served for many years leading up the county’s budget preparation each year. Nelsie Birch joined Albemarle’s executive leadership in the summer of 2020 as Chief Financial Officer and had this to say about Allshouse at the Board of Supervisors meeting on November 17, 2020.“She’s been the face of all things budget, all things capital projects, capital planning, five-year financial planning, financial policies,” Birch said.  Birch thanked Allshouse for preparing her and the rest of the staff for all of the various budget challenges that have come during the past two years. Allshouse has worked for the county since 2000. Her last job title was Assistant Chief Financial Officer for Policy and Partnerships in the finance and budget department. Her last presentation dealt with cost allocations for partner organizations in next fiscal year. You’re reading Charlottesville Community Engagement and it’s time now for another subscriber-supported Public Service Announcement. Since the pandemic began, the Albemarle Charlottesville Historical Society has been offering virtual presentations on all manner of topics. This Sunday at 4 p.m. they’ll present an important topic to the Association for the Study of African American Life and History and the Afro-American Historical and Genealogical Society. The ACHS is working on a Race and Sports initiative to tell the story of the “Desegregation of Central Virginia Public High School Athletics.” Dr. Shelly Murphy and other participants will update the Richmond groups on local efforts to collect stories from those who lived through the transition away from segregated schools, when institutions such as Jackson Burley High School vanished. This is part of the Sunday Sit-In series put on by the Richmond groups. Register online for the event, which begins at 4 p.m. this Sunday. (register)A-School moveAn associate dean at the University of Virginia’s School of Architecture is moving on to take a position at Georgia Tech. Ellen Bassett will become the Chair of the College of Design at the Atlanta-based university. Bassett is currently the associate dean for research at the School of Architecture. She’s also served as the chair of the Department of Urban and Environmental Planning and the director of the School of Architecture’s Real Estate Design and Development.*Service awardsTwo Charlottesville-area churches are among the recipients of Governor Ralph Northam’s Volunteerism and Community Service Awards for 2021. Mt. Zion First African Baptist Church and Church of the Incarnation have been honored as Outstanding Faith-Based Organizations for their offering of free COVID-19 testing in their respective neighborhoods.“Located within highly populated neighborhoods, the majority of those tested have been members of the community’s most vulnerable populations who would otherwise be unable to receive free, consistent, and timely testing,” reads the press release for the awards. Mt. Zion First African Baptist Church is located in the city’s Ridge Street neighborhood and the Church of Incarnation is located off of Hillsdale Drive in Albemarle County. Albemarle wirelessAlbemarle County will review the rules by which cell towers are regulated. A previous Board of Supervisors adopted a policy in December 2000 which among other things requires tall towers to be as invisible to the eye as possible. Several supervisors since then have asked for the policy to be revisited to increase the availability of voice and data service throughout the county. The Board has authorized $100,000 for a study, and Development Process Manager Bill Fritz checked in elected officials on November 17. (2000 Wireless Policy)“Staff wants to ensure that we put out a [request for proposals] that meets the Board’s expectations for the scope of work in the review of these regulations,” Fritz said. “The policy has never been revisited and changes in the regulations have been largely limited to keep up with changing federal regulations, court decisions, and changes in technology.” Fritz said the consultant would be charged with taking potential changes through a community engagement process eventually resulting in a public hearing before the Board of Supervisors. Changes might include elimination of some permits having to go to the Board for approval.“It could include revisions to the ordinance to eliminate the need for special exceptions that have been routinely approved,” Fritz said. “It could include allowance of facilities at greater height or lesser design standard in areas of poor coverage. These are just some ideas.”Supervisor Diantha McKeel has been asking for the policy to be revisited for many years. She suggested going right to making changes in the county code. “The policy is so old that to be honest with you I would just start over with an ordinance,” McKeel said. “And let’s get to the meat of it and let’s not worry about this old outdated policy.” McKeel said the new policy needed to put more emphasis on what she said were the positive benefits of more cell towers, including public safety. Supervisor Ann Mallek said there are other ways to provide more voice and data service that would not require a wholesale change to the policy. “This is taking the mantra of the sales people that this is the way to achieve broadband,” Mallek said. “The county has made a dedicated investment and will continue to make a dedicated investment that broadband is delivered through fiber.” Supervisor Donna Price said the county should explore any methods to expand data service. “We need to update our policy and acknowledge the changes in technology as well as the needs, not the desires, but the needs for connectivity through all of the mechanisms that are available,” Price said. The request for proposals has not yet been issued. END NOTES:Thanks to Becky Calvert and Jennie More for their assistance in coming up with names for the day. Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown MallAdditionally, Ting will match your Substack subscription to support Town Crier Productions, the company that produces this newsletter and other community offerings. So, your $5 a month subscription yields $5 for TCP. Your $50 a year subscription yields $50 for TCP! The same goes for a $200 a year subscription! All goes to cover the costs of getting this newsletter out as often as possible. Learn more here! This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

Organizers of the 2017 Unite the Right rally in Charlottesville will have to pay millions of dollars in damages for their involvement; HUD has awarded the Richmond Redevelopment and Housing Authority a $450,000 grant; Tips from VCU Health experts about how to keep your family safe this holiday season; and other local news stories.

- GM Dip Its Toes Into Electric Watercraft - Renault Will Develop Axial-Flux Motors - Volvo Wants Windshield to Act as a HUD - Polestar Precept Concept Inspires Production Car - Faraday Future Production Finally in Sight - Ford to Make Electric Corsair in Canada - Next-Gen LEAF Coming in 2025 - Next-Gen Mach-E Production Details - Dealer Acquisitions on Record Pace - Human Horizons Shows Production HiPhi Z - Chevy Updates the Menlo EV

- GM Dip Its Toes Into Electric Watercraft- Renault Will Develop Axial-Flux Motors- Volvo Wants Windshield to Act as a HUD- Polestar Precept Concept Inspires Production Car- Faraday Future Production Finally in Sight- Ford to Make Electric Corsair in Canada- Next-Gen LEAF Coming in 2025- Next-Gen Mach-E Production Details- Dealer Acquisitions on Record Pace- Human Horizons Shows Production HiPhi Z- Chevy Updates the Menlo EV

0:00 Chapter 5 – Hud 00:15 Hud: the messenger to ‘Ad 01:19 Segment 1 04:35 Segment 2 09:36 Segment 3 11:23 Segment 4 13:03 Segment 5 15:45 Segment 6 16:27 Segment 7 17:37 Characteristic sins of the warner’s people 18:03 Actions of the warner 19:57 Actions of those the warner addresses 21:12 Other key features … Continue reading "THE GOD PROTOCOL: 5. – Hud" The post THE GOD PROTOCOL: 5. – Hud appeared first on QuraniteCast.

We review how Build Back Better will impact the economy, provide updates to State and Local Tax (SALT) Cap Deductions, and break down the Rittenhouse verdict all while explaining how media covers polarizing topics with experts - hint, it's not to manipulate you. 

Let’s begin with a Patreon-fueled shout-out. Colder temperatures are creeping in, and now is the perfect time to think about keeping your family warm through the holidays. Make sure you are getting the most out of your home with help from your local energy nonprofit, LEAP. LEAP wants you and yours to keep comfortable all year round, and offers FREE home weatherization to income- and age-qualifying residents. If you’re age 60 or older, or have an annual household income of less than $74,950, you may qualify for a free energy assessment and home energy improvements such as insulation and air sealing. Sign up today to lower your energy bills, increase comfort, and reduce energy waste at home!On today’s program: The overall health of the James River has dropped slightly The Food and Drug Administration approves focused ultrasound to treat some symptoms of Parkinson’s diseaseArea transportation officials want your input tonight on the region’s transit futureAn update on planning for Smart Scale’s fifth round The Charlottesville Redevelopment and Housing Authority prepares its annual plan to the U.S. Department of Housing and Urban DevelopmentWhile the number of vaccinated Virginians has increased due to the extension of shots into people between the ages of 5 and 11, the number of cases has been up slightly over the past two days. However the Virginia Department of Health reports Wednesday figure of 2,592 new cases as a technical error that includes counts from previous days. The seven day average is now at 1,475 a day and the percent positivity is at 5.5 percent today. The Blue Ridge Health District reports another 49 new cases today and the fatality count is at 309. Do you have something to say about how our area bus systems should work? Tonight you’ll have your chance to weigh in on a Regional Transit Vision that could guide the future. Lucinda Shannon is a transportation planner with the Thomas Jefferson Planning District who briefed a technical committee of the Metropolitan Planning Organization on Tuesday.“I’m really hoping you guys will all sign up for the public meeting which is Thursday night at 6:30 p.m.,” Shannon said. “There’s also surveys on both of the TJPDC transit projects.”The TJPDC is also conducting a separate study of the expansion of transit in Albemarle County.Changes to the Charlottesville Area Transit system have been studied and presented to the public this year, but there is no schedule for when they may go into effect as there are more procedural steps to go through. (story map) (presentation)This week, the Norfolk City Council adopted a resolution approving a plan called Multimodal Norfolk that seeks to increase frequency of some buses. “The Recommended Network focuses 70 percent of resources on service that will maximize access to opportunity for most residents and are likely to get high ridership relative to cost,” reads the resolution adopted Tuesday night. “The other 30 percent of resources are focused on service that is not likely to get high ridership but will provide service in areas where there is relatively high need.”Service in Norfolk is provided by Hampton Roads Transit, which that city pays about $20 million a year to operate service.  That includes the Tide light rail system. Meanwhile, work continues to prepare the next round of applications for the Virginia Department of Transportation’s Smart Scale funding process.  Chuck Proctor is a planner with VDOT’s Culpeper District and he’s assisting Albemarle and the MPO come up with potential submissions.“Most of them are bike-ped related, a lot of them are multimodal projects like Avon Street, 5th Street, the 29-250 bypass,” Proctor said. Other projects that could be submitted include the intersection of Old Trail and Crozet Avenue, a recommendation from the ongoing North 29 corridor study, projects on Pantops, as well as various intersections of U.S. 250 east of Pantops. The Thomas Jefferson Planning District can submit up to four applications on behalf of localities. Proctor said he was not aware of what applications the city of Charlottesville might advance. Jeannete Janiczek, the city’s urban construction initiative. In most cases, Charlottesville administers its own projects without involvement from VDOT. “I just want to remind everyone this is still early in the process,” Janiczek said. “We have a new City Council coming online. The city does plan to apply for Smart Scale but we haven’t yet decided which projects.” In four rounds, Charlottesville has been awarded millions for various streetscape projects, none of which has yet gone to construction. In September, Council indicated they would no longer support contributing a local match for funds received for the first two phases of West Main Streetscape. VDOT has not yet been formally informed of any decision, according to spokesman Lou Hatter. Janiczek said potential Charlottesville projects for Round 5 a fourth phase of West Main Streetscape, or in the East High Street, Rose Hill, and the Preston Avenue corridors. There is no information about any of these potential projects available on the city website. In contrast, Albemarle and the TJPDC have been discussing potential projects since the spring. In recent years, Albemarle County has increased its capacity to design and build non-vehicular transportation projects. Kevin McDermott is a chief of planning.“We are now finally after many years in the construction phase for a lot of sidewalk improvements including new sidewalks out on Avon Street Extended, both north and south of the Mill Creek intersection,” McDemott said. The others are:New sidewalk along U.S. 250 near the Harris Teeter including a pedestrian crossing New sidewalk along Rio Road East from John Warner Parkway heading east and south toward CharlottesvilleNew crosswalk at Mountain View Elementary School on Avon Street ExtendedNew sidewalk and shared-use path on Lambs Road to the Lambs Land CampusNew sidewalk on Ivy Road between city limits and the UVA Musculoskeletal CenterThe U.S. Food and Drug Administration has approved the use of focused ultrasound to treat patients with Parkinson’s disease, according to a release from the University of Virginia Health System. Specifically, medical device regulators have authorized medical centers to use something called Exablate Neuro by the company Insightec to treat mobility problems associated with tremors caused by Parkinson’s disease. “Prior to the approval, available treatments for the Parkinson’s symptoms included drugs, which not all patients respond to, and invasive deep-brain surgeries,” reads the release.” Focused ultrasound, in comparison, does not require incisions or cutting into the skull.” During the procedure, highly focused sound waves are used to target faulty brain cells and used together with Magnetic Resonance Imaging (MRI), treatment can help ease symptoms. The releases stresses that this is not a cure. The medical technology has been pioneered at UVA and shepherded by the Focused Ultrasound Foundation. Other potential uses include treatment for essential  tremors, uterine fibroids and some forms of cancer.. Research is ongoing. For more information visit the UVA Health website or watch videos on the Focused Ultrasound Foundation’s YouTube page. Water quality in the James River has declined slightly over the past two years, according to a report card issued this week by an advocacy group that seeks to promote practices to reduce pollution. Since 2007, the James River Association has issued the State of the James and this year’s B- is based on a score of 61 percent. Every two years that score is factored by looking at 18 indicators split into the two categories of River Health and River Restoration Progress. In 2017 the grade was 63 percent. “The decline that has occurred since 2017 reflects the impact of abnormally high rainfall experienced across the watershed in recent years causing increased polluted runoff throughout the James,” reads the press release. “While oysters and tidal water quality showed promising resilience over the past year by bouncing back from the surge of rainwater and pollution, the river also revealed stalled progress in phosphorus, nitrogen, and sediment pollution reductions, as well as stream health.” Among the indicators are gauges of how healthy various wildlife populations are. The good news is that the bald eagle scores at 100 percent due to an increase in breeding pairs to 352, indicating the ban on DDT as well as passage of the Endangered Species Act in 1973 has led to the resurgence. The bad news is that American shad are rated at zero and efforts to stock the James River watershed with hatchery shad have not worked because of the presence of dams, water intakes for water supply, invasive catfish, and fishing nets intended for other species. “Given the dire situation, Virginia must develop an emergency recovery plan that clearly identifies restoration actions,” reads the report card. “But it will take a long-term and sustained effort to bring American shad back from the brink of collapse in the James.” To look through all of the indicators, visit the State of the James website and explore their story map. What are you most interested in? Let me know in the comments. You’re reading Charlottesville Community Engagement and it’s now time for a second Patreon-fueled shout-out. The Plant Northern Piedmont Natives Campaign, an initiative that wants you to grow native plants in yards, farms, public spaces and gardens in the northern Piedmont. The leaves have started to fall as autumn set in, and as they do, this is a good time to begin planning for the spring. Native plants provide habitat, food sources for wildlife, ecosystem resiliency in the face of climate change, and clean water.  Start at the Plant Northern Piedmont Natives Facebook page and tell them Lonnie Murray sent you!The Charlottesville Redevelopment and Housing Authority’s Board of Commissioners will hold a closed meeting today to discuss a personnel matter. Last week, the appointed body held a work session on a report the CRHA must turn in to the U.S. Department of Housing and Urban Development. Kathleen Glenn-Matthews is the deputy director of the CRHA. (FY20-FY21 adopted plan) (FY21-22 draft plan) (FY22-23 draft plan)“The public housing authority PHA plan is a pretty comprehensive guide to all of our agency’s policies and programs,” said Glenn-Matthews. “We spent a lot of time on our goals.”There are two parts to the plan, one of which is a five-year review that won’t be due until 2023. The second part is an annual plan with details about what will happen in the next fiscal year. The fiscal year for the CRHA runs from April 1 to March 30, a different calendar than the city, state, and federal government.  HUD classifies CRHA as a “troubled agency” based on the Public Housing Assessment System (PHAS) and the Section Eight Management Assessment Program (SEMAP). Glenn-Matthews said that means CRHA has to give more information in its annual plan. One of the first items in the draft plan is a listing of the number of public housing units and the number of housing choice vouchers. The number of units has dropped from 376 to 324 due in part to the temporary closure of Crescent Halls due to renovations. The number of housing vouchers has increased due to their use to provide temporary places for temporarily displaced residents. Those vouchers are separate from a program funded directly by the City of Charlottesville but administered by CRHA to increase their number. The city has had a line item of $900,000 a year in the capital budget for this supplemental program. Highlights from the past year include the adoption of policies on security cameras as well de-concentration of poverty.“The PHA’s admission policy is designed to provide for de-concentration of poverty and income mixing by bringing higher income tenants into lower income communities and lower income tenants into higher income communities,” reads a statement in the plan.Glenn-Matthews said the CRHA wants to build a homeownership program as well as augment the family self-sufficiency program.“We don’t have funding for it and we’re penalized by being troubled but we are looking at alternate sources for that and it’s definitely a big priority for us,” Glenn-Matthews said. The draft plan indicates that the CRHA will continue to engage in “mixed finance modernization or development” as well as “demolition and/or disposition” in the coming year. One project is development of between 39 and 50 units at Sixth Street SE. There is also a pending demolition and disposition application for the second phase of South First Street, which would replace 58 existing units with a larger project. Planning for redevelopment of Westhaven is expected to begin in the next fiscal year. “We want to make sure everything in this plan is there that we want to do this year because if not we’ll have to do an amendment, and nobody wants to go through the process,” Glenn-Matthews said. The plan also explains how nonprofit companies have been formed to serve to secure funding for redevelopment. There’s also data on who lives in the units. As of August 31, 76 percent of households had incomes below 30 percent of the area median income, 14 percent are between 30 and 50 percent, and three percent are between 50 and 80 percent. Six percent of households do not have their income data available. Only one percent of residents are classified as Hispanic or Latino, three percent are classified as Asian, 21 percent are white, and 75 percent are Black.There are a total of 736 people living in Charlottesville public housing and the average household size is 2.6 percent. The public hearing on the annual plan will be held on Monday, December 20. Thanks to Ting for their support in helping this program be produced each day. Today the newsletter ends with a limerick from show supporter Harry Landers honoring Ting for their commitment to match your initial payment to a paid Substack subscription!There once was a writer from C-ville,Who sought to shine light upon evil.He did his own thing,With some help from Ting.If there's news to report, we know he will.Special announcement of a continuing promo with Ting! Are you interested in fast internet? Visit this site and enter your address to see if you can get service through Ting. If you decide to proceed to make the switch, you’ll get:Free installationSecond month of Ting service for freeA $75 gift card to the Downtown Mall This is a public episode. Get access to private episodes at communityengagement.substack.com/subscribe

In This Episode:  Kimber is an active advocate for children and seniors that are struggling without food and shelter in Pontiac and throughout Oakland County, Michigan. We talk about the housing issue in Oakland County, in part because of the definitions of homelessness in HUD housing. Kimber explains and unpacks some of the challenges of the nationwide housing shortage. With children, the definition is much "kinder" you have to be sleeping in your car or doubled up in someone's home. This makes it easier for them to get some services through their school or other programs. Oakland County has 3200 children who are considered to be homeless. When Kimber brought up how the definition of homelessness was hurting and not helping with Congresswoman Brenda Lawrence it started a task force. The three missions of the task force Identify legislative areas to make changes Educate leaders about the barriers that people in homelessness face Get everyday people involved in the solution Kimber shares stories of what it is like helping people dealing with poverty and homelessness navigate the government programs designed to give funds to people.  Quotes from This Episode:  Engaging the community to solve our problems is one of our missions. ~Kimber I've probably worked 20, 30 hours on it to get the right person (about funding in a program to assist with rent). And if you can imagine that I'm completely exhausted from trying to find the organization and supposed to help. Can you imagine, having not sure where you're going to go that night? Not sure when you're going to be trying to call these places to get help. ~Kimber Links To Things We Talk About:  The HUD definition of homelessness. If you'd like to get involved you can reach out to kimber at kimber@kidsempowered.com, or call her at (248) 840-9858 or follow the Facebook page for Oakland County Task Force on Poverty and Homelessness Coats for the Cold - Coat Drive 2021 Help a family in need this Christmas Season Kids Empowered On The Move Episode Info: This episode of the 3rd Act podcast is brought to you by WeAreThirdAct.com. Built on the pillars of illumination, compassion, and inspiration, it's your place to get involved, spotlights of non-profits, and 3rd Act Merch. Join the 3rd Act Community to bring together connections, good stories, and a shared mission to help others.If you like the 3rd Act podcast, visit our website to subscribe, listen to past episodes, and follow us on Instagram and Twitter.  

This session, B reviews a broken paddle kayak pack trip, while Hud discussion trips to the Monterey Salt. Fly Brothers are a pair of fly bum brothers out west, who enjoy exploring new water, new tackle, hunting a variety of fish, and sharing good times.Good drifts and stay tight to the fly friends. Tune in.

All-around bad-ass, Angie Feret is here to talk HUD, FUI, her work, music, motorcycles, and more.

On June 25, 2021, President Biden's newly appointed Housing Secretary Marcia Fudge proposed to rescind a Secretary Carson-era disparate impact rule designed to implement the Fair Housing Act. In its place, HUD would reinstate the 2013 Discriminatory Effect Standard because the 2013 rule "better states Fair Housing Act jurisprudence and is more consistent with the Fair Housing Act's remedial purposes." By the time notice and comment ended on August 24, 2021, over ten thousand public comments had been submitted.Critics of Secretary Fudge's proposed rule, including Ranking Member Senator Pat Toomey, argue that the change not only flouts the Supreme Court's decision in Texas Department of Housing and Community Affairs v. Inclusive Communities but also ultimately hurt consumers. Proponents argue that the change will move the housing market towards greater equity. Our panel of experts with a diversity of views discussed the pros and cons on October 11, 2021.Featuring:- Paul Compton, Founding Partner, Compton Jones Dresher- Morgan Williams, General Counsel, National Fair Housing Alliance- [Moderator] Devon Westhill, President and General Counsel, Center for Equal OpportunityVisit our website – www.RegProject.org – to learn more, view all of our content, and connect with us on social media.

Today's HousingWire Daily features a crossover episode with the RMD Podcast, a monthly podcast covering hot topics in the reverse mortgage industry hosted by Chris Clow, editor at Reverse Mortgage Daily. The episode features an interview with Carol Dujanovich, the Vice President of Operations at Michigan-based 1st Nations Reverse Mortgage, who was recently appointed to the United States Department of Housing and Urban Development's Housing Counseling Federal Advisory Committee.Dujanovich sits down with Clow to discuss the significance of the appointment and what the committee will aim to achieve under HUD Secretary Marcia Fudge.

In our Series 'An EPIC Guide to Community Building' host Scott M. Graves introduces us to his partner Ethan DeSota, founder of Exponent Construction Group and partner in EPIC, LLC. This special series of SMG's 'Are We Here yet?' podcast explores the financialisation of our economy and how that is effecting the real estate markets. We set the stage in Episode one describing the very real issue of wealth transfer through the liquidation of residential property that occurs in recessions. Our guest is Dan Crowley, a forty year veteran of community banking and consultant to real property owners and developers for acquiring SBA and HUD financing. Dan cut right to the chase. When asked whether we are experiencing a man-made manufactured downturn in order to take wealth away from the most vulnerable, he didn't mince words. "I think It's pre-engineered intended shifts in wealth." So we start off our series setting the stage for what we think is coming in the market and why that's so. But lest you think we'll only focus on the storming days ahead, we hope to offer in the remainder of the series perspectives and sometimes direct solutions so you can navigate our unstable economic landscape to find your own way of building wealth and meaning. For your own life.

This week on #EJBTalks we get back to telling the Bloustein School story through our retired faculty. Stuart Shapiro welcomes his former colleague in the Public Policy Program and beloved Professor Emeritus Henry Coleman. Professor Coleman talks about his “origins,” from his time as a student of economics to his work at HUD, leading to his work at Rutgers both as a faculty member and the Director of the Center for Government Services. While at EJB, Professor Coleman served on a number of New Jersey gubernatorial transition teams as well as on the advisory boards of numerous public and nonprofit bodies. Throughout the conversation, Professor Coleman emphasizes how his service to the community and his connection to teaching students real-world applicable information was a cornerstone of his time at Rutgers. --- Send in a voice message: https://anchor.fm/ejbtalks/message

Hud shares his recent kayak trip for rock fish and his return to scuba diving Monterey bay. B returns to the lake of his personal best trout to check the fall bite. He runs into a new species, a host of roaming wildlife, and an unexpected capsized canoe. Fly Brothers are a pair of fly bum brothers out west, who enjoy exploring new water, new tackle, hunting a variety of fish, and sharing good times.Good drifts and stay tight to the fly friends. Tune in.

Manufactured housing appears to be making a comeback. Boosting the supply of prefab homes is a major part of a new government initiative. Factory-built housing is also getting the attention of real estate investors looking for hard-to-get rental homes.Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review.The Biden Administration announced its Housing America initiative last month. One component of that initiative is to increase the supply of manufactured homes. Other components include things like down payment assistance, the rehabilitation of existing homes, new loan options for manufactured homes, and collaboration with local governments to reduce zoning limitations. (1)Prefab Homes Gaining New RespectThe manufactured housing component could be a game changer for a market that has so few affordable options. And with improvements to the manufacturing process, prefab homes are losing the stigma they once had for being inferior to site-built homes.In 2020, a HUD report says: “Factory-built housing has undergone many physical changes that have made it more similar to, and in many ways indistinguishable from, conventional site-built housing… Quality improvements in construction and installation practices have increased durability so that the life expectancy of factory-built housing increasingly is comparable to that of site-built or onsite housing.” (2)The Manufactured Housing Institute says essentially the same thing. In a 2021 industry overview, it says: “Today's manufactured homes can deliver outstanding quality and performance at prices that are up to 50 percent less per square foot than conventional site-built homes. These savings allow more and more Americans to own their own homes.” (3) That also applies to investors who might want to buy more affordable rental homes.Cost Savings for Prefab HomesSo what are the price points for manufactured homes compared to site-built homes? The Institute says the average price of a manufactured home is $81,900. If you break it down to price per square foot, that's about $57 compared to $119 for a site-built home. Average size for a prefab home is about 1,450 square feet. The average for a site-built home is 2,500 square feet, so the price of a prefab home is about ¼ the cost of a site-built home.According to rebusinessonline, manufactured housing accounts for about 5.5% of U.S. homes. They also accounted for 9% of home starts last year. That's about 95,000 homes, which is double the number of prefab homes shipped in 2011.Strong Investment ActivityAccording to Chad Hagwood at Lument, investors are paying attention. He said in an interview for rebusinessonline.com: “The market for investment sales is the strongest it's ever been.” He says: “Having been an active participant in this industry for almost two decades. The sales volume, the interest, the activity is unlike anytime I've ever seen.” Lumen provides loans for multifamily, affordable housing, and senior housing. (4)Lument recently produced a white paper on the manufactured housing industry. It begins with comments about the need for affordable homes and the “growing popularity of lower density living” and how that's providing a new option for both homeowners and investors. (5)It says: “The combination of robust cash flow growth, particularly in Sunbelt and Western markets, cap rate compression, and liquidity provided by the GSEs makes a compelling case for manufactured housing community acquisitions and refinances.”In the section about revenue trends, it says the inventory-weighted average rent of $840 for prefab homes in 31 markets compared favorably to other rentals in the same areas. That includes rents of about $1,100 for C+ to B- apartments, and $1,400 for overall average apartment rents.Pros and ConsLet's take a look at the pros and cons of manufactured housing.According to that HUD report: Modular housing construction is faster and takes place in a climate controlled environment which saves time and avoids unpredictable weather events and damage to materials. Due to improvements in design and quality that make manufactured homes more similar to site-built homes, public perception has gotten better (although it still needs improvement). The trend could build quickly as potential homebuyers, renters, and investors learn more about this type of housing.Getting a loan for a prefab home is also getting easier. Last month, the Federal Housing Finance Agency announced that Fannie Mae and Freddie Mac would be allowed to purchase loans for single-section manufactured homes. On the other hand: Builders are concerned about switching to factory-built homes because they'd lose workers they may not be able to get back, if needed. Transportation of modules can be expensive. Pre-construction costs could be significantly higher - as much as 50%. Public perception of manufactured homes needs further improvement to prevent NIMBY attitudes.NIMBY Issue Somewhat NeutralizedThe NIMBY issue has been somewhat neutralized by recent trends in minimalist living. Tiny homes have been popular for people who want to simplify their lives, and the lack of housing has encouraging many homeowners to add small rental units or ADU's to their properties. Legislation in California makes it perfectly legal to do so on any single-family lot that's big enough. There's also some extremely innovative ideas for manufactured housing that are getting the attention of the real estate world.We just interviewed the co-founder of Boxabl on our other podcast, The Real Wealth Show. (6) The Nevada-based start-up has a very unique product that addresses the transportation problem by making the unit “fold-up” for delivery. Once it arrives at its destination, it takes just a few hours to set up. There are also plans to make the smaller “casita” units modular so they can be put together into larger homes. The concept has caught the attention of Tesla and SpaceX founder, Elon Musk, who reportedly lives in one. We'll have a link to that interview and the other reports in the show notes at newsforinvestors.comYou can also learn more about rental investing at our website by joining RealWealth for free. As a member, you have access to the Investor Portal where you can view sample property pro-formas and connect with our network of resources. That includes experienced investment counselors, property teams, lenders, 1031 exchange facilitators, attorneys, CPAs and more.And please remember to hit the subscribe button, and leave a review!Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.housingwire.com/articles/manufactured-housing-is-key-to-affordable-homeownership/2 -https://www.huduser.gov/portal/periodicals/em/WinterSpring20/highlight2.html3 -https://www.manufacturedhousing.org/wp-content/uploads/2021/05/2021-MHI-Quick-Facts-updated-05-2021.pdf4 -https://rebusinessonline.com/lument-manufactured-housing-communities-garner-investor-interest/5 -https://www.lument.com/wp-content/uploads/2021/08/Lument-white-paper-manufactured-housing-2021.pdf6 - https://www.realwealthnetwork.com/real-wealth-show-podcast/?utm_source=Podcast&utm_medium=Real%20Wealth%20Show&utm_campaign=2020wp-login.php%3Fredirect_to&reauth=1&wchannelid=nnhnv5t81j&wmediaid=gjwh7p0qfp

Stop by and tell our good friends at B&K Auto Salvage thank you for supporting the Far Reaches. Remember to use the exclusive Far Reaches promo code for savings on purchases and higher rates on your scrap! Episode 2 features Richard and Micah pack the water in this episode and have some fun trying to stay on track! The gang kick off the episode with a beautiful two way reach around and bring everyone up to speed on the week. Richard got to spend some time with his dad and R3 weaning and then take the fam to a great movie and spend some time in Reno! Micah has been busy around the house and was recently elected to the EOU Alumni board, which made his best thing of the week! The entertainment spotlight features the 1963 Paul Newman movie, Hud. Richard and Micah discuss why I can be so hard to watch. Micah get's them in the ditch by discussing how this movie and many others that have been important in his life were written by Larry McMurtry, and have been featured on Far Reaches as well! Richard does a fine job of keeping Micah focused but they still manage to wander through several other movies and writers and have some fun doing it! Richard picks the next Entertainment Spotlight and decides the world needs to be reminded how impressive the MASH movie is. Released in 1970, it later spawned the long standing TV series as well, but stands strong on it's own! It will surely lead to some great conversation! The gang then dives into the most recent examples of the Cancel Culture with the upheaval over the recent Dave Chappelle special on Netflix and the resignation of Raider's head coach Jon Gruden over leaked e mails. Then Micah clarifies what Let's Go Brandon means and the boys finish up by talking through some of the details on vaccination policies and how this is impacting the workforce. Strap in and hang on, as this is one you will want to share with your friends. So have fun, enjoy and keep on Reachin! --- Send in a voice message: https://anchor.fm/micah87/message Support this podcast: https://anchor.fm/micah87/support

Tribal members hoping to purchase a home on tribal land often face a gauntlet of red tape, delays and complicated legal arrangements. Even if they manage to satisfy all the requirements, they may still be unable to get a mortgage from a standard lender. In addition, some tribal members who benefited from HUD's Indian Home Loan Guaranteed Program are coming up against constraints.

On June 25, 2021, President Biden's newly appointed Housing Secretary Marcia Fudge proposed to rescind a Secretary Carson-era disparate impact rule designed to implement the Fair Housing Act. In its place, HUD would reinstate the 2013 Discriminatory Effect Standard because the 2013 rule "better states Fair Housing Act jurisprudence and is more consistent with the Fair Housing Act's remedial purposes." By the time notice and comment ended on August 24, 2021, over ten thousand public comments had been submitted. Critics of Secretary Fudge's proposed rule, including Ranking Member Senator Pat Toomey, argue that the change not only flouts the Supreme Court's decision in Texas Department of Housing and Community Affairs v. Inclusive Communities but also ultimately hurt consumers. Proponents argue that the change will move the housing market towards greater equity.Join a panel of experts with a diversity of views to discuss the pros and cons. Featuring:-- Morgan Williams, General Counsel, National Fair Housing Alliance-- Paul Compton, Founding Partner, Compton Jones Dresher-- Moderator: Devon Westhill, President and General Counsel, Center for Equal Opportunity

Welcome to the Season 3 Premier! Once again, brought to you by our wonderful friends at B&K Auto Salvage! Remember to check out their website and use your Far Reaches exclusive promo code! https://bandkautosalvage.com/ The gang kick off Season 3 with a 3 Way Reach Around update! Richard, Joel and Micah catch everyone up on the highs and lows of the mid season break. Joel and Micah made an appearance at the Pendleton Roundup and were sure to represent in full Reacher Style! Joel finished it off with a multi state roadtrip through the west with some camping and world famous parks and places! Rich has been dominating the real estate world and Micah has been enjoying the Florida life! The gang discuss the Entertainment spotlight, which Joel had chosen before the break, a wonderful standup special from Shane Gillis. Joel also picks the word of the week, which he decides should be Whistle Blower given the current hearings and hubub! Micah picks the next entertainment spotlight, and decides everyone should suffer and or enjoy screening the 1963 Paul Newman classic, Hud, https://www.imdb.com/video/vi2435365401/? Richard and Micah wind up the episode with some Rona talk and remind everyone that Homecoming is this weekend at good old EOU! So jump in, sit back relax and enjoy the kickoff episode. Keep the suggestions coming and Keep on Reachin! --- Send in a voice message: https://anchor.fm/micah87/message Support this podcast: https://anchor.fm/micah87/support

Darin Davis is Principal and Co-Founder of Presario Ventures.  He has over 18 years of real estate experience involving acquisition, development, management, and dispositions. In 2002, he founded his first with an initial emphasis on land entitlement, multi-tenant and Class B commercial retail centers. In 2009, Darin co-developed his first multifamily project in Austin, TX. Since then he and his business partners have focused their efforts on the multifamily sector primarily in the Texas marketplace. As a Sponsor and General Partner, he has directly participated in securing over $500,000,000 in debt and equity for acquisition and ground up construction. Darin is experienced in Public-Private Partnerships and HUD-insured loan products. He is an honored alumnus from the University of Oklahoma, and he and his family currently reside in the great state of Texas.   [00:01 - 04:54] Opening Segment Get to know Darin Davis Darin shares about his life and starting Presario Ventures   [04:55 - 10:29] Invest in Multifamily Development Why should you invest in multifamily development? “We were losing!”  The Good Side of Investing in Multifamily Development    [10:30 - 31:18]  Multifamily Development vs Acquisition Resources, Development, Market Downturn, and Costs Inflation is the big buzzword now! Darin talks about sensitivity underwriting When does debt become your friend? “That's not us!”: A Unique Way of Finding Assets and Catering to their Specific Markets What is Build To Rent? BTR Costs versus Apartment Costs Here's What You Should Do when Evaluating Your Deals “It's based on them first.” Darin endorses Tom Burn's book, Why Doctors Don't Get Rich How Darin and Tom started their partnership with one another Levelling up Your IRR in Six Weeks Why Focus on Either Multiple or Cash on Cash   [31:19 - 41:25] Closing Segment Quick break for our sponsorsGroundfloor offers short-term, high-yield real estate debt investments to the general public. Check www.passivewealthstrategy.com/groundfloor/ to get started. What is the best investment you've ever made other than your education?Their team Darin's worst investmentNot listening to the people closest to him What is the most important lesson that you've learned in business and investing?Building a relationship  Connect with my guest. See the links below.   Tweetable Quotes: “We have so much more control.” - Darin Davis “We put a lot of space between the good and the probable.” - Darin Davis “Be actionable.” - Darin Davis “At some point, it's okay to say ‘no'.” - Darin Davis ------------ Connect with Darin Davis through info@presarioventures.com and LinkedIn.  Visit their website https://presarioventures.com/. Grab a copy of

In this episode, we welcome back special guest, Mike Flood, Senior Vice President of Commercial/Multifamily Policy and Member Engagement at the Mortgage Bankers Association to give us a round-up of the latest regulations and how they currently are impacting (and potentially will impact) commercial real estate. We discuss taxes, infrastructure, and the debt ceiling, and then dive into the multifamily sector, banking areas to watch, and insurance lending and ESG. Tune in now. Episode Notes: Taxes, infrastructure, and the debt ceiling (0:45) Spending Bill: impact on CRE (6:45) Multifamily sector (15:01) Revision of GSE conservatorship capital framework (20:54) HUD and FFB: Affordable housing (27:03) Banking areas to watch (30:41) Climate-related issues for insurers (34:45) ESG lending (38:31) Questions or comments? Contact us at podcast@trepp.com. Follow Trepp: Twitter: www.twitter.com/TreppWire LinkedIn: www.linkedin.com/company/trepp-llc Facebook: www.facebook.com/TreppLLC

The secretary of HUD, Cong. Marcia Fudge, discusses with Madison about an initiative to combat homelessness in this country. After the interview, a caller who's an appraiser, talks on  a program mentioned by Sec. Fudge pertaining to appraising. 

In this episode of the Housing Changemaker Series, Laura Foote is joined by Bryan Greene, Vice President, Policy Advocacy, National Association of REALTORS. They discuss fair housing policy, equity in homeownership, and Bryan's background at HUD and beyond. Bryan oversees all legislative and regulatory advocacy on behalf of the association's 1.4 million members. Before joining NAR, Bryan served for ten years as the highest-ranking career official in HUD's Office of Fair Housing and Equal Opportunity (FHEO), where he oversaw the policy direction and operational management of the 600-person office enforcing the nation's housing anti-discrimination laws. Under Bryan's leadership as FHEO General Deputy Assistant Secretary, HUD pursued large-scale, high-profile cases that addressed systemic discrimination and provided widespread relief. Bryan also managed HUD's Fair Housing Assistance Program (FHAP) and HUD's Fair Housing Initiatives Program (FHIP), which together provide over $70 million to state and local government agencies and nonprofit organizations fighting discrimination in local communities. This special series on Infill is in partnership with Up For Growth, who is hosting a conference featuring amazing pro-housing voices from all over the country. We had the great opportunity to sit down with several of the speakers and give you a preview of what will be discussed in more detail during the online conference. Tickets are free, grab yours here! https://go.upforgrowth.org/UFG2021YIMBY Links:Hear more from Bryan on Fair Housing: https://www.nar.realtor/center-for-realtor-development-podcast/ensuring-fair-housing-for-all-with-nars-bryan-greene Learn more about YIMBY Action: https://yimbyaction.org/

Recorded as part of the Texas Tribune Festival, this week's episode is a conversation with brothers US Representative Joaquin Castro and 2020 presidential candidate Julián Castro. The brothers join Jason to discuss how the Biden administration is measuring up on the issues that were important to their own campaigns, the potential ripple effects of Texas' new extreme abortion legislation, and the importance of Latino representation in the media.  Guests: Joaquin Castro, US Representative for Texas' 20th District, and Julián Castro, former Secretary of HUD and 2020 presidential candidate  Podcast production by Ahyiana Angel, Jasmine Ellis, and Asha Saluja. You can skip all the ads in A Word by joining Slate Plus. Sign up now at slate.com/awordplus for just $1 for your first month. Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded as part of the Texas Tribune Festival, this week's episode is a conversation with brothers US Representative Joaquin Castro and 2020 presidential candidate Julián Castro. The brothers join Jason to discuss how the Biden administration is measuring up on the issues that were important to their own campaigns, the potential ripple effects of Texas' new extreme abortion legislation, and the importance of Latino representation in the media.  Guests: Joaquin Castro, US Representative for Texas' 20th District, and Julián Castro, former Secretary of HUD and 2020 presidential candidate  Podcast production by Ahyiana Angel, Jasmine Ellis, and Asha Saluja. You can skip all the ads in A Word by joining Slate Plus. Sign up now at slate.com/awordplus for just $1 for your first month. Learn more about your ad choices. Visit megaphone.fm/adchoices

Recorded as part of the Texas Tribune Festival, this week's episode is a conversation with brothers US Representative Joaquin Castro and 2020 presidential candidate Julián Castro. The brothers join Jason to discuss how the Biden administration is measuring up on the issues that were important to their own campaigns, the potential ripple effects of Texas' new extreme abortion legislation, and the importance of Latino representation in the media.  Guests: Joaquin Castro, US Representative for Texas' 20th District, and Julián Castro, former Secretary of HUD and 2020 presidential candidate  Podcast production by Ahyiana Angel, Jasmine Ellis, and Asha Saluja. You can skip all the ads in A Word by joining Slate Plus. Sign up now at slate.com/awordplus for just $1 for your first month. Learn more about your ad choices. Visit megaphone.fm/adchoices

Evan Holladay is the President and CEO of Holladay Ventures where they are focused on multi-family affordable/workforce housing deals in the Southeast US. To date, Evan has sourced and developed over $237 million, helping create 1300+ units of new affordable housing. He's worked in innovative financing – introducing and utilizing the first PILOT (Payment In Lieu Of Taxes) in many jurisdictions, utilizing Renewable Energy Credits with LIHTC, and working with HOME, CDBG, Project-Based Vouchers, and HUD 221d4 financing. Evan is an advocate for affordable housing and was recently featured in the book CRA at Forty: Views on the Present and Future of Community Reinvestment.[00:01 - 05:23]  A Passion in Serving OthersLet's get to know Evan Holladay Monumental PodcastEvan shares his work and passion[05:24 - 22:55] Holistic and Impact Investing with CommunitiesEvan's past and current dealsThe last 3 years with the communities and a skyrocketing businessA Holistic Strategy in the Making to Provide the Best HousingEvan talks about Monumental PodcastHow Evan started his great podcastA Phenomenal Story with a Phenomenal Guest Evan's Big, Big, Big Goal[22:56 - 29:42] THE FINAL FOURWhat's the worst job that you ever had?His first job with a developerWhat's a book you've read that has given you a paradigm shift?I Can See Clearly NowWhat is a skill or talent that you would like to learn?SpanishWhat does success mean to you?Fulfillment in every level of lifePutting actions behind your wordsConnect with Evan. Links available belowTweetable Quotes:“When you can provide stable and attainably priced housing, everybody in the community wins.” - Evan Holladay “Just being a part of a community, knowing where the redevelopment is, where the corridors are, is important and key.” - Evan Holladay “You need to have a support version and an amazingly supportive partner or else it's all for nothing.  You can't accomplish this on your own.” - Evan Holladay Connect with Evan through evan@holladayventures.com, Facebook, Instagram, and LinkedIn. Visit their website https://holladayventures.com/ and create impact through connecting with communities and holistically investing.LEAVE A 5-STAR REVIEW by clicking this link. WHERE CAN I LEARN MORE?Be sure to follow me on the below platforms:Subscribe to the podcast on Apple, Spotify, Google, or Stitcher.LinkedInYoutubeSupport the show (https://www.buymeacoffee.com/weissadvice)