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In this informative episode of Seggs Talk Radio, Thea welcomes Dr. Kate Balestrieri, a clinical and forensic psychologist, and certified sex therapist. The conversation delves into multiple facets of intimacy and relationships, covering topics such as sexual health, the impact of societal norms on sexuality, and the complexities of emotional labor in partnerships. Dr. Balestrieri shares her professional insights on navigating desire discrepancies, the effects of censorship on sexual wellness education, and the dynamics of power in relationships. Additionally, they explore the nuances of infidelity, the significance of personal growth for maintaining relationship novelty, and the challenges faced by male emotional expression under societal expectations. The episode concludes with reflections on reclaiming pleasure and practical advice for enhancing intimacy after trauma. Dr. Balestrieri's perspectives offer a comprehensive look at modern intimacy and the factors influencing sexual well-being.EPISODE THEMES
Lumber prices surged 23% year-over-year in April, reviving cost pressures that rattled builders earlier in the pandemic. The spike, driven by sawmill closures and fears of higher tariffs on Canadian imports, is squeezing margins for major developers like Lennar, D.R. Horton, and Toll Brothers. The U.S. currently imposes a 14.5% duty on Canadian softwood lumber—accounting for 85% of American imports—but that rate could more than double following a regulatory review expected by August. The volatility comes as HUD Secretary Scott Turner outlines a bold deregulation agenda. Speaking at the T3 Leadership Summit, Turner pledged to ease red tape, open underused federal lands for construction, and eliminate the Affirmatively Furthering Fair Housing rule. Turner says the goal is to unlock new supply by empowering local governments and encouraging self-sufficiency. Meanwhile, HUD faces proposed budget cuts of $33.6 billion, raising questions about how effectively the agency can stimulate new building while federal funding shrinks. Together, rising material costs and shifting federal policy are setting the stage for a turbulent second half of 2025 in the housing sector. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
On Tuesday, May 20 justice advocates and tenants rallied on the steps of Albany City Hall to demand urgent action in response to federal housing cuts and to call on New York State to strengthen protections for renters and the homeless. The action was part of a national day of action organized by the Right to the City Coalition to bring attention to the devastating impact of proposed HUD funding cuts, and growing housing insecurity across NYS. Issues included defense of public housing and section 8 programs and expansion of rent stabilization statewide. We hear from • Melinda Piece, Danker Village Tenants Union • Richard Johnson, Albany Chapter of the National Union of the Homeless • Canyon Ryan, United Tenants of Albany • Alfredo Balarin, Albany Common Council Member for the 11th Ward and • Tammera King, Ida Yarbrough Tenants Union
Owen Li is a first-generation immigrant who came to the U.S. with $6,000 in debt and earned a Ph.D. from Harvard. After 12 years in a W-2 role, he started investing in real estate with a $32K house and now manages $90 million in assets, including 600+ multifamily units, 900+ self-storage units, and 205 acres of land. He joined Rod's Warrior Group in November 2024 and closed a 133-unit deal in Hattiesburg, MS the following month for $9.2 million, assuming a $5.75 million HUD loan at 2.45% and raising $4.45 million in equity. Based in Chicago with his wife and three kids, real estate has given his family financial freedom and educational choices. Here's some of the topics we covered: From Immigrant Struggles to Earning a Harvard PhD Why Multifamily Beats Burnout from Labor-Intensive Startups How Buying Foreclosures and Fourplexes Built Owen's Foundation Passive Investing vs. Going All In on Multifamily Investing in Other People's Projects Vs. Multifamily Why Scaling in Multifamily Is a Total Game-Changer Build Trust Fast by Building a Proven Track Record Raising 4.45 Million Dollars With His Team Should You Still Be Buying Multifamily Right Now? How Joining the Warrior Group Fast-Tracks Growth If you'd like to apply to the warrior program and do deals with other rockstars in this business: Text crush to 72345 and we'll be speaking soon.
In part two of Red Eye Radio with Gary McNamara and Eric Harley, making time for the "Big Beautiful Bill" with audio from Ron Johnson and the HUD director on how to make it beautiful. Also the impeachment attempt, audio from the President on returning home from his first trip abroad in his second term and seeing his new Grandchild, audio from SCOTUS on birthright citizenship and much more. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
52:23- Gen. Jack Keane, a retired 4-star general, the chairman of the Institute for the Study of War and Fox News Senior Strategic AnalystTopic: Trump in the Middle East, efforts from Trump to end the Russia-Ukraine war 1:15:04- Dr. Marc Siegel, physician, Professor of Medicine at the NYU Langone Medical Center, author, and contributor to Fox NewsTopic: Prescription drug price cuts, nodule found in Biden's prostate 1:27:26- Ellie Cohanim, Senior Fellow at the Independent Women's Forum, Former US Deputy Envoy to Combat Antisemitism for the U.S. State Department, and the First Iranian-born EnvoyTopic: Trump's trip to the Middle East 1:48:02- Commissioner Ray Kelly, the longest-serving Commissioner of the NYPD in history who was in charge of the Secret Service during his tenure as Deputy Treasury Secretary under President ClintonTopic: Police Week, latest in NYC crime 2:02:14- Dan Huff, lawyer who served in the Trump White House and the House and Senate Judiciary Committees, former deputy assistant secretary at HUD, and a McKinsey & Company consultantTopic: "Trump has a secret weapon to defeat activist judges on immigration" (Fox News op ed) 2:11:23- Gianno Caldwell, Fox News Political Analyst, founder of the Caldwell Institute for Public Safety and the host of the "Outloud with Gianno Caldwell" podcastTopic: Seeking justice for his brother in ChicagoSee omnystudio.com/listener for privacy information.
The HUD OIG says 31 outstanding recommendations warrant "priority" status in 2025 because they would have the most significant impact on HUD programs. To explain how, and what happens next, the Acting Inspector General for HUD, Stephen Begg, joins me now.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Release Date: 05.14.2025 Hoporenkv Native American Podcast: “An Important Announcement for Indian Country from HUD Secretary Scott Turner” Special Guest: Scott Turner United States Secretary of Housing and Urban Development Episode Description: Today's episode brings you exciting news directly from our very special guest, Scott Turner, the United States Secretary of Housing and Urban Development (HUD)! We're diving into the announcement of a significant $1.1 billion in Indian Housing Block Grant (IHBG) funding, set to empower Native American Tribes, Alaska Native Villages, and Tribally Designated Housing Entities (TDHEs) with vital resources for affordable housing initiatives in Indian Country. We'll highlight the importance of this crucial investment - HUD's largest annually for Indian Country – and how this funding will support crucial housing activities nationwide, as well as HUD's unwavering dedication to serving Tribal Communities and their vision for a brighter, more sustainable future. “From day one, HUD has been engaged on alleviating affordable housing challenges facing urban, rural, and Tribal Communities. Today's announcement reaffirms our commitment to serve Tribal Communities while working towards meeting Indian Country's housing needs,” said Secretary Scott Turner. “HUD has a strong partnership with Tribal Nations, and I look forward to collaborating directly with Tribal Leaders to expand housing opportunities and remove burdensome regulatory barriers that impede progress.” Join us as we look toward the road ahead and Secretary Turner reaffirms HUD's ongoing commitment to addressing housing challenges in Tribal Communities nationwide. Episode Resource Links: • https://www.hud.gov/news/hud-no-25-065 • https://www.hud.gov/sites/default/files/PIH/documents/FY-2025IHBG-Formula-Allocation-Press-Release-Awards-List.pdf • https://www.hud.gov/helping-americans/public-indian-housing-ihbgformula • https://www.hud.gov/news/hud-no-25-054 • https://www.hud.gov/news/hud-no-25-061
I'm the best you ever seen, Draft Class. I'm the best there is. And even if you beat me, I'm still the best.The definition of a classic, PAUL NEWMAN!Joining Jon Saks for 3 Rounds of the PAUL NEWMAN Draft - SPECIAL GUESTS!Frank BonacciAmanda Van NostrandRobert AllenCheck out Amanda in the feature film, "Fog"Currently available on Tubi!"Let us know what Draft you would like to listen to by sending us a message!"Support the show
In this engaging episode of Seggs Talk Radio, the host welcomes the multi-talented Brandon Kyle Goodman, a podcaster, author, actor, and writer. The conversation covers a variety of topics including Brandon's upcoming stage show 'Ho Church,' their experiences growing up as a pastor's kid, and their journey through different religious practices. The duo discusses the intersections of church and kink, the challenges, and intricacies of polyamory, and the importance of open communication and consent in sexual relationships. Brandon shares insights into their personal experiences with sex education, sexual health, and the cultural stigmas surrounding these topics. They also delve into mental health, the power of therapy, and how Brandon's book and podcast aim to liberate others by destigmatizing conversations around sex, love, and relationships.EPISODE THEMES
President Trump's latest budget proposal would slash federal rental aid by 40%, end programs like Section 8 as we know them, and shift responsibility to the states—sparking alarm from housing advocates and raising major questions for real estate investors. In this episode, we break down what's in the proposal, how it would reshape HUD's role, and what it means for landlords, developers, and the broader housing market. From reduced stability for subsidized renters to emerging risks—and opportunities—for investors, this is one policy shift you can't afford to ignore. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
In a major shift, HUD and the FHA are walking back a Biden-era policy on foreclosures that gave nonprofits and government agencies first access to buy distressed properties. Originally intended to support affordable housing and community revitalization, the policy has delivered underwhelming results—prompting officials to reverse course. In this episode of Real Estate News for Investors, Kathy Fettke breaks down what this rollback means for investors, how it could speed up the flow of foreclosed homes to the open market, and why it might lead to new buying opportunities in 2025. Topics Discussed: 00:00 New FHA Policy 00:30 FHA Previous Foreclosure Policy 01:02 Mixed Results from Policy 01:50 Immediate Changes 02:10 What this Means for Investors LINKS Download Your Free Top 5 Cities to Invest in 2025 PDF!https://www.realwealth.com/1500 JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN Source: https://www.housingwire.com/articles/fha-walks-back-biden-era-restrictions-on-foreclosed-property-sales/
Andy Webb returns with Part 2 of his Texas-focused series on protesting property tax valuations, diving deeper into strategies for investors and homeowners. He introduces his three "at-bats" strategy, giving property owners multiple angles to challenge their valuation. Andy emphasizes the importance of crafting a compelling narrative supported by solid evidence, such as HUD statements, photos of property condition, and contractor bids. He also warns against disclosing wholesaler assignment fees that could inflate perceived value. Whether protesting market or equity value, Andy's approach helps investors present a stronger case and potentially reduce their tax burden. Click to Listen Now
This week, I'm back from my (highly discussed, greatly anticipated) vacation to Disney World with my kids and Anderson's family...which ended with me in a puddle of tears.Then, we caught up on last week's biggest news - the Blue Origins "space" flight and I shared Teresa Giudice's hilarious matchmaking attempt for me.Plus, I talked about a journalist I admire, planning a (potentially lame?) 3rd Birthday party for lil' Lucy, debate the actual cool-factor of J. Hud's "spirit hallway" and hash out some morning routine drama with Jordan.For more interviews and behind-the-scenes tea, tune in to Andy Cohen Live weekdays on Radio Andy by subscribing to SiriusXM. Use my link https://sxm.app.link/AndyCohen for a free trial! Subscribe to SiriusXM Podcasts+ to listen to new episodes of Daddy Diaries ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.
United States Secretary of Housing and Urban Development Scott Turner joins the program. As a former NFL player, what is his take on Saquon playing golf and Jalen skipping out on the visit? What would compel players to not go to the White House? How has it been getting HUD back on track through tearing down regulation and correcting behavior in-house? The price of a starter house today is ridiculous! What can be done?
2:30 Chemtrails, mRNA Kill Shots Self-Amplifying and Aerosol Trump's administration is fast-tracking mRNA genetic injections again — this time self-amplifying — even as a new study shows spike in all cause mortality from the previous Trump shots And as RFKj confirms DARPA's chilling chemtrail program, a new AeroVax aerosol inhalable mRNA nanotech is nearing approval 26:39 Trump Goes Full Knucklehead with MS-13 Tattoo Tantrum Over a Photoshopped Lie Trump's unhinged meltdown over a crudely photoshopped MS-13 tattoo exposes not only his shocking ignorance but an administration cowed into sycophancy, afraid to tell him when he forgets to wear his pants. His administration is ignoring REAL evidence of cartel activity by the individual in question and doubling down on fake evidence out of pride and a determination to never admit a mistake. How typical. How telling. How amusing and dangerous at the same time. 50:42 Trump's First 100 Days: Dark Time for Free SpeechPalestinian student kidnapped by masked ICE agents without a warrant speaks for the first time as a multitude of free speech organizations line up behind the grad student similarly kidnapped merely for writing an op-ed that Trump disagreed with 1:03:26 Biden's Persecution of Ranchers DroppedBut will the Forest Service and armed agents be punished and dismissed? 1:13:14 LIVE audience comments 1:18:26 King Charles' Dark Night of the Soul as He Deals with CancerUnlike past monarchs who stood in awe of the King of Kings during Handel's Messiah or humbled themselves as “sinners” at death's door as the Hapsburg Emperors, Charles clings to a dark, hopeless view of mortality, ignoring the confident expectation of Christian salvation. 1:23:56 Supreme Court's Dangerous Gamble: Funding Catholic Charter Schools Could Unleash a Flood of Taxpayer-Backed Islamic Madrassas A Catholic church's push for a taxpayer-backed charter school threatens to set a precedent that would funnel billions to Islamic madrassas, like those run by the Gulenists, who've already siphon nearly a billion annually in Texas alone under the guise of “science and math” schools. From secular humanism to Sharia law, this explosive case risks entangling education with government money strings 1:33:39 Treasury Report Shows The STABLECOIN CONSPIRACYTony Arterburn, DavidKnight.gold, joins The most recent Treasury report projects explosive growth for stablecoins over the next 3 years — and why not since they'll be used to soak up treasury bonds and repos. It's a public-private partnership Trojan horse designed to track your every move and make everything a government-granted “privilege” With trade wars, supply chain shocks, and currency manipulation on the horizon, gold and silver remain as true safe havens. 2:13:33 Eric Trump: “Banks Will Be Gone in 10 Years”Eric Trump is storming Dubai, hawking luxury properties and sketchy crypto schemes — Meet the New Crime Family, Same as the Old Crime Family They can't stop talking about a complete restructuring of financial systems. 2:22:13 “Freedom Cities” Exposed: A Crypto-Fascist Plot to Trap You in High-Tech Concentration Camps This sinister scheme promises 10 new U.S. cities built on public land, free from “red tape.” But don't be fooled! With the Department of Interior and HUD joining forces to seize federal land these cities are a combination “company town” and “Smart City” 2:36:37 VISA Wants You to Give Your Credit Card to an “AI Agent” Rolling out now are AI agents with the power to carry out designated complex tasks. And VISA would like to encourage you to give it your credit card! What could possibly go wrong? 2:41:59 The ONE-TWO Punch of Orwell, Then KafkaFederal agents from the FBI, ICE, and U.S. Marshals are terrorized an innocent family and took all their possessions. Now, after the Orwellian SWAT Teaming IN ERROR, no one will talk to them about where their property is located like some out of control kafkaesque dictatorship 2:51:32 "Trump's Militarized Border: Enter NM and You Officially Enter a “Military Base” Trump's plan to turn the U.S. border into a 60-foot-wide military no-man's-land, patrolled by troops and high-tech drones We might want to remind ourselves that the US government created many of the most dangerous drugs as well as creating the drug cartels with the Drug WarIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation through Mail: David Knight POB 994 Kodak, TN 37764 Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7 Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHT For 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
2:30 Chemtrails, mRNA Kill Shots Self-Amplifying and Aerosol Trump's administration is fast-tracking mRNA genetic injections again — this time self-amplifying — even as a new study shows spike in all cause mortality from the previous Trump shots And as RFKj confirms DARPA's chilling chemtrail program, a new AeroVax aerosol inhalable mRNA nanotech is nearing approval 26:39 Trump Goes Full Knucklehead with MS-13 Tattoo Tantrum Over a Photoshopped Lie Trump's unhinged meltdown over a crudely photoshopped MS-13 tattoo exposes not only his shocking ignorance but an administration cowed into sycophancy, afraid to tell him when he forgets to wear his pants. His administration is ignoring REAL evidence of cartel activity by the individual in question and doubling down on fake evidence out of pride and a determination to never admit a mistake. How typical. How telling. How amusing and dangerous at the same time. 50:42 Trump's First 100 Days: Dark Time for Free SpeechPalestinian student kidnapped by masked ICE agents without a warrant speaks for the first time as a multitude of free speech organizations line up behind the grad student similarly kidnapped merely for writing an op-ed that Trump disagreed with 1:03:26 Biden's Persecution of Ranchers DroppedBut will the Forest Service and armed agents be punished and dismissed? 1:13:14 LIVE audience comments 1:18:26 King Charles' Dark Night of the Soul as He Deals with CancerUnlike past monarchs who stood in awe of the King of Kings during Handel's Messiah or humbled themselves as “sinners” at death's door as the Hapsburg Emperors, Charles clings to a dark, hopeless view of mortality, ignoring the confident expectation of Christian salvation. 1:23:56 Supreme Court's Dangerous Gamble: Funding Catholic Charter Schools Could Unleash a Flood of Taxpayer-Backed Islamic Madrassas A Catholic church's push for a taxpayer-backed charter school threatens to set a precedent that would funnel billions to Islamic madrassas, like those run by the Gulenists, who've already siphon nearly a billion annually in Texas alone under the guise of “science and math” schools. From secular humanism to Sharia law, this explosive case risks entangling education with government money strings 1:33:39 Treasury Report Shows The STABLECOIN CONSPIRACYTony Arterburn, DavidKnight.gold, joins The most recent Treasury report projects explosive growth for stablecoins over the next 3 years — and why not since they'll be used to soak up treasury bonds and repos. It's a public-private partnership Trojan horse designed to track your every move and make everything a government-granted “privilege” With trade wars, supply chain shocks, and currency manipulation on the horizon, gold and silver remain as true safe havens. 2:13:33 Eric Trump: “Banks Will Be Gone in 10 Years”Eric Trump is storming Dubai, hawking luxury properties and sketchy crypto schemes — Meet the New Crime Family, Same as the Old Crime Family They can't stop talking about a complete restructuring of financial systems. 2:22:13 “Freedom Cities” Exposed: A Crypto-Fascist Plot to Trap You in High-Tech Concentration Camps This sinister scheme promises 10 new U.S. cities built on public land, free from “red tape.” But don't be fooled! With the Department of Interior and HUD joining forces to seize federal land these cities are a combination “company town” and “Smart City” 2:36:37 VISA Wants You to Give Your Credit Card to an “AI Agent” Rolling out now are AI agents with the power to carry out designated complex tasks. And VISA would like to encourage you to give it your credit card! What could possibly go wrong? 2:41:59 The ONE-TWO Punch of Orwell, Then KafkaFederal agents from the FBI, ICE, and U.S. Marshals are terrorized an innocent family and took all their possessions. Now, after the Orwellian SWAT Teaming IN ERROR, no one will talk to them about where their property is located like some out of control kafkaesque dictatorship 2:51:32 "Trump's Militarized Border: Enter NM and You Officially Enter a “Military Base” Trump's plan to turn the U.S. border into a 60-foot-wide military no-man's-land, patrolled by troops and high-tech drones We might want to remind ourselves that the US government created many of the most dangerous drugs as well as creating the drug cartels with the Drug WarIf you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation through Mail: David Knight POB 994 Kodak, TN 37764 Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7 Money should have intrinsic value AND transactional privacy: Go to DavidKnight.gold for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to TrendsJournal.com and enter the code KNIGHT For 10% off supplements and books, go to RNCstore.com and enter the code KNIGHTBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-real-david-knight-show--5282736/support.
Impact investing expert Sam Sells joins the show to share how he transitioned from military service and government work to building a $300 million fund dedicated to affordable housing and socially responsible real estate.In this episode, you'll discover how Sam Sells uses his background with USAID, the HUD, and foreign development projects to solve real-world problems through multifamily housing development and private capital raising. If you've been searching for how to start in impact investing, how to access government grants for real estate, or how to align your investments with your values — this conversation is tailored for you.Sam breaks down:The blueprint to raise capital from investors aligned with mission-driven goalsHow to leverage government funding, bonds, and grants effectivelyThe red tape around HUD — and how to work through itWhy leadership and resilience are essential in today's real estate landscapeThe power of purpose-driven investing and real financial returnsThis episode is especially useful if you:Are tired of purely profit-driven investingWant to fund affordable housing solutionsAre looking to enter real estate investing with social impactNeed inspiration from someone who's made the leap from service to successLet Sam's story provide insight, clarity, and real answers to your impact investing questions.0:00 - Introduction to Sam Sells & his journey1:00 - Military background and transition to impact work2:00 - Why real estate? Why impact investing?3:05 - How to scale impact through smart systems4:15 - Affordable housing & investor incentives5:40 - Working with HUD, USAID, and government bonds7:10 - Is the government still a good partner?8:35 - The truth about USAID and foreign aid10:00 - Lessons in leadership and overcoming failure11:30 - Top books and resources for raising private capital13:00 - Where to connect with SamTo check out the YouTube (video podcast), visit: https://www.youtube.com/@drchrisloomdphdDisclaimer: Not advice. Educational purposes only. Not an endorsement for or against. Results not vetted. Views of the guests do not represent those of the host or show. Click here to join PodMatch (the "AirBNB" of Podcasting): https://www.joinpodmatch.com/drchrisloomdphdWe couldn't do it without the support of our listeners. To help support the show:CashApp- https://cash.app/$drchrisloomdphdVenmo- https://account.venmo.com/u/Chris-Loo-4Spotify- https://podcasters.spotify.com/pod/show/christopher-loo/supportBuy Me a Coffee- https://www.buymeacoffee.com/chrisJxClick here to schedule a 1-on-1 private coaching call: https://www.drchrisloomdphd.com/book-onlineClick here to check out our bookstore, e-courses, and workshops: https://www.drchrisloomdphd.com/shopClick here to purchase my books on Amazon: https://amzn.to/2PaQn4pFor audiobooks, visit: https://www.audible.com/author/Christopher-H-Loo-MD-PhD/B07WFKBG1FFollow our YouTube channel: https://www.youtube.com/chL1357Follow us on Twitter: https://www.twitter.com/drchrisloomdphdFollow us on Instagram: https://www.instagram.com/thereal_drchrislooFollow us on Threads: https://www.threads.net/@thereal_drchrislooFollow us on TikTok: https://www.tiktok.com/@drchrisloomddphdFollow our Blog: https://www.drchrisloomdphd.com/blogFollow the podcast on Spotify: https://open.spotify.com/show/3NkM6US7cjsiAYTBjWGdx6?si=1da9d0a17be14d18Subscribe to our Substack newsletter: https://substack.com/@drchrisloomdphd1Subscribe to our Medium newsletter: https://medium.com/@drchrisloomdphdSubscribe to our LinkedIn newsletter: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=6992935013231071233Subscribe to our email list: https://financial-freedom-podcast-with-dr-loo.kit.com/Thank you to all of our sponsors and advertisers that help support the show!Financial Freedom for Physicians, Copyright 2025
In this inspiring episode, Kim Lisa Taylor sits down with fellow summit co-creator Vinki Loomba to share the vision behind the Go Beyond Multifamily Summit. More than just another real estate event, this summit represents a bold new direction—one that challenges the status quo and opens doors to wealth-building strategies beyond traditional multifamily investing. Kim and Vinki reveal what this event means to them personally, why they felt called to launch it now, and how it reflects their deeper mission to empower others to grow, diversify, and build legacy wealth. If you're feeling boxed in by the usual real estate routes, this conversation will expand your perspective and show you what's possible when you go beyond. Chapters: Introduction and Event Overview (00:00:00)Krisha Young introduces the podcast discussing the Go Beyond Multifamily summit, featuring Kim Lisa Taylor and Vinki Loomba as co-creators. The event aims to challenge traditional real estate investing approaches and open new wealth-building opportunities.Origin Story and Market Gap (00:02:39)Kim Lisa Taylor shares her journey into real estate investing, starting from the Learning Annex event, her experience in HUD projects, and identifying the need for education in alternative asset classes beyond multifamily investing.Vinki Loomba's Background and Approach (00:51:39)Vinki describes her transition from corporate executive to real estate investor, founding Loomba Investment Group, and her approach to building relationships with investors beyond transactions.Alternative Asset Classes Discussion (00:10:43)The speakers outline various investment opportunities beyond multifamily, including mobile home parks, RV parks, marinas, vineyards, car washes, resorts, and medical offices, emphasizing the importance of diversification.Summit Details and Speaker Lineup (00:42:54)Discussion of the virtual summit scheduled for June 6th-7th, 2025, featuring over 50 speakers, including industry leaders and experts in various real estate sectors and AI implementation.
President Trump was in Michigan to celebrate his first 100 days in office, speaking to a fired up crowd about how finally we have a president that is a champion for workers, defending our borders and choosing Detroit over Beijing. What should be a continued celebration of the administration's accomplishments is marred by legacy media's coverage of the president. The Media Research Center revealed that 92% of the media's coverage of President Trump is negative. Amazon got a taste of FAFO, just as the released they intended to add a tariff upcharge on their website, their stock plummeted. Choosing China over the U.S. is a bad look and after serious backlash they walked back the tariff upcharge. Tammy Bruce is the Spokesperson for the U.S. State Department. On today's show she explains exactly how and why President Trump is approaching China. He is putting America back in the driver's seat so China can no longer proliferate their unfair trading practices on the U.S. and the rest of the world. Tammy updates us on where negotiations stand for peace in Ukraine. After his meeting with President Trump, Zelensky is on board, while Putin seems to be boxing himself in. Secretary Scott Turner of the U.S. Housing and Urban Development is fixing the housing crisis in America. By striping away burdensome regulations, HUD is actively addressing our homeless crisis and getting people the shelter they need. He is also eradication the harm done by DEI and replacing them with "biologically sound" policies to keep women safe from biological men in shelters. David Horowitz passed last night, he was a leader in the Conservative movement and today we honor and remember his impact and legacy. Featuring: Tammy Bruce Spokesperson | U.S. Department of State https://www.state.gov/ Scott Turner Secretary | U.S. Department of Housing & Urban Development https://www.hud.gov/ Today's show is sponsored by: Beam For a limited time got 40% of Beam's Dream Powder. Dream Powder with Reishi, Magnesium, L-Theanine, Apigenin and Melatonin to help you fall asleep, stay asleep, and wake up refreshed. Just head to https://shopbeam.com/SPICER for 40% off. TAX Network USA Talk with a strategist at Tax Network USA... it's FREE. Stop the threatening letters. Stop looking over your shoulder and put your IRS troubles behind you, once and for all. Whether you owe $10,000 or $10 million, Tax Network USA can help you! Reach out to them today at 1-800-245-6000 or visit https://tnusa.com/SEANSPICER ------------------------------------------------------------- 1️⃣ Subscribe and ring the bell for new videos: https://youtube.com/seanmspicer?sub_confirmation=1 2️⃣ Become a part of The Sean Spicer Show community: https://www.seanspicer.com/ 3️⃣ Listen to the full audio show on all platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-sean-spicer-show/id1701280578 Spotify: https://open.spotify.com/show/32od2cKHBAjhMBd9XntcUd iHeart: https://www.iheart.com/podcast/269-the-sean-spicer-show-120471641/ 4️⃣ Stay in touch with Sean on social media: Facebook: https://facebook.com/seanmspicer Twitter: https://twitter.com/seanspicer Instagram: https://instagram.com/seanmspicer/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Pags calls out the media silence on the left's former poster child, Abrego-Garcia—aka the “Maryland man.” Why has he vanished from the headlines? Hypocrisy, exposed. PLUS—Doug Emhoff is OUT and Pags breaks down what it means. AND—HUD Secretary Scott Turner joins Pags for an exclusive sit-down on Day 100 of Trump's second term. From opportunity zones to cutting off HUD money to illegal aliens, to the surprising question: is the Redskins name making a comeback? They even talk a little football—don't miss this electric interview. Learn more about your ad choices. Visit megaphone.fm/adchoices
Indigenous Peoples Day bill debated in Nevada Senate committee HUD secretary visits Oneida reservation in Wisconsin to promote VASH CTUIR hosts MMIP awareness walk ahead of Red Dress Day
12 - We kick off the show with the reaction to the Eagles' visit to the White House yesterday. We react to comments from former Eagle Malcolm Jenkins, as well as writers Les Bowen and Marcus Hayes. Is Saquon playing golf with Trump comparable to Reggie White's comments in 1998? Where do Eagles fans stand politically? 1210 - Will Judge Dugan switch over to the Republican side to defeat Larry Krasner? 1220 - A 60 million dollar plane fell off an aircraft carrier while the ship was trying to evade Houthi rockets. How big of an embarrassment is this and why are we not looking to eradicate the Houthis? Side - the/of names 1230 - Tommy Pigitt, Principal Deputy Spokesperson for the Department of State, joins the program today. Why is the President in Michigan to celebrate 100 days? Why is combating transnational crime the biggest emphasis of this White House? How important is it to fight back against radical groups who have overtaken colleges and universities? 1245 - United States Secretary of Housing and Urban Development Scott Turner joins the program. As a former NFL player, what is his take on Saquon playing golf and Jalen skipping out on the visit? What would compel players to not go to the White House? How has it been getting HUD back on track through tearing down regulation and correcting behavior in-house? The price of a starter house today is ridiculous! What can be done?
12 - We kick off the show with the reaction to the Eagles' visit to the White House yesterday. We react to comments from former Eagle Malcolm Jenkins, as well as writers Les Bowen and Marcus Hayes. Is Saquon playing golf with Trump comparable to Reggie White's comments in 1998? Where do Eagles fans stand politically? 1210 - Will Judge Dugan switch over to the Republican side to defeat Larry Krasner? 1220 - A 60 million dollar plane fell off an aircraft carrier while the ship was trying to evade Houthi rockets. How big of an embarrassment is this and why are we not looking to eradicate the Houthis? Side - the/of names 1230 - Tommy Pigitt, Principal Deputy Spokesperson for the Department of State, joins the program today. Why is the President in Michigan to celebrate 100 days? Why is combating transnational crime the biggest emphasis of this White House? How important is it to fight back against radical groups who have overtaken colleges and universities? 1245 - United States Secretary of Housing and Urban Development Scott Turner joins the program. As a former NFL player, what is his take on Saquon playing golf and Jalen skipping out on the visit? What would compel players to not go to the White House? How has it been getting HUD back on track through tearing down regulation and correcting behavior in-house? The price of a starter house today is ridiculous! What can be done? 1 - Do you remember how bad the cab situation was in Philadelphia? And now we want to tax ride sharing to pay for SEPTA? 110 - Are people still really concerned about tariffs and is that Trump's only blemish right now? Why is Amazon showing prices of their products before and after tariffs? Your calls. 120 - Why are most organizations/unions still leaning to the left? Wrong way Bernie! Would you honeymoon in Russia? 130 - SEPTA Transit Chief Chuck Lawson joins the program. Why is Septa's new emphasis on fare evasion? What infrastructure changes can Septa implement to combat stolen fares? What is Chief Lawson looking to implement with a swoon of new officers joining the academy? 150 - Is Bernie disobeying the will of Karl Marx? We talk about the proposed bill to raise taxes on ridesharing in order to pay for Septa. 2 - Legendary Philadelphia Sports Radio Host Angelo Cataldi joins us. Where can we get the book? How was the Joe Conklin Show a few weeks ago and what is it like working with Joe Conklin for 30 years? When did going to the White House to celebrate the Super Bowl become a political issue? Angelo also details how impactful this draft was after losing half the defense off of a championship team. Why is the team's messaging around Dallas Goedert so odd? What is Angelo's take on the Phillies season so far? 215 - Dom's Money Melody! 225 - Is there more than meets the eye with the Real ID issues? 240 - Harvard is doing away with “Affinity Groups”. Your calls on Real ID. 250 - The Lightning Round!
Melissa Petro, author of 'Shame On You,' joins Seggs Talk Radio to discuss her remarkable journey from being a public school teacher and sex worker to becoming an author and advocate. In this candid conversation, Petro details her career trajectory, the media scandal that outed her past as a sex worker, and the personal and professional aftermath, including losing her teaching job. She also shares insights on overcoming shame and finding empowerment through writing and community support. The episode delves into topics like the stigma around sex work, the pressure of societal expectations, and resilience in the face of public humiliation. Listeners will gain a deeper understanding of how Petro transformed her experiences into advocacy and her ongoing mission to help others through their own shame resilience journeys.EPISODE THEMES
Kevin interviews HUD secretary Scott Turner. Tosa's schools are messed up. And... Milwaukee museum insight from Kevin.
This week on Here's What We Know, we're sitting down with one of the most respected legal minds in the country—Stanley M. Brand. Stan is the former General Counsel to Speaker Tip O'Neill and has tackled some of the highest-profile political and public corruption cases, representing figures like George Stephanopoulos, Tony Coelho, and Dan Rostenkowski. Beyond the courtroom, he spent over 30 years as Vice president of the National Association of Professional Baseball Leagues, shaping the future of America's favorite pastime. Now, as a Distinguished Fellow at Penn State Dickinson Law, he's sharing all his knowledge with the next generation of lawyers. Tune in now for a conversation full of stories, wisdom, and a few surprises along the way!In This Episode:Defending the Powerful: Go behind the scenes of high-profile political trials and hear how Stan kept his cool under the weight of media scrutiny.From the Courtroom to the Classroom: Why did one of Washington's sharpest legal minds trade trials for teaching? Stan shares how he's shaping the next generation of lawyers with hands-on, experience-driven learning.FBI, DOJ & The Trust Gap: Stan offers bold insights on government overreach and why many Americans are skeptical of federal investigations today. Think you know how the system works? Think again.Baseball Meets the Law: 30+ years as VP of Minor League Baseball means Stan has stories—from antitrust showdowns to how economic shifts are reshaping the game.Old-School Wisdom Meets Today's Chaos: What Tip O'Neill taught him about bipartisan leadership—and why that kind of political wisdom is sorely missing in today's climate.A Real-Life Perry Mason Moment: You'll love the jaw-dropping story where Stan turns a trial on its head—live in court—with a single question.This episode is sponsored by: Mike Counsil Plumbing & Rooter (Use code “Gary” to get $89 off any service!)Bio:Stanley M. Brand supervises the Semester in Washington internship program. Professor Brand is senior counsel in Akin Gump's litigation practice in Washington, D.C., and has enjoyed success representing corporations, trade associations, labor unions, and individuals in major justice department, grand jury and independent counsel investigations and trial proceedings including Whitewater, HUD, the savings and loan crisis and the campaign finance task force investigations. Earlier in his career, Professor Brand served as general counsel to the U.S. House of Representatives and was the chief legal officer responsible for representing the House, its members, officers, and employees in connection with legal procedures and challenges to the conduct of their official activities. With over thirty years of experience, Professor Brand offers students a particularly sharp insight into federal regulatory and legislative practice in Washington, DC. In addition to his legal work, Professor Brand serves as the Vice-President of the National Association of Professional Baseball Leagues.LinkedIn: https://www.linkedin.com/in/stan-brand-3293501/Connect with Gary: Gary's Website Follow Gary on Instagram Gary's Tiktok Gary's Facebook Watch the episodes on YouTube Advertise on the Podcast Thank you for listening. Let us know what you think about this episode. Leave us a review!
- Easter 2025: "America is a nation of believers." - The Story of America, an Introduction - “The Shot Heard Round the World”: The Battles of Lexington and Concord - 250 Years Later: Paul Revere's Ride - White House Easter Egg Roll Preparation - Senior WH Officials Budowich, Miller, & Leavitt have a discussion on Tariffs with US Trade Rep Greer - Kwast Clips from Badlands Story Hour Ep 112 - Secretary of Defense Hegseth Does PT With Marines - DoD "It's Air Show Season" - SCOTUS: Challenge To Affordable Care Act - President Trump and First Lady participate in the White House Easter Egg Roll - SecDef Hegseth on Second Signal Chat - Resumed: SCOTUS Hears Challenge To Affordable Care Act - First Lady Melania Trump Reads to Children at the 2025 White House Easter Egg Roll - A Week at the Interior - Oversight Hearing – United States Capitol Police (4.8) - Excommunicated ArchBishop Vigano on the late Pope Francis (h/t PepeLivesMatter) - SCOTUS: Supreme Court Hears Case on Appellate Procedure - Cardinal Dolan Delivers Remarks on Passing of Pope Francis - Decades of Dysfunction: Restoring Accountability at HUD (4.8) - House Foreign Affairs Committee Markup on Various Measures (4.9)
The U.S. Department of Housing and Urban Development (HUD) released the annual rent and income limits April 1 for property managers to apply when renting properties financed by low-income housing tax credit (LIHTC) equity as well as HUD programs such as Section 8, Section 202 and Section 811. In this week's episode of the Tax Credit Tuesday podcast, host Michael Novogradac, CPA, and guest Thomas Stagg, CPA, one of Novogradac and the nation's leading experts in rent and income limits, discuss three key takeaways from this year's release. First, Stagg and Novogradac discuss income limits being higher than anticipated. The second key takeaway is why the rent and income limits were higher'a change in HUD's methodology for calculating inflation factor in rent and income limits. Finally, they discuss a number of metropolitan statistical areas (MSAs) that were reorganized or changed in the 2025 limits release, including why a disproportionate number of the changes are in Connecticut.
For our penultimate episode of EJB Talks for the spring 2025 semester, Bloustein School Young Alumni honoree and Advisory Board Member Sara Meyers MPP '09 shares her unconventional path into public policy, beginning with a background in music and German before being inspired by political events to pursue change from within government. She talks to Dean Stuart Shapiro about her extensive experience across various levels of government, from federal work at HUD, where she led major operational efforts, to local leadership roles in DC's education system, and more recently as COO of the CHIPS Program Office at the Department of Commerce. As she ventures onto a new path with a climate-focused investment philanthropy organization, she emphasizes the value she found as a policy generalist, the importance of transferable skills like data analysis, writing, and project management, and the benefits of diverse experience in creating effective, impactful policy.
The Ag Net News Hour's Lorre Boyer and Nick Papagni, “The AgMeter” discussed the challenges faced by citrus growers, particularly the management of citrus thrips. Sandipa Gautam, a Cooperative Extension Area Citrus IPM Advisor, highlighted the importance of monitoring fields for thrips and other pests, such as red mites and California red scale. She noted that thrips thrive in drought-stressed environments and have developed resistance to some insecticides. Gautam emphasized the need for effective and safe pest management strategies, especially during the bloom season. The segment also touched on the broader impact of labor issues on farmers and the importance of agriculture in providing food and clothing. The discussion on Ag Net News Hour focused on a federal judge's ruling that the Trump administration cannot freeze funds allocated under the Inflation Reduction Act (IRA) by the Biden administration. Judge Mary S. McElroy, appointed by Trump, ruled that agencies cannot unilaterally alter funding granted by Congress. The ruling affects departments like USDA, EPA, and HUD, and orders them to release frozen funds. The conversation debated the legality of Trump's actions, with one speaker arguing for transparency and the other for adherence to legal processes. The impact on farmers and the farming industry was also discussed. The Ag Net News Hour discussed California's lawsuit against President Trump's use of emergency powers to impose tariffs on Mexico, China, and Canada. Governor Gavin Newsom and Attorney General Rob Bonta argue that Trump lacks authority under the International Economic Emergency Powers Act to impose these tariffs, which they claim harm California's economy. They discussed the history of Newsom's financial mismanagement, citing a $961 million budget overrun for homeless programs and the failure of the high-speed train project. Pagani predicted Newsom's lawsuit would fail, highlighting his lack of support and the vagueness of the 1977 law.
With President Trump approaching the 100-day mark of his second term, his Cabinet has been busy ensuring that his agenda is carried out. Bret is joined by Department of Homeland Security Secretary Kristi Noem to discuss how the department is ensuring that American citizens are safe from domestic and foreign terrorism. Secretary Noem also sheds light on her tour of an El Salvador prison where deported Venezuelans and others are being held. Later, Department of Housing and Urban Development Secretary Scott Turner joins Bret to share the role of HUD and the department's plan to assist with disaster relief and homelessness. Originally aired on Special Report. Learn more about your ad choices. Visit podcastchoices.com/adchoices
A rare bipartisan breakthrough in housing policy: Congress just introduced the Housing Supply Frameworks Act, a bill that could reshape local zoning nationwide. Backed by over 140 housing organizations, the bill directs HUD to develop model frameworks to help cities modernize restrictive land-use policies — the very ones driving America's severe housing shortage. In this episode, we break down what the bill actually does, why it matters, and how it could unlock millions of new homes without a single federal mandate. Whether you're an investor, policymaker, or just struggling to find a place to live, this is one housing policy you'll want to understand. Subscribe to the BiggerPockets Channel for the best real estate investing education online! Become a member of the BiggerPockets community of real estate investors - https://www.biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices
How far can grit, gratitude, and gumption take you in real estate? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with sits down with Lindsay and Matt Parham — a dynamic husband-and-wife real estate duo shaking up the market in Palatka, Florida. From humble beginnings and multiple jobs to top-producing agents, Lindsay and Matt share their gritty, heartfelt journey into real estate and how they're changing lives, one home at a time. The Parhams open up about everything from their deep roots in Northeast Florida to mastering mobile home sales, growing a business together, and embracing the ups and downs of entrepreneurship. Lindsay, a former waitress and single mom, found her calling in real estate with the help of family, consistency, and a passion for helping others. Matt, an electrical systems pro and fishing enthusiast, brought leadership and tactical skills into the business, helping them thrive. This episode is packed with real talk, humor, and powerful lessons on resilience, legacy, and loving what you do. Lindsey received her real estate license and moved with her MIL to Century 21 and she became a Momentum agent and her world opened up. Matt have tried large corporations such as Northrop Grumman but have found that as her family has developed it becomes increasingly hard to conform to a lot of the corporate models. This is where he decided to join her wife in real estate and finally become an entrepreneur himself. Ready to get inspired? Listen now and learn how passion, partnership, and persistence can build more than just houses — they build legacies! Highlights 00:00–07:20 The Real Estate Power Couple Introduction Introduction of Matt and Lindsay Parham Their unique strengths and complementary skills Real estate market opportunities in Northeast Florida Use of AI tools like ChatGPT for productivity Leveraging tech in real estate listings and marketing 07:20–17:40 Mobile Homes and Personal Journeys Nuances of mobile home lending and HUD requirements Challenges with out-of-state buyers and unfamiliar lenders Matt's background in electronics and marine work Lindsay's early life, motherhood, and career shift Real estate as a path forward after personal struggles 17:40–28:36 From Service Work to Real Estate Passion Lindsay's transition from waitressing to real estate Starting at Century 21 and moving to Momentum Realty Early learning curves and the importance of mentorship Door knocking success story and building confidence Discovering fulfillment through client transformation 28:36–42:40 Doing the Work Others Won't Hands-on approach to helping clients close deals Repairing homes personally to save transactions Veterans and families supported into safe housing Building lasting relationships through action Embracing the gritty side of the business 42:40–57:56 Marketing, Branding, and Business Building Social media storytelling to connect with prospects Hosting events and creating memorable experiences Farming and mailer strategies for consistent exposure Importance of professional lender relationships Delegating, scaling, and planning for growth 57:56–01:27:18 Vision, Teamwork, and What's Next The Momentum Realty culture and peer mentorship Creating systems and planning long-term goals Balancing family and business vision Staying rooted in service and consistency Aspirations for future real estate development Conclusion Quotes: “I never dreamed real estate would turn into something I'd be so passionate about. It started as something to do — now it's who I am.” – Lindsey Parham “There's no greater sense of independence than being offshore on a boat by yourself — and that's the same independence we found building our real estate business.” – Matthew Parham “Helping someone go from sleeping in their car to owning a home — that's what real estate is about for me. It's not just sales, it's impact.” – Lindsey Parham “This business is 100% about relationships. You can't do it alone, and if you don't build your network, you will fail.” – Matthew Parham To contact Lindsey and Matt Parham, learn more about their business, and make them a part of your network, make sure to follow them on Instagram, Facebook, and YouTube. Connect with Lindsey and Matt Parham! Instagram: https://www.instagram.com/lindseykay1129 Facebook: https://www.facebook.com/profile.php?id=100075920395616 YouTube: https://www.youtube.com/@ParhamTeamFlRealtors Connect with me! Website: toprealtorjacksonville.com Website: toprealtorstaugustine.com If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation! SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best. #RealEstatePodcast #GritAndGrowth #PalatkaHomes #AffordableHousing #VeteranHousing #RealEstateCouple #MomentumRealty #HelpingOthers #FloridaHomes #NortheastFlorida #MobileHomes #HomeOwnership #RealEstateSuccess #LegacyBuilders #HomeBuyingJourney #HouseHustle #RealTalkRealEstate #SmallTownBigImpact #PropertyPros #AgentLife
In this episode, seasoned BDSM community member Venus Cuffs discusses her decade-long journey in the New York kink scene, shedding light on the abusive behaviors she has witnessed and the importance of consent and boundaries. Venus shares her transition into mainstream nightlife producing, highlighting her profound experiences from owning a large dungeon in Brooklyn to curating unique events like her kink-horror show 'House of Screams.' The conversation touches on the challenges faced by women, especially those of color, in the adult industry and nightlife, along with the stigmas and systemic racism they encounter. Venus also reflects on her recent shift away from pro-dom work and the subsequent opportunities that have opened up, underlining the importance of authenticity and following one's spirit. Listeners are invited to learn from her extensive experiences and insights into entrepreneurship, community building, and the power of resilience.EPISODE THEMES
The Hidden Lightness with Jimmy Hinton – Could unlocking unused federal land solve America's affordable housing crisis? This episode of *The Hidden Lightness* explores a bold plan backed by HUD and the Department of the Interior to cut red tape and repurpose strategic land for development. Learn how this initiative balances conservation with urgent housing needs—and why it could be a game-changer.
In this episode, I talk about the Life and Prophethood of Hud (as).
Housing and Urban Development Secretary Scott Turner details how HUD is partnering with DHS to remove illegal aliens from public housing and block access to taxpayer-backed FHA loans. Get the facts first on Morning Wire.
In this episode of Lykken on Lending, we sit down with Bob Broeksmit, President and CEO of the Mortgage Bankers Association, for a timely and insightful conversation on the state of the mortgage industry. From key advocacy efforts on Capitol Hill to the future of Fannie Mae and Freddie Mac, Bob shares updates on GSE reform, HUD leadership, and the regulatory shifts shaping housing finance today. We also dive into market trends like consumer direct lending and the implications of recent M&A activity—including Rocket's headline-grabbing moves. If you're looking for a front-row seat to the forces driving mortgage policy and market dynamics, this episode is a must-listen.
Can effective property management truly be the secret to real estate success? In this episode of the Real Estate Excellence Podcast, Tracy Hayes sits down with Cindy Browning. Born and raised in Jacksonville, Cindy Browning entered the real estate world in 2013 with a passion for helping people in tough situations. She founded Mac Home Development, turning distressed properties into beautiful homes, focusing on both homeowners and neighborhood revitalization. Cindy transitioned into property management, becoming CEO of Round Table Realty Property Management. Committed to putting people before property, she's dedicated to elevating the industry and improving the customer experience. As CEO and mom, Cindy reveals how her past in house flipping informs her sharp eye for rental potential and repair cost forecasting, giving investors a competitive edge. But her real magic? A relentless focus on communication, transparency, and systemized operations that bring peace of mind to both tenants and landlords. Her systems-based mindset — complete with weekly team meetings and detailed workflows — is a masterclass in leadership and scaling with integrity. Are you a real estate agent, investor, or aspiring property manager? Take notes from Cindy's playbook and step up your game! Highlights 00:00 – 14:29 Cindy's Origin Story & Early Real Estate Journey From teen mom to real estate assistant in Jacksonville Shift from sports marketing dreams to flipping homes Launching Mac Home Development after learning the ropes Discovering the importance of being in the right brokerage Creating value by helping investors flip and buy smart 14:30 – 30:58 Systems, Communication & Operational Excellence Taking over Round Table Property Management Immediate changes: communication and transparency Software automation and workflow creation Weekly team meetings to optimize process Real-time updates for owners and tenants 30:59 – 44:21 Maintenance, Inspections & Vendor Loyalty Building trusted vendor relationships from scratch Creating roles like maintenance coordinator Preventative inspections done three times a year Paying vendors weekly to earn their loyalty Eliminating repair markups to build owner trust 44:22 – 57:56 Tenant Placement, Screening & Referral Network Workflow for tenant placement from listing to move-in Credit, income, background checks, and HUD compliance Emotional support animals, pets, and HOA rules 20% referral fee program for agents (tracked handoffs) Commitment to giving leads back to referring agents 57:57 – 1:07:34 Evictions, Legal Boundaries & Red Flags Identifying early signs of problematic tenants Navigating eviction processes with empathy Legal options for back-charging tenants Supporting landlords with documentation Real-world case of a $12,000 damage settlement 1:07:35 – 1:15:38 Pitch, Longevity & Landlord Support Cindy's elevator pitch to landlords and agents How long-term thinking drives property ROI Avoiding insurance claims through proactive care Round Table's “always make it right” mindset Why communication is her company's superpower Conclusion Quotes: “We may mess up, we may miss something, but we are always going to make it right.” – Cindy Browning “Communication is everything — people just want to be heard.” – Cindy Browning “I don't like conflict, so my systems are built to minimize it.” – Cindy Browning “Cheaper is not always better — we don't upcharge for repairs because trust is worth more.” – Cindy Browning To contact Cindy Browning, learn more about her business, and make her a part of your network, make sure to follow her on her Website. Connect with Cindy Browning! Website: https://www.rtrpm.com Connect with me! Website: toprealtorjacksonville.com Website: toprealtorstaugustine.com If you want to build your business and become more discoverable online, Streamlined Media has you covered. Check out how they can help you build an evergreen revenue generator all powered by content creation! SUBSCRIBE & LEAVE A 5-STAR REVIEW as we discuss real estate excellence with the best of the best. #PropertyManagement #RealEstateExcellence #WomenInRealEstate #CindyBrowning #JacksonvilleRealEstate #HomeFlipping #InvestmentProperties #LandlordLife #TenantCare #RoundTableRealty #PropertyManagerTips #RealEstatePodcast #EmpathyInBusiness #RealEstateInvesting #SystemThinking #RealEstateLeadership #PassiveIncome #MaintenanceMatters #SmartLandlords #RentalInspections
After 10 weeks of the second Trump administration, funding and staffing changes continue to develop for affordable housing funded by the U.S. Department of Housing and Urban Development (HUD) and for the public housing authorities (PHAs) that oversee much of that spending. On this week's episode of Tax Credit Tuesday, host Michael Novogradac, CPA, discusses HUD-related issues with Peter Lawrence, Novogradac's chief public policy officer, and Rich Larsen, CPA, who leads the company's public housing authority practice. They look at how the federal government's continuing resolution funding package for fiscal year 2025 affected HUD spending, then look at issues in the fiscal year 2026 funding plans. After that, they discuss how the reduction in the HUD workforce and field offices affect PHAs and others, before wrapping up with a look at how cuts to the Green and Resilient Retrofit Program funding are playing out and what we know now that we didn't know on inauguration day.
It's Friday! Sam and Emma welcome Heather 'Digby' Parton back to the program for a look at another very busy week in news. First, Sam and Emma run through updates on HHS' mass firings, Dem lawmakers' demand for the release of the abducted Tufts student, Trump's tariffs, Trump's targeting of Smithsonian over “ideology”, the Senate GOP's love for overdraft fees, HUD's wage theft, Judge Boasberg's disciplining of the Trump Administration, the scrapping of Elise Stefanik's UN role, Elon Musk's attempt to buy out the Wisconsin Supreme Court election, and Trump's executive order to cancel union contracts, also touching on Schumer's absurd messaging campaign in the wake of his budget capitulation, and watching Elise Stefanik grapple with her scrapped promotion live. Digby then joins, as she, Sam, and Emma dive right into the genuine danger between the lines of absurdity in the Trump Administration's Signal scandal, from the clear sign that they're moving away from official (documented) channels to the executive role being played by psycho-White nationalist Stephen Miller. After expanding on the horrifying aesthetic role Donald Trump is playing in the administration, and the tightening of the inner circle in Trump 2.0, Parton reflects on the genuine shock over how quickly US institutions folded to the threat of fascism, from Columbia to corporations to major law firms, and tackles the deliberate nature of the Trump Administration's agenda of economic chaos, before wrapping up by touching on the few remaining levers of power Democrats have to push back against fascism. And in the Fun Half: Sam and Emma watch as the Trump Cabinet take various unique paths to avoid any questions about the ongoing Signal Scandal, Marco Rubio unpacks exactly why due process doesn't matter, and Josh Hawley goes insane over the right to disappear student activists. They also dive into some recent controversy on the left and why playing Dave Rubin's games with you Dave Rubin's prizes, and talk with Vitor from Framingham about political conversations with right-wingers, plus, your calls and IMs! It's Friday! Sam and Emma welcome Heather 'Digby' Parton back to the program for a look at another very busy week in news. https://digbysblog.net Digby on Bluesky https://bsky.app/profile/digby56.bsky.social Ready Digby on Salon https://www.salon.com/writer/heather_digby_parton Become a member at JoinTheMajorityReport.com: https://fans.fm/majority/join Follow us on TikTok here!: https://www.tiktok.com/@majorityreportfm Check us out on Twitch here!: https://www.twitch.tv/themajorityreport Find our Rumble stream here!: https://rumble.com/user/majorityreport Check out our alt YouTube channel here!: https://www.youtube.com/majorityreportlive Gift a Majority Report subscription here: https://fans.fm/majority/gift Subscribe to the ESVN YouTube channel here: https://www.youtube.com/esvnshow Subscribe to the AMQuickie newsletter here: https://am-quickie.ghost.io/ Join the Majority Report Discord! https://majoritydiscord.com/ Get all your MR merch at our store: https://shop.majorityreportradio.com/ Get the free Majority Report App!: https://majority.fm/app Go to https://JustCoffee.coop and use coupon code majority to get 10% off your purchase! Check out today's sponsors: SunsetLakeCBD.com: 30% off new Super Lemon Haze CBD Vape Cart & all other hemp smokables: Coupon code VAPE30 FastGrowingTrees: Get 15% off your first purchase. FastGrowingTrees.com/majority Blueland Cleaning Products: Blueland has a special offer for listeners. Right now, get 15% off your first order by going to https://Blueland.com/majority. You won't want to miss this! That's https://Blueland.com/majority to get 15% off. Follow the Majority Report crew on Twitter: @SamSeder @EmmaVigeland @MattLech @BradKAlsop Check out Matt's show, Left Reckoning, on Youtube, and subscribe on Patreon! https://www.patreon.com/leftreckoning Check out Matt Binder's YouTube channel: https://www.youtube.com/mattbinder Subscribe to Brandon's show The Discourse on Patreon! https://www.patreon.com/ExpandTheDiscourse Check out Ava Raiza's music here! https://avaraiza.bandcamp.com/ The Majority Report with Sam Seder - https://majorityreportradio.com/
HUD Secretary Scott Turner joins us today. Has he had a cheesesteak yet? Scott tells us about his impressive background and how he got to this position. What is Scott trying to accomplish in his term as the HUD secretary? How bad is the drug problem in places like Kensington and what can be done to stop the flow of drugs into our country. What was it like playing cornerback in the NFL?
Send us a textYoav Attias is a documentary filmmaker whose projects include Brick City chronicling the inner-workings of Newark, NJ under then-Mayor Cory Booker and CNN's Chicagoland featuring then-mayor Rahm Emanuel. His most recent role is as Director on the new documentary film Fault Lines - which examines the issue of affordable housing in American cities through the prism of several storylines in San Francisco where the housing crisis is especially acute. In this conversation, Yoav talks starting a legal career in South Florida before following his passion to become a documentary filmmaker...what he learned about the politics and challenges facing major American cities working closely around Mayors Cory Booker and Rahm Emanuel...the origin of the Fault Lines film project set in the Bay Area...and a deep dive on the challenges and complexities surrounding the American housing crisis.IN THIS EPISODEYoav's roots in South Florida and why he left a legal career for documentary film-making...Yoav's involvement in the Brick City project that follows Newark politics, including then-Mayor Cory Booker...The documentary that deeply inspired Yoav to enter the field...Yoav's time as showrunner on CNN's Chicagoland project that featured Chicago Mayor Rahm Emanuel...Yoav's pitch to pols like Rahm Emanuel and Cory Booker to agree to be filmed for hundreds of hours for a documentary project...Yoav's relative optimism versus pessimism regarding the trajectory of the modern major American city...The origin story of his latest project, Fault Lines - a documentary about the housing affordability crisis facing American cities...How the housing process became so broken in cities like San Francisco in the first place...The controversy over 100 proposed affordable housing units in San Francisco's Sunset Neighborhood...How Yoav found housing advocates and a homeless family to participate in Fault Lines...How one local Bay Area elected official found himself caught in a political vice on the issue of affordable housing...Is the housing problem better or worse than Yoav initially thought?The Grateful Dead song that appears toward the end of Fault Lines...Yoav's take on political ad-making from outside of the political industry...The recent political documentary Yoav strongly recommends...AND Mark Benjamin, Anthony Bourdain, Bill Clinton, Todd Davis, Liz Dozier, Fenger High School, field producers, Jerry Garcia, HUD, hippie utopias, Hoop Dreams, hornets' nests, Nate Houghteling, Robert Hunter, Steve James, Flo Kimmerling, Ezra Klein, Marc Levin, Gordon Mar, the Mission, PCE, Section 8 vouchers, Sarah Sherman, toxicology reports, trust-building, undesirables, University of Florida, verité documentaries, Scott Weiner, zoning laws..& more!
NCAA tournament time … is your bracket busted yet? Is Warren Buffett cheap? Why aren't psychics rich? White House press secretary calls out activist judges who are trying to derail the Trump presidency. Minnesota Governor Tim Walz (D) is insufferable. The radicals on the Left have set March 29 as a day to protest Tesla dealerships and charging stations nationwide. The Department of Education may soon be no more! President Trump on how often he talks with former presidents. MSNBC forced to retract a story about Tulsi Gabbard. Check out Pat's new glasses! Senator Mitch McConnell (R-Ky.) glitches again! Senator Chuck Schumer (D-N.Y.) tries to explain his anti-Hamas stance to MSNBC. Prime Minister Benjamin Netanyahu gives Senator John Fetterman (D-Pa.) a very unique gift. How much will the rescued astronauts receive in compensation for their extra nine months in space?? Girls reprimanded for not changing in front of a male in the girls' locker room. The truth about COVID was hidden for years but is finally being revealed. HUD and Interior have a plan to solve the American housing crisis. What is the new information being revealed in the JFK files? 00:00 Pat Gray UNLEASHED 00:18 March Madness Perfect Bracket 07:15 White House Response Towards the Activist Judges 11:43 Karoline Leavitt Explains Who is Slowing Down Trump 12:35 Tim Walz is Happy that Tesla is Losing Money 13:45 KJP Doesn't Miss Her Old Job as Press Secretary 16:43 Trump: Dems Backing Gangs & People Who Hate America 22:40 Hillary Clinton Bad Mouth the United States 24:50 MSNBC Apologizes to Trump and Tulsi Gabbard 34:30 Fraud Inside Social Security Services 43:00 Mitch McConnell Glitches Again 57:48 John Fetterman Receives Silver Beeper from Bibi 01:07:20 How Much Does Crew 9 Make? 01:12:45 Trans Issues in School 01:24:44 HUD & Interior Department Partnership to Build Homes 01:29:40 Tampon Tim is a Tough Guy? Learn more about your ad choices. Visit megaphone.fm/adchoices
3.19.2025 #RolandMartinUnfiltered: Defense Dept. deletes Jackie Robinson info, DOGE cuts Fair Housing Grants, DOE grants reinstated The Defense Department claims it was a mistake to delete pages on the Navajo Code Talkers, black Medal of Honor recipients, Jackie Robinson, and Ira Hayes, one of the Marines who raised the flag on Iwo Jima. Movie director Spike Lee has a lot to say about the MAGA movement's efforts to erase Black history. Fair housing groups have filed lawsuits against HUD and DOGE regarding the cancellation of fair housing grants. Pennsylvania State Senator Vincent Hughes will explain what he is doing to combat efforts to dismantle anti-discrimination measures in housing. It seems the Texas Governor is delaying the scheduling of a special election to fill the late Congressman Sylvester Turner's House seat. We'll speak with one candidate eager to represent the 18th Congressional District. And March Madness has kicked off with a historic victory by Alabama State University, which defeated Saint Francis to secure the school's first tournament win. #BlackStarNetwork partner: Fanbasehttps://www.startengine.com/offering/fanbase This Reg A+ offering is made available through StartEngine Primary, LLC, member FINRA/SIPC. This investment is speculative, illiquid, and involves a high degree of risk, including the possible loss of your entire investment. You should read the Offering Circular (https://bit.ly/3VDPKjD) and Risks (https://bit.ly/3ZQzHl0) related to this offering before investing. Download the #BlackStarNetwork app on iOS, AppleTV, Android, Android TV, Roku, FireTV, SamsungTV and XBox http://www.blackstarnetwork.com The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
Dr. Ben Carson is an American retired neurosurgeon, author, and politician who served as the 17th United States Secretary of Housing and Urban Development from 2017 to 2021. As a pioneering pediatric neurosurgeon at Johns Hopkins Hospital, Carson performed groundbreaking surgeries, including the first successful separation of conjoined twins joined at the back of the head, the first successful neurosurgical procedure on a fetus inside the womb, and developed new methods to treat brain-stem tumors. He retired from medicine in 2013 after a distinguished career that included over 100 neurosurgical publications and numerous awards, including the Presidential Medal of Freedom. As HUD Secretary, Carson oversaw initiatives such as the expansion of the Rental Assistance Demonstration program, the establishment of the White House Opportunity and Revitalization Council, and efforts to reduce veteran homelessness. Following his departure from HUD, Carson founded the American Cornerstone Institute (ACI) in 2021, a conservative think tank centered around advancing policies that promote faith, liberty, community, and life. He also founded Carson Scholars and Little Patriots Learning to directly support excellence in education for young thinkers. Carson continues to be an influential figure in conservative politics and public policy discussions. Shawn Ryan Show Sponsors: https://ShawnLikesGold.com | 855-936-GOLD #goldcopartner https://amac.us/srs https://bubsnaturals.com/shawn https://americanfinancing.net/srs | 866-781-8900 NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781 8900 for details about credit costs and terms. https://meetfabric.com/shawn https://helixsleep.com/srs https://preparewithshawn.com https://rocketmoney.com/srs https://shopify.com/srs https://hexclad.com/srs #hexcladpartner This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. Ben Carson Links: Instagram - https://www.instagram.com/realbencarson X - https://x.com/RealBenCarson American Cornerstone Institute - https://americancornerstone.org Little Patriots Learning - https://littlepatriotslearning.com Carson Scholars -https://carsonscholars.org YouTube - https://www.youtube.com/channel/UCxWET2F0fctmIwnGUP_8FMw Learn more about your ad choices. Visit podcastchoices.com/adchoices
In this special episode of Fearless, we sit down with Secretary Scott Turner, the newly appointed Secretary of Housing and Urban Development (HUD). Broadcasting from the Billy Graham Training Center in Asheville, North Carolina, this conversation dives deep into Secretary Turner's incredible journey—from his roots in Dallas, Texas, to his career in the NFL, and ultimately, to his calling in public service.Many may recognize Secretary Turner from his viral prayer at President Trump's first cabinet meeting, but this episode reveals the heart behind the headlines. With a deep faith and a commitment to servant leadership, Turner shares how his life experiences—including overcoming childhood adversity, his time in professional sports, and his service in the Texas House of Representatives—have prepared him for this moment. He also reflects on the importance of trusting in God's timing and persevering through challenges, citing the lessons he's learned along the way.A key focus of this conversation is the pressing issue of homelessness in America, which has reached historic levels. Turner provides a candid look at the challenges facing HUD and why he believes faith-based organizations and nonprofits must play a larger role in addressing the crisis. “The federal government is not the answer,” he says, emphasizing the power of local communities and churches to bring meaningful change.As Turner prepares to meet with local leaders and visit disaster-stricken areas in North Carolina, he shares how faith informs his approach to governance. Cissie encourages listeners to pray for Secretary Turner, recognizing the weight of his responsibility and the need for God's wisdom in every decision.
This week, the U.S. government takes another L in court as a judge rules that handing out personal data like free candy to the Department of Government Efficiency (DOGE) is, in fact, a privacy violation. Meanwhile, Elizabeth Holmes and Sunny Balwani's dreams of walking free are crushed as a judge upholds their fraud convictions and massive fines. Sorry, no Silicon Valley redemption arc for you. Over in crypto, Bitcoin took a wild nosedive, sending traders into full panic mode before bouncing back. Trump Coin also rode the rollercoaster but, let's be honest, it's still circling the drain.In corporate chaos, Warner Bros. Discovery slashed its gaming division, Google axed more employees while crying about AI costs, and an AI-generated video of Trump sucking on Musk's toes somehow took over HUD office TVs. Speaking of Musk, federal tech staffers are resigning en masse rather than work for DOGE, and the FAA is cozying up to SpaceX while pretending it's totally not a conflict of interest. Over in Big Tech, Chegg is suing Google for stealing their content, and Meta can't stop Instagram from flooding users' feeds with violent and NSFW Reels. Also, Grok 3, Musk's AI pet project, handed out chemical weapon blueprints like a particularly unhinged WikiHow before xAI scrambled to cover their tracks.On the media front, Andor is coming back with a binge-friendly release schedule, Kathleen Kennedy is finally exiting Lucasfilm, and Daredevil: Born Again is getting early buzz. YouTube now claims a billion monthly podcast viewers, Fyre Festival 2 is happening because we clearly learned nothing from the first one, and Jeff Bezos has decided The Washington Post will now be his personal capitalism fan club. Meanwhile, Microsoft's AI Copilot is helpfully explaining how to pirate Windows, Skype is getting sent to the great app graveyard in the sky, and Google is making it slightly less impossible to remove your personal info from search results. All that, plus Paramount+ is giving us 50 classic MTV Unplugged episodes because nostalgia is the only safe investment these days. Buckle up, it's a wild ride.Sponsors:Factor - Get started at FactormMeals.com/FACTORPODCAST and use code grumpy50off to get 50% off your first box plus free shipping. DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/686FOLLOW UPJudge: US gov't violated privacy law by disclosing personal data to DOGEHolmes and Balwani's appeal falls flat as court upholds fraud convictionsIN THE NEWSBitcoin's slide continues as traders eye further big falls aheadWarner Bros Discovery slashes gaming business, closing three studiosGoogle announces layoffs in its HR, cloud units as part of ongoing cost cutsAI Video of Trump Sucking Musk's Toes Blasted on Government Office TVsIRS Employees Told They Must Respond to Musk's Bizarre Email by MidnightFederal technology staffers resign rather than help Musk and DOGEAmid a Musk-led overhaul, the FAA starts doing business with SpaceXEducational tech company Chegg sues Google over AI OverviewsGrok blocked results saying Musk and Trump ‘spread misinformation'Elon's Grok 3 AI Provides "Hundreds of Pages of Detailed Instructions" on Creating Chemical WeaponsAnthropic reportedly ups its next funding round to $3.5BThere's Something Very Weird About This $30 Billion AI Startup by a Man Who Said Neural Networks May Already Be ConsciousNorth Korea Stole $1.4 Billion in Largest Crypto Heist Ever, Researchers SayFyre Festival 2 is coming, and it already sounds bananas (and not in a good way)The SEC is dropping an investigation into RobinhoodThe Securities and Exchange Commission issued guidance on Thursday saying it does not view most meme coins, which are crypto tokens that originated fromJeff Bezos Announces That Washington Post Opinions Will Now Exclusively Celebrate the Glories of CapitalismMEDIA CANDYThe White LotusAndor | Season 2 Trailer | Streaming April 22 on Disney+Andor Season 2 Will Drop in 3-Episode Weekly ‘Chapters'Lucasfilm President Kathleen Kennedy to Retire, Ushering in a New Era for Star WarsMarvel's new Disney+ series 'Daredevil: Born Again' is drawing glowing first reactions by members of the press.YouTube passes 1 billion monthly active podcast viewersWill TrentParamount+ adds 50 classic MTV Unplugged episodesMax reverses course, won't charge extra for live sports and newsFCC Launches Probe Into iHeartMedia's Alleged Payola PracticesAPPS & DOODADSSilicon Valley's next act: bringing 'vibe coding' to the worldMeta confirms Instagram issue that's flooding users with violent and sexual ReelsPSA: Google Is Making It Easier to Remove Your Personal Information From Search ResultsiPhones are briefly changing 'racist' to 'Trump' due to an iOS dictation issueMicrosoft's AI offers help with pirating WindowsCopilot exposes private GitHub pages, some removed by MicrosoftMicrosoft brings an official Copilot app to macOS for the first timeSkype will take its final curtain (and video) call May 5See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Episode 1655 - brought to you by our incredible sponsors: Lucy: 100% pure nicotine. Always tobacco-free. Let's level up your nicotine routine with Lucy. Go to Lucy.co/HARDFACTOR and use promo code (HARDFACTOR) to get 20% off your first order. Lucy has a 30-day refund policy if you change your mind. Birddogs: For a limited time, our listeners get a FREE HAT with any order when you use code HARDFACTOR at birddogs.com. Get their best-selling hat completely free when you use code HARDFACTOR at birddogs.com. Support our show and let them know we sent you! Fitbod: Fitness App, Get 25% off your subscription or try the app FREE for seven days at Fitbod.me/HARDFACTOR DeleteMe: Get 20% off your data protection DeleteMe plan by texting Hard Factor to 64000 Timestamps: (00:00:00) - The Trendz (00:04:33) - Newest TikTok challenge: Dropping progressively heavier items on your feet (00:17:30) - The Ultimate Tinder Nightmare (besides murder): Python Bombing (00:29:38) - Lightning Round: Boningo, AI Trump Sucks Elon's Toes at HUD, RIP JoAnn Fabrics, Google Maps Controversy in Canada, Macron in DC THANK YOU for listening/watching. Go to Patreon.com/HardFactor if you want to join our community chat on discord and get access to bonus shows!! Learn more about your ad choices. Visit megaphone.fm/adchoices