Equitable transfer of the risk of a loss, from one entity to another in exchange for payment
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The cannabis industry is evolving fast—and insurance is racing to keep up. Join us on Tuesday, September 23rd for the Insuring Cannabis Summit, a free interactive virtual event … Read More » The post Don't Miss the 2025 Insuring Cannabis Summit – The Future of Cannabis Insurance Awaits appeared first on Insurance Journal TV.
Joe Ziolkowski, CEO of Relm Insurance delves into the evolving landscape of insurance for emerging and high-risk industries. They specifically addressed the significant insurance gaps for THC beverages and the prevalent underinsurance within the broader cannabis sector. Ziolkowski highlighted Relm Insurance's strategic diversification within the cannabis market, expanding its operations and achieving 50-state Managing General Agent (MGA) status to enhance accessibility and direct engagement with clients.The discussion also covered critical issues like climate change risks impacting cannabis cultivation, underscoring the necessity of robust data collection and compliance for accurate risk modeling and premium setting. Ziolkowski emphasized that meeting higher compliance standards, such as GMP, can lead to more favorable insurance terms. The conversation further explored the regulatory complexities of insuring new products like THC beverages, where traditional product liability may not suffice, and the nascent psychedelics industry, where Relm aims to facilitate business models by finding viable coverage solutions.We learn about Relm Insurance's deliberate expansion into the AI insurance sector, a move Ziolkowski explained as a natural progression due to the similarities in underwriting new and emerging risks, including data governance challenges and underdeveloped legislative frameworks. He also noted AI's potential to improve efficiency in cannabis, such as in precision farming.Ziolkowski concluded by stressing Relm's core vision of "making innovation resilient" and their long-term commitment to supporting forward-looking industries like cannabis, psychedelics, and AI, distinguishing them in the insurance market through their dedication to these sectors.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
At any one moment there is an estimated $1.4trillion worth of cargo in transit somewhere in the world. Securing, insuring and protecting that is big business . Overhauls founded in Dundalk provides risk management solutions and they've just signed a new deals and got a major cash injection to grow the business of logistics security. Joe spoke to Barry Conlon, CEO of Overhaul
The hot summer months can put a strain on our energy system, especially when everyone cranks their A/C for a little bit of relief from sweltering temps. This has been an active summer season for energy load control and a busy “peak alert” season. What are peak alerts, when do they happen and why do they matter? We visit with the CEO of Ohio's Electric Cooperatives on this Ohio Farm Bureau Podcast. Plus, hay season is in full swing. Still fresh in producers' minds is the 2024 drought and the impact it had on their operations. A Pasture, Rangeland, and Forage policy is one way to help mitigate unforeseen weather events to help protect your operation. Learn more from an expert with Farm Credit Mid-America.
Episode Guest:James Brady is the Property Divisional Director at Hiscox, where he leads underwriting and strategy across the UK property market. With over 18 years at Hiscox, James has built teams, led growth, and championed insurance as one of the world's best-kept career secrets.Episode Timestamps:0:00 Introduction0:41 James on demystifying insurance careers1:12 First job and early lessons in pensions2:33 How to stand out in a competitive job market3:28 Knowing your differentiator in interviews4:40 When a “good vibe” job isn't the right fit5:28 Why you should never leave without another role lined up6:21 The role of recruiters and how to spot a good one8:12 Why you must drive your own career9:41 The non-linear path to success10:46 What Hiscox taught James about opportunity12:22 Why insurance is the world's best-kept career secret13:36 The variety of careers inside insurance14:57 How the Lloyd's of London market works16:58 Local vs London underwriting explained18:56 Why James has stayed 18 years at Hiscox20:39 What makes a great manager22:17 The hardest and most rewarding part of managing people22:53 Moving from London to Manchester — a career-defining opportunity24:20 What to consider before saying yes to a big move26:09 Rebuilding the Manchester team and brand27:31 The power of consistency and being as good as your word28:28 Specialising in media and technology insurance29:49 Insuring content creators, designers, and media giants31:07 Why join Hiscox and the insurance industry today32:46 James's duvet flip – what gets him out of bed in the morningEpisode PartnerHiscox, a leading international insurer with more than 3,000 employees worldwide. The company is known for specialist insurance solutions and a strong commitment to customer service.Disclaimer:The content provided on Duvet Flip is for informational and entertainment purposes only and should not be considered professional advice. The views expressed by hosts, guests, brands or contributors are their own and do not necessarily reflect those of the show's producers, sponsors, or affiliates. The information shared is not a substitute for professional advice, including but not limited to career counseling, financial guidance, legal consultation, or mental health support.Listeners and viewers are responsible for their own decisions and actions based on the content provided, and Duvet Flip assumes no liability for any outcomes resulting from reliance on the information shared. By engaging with the show, you acknowledge and agree to this disclaimer.If you're struggling with debt, trusted advice and free support can be found here: https://www.gov.uk/debt-adviceIf you're struggling with mental health of any kind, you can find free support here: https://www.nhs.uk/mental-health/
In this Academy of Insurance Aftershow, Joe Harrington joins George and Patrick to discuss how intangible assets like brand reputation have become critical yet difficult to insure in … Read More » The post Insights on Managing and Insuring Reputational Risk | IJA Aftershow: Joe Harrington appeared first on Insurance Journal TV.
In this episode of The Edge of Risk by IRMI, host Joel Appelbaum speaks with Dr. Marcus Schmalbach, CEO of RYSKEX, about a groundbreaking application of captive insurance and parametric risk transfer to support carbon sequestration. The discussion centers on the Arx Veritas project, which monetizes environmental restraint by leaving fossil fuels in the ground—turning unmined coal into a verifiable and tradable asset. Dr. Schmalbach explains how the captive structure, paired with blockchain-based verification, artificial intelligence, and satellite imagery, creates trust and financial credibility for this emerging asset class. The conversation explores how parametric triggers address complex, forward-looking risks, why third-party validation is essential, and how similar models could scale to oil, gas, and rare earth minerals. He also shares his perspective on the paradigm shift needed for risk professionals to work effectively in the evolving carbon economy.
Jonathan Hill, Co-Founder, Morrow Hill
CEO Mpumelelo Tyikwe outlines how the balance sheet has been strengthened post the 2021 riots, with new reinsurers on board.
In this episode of Construction Blueprints, Gemma Tait, Head of GB Construction, is joined by Kate Fowler, Global Head of Nuclear, to explore small modular reactors (SMRs). Within this episode, our experts discuss what makes nuclear construction unique and challenges faced by insurers and the industry. From determining who holds primary responsibility for insurance obligations, to understanding how limits may vary across different SMR developments, the conversation also examines major supply chain hurdles like sourcing nuclear fuel and managing skilled labor.
Marty sits down with Becca Rubenfeld from Anchor Watch to discuss Bitcoin inheritance solutions, insurance for cold storage, the rising threat of crypto-related kidnappings and wrench attacks, and how Bitcoin insurance is becoming critical infrastructure for traditional finance adoption. Becca Rubenfeld on Twitter: https://x.com/BeccaAmilee Anchorwatch: https://www.anchorwatch.com/ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Coinkite https://coinkite.com Unchained https://unchained.com/tftc/ Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/
Insurance can make or break a real estate portfolio—especially in today's climate. In this episode of the Real Wealth Show, we're joined by Seth Markum from NREIG to break down everything investors need to know about landlord insurance, co-insurance clauses, and protecting properties in areas prone to extreme weather. Want to learn more? Visit www.NREIG.com/RealWealth LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart
Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702's Motheo Khoaripe. Each episode unpacks practical aspects of personal finance; how to save, spend, invest and make smart decisions to boost your financial well-being. In this episode, Motheo is joined by Winstone Jordaan (Grid Cars), Ndia Magadagela (Everlectric), Gresham Pillay (Volvo Cars South Africa), and Jenni Verschoor (Investec Sustainable Solutions) to chat about new energy vehicles in South Africa. They cover the different types of new energy vehicles available, the costs involved, the range of an electric vehicle and whether South Africa has enough EV charging points. They also go into the savings gained through a new energy vehicle, how to insure it and how to manage an electric vehicle amidst loadshedding and South Africa's energy crisis. If you're thinking about getting a hybrid or electric car in South Africa and you want to know if it's worth it, then this episode is full of expert advice and critical guidance. 00:00 Introduction 01:20 What are new energy vehicles? 03:00 What are the different types of new energy vehicles? 04:30 Tips to maximise electric car savings 05:15 Electric vehicles vs fuel vehicles 06:50 Consider your needs before buying an electric vehicle 07:30 Are there enough EV charging stations in South Africa? 10:00 Tips to get the most savings from your new energy vehicle 11:00 Range of an electric vehicle 14:45 Maintenance, insurance and long-term electric vehicle costs 18:00 Electric vehicle market: How much is an electric car in South Africa? 21:30 Financing a new energy vehicle and a charger 24:00 Dealing with loadshedding: Plan your EV charging times 25:50 Insuring a new energy vehicle 28:30 Tips to avoid electric vehicle theft 29:00 New energy vehicle trends 31:30 Conclusion Investec Focus Radio SA
Welcome to Insurance Covered, the podcast that covers everything insurance.In this episode, Peter Mansfield is joined by Heidi McCormack, CEO at Emerald Life, to discuss the importance of diversity and inclusion in the insurance industry, focusing on the unique challenges faced by underrepresented groups, particularly the LGBTQ+ community. Heidi shares her journey from working in Russia to co-founding Emerald Life, an insurance company dedicated to addressing the needs of diverse populations. They explore the barriers to insurance uptake, the discriminatory practices within the industry, and the innovative steps Emerald Life is taking to create inclusive products and services. The discussion also touches on the importance of feedback and continuous improvement in serving their customer base. In this conversation, Peter Mansfield and Heidi McCormack discuss the evolving landscape of community and inclusion within the insurance industry, emphasizing the importance of diversity, addressing unconscious bias, and the future of insurance products. They explore how businesses can champion equity and the necessity of compassion in customer interactions.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.keywords insurance, diversity, inclusion, LGBTQ+, underinsurance Hosted on Acast. See acast.com/privacy for more information.
On this week's “Headlines” edition of the Imprint Weekly Podcast, we talk about the new federal dashboard for child welfare data from through the Adoption and Foster Care Analysis and Reporting System. We discuss the dashboard itself and what we hope it evolves to include, and then break down some of the trendlines in this year's numbers. We also discuss the latest on President Trump's spending request for 2026, what made it into the “Big Beautiful” reconciliation bill that now sits with the Senate, and more happening in Washington, D.C. We close with a review of some state headlines around liability insurance in California, a lawsuit in Tennessee, adoptee rights in Georgia, luggage for New York foster youth, and a new report on foster care in Minnesota.Thanks to Lyssn for sponsoring this episode!Reading RoomA Deep Dive on New Federal Foster Care Datahttps://imprintnews.org/youth-services-insider/deep-dive-new-federal-foster-care-data/261418White House Watchhttps://imprintnews.org/special-series/white-house-watchHouse Reconciliation Bill Proposes Deepest SNAP Cut in History, Would Take Food Assistance Away From Millions of Low-Income Familieshttps://bit.ly/3HNktXfHouse Begins Markup of Reconciliation Bill Todayhttps://imprintnews.org/youth-services-insider/house-begins-markup-reconciliation-bill-today/261108Trump 2026 Budget Consolidates or Eliminates Several Youth Programshttps://bit.ly/4e5qNWjAmeriCorps Must Restore Grant Funding and Members to States that Sued over Cuts, Federal Judge Ruleshttps://bit.ly/45PJZFjFoster Care Agencies in California's Central Valley are Facing an Insurance Crisis, and Possibly Closurehttps://bit.ly/4mUvhTzThe Insurance Cliff Coming for California Foster Carehttps://imprintnews.org/youth-services-insider/insurance-cliff-coming-california-foster-care/251572Tennessee Sued Over Foster Care Conditions Againhttps://bit.ly/3ZqMMkxGeorgia Opens Adoptee Access to Original Birth Certificateshttps://bit.ly/43TSlsSNew York to Provide Luggage for Foster Youthhttps://imprintnews.org/top-stories/ny-lawmakers-agree-to-bill-for-foster-youth-luggage/261536Minnesota Foster Youth Publish Groundbreaking Reporthttps://bit.ly/4kzjEA3
Today on the podcast we hear from Chris Dial, Insurance Specialist at CS&A insurance and Owner of Wanderlinger Brewing Company in Chattanooga, TN.Chris knows the brewery business as an owner and operator of Wanderlinger. And now he's using his skills and experience to help other brewery owners properly insure their businesses with the right coverages at the right price. SummaryInsurance cost-savings opportunities you might not even know exist"The chiller died...but the brewery didn't." Hear the story of how the right insurance paid off for this breweryBiggest brewery insurance mistakes...and how to avoid themResourcesConnect with Chris on LinkedIn, by phone 615-496-6070, or email chris@wanderlinger.comSign up for the FREE brewery financial training newsletter
Todd Stein CEO of Brunswick Companies proudly announces the appointment of Michelle Hirsch and Rachel Weinberg as Co-Presidents marking a pivotal moment in the company's evolution as a third-generation family-owned, independent insurance and risk management firm providing commercial, professional, personal insurance, and surety bonds.This evolution reflects Brunswick's unwavering commitment to remaining independent while positioning the firm as an employer of choice that pairs high-touch, personalized service with innovative technology solutions.In their new roles, Michelle and Rachel will leverage their complementary strengths through a clear division of responsibilities. Both leaders have risen through Brunswick's ranks to shape key areas of the business. Michelle will drive strategic vision and growth initiatives for the company, building upon her success in transforming Brunswick Private Client. Rachel will focus on operational excellence and infrastructure, drawing from her extensive risk management and commercial insurance expertise to enhance Brunswick's service delivery and team development. "As a father and business leader, I'm incredibly proud to see Michelle and Rachel step into these roles," said Todd Stein, who will continue to serve as CEO. "They've earned this opportunity through decades of dedication to our clients and team. Their partnership ensures Brunswick will continue to thrive while staying true to our family values and independent spirit."Leadership Experience Michelle brings over 20 years of experience at Brunswick Companies, having founded Brunswick Private Client, a division dedicated to managing risk for high-net-worth individuals and family offices. Michelle holds an MBA from Case Western Reserve University's Weatherhead School of Management and the Certified Advisor in Personal Insurance (CAPI) designation from The Wharton School of Business and Chubb Insurance. Rachel has 19 years of insurance expertise, specializing in commercial risk management since graduating from the University of Hartford with a degree in Risk Management. She has been instrumental in turning Brunswick's commercial division into a powerhouse serving diverse industries, including real estate and manufacturing.Both Michelle and Rachel are sought-after speakers at national insurance industry events and serve on multiple non-profit boards, demonstrating their commitment to both professional excellence and community involvement.Under their joint leadership, Brunswick Companies stands ready to transform the insurance experience while staying true to its founding purpose -- protecting what matters most to its clients. "Having worked alongside Michelle and Rachel for many years, I've had the privilege of watching them develop into the leaders they are today," said Lew Patrick, Chief Financial Officer. "Their complementary abilities and shared commitment to Brunswick's success give me complete confidence in the road ahead." Vision for Innovation and Growth The sisters step into their leadership roles with complementary strengths and a shared vision. "In an industry that often feels impersonal, showing the love to our clients is what sets Brunswick apart," said Michelle. "We're committed to combining cutting-edge operations with the personal touch and genuine relationships that have always made Brunswick special." "We're investing in our people and technology to create an even stronger future," said Rachel. "By streamlining our operations, we're empowering our team to focus on what they do best — delivering the exceptional service experiences that define Brunswick." Brunswick Companies Founded in 1972, Brunswick Companies is a third-generation, family-owned independent insurance agency serving clients nationwide. With a commitment to "Insuring the world you love and everything in it," Brunswick delivers personalized protection through its private client, commercial, surety bonds, and professional liability divisions, complemented by comprehensive risk management services. The Brunswick team combines deep expertise with genuine care, building lasting relationships while safeguarding what matters most to clients. To learn more, visit www.brunswickcompanies.com.
SummaryRob Hamilton, co-founder and CEO of AnchorWatch, joins the ATX DAO Podcast to break down how his startup is redefining Bitcoin custody through insured, Bitcoin-native vaults. Rob shares the origin story of AnchorWatch and how their focus on technical excellence and smart contracts led them to become one of the only Lloyd's of London coverholders in crypto. From multi-sig time locks to Trident Vault's unique co-signing model, Rob explains how AnchorWatch blends deep cold storage with real insurance coverage—giving high-net-worth individuals and institutions a secure, scalable solution for storing digital assets.The conversation also dives into the broader landscape of Bitcoin financialization—from lending and underwriting to what it takes to build infrastructure that lasts. Rob reflects on the 18-month journey to earn Lloyd's trust, and why patience, precision, and purpose matter when building for the long term. Whether you're a Bitcoin builder, investor, or founder, this episode offers a rare look at how insured custody could unlock the next wave of capital in crypto.Chapters00:00 The Bitcoin++ Conference Experience03:14 Anchor Watch: Revolutionizing Bitcoin Custody08:19 Understanding the Insurance Market for Bitcoin13:16 Anchor Watch's Unique Position in the Market18:50 Innovative Technology: Trident Vault and Security24:18 Navigating the Lloyd's of London Partnership29:40 Lessons Learned and Future Aspirations30:07 Navigating the Macro System33:01 The Evolution of Insurance in Bitcoin36:18 The Journey into Insurance41:22 Building a Meaningful Business45:31 Focusing on Bitcoin Insurance53:29 User Experience and Onboarding ProcessConnect with Rob and AnchorWatch:X (Twitter): @Rob1ham | @AnchorWatchWebsite: https://www.anchorwatch.comCheck out our friends at Tequila 512:Website: https://www.tequila512.comSocials: X (Twitter) | Instagram | TikTok | FacebookTo learn more about ATX DAO:Check out the ATX DAO websiteFollow @ATXDAO on X (Twitter)Subscribe to our newsletterConnect with us on LinkedInJoin the community in the ATX DAO DiscordConnect with the ATX DAO Podcast team on X (Twitter):Ash: @ashinthewildLuke: @Luke152Support the Podcast:If you enjoyed this episode, please leave us a review and share it with your network.Subscribe for more insights, interviews, and deep dives into the world of Web 3.
Insuring Financial Health To Supersize Your Business! Drop in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #finacial #insurance #peaceofmind #confidence #protection
Be A Better You Annual Challenge Day 136: Insuring Financial Well-Being! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #insurance #protectionfromunexpected #typesofinsurance #spreadrisk
Insuring Financial Health To Supersize Your Business! Drop in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #finacial #insurance #peaceofmind #confidence #protection
Rancho Mesa's Alyssa Burley and Jeremy Hoolihan, Partner and Account Executive of the Janitorial Group, discuss how business owners can take a proactive approach to insuring their commercial property. Show Notes: Subscribe to Rancho Mesa's Newsletter.Director/Producer: Alyssa BurleyHost: Alyssa BurleyGuest: Jeremy HoolihanEditor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.
As battery energy storage systems scale up, so do the risks. For insurers, developers, and investors, understanding how to manage those risks has never been more important. From fire events like Moss Landing to the evolving role of insurance across development, construction, and operations, the way insurers are underwriting storage is changing fast.In this episode we unpack how the insurance world is thinking about batteries, exploring how risk is priced, what underwriters look for in new technologies, and why insurability is becoming a key commercial consideration for project developers. Whether you're securing project finance, evaluating warranties, or just navigating changing industry expectations, this conversation is packed with insight from someone working at the frontier of energy infrastructure risk.In this episode of Transmission, Ed is joined by Michael Bogdon, Partner at Lockton. Over the course of the conversation, you'll hear about:Moss Landing and fire risk: What recent high-profile battery failures tell us about risk and how the industry is adapting.Insurance across the asset lifecycle: From development through to operations, how risk profiles evolve and what coverage actually looks like.Bankability and risk transfer: Why insurance is now a core part of making projects financeable and what's driving underwriter decision-making.Emerging tech and evolving standards: How insurers approach new chemistries, control systems, and unfamiliar manufacturers.The future of battery insurability: What needs to change, from data access to design practices to make large-scale storage lower risk and more cost-effective.About our guestMichael Bogdon is a Partner at Lockton, where he specialises in insurance and risk advisory for renewable energy and energy storage projects. With a background in structuring coverage for complex infrastructure assets, Michael works closely with developers, investors, and insurers to ensure that clean energy projects are bankable, resilient, and ready to scale.Lockton is the world's largest privately held insurance brokerage, providing tailored risk management, insurance, and employee benefits solutions. With deep expertise in energy and infrastructure, Lockton advises developers, investors, and operators on how to structure coverage for complex assets—including renewable energy and battery storage projects. For more information, head to their website.About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.
As battery energy storage systems scale up, so do the risks. For insurers, developers, and investors, understanding how to manage those risks has never been more important. From fire events like Moss Landing to the evolving role of insurance across development, construction, and operations, the way insurers are underwriting storage is changing fast.In this episode we unpack how the insurance world is thinking about batteries, exploring how risk is priced, what underwriters look for in new technologies, and why insurability is becoming a key commercial consideration for project developers. Whether you're securing project finance, evaluating warranties, or just navigating changing industry expectations, this conversation is packed with insight from someone working at the frontier of energy infrastructure risk.In this episode of Transmission, Ed is joined by Michael Bogdon, Partner at Lockton. Over the course of the conversation, you'll hear about:Moss Landing and fire risk: What recent high-profile battery failures tell us about risk and how the industry is adapting.Insurance across the asset lifecycle: From development through to operations, how risk profiles evolve and what coverage actually looks like.Bankability and risk transfer: Why insurance is now a core part of making projects financeable and what's driving underwriter decision-making.Emerging tech and evolving standards: How insurers approach new chemistries, control systems, and unfamiliar manufacturers.The future of battery insurability: What needs to change, from data access to design practices to make large-scale storage lower risk and more cost-effective.About our guestMichael Bogdon is a Partner at Lockton, where he specialises in insurance and risk advisory for renewable energy and energy storage projects. With a background in structuring coverage for complex infrastructure assets, Michael works closely with developers, investors, and insurers to ensure that clean energy projects are bankable, resilient, and ready to scale.Lockton is the world's largest privately held insurance brokerage, providing tailored risk management, insurance, and employee benefits solutions. With deep expertise in energy and infrastructure, Lockton advises developers, investors, and operators on how to structure coverage for complex assets—including renewable energy and battery storage projects. For more information, head to their website.About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.
In this interview from RIMS RISKWORLD, Elizabeth Blosfield, Deputy Editor of Carrier Management, speaks with Michael Von Gablenz, Head of Insure AI at HSB, about the difference between technical … Read More » The post Insuring the Future: Why AI Insurance Is the Next Frontier in Risk Management appeared first on Insurance Journal TV.
What body part would you insure? See omnystudio.com/listener for privacy information.
Farms have a wide range of assets and activities that require specialized coverage. When you're worrying about the home, personal property, AND farm buildings, equipment, and livestock, some liabilities can get overlooked. We're talking about some of those items today with Rural Mutual Insurance Agent Barbi Manter in Northwest Wisconsin. She works with a diverse portfolio of farm businesses from dairy and cash crops to goat yoga establishments and hobby farms. Barbi walks us through items that you don't want to miss in your policy, including life insurance, blanket policies for small items, sentimental things, property, and livestock. See omnystudio.com/listener for privacy information.
Summary Garance Wattez-Richard, CEO of AXA EssentiALL, discusses the transformative potential of inclusive insurance in addressing vulnerabilities, particularly in low and middle-income countries. She sits down with Raj Kumar to share her journey into the insurance industry, the evolution of microinsurance, and the importance of regulatory frameworks. The discussion highlights the profitability of inclusive insurance and its critical role in achieving sustainable development goals, especially in the context of climate change. Chapters 00:00 The Risk of Vulnerability 00:47 Revolutionizing Insurance for All 01:37 A Journey into Development and Insurance 06:45 The Evolution of Microinsurance 11:41 Profitability in Inclusive Insurance 14:50 The Risks of Insurance Solutions 19:15 Regulatory Challenges in Emerging Markets 23:07 Insurance as a Core Development Activity 28:13 The Future of Insurance and Development Want to stay updated on the latest news in global development? Subscribe to Devex's Newswire: https://www.devex.com/newsletters/newswire
SummaryGarance Wattez-Richard, CEO of AXA EssentiALL, discusses the transformative potential of inclusive insurance in addressing vulnerabilities, particularly in low and middle-income countries. She sits down with Raj Kumar to share her journey into the insurance industry, the evolution of microinsurance, and the importance of regulatory frameworks. The discussion highlights the profitability of inclusive insurance and its critical role in achieving sustainable development goals, especially in the context of climate change. Chapters00:00 The Risk of Vulnerability00:47 Revolutionizing Insurance for All01:37 A Journey into Development and Insurance06:45 The Evolution of Microinsurance11:41 Profitability in Inclusive Insurance14:50 The Risks of Insurance Solutions19:15 Regulatory Challenges in Emerging Markets23:07 Insurance as a Core Development Activity28:13 The Future of Insurance and Development Want to stay updated on the latest news in global development? Subscribe to Devex's Newswire: https://www.devex.com/newsletters/newswire
Natalie Brunell is joined by Becca Rubenfeld, co-founder of AnchorWatch, to discuss how they're building secure custody and insurance solutions for Bitcoin. Topics discussed include: The risks of holding Bitcoin Technical aspects of Bitcoin custody (beginner-friendly) Inheritance planning How AnchorWatch combines technology with traditional insurance to protect your Bitcoin for the long term ---- Guest Bio: Becca Rubenfeld is the COO and Co-founder of AnchorWatch, providing regulated property and casualty insurance to commercial owners of Bitcoin. She spent the first 10 years of her career as a fashion merchant for Target, American Eagle Outfitters, and Chico's, and then with Starbucks for more than a decade, helping launch the company's innovative ideas, new beverages and concept stores. Learn more at https://www.anchorwatch.com. Follow Becca on X at https://x.com/beccaamilee ---- Coin Stories is brought to you by lead sponsor Genius Group (NYSE American $GNS). Genius is a Bitcoin-first business delivering AI-powered education and acceleration solutions for the future of work. Learn more and enter for a chance to win a whale pass to Bitcoin 2025 in Las Vegas: https://www.geniusgroup.ai/coinstories ---- Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/ Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie Earn Bitcoin on everything you purchase with the Gemini credit card: https://www.gemini.com/natalie Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES Bitcoin 2025 is heading to Las Vegas May 27-29th! Join me for my 4th Annual Women of Bitcoin Brunch! Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/affiliate/hodl/event/bitcoin-2025 Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories
Today we are breaking down Goosehead Insurance. I always enjoy hearing about how a new entrant has effectively carved out a niche in a world of incumbents and Goosehead fits that billing perfectly. I'm joined by Geoff Collette, founder and PM of Aeon Capital Partners, and he walks us through the story of Goosehead identifying a bottleneck in the home-buying process. We also cover the evolving market, where captives like State Farm and Allstate are leaving opportunities for independent players like Goosehead to provide value. There's a lot to learn from Goosehead and its evolution, with notable themes like technology, the franchising model, and an emphasis on speed. Please enjoy this breakdown on Goosehead Insurance. Subscribe to Colossus Review For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- Octus, formerly Reorg, is the essential credit intelligence and data provider for nearly 40,000 professionals across the world's leading buy side firms, investment banks, law firms and advisory firms. By surrounding unparalleled human expertise with embedded AI technology, data and workflow tools, Octus unlocks powerful truths that fuel decisive action in financial markets. Visit octus.com to learn how rigorously verified intelligence is delivered at speed to create a complete picture across the entire credit lifecycle. —- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Welcome to Business Breakdowns (00:04:26) How Goosehead Attracts Customers (00:05:15) Market Focus and Business Scale (00:06:07) Goosehead's Growth and Key Players (00:08:51) The Founding Story of Goosehead (00:12:28) The Shift from Captive to Independent Agents (00:15:29) Challenges in the Insurance Market (00:19:37) Goosehead's Unique Business Model (00:36:42) Franchising and Corporate Strategy (00:41:00) Operational Challenges and Strategic Adjustments (00:46:28) Financial Performance and Future Prospects (01:00:29) Competitive Landscape and Risks (01:07:40) Valuation and Lessons From Goosehead
گردآوری و روایت: ارشیا عطاری تدوین: طنین خاکسا موسیقی تیتراژ: مودی موسوی (اینستاگرام | توییتر) طراح گرافیک: تارا نباتیان اسپانسر: ازکی حمایت مالی از چیزکست اینستاگرام چیزکست | توییتر چیزکست | تلگرام چیزکست وبسایت چیزکست منابع این قسمت Mehrtens, J. (2001). The history of insurance: Risk, uncertainty and entrepreneurial innovation. Cambridge University Press. Kingston, W. (2005). Insurance in the history of capitalism. The Geneva Papers on Risk and Insurance - Issues and Practice, 30(3), 352–362. https://doi.org/10.1057/palgrave.gpp.2510030 Clark, G. (1999). Betting on lives: The culture of life insurance in England, 1695–1775. Manchester University Press. Pearson, R. (2004). Insuring the industrial revolution: Fire insurance in Great Britain, 1700–1850. Ashgate Publishing. Zelizer, V. A. (1979). Morals and markets: The development of life insurance in the United States. Columbia University Press.
In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration's … Read More » The post EP. 101: Insuring Cyber Risk in a Shifting Political Landscape appeared first on Insurance Journal TV.
In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration's … Read More » The post EP. 101: Insuring Cyber Risk in a Shifting Political Landscape appeared first on Insurance Journal TV.
In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration's … Read More » The post EP. 101: Insuring Cyber Risk in a Shifting Political Landscape appeared first on Insurance Journal TV.
Dr. Cory Walters, associate professor in the Department of Agricultural Economics at UNL, joins to discuss a unique and potentially valuable tool for farm risk management —micro-captive insurance. This concept allows farm operations to manage risk and insurance costs in a more customized way while also presenting financial opportunities. But, as with any financial tool, micro-captives come with complexities, regulations, and risks that must be fully understood before implementation. More: https://cap.unl.edu/news/strategically-insuring-your-farm-rise-micro-captive-insurance/
All Episodes are inside Skyway Central©Click here to access your Contracting Officer Podcast 2.0 License and start listening today!
The Future of Insuring Autonomous Mobility The National Insurance Sector Technology and Operations Leader at Deloitte shares insights into strategies for adapting and seizing new opportunities as autonomous mobility picks up speed.
We hear from businesses in California, Fiji and the UK that have been hit hard by natural disasters like floods, wildfires and extreme storms - followed by rising insurance premiums - or companies refusing to insure them at all. An alternative type of cover, parametric insurance, is being offered as a way of giving people some cover. But does it work for everyone? If you would like to get in touch with the show, please email: businessdaily@bbc.co.ukPresented and produced by Lexy O'Connor(Image: A view of flash flood in Daddu district southern Sindh province, Pakistan, on September 07, 2022. Credit: Farhan Khan/Anadolu Agency via Getty Images)
In recent years, most home insurers were fleeing areas of California with high risk for wildfires. But State Farm was there, dominating the market. Then, just months before the devastating L.A. fires, the company dropped 30,000 homeowners from their books. WSJ's Jean Eaglesham explains how the risk that State Farm unloaded is now a problem for the rest of California. Further Reading: -State Farm Was All In on California – Until it Pulled the Plug Before the Fires -Insurers' Rule Change Puts California Homeowners on the Hook for L.A. Fire Further Listening: -Their L.A. Neighborhood Burned. Two Residents Find What's Left. -Insuring a Home in California Is Getting Harder Learn more about your ad choices. Visit megaphone.fm/adchoices
Insurance is a necessary evil of a holistic financial plan. Some investors avoid enroling or reviewing their insurances.as it's a tedious task that provides no immediate benefit. It however, provides peace of mind and protection at some of the most vulnerable times of your life. It's important to optimise your insurance to make sure you are adequately covered, but also that you are minimising the costs. We go through the best ways to protect yourself.You can view the full article here.Mark's Unconventional Wisdom column focuses on AI this week. He explores why he's not intentionally investing in the AI trend, and why it may not live up to the expectations that investors may have. When it comes to buying individual shares, investors should seek to avoid big losers every bit as much as they vaunt potential winners. Joseph explores Pat Dorsey's "ten minute test" for cutting lower quality companies from consideration quickly. Does the familiar ASX name he puts under the microscope get pass marks? Find out in Joseph's Bookworm column. An Investing Compass listener has asked a question about why Shani invests in managed funds. Shani shows how she's based her investing strategy, and therefore her investing products, around what suits her goals and behaviour the best. Find out what Shani likes about managed funds in her Future Focus column.Ongoing cost of living pressures continue to weigh down on young Aussies trying to fulfil the Australian dream. This raises an important question about the financial viability of raising the next generation. Whilst the crippling price of homeownership is no secret, the cost of having a child is perhaps a lesser discussed issue. With birth rates on the decline, Sim explores whether the average millennial can afford to have children in the current economic climate.Interested in our investing course? Find it here.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.
The Insuring Cannabis Podcast launched at a time of uncertainty — pandemic lockdowns, shifting regulations, and a rapidly growing cannabis industry. Now, 100 episodes later, we're still here, … Read More » The post The Insuring Cannabis Podcast – 100th Episode Alert! appeared first on Insurance Journal TV.
Mark your calendars! On February 26th, the Insuring Cyber Podcast hits a major milestone with its 100th episode, and we're celebrating in style! Join us for an exclusive … Read More » The post Coming Soon: Join us for the 100th Episode of the Insuring Cyber Podcast! appeared first on Insurance Journal TV.
Insuring cannabis is far from a straightforward endeavor, so one would expect cannabis insurance claims to be a complex subject. One would be correct. Corey Tobin, a director … Read More » The post 99: Cannabis Insurance Claims – Insight from a Producer and Former Operator appeared first on Insurance Journal TV.
Matt Webb, head of cyber clients and strategy at Howden Re, joins Double Take to discuss the evolution and current state of cyber insurance, focusing on the impacts of ransomware, reputational harm and business interruption.
This in-depth discussion with Jay Virdi, the Chief Sales Officer for Specialty Practices at Hub International, provides a comprehensive overview of the insurance landscape for the cannabis industry in 2025.The cannabis industry faces unique financial pressures, including inflation, rising interest rates, and specific tax burdens like the 280E tax code. Jay Virdi emphasizes the need for robust risk management strategies to navigate these challenges and ensure business continuity. He outlines the various insurable risks cannabis companies must consider, from property damage and business interruption to directors and officers liability. Virdi also explores alternative risk transfer options, such as captives, risk retention groups, and parametric insurance, offering innovative solutions for companies seeking to optimize their risk management approach.With the increasing reliance on technology, cybersecurity is paramount for cannabis businesses. Virdi stresses the importance of strong cybersecurity protocols and data protection measures to safeguard sensitive information and maintain business operations. He highlights the potential consequences of cyber breaches and encourages investment in cybersecurity infrastructure.Beyond financial and operational risks, Virdi underscores the importance of protecting a company's most valuable asset: its people. He advocates for comprehensive employee benefits policies and a strong focus on employee well-being, recognizing the crucial role a healthy and engaged workforce plays in overall business success.Product safety and liability are also critical concerns for cannabis companies. Virdi discusses the importance of implementing a robust risk mitigation strategy and securing adequate insurance coverage to protect against potential liabilities. He cautions against the risks of operating without liability insurance, highlighting the potential for catastrophic financial losses in the event of an incident.Looking ahead, Virdi and our host discuss the future of the cannabis industry, including its growth trajectory, the evolving regulatory landscape, and the potential impact of policy changes such as the anticipated rescheduling of cannabis by the DEA. Virdi emphasizes the need for ongoing adaptation, innovation, and a proactive approach to risk management to thrive in this dynamic market. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Hey Docs! Episode Finals Insuring Success: Essential Coverage for Orthodontic Practice Owners Welcome to the Hey Docs! Podcast with your host Jill Allen. Today, I am joined by Nick Cepparulo from CFS Dental Division and in this episode we are covering all things insurance. From what you need to protect your practice when you are just getting started to common pitfalls practices face when coverage is lacking there is a lot to discuss. Let's get into it! Summary Nick Cepparulo, Vice President of CFS Dental Division, discusses the importance of insurance for dentists and orthodontists, particularly those starting or acquiring a practice. He explains the key policies needed during the startup phase, such as general liability and builder's risk, and the policies required for a functioning practice, including business owner policy and workers' compensation. Nick also emphasizes the significance of personal insurance policies like malpractice insurance, disability insurance, and life insurance. He highlights the need for adequate coverage to protect against potential lawsuits, injuries, and unexpected events. In this conversation, Jill and Nick discuss the importance of insurance for dental and orthodontic practice owners. They cover various types of insurance policies, including disability insurance, malpractice insurance, and cyber insurance. They emphasize the need for regular evaluation and updates to insurance coverage as the practice grows and changes. Nick provides valuable insights and advice for dentists and orthodontists starting their careers and stresses the importance of protecting oneself and one's practice with the right insurance policies. https://cfsdentaldivision.com/https://www.instagram.com/cfsdentaldivision/ Takeaways Insurance is crucial for dentists and orthodontists, especially during the startup or acquisition phase.Key policies for startups include general liability and builder's risk, while functioning practices require a business owner policy and workers' compensation.Personal insurance policies like malpractice insurance, disability insurance, and life insurance are essential for protecting against lawsuits, injuries, and unexpected events.It is important to have adequate coverage and consider factors like reputation, claims payouts, and financial stability when choosing insurance carriers. Regularly evaluate and update insurance coverage as your practice grows and changes.Disability insurance is crucial for protecting your income in case of injury or illness.Malpractice insurance is essential for dental and orthodontic practice owners to protect against professional liability.Cyber insurance is becoming increasingly important in today's digital age.Work with an insurance professional to ensure you have the right coverage and are paying the best rates.Insurance policies should be reevaluated annually or every two years to ensure adequate coverage.Consider getting multiple opinions and doing research before purchasing insurance policies.AI is a trend in the insurance industry that is expected to have a significant impact.Work hard, do your research, and find what you love to do to be successful in your career.Chapters 00:00 Introduction and Overview02:34 The Unsexy Side of Being a Business Owner09:46 Key Policies for Startups and Acquisitions17:14 Understanding Additional Insureds and Policy Duration19:52 Protecting Yourself with Personal Insurance25:07 Importance of Adequate Coverage27:42 Protecting Your Income with Disability Insurance30:54 The Growing Importance of Cyber Insurance33:16 The Need for Regular Reevaluation of Insurance Policies35:45 The Impact of AI on the Insurance Industry46:23 Advice for Dentists/Orthodontists Starting Their Careers Connect With Our Advertisers OrthoFi - startmoresmiles.comGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://bit.ly/3ZtGyRFSmileSuite - http://getsmilesuite.com/ Are you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice? Reach out to me- www.practiceresults.com. If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode. New episodes drop every Thursday! Episode Credits: Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett Lucero
Join Jason Siver, an expert in automotive insurance and overlanding enthusiast, as he dives into the world of insuring overlanding vehicles. In this informative podcast, Jason shares his extensive knowledge of how to properly insure your overland rig to ensure peace of mind during your off-road adventures. From understanding the unique needs of overlanding vehicles—whether they're modified with custom gear or are fully outfitted for long-distance travel—to exploring coverage options like comprehensive, collision, and specialty insurance, Jason breaks down the complexities of navigating the insurance landscape.Tune in to make sure your overland adventures are protected, whether you're crossing deserts, navigating rugged mountain passes, or embarking on a global road trip. Jason Siver's expert insights will help you ensure that your vehicle, your gear, and your journey are covered—every mile of the way.
The Real Estate Guys Radio Show - Real Estate Investing Education for Effective Action
As real estate investors, it's easy to get caught up in the housing market … … but no asset is an island. Our investments swim in a larger economic sea, and precious metals can serve as a powerful barometer for what's happening in that ecosystem. With gold continuing its remarkable climb, what does it mean for investors, and how could it impact your investments? Today we're thrilled to welcome back Brien Lundin, the mastermind behind the Gold Newsletter and producer of the renowned New Orleans Investment Conference. We'll dive into the basics of investing in precious metals, exploring their role in a real estate investor's portfolio. Plus, we'll discuss how movements in metals affect the broader market—and what that could mean for real estate investors like you. So grab your headphones and get ready to mine some golden insights! And stick around as we take a trip to an exciting city in Alabama for our Market Spotlight. Visit our Special Reports Library under Resources at RealEstateGuysRadio.com.