Podcasts about insuring

The government is expected to introduce a bill to Parliament this year amending climate change laws to require councils to identify risk and develop adaptation plans. Emeritus Professor Jonathan Boston released his book Insuring the Future: Reimagining Home Insurance in Aotearoa. He spoke to John Campbell.

Matthew Pinnock is the COO of Altura.In this new episode of DeFi Frontier, we walk through Altura's multi-strategy vault and how it generates yield from three sources: a physical gold arbitrage trade, delta-neutral crypto strategies including market-making and funding rate arbitrage, and private credit yield through Fasanara's Midas mF-ONE. Matthew explains how every leg of this real world gold trade is insured. He also breaks down their Yield Run program and the related Pendle market for AVLT including the PT fixed yield and YT points leverage.------

Hunting, Mental Prep, and Gear Tips with First Generation Bow HuntersIn this episode, Jason Dyer and Adam Buchanan share their experiences, gear insights, and mental strategies for a successful hunting season. Whether you're planning your first trip or a seasoned pro, get practical advice on equipment, mental prep, and how to maximize your time outdoors.WATCH huntwurx.com - new product coming!Main Topics:Strategies for mental resilience in hunting: handling close calls and unexpected encountersGear essentials: bow tuning, backup options, and innovative gear setupsPlanning and scouting: leveraging technology, mapping, and local knowledgeHunting success stories: elk, mule deer, antelope, and tips for applying for tagsSeasonal prep: fitness, equipment checks, and mental readinessCommunity and support: learning from others, sharing knowledge, and the importance of local contactsTimestamps:00:00 - Season kickoff: hunting mindset and preparation tips00:05 - Handling close encounters and mental resilience strategies00:30 - Elk hunting stories: near misses and learning from experience01:07 - The importance of safety and mental prep before the season01:47 - Gear talk: bows, rests, and backup plans in the field02:44 - Planning hunts: mapping, scouting, and weather considerations03:37 - Drawing tags: Utah deer, elk, and other over-the-counter opportunities04:54 - Overlapping seasons: mule deer, elk, and antelope strategies05:55 - Exciting upcoming events: Total Archery Challenge at high elevations06:23 - Equipment upgrades: bow modifications, setting pins, and gear organization07:01 - How to sight in complex gear like the Boonie sight07:52 - Mentorship and family hunts: passing knowledge to the next generation08:20 - Personal hunt stories and upcoming trips: Alaska caribou and more09:10 - The challenge of DIY hunting in remote Alaska10:11 - Cost considerations and planning for Alaska hunts10:56 - Most desired species: elk tops the list, sheep at the bottom11:45 - The allure and rarity of sheep hunting12:18 - Popularity rankings: mule deer, whitetail, and the appeal of antelope13:24 - Planning for next season: scouting, fitness, and flexible strategies14:06 - The thrill of extended archery seasons and hunting hotspots15:47 - The value of local knowledge and local contacts for big game success16:04 - Season preparation: gear, fitness, and logistical planning16:53 - The importance of calendar management, family time, and personal routines18:02 - The role of technology: apps like Skylight and Re Light hydration solutions24:47 - Navigating environmental factors: wind, terrain, and animal movement25:45 - Timing your hunts: understanding season windows and optimal conditions26:49 - Planning for multiple options: sustainable hunting plans and adaptability28:16 - Logistics management: scouting, movement, and timing on multi-day hunts29:36 - Regulatory considerations: avoiding issues with e-bikes and gear restrictions30:26 - Personal improvements: gear upgrades, fitness, and gear organization31:17 - Insuring gear integrity with innovative solutions like marine batteries37:25 - Staying informed and critical of new land use proposals39:23 - How to approach environmental impact statements and government projects40:24 - The value of scientific input versus political decisions in land management44:01 - Practical tips for storing and transporting gear like game sleds45:12 - Innovative gear for field dressing and animal transportation47:16 - Hunting plans for family, elders, and future generations48:38 - Reflections on mentorship, community, and evolving hunting goals50:16 - Recommendations for gear upgrades and hunting preparation52:13 - Personal goals for the upcoming season: family, exploration, and success55:00 - Cultivating the right mindset: purpose, patience, and community63:19 - Final thoughts: embracing the journey, gear, and community spirit in hunting

From game show jackpots to high‑profile promotional giveaways, Prize Indemnity Insurance is the cover that makes big prizes possible — without organisations taking on big risk. In this episode of The Journal Podcast, we're joined by Tom Stagg from WorldWide Special Risks, a leading provider of specialty insurance in this sector. We'll be unpacking what Prize Indemnity Insurance actually is, who uses it, how it's underwritten, and what really happens when someone does win. And of course, we'll bring it to life with real-world examples — from TV game shows to modern digital competitions — to understand how it works in practice.

David Daiches: Inside INSHUR — From Manhattan Uber Rides to Insuring Autonomous Fleets In this episode of Scouting for Growth, Sabine VanderLinden speaks with David Daiches, co-founder and COO of Insure, about building insurance solutions for the on-demand economy. The conversation traces Insure's origins to a simple yet powerful insight: traditional insurance models were not designed for gig workers like Uber drivers, who operate entirely on their smartphones and cannot afford downtime. David explains how Insure addressed this gap by creating flexible, usage-based insurance embedded directly into platform ecosystems. They explore the importance of “fluency over features,” emphasizing that successful insurtechs solve real operational problems rather than just showcasing technology. A central theme is that claims, not policies, define the true value of insurance, leading Insure to bring claims in-house to improve customer experience and data insights. The discussion also looks ahead to emerging challenges, including electric vehicles and autonomous mobility, where insurance must evolve to cover complex ecosystems of software, hardware, and data. Finally, David shares candid lessons on scaling, partnerships, and the growing role of AI, highlighting the need for adaptability, continuous learning, and strong teams in building resilient insurtech businesses.   KEY TAKEAWAYS What stands out most is the importance of starting with the problem, not the technology. David and his team didn't build Insure by showcasing features; they immersed themselves in the daily realities of gig workers and platform operators. That mindset shaped everything, from product design to partnerships. It reinforces my belief that fluency in a partner's business model is far more valuable than any standalone innovation. Another key insight is how insurance must adapt to changing customer behaviors. The on-demand economy is no longer a niche; it supports millions of people. Traditional annual policies simply do not fit this model. By aligning insurance coverage with actual usage, Insure has shown how to close protection gaps while improving affordability and access. What resonated deeply with me is the idea that claims are the product. Customers only truly experience insurance when something goes wrong. Investing in claims operations, empathy, and responsiveness is therefore not optional; it is the core value proposition. I was also struck by the operational lessons. Scaling too quickly, hiring without enough rigor, and taking partnerships for granted are common pitfalls. Building a strong, empowered team and maintaining close alignment with partners is essential for long-term success. Finally, the future of mobility and insurance will require entirely new thinking. Autonomous vehicles, AI, and data-driven ecosystems are reshaping risk. The winners will be those who can navigate this complexity while staying grounded in customer needs.   BEST MOMENTS “Claims is the product. Everything else just gets us to that point.” – David Daiches “We didn't just sell insurance, we solved problems in the platform's business model.” – David Daiches “People are not interested in a fancy UI when something goes wrong. They want a product that is there at the moment they need it the most.” – Sabine VanderLinden “Make yourself easy to do business with.” – David Daiches “The best insurtech founders aren't selling insurance, they are removing friction from someone else's business model.” – Sabine VanderLinden “If you're not spending time learning AI now, you risk being left behind.” – David Daiches   ABOUT THE GUEST David Daiches is the co-founder and Chief Operating Officer of Inshur, a digital-first managing general agent focused on the on-demand economy. With a background in technology and retail, he entered the insurance industry over 15 years ago and identified significant opportunities for digital transformation.  At Inshur, David has led the development of embedded, usage-based insurance solutions for platforms such as Uber, Amazon, and DoorDash. David is particularly focused on innovation in mobility insurance, including the future of autonomous vehicles and AI-driven claims and underwriting.   ABOUT THE HOST Sabine VanderLinden is a corporate strategist turned entrepreneur and the CEO of Alchemy Crew Ventures. She leads venture-client labs that help Fortune 500 companies adopt and scale cutting-edge technologies from global tech ventures. A builder of accelerators, investor, and co-editor of the bestseller The INSURTECH Book, Sabine is known for asking the uncomfortable questions—about AI governance, risk, and trust. On Scouting for Growth, she decodes how real growth happens—where capital, collaboration, and courage meet. If this episode sparked your thinking, follow Sabine VanderLinden on LinkedIn, Twitter, and Instagram for more insights. And if you're interested in sponsoring the podcast, reach out to the team at hello@alchemycrew.ventures

Recorded live at Consensus Miami 2026, I sat down with Karen Knox, digital assets insurance specialist at Howden, for one of the most unexpected origin stories I've heard on this show. From Andy Griffith's hometown in North Carolina, to converting to Judaism, raising her daughter in Tel Aviv, and becoming one of the go-to names in crypto insurance — Karen's path is anything but straight.This episode is sponsored by FirstRead — the AI-powered legal assistant that reads, marks up, and chats through contracts right inside your Word document. If you're a founder, builder, or anyone dealing with legal agreements, FirstRead is a game-changer.

Lauren Kunis, President and CEO of VoterRiders, joins Deepak Puri, Founder of The Democracy Labs, to discuss the wave of new and stricter voter ID laws sweeping the country. She shares her personal story and how VoteRiders has played an increasingly crucial role in building a more informed and active electorate. Lauren points out that a significant number of Americans lack proper identification, and their mission is to provide free assistance to help citizens obtain the necessary documents to vote, which are also often required to access housing, banking, and employment.   Deepak and Lauren talk about Voter suppression tactics to confuse and cheat Restrictive voter ID laws and the range of variations across states Helping voters get up-to-date government-issued photo IDs Why voting rights protect all other rights  #VoteRiders #TheDemLabs #VoterID #VoterSuppression #VoterEngagement #GrassrootsActivism #BallotAccess #CampaignStrategy #ProgressiveActivism #CivicEngagement #GOTV #GetOutTheVote #PoliticalActivism #DemocracyInAction #VoterOutreach #DemocracyMatters #ElectionSecurity #ElectionIntegrity #Election2026 VoteRiders.org TheDemocracyLabs.org

Rancho Mesa's Alyssa Burley and Account Executive Matt Gorham discuss a strategic approach for insurance HVAC and plumbing contractors in California., Show Notes: ⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠Host: ⁠⁠⁠⁠Alyssa BurleyGuest: ⁠⁠⁠Matt Gorham⁠⁠Producer/Editor: Megan LockhartMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2026. Rancho Mesa Insurance Services, Inc. All rights reserved.

In this episode, Alexandra Luca talks with Chris Slater, CEO of Oka - a leading carbon insurance provider supporting credits in the initial phase of the Carbon Offsetting and Reduction Scheme for International Aviation (Corsia). They discuss Oka's current insurance-based credits pipeline, recent challenges for insurers, and future developments in the Corsia market.   Tune in for expert insights on: Obstacles to expanding insurance-based Corsia supply: the impact of the EU draft proposal on insurers  Insurance capacity beyond BTR deadlines in 2026 Key regions and methodologies for supplying Corsia How the war in Iran is impacting Corsia demand and supply Learn more about the Argus Carbon service

This episode of The Edge of Risk Podcast by IRMI explores the fast-moving world of maritime war risk insurance, from the Strait of Hormuz to market capacity, cancellation, and coverage gaps across hull, liability, and cargo. Featuring Steven Weiss, president and chief underwriting officer of Incarnation Specialty Underwriters, the conversation delivers critical insights for insurance professionals dealing with global transportation and geopolitical risk.

Alliance faculty member and nationally recognized coverage expert Cathy Trischan returns with Part II of Insuring Contractors: The Additional Insured Basics You Need to Know. Building on the history covered in Part I, this discussion focuses on how today's ISO additional insured endorsements operate in real-world contracts. Cathy explains the intent and limitations of commonly used forms—such as CG 2010, CG 2033, and CG 2038—and why understanding their wording is critical to effective risk transfer. The episode highlights the impact of privity of contract and key court decisions that narrowed automatic additional insured coverage, creating uncertainty across jurisdictions. Cathy also breaks down the often-misunderstood divide between ongoing operations and completed operations coverage, explaining when separate endorsements are required and why completed ops remains a persistent challenge. Throughout the episode, she emphasizes the importance of scrutinizing carrier proprietary forms, identifying hidden restrictions, exclusions, and contract-based triggers that can undermine coverage. The takeaway is clear: navigating additional insured requirements today requires careful endorsement selection, contract awareness, and a practical understanding of how coverage language plays out after a loss. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

This episode of Alliance Insights features Alliance faculty member and nationally recognized coverage expert, Cathy Trischan, covering Part I of Insuring Contractors: The Additional Insured Basics You Need to Know. Listen in as she unpacks why additional insured requirements remain one of the most complex—and misunderstood—areas of contractor risk. From the evolution of ISO endorsement forms to real-world court decisions that reshaped coverage intent, Cathy explains how language like “arising out of,” “ongoing operations,” and “completed operations” can dramatically change who is protected and when. The episode explores why requests for older endorsements persist, how primary and non contributory demands complicate placement, and what today's agents and risk professionals must understand to navigate contracts with confidence. This discussion lays the foundation for smarter coverage analysis—where knowing the history of additional insured endorsements is critical to managing today's risk. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  The president says the U.S. will provide political risk insurance for ships in the Gulf — and may send the Navy to escort tankers through the Strait of Hormuz.With private insurers like Lloyd's of London stepping back, are American taxpayers taking on the risk instead?The Strait is just 35 km wide — putting U.S. sailors within range of Iranian missiles.Who pays if something goes wrong? And is this a risk we should take?

In this episode of The Alan Sanders Show, dive into President Trump's bold 2026 power play: securing US energy dominance by stepping in to insure and protect shipping through the Strait of Hormuz. After Iranian threats and Lloyd's of London pulling war-risk policies, creating artificial chaos and skyrocketing premiums, Trump directs the DFC to offer affordable political risk insurance while pledging US Navy escorts for tankers. This move unclogs global supply chains, stabilizes oil markets, generates billions in US revenue, and weakens foreign insurers. Plus, explore how recent military operations prove unmatched American superiority, rendering Russian and Chinese defenses ineffective against US tech and tactics. America First in action, energy security, economic wins, and global leverage. Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR, TRUTH Social, TikTok, YouTube and Rumble by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!

Long-term care is one of the biggest unknowns in retirement planning. While many physicians can estimate their retirement spending, it's much harder to predict if, and for how long, long-term care will be needed.In this episode, Elisa breaks down the real costs of long-term care, how long most people actually need care, and whether long-term care insurance makes sense for physicians.Learn about:What counts as long-term care and typical costsHow long people usually need long-term careThe difference between self-insuring and buying long-term care insuranceHow long-term care insurance works—and its major downsidesWho long-term care insurance may make sense forThis episode offers a practical, non–fear-based framework to help you decide how long-term care fits into your overall retirement plan. To look at current cost of long-term care at different locations in the United States, check out https://www.carescout.com/cost-of-carePlease subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...

The former Utah Jazz Assistant Coach on losing Nurk for the season, His memories of the Miracle on Ice game + more

break down availability and affordability challenges and how they compare to the rest of the Southeast. 2026 MAR President DeShawn Davis and CEO Beth Hansen lead a conversation on types of insurance coverage, rising premiums, legislative efforts, and how Mississippi REALTORS? can better prepare buyers and sellers in an evolving insurance environment. From coastal wind and flood considerations to roof age and buyer preparedness, this discussion delivers insight and perspective REALTORS? can use to better serve their clients.

Sergey Litvinenko, Co-Founder & CEO of Koop, joined Grayson Brulte on The Road to Autonomy podcast to discuss the financial and operational structures required to insure fleets of personally owned autonomous vehicles.As Tesla prepares to scale the Cybercab in 2026, the conversation explores the shift from personal ownership to personally owned fleets, where individuals form companies to own and operate commercial robotaxi businesses.During the episode, Sergey explains how the insurance P&L for a fleet owner is transformed by real-world behavior data, which serves as a more accurate risk predictor than traditional human-centric metrics. By leveraging high-fidelity data and specialized subrogation models, Koop is developing a framework that manages liability between the fleet owner and the vehicle manufacturer, clearing the path for the Autonomy Economy to scale through third-party ownership.Episode Chapters0:00 The Emergence of the Tesla Network 3:07 Insuring Cybercab and Personally-Owned Teslas8:59 Insuring and Deploying Personally-Owned Autonomous Vehicle Fleets22:50 Insurance Underwriting Capacity 25:22 Insurance Products 27:50 Changing Driving Habits31:14 Reinsurance32:30 Liability with No Pedals and Steering Wheel 38:38 Fleet Management 41:55 Future of Insuring Autonomous Vehicle Fleet OperationsRecorded on Friday, January 16, 2026--------About The Road to AutonomyThe Road to Autonomy provides market intelligence and strategic advisory services to institutional investors and companies, delivering insights needed to stay ahead of emerging trends in the autonomy economy™. To learn more, say hello (at) roadtoautonomy.com.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This Flashback Friday is from episode 569, published last September 16, 2015. So you've decided to invest in real estate, what now? Using the checklists provided by Jason and his team you can take things step by step and not miss a thing. Even if this is your first investment you can be certain you are making educated decisions on home inspectors, insurance companies and lenders by using this simple tool. You'll have your real estate portfolio up and growing in no time. Mentions: The Checklist Manifesto  Pillar to Post JasonHartman.com Venture Alliance Mastermind      Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Our industry is a mature one and because of that, growth stories are highly valuable. So today, we're looking deeply into the best growth opportunity for insurance in decades. And to that end we are going to examine an industry experiencing exponential growth and looking to multiply the amount of capital that it deploys tenfold over the next five years. We are of course talking about data centres. The huge demand for computer processing power unleashed by the boom in the application of artificial intelligence is a key driver of this new demand. On a recent results call, Aon CEO Greg Case said that this new phenomenon could generate over $10 billion in new premium volume in 2026 alone. But whilst the opportunity is enormous, so are the challenges. We won't get ten billion dollars in new premiums a year without taking on substantial new volumes of risk. The sheer scale of investment in new data infrastructure is staggering, putting immense pressure on traditional construction methods, supply chains, power grids, the environment, and of course the traditional insurance market that is being asked to provide insurance cover for this unprecedented surge in the construction of vast assets. To help us analyse this opportunity from all angles, we've convened four experts, each offering a unique perspective— from an investor owning and operating the centres, to the underwriters covering property, environmental, and renewable energy risks. So I'm delighted to be joined by Atul Roy, an investor in digital infrastructure at Cordiant Capital who is representing the customer in our discussions; Lindsay Shipper, Head of North American Commercial Property at Beazley; Ben Sheppard, a renewable energy underwriting expert; and Nicholas Pearson who is a specialist in environmental liability risk underwriting.

In this episode of the Power Producers Podcast, host David Carothers interviews Dean Bowen of Patriotic Insurance. Dean represents the next generation of producers, having transitioned from a background in blue-collar labor (roofing, manufacturing) into the insurance industry just over a year ago. They discuss the mental shift required to move from task-based physical labor to the self-motivated world of sales, the pros and cons of "niching down" too early, and Dean's fascinating deep dive into insuring Cryptocurrency Mining and High-Performance Computing (HPC) operations. Key Highlights: From Blue Collar to White Collar Dean shares his journey from patching roofs to writing policies. He explains that the hardest transition wasn't learning the coverage, but shifting his mindset from tangible, task-based work ("move that pile") to the ambiguous, self-directed metrics of insurance sales. However, his background allows him to instantly understand what his contractor clients value most. The Trap of Niching Too Fast While specialization is often encouraged, Dean admits he tried to brand himself as a specialist too early in his career. He discusses how this inadvertently discredited him with some prospects for general commercial real estate and why he recommends a more organic approach to finding your niche. Insuring the Wild West: Crypto & HPC Dean breaks down the complex world of insuring Bitcoin mining and High-Performance Computing. He details the three main types of clients (Co-host providers, Self-hosted miners, and Hosted miners) and the specific underwriting challenges they face, such as fluctuating currency values making Business Income coverage nearly impossible to place. Family Business Boundaries Working with family can be tough, but Dean and his father (the agency principal) have a system. Dean shares his simple but effective rule for maintaining a healthy relationship: Business is conducted on Microsoft Teams, personal life happens via Text. Advice for New Producers Dean advises new agents to cut their teeth on Commercial Real Estate. It offers a crash course in building valuation, occupancy codes, and risk assessment that serves as a foundation for more complex risks later on. Connect with: David Carothers LinkedIn Dean Bowen LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp Patriotic Insurance Group Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes

In this episode of Insurance Town, host Heath Shearon welcomes Van Carlson to discuss the evolution of risk management and the importance of self-insuring for businesses. They explore the 831B tax code, its history, and its application in modern business risk management. Van shares insights from his career in the insurance industry, highlighting the challenges and opportunities in self-insuring and the role of traditional insurance. The conversation also touches on the impact of economic downturns and the need for innovative risk management solutions.TakeawaysVan Carlson emphasizes the importance of self-insuring for businesses.The 831B tax code offers a way to manage business risks effectively.Traditional insurance may not cover all business risks.Economic downturns highlight the need for innovative risk management.Van Carlson shares his journey in the insurance industry.Self-insuring can provide financial stability for businesses.The conversation explores the history and application of the 831B tax code.Van Carlson discusses the challenges of transitioning from traditional insurance.Heath Shearon highlights the role of education in risk management.The episode provides insights into modern business risk management strategies.Sound bites"Self-insuring is the future of business risk management.""The 831B tax code is a game changer.""Traditional insurance doesn't cover all risks.""Economic downturns demand innovative solutions.""Education is key in managing business risks.""Self-insuring provides financial stability.""The 831B code offers unique advantages.""Transitioning from traditional insurance is challenging.""Risk management requires continuous learning.""Modern businesses need modern risk solutions."Chapters00:00:00 Introduction and Sponsorship00:00:00 Van Carlson's Background00:00:00 The 831B Tax Code Explained00:00:00 Challenges in Traditional Insurance00:00:01 Innovative Risk Management Solutions00:00:01 The Future of Business Risk ManagementSponsors:Smart Choice Canopy Connect MAV

Volunteer fire departments and EMS organizations face risks that most businesses can't even imagine. From wrongful termination claims to the unique dangers of the job, they need more than a standard policy, and they need a partner who understands the fire service from the inside out.My guest, Ed Mann, served as the Pennsylvania State Fire Commissioner for 15 years before joining Provident Agency. In this episode of The Broker's Voice, he shares the game plan for protecting first responders. We get into the critical importance of Employment Practices Liability Insurance (EPLI) for volunteer departments, how Provident's lifetime benefits protect those injured in the line of duty, and the powerful educational resources they provide to keep departments safe and compliant. This is the guide for brokers who want to serve the people who serve our communities.▶▶ Sign Up For Your Free Discovery Callhttps://calendly.com/aneary/strategy-sessionCONNECT WITH ANDY NEARY

Disasters are affecting more people and property than ever before. Since 1980, the U.S. has experienced 400+ weather-related "billion dollar" disasters, $3 trillion in economic impacts, and thousands of lives and livelihoods. In the effort to build our disaster resilience as a society, what's the role of insurance?In this episode, our hosts are joined by Carolyn Kousky, Insurance for Good, and Marc Ragin, University of Georgia Terry College of Business. This month's guests discuss a question at the heart of disaster insurance: what's the best way to incentivize risk reduction for both insurance companies and customers?If you're curious about how disaster insurance works, options for making insurance better suited for new risks, or why premiums are getting so darn high, this is the episode for you.Marc's Haiku:High insurance ratesWe need collective actionTake your vitaminsCarolyn's Haiku, written by Matsuo Bashō (translated from Japanese):As they begin to rise again Chrysanthemums faintly smellafter the flooding rainLearn more about UGA and Duke's CIRCAD partnership: https://circad.org/Carolyn's book: https://islandpress.org/books/understanding-disaster-insurance#descCarolyn's nonprofit, Insurance for Good: https://www.insuranceforgood.org/

Join Newton One Advisors (Mark Singer) and Exceptional Risk Advisors (Chris Lack, Sean Callaghan, and Tim Smith) for a discussion on the evolving landscape of income protection planning for collegiate athletes and their NIL contracts.

In this episode of Know Your Risk and Insurance Coverage, we're joined by Kim Slager, President of Commercial Lines at BHS Insurance, to dive into one of the most unique and misunderstood sectors in insurance: botanical gardens.With over 30 years of specialization, Kim walks us through the unexpected risks, coverage gaps, and creative underwriting strategies that make gardens far more complex than your average cultural institution. From glass greenhouses and hurricane zones, to slip-and-fall litigation and rare plant appraisals, Kim explains how her team builds tailored programs that protect these vibrant, high-exposure environments.Whether you're a RiskProNet member looking to serve a botanical garden client, or just curious how garden operations and coverage intersect, this episode reveals what makes this niche so critical and why standard policies just don't cut it.Timecodes:00:00 – Welcome & guest introduction01:11 – How BHS built the botanical garden insurance program03:57 – Key exposures: slips, paths, glasshouses, misclassification05:43 – Disaster readiness & natural disaster funding07:43 – Event liability, liquor risks, and TULIP coverage10:09 – Real-world claim: Abuse exclusion and uninsured loss13:22 – Volunteer accident gaps, active shooter coverage, and client education16:01 – Insuring rare trees, indoor plant collections, and replication strategies17:57 – Who underwrites the program19:14 – Partnering with RiskProNet members & claims trend insights21:34 – Final thoughts and invitation to connectResources:Become a member at RiskProNet.comConnect with Matt Sasso on LinkedInConnect with Kim Slager on LinkedinConnect with BHS Insurance on LinkedInConnect with RiskProNet on LinkedIn

Rising insurance costs have been a major headwind facing the trucking markets and things might not improve anytime soon. Insurance premiums could grow by double digits for another year in 2026 due to increased litigation and fraud, along with fewer companies writing trucking policies. In this Talking Transports podcast, Reliance Partners’ co-founder and CEO Andrew Ladebauche and Thom Albrecht, the company’s chief revenue officer, join Lee Klaskow, Bloomberg Intelligence senior transportation and logistics analyst, to discuss the state and outlook of the trucking-insurance market. The conversation also delves into strategies for mitigating costs, the need for reform and better regulatory practices to ensure safety and sustainability in transportation, as well as why many fraudsters are apparent fans of Tommy Tutone.See omnystudio.com/listener for privacy information.

In this Academy of Insurance Aftershow, George and Patrick talk with instructor Joe Harrington about how the rise of digital nomads is reshaping risk and insurance — from … Read More » The post Insuring the Digital Nomad | IJA Aftershow: Joe Harrington appeared first on Insurance Journal TV.

On this week's Money Matters, Scott and Pat tackle three critical financial planning decisions for high-net-worth investors. First, they break down whether it's better to self-insure for long-term care or rely on costly, often restrictive hybrid policies. Next, they explain how to rebalance an inherited portfolio, especially when legacy holdings no longer align with your goals or risk tolerance. Then, they dive into how to finance a vacation home wisely—weighing the risks of portfolio loans, capital gains exposure, and over-leveraging in retirement. You'll also hear a sharp analysis of gold's recent surge—and why emotional investing often backfires. Packed with real-life caller scenarios and expert financial guidance, this episode is a must for anyone focused on smart wealth management, legacy planning, and minimizing risk. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Michael DeNault shares how clients curb crime in cash-heavy cannabis operations—using armored transport, layered access controls, and tight cash/product storage backed by onsite risk assessments that also win … Read More » The post Practical Risk Moves That Cut Theft and Improve Coverage | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Cannabis businesses face outsized theft and robbery losses—often complicated by sublimits, protective-safeguard noncompliance, and sparse records—making business-interruption adjustments tricky and sometimes requiring cannabis-savvy forensic accountants, in this clip … Read More » The post Smash-and-Grab Risks & Claim Hurdles in Cannabis Insurance | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

In this personal and heartfelt episode, host Haylie Shipp shares how a major health crisis in her family in 2024 changed the way she views wellness on the ranch. Ranchers plan for drought, markets, and succession, but rarely for themselves. Preventative healthcare is another kind of ranch insurance. It protects the most important asset on any operation: the people who keep it running.Haylie visits with Dr. Kevin Ross of Frances Mahon Deaconess Hospital, a critical access hospital serving northeastern Montana, and rancher and registered nurse Carmen Salveson. Together, they discuss what preventative care looks like in rural communities, how access to healthcare is evolving, and why taking care of yourself is one of the smartest investments you can make in your ranch's future.In This Episode:Why preventative care is essential ranch insuranceHow Frances Mahon Deaconess Hospital supports rural health as a critical access facilityThe importance of early detection and regular screeningsAddressing the stigma surrounding mental health in rural communitiesBuilding a culture of care that sustains families and operationsIf you're going to do the bare minimum, what are a doctor's suggestions?Resources Mentioned:Depression Self-Assessment (Mayo Clinic): https://anxietycoach.mayoclinic.org/depression-coach/depression-self-assessment/Frances Mahon Deaconess Hospital, Glasgow, MontanaAaniih Nakoda College “Grow Our Own” nursing programThe Ranchers Stewardship Alliance (RSA) is a rancher-led, grassroots organization, dedicated to improving the quality of life for rural communities throughout the Northern Great Plains. Through collaborative conservation projects, rancher education events, and local community outreach, RSA works to strengthen our rural community, economy, and culture for generations to come.For more on the Ranchers Stewardship Alliance, head to www.RanchStewards.org and follow us on Facebook and Instagram. Your feedback is always welcome. Email info@ranchstewards.org. Want to support our mission? Visit https://ranchstewards.charityproud.org/Donate.

Summer Wilson explains that serious and willful misconduct isn't insurable and stresses employers' duty to provide appropriate PPE—drawing on lessons from a fatal inhalation case and pointing to … Read More » The post PPE, Liability, and Risk Management in Cannabis Workplaces | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul go back to basics on human life value (HLV), and why most families are dramatically underinsured. They contrast needs-based planning with an HLV approach, share Nelson Nash's page-24 insight from Becoming Your Own Banker, and explain how to reach full coverage using a blend of whole life and convertible term. You'll hear simple rules of thumb, real client stories, why death benefits should track your rising “stock,” and the question that reframes everything: “What does my family deserve?”.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:00:00 - Episode beginning00:18 - “Porsche vs. Toyota” analogy01:00 - Show open + Germany check-in03:32 - Nelson Nash p.24; IBC framing & defining HLV06:34 - Needs-based planning vs. HLV; most people underinsured13:48 - Simple HLV math (income × years to ~70)15:26 - Strategy: whole life + convertible term; adjust after raises20:48 - Mindset: “What does my family deserve?”; runway reality25:10 - Back to IBC: solve financing → coverage follows29:22 - Episode wrap upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

"One of the founding tenets of anarcho-capitalism [is] that in a world without a government, you would have insurance contracts as the means for negotiating, disputing things. This actually goes into the original firedepartments were actually insurance companies. You'd purchase fire insurance from a particular purveyor of fire insurance and you would actually stamp on the cornerstone of your building, the sigil of whatever insurance company was protecting your property.If the fire burned the building, the insurance company's on the hook. It's the most skin in the game, risk aligned way to get different parties to align on an outcome as an insurance contract. It's so much cheaper just to have an on-call fire bucket brigade team than to rebuild a building. So in the world without a government, you have insurance contracts."~ Rob Hamilton   In this conversation with Rob Hamilton of AnchorWatch, we dive deep into the evolving frontier of Bitcoin custody, multisig innovation, and the emergence of Bitcoin‑insured financial infrastructure. We explore how tools like Miniscript and MuSig are reshaping what's possible with shared ownership, time locks, and key hierarchies, and why AnchorWatch's partnership with Lloyd's of London represents far more than just insured Bitcoin—it's a preview of an entirely new risk and capital market built on Bitcoin. We talk about turning legal contracts into programmable money, the bridge between Bitcoin and traditional insurance, and the future path from Lloyd's underwriting to fully Bitcoin‑denominated coverage. Rob breaks down how multisig could transform the meaning of trust, and we even venture into the implications for Lightning, AI authentication, and the long‑arc future of custody itself. How do we insure Bitcoin without fiat? Can multisig redefine the institutional model? And what might a Bitcoin‑native insurance industry look like when the world finally catches up? Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and wel...

As the industry matures, qualified cannabis attorneys are easier to find but often costly due to multi-jurisdictional complexities, leading some cash-tight operators to delay hiring—heightening risk that EPLI … Read More » The post Cannabis Counsel: Costs, Access, and the Risk of Waiting | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Join host Tiana Zhao as she explores the cutting-edge trends reshaping the insurance landscape. From AI-driven underwriting to climate-focused products, this episode of the SOA Marketing and Distribution podcast dives deep into the technological and societal shifts transforming how we think about risk and protection. Discover how insurtech startups, IoT devices, and changing consumer expectations are driving innovation in product design, distribution channels, and customer experience. Whether you're an industry professional or simply curious about the future of insurance, this podcast offers valuable insights into the forces shaping the industry's evolution and the opportunities that lie ahead.

Rancho Mesa President David Garcia sits down with Erik Vandermaus, Executive Vice President with BrokerPRO, a data and insight company that's transforming the insurance industry, to discuss how their technology is empowering brokers to streamline workflows, personalize client interactions, and stay competitive in a rapidly evolving market. Show Notes: ⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠, BrokerPROHost: ⁠⁠⁠⁠David GarciaGuest: ⁠⁠⁠⁠Erik VandermausEditor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Insurance has a huge amount of specialisms that don't always cross over, which means that we can go our whole careers as insurance professionals, having a rough idea about what a particular class of business does, but not really ever appreciating the detailed picture. I think Trade Credit is one of those classes and that's something we should all fix, not least because it's a product that our clients could probably all benefit from That's why I'm really glad that an element of this podcast is a really useful primer on the class and that my guest today has one of the biggest single jobs in this line anywhere in the world and has over twenty years' experience to share with us. Sarah Murrow is President & CEO at Allianz Trade Americas and what follows is a helpful rundown of this global and really useful class of business. This is insurance in its purest and most relevant form – risk taking that allows customers to stick to what they're best at and also improves their return on capital. This is also a line that provides valuable advice as well as a financial product and is so embedded with its clients that they communicate with it every day. In short all of us in the rest of the P&C world have an awful lot to learn from trade credit. And as prominent Trade Credit insurers begin to appear under the Lloyd's platform, this is a class we should all be getting to know a little better. Sarah is a great guest and our conversation encompasses themes as broad as global economics and politics as well as the cut and thrust of insuring trade receivable assets. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com

Are there climate risks we shouldn't be insuring anymore? Dr. Carolyn Kousky, Associate Vice President for Economics and Policy, discusses how climate change is reshaping insurance, what's at stake if insurance markets begin to break down, and who ultimately bears the financial burden when the private market pulls back.

Joe Ziolkowski, CEO of Relm Insurance delves into the evolving landscape of insurance for emerging and high-risk industries. They specifically addressed the significant insurance gaps for THC beverages and the prevalent underinsurance within the broader cannabis sector. Ziolkowski highlighted Relm Insurance's strategic diversification within the cannabis market, expanding its operations and achieving 50-state Managing General Agent (MGA) status to enhance accessibility and direct engagement with clients.The discussion also covered critical issues like climate change risks impacting cannabis cultivation, underscoring the necessity of robust data collection and compliance for accurate risk modeling and premium setting. Ziolkowski emphasized that meeting higher compliance standards, such as GMP, can lead to more favorable insurance terms. The conversation further explored the regulatory complexities of insuring new products like THC beverages, where traditional product liability may not suffice, and the nascent psychedelics industry, where Relm aims to facilitate business models by finding viable coverage solutions.We learn about Relm Insurance's deliberate expansion into the AI insurance sector, a move Ziolkowski explained as a natural progression due to the similarities in underwriting new and emerging risks, including data governance challenges and underdeveloped legislative frameworks. He also noted AI's potential to improve efficiency in cannabis, such as in precision farming.Ziolkowski concluded by stressing Relm's core vision of "making innovation resilient" and their long-term commitment to supporting forward-looking industries like cannabis, psychedelics, and AI, distinguishing them in the insurance market through their dedication to these sectors.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of The Edge of Risk by IRMI, host Joel Appelbaum speaks with Dr. Marcus Schmalbach, CEO of RYSKEX, about a groundbreaking application of captive insurance and parametric risk transfer to support carbon sequestration. The discussion centers on the Arx Veritas project, which monetizes environmental restraint by leaving fossil fuels in the ground—turning unmined coal into a verifiable and tradable asset. Dr. Schmalbach explains how the captive structure, paired with blockchain-based verification, artificial intelligence, and satellite imagery, creates trust and financial credibility for this emerging asset class. The conversation explores how parametric triggers address complex, forward-looking risks, why third-party validation is essential, and how similar models could scale to oil, gas, and rare earth minerals. He also shares his perspective on the paradigm shift needed for risk professionals to work effectively in the evolving carbon economy.

Jonathan Hill, Co-Founder, Morrow Hill

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Marty sits down with Becca Rubenfeld from Anchor Watch to discuss Bitcoin inheritance solutions, insurance for cold storage, the rising threat of crypto-related kidnappings and wrench attacks, and how Bitcoin insurance is becoming critical infrastructure for traditional finance adoption. Becca Rubenfeld on Twitter: https://x.com/BeccaAmilee Anchorwatch: https://www.anchorwatch.com/ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Coinkite https://coinkite.com Unchained https://unchained.com/tftc/ Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

Insurance can make or break a real estate portfolio—especially in today's climate. In this episode of the Real Wealth Show, we're joined by Seth Markum from NREIG to break down everything investors need to know about landlord insurance, co-insurance clauses, and protecting properties in areas prone to extreme weather. Want to learn more? Visit www.NREIG.com/RealWealth LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

On this week's “Headlines” edition of the  Imprint Weekly Podcast, we talk about the new federal dashboard for child welfare data from through the Adoption and Foster Care Analysis and Reporting System. We discuss the dashboard itself and what we hope it evolves to include, and then break down some of the trendlines in this year's numbers. We also discuss the latest on President Trump's spending request for 2026, what made it into the “Big Beautiful” reconciliation bill that now sits with the Senate, and more happening in Washington, D.C. We close with a review of some state headlines around liability insurance in California, a lawsuit in Tennessee, adoptee rights in Georgia, luggage for New York foster youth, and a new report on foster care in Minnesota.Thanks to Lyssn for sponsoring this episode!Reading RoomA Deep Dive on New Federal Foster Care Datahttps://imprintnews.org/youth-services-insider/deep-dive-new-federal-foster-care-data/261418White House Watchhttps://imprintnews.org/special-series/white-house-watchHouse Reconciliation Bill Proposes Deepest SNAP Cut in History, Would Take Food Assistance Away From Millions of Low-Income Familieshttps://bit.ly/3HNktXfHouse Begins Markup of Reconciliation Bill Todayhttps://imprintnews.org/youth-services-insider/house-begins-markup-reconciliation-bill-today/261108Trump 2026 Budget Consolidates or Eliminates Several Youth Programshttps://bit.ly/4e5qNWjAmeriCorps Must Restore Grant Funding and Members to States that Sued over Cuts, Federal Judge Ruleshttps://bit.ly/45PJZFjFoster Care Agencies in California's Central Valley are Facing an Insurance Crisis, and Possibly Closurehttps://bit.ly/4mUvhTzThe Insurance Cliff Coming for California Foster Carehttps://imprintnews.org/youth-services-insider/insurance-cliff-coming-california-foster-care/251572Tennessee Sued Over Foster Care Conditions Againhttps://bit.ly/3ZqMMkxGeorgia Opens Adoptee Access to Original Birth Certificateshttps://bit.ly/43TSlsSNew York to Provide Luggage for Foster Youthhttps://imprintnews.org/top-stories/ny-lawmakers-agree-to-bill-for-foster-youth-luggage/261536Minnesota Foster Youth Publish Groundbreaking Reporthttps://bit.ly/4kzjEA3

Natalie Brunell is joined by Becca Rubenfeld, co-founder of AnchorWatch, to discuss how they're building secure custody and insurance solutions for Bitcoin. Topics discussed include: The risks of holding Bitcoin  Technical aspects of Bitcoin custody (beginner-friendly) Inheritance planning How AnchorWatch combines technology with traditional insurance to protect your Bitcoin for the long term ---- Guest Bio: Becca Rubenfeld is the COO and Co-founder of AnchorWatch, providing regulated property and casualty insurance to commercial owners of Bitcoin. She spent the first 10 years of her career as a fashion merchant for Target, American Eagle Outfitters, and Chico's, and then with Starbucks for more than a decade, helping launch the company's innovative ideas, new beverages and concept stores. Learn more at https://www.anchorwatch.com. Follow Becca on X at https://x.com/beccaamilee  ---- Coin Stories is brought to you by lead sponsor Genius Group (NYSE American $GNS). Genius is a Bitcoin-first business delivering AI-powered education and acceleration solutions for the future of work. Learn more and enter for a chance to win a whale pass to Bitcoin 2025 in Las Vegas: https://www.geniusgroup.ai/coinstories ---- Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/ Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie  Earn Bitcoin on everything you purchase with the Gemini credit card: https://www.gemini.com/natalie  Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES Bitcoin 2025 is heading to Las Vegas May 27-29th! Join me for my 4th Annual Women of Bitcoin Brunch! Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/affiliate/hodl/event/bitcoin-2025   Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto    ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories

Today we are breaking down Goosehead Insurance. I always enjoy hearing about how a new entrant has effectively carved out a niche in a world of incumbents and Goosehead fits that billing perfectly.  I'm joined by Geoff Collette, founder and PM of Aeon Capital Partners, and he walks us through the story of Goosehead identifying a bottleneck in the home-buying process.  We also cover the evolving market, where captives like State Farm and Allstate are leaving opportunities for independent players like Goosehead to provide value.  There's a lot to learn from Goosehead and its evolution, with notable themes like technology, the franchising model, and an emphasis on speed. Please enjoy this breakdown on Goosehead Insurance. Subscribe to Colossus Review For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- Octus, formerly Reorg, is the essential credit intelligence and data provider for nearly 40,000 professionals across the world's leading buy side firms, investment banks, law firms and advisory firms. By surrounding unparalleled human expertise with embedded AI technology, data and workflow tools, Octus unlocks powerful truths that fuel decisive action in financial markets. Visit octus.com to learn how rigorously verified intelligence is delivered at speed to create a complete picture across the entire credit lifecycle.  —- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Welcome to Business Breakdowns (00:04:26) How Goosehead Attracts Customers (00:05:15) Market Focus and Business Scale (00:06:07) Goosehead's Growth and Key Players (00:08:51) The Founding Story of Goosehead (00:12:28) The Shift from Captive to Independent Agents (00:15:29) Challenges in the Insurance Market (00:19:37) Goosehead's Unique Business Model (00:36:42) Franchising and Corporate Strategy (00:41:00) Operational Challenges and Strategic Adjustments (00:46:28) Financial Performance and Future Prospects (01:00:29) Competitive Landscape and Risks (01:07:40) Valuation and Lessons From Goosehead

In recent years, most home insurers were fleeing areas of California with high risk for wildfires. But State Farm was there, dominating the market. Then, just months before the devastating L.A. fires, the company dropped 30,000 homeowners from their books. WSJ's Jean Eaglesham explains how the risk that State Farm unloaded is now a problem for the rest of California.  Further Reading: -State Farm Was All In on California – Until it Pulled the Plug Before the Fires  -Insurers' Rule Change Puts California Homeowners on the Hook for L.A. Fire  Further Listening: -Their L.A. Neighborhood Burned. Two Residents Find What's Left.   -Insuring a Home in California Is Getting Harder  Learn more about your ad choices. Visit megaphone.fm/adchoices