Podcasts about insuring

Rancho Mesa's Alyssa Burley and Jeremy Hoolihan, Partner and Account Executive of the Janitorial Group, discuss how business owners can take a proactive approach to insuring their commercial property. Show Notes: ⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠.Director/Producer: ⁠⁠Alyssa Burley⁠⁠Host: ⁠⁠Alyssa Burley⁠⁠Guest: ⁠⁠Jeremy Hoolihan⁠⁠Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

As battery energy storage systems scale up, so do the risks. For insurers, developers, and investors, understanding how to manage those risks has never been more important. From fire events like Moss Landing to the evolving role of insurance across development, construction, and operations, the way insurers are underwriting storage is changing fast.In this episode we unpack how the insurance world is thinking about batteries, exploring how risk is priced, what underwriters look for in new technologies, and why insurability is becoming a key commercial consideration for project developers. Whether you're securing project finance, evaluating warranties, or just navigating changing industry expectations, this conversation is packed with insight from someone working at the frontier of energy infrastructure risk.In this episode of Transmission, Ed is joined by Michael Bogdon, Partner at Lockton. Over the course of the conversation, you'll hear about:Moss Landing and fire risk: What recent high-profile battery failures tell us about risk and how the industry is adapting.Insurance across the asset lifecycle: From development through to operations, how risk profiles evolve and what coverage actually looks like.Bankability and risk transfer: Why insurance is now a core part of making projects financeable and what's driving underwriter decision-making.Emerging tech and evolving standards: How insurers approach new chemistries, control systems, and unfamiliar manufacturers.The future of battery insurability: What needs to change, from data access to design practices to make large-scale storage lower risk and more cost-effective.About our guestMichael Bogdon is a Partner at Lockton, where he specialises in insurance and risk advisory for renewable energy and energy storage projects. With a background in structuring coverage for complex infrastructure assets, Michael works closely with developers, investors, and insurers to ensure that clean energy projects are bankable, resilient, and ready to scale.Lockton is the world's largest privately held insurance brokerage, providing tailored risk management, insurance, and employee benefits solutions. With deep expertise in energy and infrastructure, Lockton advises developers, investors, and operators on how to structure coverage for complex assets—including renewable energy and battery storage projects. For more information, head to their website.About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.

As battery energy storage systems scale up, so do the risks. For insurers, developers, and investors, understanding how to manage those risks has never been more important. From fire events like Moss Landing to the evolving role of insurance across development, construction, and operations, the way insurers are underwriting storage is changing fast.In this episode we unpack how the insurance world is thinking about batteries, exploring how risk is priced, what underwriters look for in new technologies, and why insurability is becoming a key commercial consideration for project developers. Whether you're securing project finance, evaluating warranties, or just navigating changing industry expectations, this conversation is packed with insight from someone working at the frontier of energy infrastructure risk.In this episode of Transmission, Ed is joined by Michael Bogdon, Partner at Lockton. Over the course of the conversation, you'll hear about:Moss Landing and fire risk: What recent high-profile battery failures tell us about risk and how the industry is adapting.Insurance across the asset lifecycle: From development through to operations, how risk profiles evolve and what coverage actually looks like.Bankability and risk transfer: Why insurance is now a core part of making projects financeable and what's driving underwriter decision-making.Emerging tech and evolving standards: How insurers approach new chemistries, control systems, and unfamiliar manufacturers.The future of battery insurability: What needs to change, from data access to design practices to make large-scale storage lower risk and more cost-effective.About our guestMichael Bogdon is a Partner at Lockton, where he specialises in insurance and risk advisory for renewable energy and energy storage projects. With a background in structuring coverage for complex infrastructure assets, Michael works closely with developers, investors, and insurers to ensure that clean energy projects are bankable, resilient, and ready to scale.Lockton is the world's largest privately held insurance brokerage, providing tailored risk management, insurance, and employee benefits solutions. With deep expertise in energy and infrastructure, Lockton advises developers, investors, and operators on how to structure coverage for complex assets—including renewable energy and battery storage projects. For more information, head to their website.About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.

In this interview from RIMS RISKWORLD, Elizabeth Blosfield, Deputy Editor of Carrier Management, speaks with Michael Von Gablenz, Head of Insure AI at HSB, about the difference between technical … Read More » The post Insuring the Future: Why AI Insurance Is the Next Frontier in Risk Management appeared first on Insurance Journal TV.

What body part would you insure? See omnystudio.com/listener for privacy information.

In this episode of The Journal Podcast, we speak to Michael McCabe, Researcher at DAC Beachcroft, to discuss the laws surrounding e-scooters in the UK and the insurance implications of riding e-scooters illegally.

Farms have a wide range of assets and activities that require specialized coverage. When you're worrying about the home, personal property, AND farm buildings, equipment, and livestock, some liabilities can get overlooked. We're talking about some of those items today with Rural Mutual Insurance Agent Barbi Manter in Northwest Wisconsin. She works with a diverse portfolio of farm businesses from dairy and cash crops to goat yoga establishments and hobby farms. Barbi walks us through items that you don't want to miss in your policy, including life insurance, blanket policies for small items, sentimental things, property, and livestock. See omnystudio.com/listener for privacy information.

Summary Garance Wattez-Richard, CEO of AXA EssentiALL, discusses the transformative potential of inclusive insurance in addressing vulnerabilities, particularly in low and middle-income countries. She sits down with Raj Kumar to share her journey into the insurance industry, the evolution of microinsurance, and the importance of regulatory frameworks. The discussion highlights the profitability of inclusive insurance and its critical role in achieving sustainable development goals, especially in the context of climate change. Chapters 00:00 The Risk of Vulnerability 00:47 Revolutionizing Insurance for All 01:37 A Journey into Development and Insurance 06:45 The Evolution of Microinsurance 11:41 Profitability in Inclusive Insurance 14:50 The Risks of Insurance Solutions 19:15 Regulatory Challenges in Emerging Markets 23:07 Insurance as a Core Development Activity 28:13 The Future of Insurance and Development Want to stay updated on the latest news in global development? Subscribe to Devex's Newswire: https://www.devex.com/newsletters/newswire 

SummaryGarance Wattez-Richard, CEO of AXA EssentiALL, discusses the transformative potential of inclusive insurance in addressing vulnerabilities, particularly in low and middle-income countries. She sits down with Raj Kumar to share her journey into the insurance industry, the evolution of microinsurance, and the importance of regulatory frameworks. The discussion highlights the profitability of inclusive insurance and its critical role in achieving sustainable development goals, especially in the context of climate change. Chapters00:00 The Risk of Vulnerability00:47 Revolutionizing Insurance for All01:37 A Journey into Development and Insurance06:45 The Evolution of Microinsurance11:41 Profitability in Inclusive Insurance14:50 The Risks of Insurance Solutions19:15 Regulatory Challenges in Emerging Markets23:07 Insurance as a Core Development Activity28:13 The Future of Insurance and Development Want to stay updated on the latest news in global development? Subscribe to Devex's Newswire: https://www.devex.com/newsletters/newswire 

Natalie Brunell is joined by Becca Rubenfeld, co-founder of AnchorWatch, to discuss how they're building secure custody and insurance solutions for Bitcoin. Topics discussed include: The risks of holding Bitcoin  Technical aspects of Bitcoin custody (beginner-friendly) Inheritance planning How AnchorWatch combines technology with traditional insurance to protect your Bitcoin for the long term ---- Guest Bio: Becca Rubenfeld is the COO and Co-founder of AnchorWatch, providing regulated property and casualty insurance to commercial owners of Bitcoin. She spent the first 10 years of her career as a fashion merchant for Target, American Eagle Outfitters, and Chico's, and then with Starbucks for more than a decade, helping launch the company's innovative ideas, new beverages and concept stores. Learn more at https://www.anchorwatch.com. Follow Becca on X at https://x.com/beccaamilee  ---- Coin Stories is brought to you by lead sponsor Genius Group (NYSE American $GNS). Genius is a Bitcoin-first business delivering AI-powered education and acceleration solutions for the future of work. Learn more and enter for a chance to win a whale pass to Bitcoin 2025 in Las Vegas: https://www.geniusgroup.ai/coinstories ---- Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/ Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie  Earn Bitcoin on everything you purchase with the Gemini credit card: https://www.gemini.com/natalie  Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES Bitcoin 2025 is heading to Las Vegas May 27-29th! Join me for my 4th Annual Women of Bitcoin Brunch! Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/affiliate/hodl/event/bitcoin-2025   Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto    ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories

This week on the podcast, we explore the world of insuring high-value items - specifically gold bars and fine art. Recorded at the Bank of England Museum, we speak with curator, Jennifer Adam, and Liberty Specialty Markets' Underwriting Manager, Ross Drabble, about the unique challenges involved in insuring these extraordinary assets.

Today we are breaking down Goosehead Insurance. I always enjoy hearing about how a new entrant has effectively carved out a niche in a world of incumbents and Goosehead fits that billing perfectly.  I'm joined by Geoff Collette, founder and PM of Aeon Capital Partners, and he walks us through the story of Goosehead identifying a bottleneck in the home-buying process.  We also cover the evolving market, where captives like State Farm and Allstate are leaving opportunities for independent players like Goosehead to provide value.  There's a lot to learn from Goosehead and its evolution, with notable themes like technology, the franchising model, and an emphasis on speed. Please enjoy this breakdown on Goosehead Insurance. Subscribe to Colossus Review For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- Octus, formerly Reorg, is the essential credit intelligence and data provider for nearly 40,000 professionals across the world's leading buy side firms, investment banks, law firms and advisory firms. By surrounding unparalleled human expertise with embedded AI technology, data and workflow tools, Octus unlocks powerful truths that fuel decisive action in financial markets. Visit octus.com to learn how rigorously verified intelligence is delivered at speed to create a complete picture across the entire credit lifecycle.  —- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Welcome to Business Breakdowns (00:04:26) How Goosehead Attracts Customers (00:05:15) Market Focus and Business Scale (00:06:07) Goosehead's Growth and Key Players (00:08:51) The Founding Story of Goosehead (00:12:28) The Shift from Captive to Independent Agents (00:15:29) Challenges in the Insurance Market (00:19:37) Goosehead's Unique Business Model (00:36:42) Franchising and Corporate Strategy (00:41:00) Operational Challenges and Strategic Adjustments (00:46:28) Financial Performance and Future Prospects (01:00:29) Competitive Landscape and Risks (01:07:40) Valuation and Lessons From Goosehead

گردآوری و روایت: ارشیا عطاری تدوین: طنین خاکسا  موسیقی تیترا‌ژ: مودی موسوی (اینستاگرام | توییتر) طراح گرافیک: تارا نباتیان اسپانسر: ازکی   حمایت مالی از چیزکست اینستاگرام چیزکست | توییتر چیزکست | تلگرام چیزکست  وبسایت چیزکست منابع این قسمت Mehrtens, J. (2001). The history of insurance: Risk, uncertainty and entrepreneurial innovation. Cambridge University Press. Kingston, W. (2005). Insurance in the history of capitalism. The Geneva Papers on Risk and Insurance - Issues and Practice, 30(3), 352–362. https://doi.org/10.1057/palgrave.gpp.2510030 Clark, G. (1999). Betting on lives: The culture of life insurance in England, 1695–1775. Manchester University Press. Pearson, R. (2004). Insuring the industrial revolution: Fire insurance in Great Britain, 1700–1850. Ashgate Publishing. Zelizer, V. A. (1979). Morals and markets: The development of life insurance in the United States. Columbia University Press.  

In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration's … Read More » The post EP. 101: Insuring Cyber Risk in a Shifting Political Landscape appeared first on Insurance Journal TV.

In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration's … Read More » The post EP. 101: Insuring Cyber Risk in a Shifting Political Landscape appeared first on Insurance Journal TV.

In this episode, Melissa Ventrone of law firm Clark Hill and Arthur Armstrong of law firm Reed Smith joined The Insuring Cyber Podcast to unpack the Trump administration's … Read More » The post EP. 101: Insuring Cyber Risk in a Shifting Political Landscape appeared first on Insurance Journal TV.

Dr. Cory Walters, associate professor in the Department of Agricultural Economics at UNL, joins to discuss a unique and potentially valuable tool for farm risk management —micro-captive insurance. This concept allows farm operations to manage risk and insurance costs in a more customized way while also presenting financial opportunities. But, as with any financial tool, micro-captives come with complexities, regulations, and risks that must be fully understood before implementation. More: https://cap.unl.edu/news/strategically-insuring-your-farm-rise-micro-captive-insurance/

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When you get a mortgage, the bank requires you to have home insurance. But what about YOU? This week, DC delves into the importance of “insurance for humans” with Willie Moala from AdviceFirst.If you have any questions or things you'd like to hear us talk about, get in touch with us at david@squirrel.co.nz or John@squirrel.co.nz. The opinions expressed in this podcast are not financial advice, or a recommendation of any financial product. Any commentary provided are personal views and are not necessarily representative of the opinions of Squirrel. As always, we recommend seeking professional investment or mortgage advice before taking any action. Hosted on Acast. See acast.com/privacy for more information.

The Future of Insuring Autonomous Mobility The National Insurance Sector Technology and Operations Leader at Deloitte shares insights into strategies for adapting and seizing new opportunities as autonomous mobility picks up speed.

We hear from businesses in California, Fiji and the UK that have been hit hard by natural disasters like floods, wildfires and extreme storms - followed by rising insurance premiums - or companies refusing to insure them at all. An alternative type of cover, parametric insurance, is being offered as a way of giving people some cover. But does it work for everyone? If you would like to get in touch with the show, please email: businessdaily@bbc.co.ukPresented and produced by Lexy O'Connor(Image: A view of flash flood in Daddu district southern Sindh province, Pakistan, on September 07, 2022. Credit: Farhan Khan/Anadolu Agency via Getty Images)

In the Program • The real costs of car insurance – EV vs PHEV vs ICE • Beware of new cars about to be delisted due to ADR (Australian Design Rules) • Elon Musk Admits He Was Wrong • Problems with the MG Hybrid • We review the car ads that were played in the Superbowl • Road Test of the Genesis G70 – is it the modern equivalent of an old Jag? Contacts Details Web Site: Driven Media: drivenmedia.com.au Podcasts iTunes: Cars Transport Culture Spotify: Cars Transport Culture Or our social pages Facebook Cars Transport Culture Instagram Cars Transport Culture Or YouTube site Cars Transport Culture Search for Cars transport culture Credits And this has been overdrive Thanks to Paul Murrell Genesis Australia Mark Wesley Bruce Potter for their help with this program. You can get more of our work including longer versions of the program on our website, through our podcasts, or more visual information on Facebook, Instagram or YouTube. In all cases search for cars transport culture. Overdrive is syndicated across Australia on the Community Radio Network This program was first broadcast on 15 February 2025 I'm David Brown Thanks for listening

In recent years, most home insurers were fleeing areas of California with high risk for wildfires. But State Farm was there, dominating the market. Then, just months before the devastating L.A. fires, the company dropped 30,000 homeowners from their books. WSJ's Jean Eaglesham explains how the risk that State Farm unloaded is now a problem for the rest of California.  Further Reading: -State Farm Was All In on California – Until it Pulled the Plug Before the Fires  -Insurers' Rule Change Puts California Homeowners on the Hook for L.A. Fire  Further Listening: -Their L.A. Neighborhood Burned. Two Residents Find What's Left.   -Insuring a Home in California Is Getting Harder  Learn more about your ad choices. Visit megaphone.fm/adchoices

Insurance is a necessary evil of a holistic financial plan. Some investors avoid enroling or reviewing their insurances.as it's a tedious task that provides no immediate benefit. It however, provides peace of mind and protection at some of the most vulnerable times of your life. It's important to optimise your insurance to make sure you are adequately covered, but also that you are minimising the costs. We go through the best ways to protect yourself.You can view the full article here.Mark's Unconventional Wisdom column focuses on AI this week. He explores why he's not intentionally investing in the AI trend, and why it may not live up to the expectations that investors may have. When it comes to buying individual shares, investors should seek to avoid big losers every bit as much as they vaunt potential winners. Joseph explores Pat Dorsey's "ten minute test" for cutting lower quality companies from consideration quickly. Does the familiar ASX name he puts under the microscope get pass marks? Find out in Joseph's Bookworm column. An Investing Compass listener has asked a question about why Shani invests in managed funds. Shani shows how she's based her investing strategy, and therefore her investing products, around what suits her goals and behaviour the best. Find out what Shani likes about managed funds in her Future Focus column.Ongoing cost of living pressures continue to weigh down on young Aussies trying to fulfil the Australian dream. This raises an important question about the financial viability of raising the next generation. Whilst the crippling price of homeownership is no secret, the cost of having a child is perhaps a lesser discussed issue. With birth rates on the decline, Sim explores whether the average millennial can afford to have children in the current economic climate.Interested in our investing course? Find it here.To submit any questions or feedback, please email mark.lamonica1@morningstar.com or leave us a voicemail to feature on the podcast here.Additional resources from our episodes are available via our website.Audio Producer and mixer: William Ton. Hosted on Acast. See acast.com/privacy for more information.

The Insuring Cannabis Podcast launched at a time of uncertainty — pandemic lockdowns, shifting regulations, and a rapidly growing cannabis industry. Now, 100 episodes later, we're still here, … Read More » The post The Insuring Cannabis Podcast – 100th Episode Alert! appeared first on Insurance Journal TV.

The Insuring Cannabis Podcast launched at a time of uncertainty — pandemic lockdowns, shifting regulations, and a rapidly growing cannabis industry. Now, 100 episodes later, we're still here, … Read More » The post The Insuring Cannabis Podcast – 100th Episode Alert! appeared first on Insurance Journal TV.

The Insuring Cannabis Podcast launched at a time of uncertainty — pandemic lockdowns, shifting regulations, and a rapidly growing cannabis industry. Now, 100 episodes later, we're still here, … Read More » The post The Insuring Cannabis Podcast – 100th Episode Alert! appeared first on Insurance Journal TV.

Mark your calendars! On February 26th, the Insuring Cyber Podcast hits a major milestone with its 100th episode, and we're celebrating in style! Join us for an exclusive … Read More » The post Coming Soon: Join us for the 100th Episode of the Insuring Cyber Podcast! appeared first on Insurance Journal TV.

Mark your calendars! On February 26th, the Insuring Cyber Podcast hits a major milestone with its 100th episode, and we're celebrating in style! Join us for an exclusive … Read More » The post Coming Soon: Join us for the 100th Episode of the Insuring Cyber Podcast! appeared first on Insurance Journal TV.

Mark your calendars! On February 26th, the Insuring Cyber Podcast hits a major milestone with its 100th episode, and we're celebrating in style! Join us for an exclusive … Read More » The post Coming Soon: Join us for the 100th Episode of the Insuring Cyber Podcast! appeared first on Insurance Journal TV.

Insuring cannabis is far from a straightforward endeavor, so one would expect cannabis insurance claims to be a complex subject. One would be correct. Corey Tobin, a director … Read More » The post 99: Cannabis Insurance Claims – Insight from a Producer and Former Operator appeared first on Insurance Journal TV.

Insuring cannabis is far from a straightforward endeavor, so one would expect cannabis insurance claims to be a complex subject. One would be correct. Corey Tobin, a director … Read More » The post 99: Cannabis Insurance Claims – Insight from a Producer and Former Operator appeared first on Insurance Journal TV.

Insuring cannabis is far from a straightforward endeavor, so one would expect cannabis insurance claims to be a complex subject. One would be correct. Corey Tobin, a director … Read More » The post 99: Cannabis Insurance Claims – Insight from a Producer and Former Operator appeared first on Insurance Journal TV.

Matt Webb, head of cyber clients and strategy at Howden Re, joins Double Take to discuss the evolution and current state of cyber insurance, focusing on the impacts of ransomware, reputational harm and business interruption. 

This in-depth discussion with Jay Virdi, the Chief Sales Officer for Specialty Practices at Hub International, provides a comprehensive overview of the insurance landscape for the cannabis industry in 2025.The cannabis industry faces unique financial pressures, including inflation, rising interest rates, and specific tax burdens like the 280E tax code. Jay Virdi emphasizes the need for robust risk management strategies to navigate these challenges and ensure business continuity. He outlines the various insurable risks cannabis companies must consider, from property damage and business interruption to directors and officers liability. Virdi also explores alternative risk transfer options, such as captives, risk retention groups, and parametric insurance, offering innovative solutions for companies seeking to optimize their risk management approach.With the increasing reliance on technology, cybersecurity is paramount for cannabis businesses. Virdi stresses the importance of strong cybersecurity protocols and data protection measures to safeguard sensitive information and maintain business operations. He highlights the potential consequences of cyber breaches and encourages investment in cybersecurity infrastructure.Beyond financial and operational risks, Virdi underscores the importance of protecting a company's most valuable asset: its people. He advocates for comprehensive employee benefits policies and a strong focus on employee well-being, recognizing the crucial role a healthy and engaged workforce plays in overall business success.Product safety and liability are also critical concerns for cannabis companies. Virdi discusses the importance of implementing a robust risk mitigation strategy and securing adequate insurance coverage to protect against potential liabilities. He cautions against the risks of operating without liability insurance, highlighting the potential for catastrophic financial losses in the event of an incident.Looking ahead, Virdi and our host discuss the future of the cannabis industry, including its growth trajectory, the evolving regulatory landscape, and the potential impact of policy changes such as the anticipated rescheduling of cannabis by the DEA. Virdi emphasizes the need for ongoing adaptation, innovation, and a proactive approach to risk management to thrive in this dynamic market. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Hey Docs! Episode Finals  Insuring Success: Essential Coverage for Orthodontic Practice Owners Welcome to the Hey Docs! Podcast with your host Jill Allen. Today, I am joined by Nick Cepparulo from CFS Dental Division and in this episode  we are covering all things insurance. From what you need to protect your practice when you are just getting started to common pitfalls practices face when coverage is lacking there is a lot to discuss. Let's get into it! Summary Nick Cepparulo, Vice President of CFS Dental Division, discusses the importance of insurance for dentists and orthodontists, particularly those starting or acquiring a practice. He explains the key policies needed during the startup phase, such as general liability and builder's risk, and the policies required for a functioning practice, including business owner policy and workers' compensation. Nick also emphasizes the significance of personal insurance policies like malpractice insurance, disability insurance, and life insurance. He highlights the need for adequate coverage to protect against potential lawsuits, injuries, and unexpected events. In this conversation, Jill and Nick discuss the importance of insurance for dental and orthodontic practice owners. They cover various types of insurance policies, including disability insurance, malpractice insurance, and cyber insurance. They emphasize the need for regular evaluation and updates to insurance coverage as the practice grows and changes. Nick provides valuable insights and advice for dentists and orthodontists starting their careers and stresses the importance of protecting oneself and one's practice with the right insurance policies. https://cfsdentaldivision.com/https://www.instagram.com/cfsdentaldivision/ Takeaways Insurance is crucial for dentists and orthodontists, especially during the startup or acquisition phase.Key policies for startups include general liability and builder's risk, while functioning practices require a business owner policy and workers' compensation.Personal insurance policies like malpractice insurance, disability insurance, and life insurance are essential for protecting against lawsuits, injuries, and unexpected events.It is important to have adequate coverage and consider factors like reputation, claims payouts, and financial stability when choosing insurance carriers. Regularly evaluate and update insurance coverage as your practice grows and changes.Disability insurance is crucial for protecting your income in case of injury or illness.Malpractice insurance is essential for dental and orthodontic  practice owners to protect against professional liability.Cyber insurance is becoming increasingly important in today's digital age.Work with an insurance professional to ensure you have the right coverage and are paying the best rates.Insurance policies should be reevaluated annually or every two years to ensure adequate coverage.Consider getting multiple opinions and doing research before purchasing insurance policies.AI is a trend in the insurance industry that is expected to have a significant impact.Work hard, do your research, and find what you love to do to be successful in your career.Chapters 00:00 Introduction and Overview02:34 The Unsexy Side of Being a Business Owner09:46 Key Policies for Startups and Acquisitions17:14 Understanding Additional Insureds and Policy Duration19:52 Protecting Yourself with Personal Insurance25:07 Importance of Adequate Coverage27:42 Protecting Your Income with Disability Insurance30:54 The Growing Importance of Cyber Insurance33:16 The Need for Regular Reevaluation of Insurance Policies35:45 The Impact of AI on the Insurance Industry46:23 Advice for Dentists/Orthodontists Starting Their Careers Connect With Our Advertisers OrthoFi - startmoresmiles.comGreyFinch - https://greyfinch.com/jillallen/A-Dec - https://bit.ly/3ZtGyRFSmileSuite - http://getsmilesuite.com/ Are you ready to start a practice of your own? Do you need a fresh set of eyes or some advice in your existing practice? Reach out to me- www.practiceresults.com.     If you like what we are doing here on Hey Docs! and want to hear more of this awesome content, give us a 5-star Rating on your preferred listening platform and subscribe to our show so you never miss an episode.    New episodes drop every Thursday!   Episode Credits:  Hosted by Jill AllenProduced by Jordann KillionAudio Engineering by Garrett Lucero

You may have heard that Floodbase and Amwins partnered earlier this year, and are combining satellite data and parametric insurance to tackle flood risk, a peril often underinsured or uninsured altogether. Matthew Grant speaks with Emmalina, who leads Public Sector Partnerships at Floodbase, and Alex, Executive Vice President for Alternative Risk at Amwins, about their work insuring golf courses, municipalities and more. The discussion highlights how advancements in satellite technology and data-driven insights are bridging gaps in traditional flood insurance, providing faster, more flexible coverage for both private and public sectors. Key Talking Points: Learn how Floodbase uses satellite data to track and monitor flood risks. Understand the limitations of traditional flood insurance coverage. Explore how parametric insurance provides flexibility and fast payouts. See how municipalities can use parametric payouts to cover tax revenue losses and community recovery. Examine how historical flood data shapes payout triggers and pricing. Discover the unique challenges of insuring golf courses against floods. Gain insight into the increasing severity of atmospheric rivers and their impacts. Understand how parametric insurance addresses gaps in public and private sector coverage. Hear how municipalities reallocate budgets to afford parametric solutions. If you like what you're hearing, please leave us a review on whichever platform you use or contact Matthew Grant on LinkedIn. You can also contact Emmalina or Alex on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Explain the benefits of parametric insurance, including faster payouts and flexible use of funds. Specify the process Floodbase uses to monitor and quantify flood water in insured boundaries. Define the term "atmospheric river" and its relevance to flood risk in California. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 333 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

In this episode of The Wade Borth Podcast, Wade tackles a common question: "Should I take a life insurance policy out on my child?" Wade dives deep into the Infinite Banking Concept (IBC), explaining the benefits of starting policies early, teaching financial stewardship, and ensuring guaranteed insurability. He also addresses misconceptions, explores the importance of a family banking system, and shares insights on maintaining control of policies. Whether you're new to IBC or a seasoned listener, this episode is packed with valuable insights for building generational wealth. Tune in, learn, and take the first step toward financial freedom. Episode Highlights 01:39 - Should I take a policy out on my child? 03:37 - Teaching financial habits through child policies. 06:06 - Grieving a child's loss: the financial impact. 09:04 - Insuring children for guaranteed insurability. 11:31 - Family banking system and life insurance. 15:04 - Children learning through policy ownership. 18:51 - Retaining policy ownership within the family. 25:17 - Planning for the next generation's financial freedom.   Episode Resources Connect with Wade Borth https://www.sagewealthstrategy.com/ wade@sagewealthstrategy.com 

Phishing, ransomware, and AI-driven cyber threats are reshaping the risk landscape, urging businesses to prioritize education and robust prevention strategies. To watch the full episode of the Insuring … Read More » The post Rising Cyber Threats for Small Businesses Demand Proactive Measures appeared first on Insurance Journal TV.

Phishing, ransomware, and AI-driven cyber threats are reshaping the risk landscape, urging businesses to prioritize education and robust prevention strategies. To watch the full episode of the Insuring … Read More » The post Rising Cyber Threats for Small Businesses Demand Proactive Measures appeared first on Insurance Journal TV.

Insurance vs The British Abolition Movement   What happens when an insurance case sparks the beginning of a national movement? Join me for the second episode of my series on Insurance and Slavery, where I talk about British Abolition, the Massacre on the Slave Ship Zong, and Lord Mansfield's insistence on NOT talking about slavery. Hire me! Contact insurancevshistory@gmail.com for details. Tip me! See my page at Buy Me a Coffee: Insurance vs History is Exploring all the ways Insurance changed History...or failed to. Selected Sources and Links: ·         The "Somerset" Effect: Parsing Lord Mansfield's Words on Slavery in Nineteenth Century America. Derek A Webb, Law and History Review, August 2014, Vol. 32, No. 3, pp. 455-490  ·         How Ideology Works: Historians and the Case of British Abolitionism. William Palmer, The Historical Journal, December 2009, Vol 52, No 4, pp 1039-1051 ·         Granville Sharp's manuscript letter to the admiralty on the Zong massacre: a New discovery in the British Library, Michelle Faubert, Slavery and Abolition, 2017 Vol 38., No 1., 178-195 ·         A Chain of Murder in the Slave Trade: A Wider Context of the Zong Massacre, Jeremy Krikler, IRSH 57 (2012) pp 393-415 ·         Insuring the Transatlantic Slave Trade Pearson, Robin and Richardson, David Journal of Economic History Volume 79, Issue 2, June 2019 pp 417-446 ·         Insurance Litigation Involving the Zong and Other British Slave Ships, 1780-1807. Oldham, James ·         The Zong in the Context of the Eighteenth-Century Slave Trade. Webster, Jane, The Journal of Legal History, Vol 28, No. 3, December 2007, pp 285-298 Books: ·         Black Ivory: Slavery in the British Empire: Walvin, James: 9780631229599: Amazon.com: Books o   Walvin has a lot of books about slavery, and I would consider him to be a good entry point for someone who hasn't read a lot about the topic.  ·         The Zong: A Massacre, the Law and the End of Slavery a book by James Walvin (bookshop.org) ·         Lord Mansfield: Justice in the Age of Reason a book by Norman S Poser (bookshop.org) ·         The Slave Ship: A Human History a book by Marcus Rediker (bookshop.org) ·         Econocide: British Slavery in the Era of Abolition a book by Seymour Drescher and David Brion Davis (bookshop.org) ·         Amazon.com: The Interest: 9781529110982: Michael Taylor: Books ·         Great Abolition Sham: Jordan, Michael: 9780750934909: Amazon.com: Books ·         Specters of the Atlantic: Finance Capital, Slavery, and the Philosophy of History a book by Ian Baucom o   This is a great book, but it is more about philosophy than history. Read at your own risk. Documentaries/Television: ·         Amazing Grace (2006) - IMDb o   Rotten score 68 tomatometer and 85 popcornmeter ·         Belle (2013) - IMDb o   Rotten Score: 85 tomatometer and 82 popcornmeter o   Note that this movie's plot about the Zong is entirely fictional. Music Credits: Boulangerie by Jeremy Sherman, courtesy of NeoSounds: Boulangerie, LynneMusic | NeoSounds music library Contact Me: Website: https://insurancevshistory.libsyn.com Contact me!  Email: insurancevshistory@gmail.com Instagram: @ insurancevshistory Facebook:  Insurance vs History | Facebook

Nolan's insurance advisor Keaton Kennedy joins the CRE Collective to discuss the strategies of insuring commercial real estate. Interested in joining Nolan's Commercial Real Estate Network, "The CRE Collective"? Click below to apply.  ⁠ https://www.thecrehabit.com/watch-copy--81253 This episode is sponsored by My Financial Snapshot. Visit ⁠MyFinancialSnapshot.com⁠ and use coupon code INFINITE20 for 20% off your subscription for life. The time is now to get started making personal finance easy and simple!

Join Jason Siver, an expert in automotive insurance and overlanding enthusiast, as he dives into the world of insuring overlanding vehicles. In this informative podcast, Jason shares his extensive knowledge of how to properly insure your overland rig to ensure peace of mind during your off-road adventures. From understanding the unique needs of overlanding vehicles—whether they're modified with custom gear or are fully outfitted for long-distance travel—to exploring coverage options like comprehensive, collision, and specialty insurance, Jason breaks down the complexities of navigating the insurance landscape.Tune in to make sure your overland adventures are protected, whether you're crossing deserts, navigating rugged mountain passes, or embarking on a global road trip. Jason Siver's expert insights will help you ensure that your vehicle, your gear, and your journey are covered—every mile of the way.

Sergey Litvinenko, Co-Founder & CEO, Koop joined Grayson Brulte on The Road to Autonomy podcast to discuss insuring personally owned autonomous vehicles beginning with the Tesla Cybercab. Insuring autonomous vehicles without steering wheels and pedals presents unprecedented challenges that could potentially halt widespread adoption if the insurance is not figured out. While there currently isn't an insurance product for personally owned fully autonomous vehicles, perhaps Tesla Insurance may have been created specifically to address this challenge? A critical aspect of insuring personally owned autonomous vehicles will be the handling of post-accident repairs and liability. OEM-backed insurance, particularly Tesla Insurance, is best positioned to handle these challenges due to their direct access to vehicle data, repair capabilities, and understanding of their unique vehicle designs. While there may be initial concerns about litigation and fraudulent claims, the comprehensive data collection from autonomous vehicles will help combat false claims. The future of personally owned autonomous vehicle insurance is likely to see rates decrease over time as safety performance improves.Episode Chapters0:00 Insuring CyberCab4:23 Insuring Personally Owned Autonomous Vehicles 7:13 Liability for Personally Owned Autonomous Vehicles with No Manual Controls9:01 Repairing Personally Owned Autonomous Vehicles 13:23 In The Event of a Crash, Who is Responsible? 23:36 Rider Liability Insurance 26:54 Underwriting Risk36:43 First Personally Owned Autonomous Vehicle Policies 38:27 Key TakeawaysRecorded on Tuesday, October 29, 2024--------About The Road to AutonomyThe Road to Autonomy® is a leading source of data, insight and commentary on autonomous vehicles/trucks and the emerging autonomy economy™.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/autonomy-economy/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The first of three special episodes of VoxTalks Economics recorded at the Climate Change and the Environment Conference in Paris, jointly organised by the AXA Research Fund and CEPR. Weather patterns are changing around the world, and weather-related insurance claims are rising. As climate change increases losses from these events, is it the responsibility of governments to compensate those who lose their homes and businesses, or can the insurance industry step up to provide that service? Thierry Langreney of the NGO Les Ateliers du Futur, and Mathieu Godart, Head of P&C - AXA France, discuss the issues with Tim Phillips.

This week, Meghan and Kyle talk to Christopher Dickerson is a Senior Insurance Claims Specialist at the NYC Law Department

Rancho Mesa's Alyssa Burley and Jeremy Hoolihan, Partner and Account Executive of the Janitorial Group with the Janitorial Group, discuss the best practices for insuring janitorial companies. Show Notes: ⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠. Director/Producer: ⁠⁠Alyssa Burley⁠⁠ Host: ⁠⁠Alyssa Burley⁠⁠ Guest: ⁠⁠Jeremy Hoolihan⁠⁠ Editor: Megan Lockhart Music: "Home" by JHS Pedals, “News Room News” by Spence © Copyright 2024. Rancho Mesa Insurance Services, Inc. All rights reserved.

In the rapidly evolving world of cloud computing, financial operations (FinOps) has emerged as a critical discipline for organizations looking to optimize their cloud spending and mitigate financial risks. In this episode of the AWS re:Think podcast, we dive deep into the latest advancements in the FinOps space, exploring how organizations can navigate the financial complexities of cloud deployment and management. Joining us is Aran Khanna, the Co-founder and CEO of Archera.ai, a leading provider of FinOps solutions. Aran shares his insights on the importance of FinOps, the latest tools and strategies, and how Archera's innovative offerings, including their "Insured Commitments" program, can help customers mitigate the financial risks associated with the cloud. Whether you're in the midst of a cloud migration or looking to optimize your existing cloud infrastructure, this episode is a must-listen for anyone looking to rethink their cloud strategy and maximize the financial benefits of the cloud. Check out Archera.ai at https://archera.ai/ to learn more.AWS Hosts: Nolan Chen & Anu JayanthiEmail Your Feedback: rethinkpodcast@amazon.com

As real estate investors, it's easy to get caught up in the housing market … … but no asset is an island. Our investments swim in a larger economic sea, and precious metals can serve as a powerful barometer for what's happening in that ecosystem. With gold continuing its remarkable climb, what does it mean for investors, and how could it impact your investments? Today we're thrilled to welcome back Brien Lundin, the mastermind behind the Gold Newsletter and producer of the renowned New Orleans Investment Conference. We'll dive into the basics of investing in precious metals, exploring their role in a real estate investor's portfolio. Plus, we'll discuss how movements in metals affect the broader market—and what that could mean for real estate investors like you. So grab your headphones and get ready to mine some golden insights! And stick around as we take a trip to an exciting city in Alabama for our Market Spotlight. Visit our Special Reports Library under Resources at RealEstateGuysRadio.com.  

Thanks to insurance, we don't very often have bank, savings and loans, or credit union “runs” anymore. Aaron Caid is with us today to discuss how that came about.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union, an underwriter of Faith & Finance. The Role of FDIC in Banking StabilityWhen we think about bank runs, we often think of the Great Depression. Thankfully, such events are rare today, primarily due to the Federal Deposit Insurance Corporation (FDIC) 's creation through the Banking Act of 1933. The FDIC now insures bank deposits up to $250,000 per customer, providing peace of mind for depositors across the United States.But what about other financial institutions like savings and loans (also known as thrifts) and credit unions? Most of these institutions are also insured by the FDIC, while many credit unions are insured by the National Credit Union Administration (NCUA), established in 1970. Like the FDIC, the NCUA insures deposits up to $250,000 per customer (or tax ID).Private Deposit Insurance: A Closer LookInterestingly, some credit unions opt for private insurance rather than federal insurance. Christian Community Credit Union is insured by American Share Insurance (ASI), a private insurer celebrating its 50th anniversary. ASI covers deposits up to $250,000 per account, offering a unique advantage over federal insurance, which insures per tax ID.No holder of an ASI-insured account has ever lost a dime, a testament to its reliability. One of the main reasons CCCU members chose private insurance is the flexibility it provides, particularly in lending to churches and ministries—an essential aspect of CCCU's mission. Additionally, ASI requires its member credit unions to maintain a 30% higher deposit ratio, ensuring greater resources and liquidity during challenging times.For those who might be hesitant about private deposit insurance, consider the fact that your home is likely insured by a private company, not the federal government. Private insurance companies have been around much longer than federal insurance corporations, with the first private insurers dating back to 1732.Why Choose Christian Community Credit Union?There are several compelling reasons to consider banking with CCCU:Conservative Biblical Stewardship: CCCU practices conservative financial management, aligning with biblical principles. The credit union carries zero debt, unlike many banks and credit unions that leverage their balance sheets to inflate returns.Strong Financial Stability: CCCU's capitalization ratio is more than 80% higher than what the NCUA considers “well-capitalized,” and its net worth ratio places it in the top 10% of all credit unions. CCCU has been recognized as a “top 100” credit union nationwide for safety, stability, and growth by S&P Global.Christian Values and Giving: CCCU is unapologetically Christian and a member-owned not-for-profit. Profits are returned to members through better rates and lower fees, and the credit union actively supports Christian ministries, including Mission Aviation Fellowship and International Ministries.Top-Notch Financial Products: CCCU offers competitive financial products, such as high-yield checking and savings accounts, CDs, and the Cash Rewards Visa, which contributes to Christian charities with every swipe.For those interested in learning more about Christian Community Credit Union, Aaron encourages you to visit JoinChristianCommunity.com. Discover how you can benefit from a credit union that prioritizes safety, stability, and a commitment to Christian values.On Today's Program, Rob Answers Listener Questions:My husband and I are past full retirement age and haven't filed Social Security claims yet. We've been married 43 years, are in good health, and have no dependents or government pensions. My husband is still working and plans to file at 70. If I start Social Security now, I will receive $1,369 monthly, increasing slightly at 69 and 70. We're considering starting my benefits now for two years and then switching to a spousal benefit. What do you think?I used to sell tax shelter annuities and have experience, but occasionally, I hear financial guys knocking them, saying they are not a good investment. However, I think annuities are some of the best. What are your thoughts on annuities?I am turning 65 this January. I have been working full-time at the same job for 26 years, but I am still determining when I'll retire. My question is, do I need to sign up for Medicare within three months of my 60th birthday to avoid a lifetime late enrollment penalty? Or do I wait until I'm retired? I need clarification on the process.I used to work at a hospital and have a 401(k) there, but I've been unemployed for about 90 days. So I could use maybe $1,000 or $2,000 of those dollars. They told me that if I cash out the 401(k), I'll pay 35 or 40% in taxes. If I roll it over to another IRA, I will only pay taxes on what I borrow. Is that true? What's the best thing for me to do?Resources Mentioned:Christian Community Credit UnionRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.