Podcasts about insuring

In this Academy of Insurance Aftershow, George and Patrick talk with instructor Joe Harrington about how the rise of digital nomads is reshaping risk and insurance — from … Read More » The post Insuring the Digital Nomad | IJA Aftershow: Joe Harrington appeared first on Insurance Journal TV.

On this week's Money Matters, Scott and Pat tackle three critical financial planning decisions for high-net-worth investors. First, they break down whether it's better to self-insure for long-term care or rely on costly, often restrictive hybrid policies. Next, they explain how to rebalance an inherited portfolio, especially when legacy holdings no longer align with your goals or risk tolerance. Then, they dive into how to finance a vacation home wisely—weighing the risks of portfolio loans, capital gains exposure, and over-leveraging in retirement. You'll also hear a sharp analysis of gold's recent surge—and why emotional investing often backfires. Packed with real-life caller scenarios and expert financial guidance, this episode is a must for anyone focused on smart wealth management, legacy planning, and minimizing risk. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Michael DeNault shares how clients curb crime in cash-heavy cannabis operations—using armored transport, layered access controls, and tight cash/product storage backed by onsite risk assessments that also win … Read More » The post Practical Risk Moves That Cut Theft and Improve Coverage | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Cannabis businesses face outsized theft and robbery losses—often complicated by sublimits, protective-safeguard noncompliance, and sparse records—making business-interruption adjustments tricky and sometimes requiring cannabis-savvy forensic accountants, in this clip … Read More » The post Smash-and-Grab Risks & Claim Hurdles in Cannabis Insurance | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

In this personal and heartfelt episode, host Haylie Shipp shares how a major health crisis in her family in 2024 changed the way she views wellness on the ranch. Ranchers plan for drought, markets, and succession, but rarely for themselves. Preventative healthcare is another kind of ranch insurance. It protects the most important asset on any operation: the people who keep it running.Haylie visits with Dr. Kevin Ross of Frances Mahon Deaconess Hospital, a critical access hospital serving northeastern Montana, and rancher and registered nurse Carmen Salveson. Together, they discuss what preventative care looks like in rural communities, how access to healthcare is evolving, and why taking care of yourself is one of the smartest investments you can make in your ranch's future.In This Episode:Why preventative care is essential ranch insuranceHow Frances Mahon Deaconess Hospital supports rural health as a critical access facilityThe importance of early detection and regular screeningsAddressing the stigma surrounding mental health in rural communitiesBuilding a culture of care that sustains families and operationsIf you're going to do the bare minimum, what are a doctor's suggestions?Resources Mentioned:Depression Self-Assessment (Mayo Clinic): https://anxietycoach.mayoclinic.org/depression-coach/depression-self-assessment/Frances Mahon Deaconess Hospital, Glasgow, MontanaAaniih Nakoda College “Grow Our Own” nursing programThe Ranchers Stewardship Alliance (RSA) is a rancher-led, grassroots organization, dedicated to improving the quality of life for rural communities throughout the Northern Great Plains. Through collaborative conservation projects, rancher education events, and local community outreach, RSA works to strengthen our rural community, economy, and culture for generations to come.For more on the Ranchers Stewardship Alliance, head to www.RanchStewards.org and follow us on Facebook and Instagram. Your feedback is always welcome. Email info@ranchstewards.org. Want to support our mission? Visit https://ranchstewards.charityproud.org/Donate.

Summer Wilson explains that serious and willful misconduct isn't insurable and stresses employers' duty to provide appropriate PPE—drawing on lessons from a fatal inhalation case and pointing to … Read More » The post PPE, Liability, and Risk Management in Cannabis Workplaces | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Visit our website:https://www.thewealthwarehousepodcast.com/Dave and Paul go back to basics on human life value (HLV), and why most families are dramatically underinsured. They contrast needs-based planning with an HLV approach, share Nelson Nash's page-24 insight from Becoming Your Own Banker, and explain how to reach full coverage using a blend of whole life and convertible term. You'll hear simple rules of thumb, real client stories, why death benefits should track your rising “stock,” and the question that reframes everything: “What does my family deserve?”.Becoming Your Own Banker by Nelson Nash:https://infinitebanking.org/product/becoming-your-own-banker/ref/46/Episode Highlights:00:00 - Episode beginning00:18 - “Porsche vs. Toyota” analogy01:00 - Show open + Germany check-in03:32 - Nelson Nash p.24; IBC framing & defining HLV06:34 - Needs-based planning vs. HLV; most people underinsured13:48 - Simple HLV math (income × years to ~70)15:26 - Strategy: whole life + convertible term; adjust after raises20:48 - Mindset: “What does my family deserve?”; runway reality25:10 - Back to IBC: solve financing → coverage follows29:22 - Episode wrap upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Visit our website:https://www.thewealthwarehousepodcast.com/Catch up with David and Paul, visit the links below!Website: https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/Email:davidandpaul@theibcguys.com

"One of the founding tenets of anarcho-capitalism [is] that in a world without a government, you would have insurance contracts as the means for negotiating, disputing things. This actually goes into the original firedepartments were actually insurance companies. You'd purchase fire insurance from a particular purveyor of fire insurance and you would actually stamp on the cornerstone of your building, the sigil of whatever insurance company was protecting your property.If the fire burned the building, the insurance company's on the hook. It's the most skin in the game, risk aligned way to get different parties to align on an outcome as an insurance contract. It's so much cheaper just to have an on-call fire bucket brigade team than to rebuild a building. So in the world without a government, you have insurance contracts."~ Rob Hamilton   In this conversation with Rob Hamilton of AnchorWatch, we dive deep into the evolving frontier of Bitcoin custody, multisig innovation, and the emergence of Bitcoin‑insured financial infrastructure. We explore how tools like Miniscript and MuSig are reshaping what's possible with shared ownership, time locks, and key hierarchies, and why AnchorWatch's partnership with Lloyd's of London represents far more than just insured Bitcoin—it's a preview of an entirely new risk and capital market built on Bitcoin. We talk about turning legal contracts into programmable money, the bridge between Bitcoin and traditional insurance, and the future path from Lloyd's underwriting to fully Bitcoin‑denominated coverage. Rob breaks down how multisig could transform the meaning of trust, and we even venture into the implications for Lightning, AI authentication, and the long‑arc future of custody itself. How do we insure Bitcoin without fiat? Can multisig redefine the institutional model? And what might a Bitcoin‑native insurance industry look like when the world finally catches up? Check out our awesome sponsors! Ledn: Need fiat but don't want to sell your Bitcoin? Ledn offers secure, Bitcoin-backed loans with no credit checks, flexible repayment, and fast turnaround—often within 24 hours. With $10B+ in loans across 100+ countries and transparent Proof of Reserves, Ledn is a trusted option for unlocking liquidity without giving up your Bitcoin. (Link: https://learn.ledn.io/audible) HRF: The Human Rights Foundation is a nonpartisan, nonprofit organization that promotes and protects human rights globally, with a focus on closed societies. Subscribe to HRF's Financial Freedom Newsletter today. (Link: https://mailchi.mp/hrf.org/financial-freedom-newsletter) OFF: The Oslo Freedom Forum is a global human rights event by the Human Rights Foundation (HRF), uniting voices from activism, journalism, tech, and beyond. Through powerful stories and collaboration, OFF advances freedom and human potential worldwide. Join us next June. (Link: https://oslofreedomforum.com/) Pubky: Pubky is building the next web, a decentralized system designed to put control back in your hands. Escape censorship, algorithmic manipulation, and walled gardens by owning your identity and data. Explore the Pubky web and become the algorithm today. Don't forget to find me on my Pubky ID here: pk:5d7thwzkxx5mz6gk1f19wfyykr6nrwzaxri3io7ahejg1z74qngo. (Link: https://pubky.org) Chroma: Chroma is dedicated to advancing human performance and wel...

As the industry matures, qualified cannabis attorneys are easier to find but often costly due to multi-jurisdictional complexities, leading some cash-tight operators to delay hiring—heightening risk that EPLI … Read More » The post Cannabis Counsel: Costs, Access, and the Risk of Waiting | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Cannabis consumption lounges are seen as an industry boost but pose risks like food-service hazards, live entertainment and security concerns, and impairment monitoring that insurers must carefully evaluate … Read More » The post Consumption Lounges: Big Buzz, Bigger Underwriting Questions | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Join host Tiana Zhao as she explores the cutting-edge trends reshaping the insurance landscape. From AI-driven underwriting to climate-focused products, this episode of the SOA Marketing and Distribution podcast dives deep into the technological and societal shifts transforming how we think about risk and protection. Discover how insurtech startups, IoT devices, and changing consumer expectations are driving innovation in product design, distribution channels, and customer experience. Whether you're an industry professional or simply curious about the future of insurance, this podcast offers valuable insights into the forces shaping the industry's evolution and the opportunities that lie ahead.

This clip from the Insuring Cannabis Summit with Rod Kight, highlights how hemp businesses can build a chain of custody through COAs, permits, and documentation to prove product … Read More » The post Why Chain of Custody Matters in Hemp | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Rancho Mesa President David Garcia sits down with Erik Vandermaus, Executive Vice President with BrokerPRO, a data and insight company that's transforming the insurance industry, to discuss how their technology is empowering brokers to streamline workflows, personalize client interactions, and stay competitive in a rapidly evolving market. Show Notes: ⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠, BrokerPROHost: ⁠⁠⁠⁠David GarciaGuest: ⁠⁠⁠⁠Erik VandermausEditor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Discover why local independent agents often outperform national chains for Bloomington drivers, from personalized service to better claims advocacy, plus insights on rising insurance costs and smart shopping strategies.For more, visit https://carinsuranceagentsinbloomington.com/ Car Insurance Agents in Bloomington City: Sheridan Address: 30 N Gould ST STE R Website: https://carinsuranceagentsinbloomington.com/

This clip with Norman Ives of Amwins, explains how THC beverages split into regulated marijuana products and Farm Bill–compliant, hemp-derived “low-THC” drinks (typically 5–10 mg per 12 oz), … Read More » The post Regulated Cannabis vs. Hemp THC Drinks | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Everyone loves to find a niche to insure but what about building our products and coverages for niches that present specific needs and challenges? Mike Lough, VP of Distribution, Community Services drops in to discuss how Intact Public Entities is serving specific niches and how brokers can grow within them.In this episode:How community services are under valued as a target by brokersWhy nuanced liability coverages are important to insureds and how to explain themWhat community services need with various coverages and conditionsLearning some of Mike's selling tactics and strategies in this nicheThe importance of relationships and how to use them to grow businessMike is candid about the industry and his experience sharing all sorts of nuggets gained from years of experience. He shares the importance of growing with valued partners who are more than insurers and clients and why that helps keep products sustainable for the long term.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

THC and alcohol create very different impairment risks, leaving insurers and brokers to build new frameworks—borrowing from alcohol's best practices but tailoring them to cannabis, in this highlight … Read More » The post Why THC Doesn’t Equate to Alcohol for Risk & Claims | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Corey Tobin of Symphony Risk Solutions flag delayed-onset intoxication and potential over-service in bars as emerging liability drivers for hemp beverages, and urge operators to lean hard on … Read More » The post The Product-Liability Risks Keeping Insurers Up at Night | Insuring Cannabis Summit 2025 appeared first on Insurance Journal TV.

Insurance has a huge amount of specialisms that don't always cross over, which means that we can go our whole careers as insurance professionals, having a rough idea about what a particular class of business does, but not really ever appreciating the detailed picture. I think Trade Credit is one of those classes and that's something we should all fix, not least because it's a product that our clients could probably all benefit from That's why I'm really glad that an element of this podcast is a really useful primer on the class and that my guest today has one of the biggest single jobs in this line anywhere in the world and has over twenty years' experience to share with us. Sarah Murrow is President & CEO at Allianz Trade Americas and what follows is a helpful rundown of this global and really useful class of business. This is insurance in its purest and most relevant form – risk taking that allows customers to stick to what they're best at and also improves their return on capital. This is also a line that provides valuable advice as well as a financial product and is so embedded with its clients that they communicate with it every day. In short all of us in the rest of the P&C world have an awful lot to learn from trade credit. And as prominent Trade Credit insurers begin to appear under the Lloyd's platform, this is a class we should all be getting to know a little better. Sarah is a great guest and our conversation encompasses themes as broad as global economics and politics as well as the cut and thrust of insuring trade receivable assets. LINKS: We thank our naming sponsor AdvantageGo: https://www.advantagego.com

Are there climate risks we shouldn't be insuring anymore? Dr. Carolyn Kousky, Associate Vice President for Economics and Policy, discusses how climate change is reshaping insurance, what's at stake if insurance markets begin to break down, and who ultimately bears the financial burden when the private market pulls back.

The cannabis industry is evolving fast—and insurance is racing to keep up. Join us on Tuesday, September 23rd for the Insuring Cannabis Summit, a free interactive virtual event … Read More » The post Don't Miss the 2025 Insuring Cannabis Summit – The Future of Cannabis Insurance Awaits appeared first on Insurance Journal TV.

Joe Ziolkowski, CEO of Relm Insurance delves into the evolving landscape of insurance for emerging and high-risk industries. They specifically addressed the significant insurance gaps for THC beverages and the prevalent underinsurance within the broader cannabis sector. Ziolkowski highlighted Relm Insurance's strategic diversification within the cannabis market, expanding its operations and achieving 50-state Managing General Agent (MGA) status to enhance accessibility and direct engagement with clients.The discussion also covered critical issues like climate change risks impacting cannabis cultivation, underscoring the necessity of robust data collection and compliance for accurate risk modeling and premium setting. Ziolkowski emphasized that meeting higher compliance standards, such as GMP, can lead to more favorable insurance terms. The conversation further explored the regulatory complexities of insuring new products like THC beverages, where traditional product liability may not suffice, and the nascent psychedelics industry, where Relm aims to facilitate business models by finding viable coverage solutions.We learn about Relm Insurance's deliberate expansion into the AI insurance sector, a move Ziolkowski explained as a natural progression due to the similarities in underwriting new and emerging risks, including data governance challenges and underdeveloped legislative frameworks. He also noted AI's potential to improve efficiency in cannabis, such as in precision farming.Ziolkowski concluded by stressing Relm's core vision of "making innovation resilient" and their long-term commitment to supporting forward-looking industries like cannabis, psychedelics, and AI, distinguishing them in the insurance market through their dedication to these sectors.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

At any one moment there is an estimated $1.4trillion worth of cargo in transit somewhere in the world. Securing, insuring and protecting that is big business . Overhauls founded in Dundalk provides risk management solutions and they've just signed a new deals and got a major cash injection to grow the business of logistics security. Joe spoke to Barry Conlon, CEO of Overhaul

The hot summer months can put a strain on our energy system, especially when everyone cranks their A/C for a little bit of relief from sweltering temps. This has been an active summer season for energy load control and a busy “peak alert” season. What are peak alerts, when do they happen and why do they matter? We visit with the CEO of Ohio's Electric Cooperatives on this Ohio Farm Bureau Podcast. Plus, hay season is in full swing. Still fresh in producers' minds is the 2024 drought and the impact it had on their operations. A Pasture, Rangeland, and Forage policy is one way to help mitigate unforeseen weather events to help protect your operation. Learn more from an expert with Farm Credit Mid-America.

In this Academy of Insurance Aftershow, Joe Harrington joins George and Patrick to discuss how intangible assets like brand reputation have become critical yet difficult to insure in … Read More » The post Insights on Managing and Insuring Reputational Risk | IJA Aftershow: Joe Harrington appeared first on Insurance Journal TV.

In this episode of The Edge of Risk by IRMI, host Joel Appelbaum speaks with Dr. Marcus Schmalbach, CEO of RYSKEX, about a groundbreaking application of captive insurance and parametric risk transfer to support carbon sequestration. The discussion centers on the Arx Veritas project, which monetizes environmental restraint by leaving fossil fuels in the ground—turning unmined coal into a verifiable and tradable asset. Dr. Schmalbach explains how the captive structure, paired with blockchain-based verification, artificial intelligence, and satellite imagery, creates trust and financial credibility for this emerging asset class. The conversation explores how parametric triggers address complex, forward-looking risks, why third-party validation is essential, and how similar models could scale to oil, gas, and rare earth minerals. He also shares his perspective on the paradigm shift needed for risk professionals to work effectively in the evolving carbon economy.

Jonathan Hill, Co-Founder, Morrow Hill

CEO Mpumelelo Tyikwe outlines how the balance sheet has been strengthened post the 2021 riots, with new reinsurers on board.

In this episode of Construction Blueprints, Gemma Tait, Head of GB Construction, is joined by Kate Fowler, Global Head of Nuclear, to explore small modular reactors (SMRs).  Within this episode, our experts discuss what makes nuclear construction unique and challenges faced by insurers and the industry. From determining who holds primary responsibility for insurance obligations, to understanding how limits may vary across different SMR developments, the conversation also examines major supply chain hurdles like sourcing nuclear fuel and managing skilled labor. 

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Marty sits down with Becca Rubenfeld from Anchor Watch to discuss Bitcoin inheritance solutions, insurance for cold storage, the rising threat of crypto-related kidnappings and wrench attacks, and how Bitcoin insurance is becoming critical infrastructure for traditional finance adoption. Becca Rubenfeld on Twitter: https://x.com/BeccaAmilee Anchorwatch: https://www.anchorwatch.com/ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/VJ2dABShBz Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Coinkite https://coinkite.com Unchained https://unchained.com/tftc/ Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

Insurance can make or break a real estate portfolio—especially in today's climate. In this episode of the Real Wealth Show, we're joined by Seth Markum from NREIG to break down everything investors need to know about landlord insurance, co-insurance clauses, and protecting properties in areas prone to extreme weather. Want to learn more? Visit www.NREIG.com/RealWealth LINKS CHECK OUT OUR NEW WEBSITE & BECOME A MEMBER (IT'S FREE)! https://realwealth.com/join-step-1 FOLLOW OUR PODCASTS The Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS Real Estate News: Real Estate Investing Podcast: https://link.chtbl.com/REN FREE RealWealth® EDUCATION & TOOLS RealWealth Market Reports: https://realwealth.com/learn/best-places-to-buy-rental-property/ RealWealth Videos: https://realwealth.com/category/video/ RealWealth Assessment™: https://realwealth.com/assessment/ RealWealth® Webinars: https://realwealth.com/webinars/ READ BOOKS BY RealWealth® FOUNDERS The Wise Investor by Rich Fettke: https://tinyurl.com/thewiseinvestorbook Retire Rich with Rentals by Kathy Fettke: https://tinyurl.com/retirerichwithrentals Scaling Smart by Rich & Kathy Fettke: https://tinyurl.com/scalingsmart

Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702's Motheo Khoaripe. Each episode unpacks practical aspects of personal finance; how to save, spend, invest and make smart decisions to boost your financial well-being. In this episode, Motheo is joined by Winstone Jordaan (Grid Cars), Ndia Magadagela (Everlectric), Gresham Pillay (Volvo Cars South Africa), and Jenni Verschoor (Investec Sustainable Solutions) to chat about new energy vehicles in South Africa. They cover the different types of new energy vehicles available, the costs involved, the range of an electric vehicle and whether South Africa has enough EV charging points. They also go into the savings gained through a new energy vehicle, how to insure it and how to manage an electric vehicle amidst loadshedding and South Africa's energy crisis. If you're thinking about getting a hybrid or electric car in South Africa and you want to know if it's worth it, then this episode is full of expert advice and critical guidance. 00:00 Introduction 01:20 What are new energy vehicles? 03:00 What are the different types of new energy vehicles? 04:30 Tips to maximise electric car savings 05:15 Electric vehicles vs fuel vehicles 06:50 Consider your needs before buying an electric vehicle 07:30 Are there enough EV charging stations in South Africa? 10:00 Tips to get the most savings from your new energy vehicle 11:00 Range of an electric vehicle 14:45 Maintenance, insurance and long-term electric vehicle costs 18:00 Electric vehicle market: How much is an electric car in South Africa? 21:30 Financing a new energy vehicle and a charger 24:00 Dealing with loadshedding: Plan your EV charging times 25:50 Insuring a new energy vehicle 28:30 Tips to avoid electric vehicle theft 29:00 New energy vehicle trends 31:30 Conclusion Investec Focus Radio SA

Welcome to Insurance Covered, the podcast that covers everything insurance.In this episode, Peter Mansfield is joined by Heidi McCormack, CEO at Emerald Life, to discuss the importance of diversity and inclusion in the insurance industry, focusing on the unique challenges faced by underrepresented groups, particularly the LGBTQ+ community. Heidi shares her journey from working in Russia to co-founding Emerald Life, an insurance company dedicated to addressing the needs of diverse populations. They explore the barriers to insurance uptake, the discriminatory practices within the industry, and the innovative steps Emerald Life is taking to create inclusive products and services. The discussion also touches on the importance of feedback and continuous improvement in serving their customer base. In this conversation, Peter Mansfield and Heidi McCormack discuss the evolving landscape of community and inclusion within the insurance industry, emphasizing the importance of diversity, addressing unconscious bias, and the future of insurance products. They explore how businesses can champion equity and the necessity of compassion in customer interactions.We hope you enjoyed this episode, if you did please subscribe to be notified when new episodes release.keywords insurance, diversity, inclusion, LGBTQ+, underinsurance Hosted on Acast. See acast.com/privacy for more information.

On this week's “Headlines” edition of the  Imprint Weekly Podcast, we talk about the new federal dashboard for child welfare data from through the Adoption and Foster Care Analysis and Reporting System. We discuss the dashboard itself and what we hope it evolves to include, and then break down some of the trendlines in this year's numbers. We also discuss the latest on President Trump's spending request for 2026, what made it into the “Big Beautiful” reconciliation bill that now sits with the Senate, and more happening in Washington, D.C. We close with a review of some state headlines around liability insurance in California, a lawsuit in Tennessee, adoptee rights in Georgia, luggage for New York foster youth, and a new report on foster care in Minnesota.Thanks to Lyssn for sponsoring this episode!Reading RoomA Deep Dive on New Federal Foster Care Datahttps://imprintnews.org/youth-services-insider/deep-dive-new-federal-foster-care-data/261418White House Watchhttps://imprintnews.org/special-series/white-house-watchHouse Reconciliation Bill Proposes Deepest SNAP Cut in History, Would Take Food Assistance Away From Millions of Low-Income Familieshttps://bit.ly/3HNktXfHouse Begins Markup of Reconciliation Bill Todayhttps://imprintnews.org/youth-services-insider/house-begins-markup-reconciliation-bill-today/261108Trump 2026 Budget Consolidates or Eliminates Several Youth Programshttps://bit.ly/4e5qNWjAmeriCorps Must Restore Grant Funding and Members to States that Sued over Cuts, Federal Judge Ruleshttps://bit.ly/45PJZFjFoster Care Agencies in California's Central Valley are Facing an Insurance Crisis, and Possibly Closurehttps://bit.ly/4mUvhTzThe Insurance Cliff Coming for California Foster Carehttps://imprintnews.org/youth-services-insider/insurance-cliff-coming-california-foster-care/251572Tennessee Sued Over Foster Care Conditions Againhttps://bit.ly/3ZqMMkxGeorgia Opens Adoptee Access to Original Birth Certificateshttps://bit.ly/43TSlsSNew York to Provide Luggage for Foster Youthhttps://imprintnews.org/top-stories/ny-lawmakers-agree-to-bill-for-foster-youth-luggage/261536Minnesota Foster Youth Publish Groundbreaking Reporthttps://bit.ly/4kzjEA3

Today on the podcast we hear from Chris Dial, Insurance Specialist at CS&A insurance and Owner of Wanderlinger Brewing Company in Chattanooga, TN.Chris knows the brewery business as an owner and operator of Wanderlinger. And now he's using his skills and experience to help other brewery owners properly insure their businesses with the right coverages at the right price. SummaryInsurance cost-savings opportunities you might not even know exist"The chiller died...but the brewery didn't." Hear the story of how the right insurance paid off for this breweryBiggest brewery insurance mistakes...and how to avoid themResourcesConnect with Chris on LinkedIn, by phone 615-496-6070, or email chris@wanderlinger.comSign up for the FREE brewery financial training newsletter

SummaryRob Hamilton, co-founder and CEO of AnchorWatch, joins the ATX DAO Podcast to break down how his startup is redefining Bitcoin custody through insured, Bitcoin-native vaults. Rob shares the origin story of AnchorWatch and how their focus on technical excellence and smart contracts led them to become one of the only Lloyd's of London coverholders in crypto. From multi-sig time locks to Trident Vault's unique co-signing model, Rob explains how AnchorWatch blends deep cold storage with real insurance coverage—giving high-net-worth individuals and institutions a secure, scalable solution for storing digital assets.The conversation also dives into the broader landscape of Bitcoin financialization—from lending and underwriting to what it takes to build infrastructure that lasts. Rob reflects on the 18-month journey to earn Lloyd's trust, and why patience, precision, and purpose matter when building for the long term. Whether you're a Bitcoin builder, investor, or founder, this episode offers a rare look at how insured custody could unlock the next wave of capital in crypto.Chapters00:00 The Bitcoin++ Conference Experience03:14 Anchor Watch: Revolutionizing Bitcoin Custody08:19 Understanding the Insurance Market for Bitcoin13:16 Anchor Watch's Unique Position in the Market18:50 Innovative Technology: Trident Vault and Security24:18 Navigating the Lloyd's of London Partnership29:40 Lessons Learned and Future Aspirations30:07 Navigating the Macro System33:01 The Evolution of Insurance in Bitcoin36:18 The Journey into Insurance41:22 Building a Meaningful Business45:31 Focusing on Bitcoin Insurance53:29 User Experience and Onboarding ProcessConnect with Rob and AnchorWatch:X (Twitter): ⁠⁠@Rob1ham | @AnchorWatchWebsite: https://www.anchorwatch.comCheck out our friends at Tequila 512:Website:  ⁠⁠⁠⁠⁠⁠⁠https://www.tequila512.com⁠⁠Socials: ⁠⁠X (Twitter)⁠⁠ | ⁠⁠Instagram⁠⁠ | ⁠⁠TikTok⁠⁠ | ⁠⁠Facebook⁠To learn more about ATX DAO:Check out the ⁠ATX DAO ⁠websiteFollow ⁠@ATXDAO⁠ on X (Twitter)Subscribe to our newsletterConnect with us on ⁠LinkedIn⁠Join the community in the ⁠ATX DAO Discord⁠Connect with the ATX DAO Podcast team on X (Twitter):Ash:  ⁠@ashinthewild⁠Luke: ⁠⁠⁠⁠⁠@Luke152⁠⁠⁠⁠⁠Support the Podcast:If you enjoyed this episode, please leave us a review and share it with your network.Subscribe for more insights, interviews, and deep dives into the world of Web 3.

Insuring Financial Health To Supersize Your Business! Drop in here every day for a dose of different business building perspective: https://facebook.com/supersizebusiness #supersizeyourbusiness #finacial #insurance #peaceofmind #confidence #protection

Be A Better You Annual Challenge Day 136: Insuring Financial Well-Being! Do one thing every day to be a better you! Join us every day in 2025 for a quick challenge that is all about you improving and creating the life you want! https://www.facebook.com/ThrivingSharon Ask your questions and share your wisdom! #beabetteryouannualchallenge #finances #insurance #protectionfromunexpected #typesofinsurance #spreadrisk

Rancho Mesa's Alyssa Burley and Jeremy Hoolihan, Partner and Account Executive of the Janitorial Group, discuss how business owners can take a proactive approach to insuring their commercial property. Show Notes: ⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠.Director/Producer: ⁠⁠Alyssa Burley⁠⁠Host: ⁠⁠Alyssa Burley⁠⁠Guest: ⁠⁠Jeremy Hoolihan⁠⁠Editor: Jadyn BrandtMusic: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

As battery energy storage systems scale up, so do the risks. For insurers, developers, and investors, understanding how to manage those risks has never been more important. From fire events like Moss Landing to the evolving role of insurance across development, construction, and operations, the way insurers are underwriting storage is changing fast.In this episode we unpack how the insurance world is thinking about batteries, exploring how risk is priced, what underwriters look for in new technologies, and why insurability is becoming a key commercial consideration for project developers. Whether you're securing project finance, evaluating warranties, or just navigating changing industry expectations, this conversation is packed with insight from someone working at the frontier of energy infrastructure risk.In this episode of Transmission, Ed is joined by Michael Bogdon, Partner at Lockton. Over the course of the conversation, you'll hear about:Moss Landing and fire risk: What recent high-profile battery failures tell us about risk and how the industry is adapting.Insurance across the asset lifecycle: From development through to operations, how risk profiles evolve and what coverage actually looks like.Bankability and risk transfer: Why insurance is now a core part of making projects financeable and what's driving underwriter decision-making.Emerging tech and evolving standards: How insurers approach new chemistries, control systems, and unfamiliar manufacturers.The future of battery insurability: What needs to change, from data access to design practices to make large-scale storage lower risk and more cost-effective.About our guestMichael Bogdon is a Partner at Lockton, where he specialises in insurance and risk advisory for renewable energy and energy storage projects. With a background in structuring coverage for complex infrastructure assets, Michael works closely with developers, investors, and insurers to ensure that clean energy projects are bankable, resilient, and ready to scale.Lockton is the world's largest privately held insurance brokerage, providing tailored risk management, insurance, and employee benefits solutions. With deep expertise in energy and infrastructure, Lockton advises developers, investors, and operators on how to structure coverage for complex assets—including renewable energy and battery storage projects. For more information, head to their website.About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.

As battery energy storage systems scale up, so do the risks. For insurers, developers, and investors, understanding how to manage those risks has never been more important. From fire events like Moss Landing to the evolving role of insurance across development, construction, and operations, the way insurers are underwriting storage is changing fast.In this episode we unpack how the insurance world is thinking about batteries, exploring how risk is priced, what underwriters look for in new technologies, and why insurability is becoming a key commercial consideration for project developers. Whether you're securing project finance, evaluating warranties, or just navigating changing industry expectations, this conversation is packed with insight from someone working at the frontier of energy infrastructure risk.In this episode of Transmission, Ed is joined by Michael Bogdon, Partner at Lockton. Over the course of the conversation, you'll hear about:Moss Landing and fire risk: What recent high-profile battery failures tell us about risk and how the industry is adapting.Insurance across the asset lifecycle: From development through to operations, how risk profiles evolve and what coverage actually looks like.Bankability and risk transfer: Why insurance is now a core part of making projects financeable and what's driving underwriter decision-making.Emerging tech and evolving standards: How insurers approach new chemistries, control systems, and unfamiliar manufacturers.The future of battery insurability: What needs to change, from data access to design practices to make large-scale storage lower risk and more cost-effective.About our guestMichael Bogdon is a Partner at Lockton, where he specialises in insurance and risk advisory for renewable energy and energy storage projects. With a background in structuring coverage for complex infrastructure assets, Michael works closely with developers, investors, and insurers to ensure that clean energy projects are bankable, resilient, and ready to scale.Lockton is the world's largest privately held insurance brokerage, providing tailored risk management, insurance, and employee benefits solutions. With deep expertise in energy and infrastructure, Lockton advises developers, investors, and operators on how to structure coverage for complex assets—including renewable energy and battery storage projects. For more information, head to their website.About Modo EnergyModo Energy helps the owners, operators, builders, and financiers of battery energy storage solutions understand the market - and make the most out of their assets.All of our podcasts are available to watch or listen to on the Modo Energy site. To keep up with all of our latest updates, research, analysis, videos, podcasts, data visualizations, live events, and more, follow us on LinkedIn or Twitter. Check out The Energy Academy, our bite-sized video series breaking down how power markets work.

Farms have a wide range of assets and activities that require specialized coverage. When you're worrying about the home, personal property, AND farm buildings, equipment, and livestock, some liabilities can get overlooked. We're talking about some of those items today with Rural Mutual Insurance Agent Barbi Manter in Northwest Wisconsin. She works with a diverse portfolio of farm businesses from dairy and cash crops to goat yoga establishments and hobby farms. Barbi walks us through items that you don't want to miss in your policy, including life insurance, blanket policies for small items, sentimental things, property, and livestock. See omnystudio.com/listener for privacy information.

Summary Garance Wattez-Richard, CEO of AXA EssentiALL, discusses the transformative potential of inclusive insurance in addressing vulnerabilities, particularly in low and middle-income countries. She sits down with Raj Kumar to share her journey into the insurance industry, the evolution of microinsurance, and the importance of regulatory frameworks. The discussion highlights the profitability of inclusive insurance and its critical role in achieving sustainable development goals, especially in the context of climate change. Chapters 00:00 The Risk of Vulnerability 00:47 Revolutionizing Insurance for All 01:37 A Journey into Development and Insurance 06:45 The Evolution of Microinsurance 11:41 Profitability in Inclusive Insurance 14:50 The Risks of Insurance Solutions 19:15 Regulatory Challenges in Emerging Markets 23:07 Insurance as a Core Development Activity 28:13 The Future of Insurance and Development Want to stay updated on the latest news in global development? Subscribe to Devex's Newswire: https://www.devex.com/newsletters/newswire 

Natalie Brunell is joined by Becca Rubenfeld, co-founder of AnchorWatch, to discuss how they're building secure custody and insurance solutions for Bitcoin. Topics discussed include: The risks of holding Bitcoin  Technical aspects of Bitcoin custody (beginner-friendly) Inheritance planning How AnchorWatch combines technology with traditional insurance to protect your Bitcoin for the long term ---- Guest Bio: Becca Rubenfeld is the COO and Co-founder of AnchorWatch, providing regulated property and casualty insurance to commercial owners of Bitcoin. She spent the first 10 years of her career as a fashion merchant for Target, American Eagle Outfitters, and Chico's, and then with Starbucks for more than a decade, helping launch the company's innovative ideas, new beverages and concept stores. Learn more at https://www.anchorwatch.com. Follow Becca on X at https://x.com/beccaamilee  ---- Coin Stories is brought to you by lead sponsor Genius Group (NYSE American $GNS). Genius is a Bitcoin-first business delivering AI-powered education and acceleration solutions for the future of work. Learn more and enter for a chance to win a whale pass to Bitcoin 2025 in Las Vegas: https://www.geniusgroup.ai/coinstories ---- Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com  ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie  For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/ Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie  Earn Bitcoin on everything you purchase with the Gemini credit card: https://www.gemini.com/natalie  Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES Bitcoin 2025 is heading to Las Vegas May 27-29th! Join me for my 4th Annual Women of Bitcoin Brunch! Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/affiliate/hodl/event/bitcoin-2025   Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie  Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto    ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories

Today we are breaking down Goosehead Insurance. I always enjoy hearing about how a new entrant has effectively carved out a niche in a world of incumbents and Goosehead fits that billing perfectly.  I'm joined by Geoff Collette, founder and PM of Aeon Capital Partners, and he walks us through the story of Goosehead identifying a bottleneck in the home-buying process.  We also cover the evolving market, where captives like State Farm and Allstate are leaving opportunities for independent players like Goosehead to provide value.  There's a lot to learn from Goosehead and its evolution, with notable themes like technology, the franchising model, and an emphasis on speed. Please enjoy this breakdown on Goosehead Insurance. Subscribe to Colossus Review For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- Octus, formerly Reorg, is the essential credit intelligence and data provider for nearly 40,000 professionals across the world's leading buy side firms, investment banks, law firms and advisory firms. By surrounding unparalleled human expertise with embedded AI technology, data and workflow tools, Octus unlocks powerful truths that fuel decisive action in financial markets. Visit octus.com to learn how rigorously verified intelligence is delivered at speed to create a complete picture across the entire credit lifecycle.  —- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes (00:00:00) Welcome to Business Breakdowns (00:04:26) How Goosehead Attracts Customers (00:05:15) Market Focus and Business Scale (00:06:07) Goosehead's Growth and Key Players (00:08:51) The Founding Story of Goosehead (00:12:28) The Shift from Captive to Independent Agents (00:15:29) Challenges in the Insurance Market (00:19:37) Goosehead's Unique Business Model (00:36:42) Franchising and Corporate Strategy (00:41:00) Operational Challenges and Strategic Adjustments (00:46:28) Financial Performance and Future Prospects (01:00:29) Competitive Landscape and Risks (01:07:40) Valuation and Lessons From Goosehead

گردآوری و روایت: ارشیا عطاری تدوین: طنین خاکسا  موسیقی تیترا‌ژ: مودی موسوی (اینستاگرام | توییتر) طراح گرافیک: تارا نباتیان اسپانسر: ازکی   حمایت مالی از چیزکست اینستاگرام چیزکست | توییتر چیزکست | تلگرام چیزکست  وبسایت چیزکست منابع این قسمت Mehrtens, J. (2001). The history of insurance: Risk, uncertainty and entrepreneurial innovation. Cambridge University Press. Kingston, W. (2005). Insurance in the history of capitalism. The Geneva Papers on Risk and Insurance - Issues and Practice, 30(3), 352–362. https://doi.org/10.1057/palgrave.gpp.2510030 Clark, G. (1999). Betting on lives: The culture of life insurance in England, 1695–1775. Manchester University Press. Pearson, R. (2004). Insuring the industrial revolution: Fire insurance in Great Britain, 1700–1850. Ashgate Publishing. Zelizer, V. A. (1979). Morals and markets: The development of life insurance in the United States. Columbia University Press.  

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We hear from businesses in California, Fiji and the UK that have been hit hard by natural disasters like floods, wildfires and extreme storms - followed by rising insurance premiums - or companies refusing to insure them at all. An alternative type of cover, parametric insurance, is being offered as a way of giving people some cover. But does it work for everyone? If you would like to get in touch with the show, please email: businessdaily@bbc.co.ukPresented and produced by Lexy O'Connor(Image: A view of flash flood in Daddu district southern Sindh province, Pakistan, on September 07, 2022. Credit: Farhan Khan/Anadolu Agency via Getty Images)

In recent years, most home insurers were fleeing areas of California with high risk for wildfires. But State Farm was there, dominating the market. Then, just months before the devastating L.A. fires, the company dropped 30,000 homeowners from their books. WSJ's Jean Eaglesham explains how the risk that State Farm unloaded is now a problem for the rest of California.  Further Reading: -State Farm Was All In on California – Until it Pulled the Plug Before the Fires  -Insurers' Rule Change Puts California Homeowners on the Hook for L.A. Fire  Further Listening: -Their L.A. Neighborhood Burned. Two Residents Find What's Left.   -Insuring a Home in California Is Getting Harder  Learn more about your ad choices. Visit megaphone.fm/adchoices