Podcasts about since brad

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Latest podcast episodes about since brad

ChooseFI
289 | The Roth 401K and Meal Planning Made Easy

ChooseFI

Play Episode Listen Later Jan 22, 2021 58:43


For almost 12 months, we've all been trying to do the best that we can. As frequently discussed on the show, we try to do things slightly different, optimize in the ways that we can, and make the best of the situation. Jonathan's wife Dani has been coming up with all kinds of creative little activities for the kids. Even Jonathan was recruited for a rock painting project. Brad has been listening to a new podcast, Ordinary Sherpa, created by Heidi, a member of Jonathan's Talent Stacker podcast. The podcast is about creating little adventures in life with your family. At the same time, in the mastermind group Brad takes part in, he was inspired by a discussion related to dads really showing up to be a part of their kids' lives. The podcast theme and mastermind group discussion converged for Brad when his daughter, Molly, asked him to go explore the creek with her. Rather than playing along for a minimally acceptable amount of time, Brad showed up like he really wanted to be there and they had hours of fun exploring together. What if you started to show up for everything in your life with the attitude that you really wanted to be there? It's difficult to be focused on growth in all areas of your life at the same time. There are different seasons when you will be able to lean into one over another but it's good to figure out a baseline you're comfortable with and recognize when it's time to rebalance. Since Brad's financial life is on autopilot, it's not something he spends much time focusing on. However, sometimes things do backslide and he needs to return a little focus to it. Such as, he recently canceled two recurring charges for streaming services, not because their costs were going to have a significant impact, but because he was no longer getting value from them. Relationships is an area Brad believes he could spend more time focusing on. If he were to ask himself, “Am I showing up as the best version of myself for my wife and kids every day?” his answer would be “no”. Who should be leaning into and leveraging their Roth 401K? Sean Mullaney, The FI Tax Guy, says the Roth 401K works similar to a 401K except the funds going in are taxable today and come out later tax and penalty-free. Those currently in a high tax bracket looking to retire early are probably better off contributing to a traditional 401K. But someone just out of college in a 10% federal tax bracket may benefit from paying 10% in taxes today rather than 20-30% later on. Even someone who may have substantial taxable income in retirement may benefit from a Roth 401K. A Roth 401K can also be a hedge against future tax rates for anyone who prefers to lock in their tax rate today. If your 401K plan offers it, you don't have to do all Roth 401K or traditional 401K. You can split the difference. For example, a 60-year-old new retiree with a large 401K will be taxed on every dollar withdrawn. We don't know what future tax rates will be. Roth 401K withdrawals don't work the same way as traditional 401K withdrawals. You can structure it in a way that you can recover tax-free contributions, From a Roth 401K, you may need to rollover into a Roth IRA. For the early retirees who don't plan to retire at a super early age or anyone with artificially low income for a few years, the Roth 401K is a strategy to consider. If you aren't 59 1/2 yet, Roth 401K withdrawals are subject to the cream in the coffee rule where 2/3 of the withdrawal is tax and penalty-free but 1/3 is subject to ordinary income tax and a penalty. This is different than a Roth IRA where contributions may be withdrawn at any age tax and penalty-free. When you roll over a Roth 401K to a Roth IRA, the Roth 401K contributions go in as Roth IRA contributions, and earnings become Roth IRA earnings. You could then take out the full amount of contributions tax and penalty-free before touching the earnings. If you aren't 59 1/2 and need to access your Roth 401 contributions, it makes sense to roll them over to a Roth IRA first. If you have employer stock in your 401K, there may be net unrealized appreciation. You do not want to roll it over from a traditional 401K to a traditional IRA without considering a tax planning strategy. This requires assistance from a tax professional. If you want to do a backdoor Roth IRA, rolling over 401K to a traditional IRA isn't a good idea. The fees associated with 401K plans have gotten better over the last 10-15 years. The investment choices are better with lower fees. It may not make sense to do a rollover. As a general rule, retirement accounts have required minimum distributions (RMDs) once you turn age 72. The exception is the Roth IRA. While RMDs from a Roth 401K are not taxable, you want to keep that money growing tax-free as long as possible for you and your heirs. If you're 72, Sean would recommend you roll your Roth 401K to a Roth IRA for that reason. Generally, you need a separation of service to do rollovers from a Roth 401K to a Roth IRA. Look for your plan's Summary Plan Description (SPD) which details withdrawals. 401K plans are subject to the ERISA law, where creditors cannot access the funds, except for ex-spouses and the IRS. IRA creditor protection varies from state to state. Something to consider before a rollover. Dani and the ChooseFI Foundation are using meal planning as a financial literacy tool. Always looking for ways to get children interested and thinking bout decision-making and personal finance, they have put together Meal Planning Made Easy. The meal planning project helps kids put financial literacy concepts into a real-world contest. The goal is to make financial literacy concepts more than just habits but to have kids take ownership and have fun doing it. In the 3rd through 5th-grade video series, Dani talks them through meal planning. They are tasked with going into a grocery store, either in-person or virtually, and planning all three meals for one day. The meal planning project is adaptable to fit every socioeconomic setting. The tasks grow as children develop. High school students may plan meals for an entire week, searching the pantry first, and finding recipes to help on the budgeting side of things, just like parents have to do. Sign up for Meal Planning Made Easy at Choosefi.com/mealplan. Resources Mentioned In Today's Conversation The FI Tax Guy Ordinary Sherpa Do Inner Work Roth 401K Withdrawals ChooseFI Foundation ChooseFI.com/mealplan Get started on your own journey to financial independence at ChooseFI.com/start. If You Want To Support ChooseFI: Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy.  Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence.

Get Yourself the Job
Brad Wallis, Kasey Wallis

Get Yourself the Job

Play Episode Listen Later Mar 11, 2019 55:00


Jennifer Hill speaks with author, Brad Wallis, and his wife and fellow speaker, Kasey Wallis, about how to overcome feelings of lack and scarcity when it comes to landing one’s dream job. Brad and Kasey offer suggestions to increase confidence and trust oneself when making any important choice in life, career or other matters. They discuss a life altering event that dramatically shifted their perspectives and gave them access to this new wisdom. expandwithjulius.com Kasey and Brad Wallis are renowned speakers, global workshop leaders, and facilitators of consciousness and why we are here. Kasey and Brad have been interviewed on over 400 media outlets. They have been featured guests on TV, such as CNN, Fox News, NBC, and ABC, as well as on radio, Telesummits, podcasts, and as key speakers at consciousness expos. Since Brad's near-death experience, they have been conduits for an advanced intelligence named Julius, a Higher Light Teaching Group, who offers messages of empowerment and enlightenment for humanity. For over 10 years, the Wallis’ have been inviting people worldwide to embrace their true limitlessness. Originally Kasey was trained as a hairdresser of 35 years, and Brad was drafted to play for a professional baseball team. They came together because of a car accident in 2007. Today Brad is the author of several books, while he and Kasey travel the country speaking, leading workshops and being interviewed. Through their programs, retreats, online courses, and personal readings, they guide and support people in eliminating judgement, resistances and lack in their life. Kasey and Brad (and the energy known as Julius that comes through to teach and guide) assist people to heal themselves, offer online classes as well as their latest workshop, R-Factoring, using unique techniques that heal repeated, negative patterns for people on a neurological level.

Spiritual Entrepreneur
EP 113: Essentials to Understanding How to Raise Your Consciousness with Kasey & Brad Wallis

Spiritual Entrepreneur

Play Episode Listen Later Jul 13, 2018 49:35


In this episode, Devi chats with Kasey & Brad Wallis about "Essentials to Understanding How to Raise Your Consciousness". Kasey and Brad Wallis are renowned speakers, global workshop leaders, and facilitators of consciousness and why we are here. Since Brad's near-death experience, they have been conduits for an advanced intelligence named Julius, a Higher Light Teaching Group, who offers messages of empowerment and enlightenment for humanity.  For over 10 years, the Wallis’ have been inviting people worldwide to embrace their true limitlessness. Originally Kasey was trained as a hairdresser of 35 years, and Brad was drafted to play for a professional baseball team. They came together because of a car accident in 2007. Today Brad is the author of several books, while he and Kasey travel the country speaking, leading workshops and being interviewed.  Through their programs, retreats, online courses, and personal readings, they guide and support people in eliminating judgement, resistances, and lack in their life. Kasey and Brad (and the energy known as Julius that comes through to teach and guide) assist people to heal themselves, offer online classes as well as their latest workshop, R-Factoring, using unique techniques that heal repeated, negative patterns for people on a neurological level Devi and Kasey & Brad (along with Julius) discuss: Brad’s near death experience How Julius appeared What it was like to die and come back The question that Brad was asked on the “other side” The first conversation that Kasey and Brad had with Julius Transitioning into their new life with Julius Dealing with life after a brain injury The importance of communication and non-judgement after a traumatic brain injury “Sometimes it serves you to just be a little bit deaf” Their daily physical, mental and emotional practices How Kasey and Brad interact with Julius in their life and relationship How to deepen the connection and alignment with your soul How to raise consciousness The role of emotions & perspective How your reality is created for you Daily practices of recognition Most important practices to stay in a higher consciousness Loving and accepting yourself "You are the God that you are seeking outside of yourself" What it was like for Kasey to start channeling LIVE for people How they "shut down" at night The first thing that they did to share about Julius outside of their relationship How to access new thought and more… Connect with Kasey, Brad and Julius on their website @ https://expandwithjulius.com/ Get your FREE Course “Empowerment Explains Everything”: https://expandjuli.us/Devi      

Standing In The Sunlight
Expand with Julius

Standing In The Sunlight

Play Episode Listen Later Jun 14, 2018 56:43


Aired Wednesday, 13 June 2018 at 4:00 PM EST / 1:00 PM PSTExpand with JuliusKasey and Brad Wallis are renowned speakers, global workshop leaders, and facilitators of consciousness and why we are here. Kasey and Brad have been interviewed on over 400 media outlets. They have been featured guests on TV, such as CNN, Fox News, NBC, and ABC, as well as on radio, Telesummits, podcasts, and as key speakers at consciousness expos. Since Brad’s near-death experience, they have been conduits for an advanced intelligence named Julius, a Higher Light Teaching Group, who offers messages of empowerment and enlightenment for humanity. For over 10 years, the Wallis’ have been inviting people worldwide to embrace their true limitlessness. Originally Kasey was trained as a hairdresser of 35 years, and Brad was drafted to play for a professional baseball team. They came together because of a car accident in 2007. Today Brad is the author of several books, while he and Kasey travel the country speaking, leading workshops and being interviewed. Through their programs, retreats, online courses, and personal readings, they guide and support people in eliminating judgement, resistances and lack in their life. Kasey and Brad (and the energy known as Julius that comes through to teach and guide) assist people to heal themselves, offer online classes as well as their latest workshop, R-Factoring, using unique techniques that heal repeated, negative patterns for people on a neurological level.Website: https://expandwithjulius.com/Link of a free gift for your listeners: https://expandjuli.us/Sunlight

Power Your Life
Brad & Kasey Wallis: Expand with Julius

Power Your Life

Play Episode Listen Later May 23, 2018 46:00


Are you manifesting what you desire? Kasey and Brad share how to connect to your true desires and heal patterns that no longer serve your highest potential.  Kasey and Brad Wallis are renowned speakers, global workshop leaders, and facilitators of consciousness and why we are here. Since Brad's near-death experience, they have been conduits for an advanced intelligence named Julius, a Higher Light Teaching Group, who offers messages of empowerment and enlightenment for humanity.  For over 10 years, the Wallis’ have been inviting people worldwide to embrace their true limitlessness. Through their programs, retreats, online courses, and personal readings, they guide and support people in eliminating judgement, resistances and lack in their life. Kasey and Brad (and the energy known as Julius that comes through to teach and guide) assist people to heal themselves, offer online classes as well as their latest workshop, R-Factoring, using unique techniques that heal repeated, negative patterns for people on a neurological level. They have been interviewed on over 400 media outlets and featured on TV, such as CNN, Fox News, NBC, and ABC, and on radio, Telesummits, podcasts, and as key speakers at consciousness expos.

RentPrep For Landlords
#204 Brad Larsen

RentPrep For Landlords

Play Episode Listen Later Apr 26, 2018 42:18


Brad is the founder of RentWerx in San Antonio, Texas. In the last five years, RentWerx has grown to manage over 700 single family homes. Prior to starting a property management company, Brad served in the armed forces as an Army Infantry Officer before leaving the military as a Captain in 2002 to pursue his interests in Real Estate. In 2003, Brad moved to San Antonio and earned his Real Estate License and began his career in sales. Since Brad launched Larsen Properties in 2011 then re-branded to RentWerx in 2017, it has turned it into one of the most profitable companies in the region.

Dare to Dream with Debbi Dachinger
JULIUS: Wisdom Channeled through Brad & Kasey Wallis on Dare To Dream with Debbi Dachinger

Dare to Dream with Debbi Dachinger

Play Episode Listen Later Apr 21, 2018 58:40


Kasey and Brad Wallis are renowned speakers, global workshop leaders, and facilitators of consciousness and why we are here. For over 10 years, the Wallis’ have been inviting people worldwide to embrace their true limitlessness. Originally Kasey was trained as an award-winning platform stylist and hairdresser of 35 years, and Brad was drafted to play for a professional baseball team. They came together because of a car accident in 2007. Today Brad is the author of several books, while he and Kasey travel the country speaking, leading workshops and being interviewed. Through their programs, retreats, online courses, and personal readings, they guide and support people in eliminating judgement, resistances and lack in their life. Kasey and Brad (and the energy known as Julius that comes through to teach and guide) assist people to heal themselves, offer online classes as well as their latest workshop, R-Factoring, using unique techniques that heal repeated, negative patterns for people on a neurological level. Kasey and Brad have been interviewed on over 400 media outlets. They have been featured guests on TV, such as CNN, Fox News, NBC, and ABC, as well as on radio, telesummits, podcasts, and as key speakers at consciousness expos. Since Brad's near-death experience, the Wallis' have been conduits for an advanced intelligence named Julius, a Higher Light Teaching Group, who offers messages of empowerment and enlightenment for humanity. Learn more: expandwithjulius.com

York Story Slam
Sick - February 2016

York Story Slam

Play Episode Listen Later Feb 29, 2016 17:09


Welcome to the York Story Slam podcast, where we’ll feature select stories from our monthly open mic  storytelling events in York, Pennsylvania. On February 16, 2016, twelve storytellers shared their stories with a sold-out crowd at Holy Hound Taproom in  downtown York. The theme for the evening was “Sick,” so we heard a lot of tales of various bodily fluids emitting from various  parts of people’s bodies. Brad Jennings had the highest score with his story about a few times when he was sick. Since Brad had already earned a spot in our Grand Slam in November, the next spot went to David  Weissman, who told us about a time from his childhood when he pretended to be sick so he could stay home from school. Here’s his story. Our final story on this month’s podcast features Susan Jennings. She told us about some of the life lessons she learned while she was on maternity leave. Our podcast is produced with support from The Beer Ace. Find them at TheBeerAce.com.

Podcasts – Regular Dude Report
Special Episode: The Scotchcast Episode 5

Podcasts – Regular Dude Report

Play Episode Listen Later Oct 25, 2015


EP scotch 5 Since Brad is out this week, we’ve got a fresh Scotchcast on tap! This week, the Dudes take a trip down the glory days of High School. -Random pee -First jobs -High School Hijinks -And a surprise visit from Webmaster Derek!

MiceCast
PodFest Planning

MiceCast

Play Episode Listen Later Jul 27, 2006 107:00


Mike and Greg lure an unsuspecting Brad from Bringing Disneyland Home into the studio to help him plan his trip to WDW for PodFest. Since Brad is a West-Coaster who has never been to WDW, your hosts wanted to make sure he got the best advice possible. This is a long one - 1 hour 47 minutes.