Podcasts about erisa

  • 274PODCASTS
  • 742EPISODES
  • 30mAVG DURATION
  • 5WEEKLY NEW EPISODES
  • Jan 16, 2023LATEST

POPULARITY

20152016201720182019202020212022

Categories



Best podcasts about erisa

Show all podcasts related to erisa

Latest podcast episodes about erisa

401(k) Specialist Pod(k)ast
Bonnie Treichel

401(k) Specialist Pod(k)ast

Play Episode Listen Later Jan 16, 2023 10:36


Bonnie Treichel Talks Retirement Income Solutions, the New ESG Rule and SECURE 2.0There's a select few people in the retirement business who seem like they're just about everywhere, and are involved in just about everything. Bonnie Treichel from Endeavor Retirement is one of those people.As the Chief Solutions Officer of Endeavor Retirement, she uses her unique experience as an ERISA attorney and an advisor to help remove the weight of retirement plan complexities by empowering advisors to teach their plan sponsor clients about governance and the importance of a sound process.She also works closely with the Retirement Income Consortium to help advance its goal of accelerating the adoption of guaranteed income solutions in retirement plans. She talks about that, some key thoughts about SECURE 2.0, and the impending new ESG rule in this first 2023 episode of the 401(k) Specialist Pod(k)ast.

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: How To Hire An Attorney For Your ERISA Long-Term Disability Claim

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Dec 20, 2022 33:00 Transcription Available


Welcome to another episode of Winning Isn't Easy with your host Nationwide ERISA Disability Attorney Nancy L. Cavey! On this weeks episode we will be talking about How To Hire An Attorney For Your ERISA Long-Term Disability Claim!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

401(k) Specialist Pod(k)ast

The Groom Law Group's Jake Eigner Talks Final SECURE 2.0 Hurdles and New ESG Rule ImpactsGroom Law Group Attorney Jake Eigner—a rising young star in the ERISA community—highlights some of the sticking points that need to be worked out in finalizing the SECURE 2.0 retirement reform package on Capitol Hill, including differences in the three bills making up the package, RMD age timelines, and an issue with increasing access to Collective Investment Trusts in 403b plans.Eigner—who prior to his legal career was a Vice President at a large Registered Investment Advisor—also gives his thoughts on the Department of Labor's new ESG rule, its impact on QDIAs, and why the new rule may only be temporary.

That Annuity Show
173 - Making In-Plan Annuities a Reality with Michelle Richter and Mark Chamberlain - 2 of 2

That Annuity Show

Play Episode Listen Later Dec 9, 2022 26:56


In part 2 of 2 Michelle lays out her proposal for revamping the web of state and federals rules and laws to make in-plan annuities a vibrant market in the future. Here's the full text of her discussion: Heads up to SOA, NAIFA, IRI, any other industry group- mark this moment as the point where contacts you have at these organizations should start listening. Big bold assertion #1: Non-codification of verb sales in insurance means that intellectual property (inventions) can't have value in insurance Why is this true?  Assertion 2. The above-mentioned fact (Ip can't have value in insurance) is true because of the intersection between how products sell and how trademark law works. I will explain further in a moment. Assertion 3. IP having value is fundamental to the functioning of capitalism. Assertion 4. In a demutualized world where insurance manufacturing is now entirely vertically disintegrated from distribution, IP can only come to have value by codifying insurance advisement as a scalable, oversee-able, nationally regulated discipline So we are proving assertion 1- IP has no value in my domain- by proving assertions 2-4 So let's start with assertion 2 part 1: how do products sell. To understand this, we need first to define both the word “product” and then the word “sell.” Products are nouns. In the context of insurance and financial services, products are issuable containers, and their distribution is highly regulated. Products are issuable legal contracts within which IP can be embedded, and in exchange for the distribution of which compensation can be paid to an FP in respect of either, but never concurrently, a or b. A is from inside the noun in direct respect to sale thereof (this refers to agency and brokerage) whereas b is charged upon the AUA/AUM thereformed following a product's intro into an advised portfolio (b refers to RIA channel). Now that we know what product means, we move on to sell. Sell means the exchange of remuneration in direct respect to [x- x is a verb in the RIA channel and it's a noun in the agent/broker channels]. Wholesalers are people who so routinely sell wholes that we can describe their identity by putting an r at the end of the verb that they routinely perform. (By analogy, runners routinely run, we don't call someone a runner who once ran across the street) All wholes are nouns. The human mind cannot conceive of a whole verb. So wholesalers sell nouns, and nouns sell when they have wholesalers selling them. Wholesalers work for either a noun manufacturer, or a noun seller. An organization that sells nouns will not switch which noun it has its wholesalers focused on selling unless the new noun is more profitable than is the incumbent noun portfolio. A product concept thus cannot have value, because what is valuable about the product/noun is the seller's prior investment in manufacturing and/or wholesaling infrastructure., not clever IP that does not have higher profit margins than does the incumbent product set. Now we define the second half of assertion 2, which is about trademarking. Trademark (the application of which differs for IP protection relative to much easier to defend in court brand/name protection)- in this case I'm talking IP protection- requires that the IP be noun-embeddable, whereas servicemarked requires the IP to be verb embedable. If you google “trademark definition”, when applied to IP defense as opposed to brand defense, you too will become aware that the definition of this word requires the IP owner to be able to either manufacture or to sell (remember what sell means from above!) the noun. Insurance provides for minimization of liabilities (or contra-assets). Insurance advisor is not a defined term. Financial advisor is defined, and it means person who holds the authority to sell verbs (person who has an RIA affiliation, which means they can sell verbs. RIAs sell verbs only. Agents and brokers sell nouns only.) Financial advisors provide ongoing asset maximization advising and they frequently receive their compensation by advising upon, and thus billing upon, AUM accordingly. This asset max advising is a service. IP embedded in Services, for example, the managed account services provided by Morningstar Inc, are servicemarkable, thus they have been servicemarked, not trademarkable, because they're verbs (services), not nouns. Absent codifying insurance advisement so that insurance professionals can also sell verbs, by which i am saying: Absent popularizing a billing approach like benefits under advisement or income under advisement, there can't be value to intellectual property in our field, because you can't defend it via servicemark (because there's no framework for scalably selling services in our domain) and you can't sell it as a noun because an organization can only monetize a trademark in insurance from previous investment in manufacturing and distribution. an incumbent will only do this if the new product has higher expected profit margins than does its existing portfolio. Not likely in today's fee conscious environment) So again, because my prior words are true, Not having a scalable advisement frame for liability reduction means intellectual property that is servicemarked in our field also cannot have value, because it can't be sold (to sell again means to exchange remuneration in direct respect to x. Non-codification of insurance advisement means we can't scalably sell verbs in insurance). So concludes my proof of assertion #2, that IP can't have value in my field. Assertion 3: The impossibility of IP having value in my field is an offense about which utter outrage is merited. It is a direct affront to the very principles of capitalism. Capitalism as a governing frame relies heavily upon IP being protectable and monetizable so as to encourage invention. Thus I question: Why is mine the sole field in this country to which capitalism is not permitted to apply, and why are other members of my community not apoplectic about my potentially true words? Consider the implications that not codifying verb sales in my domain has now that post-SECURE, annuities are permitted in plans. Plan advisors, like all other fiduciaries in America, are inherently taught that asset maximization is the only valid lens through which financial advisement can occur. Yet i believe that consumer financials occur not only on the left side of the consumer balance sheet, but also on their income statement, their statement of net worth, their cash flow statement, and the right side of balance sheet, which is where insurance plays. Plan advisors don't know annuities and vice versa. Advisers can't begin to imagine why we insurance people believe our solutions have value, because they are taught to see the world through the lens of asset maximization and are not taught about liability minimization as a valid entry point to a consumer finance worldview. Annuities in DC will only take off if we band together to fight for their place. Actuaries used to have a role in asset liability matching when we as a society had DB plans. There isn't a natural spot for an actuary in DC plans because liability consideration is not yet required so as to advise in DC, because DC, which relies on AUM as a billing base, even though ERISA includes the words “Retirement Income” in the acronym, naturally emphasizes asset maximization. Why not IUA? The Society of Actuaries, NAIFA and IRI must all strongly consider the possibility that my words might be true, and if they feel they might be, they need to begin acting yesterday. Representatives of any of these industry organizations, or other industry organizations that can help change what I believe to be the true circumstances that i have just described to you are invited to email me at mrichterfis@gmail.com and request a deck that further explains my perspective and the dangers to both our industry and our society more broadly that follow logically therefrom. Lastly for this diatribe, I hold that Insurance advisement should be a National field (since it is not about noun placement but about contextual advisement, it is not per se corollated to an individual contract the way some state insurance law allows annuity consulting to occur, thus the field would not make sense to be state regulated) it should be policed similarly to how RIAs are overseen.  To achieve this framework is my career goal. 27 years remain until I begin taking social security at age 70. It thus follows logically that I will not stop truthfully communicating my concerns on these matters for at least 27 more years (unless they're resolved in less time than that). Thank you for your patience both in allowing me to read that today, and in helping me along in my communicative journey towards hopefully making this point understandable to at least a few people! 

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: The Interaction Of Social Security & Long-Term Disability Insurance Claims

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Dec 6, 2022 22:55 Transcription Available


Welcome to another episode of Winning Isn't Easy with your host Nationwide ERISA Disability Attorney Nancy L. Cavey! On this weeks episode we will be talking about all things about the interaction of Social Security and Long Term Disability claims. Featured Segments Include:1 - What You Need to Know about Social Security Disability Listings2 - Why You Shouldn't Speak with the Social Security Administration Claim Adjudicator Assigned to Your Claim3 - Three Ways Your Social Security Disability Attorney Can Destroy Your ERISA Disability ClaimResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Natixis Insights
Sustainable Investing in ERISA plans in 2023

Natixis Insights

Play Episode Listen Later Dec 5, 2022 26:25


Discussion of the Final Rule from the Department of Labor on using ESG investments in retirement plans and its impact on plan advisors and fiduciaries.

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: Understanding Your Standard of Review. Why it Matters In Your ERISA Long-Term Disability Claim

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Nov 29, 2022 22:25 Transcription Available


Listen in as Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks about Understanding Your Standard Of Review and other issues you may have regarding your Long Term Disability policy coverage.Nancy is known for helping those with Long Term Disability Policies get the disability benefits they deserve and have PAID for! Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Winning Isn't Easy: Long Term Disability ERISA Claims
More On ME-CFS & Fibromyalgia - How Disability Insurance Carriers Will Use & Misuse "Limited Disability Period" Clauses In Your Disability Policy.

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Play 30 sec Highlight Listen Later Nov 22, 2022 15:27 Transcription Available


Listen in as Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks about the many disabling conditions that disability insurance carriers        and other issues you may have regarding your Long Term Disability policy coverage.Nancy is known for helping those with specific conditions fight the disability insurance company for the rights of her clients.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Winning Isn't Easy: Long Term Disability ERISA Claims
Can You Win A Long-Term Disability Insurance Claim Based On Your Shoulder Problems? From Impingements, Torn Tendons and Rotator Cuffs, To Bone Spurs, Bursitis, and Post-Surgical Musculoskeletal Disorders

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Play 30 sec Highlight Listen Later Nov 15, 2022 29:31 Transcription Available


Listen in as Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks about the many disabling conditions that disability insurance carriers broadly classify as Shoulder Problems, how the carrier will classify your injuries or conditions in a way that benefits them the most, and other issues you may have regarding your Long Term Disability policy coverage. Nancy is known for helping those with specific conditions fight the disability insurance company for the rights of her clients. Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Latte With a Lawyer
Marcy B. Spitz, Partner at MASSIVE Latte with a Lawyer Episode 121

Latte With a Lawyer

Play Episode Listen Later Nov 14, 2022 34:37


Marcy is a healthcare lien resolution attorney engaged in personal injury, mass tort, class action. and other injury-related legal services. Her specialties include ERISA healthcare liens, Medicare lien reduction, Medicaid lien resolution, mass tort lien resolution, personal injury lien resolution, and settlement consultation. Linkedin: https://www.linkedin.com/in/marcy-b-spitz-esq-949777a6/ MASSIVE: https://www.gomassive.com/ Learn more about EmotionTrac and our AI-driven Emotional Intelligence Platform: https://emotiontrac.com/calendly/ https://legal.emotiontrac.com/

Latte With a Lawyer
Marcy B. Spitz, Partner at MASSIVE Latte with a Lawyer Episode 121

Latte With a Lawyer

Play Episode Listen Later Nov 14, 2022 34:37


Marcy is a healthcare lien resolution attorney engaged in personal injury, mass tort, class action. and other injury-related legal services. Her specialties include ERISA healthcare liens, Medicare lien reduction, Medicaid lien resolution, mass tort lien resolution, personal injury lien resolution, and settlement consultation. Linkedin: https://www.linkedin.com/in/marcy-b-spitz-esq-949777a6/ MASSIVE: https://www.gomassive.com/ Learn more about EmotionTrac and our AI-driven Emotional Intelligence Platform: https://emotiontrac.com/calendly/ https://legal.emotiontrac.com/

Lowenstein Sandler's Employee Benefits & Executive Compensation Podcast
Preparing for Changes to the QPAM Exemption

Lowenstein Sandler's Employee Benefits & Executive Compensation Podcast

Play Episode Listen Later Nov 10, 2022 17:44


Megan Monson, Andrew E. Graw, Taryn E. Cannataro of Lowenstein's Employee Benefits & Executive Compensation group discuss with partner Marie DeFalco, Co-Chair of the firm's Investment Management group, the significance of the QPAM exemption from ERISA prohibitions on transactions with a party in interest for investment advisers. The group explains current and possible new requirements for qualifying for the QPAM exemption; registration and recordkeeping rules; the potential impact of raising the required total AUM; and how the lack of a lack of a “grandfathering” period can prove a challenge for investment advisers. Episode Resources: DOL Proposes Significant Changes to the QPAM Exemption for Managing ERISA Assets Plan Fiduciaries, Including Investment Advisers and Fund Managers, Take Note – U.S. Department of Labor Proposes Enhanced QPAM Requirements Speakers: Megan Monson, Partner, Employee Benefits & Executive Compensation Andrew E. Graw, Partner and Chair, Employee Benefits & Executive Compensation Taryn E. Cannataro, Associate, Employee Benefits & Executive Compensation Marie DeFalco, Partner and Co-Chair, Investment Management Group

Winning Isn't Easy: Long Term Disability ERISA Claims
Winning Isn't Easy Season 2: At The Crossroads Between ERISA Disability & Life Insurance Claims

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Nov 8, 2022 21:16 Transcription Available


In this weeks Episode of Winning Isn't Easy Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about 3 major topics:1 - Can You Sue a Fiduciary Who Failed to Properly Enroll Your Spouse in an ERISA Life Insurance Plan?2 - Is Speeding a Crime That Can Result in a Life Insurance Claim Being Denied?3 - Can a Life Insurance Company Deny Payment of Benefits Based on Alleged Contaminated Blood Alcohol Testing?Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

The Happy Hustle Podcast
Why You Should Get Outside More! Increased Nature Exposure = Healthier, Longer Life with Research Scientist & CEO of NatureQuant, Jared Hanley

The Happy Hustle Podcast

Play Episode Listen Later Nov 8, 2022 60:47


Do you want to discover your nature dose? In this episode of the Happy Hustle Podcast, I have Jared Hanley, the Co-founder, and CEO of NatureQuant,  a research, and technology firm building tools to assess and promote nature exposure. Jared shares the science of getting outside and the benefits of spending time in nature. He also discussed NatureQuant's applications including NatureScore, which measures the quality of greenspace in a given area, and NatureDose, which allows people to track how much time they spend outside. Prior to founding NatureQuant, Jared used data science and statistical modeling techniques and provided advisory services in finance, energy, and real estate applications. He is a published author and speaker on ERISA laws and plans. He has a B.A. in Economics and a B.A. in Cognitive Science, both from Yale University. He is a FINRA-registered securities principal and a Chartered Financial Analyst. He is also a former professional endurance athlete.   Jared and his company are now on a mission to leverage technology to promote a greater connection to nature. If you want to measure your time spent outside with NatureDose, you can check it here: https://www.naturequant.com/naturedose/  In this episode, we cover:   [00:05:57:16] Nature's Effect! Why You Should Go Outside[00:10:42:16] The Recommended Nature Dose[00:23:09:03] Use Nature with Intentionality[00:23:57:18]4 Pillars of Wellness[00:35:56:15] Happy Hustle Hacks [Health, Money, Entrepreneurship, Spirituality][00:43:04:24] Rapid fire questions What does Happy Hustlin mean to you?  Jared says being excited to do what you want to do when you wake up and that's luckily what I found with NatureQuant I mean every day I mean it's just what I'm passionate about I mean I practice it but I'm just excited to bring this to the world. Connect with Jared:https://www.linkedin.com/in/jared-hanley-041406113/https://www.facebook.com/jared.hanley Learn more about Nature Quant:https://www.linkedin.com/company/naturequanthttps://twitter.com/naturequanthttps://www.instagram.com/naturequant/https://www.naturequant.com/ Connect with Cary!https://www.instagram.com/cary__jack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a free copy of his new book,  The Happy Hustle, 10 Alignments to Avoid Burnout & Achieve Blissful Balance https://www.thehappyhustlebook.com/  Sign up for The Journey: 10 Days To Become a Happy Hustler Online Course http://www.thehappyhustle.com/JourneyApply to the Montana Mastermind Epic Camping Adventure https://caryjack.com/montana “It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!”  Episode Sponsor You probably all have heard about the superpowers of mushroom extracts and collagen. So guess what!? The product I want to share with you today contains the most hyper-concentrated forms of 4 of the best health-boosting mushrooms: lion's mane, chaga, cordyceps and reishi, collagen and Peruvian cacao.   This magic in a jar is called CollaGenius!   When you combine the cultivating powers of the 4 mushrooms mentioned above, with the various benefits of collagen, it is truly the most effective way to energize your brain and body.   It is genius! It is delicious! It is effective! As soon as I tried this product I became a super fan of it and I was just blown away by the immediate results! I felt focused, my mind was clear, and it just doubled my mental performance. It became my go-to routine for a productivity boost, immune support, and even glowing and healthy skin!   So if you struggle with brain fog, have difficulty focusing, and want to repair your brain in a most natural way. Do not wait and check this product out. It's for sure the hottest mushroom and collagen product on the market which you must try! It was just launched but I believe that it will be sold out soon, so do not wait and check it out onwww.nootopia.com/happygenius and use promo code happy10  during checkout to save 10 percent.

The Fiduciary U™ Podcast
Ep #42, Part 1: Analyzing Large Market Consulting and Product Trends with Michael Doshier

The Fiduciary U™ Podcast

Play Episode Listen Later Nov 7, 2022 44:44


Welcome to episode #42 of the Fiduciary U™ Podcast.  Like last episode, I broke this one into 2 parts and I'm releasing both at the same time so make sure to check out both.  You won't want to miss either one.   My guest on this episode is Michael Doshier, who is a Senior Defined Contribution Advisor Strategist for T. Rowe Price where he is primarily responsible for driving the increased visibility of T Rowe Price's investment brand, furthering the firm's position as a thought leader in the retirement arena.  He's been in the retirement industry for 30 years and previously held executive positions at Fidelity, MassMutual and Franklin Templeton Investments. This is Michael's second time on the podcast.  During his first appearance, he shared his insights from T. Rowe Price's inaugural 2020 Defined Contribution Consultant Study.  On today's episode, he'll be sharing his insights from T. Rowe Price's 2021 Defined Contribution Consultant Study which included survey responses from 32 consulting firms that work with over 33,000 plan sponsor clients and more than $7 trillion in assets under advisement. It also incorporated over 450 plan sponsors survey directly by T. Rowe Price and nearly 6,500 plan participants from T. Rowe Price recordkeeping clients.  We discuss topics like price competition and margin compression faced by consultants and advisors, how the competitive lines are blurring between the two, how to improve firm profitability, which services and capabilities provide differentiation opportunities as well as plan sponsor and participant attitudes towards things like retirement decumulation, financial wellness, student debt, and HSAs, among other things.  And make sure to listen to the end of Part 2 where Michael shares his best piece of practice management advice for consultants and advisors.  And so, with that introduction, I hope you enjoy part 1 of this episode with Michael Dozier from T. Rowe Price.

The Fiduciary U™ Podcast
Ep #42, Part 2: Analyzing Large Market Consulting and Product Trends with Michael Doshier

The Fiduciary U™ Podcast

Play Episode Listen Later Nov 7, 2022 45:07


In Part 2 of episode #42 of the Fiduciary U™ Podcast, Michael Doshier of T. Rowe Price and I continue our discussion on large market consulting and product trends.

Winning Isn't Easy: Long Term Disability ERISA Claims
Winning Isn't Easy Season 2: How UNUM's Past Claims Handling Can Inform Your Future Disability Claim.

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Nov 1, 2022 19:50 Transcription Available


On this week's episode of Winning Isn't Easy  learn about How UNUM's Past Claims Handling Can Inform Your Future Disability Claim from Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

401(k) Fridays Podcast
Pooled Employer Plans, Canaries & Managed Accounts

401(k) Fridays Podcast

Play Episode Listen Later Oct 21, 2022 22:47


I am happy to welcome back another guest who seemingly had predictive powers in prior episodes to briefly reflect on that prediction and give his crystal ball another look. Joining me is Jason Roberts, CEO of Pension Resource Institute and Retirement Law Group and managing partner at Group Plan Systems. Jason also shares input on evaluating some services plan sponsors use that are tougher to compare than say a large cap growth fund. Lot's of food for thought today, I hope you get as much out of the conversation as I did.    Coming up on the podcast, we are going to delve into the conversation of whether auto everything works in retirement plans, check in on the markets and economy and much more. If you have ideas for a future guest or topic, please send me a message on LInkedIn and we will take it from there.    Guest BIo Jason C. Roberts is an attorney who focuses on the intersection of tax, ERISA and securities laws and regulations.  He is the founder and CEO of Pension Resource Institute, LLC (PRI) – a consulting firm that helps banks, broker-dealers and investment advisers with compliance, training and practice management focused on serving retirement investors.  Jason is also the founder and managing partner of Retirement Law Group (RLG) – a law firm for plan sponsors, investment professionals and service providers concerning all aspects of retirement-related products and services – and a founder and managing member of Group Plan Systems (GPG) – a professional, independent fiduciary services organization that administers and serves as a “named fiduciary” for employer-sponsored retirement plans.   Prior to founding PRI, RLG and GPS, Jason was a partner and co-chair of the Financial Services Group at a leading ERISA law firm and the head of the Investment Fiduciary practice for a national securities law firm.   Jason has published numerous articles focusing on ERISA and securities compliance, fiduciary best practices and is a frequent speaker at retirement plan and financial industry conferences. He is a contributing author and faculty member for the Practicing Law Institute, has been repeatedly recognized as one of the “100 Most Influential in Defined Contribution” by the 401(k) Wire and a “Rising Star” by SuperLawyers Magazine.  Jason was also selected by InvestmentNews as one of the “Top 40 Advisors & Associated Professionals under 40” and was tapped by the Wall Street Journal for its Ask the Experts series, answering readers' questions relating to Department of Labor Fiduciary Regulations.   Jason received his B.S.B.A in Finance and Banking from the University of Missouri and his J.D. from UCLA Law School.   Outside of work, you can find Jason fishing offshore, gardening, tending a wide range fresh citrus in his grove, cooking, and spending time with his wife, Val, and children, Lola and Spencer.   401(k) Fridays Podcast Overview Struggling with a fiduciary issue, looking for strategies to improve employee retirement outcomes or curious about the impact of current events on your retirement plan? We've had conversations with retirement industry leaders to address these and other relevant topics! You can easily explore over 225 prior on-demand audio interviews here. Don't forget to subscribe as we release a new episode every other Friday!

Latte With a Lawyer
Kyle Sciolaro, Partner at BurnettDriskill, Attorneys: Latte with a Lawyer Episode 111

Latte With a Lawyer

Play Episode Listen Later Oct 20, 2022 33:28


Kyle practices disability law, helping clients pursue benefits at all stages of the process. This includes claims with the Social Security Administration, as well as ERISA disability and group employment disability claims. Linkedin: https://www.linkedin.com/in/kyle-sciolaro-ba088018b/ BurnettDriskill: https://burnettdriskill.com/ Learn more about EmotionTrac and our AI-driven Emotional Intelligence Platform: https://emotiontrac.com/calendly/ https://legal.emotiontrac.com/

MoneyWise on Oneplace.com
Preparing for the Worst

MoneyWise on Oneplace.com

Play Episode Listen Later Oct 17, 2022 25:35


Are you prepared for a worst case scenario with the assets you've worked hard to build up? Or could you lose them with a single mishap? Today we'll tell you about an inexpensive way to protect yourself. Proverbs 27:12: The prudent sees danger and hides himself, but the simple go on and suffer for it. We always tell you that having insurance in general is prudent. But today we want to talk about the prudence of having a particular type of insurance that many homeowners fail to take advantage of. It's coverage that protects your assets from catastrophic lawsuits, and it's most commonly referred to as an umbrella policy. UMBRELLA POLICIES As the name implies, an umbrella policy gives you extra liability coverage for you and your family, beyond what you have with your homeowner's and auto insurance policies. Does everyone need it? Maybe not, but more people than you might expect. If you've been working hard to build up assets in your retirement fund and the equity in your home, it's entirely possible that you need an umbrella policy, especially when you consider that a civil judgment against you could even include future earnings. Now, you might think you're adequately covered by homeowners and auto insurance and that your home is protected from lawsuits by state law. That's usually the case, but not always. For example, New Jersey and Pennsylvania have no homestead protection. You might also think that your employer sponsored retirement plan, like a 401, has immunity from lawsuits and creditors. That's true under the Employee Retirement Income Security Act (ERISA). But non-ERISA plans, like traditional or Roth IRAs, don't have the same level of protection. So that's another reason to consider an umbrella policy. HOW DO UMBRELLA POLICIES WORK? How exactly does an umbrella policy work?Here's an example: You're driving home one day and something distracts you from looking at the road. You didn't notice that traffic is stopped at a red light ahead, and when you look back up, it's too late to stop. You rear end the car in front of you. That causes a chain reaction with two or three cars running into those ahead of them. The next thing you know, several drivers are complaining of whiplash. You're not worried because you have $500,000 coverage with your auto insurance policy. The problem is, between costly repair bills and medical costs, your liability quickly goes beyond that $500,000. And worse, now one of the drivers ahead of you decides to sue you for emotional trauma caused by the accident. You're on the hook for everything that exceeds the limit in your auto insurance policy which could be sizable. Given how common lawsuits are in this country it would not be prudent to think this can't happen to you. But with an umbrella policy coverage kicks in and pays off everything above your auto insurance limit not just for repairs and medical costs but also any judgments plus attorney and court fees usually up to $1 million. For example, in the area of bodily injury, most umbrella policies would protect you in the case of the auto accident I described, but also if your dog harms someone or a guest falls in your home or a neighborhood kid is injured while playing in your yard. And of course, an umbrella policy would cover the cost of damage caused to other people's property in the event of an accident where you're at fault. This type of coverage could also be a lifesaver if you own rental property. It would protect you from liability claims if someone is injured on your property or even if your tenant's dog bites someone and you're held responsible for it. And yes, that could happen in today's litigious (​​li-TIJ-uhs) society. Another thing that an umbrella policy might cover could be quite unexpected, such as a judgment for slander or libel, which are injurious spoken or written statements. A note of caution there be careful what you say about someone on social media! Now, you probably think that any policy that protects you from all these potential disasters would have to be expensive, but actually, umbrella policies are quite reasonable. For up to $1 million in coverage, you'll probably pay $150 to $300 a year. You might even find it cheaper if you have an independent insurance agent shop around for you. On today's program, Rob also answers listener questions: ● Should you prioritize paying off your mortgage or investing for retirement? ● How conservative should your investments be in retirement? ● At what income level are you required to pay taxes? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The Knowledge Group Podcasts
ERISA Class Action Developments (David R. Johanson) - Before the Show #276

The Knowledge Group Podcasts

Play Episode Listen Later Oct 17, 2022 4:12


Webcast URL: https://knowledgewebcasts.com/know-portfolio/erisa-class-action-developments-cle-2022/ The recent months have seen a significant increase in the number of Employee Retirement Income Security Act, as amended (ERISA), class action filings concerning the alleged mismanagement of 401(k), 403(b), and Employee Stock Ownership Plans (ESOPs). As court rulings continue to emerge and reshape the regulatory landscape, it is imperative for plan sponsors and fiduciaries to revisit their existing ERISA plans to ensure compliance. Likewise, they should stay updated with any developments in this field of law to avoid potential liability risks. Join distinguished ERISA litigators Jonathan Sulds (Greenberg Traurig, LLP) and David R. Johanson (Hawkins Parnell & Young LLP) as they provide a comprehensive discussion of the retirement plan mismanagement issues that could result in ERISA class action. Speakers, among other things, will also offer critical strategies in facing the current tidal wave of fees and litigation. For more information please click on the webcast URL at the top of this description.

MoneyWise on Oneplace.com
Preparing for the Worst

MoneyWise on Oneplace.com

Play Episode Listen Later Oct 17, 2022 25:35


Are you prepared for a worst case scenario with the assets you've worked hard to build up? Or could you lose them with a single mishap? Today we'll tell you about an inexpensive way to protect yourself. Proverbs 27:12: The prudent sees danger and hides himself, but the simple go on and suffer for it. We always tell you that having insurance in general is prudent. But today we want to talk about the prudence of having a particular type of insurance that many homeowners fail to take advantage of. It's coverage that protects your assets from catastrophic lawsuits, and it's most commonly referred to as an umbrella policy. UMBRELLA POLICIES As the name implies, an umbrella policy gives you extra liability coverage for you and your family, beyond what you have with your homeowner's and auto insurance policies. Does everyone need it? Maybe not, but more people than you might expect. If you've been working hard to build up assets in your retirement fund and the equity in your home, it's entirely possible that you need an umbrella policy, especially when you consider that a civil judgment against you could even include future earnings. Now, you might think you're adequately covered by homeowners and auto insurance and that your home is protected from lawsuits by state law. That's usually the case, but not always. For example, New Jersey and Pennsylvania have no homestead protection. You might also think that your employer sponsored retirement plan, like a 401, has immunity from lawsuits and creditors. That's true under the Employee Retirement Income Security Act (ERISA). But non-ERISA plans, like traditional or Roth IRAs, don't have the same level of protection. So that's another reason to consider an umbrella policy. HOW DO UMBRELLA POLICIES WORK? How exactly does an umbrella policy work?Here's an example: You're driving home one day and something distracts you from looking at the road. You didn't notice that traffic is stopped at a red light ahead, and when you look back up, it's too late to stop. You rear end the car in front of you. That causes a chain reaction with two or three cars running into those ahead of them. The next thing you know, several drivers are complaining of whiplash. You're not worried because you have $500,000 coverage with your auto insurance policy. The problem is, between costly repair bills and medical costs, your liability quickly goes beyond that $500,000. And worse, now one of the drivers ahead of you decides to sue you for emotional trauma caused by the accident. You're on the hook for everything that exceeds the limit in your auto insurance policy which could be sizable. Given how common lawsuits are in this country it would not be prudent to think this can't happen to you. But with an umbrella policy coverage kicks in and pays off everything above your auto insurance limit not just for repairs and medical costs but also any judgments plus attorney and court fees usually up to $1 million. For example, in the area of bodily injury, most umbrella policies would protect you in the case of the auto accident I described, but also if your dog harms someone or a guest falls in your home or a neighborhood kid is injured while playing in your yard. And of course, an umbrella policy would cover the cost of damage caused to other people's property in the event of an accident where you're at fault. This type of coverage could also be a lifesaver if you own rental property. It would protect you from liability claims if someone is injured on your property or even if your tenant's dog bites someone and you're held responsible for it. And yes, that could happen in today's litigious (​​li-TIJ-uhs) society. Another thing that an umbrella policy might cover could be quite unexpected, such as a judgment for slander or libel, which are injurious spoken or written statements. A note of caution there be careful what you say about someone on social media! Now, you probably think that any policy that protects you from all these potential disasters would have to be expensive, but actually, umbrella policies are quite reasonable. For up to $1 million in coverage, you'll probably pay $150 to $300 a year. You might even find it cheaper if you have an independent insurance agent shop around for you. On today's program, Rob also answers listener questions: ● Should you prioritize paying off your mortgage or investing for retirement? ● How conservative should your investments be in retirement? ● At what income level are you required to pay taxes? Remember, you can call in to ask your questions most days at (800) 525-7000 or email them to Questions@MoneyWise.org. Also, visit our website at MoneyWise.org where you can connect with a MoneyWise Coach, join the MoneyWise Community, and even download the free MoneyWise app. To support this ministry financially, visit: https://www.oneplace.com/donate/1085/29

The Fiduciary U™ Podcast
Ep #41, Part 1: How Advisors Can Win Big in the Small Retirement Plan Market with Chad Johansen

The Fiduciary U™ Podcast

Play Episode Listen Later Oct 10, 2022 39:06


Welcome to episode #41 of the Fiduciary U™ Podcast. I am going to try something a little different with this episode. I recently co-hosted Retireholics and a few people were giving me a hard time about how long the episodes are, even though they love the content. I conducted a poll on LinkedIn and 52% of people said they prefer breaking each episode into 2 parts. Not a huge majority but since this episode is a little longer than usual, I'm going to try it out and see what type of feedback I get. I am releasing Parts 1 and 2 at the same time so make sure to check out both episodes. You won't want to miss either one. I can't promise I stick with this format, but we'll see how it goes.  My guest on this episode is Chad Johansen who is a Partner & Director of Retirement Plan Sales at Plan Design Consultants, a very successful TPA that focuses on the micro and small retirement plan market. He's also ¼ of the Retireholics and self-proclaimed 401(k) nerd. The moniker works because, along with being one of my best friends in the business, he's also one of the smartest guys I know in the industry. He's successfully serves advisors and plan sponsors by combining a technical mind, a savvy sales approach and an unparalleled work ethic. On the episode, we cover a lot of ground, discussing how advisors can win big by serving the small retirement plan market. We have a great conversation about which providers are doing a good job in that space. How small plan's need a different level of service than large plans and how advisors can develop a skill set and service model that meets those needs in a profitable way. Chad also shares insights about how advisors can differentiate by focusing on tax efficient strategies and advantages for small businesses as well as the benefit of paying fees as a deductible business expense. We also cover topics like why fiduciary liability is oversold in small plans and why advisors should focus on helping plan sponsors avoid operational failures, winning analogies to explain complicated topics, and why advisors need to understand the value of their time and start looking at technology as an investment instead of as an expense to scale their business and drive operational efficiency.  I always love geeking out with Chad and had a great time on this episode. I hope you enjoy Part 1.  Don't forget to check out Part 2!

The Fiduciary U™ Podcast
Ep #41, Part 2: How Advisors Can Win Big in the Small Retirement Plan Market with Chad Johansen

The Fiduciary U™ Podcast

Play Episode Listen Later Oct 10, 2022 31:01


In Part 2 of episode #41 of the Fiduciary U™ Podcast, Chad Johansen of Plan Design Consultants and I continue our discussion on how advisors can win big in the small retirement plan market.

The Knowledge Group Podcasts
ERISA Class Action Developments - Before the Show #274

The Knowledge Group Podcasts

Play Episode Listen Later Oct 7, 2022 2:17


Webcast URL: https://knowledgewebcasts.com/know-portfolio/erisa-class-action-developments-cle-2022/ The recent months have seen the significant increase in the number of Employee Retirement Income Security Act, as amended (ERISA), class action filings concerning the alleged mismanagement of 401(k), 403(b and Employee Stock Ownership Plans (ESOPs). As court rulings continue to emerge and reshape the regulatory landscape, it is imperative for plan sponsors and fiduciaries to revisit their existing ERISA plans to ensure compliance. Likewise, they should stay updated with any developments in this field of law to avoid potential liability risks. Join distinguished ERISA litigators Jonathan Sulds (Greenberg Traurig, LLP) and David R. Johanson (Hawkins Parnell & Young LLP) as they provide a comprehensive discussion of the retirement plan mismanagement issues that could result in ERISA class action. Speakers, among other things, will also offer critical strategies in facing the current tidal wave of fees and litigation. For any more information please click on the webcast URL at the top of this description.

The Fiduciary U™ Podcast
Ep #40: Optimizing Your Retirement Practice By Mastering The Three Pillars of Growth with Andy Hudson

The Fiduciary U™ Podcast

Play Episode Listen Later Sep 26, 2022 66:18


Welcome to episode #40 of the Fiduciary U Podcast.  My guest on this episode is Andy Hudson, the Managing Partner of 401k Champions and a well-known coach, consultant, and sales strategy expert to top 401k advisors, typically generating $1m+ in annual revenue.  He started his consulting practice over a decade ago after more than a decade in the retirement industry at companies like John Hancock and Manulife. On the episode, we have a great discussion about practice management for retirement plan advisors and how they can work on their business instead of just in the business.  We cover sales strategies like the importance of building a proprietary process to differentiate your practice, demonstrating deep expertise by diagnosing accurately so you can prescribe effectively, avoiding the urge to sell prospects on what services you offer instead of future outcomes you can achieve, and how to create a flexible narrative and messaging approach that can be applied to the unique needs of your prospects.  Finally, we also discuss Andy's consulting philosophy which is built around 3 pillars: sales and lead generation, service model and growth map and how advisors can identify their biggest business driver so they can focus on that area.

We Get Work
Construction Industry: Don't White-Knuckle Withdrawal Liability

We Get Work

Play Episode Listen Later Sep 26, 2022 30:59


It's no secret that the statutory deck under ERISA is stacked heavily in favor of multiemployer pension plans and against employers contributing to—or withdrawing from—Taft-Hartley trust funds. Construction employers should take demands for withdrawal liability seriously. The failure to strictly adhere to statutory deadlines can be, and often is, catastrophic by denying an employer the ability to contest the withdrawal liability in arbitration. 

ACTEC Trust & Estate Talk
Cryptocurrency in Retirement Accounts

ACTEC Trust & Estate Talk

Play Episode Listen Later Sep 13, 2022 9:18


Can retirement accounts hold cryptocurrency? Guidance on what's allowed, the legal uncertainties, risks and benefits of cryptocurrency in IRA and 401k accounts. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights and commentary on subjects that affect the profession and clients. Learn more in this podcast.

The Fiduciary U™ Podcast
Ep #39: Capturing Hearts and Minds Through Authenticity, Empathy and Storytelling With Sheri Fitts

The Fiduciary U™ Podcast

Play Episode Listen Later Sep 12, 2022 58:10


My guest on this episode is the one and only Sheri Fitts. When it comes to financial services sales and marketing, Sheri is a gifted speaker, consultant, and creator and I always enjoy learning from her. One of the things I love about Sheri is her ENERGY. Her passion for connecting emotional intelligence and digital influence, what she calls Digital EQ, really comes through in this episode. We focus a lot of our conversation on the human aspect of financial services and how we communicate with our clients and prospects. We chat about the power of storytelling, how and why advisors need to get super clear about their purposes and values, why vulnerability is a superpower but can't be “hacked” for social media purposes, and why first impressions matter so much. Plus, much more.

Risky Benefits
Protect Workplace Culture – Risky Benefits Podcast: Season 3, Episode 11

Risky Benefits

Play Episode Listen Later Aug 22, 2022 39:30


Protect Workplace Culture75% of people who have been harassed or discriminated against at work don't report the incident because of fear. Resolving workplace misconduct faster than ever before, Work Shield provides a safe and effective way for employees to report misconduct at work. Listen in this week as Jared Pope, Founder and CEO of Work Shield, is on mic with Rick to talk about how Work Shield fights to align your vision, culture, and ideology to make a workplace where employees feel heard and incidents will be fairly investigated.To listen in and subscribe to more episodes, visit our website: fbmc.com/podcast.ABOUT OUR GUEST:Jared S. Pope is the CEO/Founder of Work Shield.  Jared grew up a Texas cowboy, became a Horned Frog (TCU) and then rode a Mustang (SMU Law) into the legal profession.  After riding the great plains of legal experience at two nationally recognized law firms (Baker Botts and Fulbright) and general counsel of a mid-sized insurance brokerage company, he hung his own shingle specializing in HR, ERISA and Benefits for the past 18 years, as well as started several other companies.  As an entrepreneur, HR-specialists, and innovator, Work Shield grew from an idea of how employers handle workplace misconduct issues to an innovator covering over 100K employee lives and disrupting how legal, HR, technology, DE&I and culture issues are handled by large and small companies across the U.S.A.  Work Shield was recently honored as one of Fast Company's 2022 World Changing Ideas Awards in the Workplace Category!  When Jared is not providing simplified business solutions, he spends time with his wife and family cooking in the kitchen, watching his two children play various sports or can be found on the golf course with friends!  

Baird Holm Banter
Socially Conscious Investing and Cryptocurrency: Prudent Retirement Plan Investments?

Baird Holm Banter

Play Episode Listen Later Aug 16, 2022 30:01


Jeremy Christensen joins David Kramer to discuss recent Department of Labor guidance on the fiduciary prudence of applying a socially conscious analysis to the selection of retirement plan investments and of including cryptocurrencies as a plan investment alternative. Jeremy and David explore the application of ERISA's high fiduciary standards to these (relatively) new investment strategies and vehicles.

Winning Isn't Easy: Long Term Disability ERISA Claims
Winning Isn't Easy: Episode 37 Aetna Carrier Spotlight

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Aug 16, 2022 19:15 Transcription Available


On Episode 37 of Winning Isn't Easy - We focus on Aetna Disability Insurance Carrier and the Games they play with your Long Term Disability and ERISA benefits. 

Latte With a Lawyer
Peter Casciano, partner at Andalman and Flynn: Latte with a Lawyer Episode 69

Latte With a Lawyer

Play Episode Listen Later Aug 15, 2022 30:18


Peter Casciano provides guidance and leadership to clients in the following areas of Disability Benefits: federal employee and postal worker claims for disability retirement annuities, long-term disability and short-term disability insurance claims, including ERISA litigation, and Maryland state disability retirement claims. His goal is to fight for and obtain disability benefits for those who are sick or injured, providing the stability necessary to get their life back. Linkedin: https://www.linkedin.com/in/peter-casciano-52644112/ Andalman and Flynn: https://andalmanflynn.com/ Learn more about EmotionTrac and our AI-driven Emotional Intelligence Platform: https://emotiontrac.com/calendly/ https://legal.emotiontrac.com/

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: The Common Symptoms Of Multiple Sclerosis That Carriers Will Look For In Your Medical Records & The Disabling Symptoms They Will Overlook To Deny Your Claim

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Aug 9, 2022 19:48 Transcription Available


In this week's episode of Winning Isn't Easy - Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about " The Common Symptoms Of Multiple Sclerosis That Carriers Will Look For In Your Medical Records & The Disabling Symptoms They Will Overlook To Deny Your Claim"  and much more!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: The Games That Carriers Play With Your Social Security Disability And Retirement Benefits

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Aug 1, 2022 20:53 Transcription Available


Welcome to another episode of Winning Isn't Easy! In today's show Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about " The Games That Carriers Play With Your Social Security Disability And Retirement Benefits" .Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

The Bar on Healthcare
More Dobbs Fallout

The Bar on Healthcare

Play Episode Listen Later Jul 27, 2022 14:58


Welcome back to The Bar! This month, J.D. and Kerri discuss the impact on state law from the Supreme Court's decision in Dobbs v. Jackson Women's Health, the Biden Administration's Executive Order protecting abortion access, and the prospect of federal and state legislation. And in Last Call, J.D. gives us a preview of coming attractions at The Bar. 

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: Misrepresentations On Your Disability Enrollment Forms

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Play 39 sec Highlight Listen Later Jul 26, 2022 20:54 Transcription Available


On this week's Episode of Winning Isn't Easy - Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey talks about what happens when "Misrepresentations On Your Disability Enrollment Forms" occur!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: More On Myalgic Encephalomyelitis - Chronic Fatigue Syndrome Disability Claims

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Jul 19, 2022 25:53 Transcription Available


Listen in for this week's episode of Winning Isn't Easy by Nationwide ERISA Disability Attorney Nancy L. Cavey as we talk about: WIE Season 2: More On Myalgic Encephalomyelitis - Chronic Fatigue Syndrome Disability Claims. Segments Include:1 - What Type of Doctor Does the Long-Term Disability Carrier Expect You to Treat With If You Have Myalgic Encephalomyelitis or Chronic Fatigue Syndrome?2 - The Two Things You Should Track in Your Chronic Fatigue Diary to Win Your Long-Term Disability Chronic Fatigue Claim3 - What You Shouldn't Track Your Daily or Weekly  Schedule in Your Chronic Fatigue Long-Term Disability Claim4 - Why You Must Have a CPET Test if You Are Applying for Your Long-Term Disability Benefits Because of ME/CFSResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: What Every Attorney Needs To Know About Long-Term Disability Insurance & The 3 Ways To Purchase A Disability Plan or Policy

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Jul 12, 2022 22:51 Transcription Available


In this Episode of Winning Isn't Easy - learn about "What Every Attorney Needs To Know About Long-Term Disability Insurance & The 3 Ways To Purchase A Disability Plan or Policy" from Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey. Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

The Fiduciary U™ Podcast
Ep #38: Delivering Efficient Financial Planning to Retirement Plan Participants With Ben Pitts

The Fiduciary U™ Podcast

Play Episode Listen Later Jul 11, 2022 62:43


My guest today is Ben Pitts from TIFIN Wealth.  Ben has a background as an advisor and is a Partner at TIFIN which is a venture backed fintech company that has raised nearly $200m and offers advisors a portfolio of solutions including a natural language investment research platform called Magnifi, a digital marketing platform called Clout, a risk assessment platform and a lightweight financial planning platform called TIFIN Plan.We focus a lot of our conversation on the need for fintech that allows advisors to enhance the participant experience, how advisors can deliver personalized financial wellness and advice to participants in profitably and efficiently, how to bring financial planning to the main street, and how TIFIN Plan empowers these planning-focused conversations with participants rather than just investment-focused discussions.

Healthcare Happy Hour
Supreme Court Issues Decision in Abortion Rights Case

Healthcare Happy Hour

Play Episode Listen Later Jul 8, 2022


We hope everyone had an excellent Fourth of July weekend, and we hope all those who attended NAHU's Annual Convention enjoyed themselves! On June 24, the Supreme Court issued a decision in the case of Dobbs vs. Jackson Women's Health Organization, effectively overturning Roe v. Wade and Planned Parenthood v. Casey's previously established constitutional right to abortion access. On this week's episode of the Healthcare Happy Hour, Marcy M. Buckner discusses the implications of the Dobbs decision on ERISA, employee benefits, state laws and more.

Healthcare Happy Hour
Supreme Court Issues Decision in Abortion Rights Case

Healthcare Happy Hour

Play Episode Listen Later Jul 8, 2022


We hope everyone had an excellent Fourth of July weekend, and we hope all those who attended NAHU's Annual Convention enjoyed themselves! On June 24, the Supreme Court issued a decision in the case of Dobbs vs. Jackson Women's Health Organization, effectively overturning Roe v. Wade and Planned Parenthood v. Casey's previously established constitutional right to abortion access. On this week's episode of the Healthcare Happy Hour, Marcy M. Buckner discusses the implications of the Dobbs decision on ERISA, employee benefits, state laws and more.

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: How Disability Insurance Carriers View Disability Claims For Hearing Loss, Tinnitus, and Meniere's Disease

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Jul 5, 2022 28:48 Transcription Available


Listen in as Nationwide Long Term Disability ERISA Attorney Nancy L. Cavey talks about "Winning Isn't Easy: How Disability Insurance Carriers View Disability Claims For Hearing Loss, Tinnitus, and Meniere's Disease" and other issues you may have regarding your Long Term Disability policy coverage. Nancy is known for helping those with specific conditions fight the disability insurance company for the rights of her clients. Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

TPA Tidbits: A Sentinel Pension Podcast
S2E6: What is an ERISA Attorney?

TPA Tidbits: A Sentinel Pension Podcast

Play Episode Listen Later Jul 5, 2022 44:13


We are back with a new TPA Tidbit Tuesday for you all! This week, we are joined by ERISA Attorney, Jennifer Wiczynski, Esq., also known in our office as OJ! OJ explains what she does as an ERISA Attorney, as well as situations when it may be helpful to seek legal advice in regards to retirement plan compliance. Thanks for joining us, OJ! Call us at 225-300-8478 Visit our website at choosesentinel.com Stay tuned for more tidbits regarding retirement plans. Have a question for us? Please email 401k@choosesentinel.com. Follow us on LinkedIn Follow us on Facebook Music by Adam Vitovsky

The Bar on Healthcare
Special Report - The Dobbs Decision

The Bar on Healthcare

Play Episode Listen Later Jun 30, 2022 16:13


We bring you a special report on the Supreme Court's landmark decision in Dobbs v. Jackson Women's Health Center, which has overturned Roe v. Wade and Planned Parenthood v. Casey. Kerri and JD discuss some of the initial effects on employee health plans, from ERISA pre-emption to travel and lodging benefits to mental health parity.  

Winning Isn't Easy: Long Term Disability ERISA Claims
WIE Season 2: What Every Physician Needs To Know About Buying Long-Term Disability Insurance Policies At Any Stage Of Their Career

Winning Isn't Easy: Long Term Disability ERISA Claims

Play Episode Listen Later Jun 28, 2022 26:47 Transcription Available


Learn "What Every Physician Needs To Know About Buying Long-Term Disability Insurance Policies At Any Stage Of Their Career" from Nationwide ERISA Long Term Disability Attorney Nancy L. Cavey and more helpful disability claim information.Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!

The Fiduciary U™ Podcast
Ep #37: Wrestling with Rollovers and Other Regulatory Trends With Fred Reish

The Fiduciary U™ Podcast

Play Episode Listen Later Jun 20, 2022 64:25


On today's episode the one and only Fred Reish joins me to discuss emerging regulatory trends affecting advisory firms and advisors. Fun fact - Fred is the first repeat guest on the show.During our conversation, we focus much of our discussion on the new fiduciary advice exemption, PTE 2020-02 which became effective on February 16, 2021. The new prohibited transaction rules cast a wide net, impacting both qualified plans and IRAs and the compliance requirements are significant. Fred shares his concerns about the confusion he is seeing with regard to the effective compliance dates, the new and expanded requirements that both advisory firms and advisors must adhere here to, how the new rules create conflicts of interest when making rollover recommendations and what must be done to mitigate these issues, and how different types of firms are approaching education vs. specific advice on the different rollover options as well as how they are dealing with the new disclosure requirements. Towards the end of the show, we also discuss the recent (and controversial) sub-regulatory guidance by the DOL on cryptocurrencies, why this guidance was so much different and explicit than the norm, practical considerations for firms and advisors when advising on crypto for plan sponsors, and how the guidance on crypto and private equity are closely aligned.

Self-Funded With Spencer
How Jumbo Employers are Solving Healthcare - Lee Lewis - Health Transformation Alliance - Episode 49

Self-Funded With Spencer

Play Episode Listen Later Jun 14, 2022 59:13


How Jumbo Employers are Solving Healthcare. This podcast focuses on the Health Transformation Alliance (HTA) - A Co-Op - that is fully owned by about 65 Jumbo employers, whose entire mission is to create superior outcomes for their health plan. Their goals are to save lives, and save dollars. These employer groups need to have about 5,000 lives on their health plan and pay $500k to join, and all own an equal equity stake in the Co-Op. This fee can be paid over time and can come out of your health budget since it is an ERISA-approved expense. By joining, these jumbo employers get access to the HTA teams, resources, and the opportunity to collaborate with the other members of the Co-Op There are certain outcomes that jumbo employers can achieve in healthcare due to their scale and aggregated buying power, which Lee discusses on the podcast. There are also things that Jumbo employers CANNOT do, that a smaller employer can, and we make sure to focus on some of those solutions as well. Enjoy! https://www.htahealth.com/ --- Support this podcast: https://anchor.fm/spencer-harlan-smith/support

The Fiduciary U™ Podcast
Ep #35: Cross Solving Problems for Clients Using Creativity With Jason Chepenik

The Fiduciary U™ Podcast

Play Episode Listen Later May 16, 2022 61:41


For more than 20 years, Jason Chepenik has been recognized as a thought leader and advocate for the retirement industry, testifying in 2008 before the Department of Labor's ERISA Advisory Council on the spend-down issues of corporate retirement plans. Jason joins the show today to discuss numerous interesting topics, including his transition from running and owning his family business to selling to OneDigital where he is currently the Senior Vice President of Retirement and Wealth.Listen in as Jason explains why he believes his openness to creativity at OneDigital has allowed him to stay focused, driven and motivated, as well as what the transition to a more corporate role has entailed for him. You will learn the importance of community engagement, how to manage vendor relationships, and what Jason believes it means to be fearless.

The Phil Ferguson Show
414 Masterworks, DOL 401k rules, Electricity update.

The Phil Ferguson Show

Play Episode Listen Later Mar 20, 2022 61:17


Investing Skeptically:- Materworks. Can you get rich buying art?- A super shitty fund- DOL (department of labor) follow up on 401k, 403b and other ERISA types of accounts.- Electricity - EV, solar panels and electric bills