Podcasts about San Antonio

A San Antonio sleep disorder and PTSD researcher uses cognitive behavioral therapy to reduce the frequency and intensity of nightmares.

Fertility & Sterility on Air is at the 2025 ASRM Scientific Congress & Expo in San Antonio, Texas (Part 2)! In this episode, our hosts Kate Devine and Eve Feinberg cover: The impact of cannabis on reproductive health with Jason Hedges and Jamie Lo (01:06) Anti-Müllerian Hormone (AMH) as a therapeutic target in women's health with David Pépin (10:18)  A discussion with the 2025 ASRM Distinguished Researcher Award recipient, Denny Sakkas (18:32)  Outcomes for patients who underwent oocyte cryopreservation at age 35 years and older: results from a large, multi-center cohort with Michelle Bayefsky (26:10)  The SLEEP Study: Sleep length and euploid embryo transfer protocol using the Oura Ring to assess the effect of sleep parameters on transfer outcomes with Sarah Cromack (33:48)  Investigating the reproductive potential of non-mosaic segmental aneuploidy: a double-blinded, multicenter non-selection study of 176 single frozen embryo transfers with Stephanie Willson and Emily Mounts (44:08) View Fertility and Sterility at https://www.fertstert.org/  

11-14 Marcus Thompson of the Athletic gives his prediction for Brock Purdy's win total for the rest of 49er season & speaks to W's win and defensive effort in San AntonioSee omnystudio.com/listener for privacy information.

Tim Roye with Al Horford following the Warriors 125-120 win over the Spurs in San Antonio

Tim Roye with Stephen Curry following the Warriors 109-108 win in San Antonio

Tim Roye with Stephen Curry following the Warriors 109-108 win in San Antonio

Send us a textSteven & Derek react to the Warriors' big wins in San Antonio & preview week 11 in the NFL (00:34)-ESPN& Disney back on YouTube TV/Derek plans trip to Hawaii (09:37)-Steph Curry with back-to-back 40+ performances vs Spurs, do the Warriors need more from younger players? & What did Draymond mean by "personal agendas?"(51:07)-Brock Purdy officially back for the 49ers/Should Mac Jones be traded this off-season? (01:08:58)-NFL Sound of the Week: Mike McDaniel, Nick Sirrianni, AJ Brown, Jalen Hurts & Aaron Glenn (01:27:56)-Winz or Wangz: NFL Week 11 Picks(01:43:14)-Jackass of the Week (01:47:43)-Pop Culture Catchup (01:52:28)-RIP John Beam Support the show

11-14 Marcus Thompson of the Athletic gives his prediction for Brock Purdy's win total for the rest of 49er season & speaks to W's win and defensive effort in San AntonioSee omnystudio.com/listener for privacy information.

In Hour 1 of Warriors this Week, Evan Giddings and Dan Devone soak in the energy from the last two Warriors' victories against the San Antonio Spurs, and reflect on Steph Curry's legacy.

I share in this episode from my San Antonio trip! Come catch up on the latest and learn a few tips...

This is episode 79 of the Hidden History of Texas, Central Texas Floods of the 2000s. The Central Texas Floods of the 2000s damaged Lake Marble Falls 2002 Central Texas Floods The summer of 2002 brought storm after storm, pounding San Antonio and the Hill Country with relentless rain. By July, creeks had swollen into rivers, and the city's flood-control systems groaned under the pressure. Cars floated down highways, neighborhoods were cut off, and families had to be rescued from rooftops in San Antonio's South Side. San Antonio International Airport recorded a staggering 9.52 inches of rain on July 1 alone, setting a new record for the month Over the next week, rainfall totals in several counties reached between 25 and 35 inches, leading to widespread flash flooding. The Guadalupe and Blanco Rivers swelled beyond their banks, inundating communities and causing significant damage. The floodwaters claimed 12 lives, damaged approximately 48,000 homes, and resulted in an estimated $1 billion in damages. Twenty-four counties were declared federal disaster areas. 2015 Blanco River Flood (Wimberley & San Marcos) The event was part of a larger weather system that affected Texas and Oklahoma, producing 75 tornadoes and widespread flooding. The Blanco River, which typically flows at 93 cubic feet per second, experienced a record-breaking crest of 44.9 feet at Wimberley, Texas, with a peak flow of 175,000 cubic feet per second as a result on the night of May 23, 2015, yes it was another Memorial Day Weekend flood, and the Blanco River transformed into a wall of water. Fueled by nearly a foot of rain falling in the Hill Country, the river rose over 40 feet in just a few hours. In Wimberley, whole houses were lifted from their foundations and carried downstream like rafts, some with families still inside. In Wimberley the floodwaters rose more than 30 feet in less than three hours, overwhelming the Fischer Store Road bridge and sweeping away entire homes. The rapid rise of the river left little time for residents to evacuate, and the devastation was immense. In Wimberley alone, more than a dozen lives were lost, and the community was left to grapple with the aftermath 2025 – Kerrville & Central Texas Floods On July 4, 2025, flash floods devastated Kerrville and surrounding Hill Country communities. Late on July 3, 2025, the remnant mid-level circulation of Atlantic Tropical Storm Barry became embedded within a broader mid-level trough already containing tropical east Pacific remnant moisture This system developed into a massive thunderstorm which stalled over Central Texas. Flooding began on the morning of July 4, after significant rainfall accumulated across Central Texas. Six flash flood emergencies, which included the cities of Kerrville and Mason, were issued the same day. The Guadalupe River rose about 26 ft in 45 minutes. It surged an estimated 29 ft in the Hunt area, where more than 20 children were declared missing from a summer camp. July 5 saw more flash flood warnings for the Lake Travis area, which is part of the Colorado River watershed. In the span of a few hours, the equivalent to four months' worth of rain fell across the Texas Hill Country region, with the highest rain totals being 20.33 inches. Over 135 people died in the flood The Central Texas Floods of the 2000s, weren't the first floods to cause destruction in the region and in all likelihood they won't be the last. All we can do is try to prepare the best we can.

Ken Rosato fills in for Mark Simone. An ICE suspect opened fire at their workplace in San Antonio, Texas, last week. Is this situation a reflection of the ongoing consequences of the Biden Administration's immigration policies and the impact of increased illegal immigration? Ken interviews Financial strategist and policy expert Steve Cotton. Steve discusses solutions for the housing crisis in NYC and nationwide. Steve also shares his outlook on the economy for the coming months. Mayor-elect Zohran Mamdani is facing challenges with his plans getting passed that he campaigned on. Is there potential fraud in the SNAP program? Ken interviews brand and digital specialist Fisher. Fisher explains how you may soon carry your driver's license and passport digitally on your phone, and how other countries are piloting digital identification as an alternative to physical documents.See omnystudio.com/listener for privacy information.

Ken Rosato fills in for Mark Simone. An ICE suspect opened fire at their workplace in San Antonio, Texas, last week. Is this situation a reflection of the ongoing consequences of the Biden Administration's immigration policies and the impact of increased illegal immigration? Ken takes your calls. Ken interviews Financial strategist and policy expert Steve Cotton. Steve discusses solutions for the housing crisis in NYC and nationwide. Steve also shares his outlook on the economy for the coming months.

Ken Rosato fills in for Mark Simone. An ICE suspect opened fire at their workplace in San Antonio, Texas, last week. Is this situation a reflection of the ongoing consequences of the Biden Administration's immigration policies and the impact of increased illegal immigration? See omnystudio.com/listener for privacy information.

Ken Rosato fills in for Mark Simone. An ICE suspect opened fire at their workplace in San Antonio, Texas, last week. Is this situation a reflection of the ongoing consequences of the Biden Administration's immigration policies and the impact of increased illegal immigration? Ken interviews Financial strategist and policy expert Steve Cotton. Steve discusses solutions for the housing crisis in NYC and nationwide. Steve also shares his outlook on the economy for the coming months. Mayor-elect Zohran Mamdani is facing challenges with his plans getting passed that he campaigned on. Is there potential fraud in the SNAP program? Ken interviews brand and digital specialist Fisher. Fisher explains how you may soon carry your driver's license and passport digitally on your phone, and how other countries are piloting digital identification as an alternative to physical documents.

Ken Rosato fills in for Mark Simone. An ICE suspect opened fire at their workplace in San Antonio, Texas, last week. Is this situation a reflection of the ongoing consequences of the Biden Administration's immigration policies and the impact of increased illegal immigration?

Ken Rosato fills in for Mark Simone. An ICE suspect opened fire at their workplace in San Antonio, Texas, last week. Is this situation a reflection of the ongoing consequences of the Biden Administration's immigration policies and the impact of increased illegal immigration? Ken takes your calls. Ken interviews Financial strategist and policy expert Steve Cotton. Steve discusses solutions for the housing crisis in NYC and nationwide. Steve also shares his outlook on the economy for the coming months.See omnystudio.com/listener for privacy information.

This week on bigcitysmalltown, we examine the San Antonio Botanical Garden at a pivotal moment—its 45th anniversary year. Known as a living museum, the Garden has grown into a statewide leader in plant conservation and environmental education, serving hundreds of thousands of visitors annually while shaping the city's approach to urban nature and sustainability.Cory Ames speaks with Katherine Trumble, President and CEO of the San Antonio Botanical Garden, about the Garden's newly unveiled ten-year master plan and its implications for San Antonio and Texas. Their conversation explores what it means for the Botanical Garden to center “access” in its mission, how conservation efforts are responding to drought, floods, and ecological stress, and why restoring native landscapes matters for future generations.They discuss:• How the Garden aims to make nature and education accessible for all residents• New projects on the horizon, including a statewide seed bank and a major Orchid Pavilion • The Garden's leadership role in restoring Texas ecosystems after recent floods • How programming connects San Antonians—from schoolchildren to adults—to the value of native plants For more information on the San Antonio Botanical Garden, visit https://www.sabot.org/.RECOMMENDED NEXT LISTEN:▶️ #135. Planting Change in San Antonio through Community Gardens – If you enjoyed learning about the Botanical Garden's impact on conservation and community, don't miss this episode where Cory Ames sits down with Gardopia Gardens founder Stephen Lucke to discuss how urban gardening is driving public health, food access, and neighborhood safety in San Antonio. Discover inspiring stories and practical solutions connecting nature, education, and local empowerment.-- -- CONNECT

n this podcast recorded at our 2025 Corporate Labor and Employment Counsel Exclusive® seminar, Tiffany Stacy (office managing shareholder, San Antonio) and Lisa Burton (office managing shareholder, Boston, Portland, ME) explore the complexities of conducting investigations of highly sensitive issues. Lisa and Tiffany offer insights and tips for handling claims involving sexual harassment, alleged incidents of sexual assault or similar misconduct, and cases with potentially aggravating circumstances such as minor employees and/or the use of substances. The speakers cover important considerations such as maintaining confidentiality, preserving evidence, the value of attorney-client privilege, the importance of having an investigator with high emotional intelligence, handling interviews and making credibility assessments, ensuring the safety and wellbeing of employees and assigned investigators, and reporting responsibilities.

Send us a textwww.texastrackdadpodcast.comThis week on the TexasTrackDad Podcast, we're joined by trailblazing teen sprinter Tate Taylor, the San Antonio-based phenom from Harlan High School (UIL 6A) who exploded onto the national stage in 2025. At just 17 he shattered the high school record in the 100m with a legal 9.92 seconds (+1.1m/s) at the Texas state meet. He didn't stop there — he also clocked a blistering 20.14 in the 200m, tying for the fastest high school mark in U.S. history in that event. In this episode we dive deep into Tate's mindset, the race-week build-up, training adjustments after such a breakout season, and his vision for what comes next — both on the track and off. We also pull back the curtain on the recruiting process: how Tate is navigating college interest, what he's looking for in a program, how he stays focused amidst the hype, and how he keeps grounded with such elite credentials. Whether you're a coach, athlete or parent, this conversation brings real insight into sprint success at the highest level.Tune in as we explore:The journey from high school standout to potential college or pro sprint starHow Tate reset expectations for himself and his training after hitting 9.92/20.14What he looks for in a school or coach and how he manages recruiting offersMental preparation, competition nerves and what it really takes to perform under pressureFinal thoughts and advice for other athletes chasing speed, records and college dreamsGet ready for a fast-paced, inspirational episode that brings the inner workings of elite sprinting into focus. Let's go fast.WEARBANDShttps://wearbands.com/?rfsn=8880467.e45d08&utm_source=refersion&utm_medium=affiliate&utm_campaign=8880467.e45d08Support the show

Welcome to the 185th episode of Guarani Vision, the first-ever podcast dedicated to Paraguayan football in English!  With Roberto Rojas, he is joined by his trustworthy co-hosts Fede Perez and Ralph Hannah.In this episode, we talk about the Copa Paraguay final between 2 de Mayo and General Caballero as well as give an update on what the U17 team is doing at the World Cup in Qatar.Finally, we preview Paraguay's final games of 2025 and before the 2026 World Cup draw, as they take on the United States and Mexico in Philadelphia and San Antonio respectively.Be sure to like, comment, and subscribe!  Twitter Accounts: Roberto Rojas- https://twitter.com/RobertoRojas97Federico Perez- https://twitter.com/FedeGolPerezMaria Britos- https://twitter.com/CeciiBritosRalph Hannah- https://twitter.com/paraguayralphAlso donate at: https://buymeacoffee.com/guaranivision

Golden St vs. San Antonio Spurs NBA Pick Prediction by Tony T. Warriors at Spurs 9:30PM ET—Golden St improved to 7-6 following their 125-120 road win at San Antonio. The Warriors shot 42% with 37% from three. Steph Curry scored 46 points with five rebounds. Jimmy Butler chipped in with 28 points and eight rebounds. San Antonio shot 49% with 36% from three but 20 turnovers. Victor Wembanyama produced 31 points with a Triple Double. Stephon Castle contributed 23 points with a Triple Double.

Steph Curry had 46. Jimmy Butler hit 5 threes en route to 26 points. Draymond played excellent defense on Victor Wembanyama. And the Warriors, after getting embarrassed in OKC, showed up for the second half of the back-to-back and beat San Antonio. It was a reminder — to the Warriors more than anyone else — what they could be. Marcus Thompson taps in with Nick Friedell in San Antonio for a had-to-do episode. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

The Warriors rebounded from their rough loss to the Thunder with a vintage Steph Curry performance against the Spurs. On "Dubs Talk," Bonta Hill and Monte Poole break down the rollercoaster back-to-back road games. The duo examines Curry's heroics in San Antonio, Steve Kerr's rotation shakeup and where Jonathan Kuminga's head might be as he goes through a tough stretch.(02:15) - Warriors grab best win of young season Curry's 46 points(06:00) - How Moses Moody kept the Warriors in the game(06:30) - Stat sheet won't show Draymond Green's impact on Spurs, Victor Wembanyama(08:00) - Steve Kerr shakes things up with sixth starting lineup of season(16:15) - Al Horford's looks comfortable; Kuminga, Brandin Podziemski do not(18:45) - Where is Kuminga at mentally?(28:45) - The Warriors go as Steph, Jimmy and Draymond go(30:30) - What Warriors should look for in potential trade Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

11-13 Bruce Fraser joins Murph & Markus to talk about passing to Steph Curry, the Warriors fire in Draymond Green, & also break down the San Antonio double-headerSee omnystudio.com/listener for privacy information.

11-13 Papa & Silver Show - Hour 3: The Warriors Bounce Back behind Curry, Butler, and Green Reaffirming the Standard in San AntonioSee omnystudio.com/listener for privacy information.

11-13 Bruce Fraser joins Murph & Markus to talk about passing to Steph Curry, the Warriors fire in Draymond Green, & also break down the San Antonio double-headerSee omnystudio.com/listener for privacy information.

Spadoni and Shasky discuss the amazing Warriors come from behind win in San Antonio behind the heroics of the veterans and Kuminga's slump and leaving the game early. Plus it seems as though Purdy will start in Arizona, is this a good move by the 49ers?

In hour 4, Spadoni and Shasky discuss Mac and Brock and how the differences are probably minimal but both guys dont make other players pop the way elite QB's do. Plus Nick Friedell gives us a Warriors update from San Antonio.

In hour 1, Spadoni and Shasky discuss the Warriors big win in San Antonio as Jimmy, Steph and Draymond lead the guys back in the second half.

In this episode of the Working Moms of San Antonio Podcast, we sit down with Priscilla Rodriguez, licensed marriage and family therapist and founder of Elaroco, a coaching program designed specifically for high-achieving couples who are craving deeper connection, better communication, and more joy in their partnership. Whether you're a working mom, stay-at-home mom, entrepreneur, or mompreneur in San Antonio, you'll love this honest conversation about what happens to relationships when you're juggling businesses, babies, and burnout — and how to fix it before it breaks. What You'll Learn in This Episode:

How do you find a Value-Add Multifamily deal that still pencils out when the last one closed 28 months ago?

A big night for Stephen Curry in San Antonio and OKC routs L.A., a three-time All-Star is sidelined for the season, a second-year pitcher and a veteran arm claim MLB's top pitching honors, a not-guilty plea in baseball's gambling scandal, a new starting QB for New York and an NFL star is indicted. Correspondent Gethin Coolbaugh reports.

Steiny & Guru discuss the film session that Steph Curry said was necessary to get back on track before San Antonio and why his panic wasn't as high as the fans.

Steiny & Guru wonder what the Warriors head coach underwent after 12 games to determine the "drastic" rotation choices he shows against San Antonio.

11-13 Papa & Silver Show - Hour 3: The Warriors Bounce Back behind Curry, Butler, and Green Reaffirming the Standard in San AntonioSee omnystudio.com/listener for privacy information.

From 'Warriors Plus Minus: A show about the Golden State Warriors' (subscribe here): Steph Curry had 46. Jimmy Butler hit 5 threes en route to 26 points. Draymond played excellent defense on Victor Wembanyama. And the Warriors, after getting embarrassed in OKC, showed up for the second half of the back-to-back and beat San Antonio. It was a reminder — to the Warriors more than anyone else — what they could be. Marcus Thompson taps in with Nick Friedell in San Antonio for a had-to-do episode. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Penn and Reddi are joined by Matt and special guest Tim Jenison over Zoom from San Antonio. Flight delays, the prices of exotic animals, and an in-depth discussion with Tim on the history, current state, and possible future of artificial intelligence.

A breaking 15 & 60 opens with Dallas moving on from Nico Harrison and what that means for the franchise's direction. We examine the logic of acting now versus waiting, and the implications for Anthony Davis and Cooper Flagg. Then it's a detailed look at Pelicans–Spurs from the weekend, including Trey Murphy's big night and encouraging rookie flashes. San Antonio's guard mix with De'Aaron Fox returning and Stephon Castle blossoming at point guard. We close by taking stock of Denver's scorching start and which parts of the defensive profile look sustainable.Dallas Mavericks — 0:00New Orleans Pelicans — 30:01San Antonio Spurs — 40:29Denver Nuggets — 56:22 Join Dunc'd On Prime! It's the only place to get every episode with Nate & Danny, plus every pod with John Hollinger & Nate as well!Subscribe on YouTube to see our hilarious faces and, more importantly, see watch this free pod twice a week.Or, sign up for our FREE mailing list to get Dan Feldman's Daily Duncs with all the major topics around the league twice a week. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Brian Windhorst is joined by ESPN's Tim Bontemps and Tim MacMahon to discuss what led to the firing of Dallas GM Nico Harrison including a unique atmosphere for the Bucks-Mavs game, the impact on the team and why it happened now. Plus, what will happen for the Mavericks moving forward and if they should consider trading Anthony Davis or Kyrie Irving. Then, the guys talk a concerning injury to Cleveland's star guard Darius Garland before discussing the ascension of Stephon Castle in San Antonio and if the Magic are turning things around. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Government shutdown, when moms go out of town, watching other people's bags, and calling out gross behavior… On the net, it's a positive. ----- JOKES FOR HUMANS TOUR: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://johncristcomedy.com/tour/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 11/20 - Abilene, TX 11/21 - San Antonio, TX 11/22 - Tyler, TX 11/23 - Austin, TX 12/5 - Phoenix, AZ 12/6 - Santa Rosa, CA 12/7 - Redding, CA 12/11 - South Bend, IN 12/12 - Munhall, PA 12/14 - Buffalo, NY 1/23 - Joliet, IL 1/24 - Effingham, IL 1/25 - Nashville, TN 2/20 - Springfield, MO 2/22 - Louisville, KY 2/26 - Ithaca, NY 2/27 - Reading, PA 2/28 - Glenside, PA 3/1 - New York, NY 3/20 - Jackson, MI 3/21 - Rockford, IL 3/22 - Cedar Rapids, IA 3/27 - Columbia, MO 3/28 - Fayetteville, AR 3/29 - Little Rock, AR 4/10 - Stockton, CA 4/11 - Anaheim, CA 4/12 - Thousand Oaks, CA 4/17 - Tucson, AZ 4/18 - Houston, TX 5/2 - Fort Worth, TX 5/3 - Amarillo, TX 5/14 - Wilmington, NC 5/15 - Evans, GA 5/16 - Durham, NC 5/29 - Jacksonville, FL 5/30 - Asheville, NC 5/31 - Columbia, SC 6/4 - Mobile, AL 6/5 - Florence, AL 6/6 - Duluth, GA ----- Catch the full video podcast on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and follow us on social media (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@netpositivepodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠) for clips, bonus content, and updates throughout the week. ----- Email us at netpositive@johncristcomedy.com ----- FOLLOW JOHN ON: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----- SUPPORT OUR SPONSORS MANDO: Control Body Odor ANYWHERE with @shop.mando and get $5 off your Starter Pack (that's over 40% off) with promo code NETPOSITIVE at https://shopmando.com BLUELAND: Get 15% off your order by going to https://blueland.com/netpositive BRUNT: Go to http://bruntworkwear.com/ and use code NETPOSITIVE to get $10 OFF ----- PRODUCED BY: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Alex Lagos⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Easton Smith⁠ / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Lagos Creative⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Tallpaw is training as a moor runner! He's a sacrifice! Hopefully a fast one!Book: Super Edition: Tallstar's RevengeSupport us on Ko-fi! WCWITCast Ko-fiFollow us on BlueSky! WCWITCastFollow us on Instagram! WCWITCastCat Fact Sources:Alamo Cat Graves - Atlas ObscuraPurr-n-Fur UK | Museum Cats | The Alamo, San Antonio, TexasSan Antonio, Texas: Graves of the Alamo Cats (Gone)Cat cemetery at San Antonio's Alamo has been removed - SACurrentBella the Alamo CatBattle of the Alamo - WikipediaThe AlamoMusic:Happy Boy End Theme Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0https://creativecommons.org/licenses/by/4.0/This transformative podcast work constitutes a fair-use of any copyrighted material as provided for in section 107 of the US copyright law. Warrior Cats: What is That? is not endorsed or supported by Harper Collins and/or Working Partners. All views are our own.

In every industry, true leadership isn't about recognition—it's about service. In pet care, that spirit shows up in those who give their time, share their experience, and create space for others to grow. Few embody that better than Deanna Schaar and Cathy Vaughan of the Texas Pet Sitters Association. What began as a small meet-up in a boarding facility has become one of the most beloved conferences in pet care—an annual, volunteer-led non-profit event that draws attendees from across the country. They share how early chaos and tech mishaps shaped their approach, how they find and support speakers, and why community—not competition—is their secret sauce. From health and wellness sessions to industry-wide collaboration, this conversation celebrates the heart and humility behind real leadership. Main topics: Starting a grassroots conference Building a non-profit association Learning from early mistakes Finding and supporting speakers Creating community and belonging Main takeaway: "We don't have egos—this isn't about getting on stage. It's about doing whatever needs to be done to help others." That line sums up the heart of the Texas Pet Sitters Association. Deanna Schaar and Cathy Vaughan didn't set out to build a conference for recognition—they built it for connection. Over 11 years, they've created a place where pet sitters learn, laugh, and lean on each other. Their story is a reminder that the best leaders lift others first. Because in both business and life, anything worth building takes time, energy, and people. Setting aside your ego and letting others shine is what truly propels whatever you're trying to grow. About our guests: Deanna Schaar is the owner of Deanna's Dog House, offering in-home dog boarding in Texas. A founding member and current Vice President of the Texas Pet Sitters Association, she is passionate about community education and support for fellow pet sitters. Cathy Vaughan owns Cathy's Critter Care in San Antonio and serves as President of the Association. Together, they lead a volunteer non-profit that hosts an annual conference fostering professional development, networking, and friendship for pet care providers nationwide. Links:

In this powerful episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, is joined by Sarassa Inglis, Executive Director at Ransomed Life, and Roger Stukkie, Financial Advisor at PAX and a board member at Ransomed Life. Together, they shed light on the realities of child sex trafficking and exploitation happening right here in our local communities, and how Ransomed Life has been providing hope, healing, and mentorship for the past ten years. In this episode, you'll hear: The truth about human trafficking in San Antonio - and why it's not just a border issue How Ransomed Life's mentorship and counseling programs help victims rebuild their lives. Ways that listeners can volunteer, donate, or become mentors. Details about Ransomed Life's 10-Year Celebration at the Witte Museum. How purpose and service can transform your "second chapter" of life. To learn more about Ransomed Life or to get involved, visit www.ransomedlifetexas.org. If you benefitted from today's episode, feel free to share it with your family and friends!

In Lunch-Time Confessions, Rome or San Antonio got Reggie thinking.

The Texans cleaned up a lot on offense Sunday — but which improvements can actually last, and which ones won't? In Lunch-Time Confessions, Rome or San Antonio got Reggie thinking. Then, Judge John Lopez takes the stand as Reggie and Figgy debate whether limiting player props could help stop these gambling scandals.

Sunday's win over the Jaguars completely reshaped the Texans' outlook — but which upcoming games could do the same? WalletHub's new list of the best sports cities in America might also explain why Texans games don't always fill the stands. ITL goes around the NFL with Danielle Hunter's big week, an AFC Defensive Player of the Week, and Travis Hunter's season-ending injury before diving into whether fans can still cheer for players who aren't good people. The crew also breaks down the Texans' offensive improvements — which ones can last and which ones won't — and in Lunch-Time Confessions, Rome or San Antonio got Reggie thinking before Judge John Lopez weighs in on whether limiting player props could help curb gambling scandals. Then, Ron Slay from 3HL on 104.5 The Zone joins the show to preview Titans vs. Texans, and Figgy's Mixtape gets wild with stories of a missing man who just inherited $30 million, a 12-year-old behind a D.C. robbery spree, and more.

Cam Smith and KC Johnson break down what's behind the team's three straight losses to Milwaukee, Cleveland, and San Antonio. They discuss late-game execution and finding a consistent closer. They talk Matas Buzelis' defensive learning curve, Billy Donovan's take on the offense, and Jalen Smith's strong play off the bench. Plus, how Chicago has handled one of the league's toughest early schedules.

In the early hours of June 23, 1985, fourteen-year-old Jennifer Leigh Day opened Preston Road Donuts in North Dallas for her usual Sunday shift. She brewed the coffee, stocked the shelves, and rang up her last customer at 6:20 a.m. Fifteen minutes later, the shop was silent. Jennifer's purse and jewelry sat untouched on the counter, her apron on the floor, and the cash drawer still full.Three days later, construction workers discovered her body in a field off Preston Road and State Highway 121 in Plano—eleven miles north. Jennifer had been bludgeoned and stabbed through the throat.Her murder shook a city that believed it was safe. Detectives followed every lead, chased sightings of a white 1970s sedan, and combed the area for evidence, but the case went cold within weeks.Jennifer's mother, Patsy Day, turned heartbreak into advocacy, helping other families navigate life after violent loss. Decades later, the case remains unsolved, but her daughter's story endures as one of North Texas' most haunting reminders of how quickly ordinary moments can change forever.If you have any information about the abduction and murder of Jennifer Leigh Day, please contact the Plano Police Department's Crimes Against Persons Unit at (972) 941-2148, or go to this Plano Police website where you can submit a tip anonymously: https://www.planocoldcases.com/case/1985-7/jennifer-leigh-daySources: The Plano Star-Courier, The Dallas Morning News, The Fort Worth Star-Telegram, KXAS-TV archives accessed on texashistory.unt.eduYou can support gone cold and listen to the show ad-free at https://patreon.com/gonecoldpodcastFind us at https://www.gonecold.comFor Gone Cold merch, visit https://gonecold.dashery.comFollow gone cold on Facebook, Instagram, Threads, TikTok, YouTube, and X. Search @gonecoldpodcast at all or just click https://linknbio.com/gonecoldpodcast #SanAntonio #JusticeForJenniferDay #Dallas #Plano #TX #Texas #TrueCrime #TexasTrueCrime #ColdCase #TrueCrimePodcast #Podcast #ColdCase #Unsolved #Murder #UnsolvedMurder #UnsolvedMysteries #Homicide #CrimeStories #PodcastRecommendations #CrimeJunkie #MysteryPodcast #TrueCrimeObsessed #CrimeDocs #InvestigationDiscovery #PodcastAddict #TrueCrimeFan #CriminalJustice #ForensicFilesBecome a supporter of this podcast: https://www.spreaker.com/podcast/gone-cold-texas-true-crime--3203003/support.

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring.  Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates.  GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders.  Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education   Speaker 1  0:27   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment.   Speaker 2  2:58   We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much.   Speaker 3  3:40   First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264,    Keith Weinhold  8:11   now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well.    Keith Weinhold  12:43   Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me.    Keith Weinhold  17:03   Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case.   Keith Weinhold  18:17   next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life.    Keith Weinhold  20:04   But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest.    Keith Weinhold  20:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Keith Weinhold  21:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   John Lee Dumas  22:08   this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education.   Keith Weinhold  22:22   So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa,   Naresh Vissa  23:24   thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure,   Keith Weinhold  23:42   real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective.   Naresh Vissa  24:15   We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up.   Keith Weinhold  29:51   Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there?   Naresh Vissa  32:35   No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down.   Keith Weinhold  35:42   We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal.   Naresh Vissa  37:06   Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard  about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much.   Keith Weinhold  40:22   Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh?   Naresh Vissa  42:45   Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday,   Keith Weinhold  44:31   major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show.   Naresh Vissa  44:43   Thanks a lot. Keith   Keith Weinhold  44:50   oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com