Money Health Radio

If you live in the United States, odds are that you need a car. When it comes time to buy a car many of us face a leave vs. buy decision. Leasing seems cheaper, but is it? Support Money Health on Patreon: https://www.patreon.com/moneyhealth Read the post: www.MoneyHealth.blog/single-post/lease-buy Money Health Conversations YouTube channel: https://www.youtube.com/channel/UCzxa3kSIepfQAeZz9cbA-tA Learn more about Money Health and join the Money Health community: www.MoneyHealth.blog Feeling anxious or stressed out about money? Learn more about personal advice at Hagen Financial: www.HagenFinance.com

It's hard to believe, but how questions and statements are worded can influence how we behave, or what we believe. Read the post: www.MoneyHealth.blog/single-post/framing Money Health Conversations YouTube channel: https://www.youtube.com/channel/UCzxa3kSIepfQAeZz9cbA-tA Learn more about Money Health and join the Money Health community: www.MoneyHealth.blog Feeling anxious or stressed out about money? Learn more about personal advice at Hagen Financial: www.HagenFinance.com

Research shows that we are bad at planning for our futures. What if we thought of our future selves as real people? Thinking of ourselves in the future can help ground us and make smarter decisions with our money today. Support Money Health on Patreon: https://www.patreon.com/moneyhealth Read the post: www.MoneyHealth.blog/single-post/future-you Money Health Conversations YouTube channel: https://www.youtube.com/channel/UCzxa3kSIepfQAeZz9cbA-tA Learn more about Money Health and join the Money Health community: www.MoneyHealth.blog Feeling anxious or stressed out about money? Learn more about personal advice at Hagen Financial: www.HagenFinance.com

Life is too short to jump on the hedonic treadmill of trying to keep up with the Jones'. What the Jones' do with their money is none of your business and focusing on it will leave you dissatisfied. Don't keep up with them; play a different game. Support Money Health on Patreon: https://www.patreon.com/moneyhealth Read the post: www.MoneyHealth.blog/single-post/Keeping-Up Money Health Conversations YouTube channel: https://www.youtube.com/channel/UCzxa3kSIepfQAeZz9cbA-tA Learn more about Money Health and join the Money Health community: www.MoneyHealth.blog Feeling anxious or stressed out about money? Learn more about personal advice at Hagen Financial: www.HagenFinance.com

Many of us can be tricked into paying more for our stuff than we really wanted to and sometimes more than we can afford. Learn how to protect yourself from these tricks. Support Money Health on Patreon: https://www.patreon.com/moneyhealth Read the post: www.MoneyHealth.blog/single-post/Costs Money Health Conversations YouTube channel: https://www.youtube.com/channel/UCzxa3kSIepfQAeZz9cbA-tA Learn more about Money Health and join the Money Health community: www.MoneyHealth.blog Learn more about personal advice at Hagen Financial: www.HagenFinance.com

Fewer and fewer people are getting pensions, but for those who are, do you know how they work? Support Money Health on Patreon: https://www.patreon.com/moneyhealth Read the post: www.MoneyHealth.blog/single-post/pensions Money Health Conversations YouTube channel: https://www.youtube.com/channel/UCzxa3kSIepfQAeZz9cbA-tA Learn more about Money Health and join the Money Health community: www.MoneyHealth.blog Learn more about personal advice at Hagen Financial: www.HagenFinance.com

We all make mistakes with our finances. Our brains aren't wired for making money decisions. It's important to understand our money mistakes to correct them. Support Money Health on Patreon: https://www.patreon.com/moneyhealth Read the post: www.MoneyHealth.blog/single-post/moneymistakes Money Health Conversations YouTube channel: https://www.youtube.com/channel/UCzxa3kSIepfQAeZz9cbA-tA Learn more about Money Health and join the Money Health community: www.MoneyHealth.blog Learn more about personal advice at Hagen Financial: www.HagenFinance.com

Some people will tell you timeshares are for those who got taken advantage of by a slick salesman. Others tell you it's the best way to enjoy their favorite location. Who's right? www.MoneyHealth.blog www.HagenFinance.com

The most common Social Security filing strategy that I've seen is for people to take benefits as early as they can. It seems people can't wait to get their hands on their money. However, this is unlikely to be the best strategy for you. Learn more: www.MoneyHealth.blog/single-post/social-security www.HagenFinance.com www.ssa.gov

Be weary when you hear others tell you about some magic financial advice. There is no advice that applies to everyone in every situation. www.MoneyHealth.blog/single-post/it-depends Learn more at www.MoneyHealth.blog or www.HagenFinance.com for personalized advice.

Inflation is the rise in the cost of the things we buy. It impacts our savings by forcing us to make more than inflation if you actually want to make money.

Should you be using a traditional retirement account or a Roth retirement account? Knowing the differences in how they work and in what situations each does better will help you decide which is right. Learn more at MoneyHealth.blog or HagenFinance.com for personalized advice.

Many of us get hung up on decisions we made in the past and allow those decisions to influence our future decisions. Learn why we need to ignore past decisions. Learn more at www.MoneyHealth.blog or www.HagenFinance.com for personalized advice. Resources: https://seths.blog/2016/07/good-decisions-and-sunk-costs/

Most personal finance advice suggests classifying all your expenses as wants and needs, and if you run out of room in your budget, you have to get rid of the wants. There is a better way. All wants have an underlying need. Learn more at www.MoneyHealth.blog Learn about personalized help at www.HagenFinance.com The idea for this video comes from Be Awesome Not Broke's video: https://www.youtube.com/watch?time_continue=235&v=FO2WehoUbZk

Retirement for couples can be a scary time. You've never spent so much time together. Having a game plan for how you will both spend your time in retirement can save you loads of stress. Learn more at www.MoneyHealth.blog Learn about individual advice at www.HagenFinance.com

We can be persuaded and tricked into thinking stock market movements are scarier than they actually all; and we're tricked using math. Get your free Money Health toolkit at www.MoneyHealth.blog. Learn about tailored advice at www.HagenFinance.com

Hearing there is a penalty for having left over dollars in a 529 plan can sound scary. Learn why it shouldn't be scary. Get your free Money Health Toolkit at www.MoneyHealth.blog. Learn about tailored advice at www.HagenFinance.com Learn more about 529s at www.SavingForCollege.com.

Someone with goals might do better than someone without any focus, but try systems instead. Focus on the process and get good outcomes, no matter the result. Learn more about: Scott Adams: http://blog.dilbert.com/about/ How to Fail: https://www.amazon.com/How-Fail-Almost-Everything-Still/dp/1591846919/ref=sr_1_1?s=books&ie=UTF8&qid=1376677690&sr=1-1&keywords=how+to+fail+at+almost+everything+and+still+win+big Seth Godin: https://seths.blog/about/ Akimbo: https://www.akimbo.me/ Carl Richards: https://behaviorgap.com/pages/about

Getting clear about what is important to you and your family means that you won't have to wonder which version of "afford" to use.

Keep lifestyle creep out of your life and retire sooner.

Ambushing and surprising people with conversations about money is not likely to end with a good outcome. Talk about money when both parties are prepared for it.

Thinking about income opportunities can be exciting, but don't fall into the trap of thinking extra income will push you into a new tax bracket.

Learn why just knowing that we need to change our money behavior doesn't work and why getting ourselves to WANT to change is far more important.

Derek talk about why you should consider buying experiences over things.

Derek talks about what Health Savings Accounts are, how they fit into your overall financial picture, and how they differ from Flexible Spending Accounts.

Derek talks about the similarities between bonds and bond funds, and how any differences between them are an illusion.