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Trump is touting his new “Trump Accounts” plan as part of the Big Beautiful Bill Act. The plan would provide $1,000 to every baby born in America between 2025 and 2029 in a tax deferred account that allows matching each year of up to $5,000. It’s a way to encourage savings at a young age and works similar to the successful 529 education funds, but there are key differences. Today we dissect the plan and reveal how it’s mostly political theater. It’s another giveaway to Wall Street that increases inequality because of the way it’s structured. But there’s another reason why the GOP is so keen to pass this plan that has nothing to do with making babies rich, and everything to do with erasing entitlements. Access the episode resources. Resources Congress: H.R.1 - One Big Beautiful Bill Act MarketWatch Guides: How Much Is the Average American Saving? UNFTR Resources Pulling Apart the GOP Budget. Video: Why is Trump Giving Babies $1000 Just For Being Born? -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, TikTok and Instagram at @UNFTRpod. Visit us online at unftr.com. Join our Discord at unftr.com/discord. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility. Unf*cking the Republic is produced by 99 and engineered by Manny Faces Media (mannyfacesmedia.com). Original music is by Tom McGovern (tommcgovern.com). The show is hosted by Max and distributed by 99.Support the show: https://www.buymeacoffee.com/unftrSee omnystudio.com/listener for privacy information.
Host Sam Ewen breaks down the latest news in the crypto industry as X suspended Pump.fun's official account.Social media giant X suspended Pump.fun's official account and co-founder Alon Cohen's handle on June 16, along with other memecoin platforms in an apparent crackdown. What does it say about the freedom of speech on the platform? Plus, Polyhedra suffered a liquidity attack and ARK Invest sold $51.8 million worth of Circle shares. CoinDesk's Sam Ewen hosts “CoinDesk Daily.”-Ledn is the leading platform for Bitcoin-backed loans, offering a secure and transparent way to unlock liquidity without selling your Bitcoin. Ledn has issued over $9 billion in loans since 2018 and has never lost a single satoshi of client assets, earning a reputation as the name you can trust in the crypto space.Visit ledn.io to learn more. -This episode was hosted by Sam Ewen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Israeli forces opened fire near an aid distribution site in Gaza, killing at least 51 Palestinians who were reportedly waiting in line for flour and other basic supplies. In this episode, we cover the reports of eyewitnesses who were on the ground when the tragedy unfolded.
This episode is the audio from our recent webinar on multi-threading. Heath Barnett of Mixmax, Amber Smith, and Karen Hor of ZoomInfo joined us to share how top reps increase their win rates by 2-3x, shorten sales cycles, and drive expansion by mastering multi-threading. Check out more free content and get coaching at https://outboundsquad.com.
Send us a textEvery pool tech has that account—the one with vicious dogs, unpaid invoices, or a swamp of leaves bigger than your net. In this episode, we dive into the red flags that signal it's time to cut and run from a bad client. Learn how to protect your business, your sanity, and your bottom line by identifying the warning signs early and making the clean break when needed. From chronic late-payers to pool-sized nightmares, we're giving you the real talk on when to walk.Support the Pool Guy Podcast Show Sponsors! HASA delivers clean, healthy water solutions. https://bit.ly/HASAhttps://www.orendatech.com/The Bottom Feeder Professional Battery Powered Vacuum System. Save $100 with discount Code: DVB100https://bit.ly/THEBOTTOMFEEDERAnd Skimmer, America's #1 pool service software! Try Skimmer FREE for 30 days at:https://getskimmer.com/poolguy Thanks for listening and I hope you find the Podcast helpful! For other free resources to further help you:Visit my Website: https://www.swimmingpoollearning.comWatch on YouTube: https://www.youtube.com/@SPLPodcast Site: https://the-pool-guy-podcast-show.onpodium.com/
Tune in live every weekday Monday through Friday from 9:00 AM Eastern to 10:15 AM.Buy our NFTJoin our DiscordCheck out our TwitterCheck out our YouTubeDISCLAIMER: You should never treat any opinion expressed by the hosts of this content as a recommendation to make a particular investment, or to follow a particular strategy. The thoughts and commentary on this show are an expression of the hosts' opinions and are for entertainment & informational purposes only.
This week's show covers which accounts your beneficiaries would rather inherit, corporate bonds, how to delay early filing of Social Security, and more!
Email accounts compromised at the Washington Post, shady email provider Cock.li gets hacked, hackers steal data from a French university, and the EU invests €145 million in hospital cybersecurity. Show notes
In this episode, Fred Alaska recounts the chilling experiences of Tim and Joshua, lifelong friends who took their annual fishing trip down the McLaren and Siena Rivers in Alaska, joined by Josh's fiancée, Candace. Their routine adventure took an unsettling turn when they heard eerie screams and encountered dark, shadowy figures in the brush. The ordeal culminated in a terrifying night where mysterious creatures wreaked havoc on their camp.Later, Fred shares another tale from Jesse, a woman who, in her teens, experienced a harrowing encounter with a 'Hairy Man' while picnicking with cousins in the Bristol Bay area. Both stories highlight the unnerving reality of what may lurk in Alaska's wilderness.Join Mireya's Explorer Society Get Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteSupport Our SponsorsVisit Untold Radio AM00:00 Introduction and Background 00:35 The Annual Trip Begins 01:23 An Eerie Feeling 03:37 The First Scream 04:43 Strange Noises and Shadows 09:56 A Dark Figure Appears 11:09 Deciding to Stay or Leave 13:32 A Night of Terror 16:16 The Final Encounter 18:36 Escape and Aftermath 21:25 A Greasy Encounter 22:31 Jesse's Return to the Village 23:44 The River Picnic 24:41 The Hairy Man Sighting 26:13 Chaos and Panic 35:39 The Aftermath 36:38 Jesse's ReflectionBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.
For years, mainstream researchers insisted Sasquatch existed—if at all—only in the Pacific Northwest. But the witnesses in this episode know better. From Georgia's Blue Ridge to the Florida swamps, these firsthand encounters, spanning over fifty years, reveal a hidden population thriving in the American South.Tonight, you'll hear stories of a hunter who faced down an eight-foot creature shaking his tree stand, a ginseng picker who stumbled into a remote valley where intelligent beings debated his fate, and a solo hiker systematically stalked through the Appalachian wilderness.You'll also hear the chilling account of a veteran Florida sheriff's deputy who, after years of dealing with gators and fugitives, came face-to-face with a massive creature emerging from the cypress swamp, making it clear who really owned the land.Then, a Kentucky poacher finds himself hunted by towering predators, and an Alabama homesteader forms an unlikely, year-long bond with something not entirely human. These aren't blurry-photo stories or secondhand rumors.These are raw, detailed accounts from people who came far too close to something impossible.Join Mireya's Explorer Society Get Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteSupport Our SponsorsVisit Untold Radio AM
Over nearly 50 years, Donald Trump expanded his father's real-estate empire into a $2.5 billion fortune. Then, in less than five years, he created a crypto kingdom worth even more. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Having social media accounts hacked is stressful. Usually, companies have formal channels for users to regain access. But for Meta platforms like Facebook and Instagram, some users say the social media giant isn't responding.Now, a new kind of broker has sprung up, helping people locked out of their accounts connect with a Meta employee or contractor who can expedite their request … for the right price. In 2022, Meta fired or disciplined employees or contractors who had allegedly abused the internal account recovery system for bribes. Kathryn Blaze Baum, an investigative reporter at The Globe and Mail, and Alexandra Posadzki, The Globe's cybercrimes reporter, found that three years later, this is still happening.Today, Kathryn is on the show to talk about how this back-door process works, how Meta is cracking down on it, and where this leaves users who have had their accounts compromised.Questions? Comments? Ideas? Email us at thedecibel@globeandmail.com
Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we share a how-to guide for managing role-based access and shared accounts with HIPAA in mind. We discuss: How to audit system access in your practice Defining roles and responsibilities to determine access Managing shared email accounts with email delegation The difference between email aliases and delegated accounts Steps to take when systems don't allow for multiple logins Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. Resources HHS FAQ: Does the Security Rule permit a covered entity to assign the same log-on ID or user ID to multiple employees? PCT Resources PCT Article: The Risk No One Talks [Enough] About: Shared Admin Accounts… And What To Do About It (with action items list) Free CE course for group practice leaders: Introduction to HIPAA Security for Group Practice Leaders (1 legal-ethical CE credit hour) Group Practice Care Premium weekly (live & recorded) direct support & consultation service, Group Practice Office Hours -- including monthly session with therapist attorney Eric Ström, JD PhD LMHC + assignable staff HIPAA Security Awareness: Bring Your Own Device training + access to Device Security Center with step-by-step device-specific tutorials & registration forms for securing and documenting all personally owned & practice-provided devices (for *all* team members at no per-person cost) + assignable staff HIPAA Security Awareness: Remote Workspaces training for all team members + access to Remote Workspace Center with step-by-step tutorials & registration forms for securing and documenting Remote Workspaces (for *all* team members at no per-person cost) + more HIPAA Risk Analysis & Risk Mitigation Planning service for mental health group practices -- care for your practice using our supportive, shame-free risk analysis and mitigation planning service. You'll have your Risk Analysis done within 2 hours, performed by a PCT consultant, using a tool built specifically for mental health group practice, and a mitigation checklist to help you reduce your risks. PCT's Comprehensive HIPAA Security Compliance Program (discounted) bundles: For Group Practices For Solo Practitioners
Come along for the strange tale of pointy things. Because Triangles are pointy. Check out all of our wonderful links on the linktree: https://linktr.ee/allts The Bridgewater Triangle is an approximately 200-square-mile area in southeastern Massachusetts, known for a high concentration of alleged paranormal phenomena. The term was coined by cryptozoologist Loren Coleman in the 1970s. Within this "triangle," defined by the towns of Abington, Freetown, and Rehoboth, a wide array of strange occurrences have been reported, including: UFOs and anomalous lights: Sightings of unidentified flying objects, often described as balls of light or unusual aircraft. Cryptid sightings: Reports of creatures not typically found in the region, such as Bigfoot-like humanoids, giant snakes, and "Thunderbirds" (large, bird-like creatures). Ghosts and poltergeists: Accounts of hauntings, apparitions, and other spectral phenomena in various locations, including Bridgewater State University and the Taunton State Hospital. Cult activity and animal mutilations: Incidents of animal sacrifices and ritualistic mutilations have been reported, particularly in the Freetown-Fall River State Forest, which is also associated with a history of gangland murders and suicides. Native American legends: Many of the reported phenomena are tied to the region's Native American history, particularly the Wampanoag people. The Hockomock Swamp, a central feature of the triangle, translates to "place where spirits dwell" in Algonquin and is believed to be a sacred burial ground. Some legends suggest that the area is cursed due to conflicts with colonial settlers or the loss of a revered Wampanoag wampum belt. Another creature from Algonquian folklore, the Pukwudgie, a mischievous "little people", is also said to inhabit the area. Key hotspots within the Bridgewater Triangle include the vast Hockomock Swamp and the Freetown-Fall River State Forest. While many of the stories are folklore, the sheer volume and diversity of alleged paranormal events have made the Bridgewater Triangle a well-known location for paranormal enthusiasts and researchers.
On the June 9, 2025 episode of @TimcastIRL Tim Pool explains to @MichaelMaliceofficial how illegal DoorDash accounts work; who's using them; and what his plan is to fight back. It's great to see someone with a platform this big bring this issue to light. I analyze and react to this clip with fellow GigTuber @DaveWrightTheCapitalist Watch the show for yourself here: https://www.youtube.com/live/3XUuQTl2RrA?si=mrASCE7L40yS_nWp&t=6298P.S. I would love to see Steve from @RideshareRodeo on that show as he could explain the situation with illegal accounts even better.Support this podcast at — https://redcircle.com/the-gigtube-podcast/donations
What if every newborn got a $1K stock account?... If the budget bill passes, that's happening.Why is SmartLess, the podcast, launching a wireless company?... Because 35% of Millennials are still on their parents' plan.Zuckerberg is creating a “SuperIntelligence” team… and he'll pay you up to $100,000,000 to join.Plus, Gen Z just killed the bar tab… (and it's the right move).$TMUS $HOOD $METAWant more business storytelling from us? Check out the latest episode of our new weekly deepdive show: The untold origin story of… Beanie Babies
A special thank you to Most_Meat9510 and Supacalafragalistic for allowing us to share your stories.In this week's episode, we share four spooky black-eyed people stories.The BOOKBY US A COFFEEJoin Sarah's new FACEBOOK GROUPSubscribe to our PATREONEMAIL us your storiesJoin us on INSTAGRAMJoin us on TWITTERJoin us on FACEBOOKVisit our WEBSITEStories:https://www.reddit.com/r/Paranormal/comments/19bqhyr/encounter_with_a_black_eyed_adult/https://www.reddit.com/r/Paranormal/comments/1kpyjr0/fully_black_eyes/https://www.reddit.com/r/Paranormal/comments/aaqlg8/child_with_black_eyes_encountered_on_christmas_eve/https://www.reddit.com/r/Paranormal/comments/w9obcw/black_eyed_child/Sarah and Tobie xx"Spacial Winds," Kevin MacLeod (incompetech.com)Licenced under Creative Commons: By Attribution 4.0 Licencehttp://creativecommons.org/licenses/by/4.0/;;;SURVEY Hosted on Acast. See acast.com/privacy for more information.
Every business has a chart of accounts, whether they are using a computerized software system or simply recording their income and expenses manually. Even if you simply have a list of accounts you use periodically, this is actually your chart of accounts. You'll use this chart of accounts every time you are doing the bookkeeping for your business. In today's podcast episode, I'm jumping into what your chart of accounts is, how you should maintain it, and why it even matters to your small business. We're breaking down each part of your chart of accounts and discussing what each section means, as well as how you should be recording your transactions. Whether you are starting a business or side hustle, you're a self-employed individual, a solopreneur, entrepreneur, mompreneur, freelancer, small business owner, a remote, virtual, online, or in-house bookkeeper, or a virtual assistant or VA; if you struggle with understanding your chart of accounts in your business, I promise after this podcast you will gain more confidence and will find you have one less reason you hold off on doing your bookkeeping on a consistent basis. I want to give you all the tools to make sure you understand your business finances and that they are up to date so that you have accurate information to make smart business decisions. Listen in as we clear all the confusion around your chart of accounts and what each account really means… Schedule your Complimentary Stress Audit And Clarity Session, where we'll work together to create a clear and focused plan and overcome the obstacles that stand in your way so that you can move forward and immediately start enjoying your life with less stress, increased productivity, and more time to spend doing what you love with the people you care about: https://www.financialadventure.com/work-with-me Accountants, CPAs, Bookkeepers, Tax Preparers & Financial Professionals, sign up here to get updates on upcoming opportunities & grab the Audit Of Your Well-Being & Balance Guide here: https://www.financialadventure.com/accountant Ready to set up your business? I have a program to help you get your business set up so that you can start making money. Sign up for this program here: https://www.financialadventure.com/start Are you ready to try coaching? Schedule an Introductory Coaching Session today. You'll have the opportunity to see how you like coaching with an Introductory Coaching Session: https://www.financialadventure.com/intro Join us in the Mastering Your Small Business Finances PROFIT LAB if you are ready to take control of your business finances and create the profitable business you are striving for. Are you ready to generate revenues and increase the profit in your business: https://www.financialadventure.com/profit If You Are Ready To Choose, Start Or Grow Your Side Hustle, Get Your Free Checklist And Assessment Here: https://www.financialadventure.com/sidehustle Grab Your FREE guide: 5 Essential Strategies For Stress-Free Bookkeeping: https://www.financialadventure.com/5essentials Your FREE Online Virtual Bookkeeping Business Starter Guide & Success Path Is Waiting For You: https://www.financialadventure.com/starterguide Join Our Facebook Community: https://www.facebook.com/groups/womenbusinessownersultimatediybookkeepingboutique The Strategic Bookkeeping Academy, including Bookkeeping Basics, is open for registration! You can learn more and sign up here: https://www.financialadventure.com/sba Looking for a payroll solution for your business? You can get an exclusive 15% discount on your payroll services when you sign up here: https://www.financialadventure.com/adp QuickBooks Online - Save 30% Your First 6 Months: https://www.financialadventure.com/quickbooks Sign up for a virtual coffee chat to see if starting a Bookkeeping Business is right for you: https://www.financialadventure.com/discovery Show Notes: https://www.financialadventure.com This podcast is sponsored by Financial Adventure, LLC ~ visit https://www.financialadventure.com for additional information and free resources.
In April 2023, actor Jamie Foxx experienced a serious medical emergency that led to his hospitalization. The specifics of his condition were not publicly disclosed, prompting widespread speculation. In October 2024, during the taping of his upcoming Netflix special, "What Had Happened Was," Foxx addressed these events. Accounts from attendees varied: some reported that Foxx humorously suggested Sean "Diddy" Combs was responsible for his health scare, while others recalled him denying any such involvement, stating, "If he was [responsible], I would've been dead."These remarks coincided with serious legal issues facing Combs, including charges of racketeering and sex trafficking. In response to the rumors linking him to Foxx's illness, Combs' representatives dismissed the claims as "outlandish, ridiculous, and baseless." Foxx himself has not provided a detailed public account of his medical incident, and the nature of his comments during the special remains subject to interpretation. The special is scheduled for release on December 10, 2024, which may offer further context.(commercial at 8:07)to contact me:bobbycapucci@protonmail.comsource:Jamie Foxx to reveal TRUTH about health crisis on Netflix special after wild Diddy 'poisoning' rumors | Daily Mail Onlineshow lessBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
HR1 David Gonzales: Mile High Coin, Greta Tunberg, LA Riots, Trump Savings Accounts 6-9-25 by John Rush
Today on America in the MorningMore Guardsmen & Marines To LA It was a day of protests on the streets of Los Angeles on Monday and more is expected today, which comes as active duty Marines are reportedly being deployed to the nation's second-largest city along with 2,000 more National Guardsmen as the anti-ICE protests continue. Jim Roope has the details from Los Angeles. Trump Accounts President Trump and private corporations are touting his investment accounts for newborn Americans, a plan that is meeting resistance from those who would not benefit from the plan. Correspondent Clayton Neville reports. Arrest In Las Vegas Double Murder The suspect police were looking for is now under arrest, after two people were shot and killed on the Las Vegas Strip. Correspondent Julie Walker reports. San Diego Plane Crash Six people have died after a small plane crashed off the California coast near San Diego. Correspondent Haya Panjwani has details – audio courtesy of LIVE-ATC-DOT-NET. RFK's Vaccine Panel Changes Health and Human Services Secretary Robert F. Kennedy Jr. on Monday said he is retiring all 17 members of a government panel that makes vaccine recommendations, a move rebuked by the American Medical Association. Correspondent Lisa Dwyer reports on the implications of that order. Mark Green Leaving Congress The already narrow GOP majority in the House of Representatives will become even thinner in the coming weeks. House Homeland Security Committee Chairman Mark Green, a Tennessee Republican, announced Monday that he plans to resign. Homan Talks LA & Newsom As ICE protestors and police confronted each other in L.A. and other cities last night, the nation's Immigration Czar defended the administration's response, and announced that another 2 thousand more California National Guardsmen were activated by President Trump to respond to Los Angeles. Correspondent Rich Johnson reports that Tom Homan also clarified his comment about arresting the governor of California. Israel To Deport Gaza Flotilla In Israel, a number of activists including Greta Thunberg and a Game of Thrones actor from a Gaza-bound yacht in the Mediterranean Sea have been taken into custody and are awaiting deportation. As correspondent Haya Panjwani reports, part of their deportation process included screening footage of the Hamas October 7 attack on Israel, which led to the war in Gaza, something they all refused to do. Senators To Discuss Budget On Capitol Hill, Senate Republicans are expected to meet today to hash out some of the current debates surrounding President Trump's Big Beautiful Bill. Correspondent Clayton Neville reports. Travel Ban In Effect Some travelers coming into the United States on Monday said that there were some longer lines and added scrutiny at airport entry points after President Trump's travel ban took effect. Correspondent Julie Walker reports. Unusual Cancer On The Rise A new study has found an alarming rise in cancer of the appendix. A report by the National Cancer Institute found that although very rare, showing rates of appendix cancer have tripled among Gen X and quadrupled among millennials. Finally The pioneering funk and soul musician Sly Stone, the front man of the hit-making band Sly and the Family Stone, has passed away. Correspondent Ed Donahue has a look at his career. Learn more about your ad choices. Visit podcastchoices.com/adchoices
On June 14, 1940, the Germans deported a group of 728 Poles from a prison in Tarnow to Auschwitz. Among them were soldiers of the September campaign, members ofunderground independence organizations, high school and university students, as well as a small group of Polish Jews. They were registered with nos. from 31 to 758. The podcast "On Auschwitz" presents fragments of testimonies of:- Kazimierz Albin, - Jan Baraś-Komski, - Zbigniew Bentkowski, - Włodzimierz Borkowski, - Edward Ferenc, - Adam Jurkiewicz, - Stanisław Maliński, - Eugeniusz Niedojadło,- Wiktor Pasikowski, - Tadeusz Pietrzykowski, - Bronisław Wajda, - Alfred Wilk - Stanisław Zyguła. =====See also our online lesson about this topic:http://lekcja.auschwitz.org/en_17_deportacje/=====Voiceovers:Tom Vamos, Greg Littlefield, Grey Stanford, Mike Skagerlind, Michael Takiff, Toon Dressen
Evercore ISI's Julian Emanuel joins to lay out what's driving markets. As U.S.–China trade talks resume in London, Michael Froman, former U.S. Trade Rep and now with the Council on Foreign Relations, weighs in on what's at stake. Our Eunice Yoon explores China's EV market on the ground. Plus, Apple's WWDC with CNBC's Steve Kovach and Maxim Group's Tom Forte. Robinhood CEO Vlad Tenev details his White House visit and the progress of Trump accounts. Aon CEO Greg Case on the company's investor day, promise of AI and global volatility.
We would love to hear your feedback!The gig economy landscape continues to evolve with new features and bizarre incidents shaping how drivers and customers interact in this space.• Uber Eats introduces new heat maps showing busy areas and high-demand restaurants to help drivers maximize earnings• Uber and Lyft launch senior-focused accounts with larger text, simplified interfaces, and caregiver options• Gen Z increasingly skipping driver's licenses, with only 25% of 16-year-olds licensed in 2019 compared to 46% in 1983• A DoorDash driver in Washington State returned to a customer's home with a gun, demanding a cash tip• Viral video captures an Uber Eats delivery being made by kayak through London canals• Waymo self-driving car attempts to drive through flooded street, demonstrating challenges for autonomous vehicles in adverse weatherJoin us for our Nashville meetup on Saturday, June 28th. Time and location to be determined, but we'd love to see you there for dinner and drinks!Links from Ep 254 Digital Disruption with Geoff Nielson Discover how technology is reshaping our lives and livelihoods.Listen on: Apple Podcasts SpotifySupport the showEverything Gig Economy Podcast Related: Download the audio podcast Newsletter Octopus is a mobile entertainment tablet for your riders. Earn 100.00 per month for having the tablet in your car! No cost for the driver! Want to earn more and stay safe? Download Maxymo Love the show? You now have the opportunity to support the show with some great rewards by becoming a Patron. Tier #2 we offer free merch, an Extra in-depth podcast per month, and an NSFW pre-show https://www.patreon.com/thegigeconpodcast The Gig Economy Podcast Group. Download Telegram 1st, then click on the link to join. TikTok Subscribe on Youtube
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored by CNBC's Jessica Ettinger.
It's Sunday and I'm wrapping up the week by summarizing this week's theme: Right Accounts in the Right Order - Prioritizing Your Savings as a Pre-Retiree in 2025 In case you missed any episodes this week, heres how I recommend prioritizing savings especially as you approach retirement:
Is your Senator calling you about your Accounts? Ship in Alaska can't put out fire, USB-C Standards…Microsoft just wants it to work computer MFGs, Can't use Youtube on Firefox, New MINT Phone getting message how do I block it? My Facebook account will not let me change the password, Salesforce Social Eng Attack getting into large companies by asking, Google Maps lost it's mind in Germany…all roads closed! Bank Breached by 3rd party, Cannon Printer/Scanner issues,
This week on the Retirement Quick Tips Podcast, I'm talking about savings optimization. How should you prioritize your savings in 2025, saving the right accounts in the right order to get to better financial stability and long-term flexibility. If you haven't been listening to each episode in order this week, I suggest going back because each episode is like a step on a ladder. You can't skip a step, and it's important to get the right priorities. Once everything else is taken care of, then last step on the ladder is what to do with additional money you have left to save. You're emergency fund and cash savings are where they should be. You're saving in your 401k and you're on track for where you need to be at this age for retirement, you have no debts other than your mortgage, and you don't have any other big goals like saving for kids college or a remodel project, or a big vacation coming up that you need to earmark some savings for. You're in a great spot financially, so what's next? At this point it all comes down to personal preference.
This week on the Retirement Quick Tips Podcast, I'm talking about savings optimization. How should you prioritize your savings in 2025, saving the right accounts in the right order to get to better financial stability and long-term flexibility. We've talked about having enough cash on hand, then 401k contributions,then knocking out your non-mortgage debt.
Welcome solo and group practice owners! We are Liath Dalton and Evan Dumas, your co-hosts of Group Practice Tech. In our latest episode, we explain why shared admin accounts are a security concern under HIPAA and what you can do about it. We discuss: Why shared accounts are a no-no, and why it's such a common practice The HIPAA standards that are impacted by this practice The internal and external risks of sharing admin accounts The why and what of role-based access control Listen here: https://personcenteredtech.com/group/podcast/ For more, visit our website. Resources HHS FAQ: Does the Security Rule permit a covered entity to assign the same log-on ID or user ID to multiple employees? PCT Resources Free CE course for group practice leaders: Introduction to HIPAA Security for Group Practice Leaders (1 legal-ethical CE credit hour) Group Practice Care Premium weekly (live & recorded) direct support & consultation service, Group Practice Office Hours -- including monthly session with therapist attorney Eric Ström, JD PhD LMHC + assignable staff HIPAA Security Awareness: Bring Your Own Device training + access to Device Security Center with step-by-step device-specific tutorials & registration forms for securing and documenting all personally owned & practice-provided devices (for *all* team members at no per-person cost) + assignable staff HIPAA Security Awareness: Remote Workspaces training for all team members + access to Remote Workspace Center with step-by-step tutorials & registration forms for securing and documenting Remote Workspaces (for *all* team members at no per-person cost) + more HIPAA Risk Analysis & Risk Mitigation Planning service for mental health group practices -- care for your practice using our supportive, shame-free risk analysis and mitigation planning service. You'll have your Risk Analysis done within 2 hours, performed by a PCT consultant, using a tool built specifically for mental health group practice, and a mitigation checklist to help you reduce your risks. PCT's Comprehensive HIPAA Security Compliance Program (discounted) bundles: For Group Practices For Solo Practitioners
Financial experts suggest reviewing your savings rate quarterly and switching accounts once or twice a year to ensure you're not leaving significant money on the table. Today's Stocks & Topics: ET - Energy Transfer LP, CUBE - CubeSmart, Market Wrap, How Often Should You Switch Savings Accounts for 5% Yields?, BMY - Bristol Myers Squibb Co., AAPL - Apple Inc., Treasure Yields and The Dollar, MP - MP Materials Corp.Our Sponsors:* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.comAdvertising Inquiries: https://redcircle.com/brands
Episode Summary: Taxable brokerage accounts are often overlooked but are essential for building wealth and achieving early retirement. Brad Barrett and Cody Garrett highlight their flexibility, tax advantages, and strategic value. Cody Garrett provides insights on how to effectively navigate these accounts, dismantling common misconceptions while sharing actionable strategies. Key Takeaways: Understanding the definition and benefits of taxable brokerage accounts. The flexibility of contributions and investment options. Tax optimization strategies, including long-term capital gains and tax loss harvesting. The importance of asset location for tax efficiency. How to navigate the rules around gifting and estate planning regarding taxable accounts. Timestamps: 00:02:00 - Defining Taxable Accounts 00:10:30 - Investment Opportunities and Options 00:11:30 - Tax Benefits and Treatments 00:25:00 - Best Investment Types for Taxable Accounts 00:48:00 - Conclusion and Action Steps Main Discussion Topics: Introduction to Taxable Brokerage Accounts (00:00:00) The hosts introduce the episode's focus on taxable brokerage accounts as crucial but often ignored tools in financial strategy. Defining Taxable Accounts (00:02:00) A taxable brokerage account is described as a non-retirement account where investment income is taxed in the year it is earned, providing the flexibility of access and lack of penalties. Investment Opportunities and Options (00:10:30) Taxable accounts allow unlimited contributions with various investment opportunities that traditional retirement accounts may restrict. This includes stocks, ETFs, mutual funds, and even cryptocurrencies. Tax Benefits and Treatments (00:11:30) Earnings from dividends and long-term capital gains are subject to preferential tax rates, significantly benefiting investors. Discussion on tax strategies to minimize liabilities while maximizing income. Best Investment Types for Taxable Accounts (00:25:00) U.S. stock index funds are highlighted as optimal investments for taxable accounts due to their lower tax implications on dividends compared to foreign stocks. Conclusion and Action Steps (00:48:00) The episode wraps up with actionable steps for listeners, emphasizing the advantage of maximizing contributions to taxable accounts, especially after maxing out retirement accounts. Actionable Takeaways: Maximize contributions to your taxable brokerage account once you hit contribution limits for retirement accounts. (00:47:00) Consider holding U.S. stock index funds in taxable accounts for favorable tax treatment. (00:25:00) Utilize specific share identification methods for selling investments to optimize tax outcomes. (00:17:20) FAQs: What is a taxable brokerage account? A non-retirement account where investment earnings are taxed in the year they are earned. (00:02:30) What are the main advantages of a taxable brokerage account? Unlimited contributions, diverse investment options, and favorable tax treatment on capital gains and qualified dividends. (00:11:30) How are earnings taxed in a taxable account? Earnings are taxed in the year they are realized, which includes dividends and capital gains distributions. (00:03:00) Are there any penalties for early withdrawal from a taxable account? No penalties apply, offering flexibility compared to traditional retirement accounts. (00:34:00) Key Quotes: "Success comes with a price: don't let your money sit idle in a checking account." (00:06:00) "Prioritize earning over worrying about taxes." (00:06:16) "Taxable accounts can offer significant tax advantages." (00:11:32) "Don't let the tax tail wag the dog." (00:29:59) Related Resources: Measure Twice Money - For more insights on financial strategies. Episode #517: Tax Gain Harvesting Strategies - A detailed discussion on optimizing tax strategies. Cody and Sean's book announcement page Discussion Questions: How can taxable brokerage accounts enhance your investment strategy? What strategies can be implemented to maximize the tax advantages of taxable accounts? How should one decide which types of investments to prioritize in taxable accounts?