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When two faith-based credit unions unite, it's not just about growing bigger—it's about multiplying Kingdom impact. We're talking about something that's a lot more than just a merger— it's about expanding services and supporting ministries worldwide. Aaron Caid joins us today to talk about the exciting merger of Christian Community Credit Union (CCCU) and AdelFi Credit Union.Aaron Caid is the Chief Marketing Officer at Christian Community Credit Union (CCCU), an underwriter of Faith & Finance. A New Season for Christian Community Credit UnionWhen it comes to money, the conversation always goes deeper than numbers. For Christian Community Credit Union (CCCU), finances are a matter of faith, stewardship, and Kingdom impact. That's why the announcement of a merger between CCCU and AdelFi marks such a significant and exciting new chapter.This merger wasn't a quick decision. It was the culmination of nearly two years of prayer, discernment, and thoughtful consideration by both boards. Both organizations share a Christ-centered mission, with AdelFi carrying a 60-year history of faith-aligned banking and a strong commitment to supporting Christian ministries. The merger is designed to create a stronger credit union, expand reach, and multiply Kingdom impact.What Members Can ExpectFor CCCU and AdelFi members, the transition will be seamless. Accounts and services will remain uninterrupted. At the same time, members can look forward to enhanced digital tools, stronger security, expanded member support, and greater lending capacity. That means more opportunities to serve individuals, churches, ministries, and faith-based businesses with tailored financial solutions.The heart of this merger is ministry. By combining resources, CCCU will be able to give more generously to global partners such as Samaritan's Purse, the Tim Tebow Foundation, and Mission Aviation Fellowship. Together, the new institution will support churches, mission-sending agencies, and faith-based organizations with greater financial strength. At the end of the day, it's not just banking, it's stewarding resources for eternal impact.With the merger complete, CCCU will become the largest Christian banking institution in the United States—holding more than $1.5 billion in assets. Beyond size, the partnership brings specialized expertise. AdelFi's strength in serving Christian-owned businesses complements CCCU's established ministry partnerships, while AdelFi's connection to over 4,000 missionaries deepens the reach to those serving around the world.The Path AheadThe merger is officially effective December 1, and members don't need to take any action. Services will continue seamlessly, with every account insured up to $250,000. CCCU is committed to keeping members updated through email and the merger hubs on their websites.This partnership represents more than financial growth—it's about multiplying impact for the Kingdom. Together, CCCU and AdelFi are equipping God's people and ministries with financial tools that advance the Gospel and care for others in Jesus' name.To learn more about this new chapter in Christian banking, visit FaithFi.com/Banking.On Today's Program, Rob Answers Listener Questions:I have approximately $630,000 in savings and would like guidance on how to invest it, pay off around $20,000 in debt, and purchase a home within the next year. I'm 35, and my wife and I expect to work another 15–20 years. How should we best allocate our money?The parable of the talents has inspired me to start investing. I have less than $10,000 and have been watching YouTube videos to learn. Can you recommend trustworthy resources—such as websites or books—that can help me develop financial wisdom?I'm getting ready to apply for Social Security. Is it better to apply online, over the phone, or in person at the office?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Community Credit Union (CCCU)AdelFi Credit UnionSound Mind Investing (SMI)The Sound Mind Investing Handbook: A Step-by-Step Guide to Managing Your Money From a Biblical Perspective by Austin Pryor with Mark BillerSocial Security Administration (SSA.gov)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this special dyslexia-focused Essentials episode of Science of Reading: The Podcast, Susan Lambert pulls from past episodes to summarize everything you need to know about dyslexia, from experts Emily Lutrick, Ed.D.; Nadine Gaab, Ph.D.; Tim Odegard, Ph.D.; Sally Shaywitz, M.D.; and Francisco Usero-González, Ph.D. You'll also hear first-hand accounts from young people about their personal experiences with dyslexia, reading, and the education system. Even if you have little prior knowledge of dyslexia, you'll walk away from this episode with a foundational understanding of the condition, including what it is, what causes it, how to identify it, the importance of early screening, how it is a continuum, methods for intervention, and more.Show notes:ResourcesAccess free high-quality resources at our brand new professional learning page: http://amplify.com/science-of-reading/professional-learning Listen to these additional full-length episodes about dyslexia:Diagnosing dyslexia in multilingual learners, with Francisco Usero-GonzálezGrowing up with dyslexia, with Kareem Weaver, Margaret Malaika Weaver, and Elijah ValenciaDyslexia: Where we started; where we're going, with Sally ShaywitzDebunking the "gift" of dyslexia, with Tim OdegardA conversation about growing up with dyslexia, with Hadyn FlemingDyslexia and developmental trajectories, with Nadine GaabThe facts and myths of dyslexia, with Emily LutrickJoin our community Facebook Group: www.facebook.com/groups/scienceofreadingEpisode Timestamps*00:27 Introduction to SoR: Essentials01:02 Susan's personal connection with dyslexia02:53 Accounts from young people on their experience of dyslexia05:09 Defining dyslexia with Dr. Emily Lutrick06:53 Dyslexia as a reading disability with Dr. Nadine Gaab07:39 Three key characteristics of people with dyslexia with Dr. Tim Odegard09:42 Longitudinal study with Dr. Sally Shaywitz11:54 The causes of dyslexia13:09 Early identification and effective intervention15:22 Discrepancy model/Waiting to fail model16:35 How early is too early to screen for dyslexia18:37 How to know when a student is at risk for dyslexia21:54 Identifying risk factors in older students22:54 Decoding nonsense words24:27 The power of naming a struggle25:28 The importance of having a cohesive system in place26:43 Screening students in their home language with Dr. Francisco Paco Usero Gonzalez29:45 Dyslexia as a continuum33:41 Final thoughts from young people on dyslexia36:12 Preview of upcoming episode
Getting My Socials Back: A Personal Story In this heartfelt message, Keith Reza shares his experience of battling a misunderstanding with his social media that impacted his business. He expresses gratitude towards the Meta agents, his lawyers, and friends for their support. Keith emphasizes the importance of fighting for what's right and holding onto the belief in one's innocence. Chapters 00:00 Fighting for Your Business 00:16 Gratitude to Supporters 00:24 Acknowledging Legal Help 00:36 Community Support Make sure you susbcribe on YouTube...https://www.youtube.com/@rezarifts6263
How to Split a Toaster: A divorce podcast about saving your relationships
Digital Divorce: Managing Your Tech Life After SeparationSeth Nelson and Pete Wright discuss the often-overlooked digital aspects of divorce. They explore how to handle shared digital assets, from photos and passwords to smart home devices and streaming services.Key Digital Assets to AddressThe hosts identify several critical digital touchpoints that need attention during divorce:Cloud storage and shared photo albumsSmart home devices and security systemsLocation sharing services and trackingStreaming services and digital purchasesPassword managers and account accessFamily calendars and school portalsLegal and Security ConsiderationsSeth emphasizes the importance of proper timing when modifying digital access, particularly regarding shared homes and accounts. The discussion covers potential legal issues with unauthorized account access and the benefits of starting fresh with new accounts post-divorce.Key Insights:• Create new separate accounts rather than trying to untangle shared ones• Turn on two-factor authentication for all important accounts• Don't delete digital content until after divorce proceedings concludePractical Digital Separation StepsThe hosts recommend:Digitizing physical photos and albums early in the processSetting up independent password management systemsEstablishing new banking relationshipsCreating fresh email accounts without personally identifiable informationSmart Home SecurityPete and Seth discuss the delicate timing of changing smart home access, emphasizing that modifications should align with legal possession arrangements rather than emotional impulses.This episode provides essential guidance for maintaining digital boundaries while navigating divorce, highlighting both technical and legal considerations for separating intertwined digital lives.Links & NotesSchedule a consult with SethGot a question you want to ask on the show? Click here! (00:00) - Welcome to How to Split a Toaster (00:27) - The Digital Divide (02:13) - Photos (05:38) - Cloud Services (07:36) - Smart Homes (09:25) - Changing the Locks (10:23) - When It's Appropriate to Remove Someone (11:54) - Location Sharing Tools (13:42) - Entertainment Services (17:26) - Password Managers (21:36) - Logging into Your Ex's Accounts (23:23) - Family Communication (25:25) - Including These Items in a Divorce Agreement (26:11) - Securing Yourself Going Forward (29:36) - When Can You Purge (30:11) - Wrap Up
OpenAI's Sora hit #1 in the app store with AI-only vids… Artificial intelligence is going the way of Artificial Ingredients.The financial “trend du jour” is opening a joint bank account with your bestie… But we want bestie stock trading accounts.Sauce sales are up 50% in 5 years… Because protein maxxing is maxxing sauce sales.Plus, Nick's Waymo got a traffic ticket… but who's paying it?Vote for The Best Idea Yet to win “Best Business Podcast”: https://vote.signalaward.com/PublicVoting#/2025/shows/genre/business$KHC $JPM $MSFTNEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
From a delivery room where a doula levitated in mid-air to a school retreat where a student spoke in tongues, these disturbing firsthand accounts of demonic possession will make you question what's really possible.Donate to our OVERCOMING THE DARKNESS fundraiser: https://weirddarkness.com/hopeIN THIS EPISODE: Imagine witnessing an event so inexplicable that it shakes your very understanding of reality. From violent seizures to speaking in unknown tongues, firsthand accounts of exorcisms paint a chilling picture of supernatural encounters that defy rational explanation. Even as witnesses struggle to reconcile their experiences with scientific reasoning, their stories remind us that some mysteries remain beyond our comprehension. (They Witnessed a Demonic Possession) *** The legend of the mermaid is as vast as the oceans themselves, with each culture adding its own twist to the tale. From guardians of the sea to agents of doom, these mythic beings hold timeless appeal and danger. We'll explore the fascinating origins and dark fates that surround those who encounter these creatures from the depths. (The Siren's Call) *** In August 1952, the small Kansas town of Ashley vanished into thin air, taking all 679 residents with it and leaving behind only a massive burning fissure in the earth. In the days leading up to its disappearance, residents reported increasingly terrifying phenomena: a mysterious black hole in the sky, children speaking to their dead relatives, and finally, the return of all the town's deceased in a wall of fire that turned night into day. The last desperate phone call from Ashley told of burning apparitions seeking out the living, before the entire town was swallowed by the earth, leaving behind one of America's most chilling unsolved mysteries… but is there any truth to the story? (The Question of Ashely, KS) *** In the quiet hours of Halloween night 1977, a 19-month-old baby vanished from her crib while her parents slept nearby, launching a desperate search that would end in unimaginable horror. Little Nima Louise Carter's body was found a month later in an abandoned refrigerator, joining a haunting pattern of similar crimes that had terrorized the small town of Lawton, Oklahoma. While the suspected killer would later die in prison for another child's murder, Nima's father would spend decades wrestling with endless "what-ifs" before finally finding peace through forgiveness, though the official case remains unsolved to this day. (Nima's Last Halloween)CHAPTERS & TIME STAMPS (All Times Approximate)…00:00:00.000 = Lead-In00:01:49.930 = Show Open00:05:21.681 = They Witnessed a Demonic Possession00:31:07.644 = The Disappearance of Ashley, KS ***00:48:20.964 = The Siren's Call (Mermaids) ***01:10:47.811 = Nina's Last Halloween ***01:16:54.019 = Show CloseSOURCES AND RESOURCES FROM THE EPISODE…“They Witnessed A Demonic Possession” source: https://weirddarkness.tiny.us/yczmdah6“The Disappearance of Ashley, KS” original creepypasta source: https://weirddarkness.tiny.us/ykp8zphj“Is Ashley Kansas Real” source: https://weirddarkness.tiny.us/5w3peuks“Nina's Last Halloween” source: https://weirddarkness.tiny.us/3ux65zzc“The Siren's Call” sources: https://weirddarkness.tiny.us/2p8mjbpv, https://weirddarkness.tiny.us/3npet9sa=====(Over time links may become invalid, disappear, or have different content. I always make sure to give authors credit for the material I use whenever possible. If I somehow overlooked doing so for a story, or if a credit is incorrect, please let me know and I will rectify it in these show notes immediately. Some links included above may benefit me financially through qualifying purchases.)= = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46= = = = =WeirdDarkness® is a registered trademark. Copyright ©2025, Weird Darkness.=====Originally aired: November 06, 2024EPISODE PAGE at WeirdDarkness.com (includes list of sources): https://weirddarkness.com/PossessionWitnessABOUT WEIRD DARKNESS: Weird Darkness is a true crime and paranormal podcast narrated by professional award-winning voice actor, Darren Marlar. Seven days per week, Weird Darkness focuses on all thing strange and macabre such as haunted locations, unsolved mysteries, true ghost stories, supernatural manifestations, urban legends, unsolved or cold case murders, conspiracy theories, and more. On Thursdays, this scary stories podcast features horror fiction along with the occasional creepypasta. Weird Darkness has been named one of the “Best 20 Storytellers in Podcasting” by Podcast Business Journal. Listeners have described the show as a cross between “Coast to Coast” with Art Bell, “The Twilight Zone” with Rod Serling, “Unsolved Mysteries” with Robert Stack, and “In Search Of” with Leonard Nimoy.DISCLAIMER: Ads heard during the podcast that are not in my voice are placed by third party agencies outside of my control and should not imply an endorsement by Weird Darkness or myself. *** Stories and content in Weird Darkness can be disturbing for some listeners and intended for mature audiences only. Parental discretion is strongly advised.#DemonicPossession #TrueHorrorStories #Exorcism #ParanormalStories #RedditHorror
On today's Bible Answer Man broadcast, Hank addresses the contention that many biblical accounts were recorded long after the fact and recklessly embellished; therefore, they are the stuff of myth and legend. However, Hank points out why that is hardly true.Hank also answers the following questions:What are your thoughts on the peace treaty with Israel that will start the seven-year tribulation? Shantell - Calgary, AB (3:07)Are there generational curses? Bob - Vancouver, BC (6:40)Do all Pentecostals believe in modalism, or are there different beliefs regarding the Trinity within the Pentecostal denomination? Cindy - Memphis, TN (15:13)Am I right to say that believers who take their own lives will not go to heaven? Josh - Oklahoma City, OK (16:02)I've heard you say, “Before we will see revival in the culture, there must be reformation in the pews.” Can you clarify this statement? Mike - Bentonville, AR (19:07)
What up yall hope you guys and gals had a blessed and safe week! On todays Episoide i have Military Operator & brother in Christ Call Sign Mr. Charlie! We talk about his accounts of the paranormal & High Strangeness that he has seen, heard and delt with on job. Aswell as a little bit of his life story and great intell on the medical aspect of the job. Buckle up and get ready Lets Go!!!!! Ways to Support and Connect with MR. CHARLIE: ✅ https://linktr.ee/Charliedon.tsurf?utm_source=linktree_profile_share<sid=7bb34846-33c5-4683-a418-9b35f544c8c9 https://www.instagram.com/kingdom.defense.llc?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== Help a brother out and buy me a Coffee ☕️ (Monthly or one time donation keeps the show going): We know there is room for improvement and have decided to ask you (Our amazing listeners) to help the podcast grow! This will help with better audio, expedition funding, and much more! ✅ https://venmo.com/u/cryptidwarfare Email me: Podcast Cryptidwarfare@gmail.com Critter/Cryptid Control/Consulting C.WOPPS@protonmail.com C.woperations17905@gmail.com Help support our mission in giving you the best podcast on ? Anchor.fm/Spotify, iTunes, Podbean + Make sure to give me a ⭐️⭐️⭐️⭐️⭐️ review :). Thank yall! ✅ Cryptid Warfare: https://www.instagram.com/cryptid_warfare_pod_cast/ youtube: www.youtube.com/@cryptidwarfare Awesome Friends to Follow: The Cryptid Huntress: https://thecryptidhuntress.com/ Josh Monday: https://www.instagram.com/joshmonday_podcast/ Shannon Ray Davis : https://www.omegamanradio.com/ Randy Richey : https://christoutreachoklahoma.com/ Kevin (Where the Weird Ones Are Podcast) : https://linktr.ee/wheretheweirdonesare?utm_source=linktree_profile_share<sid=ae3f5382-235d-49a1-8e57-2483c7d1db7d Ryley (Midwest Mythos Podcast) : https://linktr.ee/midwestmythospodcast?utm_source=linktree_profile_share<sid=04c1a648-29eb-4e6d-adbb-2441c3b090cf Kenny boy (MidnightLycanthropy) : https://l.instagram.com/?u=https%3A%2F%2Fyoutube.com%2F%40MidnightLycanthropy%3Ffbclid%3DPAZXh0bgNhZW0CMTEAAafBNw3B-19HaJlPxdGB0VfH17137NnvwJv2d0iZJ8l0G8DypTXlGTR2fEbsgQ_aem_KKA8f2PLcCOoczwMXOB4Uw&e=AT07rj4AdwOF6DowVy0OYlwjRcfRWAfN0lPNUQya4he-PltGe_GStLBD70PAuUjHhRhJWXOkcrJlAHtqSMubcqDoGbdwT0_5seWfw1SAJat_UtcA4qSCTx0 Doc (Prometheus Lens Podcast) : https://prometheuslenspodcast.com/?fbclid=PAZXh0bgNhZW0CMTEAAacMhzmC7J7zOPvpf_yE4WX3EqGp0tyIqrI6viGuq11ZSYnXKm9df90DHSy_2A_aem_KvXHR1mTOCOC0NYJhJS5eQ AG (Paranoiradio) https://l.instagram.com/?u=http%3A%2F%2Fparanoiradio.com%2F%3Ffbclid%3DPAZXh0bgNhZW0CMTEAAaddqk8iVFqv0Z0gM3-i_-1OTwZzUA457zp47caz-HZ_JOsoE7axzP-JUQaOnQ_aem_uOpbs_YqSh38WecKxVCn_Q&e=AT1-3GftOpDYdmfDiZox6r63G3ZfBkissS0ZV5WiXzuZ85Hg2E8-4YGQWQz48ft8qR6GcLGPlPC9xot4OvZgtj9SpCeTRGEFButqr3lWFwvyy46JahmmC3k Business Shout Outs: C.W OPERATIONS & SURVIVAL Owner & Operator : Drew M Critter Hitters / Monster Hunters for Hire email: c.woperations17905@gmail.com. or C.WOPPS@protonmail.com Tier1 Restoration Brain Cochrans phone = 615-809-9839 https://tier1restoration.godaddysites.com/ Bearded Brothers Trucking Danny Vega https://vegabrostn.com/ BerryHill Window Cleaning https://www.berryhillwindowcleaningtn.com/ New City Hustla (Clothes & Designs) Owner : Chris Email: Newcityhustla@gmail.com Phone: (615)-624-4078 https://www.instagram.com/newcityhustla?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== The Tac Patch https://www.instagram.com/thetacpatch_?igsh=MWFidzk3d2tib3Ztdw== https://thetacpatch.com/ FLatTopK9 Owner - Tim Russell www.FlatTopK9.com Stead Fast OverLand Owner - Jerrett Hudson https://www.instagram.com/steadfastoverland?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== Black Wolf Tactical Solutions Group https://blackwolftacticalsolutionsgroup.com/ Email - blackwolftsg@gmail.com Amazing outtro ? by my friend D & Andrew (Walking Lightly Tones Studios Music) as well as Paul and Amber. Check out CallhimD Spotify and Instagram give him a listen/follow https://open.spotify.com/artist/16BHUS6UGILgxsBEUxqQJ https://www.instagram.com/call.him.d?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw==
In this episode of The Personal Finance Podcast, Andrew answers 15 listener questions ranging from Solo Roth 401k strategies and crushing $117,000 in student loans to whether a 19-year-old should build credit and how to pass brokerage accounts to your kids without tax headaches. He covers retirement account drawdowns, traditional versus Roth decisions based on tax brackets, why high-fee mutual funds usually lose to ETFs, and whether you should sell when investments jump 15%—delivering straight answers to the money questions keeping you up at night. Today we are going to answer these questions! Solo ROTH 401K: should I max out ROTH employee side before employer pre-tax side? Or split? How long can I leave my 401k in Fidelity before needing to roll it over to a new employer's plan?If I haven't maxed out my Roth IRA, would it still make sense to open a brokerage account? I've maxed out my IRA for the past 3 years. Should I contribute more to my 457B? How can I pay off $117k of high interest student loan debt and stay motivated? Should I start a Roth IRA for my grandkids now or start them an index fund? They're 5. I'm 19 with $20k+ invested, should I start building credit? I have 2 investments — mutual fund (high fee), ETF (low fee). Both high return, should I stop the mutual? How should I go about drawing down accounts when I begin retirement? At age 30, approx what income does it make sense to invest in traditional vs Roth 401k? Should I “lock profit” every time my ROI hits >15%? Or should I leave it? (Reinvesting will 3% fee) How do you pass on a taxable brokerage account to your son? We're coast FI. Should I just do 401k until employer match and add to brokerage as a bridge?Why money market over HYSA for high yield earners? How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining Index Fund Pro! This is Andrew's course teaching you how to invest! Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok Learn how to get out of Debt by joining our Free Course Leave Feedback or Episode Requests here. Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Acorns: Start investing automatically with Acorns and get a $5 bonus at Acorns.com/PFP Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Links Mentioned in This Episode: 10 Ways to Prevent Identity Theft (and What to Do if it Happens to YOU!) How to Protect Your Finances Online (And Prevent Getting Scammed!) How to Protect Your Finances Online (Right Now!) Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Free Guides: The Stairway to Wealth: The Order of Operations for your Money How to Negotiate Your Salary The 75 Day Money Challenge Get out Of Debt Fast Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices
It's Wednesday, October 1st, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark Chinese Communists arrested 70 Christians Chinese Communists arrested over 70 Christians recently in a major crackdown on churches. The operation began two months ago and involved over 400 police officers. They targeted Christians involved in Bible study groups in east China. One local Christian told Open Doors, “We have not seen such a massive force used to address church-related matters. This is something that warrants serious attention.” China is ranked 15th on the Open Doors' World Watch List of the most difficult countries to be a Christian. Psalm 14:4 asks, “Have all the workers of iniquity no knowledge, who eat up My people as they eat bread, and do not call on the LORD?” Trump's 20-point plan to end Israeli-Gaza War On Monday, U.S. President Donald Trump announced a 20-point plan to end the war in Gaza. The plan involves the ending of hostilities between Israel and Hamas, the Muslim terrorist group, returning of hostages held by Hamas, and providing humanitarian aid to Gaza. The plan calls for a temporary transitional government over Gaza and an economic development plan to rebuild Gaza. Israeli Prime Minister Benjamin Netanyahu agreed to the plan. Hamas leaders are reportedly leaning toward accepting the plan. War Secretary Pete Hegseth: Out with the woke, in with the warrior U.S. Secretary of War Pete Hegseth addressed the military's most senior leaders yesterday at the Marine Corps Base in Quantico, Virginia. Hegseth announced 10 new directives, shifting the department from a “woke” to a “warrior” culture. He described what makes a good military leader. HEGSETH: “If I've learned one core lesson in my eight months in this job, it's that personnel is policy. The best way to take care of troops is to give them good leaders committed to the war-fighting culture of the department. Not perfect leaders, good leaders. Competent, qualified, professional, agile, aggressive, innovative, risk-taking, apolitical, faithful to their oath and to the Constitution.” Secretary Hegseth addressed the importance of rigorous physical standards for soldiers. HEGSETH: “When it comes to any job that requires physical power to perform in combat, those physical standards must be high and gender neutral. If women can make it, excellent! If not, it is what it is. If that means no women qualify for some combat jobs, so be it. That is not the intent, but it could be the result. So be it. “It will also mean that weak men won't qualify because we're not playing games. This is combat. This is life or death. As we all know, this is you versus an enemy hell-bent on killing you. To be an effective, lethal fighting force, you must trust that the warrior alongside you in battle is capable, truly, physically capable, of doing what is necessary under fire.” He asked whether any of the military leaders would want one of their sons to become a soldier and serve alongside unqualified soldiers. HEGSETH: “Would you want him serving with fat or unfit or under trained troops? Or alongside people who can't meet basic standards in a unit where leaders were promoted for reasons other than merit, performance and war fighting? This means at the War Department, first and foremost, we must restore a ruthless, dispassionate and common sense application of standards.” And Secretary Hegseth explained that the War Department will no longer tolerate the distracting woke nonsense. HEGSETH: “This administration has done a great deal from day one to remove the social justice, politically correct, and toxic ideological garbage that had infected our department. To rip out the politics. No more identity months, DEI offices, dudes in dresses. No more climate change worship, no more division, distraction, or gender delusions. No more debris. “As I've said before and will say again, we are done with that … I've made it my mission to uproot the obvious distractions that made us less capable and less lethal.” YouTube reinstates conservative accounts banned over anti-COVID shot posts Last Tuesday, Google announced that it will reinstate YouTube accounts it banned for political speech. Google said it previously removed YouTube content related to the COVID-19 pandemic after being pressured by the Biden administration. Google's parent company, Alphabet, wrote in a letter, “YouTube values conservative voices on its platform and recognizes that these creators have extensive reach and play an important role in civic discourse." 52% say sex outside heterosexual marriage is sin; 49% say abortion is sin Here's more data from the State of Theology study study by Lifeway Research and Ligonier Ministries. Just under half of U.S. adults believe the Bible is 100% accurate in all that it teaches. Sixty percent say the Bible is the highest authority for what they believe. And 50% believe the Bible has the authority to tell us what we must do. On moral issues, 52% of Americans say that sex outside of traditional marriage is a sin. Forty-nine percent agree that abortion is a sin. Fifty-four percent oppose transgenderism. And 46% oppose homosexual behavior. Psalm 19:7-8 reminds us, “The law of the LORD is perfect, reviving the soul; the testimony of the LORD is sure, making wise the simple; the precepts of the LORD are right, rejoicing the heart; the commandment of the LORD is pure, enlightening the eyes.” Average American's FICO score is 715 FICO released its inaugural Score Credit Insights Report this month. The report found the national average FICO credit score is 715. However, young consumers are struggling by comparison with an average FICO score of 676. Gen Z borrowers experienced the largest average score decrease of any age group, falling three points year-over-year. A key driver for this is student loan debt. Over a third of young consumers have student loans, compared to 17% of the total population. Planned Parenthood closed it's 78,000 square foot abortion mill in Houston And finally, Planned Parenthood officially closed what was the largest abortion mill in North America yesterday. Back in July, the abortion giant announced it would close two locations in Houston, Texas. One of them was its 78,000-square-foot Prevention Park facility. The Houston Coalition for Life hosted a vigil outside the building to honor the estimated 110,000+ unborn children killed by abortion there. Shawn Carney, the CEO of 40 Days for Life, said the ministry has prayed outside the mega abortion mill since 2006. He commented to Fox News about the closure, saying, “This is massive news for the pro-life movement and shows the direction that Planned Parenthood is going, which is down.” Close And that's The Worldview on this Wednesday, October 1st, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
Amazon PPC for Managing Really Big Accounts doesn't have to be chaos.In this episode we unpack Managing Really Big Accounts in Amazon PPC so you know when to go granular and when to aggregate for real ROI.Learn the hybrid playbook: build full five-campaign stacks for the hero SKUs, consolidate Tier 2 products by parent ASIN, and use catch-all autos to lightly cover the long tail without drowning in a million-row report.We show guardrails (
Google announced plans to bring back YouTube accounts that were permanently banned for political speech after the tech giant admitted to facing pressure from the Biden administration to remove misinformation and conspiracy theories about COVID-19 and the 2020 election. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Meta boss says Irish parents should take charge of kids' Instagram and Facebook usage more. Launching new teen accounts in Ireland, Meta's Global Head of Safety, Antigone Davis, said that parents should step up to judge whether content their kids see is ‘free speech' or ‘harmful'.We discuss further with Jess Kelly Newstalk's Technology Correspondent.
Forget everything you thought you knew about retirement planning. While 401(k)s and IRAs get most of the spotlight, brokerage accounts can be a powerful tool for flexibility, tax savings, and early retirement.In this episode, you'll learn the seven key advantages brokerage accounts offer, including how a married couple could generate over $126,000 in tax-free annual income, how heirs can inherit appreciated assets without paying capital gains tax, and how these accounts provide penalty-free access to funds before age 59½.Ari explains how brokerage accounts can bridge the gap for early retirees, solve the “qualified rich, cash poor” dilemma, and enhance estate planning. You'll see how combining retirement accounts with brokerage accounts creates tax efficiency and freedom that traditional strategies overlook.Listen now to learn how brokerage accounts can accelerate your retirement plan and give you the flexibility to enjoy life on your terms.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
The Paid Search Podcast | A Weekly Podcast About Google Ads and Online Marketing
This week Chris Schaeffer discusses how to avoid those wasteful clicks from job seekers. Also a deeper discussion and warning to accounts that are over 10 years old because there are specific areas that can cause your account to suffer if you don't pay close attention.Try Opteo for free for 28 days - https://opteo.com/pspChris Schaeffer - http://www.chrisschaeffer.comSubmit a Question - https://www.paidsearchpodcast.com
Google also admitted the following to the House Judiciary Committee: The Biden Administration pressured Google to censor Americans and remove content that did not violate YouTube's policies.The Biden Administration censorship pressure was "unacceptable and wrong."Public debate should never come at the expense of relying "authorities."The company will never use third-party "fact-checkers."Europe's censorship laws target American companies and threaten American speech, including the removal of "lawful content."These major admissions come after Chairman Jordan's subpoena to Google and a years long investigation into the company. This is just my opinion:Intro song is 'Bring Me Down'Buy Me a CoffeeThe Slippery Slope SpotifyJ Fallon SpotifyThe Slippery Slope Apple PodcastsThe Slippery Slope YouTube
Accounts payable may not be the most exciting part of finance – but it's absolutely vital. If you mess it up, your P&L will be all over the place. On top of that, it eats up loads of your team's time. That's why Microsoft have been working hard to come up with a smarter way to handle it via the Payables Agent. Hear our team quiz Microsoft's Principal Product Manager for Dynamics 365 Business Central, Soren Friis Alexandersen, about the new Payables Agent; how has been developed, tested and might work in a traditional manufacturing or distribution business. Get to grips with what it does today (and what's coming later), how your team and the Agent can work together and how it shows its reasoning so you can start to trust its results and exploit it further over time. Listen today! #MSDyn365 #MSDyn365BC Hosted on Acast. See acast.com/privacy for more information.
Farnoosh kicks things off with life updates—juggling the whirlwind of September as a parent, launching The Montclair Pod (now a finalist for a prestigious Signal Award (vote here)), and coping with a double hit of bank fraud that forced her to shut down an account and rebuild her banking setup.Sign up for her investing workshop on Tuesday, Sept 30 at SoMoneyWorkshop.comFarnoosh also shares important personal finance headlines:Doctors vs. Insurance Companies: New prior-authorization rules delaying basic care.Amazon's $2.5 billion FTC settlement: Millions of Prime subscribers may be eligible for refunds.Iron Hill Brewery closures: A beloved East Coast restaurant chain, tied to her own family memories, shutters permanently.In the mailbag, she tackles listener questions on:Whether to open multiple high-yield savings accounts for different goals like emergencies, annual expenses, and travel.The best ways to start saving for a child's college education—including 529 plans, gifting platforms, and Roth IRAs.How to ace a financial services interview at age 23 without licenses yet—focusing on passion, relatability, research, and asking smart questions.Dividing money between an emergency fund, retirement, and a down payment on a home.Strategies for intermediate savings goals like marriage or travel within 10 years, and how to balance risk vs. safety in those investments. Hosted on Acast. See acast.com/privacy for more information.
In this episode of the PPC Den Podcast, Michael Erickson Facchin and Clifford Donovan unpack five practical fixes for messy Amazon accounts. They cover how to really track where your budget goes, the pros and cons of AMC audiences, when auto campaigns can be effective, the hidden risks of product targeting, the impact of “previously viewed” placements, and how to approach Creator Connections.If you're looking to clean up your Amazon PPC strategy and stay profitable in 2025, this conversation gives you the clarity and tools you need.We'll see you in The PPC Den!
Prince Andrew has long faced accusations of behaving disgracefully toward staff, with accounts painting him as arrogant, demanding, and quick to anger. Former aides and biographers have described a toxic atmosphere in his household, where employees were often subjected to verbal abuse, sudden outbursts, and demeaning treatment over even minor mistakes. He was said to bark orders in a domineering tone, issue unreasonable demands, and belittle those who worked for him, creating a reputation as one of the most difficult royals to serve. These reports highlight a stark contrast between Andrew's treatment of staff and the conduct expected of a senior royal.Over the years, multiple stories have circulated of Andrew insisting on trivial tasks being handled by his staff—things he could easily have done himself—while berating them if they failed to meet his exacting standards. Accounts range from him losing his temper over perceived breaches of protocol to obsessing over minor details and punishing employees when his rigid expectations weren't met. Collectively, these stories have contributed to a broader portrait of entitlement and insensitivity, reinforcing the narrative of a prince whose personal conduct toward those in his service has repeatedly damaged both his own reputation and that of the monarchy.to contact me:bobbycapucci@protonmail.comsource:https://torontosun.com/news/world/hunter-royale-with-sleaze-prince-andrews-life-of-disgraceBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Subscribe to DTC Newsletter - https://dtcnews.link/signupIn this episode of All Killer No Filler, Abby & Henry from Pilothouse break down what it means to build real strategy for DTC brand growth. They explain how many brands today are stuck optimizing what already worked — rather than asking who the right audience is, what their pain points are, and how to speak to them.What we cover: • Defining real audiences & personas — how to move away from “Meta placing you” to targeting who truly values your product. • Lifetime value, product curation, NCAC & AOV — choosing what to push, upsell, or abandon. • Creative & messaging that connect across funnel stages — why the same creative at every stage fails. • Strategy informing all channels — landing pages, email, ads, CRO & more.“The game in 2020 was easy — now you're paying for a strategy that works.”Whether you have a growing DTC brand or are scaling, this episode gives you concrete frameworks to sharpen your strategy, escape the spin cycle, and unlock long‑term performance gains.Timestamps00:00 Strategy vs. Easy Growth in DTC02:45 The Role of an Account Strategist05:30 Integrating with Brand Teams Across Channels07:50 Unlocking New Audiences with Strategic Shifts11:20 Why Lifetime Value Should Shape Your Strategy15:30 Escaping the Tactical Spin Cycle18:00 Building Effective Top-of-Funnel Creative20:00 What a Strategic Audit Looks Like22:00 The True Meaning of “Better” Creative25:20 Why Deep Audience Research Drives Long-Term Growth26:40 The Future of Media Buying and Creative StrategyHashtags#DTCMarketing #EcommerceStrategy #MediaBuying #AdStrategy #GrowthMarketing #CustomerAcquisition #DigitalMarketing #CreativeStrategy #MarketingPodcast #Pilothouse Subscribe to DTC Newsletter - https://dtcnews.link/signupAdvertise on DTC - https://dtcnews.link/advertiseWork with Pilothouse - https://dtcnews.link/pilothouseFollow us on Instagram & Twitter - @dtcnewsletterWatch this interview on YouTube - https://dtcnews.link/video
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GOODBYE SEASON 5, HELLO SEASON 6, TUNE IN ON OCT 1 FOR C&C'S BDAY WITH A TBB TO KICK OFF THE NEW CHAPTER AND BE SURE TO PAY ATTENTION TO OUR SOCIALS FOR THE REBRAND!!!!!!! Happy Thursday, Besties!!! Today we are bringing you Creepy Accounts vol 54!! Thank you so much to everyone that wrote in their stories, we love you all so much ** DON'T FORGET, our entire merch store is 30% off only for the month of September in our Season 5 Blowout sale!!! Head over to creepsandcrimesmerch.com to get alllllll the merch, besties!! Need to Call Susan (Angel Wings and Healing Things)? Text Ellen at 704-562-3476 to book!! Make sure to tell her we sent you for a Besties only Special discount!! If you have a Creepy Account of your own you would like to submit, you can go to our Reddit (CreepsandCrimes) or email it to us at CREEPSANDCRIMES.CA@GMAIL.COM Love yall sooo much!! We will talk to ya next week!!! vvvvvv Creeps and Crimes Merch: https://creepsandcrimesmerch.com/ Join our OG Pick Me Cult (Patreon): https://patreon.com/creepsandcrimes SUBSCRIBE AND SUPPORT WHEREVER YOU GET YOUR PODCASTS: - Apple Podcast: https://podcasts.apple.com/us/podcast/creeps-and-crimes/id1533194848 - Spotify: https://open.spotify.com/show/0v2kntCCfdQOSeMNnGM2b6?si=bf5c137913dd4af7 - Youtube: https://youtube.com/@creepsandcrimespodcast?si=e6Lwuw6qvsEPBHzG Business Inquiries please contact Management: maggie@MRHentertainment.com FOLLOW US ON SOCIALS: Creeps and Crimes Podcast - Insta: https://www.instagram.com/creepsandcrimespodcast/?hl=en - Facebook: https://www.facebook.com/creepsandcrimespodcast/ - TikTok: https://www.tiktok.com/@creepsandcrimes Taylar Jane (True Crime Host) - Insta: @Taylarj - TikTok (True Crime Channel): @TaylarJane98 - TikTok (Personal): @TaylarJane1 Morgan Harris (Paranormal & Conspiracy Host) - Insta: @morgg.m - Tiktok: @morgg.m Want More Info? Check out our Website: www.creepsandcrimespodcast.com Send Us Mail & Fan Art to our PO Box!!! CREEPS AND CRIMES PODCAST PO BOX 11523 KNOXVILLE, TENNESSEE 37939 Have a Creepy Account You'd like to share and be featured on the Podcast? Email it to: CreepsAndCrimes.CA@gmail.com Submit it through the Portal on our Website (Listed above) or Post in on our Reddit Thread with the tag "creepy account" Love our TBB episodes and want to get in on the Action or submit an AIMS? Head over to our Reddit Community: @creepsandcrimes Need to contact us or request sources? Email us at creepsandcrimespodcast@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
Listener Q&A where Andy talks about: How to calculate how much money you can gift or donate in retirement without running out ( 8:47 )Does the five-year rule met by a previous Roth IRA carry over to a new Roth IRA ( 17:03 )Is it better to draw down an inherited IRA and delay starting Social Security, or vice versa ( 19:39 )Can distributions from an annuity in a 403(b) be used to meet Required Minimum Distributions in IRAs ( 23:37 )How to get cash flow or income from illiquid assets - such as real estate investments - when more income is needed than what's otherwise produced by the asset ( 31:21 )What are the drawbacks of investing in a total world stock market fund or total world bond market fund vs instead using multiple funds for stock and bond exposure ( 37:14 )If concerned about leaving money to an heir who may not be responsible for receiving a large inheritance, is it possible to pre-arrange for the purchase of an annuity upon death so the heir gets annuity income instead ( 44:48 )Should target date funds be used in conjunction with other funds, or just used by themselves ( 48:24 )When in an assisted living facility, how much of the facility's fees are deductible as medical expenses ( 53:50 )What's the best way to save money for a grandchild: 529 account, Uniform Transfer to Minors account or an account in your own name (with the grandchild named as beneficiary) ( 57:29 )Link to Tax Planning to and Through Early Retirement To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com
In episode 579 of Lawyerist Podcast, learn how to manage your IOLTA accounts correctly and avoid disciplinary pitfalls. Stephanie Everett talks with Amy Woods, founder of IOLTA Consulting, about the most common mistakes lawyers make with trust accounts and what to do instead. Amy explains why outstanding checks can create big compliance risks, what escheatment rules really require, and why three-way reconciliation is a must. She also breaks down why QuickBooks alone isn't enough and how a few simple steps can keep you out of trouble. Lawyers will walk away with clear guidance to safeguard client funds, prepare for audits, and protect their law licenses. Listen to our other episodes on risk management & ethics: #572 – Practical Courage Skills Every Lawyer Needs, with Jim Detert Apple | Spotify | LTN #543: AI Ethics: What Lawyers Need to Know, with Hilary Gerzhoy Apple | Spotify | LTN #491 – Crafting Your Purpose-Driven Leadership Vision, with Leticia DeSuze Apple | Spotify | LTN #447 – Managing Risk in Your Firm, with Allison Shields Apple | Spotify | LTN If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Chapters/Timestamps: 00:00 – Bots in Job Interviews and Introduction 04:14 – Meet Amy Woods: IOLTA Consulting 05:14 – Why Trust Accounts Feel Like a “Ticking Time Bomb” 06:58 – Common Mistakes Lawyers Miss 09:22 – Escheatment & Outstanding Checks 12:30 – Penalties, Interest & Voluntary Disclosure 14:31 – Retainer Clauses & Small Check Workarounds 16:18 – Three-Way Reconciliation Explained 18:00 – QuickBooks vs. Legal-Specific Tools 21:43 – One Account, Many Clients: Why Details Matter 23:55 – Amy's Compliance Review Service 25:08 – Real Consequences: From Penalties to Disbarment 26:26 – Final Takeaways
Associates on Fire: A Financial Podcast for the Associate Dentist
In this episode of the Dental Boardroom Podcast, host Wes Read, CPA and financial advisor at Practice CFO, welcomes attorney Justin Morgan, JD, MBA, founder of Morgan Advisory Group, to share real-life “war stories” from dental practice transitions. Together, they unpack legal and financial pitfalls dentists should avoid—and opportunities that can change the trajectory of a career.From hidden Botox expenses in med spas to phantom patient credits wiped off the books, and even a “Bitcoin blowout” practice fire sale, Wes and Justin reveal how careful due diligence, smart deal structures, and the right advisory team can protect buyers while uncovering hidden value.Key discussions include:Why every practice transition carries risk—and how buyers should assess it.How undisclosed irregularities in expenses can lead to litigation.The importance of understanding accounts receivable (AR) vs. patient credits, and how mismanagement can derail a deal.The critical role of financial reports like aging AR in evaluating practice health.A shocking story of a dentist who used EIDL COVID relief loans for Bitcoin investments, lost it all, and was forced to sell at a massive discount.Why partnering with skilled advisors—legal, financial, and operational—is the best way to safeguard your investment.Justin also explains the legal frameworks behind dental transitions, including asset sales, goodwill valuation, and common structures for financing deals. Wes brings a financial lens, connecting these stories to practical lessons every dentist-owner should apply before buying, selling, or expanding a practice.This episode is packed with cautionary tales, legal insights, and practical takeaways to help dentists think like business owners and avoid costly mistakes.Key PointsEvery practice transition carries risk—smart buyers weigh risks against upside potential.Hidden expenses, irregularities, or non-disclosures can result in litigation.Accounts receivable (AR) and patient credits must be carefully reviewed before closing a deal.Proper due diligence includes analyzing aging AR reports and patient credit balances.Practices sold below market value may offer high upside but come with added risk.Misuse of EIDL loans highlights how financial mismanagement can create rare buying opportunities.Buyers need a strong team: legal, financial, and operational advisors.Asset sales focus on goodwill, not stock or tax IDs—key for understanding practice valuation.
Neighbors have complained that Sarah Kellen Vickers and her husband are unpleasant and disruptive to live near. Reports describe late-night disturbances, loud behavior, and an apparent disregard for community standards, with neighbors calling them “horrible neighbors.” Accounts point to neglected property upkeep, tensions over shared spaces, and a general atmosphere of hostility that makes her unwelcome in her own neighborhood. These stories add another layer of negativity to her public image, showing that the toxicity surrounding her extends beyond her Epstein ties and into her day-to-day life.Even acknowledging the tabloid nature of some of these reports, the portrait that emerges is one of consistent friction with those living nearby. Neighbors have alleged a pattern of inconsiderate conduct, from blocking driveways to failing to keep their home in order, creating a lingering sense of resentment in the community. While she may have avoided prison, she has not avoided the ire of those forced to share their block with her, who see her not just as a disgraced Epstein associate but also as a blight on their neighborhood.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
- European Car Sales Up in August - U.S. Started Applying New EU Tariffs - GM Extends Shutdown for Legionnaires Disease - Cybersecurity Influencing Car Buyers - Acura Kills the ZDX After 1 Model Year - Honda Prologue Gets Big Discount - Waymo Launches Corporate Accounts - Toyota Opens Woven City to Residents - New CLA Gets China-Specific ADAS Tech - Mercedes to Keep Entry-Level Car Around
- European Car Sales Up in August - U.S. Started Applying New EU Tariffs - GM Extends Shutdown for Legionnaires Disease - Cybersecurity Influencing Car Buyers - Acura Kills the ZDX After 1 Model Year - Honda Prologue Gets Big Discount - Waymo Launches Corporate Accounts - Toyota Opens Woven City to Residents - New CLA Gets China-Specific ADAS Tech - Mercedes to Keep Entry-Level Car Around
In episode 579 of Lawyerist Podcast, learn how to manage your IOLTA accounts correctly and avoid disciplinary pitfalls. Stephanie Everett talks with Amy Woods, founder of IOLTA Consulting, about the most common mistakes lawyers make with trust accounts and what to do instead. Amy explains why outstanding checks can create big compliance risks, what escheatment rules really require, and why three-way reconciliation is a must. She also breaks down why QuickBooks alone isn't enough and how a few simple steps can keep you out of trouble. Lawyers will walk away with clear guidance to safeguard client funds, prepare for audits, and protect their law licenses. Listen to our other episodes on risk management & ethics: #572 – Practical Courage Skills Every Lawyer Needs, with Jim Detert Apple | Spotify | LTN #543: AI Ethics: What Lawyers Need to Know, with Hilary Gerzhoy Apple | Spotify | LTN #491 – Crafting Your Purpose-Driven Leadership Vision, with Leticia DeSuze Apple | Spotify | LTN #447 – Managing Risk in Your Firm, with Allison Shields Apple | Spotify | LTN If today's podcast resonates with you and you haven't read The Small Firm Roadmap Revisited yet, get the first chapter right now for free! Looking for help beyond the book? See if our coaching community is right for you. Access more resources from Lawyerist at lawyerist.com. Chapters/Timestamps: 00:00 – Bots in Job Interviews and Introduction 04:14 – Meet Amy Woods: IOLTA Consulting 05:14 – Why Trust Accounts Feel Like a “Ticking Time Bomb” 06:58 – Common Mistakes Lawyers Miss 09:22 – Escheatment & Outstanding Checks 12:30 – Penalties, Interest & Voluntary Disclosure 14:31 – Retainer Clauses & Small Check Workarounds 16:18 – Three-Way Reconciliation Explained 18:00 – QuickBooks vs. Legal-Specific Tools 21:43 – One Account, Many Clients: Why Details Matter 23:55 – Amy's Compliance Review Service 25:08 – Real Consequences: From Penalties to Disbarment 26:26 – Final Takeaways Learn more about your ad choices. Visit megaphone.fm/adchoices
Ready to optimize your retirement savings strategy? Let's clear up some confusion about Roth vs. Traditional retirement accounts that might be costing you thousands in future tax benefits.First, let's bust a common myth: there are NO income limits for Roth 401(k) contributions! While Roth IRAs do have income restrictions, your salary never disqualifies you from making Roth 401(k) contributions if your employer offers this option. And starting next year, highly-compensated employees over 50 will need to make their catch-up contributions as Roth.Traditional accounts give you an immediate tax break by reducing your taxable income now, with taxes due on both contributions and earnings when you withdraw in retirement. Roth accounts offer no immediate tax deduction, but qualified withdrawals in retirement—including decades of compound growth—come out completely tax-free.For early-career savers, I generally recommend Roth contributions regardless of income. The power of tax-free compounding over 30-40 years typically outweighs immediate tax savings. Mid-career professionals face a more nuanced decision based on current tax situations and future tax rate expectations. Pre-tax contributions can strategically keep your income below thresholds for valuable tax benefits like the expanded SALT deduction or child tax credits. Meanwhile, Roth IRAs offer a hidden emergency fund feature—you can withdraw contributions (not earnings) anytime without penalties.Running scenarios through tax software can help quantify the difference between these options for your specific situation. But remember, while saving strategically matters, I've never met anyone who regretted saving too much for retirement—just don't forget to enjoy life with loved ones along the way!Want more financial insights delivered in 15 minutes or less? Subscribe to Better Financial Health and take control of your financial future today! Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.
Paul Thurrott reports live from Maui with exciting details on Qualcomm's next-gen Snapdragon X2 Elite chip and how it could shake up the PC world, while behind the scenes, Microsoft quietly drifts further from OpenAI just as an NVIDIA mega-deal makes headlines. Is Windows about to get its biggest reboot in years, and can ARM finally topple Intel? Windows 25H2 is imminent: The real ISOs and eKBs are here! Paul's Arm-based trip to Mexico and Arm-based Apple-tastic experience at Snapdragon Summit And yet. It's Week D. And we didn't get any preview updates (for 24H2) Windows AI Labs is a thing If you're migrating from Windows 10 get a Windows 11 on Arm PC, Microsoft suggests New AI features coming to Notepad, Paint, and Snipping Tool New Dev and Beta (and Canary) builds: Click to Do translation, Share with Copilot, Accounts management improvements AI The Microsoft/OpenAI rift widens yet again NVIDIA invests $100 billion in OpenAI, days after "investing" $5 billion in Intel Intel will keep making its own GPUs because who gives a crap Microsoft is bringing Anthropic Claude to Microsoft 365 Copilot - "Model choice" Microsoft reportedly trying to pay publishers for content used by AI Microsoft Teams is getting more agents Google Chrome is getting a major AI update Snapdragon Summit 2025 6G, AI as the new UI, glasses as the next wave, Android PCs out of nowhere X2 Elite and X2 Elite Extreme (with up to 18 cores for ultra-premium PCs) 3rd Gen Oryon CPU (X2 was 1st gen, last year's phone chip was G2) 75 percent faster CPU perf than competition at ISO power First Arm chip to hit 5+ GHz New Adreno GPU architecture with 2.3x perf per watt and power efficiency over previous gen Hexagon NPU with 80 TOPS for "concurrent AI experiences" on Copilot+ PCs Supports latest 5G SD X75 modem, Wi-Fi 7, BT 5.4 75 percent faster CPU perf than competition at ISO power Bad news: First half of 2026 availability Not in the press release: The secret of why X2 Elite Extreme is so fast Xbox Microsoft raises Xbox console prices for the second time in 2025 Here comes the Gaming Copilot on Windows 11 Google is copying it on Android and bringing Android and native games to Windows now Tips and Picks Tip of the week: Think of 1 story for everyone you care about App pick of the week: Notion 3.0 RunAs Radio this week: Managing Vendor Incidents with Mandi Walls Brown liquor pick of the week: High Coast Whisky Quercus IV Mongolica Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit uscloud.com cachefly.com/twit
Paul Thurrott reports live from Maui with exciting details on Qualcomm's next-gen Snapdragon X2 Elite chip and how it could shake up the PC world, while behind the scenes, Microsoft quietly drifts further from OpenAI just as an NVIDIA mega-deal makes headlines. Is Windows about to get its biggest reboot in years, and can ARM finally topple Intel? Windows 25H2 is imminent: The real ISOs and eKBs are here! Paul's Arm-based trip to Mexico and Arm-based Apple-tastic experience at Snapdragon Summit And yet. It's Week D. And we didn't get any preview updates (for 24H2) Windows AI Labs is a thing If you're migrating from Windows 10 get a Windows 11 on Arm PC, Microsoft suggests New AI features coming to Notepad, Paint, and Snipping Tool New Dev and Beta (and Canary) builds: Click to Do translation, Share with Copilot, Accounts management improvements AI The Microsoft/OpenAI rift widens yet again NVIDIA invests $100 billion in OpenAI, days after "investing" $5 billion in Intel Intel will keep making its own GPUs because who gives a crap Microsoft is bringing Anthropic Claude to Microsoft 365 Copilot - "Model choice" Microsoft reportedly trying to pay publishers for content used by AI Microsoft Teams is getting more agents Google Chrome is getting a major AI update Snapdragon Summit 2025 6G, AI as the new UI, glasses as the next wave, Android PCs out of nowhere X2 Elite and X2 Elite Extreme (with up to 18 cores for ultra-premium PCs) 3rd Gen Oryon CPU (X2 was 1st gen, last year's phone chip was G2) 75 percent faster CPU perf than competition at ISO power First Arm chip to hit 5+ GHz New Adreno GPU architecture with 2.3x perf per watt and power efficiency over previous gen Hexagon NPU with 80 TOPS for "concurrent AI experiences" on Copilot+ PCs Supports latest 5G SD X75 modem, Wi-Fi 7, BT 5.4 75 percent faster CPU perf than competition at ISO power Bad news: First half of 2026 availability Not in the press release: The secret of why X2 Elite Extreme is so fast Xbox Microsoft raises Xbox console prices for the second time in 2025 Here comes the Gaming Copilot on Windows 11 Google is copying it on Android and bringing Android and native games to Windows now Tips and Picks Tip of the week: Think of 1 story for everyone you care about App pick of the week: Notion 3.0 RunAs Radio this week: Managing Vendor Incidents with Mandi Walls Brown liquor pick of the week: High Coast Whisky Quercus IV Mongolica Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit uscloud.com cachefly.com/twit
Paul Thurrott reports live from Maui with exciting details on Qualcomm's next-gen Snapdragon X2 Elite chip and how it could shake up the PC world, while behind the scenes, Microsoft quietly drifts further from OpenAI just as an NVIDIA mega-deal makes headlines. Is Windows about to get its biggest reboot in years, and can ARM finally topple Intel? Windows 25H2 is imminent: The real ISOs and eKBs are here! Paul's Arm-based trip to Mexico and Arm-based Apple-tastic experience at Snapdragon Summit And yet. It's Week D. And we didn't get any preview updates (for 24H2) Windows AI Labs is a thing If you're migrating from Windows 10 get a Windows 11 on Arm PC, Microsoft suggests New AI features coming to Notepad, Paint, and Snipping Tool New Dev and Beta (and Canary) builds: Click to Do translation, Share with Copilot, Accounts management improvements AI The Microsoft/OpenAI rift widens yet again NVIDIA invests $100 billion in OpenAI, days after "investing" $5 billion in Intel Intel will keep making its own GPUs because who gives a crap Microsoft is bringing Anthropic Claude to Microsoft 365 Copilot - "Model choice" Microsoft reportedly trying to pay publishers for content used by AI Microsoft Teams is getting more agents Google Chrome is getting a major AI update Snapdragon Summit 2025 6G, AI as the new UI, glasses as the next wave, Android PCs out of nowhere X2 Elite and X2 Elite Extreme (with up to 18 cores for ultra-premium PCs) 3rd Gen Oryon CPU (X2 was 1st gen, last year's phone chip was G2) 75 percent faster CPU perf than competition at ISO power First Arm chip to hit 5+ GHz New Adreno GPU architecture with 2.3x perf per watt and power efficiency over previous gen Hexagon NPU with 80 TOPS for "concurrent AI experiences" on Copilot+ PCs Supports latest 5G SD X75 modem, Wi-Fi 7, BT 5.4 75 percent faster CPU perf than competition at ISO power Bad news: First half of 2026 availability Not in the press release: The secret of why X2 Elite Extreme is so fast Xbox Microsoft raises Xbox console prices for the second time in 2025 Here comes the Gaming Copilot on Windows 11 Google is copying it on Android and bringing Android and native games to Windows now Tips and Picks Tip of the week: Think of 1 story for everyone you care about App pick of the week: Notion 3.0 RunAs Radio this week: Managing Vendor Incidents with Mandi Walls Brown liquor pick of the week: High Coast Whisky Quercus IV Mongolica Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit uscloud.com cachefly.com/twit
Paul Thurrott reports live from Maui with exciting details on Qualcomm's next-gen Snapdragon X2 Elite chip and how it could shake up the PC world, while behind the scenes, Microsoft quietly drifts further from OpenAI just as an NVIDIA mega-deal makes headlines. Is Windows about to get its biggest reboot in years, and can ARM finally topple Intel? Windows 25H2 is imminent: The real ISOs and eKBs are here! Paul's Arm-based trip to Mexico and Arm-based Apple-tastic experience at Snapdragon Summit And yet. It's Week D. And we didn't get any preview updates (for 24H2) Windows AI Labs is a thing If you're migrating from Windows 10 get a Windows 11 on Arm PC, Microsoft suggests New AI features coming to Notepad, Paint, and Snipping Tool New Dev and Beta (and Canary) builds: Click to Do translation, Share with Copilot, Accounts management improvements AI The Microsoft/OpenAI rift widens yet again NVIDIA invests $100 billion in OpenAI, days after "investing" $5 billion in Intel Intel will keep making its own GPUs because who gives a crap Microsoft is bringing Anthropic Claude to Microsoft 365 Copilot - "Model choice" Microsoft reportedly trying to pay publishers for content used by AI Microsoft Teams is getting more agents Google Chrome is getting a major AI update Snapdragon Summit 2025 6G, AI as the new UI, glasses as the next wave, Android PCs out of nowhere X2 Elite and X2 Elite Extreme (with up to 18 cores for ultra-premium PCs) 3rd Gen Oryon CPU (X2 was 1st gen, last year's phone chip was G2) 75 percent faster CPU perf than competition at ISO power First Arm chip to hit 5+ GHz New Adreno GPU architecture with 2.3x perf per watt and power efficiency over previous gen Hexagon NPU with 80 TOPS for "concurrent AI experiences" on Copilot+ PCs Supports latest 5G SD X75 modem, Wi-Fi 7, BT 5.4 75 percent faster CPU perf than competition at ISO power Bad news: First half of 2026 availability Not in the press release: The secret of why X2 Elite Extreme is so fast Xbox Microsoft raises Xbox console prices for the second time in 2025 Here comes the Gaming Copilot on Windows 11 Google is copying it on Android and bringing Android and native games to Windows now Tips and Picks Tip of the week: Think of 1 story for everyone you care about App pick of the week: Notion 3.0 RunAs Radio this week: Managing Vendor Incidents with Mandi Walls Brown liquor pick of the week: High Coast Whisky Quercus IV Mongolica Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit uscloud.com cachefly.com/twit
In this episode of *The Good Trouble Show* with Matt Ford, we delve into the UFO phenomenon as four witnesses break their silence on a breathtaking UFO sighting over the U.S. Capitol. Just hours before Congress held a historic UAP hearing, nine witnesses—including top scientists and researcher Chris Bledsoe—observed glowing orbs in the sky. Our guests Dr. Anna Brady-Estevez, Sarah Gamm, Erik Zidek, and Chris Bledsoe share their first-hand accounts of these remarkable orbs. Were they drones, meteors, or something far more extraordinary? Discover shocking similarities in their stories: • Spherical, luminous orbs performing figure-eight maneuvers • Phone malfunctions during the sighting • Red comet-like flashes near Capitol grounds • Positive, awe-inspiring group experiences This episode raises important questions as we navigate through the mysterious world of UFOs and reflect on the last notable incident over the Capitol during the famous 1952 UAP flap. Now, in 2025, the skies over D.C. once again capture our attention, prompting us to discuss national security implications that no one can ignore.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-good-trouble-show-with-matt-ford-uap-politics--5808897/support.Sponsorship Inquires: sponsors@thegoodtroubleshow.comSubstack: https://substack.com/@thegoodtroubleshowLinktree: https://linktr.ee/thegoodtroubleshowPatreon: https://www.patreon.com/TheGoodTroubleShowYouTube: https://www.youtube.com/@TheGoodTroubleShowTwitter: https://twitter.com/GoodTroubleShowInstagram: https://www.instagram.com/thegoodtroubleshow/TikTok: https://www.tiktok.com/@goodtroubleshowFacebook: https://www.facebook.com/The-Good-Trouble-Show-With-Matt-Ford-106009712211646Threads: @TheGoodTroubleShowBlueSky: @TheGoodTroubleShow
Youtube ADMITS Censorship & Will Restore Accounts, Liberals Vs Tylenol, Kimmel Pulled AGAIN!
Stablecoins: Genius or Reinventing the Wheel? by ClearBridge Investments
Paul Thurrott reports live from Maui with exciting details on Qualcomm's next-gen Snapdragon X2 Elite chip and how it could shake up the PC world, while behind the scenes, Microsoft quietly drifts further from OpenAI just as an NVIDIA mega-deal makes headlines. Is Windows about to get its biggest reboot in years, and can ARM finally topple Intel? Windows 25H2 is imminent: The real ISOs and eKBs are here! Paul's Arm-based trip to Mexico and Arm-based Apple-tastic experience at Snapdragon Summit And yet. It's Week D. And we didn't get any preview updates (for 24H2) Windows AI Labs is a thing If you're migrating from Windows 10 get a Windows 11 on Arm PC, Microsoft suggests New AI features coming to Notepad, Paint, and Snipping Tool New Dev and Beta (and Canary) builds: Click to Do translation, Share with Copilot, Accounts management improvements AI The Microsoft/OpenAI rift widens yet again NVIDIA invests $100 billion in OpenAI, days after "investing" $5 billion in Intel Intel will keep making its own GPUs because who gives a crap Microsoft is bringing Anthropic Claude to Microsoft 365 Copilot - "Model choice" Microsoft reportedly trying to pay publishers for content used by AI Microsoft Teams is getting more agents Google Chrome is getting a major AI update Snapdragon Summit 2025 6G, AI as the new UI, glasses as the next wave, Android PCs out of nowhere X2 Elite and X2 Elite Extreme (with up to 18 cores for ultra-premium PCs) 3rd Gen Oryon CPU (X2 was 1st gen, last year's phone chip was G2) 75 percent faster CPU perf than competition at ISO power First Arm chip to hit 5+ GHz New Adreno GPU architecture with 2.3x perf per watt and power efficiency over previous gen Hexagon NPU with 80 TOPS for "concurrent AI experiences" on Copilot+ PCs Supports latest 5G SD X75 modem, Wi-Fi 7, BT 5.4 75 percent faster CPU perf than competition at ISO power Bad news: First half of 2026 availability Not in the press release: The secret of why X2 Elite Extreme is so fast Xbox Microsoft raises Xbox console prices for the second time in 2025 Here comes the Gaming Copilot on Windows 11 Google is copying it on Android and bringing Android and native games to Windows now Tips and Picks Tip of the week: Think of 1 story for everyone you care about App pick of the week: Notion 3.0 RunAs Radio this week: Managing Vendor Incidents with Mandi Walls Brown liquor pick of the week: High Coast Whisky Quercus IV Mongolica Hosts: Leo Laporte, Paul Thurrott, and Richard Campbell Download or subscribe to Windows Weekly at https://twit.tv/shows/windows-weekly Check out Paul's blog at thurrott.com The Windows Weekly theme music is courtesy of Carl Franklin. Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free shows, a members-only Discord, and behind-the-scenes access. Join today: https://twit.tv/clubtwit Sponsors: threatlocker.com/twit uscloud.com cachefly.com/twit
On today's Bible Answer Man broadcast (09/23/25), Hank addresses the contention that many biblical accounts were recorded long after the fact and recklessly embellished; therefore, they are the stuff of myth and legend. However, Hank points out why that is hardly true.Hank also answers the following questions:What are your thoughts on the peace treaty with Israel that will start the seven-year tribulation? Shantell - Calgary, AB (3:07)Are there generational curses? Bob - Vancouver, BC (6:40)Can you show me Scriptures that teach Christians should not drink alcohol? Mike - Portman, VA (15:13)What does Jesus mean when He says that someone would be called the least in the kingdom of Heaven? Justin - New Nazareth, MO (19:22)What do you think would happen if the Devil were to repent to God? Justin - New Nazareth, MO (20:51)Was it after the 400 years of bondage in Egypt that Abraham became the father of faith? Doug - Alton, IL (22:13)
Trading Nut | Trader Interviews - Forex, Futures, Stocks (Robots & More)
Ever wondered how someone can crush prop firm trading while holding down a regular job and juggling a side hustle? Meet James Kirklin III, a trader from Atlanta who's figured out how to snag consistent profits in futures—without going full-time or risking it all. In this enlightening conversation, James breaks down the strategies and psychology that finally took him from student trader to pulling in $10K paydays, all while keeping trading as his "extra income" side gig. If you're tired of blowing up accounts, feeling lost in a sea of strategies, or doubting if prop firms are worth it, James's journey and brutally honest insights could be exactly what you need. Let's dive in. Podcast Interview Interview Link Instagram: @jameskirklin3, @jameskirklin3tradesYouTube: @JamesKirklin3-TradingHomesWhop: whop.com/trading-homes Key Lessons [07:12] "What prop firms has allowed you to do is hit that home run by accumulating base hits. The home run comes by accumulating small, consistent, profitable days." [10:09] "Discipline over dopamine… the discipline of having that buffer actually helps you because you have to maintain consistent trading after just reaching the first payout." [12:47] "Why are you trying to make so much in a day anyway? Small base hits and avoiding the big loss are what keep you in the game." [13:34] "If you can take one good trade, keep your losses small and literally make it to tomorrow. That's all it's really about in this prop game. It's so gamified that the psychology is where people blow it." [18:52] "You have to have a system that allows for a lot of wins, because the thing is, you're trading often with this system higher size and you're trading lower timeframes… it's what works in props because that's what it's all about: consistency, consistent wins." [19:52] "Burnout is a real thing, especially in these props, especially seeing all this money flowing." [29:02] "While they're here, we got to use them… if you are consistently profitable trader to not utilize [prop firms] … it makes too much sense." [31:18] "Find a good mentor as soon as possible, finding a good mentor that's accessible and that trades live with you. If you do that, that'll expedite your learning curve so fast." [32:29] "You have to earn your size… Get you a little 25K account, trade the micros, don't have your heart thumping if you're in -20 pip drawdown. Learn the system. Learn the platforms. Learn this. Learn that because you're going to look up in six months to a year, like okay, it's finally starting to make sense. Rather than I'm trying to get this gamified profit target…" [33:23] "Are you here to take trades or are you here to make money? People love just being in a trade and losing money for something." [34:21] "The more you're putting your capital at risk, the more you can lose it… how you make it is how you lose it." [36:12] "We are quite literally creating money from sitting down and doing something. It's like a weight lifted off your shoulders when you start to think of trading as extra income instead of the sole income."
All of the highlights delivered to you in one easy to consume podcast. Check out Tuesday morning's highlights hear and stream it wherever you listen to podcasts! See omnystudio.com/listener for privacy information.
All of the highlights delivered to you in one easy to consume podcast. Check out Tuesday morning's highlights hear and stream it wherever you listen to podcasts!
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Marriage is about becoming one—but what does that mean for your money? For many couples, the question of whether to combine bank accounts or keep them separate is one of the first major financial decisions they face. While the Bible doesn't speak directly to checking accounts, it does give us a clear picture of what unity, trust, and stewardship look like in marriage.What Scripture Says About OnenessIn Mark 10:7–8, Jesus says, “Therefore a man shall leave his father and mother and hold fast to his wife, and the two shall become one flesh.”That phrase, “one flesh,” is more than physical—it describes an emotional, spiritual, and practical union. Marriage is about sharing a life together, and that includes finances. The Bible doesn't command couples to have joint accounts, but it does call us to transparency, mutual submission, and faithful stewardship.Joint accounts are one practical way to live this out, offering a structure of accountability and openness. Separate accounts, while not inherently sinful, can sometimes become symbolic of separate lives if not handled with care.A story from a banker friend drives this home. One day, a woman came into the bank distraught after discovering her husband had a secret credit card with thousands of dollars in gambling debt. The shock wasn't just about money—it was about broken trust.Financial infidelity is devastating because it goes deeper than dollars and cents. It damages the foundation of unity. Ephesians 5:21 reminds us: “Submit to one another out of reverence for Christ.” That submission extends to our financial decisions.Practical Ways to Build Financial UnitySo, what does financial oneness look like in real life? Here are a few steps couples can take:1. Hold Regular Money DatesSet aside time each month to review your budget, giving, and goals. These conversations don't have to be stressful—they can strengthen communication and provide alignment in your marriage.2. Build a Shared Emergency FundSaving three to six months of expenses together demonstrates trust and unity. It says, “We're in this together, no matter what comes.”3. Use Tools That Foster UnityBudgeting apps like the FaithFi app can help you and your spouse manage money together with clarity and purpose. Built on biblical principles, it's more than just software—it's a discipleship tool.Why Financial Unity MattersFinancial unity is ultimately about more than accounts and numbers. It's about our hearts. When couples pursue oneness in their finances, they reflect the greater reality of Christ's love for His church—a bond marked by trust, sacrifice, and faithfulness.Your bank account setup matters far less than your posture toward one another. Ask yourselves:Are we making decisions together?Are we being transparent and honest?Are we aligning our finances with God's purposes?When the answer is yes, your marriage becomes a living testimony of the Gospel.A Bigger Vision for StewardshipAt the end of the day, combining or separating accounts isn't the ultimate issue. The greater call is to live as one—financially, emotionally, and spiritually—while stewarding God's resources faithfully.And if you'd like to go deeper in this journey, I invite you to become a FaithFi Partner. For just $35 a month or $400 a year, you'll receive exclusive benefits, including our quarterly printed magazine, Faithful Steward. It's full of biblical wisdom and practical tools to help you grow as a faithful steward of God's resources.To join, visit FaithFi.com/Partner.On Today's Program, Rob Answers Listener Questions:I've paid off my house, but the title company still has my deed. Should I leave it with them, put it in a safety deposit box, or what's the best way to handle my home's title?I've come into $20,000, and I want to invest it wisely. What's the best way to put this money to work?I had a will drafted when my first child was born, but now my youngest is turning 18. I'd like to avoid probate court. What can I do instead of just having a will? I've already added beneficiaries to my accounts and want my house title to transfer upon my death.When I was younger, I made poor financial choices without seeking godly counsel. I want to encourage others to seek advice from wise, godly people before making financial decisions.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Bankrate.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Text a Message to the ShowIn the early days of this podcast, I began by bringing in patrol officers and asking them a series of about 25 questions, covering all aspects of their patrol experience. From that initial batch of interviews I would pick a topic, stitch together the responses of several officers, and create compilation bonus episodes I called "Firsthand Accounts." It's been three years since I've produced any of those firsthand account episodes and I've been promising that I would interview a batch of detectives and do the whole process over again. That project has been delayed several times but it is finally starting to come together and I wanted to give you a small downpayment on what is developing. Specifically, one of the questions I'm asking these detectives is "what is your big story." Here are a couple samples. Contributing to the episode are detectives V. Garner and A. Turnage.The previous Firsthand Account episodes about Patrol Officers were Bonus Episodes 2, 3, 5, 9, and 11. The same concept was used with police sergeants on Bonus Episodes 38 and 39.Music is by TrackTribeHey Chaplain Bonus Episode 45Tags:Detectives, Assaults, Cold Cases, Firsthand Accounts, Interviews, Investigations, Murder, Police, Independence, Missouri, OregonSupport the showThanks for Listening! And, as always, pray for peace in our city.Subscribe/Follow here: Apple Podcasts: https://podcasts.apple.com/us/podcast/hey-chaplain/id1570155168 Spotify: https://open.spotify.com/show/2CGK9A3BmbFEUEnx3fYZOY Email us at: heychaplain44@gmail.comYou can help keep the show ad-free by buying me a virtual coffee!https://www.buymeacoffee.com/heychaplain
Wondering if “what’s yours is mine” should include your bank account? You’re not the only one. Marriage is about becoming one—but what does that mean for your money? Should couples combine accounts or keep them separate? On the next Faith & Finance Live, Rob West explores what Scripture says about financial unity in marriage—and why shared finances reflect shared lives. Then, it’s on to your calls. That’s Faith & Finance Live—biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
Send us a textAustin Silver & David Capablanca discuss various topics on Friendly Bear Podcast. Friendly Bear Conference 4Early Bird ticket for Friendly Bear Conference 4 in Los Angeles on 10/10/25 ft. Tom Hougaard. SageTraderSageTrader powers Wall Street & retail traders with ultra-low clearing fees & premium locates Flash ResearchUse coupon code FB15 for 15% off Premium. Find your edge with the best stock analyzer Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show
In today's show, crooks are finding new, sophisticated ways to get into your accounts. There are risks with voice ID, 2 factor authentication, spoofing, pretexting and more. Clark shares ways to protect yourself. Also, how do you “futureproof” your career with so many changes coming from AI, robotics and more? Clark discusses the value of looking ahead, enhancing your skillset, and asking “what's next” jobwise. Guard Your Accounts: Segment 1 Ask Clark: Segment 2 Futureproof employment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Lock Your Phone Number Today Vanguard Account Security - Spotting and stopping more sophisticated scams Lawsuit Claims Zelle Security Lapses Cost Over $1 Billion in Fraud: What You Need to Know How to outfox financial scammers What Is an HSA Account and How Does It Work? What Is a Flexible Spending Account? 8 Retirement Catch-Up Secrets for Savers 55+ Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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