Podcasts about accounts

Send a textThis video addresses a common question: can Amazon sellers operate multiple Amazon seller account simultaneously? Noah Wickham from My Amazon Guy explains that the answer is nuanced, detailing Amazon's policy on multiple amazon account types. Learn about the conditions for seller registration amazon and how to navigate selling on amazon with more than one account.If you are unsure whether your second seller account setup could trigger a suspension, get direct strategy guidance before Amazon makes that decision for you: https://bit.ly/4jMZtxu--------------------------------------------------------------------------Want free resources? Dowload our Free Amazon guides here:Growth Email Marketing Strategies: https://hubs.ly/Q04457QF0Amazon Proft Margin Defense 2026: https://hubs.ly/Q042trRH0Amazon SEO Toolkit 2026: https://bit.ly/4oC2ClTAmazon Seller Strategy Report 2026: https://bit.ly/3YN1RME2026 Ecommerce Website & SEO Readiness Checklist: https://hubs.ly/Q040Jg0M0Amazon Crisis Kit: https://bit.ly/4maWHn0TIMESTAMPS00:00 – Can You Have Multiple Amazon Seller Accounts?00:38 – When Amazon Allows Separate Seller Accounts01:55 – Why Separate Accounts Help When Selling a Brand02:11 – Business Information Required for Multiple Accounts03:02 – Legal Entity Rules and EIN Requirements04:12 – What You Cannot Do with Two Seller Accounts05:17 – Selling the Same Product on Two Accounts Risk05:39 – When It Makes Business Sense to Open Another Account________________________________Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast:My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVwSupport the show

In this episode of Smart Acids, George Knox, VP of Corporate Accounts, joins Andy and Chris to talk about how centralizing chemical distribution under one partner simplifies the full lifecycle—from bulk and blends to packaged goods and ChemCare. They unpack:  How a single global account model supports multi‑site chemical demand Where customers unlock real TCO savings through freight optimization, consolidation, and digital ordering Why integrated services like waste, blending, and repack are becoming must‑haves How Univar Solutions documents value with scorecards, QBRs, and sustainability metrics  If chemical complexity is your daily reality, this episode might be your new favorite playbook. Smart Acids™ is the source for product insights and current market moves related to chemical and specialty ingredient distribution—breaking it all down one boron at a time. Join hosts Andy Erickson and Chris Ernst for straightforward and honest chat that speaks to the why behind pricing and supply, delivered in a smart, fun and entertaining way. Smart Acids is the winner of a B2 Silver Award, a top national recognition among leading global brands and marketers in B2B.About the hosts: Andy Erickson, senior director of product marketing for essential chemicals, and Chris Ernst, senior director of product marketing for solvents, converse with guests from chemistry and specialty ingredient backgrounds who are keyed in to manufacturing and markets across industries.Univar Solutions is a leading global specialty chemical and ingredient distributor representing a premier portfolio from the world's leading producers, and helping to keep communities healthy, fed, clean and safe. With the industry's largest private transportation fleet and technical sales force, unparalleled logistics know-how, deep market and regulatory knowledge, formulation and recipe development, and leading digital tools, we offer tailored solutions and value-added services to a wide range of markets, industries and applications.

Tonight's episode is something different. Over the past several months, Brian's inbox has been filling up with emails from listeners and first-time visitors to the show, people who've been holding onto experiences they've never fully shared with anyone. This episode brings six of those accounts together in one sitting, read in the witnesses' own words, spanning six decades and six different regions of the country.The collection opens with Danny, a lifelong hunter on Washington's Olympic Peninsula, who in 1978 came face to face with something standing motionless in the old growth timber during a solo elk hunt. From there we move to the swamps and spring runs of central Florida, where Rachel and her boyfriend encountered something massive outside their tent during an overnight canoe trip through the Ocala National Forest in 1996, and then saw it again on the river as they tried to escape.Marcus takes us to the coal country of Mingo County, West Virginia, where a nineteen year old walking home from the mines on a frozen February night in 1983 realized that something on the hillside above him wasn't just following him but was flanking him in the dark. Linda's account pulls us north to Minnesota's Boundary Waters in 2004, where a veteran wilderness guide and her co-guide watched something wade across open water in the moonlight and come ashore on the small island where their clients were sleeping.Travis writes from the Piney Woods of East Texas, where something took up residence on his forty acre property in 2017 and made its presence known through broken trees, massive tracks in creek mud, disturbing vocalizations, and two visual encounters that changed the way he and his wife think about the land they live on.The episode closes with Gene, now eighty four years old, finally putting into writing what happened to him and his logging crew in the remote mountains of Siskiyou County, California in the summer of 1962, an experience he's carried in silence for over six decades.

In an era of evolving financial strategies, the newly introduced Trump Accounts can help you save more for your children. A special guest joins this episode to explain these accounts, including how they can bridge gaps in retirement savings and be used in tandem with other savings vehicles for your kids.    LINKS TrumpAccounts.gov cainwatters.com Submit a Question Facebook | YouTube | Instagram

In this episode of Everything Counts, host Motheo Khoaripe is joined by Investec financial adviser Vumi Dludlu and head of adviser enablement Johan Loubser to break down everything you need to know about tax-free savings accounts in South Africa. They explain: • What a tax-free savings account (TFSA) actually is • The R36 000 annual limit and R500 000 lifetime contribution cap • What happens if you exceed the TFSA limit • Why you can't “catch up” on missed contributions • The impact of withdrawals on your lifetime allowance • How TFSAs compare to retirement annuities and regular savings accounts • Whether opening a TFSA for your child makes sense If you're searching for answers about TFSA rules, contribution limits, tax penalties, or how to invest tax-free in South Africa, this episode will give you clear, practical insights to help you make smarter long-term decisions. 00:00 Introduction 01:30 Why tax-free savings accounts were first introduced 02:00 What are tax-free savings? 03:45 Tax-free savings vs regular savings 05:00 What savings products should you pair a tax-free savings account with? 07:00 How do tax-free savings accounts work? 09:00 Tax-free savings account rules South Africa 11:00 Should you upload a lump sum to your tax-free savings account? 12:00 Can you transfer your tax-free savings to another provider? 14:30 Are tax-free savings accounts good for your child's future 17:20 Can you use tax-free savings as emergency funds? 19:00 How much can you put into a tax-free savings account? 20:00 Conclusion Investec Focus Radio SA

Today we're diving into a new account type that's been making waves in the personal finance world — a government-backed investment account designed specifically for children. It's being pitched as a way to give the next generation a real head start, with incentives that could make it especially attractive for certain families. But as with any new program, the details matter: how it works, what the rules really are, and whether it's actually better than the options we already have. So in this episode, we'll break down the mechanics, the tax implications, and run the numbers to see what this could realistically turn into over time.

Card‑skimming is no longer a local nuisance; it's become a coordinated, multi‑state fraud pipeline built on speed, technology and volume. The Secret Service is tracing how these crews operate, and partnerships with banks and local police are helping shut them down. We'll look at the scope of the threat and the impact on victims with Secret Service Special Agent Michael Peck.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Wife Cheated With My Blood So I Emptied The Accounts And Got Her ArrestedBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2026-true-cheating-stories-podcast--5689182/support.

Andy Hill returns after eight years to share his journey towards financial independence with his wife, Nicole. Initially faced with relationship and financial struggles, the couple established monthly budget parties that fostered open communication and a shared vision for their finances. By embracing the concept of Coast FI, they balanced their work-life commitments and focused on creating a sustainable, happy family life, ultimately paying off their mortgage and adopting a part-time work lifestyle. Key Tactical Takeaways Establish Monthly Budget Parties: Create a designated time each month to discuss finances with your partner, making it enjoyable and structured. Adopt Coast FI Principles: Achieve enough savings to allow investments to grow without additional contributions, which can lead to a flexible work-life balance. Focus on Compounding: Emphasize the significant benefits of long-term investing; even a 1% difference in return can lead to considerable wealth over time. Adjust Savings Rates: If financial goals are met, consider lowering savings rates to enjoy life more fully while allowing investments to grow. Core Rules & Formulas Core Rule Formula/Guideline Establish a Budget Party Choose a regular schedule (e.g., once a month) and make it enjoyable (e.g., pizza, wine) to facilitate open discussions about finances. Coast FI Definition Save enough so your investments can compound without needing further contributions. Work only enough to cover living expenses. Compounding Interest Impact Understand that even slight increases in investment returns can significantly affect wealth over time. A simple 1% increase over decades can lead to substantial differences. Savings Adjustment Strategy Once you reach a financial milestone (e.g., Coast FI), assess and potentially lower your savings rate for more immediate enjoyment without jeopardizing long-term goals. Tools, Accounts, or Strategies Mentioned Tool/Strategy Description Monthly Budget Parties A structured approach to discussing finances in a fun, collaborative manner. Coast FI Strategy A financial independence approach where investments grow passively, allowing flexibility in work options. Compounding Calculators Use online tools to visualize how minor changes in investment returns can significantly impact future wealth. Resources & References Book: Own Your Time by Andy Hill Implement Monthly Budget Parties: Start by scheduling your first budget party this month and prepare to discuss financial goals. Explore Coast FI: Assess your savings and consider if adjusting your financial strategy to Coast FI could enhance your quality of life. Track Your Spending: Use personal finance tools or apps to better understand and manage your monthly expenses.

To get your gands on Accounts from the Lonely Broadcast Station Volumes 1 & 2 by Kel Byron you can support the Kickstarter here: https://www.kickstarter.com/projects/kelbyron/a-lonely-broadcast-book-two-the-audiobook

Psychedelics are having a cultural moment. Research is promising. Stories of healing are everywhere. But here's the truth: these experiences aren't magic cures. And they aren't right for every nervous system at every time.   In this episode, Elisabeth Kristof and Jennifer Wallace slow the conversation down. Instead of asking, "Do psychedelics heal trauma?" They explore a more grounded question: What becomes possible when psychedelic or peak somatic experiences are approached through the lens of nervous system safety, preparation, and integration?   If you've been curious about psychedelics, already had experiences, or feel unsure whether they're right for you, this episode offers nuance, research, and deep nervous system perspective. Because post-traumatic growth isn't about becoming someone new. It's about becoming more available to the life that's already waiting for you.   Topic Covered Why psychedelics may reorganize meaning, not just reduce symptoms How trauma fragments narrative and how safety allows integration The science of psychological flexibility and why it predicts long-term outcomes What "somatic journeying" is and why it can feel disorienting The importance of preparation, titration, and facilitator trust Why intensity does not equal healing Psychedelics vs antidepressants in research on connectedness Default Mode Network (DMN), identity rigidity, and belief updating Why creativity often emerges when survival softens The risks of over-reliance and "chasing the medicine" Why discernment and self-trust matter more than hype   Chapters  00:00 – Psychedelics Aren't Magic Cures
 03:00 – Meaning-Making & Narrative Reorganization
 08:58 – Psychological Flexibility & Emotional Capacity
 17:00 – Preparation, Somatic Journeying & Integration
 23:29 – Connectedness & Relational Repair
 34:33 – Identity, Neuro Tags & the Default Mode Network
 41:03 – Creativity as a Byproduct of Safety
 48:14 – Discernment, Industry Hype & Self-Trust   Calls to Action: Neurosomatic Intelligence is now enrolling : https://neurosomaticintelligence.com/nsi-certification Sacred Synapse: an educational YouTube channel founded by Jennifer Wallace that explores nervous system regulation, applied neuroscience, consciousness, and psychedelic preparation and integration through Neurosomatic Intelligence.    Wayfinder Journal: Track nervous system patterns and support preparation and integration through Neurosomatic Intelligence.   FREE 1 Year Supply of Vitamin D + 5 Travel Packs from Athletic Greens when you use my exclusive offer: https://www.drinkag1.com/rewired  Learn to work with Boundaries at the level of the body and nervous system at https://www.boundaryrewire.com Get a two-week free trial of neurosomatic training at https://rewiretrial.com Sources:    Amada, N., et al. "The Transformative Potential of Psychedelic Experiences: A Qualitative Analysis of Meaning-Making and Narrative Reorganization." Journal of Consciousness Studies, vol. 27, no. 7–8, 2020, pp. 122–150.   Carhart-Harris, Robin L., et al. "Neural Correlates of the Psychedelic State as Determined by fMRI Studies with Psilocybin." Proceedings of the National Academy of Sciences, vol. 109, no. 6, 2012, pp. 2138–2143.   Carhart-Harris, Robin L., et al. "The Entropic Brain: A Theory of Conscious States Informed by Neuroimaging Research with Psychedelic Drugs." Frontiers in Human Neuroscience, vol. 8, 2014, article 20.   Carhart-Harris, Robin L., et al. "Psilocybin with Psychological Support for Treatment-Resistant Depression: Six-Month Follow-Up." Psychopharmacology, vol. 235, no. 2, 2018, pp. 399–408.   Davis, Alan K., Roland R. Griffiths, and Frederick S. Barrett. "Psychological Flexibility Mediates the Relations between Acute Psychedelic Effects and Subjective Decreases in Depression and Anxiety." Journal of Contextual Behavioral Science, vol. 15, 2020, pp. 39–45.   Davis, Alan K., et al. "Effects of Psilocybin-Assisted Therapy on Major Depressive Disorder: A Randomized Clinical Trial." JAMA Psychiatry, vol. 78, no. 5, 2021, pp. 481–489.   Erritzoe, David, et al. "Effects of Psilocybin Therapy versus Escitalopram on Depression and Emotional Connectedness in Major Depressive Disorder." The New England Journal of Medicine, vol. 384, 2021, pp. 1402–1411.   Griffiths, Roland R., et al. "Psilocybin Produces Substantial and Sustained Decreases in Depression and Anxiety in Patients with Life-Threatening Cancer: A Randomized Double-Blind Trial." Journal of Psychopharmacology, vol. 30, no. 12, 2016, pp. 1181–1197.   MacLean, Katherine A., Matthew W. Johnson, and Roland R. Griffiths. "Mystical Experiences Occasioned by the Hallucinogen Psilocybin Lead to Increases in the Personality Domain of Openness." Journal of Psychopharmacology, vol. 25, no. 11, 2011, pp. 1453–1461.   Watts, Rosalind, et al. "Patients' Accounts of Increased 'Connectedness' and 'Acceptance' after Psilocybin for Treatment-Resistant Depression." Journal of Humanistic Psychology, vol. 57, no. 5, 2017, pp. 520–564.   Weiss, B., et al. "Associations between Naturalistic Psychedelic Use, Psychological Insight, and Changes in Social Connectedness and Personality." Frontiers in Psychology, vol. 12, 2021, article 667987. Disclaimer: Trauma Rewired podcast is intended to educate and inform but does not constitute medical, psychological or other professional advice or services. Always consult a qualified medical professional about your specific circumstances before making any decisions based on what you hear. We share our experiences, explore trauma, physical reactions, mental health and disease. If you become distressed by our content, please stop listening and seek professional support when needed. Do not continue to listen if the conversations are having a negative impact on your health and well-being. If you or someone you know is struggling with their mental health, or in mental health crisis and you are in the United States you can 988 Suicide and Crisis Lifeline.   If someone's life is in danger, immediately call 911.   We do our best to stay current in research, but older episodes are always available. We don't warrant or guarantee that this podcast contains complete, accurate or up-to-date information. It's very important to talk to a medical professional about your individual needs, as we aren't responsible for any actions you take based on the information you hear in this podcast.   We invite guests onto the podcast. Please note that we don't verify the accuracy of their statements. Our organization does not endorse third-party content and the views of our guests do not necessarily represent the views of our organization. We talk about general neuro-science and nervous system health, but you are unique. These are conversations for a wide audience. They are general recommendations and you are always advised to seek personal care for your unique outputs, trauma and needs.   We are not doctors or licensed medical professionals. We are certified neuro-somatic practitioners and nervous system health/embodiment coaches. We are not your doctor or medical professional and do not know you and your unique nervous system. This podcast is not a replacement for working with a professional. The BrainBased.com site and RewireTrial.com is a membership site for general nervous system health, somatic processing and stress processing. It is not a substitute for medical care or the appropriate solution for anyone in a mental health crisis.   Any examples mentioned in this podcast are for illustration purposes only. If they are based on real events, names have been changed to protect the identities of those involved.   We've done our best to ensure our podcast respects the intellectual property rights of others, however if you have an issue with our content, please let us know by emailing us at traumarewired@gmail.com. All rights in our content are reserved.

This week on Marketing O'Clock: Google updates budget pacing for campaigns using ad scheduling, starting March 1st. Also, ChatGPT ads officially make their debut, appearing immediately after high-intent prompts for signed-in U.S. users.Visit us at - https://marketingoclock.com/

Analysis of Trump Accounts under Section 530A, including eligibility, contribution limits, gift tax concerns, IRA conversion rules, and comparison to Section 529 plans. The American College of Trust and Estate Counsel, ACTEC, is a professional society of peer-elected trust and estate lawyers in the United States and around the globe. This series offers professionals best practice advice, insights, and commentary on subjects that affect the profession and clients. Learn more in this podcast.

This Day in Legal History: Order 9066On this day in legal history, enforcement of Executive Order 9066 began in earnest following its signing by Franklin D. Roosevelt earlier in February 1942. The order authorized the military to designate exclusion zones and remove individuals deemed security risks from certain areas of the country. In practice, it led to the forced relocation and incarceration of more than 110,000 Japanese Americans, most of whom were U.S. citizens. Families were removed from their homes, businesses were lost, and entire communities were dismantled. The government justified the policy as a matter of national security during World War II. Critics argued it was rooted in racial prejudice rather than military necessity.The constitutionality of the policy reached the Supreme Court in Korematsu v. United States. Fred Korematsu, a U.S. citizen, had refused to comply with the exclusion order and was convicted. In a 6–3 decision, the Court upheld his conviction, accepting the government's claim that the exclusion was justified by wartime necessity. The majority deferred heavily to the executive branch, emphasizing the perceived threat on the West Coast. In dissent, several justices warned that the decision validated racial discrimination under the guise of military urgency.Decades later, the ruling came to be widely regarded as a grave error. In 1988, Congress passed the Civil Liberties Act, formally apologizing and providing reparations to surviving internees. In 2018, the Supreme Court explicitly stated that Korematsu was wrongly decided, rejecting its reasoning even though it was not formally overturned in the technical sense. The episode remains a cautionary example of how constitutional protections can erode in times of crisis.The U.S. Supreme Court is set to hear two cases concerning the scope of the Helms-Burton Act, a 1996 law that allows American companies to sue over property confiscated by Cuba after the 1959 revolution. One case involves ExxonMobil's effort to recover more than $1 billion for oil and gas assets seized by Cuba in 1960. Exxon sued a Cuban state-owned company in 2019, alleging it continues to profit from the confiscated property. A lower court ruled that the Cuban entities could claim foreign sovereign immunity, which generally protects foreign governments from being sued in U.S. courts. Exxon has asked the Supreme Court to reverse that decision.The second case involves four cruise operators—Carnival, Royal Caribbean, Norwegian Cruise Line, and MSC Cruises—accused of unlawfully benefiting from docks in Havana that were originally built and operated by a U.S. company before being seized by Cuba. The docks were used between 2016 and 2019, after travel restrictions were eased under President Obama. A trial judge initially ruled against the cruise lines and awarded more than $100 million in damages, but an appeals court later dismissed the case, finding that the original concession had expired before the cruise lines used the property. The Supreme Court's decisions could clarify how broadly Congress intended the Helms-Burton Act to apply and whether claimants face significant legal barriers when seeking compensation.US Supreme Court to hear Exxon bid for compensation from Cuba | ReutersU.S. Customs and Border Protection announced that it will stop collecting tariffs imposed under the International Emergency Economic Powers Act (IEEPA) beginning just after midnight on Tuesday. The decision comes several days after the U.S. Supreme Court ruled that those tariffs were unlawful. The agency said it would deactivate the tariff codes tied to President Donald Trump's IEEPA-related orders but did not explain why collections continued for days after the ruling. It also did not address whether importers who paid the duties would receive refunds.The suspension of the IEEPA tariffs coincides with the implementation of a new 15% global tariff introduced under a different statutory authority. Customs clarified that the halt applies only to the IEEPA-based tariffs and does not affect other trade measures, including those enacted under Section 232 for national security reasons or Section 301 for unfair trade practices. Economists have estimated that the now-invalidated IEEPA tariffs generated more than $175 billion in revenue and were bringing in over $500 million per day. As a result, the ruling potentially exposes the government to significant refund claims from importers.US to stop collecting tariffs deemed illegal by Supreme Court on Tuesday | ReutersJPMorgan Chase informed President Donald Trump and his hospitality company in February 2021 that it was closing their bank accounts, according to newly released documents tied to Trump's $5 billion lawsuit against the bank and its CEO, Jamie Dimon. The letters were sent about a month after the January 6, 2021, attack on the U.S. Capitol. At the time, several businesses and organizations distanced themselves from Trump, including law firms and the PGA of America.In its February 19, 2021 letters, JPMorgan did not provide a detailed explanation for ending the relationship. The bank stated generally that it may determine a client's interests are no longer served by continuing with J.P. Morgan Private Bank. JPMorgan has previously argued that Trump's lawsuit lacks merit. Trump's legal team, however, claims the letters amount to an admission that the bank intentionally “de-banked” him and his businesses, allegedly causing major financial harm.Trump contends that JPMorgan violated its own policies and unfairly targeted him for political reasons. The newly disclosed letters were submitted as part of the bank's effort to transfer the case from federal court in Miami to New York, where JPMorgan argues the dispute is more closely connected.JPMorgan says it closed Trump's bank accounts a month after Jan. 6 attack | ReutersA federal judge in Florida declined to overturn a $243 million jury verdict against Tesla stemming from a fatal 2019 crash involving the company's Autopilot system. The court found that the evidence presented at trial sufficiently supported the jury's conclusion that Autopilot played a role in the collision, which killed 22-year-old Naibel Benavides Leon in Key Largo. The jury determined that both the driver and Tesla shared responsibility for the crash.Jurors originally awarded $59 million to Benavides' parents and $70 million to her boyfriend, Dillon Angulo, who was injured in the incident. After accounting for comparative fault, the compensatory damages were reduced to about $42.6 million, with the driver found 67% responsible and Tesla 33% responsible. The jury also imposed $200 million in punitive damages against the company.Tesla asked the court to set aside the verdict or grant a new trial, arguing that the damages were excessive and that its conduct did not meet Florida's legal threshold for punitive damages. The company also contended that state law limits punitive damages to three times the compensatory award. The judge rejected these arguments, stating that Tesla was largely repeating points already considered and dismissed during trial.At trial, plaintiffs argued that Autopilot was defective because it could be activated on roads it was not designed for and did not adequately ensure driver attention. They also claimed Tesla overstated the system's capabilities. The driver admitted he had looked away from the road moments before the crash.Tesla Can't Escape $243M Autopilot Crash Verdict - Law360 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe

One of the most powerful gifts you can give a child is a head start on building wealth. Plus, it gives you the opportunity to teach the next generation all about the ups and downs of investing – in real time. However, choosing the right account for a kid can be surprisingly complex. Robert Brokamp discusses the pros and cons of five of the most common options, including the new Trump accounts.Also in this episode:-International stocks are off to a stellar start in 2026, outperforming U.S. stocks by the biggest margin since 1995-The data center buildout to support the AI arms race is driving up electricity prices, and may have the same impact on home prices-A recent report identified three criteria that tend to make a stock market downturn more likely-Include your pet in your estate plan to ensure she or he goes to the caring home of your choice (and not a shelter), and set aside money for expensesHost: Robert BrokampEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode.Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

First, what NOT to do: Don't let them tell you how it's going to work (they understand bookkeeping, not your trade business).Don't let them batch process your stuff because it's convenient for them.Don't let them set it up the 'traditional' way (rather than the trade-specific way).What you SHOULD be doing: Accurate & timely information in your accounting system - data entered (correctly) & reconciled every week.Your Chart of Accounts (your accounting system) set up so it reflects a trade or building businessWages of techs / tradespeople / field operatives as costs of sale (like in your quotes)Wages of admin people under overhead expensesMaterials, rubbish removal, home warranty insurance, estimating, referral fees, and equipment hire as costs of sale (anything that you quote for).Your systems set up to use automation for the data entry (Dext & Hubdoc, for example + an email address for invoices to be sent to), including checking by someone who understands.A system for reviewing what goes into your accounts (approval) and for deciding which bills get paid when (+ bulk payments).A system for invoicing (preferably from your Job Management System).A system for payroll (a simple one!).A system for your tradies to get the info into the accounts when they buy materials (It can be done).A way to track which job purchases are for.I know that sounds like a lot, but it's quite easy to set up.https://breakingbas.com.au/ can help!I've made a guide that spells it out in a bit more detail—grab it if you want it. Comment GUIDE to get it.

Raja is back! Raja joins Logan, who is back from NBA All-Star weekend in Los Angeles for a game of “What Does Raja Think?” Logan asks Raja for his thoughts on the NBA's most recent headlines like KD's alleged burner account, Adam Silver's remedy to tanking, Jayson Tatum's injury recovery plan, and more! Then they share their Real One of the Week to wrap up the episode! (0:00:00) Intro (1:38) James Harden and the Cavs (10:03) Cade Cunningham and the Pistons (21:08) Burner accounts (36:17) Adam Silver's tanking remedy (45:20) Jayson Tatum's recovery plan (54:22) Real One of the Week Hit the mailbag: Realonesmailbag@gmail.com Hosts: Logan Murdock and Raja Bell Video/Audio Producer: Victoria Valencia Production Supervision: Ben Cruz and Conor Nevins The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, we break down the new Trump Accounts, including who qualifies, how the $1,000 government seed money works, and the rules around family and corporate contributions.We also cover how these accounts are taxed and key strategies parents and grandparents should consider. __________________________________________________________________________________ Do you want access to the videos, drawings, templates, tools, and be able to get your questions answered on the live calls or in the community? We'd love to have you join the Wealth Game basics today to get some additional free resources, videos, and tools: Visit www.wealthgame.io For specific one on one, or group support for tax planning, strategy, tax preparation, bookkeeping, accounting, or other CPA firm related services, we recommend going to www.bementcompany.com to connected with our team of CPAs and professionals. Thank you for listening to another episode of the Wealth Game Podcast. The goal is to get informal yet actionable advice directly to business owners and investors. The episodes are intended to be short and simple to allow busy professionals to get right to the point of growing their wealth and reducing their taxes. For additional information and links to all available platforms please visit our website at www.wealthgame.io Contact Us: Websites: www.wealthgame.io www.bementcompany.com You can also stream The Wealth Game on: Spotify: https://open.spotify.com/show/5vKCgwK9K7zw1FrXoNAdoh?si=b95d0293bb4b41ad Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-game/id1638735155 Connect with Brent Bement: LinkedIn: www.linkedin.com/in/brentbement X: https://x.com/brentbement Instagram: https://www.instagram.com/brentbement/

(1) The List: Tiger Basketball, The NCAA (2) The Latest on KD's Burner Accounts: Theories, Ripping Teammates, & More!

Former NFL offensive lineman Ephraim Salaam is in for Rob, and he and Kelvin tell us if Kevin Durant’s alleged burner accounts will derail the rest of the Houston Rockets’ season, and tell us why the idea of a 1v1 or 2v2 tournament on NBA All-Star Saturday night just isn’t feasible. Plus, Jacksonville Jaguars defensive end Arik Armstead swings by to discuss the Jags’ turnaround season, how Ephraim helped inspire his football career, his collaboration with the NFL for the Tackle Reading event, and much more!See omnystudio.com/listener for privacy information.

Boomer & Gio are back covering Olympic hockey, MLB's looming work stoppage, and Chris Russo's hot take on family relationships. We debated Kevin Durant's burner accounts and a wild bet involving a potential C.J. Stroud trade, while Boomer warned of a weekend storm and the Knicks planned a "best friends night." After discussing Hardy Nickerson's stolen award and Tommy Lugauer's caller meltdowns, we wrapped with Howie Rose's travel plans, Brian Daboll's self-reflection, and Yussef finally scoring World Cup tickets.

Today, I want to share one last case study with you featuring one of our Paper Camp alums, Ashleigh Evans of InBooze. I hope you've enjoyed this series. If you haven't listened, check out the last 3 great stories of founders in our community doing really cool things, links to those below. What I love about this is showcasing how each has done it in their own way and at their own pace. Today's episode is brought to you by our Paper Camp program which is now open for enrollment. Paper Camp is our wholesale coaching program where we teach you everything you need to know to build strong wholesale foundations. Over the course of 4 weeks, we tackle your product line, sales tools, and marketing plan, and we even talk about how to exhibit at trade shows if that's what you want to do. We start with your product line and go into everything from how often you should be releasing new products to ensuring that your numbers are sustainable for the wholesale market and their price for profit. Then we move into sales tools you must have for selling wholesale so you make a strong first impression with buyers like catalogs and your terms and conditions. Then, we cover marketing strategies and ways to reach various store owners.  Each week's teachings build on the previous week, and we host weekly live engaging coaching calls to answer all of your questions.  SIGN UP FOR PAPER CAMP NOW LINKS MENTION IN THIS EPISODE: Ashleigh's website | Follow on Instagram  297 | Building a Handmade Food & Beverage Brand with Ashleigh Evans, InBooze 429 | Fix the Wholesale Foundation Before You Scale, Case Study with Zeba Parkar, Treleaf 430 | From One-Off Orders to Predictable Wholesale Sales, Case Study with Taylor Carroll, The Stray Shop 431 | Growing Wholesale Orders by 400% in Just 5 Months, Case Study with Brianna Reagan, Brianna Reagan Creates You can view full show notes and more at http://prooftoproduct.com/432  Quick Links: Free Wholesale Audio Series Free Resources Library Free Email Marketing for Product Makers PTP LABS Paper Camp

Jill Castilla of Citizens Bank of Edmond has been recognized time and again as one of the financial sevices industry's leading lights. Kian Sarreshteh of InvestiFi has brainstormed how to bring digital investing inside traditional accounts. On this special episode of Bankadelic, Kian and Jill share how they've brought the InvestiFi platform to Citizens Bank account holders, giving them an easier way to invest (even in crypto) while maintaining the stellar customer attention and service community FIs are known for.

Sjötti maðurinn kom saman og ræddi stöðuna í efstu tveimur deildum karla.Til umræðu er síðasta og næsta umferð í Bónus deild karla, kraftröðun fyrir deildina og margt, margt fleira.Sjötti maðurinn er í boði Bónus, Tactica, Lengjunnar, Kristalls og Lykils

This is a Grave Talks CLASSIC EPISODE! PART TWOBuilt in 1722 by Robert Field, White Hill Mansion has stood for more than three centuries in Fieldsboro. During the American Revolution, Mary Peel Field welcomed both Colonial and Hessian troops, a strategic decision that spared the mansion from destruction while conflict raged around it.In the years that followed, the estate sheltered more than soldiers. Its long history includes rumored ties to smugglers and gangsters, along with generations of residents whose lives left their imprint on the structure. Today, it is regarded as one of New Jersey's most haunted locations.Visitors and investigators report shadow figures moving through hallways, sudden cold spots, disembodied voices, and an atmosphere that feels persistently occupied. Accounts shared by Dawn Reichard connect documented history with ongoing activity, suggesting the mansion never truly emptied.At White Hill Mansion, the past doesn't sit quietly — it lingers.#TheGraveTalks #WhiteHillMansion #HauntedMansion #Paranormal #Ghosts #HauntedNewJersey #HistoricHauntings #RevolutionaryWarGhosts #TrueParanormal #HauntedHistory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley M. Fox. Summary of the Interview In this episode of Money Making Conversations Masterclass, Rushion McDonald interviews Ashley M. Fox—former Wall Street analyst, Howard University alum, financial educator, and founder/CEO of Emplify, a fintech platform focused on making wealth‑building accessible to everyday people. Ashley shares her journey from working with ultra‑high‑net‑worth clients on Wall Street to becoming an entrepreneur determined to bring financial education and empowerment to communities traditionally excluded from wealth conversations. She discusses the creation of Amplify, her financial fall and recovery, her work in schools and prison systems, and how digital content has allowed her to scale her mission globally. The discussion emphasizes mindset, self‑belief, access, and a practical path to wealth, even starting with as little as $20. Purpose of the Interview The interview aims to: 1. Inspire financial empowerment Ashley explains how anyone—regardless of background or starting point—can begin building wealth and shift generational outcomes. 2. Demystify investing and wealth-building She breaks down how simple investing can be, the power of small consistent contributions, and how wealth isn’t limited to entrepreneurs or high earners. 3. Highlight her fintech platform Emplify She shares how Amplify democratizes financial education through online tools, community, and accessible investing classes. 4. Encourage a mindset shift Ashley stresses the importance of eliminating fear, building confidence, and using logic instead of emotion when making financial decisions. Key Takeaways 1. Wealth Begins with Belief and Mindset Ashley learned on Wall Street that the biggest difference between wealthy and non-wealthy people is not education—it's self-belief. Many people don’t believe wealth is possible for them because they've never seen it. 2. You Don’t Need a Lot of Money to Start Investing She urges people to start with $20, even buying fractional shares. It’s consistency—not starting amount—that builds wealth. 3. You Can Invest in Others’ Ideas—Not Just Your Own Building wealth doesn’t require launching a business. Buying stock is one of the easiest ways to participate in wealth creation. 4. Ashley’s Own Journey Included Failure After leaving Wall Street, she was evicted, slept on her parents’ couch for two years, and maxed out credit cards. Her purpose kept her going. 5. Financial Education Should Start Early She developed financial education programs for schools, prison systems, and everyday families because adults often learn too late. 6. Emplify Scales Wealth Education Her platform offers 300+ hours of videos and tools, helping members open 3,000+ investment accounts and invest $7.4M collectively. 7. Social Media Is Her Biggest Access Point Ashley reaches millions by being authentic, relatable, and consistent—meeting people where they are. 8. You Must Pay Yourself First Most people pay bills, companies, and creditors before investing in themselves. She emphasizes reversing that pattern. 9. Logic Over Emotion Wealth requires logical decision‑making, especially in the market. Emotional reactions undermine long-term financial growth. Notable Quotes (Taken From the Transcript) On Wealth Mindset “When you think and know and believe you have the power to create wealth and you deserve wealth, you move a different way.” “There is no president that can build the wealth that you can create for your family.” On Starting Small “You don't have to have a lot of money to start. You just have to have the will to begin.” “A whole lot of $20 can get you to a million—as long as you don’t stop.” On Investing “Consider the companies you give your money to and own them, because they are a lot cheaper than you think.” “If I’m helping you build a billion‑dollar business by using your products, I deserve a piece of the pie.” On Self-Reliance “You pay everybody… the bartender, the mortgage company—and you’re the one without money. Who’s going to worry about you?” On Purpose and Identity “My story never changed. The mission was always dedicated to the people I didn’t see coming into that building on Wall Street.” “Emplify is the movement. It just has my DNA.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

This is a Grave Talks CLASSIC EPISODE!Built in 1722 by Robert Field, White Hill Mansion has stood for more than three centuries in Fieldsboro. During the American Revolution, Mary Peel Field welcomed both Colonial and Hessian troops, a strategic decision that spared the mansion from destruction while conflict raged around it.In the years that followed, the estate sheltered more than soldiers. Its long history includes rumored ties to smugglers and gangsters, along with generations of residents whose lives left their imprint on the structure. Today, it is regarded as one of New Jersey's most haunted locations.Visitors and investigators report shadow figures moving through hallways, sudden cold spots, disembodied voices, and an atmosphere that feels persistently occupied. Accounts shared by Dawn Reichard connect documented history with ongoing activity, suggesting the mansion never truly emptied.At White Hill Mansion, the past doesn't sit quietly — it lingers.#TheGraveTalks #WhiteHillMansion #HauntedMansion #Paranormal #Ghosts #HauntedNewJersey #HistoricHauntings #RevolutionaryWarGhosts #TrueParanormal #HauntedHistory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Wages are up $1400/person in one year, but they haven't gotten to the $3000 number to make up for what was lost, per person, during the Biden years. Kush Desai, Deputy White House Press Secretary, says this is a top priority.

Hour 1 of Jake & Ben on February 17, 2026 Richie Saunders is out for the rest of the season with a torn ACL. Is all hope lost for BYU?  Top 3 Stories of the Day: Gambling Companies may play a large part in why the NBA fined the Utah Jazz $500,000, How did you feel about the NBA All-Star Game? And Clayton Keller made his Olympic debut over the weekend.  Kevin Durant's burner accounts on X were leaked, and he had some crazy things to say about some of his current and former teammates. 

Episode Summary Auditing your expenses can dramatically improve financial awareness, helping you identify money leaks and understand your true living costs. In this episode, the hosts present a structured four-step framework aimed at facilitating regular expense audits, which ideally should be conducted annually. The discussion includes practical strategies for tracking subscriptions, variable expenses, and distinguishing between required and discretionary spending. By adopting a calculated approach to expenses, you can effectively mitigate lifestyle creep while ensuring every dollar serves a purpose. Key Tactical Takeaways Conduct an Annual Expense Audit: Establish a routine to review expenses at least once a year to stay on top of spending habits and identify areas for improvement. Categorize Every Expense: Break down expenditures into necessary (fixed costs) and discretionary (variable costs) categories for clearer insights. Use a Value Matrix: Assess expenses based on their joy and necessity to inform which should be retained, reduced, or eliminated. Track Subscriptions and Variable Costs: Pay attention to recurring payments, particularly those related to entertainment and services like streaming or software. Calculate the Long-Term Impact of Small Savings: Remember that cutting small monthly expenses can significantly affect your financial independence number over time. Core Rules & Formulas Rule Explanation Annual Expense Audit Review all expenses once a year to prevent overspending and identify leaks. Categorization of Expenses Differentiate between Required (fixed) and Discretionary (variable) expenses. Value Matrix Implementation Organize spending into High Joy/ Low Joy and Essential/ Eliminate quadrants. Prioritize Necessary Expenses Always account for essential bills, including utilities, groceries, and housing costs. Evaluate Impact of Expenses Each $100 cut from monthly expenses reduces your FI number by $30,000 and if invested can generate $60,000 over time (20-year horizon). Tools, Accounts, or Strategies Mentioned Tool/Strategy Link/Description Expense Audit Spreadsheet Download here     Value Matrix Framework Framework for analyzing the necessity and joy of expenses. Resources & References ChooseFI Episode 009: Travel Rewards Framework Expense Audit Spreadsheet: Download What To Do Next Join the Expense Audit Challenge: Participate in the community challenge to gain insights and support while auditing your finances. Download Your Bank and Credit Card Statements: Begin your audit by gathering statements from the last few months. Categorize Your Expenses: Use the expense audit spreadsheet to identify necessary vs. discretionary spending. Reflect on Your Findings: After auditing, identify any hidden expenses or subscriptions that can be cut, and share insights with the community at choosefi.com/login. Conducting an Effective Expense Audit: A Step-by-Step Guide Understanding the Expense Audit Definition: An expense audit is a systematic review of your expenditures to identify unnecessary spending and money leaks. Goal: The aim is to clarify how much your life actually costs. Importance of Regular Expense Audits Frequency: Conduct an expense audit at least once a year to keep track of spending habits. Long-term Tracking: Monitor for lifestyle creep, which can happen gradually and affect your financial health over time. Action Steps to Begin Your Expense Audit Gather Financial Data: Download your recent bank and credit card statements (last 3 to 4 months). Check statements for variances and patterns in spending. Categorize Your Expenses: Separate them into categories such as housing, transportation, food, entertainment, and miscellaneous. Include all necessary and discretionary expenditures. Identifying Money Leaks Subscription Services: Track all recurring subscriptions and evaluate their necessity. Variable vs. Fixed Expenses: Distinguish between fixed permissible expenses (mortgage, insurance) and variable spendings (dining out, entertainment) to identify areas for improvement. Implementing a Value Matrix Categorization: Create a value matrix to differentiate between: High Joy (essential to happiness) Low Joy (non-essential) Essential (required for daily living) Eliminate (unnecessary expenses) Analyze Each Category: Assess each item in terms of value and joy to decide if it should remain in your budget.

Guest: Matthew Lockwood. Lockwood examines the history of exploration from non-European perspectives, including Carthaginian sailors and Chinese fleets. He explains how early accounts, like those of the Norse in Vinland, were often dismissed as myths.

This is a Grave Talks CLASSIC EPISODE!Built in 1889 by A. D. Walker in Holton, the Hotel Josephine has operated for more than a century, earning a reputation as the most haunted hotel in Kansas. Named after Walker's daughter, Josephine, who was born the same year, the hotel has welcomed travelers continuously since its doors first opened.Its guest list includes notable figures such as Grover Cleveland, Carrie Nation, and Robert Louis Stevenson. Yet alongside its documented history are persistent reports of unexplained activity — shadow figures in hallways, disembodied footsteps, and rooms that seem anything but empty.Accounts shared by Christie Ayers connect the hotel's long operational history with ongoing paranormal experiences. For some visitors, a stay at Hotel Josephine is more than historic lodging — it's an encounter with a past that never fully checked out.Get more information about Hotel Josephine here. #TheGraveTalks #HotelJosephine #HauntedKansas #HoltonKS #HistoricHauntings #HauntedHotels #KansasGhosts #TrueParanormal Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

(00:00) Kevin Durant's burners have been working overtime(18:15.508) TIM HEALEY from the Boston Globe joins Toucher & Hardy to talk all things Red Sox.(32:59.500) Catching up on the Olympics…Please note: Timecodes may shift by a few minutes due to inserted ads. Because of copyright restrictions, portions—or entire segments—may not be included in the podcast.CONNECT WITH TOUCHER & HARDY: linktr.ee/ToucherandHardyFor the latest updates, visit the show page on 985thesportshub.com. Follow 98.5 The Sports Hub on Twitter, Facebook and Instagram. Watch the show every morning on YouTube, and subscribe to stay up-to-date with all the best moments from Boston's home for sports!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Drama, Drones & Burner Accounts Kevin Durant's All-star weekend UH vs. Iowa state basketball game tonight

This week on Two Parents & A Podcast, we're answering YOUR questions - but fair warning: we had a lot to say (40 mins worth) before we got there. In our defense: shampoo recs, steak temperatures, and daddy/daughter dances felt important at the time (LOL).  OK SO FIRST… We talk about 5AM toddler mornings (is this a phase?!), using ChatGPT to survive your inbox, and the very unexpected realization that if you have a nut allergy… you might want to check your shampoo ingredients. We also debate 2-in-1 shampoo (dealbreaker or fine?), and Harrison pitches his “best worst idea of the week”: Tinder… but for streaming services. From there, we get into pregnancy things no one warns you about - including dental issues during pregnancy (are dentists still running the biggest scam in America?! IYKYK) - and why dads showing up to “mommy & me” classes might actually be one of our favorite cultural shifts. We talk daddy/daughter dances, the #1 toddler birthday party idea that parents will actually enjoy, and why themed dinner parties deserve a comeback. Then we spiral into food takes (you can't order burgers medium-rare in Canada?!), whether sending food back is ever worth it, and finally dive into your Q&A questions: should a new baby bring a “gift” for their sibling, what really matters when choosing an OBGYN, what to prepare for before labor, and what actually belongs in a hospital bag - including the one item I would never, ever skip. We also talk about what we're most excited for with a baby boy, whether there's a “best” season to be pregnant, and if we're planning to open investment accounts for the kids. We wrap with a comment section debate that got people fired up (apparently ppl are really pro-spanking???) and a Bicker of the Week about wearing your partner's clothes before they do (which OF COURSE is fine IF they are pregnant lol).  LOVE YOU GUYS. Thanks for listening!!!!!  Timestamps: 00:00:00 Welcome back to Two Parents & A Podcast 00:03:55 ChatGPT for emails = a legit time-saver 00:05:11 Are 5AM wakeups just a toddler phase? 00:06:39 If you have a nut allergy, check your shampoo ingredients?? 00:11:07 What's the deal with 2-in-1 shampoo + conditioner? 00:12:21 Best Worst Idea of the Week: “Tinder for streaming” 00:15:11 Dental issues during pregnancy 00:17:38 Dads at “mommy & me” classes?!  00:22:28 Are daddy/daughter dances still a thing?! 00:24:51 #1 Toddler birthday party idea (that you'll actually WANT to attend) 00:25:27 Dinner party theme ideas  00:30:50 You can't order burgers medium-rare in Canada?!  00:34:17 Are we out on sending food back? 00:36:55 Q&A: Should the new baby bring a “gift” for the toddler? 00:40:30 Q&A: OBGYN experience during and after delivery? 00:48:32 Q&A: What should I prepare for going into labor? 00:50:28 What's in my hospital bag 01:02:36 Q&A: What are you most excited about with a baby boy? 01:05:27 Q&A: Best season to be pregnant? 01:06:39 Q&A: Are you planning to open 530A accounts for the kids? 01:10:21 In the comments: Does spanking work? 01:13:03 Bicker of the Week: Wearing your partner's clothes first 01:15:23 LOVE YOU GUYS!  #twoparentsandapod --------------------------------------------------------------- Thank you to our sponsors this week: *Shopify: Sign up for your one-dollar-per-month trial today at https://SHOPIFY.com/TWOPARENTS *Little Spoon: Simplify your kids' mealtimes. Go to https://littlespoon.com/TWOPARENTS and enter our code TWOPARENTS at checkout to get 30% OFF your first Little Spoon order. *Ollie: Treat your Palentine with Ollie! Go to https://ollie.com/twoparents and use code TWOPARENTS to get 60% off your first box! *Branch Basics: Get 15% off Branch Basics with the code TWOPARENTS at https://branchbasics.com/TWOPARENTS #branchbasicspod Learn more about your ad choices. Visit megaphone.fm/adchoices

Burner accounts and fixes for All-Star weekend. All is not well in Philadelphia and the Phillies can have a down year. Jaxson Dart on a mechanical bull and giving back time on the first weekend without football. Hour 5.

This is a Grave Talks CLASSIC EPISODE! PART TWOBuilt in 1722 by Robert Field, White Hill Mansion has stood through centuries of war, crime, and quiet observation. During the American Revolution, Mary Peel Field welcomed both Colonial and Hessian soldiers, a calculated choice that spared the home while conflict raged around it.As the years passed, White Hill became more than a family residence. Its history includes smugglers, gangsters, and travelers, each leaving their imprint on the house. Today, the mansion is widely regarded as one of New Jersey's most haunted locations. Visitors and staff report shadow figures in hallways, unexplained voices, sudden cold spots, and the persistent feeling of being watched.Accounts shared by Dawn Reichard connect documented history with ongoing activity, painting a picture of a home that never fully emptied. At White Hill Mansion, the past doesn't sit quietly — it lingers, moves, and occasionally makes itself known.For more information, visit their website at whitehillmansion.org.#TheGraveTalks #WhiteHillMansion #HauntedNewJersey #HistoricHauntings #ParanormalHistory #RevolutionaryWarGhosts #HauntedHomes #TrueParanormalLove real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

This is a Grave Talks CLASSIC EPISODE!Built in 1722 by Robert Field, White Hill Mansion has stood through centuries of war, crime, and quiet observation. During the American Revolution, Mary Peel Field welcomed both Colonial and Hessian soldiers, a calculated choice that spared the home while conflict raged around it.As the years passed, White Hill became more than a family residence. Its history includes smugglers, gangsters, and travelers, each leaving their imprint on the house. Today, the mansion is widely regarded as one of New Jersey's most haunted locations. Visitors and staff report shadow figures in hallways, unexplained voices, sudden cold spots, and the persistent feeling of being watched.Accounts shared by Dawn Reichard connect documented history with ongoing activity, painting a picture of a home that never fully emptied. At White Hill Mansion, the past doesn't sit quietly — it lingers, moves, and occasionally makes itself known.For more information, visit their website at whitehillmansion.org. #TheGraveTalks #WhiteHillMansion #HauntedNewJersey #HistoricHauntings #ParanormalHistory #RevolutionaryWarGhosts #HauntedHomes #TrueParanormal Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

The Trump administration has created an incentive for Americans to have more children within the next three years.   Any baby born between Jan. 1, 2025, and Dec. 31, 2028, is eligible for $1,000 of seed money in a tax-advantaged investment account known as a “Trump Accounts,” though any parent with a child under 18 can open an account for their son or daughter.   The account operates similarly to an IRA, and parents, relatives, and friends can contribute up to $5,000 annually, though they do not have to make regular contributions.   “Your child's funds will automatically be invested in American companies,” according to the Trump Accounts website.   When the child turns 18, they can either allow the account to continue to grow, or they can withdraw the funds for education costs or to purchase a home.   If the maximum amount is contributed to the account annually from the time the child is born, the account will have grown to over $270,000 by the child's 18th birthday.   Between the rapid increase in the cost of living over the past 20 years, and many young people in debt with student loans, true financial freedom is a distant dream for many in their 20s and 30s, but “Trump Accounts” could change that for the next generation.   If Americans take advantage of the program to its full extent, Generation Alpha, born between 2010 and 2024, and Beta, born between 2025 and 2039, can hope to avoid the financial situation many millennials and Gen Z young people find themselves in today.   On this week's edition of “Problematic Women,” we discuss the potential financial and political implications of Trump Accounts. Plus, we celebrate the day of love and romance with our favorite hot takes on Valentine's Day.   Enjoy the show! Trump Unveils New Initiatives to Bring Real Food to Americans Robert F. Kennedy Jr. and Brooke Rollins announce new initiatives to encourage Americans to "Eat Real Food." Follow us on Instagram for EXCLUSIVE bonus content and the chance to be featured in our episodes:  https://www.instagram.com/problematicwomen/     Connect with our hosts on socials!     Elise McCue  X: https://x.com/intent/user?screen_name=EliseMcCue  Instagram: https://www.instagram.com/elisemccueofficial/     Virginia Allen:  X: https://x.com/intent/user?screen_name=Virginia_Allen5  Instagram: https://www.instagram.com/virginiaallenofficial/     Morgonn McMichael:  X: https://x.com/intent/user?screen_name=morgonnm  Instagram: https://www.instagram.com/morgonnm/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Franchise Fit Podcast! In this episode, I'm joined by Brian & Michael Appell—the guys behind a national pavement striping, maintenance, and seal coating business trusted by major brands like Costco, McDonald's, Starbucks, CVS, Verizon, Walgreens, T-Mobile and more.We talk about building a “need, not a want” B2B business, what it really costs to start, the biggest mistakes new owners make, how they use AI + tech to win jobs faster, and what they look for in franchisees.

From Stanford and the RAND Corporation to leading revenue teams in the commercial world, Brent Keltner, PhD, has spent his career decoding how complex B2B deals are actually closed. As founder and president of Winalytics, Brent helps mid-market and enterprise teams move beyond product pitching to true account-based growth. He's the author of “The Revenue Acceleration Playbook” and the forthcoming “Journey First Marketing,” a book that challenges one of B2B's biggest bad habits: obsessing over individual personas when companies actually buy in committees. In this episode, Brent reveals why traditional contact-focused marketing leaves so much revenue on the table and how to flip your entire go-to-market motion around a simple idea: accounts buy, personas don't. You'll hear how to design websites that speak to every member of the buying committee, why customer stories should be your #1 content asset (not #5), and how to connect product value, business value, and corporate value so that users, budget owners, and risk-averse stakeholders all see themselves in your message. https://youtu.be/2dCBKj9vf88 Brent also breaks down a practical roadmap for teams stuck in contact scoring and lead chaos. He explains how to use tools like ChatGPT on top of your CRM to spot real buying committees (not just random clickers or competitors snooping), how to build three aligned content streams for your core buyer types, and how to reuse a single customer story across your entire funnel, website, social, sales decks, and beyond. Whether you're a CMO, CRO, founder, or product marketer, you'll come away with a clearer picture of what true account-based enablement looks like in the real world and how a few smart changes can unlock faster, more predictable growth. Quotes: "Accounts buy. Personas don't, and every part of your marketing should reflect that reality.” “If your customers aren't saying it consistently, it isn't true, no matter how often your CEO repeats it.” “Customer stories are the only asset that turn ‘me selling to you' into ‘we solving a problem together.'” Resources: Winalytics LLC Brent Keltner on LinkedIn The Revenue Acceleration Playbook: Creating an Authentic Buyer Journey Across Sales, Marketing, and Customer Success on Amazon

Curious? Watch Our Money Makeover Bootcamp!Ready? Buy Our Simplified Budget System Now!Hey budget besties — today we're hanging out with Jamie (Twin Cities, MN!) to talk about what it actually looked like to go from “shooting from the hip and hoping for the best” to having a real plan, real peace, and real progress.Jamie and her husband Kevin have been together since they were teenagers (married 23+ years), and like a lot of us, they weren't raised with money skills modeled clearly. They'd do “a program” for a while, fall out of rhythm, and then drift back into chaos. Add in big-life curveballs (home repairs, medical stuff, kids getting older, college around the corner), and it hit a breaking point: the stress and uncertainty started feeling too expensive to ignore.So they brought in coaching — and everything changed.Let's Take Our Relationship To The Next Level:1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coachingThis podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.Click here to view our privacy policy.

HEEEYYYYY BESTIESSSS HAPPY LOVE WEEK AND Happy Thursday!! This week we have a Creepy Account episode for you and LOTS of requests for stories soooo PLEASE send those into us via our email: creepsandcrimes.ca@gmail.com, our Reddit r/CreepsAndCrimes, or the portal on our website creepsandcrimespodcast.com !! Thank you so much to everyone who wrote in their stories today! Love you all sooo much! Talk to ya on Tuesday for TBB!!!! ----------------------- Need to Call Susan (Angel Wings and Healing Things)? Text Ellen at 704-562-3476 to book!! Make sure to tell her we sent you for a Besties only Special discount!! If you have a Creepy Account of your own you would like to submit, you can go to our Reddit (CreepsandCrimes) or email it to us at CREEPSANDCRIMES.CA@GMAIL.COM Creeps and Crimes Merch: ⁠⁠https://creepsandcrimesmerch.com/⁠⁠ Join our OG Pick Me Cult (Patreon): ⁠⁠https://patreon.com/creepsandcrimes⁠⁠ SUBSCRIBE AND SUPPORT WHEREVER YOU GET YOUR PODCASTS: - Apple Podcast: ⁠⁠https://podcasts.apple.com/us/podcast/creeps-and-crimes/id1533194848⁠⁠ - Spotify: ⁠⁠https://open.spotify.com/show/0v2kntCCfdQOSeMNnGM2b6?si=bf5c137913dd4af7⁠⁠ - Youtube: ⁠⁠https://youtube.com/@creepsandcrimespodcast?si=e6Lwuw6qvsEPBHzG⁠⁠ Business Inquiries please contact Management: ⁠⁠maggie@MRHentertainment.com⁠⁠ FOLLOW US ON SOCIALS: Creeps and Crimes Podcast - Insta: ⁠⁠https://www.instagram.com/creepsandcrimespodcast/?hl=en⁠⁠ - Facebook: ⁠⁠https://www.facebook.com/creepsandcrimespodcast/⁠⁠ - TikTok: ⁠⁠https://www.tiktok.com/@creepsandcrimes⁠⁠ Taylar Jane (True Crime Host) - Insta: @Taylarj - TikTok (True Crime Channel): @TaylarJane98 - TikTok (Personal): @TaylarJane1 Morgan Harris (Paranormal & Conspiracy Host) - Insta: @morgg.m - Tiktok: @morgg.m Want More Info? Check out our Website: ⁠⁠www.creepsandcrimespodcast.com⁠⁠ Send Us Mail & Fan Art to our PO Box!!! CREEPS AND CRIMES PODCAST PO BOX 11523 KNOXVILLE, TENNESSEE 37939 Have a Creepy Account You'd like to share and be featured on the Podcast? Email it to: ⁠⁠CreepsAndCrimes.CA@gmail.com⁠⁠ Submit it through the Portal on our Website (Listed above) or Post in on our Reddit Thread with the tag "creepy account" Love our TBB episodes and want to get in on the Action or submit an AIMS? Head over to our Reddit Community: @creepsandcrimes Need to contact us or request sources? Email us at ⁠⁠creepsandcrimespodcast@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

It's tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today,  more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not. Tax Refunds & Withholding: Segment 1 Ask Clark: Segment 2 Trump Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Reasons Why This Is the Best Time of the Year To File Your Taxes Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Is One Medical Membership for Prime Members Better Than a Health Concierge? Direct Primary Care: A new solution for rising health care costs? Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Trump Accounts: What You Need To Know Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? BBB-File a Complaint 5 Best Places To Buy Pet Medicines - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In the spirit of Valentine's Day, we're talking about how to build a stronger financial partnership - from financial date nights and shared accounts to the subtle social norms that still influence modern couples. Today's guest is Dr. Emily Garbinsky, professor at Cornell's Johnson School of Business, whose work explores how couples make financial decisions, how pooling money affects relationship satisfaction, and what really happens when one partner earns more than the other. Learn more about Dr. Garbinsky's research here. Hosted on Acast. See acast.com/privacy for more information.

If You Don't Have These 3 Accounts, You'll Stay BrokeDo you actually know what you're doing with your money? Or are you just guessing and hoping you're making the right decisions? That's not a discipline problem—that's a clarity problem.In this video, I'm breaking down the 3 Money Buckets every family needs to stop living paycheck to paycheck and start building real generational wealth.If you don't have these three buckets set up, you'll always be one emergency away from being broke—no matter how much money you make.Here's the reality:• 70% of families are living paycheck to paycheck• More than half of Americans can't cover a $1,000 emergency• The average Black household has just 10% of the net worth of the average white household (Federal Reserve)But there's GOOD NEWS: There's a system that works for everyday people who want to break the cycle and build real wealth. And I'm giving you the exact blueprint in this video.

Jonathan and Brad delve into the phases of financial independence, emphasizing that progress isn't always linear and can be exciting. They highlight the importance of automating finances and conducting expense audits to gain control over your financial situation. Key Tactical Takeaways Conduct a 30-Day Expense Audit: Assess and record all expenses over a month to identify spending habits. Automate Your Savings: Set up automatic transfers to savings or investment accounts to ensure consistent saving with minimal effort. Engage with Local FI Groups: Join or establish local financial independence groups to exchange knowledge, resources, and support within your community. Understand Your Financial Health: Create an income statement to analyze all incoming and outgoing funds regularly. Core Rules & Formulas Rule/Formula Description 30-Day Audit Record all income and expenses for 30 days to gauge spending habits. Autopilot Savings System Automate savings and bill payments to reduce active management. Expense Prioritization Focus on reducing debt first, especially high-interest credit card debt. Investment Strategy Choose low-cost index funds or ETFs with low expense ratios for long-term growth. Tools, Accounts, or Strategies Mentioned Tool/Strategy Description FI Friends Travel Community-based travel planning for FI enthusiasts. Autopay Systems Automatic bill payment setup for consistent financial management. Low-Cost Index Funds Investing in funds that track market indices to minimize fees.     Resources & References FI Friends Travel Episode 472: "The Cure for the Boring Middle" Episode 262: "Thinking in Bets with Annie Duke"