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The US nuclear weapons agency was breached using the Microsoft SharePoint hack, Meta is adding new safety features to child-focused Instagram accounts, and privacy advocates start your engines, Amazon is acquiring an AI wearable that listens to everything you do. It's Wednesday, July 23rd and here's a quick look at tech in the news this morning from Engadget. Learn more about your ad choices. Visit podcastchoices.com/adchoices
AP correspondent Ben Thomas reports more Americans are shifting their money to accounts with investment income.
Nearly $500 million has been withdrawn due to financial hardship from Kiwisaver accounts for the year to June, but what is the long-term cost of these withdrawals?
See omnystudio.com/listener for privacy information.
Secure your privacy with Surfshark! Enter coupon code BRAVESEA for an extra 4 months at www.surfshark.com/BRAVESEA Saurabh Chauhan, Co-founder and CEO of Peakflo, returns to BRAVE with Jeremy Au to reflect on their journey since first meeting at Entrepreneur First in 2020. They unpack how Saurabh identified pain points in finance ops during his time with Rocket Internet, how he structured his co-founder search, and how early customer interviews shaped Peakflo's product roadmap. They explore why he rejected the social commerce hype, how Y Combinator reset his scale ambitions, and how Google's AI Accelerator helped move Peakflo from traditional SaaS to agentic workflows. They also discuss startup fraud detection and how external stakeholders can cut through opacity. 02:40: Why Saurabh joined EF: He had identified cash flow and supplier payment issues in past startups and wanted to solve this. EF was attractive for its high technical founder density, which led to matching with Dmitry, a PhD in AI and former CDO at AirAsia. 10:02: Rejected social commerce despite hype: Saurabh entered EF with two ideas—cutting customer acquisition costs and finance automation. Interviews with 30 to 40 operators in social commerce showed no real CAC compression and surfaced product quality and platform leakage issues. 23:47: Peakflo started with accounts receivable automation: They built modules like collections, dispute management, customer portals, and payment reconciliation. It took over a year to fully build the AR stack from late 2020 to 2022. 25:40: Accounts payable followed based on demand: Customers didn't want to use two systems. Peakflo added AP features like invoice capture, PO matching, and supplier payments, which took another year and launched by late 2023. 28:30: Google AI Accelerator pushed the move toward agentic workflows: Peakflo now builds AI agents to perform human tasks like logging into client portals, submitting invoices, and reconciling ERP systems. 30:26: Voice AI agents now handle collection calls: The agent knows invoice details, dispute history, and broken promises to pay. It engages clients like a collection officer, takes notes, and feeds updates into follow-up workflows. 36:32: Agentic workflows are the future of finance ops: Saurabh sees Peakflo evolving into a workflow engine powered by AI agents across back-office functions like lead qualification, collections, and month-end closing. Get transcripts, startup resources & community discussions at www.bravesea.com WhatsApp: https://whatsapp.com/channel/0029VakR55X6BIElUEvkN02e TikTok: https://www.tiktok.com/@jeremyau Instagram: https://www.instagram.com/jeremyauz Twitter: https://twitter.com/jeremyau LinkedIn: https://www.linkedin.com/company/bravesea English: Spotify | YouTube | Apple Podcasts Bahasa Indonesia: Spotify | YouTube | Apple Podcasts Chinese: Spotify | YouTube | Apple Podcasts Vietnamese: Spotify | YouTube | Apple Podcasts
The Appalachian Mountains, long veiled in mystery and folklore, have once again delivered a chilling bounty of unexplained encounters. From the deep hollers of Kentucky to the misty ridges of North Georgia and the wilds of Western North Carolina, these recent and historical eyewitness reports stitch together a patchwork of terror, primal awe, and ancient whispers. Locals and long-time residents—many of whom are deeply rooted in the region for generations—are speaking out about what they've seen, felt, and feared.Among the reports are chilling descriptions of upright, wolf-like beings, pale gray humanoids with unnatural cadence and behavior, and massive white-furred creatures resembling a cryptid Sasquatch. In multiple accounts, glowing yellow eyes pierce the darkness, and the sounds of babies crying—or guttural human-like screams—lure the unsuspecting into dangerous territory. These aren't just isolated tales. Multiple witnesses, sometimes years apart, describe nearly identical experiences, suggesting a persistent, possibly interdimensional presence.One story centers around a family picnic interrupted by a bipedal white-furred creature seen hurling tree limbs in frustration. Another follows a retired teacher who repeatedly encountered a massive black panther accompanied by a kitten—creatures denied by wildlife officials but steeped in Native lore. Other reports involve vanishing cattle, strange power-draining zones, and areas so heavy with dread that seasoned hunters and outdoorsmen refuse to return.These aren't the tales of thrill-seeking adventurers or out-of-towners spooked by backcountry sounds. These are the confessions of rural families, local government officials, hunters, and children who have grown up side by side with the forest. And many of them now believe they've glimpsed a side of Appalachia that's not only ancient, but otherworldly.
The Appalachian Mountains, long veiled in mystery and folklore, have once again delivered a chilling bounty of unexplained encounters. From the deep hollers of Kentucky to the misty ridges of North Georgia and the wilds of Western North Carolina, these recent and historical eyewitness reports stitch together a patchwork of terror, primal awe, and ancient whispers. Locals and long-time residents—many of whom are deeply rooted in the region for generations—are speaking out about what they've seen, felt, and feared.Among the reports are chilling descriptions of upright, wolf-like beings, pale gray humanoids with unnatural cadence and behavior, and massive white-furred creatures resembling a cryptid Sasquatch. In multiple accounts, glowing yellow eyes pierce the darkness, and the sounds of babies crying—or guttural human-like screams—lure the unsuspecting into dangerous territory. These aren't just isolated tales. Multiple witnesses, sometimes years apart, describe nearly identical experiences, suggesting a persistent, possibly interdimensional presence.One story centers around a family picnic interrupted by a bipedal white-furred creature seen hurling tree limbs in frustration. Another follows a retired teacher who repeatedly encountered a massive black panther accompanied by a kitten—creatures denied by wildlife officials but steeped in Native lore. Other reports involve vanishing cattle, strange power-draining zones, and areas so heavy with dread that seasoned hunters and outdoorsmen refuse to return.These aren't the tales of thrill-seeking adventurers or out-of-towners spooked by backcountry sounds. These are the confessions of rural families, local government officials, hunters, and children who have grown up side by side with the forest. And many of them now believe they've glimpsed a side of Appalachia that's not only ancient, but otherworldly.
Within the “one big, beautiful bill,” the Trump administration has launched an ambitious pilot program: gifting $1,000 investment accounts to all babies born in the U.S. between 2025 and 2028. The President argues this “pro-family initiative” will help millions of families harness the strength of the American economy. FOX Business correspondent Gerri Willis speaks with Ken Coleman of Ramsey Solutions about how these accounts work and how they might help these Americans afford homes, college, and small businesses in the future. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices
Within the “one big, beautiful bill,” the Trump administration has launched an ambitious pilot program: gifting $1,000 investment accounts to all babies born in the U.S. between 2025 and 2028. The President argues this “pro-family initiative” will help millions of families harness the strength of the American economy. FOX Business correspondent Gerri Willis speaks with Ken Coleman of Ramsey Solutions about how these accounts work and how they might help these Americans afford homes, college, and small businesses in the future. Photo Credit: AP Learn more about your ad choices. Visit podcastchoices.com/adchoices
Het gaat goed met Netflix. Heel erg goed, en dus verhogen ze de omzetverwachting voor het hele jaar! Er kwamen meer abonnees bij, die ook nog eens meer betalen. Ook verdient Netflix meer aan adverenties. Zouden we bijna de winst vergeten: die stijgt met bijna 48 procent!Alles lijkt goed te gaan bij Netflix. Alleen de hoge verwachtingen van beleggers en analisten lijken het aandeel nog naar beneden te krijgen. Dat bespreken we deze aflevering. Kijken we ook of Netflix niet het nieuwe goud is, je vluchthaven in onrustige tijden.Onrustig is het ook bij de Federal Reserve. De Amerikaanse centrale bank wordt steeds aangevallen door president Trump. Die vindt dat Fed-baas Jerome Powell een 'idioot' is die 'te traag is' met het verlagen van de rente. Arme Powell krijgt er nu nog een probleem bij: een van zijn collega's keert zich tegen hem. Over Trump gesproken. Hij lijkt de reden voor het abrupt stoppen van de Late Night Show. Of dat nog niet genoeg is, gaat hij nu ook achter Rupert Murdoch en zijn Wall Street Journal aan.Verder in deze BNR Beurs: Zuckerberg toch niet onder ede gehoord, tot frustratie van zijn eigen beleggers Saab scoort en niet alleen met de oude auto van de Navo-baas De beurs van Israël bereikt een nieuwe recordstand Hoe onrustiger, hoe beter. Amerikaanse zakenbanken profiteren en masse See omnystudio.com/listener for privacy information.
Do your mortgage repayments feel high?Connect with Sarah here: https://www.dentistswhoinvest.com/sarah-grace-mortgages———————————————————————Collect unlimited free verifiable CPD for UK Dentists here >>> https://www.dentistswhoinvest.com/video/1———————————————————————Breaking free from the mortgage myths that hold dentists back. If you've been told you need two years of accounts to secure a mortgage, prepare to have your financial horizons expanded. This game-changing conversation with specialist dental mortgage advisor Sarah Grace reveals that dentists can secure mortgages much earlier in their careers than most high street banks would have them believe.For associates, the path to property ownership can begin after just three months of pay schedules. Whether you're fresh from foundation training, transitioning between business structures, or returning from maternity leave, specialist lenders recognize your earning potential without demanding years of financial history. The best part? The interest rate premium for these specialized mortgages is minimal – often just a quarter percent more than standard rates. This means newly qualified dentists can start building property wealth years earlier than they might have thought possible.Practice owners face different considerations but equally promising opportunities. While principals typically need at least a year's worth of accounts, many lenders will consider retained profits within the business rather than just the salary and dividends drawn. This approach recognizes the true financial strength of dental practice ownership, particularly for those structuring their finances efficiently for tax purposes. We also explore the nuances of what lenders consider "commitments" against your name and how company expenses versus personal expenses affect borrowing power – knowledge that can significantly increase your mortgage potential.Ready to rethink what's possible with your dental income? Listen now and discover how to leverage your professional status to secure property financing on your timeline, not the bank's. And don't forget to claim your free verifiable CPD by completing the short questionnaire through the link in our description – making this episode both financially enlightening and professionally valuable.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text
Gerri Willis dives into the details of Trump's proposed investment account plan, offering a $1,000 federal contribution for every U.S. citizen born between December 31, 2024, and January 1, 2029. The funds would grow tax-deferred in an account tied to the stock market, available for college, a first home, or starting a business. Willis explains how parents and employers can contribute thousands more each year, how accounts could grow to $200,000 by age 17, and the broader implications for retirement savings, financial literacy, and economic opportunity.
On today's Annie Frey Show, Gerri Willis explains Trump's new $1,000 investment accounts for newborns born between 2024-2028, designed to grow tax-deferred and encourage financial literacy, with potential to reach $200,000 by age 18. The conversation moves to the WNBA's rising entertainment value, Caitlin Clark's impact, and highlights from the ESPYs featuring Shane Gillis' hosting. Missouri Governor Mike Kehoe joins to discuss the new statewide cell phone ban in K-12 schools aimed at reducing distractions, the opening of a USDA food safety lab in St. Louis, and Missouri's disaster relief efforts supporting tornado recovery and Texas flood aid. The episode wraps with political insights on trust in government, the two-tiered justice system, and reflections on Trump's second term.
Welcome to the Know Your Numbers REI Podcast! In this episode, host Chris McCormack, a CPA and certified tax planner, dives deep into the newly signed tax law, including the exciting introduction of "Trump accounts."Join us as we explore how these accounts serve as a new wealth-building tool for families, business owners, and everyday Americans. Learn about the benefits of tax-deferred growth, government contributions, and how these accounts can be accessed by children as they grow.Whether you're a high-income earner, a business owner, or simply looking for ways to invest strategically, this episode is packed with valuable insights to help you navigate the complexities of the tax code and build a prosperous future for your family.Don't forget to share this episode with anyone who could benefit from understanding these new tax laws!Tune in now and start planning for a brighter financial future!••••••••••••••••••••••••••••••••••••••••••••➤➤➤ To become a client, schedule a call with our team➤➤ https://www.betterbooksaccounting.co/contact••••••••••••••••••••••••••••••••••••••••••••Connect with Chris McCormack on Social MediaFacebook: https://www.facebook.com/chrismccormackcpaLinkedIn: https://www.linkedin.com/in/chrismccormackcpaInstagram: https://www.instagram.com/chrismccormackcpaJoin our Facebook Group: https://www.facebook.com/groups/6384369318328034→ → → SUBSCRIBE TO BETTER BOOKS' YOUTUBE CHANNEL NOW ← ← ← https://www.youtube.com/@chrismccormackcpaThe Know Your Numbers REI podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests.
Hey friend. You know how much I love sharing success stories here on the podcast and this week is no exception. I had the pleasure of connecting with Carley Hussain of Parcel Island, which is a gift and stationery business based out of Philadelphia. Carley is one of our talented Paper Camp alumni who started with 20 wholesale accounts and she is now in over 120 stores. Yes, she has grown by more than 100 accounts while also working at a full-time job. During our conversation, we talk about the key strategies that fueled her business growth, including marketing automations she set up, finding her unique brand voice, and leveraging platforms like Faire. Carley also leveraged the resources available to her in Paper Camp, such as our wholesale pitch process, email templates, and postcard templates, adding her own unique voice and brand positioning to the outreach. You'll hear what project management tools Carley uses to keep her business organized and her tasks on track. We discuss the challenges of inventory and product launches. Plus, we talk about how she's building strong local relationships that have helped her brand flourish. Today's episode is brought to you by our Paper Camp program. Paper Camp is our wholesale coaching program where we teach you everything you need to know to build strong wholesale foundations. Over the course of 4 weeks, we tackle your product line, sales tools, and marketing plan, and we even talk about how to exhibit at trade shows if that's what you want to do. We start with your product line and go into everything from how often you should be releasing new products to ensuring that your numbers are sustainable for the wholesale market and their price for profit. Then we move into sales tools you must have for selling wholesale so you make a strong first impression with buyers like catalogs and your terms and conditions. Then, we cover marketing strategies and ways to reach various store owners. Each week's teachings build on the previous week, and we host weekly live engaging coaching calls to answer all of your questions. We will open enrollment for our next round of Paper Camp soon, and we sell this program out every time we run it. Join the waitlist and you'll get early access to enroll. SIGN UP FOR THE WAITLIST You can view full show notes and more at http://prooftoproduct.com/401 Quick Links: Free Wholesale Audio Series Free Resources Library Free Email Marketing for Product Makers PTP LABS Paper Camp
Every Monday, Jon Hansen is joined by a specialist from Mesirow to discuss a different topic surrounding finances. In this episode, Tiffany Irving, Senior Vice President and Wealth Advisor at Mesirow, joins Your Money Matters to talk about investing in your IRA or 401(k) accounts. For more information, visit www.mesirow.com or call 877 Mesirow.
The Rich Zeoli Show- Full Episode (07/10/2025): 3:05pm- While speaking with the press, President Trump reacted to Senator Jose Padilla's (D-CA) proposed bill which would prevent ICE agents from wearing masks and concealing their personal identity. There have been several recent attacks on ICE facilities—including one attack in McAllen, Texas involving a man with an assault rifle. Despite these violent attacks, Democrats continue to unjustly demonize ICE agents. 3:30pm- According to a report from Fox News Digital, the Department of Justice is criminally investigating former CIA Director John Brennan and former FBI Director James Comey for potential false statements to Congress related to the disproven Trump campaign/Russia collusion narrative. While appearing on MSNBC with Nicolle Wallace, Brennan claimed the investigation into him was “weaponizing intelligence and justice.” In addition to espousing falsehoods about the 2016 election, Brennan has notably lied about civilian casualties that resulted from Obama Administration drone strikes and about the CIA illegally accessing the computers of U.S. Senate staffers. 4:00pm- Salena Zito—Award Winning Political Reporter—joins The Rich Zeoli Show to discuss her new book, “Butler: The Untold Story of the Near Assassination of Donald Trump and the Fight for America's Heartland.” Nearly one year later, she recounts what it was like standing just feet from the stage in Butler, Pennsylvania when shots rang out. She recalls her daughter telling her: “I wanted it to be fireworks. I didn't want to think we were literally sitting ducks and being fired at.” You can find the book here: https://www.hachettebookgroup.com/titles/salena-zito/butler/9781546009146/. 4:30pm- Corey DeAngelis— Senior Fellow at the American Culture Project & Author of the book, “The Parent Revolution: Rescuing Your Kids from the Radicals Ruining Our Schools”—joins The Rich Zeoli Show and reacts to the United Federation of Teachers endorsing Zoran Mamdani for Mayor of New York City, explaining: “They locked arms with the socialist candidate.” He also reveals that despite opposing school choice, Mamdani attended a private school that costs $66K per year for kindergarten! 5:05pm- Bill D'Agostino—Senior Research Analyst at Media Research Center—joins The Rich Zeoli Show to breakdown some of the best (and worst) moments from corporate media: major media outlets are refusing to cover far-left attacks against ICE agents in Texas and CNN data suggests Americans aren't afraid of climate change (despite progressive fear mongering). 5:30pm- A California woman says her home was mistakenly listed as the return address for a Chinese car seat seller on Amazon—and consequently, her home has been flooded with unwanted returns! PLUS, why can't Livyy Dunn live in Babe Ruth's $1.6 million condo? 5:45pm- On Wednesday, former White House physician Dr. Kevin O'Connor invoked the Fifth Amendment while testifying before the House Oversight Committee about President Joe Biden's cognitive health. 6:05pm- Susan Crabtree—RealClearPolitics National Political Correspondent & Author of the book, “Fools Gold: The Radicals, Con Artists, and Traitors Who Killed the California Dream and Now Threaten Us All”—joins The Rich Zeoli Show to discuss her latest report: “Key supervisors who signed off on the Butler security plan and two who were on the final walkthroughs before the…rally were never disciplined but instead received BIG PROMOTIONS.” 6:30pm- Jimmy Failla—Host of “Fox News Saturday with Jimmy Failla” & “Fox Across America”—joins The Rich Zeoli Show. Is Jimmy concerned about having a socialist mayor? No way! The breadlines might help him lose weight! Failla will be performing at SoulJoel's in Montgomery County, PA on August 9th. You can find information about tickets here: https://radio.foxnews.com/fox-news-talk/fox-across-america-with-jimmy-failla/.
In episode 111 we continue our time in this former jail in the south west of England, in part-one you heard the detailed history of this site as well as the stories of those phantoms who are said to still be here, forever stalking these corridors and cells, long after their sentences would have ended. This time I will talk with two ladies who have spent much time here after dark, and I'm so excited for you to hear what they had to say. So join me, and let us ask Diane and Gem, just how haunted is Bodmin Jail? Thanks so much to Diane Chambers, who you can find on Twitter (I still can't bring myself to call it X) at @dianeechambers and on Instagram at mort_ifer_viva and Gem Tredwin who you can find on Twitter at @gemmatredwin and on Instagram at gemtredwin. The episode of the Paranormal Monkey YouTube channel where Gem and Diane talked about their experiences at 30 East Drive can be found at www.youtube.com/watch?v=n0tJzYV_2YE If you want to join Gem on a haunted event check out the events page at pengennamanor.co.uk and www.jamaicainn.co.uk. Support How Haunted? by subscribing and leaving a review. In July Rob will be taking on the "most difficult" walk in the North York Moors to raise money for Cancer Research UK. If you'd wish to sponsor us you can do so at justgiving.com/page/walk4john2025 Find out more about the pod at https://www.how-haunted.com and you can email Rob at Rob@how-haunted.com You can become a Patreon for as little as £1 a month. You can choose from three tiers and get yourself early access to episodes, and exclusive monthly episodes where Rob will conduct ghost hunts and you'll hear the audio from the night. To sign up, and take advantage of a free seven day trial, visit https://patreon.com/HowHauntedPod Perhaps you'd rather buy me a coffee to make a one off donation to support the pod, you can do that at https://www.buymeacoffee.com/HowHauntedPod Check out the official merch store at how-haunted.dashery.com where you can buy t-shirts, hoodies, mugs, hats, and much more. They come in a vast selection of colours and a wide range of sizes. Music in this episode includes: Darren Curtis – Lurking Evil: https://youtu.be/3i0aVnpeppw " HORROR PIANO MUSIC " composed and produced by "Vivek Abhishek" Music link :https://youtu.be/xbjuAGgk5lU || SUBSCRIBE us on YOUTUBE: https://youtu.be/DQQmmCl8crQ || Follow on Facebook: https://bit.ly/33RWRtP || Follow on Instagram: https://bit.ly/2ImU2JV
As we rush towards a cashless future, what happens to those being left behind? For many older people, going digital isn't so simple, to talk about the real impact of this shift is Seamus Boland, CEO of Irish Rural Link.
In this episode of The Extreme Personal Finance Show, delivered live from a Red Robin on International French Fry Day — because personal finance should be tasty and rebellious. (Thank you for tolerating the poor sound quality) Chris and friend April takes a look at the so-called Trump Accounts, part of the recently passed Big Beautiful Bill.What if your newborn could receive $1,000 from the government — no strings attached — and that money could grow into over $150,000 without lifting a finger? What if you contributed just $5,000 a year for 18 years and turned that into over millions by age 65? We're talking serious compound interest magic and generational wealth, straight out of the cradle.Whether you love or hate the name, these “Trump Accounts” originally called Money for Education, Growth, and Advancement could redefine how America can build wealth from birth!Topics Covered:What the Trump Accounts are and how they workWho qualifies and how funds are distributedContribution caps and employer matching optionsTax treatment and withdrawal rules by ageReal compound growth scenarios from $1,000 to MillionsWhy $50/month is still enough to change your kid's futureContact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyResources and Links:https://heavymetal.money/trumpaccounts/https://www.congress.gov/bill/119th-congress/house-bill/1/texthttps://www.whitehouse.gov/articles/2025/06/trump-accounts-will-chart-path-to-prosperity-for-a-generation-of-american-kids/
Atlanta doctors save an unborn child, President Trump proposes investment accounts for newborns, and Arsenio Orteza reviews a new bluegrass album from My Brother's Keeper. Plus, an unusual time capsule, Cal Thomas on politics in the pulpit, and the Thursday morning news Support The World and Everything in It today at wng.org/donateAdditional support comes from Cedarville University, a Christ-centered, academically rigorous university located in southwest Ohio,equipping students for Gospel impact across every career and calling. Cedarville integrates a biblical worldview into every course in the more than 175 undergraduate and graduate programs students choose from. New online undergraduate degrees through Cedarville Online offer flexible and affordable education grounded in a strong Christian community that fosters both faith and learning. Learn more at cedarville.edu, and explore online programs at cedarville.edu/onlineFrom Nicea Conference 2025, a historic gathering of church leaders from every inhabited continent. More at niceaconference.comAnd from WatersEdge Kingdom Investments — personal investments that build churches. 5.05% APY on a three-month term. WatersEdge.com/investWatersEdge Kingdom Investments - WatersEdge securities are subject to certain risk factors as described in our Offering Circular and are not FDIC or SIPC insured. This is not an offer to sell or solicit securities. WatersEdge offers and sells securities only where authorized; this offering is made solely by our Offering Circular.
Wondering whether to contribute to a Roth or Traditional retirement account? Tim Ulbrich and Tim Baker break down key factors like tax brackets, Roth 401(k) access, and long-term planning tips to help you decide. Episode Summary One of the most common questions we get is: Should I contribute to a Roth or Traditional retirement account? In this episode, YFP Co-Founder & CEO, Tim Ulbrich, PharmD, and YFP Co-Founder & COO, Tim Baker, CFP®, RLP®, RICP®, break down the key factors to consider when deciding between Roth and Traditional contributions, including: ✅ Your current and projected future tax bracket ✅ How much you've already saved in each account type ✅ Roth 401(k) availability through your employer ✅ State income tax implications ✅ Whether you have the cash flexibility to consider Roth conversions ✅ How the Roth IRA's freedom from required minimum distributions (RMDs) can be a valuable planning tool If you've ever found yourself wondering which retirement bucket to prioritize, or if you're simply trying to be more tax-savvy with your savings, this episode is for you.
Should every child born in the U.S. receive a $1,000 government contribution into a tax-free investment account? Michael dives into the new “Trump Account” policy and unpacks its roots in the progressive “baby bonds” idea. With insights from economist Derek Hamilton—who helped originate the concept—Michael explores whether this version helps close the wealth gap or actually makes it worse. A thought-provoking look at wealth inequality, public policy, and how political branding may shape our financial future. Listen to his thoughts here, then go vote at smerconish.com!
In this episode, I'm diving deep into one of the most powerful ways to grow your lawn care busines, locking in commercial accounts. I touched on this before, but today we're going beyond just walking into businesses and talking to the general manager. I'll break down multiple strategies to help you win commercial clients, including networking with property managers, using LinkedIn to find decision-makers, crafting a solid pitch packet, and smart ways to follow up without being pushy. If you're looking to take your business to the next level, this episode is packed with tactical advice to help you make it happen. Important Links: https://www.instagram.com/sidehustlesquadpodcast/ https://www.instagram.com/coastalfertilization/ Branded Bull Website Design: https://www.brandedbull.com/ https://go.getjobber.com/sidehustlesquad (Get 20% off for 6 months) EQUIP Exposition (Save 50% with code: SIDEHUSTLE) Lawn & Landscape Technology Conference Save 10% on KUJO Yardwear: https://www.kujo.com/?utm_source=sidehustlesquadpodcast&promotion=10sidehustle Lawntrapreneur Academy Live Nov. 8, 2026 Novi, MI PostcardMania
It's a wide-ranging show today, with Ben Cook, portfolio manager for the Hennessy Energy Transition and Hennessy Mid-Stream funds, giving his latest take on the energy sector, noting that the industry is well-positioned to at least not be hurt while tariff policies play out, even as the U.S. has become the world's largest oil-producing nation and the OPEC nations are looking to improve their fortunes. Todd Rosenbluth, head of research at VettaFi, revisits the CoinShares Valkyrie Bitcoin Miners ETF — which he featured as ETF of the Week at the beginning of March and which gained 78 percent during the second quarter of 2025 — noting that miners and spot crypto funds serve different purposes in a portfolio, but that both are poised for more growth now. Melissa Stephenson discusses her research for Sudokubliss.com that looked at the theme parks that provide good value for your money while keeping lines short enough that complaints are few, and Chuck does a deep dive on the so-called "Trump accounts" that were created within the budget bill that was signed into law last week. These accounts give $1,000 to every baby born in the country to U.S. citizens between 2025 through 2028 — including the grandchild Chuck's daughter is expecting in August — and he talks about the benefits of the program (beyond the cash infusion) and compares it to other savings vehicles.
LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featuredRemember the movie Gremlins? It all starts with a cute little creature—until you break the rules. That's exactly how Markowski sees the new Trump-era baby investment account plan. What begins as a feel-good $1,000 seed for kids born between 2005 and 2028 is, in his view, just another well-meaning gimmick that will mutate into a budget-devouring monster. With echoes of past expansions like the child tax credit, and whispers of future universal basic income, Markowski warns this “cute” idea won't stay harmless for long—especially once politicians on both sides of the aisle start feeding it. A sharp, skeptical take on how small programs grow into fiscal gremlins when Washington breaks the rules. www.watchdogonwallstreet.com
Jeff Levine's tweet thread: https://x.com/CPAPlanner/status/1940856699872858202
What is the proper procedure for chapter checking accounts? Should we raise/lower dues? Who makes these decisions? We answer these questions in this week's Power of One.
This is a catch-up version of James O'Brien's live, daily show on LBC Radio. To join the conversation call: 0345 60 60 973
Skippy & Doogles dig into the fine print of the “Trump Accounts” and discover… it's not what the headlines promised. Is it an investing tool or just legislative cosplay? Then they hit the gas on private equity performance myths and finish strong with a discussion on incentivized stupidity—from lawn chairs and balloons to CEOs pumping their own stock.Join the Skippy and Doogles fan club. You can also get more details about the show at skippydoogles.com, show notes on our Substack, and send comments or questions to skippydoogles@gmail.com.
In this episode of the High Performing Dental Team podcast, Dayna Johnson interviews Dr. Howard Polansky, a cash flow optimizer, who shares his personal journey from dentistry to financial coaching. The conversation delves into the importance of cash flow management for dental practices, practical tips for improving financial health, and strategies for families to enhance their cash flow. Dr. Polansky emphasizes the significance of understanding financial freedom and the need for a defensive approach to personal finance. He also introduces a cash flow quiz designed to help listeners assess their financial situation and make informed decisions. Takeaways ➡Cash flow is crucial for the success of any business. ➡Personal experiences can lead to significant career changes. ➡Understanding your financial situation is the first step to improvement. ➡Debt management is essential for financial freedom. ➡Utilizing lines of credit can help manage cash flow effectively. ➡Accounts receivable should be monitored closely to maintain cash flow. ➡Families can implement simple strategies to improve their financial situation. ➡It's important to have a financial defense strategy in place. ➡Financial advisors play a key role in managing personal finances. ➡Everyone has choices when it comes to their financial future. Chapters 00:00 Introduction to Cash Flow Optimization 02:44 Personal Journey and Life Lessons 05:39 Transitioning from Dentistry to Cash Flow Optimization 08:22 Understanding Financial Freedom 11:10 Practical Tips for Improving Cash Flow 13:57 Managing Accounts Receivable Effectively 16:46 Strategies for Families to Increase Cash Flow 19:45 The Importance of Financial Defense 22:21 Conclusion and Resources Please rate, review and share this episode with your colleagues. Book a call with Dayna: https://calendly.com/dayna-johnson/discovery-call You can find the quiz and schedule a free Clarity Call with him at financiallyled.com. You'll walk away with a clear picture of what's possible—and a real strategy to get there.
Du lädst einen Post hoch – und plötzlich: nur 100 statt 2.000 Views. Und du denkst dir: „Was ist bitte los bei Instagram?!“ Ich kann dich beruhigen: Es liegt nicht an dir. Die Reichweite bricht GERADE bei sehr vielen Accounts ein – auch bei unseren. In dieser Folge zeige ich dir meinen ganz konkreten 3-Schritte-Plan, den wir gerade umsetzen – inklusive Content-Tipps, Funnel-Strategien und Mindset-Upgrade. Du willst dir auf Instagram eine aktive, kaufkräftige Community aufbauen? → Melde dich zu Planbar Sichtbar an – inkl. ChatGPT Prompt Sammlung und großem KI-Update! Klick jetzt hier: https://bit.ly/3plfN26 Du willst mit automatisierten Funnels endlich konstante, planbare Monatsumsätze kreieren? → Buch jetzt dein kostenloses Beratungsgespräch für unser brandneues Programm Souverän Skaliert: https://bit.ly/3COLOmc Plane, erstelle und vermarkte dein Online-Produkt mit ErfolgsKurs! → Setz dich jetzt auf unsere exklusive 0 € Warteliste für Oktober 2025: https://bit.ly/3CMhSqV Unsicher, welches Programm das Richtige für dich ist? → Lass dich jetzt kostenlos von uns beraten: https://carolinepreuss.de/kostenloses-erstgespraech/ Neu: 0 € Instagram Trendreport 2025: 5 wichtige Trend für Cash-Content, der sofort verkauft! → Melde dich jetzt für 0 € an: https://bit.ly/3NMv4T3 → Folge mir auf Instagram für Einblicke hinter die Kulissen: https://instagram.com/carolinepreussde/ Go For It ist der Business Podcast für alle Selbstständigen und UnternehmerInnen, die ein profitables Online-Business aufbauen wollen. Caroline Preuss gibt in ihrem Business Podcast ihr erprobtes Wissen rund um Marketing, Social Media, Onlinekurse und Community-Aufbau auf Instagram weiter – ausführlich und Schritt für Schritt, damit du entspannt mit deinem digitalen Business sichtbar wirst und und deinen eigenen Onlinekurs erfolgreich vermarktest.
In this episode, I give a raw and real update on what's going on behind the scenes at the shop—including dealing with a surprise inspection from the NJDEP after a complaint was filed. I break down how we're navigating that process and staying compliant while keeping the business moving forward. I also share a powerful new strategy I've been using to land more commercial accounts—good old-fashioned in-person hustle. Instead of waiting for leads to come to us, I've been walking into local businesses, speaking with managers, and offering to take their properties to the next level. If you're looking to grow your commercial side, this might just be the playbook you need. Important Links: https://www.instagram.com/sidehustlesquadpodcast/ https://www.instagram.com/coastalfertilization/ Branded Bull Website Design: https://www.brandedbull.com/ https://go.getjobber.com/sidehustlesquad (Get 20% off for 6 months) EQUIP Exposition (Save 50% with code: SIDEHUSTLE) Lawn & Landscape Technology Conference Save 10% on KUJO Yardwear: https://www.kujo.com/?utm_source=sidehustlesquadpodcast&promotion=10sidehustle Lawntrapreneur Academy Live Nov. 8, 2026 Novi, MI PostcardMania
DOWNLOAD the FREE Cheat Sheet: ASSET LOCATION MADE SIMPLE at affordanything.com/assetlocation #621: Jared is attracted to the favorable terms of the annuity plan that his employer offers, but he's hesitant to pay the opportunity cost of locking up his money now. What should he do? An anonymous caller is struggling to find the efficient frontier with only three funds to choose from in his Thrift Savings Plan. Is there any hope for him? Jack feels great about the funds in his portfolio, but he's losing sleep over how to apportion them between his taxable, pre-tax and Roth accounts. What's the best tax strategy for him? Former financial planner Joe Saul-Sehy and I tackle these three questions in today's episode. Enjoy! P.S. Got a question? Leave it at https://affordanything.com/voicemail Learn more about your ad choices. Visit podcastchoices.com/adchoices
In Part 2 of this conversation, Alberti Ortiz of Boca Landscape Design reveals how he landed and manages six Costco locations, dives into his design-build journey, and shares how collaborating with Willie Rodriguez of A's Ornamental has helped grow his thriving landscaping business.
Kevin and Kieran analyse the deadlines that football clubs have to meet when publishing their accounts, and discuss whether it would be financially beneficial to merge League One and League Two. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: questions@priceoffootball.com Join The Price of Football CLUB: https://priceoffootball.supportingcast.fm/ Check out the Price of Football merchandise store: https://the-price-of-football.backstreetmerch.com/ Visit the website: https://priceoffootball.com/ For sponsorship email - info@adelicious.fm The Price of Football is a Dap Dip production: https://dapdip.co.uk/ contact@dapdip.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices
Trump Accounts, proposed in the "One Big Beautiful Bill", would provide every eligible newborn with a $1,000 government-funded, stock index-tracking investment account but experts note that 529 plans offer greater flexibility and more favorable tax treatment for college savings. Today's Stocks & Topics: URNM - Sprott Uranium Miners ETF, Market Wrap, Are Trump Accounts the Best College Savings Option for Families?, PINS - Pinterest Inc., YELP - Yelp Inc., The Young Consumer, BJ - BJ's Wholesale Club Holdings Inc., Foreign Investing.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands
HAPPY BIRTHDAY TAYLAR!!! Today we are bringing you Creepy Accounts vol 50!! Thank you so much to everyone that wrote in their stories, we love you all so much Make sure you remember to use our special code with Susan (Angel Wings and Healing Things) for Tay's Bday: CANCERBESTIES that is only valid from now until July 27, 2025- Text Susan to confirm your appointment, and don't forget to tell her we sent you, besties!!! 704-562-3476 If you have a Creepy Account of your own you would like to submit, you can go to our Reddit (CreepsandCrimes) or email it to us at CREEPSANDCRIMES.CA@GMAIL.COM Love yall sooo much!! We will talk to ya next week!!! vvvvvv Creeps and Crimes Merch: https://creepsandcrimesmerch.com/ Join our OG Pick Me Cult (Patreon): https://patreon.com/creepsandcrimes SUBSCRIBE AND SUPPORT WHEREVER YOU GET YOUR PODCASTS: - Apple Podcast: https://podcasts.apple.com/us/podcast/creeps-and-crimes/id1533194848 - Spotify: https://open.spotify.com/show/0v2kntCCfdQOSeMNnGM2b6?si=bf5c137913dd4af7 - Youtube: https://youtube.com/@creepsandcrimespodcast?si=e6Lwuw6qvsEPBHzG Business Inquiries please contact Management: maggie@MRHentertainment.com FOLLOW US ON SOCIALS: Creeps and Crimes Podcast - Insta: https://www.instagram.com/creepsandcrimespodcast/?hl=en - Facebook: https://www.facebook.com/creepsandcrimespodcast/ - TikTok: https://www.tiktok.com/@creepsandcrimes Taylar Jane (True Crime Host) - Insta: @Taylarj - TikTok (True Crime Channel): @TaylarJane98 - TikTok (Personal): @TaylarJane1 Morgan Harris (Paranormal & Conspiracy Host) - Insta: @morgg.m - Tiktok: @morgg.m Want More Info? Check out our Website: www.creepsandcrimespodcast.com Send Us Mail & Fan Art to our PO Box!!! CREEPS AND CRIMES PODCAST PO BOX 11523 KNOXVILLE, TENNESSEE 37939 Have a Creepy Account You'd like to share and be featured on the Podcast? Email it to: CreepsAndCrimes.CA@gmail.com Submit it through the Portal on our Website (Listed above) or Post in on our Reddit Thread with the tag "creepy account" Love our TBB episodes and want to get in on the Action or submit an AIMS? Head over to our Reddit Community: @creepsandcrimes Need to contact us or request sources? Email us at creepsandcrimespodcast@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices
To find Thomas' work-----> Sasquatchisland.com & SasquatchTheLegend.comTo sign up for our Patreon go to-> Patreon.com/cultofconspiracypodcast To Join the Cajun Knight Patreon---> Patreon.com/cajunknight To Find The Cajun Knight Youtube Channel---> click hereTo Invest In Gold & Silver, CHECK OUT—-> Www.Cocsilver.com 10% OFF Rife Machine---> https://rifemachine.myshopify.com/?rfsn=7689156.6a9b5c To find the Meta Mysteries Podcast---> https://open.spotify.com/show/6IshwF6qc2iuqz3WTPz9Wv?si=3a32c8f730b34e79 50% OFF Adam&Eve products---> :adameve.com (promo code : CULT) To Sign up for our Rokfin go to --> Rokfin.com/cultofconspiracy Cult Of Conspiracy Linktree ---> https://linktr.ee/cultofconspiracyBecome a supporter of this podcast: https://www.spreaker.com/podcast/cult-of-conspiracy--5700337/support.
You've probably heard that maxing out your 401(k) and IRA is the smartest move you can make. But for many investors, that strategy alone may lead to a surprising challenge: becoming "qualified rich, cash poor." In other words, having plenty saved, but locked away in accounts you can't easily access without tax consequences or penalties.That's where the often-overlooked brokerage account comes in.Also called a taxable, individual, or joint account, the brokerage account offers unmatched flexibility. No age restrictions. No early withdrawal penalties. And potential long-term capital gains tax treatment instead of higher ordinary income rates. That can make a big difference when it comes time to actually enjoy what you've saved.More than just a retirement supplement, brokerage accounts give you the freedom to fund mid-term goals, adjust to life's unexpected changes, or even retire earlier. They also play a key role in long-term tax planning by allowing you to pull from different types of accounts—pre-tax, Roth, and brokerage—based on what's most efficient each year.A truly thoughtful financial plan isn't just about growing wealth. It's about having access to it, when and how you need it most.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
The House-approved Big Beautiful Bill introduces "Trump Accounts," formerly known as "MAGA Accounts," tax-advantaged investment accounts that the government would seed with $1,000 investments for newborns. Today, Nicole explains how these accounts would work, who is eligible, and the economic impact. For Nicole's overview of the other economic proposals in the Big Beautiful Bill, listen here.