Podcasts about accounts

LITERALLY, OUR CREEPIEST AND SCARIEST CREEPY ACCOUNTS TO DATE... Happy September!!! It's officially the -ber months and we are kicking off spooky season with a BANG with these INSANE creepy accounts!! Thanks so much to everyone who wrote in and trusted us with their stories!! If you have a Creepy Account you would like to share, please send it in to CreepsAndCrimes.CA@gmail.com, post it on our Reddit Page r/CreepsAndCrimes, or submit it through the portal on our website!! Love you all sooooo much and we will talk to ya on Tuesday for TBB and again on Thursday for a regular episode!! (PS, thank you for giving us the day off notes, we really needed the breather) Our listeners get a FREE MONTH of Primal Queen plus FOUR FREE GIFTS at https://PrimalQueen.com/CACBESTIES. #ad ---------------------- Need to Call Susan (Angel Wings and Healing Things)? Text Ellen at 704-562-3476 to book!! Make sure to tell her we sent you for a Besties only Special discount!! If you have a Creepy Account of your own you would like to submit, you can go to our Reddit (CreepsandCrimes) or email it to us at CREEPSANDCRIMES.CA@GMAIL.COM Creeps and Crimes Merch: ⁠⁠https://creepsandcrimesmerch.com/⁠⁠ Join our OG Pick Me Cult (Patreon): ⁠⁠https://patreon.com/creepsandcrimes⁠⁠ SUBSCRIBE AND SUPPORT WHEREVER YOU GET YOUR PODCASTS: - Apple Podcast: ⁠⁠https://podcasts.apple.com/us/podcast/creeps-and-crimes/id1533194848⁠⁠ - Spotify: ⁠⁠https://open.spotify.com/show/0v2kntCCfdQOSeMNnGM2b6?si=bf5c137913dd4af7⁠⁠ - Youtube: ⁠⁠https://youtube.com/@creepsandcrimespodcast?si=e6Lwuw6qvsEPBHzG⁠⁠ Business Inquiries please contact Management: ⁠⁠maggie@MRHentertainment.com⁠⁠ FOLLOW US ON SOCIALS: Creeps and Crimes Podcast - Insta: ⁠⁠https://www.instagram.com/creepsandcrimespodcast/?hl=en⁠⁠ - Facebook: ⁠⁠https://www.facebook.com/creepsandcrimespodcast/⁠⁠ - TikTok: ⁠⁠https://www.tiktok.com/@creepsandcrimes⁠⁠ Taylar Jane (True Crime Host) - Insta: @Taylarj - TikTok (True Crime Channel): @TaylarJane98 - TikTok (Personal): @TaylarJane1 Morgan Harris (Paranormal & Conspiracy Host) - Insta: @morgg.m - Tiktok: @morgg.m Want More Info? Check out our Website: ⁠⁠www.creepsandcrimespodcast.com⁠⁠ Send Us Mail & Fan Art to our PO Box!!! CREEPS AND CRIMES PODCAST PO BOX 11523 KNOXVILLE, TENNESSEE 37939 Have a Creepy Account You'd like to share and be featured on the Podcast? Email it to: ⁠⁠CreepsAndCrimes.CA@gmail.com⁠⁠ Submit it through the Portal on our Website (Listed above) or Post in on our Reddit Thread with the tag "creepy account" Love our TBB episodes and want to get in on the Action or submit an AIMS? Head over to our Reddit Community: @creepsandcrimes Need to contact us or request sources? Email us at ⁠⁠creepsandcrimespodcast@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Towards, away, or rotisserie-chicken style? It’s Friday Drinks time, and this week the gang are discussing all of the important issues; namely which direction they face in the shower. Join Victoria, Jess and Bec for this week’s best Money Wins, Broke Tips and community dilemmas that you might find particularly useful if you’ve been sleeping on super. Hear from the gang about whether it’s most fruitful to salary sacrifice weekly or monthly and what to do if you find that you’ve got multiple super accounts. Come for the juicy superannuation tips, stay for a continental cucumber redux. CLASS ACTIONS: Read ‘em and weep (happy tears, sad tears, you decide) over at the Fed list of current class actions fedcourt.gov.au/law-and-practice/class-actions/class-actions. SEEK AND YOU SHALL FIND… LOST SUPER: The ATO Lost Super Lookup is here to help you be reunited with any lost super. COMPARE YOUR SUPER: Select up to four comparable products to view side-by-side against your current situation over here: ato.gov.au/single-page-applications/yoursuper-comparison-tool New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au) The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289See omnystudio.com/listener for privacy information.

TRUE ENCOUNTERS - Submitted Accounts of Cryptids Paranormal Supernatural UnexplainedBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

In this episode of Verdict with Ted Cruz, Senator Ted Cruz and Ben Ferguson discuss a CEO roundtable focused on Trump Accounts, contributions pledged by business leaders including Michael Dell and Gwynne Shotwell, the role of investing education for children, and efforts to broaden nationwide participation. They also pivot to comments previously made by James Talarico, examining his remarks about capitalism, climate policy, and economic systems as Cruz contrasts those views with his own defense of free-market principles. The debate over ownership, investing, and economic opportunity takes center stage as Ted Cruz highlights growing support for Trump Accounts from major business leaders and companies. According to Cruz, the program is designed to expand investing opportunities for children, encourage long-term savings, and create a new generation of investors through tax-advantaged accounts.The episode also examines announcements from corporate leaders and philanthropists who have pledged contributions to Trump Accounts, along with efforts to expand participation through employer matching programs and automatic enrollment initiatives. Cruz argues that the program could have long-term effects on how families think about saving, investing, and financial literacy. Topics Covered: CEO support and employer participation in Trump Accounts Contributions announced by Michael Dell, Susan Dell, and Gwynne Shotwell Auto-enrollment plans and nationwide account access Financial literacy, investing, and ownership for children Brad Gerstner's role in developing the original Invest America concept James Talarico's comments on capitalism, climate policy, and economic systems Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

Real besties catch up even when they're across the world living it up in the Austrian countryside. This week, Stassi joins Taylor to unpack the surreal experience of living out a Sound of Music fantasy all while being sabotaged by terrible Wi-Fi and terrifying lakes. Meanwhile in LA, Taylor refuses to return a petty Instagram UNfollow and delivers us all a VERY important masterclass in modern social media etiquette. The duo breaks down the weaponizing of out-of-context clips, the fall fashion forecast (defending fugly flats) and Beau's dramatic quarantine. Lastly, Stassi's separation anxiety fuels a solo flight she's soon taking to LA to present at the Creative Arts Emmys. As they say.. So long, farewell.. Thank you to our sponsors!Honeylove: Save 20% Off Honeylove by going to honeylove.com/STASSI!Progressive: Compare car insurance quote with rates from other companies at Progressive.comQuince: Go to Quince.com/stassi for free shipping on your order and 365-day returnsShopify: Sign up for your $1/month trial today at Shopify.com/stassiThrive Causmetics: Go to thrivecausemetics.com/STASSI for an exclusive offer of 20% off your first orderSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In the year 1734 three miners were taken aback when they discovered a male body inside Hallstatt salt mine. The body was very well preserved, having been mummified by salt. Accounts of the time say that the dead body, completely embedded into the rock salt deposits, was discovered following a collapse in the Kilbwerk. His shoes and traces of his clothes had been preserved: 'One can even see a bit of cloth on his dress, and the remains of the shoes on his feet'. The mine workers assumed that it was the long-dead body of a miner who had lived before the first official records, that is, more than 400 years earlier, but after thorough analysis and investigation, today's assumption is that this man was the victim of a mining accident approximately 1000 BCE. The heyday of prehistoric mining was in the late Iron Age between 800 and ca. 400 BCE. At that time, miners would penetrate as much as 200 metres into the mountain, in the Austrian Alps, extracting not gold or precious metals but copious amounts of salt, about half a tonne a day with hand tools, supplying salt to half of Europe 2000 years ago!Hello!Today we are busting all the old myths about the salt!What and how the Romans used it?What did the Greeks say about it?Humans, like other mammals, relied on the small amounts of salt naturally present in food to regulate the amount of fluid in the body. Very powerful mechanisms for conserving salt within the body were developed. For 5 million years, our ancestors added no salt to their diet. The addition of salt to food began relatively recently, about 5000 years ago. As people became increasingly addicted to it, salt became the most important object of trade and the economic foundation of several empires. It was used by authoritarian governments to control their people and as the main source of tax revenue.Join me on another archaeogastronomical adventure!The Delicious Legacy PodcastSupport the podcast on Ko-Fi and Patreon for ad-free episodes!https://ko-fi.com/thedeliciouslegacypodcasthttps://www.patreon.com/c/thedeliciouslegacySupport this show http://supporter.acast.com/the-delicious-legacy. Hosted on Acast. See acast.com/privacy for more information.

After receiving an email from Vanguard urging a security profile update, I took a deep dive into the security options financial institutions are pitching to customers today. From AI-vulnerable voice prints to phone biometrics and multi-factor authentication, not all security layers are created equal. In this episode, we break down what features actually protect your retirement and brokerage accounts, why 3-second AI voice clones make voice authentication a major risk, and how hardware differences between iPhone and Android impact your mobile banking safety.Key Topics Covered:Vanguard Email Audit: How to safely navigate official-looking marketing emails, domain redirects, and link safety.The AI Voice ID Trap: Why voice biometrics are easily bypassed by generative AI tools like ElevenLabs, and why podcasters and public speakers are especially vulnerable.On-Device Biometrics Explained: The crucial security differences between Apple's 3D TrueDepth Face ID, Google Pixel's Class 3 machine learning, and Samsung's ultrasonic fingerprints.Smart MFA & Transfer Locks: Best practices for multi-factor authentication, trusted devices, and how outgoing transfer locks add an extra vault door to your wealth. Mentioned URLsVanguard Direct Security Profile URL: https:security-profile.web.vanguard.comVanguard Official Login: https:logon.vanguard.comPlease subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakesIf you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbookDr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .You can learn more about Elisa at her website or follow her on social media.Website: https://ww.GrowYourWealthyMindset.comInstagram https://www.instagram.com/GrowYourWealthyMindsetFacebook https://www.facebook.com/ElisaChianghttps://www.facebook.com/GrowYourWealthyMindsetYouTube: https://www.youtube.com/c/WealthyMindsetMDLinked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mindset Podcast...

In this week's First $1,000 segment, we hear from a coder with an unusual side hustle: he helps clients recover their hacked or lost Facebook accounts. In his first month, he's already served fifteen people!Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week.Show notes: SideHustleSchool.comEmail: team@sidehustleschool.comBe on the show: SideHustleSchool.com/questionsConnect on Instagram: @193countriesVisit Chris's main site: ChrisGuillebeau.comRead A Year of Mental Health: yearofmentalhealth.comIf you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

Mary welcomes new guest Marziyeh Amirizadeh to talk about the 8 months she spent in a brutal Iranian prison for her faith in Jesus. Born just before the overthrow of the Shah in 1979, the Iran of her parents and grandparents transformed virtually overnight with the rise of the clerics – and strict Sharia law. We learn her story of being arrested for sharing the love of Christ to her fellow Persians and what took place behind the walls of Evin prison, one of the most brutal in the world. Accounts of fellow inmates and the lack of basic amenities paints a picture of a sort of bleak hopelessness that many of us in the West would find intolerable and beyond. But God. And there lies the immensity of her story – the presence of the Lord, the opportunities to bind up the wounds of women living lives of degrading sin and fear.  Being a bright light in the darkest of places. The worldwide outrage. The steadfast faith of Marzi and her friend Maryam will leave you breathless. We talk about the process of getting into such a place, enduring it, and getting out. Then we follow up with her current ministry, New Persia.  Find her books here – you will be changed.       Stand Up For The Truth Videos: https://rumble.com/user/CTRNOnline & https://www.youtube.com/channel/UCgQQSvKiMcglId7oGc5c46A

Hey besties! Today it’s just us and we cover a lot of ground, but in a good way. We catch up on life, discuss married couples who Venmo each other, new book releases, if we are more Halloween or Christmas and why Kailey is feeling salty.  Yap with the Podcast:Podcast Instagram: @bigyapenergyPodcast TikTok: @smutshowpodcastJoin our Facebook group! Become a Patreon subscriber!Shop anything mentioned Yap with Neely:Instagram: @neelykins TikTok: @neelymoldovanGoodreads Substack Yap with Kailey:InstagramGoodreads

Hour 4 - Shorts policy + Burner accounts full 2697 Tue, 01 Sep 2026 17:37:33 +0000 v0DB2dGfMsWNIMTIwikEsZ0XGmmmoWYc nfl,mlb,kansas city chiefs,kansas city royals,society & culture Cody & Gold nfl,mlb,kansas city chiefs,kansas city royals,society & culture Hour 4 - Shorts policy + Burner accounts Hosts Cody Tapp & Alex Gold team up for 96.5 The Fan Radio's midday show "Cody & Gold." Two born & raised Kansas Citians, Cody & Gold have been through all the highs and lows as a KC sports fan and they know the passion Kansas City has for their sports teams."Cody & Gold" will be a show focused on smart, sports conversation with the best voices from KC and around the country. It will also feature our listeners with your calls, texts & tweets as we want you to be a part of the show, not just a listener. Cody & Gold, weekdays 10a-2p on 96.5 The Fan.  2024 © 2021 Audacy, Inc. Society & Culture https://player.amperwavepodcasting.com?feed-link=https

In June of 2024, 31-year-old Wade Hack traveled from North Carolina to Baltimore, Maryland, to spend time with a man he had met online. What was supposed to be about a week-long visit stretched into several months. By late October, Wade was making plans to return home. But just days before his family was expecting him back in North Carolina, Wade disappeared.The initial account of Wade's disappearance centered on a note he was said to have left behind, suggesting he intended to be gone only briefly. But as his family and friends began retracing his final days, even the most basic details became difficult to pin down. Accounts of when and where Wade was last seen shifted, key stretches of time remained unexplained, and his loved ones were left trying to reconstruct his movements in a city where he had spent only a few months and had very few connections of his own.In Part One of Wade's story, we will examine how he ended up in Baltimore, his final days before he disappeared, and why the timeline his loved ones were initially given became increasingly difficult to verify.If you have any information about the disappearance of Wade Hack, please contact the Baltimore County Police Department at (410) 887-2214.Wade's loved ones have also created an email address for anyone who may have information related to his disappearance: FindWadeAlan@gmail.com.If you have a missing loved one that you would like to have featured on the show, please fill out our case submission form.Follow The Vanished on social media at:FacebookInstagramPatreonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Brad Wooten, CPA, joins Steven Jarvis, CPA, to share his firsthand experience opening Trump Accounts for his three children and why he views them as long-term retirement savings. They discuss how the accounts work, what happens when children turn 18, and why future Roth conversions and kiddie tax considerations matter. The conversation then shifts to the relationship between financial advisors and CPAs and how advisors can be appropriately tax-aware without overstepping. Brad shares real-world examples of clients facing unexpected tax bills because financial decisions were made without enough communication about their tax consequences. Steven and Brad emphasize that advisors do not need to become tax experts to improve collaboration with CPAs. Instead, proactive communication and simply recognizing that financial decisions can have tax implications can go a long way. https://zurl.co/R9rb7  

In this episode, we discuss what Trump Accounts are, how the tax treatment works, and the strategy that could turn them into a very significant nest egg.

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"Retirement investing and general investing are not the same thing, even though most of us use the words interchangeably. A Roth IRA and a 401k get you started, but they only cover one branch of a much bigger system — the money you'll need for health expenses, your kids' future, and the goals that hit before retirement, like a house down payment, a sabbatical, or supporting your parents.This episode breaks down the four branches of investing: retirement, health (HSA), kids (529s, custodial accounts), and general/midterm investing through a brokerage account — plus why the taxes on a brokerage account are actually working in your favor, not against you.✅ Why retirement investing doesn't have to feel until your 40s or 50s✅ How a brokerage account funds midterm goals (house down payment, sabbaticals, supporting your parents) without touching your retirement accounts✅ The tax hack that comes with investing in a brokerage accountLet's stay connected: Website: www.buildinggenwealth.com Instagram: @building.gen.wealth Learn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

Episode SummaryOto sits down with Dr. Ben Tapper — chiropractor, father of five, and one of the twelve people the Biden administration publicly named as the "Disinformation Dozen" — for a conversation about what it actually costs to speak against a narrative. Ben traces his path from a free-range Nebraska childhood to the moment a video of him addressing the Omaha City Council on mask mandates pulled three million views in a day.From there they get into the machinery of censorship: the shadowbanning he screen-recorded, five Instagram accounts deleted one after another, a permanent TikTok ban off a single video, and the financial de-platforming almost nobody talks about — PayPal and Venmo seizing his funds mid-fundraise for a documentary he'd already contractually committed to deliver.They also cover his "why," his read on Bitcoin and the moment the Canadian truckers convinced him, homeschooling, health insurance as an oxymoron — before closing on the lawsuits he's now part of against the Trusted News Initiative and the CCDH.CHAPTERS (Shifted +0:45 to account for the intro)0:00 – Intro0:45 – Meet Dr. Ben Tapper2:15 – A Free-Range Kid in a Household That Didn't Vaccinate3:35 – The Chiropractor Who Called Him a Quack6:45 – What's Your Why?8:30 – "My Children Are My Why"9:25 – Dinner With Bobby Kennedy at Defeat the Mandates11:15 – Passivity, Complacency & the Attack on Men14:15 – Censorship: Where Do We Even Begin15:25 – Shadowbanning & the Zero-Zero-Zero Test17:15 – The Disinformation Dozen: Psaki, Then Biden18:25 – Deleted: Five Accounts & a TikTok Magic Trick21:00 – Financial Censorship: PayPal & Venmo21:45 – Raising Money for "The Time Is Now"22:50 – Day 60, and the Exact Number23:45 – How the Documentary Did25:15 – Bitcoin, Lottery Miners & His Son26:35 – The Canadian Truckers: The Moment It Clicked28:40 – Good Crypto, Bad Crypto & CBDCs29:45 – Water as the Next Commodity31:05 – Oto Explains Real-World Asset Tokenization34:00 – PMAs, Trusts & Structuring Into the Private35:55 – Basel III & In-Ground Assets37:30 – What He's Seeing Five Years On43:15 – Homeschooling: How to Think, Not What to Think45:15 – Project Artichoke & the Precursor to MKUltra47:05 – Supplements, Movement & What He Tells Patients48:45 – Fascia, Myofascial Release & Why Movement Is a Nutrient52:00 – Health Insurance Is an Oxymoron54:25 – Why Cash Pay Changes Everything56:25 – Suing the Trusted News Initiative59:45 – What He's Doing Now1:01:35 – Waves of Tyranny: What Comes Next1:03:25 – Two Minutes in Front of a Million PeopleKEY TAKEAWAYSBen was named by Jen Psaki from the White House podium in 2021, then by President Biden three days later. He found out standing in a grocery store parking lot, put his produce down, and opened Instagram to check whether his account still existed.The deletions weren't one event but a sequence: five accounts in a row, the largest at 79,000 followers pulling three to four million impressions a month, plus Twitter and a permanent TikTok ban off a single video with no political content in it.The financial de-platforming gets the least attention — PayPal and Venmo both seized his accounts, and the $46,000 he'd raised for his documentary went to zero mid-campaign, against a signed contract for $59,000 due in sixty days.The Canadian truckers convoy was his turning point on Bitcoin: funds frozen through the conventional system, and the Bitcoin donations couldn't be touched. He's clear he doesn't fully understand the technology and is fine saying so.He's now a plaintiff in litigation against the Trusted News Initiative and the CCDH, with roughly $200,000–$300,000 in accrued legal fees.LEARN MORE / CONNECTWebsite: http://Drbentapper.com Instagram: https://www.instagram.com/dr.b.e.n__t.a.p.p.e.r Facebook: https://www.facebook.com/share/14rUuiSH39u/?mibextid=wwXIfr Substack: https://substack.com/@drtapper X: @Drbentapper1Documentary — The Time Is Now Legal fund — DOJ v. TNI, Jeff Childers' teamCONNECT WITH OTO: Instagram – https://instagram.com/otogomes Website – https://otogomes.live(This episode touches on personal health decisions, medical topics, and financial strategy; it's for educational and entertainment purposes only, and is not medical, legal, or financial advice.)

Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth. What You'll Learn in This Episode What a Trump Account is and how children born between January 1, 2025 and December 31, 2028 qualify for a $1,000 government contribution How the account grows through tax-deferred compounding over the child's lifetime with potentially 60+ years of runway The conversion to a traditional IRA at age 18, and why the exact mechanics are still being finalized Early withdrawal rules and penalties, including the first-time homebuyer exception and why you'll still owe income tax even when the 10% penalty is waived Trump Account vs. 529 plan: how to decide which bucket fits your family's goals Tax treatment differences: why 529 withdrawals for education are completely tax-free, while Trump Account withdrawals are taxed as income Recent 529 plan expansions, including qualified use for K-12 private school, professional certifications, and the ability to roll over unused funds into a child's Roth IRA What's next, including recent guidance from the Treasury Secretary on allowing pre-tax employee/payroll contributions to Trump Accounts, similar to a 401(k) Subscribe, rate, and review on Apple Podcasts, Spotify, or wherever you listen. To get in touch with a member of today's show, visit bipwealth.com. CONTACT For more information: jhester@bipwealth.com, kschmidt@bipwealth.com, cmurray@bipwealth.com, jhermida@bipwealth.com Visit: BIPWealth.com

During the long months of the 2020 shutdown, I spent a surprising amount of time watching the History Channel series Ancient Aliens. I began as a skeptic, but the sheer variety of evidence presented gradually challenged my assumptions. Many years earlier I had read Erich von Däniken’s Chariots of the Gods?, so I was already familiar with the basic outline of ancient alien theory. I had also read Whitley Strieber’s Communion when it was first published, giving me a passing familiarity with the subject of alien abductions. But the evidence presented on Ancient Aliens goes far beyond those early books. At this point, only the most dedicated naysayer could remain completely unmoved by the questions the series raises. For those unfamiliar with the theory, the basic claim is that various extraterrestrial civilizations have been visiting Earth for thousands, perhaps even millions, of years. The stories told around the world of gods descending from the sky and living among ancient peoples are interpreted not as myths, but as historical accounts. According to the theory, these visitors shared knowledge with humanity, particularly technological knowledge, helping advance civilization. Some theorists go even further. They propose that extraterrestrials may have altered human DNA, contributing to the emergence of modern humanity, and that they may continue to influence our evolution through the phenomenon of alien abduction. Others suggest that Earth’s entire ecosystem was seeded from elsewhere (panspermia), including the possibility that our moon was deliberately positioned to stabilize Earth’s axis and create the tides necessary for life. I eventually persuaded my brother Bill to watch the series with me. Over the past several years we have viewed and discussed virtually every episode in its fifteen-season run, some more than once. Yes, many of the stories overlap. The same evidence often appears repeatedly, accompanied by familiar commentary. Yet we found the repetition useful. It allowed us to compare claims, identify recurring themes, and test the internal consistency of the arguments being made. Bill and I pride ourselves on being open-minded, but we also anchor that openness in logic and critical thinking. As you know, we are both PhDs, with backgrounds in philosophy and rhetoric, and we have both taught critical thinking at the university level. So don’t come away with the notion that we accepted every claim hook, line, and sinker. One question in particular has occupied much of our attention. Were the gods of antiquity really gods? Were the fallen angels described in the Book of Enoch truly angels sent from God? Or were these figures actually advanced extraterrestrials whose technology was interpreted as divine power? The Book of Enoch tells of heavenly beings who descended to Earth, mingled with humanity, and even took human wives. Their offspring became known as the Nephilim. The biblical flood is said to have been sent to eradicate these hybrids. But what exactly were the Nephilim? What sort of God would destroy nearly all life on Earth to remove them? And why do angelic beings appear throughout the story warning certain humans to prepare for what was coming? As the theorists on Ancient Aliens frequently point out, such stories can be viewed either as myths or as history. If they are history, however, who are the actors involved? Are we truly dealing with God, angels, and the deities of ancient cultures? Or are these accounts describing advanced off-world intelligences engaged in competing visions of humanity’s destiny, sometimes with catastrophic consequences? These questions have fueled countless discussions between Bill and me. Interestingly, they have unfolded alongside our ongoing exploration of Gnostic theology. As we’ve continued untangling the distinctions between Aeons, Archons, angels, fallen angels, the God Above All Gods, and the god of this world, we’ve gradually arrived at a framework that makes surprising sense of many of these ancient mysteries. Today I’d like to share that framework with you. Where Ancient Alien Theory and Gnosticism Agree After spending several years examining the claims of Ancient Aliens through a Gnostic lens, I’ve found that I agree with more of the theory than I ever expected.Ancient alien theorists question the sufficiency of purely random Darwinian evolution. They argue that the extraordinary complexity of life, consciousness, and civilization suggests purposeful intervention. On this point, I find myself in substantial agreement. As I’ve discussed elsewhere in episodes such as Evolution and Conscious Aeonic Design, I regard evolution not as a blind and accidental process but as a directed unfolding of consciousness through time. Where ancient alien theorists identify extraterrestrial visitors as the guiding intelligence behind this development, I identify the guiding intelligence as the Aeons of the Fullness. I'm putting the link to one of my evolution episodes here in today's transcript. The difference is significant. For many ancient alien theorists, purposeful design implies advanced extraterrestrial engineers. For Gnosticism, purposeful design originates from the Fullness of God itself. The First Category: Aeons To understand the distinction, we must begin with the Aeons.In Valentinian Gnostic cosmology, the Aeons dwell within the Pleroma, or Fullness of God. They are not physical beings in the ordinary sense. Rather, they are divine intelligences, principles, powers, personalities, and attributes through which the intentions of the Father become manifest. If ancient alien theorists are correct that evolution has been guided, then I would attribute that guidance not to flesh-and-blood extraterrestrials but to Aeonic design.The Aeons represent order, purpose, meaning, and realization. Through them, the material cosmos unfolds toward increasingly complex expressions of consciousness. Merely replacing God with extraterrestrials does not solve the fundamental problem of origins. The question remains: where did the order come from in the first place?Randomness cannot account for persistent increase in complexity and meaning. Throwing the components of life into the air an infinite number of times does not explain why they repeatedly organize themselves into functioning systems. The question of purpose remains. The Aeons of the Fullness dream as one of Paradise. All creation is prefigured in the dreams of the Fullness. We 2nd Order Powers manifest aeonic design. Gnosticism answers that purpose precedes manifestation. The Aeons are that purpose. They are manifesting the will of God the Father. The Transpersonal Field Ancient alien theorists frequently point to the phenomenon of simultaneous invention. Again and again throughout history, important discoveries have emerged independently in multiple locations at nearly the same time. Language, architecture, metallurgy, medicine, radio technology, relativity theory, and numerous other innovations seem to appear almost as if humanity accesses a common reservoir of knowledge. The theorists often describe this reservoir as the Akashic Record or as a form of extraterrestrial guidance. I agree that such a field exists. However, I understand it differently. I regard the transpersonal field as an aspect of the Metaversal Unit of Consciousness itself: a repository of all that was, is, and will be. Human beings access this field continuously, though usually unconsciously. Inventors, artists, philosophers, and visionaries often reach into it through contemplation, dreaming, intuition, and insight. In my view, we do not need extraterrestrial programmers to explain this phenomenon. Consciousness itself provides the explanation. The Second Category: Archons Now we come to a category frequently overlooked in ancient alien discussions.The Archons. According to Gnostic cosmology, Archons are not Aeons, and they are not angels.They are the inverted shadows of divine order. Where the Aeons move toward realization, Archons move toward distortion. Where Aeons foster truth, Archons foster confusion. They are entropic forces generated through the deficiency associated with the Demiurge. Unlike living creatures, Archons possess no souls. They have no consciousness, no personal identity. They are demiurgic puppets. They are not products of the Fullness. They are products of separation from the Fullness. This distinction becomes particularly useful when discussing technology. Many ancient alien theorists interpret technological advancement as evidence of benevolent extraterrestrial influence. Yet technology itself is neutral. It can illuminate or enslave. It can connect humanity or divide it. The internet provides a perfect example. One of humanity’s greatest achievements has simultaneously become one of its greatest engines of distraction, manipulation, and division. When technological innovation amplifies vanity, domination, deception, and dependency, I suspect Archonic influence rather than Aeonic influence. The Archons thrive through confusion, distraction, fragmentation, and conflict.That is their signature. The Third Category: Angels Throughout scripture angels appear as beings capable of moving between dimensions of existence. Sometimes they appear fully physical. Sometimes they appear as luminous forms. They interact directly with humanity while simultaneously transcending ordinary physical limitations. In Gnostic thought, angels appear to function as allies of humanity in our ongoing struggle against Archonic forces. Where the Archons seek bondage, angels seek liberation. Where Archons cultivate deception, angels encourage truth. This distinction becomes particularly interesting when considering reports of mysterious interventions involving advanced technology. Ancient alien researchers often cite accounts of unexplained interference with nuclear weapons systems. Some reports describe luminous objects disabling missiles without causing harm. If such accounts are accurate, I would not automatically classify the intervention as extraterrestrial. Such actions are equally consistent with angelic activity: protective interventions intended to prevent catastrophe. Not every luminous being belongs in the extraterrestrial category. The Fourth Category: Aliens And now we arrive at the category that fascinates most viewers of Ancient Aliens.Actual extraterrestrials. Do they exist? I believe their existence is as likely as not. Yet I do not believe every unusual phenomenon should automatically be attributed to them. Carving on sarcophagus lid of Mayan ruler Pascal, 683 AD, bears striking resemblance to a man piloting a rocketship. Or is it simply a king riding his throne downward into the land of the dead? When all other categories have been properly separated, a remarkable amount of evidence still appears to point toward genuine non-human civilizations. Accounts from around the world describe beings descending from the heavens, sharing knowledge, establishing settlements, constructing monumental architecture, and sometimes interacting intimately with human populations. The Book of Enoch preserves one such tradition. It describes non-human beings who descended to Earth, taught forbidden arts, and produced offspring with human women. Whether one interprets these stories literally or symbolically, they differ significantly from descriptions of angels and differ even more from descriptions of Archons.These beings behave like a civilization. They arrive. They teach. They build. They intervene. They pursue agendas. In other words, they behave much like humans would behave if we possessed interstellar technology. From a Gnostic perspective, extraterrestrials would simply be another form of what the Tripartite Tractate calls Second Order Powers: living creatures participating in creation. They would possess souls just as we do. They would struggle with ego, ambition, cooperation, conflict, wisdom, and folly just as we do. Their civilizations may be older than ours. Their technology may surpass ours. But they remain participants in the same cosmic drama. The Ultimate Extraterrestrial Which finally brings us to the question of God. Who is the ultimate extraterrestrial? The answer depends upon which God we are discussing. The Father described in Gnostic cosmology is not a being among beings. The Father is not an old man seated upon a throne somewhere beyond the stars.The Father is the Infinite Consciousness underlying all reality. The Father does not belong to creation. Creation belongs to the Father. The Demiurge, by contrast, is much closer to the deity portrayed throughout much of the Old Testament. The Demiurge speaks. Commands. Negotiates. Punishes. Rewards. Chooses sides. The Demiurge is the angry god depicted in classical art This distinction remains one of the most controversial teachings within Gnosticism.Yet it provides a powerful framework for interpreting stories that otherwise seem contradictory. The God who sends floods, plagues, and catastrophic judgments appears very different from the Father proclaimed by Jesus. For Gnostics, that difference is not accidental. It is foundational. Conclusion So where have Bill and I landed after years of discussing these questions? We have concluded that ancient alien theorists correctly identify many genuine mysteries. Where I differ is in the tendency to place every non-human intelligence into a single category. Gnosticism offers a richer vocabulary. Some encounters may involve Aeons. Some may involve Archons. Some may involve angels. Some may involve extraterrestrials. And above them all stands the Father, the Infinite Consciousness from which all reality ultimately emerges—what we Gnostics call the God Above All Gods. The challenge is not deciding whether non-human intelligences exist. The challenge is learning how to tell them apart. That, perhaps, is the most important question of all. Where do you stand on these distinctions? What is your opinion? I'd love to hear your thoughts. Until next week, onward and upward. And God Bless Us All. If you’ve ever benefited from an episode of Gnostic Insights, I want to ask for your help. Everything you see here is created by one person. I write, record, edit, publish, transcribe, and promote every episode myself. There is no production team behind the scenes. To make this possible, I also operate a bed and breakfast in Southern Oregon. The income from cleaning rooms and making beds is what keeps this podcast alive. Your support gives me the time and resources to continue producing thoughtful, accessible content for spiritual seekers around the world. Even a small contribution makes a meaningful difference. If you believe this work matters, please consider supporting it today. Every gift helps keep the light on and the message flowing. Thank you for being part of this community. Please enable JavaScript in your browser to complete this form.Name *FirstLastEmail *Stripe Credit Card *Choose your item *Item A - $10.00Item B - $25.00Item C - $50.00Total$0.00Submit

After Bryan Kohberger was arrested and transferred to Idaho, reports about his life behind bars painted a picture of an intensely controlled and isolated existence as he waited for a trial that ultimately never happened. He was housed at the Latah County Jail under heightened security, separated from much of the general inmate population and closely monitored because of the extraordinary attention surrounding the case. Accounts from people familiar with the jail described Kohberger as largely quiet, disciplined and routine-oriented, spending much of his time meeting with attorneys, reading, reviewing case material and navigating the restrictions that came with being one of the most notorious pretrial detainees in the country. There were also periodic reports and rumors about his behavior, interactions with staff, food preferences and conditions of confinement, but much of that information came through unnamed sources or secondhand accounts and had to be treated cautiously. What was clear was that his life had become extremely regimented, with virtually every movement controlled as his defense team prepared for what was expected to be one of the most closely watched murder trials in recent memory.That waiting period stretched on for more than two and a half years as Kohberger's attorneys fought over evidence, expert testimony, the death penalty, venue, discovery, genetic genealogy, cellphone records and numerous other issues that would have shaped the eventual trial. During that time, Kohberger remained incarcerated while the case grew increasingly complex and expensive, and the public continued to speculate about how he was handling confinement and whether the pressure of jail was affecting him. The trial, however, never arrived. In July 2025, Kohberger pleaded guilty to murdering Kaylee Goncalves, Madison Mogen, Xana Kernodle and Ethan Chapin in exchange for prosecutors taking the death penalty off the table, bringing the long pretrial period to an abrupt end. What had been years of preparation for a courtroom showdown instead became a transition from pretrial detention to a life sentence, leaving those years in jail as the strange middle chapter between Kohberger's arrest and a trial the public had spent years expecting but would never see.to contact me:bobbycapucci@protonmail.com

Message us!When it comes to picking an investment account, it can be easy to fall into analysis paralysis. But oftentimes, picking the perfect account doesn't always determine how successfully you build wealth - starting early can. In this episode of Whitley Penn Talks, Chad Holmes, Senior Manager at WPWealth, explains the new Trump Accounts, how they compare to other savings vehicles like 529 plans and UTMA accounts, and why starting early may be one of the most powerful advantages an investor can have. The conversation also explores the role of compounding growth, financial literacy, and the behavioral benefits of introducing children to investing at a young age.  Whether you're focused on wealth preservation, retirement planning, or building financial confidence across generations, this conversation offers valuable perspectives on the future of investing.Fill out this form to have new episodes sent right to your inbox! Follow Whitley Penn on LinkedIn, Instagram, Facebook, and X for more industry insights and thought leadership!

Service accounts are one of the easiest paths to domain admin on an internalpen test, and one of the most neglected accounts in Active Directory.In this episode, Spencer and Tyler break down why service accounts keepfalling: Kerberoasting every service account (not just the privileged ones),cracking the hashes offline, and spraying what cracks across the environment.Tyler shares a recent engagement where a non-administrative service accountshared its password with a domain admin. Same password, one "SVC_" prefixapart. That spray handed over the domain. He's also seen the built-in RID 500administrator account used as a service account on three separate engagementsthis year.They also get into where these credentials actually live: web.config files onopen file shares, plaintext password files (present on roughly 90% of theirpen tests), and one .eml attachment with the credentials sitting inside ascreenshot.Then the fix list, in the order they'd actually do it:- Inventory the accounts and document where each one is used, before you touch a password- Delete the service accounts that don't need to exist- Strip privileges and restrict interactive logon rights- Get a password vault or PAM solution, and make every password long and unique- Alert on service accounts logging on interactively- Move to group managed service accounts (gMSA) where you can- Enforce 20-25 character minimums in the meantime. They've cracked 20+ character passphrases with a gaming rig, a 180 GB wordlist, and mutation rules producing roughly four quadrillion permutationsPlus the three cleanup mistakes that cause the most damage, including the storyof a $70 billion enterprise where one undocumented password reset turned into a10-hour troubleshooting call.Blog: https://offsec.blog/Youtube: https://www.youtube.com/@cyberthreatpovTwitter: https://x.com/cyberthreatpovFollow Spencer on social ⬇Spencer's Links: https://spenceralessi.comWork with Us: https://securit360.com | Find vulnerabilities that matter, learn about how we do internal pentesting here.

This is our daily Tech and Business report. KCBS Radio News Anchor Jason Brooks spoke with Bloomberg Reporter Sarah Foster. 529 Savings Accounts are tax deferred savings plans designed to help families save for their children's educational needs. But, there's now a new trend where people without kids are using these accounts as a way to build their own wealth.

#292: What happens to your points and miles when you die? And how can you make sure they don't disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you're already dealing with a loved one's rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death Partner Deals LMNT: ⁠Free sample pack of my favorite electrolyte drink mix Fabric: ⁠Affordable term life insurance for you and your family Bilt Rewards: ⁠Earn the most valuable points when you pay rent Copilot Money: ⁠Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: ⁠20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: ⁠chrishutchins.com/deals Resources Mentioned Tools & Resources Points & Miles Death and Transfer Rules PDF Silo Markets Trustworthy Notion 1Password Books & People The Points Guy Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins ATH Podcast #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci #285: Why Net Fulfillment Beats Net Worth with Bill Perkins Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:16) Your Points & Miles Aren't Actually Your Property (02:31) Can You Legally Access a Deceased Person's Accounts? (07:49) What Happens to Bank & Credit Card Points After Death (09:52) Why Amex Is One of the Most Generous Programs (13:51) Transferring Points Before Someone Passes Away (17:23) How Annual Fees Are Handled (17:51) What Happens to Business Cards (18:18) Moving Bank Points to Loyalty Programs (18:51) What Happens to Airline Miles (23:09) Why You Should Push Back With Airlines (24:13) Other Ways to Use or Preserve Airline Miles (25:50) How Hotel Points Are Handled (and Why They're Easier) (31:26) Hotel Certificates & Flight Credits (32:41) What Happens to Rental Car Points (33:55) Don't Hoard Your Points (34:12) Document Every Account and Login (37:17) Set Up Points Pooling and Authorized Users in Advance (37:43) Leave Clear Instructions for Your Heirs (38:03) Why You Need a Financial Power of Attorney (38:36) Don't Let Auto-Pays Shut Down an Account (39:08) Proactively Transfer Points Out (39:45) Where to Move Bank Points in a Hurry (45:30) Choosing Someone to Manage Your Points & Miles (47:00) The Checklist for When a Family Member Passes (48:21) Hang Up, Call Again (49:55) Document Everything You Do (50:30) How Points Are Handled in Divorce (51:30) Why Gift Cards Are Different (51:50) The Risks of Inheriting a Timeshare Connect with Chris ⁠⁠Newsletter⁠⁠ | ⁠Membership⁠⁠ | ⁠X⁠⁠ | ⁠Instagram⁠⁠ | ⁠LinkedIn⁠⁠ Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week’s Prison Pulpit was recorded on location in Thessalonica, where I am spending a day or two en route to Istanbul. Join me today in studying some of 2 Thess, and talking about a few specific prayer needs, and then looking at a few folks who were tortured and/or martyred in the Tower of London I'm your China travel guide in exile, Missionary Ben. Follow me on Twitter/X (@chinaadventures) where I share a new Chinese city to pray for every single day. Email me with any questions, comments, or complaints: bfwesten AT gmail dot com. Finally, check out my personal landing page PrayGiveGo.us for everything else, including our missions website, substack, and books. Why the Prison Pulpit? The goal is to remind people to pray for persecuted believers as Hebrews 13:3 teaches: “Remember those who are in prison, as bound with them.” We’ve looked at Wang Yi and Early Rain Church’s writings in the aftermath of their arrest and attack in 2018, but I’ve also regularly turned to other persecuted ministers who have gone before, such as Richard Wurmbrand, to give us a voice literally from prison. (Here you’ll find some free PDF books by Richard Wurmbrand: https://richardwurmbrandfoundation.org/) Pakistan Raid Forces Digital Gospel Worker Into Hiding https://www.mnnonline.org/news/pakistan-raid-forces-gospel-worker-into-hiding/ Accounts of Persecution in Great Britain & Ireland, Prior to the Reign of Queen Mary I (Fox Ch. 14) https://www.berbc.org/book-of-martyrs-chapter-xiv Anne Askew: Tortured in the Tower of London https://en.wikipedia.org/wiki/Anne_Askew Pray for China Cities of the Week (Aug 24-31): https://chinacall.substack.com/p/pray-for-china-aug-24-31-2026 Help Us Equip and Encourage China’s Persecuted Church If you (or your church or organization) would like to “sponsor” a Chinese church leader, I can personally provide you with the name (or secure nickname) of the particular pastor/leader who you sponsor, and for whom you can continue to pray for going forward. Sponsor a Chinese Pastor/Evangelist for $1000! Contact me (bfwesten AT gmail dot com) Or donate directly at: MCI3.org Follow China Compass Thank you for listening! Subscribe & leave a review on your preferred podcast platform! And don’t forget to visit PrayGiveGo.us for books + Heb. 13:3: Remember those who are in prison, “as bound with them”!

Joe Trades shares how he went from 5 years of blowing expensive prop challenges to pulling consistent payouts by limiting himself to 2 trades a day and trading 15m/30m ranges on Gold and Nasdaq. Full episode + show notes: https://tradingnut.com/joe-trades/ Key moments - [04:14] The only thing stopping me from being a losing trader to break even to a winner was over-trading, revenge trading, and exposing myself to more trades. - [05:48] It's not the valid loss that blows the account; it's what you do after the valid loss that matters. - [06:56] Limit yourself to 1 to 2 valid trades a day to protect your psychology and prevent account blowups. - [12:40] Back in the day, prop challenges forced you to make 16% in a month. Today's cheap futures prop firms are the best opportunity ever to scale slowly. - [15:38] Start small with a single 25K or 50K account. Don't link 5, 10, or 15 accounts until you've proven consistency on one. - [18:09] Avoid trading rounded retail retests because you will often get liquidated or faked out before the real move happens. - [22:39] Keep before and after screenshots of every trade. The 'before' shows why you entered; the 'after' reveals if you managed it out of fear. - [25:21] Instead of moving your stop straight to entry, take partials (e.g., $100) and adjust your stop to a matching negative value (e.g., -$100) to give the trade breathing room. Watch: https://www.youtube.com/watch?v=PoO85sXHx8s --- Sponsors BlackBull Markets - 100% deposit bonus & free TradingView — NZ-regulated broker. https://tradingnut.com/go/blackbull/ PropFirmMatch - Find the right prop firm challenge — PropFirmMatch.com https://tradingnut.com/go/pfm/ --- More from Trading Nut Strategy Vault - Free guest setups organised by market & method. https://tradingnut.com/go/vault/ TraderZen - Free trade control & mindset app for active traders. https://tradingnut.com/go/traderzen/ Dynamic Traders Club - Free 7-minute rule strategy — mechanical intraday setup. https://tradingnut.com/go/dtc/ --- Educational only - not financial advice. Risk: https://tradingnut.com/disclaimers/ Some links are affiliate partnerships.

This week’s Prison Pulpit was recorded on location in Thessalonica, where I am spending a day or two en route to Istanbul. Join me today in studying some of 2 Thess, and talking about a few specific prayer needs, and then looking at a few folks who were tortured and/or martyred in the Tower of London I'm your China travel guide in exile, Missionary Ben. Follow me on Twitter/X (@chinaadventures) where I share a new Chinese city to pray for every single day. Email me with any questions, comments, or complaints: bfwesten AT gmail dot com. Finally, check out my personal landing page PrayGiveGo.us for everything else, including our missions website, substack, and books. Why the Prison Pulpit? The goal is to remind people to pray for persecuted believers as Hebrews 13:3 teaches: “Remember those who are in prison, as bound with them.” We’ve looked at Wang Yi and Early Rain Church’s writings in the aftermath of their arrest and attack in 2018, but I’ve also regularly turned to other persecuted ministers who have gone before, such as Richard Wurmbrand, to give us a voice literally from prison. (Here you’ll find some free PDF books by Richard Wurmbrand: https://richardwurmbrandfoundation.org/) Pakistan Raid Forces Digital Gospel Worker Into Hiding https://www.mnnonline.org/news/pakistan-raid-forces-gospel-worker-into-hiding/ Accounts of Persecution in Great Britain & Ireland, Prior to the Reign of Queen Mary I (Fox Ch. 14) https://www.berbc.org/book-of-martyrs-chapter-xiv Anne Askew: Tortured in the Tower of London https://en.wikipedia.org/wiki/Anne_Askew Pray for China Cities of the Week (Aug 24-31): https://chinacall.substack.com/p/pray-for-china-aug-24-31-2026 Help Us Equip and Encourage China’s Persecuted Church If you (or your church or organization) would like to “sponsor” a Chinese church leader, I can personally provide you with the name (or secure nickname) of the particular pastor/leader who you sponsor, and for whom you can continue to pray for going forward. Sponsor a Chinese Pastor/Evangelist for $1000! Contact me (bfwesten AT gmail dot com) Or donate directly at: MCI3.org Follow China Compass Thank you for listening! Subscribe & leave a review on your preferred podcast platform! And don’t forget to visit PrayGiveGo.us for books + Heb. 13:3: Remember those who are in prison, “as bound with them”!

They ALMOST Vanished - Strange True Accounts of Something in the WoodsBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

John and Kathy are 59 years old, one month away fromretirement, and have accumulated $4 million in retirement accounts. Their home is paid off, they have strong Social Security benefits coming in the future, and on paper, they appear to be in excellent shape.But having enough money to retire is only the beginning.In this episode, I walk through John and Kathy'sretirement plan and tackle some of the bigger decisions they'll face over the next 30 years:How much can they comfortably spend while still preserving wealth for their children and grandchildren?Should they stick with the traditional 60/40 portfolio in retirement, or increase their equities exposure?When should each spouse claim Social Security, especially when they have different life expectancies?Should they implement Roth conversions when virtually all $4 million is in tax-deferred retirement accounts?How should the Go-Go, Slow-Go, and No-Go years change their spending plan?How could Roth conversions affect lifetime taxes, Medicare IRMAA premiums, and the eventual inheritance their children receive?What happens if one spouse dies much earlier than expected?Then, we put the plan through a much tougher test.Using my Retirement Backtesting Simulator, I take theirexact retirement strategy back to 1966—one of the most challenging retirement start dates in modern U.S. history—and see whether their $4 million portfolio could have survived 30 years of inflation, bear markets, and sequence-of-returns risk.The results might surprise you.If you're approaching retirement with $1 million, $2million, $4 million or more saved, these are the types of questions worth answering before you retire—not five or ten years afterward.⁠⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠visit my website⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with me here:​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow the podcast⁠⁠​⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Join My Company Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠This is for general education purposes only and shouldnot be considered as tax, legal or investment advice.

What are Trump Accounts, and how could they fit into your family’s financial plan? In this episode of Protect Your Assets, David Hollander breaks down what parents, grandparents, and business owners should know about these new savings accounts for children. Learn how Trump Accounts work, including the $1,000 federal contribution for eligible children, contribution limits, investment options, tax considerations, and what happens when the child turns 18. David also compares Trump Accounts vs. 529 plans, examines the “millionaire” claims, and explains how these accounts may fit into a broader generational wealth strategy. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

Are Deferred Compensation Plans (DCPs) the strategic and supercharged path to FIRE, or can a taxable brokerage account get you to the exact same place? We break down exactly how DCPs work, their risks, their realities, and how they've worked for each of us personally. The forced-savings approach of a DCP could be the ultimate in forced savings, or the flexibility of a taxable brokerage account could be just the solution we all have access to. Are you missing out if you don't have access to a DCP? Let's figure out if this is the most amazing perk ever or a trap we should avoid.  Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/177-the-ultimate-fire-bridge-the-truth-about-deferred-compensation-plans-vs-brokerage-accounts/

Trump Accounts have created a new way to set your family up for a solid financial future at a time when 401(k)s are reaching record highs.But have you ever asked yourself this: If your kids inherited it tomorrow, would they know what to do with it?In this week's Not Your Average Investor Show, Gregg and Pablo discuss retirement, 401(k)s, Trump Accounts, and what it really means to leave wealth to the next generation.They'll break down:✅ How Trump Accounts don't just help children invest earlier, but also teach a valuable lesson✅ Why people can have a large 401(k) and still feel unsure about retirement✅ What your kids actually inherit when they inherit rental propertiesLeaving your children assets is one thing. Leaving them with the knowledge and confidence to make good decisions is another.Listen NOW!Chapters:00:00 Hot Topic Preview02:00 HomeStep Fundraiser Win05:09 JWB Property Management Ranking07:21 What Are Trump Accounts09:43 Why Compounding Matters12:43 Community Gifting Mindset18:54 Case Study Numbers Breakdown21:50 From $5K to $500K Future24:16 Retirement Reality Check Setup24:27 Retirement Confidence Paradox25:11 Vanguard Data Bright Spots26:06 Auto Enrollment and Autopilot Investing27:32 Hardship Withdrawals Surge30:01 Gallup Poll Confidence Drop31:11 Why the Model Feels Broken32:43 Education and Community Fix34:45 Passing Rentals to Heirs38:32 Step Up Basis Explained42:03 Next Episode and ClosingStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

What are Trump Accounts, and how could they fit into your family’s financial plan? In this episode of Protect Your Assets, David Hollander breaks down what parents, grandparents, and business owners should know about these new savings accounts for children. Learn how Trump Accounts work, including the $1,000 federal contribution for eligible children, contribution limits, investment options, tax considerations, and what happens when the child turns 18. David also compares Trump Accounts vs. 529 plans, examines the “millionaire” claims, and explains how these accounts may fit into a broader generational wealth strategy. You can send your questions to questions@pyaradio.com for a chance to be answered on air. Catch up on past episodes: http://pyaradio.com Liberty Group website: https://libertygroupllc.com/ Attend an event: www.pyaevents.com Schedule a complimentary 15-minute consultation: https://calendly.com/libertygroupllc/scheduleacall/ See omnystudio.com/listener for privacy information.

In this episode, Vic Colella, CFP®, CDFA®, and Alex Richani, CFP®, take a closer look at Trump Accounts, a new savings option for children. We walk through how the accounts work, who may be eligible for the free money that's making headlines, and some important considerations to keep in mind before contributing additional dollars. We also discuss how Trump Accounts stack up against 529 plans and UTMA accounts and why your goals should ultimately guide where you save.If you have suggestions for episode topics or would like to give us feedback, we would love to hear from you! Please email us at podcast@woodwardadvisors.com.

Join Reverend AR Bernard and Rabbi Joseph Potasnik as they speak with Julie Menin about social servitude, her relative's expereince with the holocaust and more on WABC.

As the cost of higher education continues to rise, there are options to save for that expense for every student. One helpful tool can be a 529 plan, which turned 30 years old this week. Patricia Roberts, Chief Operating Officer of Gift of College and author of Route 529: A Parent's Guide to Saving for College and Career Training, is best known as the “Route 529 Mom.” She joins Fox Business's Lydia Hu to break down everything families need to know about preparing for future education costs, common misconceptions about 529 accounts, and alternative uses for the funds. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A brand new federal savings account for kids just opened, with a free $1,000 attached for a lot of families. Most parents have heard the headline and none of the fine print.In this episode, Nathan Croxford and Taylor Stone break down what a Trump Account actually is (hint: it's not a 529, it's closer to a retirement account), who qualifies for the free seed money, and how it stacks up against Utah's my529 and a UTMA account. They walk through what happens the moment a child turns 18, when the account converts and the IRS starts treating withdrawals like income, and make the case for why most Utah families shouldn't choose just one of these accounts.Key Takeaways:Not a 529: A Trump Account is legally treated like a traditional IRA for a minor. There's no tax-free withdrawal bucket for education the way a 529 offers.The Free Money: Kids born 2025 through 2028 get a one-time $1,000 federal deposit, no strings attached beyond filing the election. Every other child under 18 can still open an account and contribute.What Happens at 18: The account converts to a standard IRA the child controls. Early withdrawals get hit with ordinary income tax plus a 10% penalty, with the same exceptions as any IRA (education, a first home, certain medical costs).Why My529 Still Wins for College: Utah's 529 offers a 4.5% state tax credit and fully tax-free withdrawals for education. A Trump Account can be used for school too, but every dollar of growth still gets taxed as income.Nathan Croxford and Taylor Stone are practicing attorneys at Voyant Legal in Utah. This episode is for educational purposes only and does not constitute legal advice. Visit voyantlegal.com or call 801.951.0500.

As the cost of higher education continues to rise, there are options to save for that expense for every student. One helpful tool can be a 529 plan, which turned 30 years old this week. Patricia Roberts, Chief Operating Officer of Gift of College and author of Route 529: A Parent's Guide to Saving for College and Career Training, is best known as the “Route 529 Mom.” She joins Fox Business's Lydia Hu to break down everything families need to know about preparing for future education costs, common misconceptions about 529 accounts, and alternative uses for the funds. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Thursday and Happy Creepy Account!! Thanks so much to everyone who wrote in this month and trusted us to share your story! If you have a story of your own that you would like to submit, please email it to CREEPSANDCRIMES.CA@GMAIL.COM or through the Portal on our website: CREEPSANDCRIMESPODCAST.COM or through our reddit R/CREEPSANDCRIMES! We love you all dearly, don't forget to call susan if you need some spiritual help! Talk to ya on Tuesday!! Get 40% off select Lola Blankets products at https://lolablankets.com with code CACBESTIES at checkout. ---------------------- Need to Call Susan (Angel Wings and Healing Things)? Text Ellen at 704-562-3476 to book!! Make sure to tell her we sent you for a Besties only Special discount!! If you have a Creepy Account of your own you would like to submit, you can go to our Reddit (CreepsandCrimes) or email it to us at CREEPSANDCRIMES.CA@GMAIL.COM Creeps and Crimes Merch: ⁠⁠https://creepsandcrimesmerch.com/⁠⁠ Join our OG Pick Me Cult (Patreon): ⁠⁠https://patreon.com/creepsandcrimes⁠⁠ SUBSCRIBE AND SUPPORT WHEREVER YOU GET YOUR PODCASTS: - Apple Podcast: ⁠⁠https://podcasts.apple.com/us/podcast/creeps-and-crimes/id1533194848⁠⁠ - Spotify: ⁠⁠https://open.spotify.com/show/0v2kntCCfdQOSeMNnGM2b6?si=bf5c137913dd4af7⁠⁠ - Youtube: ⁠⁠https://youtube.com/@creepsandcrimespodcast?si=e6Lwuw6qvsEPBHzG⁠⁠ Business Inquiries please contact Management: ⁠⁠maggie@MRHentertainment.com⁠⁠ FOLLOW US ON SOCIALS: Creeps and Crimes Podcast - Insta: ⁠⁠https://www.instagram.com/creepsandcrimespodcast/?hl=en⁠⁠ - Facebook: ⁠⁠https://www.facebook.com/creepsandcrimespodcast/⁠⁠ - TikTok: ⁠⁠https://www.tiktok.com/@creepsandcrimes⁠⁠ Taylar Jane (True Crime Host) - Insta: @Taylarj - TikTok (True Crime Channel): @TaylarJane98 - TikTok (Personal): @TaylarJane1 Morgan Harris (Paranormal & Conspiracy Host) - Insta: @morgg.m - Tiktok: @morgg.m Want More Info? Check out our Website: ⁠⁠www.creepsandcrimespodcast.com⁠⁠ Send Us Mail & Fan Art to our PO Box!!! CREEPS AND CRIMES PODCAST PO BOX 11523 KNOXVILLE, TENNESSEE 37939 Have a Creepy Account You'd like to share and be featured on the Podcast? Email it to: ⁠⁠CreepsAndCrimes.CA@gmail.com⁠⁠ Submit it through the Portal on our Website (Listed above) or Post in on our Reddit Thread with the tag "creepy account" Love our TBB episodes and want to get in on the Action or submit an AIMS? Head over to our Reddit Community: @creepsandcrimes Need to contact us or request sources? Email us at ⁠⁠creepsandcrimespodcast@gmail.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

Thirteen years in business. Nearly 700 wholesale accounts. And the biggest shift Rachel O'Neill of Loftipop made this year was admitting her wholesale business was being run like a D2C channel.If you started in direct-to-consumer and layered wholesale on top, this episode will feel familiar. Rachel came into Paper Camp with a thriving business at Loftipop and left with major enhancements: separate pricing logic, a leaner product line, and a strategy built around the retailers she already has.In this episode, you'll learn:Why wholesale is not an extension of your D2C business — it's a separate model with its own pricing, margins, and rulesHow Loftipop added 60 accounts in the 6 months after Paper Camp, growing from 690 to about 750Why Rachel discontinued SKUs that were still selling — and why she felt "so much lighter" afterwardHow to run channel-by-channel margin math before keeping a product in your wholesale catalogWhat it looks like to nurture current retailers — email outreach, direct mail, and consistent touchpoints — instead of only chasing new accountsHow staying open to change, 13 years in, became the shift that moved her whole business forwardFrom the episode:"The biggest takeaway is that your wholesale business is not D2C. We came into wholesale thinking it was just an extension of our D2C... it's actually a whole separate business model and strategy." — Rachel O'Neill"If you're serious about wholesale, it's 100% worth the investment. In terms of numbers, we've already made our money back and more." — Rachel O'NeillPaper Camp is currently open for enrollment, which only happens twice a year!SIGN UP FOR PAPER CAMP NOWYou can view full show notes and more at http://prooftoproduct.com/456Quick Links:Free Wholesale Audio SeriesFree Resources LibraryFree Email Marketing for Product MakersPTP LABSPaper CampMentioned in this episode:Paper Camp is now open for enrollment!Enroll now in our next round of Paper Camp: http://prooftoproduct.com/papercamp

When someone dies, leaving everything untouched can feel easier than dealing with the legal process right away. In this episode, Nick explains why that decision can quietly create much bigger problems years later. What seems harmless today may become a major obstacle when a family eventually needs to sell, transfer, or access property. The longer these loose ends remain, the harder they can be to untangle. Here's some of what we discuss in this episode:

Fred from the SubArctic Alaska Sasquatch YouTube channel is back with two chilling sibling-reported encounters from remote Alaska, and both stories escalate far beyond a simple glimpse in the woods.The first account comes from Gabe and Rhonda, lifelong berry pickers in their 60s who were gathering berries in Alaska's interior when Gabe dozed off while keeping watch for bears. He woke to something far more unsettling—a large, dark, hairy figure moving along the treeline. What began as a distant sighting quickly turned into a tense retreat as the group raced back on four-wheelers and became convinced the figure was shadowing them, circling through the surrounding woods and staying just out of clear view.Near the parking area, Rhonda fired a pistol shot as the encounter intensified. Then came one of the strangest moments of the night: from the nearby trees, something appeared to mimic a grunt Gabe had made earlier. An older relative with the group offered advice that was simple, eerie, and deeply rooted in experience—ignore it, stay calm, and “sing happy songs.”Fred's second story comes from Tatiana and Nikolai near Yakutat, where the activity was even more aggressive. It began with marble-sized rocks seemingly thrown from the woods, striking Robert and Nikolai. Soon afterward came a shrill sound, a dark figure appearing at a window, and the inexplicable disappearance of a generator. When the generator suddenly came flying back toward Nikolai, the situation took a much more dangerous turn.The encounters continued with a close sighting from the deck of a wrinkled, broad-nosed, hair-covered face staring back at them. Their dog, Roscoe, briefly disappeared. Their skiff was later found overturned. Even after leaving the property, the strange activity wasn't finished. When they eventually returned with a friend, he too was struck by a thrown rock.That was enough. They ultimately sold the property, making sure the new owner knew exactly what had happened there.wo remote locations. Two families. And a series of encounters involving stalking behavior, vocal mimicry, thrown objects, close-range sightings, and something in the Alaskan wilderness that seemed determined to make its presence known.SubArctic Alaska Sasquatch YouTube ChannelEmail BrianJoin Our FREE NewsletterGet Brian's Books Leave Us A VoicemailVisit Our WebsiteBecome a supporter of this podcast: https://www.spreaker.com/podcast/sasquatch-odyssey--4839697/support.Have you had a Bigfoot encounter, Sasquatch sighting, Dogman experience, or other cryptid or paranormal encounter? We'd love to hear your story. Email brian@paranormalworldproductions.com to be featured on a future episode of Sasquatch Odyssey.Sasquatch Odyssey is a leading Bigfoot and cryptid podcast exploring real encounters, field research, and scientific analysis of the Sasquatch phenomenon.Follow the show and turn on automatic downloads so you never miss an episode.

"My business is too young for this." If you've ever said that about wholesale, this episode is for you. Sherry Lam joined Paper Camp with fewer than 20 SKUs, a handful of inconsistent accounts, a full-time day job, and a brand-new baby — and decided that was exactly the right moment to build her wholesale foundation. She went from 3 shaky accounts to more than 50. This is her story, in her own words.In this episode, you'll learn:Why Sherry started wholesale with fewer than 20 SKUs — and how starting early with the right foundation paid offHow she grew from 3 inconsistent accounts to more than 50 while working a day job and raising a babyHow doing wholesale correctly early on turned a "maybe this is a hobby" question into a real revenue streamHow to vet whether Paper Camp is right for you: free resources, the podcast archive, and talking to alumni before you investWhy she came back and took Paper Camp a second time — and what had changed, from Faire's growing role to new outreach normsWhat the alumni community looks like after the course ends, especially for solo foundersAbout Sherry:Sherry Lam is the founder of Sherry's Palette, where she designs greeting cards, enamel pins, art prints, and more. She built her wholesale business from 3 accounts to over 50 while working a full-time day job — and she's offered to be a resource for anyone on the fence about Paper Camp.Paper Camp is currently open for enrollment, which only happens twice a year!SIGN UP FOR PAPER CAMP NOWYou can view full show notes and more at http://prooftoproduct.com/455Quick Links:Free Wholesale Audio SeriesFree Resources LibraryFree Email Marketing for Product MakersPTP LABSPaper CampMentioned in this episode:Paper Camp is now open for enrollment!Enroll now in our next round of Paper Camp: http://prooftoproduct.com/papercamp

I recently started a new job, and with my old 401(k) still with the old employer, should I be looking to consolidate accounts?Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

If you want to know how to turn those painful rejections into actual wins, tune in to this episode with Kenny Shaw of Red River Intermodal, talking about the real side of business development in the transportation industry! We dive straight into the trenches of freight sales, breaking down why you shouldn't be afraid to ask for feedback when a prospect absolutely butchers you on the phone and how leaning into those losses is what actually builds a stronger foundation. We also cover the role of AI in logistics—why tools are great for initial research, but why actually picking up the phone and treating gatekeepers like real human beings is what will truly set you apart from the automated noise. Ready to evolve your cold calling strategy and start closing more deals? Don't miss this conversation!   About Kenny Shaw Kenny Shaw is part of the family-owned Red River Intermodal, a Shreveport-based 3PL with more than 30 years in the transportation industry. Red River specializes in full truckload freight, including dry van and flatbed, as well as warehousing and other logistics solutions. Kenny is focused on building relationships, growing the family business, and bringing a fresh perspective to an industry that continues to evolve.   Connect with Kenny Website: https://www.rrii.com/  LinkedIn: https://www.linkedin.com/in/kenny-shaw-17bbaa306/  

Trump says the USS Abraham Lincoln should be deployed even longer amid reports of sailors jumping overboard, dire conditions, and low morale. This as Trump threatens to declare the Strait of Hormuz a US territory even though almost no ships are able to transit it.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Listener Q&A where Andy talks about: How to sell and rebalance positions in a brokerage account when they have unrealized gains and you're trying to be tax-efficient about it ( 7:06 )His thoughts on a few different variable portfolio withdrawal strategies, namely Amortization Based Withdrawals ("ABW"), Total Portfolio Allocation Withdrawals ("TPAW") and Big ERN's CAPE-based approach ( 14:10 )Converting to a Roth IRA money you plan on spending in the near-term, instead of outright distributing it to your bank or brokerage account to be spent from there ( 23:18 )Whether doing Roth conversions or backdoor Roth contributions are ultimately the same thing from a tax planning perspective ( 28:02 )His thoughts on deciding which type of advisor and/or advisory fee model might make the most sense for you when considering the potential fees to be paid to an advisor over a lifetime ( 33:41 )At what point should you just take out unused 529 funds and pay tax and penalty on the gains, assuming you have no expectation they'll eventually get to be used for qualified education expenses ( 40:15 )Potential ideas for small or solo advisory firms to establish a succession plan in the event of the death or incapacitation of the advisor ( 45:26 )What to look for in an advisory relationship to help minimize the risk of the advisory committing fraud with your money ( 50:50 )Whether to live off cash for multiple years - assuming you have saved that much cash - or instead pull from your investment accounts ( 56:53 )His thoughts on Securities Backed Lines of Credit, or SBLOCs, from brokerage firms ( 1:00:35 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comAndy's LinkedIn profile: https://www.linkedin.com/in/andypanko/Links in this episode:Tenon Financial monthly newsletter/blog - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

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