Podcasts about accounts

Money can so easily capture our hearts. It promises security, comfort, and control—but often leaves us anxious and striving for more. Yet when we give, something remarkable happens. We're declaring our dependence on God, not our bank accounts.Dr. Art Rainer—founder of the Institute for Christian Financial Health and author of Money in the Light of Eternity: What the Bible Says about Your Financial Purpose—joined us recently to explore how generosity becomes an act of trust that transforms our hearts and deepens our faith.Money Reveals the HeartLarry Burkett often said, “Every spending decision is a spiritual decision.” Dr. Rainer agrees.“Jesus said, Where your treasure is, there your heart will be also,” Art explained. “The Bible makes it clear—money management reflects heart management.”Scripture contains over 2,000 verses about money and possessions. Why? Because few things so clearly reveal what—or whom—we truly trust. For believers, the central question is this: Do we believe God's promises about provision, and are we willing to surrender this area of life to Him?Giving as an Act of TrustDr. Rainer describes giving as a tangible expression of faith. “God doesn't tell us to give and then leave us hanging,” he said. “He ties promises to generosity.”Those promises fall into three beautiful truths—God will provide, multiply, and enrich.1. God Promises to ProvideIn Malachi 3:10, the Lord declares:“Bring all the tithes into the storehouse so there will be enough food in my Temple. If you do, I will open the windows of heaven for you and pour out a blessing so great you won't have enough room to take it in. Try it! Put me to the test!”“God invites us to trust Him,” Art said. “He promises to pour out an abundance of blessings—not necessarily material wealth, but blessings that can be spiritual, relational, or emotional. Maybe it's the contentment you've been chasing for years, or the joy of being part of something far greater than yourself.”2. God Promises to MultiplyIn John 6, a young boy offers his five loaves and two fish to Jesus—hardly enough to feed five thousand hungry people. Yet Christ multiplies that small gift until everyone is satisfied, with twelve baskets left over.“Many of us feel like that boy,” Art said. “We look at our meager resources and wonder, What difference can this make? But God is a God of multiplication. He can take whatever you give and expand it to accomplish His purposes. That's His promise—but it requires trust.”3. God Promises to EnrichWho doesn't love a good return on investment—or ROI? “God does too,” Art said.In 2 Corinthians 9:11, Paul writes, “You will be enriched in every way so that you can always be generous.”“God gives so that we can give,” Art continued. “He blesses so that we can bless others. He's looking for conduits of generosity—people through whom His blessings can flow. When we live that way, generosity becomes not just a habit, but a way of life.”Trusting God With Your MoneyAs Dr. Rainer summed it up:“Generosity is an act of trust. It shifts our hearts from reliance on ourselves and money to reliance on God. If you're a Christian, you've already trusted Him with your soul. It's time to trust Him with your money.”When we give generously, we're not losing—we're investing in eternity. We're saying, “Lord, I believe You are my provider.” And that's one of the clearest ways to live out genuine faith.Learn more about Dr. Art Rainer's work at ChristianMoneySolutions.com.On Today's Program, Rob Answers Listener Questions:I'm 69 with no debt and considering a whole life insurance policy—$100,000 with premiums for 10 years—to leave tax-free money to my children. I already have a term policy that ends at 75. I also have $28,000 in an underperforming annuity with no surrender charge, and was advised to do a 1035 exchange into a new annuity at 4.65% for seven years. I've also invested in CDs at 4% and am considering high-yield savings accounts. What's the best strategy moving forward?My in-laws are around 80 and have fully matured savings bonds. When they used some for home upgrades, they faced a large tax bill. Is there any way to move or reinvest those bonds to delay or avoid taxes—perhaps into an IRA or Roth IRA?I manage finances for someone receiving annual settlement payments until 2036. He wants to create a trust now to support three families, but his lawyer recommends keeping the money in savings while he's alive. The payer says a trust can be set up after his death. Should he establish the trust now or wait?I'm debt-free and have my cash in a high-yield savings account, but rates are dropping. Should I invest some of it or find another way to protect and manage my money?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Money in the Light of Eternity: What the Bible Says about Your Financial Purpose by Dr. Art RainerThe Institute for Christian Financial HealthChristian Money SolutionsWise Women Managing Money: Expert Advice on Debt, Wealth, Budgeting, and More by Miriam Neff and Valerie Neff Hogan, JD. Christian Community Credit Union (CCCU)GainbridgeWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textEver wondered what it's like to manage over 400 Amazon seller accounts? In this video, we dive into the challenges and strategies behind scaling a massive agency like My Amazon Guy, which handles 1,000+ brands every year. From crisis management to rapid pivots, we share the key processes that allow us to deliver exceptional results—quickly.You'll learn about:✅ How to handle client crises without losing focus✅ The importance of flexibility and speed in business✅ Key strategies for growing sales and profitability on Amazon✅ Why speed to execution beats perfectionism✅ Best practices for onboarding clients and proactive communicationThis video is packed with real-world insights from someone who's scaled a successful Amazon agency and managed hundreds of clients. If you want to learn how to grow your business on Amazon and stay ahead of the competition, this is a must-watch!Watch this next:https://www.youtube.com/watch?v=4v41-J3b0BE&list=PLDkvNlz8yl_a8Akj5ocnigIBj-5bduv2K&index=7&t=4sWe hired 300 interns in 23 days!https://www.youtube.com/watch?v=cM8xfGBUXWI&list=PLDkvNlz8yl_bgXySsAXtDdy2BLfbQNCmw&index=23"Want free resources? Dowload our Free Amazon guides here:Q4 Selling Playbook: https://bit.ly/46Wqkm3 2025 Ecommerce Holiday Playbook: https://bit.ly/4hbygov Amazon PPC Guide 2025: https://bit.ly/4lF0OYX 2025 Ecommerce Holiday Playbook: https://bit.ly/4hbygovAmazon Crisis Kit: https://bit.ly/4maWHn0Amazon SEO Toolkit: https://bit.ly/457zjSlTimestamps:00:00 - Managing Hundreds of Amazon Seller Accounts00:59 - Crisis Management at My Amazon Guy02:00 - Flexibility vs. Rigidity in Agency Processes04:23 - How We Onboard Clients in 24 Hours05:23 - Speed and Proactive Work in Amazon Services06:07 - The Two Main Goals for Amazon Sellers: Sales and Profit07:00 - The 4 Key Elements to Growing Your Amazon BusinessRunning hundreds of "amazon seller account" can present unique "business strategy" challenges, often leading to constant crises that require quick thinking and robust "business tips". At My Amazon Guy, we manage a significant "ecommerce business" operation, touching over a thousand brands annually through both full management and individual services like A+ content. This extensive engagement highlights the realities of scaling an "agency" in the "online business" space, where effective "sales" strategies are crucial for sustained growth.Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVw#AmazonAgency #AmazonGrowth #EcommerceSuccessSupport the show

On November 11th, Israeli soldiers who had admitted to raping a Palestinian detainee at the now infamous detention camp Sde Teiman were met with applause and a standing ovation as they entered an Israeli courtroom. The scene ricocheted around the world, the latest portrait of the depravity that has gripped Israeli society. Accounts of the torture taking place at Sde Teiman were among the first things to emerge from testimonies collected from soldiers by the Israeli group Breaking the Silence in the aftermath of October 7th. The 21-year-old group has long encouraged soldiers to speak candidly about what they have perpetrated during their service; for this, they have been vilified and discredited within Israeli society, which largely prefers to celebrate the soldiers as heroes—a narrative that can only be maintained through their silence.On this episode of On the Nose, Jewish Currents editor-in-chief Arielle Angel speaks with Breaking the Silence executive director Nadav Weiman about the testimonies they have collected over the last two years of the Israeli army's annihilatory campaign in Gaza. Breaking the Silence's testimonies have uncovered clear evidence that contrary to official reports, many of the war crimes we have seen are not the result of rogue soldiers, but protocols that come straight from command. In this episode, Weiman details the dehumanizingly named “mosquito protocol,” in which soldiers used Palestinians as human shields in Gaza—a chilling echo of the Israeli government's oft-repeated accusation about Hamas. Weiman paints a picture of the mindset of the average Israeli soldier, ensconced in a “bubble” of support. He also fields questions about what accountability might look like for those who have perpetrated the genocide in Gaza—not just for top brass but for foot soldiers—and what the deradicalization of Israeli society could entail.Thanks to Jesse Brenneman for producing and to Nathan Salsburg for the use of his song “VIII (All That Were Calculated Have Passed).”Articles and Media Mentioned and Further Reading“Abuse in Israeli jails caused deaths of more than 90 Palestinians,” Simon Speakman Cordall, Al Jazeera“Strapped down, blindfolded, held in diapers: Israeli whistleblowers detail abuse of Palestinians in shadowy detention center,” CNN“Mosquito Protocol: Ex-Israeli Soldier on Army's Systematic Use of Palestinians as Human Shields,” Democracy Now!“Some Israeli soldiers traveling abroad face action for alleged war crimes in Gaza,” Molly Quell, PBSTranscript forthcoming.

The signal events and dominant narratives of 2025 have not had quite the advertized effects where global current account and capital flow trends are concerned. As Brad Setser, senior fellow at the Council on Foreign Relations, notes, tariffs raise revenue for the US but so far its external position relative to Asia has, if anything, worsened. De-dollarization has been an eye-catching idea that still has little basis in fact. The expected revaluation of currencies relative to the USD has been much more limited in scope than one might appreciate. These and many other threads are pulled together in a globe-spanning episode this week. See omnystudio.com/listener for privacy information.

In this episode of the Power Producers Podcast, host David Carothers and co-host Kyle Houck are joined by Jessica Fukuchi, co-founder of PCRG Insurance. They dive into the often-overlooked world of high-net-worth personal lines insurance and why middle-market commercial producers need to pay attention to it. Jessica shares her journey from a captive agent to building an independent agency specializing in high-net-worth clients, often through referrals from financial advisors. The conversation explores the strategic importance of partnering with a high-net-worth specialist to protect commercial accounts from being poached by large brokerages that offer both commercial and private client services. Key Highlights: Protecting Your Book with High Net Worth Partners David emphasizes a critical vulnerability for middle-market producers: if you aren't addressing the personal insurance needs of business owners and executives, a competitor who does—like a large national broker—can use that as a wedge to take the entire commercial account. Partnering with a specialist like Jessica allows agents to offer this service without having to master the complexities of the high-net-worth market themselves. Navigating the High Net Worth Landscape Jessica explains the nuances of the high-net-worth market, from working with family offices to understanding the complex portfolios of wealthy clients (multiple homes, luxury cars, etc.). She discusses the current hard market for umbrella and excess liability, noting that securing high limits often requires stacking policies from multiple carriers, a strategy far different from standard personal lines. The "Duty to Offer" and Risk Management The discussion touches on the agent's "duty to offer" comprehensive protection. David and Jessica agree that failing to discuss personal excess liability or cyber coverage with a wealthy client is a disservice that could lead to E&O issues. They highlight unique risks like kidnap and ransom for high-profile clients and the importance of addressing the "insurance junk drawer" many wealthy individuals accumulate. Work-Life Balance and Setting Boundaries Jessica shares her personal journey of overcoming burnout by setting strict boundaries between work and personal life. She discusses how delegating tasks, hiring a VP, and being transparent with her team about her need for family time allowed her to regain balance. This segment resonates with the hosts, who also prioritize life experiences and travel over being tethered to the office 24/7. Connect with: David Carothers LinkedIn Jessica Fukuchi LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp PCRG Insurance Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes

Jon posted a question in the More Than Money Facebook Group that set the trajectory for this episode. In it, Art dives into whether ministers should opt out of Social Security, how they can make the most of their housing allowance, and what “Trump Accounts” for kids are all about. Enjoy Jon's episode!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!

Hour 2 of A&G features... Trump attempted assassin Thomas Crooks' weird obsessions People are not pronouncing the T Newsom's new book, Gavin 2028 & space bank theft What the penny is worth See omnystudio.com/listener for privacy information.

The AOR team of Jeff Schulze and Josh Jamner offer their prognostications for the U.S. economy and equity market in the year ahead, building a case for positive momentum to shine through.

Hour 2 of A&G features... Trump attempted assassin Thomas Crooks' weird obsessions People are not pronouncing the T Newsom's new book, Gavin 2028 & space bank theft What the penny is worth See omnystudio.com/listener for privacy information.

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FLARE Shocked the XRP Community - Exchanges, Smart Accounts & Real DeFi

Settle Accounts While There's Time: St. Paul's Honesty and Christ's Deliverance Today's Homily reflects on two Scripture passages . . . . . . St. Paul's candid confession of his inner struggle (Romans) and Jesus' call to read the signs of the times (Luke). St. Paul admits that although he desires to do good, he often fails, revealing the inner conflict between grace and the lingering effects of sin. His honesty shows that even the greatest saints struggle internally, reminding us that the Christian life is not a self-improvement project but a reliance on Christ, who alone delivers us from our divided selves. The Homily then helps us to connect this with Jesus' teaching about interpreting signs. People easily read the weather or social cues yet fail to recognize God's movements in their own lives. Jesus urges His listeners to discern the spiritual signs around them and respond. Discern the Spiritual Signs Jesus warns that our lives are moving toward a final judgment, likening it to walking with an adversary toward a magistrate. Therefore, we must “settle accounts” now through repentance, charity, and works of mercy. The Homily also touches on the Church's understanding of purgatory . . . where remaining spiritual debts are purified . . . and highlights the importance of praying for the dead. Ultimately, both readings invite believers to face their own struggles honestly, remain attentive to God's grace, and live now in a way that prepares them for their final meeting with the Lord. Listen to this Meditation Media. Listen to: Settle Accounts While There's Time: St. Paul's Honesty and Christ's Deliverance -------------------------------------------------------------------- Art Work The Tribute Money: Flemish Artist and Painter: Anthony van Dyck: 1623 -------------------------------------------------------------------- Gospel Reading: Luke 12: 54-59 First Reading: Romans 7: 18-25

Prince Andrew's fall from grace is a portrait of unchecked privilege, arrogance, and moral rot. Once celebrated as the “Playboy Prince,” his lifestyle spiraled into decadence and scandal — marked by his association with Jeffrey Epstein, lavish parties, and a pattern of reckless indulgence that blurred royal decorum with outright degeneracy. Accounts from multiple sources depict Andrew as consumed by lust, status, and ego, surrounding himself with the world's richest and most corrupt figures while maintaining a reputation for being boorish and entitled. His close relationship with Epstein — a man accused of preying on minors — wasn't a coincidence, but a reflection of his own appetites and blindness to consequence. Even before Epstein's crimes became public, Andrew's behavior was infamous among insiders who quietly regarded him as a liability to the Crown.Jeffrey Epstein allegedly bragged in a documentary that there was “only one person who likes sex more than me, and that's Andrew,” referring to Prince Andrew, Duke of York. The film, which examines the close friendship between Epstein and the disgraced royal, paints a picture of mutual indulgence and depravity. Epstein reportedly described Andrew as his “real best buddy,” claiming they shared similar appetites and circles of company. According to the documentary, Epstein kept Andrew's contact information prominently listed multiple times in his black book — a testament to how close their bond was. The insinuation from those who knew Epstein was clear: this was not just a social friendship, but one built on shared secrets and vices, and Epstein took pride in boasting about it.to contact me:bobbycapucci@protonmail.com

Prince Andrew's fall from grace is a portrait of unchecked privilege, arrogance, and moral rot. Once celebrated as the “Playboy Prince,” his lifestyle spiraled into decadence and scandal — marked by his association with Jeffrey Epstein, lavish parties, and a pattern of reckless indulgence that blurred royal decorum with outright degeneracy. Accounts from multiple sources depict Andrew as consumed by lust, status, and ego, surrounding himself with the world's richest and most corrupt figures while maintaining a reputation for being boorish and entitled. His close relationship with Epstein — a man accused of preying on minors — wasn't a coincidence, but a reflection of his own appetites and blindness to consequence. Even before Epstein's crimes became public, Andrew's behavior was infamous among insiders who quietly regarded him as a liability to the Crown.Jeffrey Epstein allegedly bragged in a documentary that there was “only one person who likes sex more than me, and that's Andrew,” referring to Prince Andrew, Duke of York. The film, which examines the close friendship between Epstein and the disgraced royal, paints a picture of mutual indulgence and depravity. Epstein reportedly described Andrew as his “real best buddy,” claiming they shared similar appetites and circles of company. According to the documentary, Epstein kept Andrew's contact information prominently listed multiple times in his black book — a testament to how close their bond was. The insinuation from those who knew Epstein was clear: this was not just a social friendship, but one built on shared secrets and vices, and Epstein took pride in boasting about it.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Gmail is taking away the handy “Check mail from other accounts” feature in 2026. If you use it to manage multiple email accounts in one place (Gmail), you'll need an alternative approach. I'll cover what's changing, why it matters, and the options you have left before your mail disappears.

Prince Andrew's fall from grace is a portrait of unchecked privilege, arrogance, and moral rot. Once celebrated as the “Playboy Prince,” his lifestyle spiraled into decadence and scandal — marked by his association with Jeffrey Epstein, lavish parties, and a pattern of reckless indulgence that blurred royal decorum with outright degeneracy. Accounts from multiple sources depict Andrew as consumed by lust, status, and ego, surrounding himself with the world's richest and most corrupt figures while maintaining a reputation for being boorish and entitled. His close relationship with Epstein — a man accused of preying on minors — wasn't a coincidence, but a reflection of his own appetites and blindness to consequence. Even before Epstein's crimes became public, Andrew's behavior was infamous among insiders who quietly regarded him as a liability to the Crown.Jeffrey Epstein allegedly bragged in a documentary that there was “only one person who likes sex more than me, and that's Andrew,” referring to Prince Andrew, Duke of York. The film, which examines the close friendship between Epstein and the disgraced royal, paints a picture of mutual indulgence and depravity. Epstein reportedly described Andrew as his “real best buddy,” claiming they shared similar appetites and circles of company. According to the documentary, Epstein kept Andrew's contact information prominently listed multiple times in his black book — a testament to how close their bond was. The insinuation from those who knew Epstein was clear: this was not just a social friendship, but one built on shared secrets and vices, and Epstein took pride in boasting about it.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Prince Andrew's fall from grace is a portrait of unchecked privilege, arrogance, and moral rot. Once celebrated as the “Playboy Prince,” his lifestyle spiraled into decadence and scandal — marked by his association with Jeffrey Epstein, lavish parties, and a pattern of reckless indulgence that blurred royal decorum with outright degeneracy. Accounts from multiple sources depict Andrew as consumed by lust, status, and ego, surrounding himself with the world's richest and most corrupt figures while maintaining a reputation for being boorish and entitled. His close relationship with Epstein — a man accused of preying on minors — wasn't a coincidence, but a reflection of his own appetites and blindness to consequence. Even before Epstein's crimes became public, Andrew's behavior was infamous among insiders who quietly regarded him as a liability to the Crown.Jeffrey Epstein allegedly bragged in a documentary that there was “only one person who likes sex more than me, and that's Andrew,” referring to Prince Andrew, Duke of York. The film, which examines the close friendship between Epstein and the disgraced royal, paints a picture of mutual indulgence and depravity. Epstein reportedly described Andrew as his “real best buddy,” claiming they shared similar appetites and circles of company. According to the documentary, Epstein kept Andrew's contact information prominently listed multiple times in his black book — a testament to how close their bond was. The insinuation from those who knew Epstein was clear: this was not just a social friendship, but one built on shared secrets and vices, and Epstein took pride in boasting about it.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Are you torn between creating a dedicated social media account for your podcast or integrating it into your personal brand? You're not alone! In this episode of The Podcast Space, we'll break down the critical decision many podcasters face regarding social media as a podcaster. With my extensive experience in podcast marketing, I'll guide you through the nuances of this dilemma that keeps so many podcasters paralyzed and help you find the best path forward for your unique situation. As an award-winning podcast marketer, I've worked with podcasters and small business owners around the globe, and I've seen firsthand how your approach to social media can significantly impact your podcast's success. I emphasize that the choice between a dedicated account and your personal brand hinges on several factors: your personal goals, the resources at your disposal, and how you want to engage with your audience. Understanding these elements is essential for crafting effective podcasting strategies and achieving your podcasting goals. Throughout the episode, I'll present five critical questions that every podcaster should consider when deciding their social media strategy: What is the main goal of your account? How many platforms can you realistically manage? Are you ready to develop a comprehensive strategy? Do you want to go beyond the bare minimum? And how can your listeners publicly share and discuss your show? These questions are pivotal in shaping your podcast content strategy and ensuring that your social media efforts align with your overall podcast growth strategies. I also explore the pros and cons of both approaches. A personal account can be a powerful tool for those looking to build their personal brand, while a dedicated account can offer a clearer focus and more targeted marketing opportunities. Throughout this episode, I share tactical podcast advice and podcast marketing tips to help you make an informed decision that aligns with your vision. Ultimately, my goal is to encourage you to be intentional in your social media strategy for your podcast. By doing so, you can forge meaningful connections with your audience, enhance your podcast visibility, and increase listener engagement. Join me in this episode, as we navigate the world of social media for podcasters and equip you with the insights needed to avoid common podcasting mistakes and leverage your online presence effectively. Chapters:00:00 -Introduction to Social Media Strategies for Podcasters01:01 - Key Questions to Determine Your Social Media Strategy05:40 - When to Use Personal Accounts for Podcast Promotion09:53 - When to Create a Dedicated Podcast Account16:24 - Common Mistakes Podcasters Make on Social Media23:20 - Conclusion and Call to ActionResources mentioned in this episode:For the full list of links, resources and show notes, please visit:https://www.thepodcastspace.com/podcast/s4-109-social-media-for-podcasters-dedicated-accounts-vs-personal-profiles-for-maximum-engagement-and-growth-strategies

Treasurers are intensifying their efforts to achieve instant cash visibility and control. Virtual accounts, APIs, and real-time data offer the potential for faster decision-making and more streamlined operations, as long as integration, regulation, and cultural change are managed carefully.

Blending a family takes grace—and so does blending your finances.When couples merge families, they're also merging priorities, habits, and sometimes, financial baggage. Ron Deal joins us today to show us that with honesty and a shared vision, what begins as a challenge can become a source of strength for blended families navigating both money and marriage.Ron Deal is a bestselling author, licensed marriage & family therapist, podcaster, and popular conference speaker who specializes in marriage enrichment and stepfamily education and is the co-author of The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family. Why Honest Money Conversations MatterThere once was a man who, when his girlfriend thought he was about to propose, surprised her by asking for her credit report instead. It's a funny story—but one that reveals a serious truth. Beneath money conversations are usually heart conversations.For couples forming blended families, this truth runs even deeper. Life has already taught them that marriage isn't guaranteed, whether because of death or a divorce. That experience creates an understandable sense of caution: How deeply do I invest again? Can I trust this new relationship?Money becomes the testing ground for those questions. That's why avoiding financial conversations doesn't protect your relationship—it weakens it. Only about one in four dating or engaged couples forming a blended family ever have a serious talk about finances before they marry. The rest often underestimate what needs to be uncovered.Finances are never just about dollars and cents. They're about values, power, and security. Beneath a discussion about budgets might be an unspoken fear: Will your children be treated equally with mine? Beneath a talk about wills might be a hidden worry: Will you care for my kids if I'm gone?There was once a woman who had been remarried for 25 years—two and a half decades of life together—and she still wondered whether her husband would provide equally for her children after she passed away. The question had never been resolved. It lingered from the past, quietly shaping their relationship.When those unspoken fears remain unaddressed, they create invisible walls. Healthy couples have the courage to name them and work through them together.The Challenge of Inheritance and TrustConsider the story of Sandra and Dave, a couple who married later in life. Sandra, a divorced mother of two adult children, was asked by her new husband, Dave, to change her will and make him her sole beneficiary. To Dave, who had no children of his own, the request seemed simple and loving: We're one now—just leave everything to me, and I'll take care of your family.But Sandra hesitated. Her adult children hadn't had time to form a close bond with Dave. For her, the request stirred deep questions: How do I know that what she's set aside for her children will be honored after she's gone?This is where trust, loyalty, and belonging intersect. Financial peace in a blended family isn't achieved through documents—it's achieved through relational clarity. You can't solve financial questions until you've addressed the relational ones.Moving from Prenuptial to TogethernessSo what's the alternative? In the book, The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family, Ron Deal, Greg Pettis, and David Edwards, introduce what they call a “Togetherness Agreement.”Think of it as a redeemed version of a prenuptial agreement. A traditional prenup is something you do to your spouse—it outlines what they won't receive if the marriage fails. But a Togetherness Agreement is something you do for your spouse. It outlines how you will lovingly and intentionally provide for one another and your families.In a Togetherness Agreement, couples prayerfully decide together:How do they care for children from prior relationshipsHow inherited or premarital assets will be handledHow responsibilities to other households or parents will be honoredAnd how they'll support one another financially in love and unityIt's not about dividing assets—it's about uniting hearts. This process builds emotional safety, which in turn builds trust. When couples feel safe, they can finally exhale, knowing they are truly invested in each other.Taking Inventory—Emotionally and FinanciallyBefore crafting any agreement, couples need to take inventory. That means both emotional and financial reflection.Ask questions like:What financial baggage or debts are we bringing in?What past wounds or fears still shape the way we view money?What are our goals—for our family, our faith, and our future?Blended families are always born out of loss—whether death, divorce, or something else. That history doesn't have to define the new relationship, but it does need to be acknowledged. Honest reflection helps couples avoid repeating old patterns and build a healthier foundation together.Every couple's situation is different, but here are key topics that should be covered in a Togetherness Agreement:Joint and separate accountsDebt and financial obligations from prior marriagesChild or spousal support payments to other householdsRetirement, insurance, and investmentsCollege, cars, and other child-related expensesCovering these topics doesn't weaken love—it strengthens it. It replaces assumptions with clarity and fear with peace.If all of this feels overwhelming, take heart. You don't have to figure it out alone. Seek wise counsel—a trusted financial planner, pastor, or Certified Kingdom Advisor (CKA) can help you find creative and God-honoring ways to care for your family.And above all, remember this: God's grace is sufficient for your blended family. Submit your plans to Him. Let Him guide the process. As you do, He will grow you—not only in financial wisdom, but in love, unity, and faith.When couples move from mine and yours to ours, they begin to reflect the very heart of God, who makes two one, and who calls us to love generously, even in the way we handle money.On Today's Program, Rob Answers Listener Questions:I've been struggling with $26,000 in credit card debt that I recently disclosed to my husband. A credit consolidation company says they can negotiate it down, so I'd pay $400 every two weeks and be debt-free in four years. It sounds good, but is this a trustworthy option—or are there drawbacks I should watch out for?I have UTMA accounts for my two sons, but I am considering switching to 529 plans. I'm mainly concerned that with the UTMA, they'll gain full control of the money once they come of age. Would a 529 plan be a wiser choice?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)The Smart Stepfamily Guide to Financial Planning: Money Management Before and After You Blend a Family by Ron L. Deal. Greg S. Pettys and David O. EdwardsChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Lord saw fit to give us three distinct accounts of Saul's conversion on the way to Damascus. The first (Acts 9:1-19) is a third-person narrative by Luke. The second is our passage here today, a first-person defense to an angry mob (Acts 22:1-21). The third is Paul's first-person defense to King Agrippa (Acts 26:1-23), which we will consider in detail in due course.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

In this episode, John and Arjun Arora from the University of Toronto present an in-depth critique of current psychological and folk theories on the meaning of life. They discuss the limitations of popular constructs such as purpose, coherence, significance, and mattering, and propose a shift towards concepts like 'orientation' and 'connectedness'. Arjun shares his personal journey from nihilism to understanding meaning, emphasizing the practical significance of this research. The discussion touches on the inadequacies of traditional semantic and personal subjective interpretations, advocating for a trans-objective perspective that integrates cognitive science, phenomenology, and wisdom cultivation. The conversation also explores the notion of deepening our connection to reality and the importance of rationality, culminating in a call for a new metaphysics of meaning that is both practically and academically robust. Arjun Arora is a cognitive science and physics scholar whose work bridges science, philosophy, and the search for meaning. As a student collaborator of Dr. John Vervaeke at the University of Toronto, Arora explores questions at the intersection of cognitive science, metaphysics, and existential psychology. His research focuses on the nature of meaning in life — how orientation, coherence, and connectedness to reality shape human flourishing. Drawing on insights from philosophy, neuroscience, and contemplative traditions, Arora examines how wisdom, rationality, and self-transcendence can counter modern nihilism and restore a deeper sense of purpose. Through his academic and public collaborations, he represents a new generation of thinkers committed to integrating rigorous science with timeless questions of meaning, being, and becoming.   The Blind Spot Meaning in Life: An Analytic Study  Charles Taylor Michael Levin   — 00:00 Welcome to the Lectern 01:16 "What makes a life worth living, even when we are faced by frustrations, failures, and our faults?" 01:30 Meet Arjun Arora 03:00 Critiquing the standard model of meaning in life 04:30 Purpose and orientation 06:00 Coherence and its challenges 08:00 Significance and mattering 11:30 Meaning in life vs. meaning of life 14:30 Worldviews and meta meaning systems 17:00 The role of affordance and adaptivity 22:00 The normativity of meaning in life 47:00 The developmental dimension of meaning in life 52:00 Exploring the connection between wisdom and meaning 52:30 Modal confusion and existential modes 53:00 The having mode vs. the being mode 53:30 The cost of modal confusion 55:00 Existential resilience and meaning in life 58:00 The normative aspect of meaning 01:04:00 The role of trust and belonging in meaning 01:08:00 The problem with the current meaning in life construct 01:12:30 The need for a new metaphysics 01:43:00 The importance of phenomenology in meaning 01:45:00 Concluding thoughts and future directions     —   The Vervaeke Foundation is committed to advancing the scientific pursuit of wisdom and creating a significant impact on the world. Become a part of our mission.    Join Awaken to Meaning to explore practices that enhance your virtues and foster deeper connections with reality and relationships.    —   Ideas, People, and Works Mentioned in this Episode Philosophical Silk Road Intersection of Neo-Platonism and Judaism Ibn Gabirol's philosophy of matter and form Fountain of Life and the concept of God Dialogical nature of reason Jewish mysticism and its influence Potentiality and actuality in Neo-Platonism Receptivity and creativity in philosophy Coupling of form and matter in existence Desire and the divine essence Logos as the "virtual engine" Purpose of mankind and knowledge Self-organization and complexity The mystery of the divine and analogy of language Ibn Gabirol (Avicebron) Sarah Pessin – scholar, Theology of Desire Zevi Slavin – host/interlocutor Andalusian thinkers Fountain of Life Selected Poems of Ibn Gabirol Theology of Desire Books and literature on Ibn Gabirol generally   —   Follow John Vervaeke: Website | Twitter | YouTube | Patreon —   Thank you for Listening!  

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---

Meta was slapped with a cease-an-desist letter warning it off comparing its content restrictions to the movie-ratings system. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do too many of your patients owe you money? It's a symptom of an even bigger problem! In this episode, Kirk Behrendt brings back Robyn Theisen, one of ACT's amazing coaches, to break down overdue accounts and share a four-step solution to eliminate it from your practice. To learn how to collect from patients before day 30, listen to Episode 965 of The Best Practices Show!Learn More About Robyn:Send Robyn an email: robyn@actdental.com Follow Robyn on ACT's Instagram: https://www.instagram.com/actdentalSend Courtney an email to learn more about ACT: courtney@actdental.com More Helpful Links for a Better Practice & a Better Life:Subscribe to The Best Practices Show: https://the-best-practices-show.captivate.fm/listenJoin The Best Practices Association: https://www.actdental.com/bpaDownload ACT's BPA app on the Apple App Store: https://apps.apple.com/us/app/best-practices-association/id6738960360Download ACT's BPA app on the Google Play Store: https://play.google.com/store/apps/details?id=com.actdental.join&hl=en_USJoin ACT's To The Top Study Club: https://www.actdental.com/tttGet The Best Practices Magazine for free: https://www.actdental.com/magazinePlease leave us a review on the podcast: https://podcasts.apple.com/us/podcast/the-best-practices-show-with-kirk-behrendt/id1223838218Episode Resources:Watch the video version of Episode 965: https://www.youtube.com/@actdental/videosRegister to ACT's BPA to watch Episode 764: Cash Flow Kings and Queens: The Dentist's Guide to Mastering Accounts Receivable: https://join.actdental.com/users/sign_in?post_login_redirect=https%3A%2F%2Fjoin.actdental.com%2Fc%2Fpodcasts%2F764-cash-flow-kings-and-queens-the-dentist-s-guide-to-mastering-accounts-receivable-ariel-juday#emailRegister to ACT's BPA for their Managing an Accounts Receivable and Collections System: https://join.actdental.com/users/sign_in?post_login_redirect=https%3A%2F%2Fjoin.actdental.com%2Fc%2Fpractice-coaching-tools%2Fmanaging-an-accounts-receivable-and-collections-system#emailRegister to ACT's BPA for their Sample Financial Arrangement Form:

Rachel Anderika, chief operating officer at Anchorage Digital Bank, sees the Federal Reserve's proposal to give crypto companies limited access to its payment rails as "a really great signal to the market."

In this powerful installment of Witness Accounts, real people from around the world share their most profound and terrifying UFO encounters. From childhood abductions and mysterious metallic crafts to massive triangles hovering overhead. From telepathic connections with beings beyond our understanding to those struggling to find that understanding. These are first-hand experiences that will leave you questioning everything you thought you knew about UFO phenomena. Featuring stories from Florida, New Brunswick, Ontario, Devon, and beyond, this episode captures the raw emotion, trauma, and wonder of those forever changed by what they've seen. Chapters:01:25 – “Something Watching Me”08:50 – “The Black Triangle & The Dog”21:35 – “The Metallic Drip-Shaped Craft”32:15 – “The Flash Over Devon”42:50 – “The Lost Child & the Reptilian”52:00 – Ryan's Closing Thoughts & Call for Submissions53:00 – Outro | Visit thespu.com Please take a moment to rate and review us on Spotify and Apple. Book Ryan on CAMEO at: https://bit.ly/3kwz3DO Patreon: http://www.patreon.com/somewhereskies ByMeACoffee: http://www.buymeacoffee.com/UFxzyzHOaQ PayPal: sprague51@hotmail.com Email: ryan.Sprague51@gmail.com YouTube: https://www.youtube.com/@SomewhereintheSkies Discord: https://discord.gg/NTkmuwyB4F Bluesky: https://bsky.app/profile/ryansprague.bsky.social Twitter: https://twitter.com/SomewhereSkies Instagram: https://www.instagram.com/somewhereskiespod/ Tik Tok: https://www.tiktok.com/@ryansprague51 Order Ryan's new book: https://a.co/d/4KNQnM4 Order Ryan's older book: https://amzn.to/3PmydYC Store: http://tee.pub/lic/ULZAy7IY12U SpectreVision Radio: https://www.spectrevision.com/podcasts Read Ryan's articles at: https://medium.com/@ryan-sprague51 Opening Theme Song by Septembryo Copyright © 2025 Ryan Sprague. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Instagram's added the ability to let your compare your account's metrics to 10 other accounts, because mental health isn't really that important. Also the Head of Instagram answers some questions and I ask kindly if you could please leave a review of the show because having a podcast is sometimes like shouting into the void. Links:Instagram: Instagram has added a Competitive Insights feature (Threads) Sign Up for The Weekly Email Roundup: NewsletterLeave a Review: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Apple Podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Me on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@danielhillmedia⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

America's business culture in the mid-century was decidedly drab: men in dark suits with close-cropped hair ruled the day, and in many ways were perfectly primed for disruption. So it was that the youngest division head ever to grace the C-suite at General Motors built a maverick reputation and, upon leaving (or being pushed! Accounts differ) set about to start a car company from scratch. John DeLorean's dream sports car did briefly become a reality, but the ephemera and shady dealings that put a few thousand of them on the road would lead to an epic downfall, and cost him his family as well. Want early, ad-free episodes, regular Dumpster Dives, bonus divorces, limited series, Zoom hangouts, and more? Join us at patreon.com/trashydivorces! Want a personalized message for someone in your life? Check us out on Cameo! To advertise on our podcast, please reach out to info@amplitudemediapartners.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

America's business culture in the mid-century was decidedly drab: men in dark suits with close-cropped hair ruled the day, and in many ways were perfectly primed for disruption. So it was that the youngest division head ever to grace the C-suite at General Motors built a maverick reputation and, upon leaving (or being pushed! Accounts differ) set about to start a car company from scratch. John DeLorean's dream sports car did briefly become a reality, but the ephemera and shady dealings that put a few thousand of them on the road would lead to an epic downfall, and cost him his family as well. Want early, ad-free episodes, regular Dumpster Dives, bonus divorces, limited series, Zoom hangouts, and more? Join us at patreon.com/trashydivorces! Want a personalized message for someone in your life? Check us out on Cameo! To advertise on our podcast, please reach out to info@amplitudemediapartners.com. Learn more about your ad choices. Visit megaphone.fm/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hans and Robby are back again this week with a brand new episode! This week, they discuss tax advantaged accounts for children.  Don't forget to get your copy of "The Complete Cardinal Guide to Planning for and Living in Retirement" on Amazon or on CardinalGuide.com for free! You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com. Find us on YouTube: Cardinal Advisors.

Episode SummaryIn this episode of One for the Money, we explore a common misconception that holds too many people back from reaching their full financial potential: believing that having accounts equals having a financial plan.I share my personal financial journey — including real-life challenges, eye-opening lessons, and hard-won insights — to demonstrate why a collection of IRAs, 401(k)s, and 529s doesn't constitute a plan.You'll also learn about the five essential domains of financial planning, and why aligning these with your ideal life is the key to long-term success and fulfillment.Whether you're nearing retirement, building wealth, or just starting out, this episode will challenge the way you think about your money and help you take the first steps toward better planning and a better life.What You'll Learn in This EpisodeWhy most Americans mistake accounts for a financial plan — and the risks of doing soThe five critical areas every true financial plan must addressHow to align your money with your life's most important goalsReal client stories that reveal costly — and avoidable — financial mistakesHow to avoid being among the 60% of retirees who wish they could do it overOne actionable strategy to kick-start your personal planning journey todayTips, Tricks & Strategies SegmentThis week's actionable strategy:Envision your ideal life, then build your financial plan around it.Learn how to prioritize your goals, assess alignment with your current financial picture, and determine whether you're on the most efficient path to achieving what matters most. Spoiler alert: It starts with clarity and ends with intentional planning.The 5 Domains of a Complete Financial PlanIncome – Your cash flow strategy (now and in retirement)Investments – Your portfolio allocation and growth strategyInsurance – Risk management and protection for your familyTaxes – Lifetime tax planning to maximize after-tax wealthEstate Planning – Directing your legacy with wills, trusts, and powers of attorneyMemorable Quotes“We don't rise to the level of our dreams — we fall to the level of our planning.”“A 401(k) is not a plan. A Roth IRA is not a plan. A bunch of accounts is not a plan.”“Better planning leads to a better life. Especially when it's based on your best life.”Want More?Subscribe to One for the Money on your favorite podcast platform.Ready to plan your ideal retirement? Schedule a free consultation with our team.https://BetterPlanningBetterLife.com Connect with Jonny on LinkedIn

Storytelling Break: Strange Tales of California FERAL PEOPLE - Based on true accountsBecome a supporter of this podcast: https://www.spreaker.com/podcast/missing-persons-mysteries--5624803/support.

It's Halloween! There's a guy with an axe who wants to get into your iPhone! We'll talk about keeping him out. Plus - ghosts may not be real, but ghost accounts are. We'll tell you how to be a ghost account buster on this edition of The Checklist, brought to you by SecureMac. Check out our show notes: SecureMac.com/Checklist And get in touch with us: Checklist@Securemac.com

The big brokerage firms are fighting for your investment accounts Our investment advisory firm over the years has never been a favorite of the big brokerage firms because we generally only do three, maybe four trades on average per year. But the big brokerage firms are now acting like the casinos in Las Vegas and are doing everything they can to get you on their platform. They will give you all kinds of tools and seminars, so you'll take higher risk and do more trading. In the meantime, they're downplaying the risk of trading. You see also like the casinos in Las Vegas, there are now stories of them giving away free rooms for the big players and they are giving you free software and free education on how to trade. Robinhood even invited 1000 people to Las Vegas and took them go kart racing and provided classes with their new trade platform. Schwab and Fidelity are doing similar types of events to get you to use more of their services. Once they get you in the door, they can show you how to use margin debt, which by the way hit a new record of $1.13 trillion in September, along with option trading and other exciting ways to make you think you can make a lot of money. Doesn't that sound like the casinos in Las Vegas that try and get you to hit the gambling tables? Unfortunately, it seems to be working somewhat because the percentage of investors who now have self-directed accounts is 33%, which is a big increase from 24% just five years ago. My problem with this, as you can tell, is I don't believe they're teaching people how to invest but more on how to gamble and how exciting it can be. Going back 100 years it's still the same with Wall Street, they will make some big profits, and the small investors will lose most if not all of their nest egg. Can Travis Kelce turn around Six Flags? If you're not sure who Travis Kelce is, he is a tight end for the Kansas City Chiefs and engaged to the well-known singer Taylor Swift. Six Flags, which is a public company that trades under the symbol FUN, has received an investment of $200 million from the activist investment company JANA Partners. It was not disclosed how much investment Travis has of the $200 million, but he does like to invest in companies both public and private. He has investments in over 30 companies that include manufacturing, distribution, consumer goods, entertainment, and a beer company. He is pretty excited about his investment because as a kid he used to love the roller coasters, Dippin' Dots and him and his brother have great memories at Six Flags. He has suggested that they do a roller coaster with a 300 foot drop where riders feet dangle from beneath. Investing in Six Flags seems to be an uphill battle. Year to date the stock is down roughly 45%, the company is losing money and has a market capitalization of $2.6 billion. Travis does have a long-term perspective on all his investments likes we do. He is OK investing in a company losing money in hopes it could be turned around. Our philosophy at our firm is we will not invest in companies that do not have earnings. One benefit he does have is obviously his name and I'm sure if him and his fiancé, Taylor Swift, would start showing up at Six Flags, you can bet that they will be all over the news giving the company some nice free advertising.   Markets actually declined after the Fed rate cut  On Wednesday, the Fed announced they would lower their benchmark overnight borrowing rate by 0.25% to a range of 3.75%-4%. This marked the second consecutive cut of 0.25% and there is still one meeting left this year where we could see another rate cut. The keyword here is could and the lack of conviction around another cut is likely what spooked the market. Powell said a December rate cut isn't a “foregone conclusion” and while recently appointed Fed Governor Stephen Miran again dissented in favor of a 0.5% cut, there was also a hawkish dissent with Kansas City Fed President Jeffrey Schmid voting for no decrease. Schmid's vote and Powell's language was likely what sent the market lower after the announcement as many essentially had the December rate cut factored in as a sure thing. Powell also added that there is “a growing chorus” among the 19 Fed officials to “at least wait a cycle” before cutting again. This resulted in traders lowering the odds for a December cut to 67% from 90% the day prior. Given the lack of data and an economy that still appears to be in an alright position, I do believe the Fed needs to be careful cutting too quickly especially since they are taking another accommodative stance with the announcement that they would be ending the reduction of its asset purchases – a process known as quantitative tightening – on Dec 1. This in theory will stimulate the Treasury and mortgage-backed securities markets, which should help with longer dated debt instruments, as the Fed was allowing these assets to just roll off the balance sheet and now will need to step in and buy new debt to replace the securities as they mature. While QT shaved off around $2.3 trillion from the Fed's balance sheet, Covid led to a major expansion from just over $4 trillion to close to $9 trillion. The question is with the rapid expansion just a few years ago, was enough removed from the balance sheet to put it at a more normalized level. Like with the Fed cuts, I do believe if monetary policy eases too much, we risk a return of inflation and a further increase in many speculative assets that could cause problems down the road.   Financial Planning: When does a Solar System Make Sense? Buying a solar system generally makes the most sense if you use a lot of electricity and plan to stay in your home long term. Installing by the end of 2025 allows you to capture the 30% federal tax credit, which significantly shortens the payback period. If the system is financed with a mortgage or home equity line of credit (HELOC), the interest may be tax-deductible, allowing for little or no upfront cash outlay and after-tax loan payments that can be lower than the monthly electricity savings. Owned solar panels usually increase home value, though not always enough to fully offset the system's cost, which is why longer-term ownership is important to recoup the investment. In California, including a battery is almost always recommended so you can store power generated during the day for use at night, reducing the need to buy expensive electricity from the grid. Leasing can be attractive for shorter-term homeowners if lease payments are well below current utility costs, but leases generally don't increase home value and don't qualify for tax credits. The main advantage is immediate monthly savings without an upfront investment, though leased panels can complicate a future home sale. In some cases, it may be best not to install solar at all—for example, if you don't plan to stay in the home long term, or if your electricity usage and potential savings are too low to justify the hassle and possible roof wear from installation.   Companies Discussed: The Coca-Cola Company (KO), Capital One Financial Corporation (COF), QUALCOMM Incorporated (QCOM), Knight-Swift Transportation Holdings Inc. (KNX)

Ending Sexploitation Podcast (Episode 83) Character.AI has announced a surprising and encouraging change to their platform that would restrict usage to 18+ users. It remains to be seen how accurate and reliable their system handles age verification, and Haley McNamara and Dani Pinter discuss the lead up to this monumental change for a major player in the AI companion bot space. Sign this petition to have other AI companies make this change! https://advocacy.charityengine.net/Default.aspx?isid=2673      Read the NCOSE press statement on the new GUARD Act: https://endsexualexploitation.org/articles/children-are-victims-of-ai-chatbots-guard-act-will-add-necessary-guardrails/  Read the article on Mashable about this announcement from Character.AI: https://mashable.com/article/character-ai-teens-no-longer-allowed-open-ended-chats-with-chatbots Read the full report From HEAT Initiative and Parents Action Together on AI Kids' Accounts: https://heatinitiative.org/wp-content/uploads/2025/08/HEAT_REPORT_CharacterAI_FINAL_PM_29_09_25.pdf 

It's Halloween on Common Folk, and Andy brings a chilling tale straight from Nebraska's heartland — the legend of the Salt Witch. Accounts and sightings still arise of her roaming the Saline wetlands, striking fear in those who cross her path. From stories told by early Native Americans to pioneer-era encounters on the plains' slat flats, this haunting tale has been whispered for generations. Tune in for ghostly storytelling, local lore, and a few laughs along the way.Show notes & Sponsor links:https://barnowl.tech/

Da einige in unserem Team aktuell krank sind, gibt es diese Woche leider keine neue Folge. Dafür haben wir in unserem Archiv diese starke Folge aus dem Mai 2022 gefunden, die wir euch sehr ans Herz legen wollen.Luisa L'Audace erlebt aufgrund ihrer Behinderung schon ihr ganzes Leben Diskriminierung – als Frau und noch mal verstärkt als Frau mit Behinderung. Ableismus nennt sich diese Form der strukturellen Diskriminierung. Lena geht mit Luisa der Frage nach, wieso Ableismus in feministischen Diskursen so oft vergessen – oder teilweise sogar reproduziert wird. Dabei geht es nicht nur um barrierearme Zugänge zu feministischen Veranstaltungen oder Demonstrationen, sondern auch um sexuelle Selbstbestimmung, Reproduktionsrechte und Fetischisierung.Danke an alle, die den Lila Podcast unterstützenHelft uns, damit unsere Arbeit fair bezahlt werden kann! Alle Infos darüber, wie ihr den Lila Podcast supporten könnt, haben wir für euch hier gesammelt.Links und HinweiseLuisa L'AudaceAngry CripplesBMFSFJ zur Gewalt an Frauen mit Behinderung:Essay zu Schönheit und Körper mit BehinderungenLuisa L'Audace im Spiegel über Risikogruppen in der Corona-PandemieEingeschränkte Solidarität – Feminismus zwischen Ableism und Intersektionalität von Kirstin AchtelikMord an Menschen mit Behinderung in PotsdamPodcastempfehlung: Die neue NormAktuelle Werbepartner und weitere Infos zum PodcastWeitere tolle Accounts und Bücher über Inklusion und AbleismusKatrin AimeeRaul KrauthausenNatalie Dedreux Jasmin DickersonBuch: „Bist du behindert, oder was?“Wir freuen uns sehr, euch ein Transkript zur Sendung zur Verfügung stellen zu können. Es wurde automatisch erstellt. Ihr findet es auf unserer Website. Hosted on Acast. See acast.com/privacy for more information.

Seth and Sean react to Kevin Durant on the Pivot podcast saying "authentic" interactions with fans on social media helps the leagues.

The right amount of money in the wrong place is still wasted money. So Jen and Jill spent years testing different savings accounts, earning thousands in passive income along the way, to find out which HYSAs truly deliver the best savings. In this episode, they walk us through the best accounts this fall season and compare who they're really good for.

Timestamps: 0:00 it's almost halloween i guess 0:19 AMD renames, rebadges older laptop CPUs 1:17 RedTiger-based Discord account hack 2:20 Australia sues Microsoft 3:31 War Thunder! 4:24 QUICK BITS INTRO 4:34 Fujitsu laptops with Blu-ray drives 5:21 Cooler Master walks back repair instructions 6:12 NHTSA investigate's Tesla's Mad Max mode 7:03 Microsoft files $4.7 in OpenAI losses under 'other' 8:03 Mushrooms as memristors! NEWS SOURCES: https://lmg.gg/mXOat Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through the five financial accounts you need to set up BEFORE the calendar turns to 2026. ---

If you haven't listened to Part 1: How I Got Hacked, pause right here and go back to that episode first—it sets the stage for everything we're diving into today. In this follow-up, I'm sharing the next chapter of the story: how I recovered my accounts after 54 weeks of frustration, dead ends, and persistence. From learning what not to do, to finally finding the steps that worked, I'll walk you through exactly what happened, what I learned, and what you can do to protect yourself before you're ever in this situation.We'll cover:The moment I realized recovery was possibleHow I navigated Meta's confusing systems and got real helpThe strategies that worked (and what didn't!)What every fitness professional should know about digital security and account recoveryThis episode isn't just a story—it's a guide. My hope is that by sharing my experience, you'll take away practical steps to protect your online presence, your business, and your peace of mind.

Send us a text Friendly Bear UniversityGet Profitable & Master Your Trading - Memberships & Courses Now AvailableSageTraderSageTrader powers Wall Street & retail traders with ultra-low clearing fees & premium locates Flash ResearchUse coupon code FB15 for 15% off Premium. Find your edge with the best stock analyzer AskEdgarUse Code friendlybear for 25% off for AskEdgar, the new standard for researching SEC filingsDavid's InstagramSubscribe for behind the scenes trading related contentDavid's X ProfileFollow David Capablanca on X!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

All the news and action from this week's world of rugby including URC disciplinary action, Leicester Tigers' Accounts and the new England Squad. LTBP. Hosted on Acast. See acast.com/privacy for more information.

Matt and Nic are back with another week of news and deals. In this episode:  Old fashioned crime is back Quantum risk to Bitcoin More outcry in Washington over the Democratic edits to market structure CZ gets a presidential pardon  Federal Reserve announces a payments charter   

Snag Our Simplified Budget System!Divorce is one of the most emotionally and financially challenging transitions you can go through — but it doesn't have to mean financial chaos.In this episode of Financial Coaching for Women, Shayna and Vanessa sit down with Linda, a listener who's in the middle of an amicable divorce but still navigating shared accounts, joint debts, and a home they co-own.Together, they walk through how to start separating finances, set up a simple money system, and communicate effectively with a spouse during such a sensitive season. You'll hear practical steps for setting boundaries, tracking shared bills, and creating financial independence — even before the divorce is finalized.If you're trying to move forward financially while everything feels messy, this episode will give you both clarity and confidence.

#651: Many who reach CoastFI find themselves in a strange in-between: financially independent enough to stop saving, but not ready to fully retire. When you're living off a taxable brokerage for decades, does the “never hold bonds in taxable” rule still apply? This episode explores how traditional asset location advice meets real-life spending. We unpack how to balance growth, taxes, and stability when your taxable account becomes your paycheck. Then we shift to two more listener dilemmas: helping a parent retire through shared home ownership, and using covered-call strategies to earn income from a stock-heavy portfolio. Listener Questions in This Episode Brandon (1:28): “I'm CoastFI and will withdraw from my taxable account for the next 20 years. Should I hold bonds in taxable, or keep it all in stocks?” Brandon's retirement accounts can grow untouched, but his taxable brokerage will fund two decades of living expenses. The classic rule says avoid bonds in taxable, yet Paula explains why that advice isn't universal. When your taxable account funds your life, it needs to act as a complete portfolio. We discuss how to balance risk, prioritize liquidity, and plan your glidepath into CoastFI life. Andrew (22:07): “My spouse and I co-own a home with my mother-in-law. How can we help her retire without creating family tension?” We explore fair, flexible ways to support an aging parent while keeping relationships healthy. Paula explains how to design a win-win deal and why seller financing can help balance cash flow and peace of mind. Chandan (49:16): “Can covered-call ETFs help me generate income from my stock portfolio and RSUs?” We explain how covered calls work, what “covered” really means, and the tradeoff between steady income and limited upside. For those with concentrated stock positions, Paula shares when covered calls make sense—and when simpler plans win. Key Takeaways The “no bonds in taxable” rule isn't universal. When you're drawing solely from taxable accounts for many years, that account needs to function as its own mini-portfolio, including bonds or cash for stability. Asset location follows purpose, not dogma. Tax efficiency matters, but liquidity and risk management take priority when the account funds your life. Think in terms of buckets. Your retirement accounts can stay growth-oriented while your taxable account carries the ballast for spending. Plan ahead for rebalancing. When taxable balances decline, know how and when to refill your bond/cash sleeve from other sources to keep your glidepath intact. The transition to CoastFI is a mental shift. You're no longer optimizing for maximum returns, you're designing for peace of mind and steady withdrawals. Chapters Note: Timestamps are approximate and may differ across listening platforms due to dynamically inserted ads. (01:28) Brandon's CoastFI question: bonds in taxable when withdrawals start now (03:56) Why “no bonds in taxable” is a rule of thumb, not a law (12:42) How to treat taxable as a stand-alone portfolio (18:31) Balancing tax efficiency with cash-flow reality (25:26) Helping a parent retire through shared property ownership (01:05:40) Options: Buying or selling with Options (01:07:07) Covered calls explained simply, income with a ceiling Resources & Links Asset Location Cheat Sheet (free): affordanything.com/assetlocation Guide to Double-I FIRE (free): affordanything.com/fiire Learn more about your ad choices. Visit podcastchoices.com/adchoices