Podcasts about money mistakes

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: what are the financial benefits of marriage? We want to upsize to a bigger house; how do we know if we can we afford the bills? How do I deal with unfairness when investing for my children of different ages? We have a success, where our caller switched bank but was able to keep their linked regular saver. There's also an update to the “which student loan do I pay back first?” question from last week, and Martin's discovered a real problem with the answer! Plus, if Martin could go back in time, what event would he choose to go to, and why? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you've always wanted to know if he's green-fingered, how many books he's read this year, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.

Before the headlines, the public feuds, and reality television, Benzino helped build one of the most influential platforms in hip-hop history.In this powerful episode of Inside the Vault with Ash Cash, Benzino opens up about his journey from the streets of Boston to co-founding The Source magazine and helping shape how hip-hop was covered, rated, marketed, and respected. He reveals how The Source grew into a multimillion-dollar media company, why he and Dave Mays rejected a $55 million offer from BET founder Bob Johnson, and how they eventually lost control of the platform they spent nearly two decades building.Benzino also speaks about his long-running feud with Eminem, why he believes the industry gave Eminem preferential treatment, and how taking that position affected his music career. In an exclusive conversation, he claims Universal still owes him more than $15 million connected to The Source compilation albums and explains why he is pursuing the matter legally.Beyond the industry, Benzino gets personal about rebuilding his relationship with his daughter Coi Leray, learning how social media affects family conflict, making major money mistakes, losing material possessions, and discovering a level of peace he says he never experienced while making millions.This conversation explores ownership, legacy, industry politics, fatherhood, forgiveness, faith, redemption, and what happens when the world remembers your controversy but forgets your contributions.Do you agree with Benzino's views on Eminem and the current state of hip-hop? Let us know in the comments.Follow Benzino:Instagram: @benzinosstilldopeFollow Ash Cash:Instagram: @iamashcashWebsite: www.iamashcash.comFollow Inside the Vault:Instagram: @insidethevaultWebsite: www.insidethevaultshow.comContinue your wealth-building journey inside The Abundance Community, where you'll gain access to the Abundance Score™ Assessment, your Personalized Abundance Roadmap™, the 9-Step Abundance Formula™, live coaching, practical tools, accountability, and a community committed to helping you build lasting wealth.Join today:

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1033. Host Laura Adams sits down with family law attorney Cari Rincker to unpack the crucial intersection of love, law, and your wallet. Cari reveals why every couple already has a prenuptial agreement (whether they signed one or not) and discusses legal differences between states for divorce. You'll learn how to protect your assets, open the lines of communication, and build a secure financial future together.Key TakeawaysWhy your state's default divorce laws may not be the prenuptial agreement you want in force if you break up.Start the prenup process at least three months before your wedding to ensure ample time for financial disclosures and any tough conversations.In states with equitable division (like Illinois and New York), assets are divided in divorce based on factors the courts use to determine what's “fair.”In community property states (like California and Arizona), there is a more straightforward split of assets and liabilities than in equitable states.The laws of the state where you actually file for the dissolution of the marriage are what will apply, not where you got married.Be sure you have access to your household's financial records, including tax returns, bank statements, and online account logins.To save on the steep emotional and financial costs of a divorce or asset negotiation, couples should avoid fighting over minor details and instead focus their energy on their highest-priority issues.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Financial planning for divorce doesn't have to feel overwhelming. Learn how to take control of your money, reduce financial fear, and confidently navigate divorce with expert guidance from Certified Financial Planner Donna Jean Kendrick.Divorce can leave even the smartest women feeling overwhelmed by money. Whether you're preparing for divorce, recovering from widowhood, or simply want to become more financially confident, this conversation is packed with practical advice that can change your future.In this episode of Doing Divorce Different, Lesa sits down with Certified Financial Planner® Donna Jean Kendrick, who transformed her own heartbreaking story into a mission of helping women navigate life's biggest financial transitions.After unexpectedly losing her first husband, Donna discovered firsthand how confusing—and frightening—financial decisions can become during times of grief. Today, she specializes in helping women create confidence, clarity, and financial security through financial planning for divorce, widowhood, and blended families.Together, Lesa and Donna discuss why every woman should understand her finances, regardless of her marital status, and how financial planning for divorce can eliminate fear, provide clarity, and create lasting peace of mind. They also share practical steps you can take today to become financially empowered before a crisis ever happens.Whether you're considering divorce, currently in the middle of one, rebuilding afterward, or simply want to become more financially informed, this episode will leave you feeling hopeful, prepared, and empowered.If you're ready to take action, Donna also shares her free 6-Week Financial Challenge to help you organize your financial life one simple step at a time.Timestamps(00:00) Introduction to Donna Jean Kendrick and her inspiring mission(03:10) Losing her husband and rebuilding life from the ground up(10:12) Why major life transitions make financial decisions so difficult(16:42) The importance of slowing down before making money decisions(21:30) How financial planners help women through divorce and widowhood(27:05) Why knowledge replaces financial fear(34:18) The Divorce Money Map and organizing your financial life(42:14) Lessons every married woman should learn about finances(50:27) Why every woman should understand her own money—even in a happy marriage(58:33) Practical financial habits that create confidence and peace(1:04:45) Donna's books, free resources, and 6-Week Financial ChallengeKey TakeawaysFinancial fear decreases dramatically when you understand what you own, owe, and control.Major life transitions are not the time to make rushed financial decisions—slow down and seek trusted guidance.Every woman should know where important financial documents, accounts, and assets are located, regardless of her relationship status.Building financial confidence starts with small, manageable steps—not becoming an expert overnight.Financial planning is about creating peace of mind, not just growing wealth.Guest BioDonna Jean Kendrick is a **Certified Financial Planner® (CFP®), Certified Divorce Financial Analyst® (CDFA®), author, speaker, and host of the Widow Wisdom & Wealth Podcast. After losing her first husband unexpectedly, Donna dedicated her career to helping widows, divorced women, and blended families confidently navigate life's financial transitions. Through education, compassion, and practical tools, she empowers women to build financial clarity and long-term security.Resource LinksDonna Jean KendrickWebsite: https://donnajeankendrick.comFREE 6-Week Financial ChallengeGet your financial house in order in just six weeks. Each week, Donna sends a short video and simple action step to help you organize your finances and build confidence.https://donnajeankendrick.com/6-week-challenge/Books by Donna Jean KendrickThe Divorce Money MapA Guide to WidowhoodA Guide to Blended FamiliesPodcastWidow Wisdom & Wealth PodcastConnect with Lesa KoskiDoing Divorce Different PodcastTags/Keywordsfinancial planning for divorce, divorce finances, divorce financial planning, divorce money, women and money, financial empowerment for women, divorce coach, divorce mediation, certified financial planner, certified divorce financial analyst, financial confidence, women after divorce, widow financial planning, blended family finances, divorce money map, financial education, budgeting after divorce, divorce preparation, money mindset, divorce support, women over 40, life after divorce, divorce recovery, Doing Divorce Different podcast, Lesa Koski, Donna Jean Kendrick

We all have a list… things we watched our parents do as they got older and swore we'd never do ourselves. We'd stay active. We'd embrace technology. We'd get the hearing aid. And then life happens. Washington Post columnist and author Steven Petrow has been thinking about this for nearly 20 years, and he joins Jean today to talk about the aging and money mistakes we make despite our very best intentions, and how to find your way back to joy even in the darkest chapters. Steven is the author of Stupid Things I Won't Do When I Get Old and his latest book, The Joy You Make, and he brings his signature honesty and humor to conversations about aging, money, loss, and starting over. In this episode, we cover: Why we all turn into our parents in the end, and why that's not entirely a bad thing How Steven found joy after losing both parents, going through a divorce, and watching his sister Julie battle Stage 4 ovarian cancer, all in the same year Why joy isn't the fireworks, and the small, everyday moments that actually sustain us Jean's new book, The Forever Paycheck, is your guide to building a secure, steady income stream so you can age on your own terms and actually enjoy the retirement you've worked so hard for. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Moolala: Money Made Simple, host Bruce Sellery digs into the money mistakes we all make and how to overcome them. Certified financial planner Hanna Horvath unpacks "friction maxxing," the trend of intentionally making spending harder (and saving easier) to curb impulse purchases. Financial coach Alana Abramsky of Broad Money walks through seven popular budgeting methods, the traditional and zero-based budgets, 50-30-20, goals-based, pay-yourself-first, spending caps, and the envelope system, and how to find the approach that actually fits you. Equifax Canada's Julie Kuzmic delivers a credit score reality check, explaining why recent credit history, unreported mortgages, and statement-period timing can quietly shape your score. And Larry Zelvin of BMO Financial Group reveals how criminals are using AI, from deepfakes to QR-code traps, plus practical steps to protect your money. Brought to you in part by Credit Canada. To find out more about the guests check out: Hanna Horvath: Substack | Instagram | TikTok Alanna Abramsky: broadmoney.ca | Instagram Julie Kuzmic: X | LinkedIn Larry Zelvin: LinkedIn | Facebook | X | Instagram | YouTube Bruce Sellery is a personal finance expert and best-selling author. As the founder of Moolala and the CEO of Credit Canada, Bruce is on a mission to help you get a better handle on your money so you can live the life you want. High energy & low B.S., this is Moolala: Money Made Simple. Find Bruce Sellery at Moolala.ca | X | Facebook | LinkedIn

I had a great time talking with Adam from The Road Podcast! We get into why so many of us make the same money mistakes on repeat — not because we're “bad with money,” but because we're trying to fix something emotionally underneath it all.During this podcast we discussed:- Why money behavior is often a coping mechanism, not a logic problem- The idea of a “leaky container” (and how it shows up as overspending/debt)- Why paying with cards feels like “funny money” compared to cashAnd so much more!For the full episode, check out The Road Podcast on YouTube: https://youtu.be/86kHHpe0WAI?si=xSsrs46b7uePi_BeDiscover the power of a heart-centered approach! Join my free workshop where you'll share your challenges and gain valuable insights to move forward. Sign up for the workshop here: https://www.impactyourlifenow.com/impact-workshop-registration-evergreen-socialsGet my audio book! https://www.impactyourlifenow.com/ayw-book-order-pageThe Four Spiritual Laws of Money: https://www.impactyourlifenow.com/the-4-spiritual-laws-of-moneyJoin Julie on her mission to heal the world financially.Julie Murphy CLU, ChFC, CFP®, is an independent CERTIFIED FINANCIAL PLANNER™, author, and media expert who wants you to heal your emotions to prosper financially and in life.To Schedule Julie on Your YouTube or Podcast Show... Please email Julie at Julie@JulieMurphy.comhttps://juliemurphy.com/Join our community on social media!http://facebook.com/AwakenWithJuliehttps://www.tiktok.com/@awakenwithjuliehttp://Instagram.com/AwakenWithJuliehttps://www.youtube.com/c/JulieMurphyhttps://www.linkedin.com/in/juliemariemurphyTOO MANY PEOPLE HAVE FEARS AND OTHER UNHEALTHY EMOTIONS AROUND MONEY. Whether you were born rich, poor, or somewhere in between, money has always been an integral part of your life. However, too many people have fears and other unhealthy emotions around money. These debilitating beliefs are often subconscious, shaped by a lifetime of early experiences seen through other people—not based on objective reality. So can you break free from these restrictive beliefs and emotions, be able to “dream big,”—and actually accomplish your hopes and dreams? The answer is yes: Now, there is a way to harness the powerful energy around money and build real wealth.Beyond Your Wildest Dreams, LLC has no affiliation with LPL Financial, Sequoia Wealth Management, or JMC Wealth Management, Inc.

On this episode of CFO at Home, Vince talks with David Nassief, who went from being fired and nearly broke at 63, to achieving a seven-figure net worth by 69. David explains how decades of procrastination, market timing, and inconsistent 401(k) contributions left him unprepared, then describes how he rebuilt by turning off financial ·noise,· studying extensively, and creating a one-page ·Wealth Compass· with nine trail markers and five North Star principles, to stay focused and avoid shiny-object mistakes. David discusses how he attributes his results to investing a large portion of income monthly, using low-cost index funds, and taking advantage of market volatility to buy more when markets fell. They also discuss the destructive impact of fees, skepticism of market forecasts, the challenge of getting back in the market after timing exits, and David·s key tips: get out of debt, follow the money, and prioritize self-education. Check out David·s free PDF compass and book for details at onepagewealthcompass.com. Key Topics: 01:30 From Fired to Millionaire 02:22 Decades of Money Mistakes 03:24 No Plan No Future 06:06 Building the Wealth Compass 08:35 Two Funds and Volatility 14:33 Why Market Timing Fails 15:47 Job Loss and Commission Pivot 16:28 Nine Markers and Principles 20:49 Fees Advisors and Termites 25:43 Two Tips Debt and Skepticism 28:49 Education and Staying Disciplined 31:24 Book, Compass, and Final Encouragement Key Links: https://onepagewealthcompass.com/ Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500  

Certified Financial Planner Marc Sydow joined Jacob for our regualr Money Sense slot. Views and News with Clarence Ford is the mid-morning show on CapeTalk. This 3-hour long programme shares and reflects a broad array of perspectives. It is inspirational, passionate and positive. Host Clarence Ford’s gentle curiosity and dapper demeanour leave listeners feeling motivated and empowered. Known for his love of jazz and golf, Clarrie covers a range of themes including relationships, heritage and philosophy. Popular segments include Barbs’ Wire at 9:30am (Mon-Thurs) and The Naked Scientist at 9:30 on Fridays. Thank you for listening to a podcast from Views & News with Clarence Ford Listen live on Primedia+ weekdays between 09:00 and 12:00 (SA Time) to Views and News with Clarence Ford broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/erjiQj2 or find all the catch-up podcasts here https://buff.ly/BdpaXRn Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567See omnystudio.com/listener for privacy information.

The Moneywise Radio Show and Podcast Wednesday, June 3rd  BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Radio Show & Podcast" call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management LinkedIn: Moneywise_Wealth_Management Guest: Steve Murray, Owner of Murray Family Farms  website: https://www.murrayfamilyfarms.org/ The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision. Steve Murray and Murray Family Farms are not affiliated with nor endorsed by LPL Financial or Moneywise Wealth Management].

In this episode of Switch Your Money On, Helen Morrissey and Clare Stinton unpack the most common money mistakes and how to avoid them. From delaying investing and neglecting budgeting to pension pitfalls, tax relief oversights and leaving savings in low‑interest accounts, they share practical tips and real‑life lessons to help you build stronger financial foundations. Whether you're starting out or planning for retirement, this episode highlights small changes that can make a big difference over time.This podcast isn't personal advice. If you're unsure what's right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Spend five minutes on Reddit or YouTube and you'll find people being brutally honest about what they wish they had done differently with money. Today, Ryan's pulling from some of those real conversations and breaking down the lessons behind them. The best time to learn any of these lessons was at 25. The second-best time is right now. If you're ready to stop leaving opportunity on the table, let's talk about what that looks like for you specifically. Here's what we discuss in this episode: ⏳ Time Is Your Biggest Asset

Yacht crew can earn serious money very early in life, often with very few living expenses. That should be a massive advantage. Too often, it becomes a missed opportunity.In this episode of Rich AF, Charl Minnaar speaks with Dr. Pieter de Villiers of Money Marx about what really happens when high income meets low structure, lifestyle inflation, bad habits, and the financial chaos that can come with life at sea.This is not a dry money lecture. It is a straight conversation about why so many crew can spend years in yachting, earn more than they ever thought possible, and still walk away with very little to show for it.Pieter brings the perspective of a financial planner, educator, and former veterinarian who built Money Marx after realising how little most people are taught about managing money. Together, he and Charl break down the basics that actually matter: budgeting, debt, emergency funds, investing, behaviour, fees, and why the first job is not to look wealthy, but to become financially solid.They also get into the psychology of yachting. When crew work around extreme wealth every day, spending can start to feel distorted. A handbag, a beach club bill, or a few wild nights out may seem small compared to the world around them, but those choices can quietly burn through the very income that could have changed their future.This conversation is blunt, practical, and badly needed. Yachting gives crew one of the rarest financial opportunities in the world: strong earnings, low expenses, time, and mobility. The question is whether that window gets used properly or wasted.Topics covered include:• Why yacht crew have such a rare financial opportunity • Budgeting, debt, and emergency funds • Why emergency funds need to be based on land life, not yacht life • The difference between financial knowledge and financial behaviour • Lifestyle inflation in yachting • Investing products, buckets, and long-term planning • Index funds and staying the course • Fee traps and financial products crew should questionHost: Charl Minnaar | The Yachting Investor Guest: Dr. Pieter de Villiers | Money MarxGuest Links: Money Marx: https://www.moneymarx.com/ YouTube: https://www.youtube.com/c/MoneyMarx/about X: https://x.com/Money__Marx Honest Money: http://www.honestmoney.co.zaRich AF | Yachting International RadioNote: This episode reflects personal opinion and industry experience. Nothing in this conversation should be taken as financial, investment, tax, or legal advice. Always speak with a qualified professional before making financial decisions.

Have you ever finished a project and thought… “Wait, where did all the money go?”One of the biggest mistakes creatives make is treating money as something that shows up at the end—rather than something that needs structure from the very beginning. And that mindset? It quietly drains your profit, your energy, and your confidence.In this episode, I sit down with Lauren Nist, a bookkeeping and advisory expert who works behind the scenes with creative businesses. Together, we unpack the most common money mistakes interior designers make—from underpricing and scope creep to poor billing systems—and how to fix them. If you want financial clarity, stronger boundaries, and a business that actually pays you back, this is your starting point.Featured GuestLauren Nist is a co-founder of Magnolia & Main, a virtual bookkeeping and advisory firm dedicated to helping small business owners gain financial clarity and confidence. With years of experience supporting creative and service-based businesses, Lauren specializes in simplifying the money side of business—from pricing and billing systems to job costing and cash flow management. Her approachable, judgment-free style helps entrepreneurs feel empowered, supported, and in control of their finances.What You'll Learn in This Episode✳️ Why creatives struggle with financial structure✳️ How to protect your cash flow early✳️ Billing ahead vs. acting like the bank✳️ Spotting red flags in client behavior✳️ Simple profit planning for interior designersRead the Blog >>> Interior Design Money Mistakes (And How to Fix Them)NEXT STEPS:

Being smart doesn't guarantee financial success. We break down five critical mistakes highly intelligent people make with money, from overconfidence in stock picking (despite 90% of pros underperforming index funds) to analysis paralysis that can cost over a million dollars in delayed wealth building. Using case studies like Average Allen versus Manny the Mutant, we show how delaying investing by just 10 years turns $225,000 into either $931,000 or over $2 million, why 40% of people earning $500,000+ still live paycheck to paycheck, and how smart people waste mental energy optimizing credit card rewards while missing the decisions that actually build wealth. Whether you're a doctor, engineer, or tech executive wondering why your net worth doesn't match your income, this episode reveals why behavioral consistency matters more than high IQ when it comes to building lasting wealth. ⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Meredith talks about three financial patterns she commonly sees with veterinarians: perfectionism around money, letting student loans drive career decisions, and evaluating compensation too narrowly.These are often decisions that feel reasonable in the moment, but over time can quietly contribute to stress, burnout, and financial stagnation.Key Topics:Why perfectionism can delay financial progressThe cost of waiting for the “perfect” financial decisionHow student loans can influence career choicesBurnout, income pressure, and fear-based decision-makingWhy compensation is much bigger than salary aloneHow to evaluate veterinary job offers more thoughtfullyInterested in financial planning built for veterinarians?Learn more or book a free intro call at allvetfinancial.com

If you want unfiltered financial advice, don't just read a book — scroll the comments. Spend five minutes on Reddit or YouTube, and you'll find people being brutally honest about what they wish they had done differently with money. Today, we're pulling from some of those real conversations and breaking down the lessons behind them. Contact: Great Lakes Retirement Website: http://www.greatlakesretirementsolutions.com/ Call: 989-401-2949

Meet with us: http://talkwithjlp.com

Why go small when you can go massive? Financial Advisors, Brian Preston and Bo Hanson, react to the internet's biggest money mistakes, from Steve-O getting someone approved on a 120-month Dodge Charger to a man who cashed out his 401(k) to buy a boat in the Virgin Islands (and somehow met his wife doing it). We break down the solar panel loan trap, the job-hopping debate, and why personal finance is so personal that a 30-second clip telling you what you must do may be the biggest mistake of all. Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

BUILD A BETTER BUSINESS | Most agents get into real estate chasing freedom—of time, money, relationships, and purpose—but end up trapped building a business that owns them. Dylan and Angela unpack the hidden difference between working in the business versus on it, sharing the framework high-performing agents use to break through ceilings of complexity and reclaim control of their lives. From “freedom from” motivators to “freedom to” vision, they challenge agents to redefine what success actually looks like and build a business that supports it.   In this episode: 00:00 Interviewing New Agents 00:42 Why People Choose Real Estate 02:25 HGTV Versus Reality 02:35 The Freedom Thread 04:05 Freedom From to Freedom To 05:01 Stuck in the Business 06:18 Ceilings of Complexity 08:24 Introducing Four Freedoms 09:41 Freedom of Time 11:16 Buying Back Your Time 12:29 Freedom of Money 13:16 Money Mistakes to Freedom 14:04 Scarcity vs Abundance 14:47 Debt and Wealth Definitions 15:23 Freedom of Relationships 16:35 Choosing Clients and Time 18:12 Freedom of Purpose 19:57 Feeling Stuck and Unstuck 20:34 Dreaming Beyond Survival 22:53 Freedom From vs Freedom To 26:23 Exercise and Final Takeaways   Resources can be found at C21Forge.com/Coaching   Subscribe to the More Than More Podcast for new weekly episodes as we discuss building meaningful and impactful businesses, careers, and lives through real estate. Apple Podcasts Spotify YouTube 

The 12 to 24 months after residency set the trajectory for your entire financial life — and most physicians get it wrong. In this episode, Jimmy and Justin walk through the financial checklist every new attending needs: why you should start a taxable brokerage account immediately (not just max your retirement accounts), how to build a student loan plan before RAP and IBR rules shift, the backdoor Roth transition, vesting schedules that can cost you tens of thousands, and the lifestyle inflation trap that quietly delays financial independence. You can have anything you want — just not everything. Resources: Looking for a CPA that does more than just file taxes each year? Check out Gelt - the proactive Tax team that Jimmy uses: https://moneymeetsmedicine.com/CPA Every doctor needs own-occupation disability insurance.  Get it from a source you can trust: https://moneymeetsmedicine.com/disability Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Snag your copy here: https://moneymeetsmedicine.com/freebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Today, the guest is me and it's time for a solo Q&A where I answer the Questions sent in by the listeners over Instagram, on my new Patreon and on my email list. This is a mix of business, sales, money, performance, and life - pulled directly from questions sent in across Instagram, LinkedIn and recent events.We cover where people are getting it wrong with social media, what actually separates top sales performers, the habits that move you above average, and the small lies people tell themselves that hold them back.We also get into confidence when starting from zero, handling rejection, structuring your days with intent, and the financial principles that actually build long-term wealth.Expect to learn:Why most people are performing on social media instead of progressing their businessThe 3 traits that separate top 1% salespeople5 areas that will immediately improve the life of the average manWhat people are lying to themselves aboutHow to reframe and handle rejection in salesHow to structure your day around outcomes, not being busyThe biggest financial mistake most people makeWhy paying yourself first is critical for long-term wealthThe one investment that always pays offThe worst sales advice you still hear todayAnd the upcoming Scottish Parliament elections on 7th MayGet my Linkedin for Sales Guide - https://colcambro.kit.com/products/linked-in-personal-brand-for-sellingGet my Peak Productivity BLUEPRINT - https://colcambro.kit.com/products/peak-performance-blueprint Shop Puresport supplements with CAMBRO10 - https://puresport.co/CAMBRO10  Make Millionaire Money Moves - https://millionaire-fhcpmlvz.manus.space/?code=2F6EaKY5saFKZMsMjqanQWBook a conversation about Private Medical Insurance with Lewis & Mark - lewis.mitchell@wpa-hcp.org.uk and Mark.McKenzie@wpa-hcp.org.uk Shop Puresport with CAMBRO10 - https://puresport.co/CAMBRO10Connect with Col:Instagram: https://www.instagram.com/col.cambro/  Email List: https://colcambro.kit.com/30bde23b0c  Patreon: https://www.patreon.com/ColCampbell  

What if learning to build wealth didn't start with perfect decisions—but with real mistakes? In this episode of Upticks, Jake and Cory pull back the curtain and share the biggest personal financial mistakes they've made—from early career missteps to hard‑earned lessons about investing, debt, and money mindset. ---------------

In this episode of The Pilates Business Podcast, host Seran Glanfield sits down with finance expert Danielle Hayden to unpack the hidden money mistakes that many boutique fitness studio owners make without even realizing it. From relying on a bank balance to judge business health to overlooking debt, profit margins, and cash flow, this conversation shines a light on the financial red flags that can quietly undermine a growing studio. Seran and Danielle explore what Pilates studio owners, yoga studio owners, and barre studio owners really need to understand about their numbers so they can make smarter decisions, grow a more profitable boutique fitness business, and avoid costly mistakes that lead to stress, burnout, and financial uncertainty.To learn more about Kickstart Accounting go here >> https://kickstartaccountinginc.com/And get the healthy numbers info here https://kickstartaccountinginc.com/healthyGot a question for Seran? Add it here

You can be earning good income, paying your bills, and trying to budget—and still feel like you're stuck in the same financial patterns over and over again. Overspending when you're stressed. Avoiding your accounts when you're overwhelmed. Feeling shame about debt, even when life is the thing that put you there in the first place. In this episode, Shari Rash, founder of GWA Wealth, sits down with certified financial therapist Dr. Erica Rasure to unpack the emotional side of money and why so many financial struggles have less to do with math and more to do with behavior, stress, and past experiences. They talk about the difference between financial stress and financial trauma, how shame keeps people stuck, and why traditional budgeting often fails when it doesn't account for real life—or real emotions. You'll also hear why debt is often the result of life events, not poor choices, and how to start rebuilding your relationship with money without guilt or self-blame. This conversation will help you understand your financial patterns, recognize emotional triggers around spending, and take the first small step toward lasting change—even if you feel overwhelmed right now. You'll walk away with a clearer understanding of why your money habits feel hard to change, how to shift from shame to progress, and practical ways to move forward with more confidence and self-compassion. If you're ready to go deeper than just listening—if you want support, accountability, and a place to work through your money decisions in real time—the Everyone's Talkin' Money Club is here for you. It's where these conversations turn into action, with live guidance, community support, and practical tools to help you build lasting change. You can learn more and join us at everyonestalkinmoney.com. Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us Fan Mail#081. What if the best investment for your kid has nothing to do with what worked for you?In this episode, Justin sits down with Russ Morgan, co-founder of Wealth Without Wall Street and host of the Wealth Without Wall Street Podcast, to unpack one of the most overlooked concepts in building family wealth — Investor DNA.Russ grew up in a home where money was scarce, watched his mom freeze her credit cards in a block of ice to avoid spending, and stumbled into the financial advisory world just in time to have everything he thought he knew blown up by the 2008 financial crisis. That reset sent him on a mission to find a better path — one that doesn't require waiting 30 years to start living.In this conversation, Justin and Russ explore:Investor DNA — why every person, including your kids, is wired to invest in different ways, and how discovering that early can prevent decades of costly mistakesThe financial freedom formula — passive income greater than monthly expenses, and how to use that simple scoreboard to make smarter decisions with every dollarThe "just try" mindset — why imperfect action beats perfect paralysis, and why the best investors hit singles, not home runsReal-world passive income for kids — from vending machines to short-term rentals, how to get your kids building income streams before they even leave high schoolWhy passive doesn't mean hands-off — the front-end work that separates successful investors from disappointed onesThe family time you can't get back — why financial freedom isn't just a money goal, it's a parenting oneWhether you're just starting to think about building passive income or you're already on that path, this episode will give you a fresh framework for how to think about money — and how to pass the right lessons on to your kids before the wrong ones take hold.Resources mentioned: WealthwithoutWallStreet.com/moneydadShow notes and more at:https://moneydadpodcast.com/session081Support the show

Do you experience a rude awakening every April when Tax Day approaches? If so, you're one of many creators who seem to be caught off-guard by this yearly reminder that your creator business is just that - a business. And the IRS does not take it easy on you just because you are not 'good at business.' In this episode, we're highlighting three critical money mistakes that could be devastating to your business - not just during tax season, but all year round - and we'll show you how fixing them can free you from  stress and anxiety. Not only that, these solutions will keep more money in your pocket and less going to Uncle Sam. Note: For our international listeners, please refer to your country's tax code and get professional help. For everyone - this is not financial advice or tax consultation - we advise all of our community of creators to seek help from a licensed financial professional. Send us Fan MailGet On The Waitlist for our Creator Business Deep Dive!Want more help fixing your faith-focused creator business? Join the waitlist and we'll let you know when we schedule this intensive and effective training for faith-centered creators!https://godandgigs.com/bizdeepdiveSupport the showWANT HELP WITH YOUR CREATOR BUSINESS? Sign up for the Creator Biz Deep Dive waitlist - godandgigs.com/bizdeepdivePODCAST MERCHGet God and Gigs themed gear, clothing and accessories HERE! FOLLOW US ON SOCIAL!  InstagramFacebook YouTubeWant to be a guest on The God and Gigs Show? Send us a message on PodMatch, here! © 2026 Paul Creative Solutions

Don and Tom tear into Kiplinger's roundup of “best money advice,” separating the genuinely useful from the obvious, the flawed, and the downright silly. They agree that core principles like living below your means, automating investing, and seeking qualified fiduciary advice still reign supreme, while pushing back on oversimplified takes about debt, life decisions, and self-auditing. The conversation reinforces a familiar truth: personal finance isn't about clever hacks—it's about consistent behavior, smart systems, and avoiding the many ways people sabotage themselves. Listener questions cover fund-of-funds expense ratios (no stacking), high-yield savings tradeoffs, and the real cost of chasing slightly better interest rates.0:05 Chasing the “best money advice of all time” (and where it definitely isn't)1:44 Kiplinger roundup sparks review of popular financial advice3:10 Dave Ramsey basics—simple, correct, and incomplete4:29 The myth of easy money and cultural obsession with getting rich quick5:18 Getting help from professionals (and why most aren't actually professionals)6:07 “Good vs. bad debt” debate and the problem with vague advice7:32 Aligning money with values… or just saying something that sounds nice7:39 “Marry wisely” as financial advice (yes, really)9:02 Automating finances as one of the most effective strategies10:40 Why friends and family are often terrible sources of financial advice10:53 Should life decisions be based on money? (spoiler: they usually are)12:33 Self-audits vs. professional guidance—can you really judge yourself?13:42 The foundational rule: spend less than you make14:31 Most people don't know what they actually spend15:00 Listener question: AVGE / AVGV expense ratios—no fee stacking17:50 PI Bank high-yield savings—rate vs. usability tradeoffs19:25 Wire transfer fees and when higher yields actually matter21:31 Practical ways to manage savings movement costs22:17 Don's Financial FYSICS book—pricing, Kindle version, and Amazon quirksQuestions? Comments? Click!

Making a money mistake doesn't make you bad with money, it just means you're first. If you've ever made a money decision you regret and spent months (or years) quietly carrying the shame of it, this episode is the permission to finally put it down. Andrea shares a personal breakthrough she had during a recent coaching call — a moment that helped her finally release the shame she'd been holding around her own money mistake. What she heard reframed everything: when no one has taught you how to steward money, and you don't come from generational wealth, mistakes aren't a character flaw. They're part of the journey.This episode is for every first gen WOC who has told herself "I should have known better," and needs to hear why that narrative isn't fair and isn't true. In this episode we cover: ✅ Why money mistakes are inevitable for first gen wealth builder, and what to do instead of spiraling in shame. ✅ The 3 part framework for moving through a money mistake: compassion, wisdom, and resilience✅ How releasing shame is actually what keeps you in the game and building wealth long-termLet's stay connected:Website: www.buildinggenwealth.comInstagram: @building.gen.wealthLearn more about 1:1 Money Coaching: www.buildinggenwealth.com/moneycoaching

WCR Nation Ep. 459 | A Window Cleaning Podcast Most window cleaners don't have a customer problem… They have a money problem. In this episode of WCR Nation, Jersey breaks down the 5 biggest money mistakes window cleaners make — the ones that quietly kill your profit, slow your growth, and keep you stuck working way harder than you should. We're talking real stuff here: pricing wrong, saying yes to the wrong jobs, not tracking numbers, and the habits that keep you broke without even realizing it. If you've ever felt like you're busy but not making what you should… this episode is for you. Fix these mistakes, and everything changes.

Money Talks is hosted by Ryder Taff, Managing Partner at New Perspectives. To email a question to the show, send it to money@mpbonline.org. In this episode, we talk about the rising cost of gasoline and some of Dave Ramsey's money mistakes to avoid.If you enjoy listening to this podcast, please consider contributing to MPB. https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

As their family grows, new parents watch as their wallets get thinner and thinner. But is all this additional spending really necessary? How should parents plan for their financial future? How can you spend and invest wisely and avoid some of the most common money mistakes new parents make? Learn more about your ad choices. Visit megaphone.fm/adchoices

Money stress is one of the biggest fears women over 40 have about the future. Not wrinkles. Not aging. Money. In this episode, Chalene sits down with financial educator and New York Times bestselling author Tiffany "The Budgetnista" Aliche to break down the biggest financial mistakes midlife women make and how to fix them before it's too late. They talk honestly about debt, financial shame, starting over after divorce or loss, and the fear of running out of money later in life. Tiffany shares the five financial rules every woman should know, how to stop feeling overwhelmed about money, and simple strategies that can completely change your financial future starting today. If you've ever wondered whether you're behind financially, worried about retirement, or avoided looking at your bank account because it felt too stressful, this conversation will change the way you think about money.  

Join the free LIVE discussion calls in March all about MONEY.  Register here for the meeting invite.HEADS UP: The nature of this episode has me dropping a few more cuss words than normal.  Consider yourself alerted.An episode where I riff on the following:  in 20+ years of studying money, I've made some MASSIVE mistakes.  Here's three big ones and the growth each gave me.Press play babe.Mentioned In The Episode:Get on the INSIGHTS email list:  amyvanmeijl.com/insightsRegister for the FREE February LIVE coaching call: amyvanmeijl.com/wealthyafLIVESave your seat NOW for the March Money Workshop: Drop The Veil--RESOURCES & LINKS:Unapologetic Abundance: The Release ExperienceFREE 3-day private podcast to shift shame, alter timing and challenge the 'ideal state' when it comes to your experience with money in your life.BREAK UP WITH BROKE: amyvanmeijl.com/breakupwithbrokeThe audio journey designed to release worry, reframe debt and recalibrate your thinking to welcome in expansion and wealth into your life.--The Peri-Person's Guide To Manifestation: amyvanmeijl.com/theperiguideIf you're an ovary-bearing human about to (or already in) the menopause transition (hello perimenopause) & struggling with your go-to manifestation practices, this one's for you.  Grab the guide today.--WORK WITH ME 1:1:90 Mins 1:1: amyvanmeijl.com/coaching3 month Next Level Intensive Mentorship: amyvanmeijl.com/nextlevel> Want to book a quick chat to see if we'd be a fit?  Click the link on the Next Level booking page.Executive Leadership Mastermind: amyvanmeijl.com/executive--GO DEEPER:Freebies, coaching & money programs: amyvanmeijl.com -- SUBMIT A QUESTION: Submit a question to the podcast: amyvanmeijl.com/podcastquestions -- SOCIALS & SHARE A REVIEW: 

The biggest threats to your financial future aren't always market crashes or major expenses, they're the everyday spending habits you barely notice. In this episode, we explore the common money mistakes that quietly chip away at your wealth, from social spending pressure and lifestyle creep to generosity without boundaries. Learn how small financial decisions compound over time, how to recognize hidden money leaks, and how to take control of your spending without guilt so you can stay focused on your long-term goals. Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Today's episode is for the woman who's doing well on paper…earning more, climbing higher, checking the boxes of financial success— and yet still wondering if she's making the smartest moves with her money. Because here's the truth: more income doesn't automatically mean more clarity, more confidence, or even more security.In fact, high-earning women often face a unique set of financial blind spots—from over-relying on tax strategies to holding too much company stock, to quietly navigating complicated power dynamics at home and at work. And those mistakes can be costly if we don't name them.To help us unpack all of this, I'm joined by someone whose passion for empowering women financially is unmistakable the moment you hear her speak—financial advisor Maggie Johndrow who is a partner at Johndrow Wealth.In this conversation, we talk about the quiet financial mistakes high-earning women make, how taxes can mislead our biggest decisions, what to know about RSUs and stock options before they surprise you with a bill, and the emotional—and practical—realities of being the breadwinner at home. Hosted on Acast. See acast.com/privacy for more information.

Are women really attracted to men who can make them laugh? And if so, why does humor matter so much in attraction? This episode begins with what research and relationship experts say about laughter, mating, and why being funny can be a powerful social signal. https://amzn.to/496hAtL We've always been fascinated by twins. They seem mysterious, almost magical — as if they share a special connection the rest of us don't. But do twins really experience the world differently, or are we projecting myths onto them? Helena de Bres joins me to unpack the truths, misconceptions, and lived reality of being a twin. She's a professor of philosophy at Wellesley College and author of How to Be Multiple: The Philosophy of Twins (https://amzn.to/3HCmH8E). Most financial advice sounds the same: save more, spend less, invest wisely. But some of the most effective money guidance runs counter to what we usually hear. Vivian Tu shares a fresh, practical perspective on money, habits, and mindset — including mistakes people make without realizing it. Vivian made her first million by age 27, is CEO and founder of Your Rich BFF Media, and author of Rich AF: The Winning Money Mindset That Will Change Your Life (https://amzn.to/42oltaH). And finally, one of life's small but frequent frustrations: you grab a pen, there's ink inside — and it won't write. Most of the time, the pen isn't dead; it's just stuck. We wrap up with a few simple, surprisingly effective tricks to get a ballpoint pen working again. https://www.penheaven.com/blog/revive-a-dead-ballpoint-pen PLEASE SUPPORT OUR SPONSORS QUINCE: Refresh your wardrobe with Quince! Go to ⁠https://Quince.dom/sysk ⁠for free shipping on your order and 365-day returns. Now available in Canada, too! HIMS: For simple, online access to personalized and affordable care for Hair Loss, ED, Weight Loss, and more, visit ⁠https://Hims.com/SOMETHING⁠ for your free online visit!  SHOPIFY: Sign up for your $1 per month trail and start selling today at ⁠⁠https://Shopify.com/sysk⁠⁠ DELL: Dell Tech Days are here. Enjoy huge deals on PCs like the Dell 14 Plus with Intel® Core™ Ultra processors. Visit ⁠https://Dell.com/deals⁠ PLANET VISIONARIES: We love the Planet Visionaries podcast, so listen on Apple, Spotify, YouTube or wherever you're listening to this podcast! In partnership with The Rolex Perpetual Planet Initiative. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Money Meets Medicine podcast, hosts Dr. Jimmy Turner and Justin Harvey discuss how physicians, despite their intelligence, can make grave financial mistakes. They explore the importance of early disability insurance acquisition, share personal anecdotes of financial blunders, and emphasize the necessity of modesty and continuous learning in personal finance. The hosts highlight biases such as complexity bias, authority bias, and myopic loss aversion, which frequently lead to poor investing decisions. They advocate for the importance of having a written investment plan and understanding personal finance basics to avoid blindly trusting financial advisors. The episode concludes with a discussion on the value of intellectual humility and vulnerability in making sound financial decisions.Want to see if your program has a GSI? Visit https://moneymeetsmedicine.com/listEvery doctor needs own-occupation disability insurance.  To get it from a source you can trust? Visit https://moneymeetsmedicine.com/disability Want a free copy of The Physician Philosopher's Guide to Personal Finance?  Visit https://moneymeetsmedicine.com/freebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Be Wealthy Podcast — Show NotesEpisode: Ali Nasser — Return on Life Experience, Race Car Business Lessons & The Power of PresenceGuest: Ali Nasser — CEO, Entrepreneur & Bestselling Author of The Business Owner's DilemmaHost: Brett TannerEpisode SummaryBrett sits down with Ali Nasser to explore how entrepreneurs can get more return on their life experience. Ali draws powerful analogies between endurance racing and running a business, breaks down the difference between "more" and "better," and shares why presence is the greatest gift you can give. They cover early money memories, the point of optionality, wealth habits of the ultra-successful, and why retirement is the worst word for an entrepreneur.Timestamps0:00:00 — Intro 0:01:15 — How Brett Discovered Ali 0:02:30 — Ali's Endurance Racing Passion 0:04:15 — Can't Brake and Accelerate Together 0:05:30 — Process vs. Innovation Balance 0:06:15 — Lap Times as Business Scorecards 0:07:00 — Fastest Line Isn't the Tightest 0:09:15 — Bridging Operations and Sales 0:11:00 — Measurables Settle the Debate 0:12:30 — Defining Return on Life Experience 0:13:15 — Earliest Money Memories 0:15:30 — Mansion vs. Modest Family 0:17:00 — Earning Beyond Basic Needs 0:18:00 — Providing for Family at 13 0:19:00 — Running Old Money Programs 0:20:15 — Paradigms That Get Cemented 0:22:45 — London to Houston Culture Shock 0:26:15 — Danger of Binary Thinking 0:29:00 — Start Where You Agree 0:30:15 — Wired as an Entrepreneur 0:32:00 — Brett's Corporate Wake-Up Call 0:33:30 — Letting Kids Find Their Best 0:35:30 — Parents' Money Mistakes and Wins 0:37:45 — Wealth Means Wellbeing 0:39:45 — The Point of Optionality 0:41:15 — Billionaire vs. Content Entrepreneur 0:42:15 — Better Beats More 0:43:00 — The $12M Happiness Threshold 0:44:45 — Wealth as Master vs. Tool 0:47:15 — Chasing Shiny Objects 0:50:00 — Discipline to Say No 0:52:15 — Ali's Wealth Habits 0:54:30 — Essentialism in Practice 0:56:15 — $50K Divorce Bill Turning Point 0:57:45 — Betting on Yourself in Sales 0:59:15 — Hiring Wrong Managers Cost Millions 1:02:15 — Most Dangerous Dilemma Today 1:05:45 — ROLE Framework Walkthrough 1:09:30 — Ali's Ideal Time Allocation 1:10:45 — Why Entrepreneurs Shouldn't Retire 1:12:00 — Brett's Dad Working at 84 1:14:45 — Presence Is the Greatest Gift 1:16:45 — Phone Stack Explained 1:19:00 — No Phones Even in Bathrooms 1:20:00 — $20 Burner Phone Solution 1:23:45 — Three Life-Changing Books 1:25:15 — Best Purchase Under $200 1:26:30 — Advice to His 21-Year-Old Self 1:27:30 — Where to Find AliKey TakeawaysYou can't hit the brake and the gas at the same time. When pivoting in business, slow down first, turn, then accelerate. Trying to do both unsettles the car — and the team.The fastest line isn't the tightest line. Carry momentum through turns. Wide, smooth pivots beat sharp, jarring ones.Hit your Point of Optionality? Pause and reassess. Many entrepreneurs blow past the point where they have "enough" without ever stopping to ask what they actually want.Wealth is a tool, not a scoreboard. Its purpose is freedom — to live in alignment with your values.Better is better. Stop defaulting to "more" as the only measuring stick.Phone Stack your dinners. Phones in a pile, timer on, first person to check picks up the...

In this episode of the Private Banking Strategies Podcast, Vance Lowe and Seth Hicks Esq., reveal how families build generational wealth—and why most lose it. By comparing the Vanderbilt and Rockefeller families, they explain how financial structure, mindset, and education determine whether wealth lasts or disappears. They break down the Rockefeller Waterfall Method, showing how life insurance, trusts, and private family banking can help everyday families protect assets, reduce taxes, and create lasting family wealth. This episode is essential for anyone looking to move beyond short-term investing and build a true multi-generational financial legacy. Vance and Seth discuss: Secrets of the World's Wealthiest Families | History of Billionaires & Generational Wealth Vanderbilt Family Wealth Collapse: Why Most Fortunes Don't Last Rockefeller Family Wealth Strategy That Built Multi-Generational Legacy The Rockefeller Waterfall Method Using Life Insurance & Trusts How Everyday Families Can Build Generational Wealth Like the Rockefellers Resources: To Schedule a Call with Vance, Click the Link Below: https://go.oncehub.com/VanceLowe To learn more about Private Banking Strategies®, download a copy of our E-book today: https://privatebankingstrategies.com/resources/free-e-book/ 

If you're struggling financially, this message is for you. In this teaching, David Diga Hernandez brings biblical clarity to the subject of money, addressing common mistakes believers make that hinder freedom, peace, and increase. Through Scripture, David reveals God's balanced perspective on finances, showing how generosity, stewardship, and faithfulness position your life for lasting breakthrough.   The Encounter Podcast Ep.74

"Money and Fame is loud, jail was quiet." Sebastian Telfair former NBA star No truer meaning of the word Pivot then the rise and fall of success, money and fame to hit rock bottom, accept the consequences and figure out how to move forward. In his first conversation since being released from prison, former NBA guard Sebastian Telfair joins The Pivot for a raw, honest, and long-awaited conversation. Once one of the most hyped prospects in basketball history, Sebastian made headlines as a teenager—gracing the cover of SLAM Magazine alongside LeBron James and becoming the symbol of New York City basketball before ever playing an NBA game. He opens up about the highs of making it to the league straight out of high school—and the lows that followed, including the choices that led to his time behind bars. Once celebrated for his basketball talent and condemned for his mistakes, Sebastian Telfair is now facing the hardest opponent of all: himself. A couple weeks after being out of jail, Sebastian addresses the legal trouble that led to his sentence, taking full responsibility for his actions and reflecting on the consequences that changed his life. Being at Fort Dix Federal Correctional Institution, same place Sean Combs (P Diddy) is serving his time, he chats about thier encounter and lessons that come with freedom. Now on the other side, he shares what prison taught him, how it reshaped his perspective, and what redemption, growth, and purpose look like today. Once a teenage phenom turned NBA pro, Sebastian Telfair's story is a reminder that talent opens doors—but choices decide the outcome. Drafted straight out of high school, Telfair opens up about the pressure that came with early fame, the expectations he carried, and why his NBA career never fully reached the heights many predicted. He speaks candidly about decisions on and off the court, navigating the league at a young age, and how distractions, environment, and accountability played a role in his journey. This is more than a basketball story—it's a conversation about hype, hardship, accountability, and what it really means to pivot when life forces you to. Real talk. Real lessons. Real growth. You don't want to miss this one. Pivot Family, please like, subscribe and comment, we love hearing from you and your support keeps us going! Learn more about your ad choices. Visit megaphone.fm/adchoices

Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and Jamie break down exactly how to build wealth while serving, even if you're starting from scratch or recovering from financial setbacks. In this episode, we provide a comprehensive 2026 financial reset for military families, covering everything from emergency funds and debt payoff to maxing tax-advantaged accounts and avoiding lifestyle creep. Perfect for anyone wanting to turn the new year into a fresh financial start. Main Discussion Points Know Where You Are Before You Start Track your spending using apps like Monarch Money, YNAB, Rocket Money, or simple spreadsheet Face your financial reality- write down all debt and net worth even if it's negative Government shutdown proved why emergency funds matter: 3-6 months of expenses minimum Example: $500 car repair covered by emergency fund eliminated stress entirely Unique Military Financial Advantages Tax-free income: BAH, BAS, COLA not subject to federal income tax or payroll taxes (7%+ savings) State tax residency: Change to tax-free state (Texas, Florida, etc.) when stationed there! Spouse can too under Military Spouse Residency Relief Act TSP match: 5% automatic match after 2 years for BRS members. Don't leave free money on table Healthcare and housing covered through Tricare and BAH/base housing Example: Saving $300/month by changing state residency adds up to thousands annually 2026 Numbers to Know TSP contribution limit: $24,500 (up from previous year) TSP annual additions limit: $72,000 (includes match and combat zone contributions) Roth IRA limit: $7,000 per person ($14,000 for married couples, even if spouse doesn't work) Military pay raise: 3.8% coming. Automate at least 1% of increase into TSP E6 with 8+ years gets roughly $150-180/month extra income from pay raise Priority Order for Tax-Advantaged Accounts Contribute 5% to TSP (get full government match for BRS members) Max Roth IRA: $7,000 for you, $7,000 for spouse Go back and max TSP at $24,500 Only then consider taxable brokerage accounts Total to max everything: $48,500 for married couples Don't stress if you can't max—contributing 10-20% is still excellent and beats average American 5% savings rate Invest Simply Using LADS Method Low-cost, Automated, Diversified, Simple TSP Lifecycle 2075 fund: 60% US stocks, 40% international, minimal bonds—perfect set-it-and-forget-it option Alternative: 80% C Fund, 10% S Fund, 10% I Fund Don't performance chase because last year's winner often becomes next year's loser Boring is beautiful in investing. Let it compound for 20 years Path to Military Millionaire Status E7 example: $500/month starting as E3, by age 45 = $1 million at 7% return Real example from Reddit: E7 with 14 years, $600,000 saved, contributing $20-25k/year In 10 years that E7 will have $1.2 million just from money already contributed (before new contributions) Add military pension: $30k/year plus $40k from 4% rule = $70k annual income in retirement Time is your biggest asset. US stock market doubles roughly every 7-10 years Common Mistakes to Avoid in 2026 Not contributing to TSP at all (minimum 5%, goal 15%+) TSP loans for non-emergencies...change behavior instead New car trap: 7-year car loans becoming standard, shooting yourself in financial foot Lifestyle creep: Give half of pay raise to savings, half to lifestyle improvements Waiting for "perfect time." Spoiler: there's never a perfect time. Start this weekend Capture Free Money Review LES monthly for accuracy File paperwork for CZTE, hostile fire pay, family separation allowance Follow up with finance multiple times if needed. Don't give up on money you're owed Request corrected W2s if aircrew touching tax-free zones in Nov/Dec Spencer recovered $20,000+ over career by being persistent with finance Take Action Now Schedule family money meeting. Make it a priority! Hire babysitter if needed, dedicate one hour Write down all debt on paper: credit cards, student loans, auto loans Acknowledge it's overwhelming but necessary to move forward Resources: Dave Ramsey's Total Money Makeover or Ramit Sethi's I Will Teach You to Be Rich Resources & Links Budgetting and tracking: Monarch Money, YNAB (You Need A Budget), Rocket Money, Every Dollar Credit card offers: Card Pointers Chrome plugin Free books: Libby app + MWR library on base Military Money Manual by Spencer Reese Selected as US Air Force Academy Class of 2023 graduating gift Dave Ramsey's Total Money Makeover Ramit Sethi's I Will Teach You to Be Rich and Money for Couples TSP match/max charts by rank The Money Guy Show: Financial Order of Operations   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

In this episode, I'm sharing the real lessons my 20s taught, not the cute ones, the life-changing ones.We're talking about the money mistakes I had to own, the mindset shifts that completely changed how I show up, and the discipline that actually created confidence, stability, and freedom in my life.⁠CLICK HERE TO JOIN NEW YEAR, ELEVATED YOU⁠⁠HOW TO ENTER GIVEAWAY:1. Leave a 5-star review on Apple Podcast and/or Spotify 2. Screenshot the review 3. Email the screenshot to: theperryrichardson@gmail.comConnect with me:EMAIL ME: theperryrichardson@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠22 Journal Prompts ( Free Guide)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow me on Instagram (the.mindsetbabe)⁠⁠⁠⁠⁠⁠Keywords:lessons from my 20s, money mistakes, mindset shifts, discipline, personal growth, women and money, self improvement podcast, mindset podcast for women, confidence, personal responsibility, follow through, success habits, motivation vs discipline

In this episode, Krista shares the five money lessons that transformed her business from zero to $70 million in seven years. These aren't theories. These are real entrepreneur habits, simple, intentional decisions that build long-term wealth. You'll learn why most professionals stay stuck, how to invest in your earning power, and how the "boat goes faster" rule drives massive business growth. Krista breaks down spending choices, skill development, mentorship, and the mindset shifts that separate people who look successful from those who are truly financially free. Whether you're building a real estate business, launching a brand, or trying to scale your income, these principles create real momentum. If you want to level up your circle, master high-value activities, and stop playing small, this is your roadmap. Watch, take notes, and start making the decisions your future self will thank you for.  

No one plans to lose their financial independence. But for many women, it happens slowly, quietly, over years of caregiving and career pauses. In today's episode, Jessi Hempel sits down with Steph Wagner, expert voice in women's wealth and financial empowerment and author of Fly: A Woman's Guide to Financial Freedom and Building a Life You Love, to talk about what it really takes to rebuild your financial life. Steph began her career in investment banking, drawn to numbers, strategy, and financial control. A brief pause from work to focus on motherhood turned into 14 years, during which she lost her income, confidence, and ultimately her marriage. When she discovered her husband's double life, she was surprised to find herself financially unprepared. Her story is one many women will recognize, whether the catalyst is divorce, job loss, grief, or a major life transition.  Jessi and Steph discuss: How women slowly lose financial power, and how to take it back The emotional toll of financial dependence, shame, and starting over Why so many of us carry scarcity mindsets we don't even realize we learned in childhood How to identify your “money personality” and how it shapes your habits How compounding interest and awareness of opportunity cost can quietly transform your financial future Why traditional budgets fail and Steph's 45/20/35 model that actually works How to talk about money with partners, kids, and family members who have their own money beliefs What it really looks like to rebuild your identity after financial and emotional collapse And how to build healthier relationships without giving up your financial autonomy again Steph's story is a reminder that financial freedom isn't about having more money, it's about understanding your choices, aligning them with your values, and believing you're capable of steering your own life. The skills are learnable. And it's never too late to begin.